14h ago
Housing inventory growth has slowed down. Can the White House help with supply?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and the Trump administration’s efforts to boost supply. Related to this episode: Why did the growth rate of housing inventory drop by half this year? HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
1d ago
Existing home sales and housing demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and housing demand. Related to this article: https://www.housingwire.com/articles/november-home-sales-rise/ HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
4d ago
Mortgage rates, inflation and Trump in 2026
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation, mortgage rates and Trump as we head into the new year. Related to this episode: Inflation cooled in November after September peak HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
5d ago
Mike Simonsen on why housing affordability will improve in 2026
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, chief economist at Compass, about Compass’ 2026 forecast and why he sees housing affordability getting better. Related to this episode: Housing affordability set to recover as prices flatten HousingWire Youtube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
6d ago
Why the Fed doesn’t care about rising unemployment
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and how it could affect who becomes the next Fed chair. Related to this episode: Why the Fed isn’t worried about the jobs data HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here : The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 16
Logan Mohtashami recaps the 2025 housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the highs and lows of the 2025 housing market. Related to this episode: Logan Mohtashami HousingWire Youtube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 15
Why Jerome Powell is wrong about housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about remarks by Fed Chair Jerome Powell on mortgage rates and housing inventory. Related to this episode: Housing Market Tracker - HousingWire HousingWire Youtube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 12
The challenges facing credit unions in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Peter Benjamin, president of the American Credit Union Mortgage Association — ACUMA — to talk about the challenges credit unions are facing right now and what he’s excited about for 2026. Related to this episode: Mortgage purchase applications near 3-year high as spreads improve HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here . The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 11
Where are mortgage rates headed now?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting, Powell’s remarks and what he expects mortgage rates to do next. Related to this episode: Federal Reserve delivers third straight cut HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here . The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 10
Will better jobs data send mortgage rates higher in 2026?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the potential for mortgage rates to rise in 2026 if labor data improves. Related to this episode: https://www.housingwire.com/mortgage-rates/ HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 9
The BlackRock housing lie gets worse
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest Blackrock hysteria, a three-year high in home demand, and the upcoming Fed meeting. Related to this episode: Mortgage purchase applications near 3-year high as spreads improve HousingWire Youtube More info about HousingWire To learn more about Trust & Will, click here.
Dec 8
A preview of the last Fed week of 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed week and how the Fed meeting could impact mortgage rates. Related to this episode: https://www.housingwire.com/mortgage-rates/ HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here . The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 5
A yearly high in purchase apps, plus the jobs data
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing demand and jobs data and how low mortgage rates could go when the labor data breaks. Related to this episode: https://www.housingwire.com/housing-market-tracker/ HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here.
Dec 4
Data for decisions at the Housing Economic Summit
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, vice president of events and community, to talk about the topics and speakers for the Housing Economic Summit and other upcoming events. Related to this episode: https://events.housingwire.com/Housing-Economic-Summit/home HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, visit https://trustandwill.com/ The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 3
Home prices, a potential new Fed Chair, and a tribute
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices and whether he expects them to fall in 2026. The two also discuss the potential new Fed chair, Kevin Hassett. At the end of this episode, Logan and Sarah pay tribute to podcast producer Elissa Branch after her passing. Related to this episode: December housing data provides early signals for 2026 market HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Dec 2
The economic signals for the 2026 housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the economic signals for the 2026 housing market. Related to this episode: December housing data provides early signals for 2026 market HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here.
Dec 1
Neel Dhingra on cutting through the noise to grow a personal brand
On today’s episode, Editor in Chief Sarah Wheeler talks with Neil Dingra, branch manager at All Western Mortgage and a top mortgage influencer, about growing a personal brand on social media amid all the noise. Related to this episode: Neel Dhringa | YouTube HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 28
Sarah and Logan Unplugged: Black Friday edition
On today’s episode, Editor in Chief Sarah Wheeler and Lead Analyst Logan Mohtashami talk about listeners' frequently asked questions on a wide range of topics. Related to this episode: Logan Mohtashami HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 26
CEO Clayton Collins on the 2026 playbook
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about the 2026 market and how data will play a bigger role than ever. The two also discuss the new homebuilding content now available on HousingWire. Related to this episode: Housing Economic Summit HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 25
Housing demand firms up before Thanksgiving
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing demand firming up and what to expect from mortgage rates as we head into the holidays. Related to this episode: Total pending home sales reach multiyear high with mortgage rates near 6% HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 24
The positive economic stories of 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the positive economic stories of 2025 and how they have set up housing conditions for 2026. Related to this episode: Despite economic uncertainty, weekly housing demand up double digits over 2024 HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 21
The September jobs report and existing home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the September jobs report and existing home sales. Related to this episode: Existing home sales show 4 months of year-over-year growth September jobs beat estimates, but unemployment rises to 4.4% HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 21
Kenon Chen on the most important appraisal changes in 2026
On today’s episode, Editor in Chief Sarah Wheeler talks with Kenon Chen, the executive vice president of strategy and growth at Clear Capital, about the appraisal changes that will take effect in 2026 and how the industry is preparing. Related to this episode: Appraisals and Valuations HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 20
Trump’s new economic game plan for the Fed and the economy
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s plan for the next Fed chair and how this selection could impact rates. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 19
The opportunities in the Texas housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Erin Dee, COO of Interlink Mortgage and the president of the Texas Mortgage Bankers Association , about the challenges and opportunities in the Texas housing market. Related to this episode: Comparing Texas housing markets: Austin, Dallas, Houston, San Antonio trends HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 18
Why is housing demand so positive?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the positive forward-looking data he’s tracking and what it means for 2026. Related to this episode: Despite economic uncertainty, weekly housing demand up double digits over 2024 HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 17
Hawkish Fed members push back on December rate cut
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed’s attitude toward December rate cuts. Related to this episode: Housing inventory falls as weekly demand grows 15.5% year over year HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 14
Why we may never see the October jobs data
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the government’s announcement it may never release the October jobs data and what other economic data we’re looking at. Related to this episode: White House official says October jobs and inflation data are likely to never be released HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 13
Portable mortgages and the rise in purchase apps
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about portable mortgages, purchase apps and the latest resignation at the Federal Reserve. Related to this episode: FHFA eyes assumable and portable mortgages, raising questions for lenders HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 12
Alex Akel on the opportunity for homebuilders in South Florida
On today’s episode, Editor in Chief Sarah Wheeler talks with Alex Akel, president of Akel Homes , about the South Florida housing market and how homebuilders are meeting the challenges. Related to this episode: Florida housing market slows as listings rise and sales drop HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 11
Logan Mohtashami on the 50-year mortgage
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the idea of a 50-year mortgage, housing demand and when we’ll get government data. Related to this episode: A 50-year mortgage could double your interest payment HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 10
Logan Mohtashami on the state of the economy
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the state of the U.S. economy and how that is impacting mortgage rates and housing. Related to this episode: Mortgage spreads hit lowest level in years, keeping rates near 6% HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 7
Labor data is still driving mortgage rates, even in the shutdown
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about alternative sources for labor data and how labor is still driving mortgage rates. The two also discuss credit and foreclosure data. Related to this episode: A growing foreclosure crisis? Not according to the latest Fed data HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 6
What happens to mortgage rates if Trump tariffs are shot down?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs, housing demand, median homebuyer age and what happens to mortgage rates if Trump’s tariffs are struck down. Related to this episode: A growing foreclosure crisis? Not according to the latest Fed data HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 5
Class Valuation COO Andrew Bough on the future of valuation
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Andrew Bough, COO of Class Valuation , about the evolution of AMCs in serving lenders and what the future looks like for valuation. Related to this episode: Class Valuation HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 4
With lower spreads and help from Trump, mortgage rates can go even lower
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how much mortgage spreads have improved and how the Trump administration continues to try to improve housing. Related to this episode: Existing home prices firmed up in September HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Nov 3
Fed presidents push for no rate cut in December
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why a December rate cut looks more unlikely today and why national home prices are still so resilient. Related to this episode: Existing home prices firmed up in September HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Oct 31
Will the next Fed chair be pro-housing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve and how the next Fed chair could impact housing. Related to this episode: Bessent to present Fed chair candidates to Trump in December HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 30
Nathan Knottingham on how serving veterans has changed
On today’s episode, Editor in Chief Sarah Wheeler talks with Nathan Knottingham, the CEO of MLO Force , COO of Vetted VA and a loan officer with reAlpha Mortgage , about the intersection of mortgage and real estate — and how serving veterans has changed. Related to this episode: Industry vet launches new mortgage CE company, MLO Force HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 30
Did Powell kill the December rate cut?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting and what to expect next on mortgage rates. Related to this episode: Will the Fed ruin the lowest mortgage rates of 2025? Powell sends mortgage rates higher as he questions December cut HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 29
AIME CEO Jonathon Haddad on growing broker market share
On today’s episode, Editor in Chief Sarah Wheeler talks with Jonathon Haddad, CEO of AIME , about how he's leading AIME in a new direction to grow broker market share. Related to this episode: UWM announces three new broker tools at AIME Fuse HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 28
Marina Walsh on MBA’s 2026 forecast for mortgage rates and home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Marina Walsh, vice president of industry analysis at the Mortgage Bankers Association, about the MBA’s forecast for 2026 on mortgage rates, home prices and profitability. Related to this episode: MBA forecasts mortgage origination volume of $2.2T in 2026 HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 28
Did home sales just break out?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home sales and how to interpret the latest data. Related to this episode: Weekly home sales look stronger than normal, but there’s a catch HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 27
Preview of a very unusual Fed week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed week and what to expect from the Fed meeting during a government shutdown. To learn more about Trust & Will, click here. Related to this episode: Housing demand now reflects a positive trend HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 24
How is the government shutdown impacting housing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates and the impact of the government shutdown on housing. To learn more about Trust & Will, click here. Related to this episode: The longer the shutdown continues, the greater the impact on housing HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 23
Matt VanFossen on the new sheriffs in town: state regulators
On today’s episode, Editor in Chief Sarah Wheeler talks with Matt VanFossen, CEO of Absolute Home Mortgage and the chair of the MBA’s state legislative regulatory committee, about new and pending state regulations on AI, CRA and zombie mortgages. Related to this episode: Matthew VanFossen HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 22
MBA’s Bob Broeksmit on credit scores and a possible GSE release
On today’s episode, Editor in Chief Sarah Wheeler talks with Bob Broeksmit, president and CEO of the Mortgage Bankers Association , about the latest news on credit scores and what a GSE release might look like. To learn more about Trust & Will, click here. Related to this episode: MBA forecasts $2.2T mortgage origination in 2026 HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 22
Mike Vough on using tech to take advantage of refi opportunities
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Mike Vough, head of corporate strategy at Optimal Blue , about how technology is empowering lenders to take advantage of refi opportunities in this market. Related to this episode: Register for the Optimal Blue 2026 Summit Optimal Blue Launches New Lead Generation Tool for Originators Optimal Blue PPE Optimal Blue Mike Vough | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 21
Why housing data is trending positive
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the positive housing data he’s tracking. To learn more about Trust & Will, click here. Related to this episode: Housing demand now reflects a positive trend HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 20
What can move mortgage rates even lower?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the economic and political factors that could drive mortgage rates to the low end of his 2025 forecast. To learn more about Trust & Will, click here. Related to this episode: How can mortgage rates get to 5.75% by the end of the year? HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 17
Nate Baker: We’ve reached the tipping point with AI
On today’s episode, Editor in Chief Sarah Wheeler talks with Nate Baker, CEO of Qualia and the founder of 150 tech companies, to talk about the state of AI and what companies should be doing right now. To learn more about Trust & Will, click here. Related to this episode: Artificial Intelligence HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 16
The slow dance between the 10-year yield and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the 10-year yield and mortgage rates amid tariffs and other economic pressures. To learn more about Trust & Will, click here. Related to this episode: Today’s Locked Mortgage Rates HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 15
Why homebuilders can’t solve the housing inventory issue
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and Trump’s plan to get more homes built. To learn more about Trust & Will, click here. Related to this episode: Trump urges Fannie Mae, Freddie Mac to boost homebuilding HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 14
Chris Mayer on serving older buyers with innovative products beyond reverse
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Mayer, CEO of Longbridge Financial and a professor at the Milstein Center for Real Estate at Columbia Business School. The two discuss opportunities in serving older homeowners and older potential homebuyers with a range of innovative products that go beyond just reverse mortgages. To learn more about Trust & Will, click here. Related to this episode: Reverse Mortgage News HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 13
The next Fed chair
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the next Fed chair, inflation and purchase apps. To learn more about Trust & Will, click here. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 10
Sub-6% mortgage rates for 2026?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how we get sub-6% mortgage rates in 2026. The two also discuss inventory. To learn more about Trust & Will, click here. Related to this episode: Mortgage Rates HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 9
MBA’s Pete Mills on GSE reform and legislative priorities
On today’s episode, Editor in Chief Sarah Wheeler talks with Pete Mills, senior vice president of residential policy at the Mortgage Bankers Association , about GSE reform, legislative priorities and the impact of the government shutdown on housing. To learn more about Trust & Will, click here. Related to this episode: MBA Annual Registration Is it possible for the GSEs to exit conservatorship without market disruption? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 8
Trump’s housing plan, plus inventory and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s housing plan, inventory and mortgage rates. To learn more about Trust & Will, click here. Related to this episode: Today's Mortgage Rates HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 7
Clayton Collins on mortgage lenders’ priorities
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about mortgage lending priorities ahead of the Mortgage Banking Summit, including the broker channel and servicing. To learn more about Trust & Will, click here. Related to this episode: Rocket Pro unveils broker-focused initiatives at RPX in Detroit | HousingWire NEXA Mortgage rebrands to NEXA Lending, but it’s not a pivot to retail | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 6
What we know about the labor market without the jobs report
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the labor market on a day without a federal jobs report. To learn more about Trust & Will, click here. Related to this episode: What we know about the labor market, even without Jobs Friday data | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 3
Brooklee Han on why the FTC is targeting Zillow and Redfin’s rental deal
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Brooklee Han about the FTC ’s lawsuit against Zillow and Redfin over their rental deal, as well as the five states who have jumped on the bandwagon. To learn more about Trust & Will, click here. Related to this episode: Why the FTC is targeting Zillow and Redfin’s rental deal | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 2
California MBA CEO Paul Gigliotti on affordability and AI
On today’s episode, Editor in Chief Sarah Wheeler talks with Paul Gigliotti, the new CEO of the California MBA , about affordability, AI and other priorities as the organization serves California lenders. To learn more about Trust & Will, click here. Related to this episode: California MBA names Paul Gigliotti new CEO as Susan Milazzo retires | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 2
How the shutdown could impact housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the government shutdown, the ADP jobs report, the latest in the Lisa Cook case and more. To learn more about Trust & Will, click here. Related to this episode: Fannie and Freddie waive some loan requirements amid shutdown | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 1
Dan Sogorka on Rocket Pro’s broker manifesto
On today’s episode, Editor in Chief Sarah Wheeler talks with Dan Sogorka, General Manager at Rocket Pro , about focusing on the broker channel and the technology and services Rocket Pro rolled out at the Rocket Pro Experience in Detroit. Related to this episode: Rocket Pro unveils broker-focused initiatives at RPX in Detroit | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Oct 1
A preview of jobs week amid a possible government shutdown
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the upcoming jobs report, mortgage rates and the impact of a possible government shutdown on economic data. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 30
Why housing demand and pricing have firmed up
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why housing demand and pricing have firmed up. Related to this episode: Mortgage spreads are the hero of the 2025 housing market | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 29
How the stock market affects the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the connection between the stock market and the housing market. Related to this episode: Today’s Locked Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 26
Why existing home sales show back-to-back months of yearly growth
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and whether we can see more growth this year. Related to this episode: Existing home sales show year-over-year growth again | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 25
The shocking jump in new home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the surging new home sales data. Related to this episode: New-home sales reach highest total since January 2022 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 24
Are we headed into a recession?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about macroeconomics and the recession triggers he looks for in the data. Related to this episode: Where do mortgage rates go from here? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 23
