Episodes

11h ago

In this insightful clip from "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive deep into the important—yet often misunderstood—topic of year-end tipping. Responding to a listener question, they break down who should be on your tip list during the holiday season, how much you should give, and why showing appreciation to those who make your life easier is essential. Rashad shares common scenarios, highlighting everyone from sanitation workers, teachers, and valets, to barbers, school bus drivers, and even your building’s concierge. Ian provides real-life examples from his own life, pointing out the value of tipping your cleaning crew, building staff, and even the mailman. The duo discusses the nuances of tipping based on the service received, relationships built over the year, and the importance of recognizing excellent customer service. They also tackle those awkward gray areas: Is it necessary to tip your child’s high school teacher, or does it stop at preschool? What if the service was subpar? Both hosts agree that monetary gifts should go hand-in-hand with outstanding service and positive energy—but getting the etiquette right can sometimes confuse even the most well-meaning among us. Whether you live in a home or apartment, rely on daily or weekly help, or simply want to ensure you’re not missing an important gesture, this clip is packed with practical tips, etiquette reminders, and candid stories about why tipping matters—not just for gratitude, but for better service in the future. Ready to level up your holiday tipping game and show some love to those who support you all year long? Rashad Bilal and Ian Dunlap have you covered! *Hashtags:* #TippingEtiquette #HolidayTipping #YearEndGifts #ServiceWorkers #BlackOutPodcast #IanDunlap #RashadBilal #Gratitude #PodcastClip #LifeAdvice #BetterService #SupportYourCommunity #Appreciation #CustomerService #MonetaryGifts See omnystudio.com/listener for privacy information.

1d ago

In this insightful clip from Market Mondays, hosts Rashad Bilal and Ian Dunlap dive into one of the most important lessons for traders and investors: the dangers of chasing fast wins and why true wealth is built with discipline and patience. Ian shares his futures trading tip of the week, reflecting on lessons from the recent trading tournament and highlighting the importance of letting trades “breathe” and strategically planning entries on volatile market days like when Powell speaks or economic reports drop. Rashad and Ian also explore the blurred lines between trading and sports wagering, referencing Robinhood’s innovative approach and how more traders are entering the world of in-game contract trading. The conversation turns critical as they unpack mistakes young investors often make—especially when trying to score fast gains in meme stocks or speculative sectors like NFTs. Ian warns that while hitting a quick win may seem rewarding, it often breeds poor discipline and risky habits, with most quick successes not repeating themselves in the markets. Rashad reinforces the pitfalls of following hype or hearsay without understanding companies or their industries, and both stress why relying on others for entry and exit signals is dangerous. Drawing on Warren Buffett’s philosophy, Rashad recalls a conversation with Jeff Bezos about the power of getting “rich slow”—and why this tried and true method remains unpopular despite its proven results. The key takeaway? While chasing overnight success is tempting, patience, discipline, and a solid plan will always outperform reckless speculation in the long run. *Key points in this clip:* Why you must let your trades breathe and use longer targets strategically How sports wagering platforms like Robinhood are attracting futures traders The biggest mistakes young investors make, from chasing meme stocks to lack of market discipline Why fast money often leads to long-term losses The timeless wisdom of building wealth slowly instead of seeking quick wins *Learn practical wisdom from Rashad Bilal and Ian Dunlap on becoming a smarter, more disciplined investor—because sometimes the slow road is the fastest way to lasting wealth.* #MarketMondays #TradingTips #Investing #WealthBuilding #IanDunlap #RashadBilal #StockMarket #FuturesTrading #Robinhood #Discipline #FinancialFreedom #GetRichSlow #MemeStocks #NFTs #LongTermInvesting #SportsWagering See omnystudio.com/listener for privacy information.

2d ago

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down the hottest crypto-related stocks and ETFs in today's market. The team dives deep into the strengths and weaknesses of Coinbase, IBIT (iShares Bitcoin Trust), and MicroStrategy—three major ways investors can get exposure to cryptocurrency through the stock market. Rashad starts the conversation by identifying each asset: Coinbase is the go-to platform for buying cryptocurrency, IBIT follows the price of Bitcoin as an ETF (backed by industry giant BlackRock), and MicroStrategy is a company that’s become synonymous with Bitcoin holdings—practically turning into a Bitcoin treasury. Ian highlights the importance of analyzing risk versus reward. He points out that while MicroStrategy once claimed the top spot due to its bold Bitcoin accumulation, current threats and volatility push it to the bottom of his ranking. Coinbase, with its strong leadership and lower perceived risk, gets his vote for number one. IBIT sits in the middle—reliable, but not quite on the same level as investment giants like Vanguard or BlackRock. Rashad pushes back, arguing IBIT deserves the top spot. He stresses the unprecedented security of a product backed by BlackRock, the largest asset manager ever. In his view, if you really believe in Bitcoin’s growth potential, IBIT offers the purest 1:1 exposure, removing the variables that platforms like Coinbase face during earnings reports or market downturns. Troy shares his perspective, agreeing IBIT is the best option for investors wanting direct bitcoin exposure. He explains that owning IBIT is not exactly the same as holding Bitcoin yourself, but it provides a simple route to gain exposure through a fund structure. Coinbase, meanwhile, earns revenue from transaction and subscription fees, making it a strong but somewhat cyclical contender. The trio concludes by ranking the three: IBIT first for its direct and secure Bitcoin exposure, Coinbase second for its business model, and MicroStrategy third due to its current risk factors. Throughout, they also briefly address their broader crypto confidence, with Rashad sharing that Bitcoin and Ethereum are the only coins he’s truly bullish on for the long term. If you're wondering how to get started with crypto investing—or want to understand which publicly traded options might suit your strategy—this clip is packed with insights, debates, and expert perspectives. *Hashtags:* #CryptoStocks #Coinbase #MicroStrategy #IBIT #BitcoinETF #MarketMondays #Investing #CryptoInvesting #StockMarket #BlackRock #Bitcoin See omnystudio.com/listener for privacy information.

4d ago

This week on Earn Your Leisure, we sit down with Songe LaRon and Dave Salvant, the co-founders of Squire, to break down how they built a barbershop tech platform into a $750 million company. They share how they met, landed their first customers, and built their first product without deep technical skills — including why they gave Squire away for three years before ever charging. The conversation dives into the realities of fundraising, from relying on angel investors to survive, taking 60 meetings to secure one VC, and how an $8 million Series A helped unlock massive growth. Songe and Dave also explain the role Y Combinator played, the strings attached to outside capital, ownership dilution, and what investors truly expect when they invest. We also explore how Squire scaled to 32,000 barbers and 10 million customers, what their $750M valuation actually means, and the challenges of being two Black founders raising capital. Plus, we discuss Squire’s marketing strategy, deploying $100 million in one year, and whether AI or rising haircut costs could disrupt the barber industry. EYL University: https://eyluniversity.com #EarnYourLeisure #Squire #SongeLaRon #DaveSalvant #StartupJourney #Fundraising #VentureCapital #BlackFounders #Entrepreneurship #TechStartups See omnystudio.com/listener for privacy information.

5d ago

In this Market Mondays clip, Ian Dunlap and Troy Millings dive into Oracle’s latest stock pullback and tackle the burning question: Is now the right time to buy Oracle shares? The conversation breaks down everything investors need to know—including the timing of Oracle’s cloud profitability, the challenges of CAPEX spending, and the shift in market sentiment. Ian Dunlap emphasizes patience, advising investors to wait until Oracle dips closer to $160 before considering an entry point. He highlights how the overall market environment has shifted, urging viewers not to expect every tech company to produce Nvidia-like returns. Troy Millings adds depth by dissecting the nature of cloud profitability, noting that significant returns are often “future dated”—it took Amazon and Google years to generate meaningful profits in their cloud divisions. He draws comparisons to Microsoft’s Azure, explaining that Oracle is following a proven path, even as it faces margin pressure and intense scrutiny. The duo also unpacks Oracle’s position as the fourth-largest cloud provider in the U.S., the spike in credit default swaps, and the impact of negative sentiment as the company’s massive investments raise eyebrows. Troy discusses how Oracle’s evolution—from enterprise software to subscriptions, to AI, and now cloud services—shows resilience, but also warns that market and government connections (like those with Larry Ellison) play a significant role in Oracle’s prospects. For anyone trying to navigate the choppy waters of tech stocks, this analysis offers historical insight, practical entry strategies, and candid takes on where Oracle might be heading next. Don’t miss out if you’re watching cloud stocks or considering Oracle for your portfolio. *Chapters Include:* Oracle’s Stock Pullback: Buy Now or Wait? Cloud Profitability: The Long Play for Investors Oracle vs. Amazon, Google, and Microsoft in the Cloud Race CAPEX and Margin Pressures Explained Market Sentiment & Credit Default Swaps: What Investors Should Know The Larry Ellison Factor: Government Ties & Future Outlook *Drop a comment below:* Are you bullish or bearish on Oracle? Do you agree with Ian Dunlap’s price target or see a different opportunity? *Subscribe to Market Mondays for more sharp investing insights every week!* * #Oracle #CloudComputing #IanDunlap #TroyMillings #TechStocks #MarketMondays #Investing #OracleStock #LarryEllison #StockMarket * See omnystudio.com/listener for privacy information.

6d ago

In this clip legendary musician and entrepreneur Ryan Leslie breaks down how he made $2 million off an independent album that only sold 17,000 copies. #RyanLeslie #independentartist #musicbusiness Full Episode: • Ryan Leslie discuses tech, text management... EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EARNERS See omnystudio.com/listener for privacy information.

Dec 15

In this insightful clip, Vlad Tenev, co-founder and CEO of Robinhood, sits down with Rashad Bilal to discuss the rapidly evolving world of crypto, the transformative potential of bitcoin, and how Robinhood is pioneering innovative prediction markets. Vlad explores the next decade of crypto, emphasizing its role in making high-quality U.S. financial tools accessible globally. He highlights how stablecoins, especially US dollar-based ones, have brought financial stability to people in countries with unreliable banking systems and unstable currencies. According to Vlad, the future lies in extending this access—with crypto and tokenization enabling users anywhere to invest in U.S. stocks and other global assets, leveling the financial playing field. When Rashad asks about bitcoin specifically, Vlad acknowledges its unique status and enduring influence, even as he remains bullish on the broader crypto ecosystem rather than being a “bitcoin maxi.” Vlad shares his thoughts on price predictions, noting the surprises in bitcoin’s journey and its deep-rooted prominence among enthusiasts. The conversation then pivots to Robinhood’s innovative prediction markets, where Vlad explains how Robinhood has quickly become a leader. From just one contract about the presidential election to over 1,500 diverse contracts, prediction markets have become the company’s fastest-growing business segment. These markets not only cover politics but also expand into sports and emerging fields like AI model performance, drawing in traders and market participants from traditional finance backgrounds. Vlad breaks down how prediction markets differ from traditional sports betting—enabling live, dynamic trading as events unfold, thus introducing a new "wagering" experience. This disrupts conventional betting and offers users a way to trade based on real-time market information, making sports betting companies reconsider their strategies. From AI to sports and elections, prediction markets are changing how information is shared and traded. Vlad predicts these markets will become a new, valuable source of crowd-sourced intelligence, enabling individuals to leverage their unique insights and move beyond conventional wisdom. Don’t miss this dynamic conversation about the intersection of technology, finance, and the future of trading. Vlad Tenev explains why Robinhood is defining a new wave of innovation—making global finance accessible and reimagining prediction markets for everyday traders. *Hashtags:* #Crypto #Bitcoin #Robinhood #VladTenev #PredictionMarkets #Stablecoins #Investing #FinanceInnovation #Tokenization #AI #SportsBetting #GlobalFinance #EYL #RashadBilal #FutureOfFinance See omnystudio.com/listener for privacy information.

Dec 14

In this exclusive Market Mondays clip, Rashad Bilal and Troy Millings welcome back Caleb Silver, editor in chief of Investopedia, to break down one of the biggest stories shaking up the entertainment and financial worlds: Netflix’s potential $72 billion acquisition of Warner Brothers’ streaming assets. Was this deal ever real? And what does it mean for the power dynamics of streaming giants? Caleb Silver explains exactly what a monopoly is, tracing its history from the era of the railroads and the origin of U.S. antitrust laws to today’s streaming wars. The trio discusses how monopolies work, why the government steps in with antitrust policies, and how proximity to political power plays a bigger role in the stock market than ever before. You’ll get expert insights into: Why "Assets over Liabilities" is more than just a hoodie slogan—it's the ultimate metric in the current market. How and why the Federal Trade Commission cracks down on monopolies. The real meaning behind antitrust cases and how they protect consumers and competitors. The surprising influence of presidential administrations in shaping business deals and market outcomes. What the Netflix x Warner Brothers mega-deal could signal for the future of entertainment and investing. Whether you’re a budding investor, an industry insider, or just a fan of Market Mondays’ fresh takes, this clip offers a crash course in market mechanics, business strategy, and why your proximity to power could make or break your portfolio. Drop your thoughts in the comments and don’t forget to hit subscribe for all the latest Market Mondays insights! *Hashtags:* #MarketMondays #Investing #Netflix #Monopoly #Antitrust #WarnerBros #StreamingWars #AssetsOverLiabilities #CalebSilver #FinancialEducation #Stocks #BusinessNews See omnystudio.com/listener for privacy information.

Dec 14

In this clip from Market Mondays, hosts Rashad Bilal and Troy Millings sit down with financial analyst Caleb Silver to break down the current economic landscape and what lies ahead for 2026. The conversation starts with a historic event—the cancellation of the American jobs report—and what it signals for business journalists, policymakers, and everyday investors. Caleb Silver explains why, despite the anxiety over inflation and consumer confidence being at lows reminiscent of the Great Financial Crisis, the U.S. economy is in better shape than most people feel. The clip dives into key data points like updated unemployment rates, wage growth, and the impact of underreported layoffs and AI-driven changes in the job market. The discussion pivots to stock market trends, especially the dominance of the "Mag 7" mega-cap tech stocks. Troy Millings asks the crucial question: If the Mag 7’s run slows, can the rest of the S&P 500 pick up the slack? Caleb Silver provides deep insights into what breadth in the market really looks like, highlighting why recent rallies in healthcare, financials, and commodities matter for investors seeking diversification. Walmart’s shift to the Nasdaq and its surprising outperformance versus other tech giants is put under the spotlight. Caleb Silver explains why Walmart's move is strategic, aiming for a spot among elite growth stocks and inclusion in popular indices. Looking ahead, the clip identifies where opportunities may exist for investors going into 2026, including sector rotation, the resurgence of healthcare and biotech, and the importance of looking at undervalued mid- and small-cap stocks. Caleb Silver explains the difference between small, mid, large, and mega-cap companies, and how those categories affect investment strategies in a world dominated by trillion-dollar giants. If you want to understand where the U.S. market, consumer sentiment, and investor behavior are heading, this clip is packed with actionable analysis. Plus, get a behind-the-scenes glimpse of what investors and financial researchers are really looking up as we close out the year. *Hashtags:* #MarketMondays #CalebSilver #EconomicOutlook #2026Forecast #StockMarket #Investing #Walmart #Mag7 #MidCapStocks #SmallCapStocks #FinancialAnalysis #ConsumerConfidence #Inflation #JobMarket #SectorRotation #WallStreet #Nasdaq #S &P500 #BullMarket #Investopedia See omnystudio.com/listener for privacy information.

Dec 12

In this week’s episode of Earn Your Leisure, we sit down with Robinhood CEO Vlad Tenev for one of the most important conversations of the year. Fresh off a historic run that tripled Robinhood’s stock price, Vlad opens up about his proudest moment of 2025, the biggest misconceptions about the platform, and why he believes the retail investor is now the sophisticated investor. We also dive deep into the future of artificial intelligence, the evolution of predictive markets, the role of crypto in global access, and Robinhood’s mission to build a complete financial ecosystem. Vlad breaks down how AI is creating opportunity—not eliminating it—why he doesn’t believe we’re in an AI bubble, and how their new “Legend” model has transformed productivity at scale. From billion-dollar opportunities to the new Treasury-backed $1,000 investment accounts for every child born in the U.S., this episode is packed with insights on investing, innovation, and the future of finance. Whether you’re a trader, entrepreneur, or long-term investor, this is a conversation you don’t want to miss. #EarnYourLeisure #VladTenev #Robinhood #Investing #ArtificialIntelligence #Crypto #PredictiveMarkets #MarketMondays #FinancialEducation #WealthBuilding See omnystudio.com/listener for privacy information.

Dec 10

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the most critical investing mistakes of the year and share powerful lessons for smarter investing going forward. Ian Dunlap highlights the missed opportunities during the market’s April run, emphasizing how not deploying capital during that crucial window was one of the biggest blunders. He reflects on the rare “guaranteed win” and urges viewers to always be ready to act when markets present powerful opportunities. Ian also advises investors and traders to hunt for the next big sector winner – naming quantum computing as a future disruptor and encouraging in-depth research to find groundbreaking companies for 2027 and beyond. Troy Millings echoes the importance of sticking to a disciplined plan, especially in times of market downtrends. He points out how ETFs and index funds soared for those who maintained their investments, and shares personal stories about leveraging ETF positions for significant gains in the semiconductor space. Troy’s experience with trades like XOXL and understanding the impact of ETF splits adds practical value for anyone looking to navigate stock and options trades with confidence. This clip also tackles the lessons learned from short market pullbacks, such as the November 5% dip, and how the uncertainty in sectors like AI technology can turn into profitable opportunities for those prepared to act. Plus, the team shares candid moments about overcoming losing trades and remaining steadfast in their long-term investment strategies. Whether you’re a beginner or a seasoned investor, this Market Mondays discussion will help you identify common mistakes, strategize for future wins, and learn from top minds in finance. Watch now to level up your investment approach, discover which sectors to watch, and take advantage of hidden market moments! * #MarketMondays #InvestingMistakes #StockMarket #ETFs #OptionsTrading #QuantumComputing #FinancialEducation #IanDunlap #RashadBilal #TroyMillings #InvestingTips #StockMarketNews #AIStocks #ETFInvesting #FinanceYouTube * See omnystudio.com/listener for privacy information.

Dec 9

In this clip from EYL, Rashad Bilal sits down with Ahmed Ben Chaibah to dive deep into Dubai’s booming real estate market, innovative investment strategies, and the power of personal branding. Ahmed Ben Chaibah shares his perspective on the unstoppable growth of the UAE property market, revealing year-on-year increases of up to 30% or even 40%. He recounts stories of skyrocketing villa rental prices and highlights how Dubai’s competitiveness fosters both opportunity and challenge for residents, investors, and entrepreneurs. The conversation uncovers the structures behind property transactions in Dubai – including mortgages, off-plan purchases with developer payment terms, and even crypto payments. Rashad Bilal raises important questions about the sustainability of rapid growth in cities like Dubai and New York, especially regarding wealth gaps and affordable housing. Ahmed Ben Chaibah responds by painting a picture of Dubai as a “layered onion” where luxury and affordability exist side by side. We also explore Ahmed Ben Chaibah’s intentional personal branding, his collaborations, and why authenticity matters in business. You'll hear how he built and manages nine businesses and 91 investments, staying involved through tightly focused, efficient meetings. Plus, discover why Dubai’s license plate culture has become a striking symbol of wealth, with single-digit plates selling for millions. Get practical insights into business operations, branding, and life in Dubai, straight from one of the region’s most dynamic entrepreneurs. *Highlights:* Explosive growth of real estate in Dubai and its implications How Dubai’s property system works (mortgages, payment terms, crypto) The balance of wealth and affordability in Dubai Entrepreneurial routines and time management The intentionality behind personal branding The fascinating world of Dubai’s luxury license plates Whether you’re interested in investing in Dubai, scaling your own ventures, or building a strong personal brand, this clip is full of actionable advice and eye-opening stories. *Hashtags:* #DubaiRealEstate #AhmedBenChaibah #EYL #InvestInDubai #PersonalBranding #Entrepreneurship #PropertyInvestment #BusinessGrowth #LuxuryLifestyle #TimeManagement #WealthMindset See omnystudio.com/listener for privacy information.

Dec 8

In this powerful clip from "EYL," David Shands sits down with Troy Millings to share his journey from working at the Cheesecake Factory to building a six-figure business selling T-shirts. David breaks down the essential mindset shifts and tactical strategies he used to turn his "off days" into $100 paydays, eventually quitting his job and scaling up his entrepreneurial dream. You'll hear David’s advice on setting practical work goals (not just sales goals), transitioning out of your 9-to-5, and the importance of persistence—especially when facing rejection. He outlines his “life cycle of a good idea,” touching on excitement, evolution, engagement, and expansion, and how to carry momentum through each stage. Troy challenges David on the fine line between persistence and annoyance in sales, sparking a real conversation about how to overcome the fear of selling and why most people are conditioned to say "no" first. Hear how David converted sales after the second or even third "no"—and how his coaching clients have unlocked new income just by increasing their daily sales asks. Perfect for aspiring entrepreneurs and anyone ready to make their side hustle their main gig, this clip delivers actionable steps you can start using today. From building consistency to tracking your actual work instead of just the outcomes, David and Troy break down the real formulas behind hitting $250K a year selling any product. Don't miss this inspiration-packed conversation! **Key topics covered:** - How to set daily work goals for reliable results - Why persistence and overcoming “no” matters in sales - The true process for transitioning out of your day job - The “life cycle” stages of every business idea - Breaking down sales fear and building resilience - Why tracking your outreach matters more than tracking revenue **Hashtags:** #Entrepreneurship #SalesStrategy #SideHustle #SmallBusiness #Persistence #DavidShands #TroyMillings #BusinessMindset #BlackOutPodcast #SuccessTips #HowToSell #WorkSmart #DailyHabits 👇 Watch, learn, and start building your $250K journey today! See omnystudio.com/listener for privacy information.

Dec 7

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Apple’s stunning market performance, silencing rumors about its decline and revealing why it’s still a top pick for smart investors. As the broader market shows volatility, Apple hits a 52-week high, positioning itself once again as a “safe haven” alongside tech giants like Microsoft and Google. Ian Dunlap explains why the projected return for Apple over the next four years (25–33%) could make it an alternative to traditional bonds, especially as confidence in U.S. debt falters. While Apple’s AI strategy remains a work in progress with leadership shifts, the team highlights why patience and long-term focus are paying off for shareholders. Troy Millings breaks down Apple’s unique approach: focusing on international expansion into India and reclaiming its spot as the number one in China, with the iPhone 17 surpassing sales expectations. The discussion also covers Apple’s rumored talks with Intel and what that could mean for the company’s future AI direction. Plus, Rashad Bilal shares exclusive details about Market Mondays’ special bundles, including access to Stock Club and EY University, opportunities for in-person masterminds, and a behind-the-scenes look at Nvidia’s innovations. Whether you’re a longtime Apple fan or a cautious investor, this conversation is packed with insights and strategies to help you navigate the ever-changing tech landscape. *Key topics include:* Apple’s comeback and new 52-week high Apple vs. U.S. bonds: Where smart money is flowing now International expansion wins: China and India Inside Apple’s evolving AI strategy and Intel talks Special access opportunities through Market Mondays Ready to learn why the world’s biggest investors are flocking back to Apple? Press play and position yourself for the next big move in tech. --- *🔗 Stay connected:* Learn more at MarketMondaysDeal.com (48 hours only!) * #MarketMondays #AppleStock #Investing #TechStocks #AI #Finance #StockMarket #TroyMillings #IanDunlap #RashadBilal #Nvidia #AppleNews #FinanceTips #InvestmentStrategy #EYLU * See omnystudio.com/listener for privacy information.

Dec 6

Welcome to another insightful Market Mondays clip! In this dynamic conversation, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Elon Musk's approach to investing and building wealth, discussing why the world's richest person chooses to focus on his own companies instead of diversifying into the stock market. The group reflects on Musk's revelation that, if he were to invest in stocks, his picks would be Google and Nvidia—two giants poised to lead the future of AI and data infrastructure. Ian Dunlap explains the strategy behind wealth building by creating assets and driving GDP, highlighting how building something revolutionary like SpaceX or Tesla yields far greater returns than typical investments. Troy Millings brings another layer by examining the synergy forming between tech titans like Google, Nvidia, and Elon Musk’s companies, especially with innovations like data centers in space powered by solar energy. The conversation pivots to practical advice for content creators and entrepreneurs, emphasizing the importance of investing in the platforms they use—namely Google (YouTube), Meta (Instagram, Facebook), and Apple (the originator of podcasting). The hosts also walk through historical returns for major tech ETFs and stocks, showing that even “safe” investments like QQQ, SPY, and XLY have brought substantial growth over the past decade. The group reiterates the critical role technology plays in driving the economy forward, pointing out how companies with strong net margins (like Google, Microsoft, Apple, Meta) outperform most others. Finally, Rashad Bilal and the team discuss common misconceptions around tech, media, and stock classifications, explaining how businesses with tech components can achieve far higher valuations and why understanding how money moves—even in music and media—can be transformative. Whether you’re a budding entrepreneur, tech investor, or curious about the intersection of AI, media, and wealth creation, this clip offers game-changing insights and actionable strategies. *Timestamps (available upon request)* --- *Key Topics:* Elon Musk’s philosophy on investing vs. building Why Google and Nvidia are top picks for the AI future Building wealth through owning and creating assets The importance of media platform investments for content creators Historic ETF and tech stock performance Understanding tech business classifications for higher valuations Partnerships and the future of data infrastructure (like space-based data centers) --- *Hashtags:* #MarketMondays #ElonMusk #Google #Nvidia #TechInvesting #AIRevolution #WealthBuilding #Entrepreneurship #ContentCreators #StockMarket #ETFs #MediaInvesting #SpaceX #Tesla #Meta #Apple #FinancialFreedom #BusinessStrategy #Technology See omnystudio.com/listener for privacy information.

Dec 5

In this insightful clip from Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the psychological side of trading and investing. Ian Dunlap shares his trading tip of the week, advising futures traders to manage fear, embrace bigger risks, and strategically increase the size of their trades for bigger rewards. He recommends going for 33 contracts on the S&P 500 and targeting 42 ticks, which can potentially result in significant gains—if you have the courage to size up at the right moments! Rashad Bilal highlights the importance of emotional intelligence in investing. He stresses that understanding your emotions is crucial for navigating market volatility, avoiding panic selling, and sticking to your plan. Emotional discipline, Rashad says, is what separates successful investors from those derailed by fear during downturns. The clip covers strategies for managing risk, the benefits of having conviction in your research, and the wisdom in sticking to long-term investing—even through market drawdowns. Ian Dunlap breaks down the importance of knowing when to short the market, but he cautions against making shorting a primary strategy on assets that generally appreciate over time. Whether you’re a futures or options trader, or just looking to strengthen your investing mindset, this discussion is packed with honest advice, practical trading tips, and encouragement to build both your financial skills and your emotional resilience. *Key Points Covered:* Why futures traders should consider increasing their contract size to maximize returns. How emotional intelligence helps you handle market volatility and drawdowns. The discipline needed for long-term investing and the importance of trusting your research. When it makes sense to short the market versus holding long positions. Strategies for both novice and experienced traders to improve their trading game. *Watch this clip to learn how mastering your mind is just as important as mastering the markets!* * #MarketMondays #TradingMindset #InvestingTips #EmotionalIntelligence #FuturesTrading #OptionsTrading #StockMarket #FinancialFreedom #RiskManagement #RashadBilal #IanDunlap * See omnystudio.com/listener for privacy information.

Dec 5

In this episode of Earn Your Leisure, we sit down with Ahmed Ben Chaibah, the visionary founder of Aqua Fun, to break down why Dubai is becoming the #1 city in the world for entrepreneurs, investors, and anyone who wants true financial freedom. We talk about how Ahmed built the world’s largest inflatable waterpark, scaled to 780 employees across 34 locations, and grew an audience of 100K without spending a dollar on ads. He reveals the systems, discipline, and mindset that separate successful entrepreneurs from everyone else — and how Dubai’s government structure creates the perfect environment for business. We also compare Dubai’s tax-free lifestyle to America’s system that “feels like a scam,” explore how Dubai funds its massive growth without income or property taxes, and break down the city’s booming real estate market growing 25% year-over-year. From Google review incentives, to license plates as investments, to the question everyone is secretly asking: “Why are you still living in America if they’re taking half your money?” This is one of the most eye-opening global business conversations we’ve ever had. Market Mondays Cyber Monday Deal (Extended for 24 Hours): https://marketmondaysdeal.com #EarnYourLeisure #Dubai #AhmedBenChaibah #AquaFun #Entrepreneurship #GlobalEconomy #BusinessTips #WealthBuilding #Taxes #DubaiRealEstate #MiddleEastBusiness #FinancialFreedom #Investing101 #MarketMondays #EYL See omnystudio.com/listener for privacy information.

Dec 2

In today's digital age, the internet is flooded with an endless stream of content waiting to be consumed. However, not everything you come across online serves your well-being or personal growth. This eye-opening episode delves into the detrimental effects that certain online content can have on your life, mental health, and overall productivity. From mindlessly scrolling through social media to watching negative news or being hooked to toxic drama, the digital realm can significantly sway your mood, outlook, and even your daily choices. We'll also explore healthier alternatives and share tips on how to curate a positive online experience that contributes to your life rather than detracts from it. Taking control of your online consumption is a step towards a more focused, positive, and purpose-driven life. Join us in unveiling the hidden impacts of online content on your life, and learn how to navigate the digital world wisely. Your journey towards a healthier online experience begins here. Don’t forget to like, share, and subscribe to stay updated with more insightful content. Together, let's foster a more mindful and enriching digital community. #OnlineConsumption #DigitalWellbeing #MindfulBrowsing #PositiveOnlineExperience See omnystudio.com/listener for privacy information.

Dec 1

In this Market Mondays clip, Rashad Bilal and Ian Dunlap dive deep into the recent struggles of Novo Nordisk and explain why the stock’s steep drop isn’t an opportunity to buy. They break down Novo’s missed Alzheimer’s drug, compare Novo's margins and performance to Eli Lilly, and discuss the key issues behind GLP-1 drugs that have led to Novo’s downfall. Rashad Bilal likens the Novo-Lilly rivalry to Meta vs. Snap, highlighting that Novo simply doesn’t have Lily’s innovation or executive management. With Novo giving up nearly 75% of its gains and falling back to pre-2021 levels, the hosts consider the company’s future and why Lily is “the Nvidia of healthcare”—an industry monster that’s hard to defeat. Ian Dunlap adds insight into the pharmaceutical business cycle, the challenges of non-American firms in a US-centric market, and why breakthroughs in pill-form GLP drugs and healthcare plan adoption give Lily the edge. Together, they explore why weight loss drugs may not provide sustainable growth for Novo and why savvy investors should be cautious. If you want an unfiltered, expert take on the pharma giants and what’s ahead for GLP-1 drug makers, watch this clip for real insights you won’t find anywhere else. *Hashtags:* #MarketMondays #NovoNordisk #EliLilly #PharmaStocks #Investing #WeightLossDrugs #GLP1 #HealthcareInvesting #StockMarketAnalysis #RashadBilal #IanDunlap See omnystudio.com/listener for privacy information.

Nov 30

In this clip Robert Smith explained the broadband issue for HBCUs, student loans, and his solution. #robertsmith #morehouse #studentloans Link to Full Episode: • Robert Smith on Being The Richest Black Am... EYL University: https://www.eyluniversity.com Monthly Investment Deal: https://www.earnyourleisure.com/pages... See omnystudio.com/listener for privacy information.

Nov 28

In this Market Mondays clip, hosts Troy Millings, Rashad Bilal, and Ian Dunlap dive into the true driving force behind the AI revolution: ENERGY. While everyone is buzzing about artificial intelligence and GPUs, they break down why none of that matters without sufficient power to keep massive data centers running. Rashad Bilal starts the conversation by highlighting the often-overlooked opportunity in energy, emphasizing that the future of AI hinges on reliable power infrastructure. Troy Millings spotlights GE Vernova as a company uniquely positioned to benefit, especially through its dominance in global gas turbine market share and strategic partnerships with giants like Amazon AWS, Duke Energy, and Saudi Advanced Turbines. He details why gas turbines are the immediate solution as nuclear and solar options struggle to scale up fast enough. Ian Dunlap reminds viewers not all energy companies are created equal, steering investors away from risky startups. Together, the hosts outline the “Big Four” energy players to watch: NextEra Energy, Duke Energy, Constellation Energy, and GE Vernova—with a special mention for Oklo in the nuclear energy space. This clip reveals how the partnership between American and international energy companies—especially in places like Saudi Arabia—signals a major infrastructure build-out in AI around the world. Whether you’re an investor or curious about where AI is headed, this discussion explores why winners in energy will play a foundational role in tech’s next wave. *Key Topics Covered:* Why AI’s growth hinges on power production, not just technology GE Vernova’s leadership and market share in gas turbines Impactful partnerships in both the US and internationally Which energy companies are set to win in the AI era Tips on energy ETF investing for those seeking diversification Don’t miss out on the insights that could reshape your understanding of AI’s future and the energy companies leading the charge! --- *Hashtags:* #MarketMondays #AI #EnergyStocks #Investing #GEVernova #DataCenters #TechInvesting #NextEraEnergy #DukeEnergy #ConstellationEnergy #Oklo #NaturalGas #StockMarket #Finance #Infrastructure #AIRevolution See omnystudio.com/listener for privacy information.

Nov 27

In this clip Steve Harvey goes over his infamous Donald Trump scandal. #steveharvey #donaldtrump #earnyourleisure Link to Full Episode: • STEVE HARVEY on Business Lessons, Keys to ... See omnystudio.com/listener for privacy information.

Nov 26

Is the AI power balance shifting? In this episode, we break down the next big AI company the world needs to pay attention to — and whether Google’s newest AI moves are finally putting pressure on Nvidia’s dominance. With trillion-dollar companies fighting for computing power, data advantage, and market share, this may be the biggest tech shake-up since the iPhone. We also explore how Google’s AI takeover strategy works, why Nvidia’s supply chain advantage could be at risk, and what this means for investors over the next decade. If you’re positioning your portfolio for the AI boom, this is the segment you can’t afford to miss. Market Mondays Black Friday Deal (Limited to First 50): https://marketmondaysdeal.com #MarketMondays #EarnYourLeisure #Nvidia #GoogleAI #AIStocks #TechInvesting #ArtificialIntelligence #StockMarket #Investing #FutureOfAI See omnystudio.com/listener for privacy information.

Nov 24

Navigating the sensitive topic of prenuptial agreements can be daunting, but it's a crucial conversation for many couples looking to secure their financial future before tying the knot. In this video, we break down effective strategies for introducing the topic of prenups to your partner, ensuring the discussion is respectful, understanding, and constructive. We'll provide expert advice, consider the emotional aspects of this conversation, and offer tips on how to reach a mutual agreement that benefits both parties. Whether you're just starting to think about marriage or you're deep in wedding planning, this guide is designed to help couples approach the subject of prenups with confidence and care. #Prenups #MarriageAdvice #FinancialPlanning #RelationshipGoals See omnystudio.com/listener for privacy information.

Nov 23

In this Market Mondays clip, Ian Dunlap and Troy Millings dissect the AI stock landscape—focusing on Meta’s stunning turnaround, CoreWeave’s risk profile, and the heated debate on Palantir’s sky-high valuation. Troy shares why Meta is a “buy” for him following its recent dip, praising Mark Zuckerberg’s aggressive CapEx strategy and commitment to AI innovation—including the success of Meta’s wearable glasses and major data center expansion. Ian, once skeptical of Meta’s Metaverse investments, highlights how Zuckerberg’s recent investments are landing at the right time—contrasting this with Apple’s more reserved approach and arguing Zuckerberg may have outperformed Tim Cook in 2023. The conversation shifts to CoreWeave, where Troy identifies concerns over debt levels and depreciating assets as the company expands its data centers. He notes that although CoreWeave’s partnership with Nvidia is promising, relying on lower-tier GPUs and significant borrowing could hamper long-term prospects. Both agree that after the IPO lockup period, many investors wisely took profits as the stock pulled back dramatically. When it comes to Palantir, Ian and Troy spar over its mammoth valuation. Ian recognizes Alex Karp’s capable leadership but points out that Palantir’s forward P/E of 185 is far too high, even suggesting its fair value would be in the $21-$30 range rather than its recent peaks. Troy echoes concerns about revenue matching expectations, labeling Palantir as the “poster child” for inflated AI stock valuations, driven by its global government contracts and status as a defense-tech leader. Whether you’re looking for sharp opinions on big tech moves or cautionary tales from the AI investment craze, this clip delivers invaluable insights for navigating today’s volatile stock market. *Timestamps:* 00:00 — Meta’s AI comeback and investment strategy 02:29 — CoreWeave’s debt dilemma and Nvidia connection 05:44 — Palantir’s valuation and market risks *Join the discussion in the comments below! Are you bullish on Meta or does Palantir’s valuation scare you off?* #Meta #AIStocks #StockMarket #Investing #Palantir #CoreWeave #TechStocks #MarketMondays See omnystudio.com/listener for privacy information.

Nov 22

Get ready for a powerful clip. This time, Deion Sanders joins Rashad Bilal and Troy Millings to break down the real economics behind college football and the complexities of conference expansion. They discuss what it would take for Jackson State to move to a power conference, and Deion Sanders doesn’t hold back on the money games—those high-profile matchups where smaller schools get paid to lose against big opponents. Listen in as Deion Sanders explains why these “money games” often leave smaller programs like Jackson State at a disadvantage, how conference moves are all about the cash, and what real investment would mean for HBCUs. The trio also dives deep into the challenges Black state schools face when it comes to state funding, facilities, and enrollment, and why demanding more is crucial for the future. If you want candid insights into the business of college sports and inspiration from Coach Prime himself, you don’t want to miss this one! 🔔 Don’t forget to like, comment, and subscribe for more thought-provoking conversations! #DeionSanders #HBCUs #CollegeFootball #JacksonState #MoneyGames #BlackOutPodcast #RashadBilal #TroyMillings #ConferenceExpansion #SportsBusiness See omnystudio.com/listener for privacy information.

Nov 21

In this Market Mondays clip, Ian Dunlap, Rashad Bilal, and Troy Millings break down the latest action in Bitcoin, examining the recent price drop and what history tells us about the 2025 cycle. Ian highlights Bitcoin’s unique four-year cycles, referencing the recent “Death Cross” and discussing how Bitcoin’s price patterns have repeated consistently—a rarity compared to traditional investments. The trio debates whether we’ve entered a true bear market or if this is a short-term pullback, with the possibility of a rebound later this year. Rashad urges investors not to panic, pointing to historical lows and sharing advice for dollar-cost averaging, while forecasting worst-case scenarios and price levels to watch. Troy brings additional perspective, referencing the four phases that typically follow Bitcoin’s halving events and explains the difference between corrections and collapses in crypto versus stocks. Together, they address common investor mistakes, such as buying at any price, and emphasize the importance of understanding market cycles to make informed decisions. The discussion also covers how institutional backing could cushion Bitcoin’s fall compared to previous cycles and why being a long-term believer in the asset might pay off. Whether you’re a seasoned crypto investor or just trying to understand why Bitcoin moves the way it does, this clip offers valuable insights into timing, strategy, and realistic price targets for the coming years. Drop your thoughts or questions in the comments below! — *Hashtags:* #Bitcoin #Crypto #MarketMondays #BearMarket #Investing #CryptoCycles #BTC #RashadBilal #IanDunlap #ChakaZulu #CryptoStrategy #MarketAnalysis See omnystudio.com/listener for privacy information.

Nov 21

This week on Earn Your Leisure, we sit down with the legendary Jay Majors—entrepreneur, educator, and creator of one of the biggest barber expos in the world. Jay breaks down how barbering literally saved his life and how the craft transformed into a multimillion-dollar empire built on relationships, real estate, and relentless hustle. We dive deep into the business behind the chair: why barbering is one of the most underrated networking opportunities, how most barbers can instantly upgrade their customer service in 2025, and what it actually takes to stand out in a crowded industry. Jay gives a full blueprint on opening a barbershop, launching a salon suite, building a loyal clientele, and using technology to scale your time and income. Jay also reveals how he uses land ownership to earn 50 rents every month, why adding apartments above your barbershop is a cheat code, and the smartest paths to securing a mortgage as a barber. From suite models to expos to real estate, this episode is a masterclass for anyone in the grooming industry—or any entrepreneur looking to level up. #EarnYourLeisure #EYL #JayMajors #BarberBusiness #SalonSuite #Barbershop #Entrepreneurship #WealthBuilding #BusinessModels #RealEstate #Networking #FinancialLiteracy #MarketMondays #EYLNetwork #BusinessTips See omnystudio.com/listener for privacy information.

Nov 19

Description: In this eye-opening discussion, Rich Paul, a notable sports agent who has had the experience of being on LeBron James' payroll for two years, earning $48,000, shares his candid perspective on financial management for athletes. Drawing from his personal journey, he underscores the financial realities confronting many professional athletes, specifically highlighting the hefty cost of flying private. According to Paul, no athlete can afford the luxury of private flying all the time without risking a dent in their financial stability. This conversation extends into a broader discussion on prudent financial practices to prevent athletes from going broke, underlining the importance of wise spending and long-term financial planning. Rich Paul's insights provide a glimpse into the financial pitfalls in the glamorous world of professional sports and offer key takeaways on maintaining fi nancial health amidst a lifestyle of fame and fortune. #klutch #richpaul #sports See omnystudio.com/listener for privacy information.

Nov 18

In this Market Mondays clip, Ian Dunlap and Troy Millings dive into the current state of the stock market, addressing one of the hottest questions: Is everything overvalued and why are stocks falling? Ian highlights the ongoing correction as prices return to their true value after years of massive gains, reminding us that the last time we saw three consecutive years with over 20% returns was during the dot-com era. There's been a frenzy around AI and tech stocks, with everyone scrambling to “front-run” gains hoping to weather an anticipated downturn in the next few years. Ian weighs in on why hype and overvaluation—especially in stocks like Nvidia, Oracle, Palantir, Bitcoin, and Oscar Health—have created a precarious situation. Troy adds that valuations, while driven by impressive earnings growth, have reached almost uncomfortable heights and can’t keep pace forever. Both discuss the risk of the market depending too much on blockbuster earnings from a single tech giant like Nvidia. Drawing parallels to the way Apple was once the market’s linchpin, they explore what happens when stocks are “priced to perfection”—and why perfection won’t always be enough. Despite the daunting pressure, Troy argues that if any company can shoulder these expectations, Nvidia is uniquely positioned. They break down the shifting landscape of tech, with Apple and Google now seen as the new “bonds”—safe havens expected to deliver steady returns over the next five years. But not all companies will weather the storm: Ian points out how several quantum computing stocks are already down 40% or more, warning investors to brace for possible broader market pullbacks. Whether you’re new to investing or a seasoned trader, this insightful discussion will help you understand the dynamics driving today’s market volatility, the role of AI hype, and why it’s so important to keep a critical eye on valuations and earnings moving forward. *Hashtags:* #MarketMondays #StockMarket #Nvidia #Apple #TechStocks #AI #Investing #Finance #StockMarketCorrection #Overvaluation #WallStreet #Google #Meta #Microsoft #Palantir See omnystudio.com/listener for privacy information.

Nov 17

In this insightful Market Mondays clip, Rashad and Troy dive into Google’s evolution as an AI powerhouse, its strategy in the competitive tech landscape, and why it might just be one of the quiet leaders in artificial intelligence. The discussion starts with Rashad asking if Google is a sleeper AI company. Troy responds by praising Google’s flawless execution and adaptability, especially when Apple lost its focus. The duo highlight how Google invested in AI, redefining its approach to innovation and solidifying its presence as a tech titan. The clip explores Google’s strategic moves, such as the anticipated pipeline reduction in search pages and the company’s potential new deal with Apple to serve as the primary search engine. Rashad shares how industry insiders foresaw the arrival of major AI products from Google and how he benefited by making smart investment choices based on these trends. The hosts also discuss Gemini, Google’s standout AI product, and its continuous improvements, alongside other innovations like VO3. Troy draws comparisons to Netflix’s move to stop password sharing, emphasizing how data is the new oil and Google owns the pipeline and refineries. They reflect on Google’s powerful earnings, impressive product rollouts, and dominance in both AI and traditional search, underscoring how every innovation from Google prompts competitive responses in the tech sector. In a forward-looking segment, Rashad and Troy touch on the potential integration of Google’s AI technologies with YouTube, which could transform content creation for millions. They salute Google’s team for their ongoing innovation, while wishing Apple had taken a similar path. If you’re interested in the latest AI breakthroughs, competitive strategies in big tech, and how innovation is reshaping the digital landscape, this clip is not to be missed! *Hashtags:* #MarketMondays #GoogleAI #ArtificialIntelligence #TechInnovation #AILeadership #GeminiAI #YouTubeAI #SearchEngine #AppleVsGoogle #TechTalk #Innovation #BigTech #Finance #Investing #RashadBilal #TroyMillings See omnystudio.com/listener for privacy information.

Nov 16

In this captivating video, join the rising artist Symba as he opens up about the life-altering journey he took to Africa. Delve into the rich experiences and cultural revelations that deeply impacted him and led him to reassess his values and lifestyle choices. One significant transformation Symba shares is his decision to stop wearing jewelry, reflecting a shift in his priorities. Through vivid stories and heartfelt reflections, Symba paints a picture of the vibrant cultures, traditions, and landscapes that touched his soul. Whether you are a fan of Symba or someone who loves travel stories, this video is a treasure trove of insights into personal growth and the power of embracing new cultures. #SymbasJourney #LifeTr ansformation #CulturalAwakening See omnystudio.com/listener for privacy information.

Nov 15

In this thought-provoking clip of *Black Out with Ian & Rashad*, Rashad Bilal and Ian Dunlap break down Donald Trump’s headline-grabbing proposal for a 50-year mortgage. Would a mortgage plan stretching across half a century actually help homebuyers—or is it just another win for the banks? Rashad and Ian don’t just debate the policy; they get real about how most Americans use their homes, why people rarely stay the full 30 years, and how monthly payments might change with a longer loan term. Rashad argues there’s a strategy here: use a lower monthly payment to get a foot in the door, build equity, and plan your exit from day one. Ian, meanwhile, gets straight to the point: these mortgage products are designed to benefit the banks, not the buyers—and without discipline, most folks won’t invest their savings but instead boost their lifestyle spending. The conversation weaves through home appreciation, investing strategies, and why every homeowner needs an exit plan before they even move in. Whether you’re thinking about buying, already own a home, or just want to know how today’s policies might affect your wallet, don’t miss this honest, practical take. Hit play, and join the discussion! Would you take a 50-year mortgage if it meant you could afford the home you really want? Or is it a wealth-building pitfall? Let us know your thoughts in the comments. *Hashtags:* #RealEstate #TrumpMortgage #BlackOutPodcast #RashadBilal #IanDunlap #PersonalFinance #WealthBuilding #HomeOwnership #MortgageTips #FinancialLiteracy See omnystudio.com/listener for privacy information.

Nov 14

Welcome to Market Mondays! In this thought-provoking clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down the fundamentals of FICO—your adult "transcript"—and explore why understanding your credit score is more important than ever. Whether you’re just starting your financial journey, rebuilding, or leveling up, this segment’s “building block, corner” is packed with essential insights! Rashad Bilal shares how explaining FICO to his son made him realize that your credit score is truly your adult report card, shaping everything from your ability to buy a home, lease an apartment, land a job, or finance a car. Troy Millings calls FICO your “financial trust score,” noting how crucial it’s become even for career opportunities. Ian Dunlap points out that FICO isn’t just a score—it’s a public company (Fair Isaac Corporation), and its stock performance tells a story of monopoly power and skyrocketing growth since its IPO in 1987. Dig into the business side as Ian Dunlap reveals how FICO actually earns its billions by licensing the credit score algorithms, not directly selling scores, and how economic cycles—like low interest rates—can supercharge its profits. You’ll hear about how FICO’s stock price exploded after 2010, paralleling changes in credit reporting’s importance after the Great Recession and new legislation. The trio also ties credit’s cultural impact to music, echoing Wu-Tang’s “Cash Rules Everything Around Me”—but now, as Rashad Bilal says, “Credit rules everything around me.” Learn how the shift to a cashless society has made understanding and managing your credit more vital than ever. They even shout out iconic artists like Clipse and discuss how staying sharp and following trends (even in music!) intersects with financial literacy and generational wealth. Whether you’re curious about why FICO matters, how its monopoly works, what’s changed since the ‘80s, or how credit touches every aspect of modern life, this clip delivers the essentials. Tune in for practical knowledge, cultural connections, and expert takes from Rashad Bilal, Troy Millings, and Ian Dunlap. *Don’t miss:* The hidden monopoly behind FICO’s business Why your credit score shapes your future, career, and finances How shifts in culture and technology made credit king FICO’s stock market success story Real-world tips on building credit and wealth *Subscribe for more insights on money, markets, culture, and wealth creation every week!* #MarketMondays #CreditScore #FICO #FinanceTips #Investing #FinancialLiteracy #RashadBilal #TroyMillings #IanDunlap #WealthMindset #StockMarket #CulturalImpact #BuildingBlocks #ClipsNotEpisodes See omnystudio.com/listener for privacy information.

Nov 13

This week on Earn Your Leisure, we sit down with two cultural powerhouses — Venus X and Stanley Lumax — for a masterclass on credit, culture, creativity, and building real financial foundations. We break down why the EYL x Chase Freedom Rise partnership matters and how it’s creating new pathways for young adults to build credit early. We talk about the biggest credit mistakes people make—especially during their college years—and why having money means nothing without discipline and a strong credit profile. Venus X takes us deep into the business behind being a celebrity DJ, from branding and scaling to creating value in a way that impacts entire communities. Stanley Lumax shares the strategy behind building culture-forward businesses and why proving your work ethic to financial institutions can unlock life-changing opportunities. We also discuss how parents can give their kids a credit head start, why budgeting is crucial, and the most common financial regrets people have later in life. Whether you’re a creative, entrepreneur, or student trying to get your money right, this episode delivers game you can use immediately. #EarnYourLeisure #EYL #VenusX #StanleyLumax #ChaseFreedomRise #FinancialLiteracy #CreditEducation #DJBusiness #CultureCreators #Entrepreneurship #WealthBuilding #MoneyManagement #CreditTips #BusinessOfCulture See omnystudio.com/listener for privacy information.

Nov 12

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the crucial mistakes to avoid right after achieving millionaire status—and share what you should do instead. Whether you’re just starting your financial journey or you’ve already crossed seven figures, this is a must-watch for building sustainable wealth. Rashad Bilal emphasizes the importance of not making large purchases (including a primary home or luxury cars) immediately after accumulating your first million. He explains why buying a single-family home can quickly turn that financial progress into new liabilities, and why it’s smarter to keep your cash accessible and prioritize acquiring assets that grow your wealth. Ian Dunlap offers practical steps for maintaining your financial edge—like avoiding “lifestyle creep” until your net worth reaches $11 million, staying debt-free, and focusing on investments that can never go to zero. He gets real about the emotional journey: the rush of making your first million fades, so it’s crucial to concentrate on growing your fortune and happiness, not just your bank balance. Troy Millings shares his personal blueprint, describing how he continued to live below his means and kept his housing costs minimal—even after hitting the million mark. Troy talks about strategic investing, not rushing into big purchases, and using discipline to keep growing his wealth. He encourages viewers to be hyper-vigilant about how they manage, respect, and protect their money, especially in uncertain times. The trio also touch on why certain classic status symbols—like diamonds and luxury watches—typically aren’t smart investments, especially with new technology and shifting markets transforming their value. *What you’ll learn in this clip:* Why your first million isn’t the finish line—and what really matters next The dangers of rapid “lifestyle upgrades” (and how to avoid going broke) How multifamily real estate and smart renting can be better wealth moves than buying a flashy house Tax strategies, asset protection, and avoiding financial traps that target the newly wealthy The declining value of luxury assets like diamonds and cars—and smarter things to do with your money Whether your goal is to hit seven figures or multiply it, let Rashad Bilal, Ian Dunlap, and Troy Millings guide you through the mindset, habits, and strategies for lasting success. *Subscribe for more Market Mondays insights!* #MarketMondays #WealthBuilding #FinancialFreedom #RashadBilal #IanDunlap #TroyMillings #MillionaireMindset #MoneyManagement #Investing #PersonalFinance #Clip --- Watch, learn, and level up your financial game with every Market Mondays clip! See omnystudio.com/listener for privacy information.

Nov 11

Welcome to a brand new clip from Market Mondays! In this insightful conversation, Rashad Bilal connects with David Shands and Ian Dunlap to discuss the emotional ups and downs of trading options, the importance of having an exit strategy, and how new traders can navigate the roller coaster of market sentiment. David Shands shares his real-time journey as a content creator stepping into options trading, walking us through his experience with AMD calls and the lessons he learned from previous earnings season traumas (Netflix, anyone?). The hosts dig deep into essential strategies, highlighting why setting profit targets and mapping out positions before investing is crucial for long-term success. Ian Dunlap breaks down the logic behind buying time, analyzing sector sentiment for semiconductors, and explores the bullish momentum around AI stocks like AMD, Nvidia, and ASML. This clip isn’t just about numbers—it’s about mindset. Whether you’re wondering when to sell, how to use AI like ChatGPT as a mentor, or what kinds of daily briefings can help you stay on top of your investments, you’ll find practical advice here. See how David’s journey reflects the experiences of so many new traders, and how thoughtful planning can help you avoid rookie mistakes, take profits, and grow your confidence. Don’t miss the moment where Ian talks about stacking options, leveraging innovation cycles, and accounting for tax implications in your investing decisions. Plus, find out which stocks David currently holds in his portfolio, and some candid discussions about missed Bitcoin opportunities and lessons learned! If you’re an options newbie or seasoned investor looking for community, mentorship, and real trading stories, this Market Mondays clip delivers wisdom, laughter, and learning. *Drop your thoughts and trading questions in the comments below! Make sure to subscribe for more clips following real journeys and actionable advice from Market Mondays.* *Hashtags:* #MarketMondays #OptionsTrading #StockMarket #TradingJourney #AMD #Nvidia #ASML #Investing #FinancialFreedom #IanDunlap #RashadBilal #DavidShands #Crypto #Bitcoin #AIStocks #PortfolioBuilding #WealthMindset See omnystudio.com/listener for privacy information.

Nov 10

In this powerful clip of EYL Rashad Bilal and Troy Millings dive deep into the remarkable yet heartbreaking story of Wally Amos—the creator of the iconic Famous Amos cookies. From his trailblazing start as the first Black talent agent at William Morris Agency, guiding legends like Diana Ross and Marvin Gaye, to building a cookie empire on Sunset Boulevard, Amos’s journey seemed destined for greatness. But success came with challenges. As the business grew, so did the complications: mismanagement, lack of mentorship, and rapid scaling all played a part in unraveling everything Wally had built. In a shocking turn, after selling his multi-million dollar business for a fraction of its value, Amos lost not only his company but also the legal right to use his own name or likeness for any future ventures. Find out how Amos’s struggle mirrors timeless lessons in entrepreneurship—highlighting the critical importance of understanding business fundamentals, legal trademarks, and the impact of trusting others with your finances. Rashad Bilal and Troy Millings also shed light on familiar stories of financial mishaps among celebrities and business owners, emphasizing why every creator, artist, and entrepreneur must actively safeguard their brand and legacy. Despite countless obstacles—financial losses, lawsuits over his name, and battles with depression—Wally Amos’s original love for baking endures. Today, he's found new hope inspiring others and sharing his Aunt Della’s cookie recipe, never letting circumstances define his spirit. If you’re an aspiring entrepreneur or simply love a moving real-life story, this episode will leave you with invaluable takeaways about resilience, ownership, and learning from the past. Don’t miss this compelling lesson on business, branding, and personal legacy. **Key themes:** - The rise and fall of Famous Amos cookies - Wally Amos’s groundbreaking career and setbacks - Trademarks, licensing, and the legal side of business - The dangers of mismanagement and unchecked trust - Lessons all entrepreneurs need to hear Don’t forget to like, comment, and subscribe for more insightful conversations and powerful life lessons from *Black Out with Ian & Rashad*! **#FamousAmos #BusinessLessons #WallyAmos #Entrepreneurship #BlackOutPodcast #BrandBuilding #Ownership #TrademarkLaw #LifeLessons #CookieEmpire #BusinessFailure #Resilience** See omnystudio.com/listener for privacy information.

Nov 9

In this clip of Market Mondays, Rashad Bilal and Troy Millings dive deep into the world of crypto, power, and politics. Starting with a comparison between Trump, Kanye, and Elon Musk, the conversation quickly explores how influential figures often rely on high-level advisors and sound bites rather than in-depth knowledge. Rashad Bilal shares insights into Trump’s handling of crypto topics like Bitcoin and Binance, revealing how the former president deflects detailed questions and spins challenges to his advantage. Troy Millings joins in to discuss the reality that many investors—even billionaires—often lack real understanding of their assets, highlighting that deploying capital can matter more than mastering every technical detail. The clip further unpacks why those in positions of power, from political leaders to sports team owners, trust advisors and how this dynamic has led to financial scandals like Bernie Madoff’s Ponzi scheme. Together, the hosts reflect on policy decisions, protecting oneself with plausible deniability, and the strategic ignorance at the highest levels of business and government. They talk about the murky origins of Bitcoin and how most people, including major investors and leaders, would probably fail a Bitcoin quiz. The discussion closes with reflections on how misinformation and trusted circles shape decision-making in finance and politics—raising important questions about who actually holds knowledge and power in the markets. Whether you’re curious about how world leaders handle crypto, or want to understand the dynamic between knowledge and investing, this Market Mondays clip is a must-watch! **Hashtags:** #MarketMondays #CryptoTalk #Bitcoin #Investing #Trump #Binance #FinancialAdvisors #PonziScheme #KanyeWest #ElonMusk #PoliticalPower #BitcoinQuiz #CZ #SamBankmanFried #FinanceDiscussion See omnystudio.com/listener for privacy information.

Nov 7

In this insightful clip from EYL, MG The Mortgage Guy joins hosts Troy Millings and Rashad Bilal to illuminate creative strategies for saving big on real estate development and home renovation. Are you paying too much for contractors? Wondering if there’s a smarter way to do your due diligence before diving into your next big project? This conversation is for you! MG The Mortgage Guy shares how getting multiple quotes and leveraging technology—especially AI tools like ChatGPT—can help you understand contractor pricing, break down labor and material costs, and even identify the top-rated local companies. He details his own methods for negotiating better deals, from uploading quotes for AI analysis to conducting deep market research before making any decision. Rashad Bilal dives into the trending “China play,” spotlighting his personal journey to source home furnishings and construction materials directly from Chinese manufacturers. Whether you’re furnishing a new home or developing multiple properties, Rashad explains how connecting with reputable suppliers overseas can lead to substantial savings—sometimes cutting costs by 30-50% or more, without sacrificing quality. If you’re a developer, imagine multiplying those savings across several homes or even commercial properties, and boosting your bottom line without lowering your property value. The conversation also touches on best practices for international sourcing, including the importance of local contacts abroad and understanding specialized vs. multi-line suppliers in manufacturing hubs like Foshan. Rashad and MG emphasize that you don’t always have to travel to China; having a trustworthy partner on the ground can help navigate the process to maximize benefits. Troy Millings rounds out the discussion by highlighting the scalability of these strategies—not just in residential construction but for commercial projects like hotels, where bulk manufacturing leads to huge upfront savings and greater long-term profits through nightly rates. Whether you’re a homeowner, an aspiring investor, or a seasoned developer, this clip is packed with actionable insights on harnessing both technology and global sourcing to work smarter, save more, and achieve maximum impact in today’s volatile market. ▶️ Hit play to learn how to: Compare and negotiate with contractors using AI Tap into international markets for bulk and custom deals Avoid common pitfalls when sourcing goods from China Scale your savings for larger developments or commercial properties Don’t forget to comment if you want to see a full panel on the “China play” at Invest Fest! * #EYL #RealEstate #AI #ChinaSourcing #Construction #HomeImprovement #InvestFest #WealthBuilding #Innovation #Entrepreneurship * Subscribe for more wealth-building game from the Earn Your Leisure crew! See omnystudio.com/listener for privacy information.

Nov 6

In this episode of Earn Your Leisure, we sit down with legendary music executive Dre London, the man who discovered and managed Post Malone for over a decade. Dre breaks down how he found Post in 2014 at a content house, invested his own money to shoot “Graduation,” and helped turn “White Iverson” and “Rockstar” into global hits. He shares insider lessons on music management, how to navigate fame and money requests, and why knowing how to manage a budget can scale any business. Dre also dives into his latest venture, Don Londrés Tequila — from finding the perfect tequila to building relationships in the spirits industry and hitting $2 million in sales within its first 18 months. From the UK music scene to building generational wealth, Dre London’s story is a masterclass in belief, hustle, and vision. #EarnYourLeisure #PostMalone #DreLondon #DonLondresTequila #WhiteIverson #Rockstar #MusicBusiness #FinancialFreedom #WealthBuilding #Entrepreneurship #MusicIndustry #EYL #Culture #Business #TequilaBusiness #GenerationalWealth See omnystudio.com/listener for privacy information.

Nov 5

Unlock your path to financial wholeness with Tiffany "Budgetnista" Aliche! In this episode, Tiffany breaks down her 10 essential steps to financial freedom—what she calls "financial wholeness." Whether you’re just starting out or looking to strengthen your foundation, she shares practical advice and real-life stories that can transform your relationship with money. Tiffany, a self-made millionaire, entrepreneur, and educator, discusses why mastering the basics—budgeting, saving, debt management, and more—is crucial for true financial security, regardless of your income. She explains the importance of tools like insurance, building net worth, putting together a trusted money team, and estate planning to ensure your wealth lasts for generations. Throughout the video, Tiffany and host Rashad Bilal keep it real about what it takes to build wealth you can actually keep. Learn the difference between being debt free and truly wealthy, why credit is a powerful lever, and how fundamental habits form the deep roots of lasting success. Tiffany shares insider tips on umbrella insurance, retirement investing, choosing financial professionals, and setting up your legacy. Whether you want to stop feeling overwhelmed by money or take your finances to the next level, this conversation is packed with actionable steps, powerful analogies, and inspiration. Don’t miss out—this is your crash course in building a rock-solid financial foundation! 👇 Drop your favorite tip in the comments and hit subscribe for more conversations about wealth, business, and legacy. Grab Tiffany’s book: [Get Good With Money](https://getgoodwithmoney.com) Follow @budgetnista for more tips! #FinancialFreedom #Budgetnista #MoneyManagement #PersonalFinance #WealthBuilding #FinancialLiteracy #Investing #Insurance #DebtFree #EYL #MarketMondays #FinancialWholeness #GenerationalWealth #MoneyTeam #FinanceTips See omnystudio.com/listener for privacy information.

Nov 4

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the nuanced world of trading futures, options, and equities, sharing hard-earned wisdom about stop losses and trading psychology. Ian explains why setting a stop loss that's too tight can sometimes hurt you more than having none at all—citing real examples where traders missed big gains due to overly cautious exits. Troy shares practical insights from his own options trades, discussing thresholds, volatility, and adjusting your strategy based on the company you’re dealing with, whether it’s Nvidia or Microsoft. Together, the hosts talk about the importance of having a clear plan before entering any trade—knowing your entry point, exit, maximum loss, and profit target. They emphasize that trading isn’t just about numbers, but also about mindset: comparison, fear of missing out (FOMO), and the psychological impact of watching others post their wins on social media. Rashad weighs in on running your own race and reminds us not to let other people’s gains dictate our strategy. Tune in for relatable stories, actionable tips, and that signature Market Mondays mentality: focus on your goals, your education, and your own long-term vision in the market. Don’t let fear or comparison ruin your trades—trade smarter, not harder. 👇 Drop your thoughts and trading strategies in the comments! Have you ever experienced a stop loss regret or let FOMO influence your decisions? Let’s discuss! **Hashtags**: #MarketMondays #FuturesTrading #StopLoss #OptionsTrading #TradingPsychology #InvestingTips #RiskManagement #IanDunlap #RashadBilal #TroyMillings #FinanceEducation #RunYourOwnRace #TradingPlan #StockMarket #OvercomingFOMO See omnystudio.com/listener for privacy information.

Nov 3

Welcome to Market Mondays! In this episode, Rashad Bilal dives into Amazon’s headline-making announcement of its largest layoffs ever—up to 30,000 jobs—and explores what this move means for investors and the future of work. Is this the start of a new era of efficiency driven by robotics and automation, or a troubling sign for growth investors? Rashad Bilal unpacks the complex implications, noting that while Amazon’s hard pivot toward efficiency mirrors trends initiated by industry leaders like Elon Musk and OpenAI, it also signals ripple effects across the entire job market. With Amazon planning to avoid hiring an additional 180,000 workers by 2027, Rashad discusses how these decisions could forever reshape the corporate landscape. The episode also analyzes key areas that investors should watch in Amazon’s upcoming quarterly report, from AWS performance and advertising growth to international e-commerce expansion. Rashad Bilal breaks down how profitability—especially the improvements in Amazon’s net margin from 5% to over 10%—is being achieved amid rising capital expenditure in AI and automation. These changes underline Amazon’s play for long-term dominance at the expense of traditional workforce structures. Tune in for a balanced take on Amazon’s strategy: the double-edged sword of short-term pain for employees versus stronger cash flow and stock performance for investors. Rashad Bilal also highlights why Amazon remains a personal favorite in his portfolio and why understanding these shifts is crucial for anyone interested in the intersection of technology, investing, and the future of corporate America. Don’t miss this insightful breakdown of one of the world’s biggest companies at a pivotal moment. Subscribe and join the conversation on Market Mondays! *Key Topics Covered:* Amazon’s massive layoffs: headline versus deeper impact Robotics, automation, and the efficiency era How Amazon’s strategy is setting trends for other corporations The role of AI in workforce and profitability shifts What investors should watch for in Amazon’s report Analysis of AWS, advertising, and global expansion Net margin improvements and long-term growth implications *Hashtags:* #MarketMondays #AmazonLayoffs #TechInvesting #EfficiencyEra #Automation #AWS #AITrends #StockMarket #AmazonStock #CorporateLandscape #GrowthInvesting #FinancialNews #RashadBilal See omnystudio.com/listener for privacy information.

Nov 2

In this clip of Market Mondays, host Ian Dunlap sits down with financial literacy powerhouse John Hope Bryant to break down the crucial steps needed to build strong institutional relationships—especially if you’re starting from scratch. John Hope Bryant wastes no time laying out the real foundation: get your credit score up to at least 700! He explains why having good credit isn’t just a personal milestone, but a fundamental requirement for anyone looking to play in the big leagues of business and finance. Drawing from the Hope Financial Wellness Index, Bryant shares how the average credit score for Black Americans hovers around 620—and how improving that number is the key to opening new doors. Ian and John dive deep into practical advice: Instead of wandering into your neighborhood bank branch, seek out the regional or chief credit officer at a community or mid-sized bank, where decision-makers are more accessible. They dish out insider tips on approaching these professionals—don’t go in with just a transaction in mind. Instead, focus on genuine relationship-building. Personal rapport trumps bravado every time. This conversation uncovers the power of relationship capital: why Harvard, country clubs, and elite initiatives function as lifelong “clubs” that drive opportunity. If you’re wondering why boardrooms often seem exclusive, Ian unpacks the concept of discrimination versus racism and challenges viewers to “break up the comfort” and get in the room where decisions are made. Finally, John and Ian discuss their own business journeys, with John opening up about building and selling a $150 million real estate portfolio and the lessons learned from joint ventures and relinquishing control. If you’re serious about transforming your financial future—especially within Black America—this clip is a must-watch. Learn how financial literacy, AI knowledge, and networking “up the ladder” can reshape your path in just five years. *Key topics in this clip:* Building your credit score to access big deals How to approach mid-tier banking executives for real connections The importance of storytelling and genuine rapport in business Relationship capital: Harvard, country clubs, and the “club” mentality Discrimination vs. racism in hiring and networking Real-life real estate and business lessons from John Hope Bryant The urgency of financial and AI literacy as modern civil rights issues Whether you’re a budding entrepreneur, aspiring investor, or simply want practical steps to connect with powerful institutions, this Market Mondays clip gives you the blueprint. *Make sure to like, comment, and subscribe for more sharp financial insights every Monday!* #MarketMondays #FinancialLiteracy #JohnHopeBryant #IanDunlap #RelationshipCapital #BusinessNetworking #CreditScore #BlackWealth #FinancialWellness #RealEstate #AIGeneration #WealthBuilding #Entrepreneurship #NetworkingTips #CommunityBanking See omnystudio.com/listener for privacy information.

Nov 1

In this insightful clip from EYL, MG The Mortgage Guy joins Troy Millings and Rashad Bilal to break down creative real estate hacks that can help you qualify for a mortgage and scale your income—especially if you’re not navigating the process alone! Discover how you can leverage roommate (or "border") income, even if it's a boyfriend, girlfriend, or college roommate, to boost your mortgage qualification. MG explains Fannie Mae’s Homeready program, which lets you use documented rental payments from roommates to strengthen your application, as long as you’ve collected proof over at least 9 of the last 12 months. The clip dives into the vital importance of documentation—leases, payment records with memos clarifying "rent," and making sure everyone’s on board. They also discuss common scenarios, like living with a partner (who isn’t on your lease), and how putting everything in writing can unlock significant buying power, all while keeping your finances and future flexibility secure. Graduating college soon? MG reveals a little-known hack: you can use your college history as work history for mortgage qualification, and if you’ve collected rent from roommates (with all the right paperwork), that’s extra income to help you buy your first home right after graduation! For those interested in maximizing every opportunity, they touch on leveraging an ADU (Accessory Dwelling Unit) for long- or mid-term rental income, and how areas near hospitals, airports, or New AI data centers can create lucrative mid-term rental plays—ideal for traveling professionals, corporate consultants, or construction workers on multi-month assignments. Whether you have a pool to rent out (think Swimply), extra space in your home, or are just getting started, this strategy-packed clip is a must-watch for anyone looking to house hack, generate additional income, or simply make smarter real estate moves. Hit play to learn how better documentation, teamwork, and a little creativity can make real estate investing more accessible than you ever thought possible! * #RealEstate #HouseHacking #MortgageTips #EYL #RoommateIncome #ADU #HomeBuying #FinancialFreedom #Swimply #Investing #CollegeHacks #WealthBuilding * See omnystudio.com/listener for privacy information.

Oct 31

Welcome to Market Mondays! In this special clip, Ian Dunlap joins hosts Troy Millings and Rashad Bilal for a deep dive into successful, long-term investing—specifically Ian’s “2Tech2 Index” approach. If you’re seeking clarity on building wealth through investing, this is the discussion you can’t afford to miss. *What’s the “2Tech2 Index” Strategy?* Ian breaks down his simple yet powerful philosophy: You only need four essential companies or assets to achieve financial success. The formula? Anchor your portfolio with two trusted index funds (VOO and VTI) and complement them with two technology giants (Microsoft and Apple). This blend aims to capture broad market growth while focusing on proven tech leaders—making investing easy, straightforward, and effective for anyone. *Crash-Proof Investing & Market Timing Myths* Are you one of the many waiting for a massive market crash to “buy the dip”? Ian has a wake-up call: Most investors won’t have the nerve (or timing) to jump in at rock-bottom prices. Instead of holding cash on the sidelines, Ian insists that regularly investing—especially in companies with strong fundamentals like Nvidia, Microsoft, and others—will serve you much better over time. Historically, some companies actually “melt up” in value while broader markets decline, providing rare opportunities for focused investors. *Investing for Decades, Not Days* Ian, Troy, and Rashad stress that any investment strategy should be solid enough to last for 30 years, not just a year or two. Chasing trends or making frequent strategy changes typically leads to worse outcomes. The bond market may have worked in the past, but today’s environment favors equities—especially dominant US tech firms. *Themes Covered in This Clip:* Why you only need four assets to build lasting wealth The critical role of index funds and top tech stocks Market drops, crashes, and why timing them is nearly impossible The US/China tech war and how it impacts markets The importance of sticking to a consistent investment strategy Whether you’re a new investor or an experienced market participant, this conversation provides actionable insights into portfolio construction and the mindset needed for long-term financial growth. No jargon, just straight talk from the Market Mondays crew! *Drop your thoughts in the comments if you’ve used the 2Tech2 Index—and let us know which companies anchor your investment journey!* *Hashtags:* #MarketMondays #Investing #2Tech2Index #IndexFunds #TechStocks #IanDunlap #Microsoft #Apple #Nvidia #StockMarket #WealthBuilding #PersonalFinance --- Subscribe for more clips and actionable investing wisdom every week! See omnystudio.com/listener for privacy information.

Oct 30

In this week’s episode of Earn Your Leisure, we sit down with Live Alkaline Water, the first Black-owned bottled water company in Walmart, to uncover how two brothers turned a 400-year-old natural spring into a multi-million dollar business. 💧 From meeting EYL at a networking event to becoming the official water sponsor for Invest Fest, their story is a masterclass in execution, strategy, and turning opportunity into ownership. We break down the step-by-step process of bottling water, how they secured their first major deal, and what it really takes to build trust and partnerships that last. We also dive deep into the $300 billion bottled water industry, the science behind alkaline water, why glass bottles are superior, and how LiveAlkalineNC plans to scale globally while staying rooted in family and community legacy. If you believe in faith, business, and legacy — this episode will inspire you to start where you are and build something everlasting. 🌍 #EarnYourLeisure #LiveAlkalineNC #InvestFest #BlackOwnedBusiness #Entrepreneurship #FinancialFreedom #WaterIndustry #EYL #Networking #BusinessGrowth #Ownership #Legacy #WealthBuilding #Motivation #InvestInYourself See omnystudio.com/listener for privacy information.

Oct 28

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down Elon Musk’s unprecedented $1 trillion compensation proposal at Tesla. Musk, currently the richest person in the world, has requested a payout package with ambitious benchmarks—he only stands to earn the $1 trillion if Tesla reaches an astounding $8.5 trillion valuation, far above its current worth. The conversation covers the stakes of this deal, Musk’s influence on Tesla’s success, and the implications for shareholders. Tune in as the hosts debate whether one person should hold so much power and value in a company. Is Tesla’s success all about Musk, or does the company provide real innovation that can stand the test of time? The clip draws historical parallels, discussing Steve Jobs’ ousting from Apple and Warren Buffett’s impact on Berkshire Hathaway, all to ask: What happens when a visionary leader steps away? The hosts also explore Musk’s vision for Tesla, which now goes beyond cars into robotics and AI, and consider how much Tesla’s value depends on Musk himself. If you’re a Tesla investor, find out what this vote could mean for you—and for Tesla’s future. Don’t miss this insightful clip as the Market Mondays crew discusses: The $1 trillion compensation package and its benchmarks Musk’s negotiation tactics and threats to walk away The dependence of Tesla’s value on Musk’s leadership Sentiment vs. fundamentals in Tesla’s stock performance Historical lessons from other visionary CEOs What’s next for Tesla beyond Elon Musk If you own Tesla stock, you might have a say in this game-changing decision! Get the full scoop and join the discussion with Market Mondays. *Hashtags:* #ElonMusk #Tesla #MarketMondays #TrillionDollarDeal #StockMarket #Investing #VisionaryLeaders #Compensation #TeslaInvestors #BusinessNews See omnystudio.com/listener for privacy information.

Oct 27

In this insightful clip from "Black Out with Ian & Rashad," Rashad Bilal sits down with legendary rapper and actor Joey Bada$$ to talk about one of the most essential aspects of life—family. Joey Bada$$ opens up about his journey as a young father and partner, reflecting on lessons from his childhood and how those experiences shape the way he approaches relationships today. Joey shares how growing up in a big, close-knit family inspired the community mindset he carries into adulthood. Yet, he also reveals the gaps he noticed around examples of healthy romantic love—sparking his commitment to building something new with his fiancé. He talks candidly about their personal growth, teamwork, and intentional approach to their relationship, including their unique practice of holding “meetings” to set and review goals together, both for themselves and their growing family. This conversation is packed with wisdom for anyone navigating life, partnership, or parenthood in today’s world. Joey draws parallels between business contracts and relationships, emphasizing the importance of communication, setting non-negotiables, and being clear about values and long-term vision. He explains why he’s upfront about his intentions and challenges his partner to do the same—so they can build a meaningful future instead of “floating in space.” If you’re seeking guidance on how to create lasting bonds, foster healing within your family, or simply want to hear how a celebrated artist balances career with deep personal growth, don’t miss this clip! *Watch now to hear:* Joey Bada$$ on fatherhood and what being “family oriented” means today Why business tactics—like meetings and clear contracts—can help build a strong relationship The importance of picking a partner in alignment with your values and vision Tips for intentional communication and making progress as a couple Insights into breaking generational cycles and creating new legacies *Timestamps:* (Available upon request—if you’d like specific segments, let us know in the comments!) *Hashtags:* #JoeyBadass #BlackOutPodcast #Fatherhood #ModernManhood #FamilyLegacy #Relationships #CommunityHealing #BlackLove #PodcastClips #RashadBilal #IntentionalLiving #PersonalGrowth #GenerationalChange See omnystudio.com/listener for privacy information.

Oct 26

In this Market Mondays Medium clip, hosts Rashad Bilal, Troy Millings, financial enthusiast Tom Lee, and analyst Ian Dunlap dive deep into the explosive topic of Bitcoin’s future. Is a wild run to $250,000 by year end possible, or is this pure optimism? Tom Lee kicks off with his signature bullish take, predicting Bitcoin could soar to between $200K–$250K before the year wraps up, aligning with technical forecasts and seasonal strength. Rashad breaks down Tom’s history as a Bitcoin bull and points out exactly how big a leap this would be—from $110,000 to $250,000 in just 75 days! Ian Dunlap brings the data, laying out Bitcoin’s strong performance following its halving cycles: past years have shown jumps up to 7,000%, 291%, and 541%. This year’s gain is around 44%, and he feels a doubling could happen, but sees $250K as unrealistic in such a short window. He explains how cycles and rate hikes affect predictions, and why historical trends matter. Troy Millings challenges viewers to do their own thought exercises—what global events would actually propel Bitcoin that high? Is extreme optimism driving media narratives, or is there substance behind the hype? He pushes for understanding beyond headlines, and reminds us that market players and institutions control much of the flow. Both Ian and Troy agree: While $250K by year end seems extremely unlikely, a major run-up next year is within the realm of possibility—if institutions, governments, and hedge funds all strike “risk on” mode. This clip is a must-watch for any crypto investor, trader, or enthusiast wanting honest talk, historical context, and no-nonsense debate. Whether you’re all-in on Bitcoin’s future or skeptical of market predictions, you’ll get actionable insights here. *Drop your thoughts: Is $250K for Bitcoin possible by end of year, or just wishful thinking? Let us know in the comments!* *Hashtags:* #MarketMondays #Bitcoin #Crypto #TomLee #FinancialAnalysis #BTC #Ethereum #CryptoInvesting #HalvingCycle #BullMarket #CryptoPredictions #Investing #Finance #MarketTalk #EconomicInsights --- *Don’t forget to subscribe for weekly clips breaking down the biggest stories in investing, trading, and economic trends!* See omnystudio.com/listener for privacy information.

Oct 25

Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing. 🌟 Starting with the basics, Chris highlights the importance of opening a brokerage account, explaining what it is and why it's necessary. He elaborates on traditional options like Vanguard and Fidelity, which are favored for long-term investments. For those who are more tech-savvy or prefer user-friendly alternatives, newer apps such as Robinhood, WeBull, and Interactive Brokers are also discussed. Rashad further expands on why investing is crucial, especially in the context of beating inflation. He differentiates between public and private companies, stressing the importance of owning public company stocks. He walks us through the straightforward process of setting up a brokerage account via popular platforms like Charles Schwab and Fidelity. Rashad makes a key point: understanding the "know your customer" requirements, such as providing personal details and linking your bank account, are crucial steps to funding your investment account effectively. Our hosts also share practical tips on expediting fund transfers between your bank and your brokerage. Troy provides a handy hack, emphasizing the advantage of using wire transfers for quicker fund deposits, which can be crucial given the market's volatility. Before wrapping up, Rashad discusses a common misconception about 401(k) investments. Simply contributing to a 401(k) isn't enough; workers need to actively choose their investments to see growth. He explains that money initially goes into a money market account and needs to be directed into specific stocks or funds of your choice. Chris concludes by comparing different brokerages for long-term and short-term investors. While Vanguard and Fidelity are excellent for long-term holding, platforms like E*TRADE, Robinhood, and M1 Finance offer useful tools and information for a richer investing experience. Whether you're a novice or looking to expand your knowledge on investing, this clip is packed with valuable insights to equip you on your financial journey. Don't forget to like, share, and subscribe to stay updated with our latest clips! #Investing101 #StockMarket #BrokerageAccount #LongTermInvesting #EYL #ChrisSain #FinancialLiteracy #Robinhood #Vanguard #Fidelity #CharlesSchwab #InvestingTips #FinancialEducation #BeatInflation #WeBull #ETrade #M1Finance See omnystudio.com/listener for privacy information.

Oct 24

In this episode of Earn Your Leisure, we sit down with Robert Herjavec, the legendary entrepreneur and investor best known for Shark Tank. He breaks down the two key phases of launching a business and explains why every entrepreneur must find the heartbeat that drives their company if they want to survive. From his early struggles to his rise as one of the most respected business minds in the world, Robert shares lessons that will reshape how you think about purpose, growth, and execution. Robert opens up about the moment he discovered his true purpose, how he maintains peak performance, and the importance of building the right team to scale effectively. He also takes us behind the scenes of Shark Tank, revealing the real secret to the show’s success and what separates true entrepreneurs from “wannapreneurs.” Beyond business, Robert gives his raw take on today’s economy — calling AI the greatest economic shift of our generation, warning that consumers don’t care about cybersecurity, and reflecting on how social media has distorted the meaning of success. This conversation is packed with gems, mindset shifts, and stories that prove success starts from within. #EarnYourLeisure #RobertHerjavec #SharkTank #Entrepreneurship #BusinessTips #AIMoney #CyberSecurity #StartupAdvice #Leadership #Motivation #EYL #MarketMondays #WealthBuilding #SuccessMindset #FinancialFreedom See omnystudio.com/listener for privacy information.

Oct 21

In this eye-opening clip from Black Out with Ian & Rashad, the hosts Rashad Bilal and Ian Dunlap break down the shocking rise of bitcoin ATM scams sweeping the nation. Joined by political investigative reporters, the team dives into a recent report highlighting how unsuspecting victims are being lured into pouring thousands of dollars into crypto ATMs, only to lose their hard-earned cash to sophisticated global scammers. The discussion begins with a real-life victim’s story: Gus Cason, who lost $15,000 after being convinced by a scammer pretending to be the president of his bank. Learn how scammers use crypto ATMs as "getaway cars," making stolen money nearly impossible to recover. The team uncovers how even the crypto ATM companies profit from these fraudulent transactions—sometimes charging outrageous fees up to 30%—and how they aggressively fight in court to keep recovered scam funds. Rashad and Ian offer sharp analysis about the timing of these scams, connecting the spike in fraud to the tail end of the current bitcoin bull run. They debate whether big institutions like banks entering the bitcoin space may help protect consumers, and highlight the dangers of sending crypto: miss one letter, and your money is gone with little hope of recovery! The hosts stress that Bitcoin itself isn’t a scam, but warn listeners about how easily cryptocurrency can be weaponized in these attacks, especially against vulnerable groups like the elderly. You’ll also hear their predictions on the future of crypto markets, how banks becoming custodians of bitcoin could shape the financial landscape, and what you should watch out for as scammers get smarter thanks to artificial intelligence. If you’ve ever wondered how crypto scams really work, how to protect yourself, or where bitcoin is headed next, this clip is for you. Be smart, stay aware, and don’t fall victim to the latest wave of bitcoin ATM fraud! **Hashtags:** #BitcoinATM #CryptoScam #BlackOutPodcast #FinancialLiteracy #BitcoinFraud #IanDunlap #RashadBilal #CryptoNews #Blockchain #BitcoinBullRun #CryptoSafety #DigitalCurrency #ScamAlert #PodcastClip #FinancialEducation See omnystudio.com/listener for privacy information.

Oct 20

In this thought-provoking clip from "Black Out with Ian & Rashad," hosts Ian Dunlap and Troy Millings dive deep into the evolving landscape of the podcast industry and raise an urgent question: Is the podcast game falling apart? The conversation kicks off with the headline news that Underdog Fantasy now owns 50% of Gilbert Arenas’ podcast, potentially leading to downsizing and fewer episodes if the show doesn’t meet expectations. Ian and Troy reflect on recent drama in the podcast scene, including disputes between prominent figures and the real struggles behind the scenes that many content creators are facing. Troy emphasizes that outward success, like massive viewership or social media highlights, can be misleading—reminding listeners that real sustainability comes from ownership, equity, and smart dealmaking. He warns against signing predatory streaming and podcast deals, highlighting how lucrative partnerships can sometimes strip creators of control and value in the long term. Ian offers essential advice for aspiring content creators: Don’t rely solely on ad dollars. Instead, focus on building diversified revenue streams—like premium content on Patreon, offering products and services, and leveraging your free content to grow a loyal audience. The hosts give shoutouts to successful creators who’ve thrived by combining free gateway content with exclusive offerings, using their own platforms (Market Mondays, Red Panda, EYL University) as examples. They also discuss the reality that most top podcasts are hosted by celebrities leveraging their existing fame, which gives them a head start that newcomers don’t have. But they stress the importance of finding your own unique niche, building valuable skillsets, and not copying everyone else’s model. Key takeaways from this clip include: Why ownership and non-dilutable shares matter more than high view counts The dangers of predatory podcast and streaming deals How to use your platform to build sustainable, diversified income beyond ads The advantages and challenges of coming into podcasting as an industry outsider The value of a niche, high-quality audience versus a broad but unengaged one Whether you’re a current or aspiring podcaster, or just interested in the business side of content creation, this clip is packed with game you can use right now. 👍 Don’t forget to like, comment, and subscribe for more honest conversations on business, culture, and entrepreneurship. #PodcastBusiness #ContentOwnership #GilbertArenas #PodcastIndustry #BlackOutPodcast #IanDunlap #TroyMillings #ContentCreation #Entrepreneurship #AdDollars #MediaGame #Equity #StayIndependent --- *Watch the full conversation for more insights and strategies for navigating the world of podcasts and media deals!* See omnystudio.com/listener for privacy information.

Oct 19

Welcome to another insightful Market Mondays clip! In this powerful discussion, hosts Rashad Bilal and Ian Dunlap dive deep into one of the most dramatic moments in recent financial history: the largest single-day liquidation in crypto. Prompted by a headline-making social post from Donald Trump, the markets saw a massive fall—both in stocks and crypto—triggering a whirlwind of reactions, trades, and consequences. *What’s Inside This Clip?* *$20M to $80M Trade:* Get the inside scoop on the suspicious hedge trade that reportedly netted $80 million within hours. Was it luck, timing, or something more? *The Human Cost of Trading:* Learn how margin and leverage can quickly turn profits into devastating losses. Hear the tragic story of a crypto trader who lost $40 million and, sadly, his life—a serious reminder of the emotional dangers behind high-stakes investing. *Trading Safely:* Ian and Rashad break down why risk management, mental health, and account separation are essentials for every investor. They reflect on history—from the Great Depression to present day—emphasizing the importance of putting safety and mental guardrails first. *Margin Calls Explained:* This clip offers a plain-English rundown on how margin works, what triggers a margin call, and how it can impact your entire investment portfolio. Learn why separating trading from long-term investments is a crucial safety measure. *Competing With the Best:* Ian shares advice on what it’s actually like trading against hedge funds, institutions, and experts with far-reaching networks—and why most everyday investors should avoid over-leveraging. *Volatility & Timing:* Discover why market volatility isn’t always something to fear, but should be managed through smart techniques like holding separate accounts and using time wisely in your investment strategy. This Market Mondays clip is a must-watch for anyone involved in trading or investing—whether you’re new or experienced. The team brings their trademark honesty and clarity to tough topics, reminding viewers that while the upside in markets can be huge, the risks are real and must not be ignored. *If you’re thinking about trading with leverage, or just want more insight into how fast things can change, this clip is for you. Tune in and learn how to protect your portfolio—and your peace of mind.* --- *Watch, learn, and invest smarter.* #MarketMondays #Crypto #TradingRisk #MentalHealth #MarginCalls #InvestmentSafety #Finance #StockMarket #CryptoLiquidation #RiskManagement #Investing #FinancialLiteracy --- Like, comment, and subscribe for weekly financial wisdom and market breakdowns! See omnystudio.com/listener for privacy information.

Oct 18

Dive into the dynamic world of the Basketball Africa League (BAL) in this insightful EYL clip! Our host, Rashad Bilal, sits down with special guest Clare Akamanzi to break down the innovative business model fueling the rapid growth of NBA Africa. From late-night games and the global passion for basketball to the strategic moves driving revenue, this conversation is a must-watch for sports fans, entrepreneurs, and anyone curious about the sports industry on the continent. Clare Akamanzi shares eye-opening details about how BAL is structured and how it plans to scale across Africa and beyond. Learn how sponsorships, merchandising, ticket sales, and media rights all play a crucial role in monetizing the league, and why partnerships with companies like ServiceNow and Visit Rwanda are key. The clip also delves into the exciting launch of BAL’s e-commerce portal, which taps into the African diaspora’s demand for league merchandise from anywhere in the world. Discover how ticketing revenues are skyrocketing as more fans flock to the arenas each year, despite the current challenges of infrastructure with only a handful of professional-level venues across the continent. Clare also highlights the importance and future potential of integrated media markets in Africa, with platforms like MTN offering access to 300 million subscribers. This integration opens up massive opportunities for broadcasting, streaming, and connecting fans across all 54 African nations. Looking ahead, Clare reveals plans for BAL’s expansion, with a vision of one day reaching every African country. She sheds light on the increasing investment interest from countries like Nigeria, Benin, and Morocco, and emphasizes the role of collaboration between investors, governments, and development banks to build more standardized arenas and provide even greater opportunities for teams and fans alike. If you’re passionate about sports business, the African market, or just want to know what it takes to build a continental sports powerhouse, this EYL Medium clip will give you exclusive insights and a front-row seat to the future of basketball in Africa. *Join us as we explore:* The four main revenue streams for BAL: sponsorship, merchandising, ticketing, media rights The impact of the African diaspora on global reach and merchandise sales Challenges and opportunities in expanding to new African markets and arenas How media giants and telcos could shape the future of sports broadcasting on the continent Don’t miss out on this fascinating look at how the BAL is changing the game both on and off the court! * #EYL #NBABasketballAfrica #BAL #SportsBusiness #AfricanDiaspora #BasketballAfrica #MediaRights #Entrepreneurship #SportsExpansion #BasketballBusiness #EYLMedium * See omnystudio.com/listener for privacy information.

Oct 17

We sat down with Pierre Goudiaby Atepa, the legendary architect behind the African Renaissance Monument — Africa’s tallest statue — to talk about his vision for the continent’s future, the state of African politics, and what true economic independence means for the next generation. 🌍 From the symbolism of the monument towering over Dakar to his candid thoughts on Africa’s unity and leadership, this is one of the most powerful conversations we’ve had on the continent. 🎥 Watch now and join the conversation about Africa’s past, present, and future. #Africa #Senegal #PierreAtepa #AfricanRenaissanceMonument #EarnYourLeisure #EYL #BlackExcellence #AfricanArchitecture #Dakar #InvestInAfrica #EconomicEmpowerment #FutureOfAfrica #AfricanUnity See omnystudio.com/listener for privacy information.

Oct 15

In this thought-provoking Market Mondays clip, Ian Dunlap and Rashad Bilal break down the latest buzz surrounding Apple’s leadership and the tech giant’s place in the innovation race. Is Tim Cook really on the way out? Why are there rumors about his resignation, and what does it mean for Apple’s future? Ian shares his insights on the internal battles Cook might be fighting, particularly when it comes to Apple’s struggles in the AI arms race and geopolitical blockades affecting its strategy. The duo also gets candid about the wider market, touching on Apple’s competition, including Google, Amazon, and Microsoft’s game-changing moves with AI. What do these shifts mean for investors, and is Apple still a must-have in your portfolio? Ian remains bullish, explaining why he’s holding Apple until at least 2034, but he doesn’t shy away from expressing concerns about succession planning and blocking of key deals like OpenAI. Rashad discusses market leadership changes and the lingering question: What is Apple’s next big move? Meanwhile, the conversation widens to Amazon’s strategy, data centers, and why Rashad is still a believer in Amazon’s innovative edge. There’s also a breakdown of small and mid cap stocks, with shout-outs to quantum stock winners like RGTI and insights on how to trade these explosive gains for long-term wealth. Ian gives practical homework for viewers, like tracking margin prices of crypto futures as a gauge for institutional sentiment—a lesson you don’t want to miss. Plus, find out why the old 60/40 portfolio might be dead, the importance of alternative assets, and why crashes offer generational opportunities for those prepared. Ian and Rashad keep it real about taking profits, rotating winnings into blue-chip names, and how to prepare for the next market pullback. This clip is packed with actionable advice, straight talk, congratulatory moments for winning trades, and a look at the geopolitical pressures facing the world’s biggest companies—especially Apple. If you want a sharp, no-hype analysis of markets, leadership, and how to position yourself for the future, tune in now! *Don’t forget to like, comment, and subscribe for more Market Mondays insight!* --- * #MarketMondays #Apple #TimCook #Investing #Stocks #TechStocks #AI #Amazon #Google #Nvidia #QuantumStocks #FinancialEducation #IanDunlap #RashadBilal #StockMarket #BlueChips #Portfolio #SuccessionPlanning #MarketAnalysis #OpenAI * See omnystudio.com/listener for privacy information.

Oct 14

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings sit down with tech visionary Jack Dorsey to discuss the technologies set to redefine our future—and why so many people hesitate to embrace them. Diving straight in, Rashad asks Jack a powerful question: Which technologies are flying under the radar today but could transform our lives in 5 to 10 years? Jack Dorsey shares candid thoughts on AI, acknowledging the widespread fear that it might replace jobs or stifle innovation. He argues that this “closed mindset” is what truly holds us back. Instead, Jack advocates seeing AI as a foundation—a tool for unlocking new levels of creativity and productivity and reclaiming precious time. His advice is clear: don't just take others’ word for it; hands-on experimentation is the key to understanding whether a technology can genuinely benefit you or your business. Citing the Bitcoin ethos of “don’t trust, verify,” Jack urges viewers to form opinions through experience and not be swayed by hype or second-hand perspectives. The conversation shifts as Troy asks Jack about decentralization, referencing the rise and, perhaps, fizzle of the Web3 hype. Jack pulls back the curtain on what he saw as repackaging older, centralized products under a new label—often driven by venture capital rather than any real technological breakthrough. He reminds us that every new tech wave arrives alongside massive hype, and the challenge for everyone is to ground themselves and ask: Does this tech solve a problem or add real value? Jack recounts the early days of the Internet—a frontier period marked by openness and decentralization. He laments how discovery and data creation ended up centralized in a handful of companies, tightening control over both users’ data and online identities. The good news, according to Jack, is that we finally have the technology for data portability, but it’s still inaccessible and unrefined—meaning huge opportunities for those looking to build solutions in this space! He also warns about AI’s rapid centralization, with just a few major companies shaping its future. These entities control not only the algorithms but also the intelligence itself—potentially determining how millions experience truth, creativity, and discovery. Jack stresses the need for open-source models and decentralized intelligence so the technology belongs to everyone, not just a few tech giants. Whether you’re a tech enthusiast, an entrepreneur, or simply curious where the digital world is headed, this clip is packed with practical wisdom for evaluating new technologies and finding the right mindset for real, grounded innovation. *Key topics:* Overcoming fear and skepticism surrounding AI Why hands-on experimentation beats second-hand knowledge Decentralization, data portability, and the lessons of early Internet history Web3 hype versus true technological progress The risks of centralizing AI—and the promise of open source models *Watch for actionable insights on how to spot what’s real in tech, how to verify new tools for yourself, and why embracing openness is key for the future.* #MarketMondays #JackDorsey #AI #Bitcoin #Decentralization #Web3 #OpenSource #Technology #FutureOfTech #BusinessInnovation See omnystudio.com/listener for privacy information.

Oct 13

Welcome to Market Mondays! In this week’s clip, Rashad Bilal, Troy Millings, Ian Dunlap, dive into the huge financial news shaking the tech and investing world: AMD’s explosive stock surge sparked by their newly announced OpenAI partnership. We break down exactly why AMD jumped up to 27% in the morning and shot well past 35%, what OpenAI’s 10% stake means, and why this move has created a frenzy for anyone holding AMD options. The team explores how AMD now becomes a key player in AI hardware, working alongside Nvidia—the known leader in GPUs. Find out why being the “number two” in the space can be just as valuable, and how this strategic partnership fuels global ambitions for technologies like ChatGPT, which is quickly approaching a billion users. Rashad explains the concept of the “circular economy” in tech, detailing how AMD, Nvidia, Broadcom, Oracle, and OpenAI interconnect to supply essential infrastructure, hardware, and cloud services. Learn how options and warrants work in these high-stakes deals, why these investments form an indestructible technological moat, and how family ties among key leaders have influenced this masterful dealmaking. The conversation also covers OpenAI’s historic valuation leap—surpassing SpaceX—and what these moves mean for the future of AI, government, and consumer tech. The hosts share their own experiences and stock picks (shoutout to Dave Shands!), giving viewers a behind-the-scenes look at the power of research and strategic investing. If you’ve been watching Market Mondays for investment insights, this clip delivers confirmation from insiders in the AI space. The team also drops price predictions for AMD and Nvidia and celebrates the biggest options wins and market highs of the year. Don’t miss smart tips on long-term partnerships, generational wealth, and why tech alliances are setting up for lasting success—even through future market downturns. *Watch now to get all the details on the AMD & OpenAI partnership, how it’s shaking up the tech market, and what you should watch for as an investor!* *Hashtags:* #MarketMondays #AMD #OpenAI #Nvidia #StockMarket #AIInvesting #TechStocks #FinancialNews #AMDStock #AIRevolution #OptionsTrading #CircularEconomy #TechMoat #InvestingTips #GenerationalWealth #EyUniversity #MarketFrenzy #QuantumComputing #CloudInfrastructure #DataCenters --- Catch all the insights and analysis right here—subscribe for future clips breaking down the biggest stories in tech, AI, and investing! See omnystudio.com/listener for privacy information.

Oct 12

In this episode, credit specialist Shonda Martin shares invaluable insights into the world of credit and its impact on relationships, loans, and employment. The discussion delves into the pitfalls of co-signing for loans, the nuances of credit consolidation, and the steps individuals with bad credit can take to improve their credit scores. Shonda dispels myths and offers practical advice on building credit, leveraging credit cards, and strategically managing credit utilization to boost credit scores. Discover how to navigate the intricacies of credit and forge pathways toward financial empowerment and healthier relationships. #CreditScore #FinancialEmpowerment #Relationships #CreditConsolidation #BuildingCredit #EYLMedium #EYL #ShondaMartin See omnystudio.com/listener for privacy information.

Oct 11

Welcome back to Market Mondays! In this insightful clip, Rashad Bilal, Troy Millings, and financial analyst Ian Dunlap sit down to break down gold’s explosive performance—nearly at an all-time high and even outpacing the NASDAQ year to date! If you’ve been following the markets or are worried about economic uncertainty, this discussion is for you. Ian gives his perspective on gold as the ultimate hedge in your portfolio, especially in times of government volatility or looming shutdowns. The guys dissect the reasons why gold and other “safe haven” assets like Bitcoin continue to shine under these market conditions, pointing to big voices like Mike Novogratz who have championed gold amidst uncertainty. They talk about the importance of balancing “risk-on” assets (think: AI stocks, crypto, tech) versus solid hedges like gold. Troy plays devil’s advocate and prompts a conversation about what, if anything, could cause gold to retrace or pull back. Ian’s response? Unless we see major global money printing and near-zero interest rates like in 2008 or during COVID, gold’s run looks far from over. On top of that, Rashad gives some on-the-ground perspective from Guinea, a major hub for gold exports, revealing the scale of gold flowing out to places like Dubai every week. They go deep on gold’s historical trends, why central banks and big funds still stockpile it, and why being a disciplined investor is more important than ever. Whether you’re new to investing or a seasoned pro, you’ll get key takeaways on building a balanced portfolio and following the “golden rule”: follow the money and don’t ignore what’s right in front of you! *Don’t forget to like, subscribe, and share! Drop your thoughts and questions on gold and hedging in the comments below.* #MarketMondays #GoldInvesting #SafeHaven #FinancialFreedom #PortfolioHedge #InvestingWisdom #Bitcoin #Nasdaq #MikeNovogratz #GovernmentShutdown #InterestRates #Commodities #GoldVsCrypto #AllWeatherPortfolio #RayDalio #FinanceTalk #DubaiGold #GuineaGold #FollowTheMoney See omnystudio.com/listener for privacy information.

Oct 10

In this powerful episode, former NBA All-Star Luol Deng and Clare Akamanzi, CEO of the Basketball Africa League (BAL), share the untold story of basketball’s rise across the continent 🌍🏀. From South Sudan’s historic journey to the BAL’s mission to empower Africa’s youth, they discuss the challenges, opportunities, and vision for the future of African basketball and business. They break down what it takes to build infrastructure across 54 nations, why only five arenas in Africa are NBA-ready, and how the BAL is giving over 1 billion people access to professional basketball. Luol Deng calls for stronger business regulations and urges global investors to seize this moment to build Africa’s sports economy. This conversation goes beyond basketball — it’s about legacy, leadership, and the power of investing in Africa’s future. 🇸🇸🇷🇼 #LuolDeng #ClareAkamanzi #BAL #BasketballAfricaLeague #SouthSudan #NBAAfrica #InvestInAfrica #EarnYourLeisure #MarketMondays #AfricaRising #SportsBusiness #YouthEmpowerment #BasketballInAfrica #Rwanda #AfricanExcellence See omnystudio.com/listener for privacy information.

Oct 8

We’re in Guinea 🇬🇳 doing some investigative journalism — sitting down with entrepreneurs, innovators, and community leaders to uncover the real opportunities and challenges shaping Africa’s economic future. From business growth to infrastructure and innovation, these conversations reveal what’s really happening on the ground — and why the world is paying attention. 🌍💡 #EarnYourLeisure #Africa #Guinea #InvestInAfrica #EYL #AfricanBusiness #EconomicGrowth #Entrepreneurship #WealthBuilding #GlobalOpportunities #AfricaRising See omnystudio.com/listener for privacy information.

Oct 6

In this Market Mondays Medium #6 clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the volatile world of healthcare stocks and whether the sector is positioned for a rebound in 2025. The team breaks down why healthcare has struggled, from overseas pharmaceutical tariffs and lawsuits to the misconception that healthcare can match tech stock returns. With new tariffs on international pharmaceuticals and litigation like the Ozempic lawsuit shaking the industry, there’s plenty to consider before adding healthcare stocks to your portfolio. Ian Dunlap shares his take on the sector’s future, noting that expecting “tech-like returns” from healthcare was a major mistake. The discussion covers key American companies—including Eli Lilly, Johnson & Johnson, ABBV, UnitedHealth, Abbott, Merck, and Stryker—highlighting those with strong policy support and innovative biotech advances. Troy Millings points out the disruptive potential of AI in healthcare, emphasizing that upcoming breakthroughs and administration policy will play a significant role. The hosts unanimously stress the importance of focusing on top American healthcare companies, especially given the implications of domestic manufacturing and tariffs. They recommend using healthcare ETFs like XLV to monitor top allocations and add stability to your portfolio. For those wondering if healthcare belongs in their investment mix, the consensus is clear: exposure to healthcare is wise, especially if you stick with sector leaders. Ian narrows his top picks to Eli Lilly, ABBV, and Stryker. However, don’t expect dramatic 35-45% returns as you might with tech; healthcare provides steady, long-term opportunities rather than quick wins. Whether you’re a seasoned investor or new to the stock market, this clip provides actionable insights and a grounded outlook on what to expect from healthcare stocks in the coming year. If you’ve wondered about CVS, United Healthcare, or how U.S. healthcare spending compares globally, the crew covers that too—reminding us that, despite being one of the largest markets, the U.S. still lags in health outcomes. *Key Takeaways:* Healthcare sector’s challenges in 2024, including tariffs and lawsuits Realistic returns vs. tech sector expectations American healthcare companies to watch: Eli Lilly, ABBV, Stryker How AI and biotech innovation could accelerate sector growth The impact of U.S. policy and tariffs on investment choices Using healthcare ETFs (like XLV) for strategic exposure Why healthcare should (or shouldn’t) be part of your portfolio If you want honest, in-depth analysis of the healthcare market and a roadmap for making informed investment decisions in 2025, this is the clip you can’t miss. Like, subscribe, and let us know your thoughts on the future of healthcare stocks in the comments! #HealthcareStocks #MarketMondays #Investing #EliLilly #ABBV #Stryker #TechVsHealthcare #Tariffs #AIinHealthcare #StockMarketAnalysis #ETFs #PortfolioStrategy See omnystudio.com/listener for privacy information.

Oct 4

In this insightful Market Mondays clip, Ian Dunlap and Rashad Bilal dive deep into the high-stakes world of media conglomerates, data acquisition, and the brewing TikTok takeover. The conversation unfolds around the chess moves of industry giants like Oracle, Silver Lake, and enigmatic figures such as Larry Ellison, revealing how power, influence, and data are being consolidated in fewer hands than ever before. You’ll hear Ian break down the wider implications of Silver Lake’s expanding empire—from data centers and major entertainment acquisitions (like Endeavor, WWE, UFC, and EA Sports) to the undeniable impact of the TikTok deal. Together with Rashad, they connect the dots between AI, media, gaming, and cloud infrastructure, highlighting the masterminds behind this web of control and influence. The hosts debate the safety and ethics of shifting TikTok’s algorithm to US hands, questioning whether this really improves user security or simply swaps one set of gatekeepers for another. Ian candidly shares concerns about “stepped-on,” watered-down algorithms and makes colorful analogies to help the audience grasp these layered business plays. Rashad raises the alarm over the societal consequences of letting elite billionaires dominate news and social platforms—pointing to the likes of Elon Musk (X), Mark Zuckerberg (Instagram, Facebook, WhatsApp), Jeff Bezos (Washington Post), and even Rupert Murdoch. Together, they address the very real risk of propaganda and narrative control, especially as X heads further right and TikTok faces similar influences if new ownership goes through. The conversation doesn’t shy away from tough questions: Is this new TikTok group any safer than the previous owners? Are we actually in control of our own data? Both Ian and Rashad illustrate how, through clever business maneuvers, these conglomerates can dominate every aspect of content, gaming, and attention. The summary? Monopoly is nothing new in America, but now it’s more transparent than ever. This clip is packed with hot takes, strategic breakdowns, and a clear-eyed look at what media ownership means for the next decade—plus why everyday users must wake up to what’s really happening behind the scenes. Whether you’re an investor, a creator, or just a concerned citizen, you’ll want to catch every minute. * #MarketMondays #TikTokTakeover #MediaMonopoly #IanDunlap #RashadBilal #Oracle #SilverLake #AI #SocialMedia #TechNews #MediaPower #DataPrivacy #BusinessAnalysis * See omnystudio.com/listener for privacy information.

Oct 3

In this episode of Earn Your Leisure, we sit down with Chef Lorna Maseko, one of South Africa’s most celebrated culinary stars, to dive into her incredible journey from ballerina to celebrity chef, entrepreneur, and global tastemaker. Chef Lorna shares how she built her brand on the international stage, the business model behind exclusive supper clubs, and what it takes to turn food into a lifestyle experience. She also opens up about making the leap to New York City and Atlanta, and how she’s using food to build bridges across cultures while creating opportunities in the culinary world. This conversation is about more than food — it’s about business, branding, and bold moves. Whether you’re an aspiring chef, entrepreneur, or creative, Chef Lorna’s story will inspire you to think bigger and execute at the highest level. #EarnYourLeisure #ChefLorna #SouthAfrica #CelebrityChef #SupperClub #Entrepreneurship #FoodBusiness #NYC #Atlanta #EYL See omnystudio.com/listener for privacy information.

Sep 30

A full-time college student balancing multiple jobs just to keep up — but he’s not just focused on surviving. He’s thinking about thriving. With goals of growing his income and building a secure future, Jaiden wants to apply for a credit card — but like so many others, he’s unsure how to use it the right way. See omnystudio.com/listener for privacy information.

Sep 27

In this insightful clip from EYL, we dive into the real-life challenges and breakthroughs of entrepreneurs adapting to rapid technological change. Rashad Bilal leads the discussion, asking entrepreneurs Angel, Mariyah, and Kika Wise how technology, AI, and innovation have reshaped their businesses, team dynamics, and day-to-day operations. Angel and Mariyah open up about their journey embracing new tech—even when it feels out of their comfort zone. From using AI chatbots to recommend personalized tea blends for online customers, to leveraging automation for handling emails and streamlining their point-of-sale systems, they discuss practical ways technology saves time, reduces workloads, and boosts sales. Need help checking in at the airport or switching up business roles in a pinch? Their story is equal parts relatable and inspiring for any small business owner learning new tech on the fly. Kika Wise shares her own playbook, revealing how she went all-in with AI tools like ChatGPT to reverse-engineer her business strategy, build scalable franchises, and hit ambitious revenue goals—faster than ever before. She offers candid advice: don't fear the robot revolution, embrace it before it's too late! Whether you're a seasoned entrepreneur, just starting your business, or simply tech-curious, this CLIP is packed with honest talk, humor, and tactical tips. Discover how authentic connection with customers, experimenting with AI, and data-driven storytelling are all part of the modern entrepreneur's toolkit. *Key Highlights:* How brick and mortar businesses bridge the online gap using AI (robot tea concierge, anyone?) Automation and AI for small teams: real talk about saving time, cutting costs, and avoiding burnout Data collection tips for telling your business story to funders and the community Embracing constant tech updates (Square register jokes included!) Personal anecdotes about learning new systems and thriving outside your comfort zone Using AI to supercharge business strategy and creative thinking Tune in for laughs, lessons, and smart strategies to help any entrepreneur navigate the digital age—without losing that personal touch. *Don’t forget to like, comment, and subscribe for more inspiring entrepreneur journeys and practical playbooks!* #EYL #EntrepreneurPlaybook #AIforBusiness #SmallBusinessTech #WomenInBusiness #Innovation #TechTalk #BusinessGrowth #AIAutomation #SquarePOS #DigitalTransformation Our Sponsors: * Check out PNC Bank: https://www.pnc.com Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 25

For this episode of Earn Your Leisure, we share an exclusive segment from our NIL (Name, Image & Likeness) panel. The conversation features legendary coach Dwayne “Tiny” Morton, NFL agent Greg Barnett, and entertainment lawyer Matt Middleton. They break down the business of NIL, how athletes can protect themselves, the role of representation, and what parents, coaches, and young athletes need to know to navigate this new era of college sports. This is a must-watch for anyone serious about sports, business, and building long-term wealth. This panel also dives into real-world stories and insights on how NIL is changing recruiting, endorsement deals, and the future of both college and professional sports. Whether you’re an athlete, parent, or fan, this conversation will give you the knowledge and tools to move smart in the NIL game. #EarnYourLeisure #NIL #CollegeAthletes #SportsBusiness #GregBarnett #MattMiddleton #DwayneTinyMorton #EYL Our Sponsors: * Check out PNC Bank: https://www.pnc.com Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 24

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Intel’s stunning 22% stock surge following Nvidia’s surprising $5 billion investment. Is this windfall truly a game-changer for Intel, or just another temporary boost for a struggling chip giant? Our experts dissect Nvidia’s move: Is it a strategic hedge to maintain market dominance, or simply a lifeline to prop up a fading competitor? Ian breaks down why, despite the investment, Intel still lags behind industry leaders like Nvidia, AMD, and TSMC. He points out how this move is less about saving Intel and more about safeguarding Nvidia’s lead in the chip space. Troy digs into Intel’s persistent manufacturing woes, questioning whether any amount of money can close the gap as the world moves to smaller, more advanced chips. The discussion also touches on government support, the shifting dynamics between CPU and GPU markets, and how Nvidia’s seemingly generous gesture could actually be a clever play to suppress competition. With insights on market allocation, manufacturing gaps, and the future of the semiconductor industry, this clip is a must-watch for investors and tech enthusiasts alike. Will Intel ever reclaim its former glory or will it remain stuck behind a long list of stronger competitors? Tune in to hear why our hosts aren’t buying into the Intel hype—literally and figuratively. *Don’t forget to like, comment, and subscribe for more sharp financial insights and market analysis every week!* #MarketMondays #Intel #Nvidia #StockMarket #Semiconductors #Investing #AMD #TSMC #Finance #TechStocks #BusinessNews #Clip #FinancialEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 22

How often do you think about credit? Margaret is a dancer, a dreamer, and totally new to credit. She’s been denied twice for credit cards in the past, and we’re here to help. Stay tuned for our first episode of Foundation Forward, premiering on Hulu. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 20

In this thought-provoking clip of "Black Out with Ian & Rashad," Rashad Bilal and Ian Dunlap sit down to break down a viral video listing the "10 Easiest Ways to Get Rich"—and why, shockingly, having a traditional job didn't make the cut. Tune in as the hosts react to each method, ranging from marrying rich and investing in index funds to becoming a content creator, real estate investing, launching online businesses, and leveraging other people's money. Rashad and Ian reflect on how they've personally explored almost every method on the list, sharing anecdotes from working in sales to investing in startups and building their own app. The conversation dives deep into why jobs—once considered the most stable route to wealth—have fallen off these modern lists, touching on the decline of job-based wealth in America compared to previous generations. If you've ever wondered what paths actually lead to financial freedom today, this discussion offers insight, humor, and real talk based on both the viral clip and the hosts’ own entrepreneurial journeys. Whether you're dreaming of financial independence or just tired of the 9-to-5 grind, this clip is a must-watch for understanding the current landscape of wealth-building. *Key topics include:* The complete list of the “10 Easiest Ways to Get Rich” Why working a job is no longer a top wealth-building option Personal stories from Rashad and Ian about tackling these wealth strategies The importance of diversifying your approach to financial independence Honest talk about what actually works today—and what’s just hype Ready to rethink your financial strategy? Hit play and join the conversation! *Hashtags:* #BlackOutPodcast #GetRich #WealthBuilding #MoneyTalk #FinancialFreedom #IndexFunds #RealEstateInvesting #ContentCreation #OnlineBusiness #Investing101 #PodcastClip #EarnYourLeisure Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 14

In this insightful clip from Market Mondays, we are joined by Cheryl McKissick, the trailblazing CEO and President of McKissick & McKissick—the oldest Black-owned and woman-owned construction firm in the United States, with a legacy spanning over 230 years and five inspiring generations. Hosts Rashad Bilal and Troy Millings sit down with Cheryl to discuss her new book, *The Black Family Who Built America*, and the extraordinary history of her family's achievements. From their origins during slavery when Moses McKissick I perfected the art of brickmaking in North Carolina, to becoming master carpenters, architects, and builders responsible for iconic projects like JFK Airport’s Terminal 1, Barclays Center, and Harlem Hospital, Cheryl's family has been a cornerstone in shaping America’s built environment. Cheryl shares how her family navigated and thrived through slavery, Jim Crow, and systemic prejudice—all while maintaining ownership, uplifting their community, prioritizing education, and never losing sight of their identity. She highlights the five principles, or "5 Ps," that have guided their success across generations: perseverance, preparedness, persistence, productivity, and prayer. These principles have not only fueled monumental growth but have also helped the McKissicks uplift other contractors, architects, and engineers along the way. Learn how Cheryl scaled the business from its earliest days into an industry leader overseeing projects with billion-dollar valuations. She also sheds light on the importance of building networks, creating legacy, and standing as a beacon and mirror for Black professionals across America. Cheryl’s story is a testament to what can happen “when perseverance meets purpose,” and is filled with lessons for anyone looking to create generational wealth, own their story, and lead with impact. If you’re interested in entrepreneurship, generational wealth, Black excellence in business, and the hidden figures who truly built America—this clip is a must-watch. *Hashtags:* #MarketMondays #CherylMcKissick #BlackFamilyWhoBuiltAmerica #GenerationalWealth #LegacyBuilding #BlackExcellence #ConstructionIndustry #BusinessLeadership #HiddenFigures #Entrepreneurship Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 12

Magic Johnson sits down with Earn Your Leisure for one of the most legendary conversations ever. In this powerful interview, Magic opens up about the highs and lows of his career as an athlete, entrepreneur, and billionaire investor. From losing $1.5 billion by passing on Nike equity to building billion-dollar businesses with Starbucks, Magic breaks down the blueprint for scaling, identifying good investments, and why it’s not only about money—it’s about having a seat at the table. He shares the secrets behind his success, the failures that shaped him, and his philosophy on competition, family, and legacy. Magic also reflects on his iconic partnerships, including buying into the Dodgers, owning the LA Sparks, and becoming part-owner of the Washington Commanders. He explains the importance of knowledge-sharing, the 3-year rule to success, and even delivers a moving prayer at Invest Fest. This conversation is motivation, mentorship, and history all in one. 2026 Tickets to Invest Fest (50% off!): https://investfest.com #MagicJohnson #EarnYourLeisure #InvestFest #EYL #BillionaireMindset #Business #Entrepreneurship #WealthBuilding #MarketMondays Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 9

In this Market Mondays clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings tackle one of the most controversial financial topics: Is investing in stocks better than buying real estate? Using real-life examples and hard-hitting facts, the Market Mondays crew breaks down the opportunity cost of owning a home versus putting your money into the market. Rashad sets the scene by challenging the conventional wisdom around home ownership, arguing that most people overlook all the extra costs that come with buying a house—down payments, maintenance, taxes—and how that money could be fueling investments instead. Ian takes it further, sharing his personal experience of choosing a modest lifestyle in favor of building genuine wealth through smart investing. The trio warns against being “house rich and pocket poor,” reminding viewers that good decision-making today leads to financial freedom down the line. Troy Millings delivers a powerful message to anyone grinding a 9-to-5: “You’re not going to be able to work your way to wealth.” With AI threatening jobs and the employment landscape shifting rapidly, investing isn’t just smart—it’s essential for securing your future. The hosts aren’t anti-real estate; they advocate making thoughtful, strategic moves whether you buy a home or invest in the market. If you’re wondering how to survive—and thrive—when AI is replacing jobs at a record pace, this discussion is for you. Find out why owning less can mean living more freely, and how to make every dollar count toward long-term wealth. Whether you’re a young professional, entrepreneur, or seasoned investor, this conversation is packed with actionable insights and straight talk to help you navigate the changing financial world. Think for yourself and don’t get trapped by the so-called matrix! *Key Topics Covered:* Opportunity cost: Stocks vs. real estate Why homeownership isn’t always the smartest wealth play The real costs hidden in buying property How to beat AI-driven job loss with investing Practical advice for financial freedom Breaking away from societal financial norms *Tune in to hear:* ✔️ Real-life examples of smart investing ✔️ Honest discussion about home buying myths ✔️ Why investing in the market should come before a big mortgage ✔️ How the government is investing in tech companies, and what it means for you If you’re ready to stop following the crowd and start building lasting wealth, you can’t miss this Market Mondays Medium clip! *Hashtags:* #MarketMondays #Investing #RealEstate #FinancialFreedom #WealthBuilding #StocksVsRealEstate #PersonalFinance #AIFuture #MoneyTalks #OpportunityCost Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 6

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the multi-billion dollar lawsuits facing pharmaceutical giants Novo Nordisk and Eli Lilly over their blockbuster drug Ozempic and similar weight loss treatments. With over 2,000 federal lawsuits piling up—worth more than $2 billion—the team explores the risks and side effects, including rare vision problems, stomach paralysis, and severe kidney damage, now at the center of these legal battles. Rashad shares his early warnings about the rapid rise of Ozempic and reflects on the cyclical history of “miracle” weight loss drugs that ultimately face safety concerns and legal troubles. Drawing a parallel from global affairs and the importance of studying history—whether in geopolitics or investing—the hosts break down why this pattern was predictable and how investors can learn from it. Troy and Ian highlight the importance of understanding a company’s product portfolio, leadership, and resilience in the face of crisis, comparing Novo Nordisk to Eli Lilly and why Lilly may be better positioned to withstand industry fallout. The discussion also touches on cultural perspectives towards medicine, the impact of Western pharmaceutical practices, and the potential dangers of fast fixes for complex health issues like obesity and diabetes. Whether you’re an investor, health enthusiast, or simply curious about the latest headlines in the pharmaceutical industry, this clip unpacks what’s really going on behind the lawsuits, the stakes for Novo Nordisk and Eli Lilly, and what smart investors should watch out for next. *Timestamps available upon request.* *Don’t forget to like, share, and subscribe to Market Mondays for more insightful breakdowns on current financial events!* #Ozempic #NovoNordisk #EliLilly #MarketMondays #Pharmaceuticals #WeightLoss #Investing #StockMarket #Lawsuits #HealthNews Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 4

On this week’s episode of Earn Your Leisure, we break down everything you need to know about business grants—the funding opportunities that too many entrepreneurs overlook. From the best time of year to apply for grants, to the states giving out the highest amounts, to why grants are still underutilized compared to other forms of financing—we cover it all. Stormi Banks, founder of The Pink Print Firm, joins us to share her biggest success stories and insider knowledge on how to win grants. We discuss the mindset you need, the formula to winning, and why storytelling is 60% of the battle. We also highlight the biggest mistakes people make when applying, the difference between rolling and one-time grants, and why building strong relationships is the ultimate key to success. Whether you’re a startup, small business, or nonprofit, there are millions of dollars in grants still available—even with government cutbacks. Applying can take time and effort, but the rewards can be life-changing. This episode will give you the tools, strategies, and clarity to start winning business grants and scaling your business the right way. #EarnYourLeisure #StormiBanks #BusinessGrants #SmallBusiness #Entrepreneurship #AccessToCapital #WealthGap #EYL Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 2

In this Market Mondays **clip**, Rashad Bilal, Ian Dunlap, and Troy Millings break down the best market advice for September based on historical data and their proven experience. Whether you're new to stock trading or a seasoned investor, you’ll get straightforward tips on navigating the usually volatile months of August and September, including how to take advantage of market dips and why consistent investing each month — “buy every month!” — wins in the long run. *What’s Covered in This Clip:* Why buying shares consistently is more effective than overanalyzing information The importance of focusing on top media stocks like Microsoft, Nvidia, Netflix, and Google Troy’s tip on maintaining reserves so you always have capital ready to invest during corrections A clear explanation of *Quadruple Witching* (set your calendar for September 19th!) — why this event shakes up the markets and how to be prepared Key strategies for entering the market before volatility spikes, especially in September How holding for the long term lets you weather short-term pullbacks and set up for year-end rallies If you want to maximize your portfolio returns through disciplined buying, understanding critical market cycles, and taking advantage of timely opportunities, this clip is a must-watch. Stay tuned as Troy even hints at an exclusive options contract demonstration for Market Mondays VIPs! *Key Takeaways:* Buy shares every month, regardless of short-term market moves Keep cash reserves so you’re ready for pullbacks and corrections Focus on high-performing, time-tested stocks Don’t panic during volatility; use it as an entry point for the long term Understand major expiration dates like quadruple witching and how they impact markets *Join the community:* If you’ve got questions about building generational wealth, trading strategies, or want to see behind-the-scenes moves from the team—subscribe, drop your questions in the comments, and don’t miss out on future Market Mondays clips. #StockMarket #MarketMondays #Investing #StockTips #QuadrupleWitching #Crypto #SeptemberMarket #BuyTheDip #GenerationalWealth #Finance #LongTermInvesting #OptionsTrading Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 31

In this Market Mondays clip, Troy Millings, Rashad Bilal, and Ian Dunlap break down some of the hottest topics in investing and finance! The trio starts by analyzing whether now is the right time to buy Intel stock, especially given recent government investments. Ian and Troy both agree that even with this financial boost, Intel is too far behind in innovation—especially in GPUs and CPUs—to consider as a long-term investment. Troy points out that despite the government throwing billions at Intel, the uphill race to catch up is just too steep at this point. The conversation then shifts to an MIT report stating that 95% of artificial intelligence investments are currently unprofitable. What does this mean for the future of AI? Ian calls it a sign that the AI funding bubble is nearing its end—companies with no revenue turning down billion-dollar offers is a clear red flag. He explains why, much like every tech revolution, only a few category leaders will survive, while the rest will struggle to be profitable. Troy offers insight into which specific AI sectors are currently thriving. According to recent statistics, AI is succeeding in areas like customer service automation, back-office operations, and healthcare innovations (especially medical imaging, drug discovery, and clinical trial optimization). The lesson: Focus on these niches for the best short-term gains, rather than chasing after grand-scale, “next big thing” plays that demand enormous capital and time. The hosts also respond to a viewer question about timing the market: Should you wait for the typical September drop to invest? Ian reminds everyone that the market presents buying opportunities every month—even daily if you watch closely. September has historically seen pullbacks, but 2023 is shaping up to be an unconventional year. Always dollar-cost average, keep reserves, and focus on strong companies, instead of trying to perfectly time the lowest price. Whether you’re curious about government intervention in tech, the real winners in AI, or smart strategies for timing your investments, this Market Mondays clip is packed with value and actionable insights. Drop your questions and thoughts below—let’s keep the conversation going! #MarketMondays #Investing #Intel #AI #StockMarket #Finance #StockTips #ArtificialIntelligence #Nvidia #TechStocks #SeptemberDrop Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 28

In this classic Earn Your Leisure sit-down, we chop it up with the legend himself, Gary Vee. From NFTs to AI, sports, and the future of social media, Gary doesn’t hold back. He breaks down why he’s still bullish on NFTs, the real challenges with branding in the space, and how trading cards and nerd culture are redefining mainstream culture. He even shares how his VeeFriends project became a blueprint for creators everywhere. We also dive deep into the impact of artificial intelligence—the opportunities, the risks, and why Gary believes spending at least one hour a day on AI is the cheat code for the future. He talks about blockchain’s role in protecting society from deepfakes, the rise of VR/AR, and whether AI could push us into another “dark age.” Gary also opens up about entrepreneurship, accountability, and why most people don’t love the game enough to win. On top of that, Gary gives his take on live social shopping, influencer culture, and new ways to make money online. He talks about being underestimated, the pain that comes with growth, and why he’s infatuated with Africa’s future. This is a conversation full of gems for entrepreneurs, investors, and dreamers who want to see around the corner. Don’t miss it—this one’s a masterclass in business, culture, and technology. Link to 24 Hour Red Panda Invest Fest Sale: https://ianinvest.com #GaryVee #EarnYourLeisure #NFTs #ArtificialIntelligence #Blockchain #Entrepreneurship #Investing #Africa #SocialMedia #TradingCards #MarketMondays Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 27

In this powerful Market Mondays clip, Rashad Bilal sits down with serial entrepreneur and investor Cedric Nash to dive deep into a topic that’s rarely discussed honestly: the journey of building—and keeping—wealth after a divorce. Cedric gets real about the financial and emotional challenges that come with divorce. He opens up about his own experiences—navigating two divorces while managing a business, overcoming half a million dollars in debt, and making hard choices that ultimately safeguarded his financial future. Cedric shares the crucial steps he took, including adopting a frugal mindset, focusing on income, and holding onto income-generating investments, even when things seemed bleak. This clip also tackles the tricky topic of prenups. Cedric explains the lessons he learned from having (and not having) a prenup, how the process can affect relationships, and the importance of protecting generational wealth for your children. He breaks down how assets were divided, why he made key decisions, and what others should consider before tying the knot or going through a separation. Whether you're an entrepreneur worried about business assets, a professional facing a major life reset, or just interested in smart wealth moves, Cedric’s candid advice is a must-hear. *Key topics in this clip include:* Strategies for financial survival and comeback post-divorce The real impact of divorce on your net worth and mental resilience Why holding onto investments (like real estate) matters Insider advice on prenups—what they do, how they’re perceived, and the potential relationship impact Creating security for your kids and protecting your generational wealth Cedric’s story is a powerful reminder that setbacks don’t have to define your destiny. With the right mindset and moves, tough times can actually set the stage for a major comeback. If you’ve ever wondered how to bounce back financially—or protect your assets before things get complicated—don’t miss this insightful Market Mondays clip! --- *Like, comment, and subscribe for more real conversations on wealth, money, and life.* #MarketMondays #WealthBuilding #DivorceAndMoney #CedricNash #Prenup #FinancialFreedom #GenerationalWealth #MoneyMatters Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 19

In this Market Mondays clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal break down what really drives the stock market and what’s just background noise. With stock futures drifting higher ahead of a high-profile meeting, the team explores whether political events and global tensions have any lasting impact on your portfolio. Ian Dunlap dives into why the much-talked-about meeting is likely more “noise” than a true catalyst for the market, emphasizing the importance of distinguishing between real market movers and distractions. The discussion turns to the futures market, commodity shifts (especially in wheat from Ukraine), and how geopolitical events rarely cause significant market upticks. The conversation heats up in anticipation of a big market-moving moment: Fed Chair Jerome Powell’s upcoming speech. Troy and Ian agree that Powell’s comments on interest rates have way more power to shake up Wall Street than any international meeting. Will Powell bow to presidential pressure for a rate cut, or will he hold firm? The hosts analyze possibilities—including the chance of a half-point rate cut—and what each scenario could mean for stocks. Throughout the clip, the Market Mondays team stresses long-term investing over knee-jerk reactions. Learn why holding your investments through the noise—and recognizing real catalysts—can set you apart as a savvy investor. Key topics in this clip: The difference between market “noise” and real catalysts Impact (or lack thereof) of geopolitical meetings on stock futures Why Jerome Powell’s interest rate decisions are the real game changer Long-term investment strategy versus short-term speculation How to prepare for both market pullbacks and bullish runs Don’t miss Troy, Ian, and Rashad's insight into how top investors filter out distractions and keep their focus on what truly drives the market. Whether you’re a beginner or a seasoned pro, this clip will help you navigate a market flooded with headlines—and invest with confidence. *Subscribe to Market Mondays for weekly financial insights, actionable strategies, and unfiltered market commentary.* #StockMarket #MarketMondays #Investing #JeromePowell #InterestRates #Geopolitics #FinanceClip #FinancialEducation #BullMarket #LongTermInvesting --- Remember to like, comment, and share if you found this clip helpful! Let us know your thoughts in the comments: What do you consider a true catalyst for the market? Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 17

In this Market Mondays clip, Rashad Bilal and Ian Dunlap break down the latest surge in the Nasdaq, which has just hit another record high. Is this the start of a long-lasting, AI-fueled bull run, or should investors brace for a pullback? Rashad cautions against wishing for a correction just because you missed last year’s rally, emphasizing that groundbreaking tech firms like Nvidia, AMD, Apple, and Microsoft are fundamentally different from the dot-com era giants — boasting stronger business models and massive profit margins. Ian highlights the unprecedented strength of today’s tech leaders, particularly Nvidia operating with a net margin as high as 55%. The hosts unpack why comparing today’s market to periods like the dot-com bubble misses the mark. The discussion dives into why now may not be the time to short the Nasdaq, especially given factors like pending interest rate cuts, changes to China tariffs, and global market shifts that all favor sustained growth for top tech firms. Rashad and Ian both agree: a pullback is possible, but not the kind of major correction some are predicting. Instead, they advocate for a long-term investing strategy in high-quality, innovative businesses—pointing out that holding onto top performers over decades can be a game changer for generational wealth. Notably, the clip touches on: Why Nvidia is considered a generational company and how its growth diverges from dot-com-era tech. The impact of potential Federal Reserve rate cuts and international tariff policies on Nasdaq giants. The strength of companies driving the market—like Microsoft, Apple, Google, Amazon, Meta, Broadcom, and Tesla—and why shorting them could prove risky. The power of long-term investing and what history can teach us about patience and compounding returns. The Nasdaq’s momentum has investors and analysts talking about possible corrections and recessions—but Rashad and Ian believe that, despite near-term volatility, the broader bull case remains strong. Don’t let fear keep you on the sidelines; instead, focus on building wealth through smart, consistent investing in the innovation economy. If you’re looking to understand what’s driving the current market, where the risks and opportunities are, and how the world’s biggest tech titans are changing the investing landscape—this clip is for you. Subscribe for more actionable market insights and strategies from Rashad, Ian, and the Market Mondays team! * #MarketMondays #Nasdaq #AIStocks #Nvidia #StockMarket #Investing #TechStocks #BullMarket #FinancialFreedom #LongTermInvesting * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 15

In this thought-provoking clip of EYL, Austin Haynes joins host Rashad Bilal to reveal the secrets behind institutional investments in crypto. If you’ve ever wondered which cryptocurrencies the world’s top banks and asset managers are really putting their money into, this is the insight you’ve been waiting for! Austin shares exclusive findings from over 12,000 documents—narrowed down to the 13 must-see reports that map out where institutional money is flowing in the crypto world. Screen share moments highlight real documents from names like Swift, World Economic Forum, Citi, State Street, and more. Learn why the days of making fast fortunes with random coins are over, and discover the new rules of the game as big money enters the space. Rashad asks all the crucial questions for the everyday investor: What’s the difference between coins and tokens? Which coins are actually being picked by hedge funds and billion-dollar institutions? Why should you follow the so-called “smart money” instead of chasing hype? How can you track institutional allocations and ETF filings before the rest of the market catches on? Austin breaks down survey data from a major EY & Coinbase report, revealing that the vast majority of surveyed institutional investors hold Bitcoin and Ethereum, with significant allocations also going to XRP and Solana. Hear why Bitcoin remains the king, how XRP is reshaping financial settlements, and why Solana and Ethereum are the leading platforms for decentralized applications. Whether you’re a crypto newbie or an experienced investor, this clip is packed with actionable advice and research-backed strategies for investing like the pros. Don’t miss Austin’s tips on how to spot the tokens that institutions are truly betting on—because, as he says, they document everything they do. The smart money roadmap is there for you to follow! *Key topics covered:* Institutional adoption of crypto and the effects on the market How to identify which coins and projects institutions are backing The critical difference between coins like Bitcoin, Ethereum, XRP, and Solana The importance of reviewing official documents and ETF filings How you can avoid being “dumb money” by following documented investment trends Smash that like button if you want more deep dives into the intersection of Wall Street and Web3. Leave your questions or thoughts in the comments and don’t forget to subscribe so you never miss future clips! *Referenced in this clip:* Swift, World Economic Forum, Citibank, State Street, BlackRock, Vanguard, Bank of International Settlements, Federal Reserve, IMF, European Central Bank EY & Coinbase Institutional Investor Survey #CryptoInvesting #InstitutionalMoney #Bitcoin #Ethereum #XRP #Solana #EYL #AustinHaynes #EarnYourLeisure #SmartMoney #CryptoNews #Crypto2024 Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 11

Welcome back to EYL! In this insightful clip, special guest Austin Haynes sits down with Rashad and Troy to break down the seismic shifts happening in the crypto and financial markets leading up to 2025—and beyond. Are we seeing the end of the traditional four-year crypto cycle? How will institutional adoption and massive tokenization impact the market? Get ready for a data-packed discussion you won't want to miss! Austin kicks things off by highlighting the unique convergence of a current crypto bull run with evolving global regulations and major institutional moves. Did you know the Federal Reserve adopted ISO 20 or 22 in July, signaling even deeper integration of blockchain technology in mainstream finance? Austin digs into why institutional investors—like pension funds and 401ks—could change the volatility profile of assets like Bitcoin forever. And it's not just about Bitcoin anymore. The conversation takes a futuristic spin as Austin references heavyweight research from State Street, Standard Chartered, Boston Consulting Group, and Citi. Together, they forecast that tokenized assets could reach trillions of dollars in market cap within the next decade. State Street predicts tokenization mass adoption across bonds, commodities, private equity, and real estate in carefully mapped timeframes leading up to 2030 and beyond. Hear why legendary voices like Larry Fink (BlackRock CEO) believe that “all assets will be tokenized”—and see just how big the tokenization wave could get, with an addressable market of $410 trillion, according to recent documentation. The floodgates could truly open once regulatory clarity is achieved, making this a watershed moment for anyone invested or interested in crypto, stocks, or digital assets. Troy helps tie it all together, connecting these forecasts to the cyclical nature of crypto—and asking if these macro shifts will change the game for how we all think about bull runs, Bitcoin, and institutional adoption moving forward. Whether you’re a seasoned investor, an aspiring crypto enthusiast, or just curious about where the future of finance is headed, this is your go-to clip for understanding the forces shaping the market right now. 🔗 Time to re-imagine your portfolio and your perspective! 👇 Drop your thoughts, predictions, and questions in the comments. *Hashtags:* #EYL #CryptoBullRun #Tokenization #AustinHaynes #DigitalAssets #CryptoNews #Bitcoin #InstitutionalAdoption #FinanceFuture #BullRun2025 #Blockchain #CryptoMarket #Investing #WealthBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 9

In this special clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap sit down with the dynamic Ms. Business to dig into the power of branding, vendor success, and maximizing your experience at Invest Fest. If you’re an entrepreneur, small business owner, or looking to make a memorable impression at any marketplace or expo, this is the motivation and guidance you need! Ms. Business shares her real-life branding journey—from starting with a small 10x10 booth at Invest Fest to creating an eye-catching 20x20 experience that had everyone talking. She explains that branding isn’t just about standing out visually, but also about meaningfully connecting with people so you stay top of mind long after the event ends. Discover how Ms. Business developed strategies to attract and engage event attendees through interactive experiences and games, and why her approach shifted this year to focus on helping other vendors succeed. She talks about “taking up real estate in people’s heads,” building genuine relationships, collecting contacts for future growth, and the value of being present—not just for sales, but for laying foundations for lasting business success. You’ll also hear how she and her team are giving back through webinars, on-the-ground support for vendors, and a fun attendee-voted competition that brings even more energy to the event. Plus, Ms. Business reveals her practical advice for new and seasoned vendors: how to prepare for a major expo, strategies for creating meaningful impressions, and why focusing on how you make people feel is the secret to real business impact. For those prepping for Invest Fest or any major networking event, Ms. Business reminds us: “People will forget what you said to them. They will never forget how you made them feel.” Take these insights to heart, whether you’re hosting a booth or just attending. We also get a preview of exclusive educational opportunities, like Ms. Business’s upcoming Entrepreneurs Boardroom seminar on profit generation, tax savings, and long-term wealth building—empowering attendees to do more than just make money, but use their business to build real generational wealth. *If you want to step up your branding game, connect deeply at business events, or learn to make Invest Fest truly count, don’t miss this clip!* --- *Timestamps available upon request.* *Like, comment, and subscribe for more real-world insights on entrepreneurship, branding, and market mastery!* #MarketMondays #InvestFest #Branding #Entrepreneurship #VendorSuccess #BusinessGrowth #Networking #MsBusiness #BusinessAdvice #BuildYourBrand Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 31

In this episode of Earn Your Leisure, we sit down with the founders of Curl Girl Collective to unpack the journey behind one of the most iconic cultural celebrations in beauty—Curl Fest. From humble beginnings to national recognition, they share the origin story of their collective and how they built a movement that resonates deeply with the natural hair community. We discuss the business behind hosting large-scale live events, the hidden costs they faced, and the reality of still working full-time jobs while building Curl Fest. The founders open up about how DEI cutbacks and sponsorship losses forced them to pivot, cancel events, and rebuild stronger than ever. They also break down how Curl Fest sets itself apart from other beauty festivals, what it takes to compete in the event space, and the importance of community. We dive into the challenge of access to capital, offers to buy the company, and the need to be intentional with partnerships. This is an essential conversation for entrepreneurs, event organizers, and anyone invested in culture, community, and ownership. Invest Fest Ticket Link: https://investfest.com #EYL #EarnYourLeisure #CurlGirlCollective #CurlFest #BlackEntrepreneurs #BusinessBehindTheBrand #BeautyIndustry #DEI #EventPlanning #NaturalHairMovement #AccessToCapital #BlackOwnedBusiness #CommunityOverEverything #Entrepreneurship #CulturalEvents Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 29

In this clip of Market Mondays, host Ian Dunlap sits down with financial literacy powerhouse John Hope Bryant to break down the crucial steps needed to build strong institutional relationships—especially if you’re starting from scratch. John Hope Bryant wastes no time laying out the real foundation: get your credit score up to at least 700! He explains why having good credit isn’t just a personal milestone, but a fundamental requirement for anyone looking to play in the big leagues of business and finance. Drawing from the Hope Financial Wellness Index, Bryant shares how the average credit score for Black Americans hovers around 620—and how improving that number is the key to opening new doors. Ian and John dive deep into practical advice: Instead of wandering into your neighborhood bank branch, seek out the regional or chief credit officer at a community or mid-sized bank, where decision-makers are more accessible. They dish out insider tips on approaching these professionals—don’t go in with just a transaction in mind. Instead, focus on genuine relationship-building. Personal rapport trumps bravado every time. This conversation uncovers the power of relationship capital: why Harvard, country clubs, and elite initiatives function as lifelong “clubs” that drive opportunity. If you’re wondering why boardrooms often seem exclusive, Ian unpacks the concept of discrimination versus racism and challenges viewers to “break up the comfort” and get in the room where decisions are made. Finally, John and Ian discuss their own business journeys, with John opening up about building and selling a $150 million real estate portfolio and the lessons learned from joint ventures and relinquishing control. If you’re serious about transforming your financial future—especially within Black America—this clip is a must-watch. Learn how financial literacy, AI knowledge, and networking “up the ladder” can reshape your path in just five years. *Key topics in this clip:* Building your credit score to access big deals How to approach mid-tier banking executives for real connections The importance of storytelling and genuine rapport in business Relationship capital: Harvard, country clubs, and the “club” mentality Discrimination vs. racism in hiring and networking Real-life real estate and business lessons from John Hope Bryant The urgency of financial and AI literacy as modern civil rights issues Whether you’re a budding entrepreneur, aspiring investor, or simply want practical steps to connect with powerful institutions, this Market Mondays clip gives you the blueprint. *Make sure to like, comment, and subscribe for more sharp financial insights every Monday!* #MarketMondays #FinancialLiteracy #JohnHopeBryant #IanDunlap #RelationshipCapital #BusinessNetworking #CreditScore #BlackWealth #FinancialWellness #RealEstate #AIGeneration #WealthBuilding #Entrepreneurship #NetworkingTips #CommunityBanking Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 26

In this Market Mondays clip, the hosts dive deep into Netflix’s blockbuster performance this year and debate whether its explosive growth can keep going—or if a stock pullback is on the horizon. Rashad Bilal, Ian Dunlap, and Troy Millings breakdown recent Netflix news: the company’s ad-supported tier is expected to double revenue in 2025, fresh moves into live sports, premium content strategy, and why they remain the clear leader in the streaming space. Ian praises Netflix as the “HBO of our era,” highlighting their dominance and innovative approach, including recent sports deals and content quality that outpaces competitors like Disney, Prime, and Max. Troy explains the recent 5% stock pullback—even after outstanding earnings—and addresses concerns about the stock running up “too high, too fast.” The team discusses the possibility of a stock split as Netflix’s price hovers at all-time highs, and whether now is the right time to buy, hold, or wait for a dip. Key points covered in the clip: *Netflix’s Ad-Supported Growth:* Doubling revenue in the ad tier is a big move—can they triple it over the next few years? *Sports Content Expansion:* Netflix lands big deals, including a new partnership with boxing expert Max Kellerman and major sporting events. *Stock Performance:* Up almost $300 in just a couple of years, with a 52-week high over $1300. *Valuation and Future Prospects:* Should Netflix split its stock? The hosts weigh in on how a split could make shares more accessible and drive investor interest. *Alternatives for Investors:* If Netflix’s price is too high, the hosts suggest looking at ETFs like FDN, which has the largest allocation to Netflix. *Institutional Moves:* Big players like Fidelity and State Street are quietly buying more Netflix. Whether you’re a longtime investor, considering a buy, or just fascinated by how Netflix keeps reinventing itself, this discussion gives you behind-the-scenes insight and actionable takeaways on one of the hottest stocks in the market. Let us know in the comments: Do you think Netflix is due for a split? What’s your strategy for investing in streaming stocks? Don’t forget to subscribe for more Market Mondays insights and hit the notification bell so you never miss a financial deep dive. #MarketMondays #NetflixStock #Investing #StockMarket #StreamingWars #NetflixSplit #FDN #FinanceClip #StocksToWatch #BusinessNews #IanDunlap #RashadBilal #TroyMillings Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 24

Get ready for a wild ride as Earn Your Leisure links up with the comedy legends behind the 85 South Show — DC Young Fly, Karlous Miller, and Chico Bean. In this episode, we dive into how they built a cultural movement rooted in authenticity, improvisation, and ownership. From creating Channel 85 to selling out arenas with no scripts, they broke down the business of comedy and how they turned laughs into legacy. We also talked about the deeper stuff — brotherhood, purpose, and pressure. Chico Bean opened up about modern relationships, marriage, and being misunderstood. Karlous shared what he learned from lawsuits, contracts, and industry politics, while DC gave insight into fatherhood and staying grounded in the spotlight. The crew also shared behind-the-scenes moments from the road, including wild tour stories, travel headaches, and the brilliance of their paid content strategy. This episode is a masterclass in how to build something real without selling out. Whether you’re into business, comedy, content creation, or just need a good laugh and a reality check — this one’s for you. Invest Fest Ticket Link: https://investfest.com #85SouthShow #EarnYourLeisure #Channel85 #DCYoungFly #KarlousMiller #ChicoBean #InvestFest #ComedyBusiness #EYL #BlackEntrepreneurs #PodcastGems #LiveShow #BlackMedia #MarriageTalk #RelationshipDebates #IndependentCreators #ContentStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 21

In this clip from Market Mondays, Troy Millings dives deep into why Uber is such a standout opportunity from both a fundamental and strategic perspective. If you’ve been eyeing Uber or wondering what makes it different from the competition, this breakdown is for you! *Key Topics Covered:* *Profitability Milestone:* Uber’s journey from initial struggles as a ride-sharing service to achieving sustainable profitability. *Business Transformation:* Beyond ride-sharing, Uber has significantly expanded through Uber Eats, aggressive cost-cutting, and innovative advertising strategies. *Autonomous Vehicles:* The real game changer. Troy unpacks how Uber’s early moves into autonomous driving—especially with their partnership with Waymo—could disrupt the entire transportation economy. *The Middleman Advantage:* Like Amazon, Uber profits by facilitating connections between customers and services, without the high overhead of making vehicles themselves. *Unmatched Scale & Trust:* With over 200 million monthly active users and global infrastructure, Uber has become synonymous with ride-sharing, much like Band-Aid is to adhesive bandages. *Data & Logistics:* Uber’s advanced traffic, routing, and payment systems provide a competitive edge, especially as the autonomous revolution heats up. *Comparing Competitors:* Find out why Lyft and Tesla, despite their strengths, don’t match Uber’s unique network and trust. *Future Growth:* With partnerships in cities like Austin, Atlanta, and upcoming expansions to Philadelphia and New York, Uber’s upside over the next few years looks extremely promising. Troy explains how removing driver costs through automation could further boost Uber’s revenue model and why their already-established infrastructure and trust put them miles ahead of the competition. Whether you’re an investor looking for the next big thing or curious about how innovation is reshaping transportation, this clip packs critical insights! *Catch all the important highlights and why you might want to keep Uber on your watch list.* --- If you enjoy our deep dives into market movers and strategic business analysis, make sure to like, subscribe, and hit the bell for all future clips! #Uber #Investing #MarketMondays #StockMarket #AutonomousVehicles #Waymo #UberEats #BusinessAnalysis #TechStocks #GrowthStocks #TroyMillings Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 19

In this insightful Market Mondays clip, hosts Troy Millings and Ian Dunlap break down why now might be the greatest era for investing—and it’s far from just talk. They revisit their own journeys, from buying Bitcoin at $5,000 (when people doubted it would ever be worth more) to witnessing its meteoric rise to $122,000. If you’ve ever wondered whether you’ve missed the boat on crypto or if owning assets still holds promise, this discussion gives you real-life examples and clear perspectives. Troy shares what it felt like investing early in Bitcoin, facing skepticism at every price milestone. Ian highlights the critical role of institutional backing (think: BlackRock, Vanguard) in bolstering Bitcoin’s stability compared to years past, reducing those scary price swings we used to see. The conversation expands to smart strategies: Is there still upside in Bitcoin? What about leveraged plays like MicroStrategy, or using options to accelerate those returns? Troy explains how, even if you missed the 10,000% runs of early crypto, there are still creative ways to capture growth—if you understand your risk tolerance. Ian weighs in with practical cautions, too, highlighting the risks if the market takes a downturn and why timing and risk management still matter. Whether you’re an experienced investor or just starting to wonder if it’s “too late” to get involved in crypto or stocks, this clip is packed with the honest, data-backed analysis Market Mondays is known for. Plus, you’ll pick up actionable insights on leveraging new vehicles (like Bitcoin ETFs and MicroStrategy options plays) that might help you boost your returns—if you do your homework. Don’t miss out on this direct, no-nonsense look at the current investment landscape. Make sure to like, comment your thoughts or questions, and subscribe for more real-talk finance content! *Hashtags:* #Bitcoin #CryptoInvesting #MarketMondays #MicroStrategy #Investing101 #FinancialFreedom #AssetOwnership #CryptoGrowth #InstitutionalInvesting #WealthBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 16

In this insightful clip from EYL, host Rashad Bilal sits down with music industry legend David Banner to break down how big corporations take over independent brands and reshape entire industries—including hip hop and music. Banner and Rashad dive deep into the legendary Beats by Dre/Apple acquisition and uncover how companies often "buy to shelf"—buying a successful brand only to suppress it and eliminate competition. David Banner shares game-changing stories from his own journey, revealing how major labels and corporations systematically absorbed independent artists, distributors, and even mom-and-pop record stores to achieve near-total control. Banner reflects on how independent success used to be possible through solid distribution and creativity, but the system changed dramatically when large entities started buying out every level of the music business. This discussion goes further, exploring how the transition to streaming has impacted artists' earnings—comparing the $10 per album model to today's "fractions of a penny" per stream. Banner calls out the psychological tactics used by major labels, echoing Swizz Beatz’s insight from Harvard: giving artists the illusion of ownership (like offering their own sub-labels), while the real power and profits remain with the parent company. The clip is packed with hard-hitting truths on: The real effects of corporate buyouts in both tech and music How independent artists and distribution channels were targeted and taken out Why streaming hasn’t truly benefited artists, and how the business side keeps creatives dependent The psychology behind labels granting fake "ownership" to keep artists satisfied Lessons from industry icons like Snoop Dogg and Slim Thug on regrets and the best routes for longevity If you care about music, business, or want to understand the machinery behind the scenes, you don’t want to miss this one. Banner’s raw honesty and Rashad’s sharp questions make this a must-watch for anyone trying to navigate business or creative industries in the age of big money. *Watch, learn, and join the conversation—drop your thoughts below!* #EYL #DavidBanner #MusicBusiness #BeatsByDre #Apple #HipHop #Streaming #IndependentArtists #BusinessGame #Ownership #CorporateTakeover #EYLClip #Entrepreneurship Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 15

In this insightful Market Mondays clip, host Rashad Bilal sits down with Pastor Jamal Bryant, a renowned leader in theology who’s made major waves in business activism. Pastor Bryant breaks down the reasoning and strategies behind the massive boycott of Target—a movement that’s become the largest Black-led boycott in 70 years. Discover why Target became the focal point after 14 Fortune 500 companies backed away from their DEI (Diversity, Equity, and Inclusion) commitments following Donald Trump’s inauguration. Pastor Bryant reveals staggering stats, such as Black consumers spending $12 million a day at Target, and how the company’s $2 billion pledge to support Black businesses was abandoned. He details the four clear demands made to Target, from investing in Black banks, partnering with HBCUs, fulfilling their George Floyd commitment, to rewriting their DEI blueprint to offer real pathways to executive leadership for Black professionals. Learn how these efforts have already created real market shifts: Target’s valuation dropped by $12 billion, its stock fell from $145 to $93, foot traffic is down by nearly 8%, and the CEO's salary was slashed by 42%. Pastor Bryant illustrates the power of cooperative economics and the need for creating and redirecting financial influence within the Black community. Whether you’re interested in social activism, business strategy, or the intersection of community power and corporate accountability, you don’t want to miss this clip! *Hashtags:* #MarketMondays #TargetBoycott #JamalBryant #DEI #BlackBusiness #HBCU #GeorgeFloyd #EconomicEmpowerment #CooperativeEconomics #BusinessActivism #MarketMondaysClip --- Tune in, learn the facts, and discover how strategic activism is driving real change on today’s Market Mondays. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 12

In this insightful Market Mondays clip, hosts Rashad Bilal, Troy Millings, and crypto analyst Ian Dunlap dive deep into Palantir’s remarkable 78% surge year-to-date and discuss the company’s massive new $795 million federal contract. Is Palantir destined to be the next Nvidia, or is its trajectory more like Tesla’s pre-Elon era? Ian breaks down why Palantir is catching fire and sets bold target prices—predicting a year-end valuation of $158 and a three-year goal of $235.57. Troy adds perspective on defense tech’s future and the potential for Palantir to reach a $1 trillion market cap, even if its use case differs from Nvidia’s. Shifting gears, the crew explores smart crypto portfolio strategies for 2024 and beyond. Ian argues the classic 60/40 bond-equity split is obsolete—he now advises allocating at least 20% of your portfolio to major cryptocurrencies, alongside gold and equities. Hear why historical returns make a compelling case for a bigger Bitcoin position, and get perspective on market cycles and realistic pullback expectations. Whether you’re curious about AI defense stocks, crypto allocation, or where volatile markets are heading next, this clip delivers actionable insights from the voices you trust. If you’re ready for sharp analysis, future-focused stock picks, and a candid discussion about how to navigate wealth-building amid market shake-ups, don’t miss this Market Mondays clip! * #Palantir #Nvidia #Tesla #MarketMondays #Cryptocurrency #Bitcoin #Investing #StockMarket #AI #DefenseTech #PortfolioStrategy #Crypto2024 * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 10

This week on Earn Your Leisure, we sit down with the legendary David Banner for one of the most raw, thought-provoking, and inspiring conversations we’ve ever had. From building a studio in his van while homeless to negotiating Gatorade deals and launching a three-state distribution network, Banner breaks down his journey from Mississippi to mogul. He opens up about writing his first contract, navigating taxes, battling depression, and losing millions as an activist — all while staying true to his vision and purpose. We also dive deep into race, culture, and responsibility. From comparing the music industry to the plantation system, to his controversial views on integration, to the influence of modern music on our communities — this episode is a masterclass in business, leadership, and self-awareness. Plus, we hear powerful moments about fatherhood, faith, and the high cost of being a visionary. Invest Fest Ticket Link: https://investfest.com #DavidBanner #EarnYourLeisure #EYL #MusicIndustry #Activism #BlackExcellence #HipHopBusiness #CulturalLeadership #Entrepreneurship #SwizzBeatz #SnoopDogg #IndependentArtists #Depression #Visionary #RacialJustice #Integration #Taxes #FinancialFreedom #Parenting #FaithAndPurpose #Mississippi #EYLNetwork Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 8

In this thought-provoking clip from Market Mondays, renowned futurist and entrepreneur 19 Keys sits down with Ian Dunlap for an intimate, no-holds-barred discussion about the role of artificial intelligence in our culture and economic future. Is AI a threat to cultural identity and prosperity, or could it be a tool for empowerment and resilience? The conversation digs deep into the duality of technology and the mindset required to navigate the fast-evolving digital landscape. 19 Keys emphasizes that imagination is humanity’s greatest strength, setting us apart and enabling us to shape the future. He challenges the popular narrative rooted in negative collective memories and urges the community to reframe their relationship with technology—not to fear it, but to master it with intention and creativity. According to 19 Keys, the real asset in this new era isn’t just time—it’s cognition. The quality of your thinking and capacity for adaptation have become the ultimate KPIs, especially in a world where AI is a “Messianic digital figure” for many. The clip touches on the MIT report warning about “cognitive debt” from overusing AI, highlighting that mindlessly relying on tech decreases your long-term memory and problem-solving skills. 19 Keys shares his disciplined approach: thinking independently before consulting AI, constantly questioning its output, and focusing on sustained neurological growth—neuro-adaptation—rather than just short-term memory boosts. He underscores the importance of rituals like journaling, reflection, and taking action on insights, explaining that optimal results come from human + AI synergy, not from blindly following algorithms. If you want insights into safeguarding your cognitive wellness and using AI as a lever for success—without losing your sense of self—this clip is a must-watch. *Tune in and join the conversation on how we can consciously shape the future of our culture, economy, and minds.* --- *Hashtags:* #MarketMondays #19Keys #IanDunlap #ArtificialIntelligence #AIFuture #Cognition #DigitalWellness #BlackExcellence #Futurism #CultureAndTech #AIEthics #DigitalResilience #PersonalDevelopment Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 6

In this can't-miss clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the fierce competition between the world's biggest tech companies. Is Apple's reign over as the industry's top dog coming to an end, or can Cupertino make a comeback? The hosts break down who might overtake Apple in market capitalization, what Apple needs to do to avoid falling behind, and which companies are nipping at its heels. Ian highlights the critical importance of Apple investing in AI and warns that without significant moves—like partnering with leaders in AI or blockchain—Apple could slip even further down the rankings, possibly to fifth place by 2030. The guys discuss heavyweights like Google (Meta), Amazon, Microsoft, Nvidia, and Saudi Aramco, analyzing each company's strategies and advantages. Troy emphasizes how automation and cloud services, especially Amazon’s AWS, are transforming profit margins and growth potential in the tech world. But it’s not just about the winners at the top! The hosts also tackle a fan question about how to spot when a stock is simply “dead” versus when it’s a hidden gem ready to bounce back—using Robinhood, Zoom, and Zillow as prime examples. Ian shares his investing philosophy: instead of focusing on dead charts, look for companies with great fundamentals and management, and don’t miss those moments to load up on quality shares during a downturn. Whether you’re trading daily or building your long-term portfolio, this Market Mondays clip is packed with insights on: The current top 10 companies by market cap What’s holding Apple back—and what could help it surge ahead Why AI and cloud computing are game-changers Tactical investing tips for identifying true opportunities Plus, enjoy some classic Market Mondays banter and gems you won’t hear anywhere else. Don’t forget to hit the like button, share the video, and check out Invest Fest deals mentioned by the hosts! *Hashtags:* #MarketMondays #Apple #Nvidia #Google #Amazon #TechStocks #Investing #AI #StockMarket #Clip #InvestFest #StockTips #FinancialEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 3

In this episode of Earn Your Leisure, we sit down with hip hop media pioneer Ralph McDaniels, creator of Video Music Box. He shares how he built the show like a mixtape, maintained full creative control, and gave artists like Nas their first shot in front of the camera. We explore the golden era of music videos, MTV’s impact, and whether Suge Knight gets enough credit for shaping the industry. Ralph also responds to Dr. Umar’s critiques of hip hop and discusses the genre’s lasting power to connect people worldwide. From stories about DMX, Kanye, and Drake, to thoughts on New York’s musical influence and threats like Project 2025, this episode is full of game, history, and cultural insight. Tap in. Invest Fest Ticket Link: https://investfest.com #RalphMcDaniels #VideoMusicBox #Nas #HipHopHistory #SugeKnight #MTV #KanyeWest #Drake #Project2025 #EarnYourLeisure #EYL #DMX #BlackExcellence Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 29

Welcome to another insightful Market Mondays clip! In this discussion, Ian Dunlap, Troy Millings, and Rashad Bilal break down the major players driving the surge in defense technology and the moral dilemmas facing investors today. This week, we focus on Meta, Palantir, and OpenAI—three giants shaping not just the tech world but the future of defense and AI. The hosts address why Meta and Palantir stocks are on the rise, with Meta’s Mark Zuckerberg rumored to be cozying up to political power, and Palantir increasingly seen as a force in modern warfare scenarios. There’s also talk about OpenAI’s potential as a future public market player and how Anduril, another defense tech company not yet publicly traded, is pushing the boundaries of the industry. Ian, Troy, and Rashad explore the shift in Silicon Valley, where defense tech has gone from “antiquated” to trendy, with CEOs turning into celebrities—and wars discussed not just as tragedies, but as investment opportunities. They dive into why RTX (Raytheon Technologies) has outpaced other traditional defense stocks and discuss how the IPO market is heating up for these types of companies. But with these meteoric rises come tough questions. As defense becomes big tech’s next growth sector, is it moral to invest in companies profiting from conflict? The trio comments on the dilemma of investing for growth versus navigating personal and societal ethics. They also touch on the personal stories behind the companies—like how Palmer Luckey’s firing from Meta allegedly for supporting Trump fuels the "revenge story" of Anduril, and what it means for today’s business and political climate. If you’re interested in the intersection of tech, war, and Wall Street, this clip is for you. Discover how the investment landscape is changing, which companies are set to skyrocket, and why defense tech is no longer operating in the shadows. *Key Topics in this Clip:* Meta, Palantir & OpenAI: What’s driving their dominance? Why traditional defense stocks like Raytheon aren’t moving as expected Emerging companies (like Anduril) and their potential IPOs The celebrity CEOs of defense tech and the mainstreaming of war Moral dilemmas: investing for profit vs. personal ethics in defense tech Behind the business: Palmer Luckey, Mark Zuckerberg & political power moves Join the conversation with Ian, Troy, and Rashad as they challenge you to think about your role—and your responsibility—as an investor in today’s volatile world. *Don’t forget to like, subscribe, and let us know your thoughts in the comments!* #MarketMondays #DefenseTech #Palantir #Meta #OpenAI #Anduril #Investing #TechStocks #AI #WallStreet #MoralInvesting #IPO #Finance #WarEconomy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 26

In this episode of Earn Your Leisure, Kirk Franklin and Norman Gyamfi sit down for a powerful conversation that bridges faith, culture, and business. They share the story of how their partnership began and why their mission goes far beyond music. Norman reveals how a lack of marketing in the gospel industry motivated him to get involved, and he breaks down the business behind Insignia Assets. Kirk opens up about his past experiences working with family and friends, and the hard lessons he learned from signing a bad record deal. Together, they explore the current state of gospel music—its struggles with cultural relevance, outdated record structures, and slow adaptation to streaming. Kirk and Norman reflect on whether today’s generation is searching for a new kind of spirituality and whether the church is meeting them where they are. They discuss the impact of artificial intelligence on music and faith, questioning if technology could ever replace real authenticity or even spiritual leadership. The conversation goes deep on themes of judgment, power, and how the Black church has both uplifted and, at times, weaponized religion. Kirk questions whether being held to a higher standard has truly benefited him, while Norman reminds us why we should never lose hope in humanity. This episode is raw, honest, and necessary for anyone thinking critically about the intersection of faith, leadership, and legacy. Invest Fest Ticket Link: https://investfest.com #EarnYourLeisure #KirkFranklin #NormanGyamfi #GospelMusic #FaithAndBusiness #ChristianityToday #BlackChurch #MusicIndustry #Entrepreneurship #Spirituality #CulturalRelevance #EYL Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 25

In this insightful clip from EYL, MG The Mortgage Guy joins Troy Millings and Rashad Bilal to break down creative real estate hacks that can help you qualify for a mortgage and scale your income—especially if you’re not navigating the process alone! Discover how you can leverage roommate (or "border") income, even if it's a boyfriend, girlfriend, or college roommate, to boost your mortgage qualification. MG explains Fannie Mae’s Homeready program, which lets you use documented rental payments from roommates to strengthen your application, as long as you’ve collected proof over at least 9 of the last 12 months. The clip dives into the vital importance of documentation—leases, payment records with memos clarifying "rent," and making sure everyone’s on board. They also discuss common scenarios, like living with a partner (who isn’t on your lease), and how putting everything in writing can unlock significant buying power, all while keeping your finances and future flexibility secure. Graduating college soon? MG reveals a little-known hack: you can use your college history as work history for mortgage qualification, and if you’ve collected rent from roommates (with all the right paperwork), that’s extra income to help you buy your first home right after graduation! For those interested in maximizing every opportunity, they touch on leveraging an ADU (Accessory Dwelling Unit) for long- or mid-term rental income, and how areas near hospitals, airports, or New AI data centers can create lucrative mid-term rental plays—ideal for traveling professionals, corporate consultants, or construction workers on multi-month assignments. Whether you have a pool to rent out (think Swimply), extra space in your home, or are just getting started, this strategy-packed clip is a must-watch for anyone looking to house hack, generate additional income, or simply make smarter real estate moves. Hit play to learn how better documentation, teamwork, and a little creativity can make real estate investing more accessible than you ever thought possible! * #RealEstate #HouseHacking #MortgageTips #EYL #RoommateIncome #ADU #HomeBuying #FinancialFreedom #Swimply #Investing #CollegeHacks #WealthBuilding * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 23

In this clip from Market Mondays, hosts Troy Millings, Rashad Bilal, and Ian Dunlap tackle the burning question on every tech investor’s mind: Is it time to sell Apple stock? With Apple’s latest WWDC leaving many underwhelmed and AI innovation seemingly lagging behind major competitors like Microsoft, OpenAI, Google, and Meta, the crew dives deep into what's next for one of the world’s most valuable companies. Ian Dunlap doesn’t pull any punches, calling this year’s WWDC the “most disappointing in the last 15 years” and sets a bold ultimatum—if Apple doesn’t deliver significant AI development by 2026, he’ll recommend liquidating all Apple positions. With Apple three months in the red and missing key opportunities in the AI race, the discussion turns to real concerns about their innovation culture and leadership under Tim Cook. The hosts debate whether Apple’s rumored features like “liquid glass” are true innovation or just signs that they’re out of touch with the current tech landscape. Is Apple’s massive $130 billion cash reserve enough to let them play catch-up, or has leadership missed too many strategic chances? The conversation gets candid about how the company missed out on big partnerships and acquisitions—including possibilities with OpenAI and DJI. Troy and Rashad bring counterpoints, questioning if Apple’s war chest could still secure its spot in AI’s future, or if the era of “reactive” rather than “proactive” innovation has put them irreversibly behind. They also examine how other companies—like Canva, Meta and Anthropic—are now making bigger AI leaps than Apple, and what that signals for investors. Should Tim Cook step aside for new leadership? Is it too late for Apple to reclaim its innovative edge? And if you’re considering selling Apple stock, where should you move your money next? Get the harsh truth, plus a look at what’s happening at the upper management level that could be holding Apple back from real breakthroughs. Whether you’re a tech investor, Apple fan, or concerned shareholder, this clip is packed with unfiltered insights and actionable perspectives on Apple’s future in AI. *Watch now to find out if it’s time to cash out or hold on. Don’t miss the debate that could shape your portfolio decisions for 2025!* #MarketMondays #AppleStock #AI #TechInvesting #WWDC2024 #TimCook #Innovation #Microsoft #Meta #OpenAI #AppleAI #Investing #StockMarket Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 20

In this special episode, we sit down with Matt Garland to talk about what it takes to become a real estate professional in today’s market. We break down creative house hacking strategies, smart financing options, and new wealth-building opportunities in real estate. Plus, Rashad shares what he learned firsthand during his trip to China — including how to source high-quality home materials directly from the source and save thousands on your next real estate project. Whether you’re a first-time investor or seasoned homeowner, this episode is packed with gems you don’t want to miss. Invest Fest Ticket Link: https://investfest.com #RealEstate #HouseHacking #WealthBuilding #ChinaSourcing #RealEstateInvesting #EarnYourLeisure #MGTheMortgageGuy #HouseFlipping #HomeDesign #InteriorSourcing #RashadBilal #EYL #FinancialFreedom #RealEstateTips Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 17

In this eye-opening clip of *Black Out with Ian & Rashad*, Rashad Bilal shares his first impressions from his trip to China, diving deep into cultural differences, the cost of living, and the systems that shape global wealth disparities. Ian Dunlap joins in to unpack how America’s capitalist design compares—and why our views on prosperity, inflation, and opportunity are often based on manufactured realities. Rashad breaks down the striking differences he noticed in China: Low noise pollution and a calm public demeanor, a stark contrast to the fast-paced, loud culture he’s used to in Manhattan. The pace of daily life, where people aren’t in a constant rush, and mid-day breaks are the norm. Affordable living costs, like rent as low as $175 for a one-bedroom apartment—compared to skyrocketing U.S. prices. Technological advances and a booming electric vehicle industry, with 20 EV companies innovating at lightning speed. The vibrant African community in Fu Shuang, driven by international business and trade. Ian and Rashad then dive deeper, connecting the dots between global economics and the impact of outsourcing, inflation, and “greedy capitalism.” How are America’s financial structures forcing unnecessary inflation? Why does our middle class struggle while other countries provide affordable, efficient lifestyles? And what does it mean for the future if we don’t adapt? You’ll also hear personal anecdotes about the real cost of luxury goods, the everyday stress faced by Americans, and why the search for a better quality of life might take us beyond the borders of the U.S. This candid conversation will change the way you think about international living, financial systems, and what it really means to “make it.” *If this conversation sparks your interest, make sure to catch the full Market Mondays breakdown next week!* Don’t forget to like, subscribe, and hit the bell so you never miss a clip from *Black Out with Ian & Rashad*. * #ChinaExperience #CostOfLiving #GlobalWealth #Capitalism #BlackOutPodcast #IanDunlap #RashadBilal #InternationalLiving #WealthDisparity #FinancialFreedom #MarketMondays * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 12

In this powerful Market Mondays clip, host Troy Millings and guest Paul Judge break down exactly where new graduates, investors, and entrepreneurs should direct their focus in today’s rapidly evolving business world—especially as artificial intelligence (AI) transforms every sector. Paul Judge demystifies the best approach for thriving in tech: focus less on flashy technology and more on solving real, valuable problems that businesses are willing to pay for. Drawing from his own experience, Paul explains why success often comes from understanding the three core business layers—IT infrastructure, finance, and people. *IT Infrastructure:* Discover how the shift from the cloud to AI and agentic IT is creating huge opportunities for innovation in cybersecurity and enterprise software. *Finance:* Learn why embedded finance and open banking are now major arenas for anyone looking to capitalize on the globalization of money movement and fintech disruption. *People & Healthcare:* As AI reshapes the future of work, upskilling, retraining, and healthcare tech are more relevant than ever. There are massive inefficiencies waiting to be solved in the $4 trillion healthcare industry. Paul’s advice? Identify a pressing business problem, solve it for one customer, then scale and grow. The tech itself is just a tool—the real key is delivering value and repeatable results. Whether you’re a recent graduate, a tech investor, or an entrepreneur aiming to build the next big thing, this clip gives you a practical playbook for making smarter moves in a world changed by AI and digital transformation. 🔔 *Don’t miss out on our Market Mondays insights—hit subscribe and stay ahead of the curve!* #MarketMondays #Investing #AI #Entrepreneurship #Finance #Fintech #BusinessStrategy #Cybersecurity #HealthcareTech #TechCareers #BusinessGrowth Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 11

In this clip from EYL, special guest Kelis shares her incredible journey of building a farm from the ground up in Kenya, offering invaluable insights for anyone curious about agriculture as a business opportunity. She dives into the realities of land acquisition, the true profitability of farming, and why Kenya presents unique advantages compared to places like California or Texas. Kelis discusses her experience navigating land deals, revealing how prices can vary dramatically depending on factors like proximity to main roads and the deep cultural value of heritage land. If you've ever wondered if land in Kenya can be as affordable as in some US states, she breaks it all down—including why sometimes a small plot can be just as pricey as a full acre. The conversation shifts to the profitable side of farming, specifically how crops like onions are in high demand due to local supply needs. Kelis offers real numbers, explaining how an $11,000 investment in a five-acre onion farm can yield $30,000–$35,000 per quarter, highlighting agriculture as a practical, lucrative business with plenty of room for growth. But farming isn’t just about buying land and planting seeds—there’s a whole operational side involving irrigation systems, workforce, pest control, and fencing. Kelis talks about the complex technology and manpower that goes into a successful farm, debunking the myth that farming is old-fashioned or low-tech. She emphasizes the value of local expertise, sharing stories of how Kenyan agronomists and horticulturists have supported her every step of the way. One of the biggest surprises for Kelis was the incredible generosity and support from the Kenyan community. She explains how locals are always willing to offer advice, share best practices, and genuinely want newcomers to succeed in their farming ventures. These connections have been crucial to her progress, making an otherwise daunting endeavor feel accessible and welcoming. The clip also touches on practical challenges, from dealing with droughts and pests to installing a borehole (a specialized well system) for consistent irrigation—something that requires technical knowledge and upfront investment but ensures long-term farm sustainability. She offers tips on what to check before buying land, such as the importance of geological surveys to guarantee water access. Lastly, Kelis highlights the unique ecosystem of Kenyan farms, including encounters with wildlife like hyenas and giraffes, and underscores the importance of working with nature rather than against it—a lesson she’s applying as she grows her farm in a way that maintains the local environment. If you’re considering investing in agriculture, dreaming of a farm in Africa, or just interested in real-world entrepreneurship outside the typical business world, this clip is packed with practical advice, motivation, and fascinating stories straight from the source. *Don’t forget to like, comment, and subscribe for more insightful conversations and entrepreneurial journeys!* #FarmingInKenya #AgricultureBusiness #EYL #FarmToTable #LandInvestment #Entrepreneurship #AfricanFarming #Kelis #KenyaAgriculture #BusinessOpportunities #SustainableFarming #OnionFarming #FarmLife #BuildingAFarm #InvestmentAfrica Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 7

In this powerful Market Mondays clip, we dive deep into the extraordinary entrepreneurial journey of Magic Johnson—a legend whose business moves have made just as much impact as his sports legacy. Inspired by a stellar Instagram video, the crew takes time to break down why Magic’s story is full of valuable lessons every aspiring entrepreneur should hear. Hear directly from a clip of Magic Johnson as he shares his struggles and triumphs in accessing capital: from being rejected by banks, to finally securing funding from CalPERS after proving his business acumen with a massive profit flip on a shopping center in the inner city. This pivotal moment opened doors for Magic, leading to his historic partnership with Starbucks—despite early skepticism that minority communities would pay “$3 for a cup of coffee.” The Market Mondays team discusses how Magic’s foresight and courage revolutionized inner city communities: he brought both movie theaters and coffee shops to places others ignored, proving how recognizing cultural needs can lead to incredible success. Magic’s journey is highlighted as a case study in scalability, business intuition, and breaking through barriers in corporate America. Get inspired by Magic’s evolution from sports icon to entrepreneur, as he transitions from selling successful portfolios, acquiring real estate, to owning major stakes in sports teams like the LA Dodgers and the Washington Commanders. The hosts remind us that Magic's business empire was built step by step—scratching and clawing, never relying on just one big break. This clip also lays out important messages for black entrepreneurs: Don’t let anyone convince you that there isn’t money or opportunity in serving underrepresented communities. Major companies like Target and Nike face challenges for ignoring this market, proof that authenticity and cultural relevance are key to business longevity. Tune in as Market Mondays celebrates Magic Johnson as one of the top black billionaires in U.S. history and calls for more recognition of living legends. Let’s learn, get inspired, and remember to give our superheroes their flowers while they’re here. *Don’t forget to like, subscribe, and share if you found value in this discussion. Got someone in business you’d like us to highlight next month? Drop a comment below!* --- *Hashtags:* #MarketMondays #MagicJohnson #Entrepreneurship #BlackExcellence #BusinessInspiration #CulturalLeadership #BillionaireBlueprint #InnerCitySuccess #AccessToCapital #RepresentationMatters #Starbucks #BusinessClip #BusinessLeadership #LearnFromLegends Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 5

On this powerful episode of Earn Your Leisure, we sit down with Grammy-nominated artist and entrepreneur Kelis, who opens up about her bold decision to leave America and build a new life in Kenya. She shares why she purchased 150 acres of farmland, how she navigated land ownership as a foreigner, and what it really costs to run a profitable farm in Africa. Kelis also breaks down her investment strategy in Africa, the benefits of hiring local talent, the mortgage system in Kenya, and her upcoming luxury wellness retreat. From tech innovation to raising children with AI-powered education, this episode is packed with insights on wealth building, sustainability, and why Africa is the future for serious investors. Link to Invest Fest: https://investfest.com http://FEEDTHEPPL.COM #EarnYourLeisure #Kelis #InvestInAfrica #Kenya #FarmingInAfrica #BlackWealth #LandOwnership #SustainableFarming #EYL #Entrepreneurship #WellnessRetreat #AfricaIsNow Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 3

In this insightful clip from Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings break down one of the most disruptive tech deals of 2024—OpenAI’s $6.5 billion purchase of Johnny Ive’s design company IO. This landmark acquisition signals a major shift in the race for consumer AI devices and puts the future of Apple, the iPhone, and the wider tech ecosystem in the spotlight. The hosts discuss what this means for the tech giants, questioning if the Apple-led era of hardware innovation is waning. Ian Dunlap argues that the “FANG” days are over, and highlights how OpenAI’s move—combining Johnny Ive’s legendary Apple design pedigree with cutting-edge AI—is set to challenge not just Apple, but also the likes of Amazon and Google. Is this the birth of a new artificial intelligence-powered product that could redefine how we interact with technology and make the iPhone obsolete? Troy Millings runs through Johnny Ive’s historic impact on Apple, from creating the iMac, iPod, iPhone, iPad and Apple Watch, to reshaping iOS itself. The team reflects on how Apple’s culture might be holding it back from more revolutionary moves, especially as consumer habits begin to shift away from traditional hardware towards integrated AI experiences. Rashad Bilal expands on what IO brings to the table: a design firm focused on intuitive, screenless, AI-enabled consumer devices, potentially ushering in an era where everyone has a personal AI assistant for daily tasks and life management. The group ponders whether Apple’s leadership—with Tim Cook at the helm—has lost its innovative edge, and discusses if it’s time for a new vision at the top. The conversation also dives into Apple’s global manufacturing strategy amid US-China trade tensions and potential tariffs, and how that could impact Apple’s bottom line and positioning in the international marketplace. Highlights include: Detailed analysis of OpenAI’s acquisition of IO and what it means for the future of smart devices A look back at Johnny Ive’s transformative contributions to Apple’s product line The risks and opportunities facing Apple as the tech landscape shifts toward AI Discussion of Apple’s leadership, culture, innovation challenges, and massive cash reserves Insights on US trade policy, tariffs, and the practicalities of moving manufacturing away from China Predictions for both Apple and OpenAI’s future in the global tech hierarchy Don’t miss this deep dive into the crossroads between AI, design, and the next wave of technology! *Drop your thoughts in the comments: Is Apple falling behind? Can OpenAI and Johnny Ive really reinvent the future of tech?* — #MarketMondays #OpenAI #Apple #JohnnyIve #AI #TechNews #iPhone #TimCook #ArtificialIntelligence #Microsoft #Design #Innovation #Tariffs #FutureTech #Investing #Stocks Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 31

In this insightful clip, Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the current state of the US housing market as 30-year mortgage rates soar to 7.5%—levels not seen in decades. The conversation kicks off with pressing questions: Are we witnessing the early stages of a housing affordability crisis? What does this mean for homebuyers, sellers, and the broader economy? Ian discusses the broader bond market issues, including the recent U.S. Treasury auction struggles and the looming $5 trillion interest payment Americans might face over the next decade. Troy highlights how rising rates, stagnant wages, and mounting personal and institutional debt are making home ownership less attainable, especially for incoming buyers and younger generations. The group also touches on the impact of student loan debt returning from deferment, adding to the financial strains many Americans already face. Rashad brings practical advice to the table, sharing his personal experience with a cash-out refinance on an investment property. He breaks down how you can leverage auction properties, increase their value, and use cash-out refi strategies to scale a real estate portfolio, even in today’s high-rate environment. The team also discusses the importance of maintaining good credit and the role of financial education in navigating these challenging times. Whether you’re an aspiring homebuyer, a real estate investor, or just trying to make sense of the headlines, this clip offers invaluable perspectives and tips to help you position yourself for success. *Key Topics Covered:* The impact of 7.5% mortgage rates on housing affordability Challenges in the bond market and implications for the U.S. economy Supply and demand issues in the housing market The effect of student loan and credit card debt on homeownership Practical strategies for real estate investment, including cash-out refinancing The ongoing need for financial and credit education Don’t forget to like, comment, and subscribe for more real-world financial insights! * #MortgageRates #HousingCrisis #RealEstateInvesting #CashOutRefi #FinancialEducation #CreditTips #MarketInsights #Homebuyers #InterestRates #PersonalFinance * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 29

In this insightful Market Mondays clip, Rashad Bilal and Troy Millings take you on a powerful journey across Africa as they reflect on their recent travels to Rwanda and Kenya. From attending the NBA Africa League to meeting with influential dignitaries, entrepreneurs, and local citizens, they share firsthand experiences and lessons from the heart of these dynamic countries. Discover what makes Rwanda one of the cleanest and safest nations on the continent, boasting remarkable infrastructure, efficient governance, and a welcoming environment for investors and expats alike. Hear about Rwanda’s commitment to sustainability—banning plastic bags and introducing strong environmental policies—and learn how the government works hand-in-hand with private sectors and everyday citizens to drive progress. Get inspired as Rashad and Troy recount conversations with local entrepreneurs who urge the diaspora to “trade chains for land” and see Africa as a place teeming with investment potential, community, and prosperity. They also highlight Fatima, an innovative entrepreneur shaping Kigali’s real estate scene, and reveal how young, brilliant minds are addressing the continent’s most pressing needs—like the development of tech hubs creating infrastructure for gig workers. The conversation moves beyond economic opportunities as Rashad and Troy discuss the cultural richness, safety, and clean living that Rwanda offers. They also touch on the experiences of American expats who have chosen Africa for its unparalleled opportunities, friendly communities, and peaceful lifestyles. Whether you’re curious about African real estate, investment prospects, tech innovation, or lifestyle, this clip offers a rare, on-the-ground perspective from two financial educators and entrepreneurs with global ambitions. Don’t miss out on these invaluable insights on how and why you should consider Africa for your next venture or home. 🔔 If you want actionable tips, real stories, and a deeper connection to the global economy, make sure you subscribe and turn on notifications! *Hashtags:* #MarketMondays #AfricaInvestment #Rwanda #Kenya #Entrepreneurship #Diaspora #RealEstate #TechInnovation #CleanEnergy #FinancialFreedom #BusinessTravel #GlobalBusiness #NBAAfrica #EconomicDevelopment #ExpatsInAfrica Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 26

Welcome back to another enlightening episode of EYL! In today's session, we dive deep into the intricate world of trademarks and copyrights with none other than Rosezena Pierce, affectionately known as "The Biz Lawyer." Rosezena sits down with hosts Rashad Bilal and Troy Millings to unravel the mysteries surrounding the differences between trademarks and copyrights, and their importance to entrepreneurs and business owners alike. *Key Highlights:* 1. *Difference Between Trademark and Copyright ( 0:00:00 - 0:02:05 ):* Rosezena distinguishes between trademarks and copyrights succinctly; while copyrights protect creative expressions fixed in tangible mediums, trademarks serve as source identifiers that consumers can trace back to specific providers of goods or services. 2. *Ownership of Creative Works ( 0:02:05 - 0:02:44 ):* A significant revelation for many entrepreneurs—hiring someone to create a logo or artwork does not inherently transfer the ownership of the copyright to the hirer. Rosezena explains that a written transfer of rights is necessary, often through a work for hire agreement. 3. *Increasing the Value of a Trademark ( 0:02:44 - 0:04:02 ):* Rosezena emphasizes that the quality of products and services is paramount in enhancing a trademark's value. She provides relatable brand examples, highlighting how strong branding can influence consumer perception and loyalty. 4. *Process and Timeline for Trademark Registration ( 0:04:02 - 0:06:58 ):* Troy prompts Rosezena to discuss the detailed process and timeline involved in trademark registration, from performing thorough searches and issuing opinion letters to navigating the extended government review timeline post-COVID. She explains the concept of "publication for opposition" and the potential challenges one might face during the application process. *Why EYL Medium:* Here at EYL, we're committed to offering you the knowledge and tools to elevate your business and entrepreneurial pursuits. Whether you're just starting out or looking to refine your strategies, our expert guests like Rosezena Pierce provide invaluable insights that can help you navigate the complex business landscape. *Be Sure To:* *Like, Comment, and Subscribe:* Hit the like button if you found this episode helpful. Leave your questions and thoughts in the comments section; we love hearing from you! Make sure to subscribe and click the notification bell so you never miss an update. *Check Out Our Other Episodes:* Explore more episodes where we bring in experts from various fields to share their knowledge and experiences. *Special Thanks:* A huge thank you to Rosezena Pierce for sharing her expertise and providing clarity on such a vital topic. Follow her on Instagram (@TheBizLawyer) and check out her website for more information on her services. *Stay Tuned:* We have more exciting content lined up, including interviews with industry leaders, exclusive webinars, and much more. *Support Our Work:* If you'd like to support our channel and help us continue to produce quality content, consider becoming a Patreon member. Your support means the world to us and enables us to keep bringing you invaluable insights and information. Thank you for watching, and as always, keep striving for excellence and always "Earn Your Leisure." *Hashtags:* #EYL #Trademarks #Copyrights #BusinessLaw #Entrepreneurship #RosezenaPierce #TheBizLawyer #EarnYourLeisure #BrandProtection #LegalAdvice #IntellectualProperty Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 24

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings dive deep into the financial playbook for college athletes navigating the new world of NIL (Name, Image, and Likeness) deals. Discover the real stories behind multi-million dollar agreements, the impact of high-profile transfers like Captain Jack, and learn why some student athletes are out-earning everyone on campus except high-profile coaches! Rashad and Troy break down the best strategies for young athletes and their families to protect and grow their money, including: The importance of long-term investing: Find out why splitting money between index funds, big tech stocks like Microsoft, and even Bitcoin could potentially turn a $1 million NIL deal into $8 million in under a decade. Avoiding financial pitfalls: Learn why expensive cars and “entourage” expenses are the fast track to going broke — and how street agents and advisors can eat away at your earnings with hidden percentages. The power of deferred income annuities (DIA): Get the blueprint used by legends like Allen Iverson and MLB’s Bobby Bonilla to guarantee lifetime income (even if playing careers or other opportunities don’t pan out). Why negotiating fee structures matters—discover why putting business managers on salary (instead of giving away percentages) is the millionaire’s secret to keeping more of what you earn. Real-life lessons from sports icons: Understand how financial missteps and a lack of planning have derailed the wealth of top athletes and entertainers, and how a smart approach to NIL can set you up for life, even if you never go pro. PLUS: The clip offers timely financial warnings, big picture insights about international economic risks, and practical advice for any young star (or their parents) working with agents, managers, or business partners. Whether you’re an athlete, a parent, or simply interested in how generational wealth is REALLY built, this clip drops a million dollars’ worth of game and actionable tips you can use now. *Don’t forget to like, comment, and subscribe for more financial wisdom from Market Mondays!* #NIL #FinancialLiteracy #CollegeAthletes #GenerationalWealth #Investing #MarketMondays #SportsBusiness #PersonalFinance #AthleteWealth #MoneyMatters #DeferredAnnuity #FinancialAdvice #Basketball #AllenIverson #BobbyBonilla #WealthBuilding #Castmagic Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 22

In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity. They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCut—his revolutionary barber booking app—and the deeper role the barbershop plays in the Black community. We also unpack the mindset behind building businesses, why collaboration takes discipline, and the harsh truths about podcasting and monetization. From Ray’s Mount Rushmore of Atlanta rappers to the debate on new superstars in the music industry—this one is full of gems. Link to Invest Fest: https://investfest.com #EarnYourLeisure #MathHoffa #RayDaniels #ObiOmile #OffTheTop #FreestyleRap #theCut #BarbershopCulture #BlackEntrepreneurs #Podcasting #HipHopBusiness #MusicIndustry #FinancialLiteracy #EYL Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 21

In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbase’s recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoin’s dominance, and investor options in this rapidly evolving space. The discussion covers: *Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are here to stay, or just another speculative bubble? *Security Concerns:* Recent security breaches, SIM swap scams, and the rising wave of crypto theft. Hear real stories—including Rashad’s personal account—about hacks, risks, and what investors can do to protect themselves. *Investment Strategies:* Should you buy Bitcoin, Bitcoin ETFs like IBIT, or stocks such as Coinbase or MicroStrategy? The hosts break down the differences, the potential volatility, and ways to gain exposure to the upside without holding crypto directly. *Importance of Security in Crypto:* With over $2.2 billion stolen in 2024 alone, security is a major challenge. Learn about the pros and cons of hot wallets, cold wallets, insurance (or lack thereof), and the future of crypto custodianship. *Key Players & Solutions:* As the crypto landscape expands, which security companies might lead the way in protecting digital assets? Discussion includes cybersecurity firms and the need for more robust industry solutions as crypto matures. Whether you’re a seasoned crypto investor, new to the world of digital currencies, or just looking for practical financial advice—this clip offers actionable insights and honest commentary from two of the industry’s sharpest voices. *Stay informed, stay protected, and make smart investment choices as the world of crypto continues to change.* *Timestamps:* 00:00 - Coinbase in the S&P 500: What it Means 02:20 - Security Breaches & Leadership Response 05:10 - Bitcoin, ETFs, & Investing Without Holding Crypto 10:15 - Real-Life Hack Stories & SIM Swap Scams 12:00 - Security Solutions & the Future of Crypto Safety --- *Hashtags:* #Coinbase #CryptoSecurity #Bitcoin #S &P500 #Investing #CryptoNews #Ethereum #SIMSwap #IBIT #MicroStrategy #Finance #DigitalAssets #WealthBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 19

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch. Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some brands (surprisingly) DON’T sponsor their content, and how their approach to guest booking shaped a loyal and engaged community—the “Pour Crew.” The discussion dives into: Building multiple income streams as a podcaster The truth behind ad revenue and sponsorships Using YouTube, Patreon, and social media to get paid Merch sales, ebooks, courses, and hosting events for extra cash Tips for building a long-lasting, supportive audience How authenticity and engagement pay off in podcasting Behind-the-scenes stories of booking big events and getting their own TV show Whether you’re a podcaster looking to scale up, a content creator searching for inspiration, or a fan of real business talk, this clip is packed with gems and actionable advice. *Don’t forget to subscribe for more insider conversations on podcasting, business, and building your brand!* *Watch. Learn. Earn.* #Podcasting #EarnYourLeisure #PoorMinds #Monetization #ContentCreation #PodcastTips #YouTubeCreators #SideHustle #AdRevenue #BrandDeals #CreatorEconomy #Entrepreneurship #CommunityBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 17

In this enlightening clip, join Rashad Bilal, Troy Millings, and Ian Dunlap as they break down Warren Buffett’s investment preferences and debate the classic question: stocks or real estate? The trio dives into public records showing Buffett famously owns just one home and prefers the stock market for its simplicity and liquidity. But is there more to the story? Ian highlights the distinction between public statements and private wealth strategies, suggesting even more diversified holdings through trusts and partnerships. The conversation then pivots to how elite investors and institutions like BlackRock diversify beyond a single asset class. The consensus? Don’t put all your eggs in one basket. Today’s smart investor should consider stocks, real estate, businesses, crypto, and more to seize opportunities as markets evolve. The hosts also speculate on how Berkshire Hathaway’s next chapter might unfold, especially around Bitcoin. With Buffett’s retirement and a cautious successor at the helm, could Berkshire increase its crypto exposure? Troy outlines Berkshire’s current “Bitcoin-adjacent” moves via holdings in digital banks and ETF-exposed financial groups. Ian suggests that even a small allocation to Bitcoin at strategic price points could move the needle for the legendary investment firm. Should investors stick to one asset they understand best, or is diversification indispensable in today’s world? The group shares actionable advice for building wealth: invest in yourself first, but don’t shy away from expanding your portfolio. They also talk about the power of belief in your investments, touching on why conviction matters as much as timing. Tune in for real-world insights, practical homework assignments, and a preview of the perspectives you can expect at major investment gatherings like Invest Fest. *Key topics in this clip:* Warren Buffett’s real estate vs. stocks approach The importance of asset diversification for investors Berkshire Hathaway’s indirect exposure to Bitcoin The next chapter for Buffett’s investing legacy Mindset and strategy tips for 2024 investors If you’re looking to level up your investing strategy with expert insights and practical tips, this clip is for you. Don’t forget to like, comment, and subscribe for more breakdowns and exclusive interviews! *Hashtags:* #WarrenBuffett #Investing #StocksVsRealEstate #Bitcoin #BerkshireHathaway #InvestmentStrategy #Crypto #AssetDiversification #FinancialEducation #RashadBilal #TroyMillings #IanDunlap #WealthBuilding #InvestFest Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 15

We sat down with Lex and Drea from Pour Minds to talk about their brand new travel show Travel Queens on BET. In this powerful and entertaining conversation, they break down how they negotiated their TV deal, built a thriving community, and continue to inspire Black women to explore the world fearlessly. They also share their top travel destinations, favorite food cities, and the importance of highlighting Black experiences through global storytelling. From Brazil to the best soul food cities in America, this episode is a must-watch for anyone passionate about travel, culture, and representation. #PourMinds #TravelQueens #BET #BlackTravelMovement #FoodieCulture #EarnYourLeisure #BlackWomenTravel #TravelShow #BlackExcellence #PodcastInterview #LexAndDrea #CulturalTravel #Top5Cities #InternationalFood Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 13

In this insightful clip, Troy Millings, Ian Dunlap, and Rashad Bilal unpack the latest developments on U.S. tariffs against China, including the newly announced 90-day pause and drastic rate changes. The hosts break down how tariffs were originally raised up to 145%, only to be quickly slashed to 10% for most products—with further specifics on items related to fentanyl. They dive deep into what this rapid shift signals for global markets, American businesses, and the broader economy. Listen in as they discuss: The real-life impacts on business owners who struggled with delayed shipments and skyrocketing fees Why the 90-day pause creates both relief and lingering uncertainty The political strategies (and missteps) behind tariff negotiations If these moves actually benefit the U.S. or just add more volatility to the market What to watch for as the next 90 days unfold and final deals are negotiated Whether you're an investor, entrepreneur, or just want to understand the latest market news, this clip gives you practical insights without the jargon. * #ChinaTariffs #USChinaTrade #MarketInsights #EconomyTalk #StockMarketNews #BusinessImpact #TradeWar #PodcastClip #EYL #GlobalEconomy * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 10

In this insightful clip from Money Moves, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down why living below your means is the ultimate wealth strategy—and why modesty might be your greatest financial asset. They discuss money traps that can derail your financial progress, the true cost of home ownership, and why that flashy car or expensive watch may not be worth the investment. Rashad revisits the importance of financial organization and planning for your family’s future, urging us all to consider what would happen if the unexpected occurred. The trio doesn’t hold back as they share personal stories, from passing up on luxury cars, to resisting peer pressure to “flex,” and putting family first with smart estate planning. Ian talks about the discipline it takes to maintain a modest lifestyle, even when tempted by the trappings of wealth, and Troy emphasizes building a solid financial legacy over superficial purchases. The hosts also challenge common financial myths—like always buying, not leasing, a car—and share their honest takes on what truly matters for financial security. If you’re looking to build real wealth, avoid costly mistakes, and invest in your future, this clip is packed with practical tips and authentic conversation you won’t want to miss. **Key Takeaways:** - The importance of living BELOW your means and what it actually looks like in practice - Why modesty can be a financial superpower, from homes to cars to jewelry - How resisting societal pressures builds wealth over time - Personal stories about maintaining discipline and ensuring your family’s financial safety - Debunking myths around homeownership, big purchases, and “buying vs leasing” - How to organize your finances and plan ahead with estate strategies If you’re serious about securing your financial future and creating real generational wealth, make sure to watch, like, and subscribe for more practical money advice from the Money Moves crew! **#FinancialFreedom #MoneyMoves #WealthBuilding #LiveBelowYourMeans #RashadBilal #TroyMillings #IanDunlap #FinancialLiteracy #MoneyTips #Investing #GenerationalWealth #ModestLiving #FinancialPlanning #SmartMoney** Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 8

In this exclusive Earn Your Leisure interview, G Perico breaks down the real cost of being in the streets, how he went broke spending more than he made, and why independence in music is the key to real wealth. He explains how he keeps 80% of his profits, the importance of building a team, and the strategy behind flooding the market with content. We also dive into the business of touring, avoiding shady promoters, and what he learned from Nipsey Hussle. If you’re an artist, entrepreneur, or just want to own your future—this one’s for you. #GPerico #EarnYourLeisure #IndependentArtist #NipseyHussle #MusicBusiness #StreetToSuccess #ContentIsKing #HipHopGame #Daquan #Ownership #WealthBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 7

In this must-watch clip, Rashad Bilal and Ian Dunlap break down the five mandatory steps everyone should follow to take control of their personal finances and build lasting wealth. Whether you're just starting your financial journey or looking to tighten up your money game, these actionable strategies cover all the essentials: eliminating debt, smart investing, saving for retirement, setting your family up for success, and protecting your legacy. *What You'll Learn:* ✔️ How to crush your debt using the "debt snowball" method ✔️ Picking winning stocks (and sticking with them long-term) ✔️ The importance of automatic, consistent investing ✔️ Why you need both a retirement plan AND additional savings ✔️ How to save for your kids’ future through 529 or UTMA accounts ✔️ Life insurance must-haves for protecting your loved ones ✔️ Smart estate planning so your assets aren’t lost or locked away ✔️ The critical difference between qualified (retirement) and non-qualified (brokerage) accounts ✔️ And so much more! Rashad and Ian don’t just talk theory—they’re giving you step-by-step tips and real talk so you can avoid costly mistakes like lifestyle creep, missing out on compound interest, or leaving your estate unsecured. *Key Takeaways:* 1️⃣ Knock Out Small Debts First — Use the debt snowball to build momentum. 2️⃣ Invest Consistently — Even small amounts grow over time, so pick your stocks, set your amount, and stick with it. 3️⃣ Retirement is Non-Negotiable — Start your 401(k), IRA, or SEP (if self-employed) now. 4️⃣ Plan for Your Family — Open a 529 plan, UTMA, and ensure you have solid life insurance. 5️⃣ Estate Planning — Create a will, consider a trust, and make sure your beneficiaries are up to date so your money and assets go where you want—without headaches for your loved ones. Don't let your hard-earned money slip through the cracks or get caught up in probate! Take control today with these foundational steps. *If you found value in this clip, hit like, subscribe, and drop a "YES" in the comments if these tips help you level up your finance game!* #PersonalFinance #MoneyMoves #WealthBuilding #InvestingTips #FinancialFreedom #SmartInvesting #RetirementPlanning #EstatePlanning #DebtFreeJourney --- Stay tuned for more practical financial wisdom from Rashad Bilal and Ian Dunlap. Ready to secure your financial future? This is the clip you can't afford to miss! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 5

In this insightful clip from EYL, host Troy Millings sits down with Paul Alex, entrepreneur and fintech innovator, to discuss how Paul is disrupting the merchant automation and ATM space. Paul shares his inspiring journey, from his humble beginnings in law enforcement to creating a multi-million dollar business helping others achieve financial freedom. Paul breaks down the foundation of his fintech approach—focusing on ATM businesses and merchant services, and empowering entrepreneurs to leverage cash discount programs. Discover how Paul’s strategies provide both passive and proactive income opportunities, allowing anyone willing to learn to build lasting, residual income. Throughout the conversation, Paul emphasizes the importance of partnership, mentorship, and the “big blue ocean” opportunity for those looking to break into the fintech space. He discusses the future vision of scaling his company from helping small businesses like cafes and bodegas, to potentially servicing massive venues such as sports arenas. Paul also shares real success stories, including clients who transformed their businesses and lives by joining his program. If you’re interested in fintech, automation, and building sustainable income streams, this clip is packed with actionable insights. Paul’s passion for empowering others shines as he outlines the steps to get started, the benefits for both business owners and entrepreneurs, and the long-term vision for growth and impact in the industry. Don’t miss out on this deep dive into the world of merchant services, digital marketing, and the power of networks in building a fintech empire. Whether you’re seeking financial freedom or new business opportunities, this conversation could be your first step towards success. *Hashtags:* #Fintech #Entrepreneurship #MerchantAutomation #DigitalMarketing #PassiveIncome #BusinessGrowth #FinancialFreedom #EYL #PaulAlex #ATMBusiness #Mentorship #CashDiscountProgram #Networking #Innovation #SmallBusiness Success Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 3

In this insightful clip from Market Mondays, Ian Dunlap and Rashad Bilal break down the top four lessons investors can learn from Warren Buffett’s continued dominance in the market. Whether you’re a seasoned trader or just starting your investment journey, these key takeaways from the Oracle of Omaha's playbook—including sticking to your plan, building a resilient portfolio, making data-driven decisions, and trimming profits at the right time—are essential for long-term success. Rashad shares why it’s critical to stay the course and block out market noise, especially during tumultuous conditions. The pair also discusses Buffett’s discipline in taking profits at all-time highs, referencing his smart moves with Apple stock, and how maintaining a “destruction-free” portfolio is key to weathering any market environment. Beyond stock market wisdom, the conversation shifts to the evolving world of NFTs and gaming. With major brands like Pokemon reportedly exploring crypto-backed NFTs on platforms like Solana, Ian and Rashad debate what it would take for blockchain and NFT integration to truly go mainstream in gaming. They share thoughts on the potential impact if industry giants like Call of Duty or Grand Theft Auto (GTA 6) launch their own NFT ecosystems and what this could mean for gamers, investors, and the future of the metaverse. Highlights from this clip: Why emotional investing is a pitfall and how data-driven strategies can help you stay ahead How to take profit confidently, just like Warren Buffett, before the next market pullback The real potential (and current limitations) of NFTs in gaming, with a spotlight on the upcoming GTA 6 and classic favorites like Pokemon Insights into in-game economies and the rising value of digital assets If you’re ready to level up your investment approach and get a fresh perspective on where web3 and gaming might be headed next, don’t miss this clip. Drop your thoughts in the comments—do you think NFTs will take over the gaming world? Are you adopting any Buffett-inspired principles in your portfolio? *Hashtags:* #Investing #WarrenBuffett #NFT #Gaming #GTA6 #StockMarket #Crypto #Portfolio #MarketMoves #CallofDuty #Web3 #Finance #Solana #DigitalAssets #AppleStock Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 1

In this insightful clip, Troy Millings and Ian Dunlap dive deep into building a strong portfolio centered on the healthcare sector! Whether you’re an experienced investor or just starting out, they break down the tried-and-true strategies to help you navigate an ever-changing market. The conversation kicks off with Ian sharing his take on focusing your investments, urging listeners to stick with what works rather than chasing the latest trend. He discusses his go-to picks for a healthcare-focused “two tech, two index” strategy: VO, VTI, Eli Lilly, and Stryker—plus why consistency often outperforms novelty when it comes to portfolio growth. Troy brings his own expertise to the table, highlighting some of his favorite healthcare ETFs like Vanguard’s VHT and the SPDR’s XLV. He walks you through the importance of understanding ETF holdings, emphasizing why Eli Lilly and UnitedHealth are usually at the top—and what recent market turbulence means for these giants. But it doesn’t stop there. Troy introduces “wild cards” for those looking to think outside the box, featuring CVS and its vertically integrated healthcare model, as well as Amazon’s surprising potential in the health space. The two hosts explore how the integration of AI, telehealth, and cloud services could help companies like Amazon disrupt traditional healthcare and even become a top holding in major healthcare ETFs in the future. The clip wraps up with a candid discussion about what makes a company “generational,” touching on Amazon’s history of innovation, the power of major tech players, and why infrastructure and cloud computing play such a huge role in shaping the future of healthcare. Highlights include: Practical advice on building a healthcare-focused investment portfolio Why stability often beats chasing trends in investing Deep dives into healthcare ETFs VHT and XLV, plus their major holdings The role of CVS and Amazon in the evolving healthcare landscape How AI and cloud technology are disrupting traditional models Real-world examples and anecdotes from Troy and Ian’s financial journeys Whether you want to refine your stock strategy or gain new perspectives on the intersection of tech and healthcare, this clip is packed with actionable insights to help you stay ahead. *Watch now and let us know your favorite healthcare stock or ETF in the comments! Don’t forget to like and subscribe for more expert investing tips.* #Investing #HealthcareStocks #ETFs #FinancialFreedom #StockMarket #WealthBuilding #AIinHealthcare #CVS #Amazon #VHT #XLV #TroyMillings #IanDunlap #MarketMondays #portfoliostrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 28

In this insightful clip from MM, Rashad Bilal and Troy Millings sit down with Steve Eisman, the legendary investor who famously predicted the 2008 financial crisis and was portrayed in "The Big Short." Eisman shares his expert perspective on the current state of the economy, evaluating whether today’s risks parallel those of 2008 and how concerned investors should be about a potential recession or greater financial calamity. Eisman breaks down the key differences between the dangerous leverage and complex derivatives networks that drove the 2008 crisis and the more robust, regulated landscape today. He explains why he doesn’t see the same level of systemic risk in the global economy, addresses the impacts of trade wars, and discusses the reduced leverage of major banks post-Dodd-Frank. The conversation spans critical topics, including: Could a trade war trigger a recession? Is today’s economic environment as risky as 2008? Why Steve Eisman remains long-term bullish on leading technology stocks like Nvidia and Microsoft, especially in the very early days of AI development. How Eisman is managing personal portfolio risk right now and why he’s keeping a higher cash position. The future of the US dollar as the world’s reserve currency and why “doom and gloom” predictions about its demise might be overblown. If you want a behind-the-scenes look at how one of Wall Street’s sharpest minds assesses today’s market risks and opportunities, this clip is for you. Don’t miss Eisman’s candid advice: focus on long-term value, avoid panic, and be cautious about risk during uncertain global negotiations. Subscribe for more expert insights, financial analysis, and investing strategies from top minds in business and finance! *Hashtags:* #SteveEisman #FinancialCrisis #MarketAnalysis #Investing #Recession #TheBigShort #RashadBilal #TroyMillings #MMMedium #Economy #Finance #StockMarket #AIInvesting #USDollar #TradeWar #PortfolioManagement Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 26

In this clip, Ingrid Best shares her journey into the world of art investing, offering valuable insights and practical tips for those interested in exploring this unique and rewarding investment avenue. Ingrid's venture into art investing began with a realization sparked by a significant bonus from her career in the wine and spirits business. Instead of indulging in fleeting luxuries, she decided to invest a substantial portion of her bonus in a piece of art from South Africa, purchased directly from the artist, Nelson Macomo. This initial investment, despite raising eyebrows from those around her, marked the beginning of her journey into the world of art collecting and investing. Ingrid stresses the importance of investing only in art that genuinely resonates with the collector, emphasizing the significance of forming a personal connection with the pieces. She highlights her passion for African art and the profound stories interwoven with the creations, which led her to further explore and invest in the work of black artists. With over 40 to 50 pieces in her collection, Ingrid shares her unique approach to integrating art into her everyday living spaces, breaking away from conventional perceptions of art as mere decoration confined to walls. She discusses the challenges of accommodating a growing collection and the innovative ways art enthusiasts find to display and appreciate their acquisitions. Ingrid's involvement in a collective of art collectors, joining forces to acquire and donate artwork to institutions like the Smithsonian Museum, sheds light on the potential for collective economics in the art world. The episode delves into the intricacies of art acquisition, preservation, and the significance of understanding the stories behind the art and the artists. Moreover, Ingrid provides essential advice for aspiring art investors, emphasizing the importance of getting to know the artists and the provenance of the artwork. She underscores the need for proper insurance, careful preservation, and due diligence when considering art investments. With an emphasis on legacy and wealth building, she emphasizes the long-term value of art as an investment, drawing parallels with other forms of asset acquisition such as real estate and wine. The discussion also delves into the dynamics of lending artwork to museums, offering insights into the potential financial aspects of having artwork on display at prestigious institutions. Whether you're a seasoned art investor or a novice looking to explore the world of art collecting, this episode provides valuable insights, personal experiences, and practical wisdom from Ingrid Best's journey into art investing. Join us as we uncover the subtle nuances and timeless allure of art as a form of investment and cultural expression. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 24

We sat down with Paul Alex, the founder of MerchantAutomation.com and a former award-winning detective, to talk about his incredible journey from law enforcement to building multimillion-dollar businesses. In this interview, Paul shares how he made the bold decision to leave a stable career in law enforcement and pursue entrepreneurship full-time. He breaks down how he built his companies from the ground up, helped over 4,000 entrepreneurs generate passive income, and scaled MerchantAutomation.com to $1 million in just 60 days. Paul dives into the power of digital payment systems, automation, and how anyone can create residual income through merchant services. He also shares key lessons on branding, marketing, and building a successful business without outside funding. This episode is full of valuable insights for anyone looking to escape the 9-5, level up their business game, and build wealth through automation. #PaulAlex #MerchantAutomation #EarnYourLeisure #ResidualIncome #Entrepreneurship #PassiveIncome #DigitalBusiness #ATMbusiness #BusinessAutomation #CashSwipe #EYL #WealthBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 22

In this clip, Rashad Bilal, Troy Millings, and Ian Dunlap sit down to break down the current state of AMD and what investors should be considering right now. Are we entering bearish territory for AMD? Is it time to cut your losses—or is there a buying opportunity on the horizon? Ian shares his longtime perspective on AMD as one of his favorite companies, while also explaining why he now sees it slipping off the Mount Rushmore of chip makers. The trio weighs in on where AMD stands in comparison to titans like Nvidia, TSMC, ASML, Broadcom, and Qualcomm. If you've been asking yourself whether to hold, sell, or wait for new lows, you’ll get actionable insights and specific price levels Ian is watching ($53.16 and $25.82), as well as key chart analysis from Troy. The conversation also digs into macroeconomic factors affecting the semiconductor sector—like tariffs, US manufacturing policy, and the ongoing GPU wars. What does "America First" for chips mean for AMD and its competition? Can AMD regain second place in GPUs, or is Nvidia's dominance locked in for the next five years? Rashad puts a spotlight on the dangers of individual stock picking, stressing why index funds and ETFs (like SMH) offer a safer, more defensive play. With AMD down nearly 60%, the risks of concentrating investment in single companies have never been clearer. If you want real talk about investing, industry trends, technical analysis, and why defense in investing is just as important as offense, this clip is for you. *Timestamps:* 0:00 - Is it time to sell AMD? 0:39 - AMD’s competitive position & industry Mount Rushmore 2:13 - Price targets & technical analysis 3:58 - Impact of US chip policy & tariffs 5:00 - Risks of stock picking vs. index funds 7:10 - Final thoughts and defensive investing *Don’t forget to like, comment, and subscribe for more honest conversations on investing, stocks, and financial strategy! If you want us to review another stock, drop your suggestion below.* *Hashtags:* #AMD #Investing #Semiconductors #Stocks #Nvidia #ChipStocks #ETFs #Finance #MarketAnalysis #InvestmentStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 20

In this powerful clip, Morgan DeBaun, CEO and founder of Blavity Inc., joins Troy Millings and Rashad Bilal to break down her journey from early stock market investing at age 13 to building a $40 million media powerhouse. Get the inside scoop on how Morgan navigates the corporate landscape amid rollbacks in DEI (Diversity, Equity, Inclusion) initiatives and shifting political climates. She opens up about how these changes—plus new tariffs—are impacting Black businesses and media revenue, and why multicultural audiences are the real key to growth for big brands. Morgan discusses the value of cash in business, the importance of strategic acquisitions, and the unique spending culture among Black millennials and Gen Z. Find out how she leveraged her resources to acquire three impactful Black-owned brands: Travel Noire, Shadow and Act, and R&B House Party. Learn how each acquisition helped expand Blavity's network—from travel to entertainment to experiences—and set the stage for major events like Blavity Fest. Morgan also shares success frameworks from her new book, "Rewrite Your Rules," offering actionable advice for entrepreneurs, media creators, and nine-to-fivers who want to define success for themselves, break out of old molds, and master both growth and self-development. If you want honest insight on scaling businesses, navigating corporate America, and investing in Black success, this is a must-watch! *Timestamps:* 0:00 The real impact of DEI rollbacks & corporate shifts 2:10 Why tariffs matter more than politics for media revenue 3:40 Media growth & trusted news during chaotic times 4:00 Early investing lessons and the power of cash 5:00 How Morgan acquired Travel Noire, Shadow and Act, and R&B House Party 6:35 The story behind Blavity Fest 7:00 Practical frameworks from “Rewrite Your Rules” *Key Highlights:* The myth vs reality of DEI corporate commitments How volatility creates opportunity for acquisition The intersection of culture, travel, and business Why defining your own success is crucial Advice for entrepreneurs on building generational wealth *Don’t forget to like, comment, and subscribe for more inspiring business conversations!* #MorganDeBaun #Blavity #BlackExcellence #Entrepreneurship #MediaBusiness #Acquisition #BusinessGrowth #BlackOwned #RewriteYourRules #Investing #Tariffs #CorporateAmerica #AfroTech #BusinessPodcast Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 17

In this clip, join Rashad Bilal, Troy Millings, and Morgan Debaun as they dive into how artificial intelligence and robotics are rapidly changing the tech industry—especially for Black professionals. Morgan, founder of AfroTech, shares eye-opening perspectives on the growing skills gap, the critical role of innovation, and why embracing new technology is now more vital than ever. The conversation covers: The accelerating pace of AI disruption in tech Challenges and opportunities for Black professionals entering and thriving in the industry How AfroTech connects talent and companies to close labor gaps What the next 2-5 years could mean if communities don’t adapt The importance of risk-taking and continuous learning Whether you’re already in tech or considering making the leap, this clip offers powerful advice on staying ahead of the curve, building relevant skills, and seizing opportunities in a rapidly evolving digital landscape. Don’t forget to like, comment, and subscribe for more insightful discussions! #AfroTech #AI #TechCareers #BlackTech #Innovation #CareerAdvice #FutureOfWork #MorganDeBaun #RashadBilal #TroyMillings #ArtificialIntelligence Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 15

In this insightful clip, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the recent changes in Trump's tariff policies and their impact on the market. We dive into the erratic behavior surrounding the exemptions for smartphones and computer chips, which were welcomed by the tech sector, only to be followed by a special tariff on semiconductors. This inconsistency creates a choppy market, leaving investors on edge. The hosts explore why these sudden shifts are taking place, with Rashad noting the chaotic environment in which decisions seem to be made on the fly, drawing a parallel to Peyton Manning's game-time audibles. Troy expands on the challenges businesses face with such abrupt changes, including the difficulty in financial forecasting and the accumulation of debt amidst uncertainty. Ian offers advice to traders, emphasizing the importance of having clear targets and recognizing this period as a significant bond opportunity despite the volatility. He recalls similar market conditions during Brexit and stresses the potential for long-term gains for those who remain patient. In addition, the team touches on the ongoing AI development and the strategic moves of major players like Nvidia, which is committed to onshore manufacturing. This shift could transform the future landscape of the tech industry, with significant investments being made despite the current turbulence. Join us for this deep dive into the current economic landscape, understand the factors at play, and learn actionable insights for navigating these uncertain times. *Hashtags:* #MarketAnalysis #TariffImpact #InvestmentStrategies #EconomicUncertainty #TechIndustry #OnshoreManufacturing #Nvidia #AI #StockMarket #FinancialPlanning Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 12

In this insightful clip, finance experts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the ever-evolving landscape of major tech stocks and investment strategies. The conversation starts with a focus on Amazon, as Troy contemplates the implications of tariffs on e-commerce and how it might impact Amazon’s position as an attractive investment. Rashad shares his perspective, revealing that Amazon isn’t currently in his top five picks for investments. Instead, he places his faith in Nvidia, Microsoft, and TSM, while also considering ETFs like QQQ for strong rebounds. Ian and Troy challenge Rashad’s view by discussing Amazon’s dominance across multiple sectors, particularly in AWS and its potential in healthcare. A fascinating discussion unfolds about the dynamics of global sellers on Amazon’s platform, with Ian highlighting the increasing presence of Chinese sellers. This sparks a dialogue on Amazon's dependency on international markets, compared to companies like Meta that are less reliant on China. This clip is full of engaging debates on market monopolies, tech giants, and investment strategies, providing valuable insights to both novice and seasoned investors. Whether you're interested in the dominance of tech giants like Apple and Nvidia, or keen to explore new opportunities in burgeoning sectors, this discussion has something for everyone. *Hashtags:* #InvestmentInsights #AmazonStock #TechStocks #Nvidia #Microsoft #TSM #ETFs #Ecommerce #AWS #MarketMonopoly #GlobalBusiness #FinanceTalk https://investfest.com/tickets/ Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 10

In this powerful episode of Earn Your Leisure, we sit down with the legendary Pinky Cole, founder of Slutty Vegan, as she opens up about her entrepreneurial journey, the highs and the lows, and how she fought to reclaim her business and legacy. Pinky reveals how Slutty Vegan fell into financial crisis even after reaching a $100M valuation, and why she lost ownership of the company for 43 days. She breaks down the official debt restructuring process, what led to the crisis, and how scaling too fast contributed to the company’s financial challenges. She explains why taking investor money is like being in a marriage, and the important lessons entrepreneurs need to know before accepting outside capital. Pinky also shares how she “met God” during her fight to buy back Slutty Vegan, why owning the real estate for her restaurants is still a top priority, and the tough decision to sell her D.C. location to Robert Smith to stay afloat. Now, she proudly owns 100% of Slutty Vegan again and is preparing to launch her new vegan restaurant. This is a must-watch episode for every entrepreneur looking to understand the real cost of success, ownership, and resilience. #PinkyCole #SluttyVegan #EarnYourLeisure #Entrepreneurship #BusinessTips #StartupLife #FinancialFreedom #Ownership #Investing #BusinessLessons #BlackExcellence #EYL Link to Invest Fest: https://investfest.com Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 8

In this insightful clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive into a heated discussion about Apple's current status in the tech world. With recent challenges such as potential tariffs and rising iPhone prices, the team debates whether it's time to remove Apple from the popular "two tech to index" philosophy. Ian Dunlap shares his perspective on Apple's drawdown strategy, gross profit margins, and the need for innovation. The discussion also touches on the influence of geopolitical risks and the potential for Apple's future production in India. Could we see a change in leadership at Apple? Will the tech giant continue to hold its position in portfolios, or is it time to shift focus to companies like Nvidia? Tune in to hear expert opinions and strategies on navigating these turbulent times for Apple investors. *Hashtags:* #Apple #Investing #TechStocks #IanDunlap #RashadBilal #TroyMillings #StockMarket #Nvidia #Innovation #Geopolitics #ProductionStrategy https://investfest.com/tickets/ Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 4

Tonight on a special episode of Earn Your Leisure, we’re joined by CNBC’s Frank Holland and Investopedia’s Editor-in-Chief Caleb Silver to break down one of the biggest economic moves of the year: Trump’s tariffs. With new tariffs set to take effect and talk of a “State of Emergency” on trade, we’ll explore what this means for the U.S. economy, small businesses, manufacturers, the stock market, global supply chains, and you—the everyday consumer. We’ll unpack the real impact of these tariffs, how they could drive inflation, shift jobs, and affect the price of everything from cars to electronics. Are these moves really about protecting American jobs, or are we entering a costly trade war? What opportunities and risks lie ahead, and how should investors and entrepreneurs prepare? Tune in LIVE at 9PM EST on the Earn Your Leisure YouTube channel for a critical conversation on the future of American trade and economic power. #EarnYourLeisure #TrumpTariffs #StateOfEmergency #FrankHolland #CalebSilver #Economy #TradeWar #Inflation #StockMarket #SmallBusiness #GlobalEconomy #MadeInAmerica #Finance #TariffsExplained Invest Fest Link: https://events.investfest.com/product... Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 2

In this insightful clip from Earn Your Leisure, Rashad Bilal sits down with Derrick Faulcon to delve into the art of creating multiple streams of income. Derrick shares his unique strategy, grounded in focus and consistency, to master the "seven streams of income" concept that often seems elusive to many. Listen as Derrick explains his journey, starting with a single donut shop, and how he evolved it into a flourishing business model. He reveals the importance of mastering one craft and developing complementary services and products from it. This focused approach allowed him to expand to multiple shops, leverage brand collaborations, and explore various revenue avenues like corporate catering, truck events, and even digital products. Derrick emphasizes the value of saving and sacrifice, highlighting how these principles were pivotal in scaling his business. He shares his philosophy of underestimating short-term capabilities but recognizing the vast potential in the long run. It's a mindset that he believes is crucial for success, particularly for those in the Black community who might feel pressured to diversify their efforts too soon. Throughout the discussion, Rashad and Derrick explore how to extract substreams from a single business. Derrick provides practical examples from his donut business, showing how each stream, even if it generates a modest income, contributes to an accumulated wealth strategy. The key is consistency and staying in your lane, ensuring that your main business remains the core focus. This clip is packed with actionable advice and real-life examples that shed light on how you can build and sustain multiple income streams without losing focus. Whether you're an entrepreneur starting your journey or someone looking to optimize your existing business, Derrick's insights offer a valuable blueprint for building wealth and achieving long-term success. *Hashtags:* #IncomeStreams #EntrepreneurMindset #BusinessGrowth #WealthBuilding #FocusAndConsistency #Entrepreneurship #MoneyManagement #DonutBusiness #BrandCollaborations #BusinessStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 29

In this fascinating clip, hosts Rashad Bilal and Ian Dunlap delve into the world of AI and robotics, highlighting how reinforcement learning is paving the way for revolutionary advancements in home robotics. Discover how these technologies are shaping our future! The clip takes you through the enlightening experience of attending a high-tech exhibit, where Rashad and Ian engaged with cutting-edge AI and robotics technologies. Get an insider's look at industry giants like Micron and Nvidia and how they're contributing to the tech infrastructure. With AI market trends shifting rapidly, the hosts discuss the uncertainties and opportunities within the industry, as well as the aggressive product development strategies, with some companies planning products up to 2028. Learn why the innovation cycle is crucial for staying competitive, with new technologies rolling out every six months. Explore key topics like physical AI and the evolution of AI into rational, problem-solving entities. With advancements like agentic AI and reinforcement learning, machines are now understanding and adapting to enhance performance. The clip also covers the significant impact of AI on various professions. Discover how AI's rational thinking may democratize knowledge, affecting professions like law, and how autonomous driving technologies could dramatically change the job landscape for drivers worldwide. Finally, Rashad and Ian highlight Nvidia's autonomous driving innovations, showcasing their ability to adapt to complex environments and changing weather conditions, pushing the envelope beyond current technology limitations. Whether you're fascinated by technology, worried about your job, or curious about the future of AI, this clip offers a comprehensive look at how AI and robotics are transforming our world. Join us on this exciting journey into the future of intelligent machines and their societal implications. *Hashtags:* #AI #Robotics #ReinforcementLearning #AutonomousDriving #TechInnovation #FutureOfWork #AITrends #HomeRobotics #Nvidia #AgenticAI Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 27

In today's inspiring episode of Earn Your Leisure, we sit down with Derrick Faulcon to discuss his incredible journey from owning a restaurant in Baltimore to successfully launching a popular donut shop in SoHo, NYC. Derrick shares crucial insights into transitioning businesses to new cities, emphasizing the key factors needed to thrive in unfamiliar territories. We dive deep into why Derrick strategically chose SoHo for his donut business and his powerful belief that bringing the best talent together in one room is essential for Black entrepreneurship. He opens up about his core marketing strategies and his ambitious goal of maintaining seven income-generating assets. Discover Derrick's practical advice on creating multiple streams of revenue from a single business model, specifically how he established seven different income sources from donuts alone. Additionally, we touch on the realities of entrepreneurship—including the challenges of loneliness—and how Derrick and his partner, Zewditu Jewel, successfully navigate their personal and professional relationship. The conversation also highlights the importance of cultivating the right mindset and setting both individual and shared goals to drive sustained business growth. Don't miss this valuable conversation packed with business strategies, partnership insights, and entrepreneurial inspiration! #EarnYourLeisure #DerrickFaulcon #Entrepreneurship #BusinessGrowth #MultipleStreamsOfIncome #BlackEntrepreneurs #MarketingStrategy #CoupleGoals #DonutBusiness #SoHo #BusinessMindset Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 25

In this thought-provoking clip from Market Mondays, hosts Ian Dunlap, Rashad Bilal, and Troy Millings delve into the rapidly evolving landscape of AI and its profound impacts on society, education, and diversity. The discussion kicks off with new policies being announced during a school break, a strategic move that avoids immediate backlash but raises eyebrows regarding educational transparency. Controversy arises as the hosts discuss the perception and value of historically Black universities like Howard. They highlight negative comparisons to institutions like Harvard, fueled by political figures, which could potentially deter prospective students. This perception fuels a narrative that could impact diversity within the academic world and beyond, limiting the richness of diverse perspectives in education and industry. A crucial topic covered is the parallel between historical redlining practices in real estate and modern challenges posed by AI, bringing attention to the consequences of technological disparities. The clip sheds light on educational inequalities, where certain groups gain exposure to advanced opportunities like tech company visits, while others might miss out on such experiences. This divide poses risks of educational inequity and echoes the necessity to bridge these gaps swiftly. Rashad Bilal delves into AI validation and reinforcement learning, mentioning companies like Meta for their energy-efficient data centers, underscoring the significant, rapid development of AI technologies. With projections shifting, the hosts stress the importance of acquiring relevant skills over solely relying on traditional educational paths to secure financial stability in a tech-driven future. The importance of entrepreneurship and investing is emphasized as foundational strategies for thriving in an AI-dominated world. Companies like Nvidia are highlighted for their substantial influence, akin to historical financial pillars, playing crucial roles in technological and economic stability. Challenges surrounding diversity in tech hiring are candidly addressed, particularly the pressures black individuals face due to diversity initiatives. Gratitude is expressed to tech professionals and platforms that are actively informing communities about ongoing technological changes. The clip urges the necessity of teaching strategic AI tool usage to children and embracing advancements like AI and ChatGPT. The conversation shifts to the significant lack of diversity within tech companies and the limited awareness among black communities about technological progress. Concerns are expressed over the dominance of Chinese and Indian talent in tech firms and the broader global influence of countries like China on social media platforms. Emphasizing a strategic refocus on technology and entrepreneurship, the hosts call for a shift away from distractions such as celebrity gossip. The disparities in AI education between countries like the U.S. and China are highlighted, with mentions of Historical Black Colleges and Universities leading initiatives in AI education. Wrapping up, the clip discusses legal complexities involving AI and robotics, touching on issues like liability and discrimination. The urgency with which corporations are embracing AI reflects the rapidly widening technological gap. The hosts urge viewers to stay informed and proactive to ensure their inclusion in a tech-forward future. Join us as we explore these critical topics and their far-reaching implications. Your understanding and engagement are key in navigating and thriving in this tech-driven era. **Hashtags:** #TechFuture #AIImpact #DiversityInTech #Entrepreneurship #AIEducation #EYL #BlackTechInnovation #HowardUniversity #TechPolicy #AIandSociety #InvestInTech Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 23