No more rate cuts? Fed member notes 'robust' labor market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Anlayst Logan Mohtashami about housing inventory, purchase apps and wild statements from Fed members. Related to this episode: Where do mortgage rates go from here? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 22
The real story on housing inventory in 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and how mortgage rates are affecting the supply and demand equilibrium. Related to this episode: National Single Family Inventory | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 19
Why mortgage rates rose after the Fed meeting, and what’s next
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates rising 15 basis points following the Fed rate cut. The two also talk about what to expect next. Related to this episode: Mortgage rates go wild following Fed rate cut and Powell remarks | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 18
The Fed cuts rates, but sets job growth expectation to zero
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve’s rate cut, and the specific language Jerome Powell used in the press conference that outlined their priorities. Related to this episode: Fed trims rates by 25 bps as inflation lingers, labor market weakens | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 17
Why the partnership between Realtors and LOs is more important than ever
On today’s episode, Editor in Chief Sarah Wheeler talks with three guests: Lead Analyst Logan Mohtashami, Kamini Lane, President and CEO of Coldwell Banker Realty, and Dave Dickey, president, CEO and chief production officer at Guaranteed Rate Affinity. The discussion covers challenges for agents and loan officers, the partnership between Coldwell Banker and Guaranteed Rate Affinity, and Logan’s outlook for the rest of 2025. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 16
Are Fed rate cuts already priced in to mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the new drop in mortgage rates and whether the Fed rate cut has already been priced in. Related to this episode: Have Fed rate cuts already been priced into mortgage rates? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 15
Fed week preview: What to expect for mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what to expect this week from the Federal Reserve meeting and how mortgage rates could move in response. Related to this episode: Today's Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 12
Jobless claims send mortgage rates to new low
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the lowest mortgage rates of the year and how rates were impacted by the CPI report and jobless claims. Related to this episode: Mortgage rates hit new 2025 low as jobless claims spike | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 11
Inflation and how the trade war is affecting mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation and how tariffs are affecting mortgage rates. Related to this episode: Lower mortgage rates are impacting housing demand more noticeably now | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 10
ICE Mortgage Technology President Tim Bowler on Vantage 4.0
On today’s episode, Editor in Chief Sarah Wheeler talks with Tim Bowler, president of ICE Mortgage Technology, about Vantage 4.0 and what the availability of that new credit score means for lenders. Related to this episode: ICE Mortgage Technology Timothy Bowler | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 9
What to expect from inflation week, plus falling housing inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and what to look for during this inflation week. Related to this episode: Housing Market Tracker HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 6
Mortgage rates drop after shocking jobs Friday report
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the shocking jobs Friday report and how it drove a sizable drop in the 10-year yield and mortgage rates. Related to this episode: Shocking jobs report sends mortgage rates falling to new yearly lows | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 5
With all eyes on Jobs Friday, it’s labor over inflation for mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve and how labor data is driving mortgage rates this week. Related to this episode: Mortgage rates drop to 11-month low after weak ADP jobs print HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 4
How much lower can mortgage rates go?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the job data coming in this week and how it’s affecting mortgage rates. Related to this episode: Mortgage rates hit a new 2025 low after soft job openings report HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 3
Is building more homes the answer to Trump's 'national housing emergency'?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether we are facing a national housing emergency and if so, whether building more homes is the answer. Related to this episode: Secretary Bessent says Trump may declare a national housing emergency | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Sep 2
This might be the most important jobs week yet
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about this jobs week and what he expects from the all-important jobless claims data. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 29
Will Trump push ARM loans as part of rate-cut plan?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing demand, home prices and whether Trump’s rate-cut plan includes pushing ARM loans. Related to this episode: Lower mortgage rates driving housing demand | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 28
DaylightAML CEO Bob Simpson on mortgage occupancy fraud
On today’s episode, Editor in Chief Sarah Wheeler talks with fraud expert Bob Simpson, CEO of DaylightAML , about mortgage occupancy fraud and what we can learn from the allegations of mortgage fraud that are all over the news. Related to this episode: Occupancy fraud draws more attention as Trump’s political battles heat up | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 27
How is the Fed drama affecting mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s attempted firing of Fed Governor Lisa Cook and how markets have reacted to the news. Related to this episode: How will mortgage rates respond to more turmoil at the Fed? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 26
No, ARM loans don't make up 41% of mortgage loans
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about a claim that adjustable rate mortgage (ARM) loans are going to crash the housing market. The two also discuss the new home sales report. Related to this episode: Existing home sales surprise with positive growth in July | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 25
The most important housing data to monitor for the rest of 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the housing data to watch for the rest of 2025, including the interplay between housing inventory, home prices and home sales. Related to this episode: Housing Market Tracker HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 23
Mortgage rates fall after Powell’s Jackson Hole comments
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about rates falling after comments from Federal Reserve Chair Jerome Powell at the Jackson Hole Economic Summit on Friday and what he expects at the September Fed meeting. Related to this episode: Mortgage rates fall after Powell admits fear of labor market softening | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 22
Existing home sales and what to expect from the Jackson Hole summit
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and the pressure Fed Chair Jerome Powell as he heads to the Jackson Hole Economic Symposium. Related to this episode: Existing home sales surprise with positive growth in July | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 21
Trump calls on Fed Governor Cook to resign
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s call for Fed Governor Lisa Cook to resign and whether housing permits are flagging a recession. Related to this episode: Are housing permits flagging a recession? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 20
John McManus on homebuilding trends
On today’s episode, Editor in Chief Sarah Wheeler talks with John McManus, publisher of The Builder’s Daily and vice president, homebuilding at HousingWire about homebuilding trends and where the builders have challenges and advantages right now. Related to this episode: HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 19
The outlook for housing inventory and home prices for the rest of 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and home prices for the rest of 2025. Related to this episode: Mortgage spreads cushion mortgage rates against warm inflation data | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 18
How inflation is impacting mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the inflation data and what it means for mortgage rates. Related to this episode: Mortgage Rates HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 15
Logan Mohtashami on home builders and new home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the home builders and what's going on in the new home sales market. Related to this episode: Mortgage rates drop to another new low for 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 14
Trump pivots to shadow boxing the Fed Chair
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the lowest mortgage rates of the year and Trump’s new tactic to undermine Fed Chair Jerome Powell. Related to this episode: Mortgage rates drop to another new low for 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 13
Daren Blomquist on the rise of distressed property auctions
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Daren Blomquist, vice president of market economics at Auction.com , about the rise of distressed property auctions in the second quarter and what that means for the overall housing market. Related to this episode: Get the latest auction marketplace data from the Auction Market Dispatch See how auction buyers are transforming neighborhoods on Auction.com Visit Auction.com to browse and bid on foreclosure and REO auction listings HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 12
Why inventory fell last week, plus a preview of inflation week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about some unusual housing inventory numbers and gives a preview of inflation week. Related to this episode: Did lower mortgage rates already lower housing inventory? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 11
Trump’s Fannie, Freddie IPO and the latest on the Fed
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s plans to IPO Fannie and Freddie and the latest on the Federal Reserve. Related to this episode: Trump plans IPO for Fannie, Freddie later this year | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 8
Better mortgage spreads drop mortgage rates to yearly low
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how better mortgage spreads have brought mortgage rates to their lowest level of the year, and where rates are headed next. Related to this episode: Better mortgage spreads lead to the lowest rates of 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 7
Powell faces a mutiny at the Federal Reserve
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates and a mutiny at the Federal Reserve , where several Fed presidents are now publicly calling for rate cuts. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 6
Joe Tyrrell on where AI can have the biggest impact for lenders
On today’s episode, Editor in Chief Sarah Wheeler talks with Joe Tyrrell, CEO of Optimal Blue, about some of the best AI use cases he's seeing lenders deploy and other areas where he would be cautious. Related to this episode: Optimal Blue HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 5
Is the housing market finally flagging a recession?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, residential construction labor and Trump’s firing of the head of the Bureau of Labor Statistics. Related to this episode: How much lower can mortgage rates go after Friday’s jobs report? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 4
Mike Simonsen on what happens to inventory if rates fall
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, chief economist at Compass , about what happens to housing inventory if mortgage rates fall. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 2
Logan Mohtashami: What does the jobs report mean for mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the big miss on the jobs report and what it means for Powell, rate cuts and mortgage rates going forward. Related to this episode: July jobs report miss puts September rate cut and lower mortgage rates in play | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Aug 1
Logan Mohtashami on the mortgage rate outlook for the rest of 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about where mortgage rates are headed for the rest of year given Fed policy, economic headwinds, tariffs and more. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 31
Logan Mohtashami: The Fed Empire strikes back
On today’s podcast, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting and how Powell may have moved the goalposts on unemployment. Related to this episode: Fed holds rates steady as markets eye September cut | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 30
HousingWire CEO Clayton Collins on fixing the stuck housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about why homebuilding is more important than ever in this housing market, and how AI is changing so much in our industry — including at HousingWire. Related to this episode: HW Media acquires The Builder’s Daily | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 29
Logan Mohtashami on tariffs and housing inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest on tariffs and inventory data. Related to this episode: Housing inventory growth is starting to stall | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 28
Logan Mohtashami with a preview of Fed week and jobs week
On this episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what he thinks will happen this week, which features both a Fed meeting and the monthly jobs data. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 25
Logan Mohtashami on why the Fed shouldn’t care if home prices fall
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether the Federal Reserve should care about home prices and make policy accordingly. Related to this episode: Home prices hit all-time high, but more inventory cools price growth | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 24
Logan Mohtashami on existing home sales and crazy purchase apps
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how to read the purchase applications data and what’s going on with existing home sales. Related to this episode: Purchase apps are very confusing this year, but new listings are key | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 23
Indecomm CEO Raj Nair on gen AI guardrails
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Raj Nair, CEO of Indecomm Global Services , about how lenders are deploying gen AI while still keeping important guardrails in place. Related to this episode: Indecomm Global Services HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 22
Logan Motashami on Opendoor stock skyrocketing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Opendoor stock skyrocketing, new and existing home sales, and mortgage spreads. Related to this episode: To the moon! Opendoor is Reddit’s new meme stock | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 21
Logan Mohtashami: July rate cuts from shadow Fed Chair Chris Waller?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about unlikely July rate cuts, whether Chris Waller will be Trump’s shadow Fed president and the latest homebuilder data. Related to this episode: Single-family construction is getting worse due to rates HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 18
Logan Mohtashami: What if we get no rate cuts this year?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what happens to housing if the Fed doesn’t cut rates at all this year. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 17
Logan Mohtashami on why firing Powell won’t get Trump what he wants
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about President Trump’s battle with Fed Chair Jerome Powell, and why firing Powell won’t achieve Trump’s goal of lower mortgage rates. Related to this episode: Why firing Jerome Powell won’t work for President Trump HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 16
James Kleimann on mortgage volume and profits in Q2
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the Q2 mortgage volume and profits reported by Chase and Wells Fargo , as well as the latest on Bayview’s acquisition of Guild and VantageScore 4.0. Related to this episode: JPMorgan Chase, Wells Fargo see mortgage volumes surge in Q2 (but not profits) Pulte’s VantageScore bombshell sends the mortgage industry scrambling HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 15
Logan Mohtashami on inventory and mortgage spreads
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inventory, mortgage spreads, a possible cut of the capital gains tax, and Jerome Powell. Related to this episode: Housing inventory actually fell last week. What is going on? HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 14
Logan Mohtashami: What happens to inventory if rates go to 6%?
On today's episode, HousingWire's Senior Director of Data and Content Tracey Velt talks to Lead Analyst Logan Mohtashami on what happens to inventory if rates get to 6%, inflation predictions and what the Fed will be looking at over the next six months. Related to this episode: What's Fed Chair Jerome Powell's next move on rate cuts? HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 11
Logan Mohtashami: Explaining the 25% growth in purchase applications
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about the purchase application data, which showed 25% year over year growth this week, and 9% week to week growth. Related to this episode: Why mortgage purchase apps are on a 22-week growth streak HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 10
James Kleimann on the VantageScore announcement
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the FHFA's announcement this week that VantageScore 4.0 would be accepted by Fannie and Freddie effective immediately. Related to this episode: Pulte says GSEs will accept VantageScore 4.0 immediately HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 9
Logan Mohtashami on mortgage rates under trade war deadlines
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the new trade deadlines and how mortgage rates are affected by tariffs. Related to this episode: What's Fed Chair Jerome Powell's next move on rate cuts? HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 8
Logan Mohtashami: Is stress in Florida signaling a larger housing problem?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed policy, mortgage rates, new listings and why stress in parts of Florida doesn’t signal a larger housing problem. Related to this episode: Why mortgage purchase apps are on a 22-week growth streak HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 7
Bose George on the Rocket/Mr. Cooper deal, GSE release and more
On today’s episode, Editor in Chief Sarah Wheeler talks with Bose George, managing director at KBW , about the investor view of the possibility of GSE release, changes in capital requirements, the Rocket/Mr. Cooper deal and more. Related to this episode: HousingWire | YouTube More info about HousingWire Enjoy the episode! KBW or an affiliate expects to receive or intends to seek compensation for investment banking services from Federal Home Loan Mortgage Corporation, Fannie Mae, Fidelity National Financial, First American Financial, Mr. Cooper, PennyMac and Rocket Companies in the next three months. KBW or an affiliate also expects to receive or intends to seek compensation for investment banking services from these companies. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 4
Logan Mohtashami: How government job growth killed a July rate cut
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and what it means for Fed rate cuts. Related to this episode: Government job growth kills possibility of July rate cut HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 3
Logan Mohtashami on mortgage rates and the pressure on Powell
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about FHFA Director Bill Pulte calling for Fed Chair Jerome Powell to be investigated, mortgage rates and the ADP jobs report. Related to this episode: Bill Pulte calls on Congress to investigate Fed Chair Powell HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 2
Logan Mohtashami on Powell, job openings and the mortgage rate lockdown
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed Chair Jerome Powell, job openings data and what new analysis from the FHFA says about the mortgage rate lockdown. Related to this episode: Home equity cushions homeowners against economic shocks HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jul 1
Logan Mohtashami on lower rates stabilizing the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the stabilization of the housing market over the last few weeks and what that means for home sales and home prices. Related to this episode: Have slightly lower mortgage rates stabilized the housing market? HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 30
Logan Mohtashami with a preview of this big jobs week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs week, Fed rate cuts, mortgage rates and purchase apps. Related to this episode: Fed Vice Chair Michelle Bowman supports July interest rate cut | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 27
Logan Mohtashami: Trump initiates the shadow Fed president protocol
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump initiating the shadow Fed president, as well as Morgan Stanley calling for 7 rate cuts in 2026 — and what it all means for mortgage rates. Related to this episode: Trump initiates plan to install a shadow Fed president | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 26
James Kleimann on FICO, nCINO, Rocket and more
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about this week’s mortgage lending news, including what’s happening at FICO , nCINO , Rocket and more. Related to this episode: nCino CMO indicted for grand larceny, stealing $6M from former employers | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 25
Brooklee Han on the Compass lawsuit against Zillow over private listings
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Brooklee Han about Compass’s lawsuit against Zillow over its policy on private listings. Related to this episode: The juiciest details in Compass’s lawsuit against Zillow | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 24
Logan Mohtashami on bombings, Fed rate cuts, oil pricing and more
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates after events of the last few days, including the U.S. bombing of Iran nuclear sites, potential July rate cuts by the Fed , oil prices, inventory numbers and more. Related to this episode: How will mortgage rates react to US bombing of Iran? | HousingWire Fed Vice Chair Michelle Bowman supports July interest rate cut | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 23
Logan Mohtashami: How Trump can influence Powell on mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s full-court press on Fed chair Jerome Powell and what might move mortgage rates this summer. Related to this episode: FHFA Director Bill Pulte calls on Fed Chair Powell to resign | HousingWire Trump wants Powell to lower rates. Here’s how to do that | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 21
HomeLight’s Nick Friedman talks about the rise of non-QM lending
On today’s episode, Managing Editor James Kleimann talks with Nick Friedman, president of HomeLight about the rise of non-QM lending, growing demand for buy-downs, and how HomeLight’s “Buy Before You Sell” program is helping buyers navigate a challenging market. Related to this episode: HomeLight 2025 Rising Star: Nick Friedman | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 20
Amy Stockberger on innovative ways to create customers for life
On today’s episode, Editor in Chief Sarah Wheeler talks with Amy Stockberger, founder and CEO of Amy Stockberger Real Estate , about her innovative strategies to cultivate customers for life. Related to this episode: Amy Stockberger explores her brokerage’s quest for ’lifetime home support’ | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 19