In this clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings delve into the dynamic landscape of global investments and technological revolutions. Troy recommends Taiwan Semiconductor Manufacturing Company (TSMC) as a top investment over the next two years, predicting its central role in AI and quantum computing advancements. Learn why TSMC beats out competitors like Intel and why buying at $158-$162 could be a strategic move. As the world focuses on AI's evolving role, Ian highlights its significance in domains like data centers and personal agents. However, geopolitical tensions, especially regarding China and Taiwan, pose potential risks. The hosts discuss the implications of a Chinese stance towards Taiwan and how U.S. investments in semiconductor infrastructure could buffer global disruptions. Despite concerns over potential invasions, they downplay the likelihood of direct military conflict, suggesting that economic sanctions would be the route taken by global powers. The conversation also expands on China’s strategic ambitions beyond economic considerations, focusing on its goal to become the world’s largest economy and military power. Discover insights into how China is closing the technological gap with the U.S. by focusing on regions like Africa and South America. The clip further touches upon challenges faced by the U.S. economy amid rising debt and spending issues, housing affordability, and economic pressures on younger generations. Meanwhile, China's influence through its significant Bitcoin holdings is also highlighted, offering a financial twist to the global chess game. Join the discussion for an insightful look into the intricate balance of technology, economy, and geopolitical strategies shaping our world today. *Hashtags:* #Investing #TSMC #Taiwan #China #AI #Semiconductors #GlobalEconomy #Geopolitics #Technology #Innovation #USChinaRelations Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 21

In this eye-opening clip, Rashad Bilal and Troy Millings explore a game-changing approach to gift-giving that can significantly impact future generations. Why settle for traditional gifts like toys or gadgets when you can offer something that grows in value over time? Instead of the usual presents at baby showers, birthdays, or holidays, consider gifting stocks or ETFs. This innovative method can teach children the invaluable lesson of financial literacy and the power of investing from a young age. The clip delves into the benefits of using stock gifting as a way to support children's long-term financial health. Did you know the IRS permits tax-free gifts of up to $18,000 annually? This allows you to transfer wealth efficiently without burdening future taxpayers. Explore how setting up an Upma account (Uniform Transfers to Minors Act) can be a strategic move. It enables guardians to invest in various assets like stocks, real estate, or even cryptocurrencies like Bitcoin for minors. Our hosts emphasize the importance of a systematic approach to investing—contributing regularly to the Upma account ensures the growth of these financial assets. They highlight the strategy of dollar-cost averaging to maximize investments over time, making the most of market fluctuations. Ready to take the first step towards building financial assets for your family? Rashad and Troy recommend opening an Upma account with trusted brokerage firms such as Fidelity, Schwab, or E Trade. This clip is a must-watch for anyone looking to transform how they think about gifts and build a financially secure future for the next generation. *Hashtags:* #StockGifting #FinancialLiteracy #UpmaAccount #InvestInTheFuture #WealthBuilding #DollarCostAveraging #TaxFreeGifts #LongTermInvestment #FinancialEducation #RashadBilal #TroyMillings #Fidelity #Schwab #ETrade Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 19

Welcome to EYL's latest clip, where hosts Rashad Bilal and Troy Millings dive into smart financial strategies to ensure a financially secured future for you and your children. In this insightful discussion, they explore the power of Roth IRAs and how starting early can make your child a millionaire by the time they retire. The clip kicks off with Rashad explaining the basics of individual retirement accounts (IRAs), focusing on the traditional IRA and the Roth IRA. A traditional IRA offers a tax deduction when you contribute, but it becomes taxable upon withdrawal during retirement. In contrast, the Roth IRA does not provide an immediate tax deduction but allows for tax-free withdrawals in retirement, making it an appealing option for long-term savings. One of the key takeaways from this discussion is how entrepreneurs can create financial security for their children. Rashad emphasizes the importance of employing your children in your business or ensuring they have a job, allowing them to contribute to a Roth IRA. The benefit? A significant tax deduction for the parent and tax-free income for the child up to $14,300 per year. By consistently contributing the maximum to a Roth IRA from ages 12 to 17, while investing in stock options like QQQ that have historically delivered impressive returns, you can set your child on a path to becoming a millionaire by retirement. Rashad explains that a seemingly small investment of $7,000 per year can grow to an astounding $3.5 million due to the power of compound interest. Troy adds to the discussion by highlighting the importance of deferring gratification and understanding the wealth-building potential for your child's future. They also discuss the flexibility of accessing funds in a Roth IRA before retirement age, albeit with penalties and taxes, providing invaluable options for future endeavors like starting a business. This clip offers invaluable insights into using Roth IRAs for generational wealth building and ensuring retirement doesn't become a looming concern. Through strategic planning and calculated investments, you can empower your children financially while securing tax benefits for yourself. Join Rashad and Troy as they uncover the secrets to creating a solid financial foundation and ensuring generational security. Dive into the world of smart investing and discover how you can turn small, regular contributions into a multimillion-dollar future. Hashtags: #EYL #RothIRA #FinancialSavvy #GenerationalWealth #InvestmentStrategy #FinancialFreedom #EntrepreneurLife #WealthBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 16

The Earn Your Leisure Podcast. Financial Advisor Rashad Bilal and Educator Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 14

Want to set your child up for financial success? In this episode of Earn Your Leisure, hosts Rashad Bilal and Troy Millings break down five key strategies to build generational wealth and help your child become a millionaire. They discuss how life insurance can be used as a financial asset, allowing cash value to grow tax-free. A Roth IRA is another powerful tool, leveraging tax-free growth to turn early contributions into long-term wealth. Setting up a UTMA trust ensures assets like stocks, real estate, or cash are protected and managed responsibly. Real estate investing provides passive income and appreciation, creating a stable financial foundation. Lastly, stock gifting takes advantage of tax-free transfers to build a strong investment portfolio from an early age. By implementing these strategies, parents can use compound interest, tax-free investments, and structured financial planning to secure their child’s financial future. The earlier you start, the greater the impact. Which strategy will you use first? Let us know in the comments! 🚨 Link to 24-Hour Stock Club Sale: https://ianinvest.com #EarnYourLeisure #FinancialFreedom #WealthBuilding #GenerationalWealth #InvestingForKids #LifeInsurance #RothIRA #RealEstateInvesting #StockMarket #PassiveIncome #FinancialEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 10

In this Market Mondays clip, our insightful team dives into the looming clouds of economic uncertainty and their potential impact on various market sectors. Your host Rashad Bilal, joined by financial commentator Troy Millings and investor Ian Dunlap, break down the key factors influencing the global financial landscape. As concerns about a recession continue to swirl, our experts analyze important indicators, including the bond market, S&P earnings, and geopolitical tensions. This engaging conversation kicks off with Rashad Bilal highlighting the economy’s shaky footing despite favorable sector production figures. Ian Dunlap and Troy Millings weigh in, asserting that economic crashes can negate any positive projections or forecasts. A primary focus of this clip revolves around signs pointing to a potential recession. Troy elucidates the political dynamics in play, noting how media portrayal might change following political shifts. Rashad and Troy acknowledge the bond market's weakening yet delve into the S&P's recent performance, which reflects resilience despite broader economic challenges. The clip deftly transitions to the geopolitical landscape, examining the repercussions of global tariffs and tensions, particularly surrounding Ukraine and the Middle East. Ian Dunlap sheds light on the multifaceted risks posed by these factors, including the potential for economic disruptions. Challenging traditional indicators, Ian underscores that the stock market is not a direct reflection of recessionary movements, positioning it as a lagging indicator. As our trio navigates uncharted economic territories, they provide essential insights into why the numbers may lose significance amid heightened uncertainty. The discussion turns to hyper concentration in the tech sector, with tech giants like Microsoft and Nvidia standing out in an environment of market flux. Rashad highlights patterns observed in the Russell 100, drawing attention to market dynamics over the past few years. Our experts explore the cyclical nature of presidential terms, analyzing investor strategies during transitional periods. Amidst these thought-provoking analyses, our speakers touch on the erratic decision-making processes affecting the market's stability. Rashad and Ian critique the irrationalities influencing policy decisions, warning of the complications they might pose for the economy. This Market Mondays clip is essential viewing for anyone seeking to navigate the complex web of market trends and economic uncertainty. Gain a deeper understanding of how current events, from tariffs to geopolitical complexities, impact the broader economic landscape. Don't miss these actionable insights from our seasoned experts. Tune in for this compelling discussion and equip yourself with the knowledge needed to stay ahead in volatile times. Don't forget to subscribe to Market Mondays for more in-depth analyses and continuous updates on the financial markets. #MarketMondays #EconomicUncertainty #RecessionRisk #FinancialTrends #GlobalEconomy #SPEarnings #GeopoliticalTensions #StockMarketAnalysis #InvestmentInsights #FinancialCommentary #MarketTrends Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 8

In this engaging clip from Market Mondays, hosts Ian Dunlap, Troy Millings, and Rashad Bilal delve into the latest developments surrounding Nvidia and the broader chip sector. With Nvidia's stock showing significant volatility in recent times, the hosts provide a critical analysis of the factors influencing the semiconductor market and what investors can expect moving forward. The discussion kicks off with Rashad highlighting Nvidia's recent performance, marking a dramatic roller coaster ride in its stock valuation. Despite an initial decline, the stock witnessed a miraculous rally, stirring an insightful conversation about the broader chip sector, including key players like SMH, TSM, and Broadcom. Ian Dunlap emphasizes the negative year-to-date trajectory of these stocks, setting the stage for an in-depth debate on the future of the chip trade. Ian asserts that the chip trade, while still a good long-term investment, will not yield the massive returns seen in the past couple of years. He points to geopolitical concerns, particularly tensions with China, as major factors affecting the industry. The potential ramifications of chip smuggling and technological competition between the US and China form a crucial part of the conversation, revealing the complexities of international market dynamics. Troy Milings counters Ian's viewpoint, suggesting that the chip trade is not entirely over. He stresses the impact of the Federal Reserve's rate cuts and the ongoing tariffs on economic performance, especially referring to discussions with top AI professionals that underscore the market's volatility. Troy posits that despite the challenges, American companies like Nvidia, Microsoft, and Apple are poised to navigate these obstacles, provided that tariffs and geopolitical risks are adequately managed. The hosts also delve into the strategic maneuvers by tech CEOs visiting the White House and how these high-level discussions could potentially shape the trajectory of the semiconductor industry. Troy suggests that a resolution to tariffs and restoring business relations with China could rejuvenate Nvidia’s performance, reinforcing the need for strategic alliances in maintaining global business competitiveness. Ian raises a critical perspective on global business wars, drawing attention to the increasing influence of BRICS nations and the intricate dynamics of international competition. The conversation explores how America’s top technology firms can sustain their edge amidst rising challenges from global players, especially those in China. Despite varying viewpoints, the hosts agree on Nvidia’s potential for long-term growth. Rashad concludes by emphasizing the importance of a strategic approach for investors. Whether Nvidia's stock will attain its previous highs within a specific timeframe remains unknown, but the hosts encourage viewers to recognize the stock’s enduring potential as a long-term investment opportunity. Join Ian, Troy, and Rashad in this thought-provoking clip as they explore the intricate world of semiconductors, global economic influences, and where the smart money might be heading next. Whether you're an investor or simply interested in the fast-evolving world of technology and finance, this Market Mondays clip offers valuable insights to navigate current trends and prepare for future shifts in the market landscape. #Nvidia #Semiconductors #MarketMondays #InvestingInsights #GlobalEconomy #ChipSector #TradeWars #FinanceTalks Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 6

In this episode of Earn Your Leisure, we sit down with Carolyn Aronson, the CEO and founder of It’s A 10 Haircare, to uncover how she built one of the most successful independent beauty brands in the world. Carolyn shares the strategies behind It’s A 10’s explosive growth, including how giving away millions of free samples turned her brand into a multi-million-dollar powerhouse. She also breaks down how she grew her company by 1,000% through branding and social media marketing, expanded into 125 countries, and kept It’s A 10 relevant in the beauty industry for nearly 20 years. We also discuss the challenges of buying out a business partner, the importance of financial literacy for entrepreneurs, and how her first haircare business failed in 18 months—only for her to come back stronger and build a $500M empire. Carolyn emphasizes why a slow and steady approach is key, how to trademark a beauty brand, and the biggest challenges she faced as a CEO. This is a must-watch for entrepreneurs, beauty industry professionals, and anyone looking to build a global brand from the ground up! #EarnYourLeisure #ItsA10Haircare #CarolynAronson #Entrepreneurship #BeautyIndustry #BrandBuilding #Marketing #SocialMediaMarketing #BusinessGrowth #FinancialLiteracy #CEO #Haircare - [00:00:00] - Rashad Bilal welcomes back the audience and introduces the guest, Carolyn Aronson. - [00:00:21] - Mention of Kelsey, Travis Kelsey, and Tyson Beckford. - [00:00:42] - Discussion about It's a 10 Enterprises operating in numerous countries and its sales. - [00:01:03] - Carolyn Aronson is honored to be named on Forbes 50 over 50. - [00:01:49] - Carolyn describes the Rewind it 10 product and its qualities. - [00:02:30] - Discussion about Carolyn's journey from a hairdresser to starting her company. - [00:03:22] - Introduction of It's a 10 haircare and the miracle leave-in product. - [00:04:06] - Troy asks about the initial product and marketing strategies. - [00:06:05] - The concept behind the name, It's a 10, is discussed. - [00:07:18] - Rashad asks about the initial marketing efforts. - [00:09:09] - Carolyn discusses the failure of her first company. - [00:11:41] - Carolyn talks about learning from initial failures about business efficiencies. - [00:14:14] - Carolyn describes the early challenges and a breakthrough in California. - [00:15:05] - Carolyn discusses what contributed to the company's success. - [00:16:53] - Discussion about financial literacy and managing growth. - [00:19:00] - The importance of adapting to social media and e-commerce strategies. - [00:22:07] - Building a team and the importance of fitting within a company culture. - [00:23:09] - Carolyn talks about product inclusivity and her background. - [00:27:26] - The launch and strategy behind Rewind it 10. - [00:32:20] - Carolyn discusses the acquisition focused on hair growth. - [00:37:20] - Discussion on being a female entrepreneur in a male-dominated industry. - [00:39:23] - Rashad mentions Target's diversity cutbacks and product inclusion challenges. - [00:41:12] - Protecting brand and product formulas legally. - [00:44:23] - Discussion on various business ventures like real estate and chartering. - [00:46:22] - Carolyn shares thoughts on her company's legacy. - [00:47:49] - Discussion about expanding into different regions, particularly targeting Japan. - [00:49:33] - Carolyn's final message and encouragement to women entrepreneurs. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 4

In this insightful clip of Market Mondays, hosts Rashad Bilal and Troy Millings delve into the complexities of market fluctuations under unpredictable political decisions. Join them as they discuss the uncertainty faced by Fortune 500 companies and global markets during unpredictable leadership. Rashad shares his personal experience after expressing doubt about Trump's impact on the economy just before the election. He recounts a conversation with a top executive from a Fortune 500 company, who described the new era of unpredictability as it pertained to tariffs, regulations, and market behavior. This executive emphasized how challenging it is for businesses when the rules of the game seem to change daily, disrupting their ability to navigate the economic landscape effectively. The hosts explore why stability and predictability are cherished by markets. They clarify that markets and industries thrive on knowing consistent policies – whether it's understanding foreign policies or knowing which industries may face scrutiny. Rashad points out that Trump's unpredictable nature significantly deviates from this standard, leading to fluctuating global markets and creating choppy waters for businesses and governments alike. Troy further expands on how erratic decisions, such as sudden tariffs, affect multiple countries, highlighting the interconnected nature of global commerce. Unpredictable retaliations from countries like China illustrate how sudden policy shifts create a domino effect, impacting business operations worldwide. Troy stresses how this uncertainty makes it difficult to prepare for future business strategies, as the rules could change abruptly. Both Rashad and Troy connect these economic uncertainties to broader challenges, referencing how departmental cuts and mismanagement, particularly in the context of handling COVID-19, have repercussions that extend beyond the immediate business landscape. This clip sheds light on the importance of consistent and predictable policy-making for economic stability and growth. It emphasizes the cascading effects of political decisions on global commerce, illustrating a critical topic that resonates with businesses and investors alike. Tune in to gain a deeper understanding of how erratic political behavior influences markets and learn strategies for navigating such uncertain times. Be sure to catch more insights with Rashad Bilal and Troy Millings on Market Mondays! *Hashtags:* #MarketMondays #EconomicUncertainty #PoliticalImpact #TrumpEconomy #GlobalMarkets #MarketAnalysis #BusinessStrategy #RashadBilal #TroyMillings #EconomicStability #PolicyImpact Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 2

In this enlightening Market Mondays clip, Rashad Bilal and Troy Millings converse with special guest Alvin Bekoe about the burgeoning connections between African Americans and Ghana, and the misconceptions that often accompany these efforts. The discussion begins with the hosts highlighting the negative feedback some Americans receive when choosing to engage with Ghana. Alvin proposes that such criticism stems from a lack of information and understanding among people, elaborating on how individuals from various countries, including China and Europe, are also making strides in Ghana, integrating without imposing their cultures. The conversation transitions to the positive aspects of these cross-cultural connections, emphasizing the project collaboration among people of African descent as a symbol of unity and strength. Alvin shares his vision for the project's future, expressing a desire to foster brotherhood alongside the development of real estate, which represents only the beginning. Alvin articulates a powerful narrative about how black Americans seamlessly assimilate into Ghana, immersing themselves in the local culture rather than imposing an American identity. He reiterates the similarities between Ghana and the U.S., dispelling myths and highlighting the natural exchange of cultures that include music, dance, and cuisine as common ground. The discussion shifts to the wealth distribution and entrepreneurial spirit inherent in Africa. Alvin conveys how wealth in Africa is unique, often coming in the form of landownership from birth, with entrepreneurial zeal deeply rooted, particularly among the Ashanti people. He introduces viewers to the concept of multigenerational wealth, where assets are passed down, and highlights the presence of influential and wealthy women in Ghana. Troy brings attention to the impressive localization of expertise within their project, celebrating Joseph, a master engineer educated in the same high school as Alvin, who has been pivotal in creating over a thousand jobs. Alvin proudly shares how these job opportunities have built a strong community eager to contribute to Ghana's development, with workers so devoted to the project that they often choose to prioritize its success over holiday breaks. This clip underscores the potential that lies in unity and collaboration between the diaspora and Africa. Exploring these partnerships offers an incredible opportunity for growth, understanding, and shared success. By dispelling myths and promoting dialogue, Market Mondays sheds light on the transformative power of embracing our collective heritage and working together toward common goals. Join Rashad, Troy, and Alvin on this insightful journey into forging stronger connections and creating lasting impacts in Ghana. *Hashtags:* #MarketMondays #Ghana #AfricanDiaspora #CulturalUnity #RealEstateDevelopment #Entrepreneurship #AfricanWealth #CrossCulturalExchange #DiasporaConnections #JobCreationInAfrica Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 1

In this exciting Market Mondays clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap discuss Apple’s latest product announcement and the company's overall strategy moving forward. The clip kicks off with a bold statement from Rashad Bilal, noting the "flop" of Apple's 16e announcement, as Troy Millings congratulates him on predicting it would be another phone release despite the disappointment. Ian Dunlap presents a balanced critique using the sandwich method, starting by applauding Apple's investment in job creation in Houston, Texas, and their efforts to boost GDP growth while countering China's advancements in AI. However, he stresses the need for Apple to innovate beyond releasing another phone, suggesting an Oculus knockoff or the long-awaited glucose monitor watch instead. The conversation heats up as Ian expresses concerns about Apple's lack of groundbreaking products in recent years. He raises the question of their absence in the AI race, drawing comparisons with companies like Nvidia and Tesla that have outperformed in product releases. Rashad and Troy join in, discussing how Apple's Vision Pro has seen a decline in app availability despite its promising start and how the phone cycle continues to be their main revenue driver. Troy and Ian further elaborate on Apple's current product lineup, questioning the necessity of frequent updates for devices like the iPad and Apple Watch. The conversation takes an introspective turn as they assess Tim Cook’s leadership and compare it to Elon Musk’s, noting that while Apple remains a trillion-dollar company, it largely rides on Steve Jobs's legacy without significant new innovations. As the discussion wraps up, Ian reassures viewers that this critique is merely an assessment and, despite questions about Apple's strategy, there’s no immediate need to sell its stocks. He humorously likens the situation to a relationship where expectations need to be continually met, sparking a light-hearted camaraderie among the hosts. Join the debate as Rashad, Troy, and Ian delve deep into Apple’s current standing, the importance of constant innovation, and what it means for investors today. Hit the like button, share your thoughts, and subscribe for more insightful market analysis every week on Market Mondays! #Apple #AppleAnnouncement #MarketMondays #TechInnovation #AI #Investment #SteveJobsLegacy #TimCook #VisionPro #iPhone #Nvidia #Tesla #Innovation #TechNews #Houston #Ecosystem #InvestmentAdvice Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 26

In this impactful clip from Market Mondays, we dive deep into the economic, geopolitical, and humanitarian complexities surrounding the Democratic Republic of Congo—a country rich in valuable minerals but plagued by exploitation and violence. Guest Chaka Zulu shares his firsthand insights on how Congo's vast mineral wealth, including resources critical for modern technology like smartphones and electric vehicle batteries, has made it the target of resource-driven conflicts. Chaka sheds light on the historical and ongoing consequences of global powers’ pursuit of Congo’s resources—spanning back to its invasion in 1998, which led to the death of 6 million people, to recent exploitation facilitated by geopolitics. He discusses how countries, like Rwanda, play a role in exporting resources they do not naturally possess by occupying Congolese mines, further destabilizing the region. Chaka explains the tragic human toll of this exploitation, including stories of villages destroyed and families devastated, as well as the inadequate global attention to these atrocities. The discussion also touches on Africa’s fractured political and economic systems, emphasizing the need for unity akin to the United States of Africa to ensure equitable trade and governance. Chaka Zulu's dedication doesn’t stop with his analysis—he also shares stories of his humanitarian efforts to bring positive change, from championing education to actively supporting survivors of violence. This clip offers a harrowing yet compelling perspective on the fight for Congo's resources, the role of international powers, and the staggering contrast between the nation's natural wealth and its economic and humanitarian struggles. Stay tuned to gain insight into one of the world's most pressing and complex issues. *Hashtags:* #MarketMondays #CongoCrisis #AfricanEconomics #ChakaZulu #Geopolitics #MineralWealth #ElectricVehicles #GlobalTrade #HumanitarianEfforts #ResourceExploitation #TechIndustryImpact Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 24

In this clip of EYL featuring special guest Christian Charvet, we dive deep into the impactful decision-making process of purchasing a car. Whether it's a new vehicle or a pre-owned one, Christian breaks down the pros and cons of each choice and shares crucial tips to help you make the best financial decision for your needs. 🚗 *Used Cars vs New Cars:* Christian meticulously explains why mileage, interest rates, and warranties play a critical role when deciding between a used or new vehicle. This clip captures valuable insights for anyone looking to buy a car, especially in today’s fluctuating automotive market. Avoid common financing pitfalls and stay informed! *Key Topics & Timestamps:* 0:00 – Rashad Bilal kicks off the discussion on whether buying a used car or a new car is better. 0:19 – Christian shares why purchasing a car is more about financial decisions over ego. 1:01 – The importance of buying used cars from authorized dealers and rigorous inspections. 2:06 – Certified pre-owned cars: Why warranties offer peace of mind and save you costs. 3:01 – COVID-19 pandemic's impact on the used car market and price escalations. 4:07 – Christian elaborates on used car interest rates (7%-14%) and their impact on financing. 5:06 – A lesson on simple interest loans, depreciation, and the financial dangers of being "upside down" with car repayments. 7:04 – Tips to get out of a negative equity cycle, the benefits of leasing as a solution. 8:29 – Breakdown of warranties by mileage and time using the concept of "Date of First Use" (DOFU). *Hashtags:* #UsedCars #NewCars #CarBuyingTips #CarFinancing #EconomicDecisions #Warranties #VehiclePurchasing #EYLMotivation Dive into the full clip and gain an in-depth understanding to make smarter car-buying choices! Don’t let hidden costs and depreciation catch you off guard. 🚘✨ Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 22

Welcome back to another engaging clip of Market Mondays! In this edition, Rashad, Troy, and Ian dive deep into the insightful question: If you had to restart from scratch today, knowing everything you know now, what would your top three money moves be? Hear Rashad Bilal share his personal journey, breaking down why starting with a service-based business with low overhead can make all the difference for someone starting from zero. Troy Millings offers actionable advice on leveraging multiple streams of income from a single job, sharing inspirational personal anecdotes. Ian Dunlap emphasizes the importance of building a business, long-term investing, and the value of helping others first as a core money strategy. Plus, the trio discusses the importance of speed when executing on investments and surprises from Ian’s snowboarding adventure! This conversation is laced with actionable financial advice, lessons in entrepreneurship, and reflections from real-life experiences. It’s an invaluable listen for anyone looking to rethink and refine their financial journey, whether starting out or starting over. *Timestamps:* 0:00 Rashad on starting from scratch - prioritizing a low overhead service-based business 2:25 Rashad’s strategy: leveraging your network and reinvesting profits 3:26 Ian’s three-step approach: build a business, long-term investment, and trading futures 4:36 Troy on creating multiple income streams within your job 5:55 Reflections on speed, execution, and smart investments Get inspired and take actionable steps today to build a financially secure future! #MarketMondays #Entrepreneurship #FinancialFreedom #InvestingTips #MoneyMoves #PersonalFinance Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 21

Buying a car can be overwhelming, but we’ve got you covered! In this episode of Black Out, we sit down with car expert Christian Charvet to break down everything you need to know before making a purchase. We explore the pros and cons of leasing vs. buying, helping you decide which option makes the most sense for your financial situation. We also uncover the hidden language that dealerships use to upsell, lock you into bad deals, and manipulate financing terms. Whether you’re debating between a new or used car, we discuss the benefits and pitfalls of each and share expert tips on how to avoid costly mistakes. Most importantly, we reveal insider negotiation strategies that can save you thousands. Learn how to spot dealership tricks, what to say to get the best price, and why walking away might be your most powerful tool. If you’re in the market for a car or just want to arm yourself with knowledge before stepping into a dealership, this is a must-watch! #BlackOut #CarBuying #LeasingVsBuying #CarDeals #AutoExpert #ChristianCharvet #NewVsUsed #CarTips #CarBuyingGuide #DealershipTricks - **Guest Introduction and Background** - [00:01:00] - **Importance of Car Buying Education** - [00:03:12] - **Car Market Changes (COVID and Post-COVID)** - [00:05:28] - **Being Prepared When Going to a Dealership** - [00:07:10] - **Credit Scores and Their Importance** - [00:10:22] - **Used Cars vs. New Cars** - [00:12:55] - **Leasing vs. Financing** - [00:20:01] - **Researching and Finding Deals & Incentives** - [00:22:40] - **Getting a Good Deal** - [00:27:00] - **Hidden Fees and Upselling Tactics** - [00:31:20] - **Early Termination Fee and Lease End Process** - [00:40:05] - **Deep Dive into Leasing and Financing** - [00:41:36] - **Tax Incentives and EV Incentives** - [00:45:50] - **Understanding Trade-In Values** - [00:50:25] - **Dealership Language and Terminology** - [00:55:52] - **Gap Insurance** - [01:01:41] - **Financing Through Dealership vs. Third Party** - [01:03:31] - **Down Payments on Finance Vehicles** - [01:06:12] - **Advice for First-Time Car Buyers** - [01:08:15] - **End of Lease Guide** - [01:10:20] - **Conclusion and Contact Information** - [01:14:04] Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 19

Welcome to the first installment of Market Mondays, where Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into strategic investment advice! In this clip, our experts break down effective strategies for investing $100,000, outlining how to maximize returns while managing risk. Whether you are a seasoned investor or just beginning your financial journey, this discussion offers invaluable insights tailored to help you make informed decisions. *Key Points Covered:* 1. **Investing in Index Funds and Tech Stocks**: *Rashad Bilal* kicks off the conversation by querying the best strategy for investing $100,000 to maximize returns while managing risk. *Ian Dunlap* shares his tried-and-true strategy of dividing the investment, putting half into index funds like VTI and VGT, particularly during market dips, to avoid buying at all-time highs. The other half should go into technology stocks such as Apple, Microsoft, and Nvidia, emphasizing their foundational role in our tech-driven world. He highlights the importance of understanding one's risk appetite and choosing the right price points for entry. 2. **Risk Management and Strategic Investment**: *Ian* underscores the significance of balancing risk through diversification—splitting investments between index funds and tech stocks to mitigate potential losses without sacrificing potential gains. He also warns against impulsive investments in unstable stocks such as GameStop, advising viewers to listen to proven strategies. 3. **Troy Millings' Real-World Example**: *Troy Millings* shares his personal experience from 2021 at Market Mondays Live at the Apollo, where he allocated $100,000 into three ETFs: SMH, XLK, and XLY. By splitting the investment equally among these ETFs, he protected his portfolio from individual stock volatility, resulting in a lucrative return of up to 1200%. His anecdote underscores the value of calculated risk management and the potential for high returns when investing in diverse sectors. 4. **Educational Investment Tips**: Both experts stress the importance of education and informed decision-making in investing. They discuss the merits of long-term option leaps and the protection ETFs offer against market swings. They encourage listeners to adjust these strategies based on their financial capabilities, even if they don't have a full $100,000 to invest. By adapting the same principles on a smaller scale, such as $1,000 or $10,000, investors can still benefit from strategic allocation and sector protection. Stay tuned for more insightful discussions and practical advice in future clips. Make sure to hit the like button, subscribe to our channel, and ring the notification bell so you never miss an update from Market Mondays! **Hashtags**: #MarketMondays #Investing101 #TechStocks #IndexFunds #InvestmentStrategy #FinancialFreedom #SmartInvesting #RiskManagement #WealthBuilding #FinancialEducation #InvestingTips #StockMarket #MarketInsights #RashadBilal #IanDunlap #TroyMillings #ETFs #StockInvesting --- Dive into the full discussion to equip yourself with the knowledge needed to make sound investment decisions and join our community in achieving financial success! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 16

Welcome back to Market Mondays! In today's compelling clip, we're excited to host financial literacy advocate and entrepreneur John Hope Bryant. John delves deep into the crucial role of credit scores in our lives, emphasizing why improving your credit score by 100 points can be as life-changing as finding God or discovering true love. *Key Insights in This Clip:* **Economic Decisions in Elections**: John starts by sharing a thought-provoking perspective on politics and economics. He argues that political elections are often more about financial outcomes than social issues, underlining the vital role of the economy in shaping leadership decisions. **Capitalist Reality**: He highlights the fundamental truth of our society — we live in a capitalist democracy where almost every aspect of life is intertwined with economics. From the operations of churches to the global agricultural history, he makes it clear that money matters in all spheres. **Credit Scores in Marriage and Life**: John humorously yet seriously discusses how credit scores should be a key consideration in personal relationships. He points out that after the initial attraction fades, financial compatibility remains crucial, making your partner a business partner for life. **Historical Economic Context**: He provides a historical context, explaining how economic needs, rather than just social prejudices, have driven events like slavery. Recognizing the agricultural skills and resilience of enslaved Africans, he illustrates how economic incentives have shaped societal structures. **Widespread Impact of Financial Literacy**: John underscores the undeniable impact of money on various social issues, including divorce, domestic abuse, stress, and politics. He asserts that understanding and managing finances can alleviate many of these problems. **Power of Good Debt and Credit**: Using examples of successful billionaires, he explains how good debt and high credit scores have been fundamental to their success. He stresses that improving one's credit score opens doors to better financial opportunities. **Consequences of Poor Credit**: He paints a stark picture of neighborhoods with low credit scores, highlighting the high costs of living, increased crime rates, and lower life expectancies. He contrasts this with high credit score neighborhoods, showing the vast difference a good credit rating can make. **Challenges in the Black Community**: John addresses the specific challenges faced by African Americans in terms of credit scores and financial opportunities. He discusses the average credit scores within the Black community and the larger economic implications, including lower homeownership rates and future financial predictions. **Empowerment Through Credit**: Despite the challenges, John offers hope by emphasizing the empowerment that comes with fixing your credit score. He states that improving your credit can transcend racial and socio-economic barriers, allowing for greater financial freedom and opportunities. Watch this informative clip and discover why John Hope Bryant believes that moving your credit score 100 points can be transformative for anyone. Don't forget to like, comment, and subscribe for more insightful conversations on Market Mondays! *Hashtags:* #MarketMondays #JohnHopeBryant #CreditScore #FinancialLiteracy #EconomicEmpowerment #MoneyMatters #Capitalism #FinancialFreedom #HomeOwnership #PersonalFinance #WealthBuilding #SelfEmpowerment #BlackWealth #SmartInvesting #CreditRepair --- Feel free to leave your questions and thoughts in the comment section below. We're here to help you navigate your financial journey! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 12

Welcome to Market Mondays! In this episode, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive deep into the most significant financial mistakes people should avoid in 2025. Whether you're experienced in investing or just starting, this video is packed with valuable insights you won't want to miss! *Key Discussions:* * 0:00 - Biggest Financial Mistakes for 2025:* Ian Dunlap kicks off the episode by emphasizing the importance of staying focused and not getting distracted by irrelevant conversations or social media debates. He shares a personal anecdote about someone who stopped making gains simply because they got distracted. * 1:09 - Eliminate Distractions:* Ian continues discussing the importance of eliminating distractions from your life to stay financially productive. He urges listeners to consistently invest in their chosen asset class—whether it's crypto, equities, real estate, or business—for long-term gains. * 3:08 - Buying a Home:* Rashad Bilal highlights the biggest mistake people can make: buying a home they can't afford or aren't prepared for. Referencing the advice from their episode with Kiana Watson on real estate, Rashad brings up Cash Doll's financial regret of buying an expensive mansion as a cautionary tale. * 4:36 - Learning from Experience:* Troy Millings adds that it's crucial to learn from experiences and those who've made mistakes before you. He emphasizes that many people don’t openly share their pitfalls, making it all the more essential to pay attention to those who do. * 5:09 - Avoiding Bad Advice:* Troy warns against letting others trick you out of your position, whether it’s in investing or any other aspect of life. He advises to stay committed and not let momentary distractions or misleading advice divert you from your goals. * 6:45 - Long-term Vision:* Ian and Troy discuss the importance of staying committed for the long haul. Ian uses the recent example of the banking elite overtaking the retail crypto market to drive home the point: stay locked in and think long-term. *Additional Resources:* *Things to Know Before Buying a Home ft. Kiana Watson:* [Watch here](#) This episode shares essential tips for prospective homebuyers to prepare and avoid common pitfalls. *Hosted by:* Ian Dunlap Troy Millings Rashad Bilal *Why Subscribe?* Market Mondays brings you weekly insights on investing, financial planning, and economic trends, making it easier than ever to make informed decisions. Tune in every week to get the latest updates and strategies from industry experts. 📌 *Don't forget to like, subscribe, and hit the notification bell* so you never miss out on our latest episodes! #MarketMondays #FinancialMistakes #Investing #RealEstate #Crypto #StockMarket #FinancialPlanning #IanDunlap #TroyMillings #RashadBilal --- By focusing on common pitfalls and providing insightful advice, this video aims to help viewers navigate their financial journeys more effectively. Whether you're looking to avoid mistakes in the real estate market or seeking ways to stay focused on your investment goals, this Market Mondays episode has you covered. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 9

Welcome to another insightful clip from Market Mondays! In this clip, our hosts Rashad Bilal, Troy Millings, and investor Ian Dunlap dive into an essential topic for all investors: the best stocks under $100 worth buying. Whether you're a seasoned investor or just starting, this discussion offers valuable insights into making informed investments. *Time Stamps:* 00:00 - Are there any stocks under a hundred dollars worth buying? 00:04 - Ian Dunlap's take on Nvidia and AMD 01:15 - Troy Millings' picks: Micron and Dell 02:07 - Best practices for portfolio management 03:12 - Importance of using an LLC for trading accounts 04:14 - Avoiding overextension in multiple stocks *Key Highlights:* **Nvidia (NVDA)**: Ian Dunlap emphasizes that Nvidia remains a compelling pick even after its stock split, noting that it's a promising long-term investment. He suggests that investors should consider buying Nvidia stocks, especially if they dip under $100. With Nvidia's current growth trajectory, it could reach $350 in a few years. **Advanced Micro Devices (AMD)**: Ian and Troy have a spirited debate on AMD, but they both agree it is a worthwhile investment. Like Nvidia, AMD is projected to perform well in the long-term, especially as the tech landscape continues to evolve. **Micron Technology (MU)**: Troy Millings highlights Micron's vital role in data storage, particularly in connection with GPUs and AI applications. With Micron priced around $90, it stands as a strategic investment for those interested in tech stocks. **Dell Technologies (DELL)**: Known for its reliability and adaptation to the AI revolution, Dell is another stock Troy recommends. Sitting at $100, Dell offers long-term growth potential, especially in data center infrastructure. **Best Practices for Trading**: Rashad and Ian stress the importance of not risking more than 10% of your portfolio on trades to avoid irrational decision-making. For instance, if you have $100,000 to invest, only $10,000 should be used for trading to maintain a balanced portfolio. **Use an LLC for Trading Accounts**: The hosts suggest setting up an LLC for your trading activities. This provides protection against lawsuits and helps manage risks better if you're handling significant amounts of money in brokerage accounts. **Consolidate Investments**: Rashad finishes by advising against spreading investments too thin across multiple stocks. Holding too many positions can dilute your returns and make it challenging to see meaningful gains. This clip offers not only stock picks but also valuable advice on managing your portfolio and protecting your investments. Whether you're interested in Nvidia, AMD, Micron, or Dell, the goal is to make smart, informed decisions and hold these stocks with a long-term vision. *Don't forget to like, subscribe, and hit the notification bell to stay updated with the latest market insights and investment strategies from Market Mondays!* *Hashtags:* #MarketMondays #StockMarket #Investing #Nvidia #AMD #Micron #Dell #StockTips #FinancialAdvice #LongTermInvesting #AssetProtection #InvestmentStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 8

In this insightful episode of Earn Your Leisure, we engage in a comprehensive discussion with certified credit educator Shonda Martin, who shares her personal journey from grappling with poor credit to becoming a leading authority in credit education. Shonda offers practical strategies to enhance your credit score effectively. A key focus is on understanding credit utilization; she emphasizes the importance of maintaining a low credit utilization ratio, advising that keeping it under 10% can significantly boost your score. Additionally, Shonda underscores the critical role of timely payments, noting that consistent on-time payments are fundamental to credit improvement. She also delves into the process of building a solid credit history, providing guidance on establishing and maintaining good credit practices, even for those starting anew. The discussion includes insights into the use of secured credit cards as a valuable tool for rebuilding and enhancing your credit profile. Furthermore, Shonda highlights common pitfalls that can harm your credit score and offers advice on how to avoid them. Whether you’re aiming to repair damaged credit or build a strong credit foundation, this episode provides actionable steps to help you achieve your financial goals. #CreditScore #ShondaMartin #EarnYourLeisure #CreditRepair #FinancialTips Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 4

In this insightful clip from EYL, we're joined by the incredible Quiana Watson to delve into the often-overlooked costs and fees associated with purchasing a home. As first-time homebuyers, we usually focus on the big-ticket items like the mortgage and property tax, but what about the other expenses that can catch us off guard? Quiana breaks it down for us! *Key Takeaways:* 1. **Utility Costs**: Quiana emphasizes the importance of getting a statement of utility bills from the previous homeowner. Understanding these costs ahead of time can prevent unexpected expenses, especially when moving from a smaller apartment to a much larger home. 2. **Homeowners Association (HOA) Fees**: The realities of HOA fees can be both beneficial and burdensome. While they help maintain neighborhood standards and can include utilities and amenities, they also add to your monthly expenses. Quiana points out that understanding what’s included in these fees is crucial before making a purchase. 3. **Routine Maintenance & Home Warranties**: Owning a home means you're responsible for its upkeep. Quiana suggests investing in a home warranty to cover large expenses like H-Vac system replacements. Routine maintenance, such as gutter cleaning and pressure washing, should also be factored into your budget. 4. **Mortgage Insurance**: Often misunderstood, mortgage insurance is required if you put down less than 20% on your home. Quiana clarifies that this insurance protects the lender, not you. However, once you've paid 20% of your loan principal, you can request to have this insurance removed. 5. **Homeowner’s Insurance**: Quality matters. Many homebuyers opt for the cheapest insurance but, as Quiana advises, cheaper isn't always better. Proper coverage is essential, particularly if you've invested in upgrades. Always inform your insurer of significant changes to ensure you're fully protected. 6. **Budgeting for the Unexpected**: Rashad Bilal adds the importance of having a well-thought-out budget that encompasses all potential costs, not just the mortgage. This foresight helps prevent financial strain and ensures you enjoy your new home without constant worry. *Expert Insights:* Quiana shares her professional experiences to highlight common pitfalls and offers practical advice to make the home buying process smoother. Her emphasis on value appreciation and ownership as primary reasons for entering real estate is a critical reminder for new homeowners. Whether you’re considering buying your first home or looking to understand more about the additional costs associated with homeownership, this episode is a must-watch. Budgeting accurately and having a strategy in place can make all the difference. *Join the conversation!* Share your thoughts and experiences with us in the comments. Have you encountered unexpected expenses in homeownership? How did you handle them? *Don't miss out on this essential advice! Make sure to like, subscribe, and hit the notification bell for more expert insights.* --- *Hashtags:* #EYL #HomeBuyingTips #QuianaWatson #FirstTimeHomebuyer #HomeOwnership #Utilities #HOAfees #MortgageInsurance #HomeMaintenance #RealEstate #PropertyInvestment #HomeBudgeting #ExpertAdvice #FinancialPlanning #DreamHome --- By covering all these essential topics, this clip aims to provide a comprehensive guide to help you navigate the complex world of homeownership with confidence and ease. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 2

Welcome to the latest clip of Black Out with Ian & Rashad where hosts Ian Dunlap and Rashad Bilal dive deep into a topic that touches everyone's lives: Is the American Dream dead? 🏡💭 From the foundational myths of upward mobility to the harsh realities of today's economic landscape, Rashad and Ian dissect the very fabric of what many believe to be the "dream." Rashad opens the discussion by recognizing the appeal of America for entrepreneurs and go-getters. Yet, he quickly transitions to a sobering critique of the societal norms that portray a middle-class life as the pinnacle of success. He argues that the idea of attaining the American Dream by simply working hard and climbing the economic ladder is a myth. Rashad highlights the structural issues within the mortgage system, explaining how the banking system manipulates the concept of homeownership. He points out how the vast majority of Americans are buying homes they can't afford, leading to catastrophic outcomes such as mortgage defaults and long-term debt. He underscores the fact that most Americans live paycheck to paycheck, making them one step away from financial ruin and even homelessness. Ian then shifts the focus to the broader implications of this crisis. He questions who the American Dream is really for and posits that while it may be dead for the average citizen, it's very much alive for financial institutions. Ian paints a stark picture of the middle class's erosion, driven by ever-increasing debts—from credit card bills to student loans. Both hosts draw a connecting line from individual debt to societal control, pointing out how actual wages have stagnated while the cost of living has skyrocketed. They reveal a troubling reality where most people can't afford basic necessities without relying on more debt, making the notion of the American Dream more of a nightmare for many. Join us as we explore these pressing questions and hear Rashad and Ian's unfiltered thoughts. This is a conversation you don't want to miss! *Timestamps:* 00:00 - Intro 00:13 - Ian's Opening Question: Is the American Dream Dead? 00:52 - Rashad on Entrepreneurship in America 01:57 - The Mortgage System and Middle-Class Myth 03:09 - The Economic Strain and Homelessness Risk 04:35 - Ian on Financial Institutions' Perspective 08:08 - Final Reflections and Call to Action *Key Takeaways:* The myth versus reality of the American Dream The financial traps embedded in the mortgage and credit systems Why the middle-class dream is more of a nightmare The societal implications of indebtedness and stagnant wages *Hashtags:* #BlackOutPodcast #AmericanDream #EconomicReality #DebtCrisis #MiddleClass #FinancialFreedom #HomeOwnership #StudentLoans #EconomicDiscussion #IanAndRashad Don't forget to like, comment, and subscribe for more insightful discussions! 🚀 Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 31

Buying a home is one of the biggest financial decisions you’ll ever make, and being prepared is the key to success. In this episode, we sit down with real estate expert and top broker-owner, Quiana Watson, to break down everything you need to know before making this major investment. Whether you’re a first-time homebuyer or already in the process, this discussion is packed with essential insights to help you avoid costly mistakes and make informed choices. We cover everything from closing costs and down payment assistance programs to property taxes, school taxes, and the often-overlooked maintenance expenses that come with homeownership. Many buyers focus only on the mortgage payment, but we’re here to discuss the real cost of owning a home, including insurance, repairs, and unexpected fees. We also touch on the importance of credit, how to position yourself financially before applying for a mortgage, and what lenders are really looking for when approving home loans. Whether you’re looking to buy in 2025 or further down the road, this conversation will give you the knowledge you need to confidently navigate the home-buying process. Don’t go into this blind—watch now and learn the key strategies to secure the right home at the right price. 🔔 Subscribe to @EarnYourLeisure for more real estate, investing, and wealth-building content! #RealEstate #HomeBuyingTips #FirstTimeHomeBuyer #QuianaWatson #WealthBuilding #Investing #FinancialFreedom #HomeOwnership #EarnYourLeisure #MortgageTips #RealEstateInvesting #BuyAHome #ClosingCosts #PropertyTaxes Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 29

In this clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings tackle one of the most pressing questions in the financial world today: Are we witnessing the end of the AI bubble? The discussion kicks off with Rashad Bilal introducing the main topic. Recent market trends have seen tech stocks, particularly chip stocks such as Nvidia, SMH, ASML, and TSM, take a significant hit. Concerns about an AI bubble being overhyped and overpriced resurface, as echoed by industry insiders like Mike Novogratz. The emergence of Deep Seek, a Chinese app company, has further shaken the industry by reportedly achieving high-level AI functionality at a fraction of the cost of established players like Open AI. This development has led to questions on whether chip stocks are indeed overvalued. Rashad delves deeper into the implications of this market upheaval. There's skepticism about the stability of these companies and whether we are heading towards slower growth. Ian Dunlap, an experienced investor, weighs in, stating that while the top players in the space will continue to hold sway, the notion that Deep Seek's capabilities surpass those of established AI companies requires scrutiny. Ian casts doubt on the probability of Deep Seek achieving its touted efficiency with such low expenditure, suggesting that the larger, more established companies like Nvidia, Meta, Oracle, and AMD are still set to thrive. The conversation shifts as Troy Millings questions the necessity of advanced hardware for innovation. He argues that despite claims of efficiency from companies like Deep Seek, advanced hardware from companies like Nvidia and AMD remains essential. Troy also sheds light on market dynamics, emphasizing how significant stock pullbacks create buying opportunities. He notes the coincidental timing of Deep Seek’s announcement with the earnings reports of major corporations like Meta, Apple, and Microsoft, suggesting strategic market influences. Rashad Bilal further distinguishes between market pullbacks and resets. A pullback is temporary, whereas a reset implies lasting changes. Ian contends that while chip stocks might see a pullback, leading companies like Nvidia and AMD are here to stay. He suggests that energy companies may not perform as spectacularly as they did last year, and there’s a broader conversation around sector rotation in the market. The hosts then discuss specific stock recommendations. Ian and Troy both express continued confidence in key players despite market volatility. Troy, for example, remains optimistic about companies like TSM, Arista Networks, and energy stocks like VST and VRT. This segment highlights the importance of strategic thinking and long-term vision in investment decisions. Towards the end, Ian cautions against the chase for the "next big thing" in the market, urging investors to focus on sustained value rather than weekly market trends. Rashad sums up the conversation, reminding viewers that while it's critical to analyze new developments like Deep Seek, the fundamentals of investing in solid, proven companies should not be overlooked. Join us in this insightful discussion where we unravel the complexities of market trends and make sense of the looming question: Is the AI bubble bursting, or are we just seeing healthy market corrections? *Don't forget to like, comment, and subscribe for more market insights!* * #MarketMondays #AIBubble #TechStocks #Nvidia #DeepSeek #InvestingTips #StockMarketAnalysis * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 27

In this clip of "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive into the seismic shift provoked by Donald Trump’s revocation of the Equal Employment Opportunity Act of 1966. We explore why a merit-based society has never truly existed in America and the direct impact of this policy change on Diversity, Equity, and Inclusion (DEI) initiatives. Rashad emphasizes how the elimination of DEI policies affects not just job opportunities but also the broader field of governmental contracts with minority-owned businesses. Highlighting real-world examples, Rashad discusses how politicians like Mayor Marion Barry and initiatives in Atlanta have historically bolstered Black entrepreneurs, creating a cascade of economic benefits for the Black community. Ian joins the conversation, pointing out the strategic political maneuvers and the intentional targeting of DEI policies as part of a larger agenda. He calls out the insidious nature of these changes, outlining how such maneuvers are designed to maintain power dynamics and cement a permanent underclass. Drawing connections to Elon Musk's personal vendettas and wider business interests, the hosts critically analyze the hidden motives and future implications of these policy shifts. This engaging discussion also touches on the emotional manipulation around issues like transgender rights and its use as a diversion tactic. Don't miss this in-depth analysis of how political changes can have far-reaching impacts on minority communities. Tune in to understand why DEI is more than just a buzzword—it's a crucial component in the fight for equality. #BlackOutPodcast #TrumpPolicies #EqualEmploymentOpportunity #DEI #BlackEntrepreneurs #PoliticalAnalysis #GovernmentContracts #ElonMusk #MeritocracyMyth #IanDunlap #RashadBilal Stay informed and join the conversation by subscribing to our channel. Leave your thoughts in the comments below. Let’s get Blacked Out together! Listen to more insightful discussions on Black Out with Ian & Rashad. #CurrentEvents #SocialJustice #EconomicImpact #BlackOwnedBusinesses #PodcastDiscussion #PoliticalMoves #CommunityBuilding #InclusiveEconomics Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 25

In this insightful clip, the Market Mondays hosts Rashad Bilal and Troy Millings, along with special guest 19 Keys, delve into the fascinating series of events surrounding TikTok's reinstatement in the United States. This discussion uncovers the masterful moves made by Donald Trump and the current administration in transforming a potential crisis into a national win. In this clip, you'll learn about: *Strategic Bans and Political Playbook:* Rashad discusses how Trump initially championed the ban on TikTok four years ago, which was picked up by both Democrats and Republicans, gaining steam over time. As elections approached, Trump promised to reverse this ban, cultivating young TikTok users' support. *Biden and Legislative Movements:* Learn about Biden's role in playing along, ultimately enacting the ban through the Supreme Court. This segment covers how the strategic ban unfolded and Trump's behind-the-scenes work with the Chinese President and TikTok CEO on a 50/50 joint venture deal between US and Chinese ownership. *Marketing Genius or Manufactured Crisis:* 19 Keys provides an intriguing perspective, suggesting that Trump crafted a crisis only to solve it, ultimately marketing himself as a savior—a tactic echoed in previous actions such as the stimulus checks where his name was prominently featured. *Economic Implications and Human Capital:* 19 Keys goes deeper into the American economic landscape, touching on the World Economic Forum's report on job displacement due to automation. How does TikTok, mostly driven by the Gen Z demographic, play into this? With productivity at an all-time low and job creation being a major concern, the dependence on TikTok for opportunities becomes crucial. *TikTok's Cultural Impact:* The clip highlights TikTok as the new American dream for younger generations, emphasized by examples like Keith Lee who leveraged the platform to gain fame and help numerous businesses. The unbeatable algorithm created by TikTok makes it an essential tool for many, underscoring why its reinstatement was almost inevitable. This discussion pieces together the economic, political, and social dimensions of the TikTok saga, demonstrating how digital platforms can significantly influence modern-day power plays and market strategies. Join us to grasp the bigger picture of how digital apps are not just technological innovations but also instruments of strategic geopolitical moves. Hashtags: #MarketMondays #TikTok #DonaldTrump #JoeBiden #EconomicStrategy #PoliticalMarketing #DigitalEconomy #Automation #GenZ #SocialMedia #TechNews #TikTokAlgorithm #TikTokBan Don't miss this captivating analysis from Market Mondays! Watch now and stay informed on the latest developments in the digital and political landscape. --- *Credit:* Hosts: Rashad Bilal, Troy Millings and Ian Dunlap Special Guest: 19 Keys Enjoyed this clip? Make sure to like, comment, and subscribe for more engaging content and insightful discussions on Market Mondays! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 23

In this episode of Earn Your Leisure, we sit down with Lecrae to discuss his remarkable journey in the music industry and his blueprint for success as an independent artist. We dive into how growing up in Houston inspired him to create his own music label, the steps to building a label, and how he leveraged social media to surpass Nicki Minaj on the iTunes charts. Lecrae also shares the lessons he learned while working at a corporate cable company and how those lessons helped shape his music career. Additionally, he reflects on the pivotal first feature that made him realize his life was about to change and provides insights into the ever-evolving hip-hop market. Lecrae breaks down the secrets to successfully touring as an independent artist and explains why he believes independently touring is better than partnering with major players like Live Nation. He also discusses his preparation for the BET Cypher, why he avoids pay-what-you-want strategies for his music, and whether playlist placement still matters in 2025. These insights offer valuable advice for aspiring artists navigating the modern music industry. Lastly, we explore a bigger question: is hip-hop on the verge of following the same decline as rock ‘n’ roll? Lecrae shares his thoughts on the current state of hip-hop and its future. Whether you’re an artist, entrepreneur, or fan of music, this episode is packed with wisdom, strategies, and inspiring lessons from one of the most successful independent artists in the industry. #EarnYourLeisure #Lecrae #IndependentArtist #MusicIndustry #HipHop #SocialMediaMarketing #BETCypher #PlaylistPlacement #TouringTips #MusicBusiness #Entrepreneurship #LiveNation #RockAndRoll Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 23

In this episode of Earn Your Leisure, we sit down with Lecrae to discuss his remarkable journey in the music industry and his blueprint for success as an independent artist. We dive into how growing up in Houston inspired him to create his own music label, the steps to building a label, and how he leveraged social media to surpass Nicki Minaj on the iTunes charts. Lecrae also shares the lessons he learned while working at a corporate cable company and how those lessons helped shape his music career. Additionally, he reflects on the pivotal first feature that made him realize his life was about to change and provides insights into the ever-evolving hip-hop market. Lecrae breaks down the secrets to successfully touring as an independent artist and explains why he believes independently touring is better than partnering with major players like Live Nation. He also discusses his preparation for the BET Cypher, why he avoids pay-what-you-want strategies for his music, and whether playlist placement still matters in 2025. These insights offer valuable advice for aspiring artists navigating the modern music industry. Lastly, we explore a bigger question: is hip-hop on the verge of following the same decline as rock ‘n’ roll? Lecrae shares his thoughts on the current state of hip-hop and its future. Whether you’re an artist, entrepreneur, or fan of music, this episode is packed with wisdom, strategies, and inspiring lessons from one of the most successful independent artists in the industry. #EarnYourLeisure #Lecrae #IndependentArtist #MusicIndustry #HipHop #SocialMediaMarketing #BETCypher #PlaylistPlacement #TouringTips #MusicBusiness #Entrepreneurship #LiveNation #RockAndRoll Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 22

Join us on another insightful journey with EYL Channel's where we delve deep into the financial world to bring you valuable information. In this clip, hosts Rashad Bilal and Troy Millings are joined by Chris to discuss various retirement account options, the importance of early financial planning, and tips on maximizing your contributions. The clip starts with Rashad Bilal explaining the basics of IRAs and 401ks, focusing on Traditional and Roth IRAs, their benefits, and limitations. He highlights the significance of understanding how these retirement vehicles work and stresses the importance of making informed investment choices. Rashad then delves into Health Savings Accounts (HSAs) - a powerful but often overlooked tool. Together with Troy, they uncover how HSAs can be utilized not only for immediate medical expenses but also as a long-term investment vehicle that can reduce taxable income and grow significantly over time. Chris brings up the mindset shift needed to maximize allocations from an early age. The hosts emphasize the necessity of adjusting your lifestyle to accommodate higher allocation percentages, sharing personal stories to illustrate their points. They stress starting early and adjusting contributions based on life circumstances to ensure a secure financial future. Troy provides practical advice on navigating the myriad options within retirement plans, introducing target date funds for those intimidated by the variety. He elaborates on the differences between Traditional and Roth variants, breaking down the tax implications of each and how they affect retirement savings. Lastly, Chris and Troy touch on the importance of understanding capital gains taxes and how they impact both short-term and long-term investments. They provide crucial insights on managing profits from stock investments and underscore the necessity of staying informed about tax liabilities to avoid unwelcome surprises. This clip is filled with actionable advice and is a must-watch for anyone looking to enhance their financial literacy and take definitive steps towards financial freedom. *Hashtags:* #Finance #RetirementPlanning #Investing #IRAs #401k #HSAs #FinancialLiteracy #WealthBuilding #TaxTips #EYL #RashadBilal #TroyMillings #ChrisMediumSeries ---- Dive into the world of retirement accounts, maximizing contributions, and smart investment strategies with EYL! Share your thoughts and join the discussion in the comments below. Make sure to subscribe and hit the bell icon to stay updated with our latest clips and expert advice. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 21

In this clip we discuss estate planning with the Budgetnestia aka Tiffany Aliche. We went over wills, trusts, life insurance, beneficiaries and more. #theBudgetnestia #estateplanning #lifeinsurance Link to Full Episode: • Budget, Business, Finance, and Invest... EYL University: https://www.eyluniversity.com Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 19

Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing. 🌟 Starting with the basics, Chris highlights the importance of opening a brokerage account, explaining what it is and why it's necessary. He elaborates on traditional options like Vanguard and Fidelity, which are favored for long-term investments. For those who are more tech-savvy or prefer user-friendly alternatives, newer apps such as Robinhood, WeBull, and Interactive Brokers are also discussed. Rashad further expands on why investing is crucial, especially in the context of beating inflation. He differentiates between public and private companies, stressing the importance of owning public company stocks. He walks us through the straightforward process of setting up a brokerage account via popular platforms like Charles Schwab and Fidelity. Rashad makes a key point: understanding the "know your customer" requirements, such as providing personal details and linking your bank account, are crucial steps to funding your investment account effectively. Our hosts also share practical tips on expediting fund transfers between your bank and your brokerage. Troy provides a handy hack, emphasizing the advantage of using wire transfers for quicker fund deposits, which can be crucial given the market's volatility. Before wrapping up, Rashad discusses a common misconception about 401(k) investments. Simply contributing to a 401(k) isn't enough; workers need to actively choose their investments to see growth. He explains that money initially goes into a money market account and needs to be directed into specific stocks or funds of your choice. Chris concludes by comparing different brokerages for long-term and short-term investors. While Vanguard and Fidelity are excellent for long-term holding, platforms like E*TRADE, Robinhood, and M1 Finance offer useful tools and information for a richer investing experience. Whether you're a novice or looking to expand your knowledge on investing, this clip is packed with valuable insights to equip you on your financial journey. Don't forget to like, share, and subscribe to stay updated with our latest clips! #Investing101 #StockMarket #BrokerageAccount #LongTermInvesting #EYL #ChrisSain #FinancialLiteracy #Robinhood #Vanguard #Fidelity #CharlesSchwab #InvestingTips #FinancialEducation #BeatInflation #WeBull #ETrade #M1Finance Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 18

Welcome back to Market Mondays! In this episode, hosts Rashad Bilal and Ian Dunlap dive deep into stock predictions for 2024. Will stocks like Palantir, Nvidia, United Airlines, and Vista continue to soar, or will they face challenges in the upcoming year? Let's find out. Key Highlights: **Palantir's Potential**: Ian Dunlap is optimistic about Palantir's performance, highlighting its significance in AI and government surveillance. However, some skepticism remains due to recent executive sell-offs ( 00:02:06 ). How will these factors affect Palantir's potential in 2024? **Nvidia's Dominance**: Nvidia remains a top pick, with Ian forecasting strong performance despite the competition. Nvidia is not only dominating GPUs but also making bold moves in the CPU space, threatening AMD's market share ( 00:04:16 ). **United Airlines**: Ian makes it clear – United Airlines is uninvestable to him, regardless of any potential increases ( 00:00:34 ). Why does he hold such a strong stance against UAL? **Vista & GEV**: Both stocks are poised to benefit from the increasing demand for AI and energy consumption in data centers ( 00:02:40 ). Will they maintain their momentum? **Market Movements & Quantum Computing**: A detailed analysis of Nvidia’s recent presentations at CES, touching upon quantum computing and its implications ( 00:03:32 ). What does the future hold for this emerging technology, and how might it impact stock valuations? Ian's take on Nvidia’s expansion into CPUs is particularly interesting. Jensen Huang's presentation at CES throws a spotlight on Nvidia's ambitious plans. Could Nvidia truly dominate both the GPU and CPU markets simultaneously? Ian argues that while Nvidia excels at GPUs, spreading too thin might complicate things. Moreover, Rashad adds an insightful perspective on quantum computing, discussing the potential long-term future and the immediate market reactions. Wrapping Up: Ian and Rashad conclude with some thought-provoking points on market strategies. They emphasize the importance of assessing market trends, company strategies, and investor sentiment to make informed decisions. Tune in to this episode of Market Mondays to hear in-depth discussions and expert analysis on these crucial stock predictions for 2024. Don't miss out on insights that could inform your next big investment! * #MarketMondays #StockPredictions2024 #Palantir #Nvidia #UnitedAirlines #Vista #InvestmentTips #QuantumComputing #StockMarketAnalysis * Watch the full episode to glean insights on the future of these key players in the stock market and more. Don’t forget to like, comment, and subscribe to stay updated with the latest financial analyses and stock predictions! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 17

Are you ready to start investing but don’t know where to begin? In this video, we break down everything you need to know to get started in the stock market. With expert insights from Chris Sain, who specializes in technical analysis and risk management, this beginner-friendly guide covers all the essentials. We’ll walk you through how to choose the right brokerage account, whether it’s Vanguard, Fidelity, Robinhood, or others. You’ll learn about Exchange Traded Funds (ETFs)—a basket of stocks—and the benefits of growth stocks, which focus on future potential. We also dive into dividend stocks, often Blue Chip companies that pay profits to shareholders, and Real Estate Investment Trusts (REITs), a great way to invest in real estate while earning dividends. For long-term wealth building, we explore options like Traditional IRAs, Roth IRAs, 401Ks, and HSAs. Additionally, we’ll explain the advantages of Money Market Accounts (MMAs) and High-Yield Savings Accounts (HYSAs) for saving effectively. Finally, we cover the power of dollar-cost averaging as a strategy to invest consistently over time. If you’re a beginner or still figuring out the basics, this video is your ultimate roadmap to building wealth through investing. Don’t miss out! Book link to receive 30 days free EYL University bonus: https://youdeservetoberichdeal.com/ #InvestingForBeginners #StockMarketTips #ChrisSain #ETFs #GrowthStocks #Dividends #REITs #RetirementPlanning #StockMarketInvesting #EarnYourLeisure #FinancialFreedom Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 14

In this clip from Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the recent controversial decisions made by Meta (formerly Facebook). The tech giant has discontinued all its Diversity, Equity, and Inclusion (DEI) programs and has taken other notable actions, including removing the LGBTQ flag from its platform. The hosts discuss Mark Zuckerberg's apparent change in stance, especially following his interactions with former President Donald Trump. Rashad Bilal kicks off the conversation by addressing the widespread belief that U.S. presidents have little actual power, attributing Meta’s recent moves as evidence to the contrary. He narrates the intricate dance of allegiance performed by top CEOs like Jeff Bezos, Tim Cook, Elon Musk, and Mark Zuckerberg in response to political tides. Rashad points out that Zuckerberg’s decisions to push back against Trump, kick him off Instagram after his loss, and then dine and apologize in person upon Trump's win, illustrate the sway of political influence over corporate heads. Ian Dunlap and Troy Millings join the discussion with insights into how these decisions reflect deeper power dynamics in American politics and business. They explore how discontinuing DEI initiatives is a nod to Trump's consortiums, potentially aimed at staying off Capitol Hill’s radar. As the conversation progresses, Rashad zeroes in on the DEI narrative, labeling it a fallacy that glosses over the stark reality of racial and economic inequities. He cites alarming statistics underlining the underrepresentation of Black people in leadership roles across Fortune 500 companies, venture capital funds, and the tech workforce. Ian, Rashad, and Troy critique the shallow corporate responses following the George Floyd tragedy, where pledged funds and initiatives never truly reached the Black communities they were meant to support. The hosts also tackle the stigmatization of DEI hires, pointing out the discriminatory undertones of such labels. Rashad contends that DEI rhetoric is often weaponized to discredit the achievements of Black professionals, relegating them to a permanent underclass. He emphasizes that this isn’t a political stance but a factual observation of systemic inequality. The discussion then broadens to include Tim Cook, Apple's openly gay CEO. Rashad queries whether diversity labels are similarly applied to non-Black individuals in leadership positions, such as Tim Cook or the Indian CEO of Microsoft, noting the conspicuous absence of DEI talk in such contexts. They argue that DEI discourse predominantly targets Black professionals, reflecting underlying biases. Ian sums up the dialogue by reaffirming the significant power wielded by U.S. presidents, evidenced by the substantial donations big companies make to political campaigns to secure favorable conditions for their businesses. The hosts highlight how acceptance and alignment with political agendas translate into economic benefits, likening it to an investment yielding high returns. In closing, the hosts maintain a critical stance on Meta’s moves and the broader implications for corporate America’s commitment to diversity and inclusion. They suggest that actions like these reveal much about the real challenges and pressures within top-tier corporate and political interactions. *Join the conversation to unpack the complex interplay between politics, power, and corporate responsibility, and what it means for the future of DEI in America.* *Hashtags: #MarketMondays #Meta #DEI #MarkZuckerberg #CorporatePower #DiversityInclusion #BlackVoices #TechIndustry #PoliticalInfluence #Fortune500 #InvestFest #Equity #SystemicRacism * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 12

Welcome back to Market Mondays! In this insightful clip, our host Ian Dunlap sits down with esteemed guest Josh Brown to discuss a highly requested topic: how to identify the next big sector or company in the stock market. After a successful call on Nvidia, the burning question on everyone's mind is, "What's next?" Josh provides an in-depth look at his process for discovering high-performing stocks and sectors. Josh dives into the rigorous methodology behind his curated list, aptly named "the best stocks in the market." This list isn't just a random assortment of ticker symbols but a carefully constructed compilation based on profitability, company size, and proximity to a 52-week high. By focusing on these factors, Josh identifies stocks that are in a defined uptrend, backed by solid fundamentals. In a world where novice investors often find themselves overwhelmed by the sheer volume of information, Josh's list serves as a crucial starting point. Instead of following the noise from TV pundits or Twitter buzz, Josh emphasizes the importance of beginning your investment journey in a "pond stocked with fish." Every Friday, he reviews the market close to update his list, ensuring that it reflects the best opportunities at any given moment. Josh also touches on the common pitfalls many investors face, such as focusing on 52-week low lists or getting lured into controversial stocks with lots of chatter but little substance. He notes that chasing low valuations isn't his strategy—he's more interested in where investors are currently being rewarded. This approach has led him to some impressive trades, including companies like Trade Desk (TTD) and Reddit, which have shown stellar performance. By examining the composition of his list, Josh can also glean valuable insights about broader market trends. For instance, a significant number of consumer staples on the list might suggest a defensive market posture. This kind of information is invaluable not just for stock-picking but also for understanding the market's overall sentiment. For Josh, this method of stock selection isn't just a quick fix but a long-term strategy refined over 15 to 16 years. It's a testament to the power of sticking to a disciplined approach and continuously improving one's methods. Whether you're a seasoned investor or just starting out, Josh's insights offer a wealth of knowledge that can help you navigate the complexities of the stock market. Don't miss this enlightening discussion that could change the way you approach investing. Be sure to like, subscribe, and share this clip if you found it valuable. Stay tuned for more expert insights on Market Mondays! *Hashtags:* #MarketMondays #Investing #Stocks #JoshBrown #IanDunlap #StockMarket #TradeDesk #Reddit #InvestingTips #StockPicking #FinancialAdvice #MarketTrends #Nvidia #BestStocks #InvestmentStrategy #Finance #WealthBuilding #Trading #MarketAnalysis #InvestSmart Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 11

Welcome back! In this thought-provoking clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings discuss a crucial yet often overlooked topic—the dangers of the middle-class mindset. Having grown up in working-class environments, our hosts bring firsthand experiences to the table, shedding light on how the middle-class mindset can be a barrier to achieving your fullest potential. **Key Takeaways:** 1. **The Middle-Class Mediocre Mindset:** Rashad delves into what he dubs the "middle-class mediocre mindset," explaining how it creates artificial ceilings that limit success. Using the analogy of flies trapped by an invisible lid, he illustrates how generational programming restricts one's aspirations and opportunities. 2. **Breaking Free From Limitations:** Rashad offers examples of how middle-class norms, such as waiting for the weekend to enjoy life, instill a limiting mindset. He stresses the importance of realizing these invisible barriers and the necessity of breaking free from such constraints to achieve true success. 3. **Comfort vs. Genuine Success:** The hosts discuss how comfort, often mistaken for the American Dream, can be a hidden trap. While not in poverty, middle-class individuals might fail to recognize the limiting factors that prevent them from reaching higher levels of success. 4. **Living Without Constraints:** Rashad shares his experiences of travel and entrepreneurship to highlight the importance of living without self-imposed rules. He emphasizes that at the highest levels of success, restrictions based on time or societal norms virtually disappear. 5. **Mindset Over Money:** Contrary to popular belief, the hosts reveal that the mindset, more than money, is critical for breaking out of middle-class limitations. Rashad narrates his journey of adopting an abundance mindset long before financial success followed. 6. **Practical Exercise and Community Interaction:** Ian invites viewers to participate in an exercise: Imagine needing to make $2 million in three months, and outline a plan with clear steps. This interactive task is designed to help viewers think beyond their current constraints. 7. **Dealing with Criticism and Fear:** Rashad closes the discussion with a powerful message on overcoming fear and criticism. He shares his personal journey of moving from 500 followers on a private Instagram page to becoming a renowned social media personality. He underscores the importance of embracing one's mortality to overcome fear and live fully. **Join the Conversation:** We invite you to reflect on your own mindset and consider whether it might be holding you back. Share your thoughts and experiences in the comments below. How are you planning to overcome invisible limitations and achieve your dreams? **Follow EYL for More Inspirational Content:** If you found value in this discussion, make sure to subscribe and hit the notification bell. Follow EYL on social media for more insights and updates... Thank you to everyone tuning in! Your support and participation are what make EYL a thriving community. Stay ambitious, stay driven, and keep pushing those boundaries. #EYL #MiddleClassMindset #BreakTheChains #SuccessMindset #Entrepreneurship #FinancialFreedom #NoLimits #Inspiration #Motivation #GenerationalWealth #OvercomingFear #LifeWithoutLimits --- By engaging in this critical discussion, we hope to inspire you to take actionable steps toward greater success and a fulfilling life. Thanks for watching, and we look forward to growing and learning together! --- Remember, you are the architect of your own destiny. Let's break those invisible barriers and reach for the stars! --- Tune in, share, and let's elevate our mindsets together! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 10

Welcome back to Market Mondays! In this engaging clip, Rashad Bilal hosts guest Josh Brown, delving deep into stock market trends, historical patterns, and what these might mean for the market in 2025. *Key Highlights:* 1. *Historical S&P 500 Performance:* Rashad kicks off the discussion by highlighting the impressive S&P 500 returns over the past two years. Did you know the S&P has only achieved back-to-back 25% returns once in history, during 1995-1997? Discover why this rare event raises questions for the future. 2. *Presidential Cycles and Market Impact:* Rashad shares insights on the traditional market trends associated with the presidential cycle. Are we headed for a downturn in 2025? Josh weighs in on the historical data and its reliability. 3. *Data Reliability and Market Studies:* Josh emphasizes the importance of understanding data limitations. With dependable stock market data starting from 1926, he explains why making definitive forecasts from limited historical examples can be challenging. 4. *Fed Policies and Market Dynamics:* Learn about the unique situation of the ongoing bull market amidst Fed rate raises. Josh discusses potential Fed rate cuts and their implications on market volatility and earnings growth. 5. *Tariff Talks and Market Volatility:* Josh explains how the unpredictable nature of tariff announcements by the current administration could introduce volatility in the market. Hear his thoughts on the potential impact of trade discussions in 2025. 6. *Earnings Growth and Market Sentiment:* Despite historical trends, Josh presents a bullish outlook for the market, supported by projected earnings growth and the expectation of Fed rate cuts. However, he also cautions about technology sector performance and possible volatility. 7. *Realistic Market Expectations:* Rashad and Josh set realistic expectations for market returns. They underline that expecting a 25% gain annually for any index is unrealistic, aiming for a more grounded 7-12% as a norm. *Conclusion:* Josh concludes with a balanced view, expressing bullish sentiments while advising investors to remain alert to potential volatility introduced by the administration's policies. Investing with an informed perspective on historical trends and market factors is crucial. Join us for this insightful clip as we navigate the complexities of market predictions, historical data, and economic policies. Don't miss out on these essential insights to make well-informed investment decisions. 🔔 *Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest content!* 📈 *Follow us on our social media channels for more financial insights:* #MarketMondays #StockMarket #InvestmentInsights #S &P500 #MarketTrends #InvestmentTips #FinancialAnalysis #FedPolicy #PresidentialCycle #MarketVolatility #TariffTalks #EarningsGrowth #HistoricalPatterns Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 8

Welcome to another enlightening clip of Market Mondays! Today, our hosts Ian Dunlap, Troy Millings, Rashad Bilal, and our prestigious guest, John W. Rogers Jr., delve into the riveting backstory of how Ariel Investments was born and soared to a $15 billion enterprise under his leadership. John shares his unique upbringing, influenced heavily by his family's deep-rooted engagement in entrepreneurship and social justice. From receiving stocks as birthday presents instead of toys at the age of twelve to inheriting a profound mission of building black wealth, John's journey is nothing short of inspirational. His father, a courageous Tuskegee airman and his mother, the first African American woman to graduate from the University of Chicago Law School in 1946, instilled in him the virtues of resilience and foresight. Discover how being exposed to the stock market at an early age fueled John's passion for investing. He recounts crucial lessons learned from mentors like the first African American stockbroker on LaSalle Street, Stacy Adams, shaping his strategies and perspective on investments. Hear about his educational journey at Princeton, where he adopted a contrarian investment philosophy influenced by the classic "A Random Walk Down Wall Street" by Burt Malkiel. John W. Rogers Jr. does not just talk about stocks and markets; he shares powerful narratives about overcoming adversities, citing historical market crashes and opportunities that arise in times of maximum pessimism. He highlights how Ariel Investments embraces a long-term, value-oriented investment approach, drawing parallels between historical resilience through tumultuous times and steady economic growth. Our hosts touch upon Ariel's favorite stock picks, including Madison Square Garden Entertainment and the significance of such investments in today's economic landscape. John W. Rogers Jr. also elaborates on what it means to be a contrarian investor, emphasizing independent thinking and the courage to invest during times of fear and uncertainty. Lastly, John reflects on the technological and entrepreneurial revolutions he's witnessed since founding Ariel in 1983, inspired by Chicago’s business legends like John Johnson of Ebony and Jet magazines and George Johnson of Afro Sheen. Don’t miss out on this compelling narrative of success, resilience, and strategic foresight on Market Mondays – your go-to channel for empowerment through financial literacy. Hashtags: #MarketMondays #JohnWRogersJr #InvestingLegends #ContrarianInvesting #FinancialLiteracy #ArielInvestments #StockMarket #Entrepreneurship #BlackWealthBuilding #InvestmentStrategy #EconomicJustice #HistoricInvestments #LongTermInvesting #MadisonSquareGarden --- Tune into Market Mondays for more stories and strategies from the world of finance, helping you make informed decisions and grow your legacy. Subscribe now for updates on new episodes and expert insights. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 6

In this clip of "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive deep into Bill Belichick's surprising decision to transition from the NFL to college football. Is it really beneath him, or is it a strategic move to reshape the future of college sports? Ian and Rashad explore Belichick's vision of turning North Carolina into a powerhouse, much like IMG Academy serves college sports. The conversation takes a fascinating turn as they discuss the growing importance of NIL (Name, Image, Likeness) deals and how they've revolutionized college athletics. The hosts compare Belichick’s potential impact to Deion Sanders' impressive turnaround of his college program through aggressive recruiting and leveraging the transfer portal. The clip also sheds light on the business lessons within Belichick's move, highlighting how personalities like Deion and Belichick make college sports more appealing by using their brand power. The discussion includes the complexities of NIL Collectives, a brilliant yet legal workaround enabling schools to incentivize top talent, including potential sponsorship and ownership avenues. As Ian and Rashad delve into the future, they speculate about tech giants like Meta and Instagram potentially sponsoring schools, and the implications it could have for the athletes' earnings and the schools’ reputations. They also touch upon the idea of companies investing in HBCUs to elevate their sports programs to national prominence. If you're interested in the evolving dynamics of college sports, the impact of personalities like Bill Belichick and Deion Sanders, and the intricate business strategies at play, this episode is a must-watch. --- *Hashtags:* #BlackOutPodcast #BillBelichick #CollegeFootball #NILDeals #SportsBusiness #DeionSanders #AthleteSponsorship #CollegeSports #NCAAFootball #SportsMarketing #HBCU #IanDunlap #RashadBilal #FutureOfSports #PodcastClip Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 4

In this clip Jose Rodriquez aka The Credit Dude talks about how to make sure your child has a 700 credit score when they turn 18. #credit #childcredit #creditscore Link to Full Episode: • HOW TO INCREASE YOUR CREDIT, BUILD BU... EYL University: https://www.eyluniversity.com EYL University 70% Off Sale Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 2

Welcome back to another insightful clip of Market Mondays! In this clip, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the fascinating world of Bitcoin and its historical four-year cycles. *Bitcoin's Four-Year Cycle:* Rashad kicks off the discussion by explaining the four-year cycles that Bitcoin goes through. Historically, the last year of each four-year cycle has seen the strongest performance from Bitcoin, setting high expectations for 2025. If history is any indicator, 2025 could be a remarkable year for Bitcoin enthusiasts. However, as always, the disclaimer is that history might not necessarily repeat itself. *MicroStrategy's Bold Moves:* Troy and Ian contribute to the conversation by discussing MicroStrategy’s continuous investment in Bitcoin. Despite the recent purchase being noticeably lower than previous acquisitions, the company has still made significant moves by buying $500 million worth of Bitcoin. Interestingly, MicroStrategy now surpasses BlackRock in Bitcoin ownership, holding almost 500,000 Bitcoins compared to BlackRock's 472,000. The hosts also touch on significant indicators and market strategies for Bitcoin, such as analyzing support and resistance levels, and discussing potential price points for buying opportunities. A particular price point of interest is around $77,000, which experts have closely monitored. *Market Comparisons:* The episode makes insightful parallels between Bitcoin and other stocks, especially those related to the technology and semiconductor industries. The infrastructure involved in mining Bitcoin shares similarities with that required for creating semiconductors, both housed in data centers. This connection is vital for understanding the broader economic landscape and potential investment opportunities. *Future Projections:* As the episode progresses, the hosts speculate on what could drive Bitcoin prices higher or cause a significant drop. Rashad highlights the role of political and international investment behaviors, citing significant support from political figures and nations like the UAE. The episode also touches on the potential impact of government policies and the role of inflation and currency devaluation on Bitcoin’s future value. *Key Takeaways:* Bitcoin’s historic four-year cycle and its potential peak in 2025. MicroStrategy's strategic Bitcoin purchases and its implications for the market. The relationship between Bitcoin mining and semiconductor production. Potential price points and buying opportunities for Bitcoin. The influence of political and international entities on Bitcoin’s market movements. If you’re an investor, tech enthusiast, or simply curious about the future of cryptocurrency, this episode is packed with valuable insights and analyses. Don’t forget to like, comment, and subscribe to stay updated with the latest in market trends and financial advice. *Hashtags:* #MarketMondays #Bitcoin #Cryptocurrency #Investing #MicroStrategy #Finance #TechStocks #BitcoinCycle #CryptoInvesting #FinancialAdvice #MarketAnalysis #InvestmentTips #TechIndustry #DataCenters #BlackRock #Economics #FutureInvestments #MarketTrends Join the conversation and let us know your thoughts in the comments below! What’s your take on Bitcoin’s four-year cycle, and where do you think the market is headed? 🚀📈💼 Tune in every week to Market Mondays, where we break down the latest trends and strategies in the world of finance and investing. See you in the next video! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 31, 2024

Welcome back to another insightful clip of EYL! In this fourth installment, hosts Caleb Silver, Troy Millings, and Rashad Bilal dive deep into the world of Bitcoin and its current ownership dynamics. This episode is a must-watch for anyone invested in or curious about digital currencies and their future impact. Key Highlights: *Concentration of Bitcoin Ownership:* Caleb Silver kicks off the discussion by revealing the significant concentration of Bitcoin amongst a few entities. Understand how this concentrated ownership affects price volatility and the overall market. *Major Bitcoin Holders:* Learn about the key players holding the most Bitcoin, including companies like Coinbase, BlackRock, and MicroStrategy. We delve into how these institutional investors influence Bitcoin’s price and market dynamics. *Impact of Institutional Ownership:* Troy Millings highlights how BlackRock has significantly increased its Bitcoin ownership post the recent election. We discuss whether institutional interest in Bitcoin is a bullish or bearish sign for individual investors. *Debunking Decentralization Myths:* Rashad Bilal brings a dose of reality to the utopian vision of Bitcoin’s decentralization. He explains how the rich and powerful continue to control the cryptocurrency market, just like any other asset class. *Government's Role:* Uncover the surprising details about the U.S. government's Bitcoin holdings and how these were acquired through asset seizures from criminal activities. Caleb discusses the implications of governmental ownership on the decentralized nature of Bitcoin. *Security Concerns:* Rashad shares his suspicions about how governments can still seize Bitcoin, as evidenced by recent events in the Middle East. This segment explores the limits of Bitcoin's supposed security and privacy features. *Capitalist Influx:* Caleb wraps up by discussing the capitalist nature of Bitcoin today, contrasting it with the original vision of Satoshi Nakamoto. He invites viewers to consider whether Bitcoin is a tool for financial freedom or just another capitalist instrument. What to Expect: In this episode, our hosts provide valuable insights into how Bitcoin has evolved from a decentralized currency to an asset heavily influenced by institutional investors. They explore the implications of this shift for individual investors, shedding light on the realities behind Bitcoin ownership. Why Watch? If you’re an individual investor, understanding who controls Bitcoin can help you make more informed decisions. Learn about the potential risks and benefits of investing in Bitcoin amid heavy institutional control. Stay informed about the role of governments and large corporations in the cryptocurrency market. Join us for this eye-opening discussion and equip yourself with the knowledge to navigate the complex world of Bitcoin and cryptocurrencies. 🎥 Watch now and don't forget to like, comment, and subscribe for more in-depth analyses and discussions! Hashtags: #EYL #Bitcoin #Cryptocurrency #Investing #FinancialEducation #BlackRock #Coinbase #MicroStrategy #CryptoNews #BitcoinOwnership #CalebSilver #TroyMillings #RashadBilal #InstitutionalInvestors #DigitalCurrency #CryptoControl #FinancialLiteracy #Blockchain Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 29, 2024

Join us in our latest clipof EYL as we sit down with the legendary Common to discuss one of the most riveting moments in recent hip hop history: the iconic rap battle between Kendrick Lamar and Drake. Hosts Rashad Bilal and Troy Millings dive deep into the conversation, exploring the implications of this monumental showdown and its impact on the culture. Our guest, Common, isn't a stranger to rap battles himself, having had memorable confrontations in his career. We get his perspective on the similarities and differences between his own legendary battles with Ice Cube and Drake. Common provides a masterclass in rap culture, discussing how Kendrick Lamar, often dubbed a conscious rapper, managed to rise above a fierce competition while maintaining his revolutionary and spiritually enlightening lyrical style. *In this episode, you will learn:* 1. *Kendrick Lamar's Artistic Genius:* Common praises Kendrick for being a masterful artist, winning accolades like the Pulitzer Prize, and continually innovating with each new album. 2. *Drake's Longevity and Talent:* Common acknowledges Drake's prowess and talent as a songwriter who has consistently delivered hits over the years. 3. *The Cultural Impact:* We explore how this battle reignited interest in lyrical excellence across generations, making people revisit past iconic hip hop battles and cherish their nostalgia. 4. *Historical Parallels:* Common draws comparisons between Kendrick's "dangerous" revolutionary style and historical figures like Fred Hampton, Malcolm X, and Assata Shakur who were also considered dangerous for their righteous causes. 5. *Personal Reflections:* Common shares his thoughts on his own battles, emphasizing that they have since been squashed and reflecting on the evolution of his perspective over time. *Why watch this episode?* *Hip Hop Enthusiasts:* Gain insights from one of the genre's most respected artists, Common, on the dynamics of rap battles and lyrical excellence. *Kendrick and Drake Fans:* Explore a detailed breakdown of one of the most talked-about rap battles from both a fan's and a veteran's perspective. *Cultural Critics:* Understand the broader cultural implications of hip hop battles and their significance in societal discourse. *Artists and Musicians:* Learn about the artistry and dedication required to maintain longevity and relevance in the music industry. This is more than just a discussion about a rap battle—it's a deep dive into the soul of hip hop and its role as a powerful cultural force. Tune in to this enlightening episode and let us know your thoughts in the comments. Don't forget to like, share, and subscribe for more content exploring the intersections of culture, music, and societal impact. --- *Hashtags:* #EYL #Common #KendrickLamar #Drake #HipHopCulture #RapBattles #HipHopLegends #MusicIndustry #RapHistory #HipHopRevolution #PulitzerPrizeWinner #RapGenius #CulturalImpact #MusicLegends #EYLMedium #HipHopDiscussion #MusicFans #RapIcons Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 27, 2024

In this special clip of Market Mondays, Troy Millings dives deep into his top stock picks for the upcoming year. As we prepare to close out 2024, it's time to set our sights on 2025 and the opportunities that lie ahead. From AI-driven companies to energy giants fueling the tech revolution, Troy leaves no stone unturned. *Stock Picks Overview:* 1. *TSM (Taiwan Semiconductor Manufacturing Company):* Highlighted as the stock of the year, again, due to its pivotal role in the AI revolution. Recently crossed a significant price threshold. 2. *ASML Holding:* Essential for AI machinery and holds a monopoly in the space. Integral in manufacturing chips for key players like TSM. 3. *Amazon:* Continues to push boundaries, including its venture into producing its own chips with TSM. 4. *Broadcom:* Crucial for connectivity within data centers and expanding infrastructure. 5. *Eli Lilly and Company (Lilly):* Set to outpace rivals in the pharmaceutical sector, particularly in weight loss drugs. 6. *Nvidia:* Expected to maintain its strong presence in the GPU market. 7. *Advanced Micro Devices (AMD):* Positioned as a key player in both the GPU and CPU markets, challenging Nvidia and displacing Intel respectively. 8. *Micron Technology:* Potential for significant growth in the memory storage sector. 9. *Western Digital:* Another strong contender in the data storage and memory space. 10. *MicroStrategy:* Linked to Bitcoin's lifecycle and expected to benefit from cryptocurrency appreciation. 11. *Energy Companies:* *Vertiv Holdings Co (VRT)* *Vistra Corp (VST)* *General Electric Vernova (GEV)* Focused on energy solutions for data centers and tech infrastructure. 12. *CAVA Group:* A fast-casual Mediterranean chain likened to Chipotle. Promising expansion with zero debt, signifying robust growth potential. Join us as we break down the reasons behind each pick, discuss market trends, and set the stage for a prosperous 2025. Whether you’re a seasoned investor or just getting started, these insights are invaluable for navigating the ever-evolving stock market landscape. Stay tuned for more episodes and be sure to engage in the discussion by leaving your thoughts in the comments section. Let's make informed investment decisions together! *Hashtags:* #MarketMondays #StockPicks2025 #Investing #FinancialAdvice #TSM #ASML #Amazon #Broadcom #EliLilly #Nvidia #AMD #Micron #WesternDigital #MicroStrategy #EnergyStocks #CAVA #InvestmentAdvice #AIRevolution #DataCenters #StockMarket Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 26, 2024

In this episode of Earn Your Leisure, we delve deep with Tobe Nwigwe. Learn about his groundbreaking deal with Reebok, where he discusses the fusion of creativity and business. Discover his dynamic collaboration with Pharrell, highlighting the importance of artistic synergy. Tobe shares his journey of betting on himself as an independent artist, defying industry norms to carve his unique path. We also explore his venture into high fashion, demonstrating his versatile flair and style. His move into movies marks another exciting chapter, showcasing his diverse talents. Finally, Tobe emphasizes the significance of family, grounding his career and life decisions. #TobeNwigwe #EarnYourLeisure #Reebok #PharrellWilliams #IndependentArtist #HighFashion #Movies #Family #Entrepreneurship Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 24, 2024

Welcome back to another clip from Market Mondays, your go-to source for insightful discussions on the stock market, investing, and economic trends. In today’s episode, hosts Troy Millings and Rashad Bilal, along with guest Ian Dunlap, tackle the pressing issue of last week's market performance. With stocks taking a downturn, many are asking, "Is this an early warning sign of what could happen in 2025?" Ian Dunlap starts off by simplifying the situation. According to Ian, there's no need to panic. The recent market slump can be attributed to several factors such as the end of the Christmas trade, tax loss harvesting, the Federal Open Market Committee (FOMC) announcements, and futures expirations. Essentially, people are taking profits after a generally strong year, resulting in a slight market slide. Ian firmly believes that this is the opposite indicator of what will happen in 2025. He offers practical advice on tracking point totals daily, likening it to maintaining a Farmers Almanac for the market to set expectations better. Troy Millings adds more context, emphasizing that the recent pullback was expected when Powell spoke about rate cuts, hinting there's more rumor than fact at this stage. With quadruple witching occurring on the third Friday of December, many options and futures contracts expired, contributing to the market's dip. Troy highlights the extraordinary performance of major indices like NASDAQ, S&P, and the Dow this year, arguing that such impressive gains naturally lead to sell-offs but aren’t necessarily an omen for 2025. Diving deeper, Troy discusses potential growth for 2025. With expectations moderating, he proposes that growth in the lower double digits, between 11 to 15 percent, is both realistic and satisfactory. Ian advocates for long-term holding strategies, pointing out that early worries dissipate over time when you maintain your investments in top tech and index funds. Rashad Bilal brings an interesting angle by discussing the political cycle’s impact on the market. Referencing investment advisor Josh Brown, Rashad explains the typical stock performance during different years of a presidential term. The first year is usually weak, the second most volatile, the third the strongest, and the fourth good but not as strong as the third. Applying this to the current Biden administration, he attributes the bear market in Biden’s second year in office to this cycle, observing the strong performance in the subsequent years. However, Rashad also notes the unprecedented political situation with Donald Trump, implying that historical trends might not hold. He underscores the need to stay informed and adaptable to the unique circumstances shaping the market landscape in the coming years. In conclusion, while recent market downturns can be concerning, the insights shared by our hosts and guest should offer some reassurance. The market's cyclical nature, influenced by various external factors, doesn't diminish the long-term growth potential. Make sure you're tuned in for more expert advice and subscribe to our channel for consistent updates! * #MarketMondays #StockMarketAnalysis #Investing #FinanceNews #EconomicTrends #DowJones #SNP500 #NASDAQ #StockMarketTips #InvestingStrategies #MarketInsights #FinancialAdvice * --- Stay connected with Market Mondays for all your financial and investment news. Don't forget to like, comment, and subscribe to keep getting valuable insights from our expert hosts and guests! 🔔📈 Disclaimer: The information provided in this video is for educational and informational purposes only and should not be construed as financial advice. Always consult with a financial advisor before making any investment decisions. --- Thanks for watching, and we'll see you in the next episode! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 21, 2024

In this clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap delve into the fascinating and rapidly evolving world of quantum computing. This transformative technology, which promises to solve complex problems in mere minutes that would take conventional computers millions of years, is still in its nascent stages. However, its potential impact on various sectors, especially cryptocurrency, is already a hot topic of discussion. Key Topics Covered: *1. What is Quantum Computing?* Rashad and Troy kick off the session by discussing what quantum computing is and how it differs from classical computing. With quantum computers capable of processing information at unprecedented speeds, these machines hold the potential to revolutionize cybersecurity, cryptography, and much more. *2. Quantum Computing and Bitcoin:* A significant focus of the discussion revolves around the implications of quantum computing for cryptocurrencies, particularly Bitcoin. Rashad explains the heightened security risks posed by quantum computers, as they could potentially crack complex codes and disrupt blockchain integrity. Unlike Ethereum, which has a more adaptive governance model, Bitcoin’s decentralized nature might make it more vulnerable to quantum attacks. *3. The State of Quantum Computing Technology:* Troy provides an insightful analysis of the current state of quantum computing technology. He highlights Google’s quantum computer, Willow, which is a groundbreaking step but still far from operational at levels required to impact Bitcoin significantly. Currently, Willow operates at 105 superconducting qubits but would need around 100,000 to a million qubits to perform large fault-tolerant calculations reliably. *4. Real-World Applications and Future Projections:* Both hosts discuss practical applications and futuristic projections for quantum computing. From enhancing cybersecurity to solving complex scientific problems, the possibilities are vast. They also explore the ongoing investments in quantum research by countries like China and the United States, emphasizing the global race to achieve quantum supremacy. *5. Investment Opportunities:* Another critical segment focuses on investment opportunities related to quantum computing. Troy advises viewers to consider investing in the infrastructure needed to support quantum technology, such as cooling systems, energy solutions, and specialized housing facilities. These areas are poised for growth as the technology matures. *6. Looking Ahead:* The episode concludes with a foresight into the future landscape of quantum computing and its broader economic impact. Both hosts agree that while we may be years away from quantum computers significantly affecting cryptocurrencies or other sectors, the groundwork is being laid now. Highlights: Understanding Quantum Computing: Definition and technical explanation. Impact on Bitcoin & Cryptocurrencies: Risks and adaptive strategies. Current Quantum Technologies: Analysis of Google’s Willow and qubits. Future Trends: Research, investments, and expected advancements. Investment Insights: Infrastructure and supportive technologies. Whether you're a tech enthusiast, investor, or just curious about the future of computing, this episode offers a comprehensive overview and critical insights into the rapidly advancing field of quantum computing and its potential to reshape the digital landscape. Don’t forget to like, share, and subscribe for more in-depth discussions and analyses on the latest market trends and technological advancements! #QuantumComputing #Cryptocurrency #Bitcoin #GoogleWillow #Investing #MarketMondays #TechInnovation #FutureOfComputing #AI #CyberSecurity #DigitalTransformation #Qubits #QuantumSupremacy #TechTrends #Blockchain #Ethereum #InvestmentTips Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 19, 2024

EYL 317: Common Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 18, 2024

Welcome back to another insightful clip of Market Mondays! In this special edition, Hosts Troy Millings, Rashad Bilal, and Ian Dunlap delve into the hot topic that's been setting the financial world abuzz: the future of TikTok. With the deadline for TikTok's potential ban from app stores looming on January 19th, both lawmakers and billionaires are keeping a close eye on what lies ahead for this social media giant. *Discussion Highlights:* *1. TikTok's Potential Ban:* Ian Dunlap kicks off the discussion by addressing the looming threat TikTok faces in light of the bipartisan push from lawmakers, urging Google and Apple to remove the app from their stores. Could this be more than just political theater? What are the financial and social implications of such a move? *2. Billionaire Interests:* The conversation takes an intriguing turn as Ian and Troy explore the significant interest shown by several billionaires in acquiring TikTok, particularly those in the inner circles of influential figures like Donald Trump. Could a powerful American investor be waiting in the wings to settle the TikTok dilemma once and for all? *3. The Economics:* Rashad Bilal dives into the economic ripple effects, discussing SoftBank CEO Masayoshi Son's hefty investments in ByteDance, TikTok's parent company. With a staggering $100 billion announced for U.S. investments, how does this financial backdrop influence the potential future of TikTok? *4. Market Speculation:* Troy and Ian share their predictions, expressing a shared belief that, despite the political pressure, TikTok is unlikely to be banned permanently. They explore the possibility of temporary sanctions and the strategic moves that might follow a week-long clampdown on the app. *5. The Data Question:* A vital part of the debate centers around data. Rashad underscores the immense value of TikTok's user data, often referred to as the "gold of this generation." With this data being such a prized asset, what are the broader implications for both national security and corporate interests? Join the trio as they navigate the complexities of this high-stakes scenario, offering keen insights into the potential outcomes and their wider repercussions on the market and global stage. Are we on the brink of witnessing a tech giant's downfall or a strategic acquisition that reshapes the social media landscape? Whether you're an investor, a tech enthusiast, or simply curious about the future of your favorite app, this episode of Market Mondays is packed with valuable information and thought-provoking discussions. Don't miss out on your chance to stay ahead of the curve. *Join the Conversation:* We want to hear from you! What do you think will happen with TikTok? Will an American billionaire step in to save the day, or are we looking at a new era of tech regulation? Share your thoughts in the comments below and be sure to subscribe for more in-depth analyses and market insights. *Subscribe & Follow for More:* 📢 Don't forget to like, subscribe, and hit the notification bell so you never miss an episode. 📱 Follow us on social media for exclusive behind-the-scenes content and updates. * #MarketMondays #TikTokBan #SoftBank #ByteDance #Investing #TechNews #FinancialNews #StockMarket #IanDunlap #TroyMillings #RashadBilal * Stay informed and empowered with Market Mondays, your go-to source for financial wisdom and market trends! --- By carefully dissecting the potential ban of TikTok and considering various scenarios, the hosts of Market Mondays offer a nuanced perspective on a topical issue. Tune in to this episode to understand the intersection of politics, economics, and technology and what it might mean for the future of social media and big data. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 17, 2024

Welcome to this clip of the EYL! In this engaging clip, we sit down with our special guest, Caleb Silver, to delve into the fascinating world of Bitcoin and cryptocurrency. *What You'll Learn:* *History of Bitcoin:* Caleb takes us back to the inception of Bitcoin by Satoshi Nakamoto and explains its unique creation process. *Limited Supply:* Understand why Bitcoin's capped supply of 21 million coins makes it a sought-after asset. *Mining Challenges:* Discover the complex and energy-intensive process of Bitcoin mining and why it becomes increasingly harder over time. *Market Impact:* See how Bitcoin’s limited supply and increased difficulty in mining contribute to its escalating value. *Comparison with Traditional Assets:* Caleb provides a compelling comparison of Bitcoin's performance with traditional investment vehicles like the S&P 500, Dow Jones, and gold over the past five years. *Investment Potential:* Learn about the phenomenal returns Bitcoin has offered, transforming $10,000 investments 10 years ago into multi-million dollar assets today. *Adoption and Future:* Get insights into how institutional investors like Fidelity and Goldman Sachs are embracing Bitcoin and how it’s still a growing asset class. *Comparative Market Size:* Gain perspective on how Bitcoin’s market cap compares with other major global assets like real estate, global debt, and fiat currencies. *Accessibility:* Learn why Bitcoin is still in its early stages of broad adoption and how it's becoming more accessible for individual and institutional investors. *Why Watch This?* Whether you're a seasoned investor or just curious about the buzz around Bitcoin, this video provides valuable insights into its potential as an investment, its current market standing, and what makes it unique compared to other assets. Caleb Silver, with his extensive background in capital markets, offers a balanced and informative view, making complex concepts easy to understand. *Join the Conversation:* We encourage you to leave your thoughts, questions, and experiences with Bitcoin in the comments below. Don’t forget to like, share, and subscribe to our channel for more insightful content like this! *Hashtags:* #EYL #Bitcoin #Cryptocurrency #Investing #FinancialEducation #BlockchainTechnology #InvestmentAdvice #CalebSilver #BitcoinMining #CryptoMarket #DigitalAssets #Finance #InvestmentStrategy #WealthBuilding #SatoshiNakamoto Tune in now to unravel the intricacies of Bitcoin and its place in the modern financial landscape with Caleb Silver on EYL Medium! Disclaimer: The information provided in this video is for educational purposes only. Please consult with a financial advisor before making any investment decisions. --- Thank you for watching! Be sure to subscribe and hit the notification bell so you never miss an episode from EYL! --- Remember to stay informed, stay empowered, and continue building your wealth with EYL. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 15, 2024

Welcome back to Market Mondays! In today's clip, Ian Dunlap sits down with Chris Johnson to dissect recent developments in the cryptocurrency space, including MicroStrategy's massive Bitcoin purchase and the potential for another crypto winter. MicroStrategy recently bought an additional 22,000 Bitcoin at $98,000 each, sparking conversations about investment strategies and market timing. Ian and Chris delve into whether we might see another crypto winter and how investors can navigate such market cycles. Chris shares his insights on the future of Bitcoin, the involvement of institutional investors, and the changing nature of bear markets in the crypto world. Chris Johnson believes that while a future sell-off is inevitable, the character of Bitcoin bear markets is evolving. He speculates that significant pullbacks of 60-80% may be a thing of the past, thanks to the types of investors now entering the market, like BlackRock and MicroStrategy, who are more likely to hold onto their assets. This shift could mean less volatility and deeper liquidity for Bitcoin, making it a more stable asset over time. Ian and Chris also discuss the "crypto summer" phase and the bullish potential for Bitcoin. As hedge funds and institutional investors pour money into an asset with a finite supply, the landscape of digital currency investment is transforming. The conversation highlights the importance of adapting strategies and understanding the unique dynamics of cryptocurrency compared to traditional assets. For anyone interested in the future of crypto, key investment strategies, and the impact of institutional money on Bitcoin, this episode offers valuable perspectives and expert advice. Don't miss out on this insightful conversation that will help you better understand and navigate the world of cryptocurrency investments. *Timestamps:* 0:00 - Introduction: MicroStrategy's Bitcoin Purchase 0:25 - Potential for Another Crypto Winter 1:09 - Changing Nature of Bear Markets 1:21 - Institutional Investors and Market Stability 2:22 - Bitcoin’s Finite Supply and Investment Strategies 3:19 - The Concept of Crypto Summer 4:22 - Paradigm Shift in Crypto Investing *Subscribe to Market Mondays:* Stay updated with the latest market insights, investment strategies, and expert opinions. Don't forget to like, comment, and share our videos to stay informed! * #MarketMondays #CryptoWinter #Bitcoin #CryptoInvesting #InstitutionalInvestors #FinancialEducation #InvestmentStrategies #IanDunlap #ChrisJohnson * --- *Note:* Financial investments, especially in cryptocurrencies, carry risk. Always conduct your own research or consult with a financial advisor before making investment decisions. By tuning into Market Mondays, you acknowledge that this content is for educational purposes only and does not constitute financial advice. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 13, 2024

Join us for an enlightening live session, “Crypto 101 Onboarding for Newbies,” featuring Caleb Silver, Editor-in-Chief of Investopedia. This comprehensive guide is designed to demystify the world of cryptocurrency for beginners. We’ll start with the fundamentals, exploring what cryptocurrency is, its historical evolution from Bitcoin to Ethereum, and the underlying blockchain technology that powers these digital assets. Understanding the significance of crypto is crucial; we’ll discuss how decentralization fosters financial freedom and examine real-world applications such as payments, remittances, decentralized finance (DeFi), and non-fungible tokens (NFTs). Our conversation will also cover the transformative impact of crypto on the future of finance and technology. For those ready to embark on their crypto journey, we’ll provide practical guidance on selecting reputable cryptocurrency exchanges like Coinbase, Binance, or Kraken, setting up and verifying accounts, and funding wallets through various methods. We’ll clarify the distinctions between crypto ETFs, platforms like Coinbase and Robinhood, and direct ownership, as well as discuss crypto-related stocks such as Coinbase and MicroStrategy. Securing your assets is paramount; we’ll explain the differences between hot wallets (e.g., MetaMask, Trust Wallet) and cold wallets (e.g., Ledger, Trezor), and offer tips on safeguarding your private keys. You’ll learn about various types of cryptocurrencies, including Bitcoin, altcoins like Ethereum and Solana, and the role of stablecoins such as USDT and USDC in providing stability. We’ll guide you through the processes of buying and selling crypto, placing your first buy order, understanding market and limit orders, and determining optimal times to sell. Managing your investments effectively involves monitoring your portfolio using tools like CoinMarketCap and CoinGecko, and we’ll cover the basics of maintaining a diversified crypto portfolio. Safety and security are critical; we’ll discuss how to avoid scams and phishing attacks, the importance of two-factor authentication (2FA), and common pitfalls to avoid as a beginner. Additionally, we’ll introduce ways to earn with crypto, such as staking, earning interest through DeFi and yield farming, while highlighting associated risks. Navigating the legal landscape is essential; we’ll touch on varying crypto regulations across countries and provide insights into tax obligations related to crypto gains. To support your ongoing learning, we’ll recommend valuable resources, including websites, books, podcasts, and credible influencers and experts to follow. Don’t miss this opportunity to build a solid foundation in cryptocurrency and take confident steps into the digital finance world. #Crypto101 #Cryptocurrency #Bitcoin #Blockchain #DeFi #NFTs #CryptoInvesting #CryptoForBeginners #CryptoSafety #EarningWithCrypto #CryptoPortfolio #CryptoTaxes #FinancialFreedom #Investing #EarnYourLeisure Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 11, 2024

In this eye-opening clip of Market Mondays, Rashad Bilal and Troy Millings dive into the tragic event involving the United Healthcare CEO in Manhattan. This unfortunate incident has far-reaching implications, not just for United Healthcare, but for the broader healthcare industry as well. Join us as we explore the multi-layered consequences of this tragedy and discuss how corruption, economic uncertainties, and business practices impact the healthcare sector. Rashad Bilal opens the conversation, emphasizing the necessity for companies to conduct business ethically. He highlights the disturbing statistic that United Healthcare's AI agent denied 90% of people’s plans, contributing significantly to the company’s profitability but simultaneously posing severe risks to consumer welfare. The dialogue touches on the systemic issues that have plagued the healthcare industry for decades, such as exorbitant premiums and widespread discrimination. Troy Millings continues the discussion, reflecting on the inherent dangers now facing healthcare executives. He explains the industry's swift but reactive steps to ensure executive safety, such as removing executive bios from public domains and increasing security for public appearances. Troy makes a compelling point about how these practices are different from those in other industries, like technology, underlining the unique and critical impact healthcare decisions have on millions of lives. Both hosts examine the dire need for companies to find a balance between maximizing profit and prioritizing consumer well-being. They compare successful models like Nvidia and Apple, which have managed to achieve this balance, against the current state of healthcare companies that continue to struggle. Rashad shares additional insights from his stock club, mentioning the staggering number of coverage denials under the CEO's tenure—a figure exceeding 10,000 instances—shedding light on how deeply rooted these issues are. Ian Dunlap joins the conversation, stressing the importance of security for high-profile executives. Sharing personal experiences, Ian reveals the security protocols typically in place for CEOs of Fortune 100 companies and the apparent breach that led to this tragic incident. His remarks underscore the vulnerabilities even at the highest corporate levels and call into question the lapses that allowed this event to occur. Throughout the episode, the hosts emphasize a critical message: Without significant changes in business practices, these tragic events may become more frequent. They urge healthcare companies to reevaluate their strategies, prioritize customer welfare, and address systemic issues to prevent future tragedies. Join us in this thoughtful and necessary conversation on Market Mondays. Let's discuss how we can move towards a more ethical and consumer-friendly healthcare industry. Don't forget to like, comment, and subscribe for more in-depth discussions and insights on current market trends and business news. Hit the notification bell so you never miss an episode. #MarketMondays #HealthcareIndustry #UnitedHealthcare #BusinessEthics #ConsumerWelfare #CEOTragedy #BusinessNews #HealthcareReform #EconomicUncertainty #StockMarket #Nvidia #Apple #CorporateSecurity #SystemicIssues #InsuranceIndustry #EthicalBusiness #RashadBilal #TroyMillings #IanDunlap #InDepthAnalysis Tune in as we dissect the layers of this complex issue and explore possible pathways to a better and more ethical healthcare system. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 8, 2024

Welcome to another insightful clip of Market Mondays, your go-to source for financial wisdom, life improvement tips, and thought-provoking discussions! In this episode, hosts Ian Dunlap and Troy Millings dive deep into the pillars of consistency and commitment, exploring how these traits are vital for achieving long-term success and fulfillment in various aspects of life. *Consistency is Key* Troy Millings opens the discussion by emphasizing the importance of being consistent in your daily habits, whether it's financial planning, health routines, or relationship management. He and Ian Dunlap share their experiences and insights on overcoming excuses that often hold people back from achieving their goals. *Health & Lifestyle* The hosts extend their conversation to health, urging viewers to consider a New Year’s resolution that goes beyond the typical goals. From advocating for a sober lifestyle to cutting out fast food and processed foods, Troy and Ian present a compelling argument on how making these changes can bring mental clarity and improved well-being. They also introduce a 30-day challenge for viewers to be sober, eat healthily, work out regularly, drink sufficient water, and declutter their social media algorithms for a more positive outlook on life. *Relationship Advice* The discussion doesn't stop at personal habits and health. Troy and Ian also delve into the territory of relationships. They talk about the necessity of breaking free from toxic relationships and, conversely, pouring more effort into nurturing positive ones. The message is clear: a healthier you leads to healthier relationships and a more fulfilling life. *Social Media and Mental Health* The clip also tackles the often-overlooked subject of social media's impact on mental health. Ian Dunlap mentions the potential dangers of excessive social media usage and even the hypothetical scenario of a lawsuit against tech giants like Apple for the negative impact on mental health. The hosts suggest taking practical steps to manage your online activity, such as unfollowing negative pages and consuming more educational content. *The Broader Societal Impact* Troy Millings rounds off the conversation with a critical look at broader societal issues, such as the impact of alcohol and fast food on communities, particularly poorer and marginalized ones. He shares his thoughts on the historical and systemic factors that contribute to health disparities, invoking the example of Native American communities. Ian and Troy further discuss the social and economic implications of rising autism rates and mental health issues among young people. They urge parents and educators to be vigilant and proactive in advocating for the needs of children, emphasizing the crucial role of education and mental health support. *Key Takeaways:* The value of consistency in personal and professional life. Healthier lifestyle choices can significantly improve mental and physical well-being. The importance of healthy relationships and breaking free from toxic ones. Managing social media consumption for better mental health. The societal impact of unhealthy lifestyle choices and the importance of advocacy for mental health and educational support. Don’t miss out on this enriching episode packed with practical advice and profound insights! If you found this discussion valuable, make sure to like, comment, and subscribe to our channel for more content that will inspire you to become the best version of yourself. *Hashtags:* #MarketMondays #Consistency #HealthyLiving #MentalHealth #Relationships #PersonalDevelopment #FinancialFreedom #SoberLiving #SocialMediaDetox #AutismAwareness #Education --- Tune in and take the first step towards a more consistent, healthier, and prosperous life! 🌟 Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 7, 2024

Welcome back to another clip of Market Mondays! In this exciting installment, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the future of the crypto market. Buckle up as we explore where crypto is heading in the next quarter and what major players like BlackRock and Vanguard are plotting behind the scenes. 📈 Ian Dunlap kicks things off with a bold prediction for the crypto market, focusing on super conglomerates and their influence. He sheds light on BlackRock’s strategic moves, from dominating the rental market to entering the Bitcoin ETF space, and what this means for the future of crypto. 🔥 Rashad Bilal and Troy Millings weigh in on the game-changing potential of institutional investment in crypto. They discuss how traditional banking giants are gradually taking over various aspects of the market, from mainstream adoption to controlling hedge fund inflows. 💡 Ian laments the missed opportunities by the original crypto community to retain control and prevent big banks from dictating terms. He compares this takeover to the GameStop saga, critiquing how narrative engineering and strategic players have shifted the market dynamics in favor of institutional behemoths. 🤔 What does the future hold for Altcoins and meme coins? Ian contemplates the inevitable entry of major financial players into these segments and what that means for everyday crypto enthusiasts. The conversation also touches on XRP and the regulatory maneuvers that have positioned big banks advantageously. 🏦 With razor-sharp insights, Troy brings up potential catalysts that could spark the next big run or pullback in the market. They discuss everything from political appointments to deregulation plans, predicting how these factors could send crypto prices soaring or tumbling. 🔮 Don't miss Ian’s analogy-filled commentary on asset class control and the importance of strategic silence. He humorously explains how oversharing within the crypto community has allowed bigger market makers to swoop in and dominate. If you’re an avid crypto investor, a curious newcomer, or just someone interested in market dynamics, this episode is packed with invaluable insights. Join us as we navigate the complex and rapidly evolving world of crypto! Remember to LIKE, COMMENT, and SUBSCRIBE to our channel for more market insights and predictions. *Timestamps:* 0:00 - Crypto Market Predictions 1:03 - BlackRock and Rental Market 2:08 - Institutional Takeover & XRP 3:01 - January Market Pullbacks and Potential Catalysts 4:10 - Future of Altcoins and Meme Coins #MarketMondays #CryptoPredictions #Bitcoin #BlackRock #Vanguard #Altcoins #XRP #CryptoMarket #Investing #Finance #Stocks #HedgeFunds #Deregulation #IanDunlap #RashadBilal #TroyMillings #CryptoCommunity #MarketAnalysis #InvestmentStrategies Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 6, 2024