Logan Mohtashami on mortgage rates after the Fed meeting
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting, Jerome Powell and housing starts. Related to this episode: Homebuilders have no motivation to grow permits with 7% rates | HousingWire Fed holds rates steady amid inflation concerns, resilient job market | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 18
Final Offer’s Tim Quirk on giving homebuyers more certainty
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Tim Quirk, co-founder and chief strategy officer at Final Offer , to talk about providing more certainty to homebuyers. Related to this episode: Final Offer looks to the future by providing options for consumers | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 17
Logan Mohtashami on what he expects for this Fed week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about this week’s Fed meeting, mortgage rates and inventory. Related to this episode: Elevated mortgage rates aren’t discouraging homebuyers | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 16
Logan Mohtashami on global news that can affect the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about economic factors that could affect the housing market, including Israel’s war with Iran, oil prices, bond yields and tariff deals. Related to this episode: Tariffs | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 13
Logan Mohtashami: Does the Fed have tariff derangement syndrome?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the ongoing battle between the Federal Reserve and the White House over mortgage rates. The two also discuss the CPI report and purchase apps. Related to this episode: Why purchase application data is up 20% year over year | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 12
Mike Simonsen on the 11 states where home prices are below 2024 levels
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, founder of Altos, about the housing markets where inventory is rising and home prices are falling. Related to this episode: New listings slump. Have home sellers already called it quits? HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 11
MBA CEO Bob Broeksmit on trigger leads and deregulation
On today’s episode, Editor in Chief Sarah Wheeler talks with Bob Broeksmit, CEO of the Mortgage Bankers Association , about the progress of the trigger lead bill in Congress as well as the deregulation of the mortgage industry under President Trump. Related to this episode: As trigger leads ban inches closer, MBA’s Broeksmit talks deregulation, conservatorship | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 10
Logan Mohtashami: Have sellers already called it quits?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the slump in new listings and whether sellers have already called it quits this year. Related to this episode: New listings slump. Have home sellers already called it quits? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 9
Logan Mohtashami on what’s influencing mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about all the influences on mortgage rates, including Friday’s jobs report, comments from Federal Reserve presidents and even the dispute between President Trump and Elon Musk. Related to this episode: Why Friday’s jobs report won’t compel Powell to cut rates | HousingWire How the Trump/Musk dispute could influence mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 6
Logan Mohtashami: What to look for in today’s jobs report
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs week and what to look for in Friday’s jobs report. The two also discuss how the Fed might respond and what that means for mortgage rates. Related to this episode: Mortgage rates fall on ADP report. Will jobs Friday push rates even lower? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 5
James Kleimann on the explosion of non-QM lending
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the rising popularity of non-QM loans and the possibility of Fannie and Freddie widening the credit box. Related to this episode: GSEs could go public while staying under government control: Bloomberg | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 4
Clayton Collins on the can't-miss topics and speakers at The Gathering
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about the topics and speakers lined up for The Gathering, and why it's the smartest room in housing. Related to this episode: The Gathering HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 3
Logan Mohtashami explains those Redfin housing headlines
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs week, mortgage rates and recent housing headlines. Related to this episode: Mortgage rates unfazed by crazy economic headlines | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jun 2
Logan Mohtashami: What is Trump's real plan to handle Jerome Powell?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s plan for a possible shadow Fed president to bring down interest rates. Related to this episode: FHFA Director Pulte calls on Powell to lower interest rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 30
Logan Mohtashami on Trump, trade deals and the Fed
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the possibility of lower mortgage rates this summer with tariff drama and Trump’s talk about an implicit guarantee for Fannie and Freddie. Related to this episode: Will an implicit guarantee keep mortgage rates from rising after release of GSEs? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 29
James Kleimann on the mortgage M&A tipping point
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about M&A in the mortgage space and the potential of AI to truly change the home-buying process. Related to this episode: Supreme Lending to acquire Michigan Mutual: sources | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 28
Logan Mohtashami on the biggest risk of releasing the GSEs from conservatorship
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, home sales and the biggest risk of releasing the GSEs from conservatorship. Related to this episode: Bessent weighs mortgage rate risk in potential release of GSEs from conservatorship | HousingWire FHFA Director Pulte calls on Powell to lower interest rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 27
Dale Vermillion on what’s working in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Dale Vermillion, CEO of Mortgage Champions, about what advice he’s giving in this market and the balance between technology and people. Dale is a 2024 HousingWire Vanguard and has trained over a million sales and service professionals at more than 700 organizations in his long career. Related to this episode: 2024 Vanguard: Dale Vermillion | HousingWire Mortgage Champions HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 26
Logan Mohtashami: Is the Treasury about to help mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new home sales and how recent remarks from Treasury Secretary Bessent could help the bond market and mortgage rates. Related to this episode: Why did we just see the highest new home sales print in years? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 23
Logan Mohtashami on Fannie & Freddie, mortgage rates and bond auctions
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing data, mortgage rates and Trump’s tweet about releasing Fannie and Freddie from conservatorship. Related to this episode: Trump says he’s giving ‘serious consideration’ to releasing Fannie Mae, Freddie Mac | HousingWire Purchase applications see 16 weeks of positive YOY growth | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 22
James Kleimann on highlights from MBA’s Secondary Conference
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about topics at the MBA Secondary Conference this week, including FHFA Director Bill Pulte’s vow to put “obese” Fannie and Freddie on a treadmill. Related to this episode: Bill Pulte is putting ‘obese’ Fannie and Freddie ‘on the treadmill’ | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 21
Snapdocs CEO Michael Sachdev on bringing down the cost to originate
On today’s episode, Editor in Chief Sarah Wheeler talks with Michael Sachdev, CEO of Snapdocs, about the evolution of AI in mortgage over the last year and what may finally bring down the cost to originate. Related to this episode: Artificial Intelligence | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 20
Logan Mohtashami on US debt levels and the Moody’s downgrade
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Moody’s downgrade of US credit and why he’s not worried about the U.S. debt level. Related to this episode: How will Moody’s downgrade of US debt affect mortgage rates? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 19
Logan Mohtashami on how we build more homes
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing starts, inventory and mortgage rates. Related to this episode: The only remedy to build more homes? Lower mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 16
Logan Mohtashami on the homebuilder survey collapse
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the most recent homebuilder survey, purchase apps, Godzilla tariffs and more. Related to this episode: Why Trump needs lower rates: Homebuilder survey collapses | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 15
Mike Simonsen on the housing affordability crisis
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, president of Altos , about his new report on housing affordability. Related to this episode: Unaffordable by Design: What’s Next for America’s Intractable Housing Crisis? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 14
James Kleimann on Lower’s acquisition of Movoto
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Lower’s acquisition of Movoto. Related to this episode: Lower acquires real estate portal Movoto | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 13
Logan Mohtashami on what the China trade deal means for mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the three possibilities for mortgage rates following the trade deal with China. Related to this episode: What happens to mortgage rates with more trade deals? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 12
Logan Mohtashami grades the spring housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the surprisingly resilient spring housing market and the ongoing chances of a recession. Related to this episode: Why purchase mortgage applications have been positive all year | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 9
Logan Mohtashami on the Fed’s gameplan for tariffs
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting, jobless claims and purchase applications. Related to this episode: The Fed is preparing for rate cuts, but waiting on job losses | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 8
MeridianLink’s JP Kelly on the tipping point for home equity
On today’s episode, Editor in Chief Sarah Wheeler talks with JP Kelly, senior vice president of mortgage at MeridianLink , about the results of their home equity survey and growth opportunities for lenders. Related to this episode: Home Equity | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 7
Logan Mohtashami with a Fed meeting preview
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting and what to listen for when it comes to Fed policy and mortgage rates. Related to this episode: Why this week’s Fed meeting is critical for mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 6
ICE’s Chris McEntee on the power of change management
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Chris McEntee, VP of corporate development at ICE Mortgage Technology , about data, change management and what really moves the needle for lenders in this environment. Related to this episode: ICE Mortgage Technology Chris McEntee HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 6
CREFC’s David McCarthy on the reconciliation tax bill
On today’s episode, Editor in Chief Sarah Wheeler talks with David McCarthy, managing director and head of legislative affairs at the CRE Finance Counci l, about the reconciliation tax bill, regulation under the Trump administration and what he expects for Fannie and Freddie. Related to this episode: Updated list of all Trump’s actions that impact housing HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 5
Logan Mohtashami on the Fed’s new labor indicator
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report data and the Fed’s new labor indicator. Related to this episode: The key to mortgage rates: Fed phone calls? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 2
Logan Mohtashami on a potential shadow Fed president
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about a potential shadow Fed president who could bring down mortgage rates. The two also discuss the trend of housing demand. Related to this episode: Will Trump install a shadow Fed president to get lower rates? HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
May 1
James Kleimann on UWM’s decision to bring servicing in-house
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about UWM bringing servicing in-house and how that could benefit their brokers. Related to this episode: UWM brings mortgage servicing in-house, partners with ICE | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 30
Logan Mohtashami on how the trade war is impacting mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the trade war is impacting mortgage rates and what to expect next. Related to this episode: Are trade deals good for mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 29
TMBA’s Scott Norman on the affordability challenges in Texas
On today’s episode, Editor in Chief Sarah Wheeler talks with Scott Norman, the CEO of the Texas Mortgage Bankers Association , about the challenges facing lenders in the Lone Star State, including the cost of insurance and property taxes. Related to this episode: These states received top marks on their housing affordability report cards | HousingWire Texas MBA HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 29
CPO Erin Wester on Optimal Blue’s API-first evolution
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Erin Wester, chief product officer at Optimal Blue , about AI, API-first technology and how Optimal Blue is constantly evolving to serve the needs of lenders. Related to this episode: Optimal Blue HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 28
Logan Mohtashami on why he believes housing is healthier this year
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why he sees a healthier housing market this year despite negative headlines. Related to this episode: Why the housing market is actually much healthier in 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 25
Logan Mohtashami: Did Trump fold on tariffs?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what's happening with Trump’s Godzilla tariffs and the battle with Fed Chair Jerome Powell. Related to this episode: Could the US-China trade war see some relief? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 24
Mike Simonsen on how government policy is influencing housing inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Altos President Mike Simonsen about the larger economic factors influencing new listings, housing inventory and home sales. Related to this episode: Key Stats to Watch in a Rapidly Changing Market | Altos Webinar Registration Tariffs are creating a perfect storm for the housing market | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 23
James Kleimann on the gutting of the CFPB
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the CFPB firing up to 90% of its staff and the FHFA’s focus on rooting out mortgage fraud. Related to this episode: With CFPB gutted, what’s next for mortgage compliance? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 22
Logan Mohtashami on what home sales look like during a recession
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Wall Street's increased recession concerns due to the trade war, and how existing home sales react during a recession. Related to this episode: 6 charts that show storm clouds brewing over the spring homebuying season | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 21
Logan Mohtashami on the high-stakes battle between Trump and Powell
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the high stakes battle between President Trump and Fed Chairman Jerome Powell. Related to this episode: Why President Trump wants to fire Powell now | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 18
Logan Mohtashami on the civil war brewing at the Fed
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Jerome Powell’s future as head of the Federal Reserve. The two also discuss housing data, which remains positive despite uncertain economic factors. Related to this episode: Mortgage rates fall after Powell remarks | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 17
James Kleimann on Rocket joining the ARIVE platform
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the FHFA’s new tip line for mortgage fraud and Rocket joining the ARIVE platform. Related to this episode: Rocket Pro joins ARIVE platform | HousingWire FHFA is establishing a mortgage fraud tip line | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 16
Logan Mohtashami on mortgage rates amid market disruption
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rate movement amid market disruption and what happens next. Related to this episode: Mortgage rates fall as markets calm down | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 15
Brooklee Han on Zillow's stand against delayed marketing listings
On today’s episode, Managing Editor James Kleimann talks with Reporter Brooklee Han about the battle over delayed marketing listings and Zillow 's new listing standards. The two also discuss how the industry is reacting to those changes. Related to this episode: Zillow, eXp Realty team up against delayed marketing listings | HousingWire Redfin takes its own stand against CCP delayed listings | HousingWire Homes.com’s Andy Florance hits back at Zillow | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 14
Logan Mohtashami on Trump, the Fed and market stress
On today’s episode, Senior Director of Data and Content Tracey Velt talks with lead analyst Logan Mohtashami about Trump's moves on the Federal Reserve, mortgage rates and market volatility. Related to this episode: The Fed needs labor to break to cut rates more aggressively | HousingWire Housing Market Tracker HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 12
Bonus episode: Breaking down market chaos featuring Ivy Zelman, Logan Mohtashami and Dale Wettlaufer
In this bonus episode of HousingWire Daily, we’re diving into the state of the housing market. The headlines around the housing market are nonstop: mortgage rates, tariffs, affordability and market chaos. What does it mean? HousingWire sits down with industry heavyweights Ivy Zelman, Logan Mohtashami and Dale Wettlaufer to make sense of it all. Originally part of a HousingWire exclusive virtual event, this conversation features expert analysis on where we are now and where we’re headed. Related to this episode: Compare Current Mortgage Rates | HousingWire Housing Market News and Commentary | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 11
Logan Mohtashami on jobs, rates, and the road ahead
On today’s episode, Senior Director of Data and Content Tracey Velt talks with lead analyst Logan Mohtashami about chaos in the market, jobless claims, and purchase applications. Related to this episode: The Fed needs labor to break to cut rates more aggressively | HousingWire The State of the Housing Market: Insights from Experts Logan Mohtashami, Dale Wettlaufer, and Ivy Zelman HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 10
Mike Simonsen on housing data to watch amid market volatility
On today’s episode, Senior Director of Data and Content Tracey Velt talks with Altos founder Mike Simonsen about the market volatility and when we will see the impact on housing data. Related to this episode: Housing Market Tracker HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 9
Logan Mohtashami: Volatility as market goes wild
On today’s episode, Senior Director of Data and Content Tracey Velt talks with Logan Mohtashami, HousingWire's Lead Analyst about market volatility and the impact on housing Related to this episode: Mortgage rates sharp reversal as market goes wild HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 8
Mark Adams on the RealTrends Verified brokerage rankings shake ups
On today's episode, Senior Director of Data and Content Tracey Velt talks with Mark Adams, the Senior Vice President of HousingWire Real Estate Group, to dig into the 2025 RealTrends Verified Brokerage Rankings. He highlights which firms grew the most and takes a look at some of the up and comers. Related to this episode: 2025 RealTrends Verified Brokerage Rankings HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 8
Dark Matter’s Stephanie Durflinger on making smart decisions with AI
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Stephanie Durflinger, Chief Product Officer at Dark Matter Technologies , about making smart decisions with AI, and how lenders are implementing this technology to get real ROI. Related to this episode: Dark Matter Technologies HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 7
Logan Mohtashami on how tariffs are driving mortgage rates lower
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and how that data is impacting mortgage rates while the markets are still digesting very significant tariffs. Related to this episode: Trump’s tariffs, not jobs, are driving mortgage rates lower this week | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 4
Logan Mohtashami on the mortgage rate drop after tariff news
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how tariffs are affecting housing, specifically mortgage rates. Related to this episode: Tariff news sends mortgage rates to the lowest level of 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 3
James Kleimann on Rocket buying Mr. Cooper
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Rocket’s acquisition of Mr. Cooper and what it means for the rest of the mortgage industry. Related to this episode: Rocket Companies to acquire Mr. Cooper in bombshell $9.4B deal | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 2
Logan Mohtashami on tariffs, mortgage rates and multifamily delinquencies
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about tariffs, mortgage rates, and the difference between single-family and multifamily delinquency data. Related to this episode: No, homeowner delinquency rates aren’t elevated | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Apr 1
Rate President Shant Banosian on the mortgage tech arms race
On today’s episode, Editor in Chief Sarah Wheeler talks with Shant Banosian, president of Rate, about the culture, technology and mindset needed to win in this market. Related to this episode: No. 1 originator Shant Banosian named president of Rate | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 31
Logan Mohtashami on tariff news and jobs week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what to expect this week from big tariff announcements and jobs data. Related to this episode: Tariffs | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 28
Logan Mohtashami on positive spring housing market signals
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the positive signals he’s seeing for this spring housing market. Related to this episode: Lower mortgage rates driving early spring home sales | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 27
James Kleimann on FHFA’s elimination of SPCPs and the recision of UDAP
On today’s podcast, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about a series of housing orders from FHFA Director Bill Pulte on climate risk, UDAP and special purpose credit programs. Related to this episode: Pulte terminates SPCPs, issues recision of UDAP bulletin in slew of orders | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 26
Logan Mohtashami on the risk of FHA delinquencies
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about FHA loan delinquencies and the risk they pose to the housing market. Related to this episode: Housing Market Tracker HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 25
ICE’s Andy Walden on the early spring housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Andy Walden, the head of Mortgage and Housing Market Research at ICE , about what he’s seeing in the early spring home-buying season. Related to this episode: Housing Market News HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 24
Logan Mohtashami: Can housing inventory and sales grow together?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the connection between housing inventory and sales, and how both of those affect home prices. Related to this episode: What’s keeping homebuilders from large-scale layoffs? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 21
Logan Mohtashami on the surprising growth in existing home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the existing home sales report, tariffs and the ongoing battle between The White House and the Federal Reserve over mortgage rates. Related to this episode: Logan Mohtashami: The cure for tariffs is lower mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 20
Logan Mohtashami: Takeaways from the Fed meeting
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting, Jerome Powell’s remarks and what it means for mortgage rates. Related to this episode: Federal Reserve keeps benchmark interest rates unchanged | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 19
Logan Mohtashami on why the construction recession hasn't happened yet
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the new construction data and why we haven’t seen large-scale layoffs of construction workers. The two also discuss the Fed. Related to this episode: What’s keeping homebuilders from large-scale layoffs? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 18
ICE’s Courtenay Dunn on federal housing priorities
On today’s episode, Editor in Chief Sarah Wheeler talks with Courtenay Dunn, Senior Director of Government Affairs at ICE , about GSE reform, deregulation and housing affordability under the Trump administration. Related to this episode: Senate confirms Bill Pulte as FHFA director | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 17
Logan Mohtashami on what the Fed is going to do now
On this episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the current economic uncertainty and what path the Fed will take this week to address that. Related to this episode: Showdown: The White House vs the Fed on mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 14
Logan Mohtashami on gauging spring housing demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about spring housing demand. The two also discuss inflation, jobs, tariffs and pressure on Canada. Related to this episode: Mortgage applications climb as rates continue to decline | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 13
James Kleimann on mortgage technology innovation
On this episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about mortgage technology innovation and what he heard from attendees at the ICE Experience conference. Related to this episode: Technology | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 12
Logan Mohtashami: Why aren’t mortgage rates even lower
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the stock market, the 10 year yield and why mortgage rates haven’t gone even lower. Related to this episode: Is recession risk driving lower mortgage rates now? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 11
James Kleimann on Rocket’s acquisition of Redfin
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Rocket ’s acquisition of Redfin , a deal he thinks could be a watershed moment for those in mortgage and real estate. Related to this episode: Rocket Companies announces deal to acquire Redfin for $1.75 billion | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 11
Freddie Mac’s Donna Spencer on their Servicing Excellence initiative
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Donna Spencer, vice president of servicer relationship and performance management at Freddie Mac , to discuss their new Servicing Excellence initiative and the benefits for their partners. Related to this episode: Servicing Excellence Forging a New Path: The Future of Servicing Excellence Stay Up to Data: Automating Servicing for Sustainable Homeownership HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 10
Logan Mohtashami on the labor market for 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and where the labor market is heading for the rest of the year. Related to this episode: DOGE layoffs lead to uptick in federal jobless claims, but full impact is yet to come | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 7
Logan Mohtashami explains how tariffs and jobs data will impact mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest tariff news and jobs data and how both of those things are affecting mortgage rates. Related to this episode: HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 6
James Kleimann on news about Rate, Rocket and UWM
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about big lenders, including Shant Banosian stepping into the role of president at Rate , and Rocket and UWM earnings calls. Related to this episode: No. 1 originator Shant Banosian named president of Rate | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 5
Mike Simonsen on saving the spring housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, president of Altos, about saving the spring home-buying market amid a lot of economic challenges. Related to this episode: Will mortgage rates allow for ‘peak’ homebuying season? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 4
Logan Mohtashami on negative GDP growth and tariffs
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Atlanta Fed’s model forecasting negative GDP growth in the first quarter and what that means for mortgage rates. The two also discuss President Trump's plans for tariffs. Related to this episode: Trump confirms 25% tariffs on Mexican, Canadian imports will start Tuesday | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Mar 3
Logan Mohtashami on how the Fed is reacting to the tariff drama
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the Fed is reacting to all the proposed tariffs and what that could mean for mortgage rates. Related to this episode: Will higher inflation and mortgage rates create a recession? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 28
Logan Mohtashami: Are recession fears valid now?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether we are close to a recession given the latest economic reports, including jobless claims. Related to this episode: Will higher inflation and mortgage rates create a recession? | HousingWire Daily HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 27
Brian Hale on growing a mortgage business in this environment
On today’s episode, Editor in Chief Sarah Wheeler talks with Brian Hale, founder and CEO of Mortgage Advisory Partners, about what lenders should do right now to grow their business. Hale was a featured speaker at HousingWire’s Housing Economic Summit and has held leadership positions at companies including ClosingMark Financial Group, Stearns Lending, MetLife Home Loans, Countrywide, Wells Fargo and Fleet Mortgage. Related to this episode: HousingWire Economic Summit HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 26
Logan Mohtashami on why mortgage rates are dropping
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why we’re seeing a drop in the 10-year yield and mortgage rates. Related to this episode: Mortgage rates fall as economic softness sends bond yields lower | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 25
James Kleimann on specific cuts at CFPB and HUD
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about specific funding and staff cuts at the CFPB and HUD and how those cuts could positively and negatively affect housing. Related to this episode: Internal memo outlines DOGE’s plan to gut HUD | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 24
Logan Mohtashami: Can DOGE $5,000 checks help housing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the $5,000 checks that consumers might be getting and how that could affect housing demand and mortgage rates. The two also discuss existing home sales. Related to this episode: Existing-home sales slow in January as affordability challenges persist | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 21
Logan Mohtashami on how mass federal firings could affect mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how mass firings at the federal level could lower mortgage rates. Related to this episode: Massive FHA cuts would create dysfunction for mortgage industry, homeowners: ex-official | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 20
James Kleimann on big cuts at HUD, FHA and the CFPB
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about staffing cuts at HUD , FHA and the CFPB — and what it all means for housing professionals. Related to this episode: Updated list of all Trump’s actions that impact housing | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 19
Logan Mohtashami on the state of the DC housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Washington, D.C. housing market amid large layoffs in the federal government. The two also discuss a proposal by Florida Gov. Ron DeSanctis to ban property taxes. Related to this episode: The impact of job cuts on the DC housing market | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 18
Jim Lockhart on the cooperation needed to get the GSEs out of conservatorship
On today’s episode, Editor in Chief Sarah Wheeler talks with Jim Lockhart, senior fellow at the Bipartisan Policy Center , about streamlining the government — from tackling the national debt to getting Fannie Mae and Freddie Mac out of conservatorship. Lockhart was the director of FHFA during the financial crisis and was a member of the TARP Oversight Board. He also served as Vice Chairman of Wilbur Ross’ private equity firm. Related to this episode: HUD to cut 50% of its workforce in latest Trump purge | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 17
Logan Mohtashami on mortgage rate whiplash
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the wild moves in mortgage rates last week and what to expect this week. Related to this episode: Mortgage rates dip below 7% after retail sales surprise | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 14
Josh Romney and Logan Mohtashami on economic factors driving housing
On today’s episode, Editor in Chief Sarah Wheeler talks with two guests: Lead Analyst Logan Mohtashami and Josh Romney, president and CEO of the Romney Group as well as Chairman and CEO of Intercap Lending. The three discuss the economic factors driving the housing sector, including lending, building and development. Related to this episode: Will higher inflation and mortgage rates create a recession? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 13
Matthew VanFossen on how lenders are reacting to changes at the CFPB
On today’s episode, Editor in Chief Sarah Wheeler talks with Matthew VanFossen, CEO of Absolute Home Mortgage , about his perspective as a mortgage lender on what’s happening at the CFPB. Related to this episode: Why the CFPB’s enforcement pause is not a free pass for lenders | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 12
Logan Mohtashami on inflation and a possible recession
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation, a possible recession, new listings and agents of chaos. Related to this episode: Better mortgage spreads are capping rates in 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 11
Chris Clow on all the changes happening at the CFPB and HUD
On today’s episode, Editor in Chief Sarah Wheeler talks Editor Chris Clow about all the changes at the federal level for housing agencies and regulators in the last week, including the virtual shut-down of the CFPB. Related to this episode: Updated list of all Trump’s actions that impact housing | HousingWire A timeline of what’s happening at the CFPB under Trump | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 10
Logan Mohtashami: Jobs data keeping mortgage rates elevated
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and how it’s affecting mortgage rates. The two also discuss how the Fed is reacting. Related to this episode: Mortgage rates remain high due to labor market resilience | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 7
Logan Mohtashami: How Trump’s Treasury could lower mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what the Treasury department could do to help lower mortgage rates. The two also discuss the homeownership rate. Related to this episode: The state of US homeownership: Younger buyers hold the key | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 6
Mike Simonsen on home price cuts and what the trend means for the spring housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Altos President Mike Simonsen about the data signals he’s watching as we head into spring, including home price cuts. Related to this episode: Weak demand is forcing more home sellers to reduce their asking price | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 5
Logan Mohtashami on the market’s response to trade war headlines
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the market’s response to tariffs and trade war headlines. Related to this episode: Mortgage rates remain flat despite tariff drama | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 4
James Kleimann on major housing policy shifts over the last two weeks
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about all the policy shifts we’ve seen in the last two weeks under the new Trump administration, including the CFPB, tariffs, HUD and more. Related to this episode: Updated list of all Trump’s actions that impact housing | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Feb 3
Logan Mohtashami on Trump’s tariff end game
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about tariffs, jobs week and all the variables that can affect mortgage rates. Related to this episode: Is President Trump bluffing on tariffs? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 31
Logan Mohtashami on how many Fed rate cuts to expect in 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, pending sales and insurance costs. Related to this episode: In leaving rates alone, the Fed hides behind solid labor market | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 30
MBA’s Bob Broeksmit on housing policy priorities in a new administration
On today’s episode, Editor in Chief Sarah Wheeler talks with Bob Broeksmit, president and CEO of the Mortgage Bankers Association, about the trade group’s priorities under the Trump administration. Related to this episode: Bob Broeksmit outlines MBA priorities under Trump administration | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 29
Logan Mohtashami on Fed day and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed day, mortgage rates and new home sales. Related to this episode: Why new-home sales are disappointing, despite beating estimates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 28
Jason Mitchell on being sued by the CFPB and the larger implications of the case
On today’s episode, Editor in Chief Sarah Wheeler talks with Jason Mitchell, founder of the Jason Mitchell Group about his experience being sued by the CFPB and the larger implications of the case. Related to this episode: CFPB sues Rocket, The Jason Mitchell Group over RESPA violations | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 27
Logan Mohtashami: Why didn’t home prices correct with lower home sales?
On today’s podcast, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales, home prices and purchase apps heading into the spring housing market. Related to this episode: Why didn’t we see a national home-price correction in 2024? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 24
Logan Mohtashami on Trump’s call for lower interest rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump’s call for lower interest rates and where that puts the Fed , plus a big deflationary move on the rental index. Related to this episode: What’s behind Trump’s ‘demand’ for lower interest rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 23
Mike Simonsen on addressing the housing affordability crisis
On today’s episode, Editor in Chief Sarah Wheeler talks with Altos President Mike Simonsen about home sales, the affordability crisis and how Trump’s housing policies could affect the spring home-buying market. Related to this episode: Home sales are stalled with 7% mortgages | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 22
Logan Mohtashami on how Trump’s executive orders impact housing
In today’s episode, Editor in Chief Sarah Welcome talks with Lead Analyst Logan Mohtashami about President Trump’s executive orders related to housing and what to expect next. Related to this episode: Trump issues executive order: Emergency price relief on housing | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 21
Pivot Financial’s Jennifer McGuinness on portfolio risks following the California wildfires
On today’s epsidoe, Editor in Chief Sarah Wheeler talks with Jennifer McGuinness, CEO of Pivot Financial, about the risks lenders and investors are facing after the California wildfires. Related to this episode: CoreLogic puts property damage from two fires at up to $45B | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 20
Logan Mohtashami: How low do mortgage rates need to go for builders?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing starts and permits, mortgage rates and purchase applications. Related to this episode: Rising mortgage rates zap builder confidence | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 17
Logan Mohtashami on Fed signals and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates falling on Fed talk and what to expect from some of the new incoming administration figures at HUD, FHFA and Treasury. Related to this episode: Mortgage rates fall after remarks by Fed President Waller | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 16
Brooklee Han on the Supreme Court and NAR
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Brooklee Han about the Supreme Court’s decision not to weigh in on the battle between NAR and the DOJ , as well as some specific housing markets she’s writing about. Related to this episode: The Supreme Court is out, so what’s next for NAR? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 15
Logan Mohtashami on Inflation and mortgage rates in 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation numbers and how that data is impacting mortgage rates. The two also discuss a possible trade war and housing inventory. Related to this episode: Housing demand positive, but at risk from higher mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 14
Clayton Collins on the devastating impact of the California wildfires
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about the California wildfires and their impact on inventory, rent and insurance in the area. Related to this episode: Wildfire | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 13
Logan Mohtashami on what jobs week data means for mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs week data, including Friday’s jobs report, and what it all means for mortgage rates. Related to this episode: Jobs week data is keeping mortgage rates above 7% | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 10
CoreLogic’s Jon Schneyer on the potential impact of the LA fires
On today’s episode, Editor in Chief Sarah Wheeler talks with Jon Schneyer, director of catastrophe response at CoreLogic , about the LA fires and the potential impact on the California housing market. Related to this episode: LA fires upend rental market as residents scramble for housing | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 9
Mike Simonsen on the housing market trends to watch this year
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, president of Altos Research, about the two big housing market trends to watch in 2025. Related to this episode: The two big housing market trends to watch in 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 8
Logan Mohtashami: How to gauge spring housing demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and how that might impact mortgage rates and spring housing demand. Related to this episode: Has spring housing demand already started? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 7
SitusAMC's Jon Gerretsen on reducing risks in loan manufacturing
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Jon Gerretsen, Managing Director of Residential New Originations and Fulfillment Services at SitusAMC , about how the company is partnering with clients on the front end of the loan manufacturing process to reduce risks and make teams more efficient. Related to this episode: Situs AMC HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 6
Logan Mohtashami on why jobs data is so important for mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs week and why jobs data is so important for mortgage rates. Related to this episode: Jobless claims keep mortgage rates elevated | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 3
Chris Clow on reverse mortgage lending opportunities in 2025
On today’s episode, Editor Chris Clow talks about opportunities for reverse mortgage lending in 2025 and what the landscape looks like with a new administration coming in. Related to this episode: The biggest reverse mortgage opportunities in 2025 | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Jan 2
Sarah Wolak on trending housing market topics
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Sarah Wolak about trending topics and what she’s keeping an eye on in the new year. Related to this episode: Homebuilders are using more buyer incentives since the election | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 31, 2024
Logan Mohtashami on HousingWire’s 2025 housing market forecast
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about HousingWire’s 2025 forecast and the outlook for mortgage rates, home sales, home prices and more as we head into the new year. Related to this episode: How HousingWire’s 2025 housing market forecast compares to others | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio
Dec 30, 2024
Logan Mohtashami’s 2024 year in review
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the positives and negatives for housing in 2024. Related to this episode: Housing market data positive despite Powell’s Grinch act | HousingWire The homebuilders’ 2025 supply and demand problem | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio
Dec 27, 2024
Brooklee Han on the biggest real estate stories in 2024
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Brooklee Han to talk about the biggest real estate stories in 2024 and what will still be relevant in the next year. Related to this episode: Appeals of NAR settlement approval continue to pile up | HousingWire ‘The DOJ is coming for NAR’: What’s next after the $418M settlement? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 26, 2024
Nate Smoyer on the state of real estate marketing
On today’s spisode, Editor in Chief Sarah Wheeler talks with Nate Smoyer, Director of Real Estate Program Growth at HousingWire, about marketing, real estate, conspiracy theories and more. Related to this episode: Marketing | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 24, 2024
Brena Nath on 2025 HousingWire events
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, senior director of subscriptions and events, about the roster of speakers and sessions lined up for HousingWire events in 2025. Related to this episode: Housing Economic Summit The Gathering 2025 HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 23, 2024
Logan Mohtashami on existing home sales, inflation and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales, mortgage rate forecasts and inflation. Related to this episode: All those 2025 mortgage rates forecasts are now wrong | HousingWire Why did existing home sales grow with higher mortgage rates? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 20, 2024
Daren Blomquist on the signals from distressed home sales
On today’s podcast, Editor in Chief Sarah Wheeler talks with Daren Blomquist, vice president of market economics at Auction.com, about what distressed home sales can tell us about the larger 2025 housing market. Related to this episode: Distressed properties signal a slowdown in 2025 housing market | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 19, 2024
Logan Mohtashami on the Fed’s 2025 game plan
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed day and what the Fed revealed about their 2025 strategy. Related to this episode: Fed cuts rates by 25 bps, signals a slower pace ahead | HousingWire The Federal Reserve’s housing recession dilemma | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 18, 2024
Bill Emerson on Rocket’s lawsuit against HUD