In this insightful episode of Earn Your Leisure, we dive deep into the incredible journey of Paige Addison, a dynamic entrepreneur, host, and lifestyle curator. Paige shares her story of breaking into the hosting industry and turning it into a thriving business. She uncovers the strategies and mindset needed to succeed in hosting while shedding light on the challenges of balancing multiple ventures. As the founder of her consulting firm, PSA, Paige explains how consultants can play a vital role in helping businesses grow. From managing artists to representing iconic brands like Grey Goose as their Lifestyle Curator, Paige offers a behind-the-scenes look at how she manages her diverse responsibilities while staying focused and avoiding burnout. This episode is packed with invaluable lessons, including how to monetize hosting, the keys to being a successful host, and why having too much on your plate can be a recipe for disaster. Paige also opens up about her financial management strategies, her passion for helping businesses thrive, and what it takes to build a brand that resonates with audiences. Whether you're an aspiring host, entrepreneur, or simply looking for practical tips on business and personal growth, Paige Addison's story is sure to inspire and motivate you to reach new heights. Don't miss this conversation packed with actionable gems and life-changing insights. #EarnYourLeisure #PaigeAddison #BusinessOfHosting #LifestyleCurator #GreyGoose #ArtistManagement #ConsultingFirm #PSA #Entrepreneurship #MoneyManagement #SuccessTips #CareerGrowth #BusinessGrowth #WealthBuilding #Inspiration #Motivation #EYLCommunity #HostingSuccess #EntrepreneurialJourney #PersonalDevelopment #ActionableInsights 0:00 Intro 1:40 Growing Up In Atlanta & Getting into Hosting 14:13 The Art & Business of Curating a Good Environment 19:36 Learning how to Hire & Manage People 24:30 What is PSA Management & Consulting? 29:37 Managing the Money You Make 36:52 Venturing into the Food Bowl Business 47:12 How Paige Would use Investor Money 49:28 Position with Grey Goose 52:28 Lessons from Being on Reality TV 1:00:44 Outro Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 3, 2024

In this clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the evolving dynamics between the crypto market and traditional banking. As trust in conventional financial institutions wavers, more people are turning to alternative currencies like Bitcoin and Ethereum. Ian Dunlap discusses the alarming financial instability among mid-sized banks and how the banking sector might leverage cryptocurrencies to shore up their losses. Rashad Bilal revisits his time-tested investment advice, recommending that at least 10% of your portfolio should be allocated to crypto, with a strong emphasis on Bitcoin. We explore the best strategies for crypto investments, the importance of Bitcoin as a fractional share, and how long-term holding can lead to significant returns. For those apprehensive about diving into crypto, Troy Millings provides an insightful explanation of fractional Bitcoin ownership and the potential percentage gains over time. Through real-world examples and expert opinions, this episode lays out the roadmap for navigating the volatile yet potentially rewarding world of cryptocurrencies. Whether you're a seasoned investor or a curious newcomer, this episode is your guide to making informed decisions in an uncertain financial landscape. If you’re keen on the intersections of crypto and banking, interested in hearing about the best crypto assets to hold, or want to understand how to make strategic investment decisions, this episode is a must-watch. Don't miss out as our hosts share invaluable insights that could redefine your approach to investing. Join us on Market Mondays and elevate your financial acumen to the next level! #MarketMondays #CryptoInvesting #Bitcoin #Ethereum #Blockchain #Finance #InvestmentStrategy #CryptoVsBanking #FinancialFreedom #LongTermInvesting #CryptoPortfolio #MarketAnalysis #CryptoInsights Tune in and don't forget to like, comment, and subscribe for more financial wisdom every Monday! --- In this engaging discussion from Market Mondays: 0:00 - Introduction: Crypto Confidence vs. Banking Sector Trust 0:05 - Ian on Bank Losses and the Rise of Crypto 1:22 - Rashad's Advice: Allocating your Portfolio to Crypto 2:19 - Key Cryptos: Bitcoin, Ethereum, Solana, Binance, and Others 3:31 - Understanding Bitcoin as a Fractional Share 3:58 - Real-World Examples: Long-Term Holding and Returns 5:10 - Elevating Your Investment Strategy to a Higher Level 6:18 - The Power of Holding: Lessons in Investing 7:45 - Principles of Investing in Crypto: Strategy and Risks Join our hosts as they dissect the intersections of crypto and traditional banking, offering actionable advice backed by years of experience. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Dec 1, 2024

Welcome to another riveting clip of *Black Out with Ian & Rashad*! In this clip, "Blackout Med #1," hosts Ian Dunlap and Rashad Bilal are joined by special guest Jamil "Mal" Clay for an in-depth discussion about the unfolding drama between Drake and the music industry. Could this confrontation rival the historic battles of music legends like Michael Jackson and Prince? Tune in to find out! *Episode Highlights:* [ 00:00:00 ] Rashad opens the conversation drawing parallels between Drake's current struggle and those of Michael Jackson and Prince. [ 00:00:11 ] Jamil "Mal" Clay elaborates on the magnitude of the situation, emphasizing the role of social media and how it has changed the dynamics of controversy in the music industry. [ 00:00:49 ] The group delves into how Drake, often perceived as a "soft" figure in the industry, is now challenging his label—a daring move that could redefine his legacy. [ 00:02:09 ] Rashad discusses the alleged contractual breaches and disrespect Drake faced, likening it to internal sabotage by his label. [ 00:04:16 ] The conversation takes a deeper turn as Mal draws parallels between how social media bots affect public perception in both music and politics. [ 00:05:06 ] Analyzing Kendrick Lamar's alleged defamatory lyrics and the financial and social implications for Drake. [ 00:08:10 ] Mal outlines the incestuous relationship between DSPs (Digital Service Providers) and music labels, describing it as insider trading. [ 00:10:55 ] Ian and Rashad speculate on how Universal might have preemptively maneuvered to minimize legal fallout by releasing contentious tracks as standalone singles. *Key Takeaways:* *Drake's Bold Move:* Drake's defiance against his long-standing label mirrors the legendary industry's past battles but with modern complexities like social media and digital contracts. *Bots and Public Perception:* Rashad and Mal expound on how artificial social media bots influence public perception, potentially impacting major controversies and elections. *Kendrick Lamar's Role:* Kendrick's controversial lyrics and their economic repercussions for Drake and his brand get critically analyzed. *Inside the Music Industry:* Discover the unseen mechanisms of the music industry as Mal dissects the intertwined relationships between major labels and digital platforms. Join us as we take a deep dive into the unfolding saga that could reshape the music industry as we know it. Don't forget to subscribe, like, and share if you enjoy the episode! * #DrakeVsMusicIndustry #MichaelJackson #Prince #MusicIndustry #KendrickLamar #SocialMedia #Bots #HipHop #RapBattles #Podcast * *Subscribe for more episodes!* Stay updated with the latest episodes by subscribing to Black Out with Ian & Rashad. Join our community of music enthusiasts and insiders for more insightful discussions and analyses. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 29, 2024

Welcome back to another clip of Market Mondays! In this session, your hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the fascinating world of Bitcoin investments through publicly traded companies like MicroStrategy, Square, and others. This episode is packed with insights on indirect investment strategies, the evolving cryptocurrency ecosystem, and the future of financial technology (fintech). Don't miss out on the latest trends and expert opinions! *Segment Highlights:* **Bitcoin and MicroStrategy**: Rashad introduces the topic by discussing MicroStrategy’s claim of making $500 million a day from Bitcoin. Is it a good investment avenue? Ian emphasizes that MicroStrategy offers a non-direct way to invest in Bitcoin. He praises Michael Saylor's approach and draws comparisons to other investment strategies. They debate the purported revenue figures, with Ian noting the impressive but possibly overstated numbers. **Square’s Game-Changing Moves**: Troy delves into Square’s innovative steps in cryptocurrency. He highlights their dedication since 2020 to integrate Bitcoin into their business model, not merely through trading but by selling mining equipment. The team discusses the strategic importance of Square's 3-nanometer mining chip, exclusively used by Core Scientific, a major Bitcoin miner. The conversation touches on Square’s transformation into Block and its broader implications in the fintech and AI sectors. **The Bigger Picture**: The trio explores the broader economic and technological ecosystem around Bitcoin, particularly the role of semiconductors in both Bitcoin mining and AI advancements. Ian and Troy discuss the rivalry and partnerships within the tech and cryptocurrency industries, referencing personalities like Elon Musk and Jack Dorsey. **Investment Strategy and Future Outlook**: Ian admires Michael Saylor’s commitment and compares the Bitcoin investment strategy to Vanguard’s successful ETF and index fund strategy. They hint at upcoming reports and profit margin expectations, suggesting a close watch on MicroStrategy’s future performance. *Why Watch This Episode?* Get expert opinions on investing in Bitcoin indirectly through publicly traded companies. Understand the impact of technological advancements in Bitcoin mining and AI on financial investments. Stay updated on the strategic moves of major fintech companies like Square (now Block). Learn about the competitive dynamics between tech giants and their influence on cryptocurrency markets. Join us for an in-depth look at how you can capitalize on Bitcoin’s growth without directly purchasing the cryptocurrency. Whether you're a seasoned investor or just beginning your journey, this episode of Market Mondays MM Medium is a must-watch for anyone interested in the intersection of fintech, cryptocurrency, and tech innovation. *Don't forget to like, comment, and subscribe to our channel for more insightful videos!* *Listen to us on:* Spotify: Market Mondays Podcast Apple Podcasts: Market Mondays #MarketMondays #Bitcoin #Cryptocurrency #Investing #MicroStrategy #Square #Fintech #Blockchain #CryptoInvesting #FinancialAdvice #TechInvesting #AI #BitcoinMining #InvestmentStrategy #EarningReports #TechIndustry #MichaelSaylor #JackDorsey #StockMarket #InvestingTips Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 27, 2024

In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's. Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious. Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices. Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling. The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run. Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays! *Hashtags:* #MarketMondays #OnlineGambling #FinancialLiteracy #BlackCommunity #Investing #PredatoryPractices #DraftKings #FanDuel #Stocks #RealEstate #FinancialEducation #WealthBuilding #GamblingAwareness #InvestSmart #Empowerment Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 26, 2024

In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's. Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious. Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices. Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling. The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run. Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays! *Hashtags:* #MarketMondays #OnlineGambling #FinancialLiteracy #BlackCommunity #Investing #PredatoryPractices #DraftKings #FanDuel #Stocks #RealEstate #FinancialEducation #WealthBuilding #GamblingAwareness #InvestSmart #Empowerment Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 24, 2024

In this episode of EYL, hosts Rashad Bilal and Tui dive deep into the promising landscape of Ghana, sharing their personal experiences and insights into the country's investment and entrepreneurial potential. Tui, with his dual perspectives as an American and Ghanaian, paints a vivid picture of why Ghana stands out in Africa and globally. From its safe environment and stable government to a thriving business ecosystem, Ghana presents a host of opportunities for investors and entrepreneurs alike. Rashad, originally from the US but deeply connected to Ghana, discusses the dual culture shock he experienced moving between the two countries during his formative years. He emphasizes the wealth of opportunities available in Ghana, which he fully embraced when he moved back in 2019 to join a holding company. In a matter of years, Rashad and his team grew their portfolio from three restaurants to an impressive 150, making them one of the largest franchisees for Pinkberry globally. The duo also highlight the high quality of life in Ghana, which caters to middle and upper-middle-class residents, thanks to robust healthcare infrastructure, excellent social amenities, and a blend of cultural and recreational activities. Whether it's exploring the natural beauty of the Cocoon Forest or engaging in the vibrant social scene, there's something for everyone in Ghana. Tui delves into his entrepreneurial journey, discussing how he began his venture through entrepreneurship via acquisition. His strategic approach involved partnering with Western brands to learn and implement their processes, scaling up local brands in the process. Today, their enterprises span across 14 African countries, touching various sectors like food service, financial services, gaming, and real estate. Join us in this informative episode as Rashad and Tui share actionable insights for aspiring investors and entrepreneurs looking to tap into Ghana's potential while offering themselves as resources for anyone interested in making their mark in Africa. *Hashtags:* #EYL #GhanaOpportunities #InvestInGhana #GhanaBusiness #AfricaRising #Entrepreneurship #RashadBilal #Tui #QualityOfLife #BusinessGrowth #EYLMedium #AfricanMarkets #FinancialFreedom #GhanaEconomy #TechInGhana #CulturalExploration #RealEstateInAfrica #FranchiseSuccess #Pinkberry #BurgerKingGhana #AfricanDiaspora #GhanaLiving #AfricaInvestments #AfricanEntrepreneurs #StableGovernance #FutureAfrica *Watch Now:* Discover the untapped potential of Ghana and learn how to navigate the African business landscape with insights from Rashad Bilal and Tui. Whether you are an investor, entrepreneur, or just curious about life in Ghana, this episode of EYL Medium offers valuable perspectives and practical advice to help you explore new opportunities. *Stay Connected:* Don't forget to subscribe to EYL for more content on emerging markets, entrepreneurship tips, and insights from successful personalities. Hit the bell icon to get notifications on our latest episodes! *Join the Conversation:* What interests you the most about investing or doing business in Ghana? Have you had experience living or working in an African country? Share your thoughts and stories in the comments below! Thank you for watching! #EYLCommunity #EYLFamily Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 23, 2024

Welcome back to another insightful clip of Market Mondays! In this clip hosts, Troy Millings and Ian Dunlap, dive deep into the recent movements in Eli Lilly's stock. With a 26% drop from its peak of $972 to $718, many investors are questioning whether this is a cause for alarm or a golden opportunity to buy. Ian and Troy break down the situation, examining the factors behind the stock's recent performance. They consider the influence of political lobbying and the potential impact of RFK's policies on the pharmaceutical space. The insight provided includes a crucial lesson on understanding quarterly ranges and recognizing when stock prices revert to their normal range after periods of exuberance. Discussing the pharmaceutical giants Eli Lilly and Novo Nordisk, our hosts highlight the strengths of both companies but ultimately favor Eli Lilly for its better management, competitive advantages, and robust product portfolio. Despite recent earnings misses on key products like Zip Hound and Mounjaro, Ian and Troy emphasize that Eli Lilly's diversified portfolio, which includes one of only two Alzheimer’s drugs on the market, solidifies its place as a top-tier company in the industry. Troy and Ian also share valuable investment strategies, advising against buying assets near their all-time highs and highlighting the importance of patience and long-term holding. They encourage viewers to do their homework, understand the competitive advantages of top companies, and take advantage of market pullbacks rather than succumbing to fear. Towards the end, the discussion turns philosophical, touching on broader themes of financial responsibility, the importance of long-term thinking, and the pitfalls of short-term trading. Ian passionately urges viewers to hold their investments for at least five years to truly reap the benefits and avoid the common mistakes of impulsive selling. Whether you are a seasoned investor or just starting on your investment journey, this episode of Market Mondays Medium is packed with practical advice, deep insights, and thought-provoking discussions. Don't forget to like, subscribe, and hit the notification bell to stay updated with all our latest episodes. **Hashtags**: #MarketMondays #EliLilly #StockMarket #Investing #Finance #Pharmaceuticals #LongTermInvesting #IanDunlap #TroyMillings #InvestmentStrategy #StockAnalysis #BuyTheDip #FinancialEducation #NovoNordisk #WealthBuilding #HoldFor5Years #PoliticalLobbying #AlzheimersDrug #EarningsReport #InvestmentTips #AmericanBusiness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 21, 2024

In his first-ever podcast interview, James Harden joins Earn Your Leisure to share an in-depth look at his journey from basketball superstar to a successful entrepreneur. He discusses how his relationship with Jay Z led to the opportunity to join 'The Beard Club' and reveals the story of how he first met Michael Rubin. Harden reacts to Mark Cuban's claim that athletes will eventually earn more than team owners and reflects on the special love he receives from fans in China. Harden opens up about the challenges of saying "no" to friends and family and shares insights into his long-standing relationship with Adidas, where he has now taken on the role of elder statesman. He talks about handling business challenges, the creation of J-Harden Wine, and his ambitious plan to turn it into a 9-figure business. Harden also shares his thoughts on analysts’ criticism, the current state of basketball, and why the iconic beard wasn’t intended as a marketing tool. In this candid conversation, Harden dives into the evolution of his team, his thoughts on NBA players designing their own shoes, and his admiration for Michael Rubin. He also reflects on his $500K investment in Body Armor, inspired by Kobe Bryant's advice, which led to the company’s $5.6 billion sale seven years later. This exclusive interview provides a rare glimpse into the mind of one of basketball’s greatest players as he balances success on the court with thriving business ventures. #JamesHarden #EarnYourLeisure #TheBeard #BasketballBusiness #Adidas #BodyArmor #JayZ #MichaelRubin #NBA #JHardenWine #BasketballLegends #AthleteEntrepreneur #SportsBusiness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 20, 2024

Welcome to the this clip of EYL, where we dive deep into Ghana's rich historical legacy and untapped potential for investments and business opportunities. Rashad Bilal and Troy Millings host this enlightening conversation with special guest Chaka Bars, who provides a comprehensive overview of Ghana's crucial role in African and Western history, as well as its promising future. *Why Ghana Matters:* Chaka Bars opens the discussion by highlighting the deep historical ties between Ghana and African descendants in the Western hemisphere. From the era of slave dungeons to the influential leadership of Kwame Nkrumah, who was a pivotal figure in decolonizing Ghana, the country holds an irreplaceable spot in global history. *A Rich Trading Legacy:* The discussion delves into the ancient trading networks that predated European colonization. Chaka Bars discusses fascinating historical tidbits, such as Mansa Musa and Abu Kari II's transatlantic voyages and the discovery of American substances in the remains of ancient African leaders. The conversation underscores the thriving, long-standing exchanges that occurred between Africa and the Americas long before Columbus. *Colonial Exploitation and Resistance:* Chaka Bars describes the brutal colonial exploitation of Africa's resources and people, focusing on how Ghana's gold mines and human capital were plundered. He reflects on how the Europeans exploited existing practices of indentured servitude, turning them into the transatlantic slave trade that devastated countless African families. *The Year of Return:* He explains the significance of Ghana's "Year of Return" in 2019, marking 400 years since the first enslaved Africans arrived in Jamestown. The initiative invited the global African diaspora to reconnect with their ancestral homeland, thus closing a circle that was violently broken centuries ago. *Ghana Inspiring Pan-Africanism:* The bond between Ghana and the global African diaspora is further explored through the stories of Empress Zewditu of Ethiopia and Marcus Garvey. Empress Zewditu's call for the African diaspora to return home inspired Garvey to create the United Negro Improvement Association (UNIA) and the Black Star Line. These efforts set the stage for future Pan-African movements, including the decolonization wave led by Kwame Nkrumah, who incorporated the black star into Ghana's national flag as a powerful symbol of unity and resistance. *Investment and Repatriation:* Chaka Bars also discusses contemporary efforts to bolster the connection between Ghana and its diaspora through trade agreements and bilateral relations, such as the one between Barbados and Ghana. He emphasizes the importance of providing legal and economic opportunities to those seeking to return to Ghana, including citizenship, housing, and jobs. *A Vision for the Future:* With inspiring references to great leaders like Marcus Garvey and Malcolm X, Chaka Bars calls for a united effort to create a thriving, self-sufficient African homeland. He shares personal anecdotes about his involvement in current initiatives, making a compelling case for why now is the perfect time for African descendants to invest in and possibly repatriate to Ghana. Join us in this deep dive into Ghana's past and future, and see why it holds the key to a prosperous and united African diaspora. *Hashtags:* #EYLMedium #Ghana #AfricanHistory #InvestInGhana #YearOfReturn #PanAfricanism #MarcusGarvey #KwameNkrumah #ChakaBars #BlackDiaspora #EconomicOpportunity #EYL #RashadBilal #TroyMillings #Homecoming #BilateralTrade #Decolonization Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 17, 2024

In this clip of Market Mondays, join hosts Rashad Bilal, Troy Millings, and Ian Dunlap as they sit down with seasoned Bitcoin and cryptocurrency expert Mike Novogratz. They delve deep into the current and future states of Bitcoin, addressing critical questions that every investor should consider. *Bitcoin's Cycles and Future Predictions:* Rashad opens the conversation asking Mike about Bitcoin's notorious volatility and whether we can expect a future without drastic pullbacks. Mike remarks confidently, predicting that Bitcoin won't dip below $72,000 in the next 18 months, setting sights on a target range between $97,000 and potentially $180,000. He notes that if Bitcoin falls below the projected low, it would indicate something seriously wrong in the market. *The Trust Issue of Cryptocurrency:* Troy brings up a significant barrier for many potential investors - trust. Mike elaborates on the dominance of stablecoins, particularly Tether (USDT), and dives into the business operations behind it. He also highlights the role of USDC, painting a picture of how stablecoin legislation might unfold in favor of national security interests. *Stablecoins and National Security:* Mike explains the substantial role stablecoins play in the global economy, predicting that they will become one of the largest holders of U.S. treasuries in the near future. He speculates about the likely legislative push to regulate these coins within the U.S., citing national security as a prime consideration. *Inflation and the Bond Market:* Ian prompts discussions around broader economic concerns, including the recovery of the bond market and the U.S. debt-to-GDP ratio. Mike provides insights into the complexities of managing national debt through controlled inflation, expressing his hopes and realistic expectations about the future economic landscape. He foresees inflation as a more persistent challenge, given the economic signals from the commodity markets and Bitcoin's performance. *Impact of AI on the Economy:* A fascinating tangent introduces the transformative potential of artificial intelligence. Mike speculates on how advancements in AI could revolutionize market dynamics, making processes cheaper and more efficient while acknowledging the associated uncertainties and potential risks. *Key Takeaways:* Mike Novogratz foresees Bitcoin stabilizing above $72,000, with potential growth to $97,000 and even $180,000. Trust remains a significant issue in cryptocurrency investment, with stablecoins like USDT and USDC playing dominant roles. Upcoming stablecoin legislation is likely to favor U.S.-based regulation due to national security concerns. Managing U.S. debt through controlled inflation is tricky but necessary. AI could dramatically alter economic structures, potentially mitigating inflation through increased efficiencies. Join us for this in-depth discussion that unravels complex financial mechanisms and offers expert predictions on the future of Bitcoin, stablecoins, and the broader economic environment. *Stay Connected:* 🚀 Subscribe to our channel for more insightful discussions and expert analyses. 👍 Like this video if you found the content valuable. 🔔 Hit the bell icon to get notified whenever we release a new episode. * #MarketMondays #Bitcoin #Cryptocurrency #Stablecoins #Investment #USDT #USDC #Treasuries #Inflation #AI #EconomicTrends * Tune in and stay ahead in the financial game with Market Mondays! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 16, 2024

Join hosts Troy Millings and Rashad Bilal in this insightful clip of EYL as they sit down with Moksha Fitzgibbons, a leading voice in the media and creator economy. This week, we delve deep into the dynamics of the creator economy and its sustainability. Is it really a recession for creators, as some claim? With a flood of creators entering the space, how do the few at the top continue to thrive while others struggle to monetize their content? Moksha Fitzgibbons shares his expert insights on how successful creators find their niche and deliver value to their audiences, ultimately attracting brand deals with major companies like Samsung and Ray-Ban. He emphasizes the importance of designing high-quality content to break through the saturated media market, despite the barrage of everyday content on platforms like Instagram, TikTok, and YouTube. Rashad Bilal raises thought-provoking questions on whether the overwhelming sea of content is overshadowing genuinely valuable content, much like the declining quality observed in music genres such as hip-hop. Moksha offers a balanced viewpoint, acknowledging the increase in access and creativity these platforms provide, while stressing the importance of maintaining high standards and ethical journalism. The discussion also covers the role of critical journalism in the age of citizen journalism and the need for journalists who adhere to ethical standards. Moksha argues for the necessity of trustworthy journalists to provide critical analysis, as opposed to flattery-filled content with no critical depth. Troy Millings steers the conversation towards how media companies stay youthful and relevant in their content creation. Moksha highlights the importance of youth perspective and finding fresh talent to stay ahead of the curve. He shares compelling stories about discovering new talent organically, from behind-the-camera producers to on-screen stars, illustrating the dynamic strategies at play in their organization. If you're navigating the challenges of the creator economy or simply intrigued by its rapidly evolving landscape, this episode is a must-watch. Gain valuable insights, learn from expert opinions, and understand what's critical for thriving in this unprecedented time of infinite content. *Hashtags:* #EYLMEDIUM #CreatorEconomy #MokshaFitzgibbons #ContentCreation #BrandDeals #Journalism #MediaTrends #YouTube #TikTok #Instagram #Influencers #HighQualityContent #EthicalJournalism #NewTalent #ComplexMedia Don't forget to like, comment, and subscribe to our channel for more enlightening discussions and expert insights every week! Hit the bell icon to stay updated with our latest videos. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 15, 2024

Invest in Ghana NOW! How to Buy a Home Join us for an unmissable episode of Earn Your Leisure as we uncover the incredible opportunities waiting in Ghana with the groundbreaking Sanbra City project! This visionary 400-acre real estate development offers a unique chance for investors and aspiring homeowners to enter the African market, build wealth, and take part in a transformative venture in Ghana. In this episode, we’ll be joined by an inspiring lineup of guests, including Kwame Blay, Tuyee Yeboah, Alvin Nana Kwame Bekoe, and Chakabars, who are all experts in business, real estate, and investment in Africa. Together, we’ll dive deep into the process of buying a home in Ghana, navigating the local market, and discovering the powerful business opportunities within Sanbra City. This episode is your comprehensive guide to understanding why now is the time to invest in Africa, how the Sanbra City project could change the game, and what steps you need to take to get involved. From practical insights to big-picture potential, our guests will walk you through the ins and outs of property ownership, investment strategies, and the untapped wealth-building possibilities in Ghana. Whether you're new to investing or a seasoned entrepreneur, this episode is packed with valuable information to help you make informed decisions, leverage Ghana’s growing economy, and participate in the future of African real estate. Don’t miss this chance to learn how you can own a piece of Africa’s emerging market and why Ghana is quickly becoming one of the top destinations for international investment. Be ready to tune in, take notes, and get inspired to make moves! Sanbra City Website: https://sanbracityghana.com/ (https://sanbracityghana.com/) #EarnYourLeisure #SanbraCity #InvestInGhana #AfricaRealEstate #GhanaInvestment #BuyAHomeInGhana #WealthBuilding #AfricaBusiness #EYL #GhanaOpportunity #InvestInAfri ca #RealEstate #GlobalInvesting Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 13, 2024

Welcome back to another insightful clip of Market Mondays! Today, we’re diving deep into the dramatic and historic collapse of Super Micro Computer Inc. (SMCI). From peaking at a staggering $122 to plummeting down to $26, SMCI’s decline offers a wealth of lessons for investors and tech enthusiasts alike. *Key Points Covered:* 1. *The Fall of SMCI:* Host Rashad Bilal introduces the episode by highlighting the shocking descent of SMCI’s stock price and the company’s current struggles, including talks of delisting. 2. *Overhype of AI and Market Realities:* Troy Millings brings up a crucial point about the fears around the overhyping of artificial intelligence and how it may have led many to invest unwisely in companies like SMCI. 3. *Learning from the Past:* Ian Dunlap emphasizes a timeless lesson: there is no “Nvidia killer.” He stresses the importance of investing in leading companies that genuinely drive the GDP of America rather than seeking alternatives that might not hold up. 4. *Factors Behind SMCI’s Downfall:* The hosts collectively unpack the reasons behind SMCI’s decline, particularly their problematic financial reporting and the inability to file necessary documents correctly, which led to external auditors like Ernest & Young stepping away. 5. *SMCI's Clientele and Partnerships:* Despite SMCI’s issues, they still boast significant clients like Microsoft and AMD. Troy discusses the implications of these partnerships and the critical role SMCI plays in accelerating NVIDIA’s GPUs. 6. *Future of SMCI:* With crucial financial reports pending and the impending risk of delisting, the future remains uncertain for SMCI. The hosts speculate about the possible shake-ups in the company’s leadership and how this might affect their market standing. 7. *Alternative Investment Insights:* As a potential alternative, Troy suggests keeping an eye on Dell as a new target should Nvidia decide to pivot away from SMCI. 8. *Trust in Financial Reporting:* Ian underscores the importance of accurate financial reporting and trust in business, citing how SMCI’s alleged dishonest practices could severely impact their credibility and future partnerships. 9. *Economic and Market Indicators:* Rashad hints at a broader discussion on finance and market indicators, touching upon upcoming content and interviews, including a notable conversation with the team at Business Untitled. Join us as we dissect these events, providing you with actionable insights and takeaways. Understanding the intricacies of SMCI’s collapse is not just about witnessing a company’s downfall but about learning essential investment principles and being cautious about market hype. Whether you’re an experienced trader or just starting your investment journey, this episode of Market Mondays is filled with valuable information that can help guide your decisions in the complex world of stocks and technology. *Remember to like, subscribe, and hit the notification bell so you never miss an episode. Let us know your thoughts in the comments – what do you think about the SMCI collapse? Do you agree with our analysis?* *Hashtags:* #MarketMondays #Investing #StockMarket #SMCI #SuperMicro #TechStocks #NVIDIA #AIInvesting #FinancialReporting #InvestmentAdvice #TechIndustry Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 10, 2024

Welcome back to another clip of Market Mondays, where our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dissect the most pressing issues and trends in the world of finance and investment. In this episode, we analyze the insights shared by billionaire investor Mike Novogratz, focusing on his investment strategies and market predictions. Mike Novogratz, who made headlines with his appearance at Invest Fest and on Market Mondays, reveals why he considers U.S. debt his biggest concern. He emphasizes the importance of hedging against inflation and shares his top investment picks, including cryptocurrencies like Bitcoin and Solana, precious metals like gold, and tech stocks. However, he also warns of an impending tech crash, drawing parallels with past market downturns. The team delves into the potential of gold reaching $10,000 and discusses realistic price targets and investment strategies, including the utility of ETFs like GLD for investing in gold. They also explore the crucial role tech stocks play in driving the U.S. economy and the sustainability of this trend. Ian Dunlap offers a forecast, predicting a dramatic pullback in tech stocks by 2027, pointing to various economic indicators such as the debt-to-GDP ratio and the issues plaguing startups, private equity, and commercial real estate. Warren Buffett's recent moves, including Berkshire Hathaway's hefty cash reserves and tech stock sell-offs, are scrutinized for what they might imply about future market conditions. Join us for a comprehensive discussion that covers everything from the present investment landscape to future market corrections. Don't miss out on these invaluable insights from the brilliant minds of Market Mondays. If you find this content useful, please like the video, subscribe to our channel, and hit the notification bell so you never miss an update. Share your thoughts and questions in the comments below—let's keep the conversation going! #MarketMondays #Investing #Finance #MikeNovogratz #Crypto #Bitcoin #Solana #Gold #TechStocks #InvestmentStrategy #StockMarket #EconomicTrends #WarrenBuffett #BerkshireHathaway #USDebt #InflationHedge #IanDunlap #RashadBilal #TroyMillings #InvestmentTips #FinancialLiteracy #WealthBuilding Tune in next week for more insights and stay updated with the latest in financial markets and investing trends. --- Explore previous episodes and a wealth of financial conversations on our channel. Whether you're a seasoned investor or just starting, Market Mondays is here to guide you with expert analyses and actionable advice. Let's navigate the market highs and lows together, making informed decisions to secure a prosperous financial future. Thank you for watching and being a part of our community Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 9, 2024

In this clip of "Black Out with Ian & Rashad," we dive deep into investment strategies that can help you navigate and capitalize on the new political landscape. Rashad Bilal and Ian Dunlap break down the financial opportunities in cryptocurrency, Tesla, and financial stocks, amidst the backdrop of a pro-crypto administration. 🤖💸 Join us as we discuss: **Bitcoin & Altcoins**: Why the recent surge in cryptocurrency is just the beginning and what you need to know to ride this wave. 🌊 **Tesla**: The obvious pick. With Elon Musk’s influence, learn why Tesla remains a strong investment and how it could slam-dunk financial performance. 🏎️ **Deregulated Banks & Financial Stocks**: How deregulation under the new administration can favor financial institutions and what this means for bank stocks. 📈 **Defense & Aerospace**: Projected growth in military spending and how companies like Lockheed Martin can benefit. ✈️ **Energy Sector**: Potential opportunities in oil, natural gas, and coal as deregulation looms. ⛽ **Tech Titans**: CEOs like Mark Zuckerberg and Tim Cook who have publicly aligned with the administration, and the potential impact on stocks like Microsoft and Meta. 📲 **Housing Market**: Inflation and its impact on home prices—why waiting might cost you more in the long run. 🏡 *Stock Picks to Watch:* Bitcoin (BTC), Solana (SOL), Ethereum (ETH), Tesla (TSLA), Lockheed Martin (LMT), Microsoft (MSFT), Meta (META) *Discussion Highlights:* [ 00:00:28 ] Bitcoin & Altcoins: Why they’re favored and expected to rise. [ 00:01:28 ] Tesla: Why it remains a strong pick and Elon Musk’s role. [ 00:02:11 ] Financial Stocks: The impact of deregulation. [ 00:02:53 ] Defense & Aerospace: The potential for growth. [ 00:04:11 ] Housing Market: Why prices may continue to rise. We’re cutting through the noise to give you actionable insights. If you’re looking to make informed investment decisions during these turbulent times, this episode is a must-watch. Please like, comment, and subscribe for more in-depth discussions and timely market analysis. 🤝💡 *Hashtags:* #Bitcoin #Crypto #Tesla #Finance #Investment #MarketAnalysis #StockMarket #ElonMusk #Microsoft #Meta #Deregulation #HousingMarket #DefenseStocks #FinancialNews #IanAndRashad #BlackOutPodcast Thank you for tuning in! Make sure to hit the bell icon 🔔 to get notified when we drop new episodes! 📅 --- Disclaimer: The opinions expressed in this podcast are for informational purposes only and do not constitute financial advice. Please consult with a financial advisor before making any investment decisions. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 8, 2024

In this clip of EYL, Rashad Bilal delves into the intricacies of the restaurant business and why it's often considered one of the most challenging ventures to succeed in. Through relatable analogies and practical advice, Rashad breaks down the core reasons behind the high failure rates in the restaurant industry and offers insightful solutions for budding restaurateurs. Rashad kicks off the discussion by highlighting the numerous expenses associated with starting and running a restaurant. From securing a retail space and outfitting it with industrial kitchen equipment to maintaining sanitation and hiring staff, the initial capital required can be quite daunting. Moreover, he explains how fluctuating income streams, combined with consistently high expenses, often lead to the downfall of many restaurants. One of the core solutions Rashad offers is the concept of the Minimum Viable Product (MVP). Instead of diving headfirst into a full-fledged restaurant, he suggests starting with a ghost kitchen—a cost-effective approach that gained popularity during the COVID-19 pandemic. Ghost kitchens allow aspiring restaurateurs to rent industrial kitchen space and focus solely on food preparation for delivery services like Uber Eats, thus significantly minimizing initial costs and risks. Rashad also emphasizes the importance of diversifying income streams within one business rather than juggling multiple ventures. For restaurants, he outlines seven potential revenue streams: 1. Dining-in 2. Delivery services (e.g., Uber Eats) 3. Cooking classes 4. Online cooking podcasts and videos 5. Merchandise sales 6. High-ticket coaching sessions for aspiring restaurateurs 7. Selling branded food items, such as spices and sauces By leveraging these varied income sources, restaurant owners can create a more sustainable and resilient business model. Throughout the episode, Rashad provides a wealth of practical tips and actionable advice, making it an invaluable resource for anyone looking to thrive in the restaurant industry or any other high-stake business. If you're an entrepreneur aiming to diversify your skills, manage your business more effectively, or simply understand the complexities of the restaurant world, this episode is a must-watch. Tune in to gain a deeper understanding of how to navigate the challenging yet rewarding landscape of the restaurant business, and don't forget to like, comment, and subscribe for more insights from EYL Medium. *Hashtags:* #EYL #Entrepreneurship #RestaurantBusiness #GhostKitchen #SmallBusiness #StartupAdvice #IncomeStreams #BusinessTips #CookingClasses #Podcasting #Merchandise #OnlineBusiness #RashadBilal #EYLMedium Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 7, 2024

In this exclusive interview, we sit down with Moksha Fitzgibbons, the President of Complex, for a behind-the-scenes look at one of the most influential media brands in pop culture today. Moksha dives deep into the inner workings of Complex, from the evolution of ComplexCon—an event that blends music, fashion, and culture like no other—to the complexities of guiding a company that’s changed ownership three times. He shares what it takes to keep Complex relevant and innovative in an industry that’s constantly shifting. We also explore the larger landscape of digital media and how Complex has navigated the challenges of a rapidly changing market. From staying true to its brand values to adapting to new platforms and technologies, Moksha offers insights into the strategies and mindset that have helped Complex maintain its position as a leader in media. This conversation sheds light on the future of media, the impact of ownership changes, and the vision guiding Complex forward. Whether you're interested in media, business, or pop culture, this is a conversation you don’t want to miss. Tune in for a rare glimpse into the world of Complex and gain valuable insights on the present and future of the media landscape! #ComplexMedia #MokshaFitzgibbons #ComplexCon #MediaLandscape #MediaIndustry #ComplexInterview #DigitalMedia #MediaBusiness #ContentCreation #PopCulture #ComplexNews Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 5, 2024

Join us as Jemele Hill and Tim Scott dive into the ultimate debate: Who’s the best choice for president, Trump or Kamala Harris? We cover their views on key issues shaping America, from the economy to healthcare, social justice, and beyond. Tune in for a thought-provoking discussion that breaks down where each cand idate stands—and what it means for the future of the country! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 3, 2024

Welcome to another insightful clip of EYL! In this clip, hosted by Rashad Bilal and Troy Millings, we are joined by financial experts Carter Cofield and George Acheampong Jr. to discuss critical strategies in planning for your children's financial future. Planning for your child's future is one of the essential responsibilities of parenthood. Whether you're looking to save for college, insurance, or other future investments, there are numerous ways to set up your children for success. Our guests break down these financial strategies into simpler terms, making it easier for you to understand and implement them. *Key topics covered in this episode:* 1. **Custodial Accounts**: Discover how setting up custodial brokerage accounts can provide long-term benefits for your children and why starting from a young age offers a significant advantage due to the compounding effect over time. 2. **Life Insurance for Kids**: Learn about the benefits of taking life insurance policies on your kids while they are young and healthy. This approach could offer them financial stability early in life. 3. **529 Plans**: George and Carter discuss the advantages and limitations of 529 educational savings plans, including the latest updates that allow converting them to Roth IRAs. 4. **Hiring Your Kids**: Carter introduces a lesser-known but highly effective strategy of hiring your children in your business as a means of tax efficiency and skill education, setting them up with substantial sums in Roth IRAs by the time they turn 18. 5. **Asset Allocation**: Gain valuable insights into asset allocation, with recommendations on saving, spending, and investing percentages for different income brackets. George highlights the importance of increasing your Savings rate as your income grows to expedite your financial independence. *Special Quotes from the Episode:* "The number one thing in investing that you have in your favor is time." - George Acheampong Jr. "Retirement is not an age, it is a number. The faster we get you there, the faster you can do whatever you want." - Carter Cofield Tune in to this episode of EYL Medium to get comprehensive advice on setting your children up for a financially successful future. Whether you're a new parent or planning to be one, this episode is packed with expert advice and actionable insights that can help you make smarter financial decisions. *Make sure to like, comment, and subscribe to stay updated with our latest content!* Hashtags: #EYLMedium #FinancialPlanning #ChildrensFuture #Investing #CustodialAccounts #LifeInsurance #529Plans #HiringYourKids #AssetAllocation #FinancialIndependence #MelaninMoney #TaxTips #BusinessStrategies #FinancialLiteracy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Nov 2, 2024

Welcome to another enlightening clip of EYL! Today, we dive deep into the crucial topic of estate planning with our esteemed guests, Melanin Money, Carter Cofield, and George Acheampong Jr., guided by our hosts Ian Dunlap and Rashad Bilal. Understanding the difference between a trust and a will can be overwhelming, but it's essential for effective estate management and wealth preservation. *Key Highlights:* 0:00 - *Episode Introduction* Ian opens the conversation about the significance of estate planning and the general confusion around trusts and wills. 0:17 - *Unpacking Wills and Trusts* George Acheampong Jr. explains the fundamental differences between a will and a trust, emphasizing the control and flexibility that a trust offers. 1:57 - *Revocable vs. Irrevocable Trusts* Carter Cofield elaborates on the tax benefits of a revocable trust and why it can be a powerful tool for avoiding probate court. He also shares insights into the specific scenarios where an irrevocable trust might be necessary. 4:33 - *Real-life Examples and Tax Implications* Case studies like Chadwick Boseman’s estate highlight the potential pitfalls of not having a proper trust in place. Carter explains the crucial tax advantages and how a revocable trust can save heirs from heavy tax burdens. 5:16 - *Life Insurance and Family Wealth* Rashad brings up the strategy of buying life insurance policies on family members. George and Carter discuss how this approach, often overlooked in their community, can significantly contribute to generational wealth. 6:44 - *The Importance of Disability Insurance* George shares a personal story about a health scare and the vital role of disability insurance in securing one's income during unforeseen circumstances. 9:26 - *Business Partnerships and Insurance* The guests discuss the necessity of having life insurance and buy-sell agreements within business partnerships to ensure continuity and financial security. 10:15 - *Structuring Business for Tax Efficiency* Carter provides valuable advice on the optimal business structures to maximize tax deductions and protect partnerships from financial discrepancies. This clip is filled with invaluable insights, practical advice, and real-life examples that can guide you in making informed decisions about estate planning, whether for personal or business needs. Don't miss out on this opportunity to learn from the experts and ensure that you and your loved ones are financially secure for generations to come. --- *🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest episodes!* #EstatePlanning #TrustsVsWills #GenerationalWealth #FinancialFreedom #EYL #MelaninMoney Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 31, 2024

In this week's episode of *Earn Your Leisure*, we sit down with entrepreneur David Shands to break down the journey from a 9-to-5 employee to a 6-figure entrepreneur. David shares insights on what it takes to make six figures, defining it as earning between $100,000 and $999,000 annually and examining the difference between gross income and net income. We dive into the essentials of launching a successful business, covering **Product, Price, and Promotion**: **Product**: Whether you're offering a tangible product or a service, it should be easy to produce, deliver, and pay for. More importantly, it must solve a real problem for customers, going beyond just being a good idea. **Price**: Set a price that provides at least three times the perceived value. Through effective storytelling, position your price at a level that feels comfortable for you, and consider recurring revenue models to reach your income goals. **Promotion**: Gain visibility through hustle or leverage. From social media strategies to email and text marketing, discover ways to expand your reach and share your offerings with a larger audience. Don’t miss this comprehensive guide on how to escape the 9-to-5 and start building a business that brings financial freedom! #EarnYourLeisure #DavidShands #Entrepreneurship #SixFigures #9to5ToEntrepreneur #SmallBusiness #FinancialFreedom #ProductPricePromotion #BusinessGrowth #SideHustle #InvestInYourself Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 28, 2024

In this week’s episode of Market Mondays, we are thrilled to sit down with the U.S. Secretary of Education, Miguel Cardona. Join host Rashad Bilal as he dives deep into the pressing issues facing our education system today. This episode covers a broad range of vital topics, including the controversial debate around dismantling the Department of Education, the critical role of equity in education, and the systemic challenges impacting black and brown communities. Secretary Cardona opens the discussion by addressing the potential consequences of dismantling the Department of Education, particularly for marginalized communities. He underscores the importance of the Department in ensuring equity and holding institutions accountable. "If the Department of Education is not doing their job to make sure that special education equity happens, racial equity happens, to make sure that public education is a right, not something that you pay for... we're going to have a system of the have and have nots," says Secretary Cardona. Rashad and Secretary Cardona also delve into the complex structure of the U.S. education system. While Secretary Cardona shares his multifaceted experience—from being a principal to a state commissioner—he explains the federal role in distributing funds and enforcing civil rights laws. He elaborates on the challenges of ensuring educational equity across states and districts with varying resources and policies. A particularly enlightening segment of the conversation centers around the concept of education reform—how to bridge the gap between schools in affluent communities and those in lower-income areas. Rashad probes the idea of overhauling the education system to be more centralized, questioning whether it could level the playing field for all students. Secretary Cardona responds thoughtfully, emphasizing the need for equity and local accountability while cautioning against the risks of federal overreach. "I don't want the federal government telling every school system what to do... I want to make sure that I'm fighting for equity, for evolution, for outcomes of results," Secretary Cardona articulates, stressing the importance of maintaining a balance between oversight and local autonomy. The episode also touches on hot-button issues like curriculum content and the politicization of education. Secretary Cardona warns of the dangers of removing critical historical narratives such as African American history and discriminating against students based on their sexual orientation. He calls for active engagement and vigilance from the public to uphold the values of equity and inclusion in the education system. Finally, Secretary Cardona’s call to action is clear: "People got to get active, they got to get engaged, and they got to start speaking up for what they believe to be the values of this country." This episode is a must-watch for anyone passionate about the future of education and the fight for equitable and inclusive learning environments. Don’t miss out on this insightful conversation! Make sure to like, comment, and subscribe for more impactful discussions on Market Mondays. Hashtags: #MarketMondays #Education #SecretaryCardona #PublicEducation #EquityInEducation #EducationReform #RacialEquity #CivilRights #AmericanRescuePlan #EducationalPolicy #InclusiveEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 26, 2024

Welcome back to another insightful episode of Market Mondays! 💼 In this installment, Rashad Bilal and Ian Dunlap dive deep into eight dividend stocks that should be on your radar as we move through 2025. 🎯 Timestamps: 00:00 - Introduction 00:07 - Chevron: Worth the Investment? 01:04 - Verizon: A Reliable Choice? 01:43 - Pfizer: Potential for Growth? 02:30 - UPS: Long-Term Investment? 02:56 - T. Rowe Price: Underrated Gem? 03:35 - CVS: Past its Peak? 04:52 - Kraft Heinz: To Buy or Not to Buy? 05:51 - Sirius XM: Warren Buffett's Move? Featured Stocks: 1. *Chevron (CVX)* 🌍💧 Known for its strong long-term returns, Chevron has had a rocky year but is expected to bounce back. Rashad discusses the price points at which this stock becomes a worthy investment. 2. *Verizon (VZ)* 📶 A utility-type stock that pays a solid dividend, Rashad and Ian talk about why this company is a buy below $34 and how it fits into a diversified portfolio. 3. *Pfizer (PFE)* 💊 Despite some management issues and the loss of exclusive rights to key drugs, Pfizer still holds promise, especially if you can get it at the right price points: $24, $15.46, or $23.10. 4. *UPS (UPS)* 📦 A great stock for long-term holds, UPS remains a stable investment option, although the sector's competitiveness needs consideration. 5. *T. Rowe Price (TROW)* 📈 Known for its decent dividends and being a stalwart in the financial space, Rashad expresses his approval for this stock, especially if it dips to $100 or below. 6. *CVS (CVS)* 🏥 Once a pandemic darling, CVS is now struggling. It's a potential buy only if it drops to $31. Rashad warns against chasing dividends in underperforming companies like this one. 7. *Kraft Heinz (KHC)* 🍔 A controversial pick, mainly due to concerns about product quality. Rashad and Ian discuss why this may not be the best dividend stock for your portfolio. 8. *Sirius XM (SIRI)* 📻 Mystery surrounds Warren Buffett's significant stake in this company. Rashad and Ian debate possible reasons behind this intriguing investment, while also questioning its growth potential. Key Takeaways: *Price Points Matter:* Whether it's Verizon at $34 or UPS at $124, knowing the right price points can make or break your investment strategy. *Sector Leaders vs. Followers:* Rashad insists that you should aim to invest in sector leaders like Nvidia rather than laggards just for the sake of dividends. *Management Concerns:* Companies like Pfizer show that poor management can severely impact stock value, making due diligence crucial. *Future Uncertainties:* Stocks like CVS and Sirius XM demonstrate the importance of considering future market conditions and competition before investing. Join us as we dissect why these companies are worth a closer look and how to navigate the complexities of dividend investing in the current market climate. Whether you are a seasoned investor or just starting, Market Mondays has you covered with the insights you need to make informed decisions. Don't forget to like, share, and subscribe for more weekly market insights! 📈🔔 Related Videos: *Investing in Tech Stocks for 2023* *Should You Buy Real Estate Now?* *Top 5 Crypto Picks for the Next Bull Run* #MarketMondays #DividendStocks #Investing #StockMarket #FinancialFreedom #Chevron #Verizon #Pfizer #UPS #TRowePrice #CVS #KraftHeinz #SiriusXM #WarrenBuffett #InvestSmart #StockTips Tune in to level up your investing game! 🌟 Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 25, 2024

In this episode of Earn Your Leisure, we sit down with Carter Cofield and George Acheampong Jr. from Melanin Money to explore crucial financial topics and wealth-building strategies that directly impact the Black community. They share insights into why financial literacy has historically been neglected in Black culture, highlighting the importance of education in creating lasting change. Melanin Money's mission is to close the wealth gap by $100 billion, with a focus on helping 1,000 people of color achieve financial success. They dive into how the IRS has designed the tax code to benefit entrepreneurs and investors, offering strategies that can be leveraged to maximize wealth and minimize taxes. Financial freedom, they argue, should always be the ultimate goal. We also discuss the tax limitations of traditional partnerships and why life insurance is an underrated strategy to close the wealth gap. Carter and George explain the importance of buy-sell agreements for business partners and outline the key differences between a will and a trust fund when planning for the future. The conversation touches on the fundamentals of building wealth, with an emphasis on passing down not just money but also a positive mindset, which can have a far greater impact on future generations. They offer actionable advice on how to invest for your child’s future, ensuring that they have a strong financial foundation. For financial advisors, Carter and George provide tips on staying compliant on social media while building your brand. They also explain how to convert $36,000 from a 529 plan into a Roth IRA, as well as investment strategies that anyone can use to get ahead in today’s market. We explore the differences between revocable and irrevocable trusts, offering clarity on how these tools can be used in estate planning. Additionally, they share powerful tips on how to write off $1 million in your business and, perhaps most importantly, how to get a tax deduction while making sure your child has six figures by the time they turn 18. Tune in to this insightful episode and learn how to secure your financial future while closing the wealth gap! #FinancialFreedom #MelaninMoney #WealthBuilding #TaxStrategies #GenerationalWealth #LifeInsurance #Investing #Entrepreneurship #TrustFund #529Plan #RothIRA #FinancialAdvisor #WealthGap #earnyourleisure Melanin Money Freebie link: https://cofieldspeaks.clickfunnels.com/optin-598929031726630282598 Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 23, 2024

Welcome to EYL, where we dive deep into practical strategies to make financial education engaging and effective for children! In this episode, Rashad Bilal discusses the importance of gamification in teaching kids about finance, budgeting, and the essentials of money management. *Why Gamification Matters* Rashad emphasizes that making learning fun through games can significantly help in teaching essential financial skills. Children often find it challenging to grasp the importance of budgeting, saving, and prioritizing expenses. By gamifying these concepts, parents can ensure that their kids are not only learning but are also enjoying the process. From classic board games like Monopoly to custom-created budget battles, gamification is a powerful tool to teach financial responsibility. *Budget Battle Breakdown* One innovative idea Rashad introduces is the 'Budget Battle,' a game where families can simulate real-life financial decisions. Here's how it works: Each player receives a set amount of 'fake money.' Players have a list of necessities (like rent and food) and non-necessities (like travel and entertainment). The total cost of items exceeds the amount of money given, forcing players to prioritize their spending. The goal is to make the best financial decisions, with winners possibly earning real money as incentives. This game teaches kids the importance of prioritizing needs over wants and the consequences of poor financial planning. *Monopoly Lessons* Monopoly is another excellent game for financial education. Rashad suggests that parents should take time during the game to explain critical financial concepts: The importance of buying property and collecting rent. The benefits of owning clusters of properties for better financial returns. The overall strategy of either paying rent or collecting it as a landlord. By breaking down these lessons during gameplay, children can gain a deeper understanding of real estate, rent, and loans, making the game not just entertaining but also educational. *Building Good Financial Habits Early* Rashad points out that habits formed early in life tend to stick. Introducing children to good financial habits at a young age can set them up for long-term success. Just like healthy eating habits and avoiding harmful substances, financial education should also start early to become ingrained in a child's daily life. *Incentivizing Learning* To make these financial lessons more impactful, Rashad suggests rewarding kids for making sound financial decisions in these games. Real-life incentives, such as winning actual money, can motivate children to take the lessons seriously and apply them in real-life situations. *Why It’s Important* Understanding finances is crucial for everyone, yet many people grow up without this vital knowledge because it’s not taught in schools. Gamified learning makes it easier for children to comprehend and retain critical financial concepts, setting them up for a stable future. *Watch the Full Episode* Tune in to this insightful episode of EYL Medium #2 to learn more about Rashad Bilal's tips and tricks for making financial education fun and effective for kids. Don't forget to like, comment, and subscribe for more valuable content! *Hashtags:* #FinancialEducation #Gamification #KidsLearning #BudgetingForKids #MonopolyLessons #FinancialLiteracy #EYL #Education #ParentingTips #MoneyManagement #TeachKidsFinance --- By breaking down complex financial concepts into engaging and interactive games, Rashad Bilal shows that teaching children about money can be both fun and educational. Watch the full episode to transform your child's financial future! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 21, 2024

Welcome back to another informative clip of EYL! In today’s video, we delve deep into the fascinating world of real estate and taxes with our special guest, Ms. Business, a tax expert renowned for her insightful advice and wealth of knowledge. In this clip, Rashad Bilal hosts Ms. Business to explore the intricate mechanisms of cost segregation, a tax strategy that could significantly benefit real estate investors. If you're a real estate enthusiast or investor looking to minimize your tax liabilities and maximize your profits, this video is a must-watch! *Topics Covered:* **Introduction to Real Estate Taxation**: Ever wondered how real estate can influence your tax situation? Ms. Business breaks down the concept for us, kicking off with a basic understanding of depreciation expenses and other essential deductions. **Cost Segregation Explained**: What exactly is cost segregation, and why is it vital for real estate investors? Ms. Business provides a detailed explanation, illustrating how this study dissects each element of your property to help you gain more on depreciation expenses. **Benefits of Cost Segregation**: Through practical examples, Ms. Business illustrates the potential financial advantages. For instance, a $500,000 property can yield a depreciation expense of $76,582 versus just $13,500 without cost segregation. **Bonus Depreciation**: How can bonus depreciation magnify your depreciation expenses? Find out the impact of the changes in bonus depreciation percentages from 100% up to 2022 to 60% currently. **Maximizing Tax Deductions**: Discover how breaking down property components—like personal property and land improvements—can significantly increase your tax deductions. **Implementing These Strategies**: Ms. Business emphasizes the importance of understanding and using these tactics actively, ensuring that investors not only bring in money but also report favorable losses on paper to offset other income sources effectively. With Ms. Business's expert insights and Rashad Bilal's engaging queries, this episode is packed with practical knowledge and actionable strategies that could transform your real estate investing approach. Real estate is undoubtedly one of the most potent tax deduction tools, allowing you to win financially while reporting losses on paper. *Don't Miss:* Make sure to catch Ms. Business's eye-opening presentation from Invest Fest, mentioned in the video, for an even deeper dive into these concepts. Whether you attended Invest Fest or not, the nuggets of wisdom shared here are applicable to every real estate investor aiming to strategically manage their taxes and savings. *Stay Connected:* Like, share, and subscribe for more insights and strategies on leveraging real estate and taxes. Turn on the notification bell, so you don't miss any updates from the EYL Medium series. Drop your questions and thoughts in the comments section below—we love hearing from our community! For consultations and more resources, visit our website: [Link] *Hashtags:* #EYL #RealEstate #CostSegregation #Taxes #Depreciation #RealEstateInvesting #TaxStrategies #InvestFest #RealEstateProfit #FinancialFreedom #WealthBuilding --- Stay tuned as we continue to bring you expert interviews and practical advice to empower your financial journey! Thank you for watching and supporting EYL. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 20, 2024

Welcome back to another insightful clip of Earn Your Leisure (EYL)! In this clip, we're diving deep into a strategic yet often overlooked tax-saving method: hiring your children. Our special guest, Ms. Business, and host Rashad Bilal walk you through how you can benefit from hiring your children, while also investing in their future. *Key Takeaways:* 1. *Hire Your Children for Tax Benefits:* In 2024, you can pay your child up to $14,600 without it being taxable. The money cannot be used for essentials like food and shelter, but can be used for extracurricular activities. 2. *Triple Tax Deduction Strategy:* *Business Tax Deduction:* Paying your child is a deductible business expense. *Non-Taxable Income for Child:* The income is non-taxable for your child as it's under the standard deduction limit. *Roth IRA Contributions:* Investing this money into a Roth IRA leverages compound interest, providing a tax-free growth and withdrawal in the future. 3. *Eligible Ages and Roles:* While there's no strict age limit, roles must be reasonable and age-appropriate. Ms. Business recommends hiring children typically between ages 7 to 17. Younger children can be employed in tasks like modeling or handling easy tech-related jobs. 4. *Legal and Practical Considerations:* This method should be implemented through an LLC to avoid payroll complications. Children must perform actual and reasonable tasks for the business. Hiring your children is more than just a tax deduction; it's a holistic approach to saving for their future while giving them invaluable work experience. Join Ms. Business and Rashad Bilal as they break down these strategies and much more! *Timestamps:* 00:00 - Introduction: Importance of Hiring Your Children 00:40 - Limits and Conditions on Child Payment 01:14 - Triple Tax Deduction Explained 01:53 - Practical Examples and Benefits 02:27 - Age Requirements and Eligible Tasks 03:01 - Legal Structures and Practical Implementation Don't forget to like, comment, and subscribe for more content on maximizing your financial strategies! *Hashtags:* #EYL #TaxBenefits #HireYourChildren #TaxDeduction #FinancialEducation #RothIRA #TaxFreeIncome #TaxStrategy #BusinessTips --- Stay tuned and empower your financial knowledge with Earn Your Leisure! Turn on notifications so you never miss an episode! Unlock your financial potential with EYL. We'll see you in the comments section! --- Earn Your Leisure (EYL) - Bridging the gap between business and cultural relevance. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 18, 2024

In this impactful conversation with Principal Travis Brown, we explore innovative ways to teach financial literacy to parents so they can empower their children with the tools for financial success. The traditional message of “go to college and get a good job” no longer guarantees financial freedom in today's economy. We discuss the need to shift the narrative, especially in communities affected by consumerism and luxury rap culture, and emphasize that financial freedom—not a good job—is the ultimate goal. One critical element of this conversation is the idea of a “hidden curriculum.” Financial literacy skills and money mindsets are often inherited from parents, but many students, particularly in communities of color, don’t encounter real financial challenges until they are applying for college. This can be too late to develop the habits and knowledge needed for long-term financial success. By engaging parents, we can equip them to have these important conversations early, ensuring their kids are better prepared. To make learning about money more engaging, we suggest gamifying education. Imagine creating interactive group activities where kids and their parents can work together to solve financial challenges, incorporating friendly competition through games. Movie nights could be another way to engage families, featuring films that spark discussions about money, saving, and investing. These types of hands-on, communal experiences make learning about financial literacy fun and relevant for all ages. The conversation also highlighted the power of social learning and how students can lead financial discussions at home. Financial organizations won’t solve these problems for us—it’s up to the community to educate itself. #FinancialLiteracy #GamifiedEducation #TeachKidsAboutMoney #FinancialFreedom #EYL #GenerationalWealth #MoneyMindset #EducationMatters #MovieNight #EarnersAcademy #GroupLearning #InteractiveEducation #EachOneTeachOne Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 17, 2024

Welcome back to another clip of EYL, where we break down the complex world of taxes with our esteemed guest, Ms. Business. In this enlightening episode, Rashad Bilal and Troy Millings of Earn Your Leisure dive deep into the nuances of LLCs, S Corps, and C Corps and how each entity impacts your taxes and business strategy. Are you unsure about which business entity to choose or when to make the switch? Ms. Business offers invaluable insights to help guide you through these crucial decisions. She starts by giving a clear rule of thumb: if your business profits are $40,000 or less, stick with an LLC. For profits between $40,000 to $450,000, an S Corp is more beneficial. If you're making over $450,000, it might be time to consider a C Corp. Ms. Business explains the tax implications for each type of entity: 1. *LLCs:* Owners are subject to self-employment tax, including Social Security and Medicare taxes. 2. *S Corps:* Allows for tax savings by having owners pay themselves a salary, reducing the amount of money subject to self-employment tax. 3. *C Corps:* Suitable for big businesses with strategies like issuing stock options and drawing up plans for reinvesting profits, thus reducing taxable income. Throughout this episode, you'll learn about typical misconceptions like needing to start with a complex business structure. Ms. Business and the hosts make it clear that you can start as an LLC and then transition to an S Corp or C Corp as your business grows. Also highlighted are common pitfalls and misconceptions in tax strategizing, such as the importance of correctly expensing business costs. Incoming TED Talk anecdote! Troy Millings recalls a time when he misunderstood tax write-offs, comically proving the importance of proper tax education. Moreover, Ms. Business emphasizes that the journey of your business structure doesn't end once you start; it evolves as your business prospers. She calls the LLC the "flexible entity" because of its ability to adapt to your business's growth. If you want to make informed decisions for your business based on its unique financial situation, this video is a must-watch. Whether you're a budding entrepreneur or a seasoned business owner, the insights provided will help you navigate the tricky waters of business taxes. Don't forget to like, comment, and subscribe for more expert advice and valuable discussions! *Key Points Covered:* Understanding the differences between LLCs, S Corps, and C Corps Tax implications for each business structure When to switch from an LLC to an S Corp or C Corp Common tax misconceptions and pitfalls *Hashtags:* #EYL #EarnYourLeisure #Taxes #BusinessStrategy #LLC #SCorp #CCorp #TaxTips #Entrepreneurship #BusinessGrowth #TaxPlanning #Finance #BusinessAdvice #MsBusiness #RashadBilal #TroyMillings #TaxEducation *Stay tuned for more insightful episodes that simplify complex financial topics!* Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 16, 2024

Welcome back to another clip of Market Mondays! In this thought-provoking discussion, hosts Ian Dunlap and Rashad Bilal are joined by Troy Millings to delve into the pressing issues facing today's American workforce and economy. *Key Topics Discussed:* 1. **Education and Economic Success**: Rashad opens the discussion with a startling statistic: 62% of U.S. adults do not hold a four-year college degree. This revelation leads to an in-depth conversation about the implications of this educational reality on the workforce. Rashad and the hosts argue that while a college degree doesn't guarantee success, it remains a significant factor in improving one’s economic prospects. The average American with a bachelor’s degree earns significantly more than those without one, indicating a direct link between education and economic stability. 2. **Political Responsibility and Economic Promises**: The hosts tackle the issue of politicians pandering to low-skilled, uneducated workers by making unrealistic promises about affordable housing and job creation. Rashad stresses that these promises are often impractical and unattainable, leading to disillusionment and economic strain. The discussion highlights the need for honest political dialogue and practical solutions to address the economic challenges faced by the workforce. 3. **The Housing Market Crisis**: Housing affordability remains a significant concern, with Rashad pointing out that despite efforts to create more affordable housing, prices continue to rise. This crisis is exacerbated by increasing homelessness, with a 10% rise reported from the previous year. The hosts emphasize that the housing market, similar to the stock market, is subject to continuous price increases, making it challenging for the average American to secure affordable housing. 4. **The Skills Gap and Economic Opportunities**: The conversation also extends to the skills gap in the American workforce. Rashad argues that many Americans lack the necessary skills to thrive in today’s economy, a situation worsened by the decline of traditional blue-collar jobs due to technological advancements and globalization. The hosts underline the importance of acquiring relevant skills, particularly in technology and entrepreneurship, to stay competitive in the current job market. 5. **Outsourcing and International Implications**: The outsourcing of jobs to countries with cheaper labor is another critical issue discussed. Rashad recalls Tim Cook’s testimony before Congress, explaining why companies like Apple can't bring manufacturing jobs back to the U.S.A. due to cost and regulatory constraints. This global outsourcing trend has contributed to the loss of high-paying jobs in America, further complicating the economic landscape. 6. **The Future of Higher Education**: The debate on the value of higher education continues as the hosts explore the future trajectory of college enrollment and student debt. With the rising cost of college tuition and the debatable return on investment, more people are questioning the traditional path of obtaining a four-year degree. The hosts provide insights into alternative education pathways and the potential for skill acquisition through non-traditional means such as online learning platforms. In conclusion, this clip of Market Mondays provides a comprehensive analysis of the various factors impacting the American workforce and economy. The hosts offer a sobering yet realistic perspective on the challenges and opportunities that lie ahead. Whether you're a seasoned professional or just starting your career, this episode is packed with valuable insights to help you navigate the ever-changing economic landscape. Don't forget to like, share, and subscribe for more episodes of Market Mondays! *Hashtags:* #MarketMondays #Economy #Workforce #Education #HousingCrisis #PoliticalEconomy #TechJobs #StudentDebt #Outsourcing Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 15, 2024

Welcome to another clip of EYL! In this clip, our guest, X. Eyee, dives deep into the world of artificial intelligence and how you can harness its power to supercharge your business ideas. Ever wondered how to get the most out of AI tools like Chat GPT, Gemini, and Claw? X. Eyee shares her unique framework called "Chat in the Hat," designed to turn generic AI responses into tailored, insightful guidance that leverages your own genius. Whether you're an entrepreneur looking to develop a winning business plan or a content creator aiming to crack the viral code on social media, this episode has invaluable insights for you. What You'll Learn: *1. Understanding AI Interactions:* Discover why knowing the technical workings of AI is crucial. Learn how AI's vast data pool can be shifted to provide more relevant and precise answers. *2. Introduction to "Chat in the Hat" Framework:* Dive into the three-part framework: History, Attitude, Task. Understand how to frame your prompts to transform AI from a random data spewer to a personalized expert advisor. *3. Practical Applications:* See a step-by-step approach to creating a business plan for a babysitting app by defining AI's history, attitude, and task. Learn how to direct AI to give structured, actionable feedback rather than overwhelming generic responses. Detailed Breakdown: *History:* Define the specific expertise and background the AI should 'have' to offer the best guidance. Example: Define the AI as a Harvard business professor or an award-winning business plan developer. *Attitude:* Set the tone and style for AI's responses. Example: Specify whether the AI should be curious, helpful, or critical, and whether its tone should be professional or casual. *Task:* Give precise instructions on what you're asking the AI to do and how it should format its responses. Example: Instruct AI to ask one to two brief questions at a time and provide feedback in a structured table format. Live Demonstration: In this episode, X. Eyee demonstrates how to use the "Chat in the Hat" framework in real-time. Follow along as she constructs a personalized, interactive conversation with Chat GPT to build a business plan that could attract VC investments. *This episode is a must-watch for anyone who wants to elevate their AI interactions, making every query count and turning every response into a stepping stone for success.* #EYL #ArtificialIntelligence #AI #BusinessPlan #ChatGPT #TechTips #Entrepreneurship #ViralMarketing #BusinessGrowth #StartupSuccess #TechForGood #EYLMotorcade #AIFramework #ChatInTheHat #Productivity #Innovation #TechSavvy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 12, 2024

Welcome to the first clip in our "EYL" series, where we dive deep into the world of Artificial Intelligence. Our guest X. Eyee meticulously breaks down what AI is and how it functions. If you've ever found the concept of AI overwhelming or confusing, this clip is tailor-made for you! *What is Artificial Intelligence?* Artificial Intelligence (AI) is a term that covers a wide range of technologies aiming to make machines think and act like humans. Just like cars can vary—be it two-door, four-door, electric, or gas—AI encompasses diverse tools and technologies touching different disciplines such as computer science, mathematics, electrical engineering, and mechanical engineering. Despite their varied nature, all AI technologies aim to achieve one goal: to emulate human thinking and actions. *Five Domains of AI:* X. Eyee elaborates on AI's five domains, comparing them to the human senses: 1. *Natural Language Processing (NLP):* This includes applications like Siri, where the machine learns to understand and generate human language. Functions such as text-to-speech and speech recognition fall under this domain. 2. *Computer Vision:* Used in facial recognition and other image analysis applications, this domain teaches machines to see. 3. *Haptics:* A field often explored in robotics, where machines learn to touch and feel, similar to human skin sensitivity. 4. *Machine Olfactory:* This newer field teaches machines how to smell, although it has its set of challenges. 5. *Machine Taste:* Still in its infancy, this realm aims to teach machines how to taste, facing similar hurdles as machine olfactory. *Overcoming Fear of AI:* The human brain is naturally inclined to fear the unknown. X. Eyee discusses how understanding AI can help overcome these fears. Becoming educated about AI—its domains, capabilities, and limitations—can help demystify it. There's also a call to action for communities to engage in shaping policies and regulations around AI, ensuring it's used for the greater good. *Machine Learning and Generative AI:* Machine Learning (ML) is the crux of teaching machines how to think like humans. It involves training algorithms with data so that they can learn and improve over time. Machine learning is categorized into: 1. *Supervised Machine Learning:* The algorithm is trained using labeled data, i.e., data with known outcomes. 2. *Unsupervised Machine Learning:* The algorithm uncovers patterns and outcomes from unlabeled data. 3. *Deep Learning:* A more complex subset of ML, which mimics the neural networks of the human brain for more intricate tasks. Generative AI, a specialized form of AI, aims to replicate human creativity and imagination. When prompted, it can generate outputs like text, images, or even music, making it a fascinating area in AI research and application. *TL;DR (Too Long; Didn’t Read):* For those who want a quick recap, X. Eyee has provided a handy TL;DR slide summarizing the core points discussed in this clip. Feel free to pause, take a screenshot, and share it with your friends! Don’t miss out on this enlightening discussion that simplifies the complex world of AI. Make sure to like, subscribe, and click the bell icon to get notified about our future clips. Together, let's demystify AI and understand how it can be harnessed to benefit us all. *Hashtags:* #EYLMedium #ArtificialIntelligence #MachineLearning #NaturalLanguageProcessing #ComputerVision #AIExplained #DeepLearning #GenerativeAI #TechTalk #AITechnology #Robotics #EYL tiy Join us on this educational journey and stay tuned for our next clip on how to utilize AI in business. Enjoy watching! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 11, 2024

In this YouTube Live episode with Ms Business, we break down essential tax strategies to help you legally avoid and lower your taxes. Learn the secrets that the wealthy use to reduce their tax liabilities and keep more money in their pockets. We’ll cover important topics like business taxes, corporate tax rates, and how to maximize your deductions to save thousands. You’ll get valuable tips on leveraging deductions like Section 162 for business expenses, retirement contributions, health savings accounts (HSAs), and tax credits like the Earned Income Tax Credit and Child Tax Credit. We also explain how to reduce your taxable income through investments in municipal bonds, starting a business, and taking advantage of long-term capital gains. Whether you're a business owner, investor, or individual taxpayer, you'll discover actionable steps to minimize your taxes. We also cover advanced strategies like cost segregation and bonus depreciation, showing how you can maximize your savings through real estate investments. If you’re tired of overpaying in taxes and want to learn the secrets the rich don’t want you to know, this episode is for you! #Taxes #TaxSecrets #BusinessTaxes #TaxDeductions #EarnYourLeisure #CostSegregation #RealEstateTax #FinancialFreedom #TaxStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 9, 2024

Welcome to another insightful clip of EYL Medium! In this clip, hosts Rashad Bilal and Troy Millings bring on mortgage expert Matt Garland to break down everything you need to know about jumbo mortgages and DSCR loans. Have you ever wondered what a jumbo mortgage is and how it differs from conventional loans? Matt Garland dives deep into the specifics, explaining that jumbo mortgages are loans that exceed the limits set by Fannie Mae and Freddie Mac. If you're dreaming of owning a mega-mansion, a jumbo mortgage might be your ticket. However, these loans come with stricter qualification criteria, including a lower debt-to-income ratio and full documentation, such as W-2s, pay stubs, bank statements, and tax returns. Matt also delves into options available for self-employed individuals who might not have traditional income documentation. He highlights popular choices like bank statement loans, where lenders assess income based on business bank deposits over a 12-month period. These loans come with higher interest rates but can be a viable solution for entrepreneurs looking to invest in their dream homes while minimizing tax liabilities. We also explore the world of DSCR (Debt Service Coverage Ratio) loans, which are crucial for real estate investors. Unlike traditional loans focusing on personal income, DSCR loans evaluate the potential of the investment property to generate sufficient income to cover the debt. Matt walks us through the essential metrics and calculations needed to secure these loans for both residential and commercial properties. Key takeaways from this episode include: 1. *Jumbo Mortgages:* Jumbo loans are for amounts exceeding the limits set by Fannie Mae and Freddie Mac. Stricter qualification criteria including a low debt-to-income ratio and full documentation. Options exist for self-employed individuals through bank statement loans. Understanding the trade-offs between higher interest rates and tax savings. 2. *DSCR Loans:* DSCR loans focus on the property's income potential rather than personal income. Key calculations include operating costs, property expenses, and cash flow metrics. Easier approval process compared to first-home mortgages, with a minimum down payment of 20% if it meets the 1.2 DSCR requirement. Whether you're looking to invest in luxury real estate or searching for financing solutions tailored for investors, this episode has something for you. Matt provides valuable insights and strategies to navigate the complexities of jumbo and DSCR loans effectively. Don't miss out on this comprehensive guide to mastering jumbo mortgages and DSCR loans. Watch now and equip yourself with the knowledge to make informed investment decisions! *Timestamps:* 00:00 - Introduction: Jumbo Mortgages 00:20 - What are Jumbo Mortgages? 01:50 - Full Documentation Loans 03:00 - Bank Statement Loans 05:15 - DSCR Loans Explained 06:30 - Key Metrics for DSCR Loans 08:50 - DSCR vs. Hard Money Loans 13:30 - Tips for Real Estate Investors *Hashtags:* #EYL #JumboMortgage #DSCRLoan #RealEstateInvesting #FinancialLiteracy #LuxuryHomes #MortgageTips #SelfEmployed #Investing #PropertyInvestment --- Get ready to unlock the doors to your real estate dreams with expert advice from EYL. Don't forget to like, subscribe, and hit the notification bell for more content that empowers you to achieve financial success! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 6, 2024

In this clip, we break down the various types of home loans available to homebuyers and explain the concept of “home hacking” to maximize your real estate investment. Whether you’re a couple looking to purchase your first property or planning for long-term financial growth, this video covers essential informat ion to help you make smart decisions in the real estate market. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Oct 4, 2024

Join us for a special YouTube Live episode of Earn Your Leisure featuring AI expert X Eyeé. We’ll dive deep into the world of Artificial Intelligence and explore how it can revolutionize both your personal life and business operations. X Eyeé has been working with AI for years, helping major companies harness its potential, and now he’s here to break it all down for you. In this session, we’ll discuss X Eyeé’s extensive experience with AI and his background in the field, offering a simple, straightforward explanation of how AI works. We’ll also explore practical ways viewers can integrate AI into their businesses, focusing on specific tools and frameworks that make it easier to navigate the world of AI. Additionally, we’ll address the fears and concerns surrounding AI in our communities, including how we can ensure AI works for us, not against us. Don’t miss this opportunity to get expert insights on how to use AI to stay ahead in both personal and business endeavors. --- #EarnYourLeisure #AI #ArtificialIntelligence #BusinessGrowth #Technology #AIBusiness #AIEducation #XEyeé #TechTalk #AIFramework #YouTubeLive #Entrepreneurship #FutureOfWork #AIForBusiness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 29, 2024

In this exclusive interview, Michael Vick dives deep into his groundbreaking documentary *Evolution of the Black Quarterback*. He discusses the motivation behind creating the film and highlights the challenges Black quarterbacks face in mastering an NFL playbook. Vick shares how he has embraced his role as one of the most influential Black quarterbacks of all time, while also drawing intriguing parallels between himself and NBA legend Allen Iverson, emphasizing their similar impacts on their respective sports. Vick reflects on how he organically changed the quarterback position with his unique playing style, and how his time in Atlanta helped shape him into a superstar. He also touches on the possibility that Allen Iverson could have excelled in the NFL if he had pursued football further, given their shared passion for the sport. In the interview, Vick provides his insight on Colin Kaepernick's situation and the challenges he faced in the league. He shares how fellow quarterback Donovan McNabb embraced him when he joined the Philadelphia Eagles, and the hunger he felt after getting his second chance with the team. Vick also breaks down his $137 million contract, explaining that only $37 million was guaranteed, and reveals how this contract helped him recover from bankruptcy. Vick offers valuable advice for athletes, stressing the importance of being cautious with finances and recognizing those who may try to exploit their success. He emphasizes that in NFL contracts, the only thing that truly matters is fully guaranteed money. Finally, Vick reflects on how the league has evolved for Black quarterbacks and shares the importance of having a role model to achieve greatness. He wraps up by naming his top 5 Black quarterbacks of all time and explains why he believes Patrick Mahomes is the second greatest quarterback ever. #MichaelVick #NFL #BlackQuarterback #EvolutionOfTheBlackQuarterback #PatrickMahomes #AllenIverson #ColinKaepernick #PhiladelphiaEagles #GuaranteedMoney #AthleteFinance #Quarterback #Atlanta Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 26, 2024

In this video, we take a comprehensive look at the process of buying your first home, starting with why now is a great time for first-time buyers. We explore the benefits of homeownership, such as building equity and financial stability, and share practical tips for navigating today’s competitive market. We also discuss key steps like getting pre-approved, which can significantly strengthen your buying power. Next, we break down various loan options, including FHA, Conventional, and VA loans, while offering hacks on securing down payment assistance. We also cover the common mistakes first-time buyers make, like overlooking closing costs or rushing into deals, and how to avoid them to ensure a smooth transaction. We then move on to the importance of understanding interest rates, including tips on when to lock in a good rate and what factors impact timing. We also dive into jumbo mortgages, explaining how they differ from conventional loans and the specific qualifications needed, especially for self-employed buyers or those with higher credit score requirements. Finally, we introduce the concept of real estate investing through strategies like house hacking, showing how first-time buyers can transition into the investment space. We wrap up with an overview of financing options for investment properties, such as conventional loans, hard money loans, and HELOCs, to help you start building wealth through real estate. #RealEstate #HomeBuying #FirstTimeBuyers #MortgageTips #Investing #HouseHacking #JumboLoans #FHALoans #WealthBuilding #realestateinvesting 0:00 Intro 4:06 Matt Garland’s Background 10:16 Complete Home Buying Guide Pt 1 20:13 Chat Q&A: Different Types of Loans, 1099 vs W2, & More 38:16 Using FHA to Effectively build your Portfolio 44:44 Complete Home Buying Guide Pt 2 49:02 How to Boost Your Credit Score & Debt to Income Ratio 54:10 Navigating Interest Rates 1:05:43 What are Jumbo Mortgages? 1:20:34 Future Live Interviews 1:29:14 Outro Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 20, 2024

In this conversation from Invest Fest, 50 Cent shares how streaming has transformed the film industry and the challenges creators face in succeeding. He dives into how his relentless ambition fueled his success and why it’s so hard to break through in Hollywood. **"I Have a Disease Called Ambition"** 50 Cent explains how his drive and ambition have pushed him to overcome obstacles in both music and film. He shares personal stories of how Starz kept telling him no, which led him to launch 34 shows across 10 networks. **Tyler Perry's Influence and Building a Film Studio** Inspired by Tyler Perry, 50 Cent reveals why he chose to build his own film studio in Shreveport and how this decision fits into his larger entrepreneurial vision. **Addressing Allegations & Legal Battles** In this candid discussion, 50 Cent talks about the accusations of bullying, his lawsuit with Remy, and his claim that Beam Suntory stole $6 million from him. He also speaks on Diddy's legal troubles and their ties to the liquor industry. **Lessons on Success, Complacency, and Jealousy** 50 Cent reflects on how success often brings envy, jealousy, and entitlement. He discusses why talented people sometimes become complacent and the importance of staying focused. **Massive Deals: SK Energy, Vitamin Water, and G-Unit** Learn how 50 Cent's partnership with SK Energy and the United Nations provided meals for every energy drink sold. He also talks about making over $100 million with Vitamin Water and $80 million with G-Unit sneakers after Reebok lost the LeBron bidding war. #50Cent #InvestFest #FilmIndustry #StreamingImpact #Ambition #TylerPerry #GUnit #VitaminWater #BeamSuntory #Entrepreneurship #SKEnergy #SuccessJourney #EYL #EarnYourLeisure Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 18, 2024

Welcome back to Market Mondays! In this explosive clip, Rashad Bilal, Ian Dunlap, and Troy Millings uncover the controversial world of life insurance settlements, revealing how hedge funds and investors are cashing in on assets you might not even consider. 🔍 *What You'll Learn:* - *Life Insurance Settlements—The Basics:* Rashad dives deep into what life insurance settlements are and how they function similarly to reverse mortgages. Whether it's elderly individuals or those with terminal illnesses, you'll discover how desperate circumstances can lead people to sell their policies for immediate cash. - *The Investor's Angle:* Ian brings to light the mechanics of how hedge funds are making high returns off these life insurance policies. Learn about the calculations and probabilities that go into determining the worth of a life insurance policy. - *The Ethical Dilemma:* Troy unpacks the moral implications of this business, questioning if it's morally right to profit from someone's imminent death. Are people being exploited, or is it just another savvy financial move? - *Medical System Crisis:* The discussion leads to broader issues, like the exorbitant costs of healthcare in America and how it forces people into these dire financial decisions. Nursing homes, long-term care, and the American health system are scrutinized for putting immense financial pressure on families. - *Investment Opportunities & Risks:* Considering getting into this market? The crew discusses the potential gains and pitfalls, emphasizing patient and well-thought-out investment strategies. Ian even connects this to stock market behaviors, like in companies such as Intel and Nvidia, comparing how market psychology plays a role in both scenarios. - *Family Care Dilemma:* What happens when you need to care for elderly parents? The team explores the emotional and financial strains this can cause, stressing the need for meticulous long-term planning. This clip is a goldmine for anyone interested in understanding the often hidden, dark facets of investment and how they intertwine with everyday lives. Whether you're an investor looking for new opportunities or someone planning for your family's future, this discussion provides essential insights and actionable advice. 🔗 Stay Connected: - *Subscribe* to Market Mondays for more deep dives into finance and investment strategies. - *Follow us* on Instagram, for real-time updates and behind-the-scenes content. 🎧 Listen on: - Apple Podcasts:[Market Mondays 🔖 Hashtags: #MarketMondays #LifeInsuranceScam #InvestmentTips #FinancialFreedom #WealthBuilding #HedgeFunds #EthicalInvesting #HealthcareCrisis #FinancialPlanning #StockMarket #InsurancePolicies #ReverseMortgages #MedicalBills #LongTermCare #AIInvesting #IntelStocks #Nvidia #RetirementPlanning #MoneyManagement #CashIsKing --- 🛎️ Remember to *Like**, **Comment**, and **Subscribe* for more insightful episodes on personal finance, investment, and market analysis. Hit the notification bell so you never miss an update! See you next week! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 15, 2024

In this eye-opening clip of the EYL series, we host a hard-hitting debate featuring Congressman Jamaal Bowman and Whitley Yates. This candid conversation dives deep into complex issues, such as U.S. foreign policy, the exploitation of child labor in African nations, and the role of white supremacy within American political systems. Congressman Jamaal Bowman lays out his views on how both Republican and Democratic parties have been complicit in supporting white supremacist ideologies and elaborates on how current foreign policies might perpetuate systemic inequalities. He argues that the U.S. support for Israel contributes to a genocide recognized by international courts and raises concerns about child labor in the Congo and Coltan mining, emphasizing that African nations don't benefit from the wealth generated by these resources. Whitley Yates, on the other hand, challenges Bowman by scrutinizing his voting record and the broader actions of his party. She asserts that both parties, albeit primarily the Democrats, have failed to address the issues that affect the Black community despite relying heavily on their votes. Yates provides a historical perspective, mentioning that many initiatives beneficial to minority communities, such as the Small Business Administration, were actually initiated by Republicans. She critiques the Democrats for promising change but delivering little substantive policy to improve the lives of Black Americans. Throughout the debate, Bowman emphasizes the need for continued organization and efforts to oppose white supremacy, highlighting the Democrats’ support for Social Security, Medicare, and other initiatives aiding marginalized communities. He also calls for further advances in key areas like reparations and justice in policing. Yates counters by noting her personal experience living in major cities governed by Democrats, pointing out that the conditions in these areas often deteriorate despite repeated promises of improvement. She contends that the Democratic Party has historically used the Black community’s support to maintain power while offering minimal tangible benefits in return. This clip is filled with passionate arguments and thought-provoking insights that will leave you questioning the role of political parties in perpetuating systemic issues and the genuine steps required to create meaningful change. Tune in for this riveting debate that promises to shed light on critical social and political issues affecting not just the Black community, but the entire nation. *Hashtags:* #EYL #JamaalBowman #WhitleyYates #PoliticalDebate #ForeignPolicy #WhiteSupremacy #ChildLabor #DemocratsVsRepublicans #USPolitics #BlackCommunity #SocialJustice #Reparations #SocialSecurity *Check out our other videos and don't forget to like, subscribe, and hit the notification bell to stay updated with our latest content!* Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 13, 2024

On this week's episode of Market Mondays, we dove into a variety of critical financial topics. We analyzed *ASML stock* and what its future could mean for the semiconductor industry, along with the latest developments in **Apple's iPhone 16**. We also broke down different types of **retirement plans**, offering insights on the best options for long-term savings. Additionally, we discussed the *S&P’s worst week since 2023* and whether this is a natural market correction or the start of a larger downturn. We explored the potential of a *20% stock drop* and the possibility of *2 million job losses**, and what key indicators could signal such a shift. We covered the implications of the **yield curve uninversion* and whether this marks the beginning of economic recovery or lingering risks of a recession. We also examined the *PMI hitting an 8-month low**, what the **decline in U.S. construction spending* means for the real estate market, and **J.P. Morgan’s downgrade of SMCI**, discussing whether it's a short-term issue or a bigger concern. Finally, we outlined **3 essential rules for trading options**, offering advice for traders navigating today’s volatile markets. To close out, we had a conversation with **Bevel CEO Damon Frost**, gaining insight into his company's trajectory and the industry as a whole. #MarketMondays #ASML #Apple #iPhone16 #RetirementPlans #SP500 #StockMarket #YieldCurve #PMI #ConstructionSpending #SMCI #OptionsTrading #Bevel #DamonFrost #Investing #economy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 11, 2024

Join *Earn Your Leisure* for an exclusive, in-depth livestream recap of the latest presidential debate, where we'll be sitting down with leading Democratic and Republican experts to break down what really happened on that stage. In this dynamic conversation, we'll discuss the major takeaways from the debate, the standout moments that caught the nation's attention, and the hidden strategies that could shape the course of the election. But we’re not stopping at just the debate highlights. We’ll dive deeper into what these political arguments and policy proposals actually mean for everyday people. From healthcare and taxes to jobs and the economy, we’ll explore how the candidates' platforms will impact your life, your family, and your community. Whether you're a political junkie, an undecided voter, or just trying to stay informed, this livestream will offer diverse perspectives and insightful analysis that will help you make sense of the election’s high-stakes. Don’t miss out on this critical conversation about the future of our country, the policies that will affect you, and what comes next on the road to Election Day. Make sure to tune in, join the chat, and be part of the conversation! * #PresidentialDebate #EarnYourLeisure #DebateRecap #DemocratVsRepublican #Election2024 #PoliticalAnalysis #VoterImpact #EverydayAmericans #PoliticalCommentary #FutureOfAmerica #PolicyDebate #DebateReaction #Economy #Healthcare #TaxPolicy #PoliticalStrategies #YourVoteMatters * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 8, 2024

In this riveting clip of "Black Out with Ian & Rashad," legendary NFL Hall of Famer Shannon Sharpe joins hosts Ian Dunlap and Rashad Bilal for an in-depth, revealing interview. Shannon shares his thoughts on a wide range of topics, from achieving success in both sports and business to the importance of mental resilience and maintaining privacy. Shannon discusses why he now refuses to block negative commenters, allowing them to witness his undeniable success. He emphasizes that greatness requires obsession and effort that exceeds the standard nine-to-five job. Whether it's his childhood experiences catching chickens and bailing hay, or reinventing himself post-football, Shannon's stories underline the relentless work ethic that has driven him to success. Sharpe delves into relationship-building as a cornerstone of business success, illustrating how past interactions can forge future opportunities. He also touches upon his views on loyalty in professional relationships, sharing a personal reflection on his time with Skip Bayless and how their partnership ended when it no longer bore fruit. Shannon’s insights are not just about business but also about life principles. He emphasizes the importance of self-awareness, telling his audience not to let others' limitations define their success. His advice to athletes on financial prudence and saving for "rainy days" reveals a deeper understanding of long-term security over immediate gratification. One of the most touching moments of the episode is Shannon’s recounting of his grandmother's influence, illustrating the familial values and responsibilities that guide his life decisions. His emotional reflection on visiting his childhood home and comforting his grandmother in her final days pulls back the curtain on the human side of this larger-than-life figure. Tune in to hear Shannon discuss his cognac brand's journey, from the challenges of production to achieving top sales ranks in Georgia and Colorado. Shannon’s entrepreneurial spirit shines as he talks about creating a unique brand in a less saturated market. The episode is punctuated by Shannon’s candid revelations on dealing with adversity in the industry, including the subtle hostilities masked as jokes. Yet, his message remains clear: stay focused on your own lane and let your success speak for itself. Don't miss this episode of "Black Out with Ian & Rashad" for an inspiring look at Shannon Sharpe's wisdom, work ethic, and personal journey. **Hashtags:** #ShannonSharpe #BlackOutPodcast #IanDunlap #RashadBilal #MentalResilience #BusinessSuccess #NFL #Entrepreneurship #Motivation #PersonalGrowth #Legacy #FamilyValues #FinancialAdvice #ObsessionForGreatness #CognacBrand #SkipBayless #AthleteAdvice #PodcastEpisode Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 6, 2024

In this episode of EYL, Rashad Bilal hosts special guest Alexiou Gibson to break down the controversy surrounding the health benefits of sea moss. Recently, a doctor on Nick Cannon’s show stated there are no real health benefits to sea moss, which sparked widespread debate. Rashad brings this up to Alexiou, who has a wealth of knowledge and firsthand experience with sea moss, both in personal testimonials and through rigorous scientific testing. Alexiou Gibson delves deep into the subject, providing evidence from lab tests that show sea moss contains a rich array of minerals like zinc, potassium, vitamins A, K, D, and more, which have tangible health benefits. He also discusses the historical significance of sea moss, including its crucial role during the Irish Potato Famine in the 1800s when it was one of the few resources that kept people alive. With a background in biomedical engineering and experience working with NASA, Alexiou provides a compelling argument backed by scientific data. He explains the importance of nutrient-dense foods and how the modern diet often falls short. This is where sea moss can be beneficial, especially in a society where nutrient deficiencies are more common than we might think. The episode reveals the importance of sourcing sea moss from credible suppliers who perform extensive mineral and heavy metal testing, a practice that Alexiou’s company upholds rigorously. He emphasizes the need for transparency, ensuring that the sea moss products are free from harmful contaminants like mercury. In response to whether people in America need supplements like sea moss given their overall well-rounded diet, Alexiou points out the reality that most Americans do not consume the necessary nutrients through their diet alone. Fast food, processed foods, and even fruits and vegetables lacking seeds contribute to a nutrient-dead society, making supplements like sea moss all the more essential. Alexiou also shares powerful testimonials from individuals who have experienced significant health improvements through sea moss. From anti-inflammatory benefits aiding those with arthritis to improvements in fertility and immune system support, the positive impacts are hard to ignore. Join us as we dissect these points, revealing the truth about sea moss's health benefits. Alexiou's methodical approach and evidence-backed arguments offer a robust rebuttal to the claims that sea moss is overrated and unnecessary. Whether you are a health enthusiast or someone looking to make informed choices about your diet and supplements, this episode of Market Mondays is packed with valuable insights and practical information. *Keywords:* #SeaMossBenefits #AlexiouGibson #MarketMondays #EYLMedium #RashadBilal #HealthSupplements #CMOSDebate #NutrientDeficiency #BiomedicalEngineering #NutrientDenseFoods #CMOSLabTesting #HealthAndWellness #SeaMossNutrition #AlternativeHealth #ImmuneSystemBoost Don’t forget to like, share, and subscribe for more insightful discussions and expert interviews on Market Mondays EYL Medium. Watch the full episode to get the complete breakdown and decide for yourself if sea moss is worth the hype. Tune in now! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 4, 2024

Welcome to the premier clip of EYL! In this engaging dialogue, hosts Rashad Bilal and Troy Millings sit down with John Burns, co-founder of the Burns Brothers, to explore the entrepreneurial landscape in Africa. This insightful conversation is packed with valuable lessons on taking imperfect action, the power of partnerships, and the integral role of intentionality in business decisions. **Key Takeaways from This Episode:** 1. **The Leap of Faith:** John Burns delves into his transition from a stable career in law to pursuing his passion for making a difference. Emphasizing the importance of purpose and divine calling, John shares how he navigated the uncertainties surrounding his decision. His mentor’s advice, "if you have a fallback, you fall back," resonates as a pivotal point in his journey. 2. **Power of Partnerships:** The Burns Brothers' entry into Africa was heavily reliant on strategic partnerships. John recounts how relationships and connectivity played crucial roles, particularly through his brother’s experience as a senior CEO at Conduit, the largest call center company in the world. These partnerships facilitated their introduction to Africa and the establishment of sustainable business ventures. 3. **Challenges in Africa:** While the opportunities in Africa are immense, the challenges are equally significant. From technological infrastructure to political nuances and power outages, John discusses the realities of doing business on the continent. However, he highlights Africa’s present potential, urging entrepreneurs, especially Black businessmen, to engage with the continent actively. 4. **Building the Future:** One of the major highlights is the discussion about the Burns Brothers' Membership Club HQ in Nairobi, Kenya. John explains the intentionality behind choosing Nairobi, citing its status as an economic hub in East Africa and its strategic partnership with the U.S. By establishing their headquarters in Nairobi, the Burns Brothers aspire to create impactful connections between African Americans and Africans, driving cultural and economic exchanges. 5. **Impact and Intentionality:** The conversation underscores the importance of leading with advocacy and impact. John believes that genuine change and business growth come from prioritizing human-centered approaches. Whether it's creating job opportunities for skilled but unemployed Africans or facilitating unique community experiences, the focus remains on meaningful impact. **Why You Should Watch:** This clip provides a comprehensive look into the how's and why's of expanding entrepreneurial ventures into Africa. John Burns' experiences and insights are not only inspiring but also serve as a practical guide for those looking to explore business opportunities on the continent. With a blend of personal anecdotes, strategic advice, and future-forward thinking, this episode is a must-watch for entrepreneurs, business enthusiasts, and anyone interested in African markets. **Join The EYL Movers:** Stay connected with Rashad Bilal and Troy Millings as they bring more entrepreneurial stories, lessons, and inspirations. Like, comment, and subscribe to our channel to stay updated with our latest videos. Join us in our journey to explore and unlock endless opportunities across the globe, starting from Africa! **#AfricaEntrepreneurship #BurnsBrothers #JohnBurns #EYL #BusinessInAfrica #AfricanMarkets #Entrepreneurship #ImpactfulBusiness #Partnerships #BusinessGrowth #EconomicDevelopment** Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 3, 2024

In this week's episode of Earn Your Leisure, we're joined by the dynamic John Burns to explore the journey and impact of The Burns Brothers. Discover how John transitioned from being a lawyer to a full-time entrepreneur, the story behind organizing a Juneteenth concert at the White House, and the challenges and opportunities of doing business in Africa. We also dive into strategies for running a successful membership club, the critical role of AI in creating jobs, and why documenting everything in a partnership is crucial. Learn how The Burns Brothers scaled their business in Africa, the importance of company culture, and their decision to launch a membership club in Kenya. Plus, we discuss the struggle of accessing capital, even as a law firm partner and Fortune 500 COO, and how local government officials can help provide capital for the community. Don’t miss out on this insightful discussion about the advantages of being in business with family. #EarnYourLeisure #JohnBurns #TheBurnsBrothers #Entrepreneurship #BusinessInAfrica #MembershipClub #ArtificialIntelligence #CompanyCulture #AccessToCapital #FamilyBusiness #Juneteenth #WhiteHouse #DocumentEverything #LocalGovernment #Kenya Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Sep 1, 2024

Welcome back to another insightful clip of Market Mondays! In this clip, your hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the current state of Chipotle's stock, recent splits, and its potential future performance. 🥗📈 *Key Topics Covered:* 0:00 - Introduction 0:12 - Chipotle Stock Analysis: Is Now the Time to Buy? 1:14 - Importance of Holding Through Market Fluctuations 2:35 - Subway vs. Chipotle: Fast Food Wars 3:53 - Innovations in Fast Food Industry 5:03 - Keeping Momentum in Business *Chipotle Discussion:* Ian Dunlap shares his thoughts on whether it's a good time to invest in Chipotle despite its recent decline after a stock split and the departure of its CEO. Both Ian and Troy provide insights into Chipotle’s strong fundamentals, and its superior profit margins, and why they believe it has a strong potential for growth in the next 5-6 years. They also reflect on lessons learned from previous investment decisions and stress the importance of holding through market highs and lows. 💹✨ *Fast Food Industry Analysis:* The conversation shifts to the competitive landscape in the fast food industry, comparing Chipotle's strategy to that of Subway and other emerging competitors like Kava. Highlights include the challenges Subway faces with its new pricing strategies and the need for innovation to stay relevant in the market. 🍔🥙 *Importance of Momentum:* Our hosts emphasize the critical role of maintaining momentum in business to ensure sustained success. They highlight the importance of consistent innovation, reliability, and staying on top while a brand is hot, using recent examples from the food industry and their own experiences in organizing successful events like Investfest. 🔥🚀 *Additional Insights:* Toward the end of the video, the discussion veers into a lighter note about favorite snacks, underscoring the informal yet informative vibe of Market Mondays. *Why Watch This Episode?* - *Learn* about the current state and potential of Chipotle stock. - *Understand* the importance of market timing and holding stocks. - *Get insights* into the fast food industry's competitive dynamics. - *Discover* the significance of maintaining business momentum. Don’t miss out on the valuable investment advice and market analysis provided by Rashad, Troy, and Ian. Make sure to hit the like button if you enjoyed the video and subscribe to stay updated on all things market-related! *Timestamps:* 0:00 - Introduction 0:12 - Chipotle Stock: Analysis and Recommendations 1:14 - Lessons from Holding Stocks 2:35 - Competitive Analysis: Chipotle vs. Subway 3:53 - Fast Food Industry Innovations 5:03 - Business Momentum & Consistency * #MarketMondays #ChipotleStock #InvestmentAdvice #FastFoodIndustry #StockMarketAnalysis #BusinessMomentum #FinancialEducation * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 31, 2024

In this episode of EYL, we sit down with Alexiou Gibson, the visionary entrepreneur behind a skyrocketing $37 million business. Alexiou shares his transformative journey from an ambitious business plan to partnering with renowned sharks on Shark Tank. Despite the initial aim of securing $500,000 for just 5% equity, Alexiou soon realized that the sharks brought more to the table than just financial support—they had the relationship capital needed for explosive growth. *Why did he devalue his company?* Alexiou explains how the strategic partnerships and growth strategies offered by the sharks outweighed the initial monetary offer. With access to the networks of influential moguls like Mark Cuban and Kevin Hart, Alexiou's brand was catapulted to national visibility, gaining opportunities that would have been otherwise unattainable. One notable example was Mark Cuban's immediate response to getting a clearance from Disney, facilitating a crucial post on The Shade Room during Black History Month. *Challenges and Triumphs:* Post Shark Tank, Alexiou faced operational challenges, including the overwhelming "Oprah effect" — receiving half a million dollars in orders within the first hour of the episode airing. However, smart decisions like delaying massive exposure from QVC (as advised by Mark Cuban) allowed the business to scale sustainably. Today, Alexiou Gibson is weeks away from opening the largest CMOS manufacturing facility in the U.S., a sprawling 20,000 sq. ft. plant that will not only bolster domestic growth but also expand the business into international markets including Canada, the UK, Colombia, and the Bahamas. *Key Milestones:* - Seven months in, the company made a million dollars. - By the time of appearing on Shark Tank, sales hit $3.5 million. - Post Shark Tank, the business saw rapid growth, making $37 million in just three years. - Launched a successful Seamoss gummy that sold out within two months, adding $3 million in revenue. - Upcoming launch of Seamoss skincare line and an Amazon store, which are predicted to elevate sales beyond the $20 million mark in 2023. *Future Outlook:* As Alexiou expands into new product lines and platforms, his vision to not just grow his business but also to maintain high standards and sustainability remains steadfast. A nomination for Oprah's Favorite Things this holiday season signifies further validation and excitement for what's to come. *Don’t miss out:* This episode is a masterclass for budding entrepreneurs, offering invaluable insights into the strategic decision-making that separates success from failure. By focusing on long-term growth and leveraging key relationships, Alexiou Gibson has built a brand that's not only thriving but is set to dominate multiple markets in the coming years. Watch the full episode to learn how you can apply these principles to your own entrepreneurial journey. *Hashtags:* #EYL #Entrepreneurship #BusinessGrowth #SharkTankSuccess #AlexiouGibson #MarkCuban #KevinHart #CMOS #StartupStory #BusinessStrategy #OprahEffect #QVC #ECommerceSuccess #BusinessInterview #GrowthHacking #EntrepreneurLife #BusinessJourney #EYLMedium #StartupSuccess #InnovativeBusiness #EYLPodcast Be sure to like, comment, and subscribe for more insightful interviews with trailblazing entrepreneurs! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 30, 2024

Welcome to another enlightening clip of Market Mondays! In this special edition, we dive deep into the highlights and key takeaways from Investfest, an event that truly underscores the power and value of networking and in-person connections. In this clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap have a riveting discussion on several pivotal aspects of Invest Fest. Rashad starts by emphasizing the unparalleled importance of networking. He shares an incredible encounter between Steve Harvey and 50 Cent at Investfest, illustrating the immense influence and opportunities that arise from such connections. We also explore the value of panels and workshops that covered various trending topics, including artificial intelligence and homebuyer education. These sessions received outstanding feedback, signaling the deep interest and critical need for knowledge in these areas. The speakers highlight building relationships as the cornerstone of success, reiterating that the most significant takeaway from any event should be leaving with three valuable connections. This networking ethos was evidently showcased in the dynamic environment of Investfest, where vendors and attendees alike gathered to exchange ideas and forge new professional bonds. A notable observation was the proactive engagement—or lack thereof—by vendors in the marketplace. The hosts stress the importance of being assertive and seizing opportunities to network and make meaningful connections. We also acknowledge the vibrant presence of young attendees, including community kids, college graduates, and teenagers. Their enthusiasm and engagement at Investfest serve as a testament to the growing interest of the younger generation in financial literacy and entrepreneurship. Alongside, Ian Dunlap provides insights from his session, highlighting discussions about Nvidia and a compelling interview with 50 Cent, shedding light on 50 Cent's impactful business dealings and his broader influence on people's lives. Our gratitude goes out to the entrepreneurs and influencers who made it to Investfest and supported the event. Their participation underscores the collective effort toward financial education and empowerment. The clip carries a lighthearted tone at times, with humorous exchanges about fashion and attire among the hosts, adding a refreshing touch to the profound discussions. Reflecting on their own journey with Earn Your Leisure, Rashad and Troy delve into their roles as financial advisors and educators and share stories of community and growth. Whether it’s about the young man who volunteered or the African vendor selling waist beads, each story highlights the communal and supportive atmosphere at Investfest. Attention is also given to their upcoming book, "You Deserve To Be Rich," set to release in early 2025. The book aims to contribute substantial value to financial literature from their culture's perspective. A significant part of the conversation touches on the importance of dressing well and curating one’s image in professional settings, using examples of interactions with successful individuals like Don Peebles. The hosts emphasize treating the event as a documented piece of history and the importance of defending the value of Investfest against any negativity or misinformation. In summary, this episode offers a reflective and insightful look at Investfest's pivotal moments and teachings, underlining the value of in-person networking and the importance of maintaining a proactive and positive engagement in the world of finance and entrepreneurship. Don’t forget to like, share, and subscribe to Market Mondays, and stay tuned for more exciting content! ### Hashtags: #MarketMondays #Investfest #Networking #FinancialEducation #50Cent #SteveHarvey #ArtificialIntelligence #HomebuyerWorkshop #YoungEntrepreneurs #CommunityGrowth #FinancialLiteracy #YouDeserveToBeRich #EarnYourLeisure #Nvidia #BusinessSuccess #ProactiveEngagement #FinancialLiterature #DressForSuccess Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 29, 2024

Welcome back to another exciting clip of Market Mondays! In this clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the latest hot topics in the financial world. ### Key Highlights: **1. Federal Reserve's Rate Cuts:** Federal Chair Jerome Powell's concerns about the timing of potential rate cuts have stirred significant discussion. Ian Dunlap argues that timing might never be too late when it comes to rate cuts, stating that any cut would provide much-needed relief to the markets. They also explore the potential implications of rate cuts on the economy, including how it could act as a stimulus and alleviate fears of a recession. Troy and Ian weigh the possible outcomes of a quarter or half-point cut in September and subsequent months, assessing how this delicate balancing act could impact inflation and market dynamics. **2. CEO of the Year:** Who deserves the title of CEO of the Year? Ian and Troy debate whether it should go to Jensen Huang of Nvidia or Mark Zuckerberg of Meta. Ian leans towards Jensen, citing his significant impact on Nvidia's market performance and the broader economy. They discuss how Jensen’s strategic decisions have made Nvidia the darling of publicly traded companies in America. Conversely, Rashad praises Zuckerberg's achievements and contributions, highlighting the reach and influence of Meta's platforms. **3. Nvidia’s Anticipated Earnings Report:** Nvidia is in the spotlight with its earnings report scheduled to be released soon. Our hosts discuss the market's expectations and the possible outcomes. Ian advises a cautious approach, suggesting that while Nvidia may hit solid earnings, setting expectations too high could backfire. Troy shares an optimistic view but acknowledges potential delays in new product launches, referencing Nvidia's Blackwell product as a critical point of interest. They emphasize the importance of managing expectations while recognizing Nvidia's stellar performance over recent quarters. **4. Market Hedging and Retail Investors:** The discussion touches on Bank of America's advice for hedging in the market. Ian believes that while hedging might suit institutional investors, retail investors might miss out on significant gains, particularly with a powerhouse like Nvidia. The consensus is that retail investors stand to benefit considerably if the market moves favorably, driven by strategic rate cuts and solid earnings reports. **5. Meta’s Market Dynamics:** Despite Meta hitting home runs in their earnings, their stock hasn’t always reflected this success. Ian and Rashad analyze this phenomenon and how Meta's platforms, including WhatsApp and Instagram, maintain significant user engagement and market presence. They explore the challenges of being a publicly traded company where market expectations and actual performance can sometimes diverge. **Conclusion:** Join us for this insightful episode as we navigate the intricate balance of economic policies, market expectations, and company performances. Whether you’re an investor, finance enthusiast, or just someone eager to understand the latest market trends, this episode of Market Mondays offers valuable perspectives and expert analyses. Don't forget to like, comment, and subscribe for more financial insights and updates. Hit the notification bell to stay updated with our latest episodes and discussions! **Hashtags:** #MarketMondays #JeromePowell #FedRateCuts #NvidiaEarnings #CEOOftheYear #JensenHuang #MarkZuckerberg #Meta #Investing #Finance #StockMarket #EconomicInsights --- Tune in and stay informed with Market Mondays, where we make sense of market movements and provide you with the knowledge to make informed financial decisions. Thanks for watching, and we'll see you in the next episode! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 28, 2024

In this insightful clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dissect the recent movements in the stock market, particularly focusing on the Dow Jones Industrial Average's latest performance. The Dow, having recently touched new record highs, saw a subsequent pullback—a phenomenon that seems to puzzle many investors. Ian Dunlap kicks things off by explaining the cyclical nature of the stock market. He emphasizes that historically, after the market hits an all-time high, it tends to pull back 80% of the time. This correction is expected, much like an athlete who scores an extraordinary 55 points in one game is unlikely to replicate that performance immediately. Ian advises that investors should focus on the long-term, investing in quality stocks and not be overly concerned about short-term market fluctuations. Troy Millings touches on the sensationalism prevalent in financial media. He notes how headline writers often exaggerate market movements to capture attention, stressing the need to distinguish between sensationalism and actual market fundamentals. Troy points out that the supposed “sector rotation” is typically irrelevant for retail investors and is more of a buzzword used in financial circles to stimulate discussion. Both Ian and Troy highlight the significance of upcoming events, particularly Nvidia's earnings report. Scheduled for release on August 28, this report is poised to have a substantial impact on market indices like the Dow, Nasdaq, and S&P 500. The anticipation around this earnings report is compared to the excitement surrounding a highly awaited album release in the music industry. Nvidia's performance is crucial because it’s deeply intertwined with the AI sector, which is a significant driver of growth in the current economic landscape. The conversation also touches upon the nature of market performance as the year progresses. Historically, the months of September and October can be quite volatile, whereas the year-end period from November through January generally sees a market rally. This year-end rally is also influenced by factors such as potential rate cuts and major earnings reports like Nvidia’s. Ian adds another layer to the discussion by explaining how media narratives are crafted to attract attention, particularly on Mondays. Sensational headlines often make minor market movements seem more critical than they are, which can unnecessarily alarm investors. Join us in this episode as we provide a balanced perspective on the current market dynamics, offering valuable advice for both new and seasoned investors. Learn why it’s essential to stay focused on long-term goals and how to navigate the sensationalism of financial news. *Keywords:* Dow Jones, Nvidia earnings, stock market analysis, sector rotation, long-term investing, market behavior, financial media sensationalism, AI growth, Nasdaq, S&P 500, investing tips, economic trends, rate cuts, market volatility. *Hashtags:* #MarketMondays #StockMarket #DowJones #Investing #Nvidia #FinancialNews #AI #Nasdaq #SP500 #LongTermInvesting #EconomicTrends #MarketAnalysis #InvestingTips #FinancialAdvice Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 27, 2024

In this episode of Black Out, we dive deep into the incredible journey of The Transformation Factory, led by Alexiou Gibson. We discuss how the company made $37 million in sales after securing a $600,000 deal from Kevin Hart and Mark Cuban on *Shark Tank*. We explore their rapid rise to $1,000,000 in revenue in just the first seven months of business, highlighting what it takes to secure a spot on *Shark Tank*. Alexiou shares why he prioritized relationships over money during his negotiations, revealing the importance of building genuine connections in business. We also touch on The Transformation Factory’s expansion into the largest sea moss factory in the U.S. to keep up with growing demand, and how Alexiou made $1,000,000 selling sea moss straight from his garage. We break down the incredible benefits of sea moss, its diverse uses, and the significant impact food has on people of color. Don't miss this inspiring discussion on the power of sea moss and the impact of building a purpose-driven business from the ground up. #BlackOut #TransformationFactory #SeaMoss #SharkTank #AlexiouGibson #KevinHart #MarkCuban #Entrepreneurship #HealthAndWellness #BusinessSuccess #FoodForHealth #SeaMossBenefits Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 26, 2024