On today’s episode, Editor in Chief Sarah Wheeler talks with Bill Emerson, president of Rocket Companies, about their lawsuit against HUD, which alleges that the agency is unfairly holding the company accountable for the actions of an independent appraiser. The two also discuss the DOJ lawsuit against Rocket. Related to this episode: Rocket sues HUD, saying it isn’t accountable for appraiser’s actions | HousingWire DOJ sues Rocket, appraisal companies over alleged discrimination | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 17, 2024
Jessica Lautz on NAR’s 2025 housing market forecast
On today’s episode, Editor in Chief Sarah Wheeler talks with Jessica Lautz, deputy chief economist at the National Association of Realtors , about NAR’s 2025 forecast and what she expects for the housing market next year. Related to this episode: Housing Economic Summit HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 16, 2024
Logan Mohtashami on wildcards in the 2025 housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the wildcard events that could affect the 2025 housing market. Related to this episode: Today’s sellers don’t have to worry about underwater mortgages | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 13, 2024
Chris Clow on where we could see ‘silver tsunami’ inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about where we would see any inventory from the ‘silver tsunami’ as well as the latest on trigger leads and manufactured homes. Related to this episode: Is there a housing inventory ‘silver tsunami?’ Not where it’s needed | HousingWire CHLA urges CFPB action on trigger leads after legislative effort fails | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 12, 2024
Logan Mohtashami on why’s he’s excited about the 2025 housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why he’s excited about the 2025 housing market. Related to this episode: How to track housing data to know what’s coming next | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 11, 2024
Altos President Mike Simonsen on whether 2025 will be a ‘normal’ housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, President of Altos Research, about returning to a more normal housing market and the data signals he’s paying attention to as we head into 2025. Related to this episode: Will 2025 finally be a ‘normal’ housing market? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 10, 2024
Real estate industry may still be in DOJ's crosshairs under Trump
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about commission lawsuits and the DOJ under a new Trump administration, the priorities of big brokerages heading into 2025, and charitable work by North Carolina Realtor Leigh Brown. Related to this episode: What Gail Slater’s DOJ nomination means for real estate antitrust issues | HousingWire Reflecting on the Hurricane Helene relief effort with Leigh Brown | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 9, 2024
Logan Mohtashami on the reality of U.S. economics
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the U.S .economic picture, including the jobs report, mortgage rates and what the demographic overlap of Millennials and Gen-Z homebuyers will mean for housing. Related to this episode: Mortgage rates fall on jobs week data | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 6, 2024
Chris Whalen on removing Fannie and Freddie from conservatorship
On today’s episode, Editor in Chief Sarah Wheeler talks with investment banker and author Chris Whalen about the possibilities and challenges of bringing the GSEs — Fannie and Freddie — out of conservatorship. Whalen edits The Institutional Risk Analyst newsletter and has held positions in organizations such as the House Republican Conference Committee, the Federal Reserve Bank of New York, Bear, Stearns & Co., Prudential Securities, and Carrington Mortgage Holdings. Related to this episode: Broeksmit: MBA ready to work on GSEs’ exit from conservatorship | HousingWire Chris Whalen | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 5, 2024
Logan Mohtashami on getting 11% home-price growth in 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home-price forecasts for 2025, especially the one by the Apollo Group that has home prices rising by 10.8%. Related to this episode: 2025 Housing Market Forecast: The Path to Home Sales Recovery | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 4, 2024
Chris Clow on ‘deleting’ the CFPB and a new HUD secretary
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the role of the Consumer Financial Protection Bureau (CFPB) and HUD under the incoming Trump administration. Related to this episode: Elon Musk calls for the CFPB to be ‘deleted’ | HousingWire Trump names Scott Turner the new HUD secretary | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio.
Dec 3, 2024
CoreLogic’s Shaleen Khatod on the role of AI in real estate
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Shaleen Khatod, Senior Vice President of Real Estate Strategy, Products and Innovation at CoreLogic , about the role of AI in real estate and how that should represent not just artificial intelligence, but agent intelligence. Related to this episode: CoreLogic HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 2, 2024
Logan Mohtashami: BlackRock is not buying any homes
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the idea that Wall Street is buying up all the homes and the unusually strong housing demand we’re seeing as we head into December. Related to this episode: No, Wall Street investors haven’t bought 44% of homes this year | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 29, 2024
Freedom Mortgage CEO Stan Middleman on playing the long game
On today’s episode, Editor in Chief Sarah Wheeler talks with Stan Middleman, founder, president and CEO of Freedom Mortgage, about adapting to changing economic conditions, the risks he sees in this market and what it means to play the long game. Related to this episode: Freedom Mortgage founder addresses ’extraordinary’ credit profiles, profitability and products | HousingWire Daily HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 27, 2024
Angel Oak President Tom Hutchens on the non-QM forecast for 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Tom Hutchens, president of Angel Oak Mortgage Solutions , about what’s happening in the non-QM part of the industry and his outlook for 2025. Related to this episode: Angel Oak Mortgage Solutions taps Hutchens for president role, promotes three others | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 26, 2024
AIME CEO Jonathon Haddad on his vision for growing the broker channel
On today’s episode, Editor in Chief Sarah Wheeler talks with Jonathon Haddad, chairman and CEO of the Association of Independent Mortgage Experts (AIME), about his vision for the broker channel and the long-term goal to get to 50% market share. Related to this episode: AIME names Jonathon Haddad as new CEO and chairman | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 25, 2024
Logan Mohtashami on existing home sales and housing demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and what housing demand today is showing us about the spring. Related to this episode: Did lower mortgage rates lead to higher home prices in October? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 22, 2024
NAHREP’s Gary Acosta on the Trump policies that could impact real estate
On today’s episode, Editor in Chief Sarah Wheeler talks with Gary Acosta, co-founder and CEO of the National Association of Hispanic Real Estate Professionals ( NAHREP ) about how the incoming Trump administration could affect the real estate market in 2025. The two discuss inventory, immigration, regulation and more. Related to this episode: Trump’s plan to build houses on federal land, explained | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 21, 2024
Logan Mohtashami on Trump’s Treasury pick and how that could affect mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what Trump is looking for in a Treasury Secretary and how that could affect mortgage rates. The two also discuss housing starts and purchase applications. Related to this episode: Here’s why we won’t build millions of new homes | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 20, 2024
James Kleimann on Rocket, Zillow and building houses on federal land
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how Rocket and Zillow are playing to win in this market, lender profits in Q3 and whether we can realistically build houses on federal land. Related to this episode: How Rocket Mortgage plans to win in 2025 | HousingWire Zillow’s mortgage business is growing. Lenders beware | HousingWire The typical mortgage lender made a profit of $701 per loan in Q3 | HousingWire Trump’s plan to build houses on federal land, explained | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 19, 2024
Marc Trachtenberg on the lender/title partnership
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Marc Trachtenberg, CEO at Silk Title Company, about how transparency can fuel real partnership between lenders and title companies and what he's doing to forge relationships that benefit everyone. Related to this episode: Silk Title Co IMB Summit | HousingWire Marc Trachtenberg | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 18, 2024
Logan Mohtashami on housing stress and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the very positive housing credit report and where mortgage rates are headed. Related to this episode: Credit data shows: There’s no housing crash coming | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 15, 2024
HUD CFO Vinay Singh on where AI is making a difference
On today’s episode, Editor in Chief Sarah Wheeler talks with Vinay Singh, chief financial officer and chief AI officer at HUD, about technology and how his team is forging a path toward innovation at the department. Related to this episode: Technology and AI | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 14, 2024
Logan Mohtashami on inflation, mortgage rates and losing construction workers
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation, mortgage rates and what happens to housing if we see a mass deportation of construction workers. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 13, 2024
Brian Hale on how housing will change because of this election
On today’s episode, Editor in Chief Sarah Wheeler talks with Brian Hale, CEO and founder of Mortgage Advisory Partners , about the election and what he thinks we'll see on mortgage rates, regulation, GSE conservatorship and more. Related to this episode: Housing Market | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 12, 2024
Cecelia Raine on Freddie Mac’s vision for servicing
On today’s episode, Editor in Chief Sarah Wheeler talks with Cecelia Raine, vice president of servicing innovation and engagement at Freddie Mac, about their vision for servicing and how they are using technology to enhance the customer experience. Related to this episode: Resolve | Freddie Mac Resolve APIs | Freddie Mac A Proactive Guide for Servicers: Mortgage Relief Education and Options | Freddie Mac HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 12, 2024
Anthony Lamacchia on the state of the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Anthony Lamacchia, founder and CEO of Lamacchia Companies and Lamacchia Realty , about the state of the housing market one year after the Sitzer/Burnett verdict, the industry’s “addiction to mortgage rates” and the election. Related to this episode: Commission Lawsuits | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 11, 2024
Logan Mohtashami: After the election, does the Fed finally care about housing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Jerome Powell’s remarks at the Fed meeting and where mortgage rates are headed. Related to this episode: Fed cuts interest rates by 25 bps, but Trump’s victory sows doubts on future moves | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 8, 2024
James Kleimann on how Trump will change housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Trump’s election and how that could impact the housing industry, including regulation, GSE conservatorship, HUD, AI and more. Related to this episode: Trump’s presidency signals new regulatory era for mortgages | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 7, 2024
Logan Mohtashami on mortgage rates under a Trump presidency
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the election and where mortgage rates are headed in a Trump presidency. Related to this episode: Where are mortgage rates headed under President Trump? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 6, 2024
Logan Mohtashami on the economics of this election
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, inventory and what people are afraid of when it comes to this election. Related to this episode: 38% of early voters say housing affordability influenced their pick for president | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 5, 2024
MBA’s Bill Killmer on the election and housing policy
On today’s episode, Editor in Chief Sarah Wheeler talks with Bill Killmer, Senior Vice President of Legislative and Political Affairs at the Mortgage Bankers Association, about the election and the issues MBA is working on across the aisle. Related to this episode: Election season is in the air at MBA Annual | HousingWire Mortgage Bankers Assocation Bill Killmer | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 4, 2024
Logan Mohtashami on volatile rates after the jobs report
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about where rates have gone after Friday’s negative jobs report and what to look for on election day. Related to this episode: Why did mortgage rates rise after the negative jobs report? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 1, 2024
Optimal Blue’s Brennan O’Connell on ‘rate-lock snowflakes’
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Brennan O'Connell, director of data solutions at Optimal Blue, about the significance of rate lock data and how lenders are using that data to their advantage. Related to this episode: Optimal Blue Optimizing originator retention: How Optimal Blue’s tools and AI solutions keep lenders competitive | HousingWire Brennan O'Connell HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 1, 2024
Freddie Mac’s Sonu Mittal on buybacks and appraisal waivers
On today’s episode, Editor in Chief Sarah Wheeler talks with Sonu Mittal, senior vice president and head of single-family acquisitions at Freddie Mac, about the changes announced this week on repurchase remedies, appraisal waivers and more. Related to this episode: No undue risk! Freddie Mac’s Sonu Mittal on new buyback remedy, appraisal waiver extensions | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 31, 2024
Logan Mohtashami on the surprising home sales and home price data
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home sales, home prices, jobs data and mortgage rates. Related to this episode: October jobs report will influence Fed policy, mortgage rates path | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 30, 2024
James Kleimann on news from MBA’s Annual conference
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about all the news coming out of the MBA Annual conference, including changes to appraisal alternative guidelines and an expansion of a fee-based alternative to repurchasing loans. Related to this episode: FHFA to allow alternative appraisal methods on purchases up to 97% LTV | HousingWire Whether it’s Trump or Harris in office, MBA says it ‘knows how to stop bad ideas’ | HousingWire FHFA expands fee-based alternative to repurchase loans to all approved lenders | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 29, 2024
David McCarthy on how the election could affect housing policy
On today’s episode, Editor in Chief Sarah Wheeler talks with David McCarthy, managing director and head of legislative affairs at the CRE Finance Council , about how the election could affect housing policy. McCarthy discusses outcome scenarios for taxes, bank capital, GSE reform and regulation depending on which party wins the presidency, but also the House and Senate. Related to this episode: Housing Policy | HousingWire CRE Finance Council HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 28, 2024
Logan Mohtashami on what to look for during jobs week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what to look for on jobs week to know where mortgage rates are headed. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 25, 2024
The issues facing mortgage brokers in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with executives from the National Association of Mortgage Brokers : Executive Director Valerie Saunders and President Jim Nabors, about issues facing their members, market share and their new homebuyer report. Related to this episode: Valerie Saunders | LinkedIn Jim Nabors | LinkedIn National Association of Mortgage Brokers HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 24, 2024
Logan Mohtashami on why rates keep going up
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the real reason mortgage rates rose this week and how the election could impact pricing. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 23, 2024
Adam Ozimek on how the next president can solve our housing crisis
On today’s episode, Editor in Chief Sarah Wheeler talks with Adam Ozimek, chief economist at Economic Innovation Group , about how the next president can solve our housing crisis — no matter who wins the White House. Related to this episode: Housing affordability is a political unifier among swing-state voters | HousingWire Adam Ozimek | X HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 22, 2024
Erin Wester on pricing engines as a single source of truth
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Erin Wester, vice president of product management at Optimal Blue, about the broad role of pricing engines in the lending landscape. Related to this episode: Optimal Blue Erin Wester | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 21, 2024
Logan Mohtashami on the Fed’s contempt for housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing starts and stubborn mortgage rates. Related to this episode: The Fed’s monetary policy is stifling new construction | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 18, 2024
James Kleimann on AI’s impact on the housing industry
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the promise —and threat — of AI for the housing industry. Related to this episode: Artificial Intelligence | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 17, 2024
Logan Mohtashami on what’s keeping mortgage rates from falling
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what’s keeping mortgage rates from falling and why Americans don’t have to worry about the dollar crashing. Related to this episode: Today’s Locked Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 16, 2024
How New Jersey Realtors are handling a lack of inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lisa Comito, president of Greater Bergen Realtors , about the challenges in the New Jersey housing market and how she’s leveraging AI. Related to this episode: It’s no longer a frenzy, but the Bergen County housing market is still hot | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 15, 2024
Identifying the next great American neighborhood with CoreLogic
On today's sponsored episode, Editor in Chief Sarah Wheeler talks with Anand Singh, Vice President of Location Intelligence and Gen. AI Property Insights at CoreLogic about identifying the next great American neighborhood. Related to this episode: Location Intelligence Growth Solutions | HousingWire Anand Singh | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 14, 2024
Logan Mohtashami on where rates need to be for home sales growth
In today's episode, editor Chris Clow talks with lead analyst Logan Mohtashami about the rate environment and where the country needs rates to be to sustain growth in home sales. Related to this episode: Today’s Locked Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 11, 2024
How agents are faring post settlement changes with James Kleimann
In today’s episode, Senior Director of Data and Content Tracey Velt talks with Managing Editor James Kleimann about how agents and brokerages are faring post-NAR settlement changes and the impacts of hurricane season on area housing markets. Related to this episode: After the waters recede: LOs, agents grapple with Helene and Milton devastation | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 10, 2024
Logan Mohtashami talks hurricane markets and 2025 forecasts
In today’s episode, Senior Director of Data and Content Tracey Velt talks with Lead Analyst Logan Mohtashami about the impacts of the recent hurricanes on housing, inventory, and a sneak peek into home price forecasts for 2025. Related to this episode: Tampa housing market comes to a halt as Hurricane Milton looms | HousingWire Today’s Locked Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 9, 2024
Inside ICE’s move from Encompass SDK (Software Development Kit)
In today’s episode, managing editor James Kleimann speaks with Tim Bowler and Troy Tomas. Tim is the president of ICE Mortgage Technology and Troy is the vice president of of engineering at ICE. Tim and Troy join the podcast today to talk with James about ICE’s decision to sunset its Encompass SDK platform in favor of more modern solutions. Related to this episode: ICE Mortgage Technology | LinkedIn Troy Tomas | LinkedIn ICE launches pilot to sunset old Encompass CRM |HousingWire ICE Mortgage Technology HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 8, 2024
Optimal Blue's Jim Glennon talks mortgage trading
On the third episode of this Capital Market miniseries sponsored by Optimal Blue , Editor in Chief Sarah Wheeler talks with Jim Glennon, vice president of hedging and trading client services at Optimal Blue. Sarah and Jim discuss trading in the mortgage market and larger market dynamics. Related to this episode: Optimal Blue Jim Glennon | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 7, 2024
Logan Mohtashami on the jobs report and higher mortgage rates
In today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs numbers and how they affect mortgage rates. Related to this episode: Jobs report sends mortgage rates higher Housing Market Tracker | HousingWire HousingWire | YouTube The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 4, 2024
James Kleimann on lessons from HousingWire’s IMB Summit
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about highlights from HousingWire’s first-ever IMB Summit held in Dallas this week. Related to this episode: IMB Summit: Holstering the “money gun,” addressing the homeowner’s insurance crisis & more | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 3, 2024
Logan Mohtashami on what’s driving home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, housing demand, inventory and home prices. Related to this episode: Housing demand firming up with lower mortgage rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 2, 2024
Here's how the industry is faring after the NAR Settlement changes
In today’s episode, Editor in Chief Sarah Wheeler talks with Absolute Home Mortgage CEO Matthew VanFossen to update us on what's happening in the industry now that the NAR Settlement changes have been in effect for a while. Related to this episode: Commission Lawsuits | HousingWire Matthew VanFossen | LinkedIn Absolute Home Mortgage HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 1, 2024
Taking a proactive approach to QC strategy
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Ed Gerding, senior vice president of risk solutions at Consolidated Analytics , about the shape and benefits of a proactive approach to QC strategy. Related to this episode: Ed Gerding | LinkedIn Consolidated Analytics The holistic approach: A paradigm shift in quality control | HousingWire Loan quality takes a hit even as mortgage origination volume slows | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 30, 2024
Logan Mohtashami: A preview for housing in 2025
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about where we can expect housing data, especially mortgage rates, to go in the next three months and into 2025. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 27, 2024
loanDepot’s Dan Hanson on origination trends
On today’s episode, Editor in Chief Sarah Wheeler talks with Dan Hanson, executive director of enterprise partnerships at loanDepot, about origination trends, including home equity, ARM loans, M&A and more. Related to this episode: Dan Hanson | loanDepot HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 26, 2024
Logan Mohtashami: Finally, some positive housing data!
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtasahami about the positive housing data published this week, including purchase apps and new home sales. Related to this episode: Housing Market Tracker | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 25, 2024
NAHREP’s Nora Aguirre on the state of Hispanic wealth and what it means for housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Nora Aguirre, President of the National Association of Hispanic Real Estate Professionals (NAHREP), about the organization's vision and mission, as well as the Hispanic Wealth Report they just released. Related to this episode: The challenges and opportunities for Hispanic real estate agents | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 24, 2024
Optimal Blue's Mike Vough on why hedging is important to lenders
On the second episode of this Capital Market miniseries sponsored by Optimal Blue , Editor in Chief Sarah Wheeler talks with Mike Vough, Vice President of Hedging and Trading Product at Optimal Blue to talk about why hedging is so important to lenders. Related to this episode: Optimal Blue Mike Vough | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 23, 2024
Logan Mohtashami: Soft landing or job-loss recession?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the likelihood of seeing a recession or a soft landing now that we're past the first big Fed rate cut. Related to this episode: Is the Fed behind the curve with this labor market? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 20, 2024
Logan Mohtashami on why mortgage rates rose after the Fed rate cut
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why mortgage rates rose after the Fed‘s much-anticipated rate cut. Related to this episode: Why have mortgage rates gone up since the Fed rate cut? | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 19, 2024
MBA’s Bob Broeksmit on the latest wins for IMBs
On today’s episode, Editor in Chief Sarah Wheeler talks with Bob Broeksmit, the president and CEO of the Mortgage Bankers Association , about the latest news for independent mortgage banks regarding the election, updates to the HUD 203k program, Basel III re-proposal wins and more. Broeksmit will be a featured speaker at HousingWire’s IMB Summit on Oct. 1. Related to this episode: IMB Summit ‘Common sense has prevailed’ as Basel Endgame proposal will be revised HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 18, 2024
eXp CEO Leo Pareja on operating under the new NAR rules
On today’s episode, Editor in Chief Sarah Wheeler talks with Leo Pareja, CEO of eXp Realty , about operating under the new NAR rules and how eXp is helping agents in the “messy middle” of uncertainty. Related to this episode: 2024 Vanguard: Leo Pareja HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 17, 2024
ICE Mortgage Technology’s strategy for driving innovation
On this sponsored episode, Editor in Chief Sarah Wheeler talks with Chris McEntee, vice president of product and corporate development at ICE Mortgage Technology , about ICE’s strategy for driving innovation and how lenders are adapting to the rapid evolution in the industry. Related to this episode: ICE Mortgage Technology Christopher McEntee | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 16, 2024
Logan Mohtashami: The Fed meeting preview
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting and how it might affect mortgage rates. The two also discuss housing inventory and bringing Fannie and Freddie out of conservatorship. Related to this episode: Trump allies would seek GSE privatization: WSJ | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 13, 2024
Taylor Stork on the challenges and opportunities facing IMBs in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Taylor Stork, president of CHLA and COO of Developer’s Mortgage Company, about the challenges and opportunities facing IMBs in this market. Stork will be a speaker at HousingWire’s IMB Summit Oct. 1. Related to this episode: CHLA urges ‘balancing’ of consumer, servicer needs in loss-mitigation proposal | HousingWire IMB Summit | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 12, 2024
Logan Mohtashami: Lower mortgage rates are already helping housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about lower mortgage rates and what to expect now on Fed rate cuts. Related to this episode: Today's Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 11, 2024
James Kleimann: Will Rohit Chopra cut mortgage regulations to streamline refis?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about recent comments from CFPB Director Rohit Chopra on potentially reducing regulation around refinancings. The two also discuss Chopra’s remarks on AI and open banking. Related to this episode: CFPB director open to changing mortgage regs to fix refi process | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 10, 2024
Optimal Blue's Erin Wester on mortgage market interconnectivity and pricing
On the first episode of this Capital Market miniseries sponsored by Optimal Blue, Editor in Chief Sarah Wheeler talks with Erin Wester, vice president of product management at Optimal Blue, about pricing’s important role in the mortgage loan process. Related to this episode: Optimal Blue Erin Wester | LinkedIn HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 9, 2024
Logan Mohtashami: Is the Fed behind the curve?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and whether the market has already priced in rate cuts. Related to this episode: Is the Fed behind the curve with this labor market? | HousingWire Mortgage rates haven’t budged after the jobs report | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 6, 2024
James Kleimann on refis, home equity loans and AI
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the new opportunities for lenders in this market — and the potential for AI to disrupt everything in housing. Related to this episode: AI Summit | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 5, 2024
Logan Mohtashami on the state of the housing market ahead of the Fed meeting
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the state of the economy and the U.S. housing market, including mortgage rates, housing inventory and jobs. Related to this episode: Mortgage demand sees slight uptick as rates trend down | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 4, 2024
Chris Clow on the housing plans of both political parties
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the housing plans put out by Republicans and Democrats as we approach the election. Related to this episode: Harris offers key new details on housing plan | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 3, 2024
Logan Mohtashami on how the jobs data will move mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation, mortgage rates, pending home sales and jobs. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 2, 2024
Sarah Wheeler on trending topics for mortgage lenders
On this special episode, HousingWire CEO Clayton Collins talks with Editor in Chief Sarah Wheeler about some of the most important topics for mortgage lenders trending in the news and how those will be covered at the IMB Summit. Related to this episode: Register for the IMB Summit - use CODE LABORDAY (valid thru 9/2/24) HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 30, 2024
Brooklee Han on title kickback settlements and replacing agents with AI
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about four title companies settling kickback charges, more problems with real estate forms, and the companies looking to replace agents with AI. Related to this episode: Four title firms settle kickback charges in D.C. But they’re not RESPA violations | HousingWire Are AI real estate agents the future for homebuyers? These firms think so | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 29, 2024
Logan Mohtashami on home prices hitting an all-time high — again
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices hitting an all-time high even while mortgage rates stay elevated. Related to this episode: Home prices hit another record high in June | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 28, 2024
MBS Highway CEO Barry Habib on how to prepare for lower rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Barry Habib, CEO of MBS Highway, to talk about mortgage rates, the Fed and what originators should be doing right now to prepare for lower rates. Related to this episode: How low do mortgage rates need to go before borrowers appear? HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 27, 2024
Mortgage Connect’s Kim Hoffman on technology’s important role in risk management
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Kim Hoffman, president at Mortgage Connect Risk Solutions , about the important role of technology in risk management and how gen AI is taking it to the next level. Related to this episode: Kim Hoffman | LinkedIn Mortgage Connect Risk Solutions 2024 Woman of Influence - Kim Hoffman | HousingWire Artificial Intelligence | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 26, 2024
Logan Mohtashami: Jerome Powell’s baby pivot on future rate cuts
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the good news coming out of the Fed’s Jackson Hole meeting. The two also talk about existing home sales. Related to this episode: Powell signals September rate cut: ‘The time has come for policy to adjust’ | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 23, 2024
Anne Marie Pippin on results of the FHFA's TechSprint focused on gen AI
On today’s episode, Editor in Chief Sarah Wheeler talks with Anne Marie Pippin, deputy director of the division of conservatorship oversight and readiness at the FHFA, about the FHFA’s recent TechSprint focused on generative AI. Related to this episode: 2024 TechSprint: Generative AI in Housing Finance | FHFA A recap of gen AI use cases at FHFA’s 2024 TechSprint | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 22, 2024
Logan Mohtashami on job revisions and Harris’ proposed housing plans
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about big revisions on the jobs report and what that means for Fed rate cuts. The two also discuss the ambitious housing plans proposed by Vice President Kamala Harris. Related to this episode: In policy speech, Harris calls for $25K incentive for first-time homebuyers | HousingWire Divergent paths: Housing market policies under a Trump or Harris administration | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 21, 2024
Brooklee Han on what's happened since the NAR settlement deadline
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about how agents and brokerages are handling the changes that went into effect on Aug. 17 as part of the NAR settlement. The two also discuss resources available to agents and news about both NAR and the upstart trade organization that seeks to supplant it. Related to this episode: No ’horror stories’ from agents on the first weekend of NAR settlement changes | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 20, 2024
Cade Thompson on the power of combining gen AI and blockchain
On today’s episode, Editor in Chief Sarah Wheeler talks with Cade Thompson, co-president and chief growth officer at Rocktop Technologies , about the intersection of AI and blockchain — and why that combination is so powerful for mortgage companies. Related to this episode: Cade Thompson | LinkedIn Leveraging AI for better execution and liquidity in capital markets | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 19, 2024
Logan Mohtashami: Does the Fed need a housing rebound to prevent a recession?