Welcome to another insightful clip of Market Mondays! In this edition, your hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the essential topic of financial freedom and the importance of investing, even in uncertain times. *Key Highlights:* * **The Importance of Investing**: Ian Dunlap kicks off the discussion by addressing the common sentiment of skepticism towards investing when the system seems rigged. Rashad Bilal emphasizes that investing remains one of the few viable paths to building wealth in this country. He highlights that alternatives like real estate, stocks, and business are indispensable for achieving financial freedom. * **Alternative Sources of Income**: Beyond traditional employment, Ian and Rashad explore various ways to generate substantial income. They stress the importance of building a unique business or excelling in a niche area, drawing examples from industries such as AI with Chat GPT and corporate case studies like Starbucks. * **Networking & Craftsmanship**: The conversation shifts to the significance of relationships and continual improvement in one's craft. Whether it's a business pitch or networking with influential figures, both skills are deemed crucial for long-term success. * **Retail Insights & Earnings Reports**: Troy Millings steers the conversation towards current earnings reports from major retail players like Lowe's, Target, Macy's, and more. Ian shares his cautious take, noting the thin profit margins and higher interest rates, which make certain investments less attractive. * **Stock Analysis**: The team provides an analysis of stocks like Snowflake and Zoom, reflecting on their performance and potential. Ian's critical perspective on Zoom’s limited use case and the struggles of Snowflake offers viewers a nuanced outlook on these tech stocks. * **Music Industry Nuggets**: Rashad brings up an interesting scenario involving Dame Dash and Roc Nation, discussing the strategic moves around Jay-Z’s "Reasonable Doubt" album. The hosts consider the implications of devaluing assets within contentious transactions, drawing parallels with high-stakes corporate strategies. **Why You Should Watch This Episode**: This episode is packed with actionable insights for anyone keen on navigating the complexities of the financial world. Whether you’re looking for investment advice, business-building tips, or current market analyses, Troy, Ian, and Rashad provide a comprehensive guide to making informed financial decisions. They blend real-world examples and expert opinions to deliver invaluable lessons that can help you achieve financial freedom. Don't miss out on this engaging and informative discussion that could be a game-changer for your financial journey! *Subscribe to our channel* and stay tuned for more episodes where we break down complex financial topics, offer expert advice, and help you make smarter investment choices. **Hashtags**: #MarketMondays #Investing #FinancialFreedom #StockMarket #BusinessBuilding #RealEstate #Networking #RetailStocks #TechStocks #EarningsReport #InvestmentAdvice #ChatGPT #Zoom #Snowflake #RocNation #JayZ #MusicIndustry *Watch, learn, and grow with Market Mondays. Every Monday, we're breaking down the market moves that matter and helping you navigate the path to financial freedom!* --- Tune in, take notes, and take action. See you in the next episode! --- Disclaimer: The information provided in this episode is for educational purposes only. It should not be considered financial advice. Always do your own research before making any investment decisions. --- Thank you for watching and supporting Market Mondays! * #FinancialEducation #InvestSmart #WealthBuilding * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 25, 2024

Welcome back to another insightful clip of Market Mondays! In this clip, we are thrilled to be joined by the distinguished Senator Tim Scott. Renowned for his notable contributions to economic policy and social reforms, Senator Scott offers a unique perspective on the efficacy of former President Donald Trump's economic strategies, particularly their impact on African Americans and the broader U.S. public. **Summary:** In this candid conversation, host Ian Dunlap delves into Senator Scott's views on the economic legacy of President Trump. The Senator sheds light on several pivotal achievements during the Trump administration, including the creation of 7 million new jobs, a significant portion of which benefited women and minorities. Highlighting the historically low unemployment rates for African Americans and Hispanics, Scott attributes this success to the inclusive economic policies that he himself helped shape. Senator Scott also emphasizes the importance of Trump's initiatives like the permanent HBCU funding, the historic cancellation of HBCU debt, and the implementation of opportunity zones. He notes the profound impact these policies had on the economic wellbeing of minority communities. However, the conversation doesn't shy away from the criticisms. Ian Dunlap poses critical questions about the negative repercussions of retaliatory tariffs on farmers and businesses. Senator Scott acknowledges the complexity of the tariff issue, specifically the 301 tariffs on China, but defends their long-term benefits, including significant agricultural purchases by China. The discussion provides a balanced view, acknowledging the economic challenges that ensued post-2021, such as the inflationary pressures exacerbated by the COVID-19 relief packages. Senator Scott contrasts the tariff impacts with the broader economic struggles under the Biden administration, underscoring the substantial loss in spending power for American families. Additionally, the episode explores the landmark First Step Act, a significant stride in criminal justice reform aimed at reducing recidivism by addressing mental health, employment, and education issues among formerly incarcerated individuals. Senator Scott reflects on the bipartisan effort that made this reform possible and its enduring impact on American communities. From economic policies and their social implications to legislative reforms and their real-world impact, this episode of Market Mondays provides an in-depth analysis that is both engaging and informative. Whether you are an aficionado of economic policy, a student of political science, or simply interested in the multifaceted impacts of government actions, this conversation with Senator Tim Scott is a must-watch. **Timestamps:** 0:00 - Introduction 0:18 - Senator Scott on Trump's Economic Policies 1:10 - Job Creation and Minority Employment 2:02 - HBCU Funding and Opportunities Zones 4:25 - Retaliatory Tariffs Discussion 6:01 - Inflationary Pressures Post-2021 7:17 - First Step Act and Criminal Justice Reform **Don't forget to like, comment, and subscribe for more insightful economic and political discussions!** **Hashtags:** #MarketMondays #EconomicPolicy #SenatorTimScott #TrumpAdministration #JobCreation #HBCU #OpportunityZones #Tariffs #Inflation #CriminalJusticeReform #FirstStepAct #PoliticalDiscussion #USEconomy #CandidConversation #IanDunlap Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 23, 2024

In this clipof EYL, we're joined by the dynamic duo behind the iconic "Detroit VS Everybody" brand, Tommey Walker and Sean Xavier Williams, to delve into the grit and grind that built a movement. The phrase “Detroit VS Everybody” has transcended beyond just a slogan or a t-shirt; it’s now a worldwide anthem for underdogs and a symbol of perseverance. Join hosts Rashad Bilal and Sean Xavier Williams as they unravel the fascinating story of how this brand came to life and the legal hurdles faced along the way. The conversation kicks off with a look at the moment Keith Urban wore their apparel without acknowledging the brand, spurring a Google search frenzy, which eventually led people to their website and Instagram page. This incident marked the early recognition of the brand's growing popularity and highlighted the need for securing their intellectual property. Sean, who was in law school at the time, shares how he leaned on his legal education and professor’s guidance to file the initial trademarks. Sean describes the basics and intricacies of trademarking “Detroit VS Everybody” and the broader “VS Everybody” tagline. They discuss the legal landscape of holding a trademark that's so universal, touching on the complexities and expenses involved. Tommey and Sean explain the significance of filing for trademarks, providing data like specimens to prove they're actively using the mark in commerce, and the high costs of legal battles to protect their intellectual property. The duo also narrates their encounters with trademark infringements, from other vendors copying their designs to bigger entities like USA women's soccer team and NBA using similar taglines. While these issues are frustrating and time-consuming, they sometimes open doors for collaboration and licensing deals. They illustrate how these situations turn into opportunities for lucrative settlements and benefit the brand's exposure. Rashad emphasizes the importance of having a strong legal framework to safeguard one's creations against imitators who attempt to capitalize on the success of other brands. Through poignant anecdotes, like receiving an email from someone who admits to using their brand to support their child’s education, the guests showcase the paradoxical admiration and frustration of dealing with copycats. Sean and Tommey talk about the hefty legal fees which, at their peak, could reach up to $15,000 a month, underscoring the financial burden of safeguarding intellectual property. Tommey also shares an exciting account of wearing their shirt in Africa and the global reach of their brand, emphasizing the need for international trademark protection. They have strategically filed trademarks in various countries including the US, UK, EU, Liberia, Ghana, Nigeria, and South Africa to ensure their brand remains protected worldwide. Finally, the discussion touches on the foresight behind expanding the trademark from “Detroit VS Everybody” to a more universal “VS Everybody.” Tommey's creative vision sought to make the phrase a timeless, ever-relevant anthem that resonates across different industries and demographics. This insightful session is a must-watch for aspiring entrepreneurs, fashion enthusiasts, and anyone intrigued by the intersection of creativity, business, and law. Tune in to gain valuable knowledge on trademarking, protecting intellectual properties, and the journey of building a brand that’s more than just apparel but an inspirational movement. **Time Stamps:** 00:00 - Trademarking and the Keith Urban Incident 00:11 - Legal Battle and Costs 02:11 - Settling Brand Infringements 03:37 - Emotional Anecdotes 06:18 - Global Trademarks and Business Expansion 07:22 - Vision and Foresight of “VS Everybody” **Hashtags:** #DetroitVsEverybody #TrademarkWars #IntellectualProperty #EYLMedium #StartupStruggles #BrandBuilding #LegalChallenges #Entrepreneurship #FashionIndustry #GlobalBrand Don’t forget to like, comment, and subscribe for more inspiring stories from industry leaders! Join the "VS Everybody" movement and wear the pride! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 22, 2024

Welcome back to Market Mondays! In this enlightening clip, host Ian Dunlap sits down with the esteemed Senator Tim Scott to discuss pressing issues surrounding the K through twelve education system and the financial barriers of higher education in the United States. With the staggering costs of education and the stark disparity in quality between affluent and impoverished communities, this conversation is more relevant than ever. **Key Discussion Points:** 1. **Quality Education for All:** Senator Scott emphasizes the critical need for quality education options for everyone, especially those living in poverty. Through his experiences and initiatives, he illustrates the stark contrast between the options available to wealthy families versus those from low-income backgrounds. He argues fervently for school choice as a solution, a sentiment that resonates across demographic lines and has found support among a significant percentage of African American, Hispanic, Asian, and blue-collar parents. 2. **Success of Charter Schools:** Highlighting the DC Opportunity Scholarship Program and New York's Success Academy, Senator Scott delves into how charter schools have significantly outperformed public schools in terms of graduation rates and college attendance. With high school graduation rates over 90% and a notable increase in college attendance, these examples serve as a testament to the potential of school choice in bridging the educational divide. 3. **Affordable Higher Education:** From his tenure on the Education Committee and personal experiences, Senator Scott suggests community colleges as a viable option to make higher education more affordable. States like South Carolina and Tennessee offer programs where the first two years of college are free at community colleges, with credits transferable to major universities. This strategy effectively halves the cost of a four-year degree without compromising on the quality of education. 4. **Support for HBCUs:** During the COVID-19 pandemic, significant steps were taken to cancel over a billion dollars of debt for Historically Black Colleges and Universities (HBCUs). Through bipartisan efforts, these institutions garnered the highest funding in the nation's history, making this support permanent. Senator Scott argues that this measure is crucial for providing lifelong learning opportunities, especially for students from disadvantaged backgrounds. 5. **Long-Term Economic Benefits:** Despite the daunting $35,000 average debt for college graduates, the senator presents a silver lining. This investment equates to an additional $2 million in lifetime income, a compelling deal for those unable to finance their education through other means. This perspective encourages a broader view of education as a worthwhile long-term investment. **Why Watch?** Whether you're a parent, educator, policymaker, or student, this episode is packed with insights that cut across party lines and socio-economic backgrounds. Senator Scott shares his bipartisan efforts and actionable solutions that aim to make quality education accessible and higher education affordable for all Americans. **Don’t miss out—hit play and join the conversation!** **Timestamps:** 0:00 - Introduction 0:10 - Improving K-12 Education 1:00 - Significance of School Choice 2:00 - Success of Charter Schools in DC and NYC 3:26 - Affordable Higher Education through Community Colleges 4:38 - Debt Relief for HBCUs 5:40 - Long-Term Economic Benefits of College Education **Subscribe and Follow Us!** If you enjoyed this episode, don't forget to like, share, and subscribe for more insightful discussions every Monday. **Hashtags:** #MarketMondays #EducationReform #SchoolChoice #CharterSchools #AffordableEducation #HBCUs #SenatorTimScott #IanDunlap #CommunityColleges #HigherEducation #LifetimeLearning #BipartisanEfforts Join us on this journey toward redefining education for future generations! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 21, 2024

Welcome back to Market Mondays! In this clip, we are thrilled to have Senator Tim Scott join hosts Troy Millings and Rashad Bilal. The discussion dives deep into the concept of Opportunity Zones—a term many have heard but few truly understand. **What You’ll Learn in This Video:** - **The Genesis of Opportunity Zones:** Senator Tim Scott shares his personal journey and the inspiration behind the creation of Opportunity Zones. Growing up in a single-parent household in North Charleston, South Carolina, he witnessed firsthand how living in the "wrong zip code" limited opportunities for many talented individuals. This personal experience fueled his drive to design a project that could bring essential resources back to underserved communities. - **How Opportunity Zones Work:** The video covers the basic framework of Opportunity Zones. Senator Scott explains how governors of various states designate low-income areas as Opportunity Zones and the kinds of tax incentives offered to investors. These incentives were crafted to encourage long-term investments, focusing on transformation rather than quick profits. - **Impact and Results:** One of the key discussions revolves around the measurable impact of Opportunity Zones. Senator Scott cites statistics, revealing that these zones have attracted nearly $70 billion in investments to economically distressed areas. Property values have seen a 20% rise, and wage growth has increased by around 8%, significantly above the national average of 3.2%. Additionally, the video addresses concerns about gentrification and highlights that it has remained under 5% during the period, emphasizing the project's success in balancing growth and community integrity. - **Bridging the Knowledge Gap:** Troy Millings brings up an important point about financial education and how it can be a barrier for average people wanting to take advantage of Opportunity Zones. Senator Scott discusses numerous initiatives, events, and partnerships aimed at educating communities about these investment opportunities. Real-life examples like the affordable housing projects in Rock Hill, South Carolina, and Bishop Jakes' work in Georgia offer tangible proof of the program’s benefits. - **Future of Opportunity Zones:** The discussion also touches on the future of Opportunity Zones, as the current incentives are set to expire next year. Senator Scott hints at the necessity for another push and a strategic rollout to continue the positive momentum. **Why You Should Watch:** This episode is a must-watch for anyone interested in economic development, investment opportunities, and financial education. Whether you are an investor looking for new ventures, a community leader wanting to bring resources to your neighborhood, or simply someone curious about policies that drive economic change, this video has something for you. **Join Us:** For more insightful discussions and expert opinions, subscribe to our channel and hit the notification bell so you never miss an update. Leave your questions and thoughts in the comments below—we’d love to hear from you! **Hashtags:** #MarketMondays #OpportunityZones #TimScott #Investing #EconomicDevelopment #FinancialEducation #CommunityBuilding #AffordableHousing #Entrepreneurship #MarketInsights #FinancialLiteracy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 20, 2024

In this episode of Earn Your Leisure, we sit down with the visionary founders of Detroit Vs. Everybody to explore their journey from corporate jobs to full-time entrepreneurship. We dive deep into the origin story of this iconic brand, revealing how a chance moment on *American Idol* with Keith Urban wearing their shirt skyrocketed demand. Learn about the challenges they faced in protecting their trademark from infringement and the key strategies they used to manage international trademarks effectively. Discover how they secured licensing partnerships, including a major collaboration with Gucci, and the impact the "Detroit Vs. Everybody" song had on their business. The episode also covers how the brand scaled its operations, including opening a new store in the Detroit airport and purchasing a manufacturing warehouse after a $100,000 order. Finally, we explore their mission to partner with more African festivals and the co-founder's decision to quit his job after Detroit Vs. Everybody sold out at a Big Sean concert. #DetroitVsEverybody #Entrepreneurship #TrademarkProtection #LicensingDeals #GucciCollaboration #BigSean #DetroitAirport #BrandGrowth #EarnYourLeisure #BusinessSuccess #InternationalExpansion #AfricanFestivals #AmericanIdol Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 19, 2024

Welcome back to another insightful episode of Market Mondays Medium! In this episode, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the world of tech stocks, with a particular focus on Amazon. 🚀 *Why is Amazon making big moves but the stock isn't reflecting it?* 🚀 This clip addresses an intriguing question about Amazon's stock performance. Despite consistently making significant business moves, Amazon's stock hasn't skyrocketed in the way that other tech giants like Apple or Microsoft have. Our hosts break down the reasons behind Amazon's stock behavior and compare it to other high-performing stocks like Nvidia and meme coins, discussing the importance of stable gains over parabolic but unsustainable growth. *Key Points Covered:* - *Amazon's Consistent Performance:* Ian Dunlap compares Amazon's performance to that of a steady and reliable athlete, providing consistently good results without dramatic swings. He highlights that Amazon's stable gains, especially in the volatile retail space, make it a reliable choice for long-term investors. - *Strategic Investments:* Troy Millings discusses Amazon's heavy reinvestment into infrastructure, AI, and other innovative technologies. These strategic moves, including a notable 43% increase in capital expenditure, are designed to enhance customer experience and ensure future growth. He also shares impressive stats on Amazon's gross profit margins over recent quarters. - *Impact of Leadership Changes:* The discussion touches upon Amazon's leadership transition and its stock split in recent years, analyzing how these factors have influenced the company's performance and what they mean for future prospects. - *Growth in Emerging Markets:* Ian highlights Amazon's expansion into India, predicting its critical role in the company's long-term growth strategy. 🔍 *Additional Insights:* - The clip also compares Amazon's returns to other notable companies like Walmart and Apple, revealing that Amazon has outpaced traditional retail giants in terms of stock performance. - There's a humorous take on the need for innovation with a playful jab at Apple's incremental updates to their iPhone series. 📊 *Why You Should Watch:* Whether you're a seasoned investor or just starting, this episode of Market Mondays Medium offers valuable insights into one of the world's most influential companies. You'll gain a deeper understanding of Amazon's business strategy, stock performance, and why it remains a solid choice for long-term investment. Join us as we dissect the financial intricacies and market strategies of Amazon, providing you with the knowledge you need to make informed investment decisions. Don't miss out on this comprehensive analysis from experts who know the market inside out. *Make sure to like, comment, and subscribe to stay updated with our latest episodes. Click the bell icon to receive notifications for future videos!* *Hashtags:* #MarketMondays #AmazonStock #TechStocks #InvestmentTips #FinancialInsights #IanDunlap #RashadBilal #TroyMillings #StockMarket #Investing #Amazon #TechInvestments #LongTermInvesting #StockAnalysis --- Thank you for tuning into Market Mondays Medium! Let us know in the comments what topics you'd like us to cover next. Remember, your financial freedom is just a Market Monday away! Stay informed, stay invested, and see you next Monday! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 18, 2024

Sign up for Investfest Raffle and Chance to Meet with 19Keys today https://highlvl.19keys.com/investfest... About '19 Minutes': Intense, Focused Dialogues: Straying from the typical long-form format, '19 Minutes' is about packing a punch. Each episode, ranging from a sharp 45 minutes to an impactful 2-hour session, is a deep dive into a world of ideas. Exclusive Access, Unseen Angles: From studios to personal spaces, '19 Minutes' takes you behind the scenes. It’s your VIP pass to the unseen aspects of our guests' lives. Strategic Release, Vast Reach: Premiering on Keys TV and then hitting 19Keys' YouTube channel, the show ensures widespread viewership. Episodes drop in gripping 19-minute segments, followed by full-length releases for the binge-watchers. As a visionary and a pioneer, 19Keys taps into a range of topics from tech to wellness. His expertise and charismatic hosting make each episode not just a conversation, but a masterclass. Featured Guests: Hit-Boy & Big Hit, Memphis Depay, Keenan Beasley, Stephan Speaks, Bobby Price, Loon, Mr Grateful, Dame Dash, Mike Rashid, Aristotle Investments, and many more. '19 Minutes' – where every minute counts. In this episode of "19Minutes with 19Keys," 19Keys and Rashad Bilal engage in a deep and insightful conversation about the complexities of consciousness and identity within the Black community. They delve into the concept of double and triple consciousness, particularly how Black individuals navigate their identities within a predominantly white society while also dealing with internal community perceptions. The discussion highlights the challenges and strategies for maintaining authenticity and integrity in the face of societal pressures and expectations. The conversation also explores the idea of leadership and responsibility within the community. Rashad Bilal shares his experiences as a financial planner and co-founder of a major financial literacy platform, emphasizing the importance of having a pure heart and genuine intentions. They discuss the sacrifices required to achieve success, the importance of self-knowledge, and the need for collective upliftment. The episode underscores the critical role of personal and community evolution in overcoming systemic challenges and fostering lasting change. 19KEYS Bio: 19Keys is a visionary thinker and motivational speaker who empowers people to unlock their greatest potential. Visit www.19Keys.com for more information. Special EYL Viewer Promotion Text “HLC“ to 2012283670 Tap in on all platforms: Youtube: / 19keys Twitter: / 19keys_ Instagram: www.instagram.com/19_keys/ TikTok: / 19keys Send in a voice message: https://anchor.fm/19keys/message Follow his links below to learn more: LinkTree https://linktr.ee/19_keys Crownz 19 Link https://crownz19.com/ GoldeWater Link https://goldewater.com/ Book link https://crownz19.com/products/paradig... Affiliate Links: (Get Your Podcast Setup Gear) AMAZON LINK https://www.amazon.com/shop/b_amechi (Get youtube support for thumbnails, timestamps and more with Taja AI https://www.taja.ai/?via=amechi #FinancialHealthEducation #WealthManagement #PersonalFinance #BlackFinancialEmpowerment #TransformativeFinancialEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 17, 2024

In this insightful clip of Market Mondays, hosts Ian Dunlap and Troy Millings welcome Jabari Johnson, a multifaceted entrepreneur and talent in the live event space. Jabari delves into the incredible power of relationships, sharing how pivotal connections have shaped his journey from the media side of the music industry to becoming a prominent figure in live events. Jabari begins by reflecting on his hustle as an interviewer, seeking every opportunity to interview hip-hop artists. Little did he know, these efforts would lay the groundwork for invaluable relationships that would later open doors in the live event sector. He highlights the nuances of the live space, emphasizing how it differs significantly from the recording industry. Unlike the digital realm where anyone can create and share content, the live event industry is tightly controlled by gatekeepers who manage venue bookings. Jabari’s transition to the live space wasn’t without its challenges, but he leveraged his existing relationships to navigate this complex arena. From needing contacts at Live Nation and AEG to get his foot in the door, to proving himself in front of venue owners, his journey underscores the importance of building and maintaining professional connections. His strategic networking eventually led him to national contacts, enabling him to book large venues across the country. He recounts organizing a groundbreaking event at the UBS Arena, which had never hosted an R&B DJ-driven event before. The success of this event not only solidified his reputation but also paved the way for future shows featuring diverse genres like Caribbean, Afrobeat, and Reggaeton. Jabari emphasizes the critical role of execution and reliability, noting that once given an opportunity, it’s essential to deliver exceptional results to build a lasting reputation. Ian Dunlap and Troy Millings, intrigued by Jabari’s approach to data collection, inquire about the tools and platforms he utilizes. Jabari generously shares his tech stack, mentioning the significance of pre-registration and lead collection to build a robust database. He uses Typeform for its customizability and integrates ticket sales data from platforms like Live Nation, Universe, Ticketmaster, and Eventbrite into his CRM, Tradable Bits. This comprehensive approach allows him to analyze consumer behavior and tailor future events to meet his audience's preferences. Concluding the episode, Jabari takes a moment to reflect on his role as a mentor in the live event space. Now seen as a 'young OG,' he frequently offers guidance to up-and-coming event organizers, helping them navigate the pitfalls of the industry. He stresses the dual importance of strong relationships and flawless execution, encouraging new talent to prove their worth through dedication and excellence. Whether you’re an aspiring event organizer, a music industry professional, or someone interested in the mechanics of building a successful business through relationships, this episode offers a wealth of knowledge and inspiration. Jabari’s story is a testament to the transformative power of networking and the relentless pursuit of one's goals. Join us on this enlightening journey and learn how you can harness the power of relationships to elevate your career and creative endeavors! **#MarketMondays #JabariJohnson #LiveEvents #MusicIndustry #Networking #EventPlanning #Entrepreneurship #BusinessGrowth #IndustryInsights #RelationshipBuilding #EventTech #ProfessionalDevelopment #SuccessStories #IanDunlap #TroyMillings** Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 16, 2024

In this fascinating episode of EYL, hosts Rashad Bilal and Troy Millings sit down with seasoned trademark attorney Rosezena Pierce to uncover the critical aspects of trademarking your business. Rosezena emphasizes the importance of securing your brand name legally before you pour your time, effort, and finances into building your business. Right from the start, Rosezena equates starting a business without a trademark to building a house on land you don't own—a recipe for disaster. She shares eye-opening stories from her decade-long career that illustrate the financial and emotional toll that can come from not taking this crucial step. Learn why simply having an LLC or a corporation is not enough for full ownership of your business name. Rosezena provides valuable insights into the different classes under trademark law and the nuances that can make or break your business. From understanding the complexities of what can be deemed confusingly similar, to the story of the original Burger King in Illinois that got boxed into a 20-mile radius because they didn't have federal registration, this video is packed with information you can't afford to miss. Rosezena also explains where and how to search for your desired business name to ensure it's free and clear for your use. She highly recommends hiring a skilled attorney for this process, as doing it yourself or relying on data transfer companies may lead to costly mistakes. The episode wraps up by revealing why federal trademark registration provides broader and more reliable protection, especially in today's internet-driven world. If you're an entrepreneur looking to build a legacy that outlives you, this episode is a must-watch! **Key Moments To Watch:** - [00:00:00-00:00:12] Why trademarking your business before launch is crucial - [00:01:09-00:01:27] Where to search for your desired business name - [00:02:10-00:03:01] Understanding the nuances of trademark law - [00:03:01-00:03:37] Cesar from Black Ink's trademark misunderstanding - [00:06:00-00:06:26] Difference between state and federal trademark registration - [00:08:26-00:10:02] The story of the original Burger King in Illinois **About EYL Media:** EYL (Earn Your Leisure) is a multimedia platform created by Rashad Bilal and Troy Millings. The platform's mission is to highlight entrepreneurs, educators, and business leaders who share their journeys and the actionable insights they've accumulated along the way. The EYL channel covers a diverse range of topics from financial literacy and personal development to entrepreneurial success and investment strategies. **Subscribe to EYL for more enlightening conversations with leaders and innovators who are reshaping the business landscape!** **Hashtags:** #EYL #EYLPodcast #Entrepreneurship #Trademark #BusinessTips #RashadBilal #TroyMillings #RosezenaPierce #BusinessLaw #LegalAdvice #Branding #BusinessStrategy #EarnYourLeisure #SmallBusiness #StartupTips #FederalTrademark #LLC #Corporation #BusinessName #EntrepreneurLife Elevate your business knowledge and ensure you’re on the right path by securing your brand name legally. Watch this episode and protect your business from the ground up. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 15, 2024

Welcome back to another insightful episode of Market Mondays! 🎉 In this installment, Ian Dunlap, Troy Millings, and Rashad Bilal delve into the financial landscape as we approach one of the most intriguing periods of the year: the pre-presidential election market. **Market Predictions for September** 📉 Rashad kicks off the conversation by asking Ian for his market predictions as we near the presidential election. According to Ian, we could see a pullback ranging between 5% to 8.5%. He suggests viewers visit his site for detailed stock prices and emphasizes the significance of historical data. **Nvidia's Quarterly Earnings: A Market Catalyst?** 📊 Troy brings up Nvidia's upcoming quarterly earnings report, set for August 28, posing the question: Could this be the market catalyst the Nasdaq and overall market need? Ian is optimistic about Nvidia's performance but expresses skepticism about an imminent rate cut from the Federal Reserve. They explore various economic factors, including record-high credit card debt and GDP ratios, and discuss the intricacies surrounding potential rate cuts. **Crypto vs. Options: Investment Strategies** 🪙💡 Rashad poses an interesting question: Should we treat crypto investments like options due to their volatility? Ian passionately argues that with proper knowledge, both markets are highly predictable. Troy adds that, unlike options with expiration dates, cryptocurrencies like Bitcoin and Ethereum should be held for the long term. They discuss how understanding these markets can help mitigate risks and maximize profits. **Key Insights:** - Market pullbacks are anticipated, so be prepared. - Nvidia is expected to perform well but don't rely on it as a sole market catalyst. - The importance of long-term investments in both the stock and crypto markets. - Economic indicators to watch: unemployment rates, inflation, and debt ratios. **Time Stamps:** - [00:00] Market predictions for September - [00:47] Nvidia's quarterly earnings and market implications - [03:04] Crypto investment strategies vs. options trading - [05:28] The importance of long-term investment This episode is packed with expert insights and practical advice to help you navigate the market's ups and downs. Whether you're an experienced investor or just starting, this discussion will offer valuable perspectives to enhance your investment strategy. 📢 **Join the conversation!** Share your thoughts, questions, and predictions in the comments below. Don't forget to like, subscribe, and hit the notification bell to stay updated on all things finance! ### Hashtags: #MarketMondays #StockMarket #Crypto #Investment #Finance #Nvidia #MarketPredictions #StockTips #FinancialAdvice #Bitcoin #Ethereum #TradingTips #Investing #FinancialLiteracy #EconomicTrends #IanDunlap #TroyMillings #RashadBilal --- Thank you for tuning in! See you in the next episode of Market Mondays! 🚀 --- Crafted with care by the Market Mondays team. 🌟 Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 14, 2024

Welcome back to another insightful episode of Market Mondays! In this session, your hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into critical investment strategies to weather economic storms, focusing particularly on recession-proof stocks and hedging techniques. **🟢 Key Highlights:** **1. Inflation Hedge and Gold Investment:** Rashad Bilal kicks off the discussion by asking about the importance of gold in portfolios during inflationary periods. Ian Dunlap answers by stressing the importance of investing in companies that "run the world" like Vanguard, Blackrock, Apple, and Microsoft over gold. According to Ian, the tech sector outperforms post-recession and offers a higher yield over time compared to gold. **2. Top Stocks for Recession:** Ian highlights his top stock picks—Microsoft, Apple, and Nvidia—stating they are designed to withstand market volatility and ensure portfolio stability. He also suggests that Bitcoin could be an interesting hedge as the dollar falls, particularly if Bitcoin drops below 40. **3. Alternative Stock Picks:** For those who prefer to look beyond tech, Troy Millings offers additional suggestions. He recommends Costco for its necessity products, Eli Lilly for healthcare, and Procter & Gamble for their stable, long-term performance. **4. Market Predictions and Strategies:** Will the Nasdaq see another pullback? Ian predicts a medium pullback in September, creating a buying opportunity, followed by a bullish trend. He underlines the importance of understanding market cycles and staying prepared for any sudden changes. **5. Diversification Debate:** Ian also discusses the concept of diversification in tech-heavy portfolios, pointing out that owning ETFs like VOO or VTI, which are tech-weighted, may not be as diversified as one might think. Don't miss out on this rich conversation filled with actionable insights and strategies to fortify your investments against economic downturns. Whether you're a seasoned investor or new to the game, there's something here for everyone! **🔔 If you found this episode helpful, please LIKE, SHARE, and SUBSCRIBE for more financial insights every week! 🔔** **Chapters:** 0:00 - Intro 0:13 - Gold as a Hedge Against Inflation 2:19 - Alternative Hedges: Bitcoin and Key Stocks 2:35 - Top Three Recession-Proof Stocks 6:13 - Nasdaq Predictions for Q4 7:10 - Market Sentiment and Final Thoughts **#MarketMondays #StockMarket #RecessionInvesting #Gold vsBitcoin #TopStocks #FinancialFreedom #InvestmentStrategies #EconomicOutlook** Tune in next week for more market insights and financial strategies with your favorite hosts. See you on Market Mondays! --- Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 13, 2024

In this inspiring episode of EYL, we sit down with Rosezena "TheBizLawyer" Pierce, a leading trademark attorney and the CEO of RJ Pierce Law Group, PC based in Chicago. Rosezena, also known as "the biz lawyer" on Instagram, takes us through her extraordinary journey—from excelling in law school to facing the harsh realities of job hunting, and ultimately, founding a highly successful law firm dedicated to intellectual property law. **Key Highlights:** - **Educational Excellence and Early Challenges:** Despite graduating with a 3.5 GPA from John Marshall Law School and excelling in intellectual property classes, Rosezena faced the challenge of not receiving any job offers. She shares her unique experience of studying for and passing the bar exam while managing the responsibilities of motherhood. - **Starting Her Own Practice:** Realizing the gap in job opportunities, Rosezena took the bold step of starting her own law firm. She focused on serving underserved small business owners in the realm of trademark law, overcoming initial struggles by leveraging social media to educate and attract clients. - **Rising to the Top:** Today, RJ Pierce Law Group is ranked Number 40 out of over 28,000 trademark law firms in the country, while Rosezena herself is ranked Number 15 out of over 33,000 trademark attorneys. This is a testament to her hard work, strategy, and her dedicated team. - **Importance of Trademarks:** Rosezena dives deep into the crucial subject of trademarks, comparing trademarking your brand to owning the land before building a house on it. She educates about the nuances of trademark registration, the importance of conducting thorough searches on the USPTO website, and why hiring an attorney can make a significant difference. - **Trademarking Process Explained:** From detailed searches, opinion letters, and client counseling to handling office actions from the government, Rosezena explains every step involved in trademark registration. She also highlights the increased review times due to a surge in filings during COVID-19. - **International Trademarking Advice:** For brands looking to go global, Rosezena provides insights into international trademarking through the Madrid Protocol, weighing its benefits and challenges. She emphasizes the importance of hiring local counsel for navigating varying international laws. - **Practical Business Insights:** Rosezena shares her valuable business advice, including tips from her first business coach on the importance of building a team and not personally interacting with every client. This shift in strategy played a significant role in the expansion and high ranking of her firm. - **Real-world Examples & Case Studies:** Learn about the real-life implications of trademark law with intriguing stories like the original Burger King case in Illinois. These examples underline the critical importance of securing federal trademark rights. - **Client Experience at RJ Pierce Law Group:** Rosezena is keen on client service, offering a comprehensive onboarding process that includes research, attorney reviews, and one-on-one consultations. She highlights the importance of monitoring and protecting your brand to prevent infringement and potential loss of rights. This episode is a must-watch for aspiring entrepreneurs, small business owners, and anyone interested in the intricacies of trademark law. Rosezena Pierce's journey embodies resilience, innovation, and the power of leveraging social media to build an impactful career. Don't forget to like, share, and subscribe to EYL for more insightful content! ### Hashtags: #TrademarkLaw #IntellectualProperty #SmallBusiness #Entrepreneurship #TrademarkAttorney #EYL303 #SecureTheBrand #TrademarkRegistration #BusinessLaw #LegalAdvice #RosezenaPierce #InspiringStories #BrandProtection #BlackOwnedBusiness #WomenInLaw Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 12, 2024

Welcome to another engaging clip of Market Mondays! In this clip, titled "The Unexpected Shift," hosts Troy Millings, Rashad Bilal, and Ian Dunlap dive deep into the political landscape, discussing the fresh momentum surge for Kamala Harris's presidential campaign and Trump's surprising media moves. *Key Highlights:* 1. **Trump’s Streamer Strategy**: Rashad kicks off the discussion with Donald Trump's appearance on Aidan Ross's live stream, where Trump made some unexpected statements regarding the treatment of Young Thug. The hosts debate whether Trump actually knows who Young Thug is and the implications of these mentions. 2. **Kamala Harris’s Momentum**: Rashad brings crucial insights into Kamala Harris's evolving campaign. From initially having little chance to becoming a prominent candidate, Kamala Harris has picked up significant momentum, raising substantial funds and gaining media traction. The hosts discuss her strategic moves and speculate on whether she should engage with popular streamers like Kai Cenat to capture younger audiences. 3. **Election Strategies**: Ian provides a critical analysis of how both sides are attempting to appeal to younger voters. The discussion touches on traditional campaign methods versus the modern-day emphasis on social media and streaming platforms to gain an edge. 4. **Media Appearances and Authenticity**: There’s a stimulating conversation about the authenticity of politicians in media appearances. The hosts believe it is vital for candidates to convey genuine emotions and thoughts, especially in interviews with influential streamers. Ian stresses the importance of an authentic interview for Kamala Harris to solidify her campaign among younger demographics. 5. **Trump’s Controversial Stance**: The conversation shifts to Trump's appearance at the National Black Journalist Association and his debatable legacy claims. Rashad and Ian dive into how Trump’s controversial remarks and offensive responses could impact his campaign. 6. **Momentum and Strategic Moves**: The hosts explore the critical notion of momentum in political campaigns. They analyze Kamala Harris's current advantage and discuss the potential longevity and impact of this momentum as the election approaches. 7. **Voter Intelligence and Policy Clarity**: Troy and Ian highlight how modern voters are more informed than ever before and discuss the necessity for candidates to be clear and coherent about their policies. They agree that understanding and explaining policy well could be the decisive factor in gaining the trust of the electorate. 8. **Future Forecasts and Speculations**: The episode wraps up with speculations on the future of the campaigns. The focus lies on the possible VP choices and how they could influence voter base and momentum further. Join us in navigating these complex and ever-evolving political terrains. Whether you're a political enthusiast or just curious about the current electoral scenario, this episode promises to deliver in-depth perspectives, heated debates, and refreshing humor. **Stay Connected**: Don’t miss out on our previous episodes and stay tuned for more weekly discussions. Like, share, and subscribe to Market Mondays for your regular dose of political and market insights. **Join the conversation with these hashtags**: #MarketMondays #PoliticalAnalysis #KamalaHarris #DonaldTrump #AidanRoss #YoungThug #Election2023 #KaiCenat #MomentumShift #VoterInsights #AuthenticMedia #PoliticalStrategy #PresidentialCampaign #YouthVote #StreamingPolitics #BlackJournalists Stay informed, stay engaged, and see you next time on Market Mondays! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 11, 2024

In this episode of EYL, hosts Troy Millings and Rashad Bilal sit down with April Showers, a successful entrepreneur and the creative force behind Afro Unicorn. They explore the intricate world of licensing deals, trademark challenges, and the relentless drive required to build a global brand. April Showers shares her experiences related to Kanye West’s licensing deal with Adidas and provides insights into what can go wrong when creative control is sacrificed. She emphasizes the importance of maintaining ownership over variations of your product and the pitfalls of not reading contracts thoroughly. Her own journey with Afro Unicorn underscores the significance of strategizing about intellectual property and market positioning from the very beginning. April delves into the emotional challenges she faced while building Afro Unicorn, which include personal losses and the hurdles of the global pandemic. Despite these struggles, her vision remained clear. She stresses the value of manifesting your goals and not worrying about the intricate “how” of achieving them. With a determined attitude of “all gas, no breaks,” April’s story is a testament to resilience and belief in one's vision. Trademark infringement is another critical topic of discussion. April recounts her painful experience when another brand attempted to replicate Afro Unicorn, leading to market confusion. She explains the lengthy legal process required to safeguard her brand and the necessity of outworking competitors to maintain her market position. The hosts and April also discuss the multi-faceted approach to licensing, breaking down how she collaborates with over 45 different licensees across various product categories. She utilizes her ace card—Walmart's interest in her brand—to negotiate leverage in discussions with potential partners. This strategic partnership with Walmart has significantly boosted Afro Unicorn’s market presence. Moreover, April shares practical advice, such as how she scouts potential licensees by examining product packaging in stores and then conducting focused outreach through LinkedIn. This proactive approach has been instrumental in expanding Afro Unicorn's footprint domestically and paves the way for international expansion. For aspiring entrepreneurs, this episode is a treasure trove of actionable insights and motivational wisdom. April Showers not only discusses the technical aspects of licensing and trademarking but also offers heartfelt advice on navigating the entrepreneurial journey with unwavering confidence and strategic thinking. Join us for an enlightening conversation that dives deep into the importance of maintaining creative control, the power of manifesting dreams, and the relentless pursuit of success. Discover how Afro Unicorn is becoming a household name and learn valuable strategies that can help you on your path to entrepreneurial greatness. *Hashtags:* #EYL #AfroUnicorn #AprilShowers #LicensingDeals #TrademarkChallenges #Entrepreneurship #ManifestingDreams #Walmart #KanyeWest #Adidas #CreativeControl #BusinessStrategies #GlobalBrand #Resilience #AllGasNoBrakes #MarketExpansion #LegalBattles #IntellectualProperty #StayFocussed Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 10, 2024

In this clip of Market Mondays, we dive deep into the recent developments in the tech and financial markets that have everyone talking. Hosts Ian Dunlap, Troy Millings, and Rashad Bilal cover a variety of hot-button topics including Warren Buffett's recent decision to sell a portion of his Apple shares. What implications does this move have for the tech giant and its future? Is it time to rethink the "two tech, two index" investment strategy? Ian highlights some fundamental weaknesses in Apple's recent innovations and suggests that while the company remains strong, it may be facing limited upside in the near future. Could this be a signal for other investors to reconsider their positions? The conversation then shifts to a broader financial outlook, examining the dip in Bitcoin. With Bitcoin dropping below $50,000, the hosts discuss its trajectory amidst a turbulent market and the role of major players like Larry Fink in influencing its future. The hosts also delve into the ominous signs of an impending recession. Ian has been vocal about his predictions for a market downturn in 2024-2025. We discuss the job market, interest rates, and the overarching economic landscape to determine if we are indeed on the brink of a recession. Moreover, Troy and Ian talk about the concept of a "soft landing" for the economy and whether that's a feasible outcome. Ian doesn't mince words and calls out potential market manipulations and the unrealistic expectations attached to the term. As always, the episode wouldn't be complete without practical advice. Ian, Rashad, and Troy share their insights on which companies are still worth investing in even in these volatile times. Whether it's tech giants like Microsoft and Amazon or other promising sectors, our hosts provide actionable insights to help you navigate the uncertain financial landscape. Join us for another enlightening episode that blends expert analysis with down-to-earth advice. Make sure to like, comment, and subscribe for more financial insights every Monday! Hashtags: #MarketMondays #WarrenBuffett #AppleStock #Bitcoin #Recession #InvestingAdvice #StockMarket #TechStocks #EconomicOutlook #FinancialFreedom Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 9, 2024

Welcome back to another insightful clip of Market Mondays, where hosts Rashad Bilal and Ian Dunlap are joined by special guests Matt Garland and Mosi Gatling. In this clip, we delve deep into the world of real estate, focusing on crucial topics like home buying, refinancing, and HELOCs (Home Equity Line of Credit). At the beginning of the video, Ian Dunlap questions Matt Garland about the advice he would give to potential homebuyers who are feeling apprehensive about entering the market. Matt emphasizes that the more you learn, the more you earn. He encourages viewers to invest time in their education about home buying, credit, and other related areas to mitigate fears. Understanding the importance of taking emotions out of the investment process, Matt shares that looking at a home purchase as an investor would can make the process more manageable and rational. Next, Rashad Bilal steers the conversation towards home refinancing. Mosi Gatling gives an overview of refinancing and explains how homeowners can analyze whether refinancing is the best option for them. She brings up critical points such as analyzing the benefits and financial sense of refinancing, especially when considering current interest rates and the potential long-term impacts. Mosi also touches on comparing refinancing with a HELOC and stresses the importance of making decisions based on thorough financial analysis rather than just the appeal of low rates. Rashad then explains the concept of HELOC for those unfamiliar. He presents a clear explanation using a hypothetical scenario to illustrate how homeowners can tap into their home's equity either through refinancing or a HELOC. Mosi provides further insights, detailing both the benefits and potential downsides of HELOCs compared to refinancing. She highlights the importance of assessing personal financial situations and long-term goals before making any moves. Matt Garland joins back to add more to the HELOC conversation, emphasizing the necessity of having a concrete plan before tapping into home equity. He advises viewers to be cautious and ensures they understand the inherent risks that come with using HELOCs for investments. Matt also shares how the current market conditions present a unique opportunity for homeowners with substantial equity to explore HELOCs, but urges them to proceed with caution and strategic planning. In the final part of the video, our hosts and guests answer more detailed questions about the technicalities and strategic considerations involved in these financial decisions. The episode is packed with expert advice and real-world examples, making it particularly valuable for anyone looking to navigate the current real estate market wisely. Join us for this engaging and educational discussion, and don't forget to like, comment, and subscribe to Market Mondays for more episodes covering investment strategies, market trends, and financial planning! *Hashtags:* #MarketMondays #RealEstate #HomeBuying #Refinancing #HELOC #Investing #FinanceEducation #HomeEquity #RealEstateInvesting #RealEstateMarket #FinancialStrategy #InvestmentTips #MortgageAdvice #FinancialPlanning #Equity #RealEstateAdvice #HomeLoans #MoneyManagement Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 8, 2024

Welcome back to another clip of Market Mondays, where we dive deep into current economic trends, market insights, and strategies to help you navigate these challenging times. In this clip, our hosts, Rashad Bilal and Troy Millings, are joined by real estate experts Matt Garland and Mosi Gatling for a comprehensive discussion on the anticipated real estate market dynamics in light of potential recession risks. *Discussion Highlights:* 🌟 *Recession Predictions:* Rashad kicks off the conversation by highlighting recent predictions from Goldman Sachs about an impending recession. With a 25% chance looming, how might this affect the stock and real estate markets differently? 🏠 *Real Estate Market Corrections:* Matt Garland argues against the likelihood of a real estate crash, emphasizing that the market has already been experiencing a correction over the past 18 months due to rising interest rates. 📈 *Home Equity Insights:* Did you know there's about $11.5 trillion in tappable home equity right now in America? Matt sheds light on the current state of home equity and historical appreciation trends, suggesting that the real estate market remains strong despite broader economic uncertainties. 💡 *Mortgage Strategies:* Troy and Mosi delve into the intricacies of navigating the current mortgage landscape. With 30-year fixed rates around 7.5%, how should potential buyers strategize? Mosi shares valuable advice on staying ready to seize opportunities and expecting an increase in mortgage applications as interest rates show signs of declining. 📊 *Future Market Predictions:* The panel discusses the potential impact of upcoming Federal Reserve rate cuts on mortgage rates and the housing market. What does this mean for buyers waiting on the sidelines, and how might home prices react? Whether you're a seasoned investor or a prospective homebuyer, this episode of Market Mondays is packed with critical insights to help you make informed decisions in the ever-evolving real estate and financial markets. Tune in and stay ahead of the game with expert advice from our knowledgeable guests. *Don't forget to like, comment, and subscribe for more timely market updates and insights. Hit the bell icon to be notified whenever we upload a new video!* *Hashtags:* #MarketMondays #RealEstate #Recession #HomeEquity #MortgageRates #FederalReserve #Investing #HousingMarket #FinancialAdvice #RealEstateInvestment --- By providing an engaging breakdown of the key points discussed in this episode, we're sure to keep our viewers informed and eager to join the conversation. Your feedback and questions are always welcome, so share your thoughts in the comments below! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 7, 2024

Welcome back to another clip of Market Mondays! In today's discussion, Rashad Bilal, Ian Dunlap, and Troy Millings address one of the most pressing questions on every investor's mind: "How far will the stock market fall?" Our hosts delve into the current downtrend affecting major blue-chip companies, including Nvidia, Microsoft, Apple, and TSM, all experiencing significant declines. Ian Dunlap kicks off the discussion with his insightful analysis on which stocks are the most attractive buys in the current market downturn. He prioritizes Microsoft, followed by TSM, and places Nvidia in the third spot, explaining the logic behind his choices. He emphasizes the importance of looking for contrarian investments rather than the obvious ones, especially when the market is in turmoil. Troy Millings provides a differing perspective, placing Nvidia at the top of his list. He highlights the substantial capital expenditures by giants like Amazon, Microsoft, and Meta on AI innovation, signaling strong ongoing demand for Nvidia's technology. Troy also expresses caution regarding the potential slowdowns and supply chain issues that Nvidia may face, which could impact their market standing. Rashad Bilal brings attention to Nvidia's legal challenges and the skepticism from hedge funds about the sustainability of its meteoric rise. He questions whether Nvidia truly deserves to be valued higher than stalwarts like Google and Amazon, drawing a parallel to early, unsustainable hype in tech stock histories. Throughout the discussion, the hosts critically evaluate the long-term viability and investment potential of these tech giants, providing a balanced view on market sentiment and the underlying factors affecting stock prices. Join us as we explore these insights and more, helping you navigate the complexities of the current stock market. Don't miss out on this deep dive into investment strategies and market forecasts from the Market Mondays team! Timestamps: 0:00 - Introduction 0:32 - Ian Dunlap's Top Stock Picks in a Down Market 2:06 - Troy Millings' Defense of Nvidia 4:50 - Legal and Market Challenges for Nvidia #MarketMondays #StockMarket #Investing #TechStocks #Nvidia #Microsoft #Apple #TSM #InvestingTips #FinancialEducation #AI #StockAnalysis ** Enjoyed the video? Like, comment, and subscribe for more insights and updates from the world of investing. Hit the notification bell so you never miss an episode of Market Mondays! Don't forget to join our community for exclusive content, early access to episodes, and much more! Check out the links in the description. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 6, 2024

In this episode of Earn Your Leisure, we sit down with April Showers to delve into the intricate world of licensing and brand partnerships. We discuss the business dynamics of the $98 billion licensing industry and how Kanye West leveraged his Yeezy brand to become a billionaire through a partnership with Adidas. April shares the remarkable journey of Afro Unicorn, including its successful partnership with Walmart and the decision to turn down an animated TV show deal with Nickelodeon to retain IP control. Discover how Afro Unicorn generated $15 million last year and why April Showers stands as the only Black woman with a fully licensed character brand. Key insights include the advantages of a licensing business model, the significant financial impact Kanye West faced by relinquishing creative control of Yeezy, and the necessity of building every business with the intent to sell. April also reveals her experience suing a company for brand likeness infringement, the essential systems for creating a sellable business, and the inspiration behind Afro Unicorn, motivated by the legacy of Nipsey Hussle. Join us as we explore the profound statement, "It’s never a lack of talent, but a lack of information," and why you should "never worry about the how." #EarnYourLeisure #AprilShowers #AfroUnicorn #Licensing #BusinessStrategy #KanyeWest #Yeezy #Walmart #Nickelodeon #Entrepreneurship #BrandPartnerships #NipseyHussle #BusinessInsights #BlackOwnedBusiness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 5, 2024

In this episode of Market Mondays Medium, hosts Rashad Bilal and Ian Dunlap sit down with special guest Don Peebles, a prominent real estate developer with significant experience in the New York real estate scene. The discussion takes an intimate turn as Peebles shares his personal interactions and professional relationship with Donald Trump, another key figure in New York real estate and former U.S. president. Rashad kicks off the conversation by diving straight into a controversial topic—Donald Trump's perceived racism. Peebles gives a nuanced view, asserting that Trump is not more racist than Joe Biden, arguing that their policies affect African Americans in different ways. He recalls historical policies and events such as the 1994 crime bill and the 1986 mandatory sentencing guideline and their devastating impact on black communities, largely attributed to Biden's legislative history. Peebles shares his personal experiences with Trump, explaining that Trump has always treated him with respect and has shown interest in supporting black entrepreneurs and gaining black voters. Peebles believes that America’s approach to race has evolved and suggests that voters should focus on economic opportunities rather than get tangled in emotional judgments. Ian provides a counterpoint by highlighting Trump's refusal to apologize for the Central Park Five incident, the history of discriminatory practices attributed to Trump's father, and inflammatory rhetoric associated with the MAGA movement. Peebles responds by comparing rhetoric with actual policy impact, emphasizing Biden's direct role in legal frameworks that led to mass incarcerations. The conversation delves into the role of economic opportunity as a crucial factor in uplifting black communities and navigating America's capitalistic democracy. Toward the end, Rashad and Peebles agree on the importance of evading emotional bias in both business and politics. They emphasize the need for African Americans to hold every political figure accountable, devoid of emotional distractions. Tune in to gain a deeper understanding of the complex intersections between race, politics, and economic policy through the experienced lens of Don Peebles, Rashad Bilal, and Ian Dunlap. Think past the headlines and delve into the intricacies that shape the African American experience in the socio-political landscape. *Hashtags:* #MarketMondays #DonPeebles #DonaldTrump #JoeBiden #RaceRelations #RealEstate #PoliticalAccountability #CentralParkFive #1994CrimeBill #EconomicOpportunity #BlackEntrepreneurs #FinancialLiteracy #Capitalism #Democracy #AmericanPolitics #MAGA #Racism #BlackVoters #IanDunlap #RashadBilal #MMMedium Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 4, 2024

Welcome back to another insightful clip of Market Mondays! In this clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal sit down with veteran real estate mogul Don Peebles to discuss the current state of the commercial real estate market and strategies to thrive during downturns. *Key Points Discussed:* 1. **Identifying Opportunities in Challenging Markets**: - Don Peebles shares crucial insights on how to identify lucrative opportunities in cities like Los Angeles and Detroit, even when the market appears to be struggling. - Understanding vacancy rates in office buildings, apartments, and hotels is essential for gauging market health. With office buildings struggling with high vacancy rates, converting them into apartments or hotels might be a viable option. - He explains why conversions are not beginner-friendly and emphasizes the importance of hiring experienced contractors, architects, and project managers who are well-versed in handling such projects. 2. **Steps for Securing Financing for Large-Scale Projects**: - Delving into the mechanics of financing skyscrapers and other massive real estate projects, Peebles breaks down the process of securing money from traditional banks and global institutional private equity funds. - He uses the example of Affirmation Tower in New York to illustrate how developers typically arrange for senior financing and equity, making the process understandable even for those new to real estate investment. 3. **Approaching Hospitality Development in the Caribbean**: - Peebles outlines the strategic approach required for developing hotels, especially in appealing but complex markets like the Caribbean. - From selecting the right brand and operator to managing the furnishing and interior design of the hotel, he provides a comprehensive roadmap for aspiring developers. 4. **Affirmation Tower Project**: - A sneak peek into the development plans for Affirmation Tower, which include residential rentals, a civil rights museum, luxury condos, and two hotels, showcasing the multifaceted nature of modern real estate projects. - Peebles draws parallels between such large buildings and neighborhoods, explaining how a mix of uses can drive the economics of the project. **Why You Should Watch**: This episode is packed with practical advice from Don Peebles, a seasoned real estate entrepreneur with years of experience in transforming ambitious projects into successful ventures. Whether you're a budding investor or an established developer, the strategies and insider tips shared in this episode will equip you with the knowledge needed to navigate and capitalize on the down commercial real estate markets effectively. **Don Peebles' Profile**: Don Peebles is a renowned real estate investor and developer with a diverse portfolio that spans residential, commercial, and hospitality sectors. As the CEO of The Peebles Corporation, one of the nation's largest privately held real estate investment and development companies, Peebles brings unparalleled expertise and insight into real estate dynamics. **Join the Conversation**: Don't forget to like, subscribe, and hit the notification bell to stay updated on the latest trends and investment strategies in the market. Share your thoughts in the comments section and let us know any questions you have about real estate investment. **Hashtags**: #MarketMondays #RealEstateInvestment #DonPeebles #CommercialRealEstate #RealEstateTips #InvestmentStrategies #AffirmationTower #HospitalityDevelopment #RealEstateInvesting #FinancialFreedom --- Tune in now to elevate your understanding and prepare to make informed and strategic real estate investments in today's market! [Subscribe to Market Mondays]( https://www.youtube.com/channel/Marke... ) [Follow us on Instagram]( / marketmondays ) [Visit our Website]( https://www.marketmondays.com ) Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 3, 2024

Welcome back to another exciting episode of *EYL*. In this episode, hosts Rashad Bilal and Troy Millings sit down with Mag Rodriguez to delve into the revolutionary partnership between their platform and Luminate, a game-changing collaboration that gives artists unprecedented control over charting on Billboard. Luminate is the agency responsible for all the reporting in the recorded music industry, both domestically and internationally. Originally known as Nielsen Soundscan, Luminate has undergone several transformations over the years, but it remains the backbone of Billboard chart auditing. As Mag explains, after 18 months of persistent negotiations, their platform has received the golden stamp of approval from Luminate just eight weeks ago and has been an official reporter for four weeks. Mag highlights the monumental significance of this approval. Traditionally, charting on Billboard required artists to sell their albums via major DSPs like Apple or Spotify. However, thanks to this groundbreaking partnership, artists using their platform can now influence their Billboard rankings by selling directly to superfans. This development has already started making waves in the industry, as evidenced by the flood of calls Mag received once the announcement was made. If you’ve ever wondered how the intricacies of Billboard charting work, Mag breaks it down for you. Typically, it takes 1,250 streams to equate to one album sale—a steep uphill task for any artist. But with this new system, one album sale on the platform equates directly to one album sale on Luminate, offering a simpler and more artist-friendly pathway to chart success. Larussell is poised to be one of the first artists to benefit from this system, potentially charting on Billboard this year through direct fan purchases. Rashad and Troy dive deeper into how this platform became the pioneering superfan app eligible for Billboard. Mag recounts the rigorous vetting process that involved detailed sales reporting, integration with data processors like Stripe, and strict weekly reporting requirements. Missing even one week of reporting can result in temporary disqualification, making the process highly disciplined and transparent. Mag shares an inspiring story of how French Montana was the second artist to use this revolutionary platform. Known for his innovation beyond music, French Montana recognized the platform's potential immediately. Mag recounts how smooth the entire process was with French, illustrating how artists stand to benefit immensely from this new model. However, the inability to report to Billboard was initially a dealbreaker for bigger artists, a hurdle that has now been cleared. With this milestone achieved, expect to see major albums breaking through in the coming quarters, leveraging this new pathway to the top of the charts. Don’t miss this insightful discussion that offers a rare glimpse into the evolving dynamics of the music industry. Whether you're an artist looking to scale the Billboard charts or a fan interested in the behind-the-scenes workings, this episode is packed with valuable information! *Subscribe to EYL for more groundbreaking interviews and industry insights!* *Hashtags:* #EYL #Luminate #MusicIndustry #BillboardCharts #Superfan #Streaming #AlbumSales #FrenchMontana #Larussell #InnovationInMusic #MusicBusiness #Blockchain #Crypto #TroyMillings #RashadBilal #MusicInnovation #EYLInterview #IndependentArtists #ArtistControl #ChartTopping #MusicReporting Make sure to like, comment, and subscribe to stay updated with all our latest episodes. Hit the notification bell so you never miss an upload! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 2, 2024

In this Ficos Fundamentals Class for EYL University, Shonda Martin, a credit educator, and expert, dives deep into one of the most crucial aspects of your credit profile: credit utilization. Understanding and managing your credit utilization can significantly boost your credit score and open doors to better financial opportunities. For this full class and more like it, sign up for EYL University at eyluniversity.com! Don't forget to like, comment, and subscribe for more financial tips and tricks. We cover: What credit utilization is and why it matters How to calculate your credit utilization ratio Tips for maintaining an ideal utilization rate Common pitfalls that can hurt your credit score The impact of loan balances and charge-offs 00:00 Introduction 00:12 What is Credit Utilization? 00:35 Factors Affecting Credit Utilization 01:00 Number of Accounts with Balances 01:34 Impact of Charge-Offs 02:17 Proportion of Loan Balances to Original Loan Amount 03:14 Student Loans and Deferments 04:03 Checking Your Student Loan Reporting 05:14 Ideal Credit Utilization 06:07 How to Calculate Your Utilization 06:44 Why 1-3% Utilization is Best 07:45 Preparing for Credit Applications 08:14 Planning Ahead for Applications Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Aug 1, 2024

Welcome back to another incredible clip of Market Mondays! In this clip, our hosts Troy Millings, Rashad Bilal, and Ian Dunlap sit down with the extraordinary real estate developer Donahue Peebles. Join us as we delve into a fascinating conversation about the ambitious skyscraper project, the Aspiration Tower, set to be the tallest building in the Western Hemisphere. From the hurdles of political delays to the strategic planning behind such a monumental undertaking, Donahue offers insider insights into this game-changing development. Despite receiving proof of financing for the project, political shifts in New York State have caused unforeseen delays. As Donahue points out, "The holdup is not money. It’s the governor of New York making a decision that this is something that they want to go forward with." Apart from discussing the skyscraper, we explore how Donahue manages multiple large-scale projects across various cities like Boston, Charlotte, Raleigh, Durham, Nashville, Atlanta, and Miami. How does a real estate titan like Donahue delegate tasks and build an effective team? The answer lies in robust project management and strategic risk mitigation. By not taking down land until it's ready for construction, they effectively minimize financial risks. Furthermore, we discuss the incredible economic implications of this groundbreaking project. This skyscraper is not just about breaking records but also about breaking barriers. Donahue shares the importance of economic inclusion and how this project will benefit the Black community by allocating a significant portion of the budget to Black-owned businesses. "It's amazing to me that in all of New York City's history, there's not one skyscraper, not one built by a black developer," says Donahue. In an inspiring move, the project also plans to house a $50 million Civil Rights Museum at its base, further emphasizing its social and cultural significance. This initiative, led in conjunction with Reverend Sharpton, aims to create a permanent space to honor those who have contributed significantly to the civil rights movement. You'll also learn how you can play a part in pushing this project forward. Audience engagement and community support can make a significant difference. "Reach out to the state, the governor, and assembly members," advises Donahue. Your voice can be instrumental in advocating for this project that champions economic inclusion and historical recognition. Don’t miss this episode if you're interested in real estate, community advocacy, and breaking barriers. Watch now to be inspired by Donahue Peebles' journey and discover how you can contribute to this groundbreaking project! *Timestamps:* 00:00 - Introduction 00:52 - Political Holdups and Project Delays 02:18 - Managing Multiple Projects 03:46 - Timeline for Governor’s Decision 04:26 - Strategies for Risk Mitigation 05:47 - How Audience Can Help 07:22 - Building The Civil Rights Museum 08:20 - Importance of Economic Inclusion *Support Donahue Peebles:* Let's rally together to bring this project to life! Reach out to the NY State Governor, Assembly Members, and Senators to show your support. *Hashtags:* #MarketMondays #AspirationTower #DonahuePeebles #RealEstate #EconomicInclusion #CivilRightsMuseum #CommunityAdvocacy #Skyscraper #NYDevelopment #FinancialLiteracy #Entrepreneurship --- We hope you enjoy this episode as much as we enjoyed making it. Like, comment, and subscribe to stay updated on all things Market Mondays! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 31, 2024

👋 Welcome back to EYL, your premier destination for all things finance, investment, and exclusive events! In today's breaking news, your hosts Rashad Bilal, Ian Dunlap, and Troy Millings reveal some immensely exciting updates regarding Invest Fest's VIP Night. 🌟 *The Line-Up:* We've meticulously curated our most impressive VIP night line-up to date! Here's a glimpse of the heavyweights you'll see: - *Pour Mind* - *Shannon Sharp* - *TI* - *Monica* (Musical performance) - *Mapy the Violinist* - *Terrence J* - *Kenny Burns* - *Larry Morrow* - *Selena Hill* - *Mandii B* - And many more! 🎻 Monica and Mapy the hip-hop violinist will take the stage, ensuring a night filled with impressive dialogues and exhilarating performances. 🎥 *Special Announcement:* The first-ever live "Blackout" show will debut at VIP night, with none other than Shannon Sharp sitting down with Rashad Bilal and Ian Dunlap for an epic conversation. We'll dive into a myriad of topics—from business and marketing to collaborations and personal anecdotes. Get ready to hear about Shannon's endeavors post-ESPN and Skip Bayless, his partnership with Stephen A. Smith, and so much more! 🎟️ *The Exclusive Golden Ticket Raffle:* For all VIP ticket buyers from July 29 to August 4, and past VIP ticket holders, your golden opportunity is here! We're rolling out an exclusive all-access golden ticket raffle, making the experience even more enriching. One lucky winner will be granted: - All-access backstage pass 🎫 - Front-row seating 🎟️ - Access to all dinners and parties 🥳 - Lifetime access to EYL University 🎓 - Special meet and greet with billionaire Don Peebles 🤝 - Stock Club for life 📈 This pass is priceless and can open numerous doors for you and your business! Make sure to act fast and secure your VIP ticket. 🗣️ *Words of Wisdom:* Our hosts emphasize the importance of leveraging this access wisely. Network diligently, learn from the best, and optimize every moment spent at Invest Fest. This weekend isn't just an event; it’s a life-changing opportunity. 📅 *Mark Your Calendars:* Invest Fest is stacked with industry giants and visionaries like 50 Cent, Damon John, Stephen A. Smith, Lauren London, Wyclef Jean, Van Jones, Chris Lyons, Ian Dunlap, and many more. Trust us—you don’t want to miss this! 💡 *How We Do It:* Planning such monumental events involves collaboration and strategy. Our insider tips include listing all potential guests, utilizing our network for connections, and always checking schedules for logistical feasibility. Just a small glimpse into how we pull off such grand feats! 🌠 *Stay Tuned:* We're continuously adding new names to the lineup, and exciting collaborations are brewing behind the scenes. Make sure you're subscribed and have the notifications turned on so you don't miss any updates! 👍 *Like, Comment, and Subscribe:* Enjoyed this video? Don't forget to give us a thumbs up, drop your comments below, and subscribe to the EYL channel for more exclusive insights and updates. 🔗 *Follow Us:* Connect with us on our social media channels for more behind-the-scenes action and personal interactions. 📲 *Hashtags:* #InvestFest #VIPNight #ShannonSharp #BreakingNews #EYL #Finance #Investing #Networking #GoldenTicket #LiveShow #Monica #VIPAccess #BusinessOpportunities #ExclusiveEvent #EYLUniversity #BackstagePass #NetworkLikeAPro Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 30, 2024

In this episode of Earn Your Leisure, we sit down with Mag Rodriguez to discuss the groundbreaking changes happening in the music industry through the EVEN platform. Discover how LaRussell made $27,000 in just 24 hours by releasing his album on EVEN, and learn why artists are missing out on significant revenue by not selling directly to consumers. We explore how EVEN is the first direct-to-consumer music platform to report to Billboard and whether fans would pay extra for music from their favorite artists. We delve into the staggering statistic that only 10% of people will ever have the chance to see their favorite artist live and how the "Pay What You Want" model on EVEN is changing the game. Rodriguez shares insights on the importance of demand before releasing an app, the underestimation of revenue potential in other countries by big corporations, and the impact of Afrobeats making $100 million in 2023, with only 2% of the revenue reaching Nigeria. We also discuss the future of the music industry with the "Proud To Pay" model, EVEN's mission to increase revenue for the music industry, the challenges with music labels' 3-month payment system, and the lack of fan data for most artists. Learn how EVEN convinced Ryan Leslie to launch his project on their platform and ponder the possibility of a major artist releasing an exclusive album on a "Proud To Pay" platform. #EarnYourLeisure #MusicIndustry #DirectToConsumer #LaRussell #EVENPlatform #Afrobeats #ProudToPay #RyanLeslie #MusicRevenue #ArtistRevenue #FanData #Billboard #MusicLabels #PayWhatYouWant #MusicApp #GlobalMusic #ExclusiveAlbum #MusicTrends Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 29, 2024

Welcome back to another exciting episode of Market Mondays! Today, we are thrilled to have Ish join us for an enlightening conversation about the world of real estate investing. Whether you're a beginner looking to dip your toes into real estate or someone with some experience, this episode is packed with valuable insights and practical advice. *Key Discussion Points:* 1. **Mindset for Real Estate Investment**: - Ish starts off by emphasizing the importance of having the right mindset for real estate investment. He cautions against unnecessary expenses and stresses the need for financial discipline. If you aspire to be a serious investor, you must learn to prioritize investments over lavish lifestyles, such as luxury cars and frequent vacations. 2. **Regional Considerations**: - Real estate is highly regional, and strategies may differ based on location. Ish shares his thoughts on how understanding your local market can impact your investment decisions. 3. **Advantages of Multifamily Investments**: - For beginners, Ish recommends starting with multifamily properties. He explains how these properties can be financially advantageous by leveraging rental incomes to qualify for mortgages, allowing investors to potentially live in one of the units rent-free. 4. **Financial Leverage and FHA Benefits**: - Ish breaks down the importance of financial leverage in real estate and how utilizing FHA benefits can significantly reduce down payment requirements. He advises taking advantage of these benefits by living in the property for a year before moving on to another investment. 5. **The Role of Contractors in Real Estate**: - Rashad Bilal brings up a crucial topic about contractors using money from new jobs to pay for old jobs. Ish, being a contractor, shares his perspective on this practice. He also discusses the importance of having a structured payment schedule and not paying contractors the full amount upfront to maintain leverage and ensure work completion. 6. **Building and Renovating Homes**: - If you are planning to build or renovate a home, Ish offers valuable tips. From understanding the scope and scale of the project to familiarizing yourself with materials and terms, he stresses the importance of homeowner involvement and education. Knowing the details can prevent overpaying and ensure you get the quality you desire. 7. **Contracts and Specifications**: - Ish provides insights into what a thorough contract should entail. He advises on specifying every detail in the contract to avoid miscommunication and potential conflicts. From flooring types to tile costs, every detail should be documented to ensure clarity and fairness in the agreement. *Conclusion:* Today's episode is a goldmine of information for anyone interested in real estate investing. Ish's practical advice and personal experiences offer a roadmap to smart and disciplined investing. Whether it's understanding the financial intricacies, the importance of location, or dealing with contractors, this episode covers it all. So, if you're serious about making your mark in real estate, this episode is a must-watch! Make sure to like, comment, and subscribe for more insightful discussions on Market Mondays. Have any questions or topics you want us to cover? Drop them in the comments below! *Hashtags:* #MarketMondays #RealEstateInvesting #FinancialDiscipline #MultifamilyInvestment #FHA #ContractorTips #HomeRenovation #MindsetMatters #PropertyInvestment #RealEstateEducation #InvestmentTips #FinancialFreedom #WealthBuilding #SmartInvesting #TriStateRealEstate Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 28, 2024

In this insightful episode of Market Mondays, we sit down with the dynamic and inspiring Pinky Cole, the mastermind behind Slutty Vegan, a rapidly growing vegan food empire. Pinky opens up about the pivotal moment when she raised $25 million, a milestone that brought her company’s valuation to a staggering $100 million. Rashad Bilal, our inquisitive host, dives deep into the details, peeling back the layers to reveal the challenges and triumphs that accompanied such a significant capital raise. Pinky shares her emotional journey upon receiving the funds, describing the immense pressure of transitioning from "me" to "we" as she now had the weight of her investors’ expectations on her shoulders. What does it take for a black female entrepreneur to succeed at this level? For Pinky, raising $25 million was more than just a personal victory. It represented a win for every black woman, black entrepreneur, and minority striving to make their mark. She candidly discusses the stakes, emphasizing the collective weight she felt, knowing that her success—or failure—would resonate far beyond her individual story. She didn't just step into the room alone; she represented a community of 10,000. Pinky also gets real about the practical side of managing such a sizeable investment. She points out an insightful lesson learned—the importance of putting the money into interest-bearing accounts to ensure that the business could grow sustainably without depleting cash reserves too quickly. Pinky stresses the need for strategic and financial advisors, a crucial step she believes every large-scale entrepreneur should take. When asked if she would do anything differently, Pinky offers a reflective yet forward-looking perspective. Yes, there might be things to tweak, but the experience itself is invaluable. For her, the process was about learning and evolving, which she continues to apply as she diversifies her ventures. Rashad delves into Pinky’s diversification efforts, exploring how she balances her primary endeavor, Slutty Vegan, with newer initiatives like Bar Vegan. Pinky talks candidly about the allure of branching out into different projects but also recognizes the necessity of maintaining focus. Her strategic decision to ensure the solid foundation of Slutty Vegan before expanding into other ventures like Bar Vegan underlines her business acumen. This episode is a goldmine for aspiring entrepreneurs and business enthusiasts keen on understanding the complexities of capital raising, responsible scaling, and strategic diversification. Pinky’s journey is not just a story of financial success but one of personal growth, community representation, and relentless ambition. Don't miss this compelling conversation that combines emotional highs with practical business wisdom. Learn from Pinky Cole’s incredible journey and get inspired to strive for greatness, no matter the obstacles. *Subscribe to Market Mondays for more insightful interviews and business tips!* #MarketMondays #PinkyCole #SluttyVegan #RaisingCapital #Entrepreneurship #BusinessGrowth #BlackEntrepreneurs #MillionDollarBusiness #Investment #FinancialAdvice #VeganBusiness #ScalingUp #BusinessStrategy #DiverseInvestors Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 27, 2024

In this eye-opening clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap welcome the inspirational entrepreneur Pinky Cole. Known for her honesty about the highs and lows of her entrepreneurial journey, Pinky takes a deep dive into the real lessons she's learned while scaling her businesses. She shares invaluable advice on site selection, the importance of data over intuition, and the emotional challenges that come with making tough business decisions. Pinky sheds light on the often unspoken struggles that even the most successful brands face. With a candid recount of having to close certain locations despite having a highly popular brand, she emphasizes that location and data are crucial in making informed business decisions. Pinky reveals how even giants like Burger King and Popeyes go through ups and downs, yet public discourse seldom covers these setbacks. This clip also explores the dynamics of Pinky's personal life, particularly her relationship with fellow entrepreneur Derek. Their shared experiences provide mutual support and invaluable business insights. Pinky talks about how Derek learned from her journey to avoid similar pitfalls, ultimately leading to his own business success. In addition, Pinky discusses her highly effective marketing strategies that have propelled her brand to new heights. By leveraging the power of celebrity endorsements, word-of-mouth, and social media, she has built a robust brand presence. Her marketing philosophy—making people laugh, making them proud, and giving them information—has resonated deeply with audiences and driven massive engagement. This conversation offers a treasure trove of knowledge for anyone looking to understand the true landscape of entrepreneurship. Whether you're a budding entrepreneur or a seasoned business owner, the lessons from Pinky's journey are both enlightening and actionable. Don't miss this episode if you want the raw, unfiltered truth about what it takes to succeed in business. *Key Moments in This Episode:* - [ 00:00:00 ] - Rashad Bilal asks about entrepreneurial lessons. - [ 00:00:31 ] - Pinky Cole shares her honest business trajectory. - [ 00:01:04 ] - The significance of site selection and data. - [ 00:04:10 ] - Balancing personal and professional life with Derek. - [ 00:06:44 ] - Top 3 marketing strategies for business growth. *Popular Tags:* #MarketMondays #PinkyCole #Entrepreneurship #BusinessLessons #MarketingStrategies #BlackOwnedBusiness #VeganBusiness #BusinessGrowth #ScalingBusiness #CelebrityEndorsements #WordOfMouth #InspirationalJourney #DerekAndPinky #BusinessSuccess #EntrepreneurialJourney Tune in to gain a deeper understanding of what it truly means to be an entrepreneur and learn from the experiences of one of the most successful names in the vegan business industry, Pinky Cole. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 26, 2024

In this insightful clip of EYL, our hosts Rashad Bilal and Troy Millings sit down with the dynamic Felecia Hatcher. Known for her enlightening perspectives and innovative marketing approaches, Felecia takes us on a deep dive into the mechanics behind the scarcity model and how it influences consumer behavior. As the Chief Popcorn Officer of Popcorn Heaven, Felecia has mastered the art of creating demand. In this conversation, she reflects on her experience working with Nintendo and how they skillfully created unparalleled hype around their products. Discover the fascinating strategies used to generate immense demand and drive consumer purchasing decisions, even when products were scarcely available on store shelves. *Key Points Covered:* - *The Scarcity Model Explained:* Rashad begins by asking Felecia to break down the scarcity model, highlighting that it’s more complex than simply reducing supply. Felecia shares her firsthand experiences with Nintendo’s experiential marketing strategies that left consumers eagerly awaiting the next product restock. - *Experiential Marketing:* Felecia discusses her role in bringing video games to life through immersive experiences. These activations not only heightened consumer interest but also made the eventual purchase feel more urgent and valuable. - *Strategic Product Availability:* Learn how the calculated scarcity of products like the Wii Fit board and Tickle Me Elmo led to a phenomenon where consumers were willing to pay above the retail price, creating a cycle of anticipation and demand that drove sales. - *Psychology of Influence:* After reading the book *"The Psychology of Influence,"* Felecia connected the dots on how strategic shortage influenced consumer behavior. Understand how industries, from toys to sneakers, leverage this model to ensure consumers buy multiple products. - *Black Business Insights:* Felecia shares keen observations on how scarcity is managed and perceived in Black-owned businesses. Using examples from the restaurant industry, she illustrates how effective communication can turn limited availability from a pain point into a coveted aspect of the customer experience. - *Business Lessons:* Through engaging anecdotes and practical tips, this episode provides invaluable lessons on customer expectation management, marketing strategy, and how to utilize the scarcity model ethically and effectively in entrepreneurship. If you’re an entrepreneur, marketer, or simply curious about the intricacies of consumer psychology, this episode is packed with information that will change how you perceive demand and supply. Felecia Hatcher’s expertise offers a fresh perspective on how scarcity can be used not just to drive sales but to build lasting relationships with customers. *Join the Conversation:* Listen to Felecia’s compelling storytelling and sharp insights as she shares how you too can create meaningful experiences and demand for your products or services. Don’t forget to like, comment, and subscribe for more episodes that bring industry secrets and entrepreneurial success stories right to your screen. *Hashtags:* #EYL #FeleciaHatcher #ScarcityModel #ExperientialMarketing #Nintendo #ConsumerPsychology #Entrepreneurship #SupplyAndDemand #BlackOwnedBusinesses #MarketingStrategy #BusinessLessons #CustomerExperience #TickleMeElmo #SneakerCulture #InfluenceStrategy #Innovation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 25, 2024

Welcome back to another riveting clip of Market Mondays! Today, we're diving into one of the most tumultuous events the tech industry has seen in recent times—a global tech outage that sent shockwaves through various sectors and led to massive flight cancellations. Rashad Bilal, Ian Dunlap, and Troy Millings are here to break it all down for you. *[ 00:00:00 ] Global Tech Outage:* Last week saw an unprecedented global tech outage that continued into this week, causing the cancellation of over 600 Delta flights. The ripple effects of this outage are significant, impacting various industries and millions of people around the world. *[ 00:00:43 ] Impact on Crowdstrike:* Crowdstrike, a major player in cybersecurity, took a significant hit with its stock dropping over 30% from its 52-week high. Ian Dunlap offers insightful analysis on whether this presents a buying opportunity or if further caution is warranted. He suggests that there's still room for the stock to fall to around $249.77 before considering a long-term investment. *[ 00:01:32 ] Cybersecurity Importance:* Troy Millings highlights how this event has underscored the critical importance of cybersecurity. Even industry giants like Microsoft are feeling the heat, showing that no one is immune to such vulnerabilities. Crowdstrike's struggle emphasizes the need for robust cybersecurity measures in protecting sensitive information across various sectors. *[ 00:03:04 ] Market Competition:* The conversation shifts to market competition within the cybersecurity space. While Crowdstrike faces stiff competition from companies like Microsoft and Palo Alto, Troy points out that the margins are tight and any slip-ups can result in losing clients. *[ 00:04:27 ] Investment Strategy:* Troy also discusses investment strategies, emphasizing the importance of having a clear plan and not panicking during turbulent times. He advises to consider whether to take profits, watch the fall, or reposition your investments. *[ 00:05:20 ] Future Concerns:* Ian touches on future concerns for Crowdstrike, including potential lawsuits and the necessity for all companies to bolster their defenses given the current political climate. He stresses that robustness in cybersecurity is more critical than ever. *[ 00:06:05 ] Was it a Cyber Attack?:* Finally, Ian and Troy ponder whether the outage was simply a software issue or something more sinister like a cyber attack. They express skepticism about the official explanations and suggest that a cyber attack could be catastrophic for Crowdstrike's business. This clip is packed with insights and expert opinions that will help you navigate the complexities of tech investments and cybersecurity. Don't miss out on the advice from our seasoned hosts as they break down these crucial topics. *Stay Updated:* Don't forget to like, comment, and subscribe to stay updated on the latest market trends and investment strategies. Follow us on social media for more exclusive content! Hashtags: #MarketMondays #Crowdstrike #TechOutage #Cybersecurity #StockMarket #Investment #FinancialInsights #DeltaFlights #Microsoft #PaloAlto #ElonMusk #InvestmentStrategy #TechNews #GlobalImpact Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 24, 2024

In this clip of Market Mondays, we dive deep into the latest developments in the electric vehicle (EV) market, specifically focusing on Tesla's recent decline in**Title: Market Mondays Medium #2 - July 15 | Tesla's Market Share, EV Trends, and Investment Insights** Welcome back to another clip of Market Mondays, your go-to source for the latest insights in the financial market. In this episode, our hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the recent shifts in Tesla's market share and what it means for the company and the electric vehicle (EV) sector as a whole. We start off with Rashad Bilal’s observation on Tesla's market share dipping below 50% for the first time since the EV sector gained popularity. This is a significant shift that has caught the attention of investors and market analysts alike. Is this a red flag for Tesla, or just a temporary setback? Ian Dunlap believes it’s an overhyped headline and remains confident in Tesla’s long-term viability despite the rise of competitors like BYD and other American companies. Ian suggests that investors should carefully choose their re-entry points, with a preference for the $223 mark, and points out that although there are areas for improvement, particularly in innovation, he doesn't believe Tesla is in serious trouble just yet. Troy Millings provides a broader perspective, noting that while Tesla has seen a decline in market share, the overall EV market has grown by 11%. This means more players are entering the space, which naturally dilutes Tesla’s market dominance. Despite this, there is still substantial room for growth in the EV sector, given that only 7% of all vehicles sold in 2023 were electric. Rashad counters by stressing that in business, you’re either gaining or losing. He raises a valid concern about consumer satisfaction, citing a Wall Street Journal report that up to 40% of EV owners are reverting back to gas-powered vehicles. This phenomenon raises questions about the long-term sustainability and adoption of EVs. We also discuss whether the entire EV market is experiencing a bubble, with investors' expectations possibly outpacing actual results and feasibility. Rashad shares his skepticism about Tesla’s diversified ventures into robotics and AI. He believes that while Elon Musk is a visionary, some of his projects like Robo-taxis and autonomous robots seem overly ambitious and are not likely to materialize in the near term. Throughout the discussion, the trio examines whether Tesla remains a top investment pick. Ian maintains his long-term bullish stance but agrees that some of Tesla’s initiatives, like the highly publicized robo-taxi service, might be more fiction than near-future reality. Rashad, however, believes there are better investment opportunities out there, even though Tesla will continue to make money. In the end, Ian makes a case for Tesla integrating its various ventures to form a mega-corporation, combining forces with companies like Starlink, to build a more substantial and diversified entity. Troy agrees that while Tesla might not be a top-five company right now, it still holds a significant position in the market that shouldn’t be underestimated. Join us for this in-depth discussion and get invaluable insights into the current and future landscape of the EV market and Tesla's role within it. Make sure to subscribe to Market Mondays for your weekly dose of market wisdom, investment strategies, and financial analysis. *Hashtags:* #MarketMondays #Tesla #Investing #EVMarket #FinancialAnalysis #StockMarket #IanDunlap #RashadBilal #TroyMillings #ElectricVehicles #InvestmentStrategy #BusinessInsights Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 23, 2024

Join us for an insightful conversation with Felecia Hatcher on Earn Your Leisure, where we dive deep into the world of entrepreneurship and innovative business strategies. In this episode, Felecia shares her experience with the Pharrell Williams-founded Black Ambition Opportunity Fund, a groundbreaking initiative designed to invest in 1,500 entrepreneurs by providing them with capital and mentorship. Discover the unique advantages that small businesses have over large corporations and the core business lessons Felecia learned during her time at Nintendo. Explore the scarcity strategy that propelled Nintendo to new heights and learn how to leverage scarcity to increase demand in your own business. Felecia emphasizes the importance of understanding the value of your service and knowing your market when scaling your business. She also highlights a crucial point: your friends and family aren't your target audience. The conversation takes a deeper turn as we discuss the challenges of entrepreneurship burnout and the necessity of a solid foundation for scaling your business. Felecia draws parallels to the "Tickle Me Elmo" phenomenon, illustrating how scarcity can double the lifetime value of customers and master the art of FOMO. We also touch on the downside of "building in silence" and the impact of prominent figures like Jay Z and Virgil Abloh in rolling out Pharrell's Black Ambition Opportunity Fund. Don't miss this episode packed with valuable insights and practical advice for entrepreneurs at every stage. #Entrepreneurship #BusinessStrategy #BlackAmbition #FeleciaHatcher #PharrellWilliams #Nintendo #ScarcityStrategy #FOMO #MarketMondays #EarnYourLeisure #SmallBusiness #ScalingBusiness #EntrepreneurBurnout #BusinessMentorship #Innovation #JayZ #VirgilAbloh #TickleMeElmo Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 22, 2024

In this clip of Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the latest economic predictions and analyses. They begin by discussing the possibility of a rate cut in September, with Ian sharing his optimistic forecast despite the current economic landscape. Will Jerome Powell and the Federal Reserve take action? Stay tuned to find out. The duo also sheds light on the recent comments from Fed Chair Jerome Powell about inflation trends and the likelihood of a rate cut. With data from the Chicago Mercantile Exchange suggesting a 95% chance, the conversation gets intriguing. Could we really witness a rate cut this September? And if not, what could be the next steps in November or even December? Next, they tackle analyst Tom Lee's bold prediction that the S&P 500 will triple by 2030. Is it realistic for the market to see such an exponential rise within just six years? Ian weighs in on the feasibility of such growth, considering potential reshuffling in the S&P 500 and the impact of inflation. Rashad introduces a fascinating angle on hyperinflation and its influence on market returns. If inflation rates increase, the traditional 7% returns may no longer suffice. They walk you through the Rule of 72, which underscores the importance of higher returns to combat the devaluation of money. Key Takeaways: - Insights on the potential rate cut in September 2023. - Analysis of Fed Chair Jerome Powell’s recent statements and their implications. - An in-depth look at Tom Lee's prediction for the S&P 500 reaching 15,000 by 2030. - The impact of inflation on investment returns and market behavior. - Strategic advice on staying long in the market despite economic fluctuations. Don't miss out on this thought-provoking discussion that could enhance your understanding of the current and future state of the market. *Hit the like button, subscribe, and share this video with others. Stay tuned for more Market Mondays insights!* #MarketMondays #Finance #Investing #StockMarket #Economy #RateCut #FederalReserve #JeromePowell #Inflation #SP500 #TomLee #InvestingTips #LongTermInvesting #MarketAnalysis Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 21, 2024

Welcome back to EYL! In this clip, we are joined by the incredible Ashaala Shanae, who provides invaluable insights on how to perfect your elevator pitch. Whether you're preparing for Invest Fest or any other pitch scenario, this video is packed with actionable advice to help you stand out and make a lasting impression. *Key Points Discussed:* 1. *Clear and Concise Messaging:* Rashad Bilal kicks off the conversation by emphasizing the importance of a clear and concise message. Knowing who you are, what you do, who you serve, and what you offer is crucial. 2. *Identifying the Problem:* Rashad explains that understanding the problem you aim to solve is fundamental. Your pitch should highlight the specific issue your product or service addresses. 3. *Providing the Solution:* Beyond identifying the problem, it's vital to clearly articulate the solution your business provides. This includes the methods and vehicles you'll use to solve the issue. 4. *Market Research and Competitor Analysis:* Knowing your market stats and competitors is essential. Investors are likely to ask about the competitive landscape, making this a critical part of your pitch preparation. 5. *Effective Use of Visual Aids:* Visual aids can enhance your pitch if used correctly. Keep them clean and easy to understand, ensuring they support rather than distract from your key points. 6. *Clear Call to Action:* Rashad emphasizes the importance of a clear and realistic call to action. Specify exactly what you're asking for, whether it's funding, partnership, or another form of support. 7. *Understanding Your Numbers:* Know your financials inside out. Be prepared to detail your budget, forecast, and return on investment, as investors will scrutinize these aspects. 8. *Practice and Preparation:* Troy Millings and Rashad discuss the importance of practice. Practice in front of a mirror, with family and friends, and even record yourself to identify areas for improvement. 9. *Mindfulness and Visualization:* Ashaala shares techniques for managing anxiety, including mindfulness exercises and visualization. Walking through your pitch mentally can help build confidence and reduce stress. 10. *Breathing Techniques:* Specific breathing techniques like the 4-7-8 method can help calm nerves and prepare you for the spotlight. 11. *Arrive Early and Familiarize Yourself with the Venue:* Visiting the venue in advance and visualizing your performance in the actual space can significantly reduce anxiety on the day of your pitch. 12. *Have a Backup Plan:* Always have a backup for your visual aids and other electronic materials to avoid last-minute hiccups that can derail your pitch. By following these steps and tips, you can create a compelling elevator pitch that captures the attention of investors and judges alike. Don't miss out on this jam-packed episode that could be the key to your next successful pitch! *Subscribe* to our channel and hit the notification bell so you never miss an episode! *Hashtags:* #EYL #ElevatorPitch #Investfest #AshaalaShanae #PitchPerfect #Investment #StartupAdvice #Entrepreneurship #Business #PitchCompetition #AnxietyManagement #Mindfulness #PublicSpeaking #InvestmentPitch --- This episode of EYL is designed to equip you with the tools and knowledge you need to make your elevator pitch unforgettable. From preparation to execution, our expert guests share their secrets to success. Tune in, take notes, and get ready to elevate your pitch game! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 20, 2024

In this snippet from the Sales Mastery EYL University Class, Danyel King explains the powerful Straight Line System, inspired by Jordan Belfort, the Wolf of Wall Street. In this insightful session, Danyel explains how to stay on the fastest path to a sale by avoiding distractions and focusing on three key elements: the product, the salesperson, and the company. Learn why creating absolute certainty in these areas is crucial for successful sales transactions and how enthusiasm, expertise, and competence play vital roles in convincing prospects. Danyel shares personal anecdotes and valuable tips to help you master the art of sales and achieve your financial goals. To watch this full class and more, sign up for EYL University at www.eyluniversity.com *Timestamps:* 00:00 - Introduction to the Straight Line System 01:04 - The Three Key Elements of Sales 02:39 - Importance of Product Knowledge and Passion 04:41 - Real-life Success Stories and Motivational Insights 07:26 - The Three Important Keys: Competence, Expertise, Enthusiasm 09:02 - Handling Sales Objections Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 19, 2024

Hey Market Mondays Family! Welcome back to another clip of Market Mondays! In this insightful discussion, we dive deep into the rapidly evolving world of artificial intelligence and robotics. With AI technology advancing faster than ever, it's crucial to understand its implications on our lives, jobs, and society as a whole. Our special guest, 19 Keys, alongside hosts Rashad Bilal, Ian Dunlap, and Troy Millings, explore some of the most pressing questions around AI and robotics: - *The Future of Humanoid Robots:* 19 Keys discusses Elon Musk's ambitious plans to make humanoid robots his next trillion-dollar business. He emphasizes that while the technology is here, the real challenge is getting society accustomed to these robots. We examine the potential for humanoid robots to take over mundane, task-oriented jobs and the impact this may have on various industries and employment landscapes. - *Regulations and Market Leaders:* The conversation touches on how the government is likely to turn to giants like OpenAI and Microsoft for AI regulations. These regulations could potentially stifle small businesses from competing in the rapidly growing AI market. What does this mean for innovation and the entrepreneurial spirit? - *Human vs. Robot:* 19 Keys believes that as robots take on factory work and low-paying jobs, humans need to delve deeper into what it means to be human. How can we prepare for a future where AI and robots are ubiquitous without losing the essence of human touch and creativity? - *AI Companionship:* Rashad and Troy share fascinating insights from their trip to Davos, where they encountered AI companionship apps designed to combat loneliness. From home robots performing simple tasks to advanced AI companions providing friendship and support, this sector is set to explode. Could this be the next big thing in AI technology? - *Embracing Technology Without Fear:* Ian Dunlap emphasizes that automation and AI are inevitable. Instead of fearing these advancements, we should focus on finding ways to integrate and utilize them to enhance our lives and businesses. Drawing parallels to the iPhone's revolution in the late 2000s, Ian highlights that those who adapt will thrive in this new era. Join us in this thought-provoking discussion as we explore the exciting, yet challenging, future of AI and robotics. This episode is packed with insights, predictions, and strategies to help you stay ahead in this rapidly evolving landscape. Whether you're an entrepreneur, an investor, or just curious about AI, this conversation is essential viewing. Don't forget to like, comment, and subscribe for more cutting-edge discussions on Market Mondays! *Timestamps:* 00:00 - Introduction 00:39 - The Rise of Humanoid Robots 01:42 - Impact of AI Regulations on Small Businesses 03:01 - Preparing for a Future with AI and Robots 04:00 - AI Companionship and Its Growing Market 05:17 - Embracing Technology Without Fear *Hashtags:* #MarketMondays #HumanoidRobots #AICompanionship #ArtificialIntelligence #19Keys #RashadBilal #IanDunlap #TroyMillings #FutureOfWork #AIRevolution #TechPodcast Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 18, 2024

Welcome back to another insightful clip of Market Mondays series! In this clip, we dive deep into the current state of podcasting and the influencer market with our special guest, 19 Keys. Hosted by Rashad Bilal and Troy Millings, this discussion sheds light on crucial topics that everyone in the digital space needs to be aware of. Episode Breakdown *Introduction of 19 Keys:* 19 Keys opens the discussion with an intriguing question about the future of podcasting and whether there's an ongoing "influencer recession." With his wealth of knowledge in personal branding and technology, he sets the stage for an engaging conversation. *Influencer Recession:* Rashad Bilal discusses the signs of the influencer recession, noting how various markets, including comics and financial literacy influencers, are witnessing a downturn. He provides examples from the financial literacy space, where many influencers who rose during the pandemic have now gone silent. Even platforms like OnlyFans are not as lucrative for some as they used to be. Rashad's insights help contextualize why this recession is happening and what it means for the future. *Podcasting for Everyone?* Can everyone succeed in the podcasting realm? Rashad and Troy think not. They highlight the complexities and the effort required to produce high-quality content. From researching topics to editing episodes and creating engaging social media snippets, there's a lot more to it than just talking into a microphone. Rashad suggests that while everyone should have an Instagram to build their personal brand, podcasting is not necessarily for everyone due to its labor-intensive nature. *Monetization and Value:* Troy further breaks down the monetization aspect. Not everyone should start a podcast just to make money; the true value lies in passion and the unique message you offer. He explains that even celebrities have backed out from podcasting, realizing it's not the cash cow they expected. If your goal is solely financial, you won't last long in this space. *Niche Down & Build Value:* 19 Keys adds nuance by discussing how important it is to find your niche. He outlines how podcasting can be a powerful tool for personal branding and content funneling. With a specific focus, you can create a smaller but more engaged audience. He emphasizes the significance of authenticity and how smaller, focused audiences can provide greater returns for advertisers. Using his own experiences with Cordyceps and other health products, 19 Keys illustrates how niche podcasting can serve as a content funnel to various aspects of your business. *Invest Fest 2023:* The speakers then pivot to discuss the upcoming Invest Fest, emphasizing its uniqueness and its essential role in fostering a culture focused on future growth and wealth-building. They call on attendees to show up at their 100%, network creatively, and treat the event as a monumental opportunity for personal and professional growth. Key Takeaways: - *Influencer Market Downturn:* The influencer recession is real but temporary. Quality and consistency will keep you afloat. - *Effort in Podcasting:* Podcasting is labor-intensive and not for everyone. Passion and a unique message are critical. - *Monetization:* Diversify your income streams; don’t rely solely on podcasting for revenue. - *Niche Focus:* Finding your niche will help you build a dedicated audience and increase value. - *Invest Fest 2023:* Prepare to network, learn, and grow at this year's Invest Fest. Join us for this thought-provoking episode as we uncover what it takes to thrive in today's digital landscape. Your future self will thank you for it. *Don't forget to like, comment, and subscribe for more valuable insights every week!* #MarketMondays #19Keys #Podcasting #InfluencerMarketing #InvestFest2023 #DigitalContent #PersonalBranding #FinancialLiteracy #SocialMedia #Entrepreneurship #ContentCreation #InfluencerRecession #InvestInYourself #NicheMarketing Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 17, 2024

Welcome to the latest clip of Market Mondays! In this exciting update, hosts Ian Dunlap, Troy Millings, and Rashad Bilal share some unbelievable announcements and giveaways about Invest Fest, the biggest event of its kind in the world. Invest Fest just got even more extraordinary with the addition of Shannon Sharpe to the lineup! As Rashad Bilal enthusiastically reveals, the event's roster continues to grow and impress. "The lineup is getting better and bigger. It's just, it's unbelievable," Rashad remarks. Right here, we’re dedicated to enhancing your experience with each new announcement. We're also thrilled to introduce the Women’s Initiative featuring the phenomenal Lauren London. This initiative will focus on empowering women by financially backing a woman-based business, and it'll include an all-women panel featuring Queen Afua. As Troy Millings hints, there are even more exciting surprises to come, making this session truly legendary. Of course, our star-studded lineup doesn't stop there. Look forward to impactful sessions with iconic figures like Steve Harvey, 50 Cent, 19 Keys, Ian Dunlap, Damon John, and Stephen A. Smith. And we’re just getting started. Rashad and Troy also discuss a unique raffle sponsored by Steve Harvey that was announced two weeks ago. Winners were declared live on the show, adding even more excitement to the buildup for Invest Fest. "Salute to all the winners," Rashad proudly mentions. In another exciting sweepstakes, the Welcome to Atlanta Sweepstakes, sponsored by Ti, offers a remarkable array of prizes. This week's general admission ticket buyers from July 15 to July 21 will have a chance to win $5,000, thanks to Ti’s Atlanta-based generosity. Here's what the grand prize includes: - $5,000 cash prize - VIP ticket upgrade - Meet and greet with EYL and Ti - Exclusive access to the Invest Fest dinner - Tickets to an Atlanta Falcons game - Tickets to the Trap Music Museum - Free meal at Trapdoor City Café, Ti's restaurant - Tickets to the 85 South live show - One-year access to EYL University - Real estate and business creation course This is an incredible opportunity for anyone attending Invest Fest. For those who already hold general admission tickets, don’t worry—you’re automatically entered into the sweepstakes too. Moreover, five additional winners will have their general admission tickets upgraded to VIP status. "Five bands, five bands, it's a lot," as Rashad puts it. This giveaway shows how dedicated we are to over-deliver and create an unforgettable experience for all attendees. Don't miss out on this unique opportunity to be part of something monumental. Grab your general admission ticket this week, and who knows? You might be one of the lucky winners to receive these fantastic rewards. Invest Fest promises to be a legendary event filled with invaluable insights, unparalleled networking opportunities, and memories that will last a lifetime. Make sure to like, share, and subscribe to our channel to stay updated on all things Invest Fest, and keep tuning in to Market Mondays for more surprises and exclusive content. --- Hashtags: #InvestFest #MarketMondays #ShannonSharpe #LaurenLondon #SteveHarvey #50Cent #19Keys #IanDunlap #DamonJohn #StephenASmith #WelcomeToAtlanta #TISweepstakes #AtlantaEvents #EYLU #85SouthShow #TrapMusicMuseum #FinancialEmpowerment Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 16, 2024

Join us in this engaging episode of Earn Your Leisure as we sit down with Ashaala Shanae to explore essential insights and strategies for public speaking and pitching competitions. Discover why 75% of people have a severe fear of public speaking and learn how to overcome it. We delve into the three common mistakes public speakers make, share tips to help you win the $100K Nipsey Hussle Foundation Pitch Competition, and reveal exercises to improve your public speaking skills. Gain valuable public speaking hacks that will elevate your pitch game, and learn about the bad habits to avoid at pitch competitions. We also discuss why Invest Fest vendors should study the market of attendees and how to stay ahead as an entrepreneur. Finally, get crucial advice on how to overcome using bridge words in your speech, the importance of never exceeding the time limit in a pitch competition, and steps to nailing your pitch competition. Reading the room when pitching is a must—learn why in this episode! #PublicSpeaking #PitchCompetition #Entrepreneurship #AshaalaShanae #EarnYourLeisure #InvestFest #NipseyHussleFoundation #PublicSpeakingTips #EntrepreneurialStrategies #WinningPitches #OvercomingAnxiety #SpeakingHacks #ReadingTheRoom #PitchPerfect Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 15, 2024

In this EYLU Sales Mastery class, Danyel King shares his insights on the essential steps in the sales process. Learn how to build rapport, break down barriers, and understand your clients to close more deals. Danyel uses real-life examples and anecdotes to illustrate the importance of connecting with clients on a personal level. For this full class and more join EYL University at www/eyluniversity.com Timestamps: 00:00 - Introduction: The First Step in Sales 00:10 - Importance of Building Rapport 00:44 - Overcoming Stereotypes of Salespeople 01:17 - Breaking the Ice 01:54 - Using Compliments Effectively 03:06 - Perceptions of Salespeople 03:40 - Next Slide Transition 04:01 - Story Time: Breaking Barriers with Compliments 06:15 - Getting to Know Your Client 07:45 - Properly Qualifying Clients 08:08 - Step Three: Keep It Super Simple (KISS) Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 14, 2024

Welcome to another exciting episode of Market Mondays! In today's video, our hosts, Rashad Bilal, Troy Millings, and Ian Dunlap, have a fascinating conversation with the incredible Van Jones. Van shares his ambitious plans for InvestFest and his nonprofit organization - Dream Machine Innovation Lab - that aims to empower the Black community through artificial intelligence (AI). Van Jones passionately emphasizes the transformative potential of AI, encouraging everyone, especially underrepresented communities, to embrace this technology as a "jetpack" for their businesses rather than fearing it as a "hand grenade." He draws parallels between today's AI revolution and the cultural revolution led by hip hop, urging the community to harness this new technology creatively and disruptively. Van discusses his innovative program, the Dream Machine AI Academy, which he launched with Will.i.am under the campaign "Make Wakanda Real." This program aims to make advanced AI tools accessible and understandable for everyone, irrespective of age or experience. Van highlights how AI can democratize opportunities across various fields, from making films and business plans to creating music and generating discretionary income. During the weekend of Juneteenth, the Dream Machine AI Academy held its first-ever session in Atlanta, attracting around 500 participants across a wide age range. Supported by giants like Microsoft and Amazon, the academy provided a crash course on AI tools, leaving attendees hopeful and excited about the future. Troy Millings queries about the feedback and reception from the initial class, to which Van responds positively, noting the participants' newfound optimism amid a challenging political and economic landscape. Ian Dunlap brings up the high costs associated with large language models and inquires about niche models that might benefit the community. Van underscores the importance of just starting with the available tools, emphasizing how AI can significantly streamline tasks, enhance productivity, and save costs, thereby preventing businesses from falling behind. He also touches on the considerable, yet untapped, power the Black community holds in various spheres – political, cultural, and spiritual. Van advocates for leveraging these aspects collectively to demand access to computing resources from tech giants, ensuring that African American institutions and businesses can stay competitive in the AI-driven future. Van’s enthusiasm is palpable as he anticipates bringing this revolutionary program to InvestFest, an event dedicated to fostering financial literacy, entrepreneurship, and innovation within the Black community. Join us in this enlightening conversation as we explore how AI can be a catalyst for change and uplift the community. Don’t forget to like, comment, and subscribe to stay updated on all things Market Mondays! #MarketMondays #InvestFest #VanJones #ArtificialIntelligence #AI #DreamMachineAI #Innovation #Entrepreneurship #BlackBusiness #FinancialLiteracy #WillIAm #MakeWakandaReal #TechForGood #BusinessGrowth #AIRevolution #CommunityEmpowerment #Microsoft #Amazon #CultureRevolution #HipHopTech #Juneteenth #BlackExcellence --- Tune in and learn how you can be at the forefront of the AI revolution, ensuring you’re not just keeping up, but leading the charge. See you at InvestFest! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 13, 2024

Welcome back to another thrilling clip of Market Mondays! In today's video titled "S&P 500's Stellar Performance in 2023 – Insider Tips on Investing!," our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the robust performance of the S&P 500 in the first half of 2023. The S&P 500 has returned a remarkable 15% with an unusually smooth ride, prompting us to explore its future trajectory and the best investment strategies moving forward. *Segment Breakdown:* 00:00 - *Introduction* Rashad kickstarts the discussion by highlighting the key figures - a 15% return by the S&P 500 in the first half of 2023. For those who feel they may have missed out, Ian Dunlap emphasizes the importance of holding long-term and investments in ETFs and indexes. 00:48 - *Market Predictions* Ian shares his optimistic outlook, suggesting that the market should end the year at least 21% up. Despite some analysts predicting a 30% drop, Ian doesn't see that happening. He stresses that the biggest takeaway is to hold ETFs and indexes for the long term, referencing historical data to back his point. 01:27 - *Historical Insights* Troy chimes in with some fascinating statistical insights from the past 40 years. He points out that when the S&P has a double-digit gain in the first half, it usually goes higher, underscoring the significance of tech stocks' contribution to these gains. 02:32 - *Technology and AI Influence* We delve into how tech giants like Nvidia, Microsoft, Alphabet, and Amazon have collectively contributed significantly to the S&P 500's gains. With a strong rebound from the tech sector following 2022, Troy explains how Nvidia and the AI revolution have been pivotal in the first half of 2023. 03:54 - *Investment Strategies and Recommendations* Rashad provides the closing thoughts, emphasizing that it's always a good time to invest in the S&P 500. He discusses the importance of index funds as a safe and intelligent investment strategy, aligning with the advice of renowned investors like Warren Buffett. Rashad stresses the simplicity and effectiveness of consistent, monthly investments into index funds for long-term gains. This episode is packed with invaluable insights for both seasoned investors and newcomers! Join us as we unravel the secrets behind the S&P 500's current performance and equip you with the knowledge to make informed investment decisions. *Don't miss out - hit the play button now!* *Hashtags:* #MarketMondays #SP500 #Investing #TechStocks #AIRevolution #Nvidia #Microsoft #Alphabet #Amazon #IndexFunds #ETFs #LongTermInvesting #WarrenBuffett #InvestmentStrategies #StockMarket #Finance #Economy #2023Investments #FinancialLiteracy #MarketTrends #TechSector #AIGrowth #InvestmentAdvice #FinancialTips #WealthBuilding #StockGains Join the conversation and share your thoughts in the comments below. We love hearing from our community! *Disclaimer:* The opinions expressed in this video are for informational purposes only and should not be considered as investment advice. Always consult with a financial advisor before making any investment decisions. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 12, 2024

Welcome to another insightful episode of Market Mondays! In this special edition, we dive deep into the world of Artificial Intelligence (AI) and its multifaceted impact on business, politics, and society. Hosted by Troy Millings, Rashad Bilal, and Ian Dunlap, this episode features the esteemed Van Jones, sharing his perspectives on the AI revolution and its potential to either elevate or undermine communities, particularly in the context of economic opportunities. *Key Topics Discussed:* - *Understanding AI and Its Implications:* Van Jones emphasizes the importance of AI beyond personal and business use, focusing on the broader opportunities it presents. He brings attention to the layers and levels within AI that hold significant potential for investment and innovation. - *Intersection of Politics and AI:* Jones sheds light on the current political climate regarding AI development and regulation. He discusses the tension between promoting innovation and protecting society from potential AI-related risks, including the global AI race with China. - *Future Technological Revolutions:* Beyond AI, Jones mentions the upcoming biotech and quantum computing revolutions. These technologies promise to transform industries, from healthcare to cybersecurity, creating new opportunities and challenges. - *Economic Empowerment and AI:* The conversation highlights the urgent need for communities, especially black communities, to be informed and actively engaged in the AI economy. Jones stresses that there's immense potential for financial upliftment if communities invest wisely in AI technologies. - *InvestFest 2023:* Both Van Jones and will.i.am will be at InvestFest 2023, underlining the festival's importance as a hub for learning and networking about AI and other transformative technologies. This festival represents a unique opportunity for anyone serious about leveraging AI for personal, business, and community growth. *Notable Quotes:* - "There are gonna be people who are broke right now who are going to be rich tomorrow because of AI." - Van Jones - "This AI boom is probably going to be 100 or 200 times bigger than the dot-com boom of 99, 2000." - Ian Dunlap - "If you don't come to InvestFest, something's wrong with you. You're not serious." - Van Jones Join us for this episode of Market Mondays as we explore the vast and evolving landscape of AI with expert insights that can empower you to navigate and capitalize on these technological advancements. Whether you're a tech enthusiast, investor, or simply curious about the future, this episode is packed with valuable information you won’t want to miss. *Hashtags:* #MarketMondays #Investing #AI #ArtificialIntelligence #TechRevolution #VanJones #InvestFest #QuantumComputing #Biotech #FinancialEducation #BusinessGrowth #Innovation #EconomicEmpowerment #TechIndustry #FutureOfWork #BlackExcellence #CommunityDevelopment #TechTalk #AIInvestment #Startups #TechPolicy --- Tune in, get informed, and stay ahead with Market Mondays. Don't forget to like, comment, and subscribe for more episodes where we break down the biggest trends and opportunities in the market! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 11, 2024

In this episode of Market Mondays, hosts Troy Millings, Rashad Bilal, and Ian Dunlap dive deep into Nike's recent struggles and future prospects. Following the news that Nike's stock fell after projecting a larger-than-expected sales decline for 2025, the hosts share their sharp insights on what this means for investors and sneaker enthusiasts alike. Ian Dunlap kicks off the discussion, expressing his skepticism about investing in Nike at this time. He emphasizes the need for Nike to stop re-releasing the same Jordans and Dunks, noting that consumers are growing tired of the lack of innovation. Ian also highlights how competitors like Crocs and Lululemon are gaining ground and suggests that Nike's failure to retain top creatives such as Kanye, Don C, and Kyrie could be detrimental. He argues that unless Nike can secure creative powerhouses and innovate substantially, it will struggle to maintain its competitive edge. Troy Millings agrees, pointing out that as an avid sneakerhead, he isn't currently investing in Nike for several reasons. He underscores the lack of innovation in their product lines and remembers the golden era of the mid-nineties when Nike introduced groundbreaking technologies like Zoom and Air. But those days seem like a distant memory now as the brand fails to introduce anything revolutionary. He notes that the collaboration strategy, while initially successful, has become a crutch rather than a stepping stone for innovation. As they dig deeper, the hosts discuss the broader sports and athleisure market, showing that Nike's struggles are part of a larger industry trend. They mention how competitors like Adidas and Under Armour are also experiencing declines, making it evident that the sector as a whole is under pressure. The conversation gets bleaker when Troy reveals that Nike reported its worst stock day on record and is already forecasting year-over-year declines through 2025. Moreover, the hosts point out several social and cultural missteps by Nike, including their handling of athletes like Colin Kaepernick and Kobe Bryant. The discussion touches on how Nike's current roster of athletes like Zion Williamson and Jason Tatum hasn't managed to capture the public’s imagination in the same way as the Jordans and Kobes of the past. The hosts suggest that without a new face to lead the brand or major innovation, Nike's ability to appeal to the next generation of consumers remains uncertain. The episode wraps up with a powerful observation by Ian Dunlap regarding the corporate culture at Nike. He questions whether the current executive leadership genuinely understands or uses the products they are trying to sell to the culture, making a compelling argument that this disconnect is part of the brand's current woes. Market Mondays MM Medium #6 isn't just about Nike's recent market performance—it's a comprehensive analysis of the brand's position in the market, its prospects for recovery, and where it stands in the eyes of both consumers and investors. Tune in to hear the detailed insights and recommendations from experts who know this industry inside and out. #MarketMondays #Nike #StockMarket #Investing #SneakerCulture #Athleisure #Finance #BusinessInsights #Innovation #NikeStock #Adidas #Lululemon #UnderArmour #IanDunlap #TroyMillings #RashadBilal Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 10, 2024

Welcome back to another exciting episode of EYL! In this episode, your hosts Rashad Bilal and Troy Millings sit down with the inspiring Donae Burston, the brilliant mind behind one of the fastest-growing rosé brands. Ever wondered about the complicated dynamics of celebrity-owned brands in the spirits industry? Or the challenges and triumphs of running a black-owned business in a traditionally white-dominated sector? This episode offers a deep dive into these topics and much more. Starting off with a thought-provoking discussion, Rashad questions whether celebrity brands hold less credibility in the spirit world. Donae offers his candid perspective, explaining how the "cookie cutter approach" of slapping a celebrity name on a product isn’t always a guaranteed formula for success. The conversation then steers towards the racial undertones in the branding of luxury goods. Certain challenges arise when a black entrepreneur puts his name and face on a product. Donae reveals how his PR team convinced him that being visible as a black owner was crucial, despite the risk of the brand being pigeonholed. Donae, who aims to make his rosé brand the number one in the world, rather than just the top black-owned rosé, dives into the nitty-gritty of what it takes to build a luxury brand. He underlines the importance of making sure the product feels and looks luxurious, comparable to the best in the industry. This desire extends beyond rosé to white and red wines, showing his broader vision for brand expansion. Another compelling segment revolves around team-building and operational strategy. Donae shares that his team consists of only four internal members, highlighting a lean, outsourced approach to manage cash flow effectively while bringing in top-tier talent on a project basis. He describes frequent collaborations through group chats for tasks ranging from label design to Instagram captions, ensuring every detail reflects the brand's luxurious ethos. Ever wondered how much time an entrepreneur like Donae dedicates to his venture? He confesses that the rosé business consumes most of his day, emphasizing the importance of focus when you're at a critical juncture in your business journey. Additionally, he reveals that now his biggest competitors are the companies he once worked for, illustrating a full-circle moment in his career. Donae also touches upon the occasional negative feedback from former colleagues and competitors, particularly about the role Jay-Z played in his previous work. Yet, this doesn’t deter him; rather, it fuels his ambition to outshine them with a younger, cooler, and high-quality rosé. This episode is packed with wisdom on navigating the complexities of branding, especially when racial and celebrity elements come into play. Donae's journey is a testament to resilience and a clear vision, attributes that are essential for any budding entrepreneur. Don't miss this enlightening conversation that balances business acumen with social insight. Make sure to like, comment, and subscribe to our channel for more inspiring stories and valuable lessons from industry leaders. #EYLMedium #Rosé #LuxuryBrand #BlackOwnedBusiness #Entrepreneurship #CelebrityBrand #WineIndustry #BusinessStories #Inspiration #Competition #TeamBuilding #BrandStrategy #DonaeBurston #SuccessStories #Podcast #Interview #JayZ #AceOfSpades #WineLover Tune in now and elevate your business knowledge with EYL! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 9, 2024