In today's episode, HousingWire's content studio director Zeb Lowe talks to lead analyst Logan Mohtashami about the latest housing data and the Fed's next steps to avoid a recession. Related to this episode: To avoid recession, the Fed needs a housing comeback | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 16, 2024
NAR Settlement Changes: What You Need to Know Before August 17
In today's episode, managing editor James Kleimann talks to reporter Brooklee Han about the impending NAR settlement changes going into effect this weekend. Related to this episode: Commission Lawsuit | HousingWire America’s top listing agents don’t want to deal with the buyer’s agent commission mess | HousingWire To sue or not to sue: How buyer's agents should prepare for commission disputes with clients | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 15, 2024
Logan Mohtashami on recent CPI data, apps, and more
On today's episode, HousingWire CEO Clayton Collins talks with lead analyst Logan Mohtashami talks about recent CPI data, purchase and refi applications and more. Related to this episode: Inflation rate inches closer to the Fed’s target of 2% | HousingWire Orange County Real Estate Leadership Reception | HousingWire IMB Summit | HousingWire AMP Con HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 14, 2024
James Kleimann on the changing dynamics of mortgage and real estate
On today's episode, HousingWire Managing Editor James Kleimann talks about the trajectory of the mortgage business and rate movements, along with the impending August 17 effective date for NAR 's commission lawsuit settlement and its potential impacts on the real estate industry. Related to this episode: Refi demand moves to highest level in nearly two years: Optimal Blue | HousingWire Real estate agents prepare for their own Olympics — NAR’s Aug. 17 changes | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 13, 2024
CoreLogic’s Selma Hepp on inventory and home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Selma Hepp, chief economist at CoreLogic , about inventory, home prices and some of the surprising things she sees in the economic data. Related to this episode: Case-Shiller home-price index hits another all-time high | HousingWire Selma Hepp | LinkedIn CoreLogic HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 12, 2024
Logan Mohtashami: Will inflation be a spoiler for mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how inflation reports could influence mortgage rates, and what to expect for the second half of this year. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 9, 2024
James Kleimann on the downtrend in buyer’s agent commissions
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the downtrend in buyer’s agent commissions since NAR’s commission lawsuit was settled. Related to this episode: What buyer’s agents are being paid in your market | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 8, 2024
Logan Mohtashami on the highest mortgage volume since January
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage volume, purchase apps, rates and housing credit. Related to this episode: Refi activity picks up to highest level in two years | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 7, 2024
Brooklee Han on how agents and brokers are preparing for Aug. 17
On today’s episode, Editor in Chief Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about how agents and brokers are preparing for the Aug. 17 deadline to comply with the terms of the NAR commission lawsuit settlements. Related to this episode: How will listing agents share seller offers of buyer broker compensation off the MLS? | HousingWire Zillow releases state-specific, short-term touring agreements | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 6, 2024
Logan Mohtashami on this week’s wild mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what happened on Sunday and Monday that drove mortgage rates to new yearly lows, and what he expects next. Related to this episode: The financial markets are freaking out. That should be good for mortgage | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 5, 2024
Logan Mohtashami on the big drop in mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the big drop in mortgage rates following Friday’s job report. Related to this episode: Mortgage rates are falling as the labor market falters | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 2, 2024
James Kleimann on mortgage M&A
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest M&A deals in the mortgage space. Related to this episode: Planet Home Lending to acquire retail division of Axia Home Loans | HousingWire Mr. Cooper to acquire Flagstar’s servicing and TPO businesses for $1.4B in cash | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 1, 2024
Logan Mohtashami on the skittish Fed
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting on Wednesday and how many rate cuts we might see this Fall. Related to this episode: Fed keeps rates unchanged, but hints that cuts are coming HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 31, 2024
Brooklee Han on local housing market inventory and prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about the local housing markets she’s covering, from Montana to New Hampshire. Related to this episode: Montana’s housing market experiences a summer cooldown | HousingWire The hazy, lazy days of summer hit the northern New Hampshire housing market | HousingWire Interest rates and inventory challenge buyers in northwest Ohio | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 30, 2024
CoreLogic experts on getting your data ready for AI
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Amy Gromowski, head of data science at CoreLogic, and Anand Singh, Vice President of GenAI Property Insights at CoreLogic, about the important role of data in AI. Related to this episode: CoreLogic Anand Singh | LinkedIn Amy Gromowski | LinkedIn HousingWire AI Summit HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 29, 2024
Logan Mohtashami: Will the Fed lower rates this week?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about timing of the much-anticipated Fed rate cut. Related to this episode: Federal Reserve | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 26, 2024
James Kleimann on the Florida condo market and the need for a housing czar
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the challenges of the Florida condo market and the chances of getting a housing czar in the next administration, whoever wins. Related to this episode: Double whammy: Florida condo market grapples with rising insurance costs, milestone inspections HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 25, 2024
Logan Mohtashami on strong inventory growth
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inventory growth and the possibility of lower mortgage rates on the horizon. Related to this episode: Existing home sales market now close to balance with supply HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 24, 2024
Brooklee Han on Move, CoStar and lawsuit settlements
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about the latest real estate legal news, including what’s happening between Move and CoStar and the brokerages who have recently settled their commission lawsuits. The two also discuss how a change in presidential administrations could affect some of these cases. Related to this episode: Move asks court to block CoStar from accessing allegedly stolen files HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 23, 2024
Tavant’s Mohammad Rashid on the benefits and risks of AI in mortgage
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Mohammad Rashid, the Senior Vice President and Head of FinTech Innovation at Tavant , about the benefits and risks of AI and how Tavant is helping lenders get to the next level of automation. Related to this episode: Mohammad Rashid | LinkedIn Tavant HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 22, 2024
Logan Mohtashami on a national construction fund for multifamily
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the proposal for a national construction fund for multifamily. The two also discuss what to expect from new and existing home sales. Related to this episode: Secondary market for construction financing could help spur multifamily developments HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 19, 2024
Mike Simonsen on home price trends and inventory across the country
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, founder and president of Altos Research , about the latest data on homebuyers, housing inventory and home prices. Related to this episode: What happens to the housing market when mortgage rates finally come down? | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 18, 2024
Logan Mohtashami: Will mortgage rates drop in time to help new housing supply?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing supply and what the new construction data tells us. Related to this episode: Will mortgage rates drop in time to help single-family construction? HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 17, 2024
Kristin Messerli on understanding the ‘money personalities’ of homebuyers
On today’s episode, Editor in Chief Sarah Wheeler talks to Kristin Messerli, executive director of FirstHome IQ , to talk about their latest study on money personalities and how those affect consumers’ attitudes towards homebuying. Related to this episode: Kristin Messerli | LinkedIn 2024 Psychology of Money | NextGen HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 16, 2024
Logan Mohtashami: Powell’s remarks bode well for lower mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Powell’s press conference on Monday and HousingWire's interview with Mark Calabria where he talked about housing priorities in a potential second Trump administration. Related to this episode: Mark Calabria on housing and GSE conservatorship under Trump V2 HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 15, 2024
Logan Mohtashami on how low mortgage rates can go
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the drop in mortgage rates and the factors that could drive them even lower, including inflation and spreads. Related to this episode: How low can mortgage rates go with cooler inflation? HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 12, 2024
James Kleimann on Ryan Serhant’s new reality TV show
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the wild reality TV world of Ryan Serhant’s new hit show and what the agents on his team are making. The two also discuss the latest NAR membership report. Related to this episode: ‘Owning Manhattan’ becomes recruitment supertool for SERHANT. HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 11, 2024
Logan Mohtashami debunks lies about a massive housing bubble in Southern housing markets
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new home sales and how data debunks recent claims that we are seeing a massive housing bubble in southern states. Related to this episode: The financial strength of the US homeowners is cushion against downturn HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 10, 2024
An inside look on how we choose HousingWire award winners
On today’s episode, Editor in Chief Sarah Wheeler talks with Lesley Collins, awards program manager, about HousingWire’s award programs and what we look for in a winning submission. Related to this episode: The HousingWire Vanguard Awards program HousingWire Editor's Choice Awards HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 9, 2024
UWM’s Alex Elezaj on housing affordability and helping brokers in this market
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Alex Elezaj, chief strategy officer at UWM, about housing affordability and UWM’s strategy to help brokers in this environment. Related to this episode: Housing affordability reaches lowest point in more than three decades: First American HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 8, 2024
Logan Mohtashami: Is the Fed winning the war against the labor market?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and how it will affect the 10-year yield and mortgage rates. Related to this episode: The Fed is winning its war against the labor market. What does that mean for rates? HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 5, 2024
James Kleimann on how the Supreme Court’s Chevron decision could affect housing regulation
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the Supreme Court’s Chevron decision and what it means for mortgage industry regulations, the DOJ’s endgame in the NAR commission lawsuit settlements and how the election’s outcome might affect housing. Related to this episode: What’s the DOJ’s endgame in NAR commission lawsuit settlements? Analysts weigh in HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 4, 2024
Logan Mohtashami on the resiliency of the U.S. housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what makes the U.S. housing market resilient and why the housing crash addicts have been wrong since 2013. Related to this episode: https://www.housingwire.com/articles/new-listings-data-is-growing-and-prices-still-arent-crashing/ HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 3, 2024
Logan Mohtashami: Mortgage rates aren’t falling because the Fed is still focused on the labor market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed comments on labor and inflation, mortgage rates and whether we should be concerned about the rising numbers of ARM loans. Related to this episode: Resilient economy keeps mortgage rates above 7% HousingWire | YouTube The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 2, 2024
CFPB Director Rohit Chopra on junk fees, the new AVM rule and more
On today’s episode, Editor in Chief Sarah Wheeler talks with CFPB Director Rohit Chopra about junk fees, the new AVM rule, the public orders registry and more. Related to this episode: Rohit Chopra | CFPB CFPB issues info request for mortgage closing costs in assault on ‘junk fees‘ CFPB turns rulemaking eye toward AI use in automated home appraisals HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 1, 2024
Logan Mohtashami on presidential housing topics, inflation and more
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing topics in the presidential debate, inflation, pending home sales and more. Related to this episode: The first 2024 presidential debate was light on housing news HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 28, 2024
Brena Nath on what to expect from the AI Summit
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW+ and events, about the speakers and topics planned for HousingWire’s upcoming AI summit and the IMB summit. Related to this episode: HousingWire AI Summit HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 27, 2024
Logan Mohtashami: A winning streak for mortgage demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage demand, new home sales and home prices. Related to this episode: New-home sales fall in May as inventory piles up HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 26, 2024
Brooklee Han and the DOJ’s latest legal actions on the commission lawsuits
On today’s episode, Editor in Chief Sarah Wheeler talks with Real Estate Reporter Brooklee Han about the DOJ’s most recent actions in real estate litigation and an unusual turn of events for REcolorado. Related to this episode: DOJ weighs in on REX’s appeal of its suit against NAR and Zillow DOJ launches formal inquiry into California Association of Realtors’ standard forms HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 25, 2024
Freddie Mac’s Sudamys Alfonso on the rising cost to originate mortgage loans
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Sudamys Alfonso, senior director of seller strategy and optimization for single family at Freddie Mac , about Freddie Mac's recent report on the rising cost to originate mortgage loans. Related to this episode: 2024 Cost to Originate Study | Freddie Mac Freddie Mac Sudamys Alfonso | LinkedIn HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 24, 2024
Logan Mohtashami on the Austin housing market and home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Austin housing market, existing home sales and home prices. Related to this episode: Are housing permits showing recession risk? | HousingWire Why Austin home prices remain stubbornly high | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 21, 2024
Chris Clow on the CFPB’s focus on reverse lending and servicing
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the CFPB’s focus on the reverse space, including their recent action against a reverse servicer. Related to this episode: Reverse mortgage consumer complaints decline on a yearly basis: CFPB | HousingWire CFPB takes enforcement action against former HECM servicing contractor | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 20, 2024
Logan Mohtashami: Is construction labor finally showing recession risk?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about all the factors that could lead us to lower mortgage rates, including declines in construction labor. Related to this episode: Can mortgage rates keep falling? Job market data is key HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 19, 2024
AI use cases in real estate with Corcoran Group’s Ali Heriyanto
On today’s episode, Editor in Chief Sarah Wheeler talks with Ali Heriyanto, vice president of product and tech support at Corcoran Group , about AI use cases for real estate agents and how Corcoran is helping agents adapt in this fast-changing tech landscape. Related to this episode: Ali Heriyanto | LinkedIn Corcoran Group HousingWire's AI Summit HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 18, 2024
Clayton Collins on housing industry trends
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about the executive conversations he’s having on the Power House podcast, particularly around technology and profitability, and what that means for housing trends. Related to this episode: Power House | Apple Podcasts Power House | Spotify HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 17, 2024
Logan Mohtashami: Are Fed rate cuts back on the table?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed rate cuts and where mortgage rates might end up. Related to this episode: Inflation and Fed day: A crucial moment for the housing market HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 14, 2024
UWM CTO Jason Bressler on keeping up with AI
On today’s episode, Editor in Chief Sarah Wheeler talks with Jason Bressler, chief technology officer at United Wholesale Mortgage, about how UWM is leveraging artificial intelligence and where they are pushing the envelope. Related to this episode: Will AI replace mortgage jobs? Not exactly, execs say | HousingWire Jason Bressler | LinkedIn United Wholesale Mortgage HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 13, 2024
Logan Mohtashami on CPI data, the Fed and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the CPI data and Fed day, plus the number of underwater homes. Related to this episode: Fed holds rates steady amid mixed economic signals | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 12, 2024
Brooklee Han on the VA change to agent fees and the latest on the commission lawsuit settlements
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about the announcement by the VA that homebuyers using VA loans can pay their real estate agent’s commission and the latest in the commission lawsuit settlements. Related to this episode: NAR addresses steering in latest settlement agreement update | HousingWire MLS PIN urges Nosalek judge to approve settlement agreement | HousingWire VA issues temporary fix to allow buyer-paid broker fees | HousingWire Commission Lawsuits | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 11, 2024
Tackling the most pressing topics in AI
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW+ and events, about the topics and speakers we're featuring at HousingWire’s AI Summit. Related to this episode: HousingWire AI Summit HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 10, 2024
Logan Mohtashami on the key takeaways from jobs week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs reports we got last week and what the Fed might do next. Related to this episode: What we should learn from the jobs week data | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 7, 2024
Mike Simonsen on where home prices are falling
On today’s episode, Editor in Chief Sarah Wheeler talks with Altos President Mike Simonsen about home prices, inventory and market data from across the country. Related to this episode: Home prices are slipping in Florida, Arizona and Texas | HousingWire Home prices have started to slip in a few states | YouTube HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 6, 2024
Logan Mohtashami on labor data and why mortgage rates are falling
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about labor data, falling mortgage rates and what the Fed might do next. Related to this episode: Mortgage Rates | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 5, 2024
How demographics are driving the Miami housing market
On today’s podcast, Editor in Chief Sarah Wheeler talks with Ana Bozovic, founder of Analytics Miami, about the challenges and potential of the South Florida housing market as it continues to be a hotspot for domestic migration. Related to this episode: Analytics Miami Ana Bozovic | LinkedIn Ana Bozovic | Instagram Ana Bozovic | Twitter Florida | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 4, 2024
Logan Mohtashami debunks the latest scare tactic on zero down mortgage loans
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest scare tactics around no-down mortgage loans after UWM introduced its no-down program. Related to this episode: UWM cuts out title insurer with updated TRAC+ program, rolls out 0% down purchase initiative HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 3, 2024
Logan Mohtashami on the most important data to watch this week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the reports to keep an eye on this week, especially the labor data, and how those will affect mortgage rates. Related to this episode: HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 31, 2024
James Kleimann on the CFPB’s RFI and NAR’s membership numbers
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the CFPB’s new Request for information on mortgage “junk fees” and what we know about the number of Realtors who have left the profession since the start of the year. Related to this episode: CFPB issues info request for mortgage closing costs in assault on ‘junk fees‘ Overblown rumors of demise? NAR has lost only 45K members since December HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 30, 2024
Logan Mohtashami on housing inventory growth
On this episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory, mortgage rates and spreads. Related to this episode: 2024 inventory growth challenges mortgage rate lockdown HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 29, 2024
Chris Clow on reverse mortgage trends
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the FHA’s new cybersecurity reporting requirements and trends in reverse mortgages. Related to this episode: HECM study examines borrower trends over two decades Chris Clow | LinkedIn Sarah Wheeler | LinkedIn HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 28, 2024
Nationwide Mortgage Bankers’ Rob Jayne on helping veterans and first-time homebuyers
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Rob Jayne, Chief Production Officer at Nationwide Mortgage Bankers, about how the company is educating homeowners, helping veterans and supporting their real estate partners in this market. For more information about Nationwide Mortgage Bankers visit: https://nmbnow.com/ Related to this episode: Rob Jayne | LinkedIn HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 27, 2024
Logan Mohtashami: Wall Street is still not buying all the houses
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether Wall Street investors have really bought a large number of homes in the last few years. The two also discuss new home sales and how they relate to lower mortgage rates. Related to this episode: What the new home sales report shows about labor market risk HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 24, 2024
James Kleimann on VA, CFPB and Freddie Mac headlines
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about all the news that happened at the MBA Secondary conference this week, from the VA to the CFPB, plus credit scores and that Freddie Mac proposal on buying certain closed-end second mortgage loans. Related to this episode: VA to roll out temporary fix to buyer agent commission problem Chopra: Credit reporting industry’s fee hikes ‘raise big questions’ HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 23, 2024
Logan Mohtashami on why home prices will cool down
On today's episode, HousingWire CEO Clayton Collins talks with Lead Analyst Logan Mohtashami about existing home sales, home prices and mortgage applications. Related to this episode: Expect the growth rate of existing home prices to cool down this year Power House | Apple Podcasts HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 22, 2024
MBA Chief Economist Mike Fratantoni on housing market trends
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Fratantoni, chief economist at the Mortgage Bankers Association , about market trends, including mortgage rates, home equity levels, home prices and lender profitability. Related to this episode: Michael Fratantoni | LinkedIn Mortgage Bankers Association New homes account for one in three homes for sale: Redfin HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 21, 2024
Optimal Blue CEO Scott Smith on competition in the secondary market
On today’s episode, Editor in Chief Sarah Wheeler talks with Scott Smith, interim CEO at Optimal Blue, to talk about what he’s seeing at the MBA Secondary conference. Related to this episode: Scott Smith | LinkedIn Optimal Blue HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 20, 2024
Logan Mohtashami on recession signals and what they mean for housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the recession signals we’re seeing in the economy and what they mean for housing and mortgage rates. Related to this episode: Higher rates are impacting future housing production HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 17, 2024
Freddie Mac’s Sonu Mittal on affordability and the cost to originate
On today’s episode, Editor in Chief Sarah Wheeler talks with Sonu Mittal, senior vice president and head of single-family acquisitions at Freddie Mac , about affordability, repurchases, the cost to originate and more. Related to this episode: Sonu Mittal | LinkedIn Freddie Mac HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 16, 2024
Logan Mohtashami: Why labor data is still more important than inflation data
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the CPI report and how the Fed will interpret that data. Related to this episode: Why jobs data is more important than inflation for lower mortgage rates HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 15, 2024
James Kleimann on the battle between Zillow, Realtor.com and Homes.com
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the real estate portal wars heating up between Zillow, Realtor.com and Homes.com. Related to this episode: Realtor.com CEO Damian Eales: CoStar is lying about being the No. 2 portal HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 14, 2024
How is AI changing mortgage and real estate?