In this exclusive interview with Mario Carbone for Earn Your Leisure, we dive deep into the secrets behind the success of Carbone NYC and Miami, ranked as the #1 and #2 hardest dinner reservations to get. Mario Carbone shares insights on creating a successful restaurant, the biggest mistakes restaurants make, and how not excelling in high school helped him become a great chef. Discover how Mario met his business partner on the first day of culinary school, used his family's life savings to open Carbone, and the challenges he faced with his first restaurant. Learn about his data collection methods, the impact of local journalists, and why Carbone doesn't have a strict dress code. Mario also discusses the Carbone Beach deal with American Express and the benefits of mergers and acquisitions in the restaurant business. Don't miss out on Mario Carbone's expert advice and inspiring journey in the culinary world! #EarnYourLeisure #MarioCarbone #CarboneNYC #CarboneMiami #RestaurantSuccess #CulinaryJourney #Entrepreneurship #DiningExperience #RestaurantIndustry #BusinessGrowth #DataCollection #LocalJournalism #AmericanExpress #MergersAndAcquisitions Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 8, 2024

Welcome back to another insightful episode of Market Mondays! In this edition, Troy Millings, Rashad Bilal, and Ian Dunlap, delve into the recent presidential debate and its implications on both political and financial landscapes. The episode kicks off with a provocative question: *Who was the biggest winner in last week's presidential debate?* Our hosts don't hold back as they dissect the performances of key political figures, including President Joe Biden and former President Donald Trump. They explore whether it's time for President Biden to step down, citing his perceived lackluster performance and dwindling public support. Ian Dunlap provides a scathing critique, suggesting that international leaders might view Biden’s potential continuation in office as an easy win. He also mentions that despite some misinformation from Trump's side, his performance was solid, leaving many to wonder if the Democratic Party needs a leadership overhaul. Troy Millings shares his disappointment with Biden's debate showing, pointing to his inconsistent and sometimes incoherent responses. Troy expresses grave concerns about the Democratic Party's strategy and the significant time left until the November elections, suggesting that another poor debate could further jeopardize their position. Rashad Bilal echoes these sentiments, highlighting the Democratic Party's failure to listen to their base sooner. He articulates the growing discontent within the Black community and other demographic groups, pointing out that Biden's declining support is a result of unmet needs and unaddressed concerns. Our hosts also touch on the potential alternatives for Democratic leadership, with names like Gavin Newsom and Kamala Harris coming up, but none seem to generate much confidence. The discussion transforms into a broader look at the political landscape, with warnings to the Democrats about ignoring the voices of the people for too long. Moreover, the conversation doesn't shy away from addressing criticisms aimed at influential media platforms, including "Market Mondays." Rashad defends the channel against accusations of spreading misinformation, emphasizing their commitment to empowering liberal voices and facilitating honest discussions. This episode is packed with critical analysis, hard truths, and a call to action for political engagement. It's more evident than ever that the intersection of politics and economics is pivotal for the future, and "Market Mondays" is at the forefront of this dialogue. Don’t miss this episode full of insights and fiery debates. Be sure to like, comment, and subscribe to stay informed on how current events shape the market and your investments. *Join the conversation and let us know your thoughts on this week's topics:* - Should President Biden step down? - Who won the presidential debate? - What are the implications for the financial markets? *Subscribe* to our newsletter for exclusive insights and market analysis straight to your inbox! *Hashtags:* #MarketMondays #PresidentialDebate #Biden #Trump #Politics #Economy #Investing #Finance #LeadershipCrisis #PoliticalAnalysis #EYL Tune in, stay informed, and keep your financial game strong with Market Mondays! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 7, 2024

Cam Kirk shares his unique approach to expanding his photography career using a music artist's formula. Learn how Cam leveraged his following to create Camp Kirk Studios, a physical space serving the Atlanta community, and his plans for global expansion. Learn how he monetizes his brand beyond just fan support, turning it into a multi-faceted empire. Cam discusses the importance of creating opportunities for the next generation, drawing parallels with music artists and their potential for additional revenue streams through personal studios. Cam also delves into the creation of Collective Gallery, his innovative photography label that financially supports and promotes upcoming photographers. Through a combination of marketing, investment, and mentorship, Collective Gallery aims to elevate photographers to new heights, similar to how record labels nurture musical talent. 00:00 - Introduction 00:18 - Turning a following into an empire 00:38 - Creating Camp Kirk Studios 01:16 - Monetizing your brand and studio 01:56 - Launching Collective Gallery 02:36 - Signing and investing in photographers 03:34 - Expanding opportunities for photographers 04:06 - Marketing and legal support for artists Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 6, 2024

Welcome back to another clip of Market Mondays. In this clip, we address a topic that has significant implications for millions of Americans— the potential insolvency of Social Security and Medicare. Bloomberg projects that Social Security will run out of money to pay full benefits by 2033 and Medicare by 2036. So, what does this mean for you, and what can we do about it? Let's dive in. *Key Discussion Points:* *1. The Reality of Social Security and Medicare:* Ian Dunlap kicks off the conversation by shedding light on the dwindling funds. According to him, we've already been witnessing signs of this impending crisis, such as the financial troubles in Chicago. Troy Millings adds how our generation, born in the '80s, has always been warned of this, and now we see those predictions coming to fruition. *2. Self-Reliance in Financial Planning:* Ian emphasizes the importance of taking control of your own financial future due to the uncertainly surrounding these government programs. From investing in stocks to opening brokerage accounts, he stresses on diversifying income sources and savings. *3. Political Dimensions:* Rashad Bilal gives us a deeper understanding of the political intricacies that influence Social Security and Medicare. It’s not just about the money; it's about how Congress allocates the budget. Rashad points out that while Democrats might propose raising taxes to cover these costs, Republicans might argue to reduce spending. The real solution likely lies somewhere in the middle. *4. Impact on Healthcare:* Troy highlights another alarming issue: the skyrocketing costs of healthcare in America. Without Medicare, healthcare becomes even more exorbitant, making it all the more important to have substantial savings or alternative health coverage options. *5. Savings and Investments:* Rashad talks about the importance of liquid savings and investments to weather financial storms. The goal should be to have at least six months of savings, but having a year’s worth of liquid assets can provide more security. *6. Broader Economic Impacts:* Ian brings attention to the growing disparity between the rich and poor and the possibility of a "poor person’s recession," where the most vulnerable will bear the brunt of the economic downturn. He stresses the importance of financial preparedness not just for individuals but for the larger economic system. *Conclusion:* Our discussion underscores the urgency of financial self-reliance and political awareness. If Social Security and Medicare are on a rocky path, it’s more important than ever to take control of your financial destiny. Whether through diversified investments, liquid savings, or active political participation, the time to act is now. Don’t forget to like, share, and subscribe for more insights into financial markets, economic policies, and investment strategies. Click the notification bell so you never miss an update from Market Mondays. #MarketMondays #SocialSecurity #Medicare #FinancialPlanning #Investing #EconomicPolicy #HealthcareCosts #PoliticalAwareness #Savings #Stocks #BrokerageAccounts Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 5, 2024

Welcome to Market Mondays, the hub where the latest economic issues meet insightful discussions. In this riveting clip, hosts Ian Dunlap, Troy Millings, and Rashad Bilal delve into some pressing matters concerning the U.S. economy that impact us all. *Key Topics Covered:* 1. *U.S. National Debt:* - The national debt is fast approaching a staggering $35 trillion. Ian Dunlap discusses the alarming pace at which it's growing, jumping from $34 trillion in just under a year. The debt to GDP ratio is now at an unprecedented 122%, a far cry from less than two decades ago. 2. *Citizens' Responsibility:* - What can citizens do about the national debt? The notion of voting is brought up, but Ian questions its effectiveness given the current political landscape. 3. *Social Security and Medicare:* - Bloomberg projects that Social Security will run out of money by 2033, and Medicare by 2036. Ian and Troy offer sobering insights into what this could mean for future retirees. Rashad emphasizes the importance of being politically aware, as these programs are directly influenced by Congressional decisions. 4. *Future of Pensions and 401Ks:* - Ian touches on the decline of traditional pensions and even foresees potential issues with 401Ks in the coming decade. The discussion underscores the necessity for individual financial planning and investing. 5. *Global Economic Shifts:* - There’s an impending shift in global economic power with China and India predicted to surpass the U.S. in GDP by 2030 and 2040, respectively. 6. *Military and Overseas Spending:* - Rashad discusses the need for the U.S. to reconsider its military and overseas spending, both of which are major contributions to the national debt. 7. *Importance of Savings and Liquidity:* - The conversation shifts towards practical financial advice. Rashad advises maintaining at least six months' worth of savings and, ideally, up to a year. This liquidity is crucial for financial stability in unpredictable times. *Special Offers:* - *Exclusive Merch Discount:* Don’t miss out on our exclusive offer—get 40% off all EYO merch by entering promo code SUMMER40 on our website before midnight! This clip of Market Mondays provides a critical overview of the financial challenges facing the U.S. while offering practical advice for individuals to safeguard their financial future. From voting to investing, it’s about taking action and being prepared for whatever lies ahead. *Make sure to like, subscribe, and turn on notifications so you never miss an update!* #MarketMondays #USNationalDebt #SocialSecurity #Medicare #FinancialPlanning #Investing #EconomicTrends #IanDunlap #TroyMillings #RashadBilal For more exclusive content and discussions, join our community. Your financial literacy journey starts here! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 4, 2024

In this insightful clip of EYL, we sit down with the talented photographer and videographer Cam Kirk to delve deep into the intricacies of copyrights in the creative industry. Whether you're a budding photographer, a seasoned creator, or simply curious about how copyright laws impact artistic works, this conversation is for you! Cam Kirk kicks off the discussion by emphasizing the importance of understanding the term "work for hire." He sheds light on how crucial it is for photographers and videographers to recognize that signing a contract with this term means they relinquish ownership of their work. This essentially allows the employer to use the image or video in any way they see fit, from merchandise to global advertisements, without needing further permission. He further explains the differences between what's known as "above the line" and "below the line" usage rights. Above the line refers to higher-tier uses like billboards or products, while below the line encompasses social media platforms and other digital realms. Knowing these distinctions can significantly impact how creators approach their contracts and negotiations. The hosts bring up historical legal battles, such as the infamous case involving Nike and the photographer behind the iconic Jumpman logo featuring Michael Jordan. This long-standing legal tussle highlights the complexities around intellectual property and the long-term implications for both the photographers and the brands that utilize their work. Cam also touches upon real-life scenarios, discussing how photographers and videographers can navigate their rights when their work is used in high-grossing mediums like album covers or merchandise. He offers a unique perspective by sharing case studies, such as the successful lawsuit against Urban Outfitters for using Tupac's image without proper rights, and the contentious debates between Jay-Z and Jonathan Mannion over the commercial use of Jay-Z's photos. Moreover, Cam elaborates on the often-overlooked technical aspects, like setting copyright information directly within your camera's settings. This small but powerful step can help solidify an artist's claim over their work and prevent future legal disputes. Wrapping up, the discussion transitions to the realm of videography and content creation. Rashad Bilal inquires about the ownership of videos, especially in contexts like podcasts or music videos. Cam clarifies that, much like photography, the individual who presses the record button and handles the equipment holds the initial ownership unless explicitly transferred through a written contract. This episode is a must-watch for anyone in the creative industry looking to protect their work and understand the legal landscape surrounding content creation. Tune in to gain valuable insights from Cam Kirk and learn how to navigate the often murky waters of intellectual property rights. #IntellectualProperty #CamKirk #PhotographyRights #Videography #ContentCreation #CopyrightLaws #EYLMedium #CreativeIndustry #LegalInsights #PhotographyBusiness #VideoProduction #ContentCreators #ArtistsRights #PhotographyTips #VideographyTips #EYL #EarnYourLeisure --- Watch this clip and equip yourself with the knowledge to safeguard your creative endeavors. Don't forget to like, share, and subscribe to EYL for more educational content. Leave your thoughts and questions in the comments below! Disclaimer: This video is intended for educational purposes only and does not constitute legal advice. Always consult with a qualified attorney for specific legal concerns. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 3, 2024

Welcome back to another thrilling clip of Market Mondays! We have some monumental news for you this week, especially for those eagerly waiting for Invest Fest. This year, we’re pulling out all the stops with an extraordinary raffle courtesy of none other than Steve Harvey! If you didn't get your tickets yet, this is the moment to act. From July 1st to July 7th, anyone who purchases a general admission ticket will automatically be entered into the Steve Harvey Invest Fest Raffle. Here’s what you stand to win: - $1,000 in cash! - An exclusive meet and greet with Earn Your Leisure and Steve Harvey! - An all-expense-paid trip to Invest Fest, including a flight and hotel. - A VIP ticket upgrade. - Tickets to the Family Feud or Judge Steve Harvey show. - A one-year membership to EYL University and Red Panda. - Access to our specialized real estate and business creation courses, including the Home Buying Blueprint and the course we developed with Ms. Business. For those who have already secured their general admission tickets, worry not—you are eligible for the raffle, too! Join us live on Market Mondays next week, where we’ll be announcing the five lucky winners. No gimmicks, no games—just an incredibly generous initiative from Steve Harvey to make your Invest Fest experience unforgettable. And this isn’t just about the prizes. The opportunity to meet Steve Harvey and the Earn Your Leisure team can be life-changing. Networking with such influential figures in an intimate setting is invaluable and can serve as a springboard for your financial and entrepreneurial aspirations. These are the types of experiences that make Invest Fest unparalleled—offering not just education and inspiration but direct access to the people you admire. Last week, we announced 50 Cent as a special guest, and before that, we introduced the Nipsey Hustle Business Grant. Each week brings something new and exciting to the table, making Invest Fest 2023 an event you really don’t want to miss. Prices will go up soon, so don't play the waiting game. Get your tickets now and take advantage of this incredible opportunity to be part of the Steve Harvey Invest Fest raffle. This raffle is just one of the many ways we're striving to add value and make Invest Fest a memorable experience for all attendees. In addition to the high-tier speakers, workshops, and networking opportunities, these weekly announcements keep the momentum going and excitement building. Be sure to catch our next episode of Market Mondays for the raffle draw and more exciting announcements. Stay tuned, stay invested, and get ready for an unforgettable time at Invest Fest. Get your tickets now and secure your chance to win big! 🎟️🎉 #MarketMondays #InvestFest2023 #SteveHarvey #Raffle #EarnYourLeisure #FinancialFreedom #Entrepreneurship #Investing #Networking #VIPExperience #FamilyFeud #JudgeSteveHarvey #EYOUniversity #RealEstate #BusinessCourses #SpecialAnnouncement Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 3, 2024

Welcome to Market Mondays, your go-to channel for insightful discussions on stock market trends and personal finance! In this episode, hosts Rashad Bilal and Troy Millings dive deep into the longest stretch without a 2% sell-off the stock market has seen since the financial crisis. With an impressive 377 days of the S&P 500 avoiding a 2.05% decline, what does this mean for investors and the broader market? We witness the hosts dissect the recent market movements and the performance of key indexes, including the Nasdaq and S&P 500. Discover why the public equity markets are touted by the wealthiest people as a surefire way to grow your capital. With giants like Vanguard and BlackRock backing ETFs and stocks, is the market truly rigged to go up? Rashad and Troy shed light on the "Magnificent Seven" stocks, carefully selected to outperform in the next five to six years, and why following their performance might just be the key to financial success. Get valuable insights into market corrections, pullbacks, and the critical levels to watch, such as the 50-day and 200-day moving averages. Understand why even apparent setbacks in the market can be golden opportunities for strategic investors. "Investing is not that damn hard," says Rashad Bilal, as he emphasizes the importance of holding onto investments for the long term, to weather any financial storm and leverage market growth. Whether it's discussing the potential impacts of political changes, global conflicts, or sudden media wars, our hosts reassure that the market's upward trajectory is resilient. Learn why keeping your money in the market for extended periods can not only help you avoid financial hardships but also close the wealth gap. For regular stock market enthusiasts or those just starting their investment journey, this episode is packed with actionable advice and wisdom. Rashad and Troy also mention a must-watch interview with BlackRock, offering deeper insights into one of the world's most influential financial entities. Stay tuned and join the discussion on the foreseeable trends in the S&P 500 and how understanding these movements can empower your investment choices. Market Mondays is here to empower you with the knowledge you need to thrive in the ever-evolving world of stocks. Don’t forget to like, subscribe, and hit the notification bell to stay updated with our latest episodes. Share your thoughts in the comments below, and let us know your take on the current market trends. #MarketMondays #StockMarket #Investing #FinancialFreedom #BullMarket #S &P500 #InvestmentTips #BlackRock #Vanguard #ETFs #MarketTrends #FinancialEducation #WealthBuilding #LongTermInvesting Join us on Market Mondays as we navigate the highs and lows of the financial world, and help you on your journey to financial freedom! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 2, 2024

In this episode of Earn Your Leisure, we delve into the world of wine and entrepreneurship with Donae Burston, the visionary behind La Fête Wine Co. We explore how 98% of Moët Rosé drinkers are Black and how Donae launched the first and only champagne bar at the Miami Heat's American Airlines Arena. Discover the secrets behind La Fête Wine Co.'s rapid growth to 1,000 stores and why starting a wine business costs around $1.5 to $2 million. Donae shares his journey as the founder of the fastest-growing imported Rosé in the country and discusses the challenges of being a luxury Black-owned brand. We uncover La Fête Wine Co.'s winemaking process, the hidden costs of the wine industry, and how Donae helped put Ace of Spades on the map. Learn about the first steps to starting a successful wine company, the power of influencer marketing, and why the U.S. wine industry still has a long way to go. Donae offers advice for aspiring wine entrepreneurs and reveals the biggest mistake business owners make—holding onto their businesses too long. We also touch on the broken three-tier system for alcohol distribution, the qualities that define high-class wine, and the financial struggles Donae faced to bring La Fête Wine Co. to life. #EarnYourLeisure #WineBusiness #DonaeBurston #LaFêteWineCo #MoetRose #ChampagneBar #WineIndustry #Entrepreneurship #LuxuryBrand #InfluencerMarketing #AlcoholDistribution #WineMaking #BusinessAdvice #AceOfSpades #HiddenCosts #HighClassWine Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jul 1, 2024

Get ready for the biggest announcement of the year! The wait is over - Invest Fest 2024 has officially revealed its headliner, none other than the iconic 50 Cent! Join us as we dive deep into the excitement and exclusive details surrounding this year's star-studded lineup and monumental event. In this video, the Market Mondays team - Rashad Bilal, Ian Dunlap, and Troy Millings - take you behind the scenes of the preparations for Invest Fest 2024. This year's festival promises to be “50 times bigger” than ever before, with more power, more money, and more impact. Find out why 50 Cent was chosen as the headliner and what makes him the perfect fit for this prestigious event. Rashad, Ian, and Troy discuss the rigorous process of selecting a headliner and how 50 Cent checks all the boxes - cultural relevance, business respect, and consistent success across multiple industries. From his music career and transition into Hollywood to his business acumen and resilience, 50 Cent embodies the spirit of perseverance and innovation. Rashad shares insights from their time spent with 50 Cent in Miami, giving us a glimpse into the in-depth conversations that took place over dinner and at the club. The video also highlights the power of relationships in building a successful event like Invest Fest. Troy and Ian emphasize the importance of face-to-face interactions, networking, and cultivating genuine connections to achieve long-term success. They share personal stories of how relationships have played a crucial role in their journey and offer invaluable advice for aspiring entrepreneurs. Furthermore, Rashad provides detailed information about the event schedule, workshops, and the diverse range of topics to be covered. From home buying and real estate investing to stock market strategies for kids, artificial intelligence, and health and wellness - there's something for everyone at Invest Fest 2024. With 450 business vendors, food trucks, musical performances, a VIP night, and meet and greets, this year's festival is set to be an unforgettable experience. Invest Fest 2024 is happening from August 23-25 in Atlanta, Georgia. Don't miss out on the opportunity to learn from and network with some of the biggest names in the industry. Secure your tickets now and be a part of the world's premier business festival. *Key Takeaways:* - 50 Cent is announced as the headliner for Invest Fest 2024. - Insights into the selection process and the importance of cultural relevance and business acumen. - The significance of building and maintaining relationships for success. - Detailed event schedule and workshops covering a wide range of topics. - Highlights from Rashad, Ian, and Troy's conversation with 50 Cent. *Get Your Tickets Now:* #InvestFest2024 #50Cent #MarketMondays #Investing #BusinessFestival #Networking #Entrepreneurship #Finance #RealEstate #Stocks #AI #HealthWellness #VIP #AtlantaEvents #InvestFest #FestivalHeadliner Tune in to be inspired, gain new knowledge, and take your business endeavors to new heights with Invest Fest 2024! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 30, 2024

Welcome to another insightful session of our EYLU Master Class series! In this episode, Dr. Sonia Lewis, widely known as "The Student Loan Doctor," delves into the intricacies of student loan forgiveness programs and provides expert guidance on establishing your own nonprofit organization. *Key Highlights:* *1. Borrower's Defense:* Dr. Sonia Lewis begins by exploring the Borrower's Defense Loan Discharge program. This essential program offers loan forgiveness to students who attended schools that engaged in misconduct, leading to harm or financial loss. Dr. Lewis emphasizes the importance of understanding eligibility criteria and the long administrative process involved. Schools automatically eligible for this program, such as the University of Phoenix and DeVry University, are discussed, with resources available on Dr. Lewis' Instagram page for further reference. *2. One-Time Account Adjustment:* Dr. Lewis introduces the significant benefits of the one-time account adjustment for those in Income-Driven Repayment (IDR) or Public Service Loan Forgiveness (PSLF) plans. This adjustment will count all repayment periods, including those previously ineligible due to forbearance or deferment. The discussion highlights the importance of keeping track of repayment status on studentaid.gov and ensuring eligibility for this beneficial adjustment. *3. Repayment for Older Loans:* For borrowers with loans from before 2003, Dr. Lewis provides advice on consolidating loans by April 30 to become eligible for available forgiveness programs. The process of submitting complaints to seek forgiveness for these older loans is discussed, emphasizing the potential for successful outcomes. *4. Establishing a Nonprofit:* Dr. Lewis encourages viewers to consider starting their own nonprofit organizations, especially if they don't currently work for a nonprofit. The step-by-step process includes filing federal and state paperwork, completing PSLF paperwork, and enrolling in an IDR program. The importance of setting up the nonprofit correctly and showing profitability within four years is emphasized, making it an accessible option for many seeking loan forgiveness through PSLF. *5. PSLF Program Updates:* Exciting updates to the PSLF program are shared, including the potential ability to make multiple payments in a month to expedite loan forgiveness. This flexibility aims to help borrowers reach the required 120 payments sooner, leading to quicker loan forgiveness. Dr. Lewis also discusses the possibility of enrolling family members in your nonprofit to maximize the benefits of PSLF. *6. Biden Administration Announcements:* Lastly, Dr. Lewis provides crucial updates on the latest announcements from the Biden administration regarding loan forgiveness. These updates are essential for staying informed about new opportunities and changes in loan forgiveness programs. Dr. Sonia Lewis' expertise and thorough explanations make this master class a valuable resource for anyone navigating the complexities of student loan forgiveness and considering the establishment of a nonprofit organization. Be sure to watch the full video for detailed insights and practical advice. *Subscribe to EYL for more informative and empowering content on finance, education, and entrepreneurship! Don't forget to like, share, and comment with any questions or topics you'd like us to cover in future episodes.* *Follow us on social media for updates and exclusive content:* - Instagram: [@EYL]( / eyl ) - Twitter: [@EYL]( / eyl ) *Hashtags:* #StudentLoanForgiveness #Nonprofit #PSLF #BorrowersDefense #IncomeDrivenRepayment #LoanForgiveness #NonprofitOrganization #EYL #Education #Finance #StudentLoans #Scholarships #BidenLoanForgiveness #TheStudentLoanDoctor #EYLU #EYLMasterClass Stay tuned and empower your financial future with EYL! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 29, 2024

Welcome back to another insightful episode of Market Mondays, your trusted source for deep dives into the pulsating world of finance and investments. In this episode, hosted by the dynamic trio—Ian Dunlap, Troy Millings, and Rashad Bilal—we break down the latest market trends and key financial revelations that have investors talking. Key Topics Covered: *1. Warren Buffett's BYD Stake Reduction:* Rashad Bilal kicks off the episode by discussing Warren Buffett's Berkshire Hathaway trimming its stake in Chinese EV maker BYD to 6.9%. Is this a bad sign for the EV market? Ian Dunlap offers his perspective, diving into the overall health of the EV sector, the energy usage in EV space, and why Tesla and BYD are struggling. *Quote:* "Does the EV space actually use more energy? And even though it's supposed to be a sustainable option, GM is eating Tesla's lunch for car company of the year." - Ian Dunlap *2. Elon Musk’s Financial Moves:* Ian and Troy delve into Elon Musk's recent $59 billion payout and his ambitious plans to sell consumer robots. They also touch upon General Motors' market performance and how Musk's leadership is steering the future of Tesla and the EV market. *3. The Energy Sector Shake-Up:* Rashad introduces the topic of ConocoPhillips agreeing to acquire Marathon Oil in an all-stock deal valued at $17 billion. The hosts discuss how this impacts the energy sector, shareholder value, and why Ian isn't the biggest fan of the energy sector compared to tech and healthcare stocks. *Quote:* "For me, it's not about emotion. You have to invest based on what's going to give you highest return and not based on a feeling." - Ian Dunlap *4. Consolidation in the Energy Market:* Troy presents some eye-popping numbers showcasing the massive capital flow and consolidation within the energy market. From Exxon's $60 billion acquisition of Pioneer to Chevron's $53 billion takeover of Hess, the hosts analyze what these moves mean for investors and the future landscape of the energy sector. Why Watch? If you're keen on understanding the factors that influence significant market moves and what seasoned investors like Warren Buffett might be signaling, this episode is a must-watch. The hosts provide nuanced perspectives backed by data and trends, helping you to think critically about your investment strategy. Engage with Us! If you found this episode insightful, don't forget to like, share, and subscribe to **Market Mondays**. Hit the bell icon to stay updated on our latest content, and leave your thoughts in the comments below. Your feedback is invaluable to us! *Listen on the Go:* Available on all major podcast platforms. Listen to Market Mondays on Spotify, Apple Podcasts, Google Podcasts, and more. *Stay Informed, Stay Ahead!* #MarketMondays #WarrenBuffett #BYD #EVMarket #Tesla #ElonMusk #EnergySector #StockMarket #Investing #Finance #Consolidation #Exxon #Chevron #Podcast #StockTips #InvestmentAdvice --- This video is designed for educational and informational purposes only. Always consult with a financial advisor before making any investment decisions. --- Thank you for watching and being part of the Market Mondays community. Your journey to financial literacy and savvy investing starts here! --- *Meet the Hosts:* - *Ian Dunlap:* Known for his sharp financial acumen and no-nonsense approach to investing. - *Troy Millings:* Provides grounded insights and brings wealthy context to financial discussions. - *Rashad Bilal:* Bridges the topics with inquisitive questions and perspectives that resonate with everyday investors. Join us, and let's decode the complexities of the financial world together! *Let's Get to the Money!* 🚀📈 --- Disclaimer: The information provided in this video does not constitute financial advice and is for educational purposes only. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 28, 2024

Welcome back to another exciting clipe of EYL! In this clip, hosts Troy Millings and Rashad Bilal sit down with the legendary songwriter and producer, Bryan-Michael Cox, to uncover the lucrative world of songwriting. 📈 **Earnings from Hit Songs**: Ever wondered how much money you could actually make from writing a top song? Bryan-Michael Cox reveals that a number one hit can generate a minimum of a million dollars on the publishing side alone. The amount varies depending on several factors like publishing deals and splits among songwriters. 🎶 **Top Songwriters and Their Earnings**: We dive into how top songwriters like The-Dream make tens of millions of dollars annually. Bryan explains that working with mega-stars like Beyoncé, although offering less favorable splits, can still be incredibly lucrative due to the massive performance and sales of the songs. 📊 **Metrics Matter**: Even songs that don’t seem to perform well on the surface can generate significant money. Bryan emphasizes the importance of checking metrics, as he does with Cowboy Carter, who performs exceptionally well on digital streaming platforms (DSPs) and various radio formats. 🐝 **Serving the Fanbase**: Bryan discusses how artists like Beyoncé can generate massive revenue by super-serving their dedicated fan bases, regardless of general consumer perception. She creates unique experiences that deeply resonate with her fans, ensuring loyalty and continuous support. 🏆 **Creating Timeless Classics**: Bryan opens up about the challenges and thrills of creating hit songs like Usher's "Burn" and "Confessions, Part II," which many consider some of the greatest R&B records ever. He shares his evolving perspective on competition, focusing now on staying creatively inspired rather than topping past successes. 🎤 **Teaming Up for Hits**: The episode also touches on Bryan’s collaboration with other music icons like Jermaine Dupri and Johntá Austin. Despite their individual pursuits, these music legends still come together to create chart-topping music. ✨ **Tune In**: Whether you're an aspiring songwriter or simply interested in the music industry, this episode is packed with insights that you won't want to miss. Be sure to like, comment, and subscribe for more exclusive content from EYL! #EYL #BryanMichaelCox #Songwriting #MusicIndustry #TheDream #Beyonce #Usher #RNB #MusicProducer #HitSongs #Inspiration #CreativeProcess #Earnings #Royalties #DigitalStreaming #MusicFans #ChartToppers #JermaineDupri #JohntaAustin #DSP #CowboyCarter #Fanbase --- *Timestamps:* 0:00 - Intro 0:06 - Earnings from Number One Hits 0:43 - Top Songwriters' Earnings 1:09 - Working with Beyoncé 1:48 - Song Performance Metrics 2:49 - Serving Dedicated Fanbase 3:26 - Creating Timeless Classics 4:06 - The Creative Process 4:56 - Teamwork in Songwriting 5:33 - Staying Inspired Stay tuned for more insights and behind-the-scenes stories from the music industry! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 27, 2024

Welcome back to another exciting clip of Market Mondays! In this clip, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive deep into the ever-evolving world of the automotive industry. The big question on the table today is: Is General Motors the new king of the car industry, surpassing Tesla in dominance? Ian Dunlap opens the discussion by comparing General Motors (GM) and Tesla, delving into GM’s unexpected rise in the market. He draws fascinating parallels with a surprise win in a boxing match, emphasizing how crucial focus can be in maintaining market leadership. Ian doesn't hold back as he scrutinizes GM’s financial health, including their profit margins, market cap, enterprise value, and overall stability. With GM’s quarterly revenue up by 7% and the market cap standing strong at $54 billion, it seems like GM is making significant strides in the EV space, notably outperforming Tesla in the American market for the time being. But the conversation doesn’t stop there. Troy Millings and Rashad Bilal bring Tesla into the spotlight, debating whether Tesla, as the old king, can reclaim its throne. They probe into CEO Elon Musk's commitments and whether his multiple ventures, including SpaceX and Starlink, are diverting his focus away from Tesla. With Musk’s hands in numerous groundbreaking projects, questions arise about his ability to steer Tesla back to its former glory. The trio also discusses the recent developments surrounding Tesla’s shareholders and board dynamics. With historical context provided on the shareholders’ consistent support for Musk, they analyze how these decisions impact the future of both Tesla and GM. Rashad and Troy bring valuable insights into the stock’s performance and market sentiment, shedding light on the complexities of stakeholder expectations. Ian further elaborates on Musk’s strategic moves, like dropping the lawsuit with OpenAI, and what this means for his grander vision. The conversation also touches on Musk’s bold claims and optimistic outlook, assessing whether his confidence matches the reality of the challenges ahead. Join us in this engaging episode as we dissect the giants of the automotive world, their market strategies, leadership dynamics, and what the future holds for both GM and Tesla. Whether you’re a seasoned investor, a market enthusiast, or merely curious about the latest in the EV industry, this episode promises to provide valuable insights and thought-provoking discussions. Don’t forget to like, comment, and subscribe to Market Mondays for more in-depth market analyses and discussions. Hit the notification bell so you never miss an update! *Timestamps:* 00:00 - Introduction 00:02 - Is General Motors the new king? 00:46 - GM’s financial health and market position 01:56 - Comparing GM and Tesla’s performance in the EV space 02:18 - Elon Musk’s focus: Tesla vs. SpaceX and Starlink 02:44 - Tesla shareholders’ decisions and market sentiment 03:54 - Elon Musk’s strategic moves and future outlook *Hashtags:* #MarketMondays #GeneralMotors #Tesla #ElonMusk #ElectricVehicles #GMvsTesla #StockMarketAnalysis #Investing #Finance #MarketTrends #EVIndustry #AutomotiveNews #IanDunlap #TroyMillings #RashadBilal #BusinessAnalysis #FinancialInsights Tune in and stay ahead of the market curve with Market Mondays! --- This description offers a comprehensive overview of the episode while staying within the 600-word limit, ensuring that it captivates both regular viewers and new audiences alike. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 26, 2024

In this video, Shonda Martin breaks down the concept of borrowing power and how it differs from your credit score. Learn about the factors that lenders consider when assessing your credit profile and discover practical tips to enhance your borrowing potential. Timestamps: 00:00 : Introduction to Borrowing Power 00:20 : What is Borrowing Power? 00:42 : Credit Score vs. Credit Profile 01:09 : Importance of Credit Profile Over Credit Score 01:32 : Factors Influencing Credit Approval 02:11 : Impact of Late Payments on Credit Profile 02:38 : Time Since Last Missed Payment 03:38 : Hierarchy of Late Payments by Account Type 04:19 : On-Time Payments and Credit Profile Quality 05:22 : Achieving 500 On-Time Payments 06:08 : Tiers of Borrowing Power 06:28 : Strategy to Reach 500 On-Time Payments 07:15 : Resilience of a Strong Credit Profile 07:32 : Summary and Key Takeaways Watch the full video to understand how to optimize your credit profile and increase your borrowing power. Don't forget to like, comment, and subscribe! For this full class and more join EYL University at www.eyluniversity.com Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 25, 2024

In this episode, we sit down with Cam Kirk, the renowned photographer who documented the rise of Atlanta's music scene. Cam shares his journey and offers invaluable advice to new photographers, emphasizing the importance of mastering your camera early on and understanding lighting—highlighting strobe lighting as the best for photography. Cam dives into the three camera settings crucial for achieving the best image quality and discusses the art of properly framing people in photos. We explore whether technology might replace photographers and why Cam prioritized building relationships over money at the start of his career. Cam also reveals how he used his own money to put artists on billboards, elevating his brand, and shares the story of Nike being the first brand to pay him $20k for a shoot. He warns photographers about "work for hire" contracts and asserts that photographers own every picture they take, including the right to sue companies for using their images on merchandise. Cam has created a label to sign upcoming photographers, signing seven photographers and giving them $20k each. Over the past seven years, Cam Kirk Studios has served over 30,000 appointments. He reflects on touring with artists early in his career for only hundreds of dollars and how he helped Metro Boomin blow up by using the same formula that rappers use to achieve success. Join us for an enlightening discussion packed with insights and experiences from one of the industry's top photographers. #EarnYourLeisure #CamKirk #Photography #AtlantaMusicScene #MasterYourCamera #StrobeLighting #CameraSettings #FrameYourPhotos #PhotographyTechnology #BuildingRelationships #NikeShoot #WorkForHire #PhotographyOwnership #PhotographersRights #PhotographyLabel #CamKirkStudios #MetroBoomin #PhotographySuccess Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 24, 2024

In this clipof Market Mondays, our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into everyone's favorite topic: Nvidia stock. If you’ve been wondering about the best time to invest in this tech giant, you're in the right place. Rashad starts the conversation with a burning question from viewers: What should we do if Nvidia doesn’t hit the desired $107 price mark? Ian emphasizes the importance of patience and strategy, advising to wait for a price pullback to around $112 or ideally $107 before making a move. He shares an inspiring story of someone who benefited immensely from strategic investments, leading to substantial financial gains and life-changing purchases. Troy highlights the need for flexibility in investment strategies. While having a game plan is crucial, sometimes you need to adapt. He explains his approach of modifying entry points based on the stock's movements and the importance of not missing opportunities by being overly rigid. Ian underscores the value of consistency, particularly when it comes to tuning into Market Mondays for weekly updates and advice. He stresses the importance of staying informed and focused, even amidst potential distractions. Rashad wraps up the discussion by pointing out that dollar-cost averaging can be a simple yet effective strategy for those wary of timing the market. Investing consistently every month can alleviate the stress of price fluctuations. Throughout this episode, our hosts offer a balanced mix of strategies, tips, and real-world examples to help you navigate the complexities of investing in Nvidia. They also touch on broader investment principles that can be applied to other stocks and financial decisions. Don't miss out on this episode packed with actionable insights! *Key Topics:* - Strategies for investing in Nvidia - Importance of waiting for price pullbacks - Flexibility and adapting investment plans - Benefits of dollar-cost averaging - Real-life success stories and examples - Consistency and staying informed *Timestamps:* 0:00 - Introduction 0:18 - What to do if Nvidia doesn’t hit $107 1:05 - Success story from an Nvidia investor 2:22 - The importance of modifying your investment plan 3:43 - Staying consistent and informed 4:52 - The simplicity of dollar-cost averaging *Show Hosts:* - Ian Dunlap - Rashad Bilal - Troy Millings *Subscribe to Market Mondays for more weekly insights and investment strategies!* #MarketMondays #Nvidia #StockMarket #Investing #InvestmentStrategies #Finance #NvidiaStock #TechStocks #DollarCostAveraging #FinancialFreedom #InvestWisely #StockMarketTips --- Tune in every week for the latest advice and tips on making the most of your investments. Whether you’re a seasoned investor or just starting out, our comprehensive analysis and proven strategies will help you achieve your financial goals. Remember, the key to successful investing is staying informed and being adaptable. Keep learning, keep investing, and let’s secure that financial future together! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 23, 2024

In this empowering talk, Kevia Williams emphasizes the importance of business ownership for Black individuals, highlighting how the tax code is designed to benefit owners over employees. Kevia explains how understanding and leveraging the tax code can reduce taxable income and increase financial freedom. She discusses real-life examples, including former presidents and corporations, who have minimized their tax burdens through strategic use of the tax code. Kevia also underscores the significance of understanding policy and accessing funds allocated for Black entrepreneurs. By grasping these financial and policy insights, Black entrepreneurs can reclaim resources and build lasting wealth for future generations. Don't miss this eye-opening discussion on financial empowerment and strategic business ownership! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 22, 2024

Welcome back to another clip of EYL! In this exciting edition, we sit down with Brenna Murphy and Ricky Murphy, the dynamic duo behind Pink Nookie, to uncover the incredible story of how a singular event, Investfest, catapulted their business to new heights. When Brenna first heard about Investfest through a post shared by their social media manager, Jalisa, she had no idea that this decision would be transformative. Initially skeptical about the $2,000 investment, Brenna was convinced after reading testimonials from attendees who talked about how Investfest changed their lives. One comment, in particular, resonated with her—it spoke of moving to Atlanta solely because of the event. Having recently moved to Atlanta herself, Brenna felt a spark and decided to take the leap. Their first year at Investfest was a whirlwind of hustle and improvisation. Entering a room filled with elaborate vendor booths, Brenna and her team found themselves underprepared with just a banner and a pink tablecloth. But determination and last-minute trips to Hobby Lobby paid off—they sold out at the event! Fast forward to the next year, they returned as seasoned veterans with an upgraded setup, complete with a lit-up backdrop and a full team, prepared to seize every opportunity. Listeners can expect to glean invaluable insights from Brenna and Ricky’s experiences. They shared how vital preparation is, from anticipating inventory needs to shutting down their website and store temporarily to focus solely on Investfest. Their strategy paid off, and the effort to perfect every detail, from business cards to booth presentation, contributed to their success. The conversation delves deep into the hustle mindset that every entrepreneur should adopt. Rashad Bilal emphasizes that nothing in entrepreneurship falls into your lap; it requires stepping out of your comfort zone and hustling hard. Brenna’s statement that many vendors underestimate the potential impact of such events is a lesson in itself. Her proactive approach—engaging with attendees, capturing moments with celebrities for social proof, and understanding the event layout—sets an excellent example for aspiring entrepreneurs. One memorable anecdote includes an encounter with Dan Cathy, the CEO of Chick-fil-A, who walked through the marketplace early on a Sunday with bags of Chick-fil-A in hand. Brenna’s ability to seize the moment, engage with him, and even take a picture speaks volumes about her proactive approach. The key takeaway is clear: the success of Pink Nookie at Investfest wasn’t accidental; it was a result of careful planning, relentless hustle, and leveraging every opportunity. Brenna and Ricky’s journey showcases the importance of networking, the power of strategic giveaways, and the significance of being prepared to pivot and adapt as needed. Tune in to hear more inspirational stories, learn actionable strategies, and get motivated by this incredible entrepreneurial journey. Don’t forget to like, subscribe, and hit the notification bell for more amazing content from EYL! #Investfest #PinkNookie #EntrepreneurJourney #BusinessSuccess #HustleHard #BlackBusiness #InvestfestSuccess #Networking #BusinessTips #EYL #ChickfilA #DanCathy #SmallBusiness #VendorLife #MarketingStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 21, 2024

Welcome to another clip of EYL! In this special clip titled "Pink," we invite the dynamic duo Ricky and Brenna Murphy, creators of the innovative brand Pink Nookie, to share their insights into effective branding, marketing, and networking strategies. Rashad Bilal and Troy Millings guide this eye-opening conversation, revealing essential tips for aspiring entrepreneurs and seasoned business owners alike. Key Discussion Points: **Branding Beyond Social Media**: - *Nail the Look:* Brenna Murphy shares her unique strategy of keeping her nails and sometimes even her hair pink to always represent her brand. Learn the importance of personal branding and how small details can leave a lasting impression. - *Text Message Campaigns:* Inspired by the relentless strategies of Fashion Nova, Brenna and Ricky use creative and engaging text messages to keep their audience hooked. Discover why frequent communication matters. **Event Marketing at InvestFest**: - *Premium Booths:* Ricky and Brenna emphasize the significance of securing a premium booth at events like InvestFest. They share their own experiences, revealing how strategic booth placements can increase visibility and networking opportunities. - *Be Early and Prepared:* Discover why the early bird gets the worm, especially when it comes to networking at large events. Learn the benefits of arriving early and being fully prepared with business cards and a solid strategy. **Networking in Atlanta**: - *The Power of Presence:* Moving to Atlanta has been a game-changer for Ricky and Brenna. Learn how being in an entrepreneurial hub can open doors you never knew existed. - *Meeting the Big Leagues:* From meeting influential figures at InvestFest to networking at Hawks games, the Murphys share their remarkable encounters and how these connections have propelled their business forward. - *The Role of Mentors:* Ricky narrates his fruitful encounter with influential personalities who have acted as mentors, offering invaluable insights and contacts. **Relocation and Growth**: - *Taking the Leap:* Brenna and Ricky discuss the importance of leaving your comfort zone for greater opportunities. Moving from Indianapolis to Atlanta was their game-changer, and they explain why sometimes relocation is essential for business growth. - *Sacrifice for Success:* Ricky speaks candidly about the personal sacrifices he has made, including being away from his eldest daughter to build a better future. Learn why sacrifice is often a necessary part of achieving long-term goals. **Final Advice**: - *No Regrets:* Rashad and Troy highlight the importance of taking risks and not living with the "what-ifs." They emphasize that even if things don't work out, the experience and knowledge gained are invaluable assets. This clip is packed with practical tips and inspiring stories that will motivate you to think creatively, push your boundaries, and take strategic risks. Whether you're just starting out or looking to elevate your existing business, the insights shared by Ricky and Brenna Murphy will provide the roadmap you need. *Don't miss out on this treasure trove of entrepreneurial wisdom!* Make sure to: - Like 👍 - Comment 💬 - Subscribe 🔔 - Share 📲 #EYL #Entrepreneurship #Branding #Marketing #Networking #PinkNails #FashionNova #InvestFest #AtlantaBusiness #Mentorship #Relocation #BusinessTips #SuccessStories #BusinessGrowth #EYLMedium #Podcast #SmallBusiness #BlackEntrepreneurs #Strategies #EntrepreneurLife Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 20, 2024

Welcome to another impactful clip of Market Mondays! In this clip, hosts Rashad Bilal and Troy Millings sit down with Representative Bowman to discuss the stark economic disparities in one of the most diverse districts in America. This clip dives deep into crucial topics like affordable housing, black wealth creation, and reproductive rights, highlighting Representative Bowman’s insight and legislative initiatives. *Key Highlights:* - **Economic Disparities in the District**: Representative Bowman elaborates on how districts like his, encompassing both the affluent neighborhoods of Scarsdale and Rye and the economically challenged areas of Mount Vernon and South Yonkers, depict America's tale of wealth inequality. He emphasizes the close physical proximity but stark economic divide between these communities. - **Affordable Housing Crisis**: With Westchester County needing approximately 80,000 affordable housing units, Bowman discusses the legislative efforts to cap rental costs at 20% of salary. He points out the resistance from wealthier areas to allow affordable housing developments and underlines the role of federal policies and Wall Street in maintaining high housing prices. - **Financial Burdens**: Beyond housing, Bowman touches on the broader spectrum of financial challenges faced by working-class families, including childcare, utilities, food, and transportation. He advocates for higher taxes on corporations and the wealthy to fund essential services and infrastructure. - **Black Wealth Creation and Reparations**: Bowman passionately argues for public investments to repair historical harms, such as redlining, which isolated and devalued black communities. He calls for federal dollars to be reinvested to rebuild these areas and promote self-sustaining wealth. He also explains that reparations are a vital step toward rectifying the federal government's century-long subsidization of white wealth at the expense of black communities. - **Importance of Entrepreneurship and STEM Education**: Highlighting the need for innovation and entrepreneurship, Bowman believes that financial literacy coupled with new ideas in technology can build wealth in black communities. He stresses the importance of STEM education to foster entrepreneurial thinking among youth. - **Women's Issues and Reproductive Rights**: Troy Millings shifts the conversation to women's issues, particularly reproductive rights and maternal mortality. Bowman commends New York’s strong stance on reproductive justice but points out the glaring issues of maternal mortality, especially among black women. He calls for more anti-racist training for healthcare providers and improved medical support for expectant mothers. This clip is jam-packed with valuable insights and solutions aimed at tackling some of the most pressing issues in Bowman's district and beyond. Don’t miss out on this enlightening discussion that underscores the necessity for systemic change and robust public investments. *Join the conversation* – share your thoughts and solutions in the comments below. If you find value in this discussion, remember to *like* and *subscribe* to stay updated with our latest content on economics, investing, and community upliftment. **Hashtags**: #MarketMondays #EconomicDisparity #AffordableHousing #BlackWealth #Reparations #FinancialLiteracy #STEMEducation #ReproductiveRights #MaternalHealth #CommunityBuilding #Investment #Legislation #SocialJustice #WealthGap #EconomicPolicy #HousingCrisis #Innovation #YouthEmpowerment #WorkforceDevelopment #PublicInvestment #Entrepreneurship --- Tune in to understand how we can bridge the wealth gap and create a more equitable society through informed policy-making and community efforts. Thank you for watching Market Mondays! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 19, 2024

Welcome back to Market Mondays! In this clip, we dive deep into the political landscape as we discuss the influence of big money on elections with our special guest, Representative Jamal Bowman. Join hosts Rashad Bilal, Ian Dunlap, and Troy Millings as they unpack the crucial subject of political funding and its impacts on democracy. In this insightful conversation, Rep. Bowman reveals the staggering $30 million being spent against him in the current election cycle, largely funded by super PACs and c4 organizations. He sheds light on how these super PACs operate, the implications of their spending, and how this monumental financial backing is being used to influence voters and sway election results. *Key Discussion Points:* 1. *Understanding Political Funding:* - Rep. Bowman explains the basics of campaign funding, differentiating between direct contributions to campaigns and the role of super PACs and c4 organizations. - He highlights the disparities in campaign funding and the outsized influence of big money in congressional races. 2. *The Role of AIPAC:* - The American Israel Public Affairs Committee (AIPAC) is identified as a major player in the political funding arena. Representative Bowman discusses AIPAC's specific interests and their reasons for targeting him. - A detailed look into AIPAC’s influence, their objective of supporting Israel, and their extensive history of lobbying for substantial U.S. military aid to Israel. 3. *Combatting Big Money:* - Rep. Bowman shares his strategies for countering the immense financial power of super PACs. - The discussion covers the importance of grassroots campaigns, mobilizing volunteers, and creating an effective field operation to connect directly with voters. 4. *Impact of Policies:* - Rep. Bowman defends his stance on Gaza, emphasizing his commitment to justice and human rights, despite the financial and political consequences. - He elaborates on the broader implications of reallocating the substantial funds sent to Israel towards domestic needs such as education, affordable housing, and childcare. 5. *Legacy and Responsibility:* - Drawing inspiration from historical figures and movements, Rep. Bowman talks about the responsibilities of being a congressman with a distinct black consciousness. - He stresses the importance of continuing to fight for racial and economic justice and sees the financial attacks as a badge of honor for his commitment to these causes. Throughout this video, viewers will gain a nuanced understanding of the complex world of political funding, the role of powerful lobbying groups, and the ongoing struggle for fair and just policies in Congress. Rep. Bowman’s passionate and informed perspective provides a critical view into how democracy can be influenced by substantial financial interventions and what measures can be taken to uphold the principles of justice and equity. 👉 *Don’t forget to like, comment, and subscribe to Market Mondays for more in-depth discussions on politics, finance, and more! Hit the notification bell to stay updated on our latest videos.* #MarketMondays #PoliticalFunding #JamalBowman #AIPAC #BigMoneyInPolitics #GrassrootsCampaign #DemocracyInAction #ElectionInfluence #JusticeInPolitics #IsraelPolicy #SuperPACs #CampaignFinance Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 19, 2024

Welcome back to Market Mondays! In this clip, we dive deep into the political landscape as we discuss the influence of big money on elections with our special guest, Representative Jamal Bowman. Join hosts Rashad Bilal, Ian Dunlap, and Troy Millings as they unpack the crucial subject of political funding and its impacts on democracy. In this insightful conversation, Rep. Bowman reveals the staggering $30 million being spent against him in the current election cycle, largely funded by super PACs and c4 organizations. He sheds light on how these super PACs operate, the implications of their spending, and how this monumental financial backing is being used to influence voters and sway election results. *Key Discussion Points:* 1. *Understanding Political Funding:* - Rep. Bowman explains the basics of campaign funding, differentiating between direct contributions to campaigns and the role of super PACs and c4 organizations. - He highlights the disparities in campaign funding and the outsized influence of big money in congressional races. 2. *The Role of AIPAC:* - The American Israel Public Affairs Committee (AIPAC) is identified as a major player in the political funding arena. Representative Bowman discusses AIPAC's specific interests and their reasons for targeting him. - A detailed look into AIPAC’s influence, their objective of supporting Israel, and their extensive history of lobbying for substantial U.S. military aid to Israel. 3. *Combatting Big Money:* - Rep. Bowman shares his strategies for countering the immense financial power of super PACs. - The discussion covers the importance of grassroots campaigns, mobilizing volunteers, and creating an effective field operation to connect directly with voters. 4. *Impact of Policies:* - Rep. Bowman defends his stance on Gaza, emphasizing his commitment to justice and human rights, despite the financial and political consequences. - He elaborates on the broader implications of reallocating the substantial funds sent to Israel towards domestic needs such as education, affordable housing, and childcare. 5. *Legacy and Responsibility:* - Drawing inspiration from historical figures and movements, Rep. Bowman talks about the responsibilities of being a congressman with a distinct black consciousness. - He stresses the importance of continuing to fight for racial and economic justice and sees the financial attacks as a badge of honor for his commitment to these causes. Throughout this video, viewers will gain a nuanced understanding of the complex world of political funding, the role of powerful lobbying groups, and the ongoing struggle for fair and just policies in Congress. Rep. Bowman’s passionate and informed perspective provides a critical view into how democracy can be influenced by substantial financial interventions and what measures can be taken to uphold the principles of justice and equity. 👉 *Don’t forget to like, comment, and subscribe to Market Mondays for more in-depth discussions on politics, finance, and more! Hit the notification bell to stay updated on our latest videos.* #MarketMondays #PoliticalFunding #JamalBowman #AIPAC #BigMoneyInPolitics #GrassrootsCampaign #DemocracyInAction #ElectionInfluence #JusticeInPolitics #IsraelPolicy #SuperPACs #CampaignFinance Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 18, 2024

In this video, we explore a wide range of topics in the music industry with insights from Bryan-Michael Cox. We discuss the nuances of royalty splits in country vs. hip hop music, whether artists who don't produce or write their songs should receive residuals, and why record deals are designed to keep artists in debt. We also delve into the importance of focusing on future competition and the impact of AI on the music industry. Additionally, we examine how clubs use music to control their crowds, the influence of bottle service culture, and the timelessness of today's music. Bryan-Michael Cox shares his thoughts on the lack of a music industry union, his initiative 'Illustrate New Ideas,' and BMF's club strategies. We also discuss the club economy, the success of "Lady's Love R&B" in Atlanta, and the different criticisms faced by Kanye West and Drake. Finally, we break down the role of a producer and the potential earnings of hit songwriters. #MusicIndustry #BryanMichaelCox #RoyaltySplits #AIinMusic #Songwriting #RecordDeals #ClubCulture #TimelessMusic #MusicUnion #LadyLoveRNB #BMF #KanyeWest #Drake #HitSongwriters #MusicProducers #Residuals #FutureCompetition Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 17, 2024

In this clip of Market Mondays, your hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into one of the most anticipated stock events of the year – the Nvidia stock split. Nvidia, now the second-largest company by market cap, has had a lot of buzz surrounding it. With its stock price significantly dropping from $1200 to approximately $123 after the split, the big question on everyone's mind is – should you go all in? We kick things off with Rashad Bilal detailing the official stock split and its impact on Nvidia's market cap status. What does it mean now that the chaos of the pre-split hype is over? Should investors be more confident about getting in, or is there another strategy to consider? Ian Dunlap offers his expert advice, sharing a specific price point of $107.77 as a strategic buying target. He emphasizes Nvidia’s enormous growth potential, hinting that by 2026, Nvidia could surpass Microsoft in free cash flow. Ian breaks down why he believes Nvidia is one of the greatest publicly traded companies, highlighting their impressive profit margins and multi-trillion-dollar market cap. Troy Millings joins in with intriguing insights from various articles and reports, underscoring Nvidia's operating cash flow and the potential for continued growth. He shares a vivid analogy to illustrate Nvidia's dominance, comparing their essential chips to the motors of a revolutionary engine that's driving the AI movement. Moreover, Troy brings Intel into the discussion, raising important questions about its role and future in the semiconductor space. The conversation shifts to options trading strategies, where Troy explains his approach to stacking calls and maximizing returns at different thresholds. His Nvidia options strategy has yielded an impressive 1900% gain, and he breaks down how this systematic stacking works. Lastly, the episode also hints at another stock worth watching – Crowdstrike. Troy touches on this company briefly but promises an in-depth discussion and analysis in his upcoming options class. This detailed analysis is a must-watch for both seasoned investors and newcomers looking to understand the dynamics of Nvidia's stock split and its implications for the future. Whether you're into long-term investing or active trading, this episode provides valuable insights that can help shape your strategy. *Don't forget to like, comment, and subscribe for more financial insights and stock market tips!* * #MarketMondays #Nvidia #StockSplit #Investing #StockMarket #Finance #OptionsTrading #TechStocks #AIRevolution #Intel #Crowdstrike #FinancialFreedom #InvestingStrategies #TradingTips #StockAnalysis * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 16, 2024

In this riveting clip of EYL, our hosts Rashad Bilal and Troy Millings sit down for an illuminating conversation with Dean Forbes, a trailblazer in the SaaS (Software as a Service) industry. Dean shares his journey of becoming a seasoned CEO, recounting the highs and lows of leading and turning around companies in various sectors and geographies. Dean begins by emphasizing the importance of proving his competencies were not merely circumstantial. Transitioning from his success at Primavera, he took on the challenge of reviving KDS, a Paris-based SaaS company that was struggling at the time. KDS had 95% of its clientele in France, and Dean saw an opportunity for geographic expansion. He leveraged his sales expertise cultivated at Motorola and Oracle to steer KDS into new markets such as the UK, Germany, and the US. The result was astounding, leading to a pivotal partnership with American Express. Dean narrates the gripping tale of how KDS's successful partnership with American Express evolved into a bidding war that culminated in an acquisition. His strategic move to involve Mastercard, creating a competitive tension, brought American Express back to the negotiation table. Dean also details a memorable negotiation with the chairman of American Express’s travel management business, which included dramatic moments of being escorted out by security—twice! Breaking down the key strategies that led to the €125 million sale of KDS to American Express, Dean’s story is one of strategic brilliance and sheer tenacity. His ability to foster high-stakes competitive environments, renegotiate partnership terms, and execute timed bluff moves showcases the kind of acumen that turns seemingly insurmountable challenges into landmarks of career success. Join us in this episode to gain unique insights into what it takes to thrive in the tech and SaaS industries, learning directly from a leader who’s been through the trenches and come out victorious. Whether you’re an aspiring entrepreneur, a seasoned executive, or just someone intrigued by high-stakes business maneuvers, Dean Forbes’s story provides invaluable lessons and inspirational moments. Key Points: - Dean Forbes’s career progression from Primavera to leading multiple successful SaaS companies - Geographic expansion and sales optimization strategies - The value of creating competitive tension in business negotiations - A dramatic negotiation narrative with American Express - The final acquisition deal and the strategies that led to it Hashtags: #EYL #DeanForbes #SaaS #BusinessLeadership #Entrepreneurship #TechIndustry #SalesStrategy #NegotiationSkills #AmericanExpress #Mastercard #TechCEO #BusinessAcumen #StartupSuccess #GeographicExpansion --- Subscribe for more episodes of EYL Medium, where we explore the journeys of successful leaders, entrepreneurs, and innovators reshaping their industries. Don't forget to like, share, and leave your thoughts in the comments below! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 15, 2024

Welcome back to another episode of Market Mondays! 🚀 In this clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive into one of the hottest topics of the week: the conviction of Donald Trump on 34 felony counts. Despite the staggering number of charges related to falsifying business documents and the payoff to Stormy Daniels, Trump has not lost his political momentum. In fact, he's raised millions in campaign funds and solidified his base even more. Key Discussion Points: 1. **Trump's Felony Conviction**: - Rashad kicks off the discussion by addressing Trump's 34 felony convictions. With overwhelming support still coming in, including financial backing of up to $210 million, is this really a setback for Trump? 2. **Market Implications**: - Ian Dunlap provides his expert analysis on whether the market will be affected by Trump's legal issues. Spoiler: It looks like the market has already priced in a Trump victory! 3. **The Political and Economic Landscape**: - Troy Millings chimes in on the broader political environment, discussing how Trump's situation might influence the upcoming presidential election and market stability. 4. **Inequities in the Justice System**: - The trio also tackles the glaring inequities in the justice system, highlighting the differences in how white-collar crimes and other offenses are treated. 5. **Public Sentiment and Future Predictions**: - What do Trump’s legal woes mean for public sentiment and future market behavior? With the Republican National Convention approaching and Trump's next court appearance set for July 11, what should we expect? Special Segments: - **Ian Dunlap on Market Resilience**: - Ian explores how the stock market seems almost "rigged" to stay up, regardless of even extreme political or economic turmoil. - **Troy on Economic Messaging**: - Troy discusses the Democratic Party’s failure to effectively communicate their economic successes and what they should focus on in future campaigns. - **Rashad's Take on Felon Voting Rights**: - Rashad delivers a compelling argument for why felons should be allowed to vote, especially in light of Trump's potential path to victory. Upcoming Insights: Keep an eye out for a deeper dive into these topics in our upcoming full episode! We'll be joining forces with special guests to analyze whether Trump's charges constitute a political witch hunt and what the future holds for him and the nation. Join the Conversation: We welcome your thoughts and opinions on this contentious issue. Do you think Trump's felony convictions will impact his political future or market behavior? Comment below! Don't Miss Out: 🔔 *Subscribe* to Market Mondays for more insights into the intersection of politics, finance, and the markets. 👍 *Like* this video if you found the analysis useful! Follow Us: Stay updated on all things Market Mondays: - Instagram: @MarketMondays - Twitter: @MarketMondays - Facebook: Market Mondays Hashtags: #MarketMondays #DonaldTrump #FelonyConviction #StockMarket #FinancialNews #PoliticalAnalysis #Economy #Investing #RashadBilal #TroyMillings #IanDunlap #TrumpVsBiden #JusticeSystem #EconomicOutlook Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 14, 2024

Welcome to another insightful clip of EYL, where hosts Rashad Bilal and Troy Millings sit down with Dean Forbes, an entrepreneur with a wealth of experience in high-stakes negotiations and corporate sales. In this episode, Dean shares valuable lessons he's learned throughout his career, particularly focusing on competitive leverage in business deals. Dean Forbes opens up about his journey, detailing how his diverse background in sales, sports, and growing up in challenging environments equipped him with the ability to remain calm and composed during intense negotiations. He emphasizes the importance of competitive tension, sharing real-world examples that demonstrate how having multiple parties interested in your offer can substantially improve your bargaining position. This clip provides a deep dive into a specific deal where Dean's company managed a billion-euro exit by keeping three interested parties in the game until the very last moment. Instead of offering exclusivity to one buyer, they created a race to the finish line. This approach significantly altered the negotiation dynamics, as every prospective buyer understood the urgency and high competition, allowing Dean and his team to avoid compromising over typical contractual conditions. Rashad and Troy also discuss related scenarios, including a sports league's experience with a major TV network, underscoring the necessity of having multiple bidders to maximize leverage. Dean offers a comprehensive view on the valuation process in the tech sector, explaining how standard industry formulas set a baseline and how companies can push the valuation higher by selling their strategic advantages and potential return on investment. For entrepreneurs and business enthusiasts, this conversation is packed with actionable insights. Learn how to navigate high-pressure negotiations and understand the critical role of competitive leverage. If you're looking to sharpen your negotiation skills or simply fascinated by the mechanisms of high-stakes business deals, this episode is a must-watch. Be sure to like, comment, and subscribe for more educational content from EYL. Let us know in the comments what you found most valuable from Dean's experiences. #Entrepreneurship #BusinessDeals #NegotiationTips #SalesStrategies #TechValuation #CompetitiveLeverage #HighStakesNegotiations #EYLMedium #DeanForbes #BillionEuroExit #StartupSuccess #BusinessGrowth #EYL #EarnYourLeisure #StrategicAdvantage Tune in now and elevate your negotiation game with insights from one of the best in the business. Don’t miss out! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 13, 2024

Welcome back to another insightful clip of EYL! In our fifth installment, we dive deep into the world of leadership and success with the exceptional Dean Forbes. Dean, who has a wealth of experience as a CEO, sheds light on the qualities that make an effective leader in today's dynamic business landscape. 🔑 *Key Takeaways from the Video:* *1. The Power of Effective Communication:* Dean highlights the importance of communication in bridging diverse global teams. From handling different languages and cultures to synchronizing across various time zones, effective communication stands out as a crucial driver for organizational performance. *2. Resilience as a Personal and Professional Asset:* Dean shares how his resilience has played a significant role in his journey. Bouncing back quickly from setbacks and instilling the same spirit within his team has helped him navigate the turbulent waters of the corporate world. *3. Translating Company Aspiration into Employee Motivation:* Learn how Dean translates high-level company goals into meaningful messages that resonate with employees, making them feel valued and motivated to contribute toward achieving the company's objectives. *4. Personal Investment Strategies:* Dean talks about his personal investment philosophy, focusing on tech and property investments, along with a few passion projects. His approach underscores the importance of investing in what you know and understand. *5. The Quest for Financial Freedom:* Dean's perspective on financial freedom goes beyond numbers. For him, true wealth is about time and choice – the ability to enjoy life's simple pleasures, like spending more time with his dogs. *6. Generational Wealth and Family Involvement:* Dean touches on the significance of generational wealth and how his wife plays an integral role in their community-focused foundation. Family, sustainability, and giving back are core elements of his legacy. Join hosts Rashad Bilal and Troy Millings as they explore these themes and more, offering you invaluable insights into becoming a more effective leader and achieving financial freedom. 🔥 *Don't Miss Out:* Hit the like button, subscribe to our channel, and ring the notification bell to stay updated with our latest episodes. Share your thoughts in the comments section – we love hearing from our community! 📌 *Timestamps:* 00:00 – Introduction 00:06 – Effective Communication in Leadership 01:14 – Resilience and Overcoming Setbacks 02:05 – Motivating Employees with Company Goals 03:27 – Personal Investment Philosophy 04:10 – Strategies for Real Estate Investment 05:10 – Family Involvement and Community Work 05:39 – Financial Freedom: Mindset over Numbers 06:45 – Defining True Wealth #Leadership #DeanForbes #EYLMedium #CEO #EffectiveCommunication #Resilience #InvestmentStrategies #FinancialFreedom #GenerationalWealth #BusinessSuccess #TechInvestment #RealEstate #Motivation #Entrepreneurship #BusinessLeadership #Podcast #Investing #WealthBuilding #CommunityWork Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 12, 2024

In this inspiring clip of Market Mondays, we have the honor of hosting Blacc Sam, brother of the legendary Nipsey Hussle, alongside our hosts Troy Millings, Rashad Bilal, and Ian Dunlap. Rashad kicks off the conversation by reminiscing about the solid relationship and brotherhood they've built over the past two years. A trip down memory lane brings up fond memories of sharing meals at Ethiopian restaurants and learning old-school principles that are deeply ingrained in Nipsey's family and team. In a special announcement, Rashad reveals the exciting news about Marathon Clothing's participation in this year's Invest Fest. But the most impactful highlight is the introduction of the $100,000 Nipsey Hussle Business Grant Pitch Competition. Designed to uplift and support budding entrepreneurs, this grant embodies Nipsey's vision of empowering the next generation. With the support of Microsoft and the Marathon team, the pitch competition promises to be a life-changing opportunity for a deserving entrepreneur. Rashad outlines the steps for participation: Invest Fest ticket holders are required to create an Instagram video explaining their business and how the $100,000 grant would help them. The video must be tagged with Invest Festival, Marathon Clothing, and Earn Your Leisure. A form on the Invest Fest website must also be completed. From the pool of participants, 100 will be preselected via social media, with an additional 50 walk-ins accepted on a first-come, first-served basis. Blacc Sam reflects on Nipsey's legacy and how this grant represents his unwavering support for young entrepreneurs. He recalls stories of Nipsey’s dedication to helping others, emphasizing the "marathon mentality" of perseverance and dedication. Troy and Ian join the conversation, discussing the qualities they look for in an entrepreneur: consistency, hard work, and resilience. They highlight old-school principles such as reinvestment, continuous learning, and accountability as keys to success. The conversation also touches on the evolution of Marathon stores and the Neighborhood Nip Foundation, shedding light on upcoming projects and grand openings that honor Nipsey's vision and legacy. The foundation’s goal is to continue offering opportunities and support to the community, particularly in Crenshaw and Slauson, where it all started. This episode not only offers valuable insights on the grant competition but serves as a testament to Nipsey Hussle's enduring influence. It’s a call to action for all aspiring entrepreneurs to seize this opportunity and carry forward a legacy of excellence. *Join us at Invest Fest and be a part of something truly impactful.* #MarketMondays #NipseyHussle #BlaccSam #InvestFest #Entrepreneurship #BusinessGrant #MarathonContinues #EarnYourLeisure #Microsoft #MarathonClothing #PitchCompetition #BusinessSuccess #Legacy #Motivation #Inspiration #OldSchoolPrinciples #NeighborhoodNipFoundation #CommunityEmpowerment #SmallBusiness #StartupFunding #Investment #EntrepreneurLife #BusinessTips #HustleAndMotivate #Opportunity #SuccessMindset #100KGrant Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 11, 2024

Pink Nookie is a natural product that helps women with their feminine hygiene. Learn how Invest Fest's Vendor Market helped Pink Nookie reach their first million-dollar year. Brenna Murphy started Pink Nookie with $600 and her EBT card, turning it into a million-dollar brand. Discover the value of getting a good booth at Invest Fest, the pros and cons of being a forward-facing CEO, and the dark side of entrepreneurship. Join us as Pink Nookie's CEO shares her experience securing a last-minute booth at Invest Fest and selling out. An entrepreneur's job is to hustle, and Invest Fest's marketplace is set up for vendors to win. You never know who you'll meet at Invest Fest, and giving away free products is a great strategy to influence people to buy. Explore Invest Fest's checklist for hustlers, the importance of arriving early, and why Atlanta is the place where Black entrepreneurs thrive. Learn how Pink Nookie prepared for Invest Fest's vendor market and met billionaire Dan Cathy by arriving early. Get tips on running a profitable vendor table and being a successful vendor at Invest Fest. Finally, hear the truth behind being in business with your partner. #PinkNookie #InvestFest #Entrepreneurship #FeminineHygiene #MillionDollarBrand #Atlanta #BlackEntrepreneurs #VendorMarket #Hustle #SuccessTips #BusinessJourney #StartupStory Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 10, 2024

In this thought-provoking clip of Market Mondays, hosts Rashad Bilal and Troy Millings are joined by special guest William Wagstaff to tackle an issue that often gets overlooked in discussions of police reform – the financial impact of police misconduct. They delve into how police brutality and misconduct aren't just social justice issues but significant financial burdens on taxpayers. Rashad Bilal opens the discussion by drawing a parallel between police accountability and professional insurance policies, like errors and omissions insurance held by financial advisors, and medical malpractice insurance for doctors. He suggests that individual police officers should similarly be required to have insurance policies that can cover the damages resulting from their misconduct, thereby removing the financial burden from taxpayers. William Wagstaff explains the current system where municipal budgets often have line items earmarked for settlements arising from police misconduct. He emphasizes that funds used to pay for these settlements come from taxpayers and could otherwise be directed towards essential community services like senior programs, youth initiatives, parks, and mental health services. They highlight shocking statistics, such as 63% of local taxes typically going to school districts while the majority of people remain unaware of who sits on their local school boards. This lack of transparency extends to policing budgets, where significant taxpayer money is spent without public scrutiny or accountability. Wagstaff argues for creating a financial disincentive for police misconduct by advocating for mandatory insurance policies for police officers. This can lead to savings for municipal governments, better quality policing, and the redirection of funds towards community needs. Using examples like New York City, where millions are spent on police misconduct settlements without resulting in systemic change, he makes a compelling case for financial reform to drive better policing practices. Troy Millings and William Wagstaff then discuss the powerful influence of police unions such as the Police Benevolent Association (PBA), which often stand in solidarity whenever incidents occur, making systemic change difficult. To counter this, Wagstaff suggests improving transparency in policing and community relationships. He calls for local elections to become tools for accountability, where mayors and town supervisors hold the police accountable, and financial expenditures on policing are made public. Wagstaff also emphasizes the importance of recruiting police officers from the communities they serve. He recounts cases like the trial of Kyle Rittenhouse, where the judge's bias was apparent. This, he argues, would be less likely if community members served as law enforcement officers, as they would view their interactions through a more empathetic lens. Combating the historical trauma between communities of color and the police, Wagstaff likens the relationship-building process to that of someone dating a partner with past traumas. He underscores the importance of understanding and patience in repairing these relationships and the need for police officers to act not just out of self-interest but genuine care for the communities they serve. In closing, Wagstaff proposes treating policing as a profession that requires high qualifications, education, and appropriate compensation. He argues that better-educated and qualified officers would improve the quality of policing and community relations. This episode of Market Mondays is a must-watch for anyone interested in the intersections of finance, policy, and social justice. *Hashtags:* #MarketMondays #PoliceReform #FinancialImpact #PoliceMisconduct #CommunityPolicing #SocialJustice #MunicipalBudgets #InsurancePolicy #PublicAccountability #WilliamWagstaff #RashadBilal #TroyMillings #TaxpayerMoney #LocalElections #CommunityRelations #YouthPrograms #MentalHealth Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 9, 2024

In this riveting clip of "Black Out with Ian & Rashad," our hosts dive deep into the controversial and fascinating topic of cloud seeding, its potential impact on violent weather patterns, and the consequential effects on climate change and real estate markets. *Episode Highlights:* *1. Introduction to Cloud Seeding:* Rashad Bilal starts the discussion by asking Ian Dunlap about cloud seeding and whether it could be responsible for the violent storms experienced recently in cities like Houston, Dallas, and Dubai. Ian explains that cloud seeding involves aircraft releasing chemicals into the atmosphere to stimulate rainfall, a practice especially prevalent in arid regions like Dubai. *2. Real-World Examples and Concerns:* Ian shares shocking real-world instances where cloud seeding has reportedly caused significant weather disturbances. From luxurious cars floating in flooded streets in Dubai to the increased frequency of storms in Texas, Ian emphasizes the unintended consequences of manipulating natural weather patterns. *3. Historical Context:* A clip is inserted to provide historical context, highlighting how cloud seeding has been utilized since the 1940s and its evolving technology. The clip elaborates on how silver iodide particles are used to enhance precipitation, revealing the scientific intentions behind these operations. *4. Climate Change and Its Global Effects:* The conversation then shifts towards broader climate change issues. Ian and Rashad agree on the evident warming of the planet, pointing out unusual weather patterns, including excessive rainfall in New York and rising sea levels that have submerged erstwhile islands in places like Puerto Rico. *5. Real Estate Implications:* Rashad delves into the real estate angle, discussing how climate change is transforming property values and desirability. He notes the gentrification of traditionally less desirable inland areas in Miami, which are now valued higher due to their safer elevation levels. Similarly, Rashad sheds light on the transformation of the favelas in Brazil and areas like Queensbridge in New York, where once-overlooked neighborhoods are now hot real estate markets because of their strategic locations. *6. Financial and Political Ramifications:* Rashad and Ian discuss how these environmental changes and weather manipulation tactics intersect with financial strategies and political decisions. They analyze how affluent individuals and entities, such as Bill Gates, are purchasing substantial tracts of land in flood-free zones, indicating a calculated response to anticipated environmental shifts. The hosts encourage listeners to observe these patterns for smarter investment decisions. *7. Closing Thoughts:* Ian concludes with a powerful reminder about the importance of understanding and respecting natural processes. He and Rashad agree that while technological advancements offer solutions, they can also create significant ripple effects, underscoring the need for cautious and informed interventions in nature. *Join the Conversation:* Engage with Ian and Rashad as they dissect pivotal issues that intertwine technology, environment, and finance. Share your thoughts and questions in the comments. Don’t forget to subscribe, like, and hit the notification bell to stay updated with the latest episodes! #BlackOutPodcast #CloudSeeding #ClimateChange #RealEstateTrends #IanAndRashad #EnvironmentalImpact #FinancialStrategies #Gentrification #BillGates #WeatherManipulation --- Intrigued by the discussion? Watch the full episode on YouTube and discover more about how human activities are reshaping our environment and society. --- Tune in to "Black Out with Ian & Rashad" to stay enlightened and informed. 🌍🎙️ Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 8, 2024

Welcome back to another engaging clip of Market Mondays! In this clip, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive deep into the political landscape as we approach the 2024 presidential election. Join us as we dissect the dynamics between Donald Trump and Joe Biden, and explore what it means for the undecided voters, campaign strategies, and the potential outcomes. As the election draws closer, the hosts discuss opinions surrounding Trump and Biden, the impact of social media on political campaigns, and the role of undecided voters. Rashad starts the conversation by questioning if anything can truly sway a voter’s decision this late in the game, pointing out the theatrics that have become a staple in modern elections. Troy adds a different perspective, hinting that undecided voters, especially the younger demographic, might still play a pivotal role. The discussion moves deeper into the political experience of Joe Biden versus the fame of Donald Trump, and the staggering fact that many voters are still undecided. Troy and Rashad debate the influence of controversial topics like cryptocurrency on young voters, with Troy asserting that addressing such forward-thinking issues might attract undecided voters. The video also touches on Joe Biden’s long-standing career in politics compared to Trump’s relatively shorter yet impactful tenure. Ian Dunlap weighs in with thought-provoking questions about the nature of political allegiance in the modern era, and the importance of financial security as a deciding factor in elections. Later, the team analyzes the campaign strategies, focusing on how the presidential candidates are targeting specific states and demographics. Rashad elaborates on voter suppression tactics and the prevalence of negative political ads, while Ian references the historic nature of political debates and their significance in shaping public opinion. The conversation heats up as the hosts scrutinize the enthusiasm behind voter bases. Troy argues that anti-Trump sentiment might propel Biden forward, but Rashad counters that enthusiasm for Biden himself appears lackluster. This leads to a broader discussion about the core issues like abortion and how they consistently influence voting patterns. As the episode progresses, the team debates the potential outcomes of the election, considering the influence of financial stability and the controversial actions of both candidates. Ian, Rashad, and Troy offer their predictions and analyze the possible implications for the future of American politics. The episode concludes with a look ahead to the election, acknowledging the uncertainty and the critical factors that will ultimately sway the vote. Whether you’re a political junkie or just trying to make sense of the upcoming election, this episode of Market Mondays provides a thorough and thought-provoking analysis of one of the most anticipated political events in recent history. Make sure to subscribe, like, and share your thoughts in the comments below. Who do you think will win the 2024 election? Will undecided voters tip the scales? Let's keep the conversation going! *Hashtags:* #MarketMondays #Election2024 #TrumpVsBiden #PoliticalAnalysis #UndecidedVoters #CampaignStrategy #SocialMediaPolitics #FinancialSecurity #NegativeAds #VoterSuppression #ElectionPredictions #PoliticalDebates #CryptocurrencyInPolitics #YouthVote #PoliticalTheatrics #AmericanPolitics #BidenHarris #TrumpCampaign #PoliticalDynamics #SwingStates #VoterEnthusiasm Don’t miss out on this informative and compelling discussion – hit the play button now! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 7, 2024

Welcome back to another clip of Market Mondays! In this insightful discussion, hosts Ian Dunlap, Rashad Bilal, and Troy Millings delve into one of the most pressing questions of our time: Should we expect a stock market crash or correction following the presidential election? The conversation kicks off with Ian Dunlap laying out potential scenarios depending on who wins the presidency. If Trump wins, Ian mentions that he hopes Trump will remain as market-friendly as he was during his first term, offering some calm and relief to the market. Regardless of the winner, Ian emphasizes that there will always be some level of market pullbacks, which occur regularly, but he doesn’t foresee a significant correction due to the election results alone. According to him, factors like interest rates, quantitative easing, and global recessions hold more weight concerning market fluctuations. Troy Millings adds to the discussion, reminding us that uncertainty often leads to increased market volatility. He notes that historically, the best months for trading surrounds the post-election period from November to April, while May to October tend to be slower for the market. He supports his statements with data dating back to 1949, indicating that financial outcomes post-election tend to stabilize by September, preparing the market for the upcoming year. The hosts suggest looking at times of market pullbacks as opportunities to invest in quality companies. Ian Dunlap advises against trying to time the market for short-term gains and recommends focusing on strong, reliable companies like Apple, Microsoft, Nvidia, and Tesla. He also advocates for investing in indices and ETFs for long-term stability and growth. The hosts briefly touch on the impact of political policies on the market. Troy highlights how potential changes in tax policies and tariffs, especially concerning China, could affect the bottom line of many companies. These macroeconomic factors are crucial considerations for investors when crafting their strategies. Rounding off the episode, the hosts discuss individual stock picks like Archer Aviation. Ian and Troy remain skeptical about its potential, classifying it as a high-risk investment with limited prospects for substantial returns. They advise viewers to consider more reliable and reputable stocks over speculative ones. For newcomers and seasoned investors alike, this episode of Market Mondays Medium is packed with valuable insights and strategic advice on navigating the financial markets during uncertain political times. Watch now to equip yourself with the knowledge and confidence you need to make informed investment decisions! *Join the conversation and let us know your thoughts in the comments below!* * #MarketMondays #StockMarket #Election2024 #Investing #Finance #Stocks #Trading #Economy #InterestRates #LongTermInvesting #QualityStocks #InvestmentStrategy #MarketVolatility * Don't forget to *Like, Share, and Subscribe* for more expert insights and financial advice! Keep up with us on social media for the latest updates and episodes. --- Timecodes: 0:00 - Introduction: Election Concerns 0:06 - Ian's Analysis: Market Reaction to Election Results 1:08 - Key Factors: Interest Rates and Global Recessions 2:20 - Troy on Historical Trends and Market Stability 4:17 - Investment Strategies: Quality Companies and ETFs 5:09 - Political Impacts: Taxes and Tariffs 6:07 - Stock Picks: Archer Aviation Review 8:00 - Conclusion: Long-Term Investment Wisdom Thank you for watching Market Mondays Medium! Your support helps us continue to provide valuable content. Stay tuned for the next episode! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 6, 2024

Welcome back to another clip of Market Mondays! In this clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into Elon Musk's impressive portfolio and discuss the future potential of his various companies. The conversation kicks off with an intriguing look at SpaceX, which is considering selling shares at a staggering $200 billion valuation. Rashad Bilal poses two essential questions: What are Ian Dunlap's thoughts on this valuation, and how will SpaceX impact Tesla? Which of these companies should investors focus on if given the chance? Ian Dunlap sheds light on why he believes SpaceX and Starlink are the standout players in the Musk empire. He goes on to suggest that Elon Musk should consider appointing a CEO for Tesla and focusing his efforts on SpaceX and Starlink. Does this mean a 30% bump for Tesla? Ian thinks not, noting that relying on another company to lift Tesla's value isn't a sustainable strategy. Troy Millings adds historical context by recalling the impact of Musk's acquisition of Twitter (now X) on Tesla. How did the capital and focus shift affect Tesla? Troy believes the same questions of time, focus, and energy will apply to SpaceX. Rashad Bilal then offers a power ranking of Elon Musk's companies for the next decade: 1. Neuralink 2. Starlink 3. SpaceX 4. Twitter (X) 5. Tesla Why is Tesla ranked so low in Rashad's view? He argues that while Tesla was once synonymous with electric cars, the competition has caught up. What makes Tesla special in a market now flooded with electric vehicles from various manufacturers? Troy raises an important point about the role Tesla has played as a funding arm for Musk's other ventures. Can Elon continue to fund his ambitious projects without liquidating Tesla shares? Rashad believes Musk's ability to raise capital is unparalleled, regardless of Tesla's performance, thanks to his reputation and connections worldwide. As the discussion continues, the hosts explore the broader implications of Musk's diverse ventures, including the groundbreaking potential of Neuralink and the essential services provided by Starlink. Join us for this thought-provoking episode as we analyze the future of Elon Musk's companies and what it means for investors. Don't forget to like, subscribe, and share your thoughts in the comments below! #MarketMondays #ElonMusk #Tesla #SpaceX #Starlink #Neuralink #Investing #Finance #TechNews #StockMarket #BusinessInsights #ElectricVehicles #SpaceExploration #TechInvesting Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 5, 2024

Welcome to another insightful clip of EYL! In this clip, our hosts Rashad Bilal, Troy Millings, and guest Alexx Media, and Weezy dive deep into the podcasting world, discussing the costs of booking studio sessions, differences in studio pricing, and the essentials needed for producing a top-notch podcast. 🚀🎙️ Weezy kicks things off by explaining the various costs associated with booking a podcast studio session. Price points can range from as low as $60 for basic audio to $250 for a more elaborate setup with multiple camera angles. She emphasizes the importance of keeping prices accessible for budding podcasters while revealing how high-end equipment investments can differentiate a podcast studio. 🎥💰 Troy Millings and Alexx Media explore the crucial components that make a podcast studio functional, from cameras and computers to audio equipment like the Shure SM7B mics. Alexx shares his strategy for sourcing top-notch equipment without breaking the bank, striking a balance between quality and cost. These insights can be incredibly useful for anyone looking to set up their own podcast studio or improve their existing setup. 🎙️🔧 Weezy and Alexx delve into revenue models, highlighting brand partnerships as a key revenue stream. They share their success stories in securing partnerships with major camera and audio brands like Sigma and Blackmagic, offering invaluable advice on leveraging business relationships to offset costs. Additionally, Weezy touches upon how their strategic approach to expenditures, from camera lenses to beverages, has saved them significant amounts of money annually. 📈🤝 The team also discusses their hands-on approach to marketing, including fascinating anecdotes about forming key connections in the industry. Weezy's encounter with Kenya Barris, for instance, led to transformative business opportunities and partnerships. She talks about how WTF Media has become a hub for both up-and-coming podcasters and seasoned professionals, offering affordable yet high-quality production services. 🌐👥 Throughout the discussion, Rashad Bilal probes into the consulting aspects of their business. Weezy and Alexx explain how they provide comprehensive production services for companies looking to venture into podcasting. From conceptualization to shooting and editing, their end-to-end solutions showcase their versatility and expertise in the field. 📊🎥 Join us in this clip as we uncover the business side of podcasting and share tips that could help you elevate your own podcasting journey. Whether you are a novice podcaster aiming to get started or a seasoned creator looking for ways to optimize costs and production quality, there are nuggets of wisdom for everyone. 💡🎙️ Don't miss out on these valuable insights. Hit the like button, share your thoughts in the comments, and subscribe for more content from EYL! 📢🔔 #BusinessOfPodcasting #PodcastingTips #PodcastStudio #EYL #Weezy #RashadBilal #AlexxMedia #TroyMillings #PodcastEquipment #BrandPartnerships #MediaProduction #KenyaBarris #Consulting #RevenueModels #ContentCreation #StudioSetup #PodcastLife Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 4, 2024

Join us as we dive into the incredible journey of Dean Forbes, a business leader who turned challenges into triumphs. Discover how he sold KDS to American Express for 125 million euros after being thrown out of their building twice. Learn about his early struggles, being £89,000 in debt at 18, and the pivotal lessons he learned, like never taking anything personal in business and always having competitive leverage. Explore the process of selling Forterro for 1 billion euros, and how he made American Express raise their offer from 6 million to 125 million. Gain insights into the keys to being an effective CEO, the unique challenges he faces as a Black CEO in Europe, and how higher interest rates impact M&A deals. Understand how tech companies determine their valuations and how Dean overcame imposter syndrome. This story is a testament to the power of perseverance, strategic thinking, and leveraging success to negotiate higher equity. Don't miss it! #DeanForbes #BusinessSuccess #Entrepreneurship #NegotiationSkills #CEO #MergersAndAcquisitions #BusinessLessons #TechValuations #ImposterSyndrome #CompetitiveLeverage #BusinessJourney #Leadership #AmericanExpress #Forterro #BusinessChallenges Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 3, 2024

Welcome back to another insightful clip of Market Mondays! In this clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the highly anticipated Nvidia 10-to-1 stock split. We explore what this means for investors, Nvidia's future outlook, and whether it's a good time to invest now or wait for post-split adjustments. *What's Covered:* * 0:00 - Introduction* * 0:20 - What Does a 10-to-1 Split Mean for Nvidia?* - Ian Dunlap breaks down why the stock split makes Nvidia more attractive to retail investors. - Comparison to past stock splits of tech giants like Apple and Tesla. * 0:49 - Nvidia's Performance and Future Potential* - Ian highlights Nvidia's stellar returns: 245% one-year return, 20,000% over ten years. - Key advice for long-term investors and Nvidia’s potential to revolutionize the chip industry. * 2:42 - Stock Split Psychological Impact* - Troy Millings elaborates on how stock splits can psychologically entice retail investors. - Detailed breakdown of how splits work and when the changes will take effect. * 4:23 - Price Predictions and Media Impact* - Based on the current media buzz, Troy and Ian discuss short-term price projections ($110-$120) before potential pullback. - Ian’s long-term price target of $515 within four to five years. * 5:13 - Nvidia's Place in the Global Market* - Rashad asks if Nvidia could become the number one company worldwide. - Ian foresees Nvidia touching the top spot in market cap temporarily, with Microsoft likely to maintain long-term leadership due to their AI investments. * 6:12 - Should Nvidia Join the Dow?* - Ian suggests replacing outdated companies like 3M or IBM with Nvidia in the Dow Jones Industrial Average. - The company's almost flawless performance makes a strong case for its inclusion. * 7:04 - Investment Strategies Pre and Post Split* - Ian advises waiting until after the split and aiming for a sub-$100 price point for optimal investment. - Rashad and Troy discuss Nvidia's long-term potential and incremental addition to portfolios. * 8:04 - The Blackwell GPU & Upcoming Products* - Discussion on Nvidia's upcoming energy-efficient Blackwell GPU and its potential to boost Nvidia’s dominance further. - These advancements are expected to make Nvidia an even stronger player in AI, quantum computing, and data analysis. * 9:42 - Global Market Implications* - Troy emphasizes the importance of Nvidia's role akin to that of historical companies like Levi's during the Gold Rush. - Potential risks with TSM and the broader implications for the U.S. economy if geopolitical tensions rise. This clip is jam-packed with analysis and strategies for anyone interested in Nvidia or technology stocks. Whether you're a seasoned investor or new to the market, these insights from our experts are invaluable for making informed decisions. *Enjoyed the clip? Be sure to like, subscribe, and hit the notification bell so you never miss an update!* * #MarketMondays #Nvidia #StockSplit #Investing #TechStocks #AI #NvidiaStock #Finance #InvestmentAdvice #StockMarket #TSM #LongTermInvesting * Tune in next week for more market insights and investment strategies! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 2, 2024

In this clip of Market Mondays, hosts Rashad Bilal and Ian Dunlap delve into the remarkable advancements of GPT-4.0, the latest version of OpenAI's chatbot technology. Released just last week, GPT-4.0 has amazed audiences with its real-time translation capabilities and cognitive input during meetings, showcasing a level of sophistication that sets it apart from competitors. We begin with a video clip that demonstrates GPT-4.0's impressive real-time translation between English and Italian, making it an invaluable tool for travelers and those working in multilingual environments. The video exemplifies the bot's ability to handle complex translations accurately and swiftly, providing a glimpse into its potential to revolutionize communication. Ian shares his excitement about the collaboration between Apple and OpenAI, emphasizing the substantial improvement this brings to Siri. He argues that without this partnership, Siri would lag behind in the AI domain. Rashad echoes this sentiment, recounting his own amazement at the product demo, which he regards as one of the best he has seen since the first iPhone. They both agree that GPT-4.0 could be the product of the year, possibly even the last five to six years. The discussion moves towards the broader implications of these advancements for industry giants like Duolingo, whose stock has already been impacted by GPT-4.0's capabilities. The hosts speculate on the future of AI technology, suggesting that companies like Microsoft and Apple will continue to innovate and integrate such technologies into their platforms to stay ahead of the curve. Rashad and Ian ponder the future trajectory of Microsoft, predicting its stock could reach highs of $565 to $575 in the next few years due to the fruitful partnership with OpenAI and its thriving B2B services. They highlight the strategic importance of operating cash flow and how Microsoft and Apple maneuver their massive capital to either partner with, invest in, or outright buy companies that pioneer transformative technologies. As the clip unfolds, the hosts underscore the urgency for businesses to keep pace with AI innovations or risk being left behind. They discuss the potential for AI technology to reshape various sectors, from translation services to corporate productivity tools, urging viewers to stay informed and adaptable to these rapid changes. In closing, Rashad and Ian stress the importance of understanding and leveraging AI advancements to sustain competitive advantage. They predict that companies like Microsoft and Nvidia will lead the charge in AI innovation, shaping the technological landscape for years to come. Join us for this insightful episode as we unpack the game-changing features of GPT-4.0 and its ramifications across industries. Don't forget to like, share, and subscribe for more updates and in-depth analyses on the latest in tech and finance. #GPT4 #OpenAI #MarketMondays #AIRevolution #TechInnovation #Microsoft #Apple #RealTimeTranslation #AIFuture #Investing #Finance #TechTrends #Nvidia #DuolingoStock #BusinessStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jun 1, 2024

In this Market Mondays clip, hosts Troy Millings, and Rashad Bilal dive into the factors behind Robinhood's strong performance over the last twelve months. Vlad Tenev discusses the changes in strategy due to shifts in the interest rate environment in 2022, highlighting the impact of high interest rates on investor behavior and the opportunities that arose from offering high yield savings products like Robinhood Gold. The hosts explore how Robinhood expanded its product offerings to include retirement accounts and a credit card, catering to a diverse range of customers and aiming to become a one-stop financial platform. Vlad Tenev emphasizes the importance of addressing criticisms and ensuring that users have access to educational resources to make informed financial decisions, reflecting Robinhood's commitment to transparency and user empowerment. They also touch on Robinhood's global expansion plans, aiming to provide financial tools to a wider audience and revolutionize access to investing. Vlad Tenev draws parallels between serving active traders seeking innovation and performance, and catering to a broader market segment looking for simplicity and accessibility in financial services. Join the Market Mondays hosts as they discuss Robinhood's journey of innovation, adaptation, and customer-focused growth in the dynamic landscape of finance. Learn how Robinhood navigated challenges, embraced change, and strived to make investing accessible and engaging for all. #MarketMondays #Robinhood #Investing #FinancialInnovation #StockMarket #FinancialEducation #GlobalExpansion #UserEmpowerment #Adaptation #FinancialServices #InnovationInFinance #MarketTrends Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 31, 2024

In this insightful clip of EYL, hosts Troy Millings and Rashad Bilal sit down with successful entrepreneur and mentor Ryan Breslow to discuss the intricacies of fundraising for startups. Ryan shares invaluable lessons and strategies that have helped him navigate the challenging world of venture capital and investment without falling into common pitfalls. Ryan dives deep into his personal journey, recounting initially unsuccessful attempts at raising capital and the crucial advice he received from mentors like Michael Carter of Playco. One of the key takeaways from this conversation is the importance of building relationships rather than simply requesting funds outright. Ryan explains why stating you're fundraising can put unnecessary pressure on both the entrepreneur and potential investors. Instead, creating a network of advocates who are genuinely excited about you and your project is more beneficial in the long run. Ryan also elaborates on the famed Silicon Valley adage: 'If you want money, ask for advice. If you want advice, ask for money.' This approach ensures that you not only gain valuable insights from seasoned professionals but also organically attract investors who believe in your vision and character. Troy and Rashad probe further, asking Ryan about the strategic targeting of potential mentors and investors, and how to avoid getting a 'no.' Ryan emphasizes the contagion effect of rejection in the investment community and advises playing the long game by impressing potential supporters gradually rather than rushing to secure funds. Throughout the episode, Ryan reflects on how critical it is to foster genuine connections within a network that can later be leveraged for intros and investments. His advice also covers the importance of not showing desperation to potential investors, as they are adept at detecting it to secure the best deals for themselves. For anyone looking to raise funds for their startup, this episode is a goldmine of practical wisdom and strategic advice. Whether you're in the early stages of your entrepreneurial journey or looking to refine your approach to fundraising, Ryan Breslow's experience and insights will equip you with the tools to succeed. Don't miss out on this episode packed with actionable advice and strategies for mastering the art of fundraising. #Fundraising #Entrepreneurship #Startups #RyanBreslow #EYLMedium #InvestmentTips #VentureCapital #Networking #BusinessAdvice #SiliconValley Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 30, 2024

In this insightful clip of EYL, Ryan Breslow, a successful entrepreneur and advocate for a four-day work week, shares his philosophy on maximizing productivity and maintaining a healthy work-life balance. Ryan discusses the detrimental effects of perpetual exhaustion in the traditional workplace and introduces the concept of eliminating "work theater" to focus on impactful work that truly drives results. With a belief in the effectiveness of intense bursts of productivity followed by rejuvenation, Ryan emphasizes the importance of allowing employees to work like lions for four days and then unwind, spend time with family, and recharge. By redefining the work week structure and encouraging a present-focused approach, Ryan strives to create a more efficient and fulfilling work environment for his team. Additionally, Ryan sheds light on his preference for remote work, highlighting the benefits of a remote setup and the flexibility it offers to employees. While some of his companies have physical offices for specific purposes, remote work remains a core element of his organizational culture. Beyond his entrepreneurial ventures, Ryan is deeply committed to giving back to the community through impactful initiatives, including his non-profit organization, "The Movement." Through the power of dance, Ryan's organization aims to spread happiness and improve mental health in underserved communities, such as refugee camps and homeless shelters. By providing accessible and scalable solutions through dance programs, Ryan and his team have made a significant impact on individuals facing mental health challenges in these settings. Join us in this engaging discussion with Ryan Breslow as he shares his insights on work culture, remote work, and the transformative power of giving back. Discover how a visionary entrepreneur is leading the way in creating a more balanced and purpose-driven approach to work and philanthropy. #RyanBreslow #WorkLifeBalance #RemoteWork #Entrepreneurship #GivingBack #TheMovement #EYL #Productivity #Philanthropy #MentalHealthAwareness #Innovation #Inspiration Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 29, 2024

In this insightful Market Mondays clip, hosts Troy Millings, Rashad Bilal, and guest Vlad Tenev delve into the revolutionary world of finance with a focus on Robinhood's groundbreaking credit card and the role of artificial intelligence in shaping financial services. Vlad Tenev shares the importance of diversifying Robinhood's portfolio with a credit card offering that not only provides lending capabilities but also enhances customer spending experiences. With credit cards being a prevalent tool for transactions in the US, Robinhood's approach of industry-leading value, customer experience, and 3% cashback sets it apart in the financial services space. Moreover, Vlad Tenev discusses the potential impact of AI in finance, highlighting areas such as financial advice and customer service that could be transformed by artificial intelligence in the next decade. While AI may disrupt certain aspects of financial services, Tenev emphasizes that self-directed and active trading spaces may not see immediate replacements by robots due to human preference for hands-on involvement in trading activities. Join the discussion as the hosts explore the craftsmanship and design of Robinhood's credit card, emphasizing its minimalistic yet secure features. Learn about the reception of the credit card product, with over a million sign-ups in the first month, showcasing the demand for a customer-centric approach to financial offerings. Additionally, discover Vlad Tenev's insights on AI evolution at Robinhood, from early investments in machine learning to the incorporation of new technologies like generative AI LLMs. Stay tuned for valuable insights, industry trends, and the future of finance with Market Mondays. Subscribe now for more thought-provoking episodes on financial innovation, market trends, and the cutting-edge developments reshaping the financial landscape. Join the conversation using #MarketMondays #FinanceInnovation #RobinhoodCreditCard #ArtificialIntelligence #FinancialServices #MarketTrends . Don't miss out on exclusive content and expert analysis from the Market Mondays team as they continue to explore the intersection of technology and finance, providing key takeaways for investors, entrepreneurs, and finance enthusiasts. Stay informed, stay curious, and stay ahead in the dynamic world of finance with Market Mondays. #MarketMondays #FinanceInnovation #RobinhoodCreditCard #ArtificialIntelligence #FinancialServices #MarketTrends #InvestingInsights #TechFinance #FinancialInnovation #AIinFinance #FintechSpotlight #FutureofFinance #MarketAnalysis #FinancialAdvice #CreditCardPerks Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 28, 2024

In this exclusive interview, we delve into the essential tips for starting a successful podcast. Our guests share insights on why podcasters must be proactive to make money and whether the trend of starting new podcasts is on the decline. We also explore how offering free services helped WTF Media Studios scale to the next level and disrupt the studio industry. Discover how they utilized brand partnerships to increase revenue and leverage their platform to create new opportunities. Learn how WTF Media Studios made their first million in 2023, with their revenue doubling every year. We also cover the best equipment for podcasting and why businesses are investing big budgets into scripted podcasts. Finally, understand the difference between corporate clients and consumers, and how this impacts podcast production and revenue strategies. Join us as we sit down with Alexx Media and Weezy to discuss their journey, the growth of WTF Media Studios, and the future of podcasting. #PodcastTips #WTFMediaStudios #Podcasting #EarnYourLeisure #AlexxMedia #Weezy #PodcastEquipment #BrandPartnerships #RevenueGrowth #ContentCreation #ScriptedPodcasts #StudioIndustry #Entrepreneurship #PodcastRevenue #PodcastProduction Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 27, 2024

In this insightful clip of EYL, we dive deep into the world of fundraising and scaling a startup with the experienced entrepreneur, Ryan Breslow. Ryan takes us on a journey through his entrepreneurial experiences, sharing valuable insights and lessons learned along the way. Ryan opens up about the competitive landscape of entrepreneurship, emphasizing the importance of knowing not only your own business but also your competitors to carve out a competitive advantage. He reflects on his early days as a founder, highlighting the pivotal role his co-founder played in the initial stages of fundraising and strategy development. Despite facing challenges and sacrifices, Ryan's determination and strategic approach led him to success. The conversation delves into the intricacies of fundraising, shedding light on the time and effort required to secure investments. Ryan shares his fundraising strategies, emphasizing the power of incremental fundraising and building investor interest strategically. He breaks down the timeline of his funding rounds, showcasing the evolution of his approach and the importance of adaptability in the fundraising process. As the discussion progresses, Ryan provides valuable advice to aspiring founders, stressing the all-encompassing nature of fundraising. He underscores the need for founders to commit 100% of their time and focus to the fundraising journey, highlighting the significance of having a dedicated team to support the operational aspects of the business. Furthermore, Ryan touches upon the creation of a conscious culture playbook, reflecting his belief in systematizing operations and fostering a values-driven work environment. He shares his journey of developing a conscious culture framework, influenced by his CEO coach and personal experiences, aimed at aligning humanity with execution within the company. Join us in this engaging conversation with Ryan Breslow as we unravel the intricacies of fundraising, scaling a startup, and cultivating a conscious company culture. Tune in to gain invaluable insights and inspiration for your entrepreneurial journey. #Entrepreneurship #Startup #Fundraising #Scaling #FounderInsights #ConsciousCulture #EYL #BusinessStrategy #Investments #EntrepreneurialMindset #SuccessStories #BusinessDevelopment #StrategicApproach #LessonsLearned Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 26, 2024

Stephen A. Smith talks about pivoting from linear to digital media and shares his perspective on how the industry is changing economically and the personal implications for content creators like himself. From the explosion of podcasts to the rise of non-linear platforms, such as streaming services, Stephen A. Smith breaks down the changing preferences of audiences and the impact on traditional linear television. With anecdotes and observations, he highlights the crucial role of younger generations in dictating media consumption trends and how established networks are adapting to the digital age. 🔍 Key Topics Covered: 00:00 43:00 Podcast Proliferation 45:00 Paradigm Shift in Media Consumption 46:00 Contrasting Market Positions 47:00 Challenges and Opportunities Watch this full video and many more at https://eyluniversity.com/ the Number #1 Financial Educational Platform Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 25, 2024

In this week's clip of Market Mondays, the hosts dive into a lively discussion about Apple's current and future state in the tech industry. Ty Lopez kicks off by boldly predicting Apple's decline, suggesting that it might even become forgettable like IBM. He criticizes Apple for lack of innovation and pitches his new company, Bulldozer, as a superior alternative in messaging technology. The hosts, Rashad Bilal and Troy Millings, alongside Ian Dunlap, engage in a reflective conversation about Apple's business strategies, market position, and the possibility of entering new industries such as healthcare to maintain relevance. They ponder on Apple's product innovations, leadership decisions, and market adaptation, emphasizing the necessity for continuous reinvention to stay ahead. This episode not only explores the potential fall of a tech giant but also provides insights on business resilience and adaptation in a fast-evolving market. Tune in for a thorough analysis and spirited debate on the future of Apple in the global tech landscape. #MarketMondays #Apple #TechDebate #BusinessStrategy #Innovation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 24, 2024

Join Troy as he navigates through various investment strategies, offering an unbiased overview of scalping, day trading, swing trading, and long-term investing. In this informative video, Troy sheds light on the characteristics, risks, and potential rewards associated with each approach, empowering viewers to make informed decisions based on their individual preferences and circumstances. Troy begins by explaining the concept of scalping, highlighting its focus on short-term gains and rapid decision-making. While acknowledging its potential profitability, Troy also emphasizes the inherent volatility and complexity involved, urging caution, especially for beginners. Moving on, Troy explores the dynamics of day trading, discussing tactics for leveraging market fluctuations within the span of a single trading day. From identifying key trading windows to understanding market momentum, Troy provides valuable insights into this active trading strategy. Next, Troy delves into swing trading, emphasizing its reliance on patience and strategic timing. He discusses the benefits of holding positions for extended periods, emphasizing the importance of trend analysis and risk management in this approach. Finally, Troy touches upon long-term investing, highlighting its suitability for those with a more patient outlook and a focus on gradual, sustained growth over time.Whether you're new to investing or seeking to refine your strategy, Troy's impartial guidance offers valuable perspectives to help you navigate the diverse landscape of financial markets. 🔍 Key Topics Covered:0:00 - Introduction 0:12 Three Types of Investors 0:22 What is a Scalper? 1:16 Day Traders Overview 2:23 Swing Traders Overview 3:00 Fourth Type of Investor Watch this full video and many more at https://eyluniversity.com/ the Number #1 Financial Educational Platform Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 23, 2024

Welcome to another clip of Market Mondays! In this special edition, we sit down with the influential CEO of Bedrock, Kofi Bonner, for an insightful conversation about his remarkable journey in the realm of real estate development and urban revitalization. Having deployed billions of dollars in capital and led efforts to rejuvenate cities, Kofi shares his experiences and the transformative strategies that have positioned Detroit and Cleveland as burgeoning world-class cities of the 21st century. Our discussion kicks off with Rashad Bilal asking Kofi about his path to becoming the CEO of Bedrock. Kofi recalls his extensive career, from his early days in California as a real estate developer to his tenure in Cleveland as the Executive Vice President and Chief Administrative Officer of the Cleveland Browns. After a rich career with various stints, including taking companies public and facing the taxing nature of real estate development, Kofi retired in 2020. However, the unexpected onset of the COVID-19 pandemic and a timely call from a headhunter led him to reconsider retirement and eventually embrace the challenge of revitalizing Detroit. Kofi’s narrative sheds light on his initial skepticism about the opportunity in Detroit and how a personal visit to the city, coupled with conversations with Dan Gilbert, Bedrock’s chairman, ultimately convinced him to take the helm. He vividly describes the rejuvenated energy of Detroit and how the vision of bringing back the city’s prominence resonated with him. Troy Millings, another host, also chimes in, acknowledging the revitalization efforts in downtown Detroit, home to major companies like Ally and Rocket Mortgage. He inquires about Kofi’s strategic vision for the city’s development over the next five to ten years. Kofi elaborates on the critical importance of rebuilding the downtown core to boost tax revenues, which are essential for sustaining public services throughout the city. Renovating classic buildings and enhancing public spaces between them are key to attracting residents, businesses, and tourists to the heart of the city. Kofi goes on to highlight various initiatives that Bedrock has spearheaded to make downtown Detroit more vibrant and appealing, from establishing a roller rink and hosting winter festivals to supporting major national and international events. Upcoming attractions like the Detroit Grand Prix, the Movement electronic music festival, and the Afro Nation festival are set to showcase the city's revitalized spirit to the world, inviting global audiences to rediscover Detroit. Join us in this episode to hear Kofi Bonner’s firsthand account of leading urban transformation and his vision for Detroit’s future. Whether you are a real estate aficionado, an urban planning enthusiast, or simply someone who loves a good comeback story, this episode is sure to inspire and inform. Don't forget to like, comment, and subscribe for more insights from industry leaders and experts. #MarketMondays #UrbanRevitalization #RealEstateDevelopment #Detroit #Cleveland #KofiBonner #BedrockCEO #DowntownRevitalization #EconomicGrowth #CityPlanning #DetroitGrandPrix #MovementFestival #AfroNationFestival #PublicSpaces #RealEstateInvesting Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 22, 2024

In this enlightening clip of EYL, our host Rashad Bilal sits down with the multi-talented artist and advocate Alicia Keys to discuss a pressing issue that touches the lives of many New Yorkers: affordable housing. As a native New Yorker herself, Alicia Keys shares her personal experiences growing up in affordable housing designed specifically for artists. She candidly discusses how these programs provided her with the vital access and opportunities that shaped her illustrious career. Rashad and Alicia delve into the current state of affordable housing in New York City, highlighting the dramatic rise in rental costs and the unfortunate phase-out of several beneficial housing programs. With the average rent for a one-bedroom apartment in Manhattan soaring to almost $4,000, they explore the stark realities facing young professionals and creatives who are being priced out of the city. Alicia reflects on the invaluable role that these artist-specific housing programs played in her life, not just as a place to live but as a crucial support system that kept her rooted in a vibrant cultural environment. She emphasizes the importance of maintaining such programs to ensure that the city’s diverse cultural landscape continues to thrive. Both hosts argue that pricing artists and creatives out of the city ultimately harms the entire ecosystem, taking away from New York the very soul and creativity that define it. The conversation goes beyond just housing to talk about the broader implications of access to creative spaces. Alicia shares her current efforts in creating fellowship programs for young people interested in set design, costume design, and other artistic fields. These programs aim to bridge the gap and offer invaluable learning opportunities under industry greats, ensuring that the next generation of artists has both the skills and the inspiration to contribute back to the city's cultural economy. Join us in this compelling discussion that puts a spotlight on affordable housing, creative access, and the continuing efforts to keep New York City a welcoming hub for all artists and dreamers. #AffordableHousing #AliciaKeys #NYCHousingCrisis #CreativeSpaces #EYL #RashadBilal #ArtCommunity #NYCLife #HousingAdvocacy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 21, 2024

In this insightful video, Bolt founder Ryan Breslow shares his journey from dropping out of Stanford to launching a successful crypto startup in 2013. Learn how to attract investors and create crowd momentum during fundraising, as Ryan reveals his secrets to success and strategies for raising capital quickly. Discover the story behind purchasing the domain "Love.com" from Yahoo and Ryan's vision of creating an ethical version of Amazon. Understand why Ryan believes having a co-founder is more important than marriage and how he decides which employees receive equity. Key topics include: - How to get investors interested in your business - The goal of fundraising and creating crowd momentum - Competition with Stripe and early party rounds - The importance of having the right person on your board - Avoiding dead equity and its impact on your business - The unique aspects of Bolt compared to other payment companies - The cost of scaling a startup company Don’t miss out on these valuable insights from one of the most innovative entrepreneurs in the tech industry! #RyanBreslow #Bolt #Startup #Fundraising #Investors #LoveDotCom #Entrepreneurship #BusinessStrategies #Equity #CapitalRaising Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 20, 2024

Join us for an insightful conversation on Market Mondays with hosts Rashad Bilal, Troy Millings, Ian Dunlap and guest Kofi Bonner as they delve into global trends and local impacts. In this clip, they focus on two key topics: the rising interest in Ghana as a premier destination for investment and the strategic urban planning that has revitalized Detroit's downtown area through sports and cultural events. #Investment #Ghana #Detroit #UrbanPlanning #MarketMondays #Economy #SportsRevitalization #CulturalImpact Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 19, 2024

In this compelling clip of EYL, hosts Rashad Bilal and Vice President Kamala Harris delve into the pressing issue of access to capital for black entrepreneurs. Vice President Harris discusses the current administration's efforts to combat disparities in funding, emphasizing the importance of federal initiatives aimed at supporting minority-owned small businesses. She highlights the administration’s strategies such as increasing federal contracts for minority businesses by 50%, and investing in community banks and financial literacy. Rashad shares insights from personal experiences and interactions with various entrepreneurs, explaining the critical role of capital in scaling businesses from start-ups to major players in the economy. The conversation also covers the impact of social media and technology in leveling the playing field for new businesses and the unique challenges faced by tech entrepreneurs. Discover how these initiatives not only aim at funding but also at empowering communities through entrepreneurship which, in turn, fosters broader economic development and growth. Vice President Harris also outlines future plans focusing on substantial federal investments in infrastructure, technology, and the clean energy economy, which could offer new opportunities for small businesses. Don’t miss this insightful discussion on how targeted economic policies can facilitate substantial change and offer a ladder of opportunity to minority entrepreneurs. * #EYL #KamalaHarris #Entrepreneurship #AccessToCapital #MinorityOwnedBusiness #EconomicDevelopment #FederalContracts #FinancialLiteracy * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 18, 2024

In this insightful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the recent challenges faced by Starbucks. From a significant stock decline, dropping from $126 in 2021 to approximately $73, to cultural backlashes and operational missteps, they cover everything influencing Starbucks' current market position. They also discuss the potential role of Howard Schultz in reviving the brand and what it might take for Starbucks to regain its competitive edge. As Starbucks faces backlash from various communities and reported conflicts in the Middle East affecting their sales and brand image, the discussion also touches upon broader themes of boycotting and corporate responsibility. Moreover, they explore how Starbucks' response to these issues and its attempt to enhance customer service, like improving the mobile order and rewards system, could be pivotal. The clip doesn't just highlight problems but also deliberates on whether these dips in performance represent a buying opportunity for investors. With the price point nearing $63, Rashad notably shifts from critique to potential endorsement, provided the company addresses its shortcomings. Join us on Market Mondays as we unravel whether Starbucks can blend its way back to the top amidst the brewing troubles and if it's the right time for investors to stock up. #MarketMondays #Starbucks #Investing #StockMarket #CorporateResponsibility #HowardSchultz #Boycott #BrandChallenges #FinancialAnalysis #InvestmentOpportunities Enjoy deep dives into major companies and market trends every Monday with us, and don't forget to like, subscribe, and hit the notification bell for more updates! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 17, 2024

Join Kika Wise as she dives deep into the essentials of franchising, highlighting the critical steps and legal documents needed to thrive in this unique business landscape. From understanding the Franchise Disclosure Document (FDD) to strategic financial disclosures in Item 19, Kika offers invaluable insights to avoid common pitfalls and leverage opportunities for substantial growth. Discover the nuances of franchise law and how mastering this knowledge can lead to sustainable wealth through franchising. #FranchisingBasics #LegalInsights #BusinessGrowth #FranchiseSuccess #Entrepreneurship #WealthBuilding #KikaWise #EYL Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 16, 2024

In this clip of Market Mondays, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings delve into Apple's recent announcement of its massive $110 billion stock buyback—the largest in history. Despite a 10% drop in iPhone sales, this strategic buyback sent Apple's stock price climbing. But is this enough to reassure investors amid declining sales figures? The team breaks down the implications of the buyback and considers Apple's potential ahead of the crucial June 7 announcement, where AI developments are expected to take center stage. Ian critiques the move as a temporary fix, likening it to "duct tape over an ocean leak," emphasizing the need for groundbreaking products rather than temporary financial maneuvers. Meanwhile, Troy discusses the broader market implications and consumer anticipation, relating Apple's current predicament to Nvidia's past market performances. The trio also explores how Apple could innovate beyond its current product lineup to reignite consumer and investor interest. Is Apple merely buying time, or are they steering the ship in a new, revolutionary direction? Stay tuned as we discuss what's next for this tech giant and what investors should look out for in the looming June announcements. *Key Moments:* - 00:00 : Rashad introduces the topic of Apple's record-breaking stock buyback. - 01:08 : Ian describes the stock buyback as a good but insufficient move and stresses the need for new products. - 02:43 : Troy brings up how AI and upcoming announcements could affect Apple's stock and market positioning. - 04:01 : Discussion shifts to what might come from Apple's June 7 event and what that might mean for the future of the company. - 06:22 : The hosts talk about the potential and expectations around Apple's AI advancements. *Episode Highlights:* - Insightful analysis of Apple's financial strategy. - Predictions and hopes for Apple’s future innovations. - Comparison with other tech giants and market competitors. *Watch to find out:* Will Apple's strategies pay off, or do they need a more radical approach to stay on top of the tech industry? Don't forget to like, comment, and share your thoughts on what you expect from Apple in the coming months! * #MarketMondays #Apple #StockMarket #Investing #Technology #AI #FinancialAnalysis #BusinessStrategy #TechNews * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 15, 2024

This clip of Market Mondays, hosts Rashad Bilal and Troy Millings dive deep into the high-profile battle between Drake and Kendrick Lamar, extracting important business insights from the rap industry. They explore the strategies these artists have used to shape public perception and their careers through their ongoing rivalry. Key discussions include the impact of Universal Records, the influence of public perception in marketing, and how personal branding and public narratives can make or break success. Rashad and Troy highlight the importance of being strategic and deliberate in one's business and marketing approaches, drawing parallels between these rap battlers' tactics and broader business practices. #MarketMondays #BusinessLessons #HipHop #DrakeVsKendrick #Strategy #MusicIndustry #Branding #PublicRelations Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 14, 2024

Join Alicia Keys on "Earn Your Leisure" as she delves into the heartfelt stories and pivotal moments that have shaped her both personally and professionally. In this enlightening interview, Alicia shares the inspiration behind her Broadway play "Hell's Kitchen" and discusses how her upbringing in affordable housing influenced her life and artistry. Discover the profound importance of finding meaning in art as Alicia reflects on her 13-year journey to create "Hell's Kitchen," revealing the dedication behind her creative process. She also opens up about Broadway musical etiquette and the influence of Broadway on her illustrious career. Additionally, Alicia explains the storytelling dynamics unique to Broadway productions and discusses her initiative to foster new talent through a fellowship program designed to give hands-on experience in the Broadway industry. She also sheds light on the business model of Broadway, providing insights into the economic and creative aspects that drive the industry. This conversation is a must-watch for fans of Alicia Keys and anyone interested in the intersections of music, theater, and personal growth. #AliciaKeys #EarnYourLeisure #HellsKitchen #Broadway #ArtInspiration #MusicIndustry #CreativeProcess #TheaterLife #BroadwayBusiness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 13, 2024

In this insightful clip of EYL, Vice President Kamala Harris addresses critical issues affecting millions of Americans. She explores the significant strides made by the administration in providing student loan debt relief, despite challenges from judicial rulings. With a focus on public service professionals like teachers and nurses, VP Harris highlights the profound impact of debt forgiveness on their lives and careers. Further, moving into the realm of entrepreneurship, VP Harris passionately discusses the importance of fostering an entrepreneurial spirit, particularly in vibrant hubs like Atlanta. Recognizing the hurdles that minority entrepreneurs face, she provides empowering advice on seeking financial resources and embracing one's ambitions without fear of societal barriers. This clip is a must-watch for educators, entrepreneurs, and anyone interested in the intersection of policy and personal prosperity. Tune in to gain perspectives from one of the nation's leading figures on navigating the complexities of educational debts and seizing entrepreneurial opportunities in a challenging economic landscape. #EYL #VicePresidentHarris #StudentLoans #Entrepreneurship #DebtRelief #Education #Business #Empowerment #Innovation #Atlanta Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 12, 2024

In this insightful clip of EYL, hosts Rashad Bilal, Troy Millings, and special guest Jonathan Alvarez delve deep into the intricacies of nonprofit management and effective fundraising strategies. Jonathan, a seasoned nonprofit leader, shares his experiences and explains how strategic planning is crucial for sustaining and expanding nonprofit organizations. Throughout this discussion, Jonathan sheds light on the benefits and challenges of various fundraising approaches including securing grants, corporate outreach, crowdfunding, and organizing high-impact fundraisers like gala events. He highlights the success of his organization's first gala event that significantly exceeded its financial goals, and discusses the importance of relationship building in the nonprofit sector. Additionally, Jonathan Alvarez touches upon the complexities of navigating government funding, with specific references to state-sponsored programs and the impact of political dynamics on financial stability and operational execution. He stresses the importance of transparency and readiness for audits to maintain trust and credibility among donors and stakeholders. Rashad, Troy, and Jonathan also explore the broader implications of funding constraints and the strategic measures nonprofit leaders must take to adjust to ever-changing financial landscapes, including managing organizational growth and adhering to non-partisan guidelines in politically charged environments. This episode is a must-watch for anyone involved or interested in the nonprofit sector, offering valuable insights on fundraising, financial management, strategic planning, and overcoming the sector-specific challenges that impact growth and success. *Watch the full discussion to gain a comprehensive understanding of the key elements essential for thriving in the challenging yet rewarding world of nonprofits.* * #EYL #NonprofitSuccess #FundraisingStrategies #StrategicPlanning #NonprofitChallenges #FinancialManagement #JonathanAlvarez #NonprofitGrowth * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 11, 2024

In this clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the financial whirlwind surrounding Meta's recent $45 billion loss in its Metaverse division. The discussion unfolds as they analyze Meta's stock drop following its earnings report and the strategic shift towards increased AI spending amidst uncertain futures. Despite the financial setbacks, the hosts also explore the resilience of Meta's core businesses like WhatsApp and Instagram, and the potential gains from its new AI investments. Join us as we unravel the complexities of investing in futuristic technologies and the rollercoaster of market reactions. *Timestamps:* 00:00 - Introduction to Meta's $45 billion loss 00:34 - Overview of market cap impact 00:40 - Ian's take on Meta's performance and market response 01:50 - Examining Meta's financial numbers and future outlook 02:42 - Why Meta's AI investment could be different from Metaverse 03:15 - Risks and rewards of investing in future innovations 05:08 - Ian defends Meta's strategic decisions 06:05 - Insider insights on the market's reaction to Meta's earnings 07:38 - Discussion on Meta's financial guidance and its implications #MarketMondays #Meta #TechInvesting #StockMarket #ArtificialIntelligence #Metaverse #FinancialAnalysis #EarningsReport #MarketCap #InvestmentStrategy #TechNews Explore the depth of tech investing and get critical insights into where companies like Meta are heading amidst technological evolution and market fluctuations. Don't forget to like, subscribe, and hit the bell icon to stay updated with Market Mondays for more insightful financial discussions. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 10, 2024

Join us on this clip of Market Mondays as we dive into a vibrant discussion sparked by Boosie's comments regarding the current state of America's economy. Hosts Troy Millings, Ian Dunlap, and Rashad Bilal delve into the intricacies of economic health, inflation, and the impact of the pandemic on personal finance. Is America really in the worst financial predicament it has ever faced? Or is the situation more nuanced? Our hosts examine GDP trends, shifts in middle-class income thresholds, and the increase in millionaire demographics, all while analyzing the broader economic impact on different communities. Whether you're an economics expert or just looking to understand more about your financial environment, this analysis is packed with insights that shed light on the contemporary economic landscape. Here, we not only explore the statistics and facts but also discuss the real-world implications of economic policies and market trends on everyday life. This clip isn't just about numbers; it's about understanding the dynamics that drive our economy and how they impact individuals and communities. From the surge in real estate and stock prices to the challenges of inflation and job security in the face of technological advancements, no stone is left unturned. Stay tuned till the end for our hosts' take on the importance of financial education and strategic economic planning for the future. Market Mondays offers the knowledge and insights you need to navigate these complex times. * #MarketMondays #EconomicAnalysis #PersonalFinance #BoosieEconomy #FinancialEducation #Inflation #Investing #WealthManagement #MiddleClassChallenges #EconomicTrends #FutureEconomics * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 9, 2024

In this enlightening clip of EYL, hosts Rashad Bilal and guest Jonathan Alvarez engage in an in-depth conversation with Jonathan Alvarez about the often misunderstood world of nonprofit organizations. Alvarez, the CEO of his own nonprofit, offers valuable insights into the operational complexities and funding strategies that keep nonprofits effective and impactful. Jonathan Alvarez dispels common myths about nonprofits and explains how they can still operate like businesses even though their main goal isn't profit generation. He discusses the challenges faced by nonprofits, including funding diversification and the reliance on various sources like government grants, private donations, and crowdfunding. Further into the conversation, Alvarez provides a detailed account of his own experiences running a nonprofit from its infancy—highlighting his early struggles, strategies for sustainable growth, and the critical role of the board of directors. He also emphasizes the importance of mission alignment over merely chasing funds and how this principle has guided his organizational decisions. Toward the end of the episode, Alvarez delves into human resources and team management, especially focusing on inclusivity and leveraging diversity within team dynamics. The unique recruitment and management strategies that have shaped his nonprofit are explored, offering viewers valuable lessons on governance and operational excellence in the nonprofit sector. If you're interested in how nonprofits function similarly to for-profit businesses yet make a significant social impact, this episode provides an honest and detailed look into the nuances that drive nonprofit success. Join us for this insightful session full of real-life lessons, management strategies, and inspirational leadership. Perfect for current and aspiring nonprofit leaders, or anyone interested in adding meaningful value to their communities. * #EYL #NonProfit #Leadership #BusinessModel #SocialImpact #CommunityBuilding #Fundraising #NonProfitManagement #Governance #DiversityInTheWorkplace #FinancialLiteracy #JonathanAlvarez * Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 8, 2024

Welcome to another clip of Market Mondays! Today, we are thrilled to host John W. Rogers Jr., the legendary investor and founder of Ariel Investments. Delve into a comprehensive discussion on the pivotal aspects of successful business planning and wise investment strategies. Whether you're an entrepreneur contemplating the longevity of your business or an investor diversifying your portfolio, this episode offers invaluable insights. *Key Highlights:* 1. **Succession Planning**: John shares his philosophy on preparing for business succession, emphasizing the importance of considering team and shareholder interests over personal gains. Learn about the importance of finding the right successors and distributing equity to ensure long-term business sustainability. 2. **Investment Strategies**: Discover John’s approach to building a diversified investment portfolio. From individual stock investments within one's circle of competence to mutual funds and equity markets, he provides tailored advice based on extensive experience. John also discusses the relevance of new investment avenues like cryptocurrencies. 3. **Building a Legacy**: Listen to John’s personal anecdotes, including his journey with Ariel Investments and insights from his board experiences at companies like McDonald’s and the MSG Sphere. 4. **Career Insights at Ariel**: Interested in what makes a candidate stand out at Ariel Investments? John outlines the key qualities and traits that Ariel looks for in potential team members, emphasizing teamwork, commitment, and the ability to contribute to collective success. This session is loaded with strategic advice and personal stories that illuminate the path to both entrepreneurial and investment success. Tune in to gain from John W. Rogers Jr.'s seasoned perspective on making key business decisions that stand the test of time. *Useful for:* - Entrepreneurs planning for business continuity - Investors seeking to diversify their portfolios - Business leaders aiming to cultivate a successful workplace culture - Individuals interested in finance and investment careers --- *Subscribe to Market Mondays* for more insights from business leaders and financial experts every week. Hit the bell icon to stay updated on our latest uploads! *Share your thoughts or questions* below in the comments. We love hearing from our viewers and strive to provide content that caters to your financial interests and needs. Hashtags: #MarketMondays #JohnRogers #InvestmentTips #Entrepreneurship #SuccessionPlanning #BusinessStrategy #Investing #Finance #ArielInvestments #CareerAdvice #InvestorInsights #BusinessLegacy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 7, 2024

In this enlightening video, Vice President Kamala Harris discusses a series of ambitious initiatives by the Biden Administration aimed at bolstering economic opportunities and reducing wealth disparities across America. The video highlights the administration's efforts to address historic inequalities affecting Black veterans with the GI Bill and the disproportionate student debt burden on Black students. Further explored are significant legislative changes, such as the exclusion of medical debt from credit scores, which directly impact financial health. Vice President Harris details the transformative potential of the new Infrastructure Bill, designed to reconnect communities and stimulate economic growth, with a $158 million investment expected to create 13,000 jobs in Atlanta alone. The discussion also covers the critical issues of wealth disparity in the Black community due to limited access to capital, emphasizing the administration's commitment to providing the necessary resources to turn great ideas into successful ventures. Homeownership is spotlighted as a crucial avenue for wealth building, coupled with the administration's achievement in forgiving over $150 billion in student debt, underscoring a significant relief effort for many Americans. Vice President Harris concludes by reinforcing the importance of diversity, equity, and inclusion in investing across all sectors of the American economy, illustrating how these values are integral to the nation's progress and prosperity. #BidenAdministration #KamalaHarris #EconomicOpportunity #WealthBuilding #StudentDebtForgiveness #MedicalDebt #InfrastructureBill #HomeOwnership #DiversityEquityInclusion Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 6, 2024

In this profound clip of EYL, host Rashad Bilal engages in a powerful conversation about the often-overlooked mental side effects of being incarcerated. The discussion delves into the harsh realities faced by individuals during and after their time in prison, including experiences in solitary confinement and the overall prison environment. Rashad talks about how critical it is for those who have served time to deal with their trauma and attempt to integrate back into society, despite the significant psychological burdens they carry. Key topics covered include: - The impact of solitary confinement and long-term imprisonment on mental health. - The challenges of reintegrating into society after incarceration. - Building a support network for formerly incarcerated individuals. - Addressing and overcoming feelings of shame and alienation. - Real-life experiences and strategies for managing post-incarceration trauma. Rashad not only shares insights from a pivotal article that discusses these issues but also reflects on personal stories and testimonies from those who have lived through the prison system. The episode highlights the importance of awareness, acceptance, and support in overcoming the deep-seated issues that stem from incarceration. Whether you are someone who has experienced the prison system firsthand, a loved one of someone who has, or simply a citizen interested in understanding more about these critical issues, this episode provides valuable insights and discussions on a topic that affects millions but is often hidden from public view. Join us in shedding light on these critical issues and learn more about the psychological implications of incarceration. #EYL #IncarcerationImpact #MentalHealth #PrisonReform #SocialJustice #RashadBilal #PsychologicalEffects #ReintegrationSupport #TraumaAwareness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 5, 2024

Troy and Ian talk about why high profit margins can signify a robust business model and discover the importance of operating cash flow for innovation and strategic acquisitions. This informative session is full of actionable tips for assessing investment opportunities and navigating the ever-changing landscape of financial markets. Whether you're a seasoned investor or just starting out, this video will empower you to make informed decisions and maximize your investment returns. 🔍 Key Topics Covered: 00:00 Start 0:15 52 Week High and Low 1:43 Profitability 2:10 Profit Margin 4:38 Operating Margin 5:24 Revenue 5:36 Total Debt 5:56 Operating Cash Flow Watch this full video and many more at https://eyluniversity.com/ the Number #1 Financial Educational Platform Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 4, 2024

In this enlightening clip of Market Mondays, hosts Ian Dunlap and Rashad Bilal tackle the sensitive subject of investment scams with a focus on SPACs, subpar fundraising, and the perilous allure of ego in financial decisions. The discussion kicks off with Ian identifying SPACs and questionable funds as significant investment scams, especially pointing out those lacking solid backing and credibility which pose risks to the community. Rashad expands on personal experiences and emphasizes the critical importance of caution when managing others' money or deciding where to invest. The conversation gets deeper with references to specific controversial figures and real-world consequences of leading with ego, underlining the long-term damages these actions can cause to reputation and financial states. They also deliberate on the responsibilities of financial advisors and the safety measures potential investors should always consider to avoid falling into the traps of attractive yet risky investments. Moreover, Rashad and Ian shed light on the broader implications of financial deceit, including legal retributions and societal repercussions. They conclude with essential advice on accountability and the non-negotiable need to conduct diligent research before making investment decisions. This episode isn't just a talk; it's a stark reminder of the persistent presence of financial scams and the ongoing need for vigilance in the investment world. Tune in to gain valuable insights and learn how to protect yourself from the biggest scams in the investing industry. #MarketMondays #InvestmentScams #FinancialWisdom #SPACs #FinancialEducation #InvestorAwareness #EgoInInvesting #RashadBilal #IanDunlap #AvoidingScams #FinancialAdvice Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 3, 2024

Join Don Peebles, a billionaire, seasoned real estate developer, as he shares his invaluable insights on navigating the dynamic landscape of 2024. From emerging trends to tried-and-true strategies, this video delves deep into the most promising markets and investment opportunities. Peebles talks bout why cities like Boston, New York, Washington DC, Atlanta, Charlotte, Miami, San Francisco, and Los Angeles are on his radar for potential growth and profitability. Whether you're a seasoned investor or new to the game, this video offers a wealth of knowledge to help you make informed decisions in the ever-changing world of real estate. 🔍 Key Topics Covered: 00:00 Introduction and Overview 0:57 Insights on Boston and New York Markets 1:22 The Importance of Timing in Real Estate Investment 1:41 Opportunities in Washington DC and Atlanta 2:05 Atlanta's Growing Influence and Economic Potential 2:32 The Rise of Charlotte as a Financial Hub 3:00 Evaluating Investment Opportunities in San Francisco and Los Angeles 3:29 Miami's Ascendancy and Investment Strategies 3:49 Addressing Concerns and Timing in the Miami Market 4:24 Analyzing Anomalies and Opportunities in Miami Beach 5:57 Conclusion and Key Takeaways Watch this full video and many more at https://eyluniversity.com/ the Number #1 Financial Educational Platform Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 2, 2024

In this insightful clip of Market Mondays, our hosts delve into the intensifying AI race and the implications for tech giants like Google. As artificial intelligence reshapes industries, Rashad Bilal uncovers the shifts in Google's strategy and the growing preference for platforms like Chat GPT over traditional search engines. Ian Dunlap and Troy Millings analyze Google's partnership with Meta and the consequential layoffs that underscore the tech industry's focus on AI dominance. Join us as we navigate the complexities of investing in individual tech companies versus the stability offered by ETFs and index funds. Rashad Bilal offers invaluable investment advice, highlighting the eventual decline even titans of the industry can face, akin to the historical fall of Kodak. Ian Dunlap contributes to this discussion with historical perspectives on investment safety and efficiency. Troy Millings further elaborates on creating a solid investment base, outlining the "two techs to index" strategy and its variations for robust investment portfolios. Together, they reveal critical insights about company dynamics, market changes, and strategic exits, including Google's acquisition of YouTube and Meta's acquisition of Instagram. As Market Mondays always bridges current events with practical investment wisdom, this episode is a must-watch for both seasoned investors and new market entrants. Learn how to safeguard your investments and understand the forces at play in the rapidly evolving tech landscape. Don't forget to subscribe for more weekly insights and hit the notification bell to stay updated on all things finance and investment. Share with us your thoughts on this AI transition and whether you would opt for individual tech companies or a diversified ETF approach. #MarketMondays #TechInvesting #AITransformation #Google #Meta #InvestmentStrategies #IndexFunds #ETFs #FinancialWisdom #MarketInsights #TechIndustry #ArtificialIntelligence #InvestmentAdvice Remember to check out the master class featured in the video for a deeper dive into building a durable investment portfolio. Stay tuned for our next episode as we continue to dissect the market trends that matter to you. Thanks for watching Market Mondays, where market news meets expert investment analysis. Let's make informed decisions and grow our portfolios together. --- Is there anything specific you'd like to hear about in our next video? Drop your suggestions in the comments below, or reach out to us on our social media platforms. We're here to help you navigate the investment terrain of the 21st century. Disclosure: The information contained in this video is for educational and informational purposes only and should not be considered as professional financial advice. Always consult with a financial advisor before making any investment decisions. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

May 1, 2024

In this riveting discussion, EYL hosts Rashad Bilal and Troy Millings delve into the transformative landscape of college sports alongside well-known sports analyst Stephen A. Smith. They tackle the emergence of the transfer portal, likening it to a form of free agency with the added intrigue of no binding contracts allowing athletes to switch teams freely. The conversation also covers the nuanced dynamics behind NIL (Name, Image, and Likeness) collectives where wealthy boosters band together to financially support players, fundamentally altering the collegiate athletics ecosystem. Stephen A. Smith passionately voices his stance on the decades-long exploitation of college athletes and the disparity between universities' profits versus what the athletes actually receive. He highlights past grievances, such as the controversies involving Chris Webber and the Fab Five Michigan team, to underscore the rigid and often unfair constraints placed upon student-athletes concerning compensation and benefits. Further, Smith points to coaching legends like Nick Saban and their retirement decisions being influenced by the growing complexities and control shifts induced by NIL rules and the transfer portal. As the hosts and Smith dissect the impact on prominent coaches and storied programs, they debate the definition of a "blue blood" program and ponder the future of college basketball's traditional powerhouses in light of these sweeping changes. The EYL Medium #1 - Smith.mp4 episode doesn't hold back in dissecting the contemporary challenges faced in college sports, as well as the groundbreaking shifts in revenue, recruitment, and the rise of modern-day coaching strategies that embrace these changes. It's an enlightening conversation that speaks volumes to sports and business enthusiasts alike, providing insights into the ongoing evolution of the NCAA's athletic and financial landscapes. Tune in to this compelling episode of EYL with the expertise of Stephen A. Smith, as the hosts uncover the intricacies of college sports and what it means for the future of programs, players, and coaches in this dynamic era. Don't forget to like, subscribe, and leave your comments below. We'd love to hear your thoughts on the current state of college sports and NIL collectives. Have you noticed the shifts in your favorite collegiate programs? How do you feel about the payment and treatment of college athletes? Join the conversation. #EYL #StephenASmith #CollegeSports #NIL #NCAA #TransferPortal #AthleteCompensation #Basketball #Recruitment #CoachingChanges #KentuckyBasketball #NickSaban #FabFive #ChrisWebber #NameImageLikeness #SportsBusiness #AthleticsEvolution #PowerhousePrograms #BlueBloods #UniversitySports --- Stay connected for more intriguing discussions like this one: - Instagram: @EarnYourLeisure - Twitter: @EarnYourLeisure - Website: www.earnyourleisure.com For more sports analysis and insights from Stephen A. Smith, follow him across his platforms. If you're enjoying the content, consider supporting the channel on Patreon for exclusive content and behind-the-scenes access! 00:00 Introduction to College Sports Evolution 00:55 Stephen A. Smith on NIL and Transfer Portal 04:03 The Effect on Coaches like Nick Saban 05:43 Defining Success in College Programs 07:31 What Constitutes a "Blue Blood" Program Make sure to turn on post notifications to stay updated with all the latest from EYL! #EarnYourLeisure #StephenASmith #CollegeAthletics #BusinessOfSports #SportsTalk #FinancialEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 30, 2024

Welcome to today's episode of Earn Your Leisure! In this powerful session, we explore the transformative journeys individuals embark on after incarceration, the vital role of nonprofits in society, and practical guidance for those looking to make a meaningful impact through charitable work with Jonathan Alvarez. Topics covered include: - Essential steps to rebuild your life after prison. - Understanding the rehabilitative aim of incarceration. - Starting a nonprofit: A step-by-step guide. - Revenue models for nonprofit organizations. - Addressing and overcoming post-incarceration trauma. - Jonathan Alvarez's inspiring story of founding a nonprofit focused on combatting mass incarceration after his 13-year sentence. - Rehabilitation programs within prisons aimed at preparing inmates for reintegration. - The psychological impacts of time spent in prison. - Why working in a nonprofit can be invaluable experience before starting your own. - Effective strategies for securing funding for your nonprofit initiatives. - The importance of mission over money in nonprofit work. - Tips for recruiting the right board members for your nonprofit. - Understanding state funding regulations for nonprofits. - How achieving a higher Guidestar seal can enhance your nonprofit's appeal to donors. - Exploring the lasting impact of trauma as symbolic baggage. Tune in as we delve into these topics, providing insights and advice to empower you and help pave the way for success in the nonprofit sector. #EarnYourLeisure #Nonprofits #PostIncarceration #Rehabilitation #NonprofitFunding #SocialImpact #Guidestar #TraumaAwareness Don't forget to like, subscribe, and hit the notification bell to stay updated with all our latest content! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 29, 2024

In this compelling clip of Market Mondays, our dedicated hosts, Rashad Bilal and Troy Millings, along with investment expert Ian Dunlap, delve into the latest shakeup in the global smartphone market. Samsung has claimed the top spot as the world's leading smartphone provider, surpassing tech giant Apple. Amidst intense competition, two Chinese companies, Huawei and Xiaomi, are quickly emerging as significant players, securing the third and fourth largest market shares, respectively. The hosts explore the multilayered reasons behind this shift, from potential complacency on Apple's part to the innovative strategies adopted by their competitors, such as Samsung’s release of the S24 and its focus on AI. The discussion also touches on the geopolitical climate influencing consumer choices, particularly the increasing preference for national brands in China and the impact this has had on Apple's sales. Ian Dunlap emphasizes the importance of innovation for staying ahead in the tech industry and signals concern for Apple's future if it doesn’t adapt swiftly. The conversation takes a broader look at the tech economy's health, hinting at the dire consequences that a lack of innovation can spell for industry leaders, drawing parallels with historical market shifts. Troy Millings highlights the geopolitical aspect, discussing the impact of nationalism on purchasing habits and the policies that are influencing the global smartphone landscape. The hosts also candidly discuss the future of Apple and its importance to the economy, insisting on the urgency for the tech behemoth to introduce groundbreaking changes to its smartphone lineup or risk further decline in market share. Tune into Market Mondays for an insightful analysis that combines financial expertise, market trends, and geopolitical insights to provide a comprehensive look at the dynamics within the smartphone industry. Whether you're an investor, tech enthusiast, or someone interested in the global economic landscape, this episode is a must-watch. Remember to like, comment, and subscribe for more updates on the latest market trends and investment insights from Market Mondays. #MarketMondays #Samsung #Apple #Huawei #Xiaomi #SmartphoneMarket #TechNews #InvestmentAnalysis #Innovation #GlobalEconomy #Geopolitics #ConsumerTrends #AppleVsSamsung #SmartphoneCompetition #TechGiants #InvestmentTips #EconomicInsights #FinancialExpertise #TechIndustry #MarketShare #Investfest Don't miss the captivating conversation that uncovers the strategic maneuvers and market dynamics that define the new landscape of smartphone dominance. Discover how these changes might impact your investment strategies and what the future might hold for Apple and other key players in the market. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 28, 2024

Dive into Market Mondays' latest clip as hosts Rashad Bilal and Ian Dunlap drop heavyweight advice for traders aiming to conquer the futures market. Gain invaluable insights on mastering short targets, leveraging moving averages, and the perils of overtrading. This episode, recorded on April 15th, is an absolute must-watch for anyone keen on transitioning from knowledgeable trader to market money-maker. 🎯 *Key Highlights:* 1️⃣ Master One Short Target: Rashad emphasizes the importance of honing in on one target when trading futures or options. By committing to this strategy for an extended period, traders can enhance their ability to extract monetary gains from the market. 2️⃣ Moving Averages Insight: Discover why observing key moving averages (20-day, 50-day, 72-day, 100-day) on a Monday can aid in determining the market's trajectory and inform decisions on when to exit trades. 3️⃣ Overtrading Is a Trap: The discussion delves into the hidden dangers of overtrading, likening it to high-interest credit card debt, and touches on the psychological aspects that can block a trader's path to remarkable profits. 4️⃣ Strategic Target Splitting: Learn about the tactic of splitting targets for futures trading, with concrete examples of tick strategies for Nasdaq and how this can enhance your average earnings without the fear of missing out on lucrative moves. 5️⃣ Execution Over Information: Rashad encourages traders to focus less on accumulating information and more on executing trades effectively to consistently pull profits from the market. 🔄 *Trading Philosophy:* - Rashad and Ian discuss the necessity of mastering multiple skills in today's fast-paced world. They also explore the challenges posed by potential interest rate increases and the impact on trading strategies. - The conversation highlights the importance of time allocation and decision-making when actually buying or selling in the investment process. ✨ *Takeaway Message:* The episode drives home the point that mastering your trade, whether it's futures, options, or other financial instruments, is not just about knowing the techniques but also applying them with discipline and confidence. 🚀 *Join Market Mondays for More:* Subscribe to the Market Mondays YouTube channel for more enlightening discussions that empower your trading journey. Whether you're a budding enthusiast or a seasoned investor, our content is tailored to provide you with the tools you need for financial growth. #TradingSecrets #FuturesTrading #InvestingTips #TradingDiscipline #MarketMondays #FinancialEducation #TradingStrategies #InvestmentWisdom ➡️ *Got Questions? Drop a Comment Below* The Market Mondays community thrives on interactive discussions and shared learning. If you've got questions or experiences related to today's topic, we'd love to hear from you. Leave a comment, and let's nurture a space where all traders can grow together! ✍️ *Your Market Mastery Awaits* As always, we're committed to providing you with insightful content that propels your trading expertise. Stay locked in with us every Monday for fresh episodes packed with market analysis and trading tips to help you achieve your aspirations. 📈 *Rise Above the Noise* Futures trading is filled with hurdles, but with Market Mondays' sage advice, you're more than equipped to rise above and write your success story. Master your craft, stack those wins, and join us as we navigate the vast world of financial markets. Together, let's turn wisdom into wealth! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 27, 2024

Welcome to another eye-opening edition of EYL, join hosts Rashad Bilal, Troy Millings, and special guest Aisha Bowe as they delve into the often unseen struggles and unique strategies employed by minority and women founders in the entrepreneurial landscape. Aisha, a former NASA engineer turned entrepreneur, shares her journey of securing funding against the odds and her passion for enhancing STEM education through her company. Discover how she bypassed traditional venture capitalists by targeting family offices, de-risking her initial funding round, and mobilizing traditional capital in an ingenious founder-led seed round. She also outlines her ongoing mission to raise an additional million dollars. Dive into the conversation about the importance of 'friendly patient capital', and how cultivating strategic investors has not only fueled her business growth but allowed her to make significant social impact, particularly in education. Listen to Aisha recount her company's success in partnering with major corporations like Siemens and Microsoft, and how these partnerships are changing the game for STEM education. Discover the custom content being developed, from climate satellite kits to moon rover buggies, and understand why this innovative approach to education is crucial for shaping a brighter future. Learn about the challenges she faces in reaching school districts and the extensive marketing efforts required to bring her vision to fruition. Through her determination and creativity, Aisha is keen on showcasing how STEM education, coupled with entrepreneurship, can equip the younger generation with the tools for success, irrespective of their academic backgrounds. With a clear and ambitious vision, Aisha envisions her company as a global provider of immersive STEM experiences that incorporate cutting-edge technology like augmented reality. She emphasizes the power of nurturing entrepreneurship skills from a young age, advocating for early business experiences to build confidence and capability in tomorrow's leaders. Join us in this compelling discussion that merges the worlds of entrepreneurship, education, and technology, and be inspired by Aisha Bowe's dedication to paving the way for more inclusive and impactful practices in the business world. If you're a school district, an investor, or simply keen on supporting a transformative approach to STEM education, watch this episode to learn how you can be a part of this exciting journey. *Don't forget to hit the like button, subscribe, and click the notification bell to stay updated with EYL's latest content.* *Connect with us:* - Instagram: @EYL - Twitter: @EYL - Facebook: /EYL - Website: www.eyl.com *Contact Aisha Bowe for partnerships and investments or to learn more about her STEM kits and programs.* *Hashtags:* #EYL #AishaBowe #STEMEducation #VentureCapital #Entrepreneurship #Innovation #MinorityFounders #WomenInBusiness #Tech #Education #Investing #StartupFunding #CapitalRaise #STEM #MinoritiesInTech #InclusiveEducation #DisruptTheNorm #EntrepreneurMindset #ImpactInvesting #FutureLeaders #TechEd #VCfunding #FamilyOfficeInvestment #StrategicInvesting #SuccessAgainstOdds #EducationalImpact #STEMKits #EarlyEntrepreneurship #GlobalSTEM *Remember to share this video and spread the message of educational empowerment and innovative funding!* Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 26, 2024

Welcome back to Market Mondays, your weekly dose of real estate insights and financial literacy! In this highlight from our latest clip, hosts Ian Dunlap and Rashad Bilal reveal and discuss a hot topic that affects many Americans today: affordability in the housing market. If you're earning less than $75,000 a year, and thinking it's impossible to own a home—you might want to reconsider. The duo dives into a list of ten states where home ownership is still within reach for those earning under the 75K threshold. From Mississippi's $63,000 affordability marker to Louisiana's $67,000 benchmark, they cover the full spectrum. Beyond just listing these affordable states, Ian and Rashad critically examine what this means for the average American, including the potential drawbacks and implications of living in these areas. They explore the state economies, political climates, and opportunities for upward mobility. As they dig deeper, Ian proposes innovative ideas for leveraging the benefits of these states, such as running online businesses remotely to create financial arbitrage opportunities. Targeting the heart of entrepreneurial spirit, they emphasize the pressing need to adapt and seek out consistent revenue streams, no matter where you reside. Later in the conversation, the question of investing in these states is raised. Ian and Rashad share their personal views on whether states like Michigan or Indiana have investment potential. They also touch on the future of bigger markets like Los Angeles and New York, offering their bullish or bearish sentiments in light of recent economic shifts and trends. Is renting a better option for those in the sub-75K income range? Are some states a wiser investment choice than others? What strategies can you employ to maximize your financial possibilities? Join Ian and Rashad as they tackle these pressing questions, always keeping it real with their expert insights and actionable advice. Remember to share your thoughts in the comments below! Are you considering a move or investment in any of these states? Do you agree or disagree with the points discussed? Don't forget to like, share, and subscribe to Market Mondays for more finance and investment content every week. Hit that notification bell so you never miss an opportunity to stay ahead of the market! #HousingAffordability #RealEstateInvesting #MarketMondays #FinancialLiteracy #EntrepreneurialMindset #EconomicTrends #StateEconomies #HomeOwnership #InvestingStrategies #CostOfLiving #FinancialFreedom Timestamps: 00:00 - Intro & List of Affordable States for Home Buying 01:28 - Analyzing the Average American Income and Home Buying 02:17 - The Economic States of the Listed Affordable States 03:08 - Strategies for Living and Investing in These States 05:23 - The Role of Entrepreneurship in Today's Economy 06:20 - Housing Market Challenges for Sub-75K Income Earners 08:34 - Discussing the Housing Affordability Threshold 10:02 - Why Investing in Winning States Like Florida and Texas Matters 14:14 - The Future Prospects of States Not on the Affordable List 17:27 - New York's Long-Term Outlook and Possible Decline 21:15 - The Most Bullish States from the Affordable List 24:45 - Closing Thoughts & Call to Action Thank you for tuning in to this edition of Market Mondays. Always invest wisely and we look forward to bringing you more content to equip and inspire your financial journey. --- Remember, this is just a snapshot of the lengthy discussion. Access the full video for an in-depth analysis and compelling conversation about real estate opportunities across the United States and the evolving landscape of our economy. Stay informed, stay empowered, and let's build wealth together with Market Mondays! Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 25, 2024

Market Mondays takes a deep dive into the value of gold, the trajectory of interest rates, and a preview of the upcoming earnings season. In this clip, our hosts Rashad Bilal, Troy Millings, and the insightful Ian Dunlap break down why gold may be a good hedge against the falling dollar and discuss the potential of zero rate cuts in the current year, disputing the predicted number of cuts. They analyze the probability of rate adjustments affecting the upcoming elections and reminisce on the financial impacts of COVID-19 and its mismanagement. Ian voices his bullish stance on Goldman Sachs while expressing mixed feelings toward Bank of America and Morgan Stanley. Conversation flows into expectations for Netflix's earnings report, applauding their resilience and strategical adaptation post-2022 challenges. Health care sector investments are also scrutinized, with a special nod to United Health and Lilly, contrasted with a skeptical view on airline stocks, particularly United Airlines, considering Boeing's ongoing issues. #MarketMondays #GoldInvestment #InterestRates #EarningsSeason #Netflix #BankingStocks #UnitedHealthcare #Lilly #AirlineStocks #UnitedAirlines #FinancialAnalysis #InvestmentStrategies #GoldmanSachs #BankofAmerica #MorganStanley #YoutubeFinance #EconomicInsights #COVID19FinancialImpact #FederalReserve #Inflation #FinancialMarkets #Tradingview #DXY #CharlotteFinancialHub #JermaineCole #Dreamville #MichaelJordan #InvestorWisdom #FinancialDiscussion #RateCutsPrediction Welcome to another insightful episode of Market Mondays! In today's discussion: 📈 Gold Spike - Is it time to invest in gold? Hear Ian Dunlap's perspective on why gold and bitcoin might be smart picks as stores of value against a depreciating dollar. 💵 Rate Cuts Debate - Are rate cuts on the horizon? Our hosts tackle the predictions and the political and economic implications. 🏠 Investment Ideas - Discover the top things that could potentially go up in value as inverse dollar trades, including the S&P 500 and Ethereum. 📊 Earnings Preview - We dive into upcoming earnings reports from heavy hitters like Netflix, Goldman Sachs, Bank of America, and more. 💉 Health Sector Check - Get Ian's take on United Health, Lilly, and why he's not too thrilled about airline stocks at the moment. If you're searching for knowledge on where to park your money or curious about the future of financial markets, this episode is brimming with analysis and predictions. Don't forget to leave your thoughts in the comments, like, and subscribe for more financial wisdom every Monday. 🌟 #MarketMondays #GoldInvestment #InterestRates #EarningsSeason #Netflix #BankingStocks #UnitedHealthcare #Lilly #AirlineStocks #UnitedAirlines #FinancialAnalysis #InvestmentStrategies #GoldmanSachs #BankofAmerica #MorganStanley #YoutubeFinance #EconomicInsights #COVID19FinancialImpact #FederalReserve #Inflation #FinancialMarkets #Tradingview #DXY #CharlotteFinancialHub #JermaineCole #Dreamville #MichaelJordan #InvestorWisdom #FinancialDiscussion #RateCutsPrediction Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 24, 2024

Join us on another enlightening clip of Earn Your Leisure, where we engage in a thought-provoking discussion about the true value of space exploration. In this clip, #EYL hosts Rashad Bilal, Troy Millings, and guest Aisha Bowe, a former NASA STEM advocate, unravel the mysteries behind the gigantic investments in space programs and how they benefit life on Earth. The conversation kicks off with Rashad questioning the purpose behind America's historical moon landing and what has been achieved since then. Aisha enlightens us with how space research contributes to medical breakthroughs, such as fighting diseases and developing new treatments that are effective both in space and on Earth. We delve into the technological advances spawned by space research, with direct applications that revolutionize our daily lives – from satellite TV to GPS navigation. The panel discusses how investments in space technology are long-term savings in disguise, aiming to make costly innovations more affordable over time and potentially rid humanity of afflictions like cancer. Join our hosts as they explore the possibilities brought by private sector involvement in space exploration, which has historically been the realm of governmental entities. Aisha encourages a future where diversity leads the next era of space entrepreneurs, and we examine whether Mars is the next frontier for human space travel. As we touch on the challenge of space debris, Aisha offers her perspective on opportunities for startups in creating novel solutions for orbital cleanup – a growing segment in the space industry with urgent needs. Our conversation takes a playful turn towards addressing conspiracy theories – from flat Earthers to questioning the existence of extraterrestrial life. Aisha addresses these with a mix of humor and logic, explaining how everyday dependencies on satellite technology defy flat Earth claims and how, from a mathematical standpoint, the probability of alien life cannot be dismissed. So, are we alone in the universe? What’s next in the race to Mars? And how do advancements in space exploration transcend beyond our earthly confines? For all this and more, tune in to this riveting episode of Earn Your Leisure. 🚀 #SpaceExploration 🛰️ #NASA 🌍 #EarthBenefits 👩‍🚀 #PrivateSpaceRace 🌌 #StemAdvocacy 💡 #Innovation 🛸 #ConspiracyTheories 🌔 #MoonLanding 🌱 #ClimateStudies 📡 #SatelliteTechnology 🧬 #MedicalResearch 🛸 #UFOs 🪐 #MarsRace ✨ #SpaceDebris Remember to like, share, and subscribe for more insightful content every week. Dive deeper into the world of finance, business, and groundbreaking innovations with the #EYL family! Timestamps: 00:00 - The Question of America's Moon Landing 00:35 - Space Exploration and Earthly Benefits 01:02 - How Space Tech Benefits Human Health 03:10 - Tech Innovations from Space Studies 03:56 - The Race to Mars and Private Sector Impact 05:30 - Addressing Flat Earth Theories 06:04 - Southern Hemisphere Gravity 06:41 - Are There Aliens? Probabilities and The Drake Equation 👉🏽 Follow us for more updates and exclusive content on Instagram and Twitter @EYL. #EarnYourLeisure #SpaceEconomics #TechTrends #SpaceIndustry --- Disclaimer: The views expressed in this video are for educational and entertainment purposes only. The hosts and guests may hold positions or other interests in companies and stocks mentioned. Connect with us for partnerships or media inquiries: Contact: [info@earnyourleisure.com] Website: [www.earnyourleisure.com] Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 23, 2024

In this compelling episode of Earn Your Leisure, Stephen A. Smith shares invaluable insights from his extensive career in sports journalism: 🏈 **Stephen A. Smith on College Sports:** Discussing the evolution of college sports, Stephen appreciates the changes, noting the historical exploitation of athletes by the NCAA. 🏀 **Coaching Challenges:** Stephen reveals why many college coaches are leaving due to Name, Image, and Likeness (NIL) complications. 📰 **Media Relations:** Exploring the dynamics between current players and the media, Stephen explains the lack of close relationships. 🌟 **Impactful Presence:** Annually bringing in 2 billion views for ESPN, Stephen A. Smith discusses his significant impact on sports broadcasting. 🔄 **Life-Changing Moments and Mistakes:** From a mistake that nearly cost him $600K and his career, to the firing that taught him crucial business lessons, Stephen opens up about his journey. 🔑 **Corporate Strategies:** Stephen offers advice on navigating corporate environments and shares how Black individuals can strategically advance in their careers. 🏀 **Basketball Legends:** Was LeBron's journey tougher than Jordan's? Plus, Stephen reflects on his close relationship with Allen Iverson during his time as a beat writer in Philly. 🎙️ **Journalistic Integrity and Influence:** From not being able to use his name initially for his podcast to emphasizing the importance of integrity in journalism, Stephen covers it all. 🤝 **Supporting Others:** Hear how Stephen prioritized elevating others and gave Shannon Sharpe a platform on First Take after Sharpe's departure from Fox Sports. Don’t miss out on these powerful insights! Premiering today at 1 PM EST on the Earn Your Leisure YouTube channel and all podcast platforms. Subscribe and tune in for a deep dive into the business side of sports and media with Stephen A. Smith. #StephenASmith #EarnYourLeisure #SportsJournalism #CollegeSports #MediaRelations #CorporateStrategy #JournalisticIntegrity #NCAA #NIL #ESPN #FirstTake #LeBronJames #MichaelJordan #AllenIverson #Podcasting Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 22, 2024

Are you torn between holding onto your stocks for the long haul or cashing out? In this episode of Market Mondays, our hosts Troy Millings and Ian Dunlap dive into a riveting discussion about the potential futures of several popular stocks. Whether you're upsizing portfolios or strategizing your next move in today's market, we've got insights that could make all the difference for your investments. #MarketMondays #StockAnalysis #InvestingTips #StockMarket #TradingStrategies #FinanceGurus Key Moments: 0:00 - Introduction to Stock Evaluation Segment 0:27 - Analyzing McCardo Libre: The Amazon of South America 1:55 - Is Carnival Cruise Line a Good Trade or Investment? 2:48 - The Sweet Spot: Is Hershey a Good Buy? 3:34 - General Electric's Financial Revival: A Smart Swing Trade? 4:55 - Evaluating UPS in the Face of Amazon's Dominance 6:20 - Closing Thoughts: Deciding on Timken Company In this week’s episode of Market Mondays, Troy Millings and Ian Dunlap discuss a selection of companies, weighing in on whether they are stocks to keep or to let go of right now. McCardo Libre ($MELI), known as the Amazon of South America, impresses Ian, especially if it dips below $1425. He acknowledges its strong performance, despite wanting to see how it adjusts to the current market. Carnival Cruise Line ($CCL), despite a year of ups and downs, is seen as a "good trade, bad investment" by Ian. He suggests a cautious approach with a potential trade if it falls back to $12 or around $9. For The Hershey Company ($HSY), despite a tough year and rising cocoa costs, Ian expresses long-term interest, setting his ideal buying price at $132 but considering $165 to $171 acceptable for investment. General Electric ($GE) sparks a change of heart for Ian, praising its leadership and pricing increase. Yet, the boom and bust cycles keep him from a long-term commitment, though he's open to a swing trade around $71 to $75. UPS ($UPS) finds itself in a predicament with Amazon encroaching on its territory. Ian suggests looking out for a price drop to $128 or $110 before taking it for a "date," with a clear stance towards a cautious approach. Finally, the Timken Company ($TKR) is described as an unexpectedly attractive stock by Ian. With its price appreciation, he would take it on a date at the right price point, ideally at $72 or loving it at $50. Throughout the show, the chemistry between Troy and Ian makes for an entertaining yet insightful analysis as they dissect each company’s potential, with Ian providing specific price points that he believes would make for a good trade or investment. Subscribe to Market Mondays for weekly wisdom that can help you become more adept at navigating the ever-changing tides of the stock market, and don't forget to hit that like button if you find our discussions valuable! #InvestmentAdvice #StockPicks #EconomicInsights #FinancialEducation #PortfolioManagement Remember, while our discussions provide a roadmap for investors, always do your due diligence before making investment decisions. Stay tuned for more Market Mondays where we break down the movements and opportunities in the stock market. Catch you next Monday! Disclaimer: The information provided in this video is for educational purposes only and does not constitute investment advice or an offer to buy or sell any particular security. --- As always, thank you for watching Market Mondays. Be sure to leave your stock market questions in the comments below for a chance to be featured in our next episode! #AskMarketMondays #StockInquiry #YourStocksOurThoughts #InvestorCommunity Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 21, 2024

Join hosts Troy Millings and Tiffany Rose Dean in an inspiring clip of Earn Your Leisure, where Tiffany narrates her riveting journey from a top stylist in Los Angeles to the founder of a trailblazing hair care brand. With a passion sparked in an entrepreneurial household, she divulges her experiences with celebrities like Jeremiah and French Montana, and a decisive encounter with Dame Dash that pivoted her path towards monumental success. Tiffany divulges how she capitalized on the power of social media engagement and her in-depth understanding of the market to launch a hair growth serum that revolutionized the industry. Discover Tiffany's behind-the-scenes insights into the determination, self-taught online marketing strategies, and resilience that transformed her all-natural product into a multi-million dollar phenomenon, especially during the pandemic. This eye-opening discussion unveils the challenges and victories of a relentless entrepreneur who became an empowering figure for women worldwide. Don't miss out on this tale of innovation, empowerment, and triumph! #EYLMedium #InspirationalJourney #EntrepreneurialSpirit #SelfMadeSuccess #BrandBuilding #HairCareRevolution #TiffanyRoseDean #TroyMillings #CelebStylistTurnedCEO #DameDashWisdom #SocialMediaMarketing #EmpoweringWomen #BlackOwnedBusiness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 20, 2024

In the latest clip, Market Mondays tackles the unseen threats looming in the future with a discussion led by hosts Rashad Bilal, Troy Millings, and Ian Dunlap. The clip, dives deep into potential 'black swan' events that could shape 2024 and 2025, such as major cyber attacks, geopolitical tensions in Taiwan, and labor migration issues. The hosts highlight the unease felt by entrepreneurs and anticipate catastrophic consequences for the global economy if these events occur simultaneously. They scrutinize the complex tech sector, particularly how pivotal companies like Nvidia, Apple, and Microsoft could be affected by disruptions in semiconductor manufacturing. The conversation also touches on possible biological threats like a suspected bird flu and the enigma surrounding Alibaba's stagnant stock and Jack Ma's disappearance. Amidst these discussions, the hosts reflect on past unpredicted occurrences, the essence of investment preparedness, and the current state of the market. The episode wraps up with intriguing commentary on the impressively executed WrestleMania event, exploring the business acumen behind the scenes and its impact on the entertainment landscape. This engaging Market Mondays clip provides perceptive insights into potential crises and their ripple effect across industries, economies, and investments, all of which investors and entrepreneurs should be vigilant about. Follow the discussion. #marketmondays #BlackSwan #CyberAttack #Taiwan #LaborMigration #InterestRates #TechIndustry #BiologicalThreats #WrestleMania #InvestmentStrategy '. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 19, 2024

In this impactful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap share their expertise on financial planning for your child's future. Rashad discusses the power of compounding interest and the long-term benefits of investing in a Roth IRA for your child. With as little as $8,000 invested between the ages of 14 to 17, Rashad illustrates how this can potentially grow to a whopping $325,000 by the time they reach retirement, all tax-free and with a staggering 3968% rate of return. He emphasizes the idea that this is not just money for the sake of money; it's about securing your child's financial future and providing a stable foundation they can rely on as they age. Alongside Rashad's insights, Ian stresses the importance of long-term investment and planning for family succession, while Troy highlights the need to prepare for the future responsibilities that come with retirement, including caring for older generations. They all agree that the early start in savings is a gift that can help your child with major life milestones like buying a home or supporting their descendants. Whether you're an entrepreneur with the ability to start saving earlier than the typical working age or a regular employee, Rashad, Ian, and Troy advise that it's never too soon to plan ahead. The clip isn't just financial guidance; it's a plan for generational wealth building that every parent should consider. #marketmondays #RothIRA #ChildRetirementFund #CompoundingInterest #FinancialPlanning #GenerationalWealth #Investment #RetirementSavings #TaxFreeGrowth #FamilyPlanning Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 18, 2024

In this explosive clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the allegations of a secret agreement between Netflix and Facebook. This controversial deal allegedly allowed Netflix to access private user conversations from Facebook's Messenger for a hefty sum. The hosts dissect the lawsuit details, how it prompted Facebook to axe its Watch feature, and the broader implications for data privacy and competition in tech. They don't just stop there – the conversation gets heated as the trio discusses how the case is a stark reminder that in the digital age, personal data is oftentimes traded as a commodity. The sheer value of data is equated to the new oil, with comparisons drawn to TSA and companies like Clear collecting biometric data. As the discussion shifts back to business, our hosts use the case to emphasize the power of strategic partnerships and advertising, highlighting how important it is for entrepreneurs to utilize data legally and ethically to boost their endeavors. They also provide a candid take on the media ecosystem, giving insights into how the situation might or might not impact the stock valuations for big tech companies like Meta (formerly Facebook) and streaming giant Netflix. Through their banter, the hosts never lose focus on the important role privacy plays in the digital economy. They conclude by offering actionable insights into what this means for investors and businesses going forward. Don't miss out on this engaging conversation that's as educational as it is entertaining. Tune into the full episode and make sure you're up to speed on how tech giants could be leveraging data behind the scenes. #MarketMondays #Netflix #Facebook #PrivacyLawsuit #DataPrivacy #BigTech #TechNews #Advertising #DataCommodity #Investing #StockMarket #MediaDynasty #StrategicPartnerships #TechStocks #IanDunlap #RashadBilal #TroyMillings #BusinessEthics #DigitalEconomy #Entrepreneurship Remember to LIKE, COMMENT, and SUBSCRIBE for more insights and analysis on market trends from Market Mondays. Stay connected to stay informed! --- Market Mondays is the go-to source for all things stocks, business, and tech. Join Rashad Bilal, Ian Dunlap, and Troy Millings as they break down complex industry news into understandable and actionable insights. Equip yourself with knowledge straight from the experts and take control of your financial future today. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 17, 2024

In this empowering clip of Earn Your Leisure, join us as we dive deep into the remarkable success story of Tiffany Rose Dean, a visionary in the haircare industry. With over 60,000 five-star reviews, Tiffany shares her journey of building Hollywood Hair Bar, a brand that revolutionized the way black women nourish their hair. From trusting communities on social media to organic growth strategies, Tiffany reveals how she turned a dream into a multimillion-dollar business without relying on traditional financing methods. Be inspired by her determination to prove that with the right mindset and dedication, anyone can achieve extraordinary success on their own terms. Timestamps: 00:00 - Importance of Trust in the Black Community 00:04 - The Power of Product Reviews 00:27 - The Launch After Miracle Drops 01:27 - Trend Riding with Hair Growth Serums 02:08 - Leveraging Instagram Pages for Sales 03:41 - The Art of a Conversion-Focused Website 04:20 - Authenticity in Customer Reviews 05:25 - Hitting $45 Million in Revenue Without Loans 06:25 - Building a Social Media Presence Before Selling 07:38 - The Initial Product Launch Strategy Key Takeaways: - The crucial role of trust in the black community, particularly in the haircare market. - Tiffany's strategic launch and positioning in the shadow of a competitor's success. - The importance of timing and tapping into prevailing market trends. - Effective use of social media and community groups for targeted product promotion. - How a simplified and optimized website can boost sales conversions. - The impact of genuine customer reviews and data collection on credibility and business growth. - The impressive revenue growth achieved without external funding, inspiring the next generation of entrepreneurs. - The benefits of patiently building a social media following before introducing products. #Entrepreneurship #BlackOwnedBusiness #HaircareIndustry #SelfFundedSuccess #SocialMediaMarketing #CustomerReviews #BusinessGrowth #EYL #Empowerment #EarnYourLeisure Be sure to LIKE, COMMENT, and SUBSCRIBE for more incredible stories of entrepreneurship and financial growth. Want to learn more about building a successful business without relying on bank loans? Leave your questions below, and we just might explore that topic in a future episode! Important Note: Please remember that the story shared in this video is unique to the individual's experience and success. Results may vary depending on various factors in your own business journey. 🔔 Turn on notifications to stay updated with our latest content! Connect with Tiffany Rose Dean and Hollywood Hair Bar on social media for a closer look at her outstanding haircare line. Follow Earn Your Leisure for more inspiring stories and practical tips on achieving financial freedom and entrepreneurial success. #EYLMedium #SuccessStory #BlackWomenInBusiness #NoBankLoanBusiness #RetailStrategy #SocialMediaGrowth #HollywoodHairBar #TiffanyRoseDean #FinancialFreedom #EarnYourLeisure 💰💼🚀 --- Remember, this is just a sample description and can be tailored to better suit the specific content and goals of the video. The hashtags can be customized to increase reach and engagement on YouTube based on trending topics related to the content of the video. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 16, 2024

*Welcome to a truly inspiring episode of Earn Your Leisure! Today, we dive deep with Aisha Bowe, former NASA rocket scientist and trailblazing entrepreneur. From community college to the cosmos, Aisha shares her incredible journey and the challenges she faced along the way.** **Key Highlights:** - **Breaking Barriers:** Aisha discusses her experiences as a Black woman in NASA and how she navigated a predominantly male field. - **Chasing Dreams:** Learn why Aisha never let naysayers deter her ambitions and how she proved doubters wrong by becoming a rocket scientist. - **Career Shifts:** Why did Aisha leave a secure job at NASA? Discover the motivations behind her bold move to entrepreneurship. - **Innovation in Education:** Aisha introduces "Stem Board" and "StemLingo," her ventures aimed at transforming education through technology. - **Space and Beyond:** Get exclusive insights into Aisha's upcoming journey to space with Blue Origin and her aspirations to make history. - **Personal Insights:** Aisha shares her views on relationships, earnings, and why having a prenup might just be a practical choice. **Join us as we explore Aisha Bowe’s remarkable path from STEM student to space traveler, and gather invaluable lessons on perseverance, leadership, and innovation.** **Don't forget to like, subscribe, and ring the bell for more updates on how the movers and shakers of today are crafting the landscape of tomorrow.** #EarnYourLeisure #AishaBowe #WomenInSTEM #RocketScientist #SpaceTravel #BlueOrigin #Entrepreneurship #STEMEducation #Innovation #Leadership #CareerAdvice #SpaceExploration Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 15, 2024

In this empowering clip of Market Mondays, joining hosts Rashad Bilal and Troy Millings is finance guru Ian Dunlap. Together, they dive deep into the pervasive issue of debt that plagues many American households. From discussing the startling realities of wedding expenses, mortgages, car payments, and student loans, they bring clarity to the financial hardships faced by millions. 🔍 The conversation begins with a critical look at the 'perpetual debt trap' and how everyday expenses, such as $50,000 weddings and $500,000 mortgages, contribute to a cycle of never-ending payments and financial stress. 💡 Moving beyond American shores, the team explores how other cultures approach debt, particularly in places like Ghana and the UAE, where the majority of purchases, including homes and cars, are made with cash, emphasizing frugality and savings over borrowing. 🚗 The hosts discuss the American system of minimal down payments, its repercussions, and the impact of consumer debt on society, with a staggering trillion dollars in credit card debt to highlight the severity of the situation. 🏡 Ian Dunlap emphasizes a return to basics, advocating for a life with minimal debt, focusing on self-discipline and the importance of investing wisely. He also criticizes the culture of high spending, stressing the value of being debt-free, especially when economic tides turn. 📘 Rashad Bilal offers strikingly simple yet effective advice for cleaning up credit – pay your bills on time. He insists on self-discipline, living within, or even below, one's means, the folly of borrowing more than one can repay, and the importance of savvy investment over time. 🎓 Troy Millings poses valuable questions about the educational system and mortgages, suggesting alternative strategies to avoid debt, such as community college or living at home during education. 👨‍👩‍👧‍👦 Finally, the hosts allude to a possible solution that lies in re-establishing multi-generational households and emphasizing the need for succession planning within families. 💸 Market Mondays offers a roadmap for individuals looking to escape the debt trap and build a healthier, wealthier future. The message is clear: it's time to challenge the status quo, make smarter financial choices, and invest in assets that appreciate over time. Don't miss out on these insightful tips and discussions. Tune into this episode of Market Mondays to get your blueprint for financial success and navigate your journey out of debt. ▶️ Remember to smash that subscribe button, hit the notification bell, and leave your thoughts in the comments below! #FinancialFreedom #InvestSmart #MarketMondays #DebtAwareness #WealthBuilding #PersonalFinanceTips #CreditScore #PayOffDebt #FinancialLiteracy #MoneyManagement #InvestInYourFuture #FrugalLiving #SimpleFinance #AvoidDebt #EconomicEmpowerment #FamilyFinance #MarketMondays #DebtFreeLiving #PersonalFinance Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 14, 2024

Explore the pivotal insights on social media's evolution from its personal origins to a powerful advertising medium, mirroring television's reach, as discussed with Isaac Hayes III. Dive deep into the intricacies of engagement, followership, and the impact of algorithms on content visibility. Learn how platforms like Fanbase redefine engagement, prioritizing authentic reach over sheer follower count and presenting creators with the choice between fame, fortune, or both. With 595,000 users on Fanbase, Isaac Hayes III is navigating towards a new horizon of user interaction and monetization, shaping a future where content creators have unlimited potential for reach and earnings. #SocialMediaEvolution #EngagementIsKing #AlgorithmImpact #CreatorMonetization #FanbasePlatform #ContentVisibility #FollowersVsEngagement #IsaacHayesIII #MediaMonetization #FutureOfSocialMedia Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 13, 2024

In this episode of Market Mondays, Ian and Troy discuss the recent record-breaking quarter in the stock market and share valuable advice for anyone who missed out. They analyze historical data, discuss sector performance, and provide insights on future market trends. In this video, Ian and Troy cover: - The rigged nature of the S&P 500 and Nasdaq - The significance of consistent monthly investments - Historical win streaks and market momentum - Sector performance and potential growth opportunities - Long-term outlook and future market predictions 00:00 Market rigged, invest monthly, ignore negative news. 05:09 Healthcare up 8%, real estate down 3%. 06:14 Stock market advantage crucial for upcoming election. #InvestingAdvice #MarketGrowth Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 12, 2024

Tune in to Market Mondays for an insightful discussion on power, integrity, and accountability among influential figures in this clip. Join hosts Troy Millings, Rashad Bilal, and Ian Dunlap as they delve into recent allegations against prominent men and the broader implications for society. From Puff Daddy's controversy to lessons in business ethics and personal conduct, this episode examines the pitfalls of abusing power and the importance of respectful interactions. Learn why emotional intelligence and integrity are essential, not just in avoiding legal repercussions but also in maintaining one's character and influence responsibly. #MarketMondays #PowerDynamics #IntegrityInBusiness #EthicalLeadership #RespectAndResponsibility #NoMeansNo Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 11, 2024

In the latest episode, hosts Rashad Bilal and Troy Millings sat down with guest Issac Hayes to discuss the revolutionary model of giving creators monetary control from day one. Hayes emphasized the importance of disruption in industries, particularly how artists, athletes, and influencers can use platforms like fanbase to circumvent traditional revenue streams and directly monetize their content and following. He detailed the existing issues within the social media landscape, such as creators not getting fair compensation, and how direct subscriptions can change that. With examples like YouTuber Kai who makes $400,000 a month from subscribers, Hayes argues that fanbase can allow anyone, regardless of follower count, to potentially earn enough to at least cover basic expenses, which is a drastic shift compared to what current mainstream platforms offer. The conversation also touched on fanbase's investment opportunities, with Hayes noting that users have already been able to cover their investments through the revenue they generate on the platform. Lastly, they tackled the topic of mergers and acquisitions and the current state of fanbase as it continues to disrupt the market without backing from major tech giants, remaining in the 'beat em' phase. #SocialMediaDisruption #CreatorMonetization #DirectToConsumer #FanbasePlatform #SocialMediaRevolution #InvestInTech #CreatorEconomy #WealthBuildingInTech #DisruptiveInnovation #TechEquity #EmpowerCreators Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 10, 2024

Join us as we delve into the implications of Donald Trump's surge to billionaire status through his social media endeavor, Truth Social, and its unusual stock behavior. Find out why 'The Donald's' financial moves are not just about numbers, but also about sentiment, fame, and the art of staying relevant through controversy. Discover how brands like Truth Social trigger market frenzy, why celebrity status shapes business outcomes, and explore diverse strategies to keep your brand in the limelight. With insights on meaningful collaborations, outlandish publicity, and the power of fame, this episode is packed with financial takeaways and branding lessons. Tune in to unravel the enigma of meme stocks, fame's financial leverage, and what makes Truth Social tick. #MarketMondays #Trump #Billionaire #TruthSocial #MemeStocks #CelebrityBranding #FameVsRich #MikeTyson #IanDunlap #TroyMillings #RashadBilal #KeepYourNamePopping Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 9, 2024

Welcome to an empowering and inspiring journey through the creation and rise of Hollywood Hair Bar, led by the visionary Tiffany Rose Dean. This video series dives deep into the roots of an enterprise that transformed the hair care industry, revealing the remarkable stories, strategies, and secrets behind its success. Starting from her early days as Nipsey Hussle's first stylist and drawing inspiration from Dame Dash, Tiffany Rose Dean embarked on a mission to create a brand that stands for quality, empowerment, and innovation. Hollywood Hair Bar, known for its groundbreaking products and viral marketing strategies, has not only generated millions in sales but has also become a beacon of hope and inspiration for entrepreneurs around the globe. In this detailed coverage, you'll discover: - The inception of Hollywood Hair Bar inspired by Tiffany's encounters with icons like Dame Dash. - The pivotal role of engagement share groups in achieving a remarkable $50K in the first month. - Strategies that propelled Hollywood Hair Bar to generate $2 million per month over two years. - The journey to finding their signature product that captivated the market. - Insightful tactics for building a massive Instagram following and the secret sauce for social media growth. - The art of identifying and captivating your target market for maximum engagement and sales. - The inspiring story of generating $45 million in sales without the reliance on bank loans. - Overcoming challenges with merchant processors and turning limitations into opportunities. - The innovative approach to creating viral ads that resonate with audiences. - A critical look at the hair care industry, exposing the harmful practices and the dominance of certain markets. - The role of quality and timing in business success, especially for stylists and entrepreneurs in the beauty industry. - Exposing fraudulent practices within the marketing world and how to safeguard your business. Join us as Tiffany Rose Dean shares her invaluable insights, lessons learned, and the strategies that have allowed Hollywood Hair Bar to thrive in a competitive market. Whether you're an aspiring entrepreneur, a stylist looking to expand your horizons, or simply someone in search of quality hair care products, this series offers something of value for everyone. Don't forget to like, share, and subscribe for more inspiring stories and business insights. Your journey to success starts here. #HollywoodHairBar #TiffanyRoseDean #Entrepreneurship #HairCareIndustry #ViralMarketing #BusinessStrategy #SuccessStory Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 8, 2024

Explore the pivotal insights on social media's evolution from its personal origins to a powerful advertising medium, mirroring television's reach, as discussed with Isaac Hayes III. Dive deep into the intricacies of engagement, followership, and the impact of algorithms on content visibility. Learn how platforms like Fanbase redefine engagement, prioritizing authentic reach over sheer follower count and presenting creators with the choice between fame, fortune, or both. With 595,000 users on Fanbase, Isaac Hayes III is navigating towards a new horizon of user interaction and monetization, shaping a future where content creators have unlimited potential for reach and earnings. #SocialMediaEvolution #EngagementIsKing #AlgorithmImpact #CreatorMonetization #FanbasePlatform #ContentVisibility #FollowersVsEngagement #IsaacHayesIII #MediaMonetization #FutureOfSocialMedia Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 7, 2024

In this clip, we delve into the multifaceted relationship between Ingrid Best and South Africa. As Ingrid shares her insights, experiences, and aspirations, we gain a deeper understanding of the economic, social, and cultural landscape of this diverse nation. From discussions on the legacy of apartheid to the vibrant wine industry, Ingrid sheds light on the complexities and opportunities within South Africa. Join us as Ingrid Best, a seasoned entrepreneur and creator of I Best Wines, shares her journey of connecting with South Africa and emphasizes the importance of recognizing the country as an integral part of the African continent. From her collaboration with a young, talented black South African winemaker to her exploration of the diverse cultural tapestry, Ingrid's story serves as a powerful testament to the potential for meaningful partnerships and business endeavors across borders. Search for "EYL Medium #5 - Ingrid" on YouTube, where Ingrid Best shares her firsthand experiences of establishing a business in South Africa, navigating legal aspects, and embracing the rich cultural heritage that shapes her brand, I Best Wines. This enlightening conversation prompts reflections on the business prospects, legal implications, and cultural nuances that define the dynamic landscape of South Africa. Don't miss this insightful discussion that explores the nuances of doing business in South Africa, the significance of cultural immersion, and the impactful narratives waiting to be heard. Join us as we engage in conversations that dismantle misconceptions, celebrate diversity, and spotlight the immense potential for cross-cultural collaboration on the African continent. #EYL #SouthAfrica #BusinessOpportunities #CulturalImmersion #AfricanNarratives #IbestWines #Entrepreneurship #LegalImplications #IngridBest #ApartheidLegacy #WineIndustry #GlobalCitizen #BlackBusinessOwners #CrossCulturalCollaboration Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 6, 2024

Join Ian Dunlap, Troy Millings, and Rashad Bilal as they share essential personal finance tips for 2024. In this clip, they discuss the importance of saving, investing, and budgeting in uncertain times. Ian emphasizes the significance of not loaning out money and suggests saving 40-50% of your income. He also highlights the need to invest at least 25% of your income and allocate capital to self-improvement. Additionally, he advises on investing in businesses outside the publicly traded markets for long-term growth. Troy addresses the question of exploring different indexes beyond total market and S&P 500, providing insights into Vug and VGT for higher growth international investments. The team also emphasizes the value of education and recommends impactful books to enhance knowledge in trading psychology, mindset, and historical context of finance. Join the discussion to gain valuable insights into navigating personal finances in the ever-evolving economic landscape. Don't miss out on these practical tips that can potentially shape your financial success in 2024 and beyond. #PersonalFinance #FinanceTips #Investing #MoneyManagement #FinancialEducation #2024Finance #InvestmentStrategy #IndexFunds #WealthBuilding #BookRecommendations Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 5, 2024

In this enlightening Market Mondays conversation, Wyclef Jean delves into the historical and economic challenges facing Haiti with Rashad Bilal. They discuss the country's long history of political turmoil, external influence, and economic exploitation, shedding light on the root causes of Haiti's current situation. Wyclef Jean shares his insights on the need for a unified approach, focusing on economic freedom, control of natural resources, and the importance of unification within the African diaspora. This discussion offers a deep dive into the complexities of Haiti's past, present, and potential future. #Haiti #WyclefJean #MarketMondays #EconomicChallenges #History #Politics #AfricanDiaspora #NaturalResources #Unity #EconomicFreedom #Trade #Development #DiasporaInfluence #Inequality #PoliticalCorruption Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 4, 2024

In this clip, Ingrid Best shares her journey into the world of art investing, offering valuable insights and practical tips for those interested in exploring this unique and rewarding investment avenue. Ingrid's venture into art investing began with a realization sparked by a significant bonus from her career in the wine and spirits business. Instead of indulging in fleeting luxuries, she decided to invest a substantial portion of her bonus in a piece of art from South Africa, purchased directly from the artist, Nelson Macomo. This initial investment, despite raising eyebrows from those around her, marked the beginning of her journey into the world of art collecting and investing. Ingrid stresses the importance of investing only in art that genuinely resonates with the collector, emphasizing the significance of forming a personal connection with the pieces. She highlights her passion for African art and the profound stories interwoven with the creations, which led her to further explore and invest in the work of black artists. With over 40 to 50 pieces in her collection, Ingrid shares her unique approach to integrating art into her everyday living spaces, breaking away from conventional perceptions of art as mere decoration confined to walls. She discusses the challenges of accommodating a growing collection and the innovative ways art enthusiasts find to display and appreciate their acquisitions. Ingrid's involvement in a collective of art collectors, joining forces to acquire and donate artwork to institutions like the Smithsonian Museum, sheds light on the potential for collective economics in the art world. The episode delves into the intricacies of art acquisition, preservation, and the significance of understanding the stories behind the art and the artists. Moreover, Ingrid provides essential advice for aspiring art investors, emphasizing the importance of getting to know the artists and the provenance of the artwork. She underscores the need for proper insurance, careful preservation, and due diligence when considering art investments. With an emphasis on legacy and wealth building, she emphasizes the long-term value of art as an investment, drawing parallels with other forms of asset acquisition such as real estate and wine. The discussion also delves into the dynamics of lending artwork to museums, offering insights into the potential financial aspects of having artwork on display at prestigious institutions. Whether you're a seasoned art investor or a novice looking to explore the world of art collecting, this episode provides valuable insights, personal experiences, and practical wisdom from Ingrid Best's journey into art investing. Join us as we uncover the subtle nuances and timeless allure of art as a form of investment and cultural expression. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 3, 2024

In this clip of Market Mondays, we delve into the intense battle between tech giants Amazon, Apple, and Nvidia as they vie for dominance in the healthcare industry. Rashad Bilal and the team explore the incredible advancements being made in healthcare technology, particularly focusing on Nvidia's groundbreaking initiatives. From the CEO's insights on digital biology to the implementation of AI-powered agents in hospitals, the potential for revolutionary change in healthcare is staggering. The discussion touches on the significant implications of being able to dictate and customize human biology, a feat previously unthinkable. With the ability to determine physical traits and aspects of one's health, the concept of digital biology presents a monumental shift in the understanding and control of human genetics. Furthermore, the video showcases Nvidia's introduction of AI-powered agents designed to replace traditional nursing functions at significantly lower costs. By streamlining outpatient recovery processes and reducing the need for in-person medical visits, these innovations aim to create more efficient and accessible healthcare solutions. The conversation then delves into the strategies and strengths of each tech company in their pursuit of healthcare sector dominance. While Apple's expertise in user data and Amazon's massive customer base are highlighted as significant advantages, the panelists ultimately predict Nvidia to emerge as the primary victor in this race. Their long-term commitment to healthcare innovation, strategic partnerships, and potential to revolutionize healthcare efficiency position Nvidia as a formidable contender in this rapidly evolving industry. Moreover, the episode stresses the broader significance of healthcare as a sector that demands attention and investment from the tech industry as a whole. With the potential for groundbreaking advancements and substantial profits, healthcare emerges as a critical area for tech companies to establish their presence. This illuminating episode also emphasizes the power of timely and insightful information, drawing parallels to past discussions on Tesla's challenges and geopolitical issues. Encouraging viewers to investfest and utilize valuable knowledge, the team emphasizes the long-term benefits of staying informed and proactive in the ever-changing landscape of investments and global affairs. In summary, this episode offers a captivating exploration of the technological advancements and fierce competition within the healthcare industry. As Amazon, Apple, and Nvidia continue to innovate and compete, the implications for the future of healthcare and the broader technological landscape are truly monumental. Join us as we unravel the enthralling developments and potential game-changers in the pursuit of healthcare dominance. #MarketMondays #HealthcareInnovation #TechGiants #Amazon #Apple #Nvidia #DigitalBiology #AIinHealthcare #InvestingInsights #FutureOfHealthcare #MarketTrends Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 2, 2024

In this enlightening episode of Earn Your Leisure, we delve deep into the groundbreaking journey of Fanbase, the social media platform poised to shape the future. With insights from special guest Isaac Hayes III, discover how Fanbase’s unique approach to equity, user earnings, and industry disruption is making headlines: 🚀 **Key Highlights**: - **Innovating the Social Space**: Learn why Fanbase is being hailed as the social media app of tomorrow and its journey to a staggering $160 million valuation. - **Challenges & Triumphs**: Explore the racial biases in venture capitalism that led Fanbase to pivot towards crowdfunding, setting a monumental example for black founders. - **Equity Matters**: Uncover the critical importance of maintaining equity and control for black entrepreneurs in the fundraising landscape. - **Crowdfunding Mastery**: Isaac Hayes III breaks down the nuances of crowdfunding evaluations and the pivotal steps for a successful raise. - **Disruption & Opportunity**: From disrupting the social media industry to the potential of AI in the next decade, we cover the innovations reshaping our digital world. - **Content Creation Evolution**: The future of content creation is here. Learn how Fanbase empowers average users to earn money and navigate the rigged system of social media. - **Investment Wisdom**: Essential advice for prospective investors, including the vital research needed before diving into any investment. 🌐 **Fanbase's Regulatory Journey**: - Discover how regulatory frameworks like Reg CF and Reg A impact crowdfunding efforts and what that meant for Fanbase's groundbreaking marketing strategies. 👨‍💼 **Making History**: - Isaac Hayes III’s remarkable achievement as the first black man to raise $10 million through crowdfunding, setting a new benchmark for entrepreneurs worldwide. 🔍 **Deep Dive**: - The episode explores how artificial intelligence and social media algorithms manipulate content visibility and the strategic moves Fanbase is making to counteract these challenges. 💡 **Tune In for Insightful Takeaways**: - Whether you're a content creator, an entrepreneur, or simply keen on the future of digital platforms, this episode offers valuable insights into making an impact and the significance of supporting platforms that offer fair opportunities to all. 🔗 **Stay Informed & Empowered**: Remember, knowledge is power—especially in the dynamic world of digital platforms and investments. Always do your due diligence before making any investment decisions. Sure, here are some hashtags tailored to the themes discussed in the Earn Your Leisure episode about Fanbase: #earnyourleisure #FanbaseApp #SocialMediaFuture #CrowdfundingSuccess #IsaacHayesIII #EquityInTech #ContentCreation #AIRevolution #InvestSmart #BlackFounders Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Apr 1, 2024

Join Rashad Bilal and special guest Wyclef Jean in this enlightening conversation as they delve into the current situation in Haiti. Discover a different perspective on the uprising in Haiti and gain a deeper understanding of the complex issues at play. Wyclef Jean provides historical context and insights that challenge the mainstream narrative, shedding light on the connections between politics, gangs, and the struggle for unity. Gain a unique perspective on the challenges and potential solutions facing Haiti, and why this matters beyond the borders of the country. #HaitiUprising #WyclefJean #UnderstandingHaiti #HaitiPolitics #CaribbeanLeadership #CommunityEmpowerment #DiasporaInfluence #HaitianHistory #MarketMondays #GlobalIssues #CurrentEvents Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 31, 2024

In this clip of Market Mondays, Ian Dunlap shares his top trading tip of the month, focusing on the importance of having a short target in trading. He emphasizes the significance of short wins to build capital and maintain a high win ratio. By targeting four ticks in the futures market, traders can potentially earn significant profits and rebuild confidence after losses. Furthermore, Ian stresses the importance of analyzing the monthly, weekly, daily, and hourly charts before making trading decisions. He emphasizes the need for all signals to align for a successful trade, highlighting the risk of buying into a falling market. While the focus of Market Mondays is typically long-term buy and hold strategies, Ian introduces the Red Panda stock club and the Sniper program for those interested in futures trading. The Red Panda stock club offers access to carefully selected stocks and provides guidance on when to buy, while the Sniper program combines long and short-term trading for a comprehensive approach. Rashad Bilal reinforces the value of the Red Panda stock club, citing its track record of helping members achieve significant gains from both long-term investments and trading activities. He describes it as a higher level of education, likening it to attending a private school compared to the free information available through Market Mondays. The episode also delves into the potential of trading as a career path, emphasizing the skill set and discipline required for successful trading. Rashad acknowledges the potential for substantial earnings through trading but stresses the importance of training and practice. He contrasts the casual approach to trading with the more serious pursuit that could lead to significant financial gains. In summary, this episode offers valuable insights into short-term trading strategies, long-term investment opportunities, and the education and training needed for success in the trading world. Viewers can gain a deeper understanding of the potential benefits and challenges associated with trading, as well as access to exclusive programs provided by Ian and the Market Mondays team. #MarketMondays #TradingTips #FuturesTrading #InvestmentStrategies #RedPandaStockClub #SniperProgram #FinancialEducation #TradingAsACareer #ShortTermWins #LongTermInvesting #MarketAnalysis #FinancialSuccess #StockMarketInsights Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 30, 2024

Join us as Barbara Corcoran, real estate mogul and Shark Tank investor, shares her insights on protecting wealth, succession planning, and finding personal satisfaction beyond financial success in this episode of EYL Medium. From overcoming the challenge of trusting wealth management advisors to discussing her surprising attitude towards making money, Barbara offers a candid and refreshing perspective on navigating the complexities of wealth and business. In this thought-provoking conversation with host Rashad Bilal and Troy Millings, Barbara delves into the delicate balance between trusting the right people and maintaining control over her wealth. She shares her personal experience of delegating trust in areas she may not fully understand, highlighting the importance of gut instincts and building strong relationships with advisors. The conversation takes an unexpected turn as Barbara discusses her approach to succession planning and the decision not to push her son into the real estate business, despite his natural aptitude for it. She candidly reflects on her own post-sale happiness and the process of reinventing herself after parting with her company, shedding light on the lesser-known emotional journey of selling a successful business. Barbara’s unique perspective on wealth, happiness, and the power of nurturing talent offers a wealth of wisdom to aspiring entrepreneurs, seasoned business owners, and anyone seeking fulfillment beyond financial gains. As a seasoned entrepreneur and mentor, Barbara's insights are not only invaluable but also deeply personal, providing an engaging and relatable narrative that transcends the traditional confines of wealth management and succession planning. Join us for a riveting discussion with one of the business world's most influential figures, as we peel back the layers of what it truly means to navigate the waters of wealth, success, and personal happiness. #WealthManagement #SuccessionPlanning #FinancialSuccess #BarbaraCorcoran #Entrepreneurship #EYLMedium #SharkTank #BusinessInsights #RealEstateInvesting #BusinessSuccess #SuccessMindset #PersonalFulfillment #WealthProtection #EYL #FinancialWisdom #BuildingWealth #EYLPodcast Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 29, 2024

In this clip, Rashad Bilal, Ian Dunlap, and Troy Millings dissect Elon Musk's recent interview with Don Lemon and delve into the implications for Tesla and the market as a whole. The conversation sheds light on Musk's demeanor during the interview, the performance and future prospects of Tesla stock, and the broader landscape of the electric vehicle (EV) industry. Elon Musk's candidness during the interview drew both admiration and concern from the Market Mondays team. Ian Dunlap expressed appreciation for Musk's unfiltered communication style, emphasizing the challenges faced by CEOs and business owners. However, the team also scrutinized Musk's temperament, highlighting indicators of stress and concerns about various aspects of his businesses, including Tesla, SpaceX, and Neuralink. The dynamics of Musk's interview with Don Lemon led to a probing analysis by the Market Mondays hosts. Ian Dunlap analyzed Musk's body language and emotional response, drawing parallels to business situations and the impact of external pressures on leaders. The team discussed how Musk's reactions hinted at underlying challenges and controversies, particularly within the context of stock performance and external pressures from hedge funds. Furthermore, the Market Mondays hosts engaged in a comprehensive evaluation of Tesla's position in the EV market, contrasting it with BYD, a Chinese electric car company. Their conversation delved into the significant milestone where BYD surpassed Tesla in sales in China, prompting a comparison of the vehicles and companies. This debate offered valuable insights into the competitive landscape of the EV industry and the potential implications for Tesla's future performance in the market. The video also featured a deep dive into Tesla's stock performance and potential investment opportunities. The hosts raised critical questions about Tesla's astronomical stock surge, and whether the current price accurately reflects the company's true value. Their analysis highlighted concerns and signaled a potential shift in perspective, with Ian Dunlap noting the potential drawbacks of investing in Tesla at its current valuation. Market Mondays also touched upon the broader market trends and the challenges faced by traditional automotive companies, illustrating the complex dynamics that influence investment decisions. Additionally, the hosts expressed the need for innovation and diversity in media, emphasizing the importance of promoting fresh perspectives and new voices within the industry. The video concluded with a preview of Investfest, an event aimed at empowering and educating individuals in finance and entrepreneurship. The hosts underscored the significance of this event in fostering impactful economic change and promoting creative experiences for attendees. Ultimately, this episode of Market Mondays provides a multifaceted analysis of Elon Musk's interview, Tesla's stock position, and the broader implications for the EV market and the investment landscape. It offers valuable insights for investors, business enthusiasts, and individuals seeking a deeper understanding of market dynamics and the evolving role of innovation in business and media. Join the Market Mondays community in their quest for continuous innovation and impactful market insights. #ElonMusk #DonLemon #Tesla #StockAnalysis #BusinessInsights #MarketTrends #InterviewAnalysis #InvestmentOpportunity #Innovation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 28, 2024

Join hosts Rashad Bilal and Troy Millings as they sit down with the legendary Barbara Corcoran to discuss the current state of the real estate market in America. Barbara shares her thoughts on the challenges facing both the residential and commercial real estate sectors, shedding light on the impacts of the COVID-19 pandemic and shifting market dynamics. From the shortage of affordable housing to the struggles of first-time buyers, Barbara offers valuable insights into the intricacies of the real estate landscape. In this insightful conversation, Barbara delves into the complexities of the commercial real estate market, addressing the unspoken challenges of half-empty prestigious commercial buildings and the hesitance of banks to foreclose. She also highlights the trend towards converting commercial spaces into residential housing and the hurdles involved in such endeavors. Furthermore, Barbara shares her perspective on the residential real estate market, emphasizing the scarcity of affordable inventory and the uphill battle for individuals seeking rental properties. She elaborates on the impact of rising rents and the influence of hedge funds in the housing market, shedding light on the difficulties faced by those striving to achieve the American dream of homeownership. Additionally, Barbara reflects on her journey in the real estate industry, discussing the challenges she encountered as a woman in a predominantly male-dominated field. From overcoming societal expectations to carving her own path as a successful entrepreneur, Barbara offers empowering insights into navigating obstacles and turning perceived limitations into opportunities for growth. As the co-founder of The Corcoran Group and a prominent figure in the real estate realm, Barbara brings a wealth of experience and wisdom to the table, providing invaluable perspectives on the future of real estate in America. Gain a deeper understanding of the current challenges and potential opportunities in the real estate market through the eyes of a seasoned industry icon. Join us for this enlightening conversation that delves into the complexities, challenges, and untapped potential of the real estate landscape in America. #BarbaraCorcoran #RealEstate #ResidentialRealEstate #CommercialRealEstate #HousingMarket #PropertyInvestment #COVID19Impacts #Entrepreneurship #WomenInRealEstate #MarketTrends #RealEstateInsights #EYLMedium #EYLCommunity #BusinessPodcast #IndustryLeaders #RealEstateExperts #MarketAnalysis #Empowerment #SuccessStories Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 27, 2024

In this clip of Market Mondays, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive into the controversial topic of the potential ban on TikTok in the United States. The House of Representatives passed a bill with bipartisan support to ban TikTok from America unless it is sold to an American company or owner. The hosts discuss the implications of this decision on the economy and the big tech industry, shedding light on the complex web of politics, privacy concerns, and the potential financial impact of the ban. As the situation unfolds, the hosts analyze the motivations behind the ban and question why this particular issue has gained unanimous support in a time when there are pressing matters such as food crises, racism, and infrastructure concerns facing the nation. They explore the conflict of interest in the potential acquisition of TikTok, as well as the larger issue of data privacy and security surrounding social media platforms. The discussion delves into the economic aspects of the potential sale of TikTok, including its staggering valuation and the tight timeline imposed for the sale. The hosts dissect the geopolitical implications of the ban and speculate on potential buyers, highlighting the different parties that stand to benefit from the situation, including tech giants like Microsoft, Apple, and Meta, formerly known as Facebook. Throughout the video, the hosts provide insightful commentary on the various possible outcomes, using deductive reasoning to paint a picture of how the situation may unfold. They also examine the larger implications of the ban in the context of privacy, freedom of speech, and the influence of big tech companies on society. The hosts argue that irrespective of the ban, powerful players in the technology and political spheres stand to benefit, leading to a thought-provoking debate on the true motivations behind the TikTok ban. Join Ian, Troy, and Rashad as they peel back the layers of this complex issue and provide valuable insights into the TikTok ban and its potential impact on the economy and the tech industry. Gain a deeper understanding of the intricate power dynamics at play and explore the broader implications for privacy, data security, and the influence of big tech in modern society. So, tune in to Market Mondays for a compelling discussion and gain a fresh perspective on the TikTok ban, its economic ramifications, and the larger implications for the tech industry and society as a whole. #MarketMondays #TikTokBan #Economy #BigTech #PrivacyIssues #DataSecurity #TechIndustry #PoliticalImplications #FinancialImpact #ImplicationsOnSociety Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 26, 2024

Join us on an enlightening journey with Ingrid Best, a visionary in the wine and spirits industry, art collector, and cultural advocate. With over 20 years of experience, Ingrid has left an indelible mark on the world's largest spirits suppliers, revitalized iconic brands like Hennessy, and fostered groundbreaking partnerships, such as the D'usse relationship with Bacardi through Roc Nation. Dive deep into Ingrid's adventures as she explores South Africa's exquisite vineyards, uncovers the secrets to launching a successful wine business with "IBest Wines", and delves into the nuanced world of wine blending. Beyond the bottle, Ingrid shares her inspiration from Jay Z to invest in art, discusses the ethics of art collection, and highlights the significance of donating culturally important pieces to institutions like the Smithsonian Museum. This video also tackles pressing issues such as colorism in South Africa, the importance of dispelling myths about Africa, and the impact of apartheid that lingers today. Discover why Ingrid was hesitant to accept investors' money, how she stepped down from Bad Boy to create her own wine company, and the strategies she employed to ensure her wine's success without compromising quality. Experience the journey of IBest Wine's first launch, which sold out in just 6 hours, and learn why these companies need our culture more than ever. Ingrid Best's story is not just about wine or art; it's a testament to the power of authenticity, cultural integrity, and visionary leadership. #IngridBest #WineAndSpirits #ArtCollecting #CulturalAdvocacy #IBestWines #SouthAfricaVineyards #WineIndustry #ArtInvestment #CulturalRevolution #Entrepreneurship Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 25, 2024

In this clip of Market Mondays, we delve into the topic of Bitcoin and the upcoming event known as the Bitcoin halving. Hosts Ian Dunlap, Troy Millings, and Rashad Bilal share insights and analysis of the current state of Bitcoin, its potential future performance, and the impact of the halving event on the cryptocurrency market. The discussion kicks off with an update on Bitcoin's price, which has seen a slight decrease from its recent all-time high, hovering around the $67,000 to $68,000 range. The impending Bitcoin halving, a scheduled event that occurs every four years, is highlighted as a significant factor in the cryptocurrency's supply control and scarcity maintenance The hosts expound on the mechanics of the halving, explaining how it reduces the reward for mining new blocks of Bitcoin and ultimately influences its supply and demand dynamics. They emphasize that the halving event has historically been followed by a reduction in the reward for mining, thereby affecting the scarcity model of Bitcoin and potentially impacting its price. Furthermore, the conversation shifts towards long-term investment insights, with Ian Dunlap emphasizing the enduring potential of Bitcoin over a five to ten year period, despite short-term price fluctuations. He advises viewers to maintain a long-term perspective, highlighting Bitcoin's track record as one of the best-performing investments in terms of return, amidst the inherent volatility of the cryptocurrency market. Troy Millings further elaborates on the declining block rewards due to the halving, providing a historical overview of the diminishing rewards over the years. The discussion touches on the potential impacts of the halving on Bitcoin's value and the cyclical nature of its price movements, associating the fourth year of the cycle with the highest percentage gains. Amidst the anticipation of the halving and its potential impact on Bitcoin's price, the hosts caution against buying at inflated prices, advocating for strategic investment decisions based on market analysis and a measured approach towards temporary price fluctuations. They stress the importance of mental discipline and investment diversification, advising viewers to allocate a percentage of their portfolio to Bitcoin while being ready to weather potential market volatility. The video wraps up with a reminder of the upcoming Bitcoin halving event and its significance in shaping the future of the cryptocurrency market. Viewers are encouraged to stay informed on the developments and consider the long-term potential of Bitcoin as part of an investment strategy. Overall, this episode serves as an informative guide for individuals interested in understanding the mechanics of the Bitcoin halving, its potential effects on the cryptocurrency market, and prudent investment strategies for navigating the evolving landscape of digital assets. #Bitcoin #Cryptocurrency #Investing #BitcoinHalving #MarketMondays #Finance #Blockchain #DigitalAssets #InvestmentStrategy #CryptocurrencyMarket . Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 24, 2024

Join Rashad Bilal as he sits down with Arlan Hamilton to discuss the intriguing process of raising money and attracting investors. Arlan shares her unique journey from starting with minimal connections to building a network that led to raising $30 million. Learn about the influential individuals who supported her along the way, including key figures from Facebook, Google Maps, and Slack. Discover Arlan's bold approach in calling out major funds for their inadequate responses to societal issues and gain insight into her vision for Backstage Capital. With a track record spanning 200 companies, including early-stage investments and creating thousands of jobs, Arlan proves the value of her fund's impact. Don't miss this insightful conversation on securing investments, fund goals, and the unmatched opportunity presented by Backstage Capital. Hear firsthand what makes Arlan's fund attractive to potential investors and the impressive results she and her team have achieved. #ArlanHamilton #EYL #BackstageCapital #StartupInvesting #VentureCapital #Fundraising #InvestmentProcess #Entrepreneurship #DiversityInBusiness #TechInvesting #BusinessNetwork #AngelInvestor #TechEntrepreneurship Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 23, 2024

Join us for an inspiring conversation with Dr. Trisha Bailey as she shares her remarkable journey of building a thriving business empire from the ground up. From starting out in a 600 sqft space to owning a pharmaceutical company and a real estate portfolio, Dr. Bailey's story is one of resilience, determination, and strategic business acumen. Learn how she navigated the challenges of opening her first pharmacy, managing time and multiple businesses, and the pivotal role of medical equipment in her success. Dr. Bailey also discusses her philanthropic endeavors and the importance of giving back. This is a must-watch for anyone aspiring to achieve success in entrepreneurship and make a meaningful impact in their community. #Entrepreneurship #BusinessSuccess #EmpireBuilding #WomenInBusiness #PharmacyBusiness #RealEstateInvesting #Philanthropy #SuccessStory #EYL #LegacyBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 22, 2024

In this Market Mondays clip, Rashad Bilal shares his experience and insights from his recent visit to Capitol Hill for the State of the Union address. Rashad delves into his personal opinion on the impact of political uncertainty on the stock market and how it ties into his interactions with influential figures during the visit. Join us as Rashad unveils the dynamics within Washington and how it correlates with the stock market. Gain a deeper understanding of the committees and their influential role in shaping financial policies and decisions. Get an exclusive look into the energy and atmosphere inside the chambers during the State of the Union address, offering a unique perspective often missed on television. Witness the invaluable lesson of never turning down an invitation and the unexpected opportunities that can arise. Uncover the strategic mindset behind Rashad's attire choice for this iconic event and the subtle statements it conveyed. As we decode the State of the Union Address, explore the intertwining of financial issues with political discourse and gain insights into the impact on investors and entrepreneurs. Join us for this captivating journey through the corridors of power and gain a fresh perspective on the political dynamics shaping financial matters. #StateOfTheUnion #CapitolHillInsights #StockMarketAnalysis #PoliticalUncertainty #FinancialPolicies #CommitteesOfCongress #NetworkingOpportunities #ChamberExperience #StrategicAttireChoice #InvestorInsights #EntrepreneurialPerspective Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 21, 2024

In this clip of Market Mondays, Rashad Bilal shares valuable insights into the world of networking and reveals his 10-step formula for becoming a millionaire through effective networking. Rashad emphasizes that successful networking is not a matter of luck, but rather a strategic and scientific process that anyone can master. He unveils key principles and commandments acquired over 16 years as a financial advisor, which have proven to be instrumental in achieving success. Rashad emphasizes the importance of thorough research before engaging with potential contacts and the strategic positioning of referral requests to increase the likelihood of success. His detailed approach involves knowing who you want to be introduced to, utilizing platforms like LinkedIn to enhance the ask and following up with the contact in a personalized and timely manner. Furthermore, Ian Dunlap delves into the significance of staying top of mind with contacts and the value of utilizing social media to engage and offer support. Rashad and Ian stress the importance of remaining genuinely engaged and informed about the activities and milestones of contacts, emphasizing the impact of personalized communication and acknowledgment. Additionally, Rashad announces the launch of his master class, where he will be delving deeper into his 10-step networking program, providing a unique opportunity for learners to gain firsthand insights and actionable strategies for networking success. Join Rashad Bilal and Ian Dunlap on Market Mondays as they share real-life experiences, practical advice, and the secrets to achieving success through strategic networking. #MarketMondays #NetworkingTips #MillionaireMindset #BusinessInsights #NetworkingStrategies #EYLUniversity #MasterClass #BusinessSuccess #MarketMondaysPodcast #PersonalDevelopment #BusinessNetworking Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 20, 2024

In this clip, Dr. Trisha Bailey joins hosts Rashad Bilal and Troy Millings to share her inspiring journey of building a successful medical equipment business. Dr. Bailey opens up about her experience transitioning from the recruiting industry to starting a second business, the challenges she faced, and the motivation behind her entrepreneurial pursuits. Her resilience and determination to make a difference in the lives of disabled individuals led her to establish a medical equipment business that focuses on providing compassionate and personalized service to patients. As an audience, we delve into the intricate details of the medical equipment industry, understanding the process of buying, selling, and delivering essential medical items to hospitals and patients. Dr. Bailey explains the significance of her business model, which not only caters to the financial aspect but also prioritizes the well-being and comfort of the patients. Through this informative and engaging conversation, viewers gain insights into the regulatory requirements, profit margins, and the complexities of dealing with insurance and billing processes. Dr. Bailey's emphasis on the importance of exceptional service and the impact of strong relationships with both clients and staff members sheds light on the core values that drive her business forward. Join us in exploring the various challenges and triumphs encountered in the medical equipment industry, and learn from Dr. Trisha Bailey's remarkable journey as she established a business with a unique blend of purpose, compassion, and profitability. #Entrepreneurship #MedicalBusiness #Empowerment #Resilience #HealthcareIndustry #BusinessJourney #EYLMedium #SuccessStory #InspiringWomen #FinancialIndependence #MedicalEquipment #ImpactfulBusiness #Motivation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 19, 2024

In this latest episode of Earn Your Leisure, we sit down with the formidable Barbara Corcoran, the self-made mogul who turned a $1,000 loan into a $66 million real estate empire. Barbara shares her unparalleled journey in the real estate industry, from pioneering online property listings to becoming a beloved Shark on Shark Tank. With a blend of humor, wisdom, and sheer tenacity, she reveals the strategies that propelled her to the top, including how she held onto $66 million in her checking account out of fear of losing it and her groundbreaking move onto the internet, declaring commercial real estate's decline. Barbara doesn't just stop at her past achievements; she delves into the current housing crisis in America, the qualities that distinguish great entrepreneurs, and the whopping $468 million earned from her Shark Tank deal with Comfy. Additionally, she provides invaluable advice for entrepreneurs seeking capital, emphasizes the power of social media in marketing, and distinguishes between good and great salesmen. Hear Barbara's candid thoughts on inheriting businesses, her motivations beyond financial gain, and the secrets to assembling a winning team. Discover her marketing genius, her legal battle with Donald Trump, the challenges of converting commercial spaces, and her discerning investment criteria on Shark Tank. This episode is a treasure trove of insights for anyone looking to learn from one of the most successful entrepreneurs of our time. Don't miss Barbara Corcoran's stories of success, struggles, and strategies that could redefine your approach to business and life. #EarnYourLeisure #BarbaraCorcoran #RealEstate #SharkTank #Entrepreneurship #SuccessStories #Investing #MarketingStrategies Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 18, 2024

In this clip of Market Mondays, join hosts Ian Dunlap, Troy Millings, and Rashad Bilal as they break down the recent surge in the cryptocurrency market, with a focus on Bitcoin, Coinbase stock, and ETF investing. Bitcoin enthusiasts will find valuable insights into the recent all-time high of Bitcoin, with a current price surge touching over $72,000. The hosts also dive into Coinbase's stock performance, discussing its debut, price fluctuations, and the impact of Bitcoin's success on the stock's trajectory. Rashad Bilal shares his personal experience as an investor in Coinbase stock, walking viewers through his journey from challenging investments to achieving a positive return. For those interested in Coinbase stock analysis, the hosts review the company's metrics, including gross margins, net margins, and challenges faced by the company in the crypto space. The discussion provides valuable information for potential investors and those currently holding positions in Coinbase. Additionally, the team explores the potential benefits of investing in ETFs as an alternative to owning cryptocurrencies, discussing the safety and regulatory advantages that ETFs offer to investors. This includes a comparison of the safety and security measures in stock market investments versus the potentially unregulated nature of cryptocurrency ownership. Furthermore, the hosts offer advice on when to consider selling investments, touching on both time-based and percentage-based exit strategies, with a focus on long-term wealth building and the importance of being diligent and disciplined in investment decisions. The conversation delves into the nuances of investing in individual stocks, ETFs, and options, providing valuable insights for investors at all levels. As the conversation shifts to cryptocurrency investment, the hosts present a well-rounded list of alternative cryptocurrencies, or altcoins, for viewers to consider adding to their watchlists. This comprehensive list includes established cryptocurrencies like Ethereum and XRP, as well as up-and-coming altcoins such as Solana, Polkadot, Avalanche, and Polygon. This segment provides viewers with valuable insights into diversifying their cryptocurrency portfolio beyond Bitcoin. In conclusion, the hosts share their perspectives on the ideal entry points for investing in ETFs such as iBit and BITB, providing insightful price points to consider for potential investors. Join the Market Mondays community for an in-depth and practical discussion on navigating the cryptocurrency market, understanding Coinbase stock, and utilizing ETFs to build a diversified investment portfolio. #Bitcoin #Cryptocurrency #Coinbase #ETF #Investing #Altcoins #MarketMondays #FinancialEducation #InvestmentStrategies #FinancialAdvice #CryptoMarketTrends #WealthBuilding #StockAnalysis #CryptoInvesting Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 17, 2024

In this thought-provoking clip of a Market Mondays episode, Rashad Bilal, Ian Dunlap, and Troy Millings dive into a discussion about the CEO of Kellogg's controversial statement on promoting cereal for dinner as a solution to hunger. Their impassioned analysis sheds light on the significant societal implications and moral considerations associated with such a proposal in the wake of economic struggles and food insecurity. The hosts and guest, Gary Pilnick, provide contrasting perspectives on the issue, sparking a heated conversation. Rashad Bilal reflects on the harsh realities faced by many, citing Lupe Fiasco's eye-opening account of kids attending school primarily for free meals. The CEO's remarks on marketing cereal for dinner prompt varied reactions from the Market Mondays team. Ian Dunlap voices his unequivocal disapproval, passionately contesting the CEO's endorsement of cereal for dinner. He criticizes the nutritional value of cereal and its potential health risks, condemning the insensitivity of the proposal. With a sharp call for accountability, he asserts his belief that the CEO should be dismissed from his position. The dialogue extends to historical references, such as the French Revolution and Marie Antoinette's infamous "let them eat cake" statement, drawing parallels to the disconnect between different socio-economic realities. Rashad Bilal and Troy Millings underscore the need for empathy and understanding, emphasizing the divided perspectives arising from varying life experiences. They use the controversial statement as a point of reflection, urging viewers to consider the larger societal implications and the importance of empathy. Throughout the discussion, the Market Mondays team passionately delves into the ethical, nutritional, and societal implications of the proposed solution to hunger, exploring the broader issue of empathy and understanding in a society divided by economic disparities. Join the Market Mondays team in this powerful episode as they dissect the complexities of the CEO's proposal and ponder its significance within the broader context of societal empathy and responsibility. Don't miss this critical examination of a controversial statement and its effects on those facing economic hardships. #MarketMondays #SocietalResponsibility #FoodInsecurity #EmpathyDiscussion #CEOControversy #EconomicDisparities #NutritionalValue #SocioEconomicRealities Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 16, 2024

Join Rashad Bilal and Troy Millings in this insightful conversation with Arlan Hamilton, an influential figure in the world of venture capital. As the founder of Backstage Capital, Arlan shares her experiences and expertise in investing in underrepresented founders and diverse communities. In this EYL Medium episode, she delves into the economics of investing, challenges faced in the industry, and her unique approach to measuring success. #VentureCapital #Investing #DiversityInBusiness #UnderrepresentedFounders #EYL #EYLMedium #ArlanHamilton #BackstageCapital #Entrepreneurship #StartupInvesting #VCChallenges #SuccessInBusiness #EconomicEmpowerment #DiverseCommunities Join EYL as we explore the world of venture capital with Arlan Hamilton. In this powerful conversation, she breaks down the mechanics of investing in companies and acquiring equity. Learn firsthand about the process of negotiating for stakes in a company and how valuation plays a crucial role in investment decisions. Gain insights into the dynamics of investor-founder relationships and the significance of strategic partnerships in venture capital transactions. Arlan Hamilton’s journey in the venture capital landscape has not been without its challenges. In this episode, she candidly shares the obstacles she has faced as a VC representing underrepresented populations. Discover how she has navigated through the complexities of the industry, including encountering influential figures with vested interests and pushing against preconceived limitations within the Silicon Valley ecosystem. In addition to economics and challenges, Arlan Hamilton provides a thought-provoking perspective on measuring success in venture capital. Uncover her unique approach to evaluating success, which extends beyond financial gains and encompasses impact, diversity, and opportunities for underrepresented founders. Hear about the significance of creating pathways for individuals from marginalized communities and how diversity in entrepreneurship can drive meaningful change. The conversation delves into the varying valuations of companies and the factors that influence these valuations, particularly in different sectors. Gain insights into the dynamics of valuations, market perceptions, and the ever-changing landscape of investment trends. Arlan Hamilton sheds light on the multi-faceted nature of success in venture capital, emphasizing the importance of creating opportunities for diverse individuals and fostering economic empowerment. Furthermore, the discourse emphasizes the significance of impact in entrepreneurship and investment. Arlan discusses her commitment to fostering success for underrepresented entrepreneurs and creating meaningful change in the venture capital domain. She shares stories of personal connections with individuals impacted by her work, highlighting the profound and long-lasting impact of her efforts in the space. This episode offers a comprehensive exploration of venture capital, focusing on the expertise and experiences of Arlan Hamilton. Gain valuable insights into the intricate workings of investing, the challenges and triumphs in the VC industry, and the multifaceted nature of success. Join us for a compelling conversation that delves into the heart of venture capital and the journey of a trailblazing investor. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 15, 2024

Market Mondays presents a comprehensive breakdown of options trading in our latest Medium Monday episode, featuring Troy Millings, a stock market analysis expert. In this session, we delve deep into the world of stock options, including leaps and short-term options, providing valuable insights and strategies to equip you with the knowledge needed to navigate the options market successfully. Join us as we explore the fundamental concepts behind options trading, discussing everything from options contracts to strike prices, and the predictability of stock movements. We shed light on the difference between call and put options, enabling viewers to grasp the intricacies of these trading instruments. Additionally, our discussion delves into the practical aspects of options trading, covering topics such as leveraging AI for market analysis, assessing the value of contracts, and identifying undervalued options. We highlight a unique system for evaluating options contracts to ensure a higher probability of success. Moreover, we offer real-world examples of options trading success, highlighting significant returns on investments in reputable companies like Microsoft, Lilly, and Salesforce. The session not only celebrates the financial achievements but also emphasizes the importance of understanding and focusing on percentages rather than monetary gains. Beyond theoretical discussions, we provide a preview of the upcoming monthly options master class at EYL University, led by Troy Millings. This class aims to provide practical, hands-on guidance in options trading, equipping participants with the skills and knowledge required to excel in the options market. For those looking to gain a comprehensive understanding of options trading and develop practical strategies for success, this episode offers invaluable insights. Join us and gain key insights into options trading that could potentially change your financial outlook. Don't miss out on the opportunity to elevate your trading expertise and take control of your investment journey. #MarketMondays #StockMarket #OptionsTrading #Investing #FinancialEducation #EYLUniversity #InvestmentStrategies #TradingOptions #MarketAnalysis #WealthBuilding #StockOptions #FinancialLiteracy #InvestmentSuccess #OptionsContracts #AIinTrading #ElevateYourInvestments Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 14, 2024

In this clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap delve into the current state of Bitcoin as it reaches an all-time high, nearing $69,000. As the trio discusses the significance of this milestone and the potential future of Bitcoin, viewers gain valuable insights into the world of cryptocurrency and investment. #Bitcoin #Cryptocurrency #Investing #MarketMondays #Finance #Stocks #CryptoMarket #DollarCostAveraging #InvestmentStrategy #CryptoInvesting #MarketTrends #FinancialEducation #BitcoinInvestment #Ethereum #LongTermInvesting Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 13, 2024

In this clip, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive into the weight loss pill market, exploring the recent developments surrounding Oprah's departure from Weight Watchers and the impact on the company's stock. The hosts discuss the growing crisis of obesity in the United States and the booming demand for weight loss medications, shedding light on the investment opportunities and potential risks in this sector. From Oprah's influential role as a brand ambassador for Weight Watchers to the significant market impact of weight loss pills, the hosts dissect the intersections of celebrity endorsements, societal health issues, and investment prospects. They examine the market performance of pharmaceutical companies like Eli Lilly and Novo, which are at the forefront of producing weight loss medications, including Eli Lilly's Ozempic and Novo's leading products. While acknowledging the potential for lucrative investments in these companies, the hosts also address the ethical and health-related considerations associated with the weight loss pill market. They candidly discuss the prevalence of negative side effects experienced by individuals taking these medications, raising concerns about the long-term implications and the possibility of future class action lawsuits. The conversation touches on the trade-offs individuals face when opting for weight loss drugs, weighing the health risks against the alternative of obesity-related health complications. As the hosts analyze the market dynamics and the dominant position of pharmaceutical giants in the weight loss pill industry, they emphasize the need for investors to exercise caution and thorough due diligence. The discussion balances the financial potential of investing in these companies with the ethical responsibilities of promoting positive health outcomes and addressing the broader societal implications of obesity and related health challenges. Join Ian, Troy, and Rashad as they provide valuable insights into the weight loss pill market, offering a multifaceted perspective that encompasses investment strategies, market trends, health considerations, and the societal impact of the booming demand for weight loss medications. #MarketMondays #WeightLossPills #InvestmentOpportunities #SocietalHealth #PharmaceuticalIndustry #ObesityCrisis #Oprah #EliLilly #Novo #Ozempic #EthicalInvesting #ClassActionLawsuits #HealthRisks #MarketTrends #FinancialAnalysis #InfluentialCelebrities #MarketImpact #StockMarket #InvestorInsights #HealthcareIndustry #HealthResponsibilities #WellnessPriorities Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 12, 2024

Join us in this inspiring and educational video where we delve into the extraordinary life of Dr. Trisha Bailey, a self-made billionaire with a heart for making a difference. Starting from humble beginnings, Dr. Bailey's journey is one of resilience, determination, and unparalleled business acumen. 🔹 Discover how she became the youngest stockbroker at the country's largest firm. 🔹 Learn the power of relationship building in sales from her unique perspective. 🔹 Be inspired by her remarkable recovery from a coma, which led to the founding of a medical equipment business focused on improving the lives of the disabled. 🔹 Understand the intricacies of the medical equipment industry, including profit margins and business strategies. 🔹 Explore her diverse business portfolio, including owning oil wells, real estate ventures, and a stake in NBA teams. 🔹 Get an inside look at her approach to business management, running multiple companies, and her unique steps to success. 🔹 Learn why starting a business in the medical equipment field requires a significant investment and what it takes to open a pharmacy. 🔹 Celebrate her philanthropy, marked by significant contributions to university athletes and more. Dr. Trisha Bailey's story isn't just about financial success; it's a testament to the power of perseverance, strategic thinking, and the importance of giving back. Whether you're an aspiring entrepreneur, a business student, or just someone looking for motivation, this video is for you! Don't forget to LIKE, SHARE, and SUBSCRIBE for more inspiring content! #DrTrishaBailey #BillionaireMindset #MedicalEquipment #BusinessSuccess #EntrepreneurJourney #SalesStrategies #RealEstateInvesting #Philanthropy #NBAOwner #EmpoweringWomenInBusiness #SuccessStory Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 11, 2024

In this clip, join hosts Rashad Bilal and Troy Millings as they sit down with Arlan Hamilton, a prominent figure in the world of venture capital. Arlan discusses her unique journey and the significant investment she received from Mark Cuban, sharing insights into their relationship and his belief in her vision. Discover the remarkable story of resilience, determination, and integrity that has defined Arlan's rise to success in the competitive venture capital landscape. As Arlan delves into her interaction with Mark Cuban, she sheds light on the pivotal moment when Mark stepped in with a million-dollar investment after an unflattering article affected her fundraising efforts. Unveil the details of their partnership and the unprecedented terms offered by Mark, displaying his genuine commitment to empowering entrepreneurs and reshaping the VC industry. Moreover, Arlan provides a roadmap for her ambitious goals, discussing engagements with major banks and family offices. Gain a comprehensive understanding of the dynamics and significance of family offices in the investment ecosystem, as Arlan breaks down the nuances of this often overlooked aspect of wealth management and strategic investing. Join us for an insightful discussion on venture capital, strategic partnerships, and the intersection of wealth and impact in the world of investments with Arlan Hamilton. Don't miss this opportunity to gain exclusive insights into the workings of the venture capital world and the unique dynamics of relationships within the industry. #VentureCapital #ArlanHamilton #MarkCuban #WealthManagement #InvestmentGoals #FamilyOffices #EYL #FinanceInsights #StrategicPartnerships #Resilience #Determination Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 10, 2024

In this powerful interview with acclaimed actor and entrepreneur AJ Johnson, we delve into the foundational elements of achieving success. AJ shares insightful wisdom about the role of desire in setting the wheels in motion for any endeavor. As he passionately speaks about the importance of having a strong desire, he provides practical advice for anyone looking to step into the realms of real estate, technology, healthcare, or any other industry. AJ emphasizes the significance of how everything begins with a thought and a vision. He references the process of creation, highlighting that all things are first conceived in the mind before they manifest in reality. Drawing from his own experiences, he implores viewers to assess their thought patterns and see how they might be influencing their current circumstances. The discussion then shifts to a personal note, as AJ opens up about his family, particularly his three daughters and the journey of opening Oasis Fresh Market. He shares the motivation behind establishing the grocery store in a food desert, shedding light on the prevalent issue of food insecurity in underserved communities. He encourages viewers to consider their own eating habits and challenges them to make a physical sacrifice for growth. Moreover, AJ reflects on the essence of sacrifice in the pursuit of one's goals. He touches on the story of the eagle, illustrating the importance of embracing discomfort and uncertainty in order to achieve great heights. His message calls for introspection and a willingness to assess what one is truly prepared to give up for success. Join us for this empowering conversation with AJ Johnson, where insights meet inspiration and practical advice comes together with personal anecdotes to ignite the fire of desire in all aspects of life. Whether you're an aspiring entrepreneur, a professional seeking growth, or simply someone ready to take the next step, this interview is a treasure trove of wisdom waiting to be explored. #SuccessMindset #Entrepreneurship #AchievingGoals #DesireForSuccess #MindsetMatters #SacrificeForSuccess #FoodInsecurity #CommunityEmpowerment #EYLInterview #AJJohnson #EmpowerYourLife Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 9, 2024

In this thought-provoking episode of Market Mondays, hosts Troy Millings and Rashad Bilal engage in an insightful conversation with guest experts Louise Story and Ebony Reed about the deeply entrenched racial wealth gap in America. The conversation revolves around the book "Fifteen Cents on the Dollar: The Black-White Wealth Gap," co-authored by Louise Story and Ebony Reed, shedding light on how historical events and systemic practices have contributed to this stark wealth disparity. The discussion starts with a deep dive into the title of the book, "Fifteen Cents on the Dollar," which refers to the typical wealth held by a black family compared to a white family, based on federal data released by the Federal Reserve. Ebony Reed clarifies that this discrepancy in wealth is distinct from the income gap, highlighting the long-standing imbalances in wealth accumulation rather than just earnings. The conversation then delves into the historical context, tracing the roots of the wealth gap back to the 1800s. Louise Story emphasizes that the subtitle of the book, "How Americans Made the Black Wealth Gap," deliberately highlights the role of specific actions taken by individuals and institutions throughout history, rather than attributing it to a vague notion of 'America.' This distinction draws attention to the deliberate practices and policies that have perpetuated the wealth gap. The guests further explore a myriad of factors, from redlining and discrimination to industry practices in banking and insurance, illustrating how these elements have systematically hindered the accumulation of wealth within the black community. The impact of historic events such as the attacks in the Greenwood district of Tulsa, Oklahoma, and the exploitation of programs like the GI Bill are also brought to the forefront, shedding light on the intricacies of systemic inequality. Furthermore, the conversation uncovers the nuanced nature of wealth distribution, acknowledging that historical advantages or disadvantages are not always defined by racial lines. Louise Story and Ebony Reed stress the importance of understanding individual family histories within the broader context of systemic inequality, illustrating the complexity of how different families have been impacted by historical circumstances. The episode also touches upon the significance of homeownership and the stock market in wealth creation, offering insights into potential avenues for addressing the wealth gap and empowering marginalized communities. As the discussion unfolds, Market Mondays creates a platform for introspection, inviting viewers to reflect on the historical factors that have shaped their own family's financial trajectory, encouraging a deeper understanding of the complexities of wealth and privilege in American society. Through this engaging dialogue, the episode aims to inspire critical thinking and awareness about the systemic factors contributing to the racial wealth gap in America. Join us in this eye-opening exploration of the racial wealth gap and gain valuable insights into the historical and systemic factors underpinning this complex issue. #MarketMondays #RacialWealthGap #SystemicInequality #WealthDisparity #FinancialHistory #BlackWhiteWealthGap #HistoricalFactors #EconomicEquality #Empowerment #SocialJustice Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 8, 2024

Join hosts Rashad Bilal and Troy Millings as they delve into insightful conversations with Ericka Pittman, author of "What, Mommy Never Told You?" In this episode of EYL Medium, the trio discusses Pittman’s remarkable journey, the wisdom she has gleaned, and the invaluable insights she shares in her book. The conversation covers a wide array of topics, from the meaning behind the title of Pittman’s book to the nuances of navigating a male-dominated industry. Pittman shares her experiences as a first-generation achiever, offering lessons learned in career, finance, relationships, and self-motivation. She provides valuable advice for women in male-dominated industries, delving into the importance of male mentorship and the nuances of asserting oneself in professional settings. The discussion also delves into the complexities of modern relationships for driven, successful individuals. Pittman shares her perspectives on how career-driven individuals, particularly women, often find it challenging to prioritize relationships in their busy lives. The hosts and guest explore the evolving dynamics of relationships in today's society, addressing the significance of intentionality in dating and the impact of social media on modern romance. With candor and wisdom, Pittman reveals her thoughts on the challenges and stigmas surrounding successful black women in relationships and provides guidance on navigating these complexities. The conversation builds on the concept of multiple "apex" moments in one's career and personal life, shedding light on the continuous journey of growth, ambition, and the pursuit of new heights. This episode of EYL Medium engages in thought-provoking discussions that resonate with professionals, aspiring leaders, and individuals seeking to find balance and fulfillment in their personal and professional lives. Pittman’s journey and insights serve as a source of motivation and guidance, offering pearls of wisdom for viewers navigating their own paths to success. Tune in to explore the wealth of knowledge and experiences shared in this powerful and inspiring conversation. Discover the wisdom of Ericka Pittman as she imparts invaluable advice on career success, relationships, and the pursuit of personal fulfillment. #EYL #EYLMedium #ErickaPittman #CareerAdvice #Relationships #SelfDiscovery #Success #Motivation #ProfessionalGrowth Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 7, 2024

In this clip, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive into the significance of Amazon being added to the Dow Jones and its impact on the stock market. The discussion sheds light on the potential ripple effects and the implications for both seasoned and beginner investors. The hosts offer valuable insights about the Dow's structure and the necessity for updates in its composition, emphasizing the potential benefits of Amazon's inclusion. They also discuss the broader impact on the index and the stock market as a whole, pointing out the potential effects on institutional investing and the laggard investor crowd. Additionally, the video provides evergreen advice for investors, including the importance of finding a sector to invest in for the long term and the benefits of staying disciplined and focused on a consistent investment path. The hosts also share realistic expectations for earnings in the stock market and shed light on the importance of staying educated and continuously learning to improve investment strategies. The conversation delves into the best times to invest in stocks, highlighting the opportunities presented by market corrections and the emotional aspect of investing. The hosts emphasize the need for patience, education, and being prepared to take advantage of market fluctuations, providing valuable guidance for both new and experienced investors. Join Ian, Troy, and Rashad as they navigate through the intricacies of Amazon's addition to the Dow Jones and explore how it shapes the investment landscape for individuals and institutions alike. #MarketMondays #InvestingTips #StockMarketInsights #Amazon #DowJones #InvestmentStrategies #FinancialEducation #StockInvesting #MarketAnalysis #InvestmentAdvice #Diversification Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 6, 2024

In this episode, actor and entrepreneur Hill Harper joins hosts Rashad Bilal and Troy Millings to discuss a wide range of topics, including cryptocurrency, real estate, innovation, and the future of Detroit. Hill Harper shares insightful stories and valuable expertise, providing an engaging and informative conversation for viewers. Hill Harper begins by reminiscing about a lunch meeting with the hosts in Bel Air, expressing his admiration for their entrepreneurial success in building a multi-million dollar empire that creates opportunities and jobs. He praises the importance of supporting entrepreneurship and amplifying individuals to foster economic growth at every level. The conversation then delves into the world of cryptocurrency, with a focus on the recent XRP ruling by the SEC. Hill Harper analyzes the potential impact of the ruling, explaining the implications for XRP as a commodity versus a security. He shares his thoughts on the evolving crypto landscape and the possibilities that lie ahead for this market. Shifting gears, Hill Harper passionately discusses the potential for tokenization in real estate and community ownership. He highlights the role of tokenization in providing greater accessibility to ownership, particularly in historically underserved communities. His vision for utilizing tokenization to empower individuals and communities in Detroit resonates with the audience. The conversation evolves to encompass the topic of artificial intelligence (AI) and its impact on the future job market. Hill Harper emphasizes the historical innovation of Detroit, positioning the city as a potential hub for AI mobility and technological advancement. He encourages young entrepreneurs and coders to actively participate in shaping the future of AI and innovation. Sharing his personal investment experiences, Hill Harper provides valuable insights into potential real estate opportunities in Detroit. He highlights specific areas with untapped potential for investment, while underscoring the importance of community-driven commercial real estate initiatives to foster economic development and empowerment within neighborhoods. As the conversation draws to a close, Hill Harper shares his vision for the future of Detroit and the state of Michigan. He calls for a collective effort to attract and retain talent, fostering growth and opportunities within the state. His impassioned plea for collaboration and mutual support resonates deeply, leaving a lasting impression on the audience. Experience this engaging and thought-provoking conversation with Hill Harper as he shares his expertise, stories, and vision for the future of Detroit and beyond. Gain valuable insights into cryptocurrency, real estate investment, innovation, and the potential for economic growth in underserved communities. Join the conversation using these hashtags: #EYL #HillHarper #Cryptocurrency #RealEstate #Innovation #Detroit #Entrepreneurship #AI #Tokenization #CommunityEmpowerment #FutureVision Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 5, 2024

Welcome to another enlightening episode of **Earn Your Leisure**! In this must-watch episode, we dive deep into the inspiring journey of Arlan Hamilton, a renowned venture capitalist who broke barriers in Silicon Valley. 🌟 **Highlights of the Episode:** 1. **Breaking Into Venture Capital:** Arlan Hamilton shares her unique path to becoming a significant player in the venture capital world. 2. **Starting Out Strategies:** Learn the secrets to finding investors when you're just beginning your entrepreneurial journey. 3. **Investing in People:** Discover what Arlan looks for in business founders and why it's crucial. 4. **Building Valuable Relationships:** Insights into how adding value can create lasting connections with entrepreneurs. 5. **Capital Raising Negotiations:** The art of negotiation in the process of raising capital for your company. 6. **Creating Wealth:** Arlan's ambitious goal of turning 1000 individuals into new millionaires. 7. **Gaining Momentum:** A look at how Arlan Hamilton made her mark in the competitive environment of Silicon Valley. 8. **Entrepreneurial Edge:** Two key strategies to gain an advantage as an entrepreneur. 9. **Investment Criteria:** What criteria Arlan uses when deciding to invest in companies. 10. **Representation Matters:** The importance of diversity and seeing people who resemble you in the industry. 11. **Overcoming Challenges:** How Arlan faced homelessness and used these experiences to fuel her passion for financial education. 12. **The First Investment:** A retrospective look at Arlan Hamilton's first venture in the world of capital investment. This episode is a treasure trove of knowledge and inspiration for entrepreneurs, investors, and anyone looking to make their mark in the world of business and finance. Arlan Hamilton's story is a testament to resilience, innovation, and the power of believing in oneself. #EarnYourLeisure #ArlanHamilton #VentureCapital #Entrepreneurship #Investment #WealthBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 4, 2024

In this episode, Ian, Troy, and Rashad discuss the five companies of the future that are set to revolutionize the tech industry. From SpaceX to Neuralink, OpenAI, Nvidia, and more, they delve into the potential of these companies and what makes them stand out. They also touch on the visionary leaders behind these companies, such as Elon Musk and Sam Altman, and explore their impact on the future of technology and space exploration. Join the conversation as they share their insights and predictions about these groundbreaking companies, and whether they believe Sam Altman could surpass Elon Musk in terms of wealth and notoriety. The hosts also playfully speculate about the future of tech giants and their potential successes and pitfalls. From discussing Neuralink's futuristic brain-computer interface to the ambitious space exploration plans of SpaceX, this episode is a deep dive into the most exciting companies shaping the future of technology. As always, the trio keeps the conversation entertaining and engaging, touching on personal anecdotes and playful banter. From light-hearted discussions about NFL quarterback Russell Wilson to the playful threat of causing controversy, they keep the energy high and the information intriguing. This episode also includes birthday shoutouts and lighthearted banter, providing a well-rounded mix of informative content and casual conversation. So, join Market Mondays as they explore the future of tech and uncover the potential of these pioneering companies. Don't miss out on this insightful and entertaining episode as they discuss the companies that are shaping the technological landscape of tomorrow. #MarketMondays #TechIndustry #FutureCompanies #SpaceX #Neuralink #OpenAI #Nvidia #ElonMusk #SamAltman #Technology #SpaceExploration #Innovation #FuturisticTech #MarketTrends #Investing #FinancialEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 3, 2024

In this episode, Ian Dunlap, Troy Millings, and special guest Doha Mekki delve into the profound effects of artificial intelligence (AI) on various industries and the crucial role of antitrust regulations in shaping the future. Doha Mekki, an insightful figure from the antitrust division, provides key insights into the challenges and opportunities presented by AI and its intersection with antitrust laws and banking practices. The conversation kicks off with a thought-provoking discussion on the influence of AI programming and the inherent biases that can seep into the algorithms. As Rashad Bilal poignantly highlights, the lack of diversity among AI programmers can lead to the perpetuation of biases, ultimately shaping the way AI thinks. Addressing this concern, Doha Mekki sheds light on the executive order on AI, emphasizing the need for AI to be free of biases and undergo rigorous testing. Furthermore, the discussion touches upon the crucial role of antitrust in dispersing economic opportunities and removing structural barriers. Doha Mekki emphasizes the importance of preventing a small group of companies from wielding outsized power, thereby advocating for structural approaches to ensure a fair and competitive market. The conversation pivots to the disparities in business dealings with black-owned banks compared to larger institutions. Doha Mekki underscores the relevance of antitrust in addressing the underbanked status of black households and the impact of bank mergers on communities' financial well-being, thus hinting at the potential policy shifts in bank merger guidelines. Troy Millings adds to the dialogue by highlighting the alarming statistics of asset accumulation by large bank holding companies, underscoring the widening gap between black-owned banks and their major counterparts. This serves as a precursor to a discussion on the implications of AI and automation on the job market, particularly regarding the potential displacement of jobs currently held by marginalized communities. Doha Mekki eloquently outlines the intricate relationship between competition laws and labor markets, shedding light on the concerns surrounding AI's influence on job availability and working conditions. The Market Mondays Medium #5 offers a comprehensive exploration of the intersection between AI, antitrust regulations, and banking practices, elucidating the complexities and implications for diverse communities. Join the engaging discourse, where industry experts unravel the far-reaching impact of AI and the pivotal role of antitrust in shaping a more equitable and competitive economic landscape. #MarketMondays #AIandAntitrust #BankingandRegulations #DiversityinTechnology #EconomicEquity #JobDisplacement #AntitrustEnforcement #CommunityWealth #FinancialInclusion #MarketRegulations Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 2, 2024

In this powerful episode, Rashad Bilal and Troy Millings sit down with the incredible Ericka Pittman to delve into the world of marketing strategy. As a former Chief Marketing Officer (CMO) and an expert in the field, Ericka provides invaluable insights into the role of a CMO, the different types of media impressions, the shift from traditional to digital marketing, and the efficacy of organic versus paid marketing. The discussion opens with a breakdown of the multifaceted role of a CMO, where Ericka emphasizes the leadership and oversight involved in crafting a brand's internal and external messaging. She delineates the need for strategic alignment in communicating the company's mission and purpose to stakeholders, employees, and consumers, all while optimizing revenue generation with a well-crafted message. Ericka's deep understanding of marketing becomes apparent as she unpacks the three types of media impressions—owned, earned, and paid. She highlights the importance of organic reach and earned media impressions, emphasizing their cost-effectiveness and trustworthiness in building brand affinity. The conversation also touches on the rapid shift from print to digital media, showcasing Ericka's adept navigation through these industry changes. The hosts steer the discussion towards the debate on organic versus paid marketing, prompting Ericka to delve into the nuances of their effectiveness. While organic marketing fosters deeper connections and brand affinity, paid media can swiftly increase brand awareness, especially for e-commerce businesses. Ericka's expertise shines as she advises on tailoring marketing strategies based on the desired outcome, whether it be cultivating brand affinity or rapidly increasing awareness through paid ads. On the topic of audience targeting and influencer selection, Ericka elucidates the need for nuanced strategies, emphasizing the importance of hyper-focusing on core audience segments. Her vertical versus horizontal strategy approach advocates for deeply penetrating the core audience, ensuring brand messaging aligns with their emotional touchpoints. She further explores the intricacies of demographic, geo-targeting, and psychographic considerations in influencer and media selection, guiding businesses on crafting a comprehensive and effective marketing campaign. The conversation culminates with Ericka's insights on the potency of building a small, loyal community as a springboard for organic growth, drawing parallels between the growth of a business and the evolution of cults into culture. Her expertise shines through as she underscores the significance of cultivating evangelists within a core audience to propel organic growth and brand advocacy. Join the EYL Medium team and Ericka Pittman as they unravel the core tenets of modern marketing strategy, providing unparalleled insights and actionable advice for businesses of all sizes. Whether you're a budding entrepreneur or a seasoned marketer, this episode is a treasure trove of wisdom that will guide you in mastering the art of strategic marketing. Hashtags: #MarketingStrategy #CMOInsights #MediaImpressions #OrganicVsPaidMarketing #AudienceTargeting #InfluencerSelection #BrandAffinity #EYL #EYLConversations #EYLUniversity Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Mar 1, 2024

In this episode, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the misconceptions and truths about 401K investments and homeownership. Rashad, drawing from his experience as a former financial advisor, sheds light on the importance of responsible conversations about 401Ks and breaks down the myths surrounding their returns. He emphasizes the need for diversification and responsible investing to secure a financial future. Rashad dismantles the idea that 401Ks are a scam, highlighting their potential for substantial gains and the benefits of lower tax liabilities. He explains the different investment options within 401Ks, debunking the notion that they provide only a meager 3% return. With insights into Roth 401Ks and the advantages of employer matches, he stresses the role of 401Ks as a valuable investment avenue. The trio also tackles the topic of homeownership, exploring the statistics that single women own more homes than single men across all ethnicities. While delving into the societal and economic factors at play, they examine the complexities of financial obligations and the evolving landscape of homeownership. The conversation also touches on the challenges of becoming a homeowner in the current economic climate, posing the question of whether homeownership remains a worthwhile pursuit. As the discussion unfolds, the team addresses the need for balanced and rational conversations around these topics, steering away from the divisive gender dynamics and striving for a holistic understanding of the financial landscape. Ian’s candid and sometimes humorous insights add depth to the conversation, ensuring that the dialogue resonates with a wide audience. Join Market Mondays as they present a thought-provoking and educational discussion, providing clarity on 401K investments and challenging the traditional narrative surrounding homeownership. Gain valuable insights into responsible financial planning and the evolving dynamics of wealth-building in today’s economic environment. Don’t miss this episode packed with knowledge and actionable advice to bolster your financial literacy and long-term investment strategies. #MarketMondays #401KInvestments #Homeownership #FinancialPlanning #InvestmentStrategies #WealthBuilding #PersonalFinance #Roth401K #RetirementSavings #FinancialEducation #Diversification #EconomicTrends #GenderDynamics #ResponsibleInvesting Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 29, 2024

In this episode, our guest Doha Mekki, an expert in antitrust laws, sheds light on the basic principles of antitrust laws and their significance in protecting our economic freedoms. Antitrust laws and the antimonopoly framework regulate company conduct during competition, promoting a fair and open market. The laws are crucial in preventing monopolies and the concentration of corporate power, thereby ensuring healthy competition, low prices, and high-quality services for consumers. Doha emphasizes that understanding antitrust is vital for every American's full participation in democracy. She draws attention to the historical significance of economic liberty alongside social and political rights, particularly for Black Americans. This fundamental proposition, essential for protecting citizenship, has been recognized by civil rights leaders like W.E.B. Du Bois and MLK, underlining the broader societal implications of antitrust laws. The conversation delves into the impact of antitrust laws in the digital economy, focusing on tech companies' dominance. Doha highlights how big tech companies, such as Google, may abuse their power, affecting citizens' access to information and their overall experience as consumers. The episode explores instances where these companies engage in practices that go against the law, thus necessitating scrutiny and regulation. Furthermore, the discussion addresses the need for public understanding of antitrust laws and their implications. Doha emphasizes the efforts under the Biden-Harris administration to integrate competition principles across various government sectors, aiming to promote fair and competitive markets. Additionally, she stresses the importance of making antitrust more accessible and understandable to the general public, emphasizing plain language in guidance documents and increasing outreach efforts to engage with diverse communities, including farmers and content creators. Join us in this insightful conversation as we unravel the significance of antitrust laws in protecting economic freedom and promoting fair competition in the marketplace. #AntitrustLaws #EconomicFreedom #MarketCompetition #TechDominance #DigitalEconomy #BidenHarrisAdministration #FairMarket #ConsumerProtection #CorporatePower #CivilRights #Democracy #GovernmentPolicy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 27, 2024

In this enlightening video, we delve into the remarkable journeys and strategic insights of Icewear Vezzo, HaHa Davis, and Hill Harper, uncovering the keys to success in the music industry and beyond. Icewear Vezzo shares his milestone of making his first $1 million by selling his old catalog, emphasizing the power of ownership and independence. Meanwhile, HaHa Davis reveals the paradox of having millions of followers but no money in the bank, highlighting the transformative impact of social media on personal branding and success. Discover the less trodden path of thriving as an independent artist, where freedom often outweighs the allure of major labels. Learn the secret behind HaHa Davis' success on social media, and gain practical advice on marketing strategies that are essential for artists today. The discussion also ventures into the complexities of managing a label, the importance of diversifying one's portfolio, and the ambitious steps taken by HaHa Davis to open a comedy club in Detroit. Hill Harper provides a deep dive into the legal battles with Ripple's SEC lawsuit, the potential of tokenization to restore ownership in the Black community, the necessity for proactive participation in AI development, and unveils untapped opportunities in Detroit. Concluding with Hill Harper's vision for Michigan's economy, this video is a treasure trove of motivation, strategy, and actionable insights for anyone looking to carve their path in the music industry, entrepreneurship, and beyond. #IcewearVezzo #HaHaDavis #HillHarper #IndependentArtist #SocialMediaSuccess #MusicIndustry #Entrepreneurship #Detroit #AIDevelopment #Tokenization #BlackCommunityOwnership #MarketingStrategies #MusicMarketing Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 26, 2024

In this episode, Troy Millings and Rashad Bilal dive into the intriguing topic of Nvidia's market cap and its potential impact on the market. The discussion begins with the astonishing revelation that Nvidia has surpassed tech giants like Amazon and Google in terms of market cap. Rashad points out the potential overvaluation of Nvidia, drawing parallels to past market anomalies, such as the XRP cryptocurrency surge and subsequent fall. Troy underscores Nvidia's significance in the tech landscape, highlighting its pivotal role in driving artificial intelligence initiatives for behemoth companies like Google, Apple, and Microsoft. He sheds light on the crucial interdependence of these tech giants on Nvidia's cutting-edge chips for their AI advancements. This dependency underscores the significance of Nvidia in the realm of technology and innovation. The duo delves further into Nvidia's financial standing, illustrating its staggering revenue growth and substantial operating and profit margins. They compare Nvidia's value to past market dominators like Microsoft and Apple, hinting at its potential to become a cornerstone of the tech industry for the upcoming generation. The conversation also features predictions about future market trends, including the possibility of a correction in Nvidia's stock value. Troy and Rashad discuss the indication points for a potential pullback, highlighting the significance of monitoring developments such as executive activities and financial indicators. Their analysis encompasses the possibility of Nvidia offering dividends or initiating a stock split, signaling a potential shift in its market dynamics. The discussion concludes with a keen focus on the future outlook for Nvidia, in anticipation of their upcoming financial report. The hosts express anticipation for the performance and future guidance from Nvidia, contextualizing it within the broader tech landscape and the significant investments being made by tech giants. Join us for this thought-provoking exploration of Nvidia's market cap and future potential in this episode of Market Mondays. Gain valuable insights into the evolving dynamics of the technology sector and the implications for investors and tech enthusiasts alike. #InvestingInsights #TechIndustry #MarketTrends #FinancialAnalysis #StockAssessment #MarketOutlook #MarketCorrection #TechInnovation #InvestmentStrategy Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 25, 2024

In this episode, we dive into the importance of watch time and its impact on lead generation and sales. Vince Reed shares valuable insights on leveraging watch time to create custom audiences and make effective offers, ultimately leading to increased revenue. Learn how big companies view watch time as a lead and how you can apply these strategies to your own business. Join us for an eye-opening discussion and take your sales game to the next level! #WatchTime #LeadGeneration #SalesStrategy #RevenueGrowth #CustomAudiences #MarketMondays Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 24, 2024

In this eye-opening episode, Troy Millings sits down with Thasunda Brown Duckett, the CEO of TIAA, to discuss the importance of retirement planning, particularly for young adults facing challenges such as inflation, student loan debt, and mortgage rates. Thasunda shares invaluable insights on why and when young adults should start thinking about retirement, emphasizing the power of compounding and the significance of maximizing retirement benefits from the very first job. Thasunda stresses the need for young adults to have a clear vision of their financial future and to make strategic decisions early in their careers. Drawing from her personal experience and the challenges faced by her own family, she encourages viewers to shift their mindset from short-term gratification to long-term wealth-building. Thasunda reminds us that retirement planning is not just about securing our own future, but also about the legacy we leave for our children and generations to come. Throughout the conversation, she provides practical advice on maximizing retirement benefits, understanding tax strategies, and effectively managing student loan debt. Thasunda emphasizes the importance of having a clear game plan for financial decisions, including investing in stocks and bonds, building a rainy day fund, and making sound budgeting choices. With a passionate and relatable approach, Thasunda acknowledges the aspirations of young adults and reaffirms their desire for long-term financial stability. She addresses the misconceptions about young people's attitudes towards retirement planning and emphasizes the need to present information in a relatable and accessible manner. Don't miss this compelling discussion that challenges conventional notions about retirement planning and encourages viewers to take charge of their financial futures. Join us as we navigate the complexities of financial planning with Thasunda Brown Duckett, and gain valuable insights that will shape your approach to retirement and financial security. Let's secure the bag today and compound the bag tomorrow! #RetirementPlanning #FinancialSecurity #WealthBuilding #LongTermVision #TIAA #InvestingInYourself #GenerationalWealth #StudentLoanDebt #MaximizingRetirementBenefits #TaxStrategies #EYL #EYLMedium #ThasundaBrownDuckett #TroyMillings Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 23, 2024

In this episode, hosts Ian Dunlap, Troy Millings, and Rashad Bilal unpack the controversial call for the recolonization of Africa made by American businessman Eric Prince. Prince openly expressed his views in a video, raising crucial questions about the continent's governance, corruption, and its potential exploitation by global powers such as the United States, China, and Europe. Rashad Bilal sets the stage by highlighting the significant population growth and abundant resources in Africa, while emphasizing the youth of the population and the opportunities present on the continent. The hosts then delve into Prince's statements, dissecting his background as the founder of Blackwater, a private military company, and underscoring his influential and respected stature within certain circles. The conversation examines the underlying issues of corruption, dysfunctional leadership, and historical colonial injustices that continue to impact African nations. The hosts offer critical analyses, pointing out that historical imbalances have been perpetuated by external influences, fostering instability, poverty, and sustained corruption. They stress the importance of understanding the socio-historical context and the manipulative tactics employed by global powers in leveraging African resources for their own gains. The discussion explores the need for a collective awakening and proactive measures to counteract exploitative intentions towards Africa. The hosts underscore the significance of international exposure and investment diversification, particularly in Africa, as a means to counter prevailing narratives and mitigate potential detrimental impacts of external interventions. Furthermore, they emphasize the importance of unlearning and relearning entrenched historical narratives, urging individuals and nations to be vigilant in resisting mental and economic exploitation. The conversation highlights Haiti's historical struggles, the continued socioeconomic ramifications of past injustices, and the need for resilience and vigilance in the face of ongoing challenges. As the discussion unfolds, Ian Dunlap, Troy Millings, and Rashad Bilal stress the importance of broadening knowledge and investment in Africa, specifically highlighting Ghana as the emerging epicenter for potential growth and development. They underscore the significance of understanding the size, potential, and demographic dividend of the African continent. Ultimately, this episode addresses the urgent need for global solidarity, education, economic empowerment, and the dismantling of historical systemic inequalities. It urges viewers to advocate for informed, sustainable, and ethical engagement with the African continent to ensure that its resources and potential are harnessed for the benefit of its people, rather than exploited for external gain. Join the Market Mondays hosts as they elevate the dialogue around global economics, historical context, and the pivotal role of international exposure and investment diversification in shaping our future. Let's stand in solidarity with Africa and advocate for its sustainable and equitable advancement. Watch the full episode for insightful perspectives on #RecolonizationofAfrica and the global impact of historical injustice and exploitation. #RecolonizationofAfrica #AfricanResources #InternationalExposure #AfricanLeadership #AfricanIndependence #HistoryMatters #GlobalInfluence Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 22, 2024

In this episode, special guest Rick Wade, Vice President for Strategic Alliances and Outreach at the U.S. Chamber of Commerce, shares valuable insights on the importance of leveraging the Chamber of Commerce for business success. The discussion revolves around the inboarding process for entrepreneurs and the best practices for getting optimal results from the chamber. The conversation delves into the networking opportunities that the Chamber of Commerce provides for local, state, and national business engagements. Rick highlights the significance of being connected to the local chamber for businesses, as well as emphasizes the value of engagement at the state and national levels for broader business opportunities. Moreover, the panel explores how the Chamber of Commerce offers a valuable platform for entrepreneurs to meet other industry professionals, foster relationships, and gain access to global leaders, which can significantly impact their business expansion and growth strategies. Rashad Bilal underscores the significance of networking and relationship building for entrepreneurs, particularly for Black business owners who face unique challenges in the business landscape. He emphasizes the importance of actively engaging in chamber events and activities to maximize the benefits of membership and cultivate meaningful connections that can propel business success. Furthermore, Ian Dunlap raises the question of how new members can add value to the Chamber of Commerce, prompting Rick to emphasize the importance of active participation in policy conversations and the need for more representation in shaping regulatory policies. The discussion also touches upon the impact of AI and technology on the future of work, particularly in relation to workforce development and second chance hiring initiatives. The video provides invaluable insights and practical strategies for entrepreneurs to make the most out of their Chamber of Commerce membership, with a focus on networking, relationship cultivation, and active engagement in policy discussions to drive business success. Join us for this enriching conversation with Rick Wade as we explore the untapped potential of the Chamber of Commerce for entrepreneurs and learn how to leverage this platform to propel your business forward. #MarketMondays #ChamberOfCommerce #BusinessNetworking #Entrepreneurship #PolicyConversations #WorkforceDevelopment #TechnologyInBusiness #BusinessSuccess #RelationshipBuilding #EntrepreneurialInsights Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 21, 2024

In this episode, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap sit down with Rick Wade, a former member of Obama's team and currently with the Chamber of Commerce, to discuss the state of black businesses in America and the potential for business growth in Africa. The conversation delves into the challenges faced by black-owned businesses, the importance of exposure and education, and the wealth of opportunities available in Africa's rising economies. Rashad Bilal opens the discussion by highlighting that many black businesses struggle to scale and reach international audiences due to the nature of their operations. Rick Wade chimes in and emphasizes the lack of exposure and knowledge as a significant barrier for black businesses. He recalls his own eye-opening experience on an international trade mission to India and points out the need for a shift in mindset towards global business expansion. Troy Millings shifts the conversation to Africa and emphasizes the rising economies and opportunities within the continent. Rick Wade underscores the youthful workforce and abundant opportunities, especially in countries like Ghana. He stresses the potential for American investment in Africa and the need to bridge the gap between entrepreneurs and corporate supply chains. The hosts and Rick Wade explore various business prospects in Africa, highlighting sectors such as energy, infrastructure, and product exports. They also stress the value of on-the-ground observation and engagement with local communities to demystify the business landscape and identify unmet needs. The conversation wraps up with insights into the importance of personal observation, relationship-building, and leveraging local insights to identify business opportunities in Africa. The exchange fosters an understanding of the vast potential for entrepreneurs to thrive in the African market and the value of adapting to local needs and demands. Join the Market Mondays community as they gain valuable insights from Rick Wade's expertise and explore the untapped potential of black businesses and business ventures in Africa. #marketmondays #BusinessOpportunities #BlackBusinesses #AfricaEconomy #RickWadeInterview #ChamberOfCommerce #InternationalTrade #Entrepreneurship #GlobalBusinessExpansion #AfricaInvestment #BusinessProspects Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 20, 2024

In this insightful video, we sit down with Ericka Pittman to explore the dynamics of contemporary marketing, the evolving landscape of influencer marketing, and the unique challenges faced by high-earning Black women in finding marriage partners. Ericka offers her expertise on the effectiveness of organic vs. paid marketing, the timeless rules of marketing, and the distinction between awareness and affinity marketing. Ericka helps us uncover the differences between influencers and celebrities, highlights the significance of tracking ad effectiveness, and discusses the changing influencer marketing scene and the difficulties corporations face in targeting Black Americans. She shares her thoughts on why earned media is paramount, the pivotal moments in life, and the disparity in marriage opportunities for successful Black women. Furthermore, Ericka tackles the journey of building legacy brands, the marriage market for Black corporate women, navigating corporate America, and the common overspending mistakes by companies. She provides insights into the perspectives of marketing executives, the importance of approaching marriage with strategy, the cultural conditioning for marriage, the role of a Chief Marketing Officer (CMO), and why vertical strategy outperforms horizontal in marketing. Learn from Ericka about the impact of impressions, the importance of mission awareness among employees, and Deion Sanders' mastery of earned impressions. #Marketing #InfluencerMarketing #CorporateAmerica #LegacyBranding #EarnedMedia #MarriageAndCareer #DeionSanders #AffinityMarketing #CMO Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 19, 2024

In this episode, Rashad Bilal and Troy Millings sit down with Thasunda Brown Duckett, the CEO of TIAA, to discuss the impact of artificial intelligence on the financial services sector. The conversation delves into the potential ramifications of AI on the global job market, the strategies for leveraging AI in financial companies, and the importance of educating and empowering employees in the face of technological shifts. With the rise of AI, there are looming concerns about the displacement of jobs. Reports suggest a potentially significant impact, with 25% of global jobs at risk over the next ten years, and a staggering 40% within the next 20 years. Thasunda Brown Duckett emphasizes the need for a balanced perspective, highlighting the importance of understanding the risks involved and ensuring data protection as fundamental considerations for companies venturing into AI. Moreover, the discussion offers insights into how AI is not confined to a particular department, but rather permeates across all roles and divisions within a company. Thasunda explains the approach at TIAA, where they are keen on identifying use cases to harness AI at every level of the organization. This includes utilizing AI to empower employees, improve client experiences, drive innovation, and enhance efficiency across various departments such as human resources and marketing. Additionally, Thasunda acknowledges the apprehension many employees may feel amidst technological advancements, and stresses the significance of guiding them through the journey of AI integration. TIAA's commitment to educating and upskilling its workforce reflects the proactive approach required to prepare employees for the shifting landscape and instilling confidence in embracing technology. The conversation also touches upon the historical patterns of technological transformation, emphasizing how new technologies have consistently led to the creation of new economies and opportunities. Thasunda encourages intellectual curiosity and continual learning, particularly emphasizing the need for young individuals to adopt a proactive approach to understanding and embracing AI and generative AI. The hosts, Rashad and Troy, reflect on their recent experience at Davos, where the topic of generational fear of technology was raised, drawing parallels to previous technological shifts that were ultimately embraced. The example of the typewriter giving way to computers and emails slowly replacing the need for mailrooms serves as a pertinent reminder of the cyclical nature of technological evolution and the necessity to adapt and educate ourselves accordingly. Join us for an insightful conversation that sheds light on the implications of AI in the financial services sector, the imperative for responsible and mindful integration, and the role of education and empowerment in navigating the technological landscape. #AI #ArtificialIntelligence #FinancialServices #TIAA #TechnologyInnovation #FutureOfWork #EmployeeEmpowerment #DataProtection #EYL #EducateYourself #EYLUniversity Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 18, 2024

In this episode, hosts Rashad Bilal and Troy Millings, along with special guest Evan Turner, discuss the power of authenticity, representation, and relatable communication in the world of business and media. They share their journey of how they were able to bridge the gap between intellectual knowledge and relatable communication to resonate with a wider audience. From using social media as a platform to reaching a global audience, the hosts delve into the importance of maintaining one's authenticity and representing oneself in a true and relatable manner. They stress the significance of reaching back to the community and demonstrating that success can come from a variety of backgrounds and industries, not just sports and entertainment. Through personal anecdotes and experiences, the conversation highlights the journey of building confidence, maintaining authenticity, and never allowing setbacks to deter one's path towards success. The hosts emphasize the importance of believing in oneself and the value of not having much to lose, which allows for a fearless approach to pursuing goals. Troy Millings shares his insights on how creative approaches, such as utilizing social media and merging it with hip hop, can effectively deliver educational messages to younger generations. Furthermore, the importance of representation and authenticity as a means of breaking traditional stereotypes and inspiring others is a focal point of the discussion. The conversation also centers around the shifts in the media landscape, with Rashad Bilal highlighting the evolution of independent creators and their newfound leverage in working with corporate entities. They emphasize the significance of maintaining ownership and independence while forming real partnerships, allowing for organic growth and expanded reach in the digital age. The discussion touches on the power of relatability and the impact of representing various paths to success, beyond the traditionally celebrated sports and entertainment industries. They emphasize the value of showcasing individuals from different sectors, such as technology, venture capital, and natural resources, providing a new perspective to inspire and educate the younger generation. Join Rashad Bilal, Troy Millings, and Evan Turner as they delve into the journey of embracing authenticity, representing diverse paths to success, and leveraging modern platforms to reach and educate a global audience. Discover the power of relatable communication and the impact of being true to oneself in the realms of business and media. #EYL #RepresentationMatters #AuthenticityInBusiness #MediaEvolution #CommunityEmpowerment #SuccessJourney #DigitalLeverage #RelatableCommunication #GlobalAudience #EntrepreneurshipInsights #NewAgeMedia Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 17, 2024

In this episode, Rashad Bilal and special guest Roland Martin engage in a thought-provoking conversation about holding politicians accountable and driving change within the political system. They address the disenfranchisement of young voters and the need for actionable steps to ensure politicians are held accountable beyond the act of voting itself. Roland Martin offers insightful strategies and emphasizes the importance of community engagement and political education. #Politics #CommunityEngagement #BlackEmpowerment #PoliticalAccountability #EconomicEmpowerment #VotingRights #SocialChange Join Rashad Bilal and special guest Roland Martin in a powerful discussion about actionable ways to hold politicians accountable and drive impactful change. The conversation delves into the growing sense of disenfranchisement among young voters and the need for tangible steps to ensure politicians deliver on their promises. Roland Martin provides a wealth of knowledge and practical strategies, emphasizing the importance of community organization and political awareness in effecting real change. As they navigate through topics such as job disparities, economic empowerment, and leveraging political power, Rashad and Roland delve into the critical role that citizens play in holding politicians accountable. They stress the significance of maintaining community organization beyond election periods, and the practical steps individuals can take to influence and engage with political representatives. Join us in this eye-opening episode as we explore how individuals can actively participate in the political process and push for positive change in their communities. Whether you're seeking ways to enhance political accountability, understand the dynamics of economic empowerment, or effect social change, this insightful discussion offers valuable perspectives and actionable steps for every citizen invested in the betterment of their society. Tune in to this episode of Market Mondays for an enriching discourse on holding politicians accountable, driving economic empowerment, and making a tangible impact on the political landscape. Learn about the power of community organization, the necessity of political education, and the actionable items that every citizen can embrace to create meaningful change. This episode is a must-watch for those passionate about advocating for social justice, economic equity, and political accountability in their communities. Whether you're a young voter, community advocate, or citizen invested in influencing policy, the insights and practical strategies shared in this episode are sure to inspire and empower you to take an active role in shaping the future of your society. Don't miss out on the opportunity to gain valuable knowledge and actionable steps for holding politicians accountable and effecting positive change in the political arena. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 16, 2024

In this eye-opening episode of Market Mondays, Roland Martin drops a staggering statistic that has the power to change the way we view advertising and support in the media industry. With Black-owned media receiving only 1% of the total ad spending from corporations and government entities, the conversation sheds light on the disparities and challenges faced by Black entrepreneurs and media houses in today's market. Join Roland and the Market Mondays crew as they dive deep into the implications of this issue, discuss the historical context, and explore potential pathways towards a more equitable distribution of advertising dollars. This is more than just a discussion; it's a call to action for corporations, government agencies, and individuals to reassess and realign their support for Black-owned businesses. Tune in to understand the magnitude of the situation and learn what can be done to make a meaningful change. 🔔 Don't forget to subscribe to our YouTube channel and hit the bell icon to stay updated on conversations that matter. This episode is a must-watch for anyone interested in corporate finance, social justice, and the future of media. #MarketMondays #RolandMartin #BlackOwnedMedia #C orporateSpending #SocialJustice #MediaDisparities #CallToAction Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 15, 2024

In this episode, Rashad Bilal and Troy Millings, co-founders of the Earn Your Leisure platform, sit down with former NBA player Evan Turner to discuss the organic growth of their brand and platform. From starting as a financial advisor and teacher, respectively, the duo took a unique approach to educating young people about financial literacy. They saw an opportunity to use social media to reach a wider audience and built their brand from the ground up. With a vision to empower young individuals with essential financial knowledge, Rashad and Troy leveraged their expertise and passion to create a program focused on teaching kids about money and college decisions. The EYL founders recognized the potential of social media as a tool for reaching and impacting a larger audience. They utilized content creation and social media platforms to break the stereotype of financial education being a foreign language. By using relatable and engaging content, they were able to connect with their audience and bring financial education to the forefront in their own unique way. Rashad Bilal shares his experience of recognizing the power of social media early on. He explains the pivotal role of Instagram and its potential for reaching a wide audience through organic advertising. This insight led to the creation of a fashion blog with the intention of capitalizing on the emerging influence of social media. Although the fashion blog did not reach the desired heights, it instilled the idea of leveraging social media for business purposes. Furthermore, Rashad's aspiration to become a celebrity financial advisor emphasized the shift in the dynamics of celebrity status in the digital age. His approach, centered around recording and documenting everything, underscores the importance of organic and relatable content creation. This strategy, coupled with cultivating relationships and leveraging opportunities such as the public access show, contributed to the growth and evolution of the EYL brand. Throughout the episode, the discussion delves into the early stages of EYL, the approach towards content creation, and the strategic use of social media to build a brand with a loyal following. Rashad and Troy's journey from the classroom to a global platform exemplifies the power of purposeful content creation and the organic growth of a brand. As an inspiring and insightful conversation, this episode encapsulates the essence of building a brand rooted in purpose and the immense potential of leveraging social media and content creation for impactful storytelling. Join the EYL team as they share their experience and expertise in navigating the world of branding, content creation, and social media in this illuminating episode. #EYLMedium #BrandBuilding #FinancialLiteracy #SocialMediaStrategy #ContentCreation #Entrepreneurship #PurposefulBranding #InfluencerMarketing #DigitalMedia #BusinessInsights Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 14, 2024

In this episode of Market Mondays, hosts Ian Dunlap and Rashad Bilal dive into the sensational predictions made by renowned financial guru Robert Kiyosaki. Kiyosaki, best known for his book "Rich Dad, Poor Dad," has made a bold claim that the biggest market crash in history is imminent, set to take place in March 2024. With provocative statements about the impending doom facing those invested in ETFs, mutual funds, and traditional pension systems, Kiyosaki's warnings have sparked significant debate within the financial community. The hosts carefully dissect Kiyosaki's predictions and offer insightful analysis of the potential impact on investors and the market as a whole. They explore the notion of sensationalism in financial forecasts and the importance of evaluating economic indicators to make informed investing decisions. Additionally, the episode delves into the concept of diversifying one's investment portfolio and the potential efficacy of gold as a hedge against market volatility. Ian and Rashad explore the fundamental factors that drive market crashes and provide an in-depth discussion of the economic landscape leading up to Kiyosaki's projected crash. They draw attention to the necessity of identifying catalysts for significant market downturns and highlight the resilience and performance of various sectors, such as technology and healthcare, suggesting a strong foundation for continued market stability. The episode further addresses the diversified views of financial experts, contrasting Kiyosaki's perspective with alternative analyses of market conditions. The hosts touch upon previous predictions of market crashes and the significance of remaining vigilant in the face of sensational forecasts. Throughout the discussion, they emphasize the potential consequences of doomsday predictions on investor sentiment, illustrating the critical role of rational decision-making in times of market uncertainty. Furthermore, the hosts advocate for a prudent and balanced approach to investment, emphasizing the importance of long-term strategy and the resilience of diversified portfolios. As the episode unfolds, Ian and Rashad provide valuable insights into the evolving global economic landscape and the measures implemented by governments and international bodies to safeguard against systemic financial collapse. They underscore the significance of understanding geopolitical and macroeconomic factors in shaping the financial outlook and offer a balanced assessment of the potential for catastrophic market events. Join the Market Mondays hosts as they navigate through the labyrinth of financial predictions, offering astute analysis and a balanced perspective on the complex world of investing. Gain valuable insights into the implications of Kiyosaki's prophetic claims and equip yourself with the knowledge to make informed decisions amidst the evolving economic climate. #MarketMondays #RobertKiyosaki #MarketCrash #InvestingStrategy #FinancialPredictions #EconomicIndicators #DiversifiedPortfolios #GoldInvestment #GlobalEconomy #SensationalForecasts #FinancialAnalysis #InvestmentInsights Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 13, 2024

Thasunda Brown Duckett: Leading A Firm With $1.2 Trillion AUM, Being Fortune 500 CEO, & 401k Myths In this empowering video, we delve into the profound insights and experiences of Thasunda Brown Duckett, a trailblazing Black woman CEO of a Fortune 500 company. Through a series of critical topics, Thasunda and other leaders share invaluable advice for young professionals navigating the complex landscape of Corporate America. From understanding the importance of diverse mentorship to maximizing your 401(k) benefits, this video covers essential strategies for personal and professional growth. **Key Highlights:** - **Breaking Stereotypes:** Learn why your mentor doesn't have to look like you to offer valuable guidance and support. - **Maximizing Your 401(K):** Discover why leaving money on the table with your 401(k) is a missed opportunity for your future. - **Honoring Pioneers:** Gain perspective on respecting those who paved the way for future generations in the corporate world. - **Thasunda Brown Duckett's Journey:** Hear the inspiring story of Thasunda Brown Duckett's rise to becoming one of few Black woman CEO in a Fortune 500 company, highlighting her challenges and triumphs. - **Challenges for Minorities in Corporate America:** A critical look at the historical exclusion of minorities from Corporate America and the ongoing journey towards inclusion. - **The Importance of Purpose:** Understand why having a purpose is crucial if you aim to make a significant impact. - **Entrepreneurship in the Corporate Realm:** Discover how you can embody the spirit of an entrepreneur within the corporate structure. - **The Value of Vision:** Learn the importance of operating with a clear vision for success. - **Embracing Opportunities:** Insights into taking full advantage of every opportunity presented in Corporate America for personal and professional development. - **The Role of Artificial Intelligence:** Explore how AI is shaping the future of innovation and why protecting data is paramount. - **Lifelong Learning:** The importance of continuous learning and adapting to new information for sustained success. - **Financial Wisdom:** Tips on managing your finances wisely, understanding the power of compounding, and making informed decisions. - **The Power of Diversity, Equity, and Inclusion:** Why DEI is critical in enriching the corporate landscape with diverse ideas and perspectives. Whether you're just starting your career, looking to pivot, or aiming to scale new heights in Corporate America, this video offers a wealth of knowledge and motivation. Thasunda Brown Duckett and other leaders not only share their success stories but also emphasize the importance of resilience, continuous learning, and never dimming your light. Get ready to be inspired, informed, and prepared to take on the world of Corporate America with confidence and purpose. #CorporateSuccess #ThasundaBrownDuckett #DiversityInLeadership #401k #morehousecollege #VisionaryLeadership #fortune500 Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 12, 2024

In this episode, Rashad Bilal and guest Andre Iguodala, joined by Evan Turner, engage in a thought-provoking discussion about authenticity in communication, entrepreneurship, and navigating different social spaces. The conversation delves into the concept of code-switching, relatability, and the delicate balance that black individuals in positions of power face as they climb the ladder of success. The theme initially arises as Iguodala recounts a childhood experience, detailing his mother's adeptness at adjusting her tone and demeanor when speaking to individuals from different backgrounds. Iguodala shares how this early exposure instilled in him an understanding of the necessity to adapt to various social environments, a practice commonly known as code-switching. This anecdote lays the foundation for a deep exploration of the dual identity many black professionals adopt to succeed in diverse professional and personal settings. Evan Turner contributes to the discussion by emphasizing the need to maintain authenticity while acknowledging the occasional need to modify language and behavior based on the audience. His experience of navigating rooms that might prompt feelings of impostor syndrome resonates with many, as he stresses the importance of drawing confidence from personal achievements and the understanding that success is attainable despite challenging circumstances. Rashad Bilal adds to the conversation by emphasizing that being true to oneself, including dialect and communication style, can ultimately serve as a unique advantage, allowing one to connect with a wider audience while maintaining genuine engagement. The trio's insights converge to highlight the significance of relatability and the powerhouse of relatable black figures in the media, finance, and entrepreneurship sectors. The video concludes with a powerful message about the responsibility to inspire the next generation. It underscores the importance of being visible and approachable as successful professionals, effectively dismantling the stereotypes often associated with black excellence. By embracing authenticity while honing the capacity to navigate varying social and professional landscapes, the guests underscore a commitment to empowering and inspiring others. Watch this video to gain valuable insights into the dynamics of communication, the power of authenticity, and the art of code-switching. The discussion presented in this EYL Medium episode is a compelling testament to the multifaceted nature of success and the responsibility to uplift and inspire others through relatable representation. #AuthenticityInCommunication #CodeSwitchingInEntrepreneurship #RelatabilityInSuccess #BlackExcellence #NavigatingSocialSpaces #EmpowermentThroughRepresentation #InspiringTheNextGeneration #EYL #AndreIguodala #RashadBilal #EvanTurner Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 11, 2024

In this video, Vince Reed discusses the four main distribution channels in digital marketing and explains the power of each channel in building a list. He emphasizes the importance of making offers and maximizing the potential of social media followers, opt-in subscribers, and watch time. Vince shares valuable insights on how to utilize these distribution channels effectively to build a profitable asset for business growth. #DigitalMarketing #DistributionChannels #ListBuilding #SocialMedia #EmailMarketing #LeadGeneration #WatchTime #MarketingStrategy #BusinessGrowth #VinceReed Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 10, 2024

In this episode, hosts Ian Dunlap, Rashad Bilal and Troy Millings dive into the promising news of the US government's announcement to allocate billions of dollars in subsidies for advanced chips. This strategic move aims to boost domestic production of advanced semiconductors and reduce dependency on foreign manufacturers. The discussion revolves around the potential impact of this announcement on the chip industry and the companies that stand to benefit from the subsidies. Ian, Rashad and Troy analyze the situation, drawing attention to the companies like AMD and Nvidia, poised to be primary beneficiaries. They emphasize the significance of nurturing domestic chip production and the threats posed by reliance on foreign manufacturers like Taiwan semiconductor. The conversation delves into specific companies such as Intel, AMD, Nvidia, Google, Meta, Samsung, Micron, Qualcomm, and Texas Instruments. The hosts share their insights on these companies and their potential for growth in light of the government's subsidies. They also shed light on the broader implications of this government initiative, highlighting the positive impact it is expected to have on the overall chip industry. They reveal their confidence in the ETF SMH's potential to emerge as a winner, providing a safer investment route given the subsidies' wide-reaching impact on chip companies. In conclusion, Ian and Rashad stress the critical role of the government as a market maker and its influence on the industry's growth. They discuss the personal and business infrastructure significance of chips, particularly in light of the lessons learned during the pandemic. This move is seen as a significant step towards building a stronger domestic infrastructure for the chip industry. Join the hosts in this insightful discussion as they explore the potential market implications of this major government announcement, laying the groundwork for long-term growth and market opportunities. #MarketMondays #ChipIndustry #GovernmentSubsidies #DomesticProduction #AMD #Nvidia #SemiconductorCompanies #MarketOpportunities #EconomicGrowth Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 9, 2024

In this episode, Ian Dunlap, Troy Millings, and Rashad Bilal delve into the current state of Tesla's stock and whether it presents a buying opportunity for investors. The discussion centers around Tesla's recent performance, Elon Musk's leadership, and the company's future prospects. Join us as we analyze Tesla's stock price movements, its position relative to its 52-week high and low, and the impact of Elon Musk's behavior on investor sentiment. We explore the factors driving Tesla's stock down and assess the potential for a turnaround. Ian Dunlap shares his insights as a long-time Tesla investor, discussing the challenges facing the company, including declining used car sales and pressure on profit margins. The hosts also discuss Elon Musk's role as CEO, questioning his focus and suggesting the need for visionary leadership to guide Tesla into the future. We examine the parallels between Elon Musk's leadership at Tesla and other influential CEOs in the tech industry, drawing comparisons to moments of doubt and subsequent rebounds. The discussion contrasts Elon Musk's approach with that of other tech leaders, shedding light on the importance of focus and leadership in driving long-term success. As the conversation unfolds, we delve into the broader implications for Tesla amidst the evolving electric vehicle market and the infrastructure bill's potential impact. We also touch on the challenges facing Tesla, such as the need for enhanced EV infrastructure and charging accessibility. Join us as we explore the critical factors shaping Tesla's trajectory and evaluate the potential for a rebound in the midst of mounting challenges. Whether you're an existing investor or considering entering the market, this episode provides valuable insights into the dynamics at play in Tesla's stock and its future outlook. #MarketMondays #TeslaStock #ElonMusk #InvestingOpportunity #StockAnalysis #EVMarket #TechLeadership #VisionaryCEOs #InfrastructureBill #StockInvesting #MarketOutlook #FinancialAdvice #InvestingInsights Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 8, 2024

Join us on the episode as we sit down with Brandice Daniel, the founder of Harlem's Fashion Row, to discuss the significance of bridging the gap between black brands and corporate entities in the fashion industry. Over the course of the conversation, we delve into the disparities faced by black designers when collaborating with corporate partners, the impact of social media on the industry, and the potential for creating infrastructure to support black-owned fashion brands. Brandice takes us on a journey beginning in 2009, when she discovered that less than 1% of designers featured on department store websites were black, despite black consumers spending $22 billion annually on apparel. This stark contrast led her to question why black designers were underrepresented and how to address these disparities. Through her platform, Harlem's Fashion Row, Brandice has been instrumental in creating opportunities for emerging black designers. We explore the concept of collaborations between black designers and corporate brands, such as the successful partnership between Nicole Benefield and Abercrombie and Fitch. Brandice shares how such collaborations provide exposure to new audiences while allowing designers to focus on their craft, ultimately empowering them to grow their businesses. She also emphasizes the importance of identifying emerging talent and character when selecting designers to work with corporate partners. The conversation extends to the role of social media, where Brandice highlights its impact in providing a glimpse into a designer's world and facilitating connections. Despite the challenges faced by black designers, the data indicates that there is a significant opportunity for growth, with projections showing that black consumers are poised to spend $70 billion annually on apparel by 2030. Our discussion further delves into the potential for a dedicated infrastructure to support black brands, drawing parallels to the success of holding companies like LVMH in the luxury fashion sector. Brandice outlines how such infrastructure could alleviate the challenges faced by small businesses, particularly in areas such as cash flow and operational support. This vision aligns with the consumer readiness to support black brands and signals a compelling opportunity for investors and corporate entities. As the conversation progresses, parallels are drawn between the fashion industry and other sectors, such as the intersection of corporate and hip-hop, highlighting the transformative impact of synergies between industries. The discourse also references the need for a unifying umbrella, akin to LVMH, to provide support and opportunities for black designers to thrive together. Join us for a thought-provoking dialogue that unearths the complexities within the fashion industry and outlines the untapped potential for empowering black designers through strategic corporate partnerships and dedicated infrastructure. #FashionIndustry #BlackDesigners #CorporatePartnerships #FashionEntrepreneurship #EmpoweringBlackCreatives #HarlemsFashionRow #BrandiceDaniel #FashionCollaborations #InfrastructureSupport #BlackOwnedBrands #EYLMedium #EYLCommunity #EYLConversations Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 7, 2024

In this video, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the findings of a survey conducted by Ariel Investments and Charles Schwab, revealing an encouraging trend in the world of investing. Ariel Investments , the first black-owned mutual fund company in the world, collaborated with Charles Schwab to unveil insights about the growing participation of young black Americans in the stock market. Young black Americans are the fastest-growing demographic in terms of stock market investors. According to Federal Reserve data, t he percentage of young black Americans actively investing has risen from 33% in 2016 to 40% in 202 2 . Furthermore, 2022 Ariel-Schwab survey data indicates that 68% of African Americans under the age of 40 are actively investing, surpassing their younger white counterparts at 57% The Market Mondays hosts express their pride in having played a part in this positive shift by providing information, insights, and encouragement to individuals looking to venture into the stock market. They emphasize the importance of highlighting positive news within the community, especially amid concerns about black wealth and income statistics. The hosts congratulate and encourage those who have opened brokerage accounts and started investing, emphasizing the significance of taking the first step, regardless of the amount being invested. The conversation delves into the impact of consistent content creation and the commitment to providing valuable information every Monday. Ian Dunlap expresses gratitude towards the audience for their investment and faith, while Troy Millings highlights the power of information and the need for sustained engagement in investment activities. The hosts also touch upon the significance of sustaining and actively participating in investment endeavors, stressing the importance of continuous education and self-research in the world of investing. While discussing the findings, the hosts urge investors to be strategic in their approach, emphasizing the significance of investing in top-tier companies, index funds, and ETFs, particularly during a time when the stock market is reaching all-time highs. They caution against investment decisions solely based on the potential for quick gains and stress the importance of following sound investment principles for long-term success. The video also touches upon the need for sustained improvement in the numbers and demographic changes in the society, with investing being a crucial avenue for driving positive change. The hosts acknowledge the impact of disruptive conversations and positive changes in culture, signaling a shift in the financial landscape for the better. Join the Market Mondays team as they analyze the survey findings and share valuable insights into investing, the power of sustained engagement, and the transformative potential of investing in top-tier companies and index funds. Stay tuned for actionable advice and discussion on how to navigate the evolving landscape of investment opportunities. #MarketMondays #BlackInvestors #StockMarket #InvestingCommunity #FinancialEmpowerment #WealthBuilding #ArielCapital #CharlesSchwab #InvestmentTrends #StockMarketTrends #InvestmentEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 6, 2024

In a special live lecture at the prestigious Wharton School of Business, Andre Iguodala and Evan Turner, alongside the Earn Your Leisure team, unveil the strategies and insights that propelled their success both on the basketball court and in the entrepreneurial world. This episode, captured at one of the world's top business schools, delves into the inception of The Point Forward Podcast, the essence of building a company with the end goal of selling it, and the nuanced approach NBA players must take in building their brands. Andre Iguodala recounts his pivotal trade to the Golden State Warriors, providing a behind-the-scenes look at the business side of sports. Evan Turner shares his journey towards becoming a celebrity financial advisor, emphasizing the transformative role of social media in advertising and the critical importance of authenticity and relatability in personal branding. The discussion broadens to explore themes such as the potential benefits of a unified African currency, the need for infrastructure like oil refineries in Africa, and the lack of international revenue streams for NBA players. Highlighting the importance of financial literacy and entrepreneurship, the conversation pays homage to African business magnate Aliko Dangote and discusses the mindset of winning, the significance of showing up as yourself, and the power of embracing one's identity. Key takeaways include the formula for Earn Your Leisure's success, the inception of Market Mondays as the top investment show, the golden age for creatives, and the foundational value of cultivating relationships and staying true to oneself. #EarnYourLeisure #AndreIguodala #EvanTurner #PointForwardPodcast #WhartonSchool #LiveLecture #NBA #Finance #Entrepreneurship #SocialMedia #Africa #Investing #BrandBuilding #SuccessMindset #MarketMondays Watch this enlightening discussion now on Earn Your Leisure's YouTube Channel and podcast platforms. Captured live at Wharton, this episode bridges the gap between athletic achievements and financial acumen, offering a comprehensive roadmap for success in today's multifaceted landscape. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 5, 2024

In this video, hosts Troy Millings and Rashad Bilal discuss the current immigration standoff in Texas and its potential impact on the upcoming 2022 presidential election. The conversation delves into the political dynamics at play as well as the sentiments of various communities towards the issue. The hosts begin by examining the situation in Texas, where the state has resisted federal demands to grant immigration officials access to a border area guarded by the Texas National Guard. The state's attorney general, Ken Paxton, has expressed a staunch refusal to allow the federal government to turn the area into an unauthorized port of entry for migrants. The hosts dissect the political implications of this standoff, keenly noting the complex interplay between state and federal interests. Notably, the conversation touches on the broader immigration landscape in the United States, pointing out the challenges faced by both migrants and the states grappling with the influx. Rashad and Troy dive into the social and economic repercussions of the current immigration system, including the strain it places on resources in areas like New York and Chicago. They highlight the need for a more sustainable and efficient approach to address these challenges. Another crucial aspect discussed in the video is the potential impact of the immigration issue on the 2022 presidential election. The hosts analyze the sentiments of different demographic groups, emphasizing the significance of Black voter support in the upcoming election. The conversation takes a thought-provoking turn as the hosts navigate the evolving political landscape and the potential shifts in voter behavior. The video provides a multifaceted perspective, touching on immigration policy, political maneuvering, and the sentiments of various communities. With a compelling blend of insight and candid commentary, this discussion offers valuable context and analysis for viewers interested in understanding the current immigration standoff in Texas and its broader implications. #TexasImmigrationStandoff #2022Election #PoliticalImplications #ImmigrationPolicy #USPolitics #MigrantIssues #VoterSentiments #SocialAndEconomicImpact #CommunityPerspectives #MarketMondays #CurrentEvents #TrendingTopics #PoliticalAnalysis Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 4, 2024

In this exclusive video, Rashad Bilal and Troy Millings sit down with Shareef Abdur-Rahim, President of the NBA G League. They discuss a groundbreaking collaboration for this year's All Star festivities where EYL will be selecting and drafting their very own team to compete in the "Up Next" game celebrating the G League players. This innovative concept aims to recognize and empower the future stars of the NBA, bringing together basketball, gaming, and live streaming for an unforgettable fan experience. Shareef Abdur-Rahim reveals the strategy behind the game, detailing the concept of breaking the teams into four groups and making the game a faster-paced, gamified experience, akin to the popular basketball video game, 2K. The EYL team's involvement is highlighted as a crucial element to the success of the event, and the hosts express their excitement at actively scouting for talent among G League players to ensure their team's competitive edge. As the conversation unfolds, Shareef Abdur-Rahim delves into the NBA G League's broader vision of embracing unconventional marketing strategies to reach and engage with younger fans through online and social media platforms. This alignment with the changing landscape of content consumption enables the G League to introduce new fans to basketball, fostering a gateway for them to become avid NBA enthusiasts. Additionally, the league's commitment to innovation, evidenced by initiatives such as the "Up Next" game, further solidifies its reputation as a trailblazer in the basketball industry. The timing and location of the "Up Next" game are elaborated upon as Shareef Abdur-Rahim provides details for fans eager to witness the event. Scheduled on the Sunday afternoon before the NBA All Star game in Indiana, the game will be hosted within the footprint of the NBA's activations, offering an accessible and exciting opportunity for fans to support and cheer for the future stars of the NBA. Moreover, the conversation shifts to the broader vision for the G League, focusing on expanding the league to include 30 G League teams affiliated with NBA teams and providing players with diverse growth opportunities both on and off the court. Shareef Abdur-Rahim emphasizes the league's dedication to supporting players through educational and entrepreneurial programs, highlighting their holistic approach to player development. The dialogue further explores the evolving landscape of basketball and its global appeal, acknowledging the shifts in playing styles and the increasing influence of international players. Shareef Abdur-Rahim reflects on the game's transformation while maintaining a critical perspective, emphasizing that the NBA's status as the premier basketball league attracts talent from across the globe, contributing to the game's diverse and dynamic nature. The conversation concludes with a thought-provoking discussion on the emergence of players in executive roles within the NBA, emphasizing the business acumen and leadership displayed by athletes such as LeBron James and the broader implications for the future of the league. Join us for this insightful conversation and get ready to witness history in the making as EYL collaborates with the NBA G League for the "Up Next" game during the NBA All Star festivities. Don't miss the opportunity to support the future stars of basketball and experience an exhilarating event that redefines the intersection of sports, gaming, and entertainment! #EYL #NBA #GLeague #AllStarWeekend #UpNextGame #Basketball #Innovation #FutureStars #PlayerDevelopment #NBAAllStar #NBAExecutives #SportsMarketing #ContentCreation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 3, 2024

In this episode, Rashad Bilal delves into the crucial topic of supporting black businesses and the detrimental effects of negative comments and reactions on social media. The discussion highlights the significance of reevaluating our responses to black businesses that are bought out, and the impact it has on their valuations. Rashad emphasizes how negative comments can ultimately cost businesses hundreds of millions of dollars and damage the black economy in the process. The conversation examines the consequences of branding black business owners as "sellouts" when they sell their businesses. Rashad articulates that such stigmatization not only devalues the company but also discourages potential buyers from investing. This, in turn, diminishes the chances of businesses achieving significant liquidation events that could contribute to positive change within the black community. Furthermore, the video emphasizes the positive effects of black entrepreneurs achieving financial success and the potential for their wealth to circulate within the black economy. Rashad maintains that the liquidation of a business for a substantial sum can enable entrepreneurs to initiate new ventures or invest in other businesses, consequently creating a ripple effect that benefits the entire community. It sheds light on the importance of fostering more affluent black individuals outside of sports and entertainment, seeking to redefine the narrative surrounding black financial success. The discussion also addresses the notion of whether founders who achieve substantial liquidation events should be obligated to reinvest a portion of their earnings back into the community. Rashad challenges the notion that individuals who attain wealth are automatically indebted to their communities, underscoring the importance of personal responsibility and self-sufficiency. The video advocates for a collective approach, emphasizing that a collaborative effort within the community is necessary for collective advancement. Moreover, the video confronts the misconceptions of charity as the solution to systemic issues. Rashad asserts that waiting for external assistance or seeking handouts is not a sustainable approach. Instead, the focus should be on self-empowerment, mutual support, and uplifting one another. This insightful episode concludes with a powerful message about thinking beyond local horizons and striving for personal growth and global understanding. It encourages viewers to broaden their perspectives through diverse experiences and interactions, ultimately instilling hope for a better future for the black community and beyond. Join us in this thought-provoking conversation as we explore the importance of supporting black businesses and the powerful impact of our collective actions on the economy and society as a whole. #MarketMondays #BlackBusinesses #CommunitySupport #WealthCreation #EconomicEmpowerment #CollectiveResponsibility #SocialEquity #FinancialSuccess #Entrepreneurship #NegativeComments #Valuation #Investing #BusinessLegacy #GlobalPerspectives #Empowerment Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 2, 2024

In this episode, hosts Ian Dunlap, Troy Millings, and Rashad Bilal delve into the fascinating world of political figures and their investments. They begin by discussing notable politicians like Nancy Pelosi and her lucrative investments in Nvidia, prompting the question of which other politicians' trading activities can be emulated for potential gains. Ian Dunlap sheds light on several politicians who have made significant strides in the stock market, such as Brian Higgins, who heavily invested in Micron and Nvidia, and Mark Green. He also brings attention to the investment choices of Garrett Graves, who made substantial investments in Coinbase. The hosts stress the importance of tracking the trades of influential figures and using their investments as a guide for potential gains, highlighting resources like Quiver Quant for tracking political trades and investments. The conversation then turns to the topic of following the trail of investments linked to governmental actions, such as the Chips Act and infrastructure bills, and how these decisions can impact the stock market. Despite the complexities involved, the hosts emphasize the importance of understanding and tracking these movements to make informed investment decisions. The discussion extends to the bullish trajectory of technology and chip stocks, with references to the QQQ ETF's remarkable growth and the expansive influence of artificial intelligence in the technology landscape. The hosts emphasize the potential for massive returns from investing in technology and chip companies, urging listeners to consider the long-term significance of these sectors. The hosts also explore the landscape of artificial intelligence and its profound impact on various industries, emphasizing the significance of remaining invested in technology. They discuss the increasing investment in artificial intelligence by major companies such as Meta, and the overwhelming potential for growth in the coming years. Furthermore, the conversation delves into the pivotal role of chip technology in the current market, discussing the revenue generated by companies like Nvidia and the implications for the future. The episode concludes with a call to action, urging viewers to invest in these burgeoning sectors and not miss out on the potential gains. #MarketMondays #InvestmentStrategies #StockMarket #PoliticalInvestments #Technology #ArtificialIntelligence #ChipsAct #TechRevolution #Nvidia #Micron #InvestingTips #EconomicTrends #ETFInvesting #LongTermInvesting #FinancialAdvice #MarketAnalysis #ProfitableInvestments #WealthBuilding #StockTrading #InvestmentGrowth #MarketInsights #FinancialWellness Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Feb 1, 2024

In this insightful video, guest Rudy Mawer shares valuable tips on building a strong personal brand and standing out in the online space. Learn about the importance of being authentic, creating controversial content, and building a loyal tribe for your brand. #PersonalBrand #OnlinePresence #ContentCreation #InfluencerMarketing #BrandBuilding #Authenticity #ViralContent #AttentionProblem #CommunityBuilding Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 31, 2024

Hey, Market Mondays fam! In this episode, Ian, Troy, and Rashad dive into a thought-provoking discussion about the direction of America in comparison to European nations. They analyze the current state of innovation, infrastructure, and political landscape in America and how it stacks up against regions like Asia, the Middle East, and Europe. In this conversation, the hosts explore the idea that America might be mirroring the path of European nations, becoming a relic of past greatness. They draw parallels between the nostalgic architecture and living off the past in Europe, contrasting it with the real-time innovation and future-focused developments in places like Dubai and Singapore. Rashad shares a powerful analogy, comparing Europe to an open-air vintage museum and highlighting the thrilling, futuristic developments in places like Dubai and Singapore. The hosts discuss the factors contributing to this disparity, including political structures, efficient workforce, and the influx of money in certain regions. The conversation doesn't just stop at pointing out the differences - the hosts also analyze the implications for America's future. They touch on the challenges within the American political landscape, racial divide, and the impact of social media. The discussion prompts a critical examination of the country's trajectory and its ability to keep pace with global innovation. Ian emphasizes the need to explore business opportunities in international cities and countries, hinting at the potential for survival and success beyond America. He also stresses the importance of following the money and observing where major capital is being deployed, signaling potential areas of growth and opportunity. Join us as we dive deep into this thought-provoking exchange, exploring the past, present, and future of America in the global landscape. Your perspectives and insights on this crucial topic are highly encouraged. Drop your thoughts in the comments and let's keep the conversation going. Don't forget to hit the like button, share the video, and subscribe for more thought-provoking discussions like this one. #MarketMondays #America #Innovation #GlobalEconomy #FutureTrends #InternationalBusiness #EconomicAnalysis #InfrastructureDevelopment #PoliticalLandscape Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 30, 2024

Today's episode is a treasure trove of insights for anyone passionate about the fashion industry, especially those embarking on the journey of starting their own clothing business. Join us as we explore a range of thought-provoking topics: 1. **Starting a Clothing Business**: Practical advice for newcomers to the fashion world. 2. **Representation Matters**: A look at the less than 1% representation of Black designers in department stores. 3. **Scaling Up**: The importance of equity in growing your business. 4. **Harlem Fashion Row's Mission**: Bridging the gap between Black designers and major corporations. 5. **The Story of Harlem Fashion Row**: Understanding its origins and impact. 6. **Brandice Daniel & LeBron James**: Insights into their collaboration. 7. **LeBron's Vision with Harlem Fashion Row**: The narrative behind their joint effort. 8. **Securing Long-Term Brand Partnerships**: Strategies for lasting collaborations. 9. **The Black Dollar in Fashion**: Projected spending by 2030 and its implications. 10. **Community Building for Designers**: Tips on creating a supportive network. 11. **Nicole Benefield and Abercrombie & Fitch**: Exploring the benefits of their partnership. 12. **Scouting Talent at Designer's Row**: The process and criteria. 13. **Anna Wintour's Generous Donation**: A significant contribution to Brandice Daniel's nonprofits. 14. **The Potential of Black Businesses**: Discussing growth and impact. 15. **Choosing the Right Brand Partnerships**: Factors to consider. 16. **Harlem Fashion Row & Nike**: The story behind the Nike-LeBron collaboration. 17. **Valuing Black Brands**: Do we underestimate our own brands? 18. **Christian Louboutin's Surprising Ownership**: A revelation about the luxury brand. 19. **Crafting Your Sponsorship Deck**: Effective strategies for presentation. 20. **Negotiating Sponsorships**: Why to avoid quoting prices initially. 21. **Brandice Daniel's Nike Meeting**: Behind-the-scenes details. 22. **Harlem Fashion Row's Impressive Partnerships**: Collaborating with giants like LVMH, Nike, Tiffany & Co., and more. 23. **LVMH's Brand Enhancement Approach**: Their strategy in uplifting brands. 24. **The Lifestyle of a Black Brand**: What it entails and represents. #FashionIndustry #BlackDesigners #ClothingBusiness #HarlemFashionRow #LeBronJames #BrandPartnerships #ChristianLouboutin #LVMH #Nike #TiffanyAndCo #AnnaWintour #FashionCommunity #BlackOwnedBusiness #FashionEntrepreneurship #DesignerTalent Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 29, 2024

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings share their top takeaways from the recent World Economic Forum in Davos, Switzerland. The summit saw a significant focus on artificial intelligence (AI), with discussions on AI companionship, AI assistants, and the future of AI in various sectors. The hosts also highlight the insights gained from hearing African leaders discuss the entertainment and creator industry. The conversation touches on the power of integrity in high-stakes discussions and the importance of representation at global events such as Davos. The hosts challenge misconceptions around such gatherings and emphasize the significance of being present and engaged in discussions that shape the world's financial landscape. Moreover, the hosts shed light on the diverse nature of business interactions at events like Davos, where entertainment and leisure play an integral role in fostering connections and driving business. This insight offers a broader perspective on how industry networking and collaborations unfold beyond traditional spaces. Join Rashad, Ian, and Troy as they delve into the impact of their presence at Davos and the value of being privy to firsthand insights from world leaders. Gain a deeper understanding of the evolving landscape of AI, the importance of representation, and the multifaceted dynamics of global business at the highest level. Hashtags: #EYL #Davos #WorldEconomicForum #GlobalBusiness #AI #RepresentationMatters #FinancialInsights #Integrity #BusinessNetworking #AfricanLeadership #EntertainmentIndustry #CreatorIndustry #HighLevelDiscussions Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 28, 2024

In this episode, the hosts delve into the recent news that Microsoft has surpassed Apple as the world's largest company by market cap. They reflect on the implications of this shift, emphasizing the significance of perception in corporate finance and the varying interpretations of large numbers. While discussing the future of both companies, they analyze Microsoft's potential to maintain its lead and highlight the importance of innovation in determining long-term dominance in the market. The hosts provide insightful statistics on Microsoft's profit margins, institutional ownership, and return on assets, positioning it as a formidable player in the industry. They compare Microsoft's enterprise focus and wider margins with Apple's consumer-centric approach, shedding light on the factors contributing to Microsoft's rapid advancement. The discussion also touches on the lack of significant innovation from Apple in recent years, contrasting it with Microsoft's strides in the AI space and its strategic partnerships. With a focus on Microsoft's AI initiatives and the burgeoning success of OpenAI's copilot, the hosts outline the company's potential to reshape the market landscape. Their analysis extends to Microsoft's growing presence in cloud services, particularly Azure, and its impact on competing platforms. They emphasize the implications of these developments and the long-term implications for market leadership. The conversation also addresses Tim Cook's leadership at Apple, acknowledging the need for the company to prioritize innovation in order to reclaim its position. The hosts emphasize the significance of market cap rankings and the competitive dynamics between the top technology companies, including Amazon, in driving forward-looking strategies and innovation. As the discussion unfolds, the hosts stress the importance of companies maintaining their edge and consistently innovating. They underscore the need for tangible products and solutions that resonate with consumers, particularly in the context of the rapidly evolving AI landscape. The episode presents a comprehensive analysis of the factors influencing market cap rankings and the pivotal role of innovation in sustaining market leadership. #MarketMondays #Microsoft #Apple #MarketCap #Innovation #CorporateFinance #AI #Technology #BusinessStrategy #MarketLeadership #TimCook #SteveJobs #Azure #OpenAI #CloudServices #InstitutionalOwnership #ProfitMargins #ConsumerProducts #EnterpriseFocus #MarketAnalysis #FutureofTech #InnovativeTechnology #Investing #TechIndustry #FinancialAnalysis #MarketTrends #Leadership #DigitalTransformation #DataAnalysis Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 27, 2024

In this thought-provoking conversation, Rashad Bilal and Troy Millings sit down with legendary rapper Fat Joe to delve into a topic seldom discussed - the financial betrayal he experienced in the music industry and the significance of financial literacy. Fat Joe opens up about being taken advantage of by accountants and business people, emphasizing that it's often the people in suits, not the street dudes, who end up robbing you. He shares a personal account of being deceived by someone he trusted, shedding light on the harsh reality that many artists face. As an influential figure, Fat Joe highlights the urgency of introducing financial literacy education in schools at an early age, stressing the need for individuals to empower themselves with financial knowledge. He recounts his own experiences of being robbed twice, including a recent incident that involved a reputable accounting firm in Miami. Additionally, Fat Joe candidly expresses his concern for his children's financial security, even encouraging his daughter to pursue a career as an accountant to safeguard their financial well-being. The conversation takes a poignant turn as Fat Joe details the heart-wrenching betrayal he faced from a lifelong best friend. He recounts the emotional turmoil of discovering that his trusted friend had been stealing millions from him, leading to a profound sense of betrayal and hurt. Despite experiencing numerous hardships, Fat Joe's resilience shines through as he imparts valuable advice to up-and-coming creators, urging them to be vigilant with their finances. He underlines the importance of personally overseeing financial matters and the necessity of having a dedicated team to monitor and safeguard one's financial interests. Join the EYL team as they capture this powerful dialogue, offering viewers a rare glimpse into the complex world of finances and trust within the music industry. This conversation serves as both a cautionary tale and a beacon of hope, as Fat Joe's unwavering determination and candid revelations instill a sense of empowerment and awareness. #FatJoe #FinancialLiteracy #MusicIndustry #FinancialBetrayal #Accounting #Trust #EYL #FinancialEducation #Empowerment #Resilience #Creators #HipHop #BetrayalInFinance #RapperInterview #MoneyManagement #FinancialSecurity #Loyalty #ConversationsThatMatter Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 26, 2024

In this episode, JC shares insights into his investment strategies, focusing on options trading and the importance of diversification. He explains that he prefers to trade stocks, cryptos, and options himself, while he has managers handling futures for him. He emphasizes the significance of diversification and employing multiple uncorrelated strategies, typically around four to five, to maximize returns. Additionally, he discusses specific options trading approaches, such as selling strangles and utilizing ETFs for risk management. JC also delves into his "be greedy for 2024" strategy, emphasizing the potential impact of allowing winning positions to run longer. When it comes to options trading, JC highlights the importance of using a diversified selection of ETFs and liquid stocks. He leans towards selling strangles using the 35 most liquid ETFs, thus mitigating overnight gap risk. Additionally, he mentions that his approach involves adapting to the market environment by trading a diverse range of stocks and ETFs. JC illustrates his "be greedy for 2024" strategy, which involves letting winning positions run longer to potentially achieve more significant returns. He mentions that the approach primarily applies to options trading and opines that it can have a substantial impact on account appreciation, especially for certain high-volatility trades. The conversation also touches on the evolving cryptocurrency landscape. JC provides his insights on Bitcoin and Ethereum, expressing optimism about Ethereum reaching 3800 in value, while emphasizing the resistance level for Bitcoin at 47,000. He also discusses other cryptocurrencies making new highs, such as Injective Protocol and Tia. In total, the conversation covers topics ranging from options trading strategies, diversification, and letting winners run longer, to insights on the cryptocurrency market. JC's insights provide valuable perspectives for investors seeking to expand their understanding of these investment avenues. #MarketMondays #InvestmentStrategies #OptionsTrading #Diversification #Cryptocurrency #Bitcoin #Ethereum #ETF #Strangles #InvestingTips Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 25, 2024

In this episode of, we delve into the world of market predictions and insights with JC, a renowned charts expert. Hosts Troy Millings and Rashad Bilal pick JC's brain about his perspective on the market trends and what the charts are revealing about the potential trajectory for 2024. #MarketTrends #StockMarket #InvestingInsights Rashad kicks off the conversation by asking JC about his outlook for 2024 based on the charts. JC emphasizes the importance of focusing on the reality of what the market is actually doing, rather than speculative predictions. He highlights the significance of visualizing market movements through charts, shedding light on the current state of the market across the globe, from the S&P 500's all-time highs to the performance of various countries' markets. #MarketOutlook #ChartAnalysis #GlobalMarketTrends The conversation then shifts to the tech sector and its potential in the context of anticipated interest rate reductions. Troy and JC discuss the correlation between stock and bond movements and the implications for technology companies. JC emphasizes the need to adapt to the present environment, which aligns more closely with the inflationary dynamics of the 1970s, rather than relying on traditional inverse relationships. #TechSector #InterestRates #StocksAndBonds As the dialogue progresses, JC shares insights about the surprising performance of financials in the latter half of 2023, amid the backdrop of a banking crisis. The discussion touches on short interest in tech stocks and the subsequent squeeze, unveiling the unfolding dynamics in the market that may have gone unnoticed. #FinancialSector #MarketPerformance #StockShorting In the rapidly evolving market landscape, JC advocates for a strategic approach, aligning investment strategies with the prevailing market environment. He highlights the importance of identifying the type of market environment in order to make informed decisions about investment tools and strategies, tailored to current conditions, whether it be low volatility or trends in stock movements. #InvestmentStrategies #MarketEnvironment #StrategicApproach Join us as we delve into the world of market analysis and gain insightful perspectives into the potential market movements in 2024, unraveling the nuances of the stock market and its interrelated dynamics in a changing economic landscape. #InvestmentInsights #MarketAnalysis #EconomicOutlook Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 24, 2024

In our latest episode, Shonda Martin shares her journey from realizing she had bad credit to becoming a certified credit educator. She breaks down the crucial factors that contribute to personal credit scores, provides insights into FICO certification, and explains the importance of credit age, payment history, and credit utilization. Watch as she shares invaluable tips for fixing and building credit, and sheds light on the different versions of FICO scores and their impact on various financial decisions. Join Rashad Bilal and Troy Millings as they delve into an eye-opening conversation with Shonda about the relevance of credit education and her mission to empower others within her community. This video is a must-watch for anyone seeking to understand the intricacies of credit scores and gain actionable steps towards financial empowerment. #EYL #CreditEducation #FinancialEmpowerment #ShondaMartin #FICOCertification #PersonalFinance #CreditScores #CreditUtilization #PaymentHistory #CreditAge #FinancialLiteracy #FICO #CreditRepair #CreditBuilding #CommunityEmpowerment Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 23, 2024

In this must-watch episode of Earn Your Leisure, we delve into the dynamic world of the NBA G League with special guest Shareef Abdur-Rahim. Get ready to explore the intricate relationship between the G League and the NBA, and how it's shaping the future of basketball. Key Points Covered: **G League & NBA Synergy:** Discover how the G League leverages the NBA's platform to foster emerging talent. **The Breadth of the G League:** A closer look at the structure and reach of all 31 teams. **Endorsement Freedom:** Insight into the unique endorsement opportunities available to G League players. **High School to NBA Pathway:** The debate on allowing players to enter the NBA directly from high school. **The Call-Up Process:** Understanding how players transition from the G League to the NBA. **A Stepping Stone to the NBA:** Why the G League is considered the best route to NBA success. **G League Compensation:** An overview of the salary structure, with a standard $41,500 salary for players. **Growth Opportunities:** What makes the G League a significant platform for player development. **Business Model Breakdown:** An exploration of the G League's financial and operational strategies. **Team Ignite:** A focus on this unique team composed of young athletes aiming for the NBA draft. **Developmental Role:** The G League's function as a development league for the NBA. **Shareef Abdur-Rahim's Advice:** "Borrow from your background, start where you are." **Transitioning from NBA to Leadership:** Shareef's personal journey and insights. **Partnerships and Progress:** How strategic collaborations are shaping the G League's future. **LeBron James - The GOAT?:** Shareef's take on LeBron's legacy in the NBA. Don't miss out on these incredible insights from one of the key figures in basketball. Subscribe to Earn Your Leisure for more exclusive content on finance, sports, and success! #EarnYourLeisure #NBAGLeague #BasketballBusiness #ShareefAbdurRahim #SportsFinance Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 22, 2024

In this episode, Troy Millings speaks with credit expert Shonda Martin to discuss the crucial topic of establishing credit at a young age. Shonda stresses the importance of setting children up for financial success by adding them as authorized users on credit cards at 16 or 17 years old, ensuring they have an established credit profile by the time they turn 18. She emphasizes that simply turning 18 does not automatically grant a FICO score and outlines the necessary credit history requirements for it. Shonda also delves into the misconception regarding the impact of adding children to credit cards at a younger age, emphasizing the potential risks and benefits of such actions. She shares personal experiences and offers valuable insights into the long-term effects of credit history, emphasizing the value of a well-managed credit profile over a high credit score. Additionally, Shonda provides practical advice on handling credit card closures, shedding light on how such actions can affect one's credit score and offering guidance on when it's appropriate to close a card. The discussion also covers the significance of credit card age and how it contributes to a solid credit foundation, highlighting the benefits of maintaining open accounts and managing credit utilization. Shonda's expert advice on navigating the nuances of credit scoring provides invaluable knowledge for individuals seeking to build and maintain a healthy credit profile. Don't miss this insightful conversation that explores the complexities of credit establishment and management, providing practical strategies for optimizing financial well-being. #EYL #EYLMedium #CreditScore #FinancialEducation #AuthorizedUsers #EstablishingCredit #CreditManagement #CreditProfile #FinancialWellness #CreditBuilding #YoungAdultFinance #PersonalFinanceAdvice #CreditScoreTips Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 21, 2024

In this video, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of investing and discuss their predictions for 2024. They explore which sector they believe is overhyped and due for a correction in 2024, as well as the future of cryptocurrency, particularly Bitcoin, in the coming years. The discussion kicks off with Ian Dunlap sharing his insights on the overhyped sector of 2023, pointing to the AI space and large language models. He notes that while companies have been connecting themselves to AI to boost earnings and revenue, he believes that the best of breed has already performed and acquired funding, and that new innovations will be necessary for continued success in 2024. Troy Millings agrees with Ian, emphasizing that the leaders in the AI space will continue to thrive, but it will be tough for other companies attempting to catch up. The hosts delve into the potential bubble within the AI sector and how it can lead to a crowded market with few survivors. Switching gears, the conversation turns to the surging popularity of Bitcoin and cryptocurrency. Ian Dunlap offers his perspective on the possibility of Bitcoin reaching $100,000 in the current year, expressing skepticism but suggesting a potential push towards $65,000. He also discusses the pending ETF approval and its potential impact on Bitcoin's performance, emphasizing the importance of a gradual increase to avoid price volatility. Troy Millings raises questions about the influence of the pending ETF approval and the potential influx of investments into Bitcoin. The hosts explore the implications of major players like Blackrock entering the ETF space and anticipate the shifting dynamics in the investment landscape. The conversation then touches on the safety of cryptocurrency platforms, with a focus on Coinbase and other alternatives amid the evolving landscape of cryptocurrency investments. As the discussion comes to a close, the hosts invite viewers to share their thoughts on whether Bitcoin will reach $100,000 this year or in 2025, sparking further engagement from the audience. Join us for a forward-looking discussion on the investment landscape and gain insights into potential market corrections and the future of cryptocurrency in 2024 and beyond. #InvestmentPredictions #2024MarketTrends #BitcoinForecast #CryptocurrencyOutlook #AISectorAnalysis #ETFApproval #InvestingInsights Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 20, 2024

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings delve into the powerful takeaways from the Katt Williams interview. The conversation kicks off with Ian sharing his admiration for Katt's belief in manifestation, emphasizing the power of consistently getting better at one's craft, and the impressive business lessons from his 100-city tour. The hosts commend Katt's act of helping fellow comedians, such as providing financial support to Boosie, showcasing his generosity. Furthermore, they discuss how Katt's hardships and experiences have motivated him to ensure a better future for his children, highlighting the sentimental and touching aspects of the interview. The hosts also praise Katt's commanding presence and showmanship as a guest, drawing parallels to other dominant personalities on the platform. Moving on, Troy emphasizes the significance of Katt's independence and the importance of naming and acknowledging the new age of comedians, showcasing Katt as a dedicated student of the craft. However, the conversation swiftly takes a thought-provoking turn as Rashad voices his skepticism about the age of truth-telling, questioning the impact of calling out individuals without real power and the authenticity of current exposure movements. His powerful perspective leads to a deeply engaging discussion about the true meaning of power and who holds it in various industries. The hosts dissect the recent lack of response to the Epstein list, pondering the discrepancies in what truly captures attention and incites outrage in today's society. This unfiltered dialogue provides an insight into the hosts' critical thinking and analytical approach towards current events and societal trends. They examine the complexities of truth, power, and representation, offering a thought-provoking commentary on the state of the entertainment and media landscape. The panel's candid discussion offers a refreshing take on the Katt Williams interview and demonstrates their dedication to exploring multifaceted topics. Join the EYL team as they navigate the diverse themes emerging from the Katt Williams interview, from business insights and artistic dedication to the complexities of truth and power in modern society. #KattWilliams #BusinessLessons #Manifestation #Comedy #TruthTelling #Power #Society #Entertainment #Media #SocialCommentary #EYL #RashadBilal #IanDunlap #TroyMillings Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 19, 2024

Unlock the power of long-term investing with the latest insights from Market Mondays Live straight out of Ghana. Join Ian Dunlap, Troy Millings, Rashad Bilal, and our special guest Ally as they share key strategies for financial success and growth. - Learn why focusing on a 5- to 10-year investment horizon trumps trying to time the market, exemplified by the growth of Nvidia and AMD. - Discover the pivotal role of partnerships in business, with tech giants like Apple, Google, and Microsoft thriving through collaboration. - Gain perspective on Bitcoin's four-year cycle and why 2024 could be a promising year for cryptocurrency investors. - Explore the burgeoning AI sector and how companies like Nvidia could potentially see 5-600% growth in the coming years. - Get tips on risk management, the importance of financial education, and uncover wild card investment picks for 2024 from our guest Ally. 00:00 Thanks to all who helped make this happen. 05:45 Met CEO of Cloudflare, crucial for investing. 08:31 Working hard won't necessarily make more money. 10:16 Investing essential for financial stability amid inflation. 13:25 Bitcoin's rise despite industry opposition, 2024 forecast. 18:12 Invest in four companies and cryptocurrencies consistently. 21:09 Invest in dominant companies for big returns. 24:01 Cooperation brings profit, not competition and ego. 27:16 Wealthy investors predict market trends with choices. 30:47 Set stop losses to prevent premature stop-outs. Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 18, 2024

In this episode, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings engage in a thought-provoking conversation about financial security and the significance of reaching certain monetary milestones. Ian recounts his viral statement about feeling financially secure with 600,000 to a million dollars tucked away, which sparked controversy and triggers within the audience. He delves into the practical implications of this figure, citing examples such as the high cost of elderly care, college expenses, and the impact of inflation on investments. The discussion revolves around the challenges of saving and reaching the milestone of 100,000, which Ian and Troy acknowledge as a significant accomplishment. They highlight the discipline and mindset required to achieve this level of financial security, emphasizing the need for sacrifice and diligent money management. Ian emphasizes the importance of continuing to invest and grow wealth even after reaching the 100,000 milestone, emphasizing the need for financial stewardship and efficient money management as one's wealth grows. The hosts provide a candid perspective on the financial realities faced by many individuals, countering the common misconception perpetuated on social media about everyone being wealthy. The conversation brings forth the notion that financial success requires strategic planning, discipline, and a long-term perspective, dispelling misleading perceptions of overnight wealth and instant gratification. Tune in to this compelling episode to gain valuable insights into the true meaning of financial security, the challenges of reaching financial milestones, and the importance of disciplined money management for long-term prosperity. #EYL #MMMedium #FinancialSecurity #WealthManagement #MoneyMindset #InvestingWisdom #FinancialMilestones #SacrificeAndDiscipline #LongTermSuccess #RealitiesOfWealth #MoneyTalks Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 17, 2024

In this episode, credit expert Shonda Martin breaks down the intricacies of credit card utilization and how it impacts your credit score. Shonda delivers valuable insights on how to strategically use credit cards to build and maintain a healthy credit profile. Shonda starts by dispelling the common misconception that credit card utilization depends on usage, emphasizing that it is determined by the balance carried over to the statement date, not the total usage. She highlights the significance of identifying your statement date, which is pivotal in ensuring that your credit utilization is reported correctly to the credit bureaus. Moreover, Shonda outlines the essential steps for building a strong credit profile, emphasizing the importance of maintaining a low credit card utilization, acquiring at least two credit cards, and strategically managing short-term and long-term installments. She provides a comprehensive strategy for achieving a favorable credit score, shedding light on the significance of account diversity and responsible financial management to lenders. Furthermore, Shonda addresses the impact of "buy now, pay later" companies on credit reports, cautioning against frequent utilization of low-level loans, as it may not positively impact credit scores. She stresses the multifaceted evaluation carried out by lenders beyond credit scores, underscoring the importance of sound financial practices and account management. Additionally, Shonda shares her expert tips on utilizing credit cards to improve credit scores, emphasizing the immediate impact of credit card usage on credit scores, unlike loans where the benefits are not immediately visible. She provides detailed guidance on managing due dates and statement dates, as well as the optimal balance to carry over for optimal credit score impact. Moreover, Shonda delves into the intricacies of seeking credit limit increases, providing actionable advice on optimizing the chances of approval, including automated payments and strategic usage patterns. She emphasizes the importance of consistent account activity and utilization to secure credit limit increases. To avoid pitfalls with credit cards, Shonda advocates for responsible usage, emphasizing that a credit card should not be viewed as an extension of one's finances but rather a strategic financial tool. She emphasizes the importance of only spending what one can comfortably pay back and underscores prudent financial management as the cornerstone of successful credit card utilization. Join EYL and expert Shonda Martin for an in-depth exploration of credit card utilization and strategic credit management tailored to help you build a robust credit profile. #EYL #CreditScore #CreditUtilization #FinancialEducation #CreditBuilding #PersonalFinance #CreditCards #CreditManagement #FinancialWellness #CreditTips Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 16, 2024

🔥 In this must-watch episode of Earn Your Leisure, the legendary Fat Joe dives deep into a plethora of topics, offering his unfiltered insights and experiences. 🎵 He starts by discussing a controversial legal issue: "Prosecutors Shouldn't Be Able to Use Artists' Music in Court." Fat Joe shares his personal views on this topic, highlighting the complexities faced by artists in the legal system. 💸 Next, he opens up about a challenging time in his life, revealing how he was "Robbed From His Publishing Rights At 19." This story is not just about loss but also about the lessons learned and the road to recovery. 🌟 Fat Joe reflects on adversity in "Your Darkest Moments Bring You The Most Clarity," offering a powerful message about overcoming challenges and finding strength in difficult times. 🚀 Moving into the realm of financial wisdom, he emphasizes the importance of having a solid product for wealth building in "You Need A Product To Get Rich." ⚖️ Fat Joe then shares a personal and troubling experience in "Fat Joe Served A Four-Month Sentence After His Accountant Stole From Him." He discusses the betrayal and how it impacted his life, leading to a critical conversation on "How To Avoid Getting Robbed By An Accountant." 🎤 Shifting the focus to the music industry, Fat Joe talks about the potential of "Rappers Forming A Hip Hop Union," exploring how such a union could support artists and contribute to the industry's growth. 🏥 In a bold statement, he claims "The Healthcare Industry Commits The Biggest Crime In America," and discusses the issue of bankruptcy due to healthcare costs, emphasizing that "There Are 100 Million People Bankrupt Over Healthcare." 🙏 On a more personal note, Fat Joe reflects on spirituality and its role in his life, stating "Nothing Is More Powerful Than Having God On Your Side." 💈 Revealing his entrepreneurial side, Fat Joe introduces his new venture, "A Hair Coloring Line For Men," discussing the inspiration and vision behind this unique product. 💰 Fat Joe revisits his experiences with financial betrayal in "Fat Joe Got Robbed Twice By An Accountant," offering more insights into navigating trust and financial management. 🎙️ In a heartfelt advice to his family, he says, "Don’t Take The Money I Leave You To Become A Rapper,” emphasizing the importance of making individual paths in life. 🏦 Discussing the cultural impact of hip hop, Fat Joe talks about "Hip Hop Invests A Lot Into The Culture," highlighting the contributions and influence of the genre. 💔 In a revealing story, Fat Joe shares "How His Friend Of 25 Years Stole Money From Him," offering a poignant look at trust, betrayal, and the complexities of relationships in the business world. 🌟 Don't miss Fat Joe's incredible stories, lessons, and advice in this enlightening episode of Earn Your Leisure. Tune in now for an unforgettable journey through the intersections of music, finance, culture, and personal growth! #FatJoe #EarnYourLeisure #HipHop #Finance #LifeLessons #loyalty #irs Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 15, 2024

In this informative video, Coach Q share valuable insights on how to maximize engagement and collaboration on social media platforms. By focusing on your niche and being specific with your posts and call to action, you can motivate your audience to engage and take the next step in working with you. Learn about the importance of authenticity and building reciprocal relationships as the voice of your brand. Discover how collaborations with others in your niche can significantly enhance your social media presence and create valuable partnerships. Coach Q also provides practical advice on reaching out to other creators for collaboration and navigating fair pricing. Additionally, the video covers distinguishing features to help you stand out from the competition and build your personal brand, just like the example of "him 500." If you're looking to elevate your social media engagement and collaboration strategies, this video is a must-watch! #SocialMediaEngagement #Collaboration #NicheMarketing #BrandBuilding #InfluencerCollaboration #SocialMediaStrategy #PersonalBrand #EYL #CoachQ #JStone Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 14, 2024

Join us as we dive into a powerful conversation with Kevin Okyere, an influential figure in the world of entrepreneurship and oil and gas. In this episode, Kevin shares valuable insights on overcoming fear and self-doubt to achieve success in the competitive landscape of business. Kevin challenges the zero-sum mentality prevalent among people of color who possess wealth and opportunity. He emphasizes the importance of supporting each other's success and breaking free from the belief that someone else's success diminishes our own potential. This thought-provoking perspective sets the tone for cultivating a collaborative and empowering community in 2024. Furthermore, Kevin dismantles the notion that success is out of reach for the individual. Drawing parallels between oneself and renowned figures like Elon Musk, he urges viewers to reject self-doubt and embrace unwavering belief in their capabilities. His personal journey from challenging times in Ghana to triumph in the oil and gas industry serves as a testament to the power of self-belief in overcoming adversity. As the conversation progresses, Kevin sheds light on the fierce competition and resistance he encountered when venturing into the oil and gas sector. Highlighting the disparities in access to financial support due to racial biases, he underscores the necessity of self-reliance and perseverance in the face of adversity. Kevin's unyielding determination and resilience in utilizing his own profits to break barriers and generate opportunities exemplify the essence of taking ownership of one's path to success. In conclusion, Kevin's story serves as an inspiring narrative of resilience, self-belief, and the relentless pursuit of success. His unwavering spirit in the face of challenges is a beacon of encouragement for anyone striving to make their mark in the business world. Join us in embracing Kevin's powerful message as we gear up for a transformative 2024 filled with collaboration, self-assurance, and unshakeable determination. #SuccessMindset #Entrepreneurship #BelieveInYourself #OvercomingAdversity #2024Goals #FinancialEmpowerment #Resilience #Collaboration #OilAndGasIndustry #KevinOkyere #EYLMMMedium Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 13, 2024

In this inspiring presentation, Rachel Rodgers, successful entrepreneur and lawyer, shares her remarkable journey from a challenging childhood in Queens to building a thriving career and a powerful mindset for success. With captivating honesty, Rachel recounts her early struggles, fighting in high school and the shame of using food stamps. She reflects on how these tough experiences shaped her into a resilient and relentless individual, equipped with the determination and grit necessary for entrepreneurship and wealth-building. Throughout the conversation, Rachel reveals how her inquisitive nature and hunger for knowledge about making money led her to seek educational paths to success, ultimately culminating in the realization that being herself was her biggest strength. She discovered that her unique approach, not conforming to traditional corporate standards, was the key to attracting clients and making a notable impact in her field. Rachel's story is a compelling testament to the power of authenticity, perseverance, and self-discovery on the road to success. #SuccessStories #Entrepreneurship #WealthBuilding #RagsToRiches #Authenticity #Perseverance #MentalFortitude #BusinessJourney #RachelRodgers #EYLMedium #Inspiration #Motivation #SelfDiscovery #EntrepreneurMindset #RedefiningSuccess #LearningFromAdversity #OvercomingChallenges Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 12, 2024

In this enlightening episode, Rashad Bilal and Ian Dunlap have a captivating conversation with Kevin Okyere, an astute entrepreneur sharing his profound insights on the vast opportunities for Americans in Africa. Kevin offers a fresh perspective, highlighting the importance of ideas over capital when exploring investment prospects. Drawing an intriguing analogy, he compares America to a sophisticated farm and Ghana to a barren land, emphasizing the potential for success through identifying unique niches and persistent effort. Through engaging anecdotes, Kevin challenges the conventional mindset of following trends, elucidating the fleeting nature of highly sought-after businesses and emphasizing the need for innovation. He encourages viewers to rethink traditional business plans, describing Africa as a terrain where adaptability and resilience are paramount. With unwavering confidence, Kevin emphasizes the monumental potential for returns in Africa, far surpassing those in the West, and offers compelling examples of extraordinary returns he has witnessed. Furthermore, Kevin addresses the individualistic nature of expectations, cautioning against setting limits and instead advocating for embracing and overcoming challenges. He notes that fixed expectations can inadvertently hinder the realization of even greater success, urging aspiring entrepreneurs to adopt a broader perspective on the potential rewards awaiting them. With a captivating blend of authenticity and pragmatic advice, Kevin inspires viewers to explore the untapped potential of Africa, dismissing doubts and underlining the magnitude of opportunities that lie on the continent. Join us for this illuminating conversation with Kevin Okyere as he dismantles common misconceptions, redefines traditional investment approaches, and unveils the staggering rewards that await those willing to embrace the untapped potential of the African continent. #EYL #AfricanOpportunities #InvestingInAfrica #BusinessInnovation #KevinOkyere #WealthCreation #EntrepreneurshipInsights #OpportunitiesInGhana #AfricanEntrepreneurship #StrategicInvestment #AfricaRising Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 11, 2024

In this episode, we sit down with Kevin Okyere, a prominent figure in Africa's oil and gas industry, to gain valuable insights into his journey, challenges, and strategies for success. Join hosts Rashad Bilal, Ian Dunlap, and Troy Millings as they delve deep into the world of entrepreneurship and business on the African continent. In response to Troy Milling's inquiry about mentors and sources of inspiration, Kevin shares his unique perspective on learning from his surroundings and the subconscious influence of family members who were entrepreneurs. Despite not having a specific mentor, Kevin emphasizes the significance of absorbing knowledge from various individuals and experiences, whether in college, high school, or from professors. The conversation then pivots to discussing the challenges facing the African business landscape. Kevin highlights the importance of Africans empowering each other and fostering self-reliance, emphasizing that internal cooperation and belief in the continent's capabilities are vital for overcoming barriers to business growth. He stresses the need to address deeply rooted beliefs of dependency on foreign aid and assistance, advocating for a shift towards self-sufficiency. When Ian Dunlap raises the question of starting a new business in 2024, Kevin's unwavering dedication to the oil and gas industry becomes evident. He shares the importance of persistence, honesty, and prayer as fundamental principles for entrepreneurial success. Additionally, he touches upon the significance of making decisive decisions without overanalyzing, urging aspiring entrepreneurs to boldly pursue their goals. As Kevin's insights unfold, viewers gain invaluable wisdom about the intricacies of doing business in Africa, the mindset required for exponential growth, and the power of self-belief in driving economic progress. His candid and no-nonsense approach to business serves as a testament to the potential that lies within the African continent and the individuals propelling its development. Join us in unlocking the transformative business insights offered by Kevin Okyere as we navigate the dynamic landscape of entrepreneurship in Africa and beyond. Subscribe to EYL for more thought-provoking discussions and empowering stories of success. #EYL #Entrepreneurship #OilAndGas #AfricanBusiness #SuccessStories #Mentorship #SelfReliance #AfricanEntrepreneurs #BusinessMindset #LeadershipLessons #Empowerment Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 10, 2024

Join us in this insightful episode as we sit down with entrepreneur and business coach, Rachel Rodgers, to discuss the pivotal moments in her journey from practicing law to building her own successful business. Rachel shares her experiences of feeling limited by her law practice, and how she transitioned into coaching and then founded hello seven, all while staying true to her authentic self. She emphasizes the importance of embracing one's uniqueness as the foundation of a strong and lasting brand, rather than trying to imitate others. Rachel and the hosts, Rashad Bilal and Troy Millings, delve into the power of being comfortable with oneself and using one's individual traits as a superpower, rather than feeling the need to conform to certain molds for success. The conversation also touches on the crucial role of support from a partner in the entrepreneurial journey. Rachel candidly shares her journey of navigating her husband's initial doubts and the challenges they faced as a couple while building their business. She highlights the importance of being serious and dedicated to the vision, even when a partner might not immediately see it, and the relentless belief and action required to carry both individuals through the journey. The transparency in discussing financial struggles and the need to borrow money to make payroll provides a raw and real insight into the less glamorous side of entrepreneurship. In a heartwarming and empowering exchange, Rachel's story serves as a reminder of the perseverance and unwavering belief necessary for success, and the critical role of support and understanding within a partnership. The profound impact of authenticity and resilience in carving out a path in business shines through, encouraging viewers to embrace their unique qualities and assert their vision without seeking external validation. Join us in this intimate and enlightening conversation that is sure to inspire and resonate with aspiring entrepreneurs, established business owners, and anyone seeking to navigate the complexities of entrepreneurship with determination, authenticity, and unwavering belief. #Entrepreneurship #BusinessJourney #Authenticity #Belief #Support #Partnership #Resilience #Empowerment #EntrepreneurialMindset #SuccessStories #EYL #RachelRodgers #HelloSeven Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 9, 2024

In this eye-opening episode of Earn Your Leisure, we had the pleasure of interviewing Shonda Martin, an expert in personal and business credit. Shonda delves into the intricacies of building a robust credit profile, sharing invaluable advice and strategies that go beyond just the numbers. Tune in as we cover essential topics including: - The significant role of personal credit in business credit development. - Effective ways to handle late payments on your credit report. - Why a healthy credit profile matters more than your credit score. - Achieving financial flexibility with a 680 credit score. - The risks of co-signing and how it affects your credit. - Regularly boosting your credit limit for financial health. - The impact of student loans on your credit score. - Understanding the true nature of credit card usage. - Strategic payments to enhance your credit score. - How high credit card balances can lower your score. - The right time to start building your child's credit. - Common parental mistakes in managing their child's credit. - Knowing when and why to close a credit card. - The optimal age for adding your child to your credit card. - Steps to building a strong credit profile. - Key FICO scores to be aware of. - Solutions for managing credit card debt. Don't miss out on these crucial insights that could transform your financial journey. Whether you're repairing, building, or maintaining your credit, Shonda's advice is a game-changer. #EarnYourLeisure #CreditTips #FinancialFreedom #CreditScore #PersonalFinance #BusinessCredit #CreditRepair #FICO #DebtManagement #FinancialEducation Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 8, 2024

In this episode, we sit down with Kevin Okyere, a prominent entrepreneur who shares his insights on business opportunities in Africa. Kevin, a successful businessman in the oil and gas industry, discusses his journey and the untapped potential in various African countries. Join us as we delve into a conversation about the vast possibilities in Africa beyond Ghana. Kevin sheds light on Nigeria, highlighting its status as the largest economy in Africa and the abundance of opportunities it offers despite certain challenges. He emphasizes the need to look beyond stereotypes and outdated perceptions of the African continent, urging viewers to recognize the presence of established multinational corporations, such as GE and Microsoft, operating in Africa. With experience extending to French-speaking countries like Burkina Faso and Mali, Kevin emphasizes the importance of identifying one's niche and adapting to different African markets. He elaborates on his perspective that Ghana serves as a gateway to Africa, allowing businesses to expand and thrive across the continent. Amidst discussions about future plans, Kevin candidly reflects on the value of living in the present moment and cherishing every opportunity to make a positive impact. He shares personal experiences that have influenced his outlook on life, emphasizing the significance of seizing each day and making a difference in the lives of others. As we conclude, Kevin expresses an ambitious vision for the future, aiming to extend support to underprivileged children and solidify his company's position as a leader in Africa. However, he emphasizes the need to appreciate the present and make the most of every moment, acknowledging the unpredictability of life and the importance of living with purpose and passion. Join us in this insightful conversation with Kevin Okyere, where we explore the paradigm of business in Africa and the profound wisdom of living in the now. Don't miss the opportunity to gain valuable perspectives on entrepreneurship, African markets, and the essence of embracing each moment. #EYL #BusinessInAfrica #AfricanEntrepreneurship #KevinOkyereInterview #SuccessInAfrica #LivingInTheMoment #AfricanOpportunities #EntrepreneurialInsights #OilAndGasIndustry #AfricanMarkets Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 7, 2024

In this video, RaShida Roberts shares valuable insights on how to grow your presence on TikTok. She emphasizes the importance of niching down and appealing to a specific group of people in order to position yourself as an expert. RaShida offers essential tips for maximizing engagement, such as posting at the right time to reach the Gen Z audience, utilizing the "do it" or "stitch" feature to create engaging content, and participating in or creating challenges tailored to your content area. Moreover, she delves into the significance of jumping on trending sounds and songs to leverage the platform's algorithms and increase visibility. RaShida also highlights the effectiveness of cross-promoting TikTok content on other social media platforms, streamlining the content creation process, and ultimately saving time. Additionally, she suggests using tools like nvideo for video editing, showcasing various templates suitable for different content types, from business and marketing to education and fashion. Whether you're an aspiring content creator or looking to enhance your TikTok presence, this video is packed with practical tips and tools to help you stand out and expand your reach on the platform. #TikTokGrowth #ContentCreation #SocialMediaTips #EngagementStrategies #VideoEditing #TrendingOnTikTok #NicheContent #CrossPromotion #ChallengesOnTikTok #GenZAudience Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.

Jan 6, 2024

In this episode, hosts Rashad Bilal and Troy Millings, along with special guests J. Stone and Stix Watts, engage in a candid conversation about the significance of mental health in urban environments. The discussion delves into personal experiences, coping mechanisms, and the impact of trauma on individuals living in these communities. J. Stone shares his journey of dealing with traumatic experiences, such as losing his mother at a young age and the passing of other loved ones. He emphasizes the role of positive influences and his passion for music as crucial factors in navigating through these challenges. The group also addresses the normalization of trauma in these environments and the necessity of prioritizing mental health. The conversation highlights the importance of brotherhood and having a support system. J. Stone and Stix Watts stress the significance of surrounding oneself with genuine, uplifting individuals in order to combat the negative impacts of living in urban environments. They discuss the power of open communication, the drawbacks of bottling up emotions, and the detrimental effects of unnecessary stress on mental well-being. The stigma surrounding vulnerability and seeking help is also examined. The guests share their personal perspectives on the societal expectations of masculinity and the impact of these expectations on mental health. The group explores the need for destigmatizing conversations around mental health and the benefits of seeking therapy as a means of releasing long-buried emotions. Furthermore, J. Stone and Stix Watts shed light on the concept of exposure to alternative environments as a means of escaping the constant vigilance instilled by living in urban areas. The transformative power of travel and the potential for gaining different perspectives and experiences are discussed as tools for personal growth and healing. Join us for a thought-provoking discussion that will inspire you to prioritize mental health and foster open conversations within your community. Gain valuable insights on the resilience and strength exhibited by individuals navigating through adversity in urban environments. Learn about the power of brotherhood, the necessity of seeking help, and the benefit of exploring new experiences as a means of healing and growth. #MentalHealthAwareness #UrbanEnvironments #JStone #StixWatts #EYL #Brotherhood #Therapeutic #Trauma #SupportSystem #Vulnerability #Therapy #Resilience #Healing #CommunityConversations #PersonalGrowth #OpenCommunication #PositiveInfluences Our Sponsors: * Check out PNC Bank: https://www.pnc.com * Check out Square: https://square.com/go/eyl Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy See omnystudio.com/listener for privacy information.