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire President Diego Sanchez about the AI Summit July 23rd and the topics and speakers that are planned. Related to this episode: HousingWire AI Summit HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 13, 2024
Logan Mohtashami: Are the growing numbers of underwater homes a problem?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about underwater homes, purchase apps and inventory. Related to this episode: ‘Seriously Underwater’ Home Mortgages Tick Up Across the US | Yahoo! Finance HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 10, 2024
James Kleimann on the Surefire CRM issue and the judge’s approval of commission lawsuit settlements
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about a Surefire CRM issue that resulted in 600,000 errant emails to past clients of loan officers and the judge’s latest ruling on the real estate commission settlements. Related to this episode: Surefire CRM error results in 600K errant, unsolicited messages: sources Judge approves brokerage commission lawsuit settlement agreements HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 9, 2024
Logan Mohtashami: Why is it so hard to get inventory back to 2019 levels?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what’s driving inventory levels and home prices, and why it’s so hard to get inventory back to 2019 levels. Related to this episode: How housing credit is shaping housing inventory Home prices grew in 93% of markets in Q1 2024: NAR HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 8, 2024
Brooklee Han on NAR’s clarification of buyer broker agreements
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about the real estate lawsuit settlements, the new buyer broker agreements rolled out by NAR and how brokers and agents are adapting. Related to this episode: NAR clarifies details on buyer broker agreements Low inventory creates challenging conditions in North Carolina’s housing market HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 7, 2024
Chris Clow on the new bipartisan Real Estate Caucus in Congress
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the newly formed Real Estate Caucus in Congress and what they might accomplish, as well as the latest in reverse news. Related to this episode: Congressional lawmakers form bipartisan real estate caucus HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 6, 2024
Logan Mohtashami: The truth about the labor market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs data and what it means for mortgage rates. Related to this episode: U.S. hiring slowed in April, missing estimates HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 3, 2024
MeridianLink’s JP Kelly on moving the needle on cost to originate
On today’s episode, Editor in Chief Sarah Wheeler talks with JP Kelly, senior vice president at MeridianLink , about mortgage automation and what will finally move the needle on cost to originate. Related to this episode: JP Kelly | LinkedIn Meridian Link Origination | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 2, 2024
Logan Mohtashami on Fed day, inventory and home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what happened to rates after Fed day and where inventory and home prices are in this spring buying season. Related to this episode: Fed holds rates steady for the sixth straight time HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 1, 2024
Top originator Ben Cohen’s keys to success in today’s market
On today’s episode, Editor in Chief Sarah Wheeler talks with Ben Cohen, Managing Director of Mortgage Lending at Guaranteed Rate and a top five originator in the nation. They discuss staying focused in the current market chaos and how agents should demonstrate their value to clients. Related to this episode: Ben Cohen | LinkedIn Ben Cohen | Guaranteed Rate Guaranteed Rate HousingWire | YouTube HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 30, 2024
James Kleimann on commission lawsuit lessons from The Gathering
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about lessons from The Gathering on real estate commission lawsuit settlements. The two also discuss what lenders are doing to win on social media. Related to this episode: Kevin Sears pulls back the curtain on NAR’s commission lawsuit settlement The industry needs to speak out about the consequences of the commission lawsuits: Brokerage leaders HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 29, 2024
Logan Mohtashami: Hard landing, soft landing or no landing?
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about recent inflation data and what it means for the overall economy and for housing. Related to this episode: If reelected, Trump could seek greater control over Federal Reserve Logan Mohtashami | LinkedIn HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 26, 2024
Keller Williams’ innovative approaches to supporting agents
On today’s episode, Managing Editor James Kleimann talks with Keller Williams’ CEO Mark Willis about innovative approaches to supporting agents, and the potential impacts of the new commission rules. Related to this episode: Mark Willis | LinkedIn Keller Williams HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 25, 2024
Logan Mohtashami talks inventory growth, mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inventory growth, where mortgage rates are headed, and more. Related to this episode: Connect with Logan on LinkedIn HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 24, 2024
Damian Eales on recent commission lawsuits and the role of buyer agents
On today’s episode, Editor in Chief Sarah Wheeler talks with Damian Eales, CEO of Realtor.com, about the commission lawsuits, the importance of buyer agents in the transaction process, and the important differences between the Australian and US housing markets. Related to this episode: Connect with Damian on LinkedIn Press Release: Realtor.com Calls on Industry to Join Campaign to Stand up for Buyer Representation What Home Buyers Get for Those Agent Commissions Realtor.com HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 23, 2024
Tim Quirk on elevating agents with Final Offer’s data-driven platform
On today’s sponsored episode, Editor in Chief Sarah Wheeler sits down with Tim Quirk, co-founder of Final Offer, to discuss strategies agents can use to distinguish themselves in a post-settlement market, as well as Final Offer’s data-driven platform and its ability to agents build trust and demonstrate their expertise. Related to this episode: Connect with Tim on LinkedIn Final Offer | Instagram Final Offer | LinkedIn Final Offer | YouTube Tech100 2024 Winner: Final Offer HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 20, 2024
Logan Mohtashami on home prices, mortgage rates and war
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices, mortgage rates and the effect of war on the 10 year yield. Related to this episode: Why are existing home prices rising when sales are still so low? The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 19, 2024
James Kleimann on why lenders are seeing less loan buybacks
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about loan repurchases and why we’re seeing the rate of buybacks slowing down. Related to this episode: Loan buybacks haven’t disappeared, but they are trending down The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 18, 2024
Logan Mohtashami on why the Fed took rate cuts off the table
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why we probably won’t see any rate cuts this year from the Fed and where he expects rates to go next. The two also discuss inventory. Related to this episode: Powell makes it clear: No rate cuts anytime soon The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 17, 2024
The challenges of dual licensing
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the legal and practical challenges of dual licensing for real estate agents and loan officers. Related to this episode: The ‘double-edged sword’ of dual licensing The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 16, 2024
Navigating rate lockdowns and forecasting the future
On today’s episode, managing editor James Kleimann talks with editor Neil Pierson about the mortgage rate lockdown, where rates look to be headed, and recent news from Fannie Mae and Freddie Mac on the real estate commission lawsuits. Related to this episode: As a ‘higher-for-longer’ rate scenario unfolds, how is the mortgage industry adapting? GSEs will not count buyer agent commissions as IPCs The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 15, 2024
Logan Mohtashami: How high can mortgage rates go?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about volatile mortgage rates in the wake of the inflation data and potential escalation of global conflicts. Related to this episode: Mortgage Rates The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 12, 2024
James Kleimann on recent actions by the DOJ and CFPB
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the regulatory activity we’re seeing in both real estate and mortgage from the DOJ and the CFPB. Related to this episode: Now unshackled, the DOJ casts a large shadow over the commission lawsuit settlement CFPB considers ban on charging buyers for lender’s title policy The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 12, 2024
ICE’s Chris McEntee on the current state of digital adoption
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris McEntee, vice president of product and corporate development at ICE Mortgage Technology , about the current state of digital adoption as seen in the use of eNotes, and what the next stage of adoption might look like. Related to this episode: Ice Mortgage Technology The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 11, 2024
Logan Mohtashami: CPI data takes one rate cut off the table
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the CPI inflation data and what it means for mortgage rates. Related to this episode: Inflation rose again in March. It’s another blow for the mortgage industry The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 10, 2024
Lower CEO Dan Snyder on how he’s optimizing tech and people in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Dan Snyder, CEO of Lower , about his company’s M&A strategy and how he’s optimizing people and tech in this market. Related to this episode: Connect with Dan on LinkedIn Lower.com Thrive Mortgage and Lower strike merger deal The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 9, 2024
Ted Tozer on the benefits of keeping a seller-paid model for real estate transactions
On today’s episode, Editor in Chief Sarah Wheeler talks with Ted Tozer, the former president of Ginnie Mae who is now a non-resident fellow at the Urban Institute, about the commission lawsuit settlement and his proposal to keep the seller-paid model, but with important changes around transparency. The two discuss how this would affect first-time homebuyers and the regulatory risk facing agents and lenders as they navigate a new path. Related to this episode: Connect with Ted on LinkedIn Ginnie Mae Urban Institute Commission Lawsuits - HousingWire The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 8, 2024
Logan Mohtashami on a more positive rate outlook after the jobs report
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and how falling wage growth and better spreads could help mortgage rates. Related to this episode: The labor report gives the Fed a clear pathway to land the plane The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 5, 2024
ICE’s Nancy Alley on staying nimble with products
On today’s episode, Editor in Chief Sarah Wheeler talks with Nancy Alley, vice president of product strategy at ICE Mortgage Technology , about listening to customers and staying nimble with products. Related to this episode: Connect with Nancy on LinkedIn ICE Mortgage Technology The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 4, 2024
Logan Mohtashami on demographics and housing demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing demand, home prices and mortgage rates. Related to this episode: Millennials are once again driving the home purchase market: NAR HousingWire Market Leaders 2024 The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 3, 2024
Guild Mortgage CMO Adam O’Daniel on building a high-performing marketing team
On today’s episode, Editor in Chief Sarah Wheeler talks with Adam O’Daniel, senior vice president and chief marketing officer at Guild Mortgage , about building a high-performing marketing team in this environment. Related to this episode: Connect with Adam on LinkedIn Guild Mortgage The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 2, 2024
Daryl Fairweather on long-term trends affecting housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Daryl Fairweather, chief economist at Redfin , about long-term trends in housing, including home prices, climate risk, demographics and more. Related to this episode: Connect with Daryl on LinkedIn Redfin The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 1, 2024
Logan Mohtashami: How high can inventory go in 2024?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about this spring’s housing inventory and all the variables that are affecting how many homes are on the market. Related to this episode: Housing Market Tracker The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 29, 2024
Dark Matter Technologies’ Blake Gibson on how mortgage companies are using AI
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Blake Gibson, head of product, legal and compliance at Dark Matter Technologies , about AI and how mortgage companies are leveraging it while also keeping an eye on regulations and potential risks. Related to this episode: Connect with Blake on LinkedIn Dark Matter Technologies Artificial Intelligence on HousingWire The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 28, 2024
Logan Mohtashami on the economics of the NAR lawsuit settlements
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the economic impact of the NAR lawsuit settlements, new home sales and pending home sales. Related to this episode: Homebuilders are still buying down rates to move houses Judge denies HomeServices’ motion to decertify the class in Sitzer/Burnett suit The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 27, 2024
James Dwiggins on creating real change after the commission lawsuit settlements
On today’s episode, Editor in Chief Sarah Wheeler talks with James Dwiggins, cofounder and CEO of NextHome and the host of the Real Estate Insiders Unfiltered podcast, about the commission lawsuits and how NAR should be pressing lawmakers in the wake of the settlements. Related to this episode: Connect with James on LinkedIn NextHome The Real Estate Insiders Unfiltered Podcast Commission Lawsuits The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 26, 2024
James Kleimann on misconceptions about the commission lawsuit settlements
On today’s podcast, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest updates on the commission lawsuits and the misconceptions about the settlements in the mainstream media. Related to this episode: Compass settles commission lawsuits for $57.5 million Washington state could provide guidance for others on buyer broker agreements The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 25, 2024
Logan Mohtashami: A positive outlook for the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the positive data from last week and what that means for existing home sales, new home sales and inventory. Related to this episode: Have we already reached peak home sales for the year? The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 22, 2024
ICE’s Sandra Madigan on driving servicing innovations
On today’s episode, Editor in Chief Sarah Wheeler talks with Sandra Madigan, executive vice president of product strategy at ICE , about servicing technology and how lessons learned in 2020 are driving innovations today. Related to this episode: Connect with Sandra on LinkedIn ICE Mortgage Technology Lennar Mortgage signs on with ICE’s loan servicing system The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 21, 2024
Logan Mohtashami: We dodged a bullet with the Fed, for now
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting Wednesday and what it means for mortgage rates. Related to this episode: Fed holds rates steady with inflation still running hot The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 20, 2024
This Iowa broker’s model could be the future post-NAR settlement
On today’s episode, Managing Editor James Kleimann talks with Peter Voss, the co-founder and broker-owner of 3% Listing Co. Peter and James talk about NAR's $418 million settlement agreement in the commission lawsuits, 3% Listing Co.'s commission model, and what Peter has experienced when representing sellers who would not commit to paying buyer's agents. Related to this episode: Connect with Peter on LinkedIn 3% Listing Co NAR settles commission lawsuits for $418 million The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 19, 2024
Side’s Hilary Saunders on the commission lawsuit settlement
On today’s episode, Editor in Chief Sarah Wheeler talks with Hilary Saunders, co-founder and chief broker officer of Side , about NAR settling the commission lawsuits. Saunders, host of the Own It podcast, will be a speaker at The Gathering in April. Related to this episode: Connect with Hilary on LinkedIn Side Own It Podcast The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 18, 2024
BONUS: Expert Steve Murray on the potential impact of NAR commission settlement
We are bringing you a special bonus episode from the RealTrending feed as Steve Murray of RTC Consulting joins HousingWire's Senior Director of data and content Tracey Velt to discuss an important update in the class action commission lawsuits brought by home sellers across the nation. The National Association of Realtors (NAR) has settled for $418 million and will make several policy changes, pending court approval. This proposed settlement has several implications for the real estate industry, including the removal of compensation offers from the MLS. Murray talks about the potential for more commission compression as well as the possibilities for new business models, additional brokerage services and the future of NAR and state associations. Related to this episode: Connect with Steve on LinkedIn NAR settles commission lawsuits for $418 million The Gathering HousingWire’s YouTube Channel The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 18, 2024
Logan Mohtashami talks what to expect ahead of next Fed meeting
On today’s episode, HousingWire and Reverse Mortgage Daily editor Chris Clow talks with lead analyst Logan Mohtashami about the Fed meeting next week and what we might be able to expect from rates and their overall policy thinking. Related to this episode: Are 1970s inflation and mortgage rates possible? Consumer Price Index rose again in February The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 15, 2024
Brena Nath talks about how to maximize your time at The Gathering by HousingWire
On today’s episode, HousingWire and Reverse Mortgage Daily editor Chris Clow talks with Brena Nath, director of HW+ and events at HousingWire to discuss more details about the gathering by HousingWire. Related to this episode: Kristen Sieffert talks about her career path and The Gathering Brian Vieaux & Kyle Draper: Rethinking Everything (about loan origination) The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 14, 2024
Logan Mohtashami on the unlikely path to double-digit mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the CPI data and why we don’t need to worry about out-of-control inflation, or out-of-control mortgage rates. Related to this episode: Are 1970s inflation and mortgage rates possible? The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 13, 2024
Odeta Kushi on the spring housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Odeta Kushi, deputy chief economist for First American Financial Corp. , about homeownership among single, female-headed households, as well as what’s in store for this spring market. Related to this episode: Connect with Odeta on LinkedIn First American The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 12, 2024
NAF’s Mosi Gatling on creating authentic engagement with Black and Latino homebuyers
On today’s episode, Editor in Chief Sarah Wheeler talks with Mosi Gatling, senior vice president of strategic growth and expansion at New American Funding , about creating an authentic presence in Black and Latino communities. Gatling will be speaking on that topic at The Gathering in April. Related to this episode: Connect with Mosi on LinkedIn NAF taps Mosi Gatling for newly created executive role The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 11, 2024
Logan Mohtashami on Biden’s plan for housing and the Fed's next move
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Biden’s plan for housing, the Fed , possible rate cuts and jobs week. Related to this episode: Biden to call for first-time homebuyer tax credit, construction of 2 million homes The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 8, 2024
Princeton Mortgage CEO Rich Weidel on optimizing for today’s market
On today’s episode, Editor in Chief Sarah Wheeler talks with Rich Weidel, CEO of Princeton Mortgage, about how he’s leading his company to optimize in today’s market. Related to this episode: Connect with Rich on LinkedIn Princeton Mortgage The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 7, 2024
Logan Mohtashami on Powell and sub 7% mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about some good news on mortgage rates, what Fed Chair Powell said on Wednesday, and what to expect from the jobs report. Related to this episode: Mortgage Rates The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 6, 2024
James Kleimann on loan officers playing the long game in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how loan officers are playing the long game with mortgage rates still over 7%. Related to this episode: Mortgage rates are the highest they’ve been this year. Did loan officers expect this? The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 5, 2024
homegenius Real Estate SVP Steve Gaenzler on AI in the home-buying journey
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Steve Gaenzler, senior vice president of data and analytics at homegenius Real Estate , to talk about AI in the home-buying journey. Related to this episode: Connect with Steve on LinkedIn Homegenius Homegenius Platform Overview: Engage with Customers Directly From Your Website How banking is embracing AI for success The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 4, 2024
Logan Mohtashami: What if the Fed doesn’t cut rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates and what the Fed is going to do next. The two also discuss housing inventory. Related to this episode: Mortgage Rates The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 1, 2024
James Kleimann on pricing exceptions and the risk to lenders
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about our latest reporting on pricing exceptions and the potential risk lenders face from those practices. Related to this episode: Pricing exceptions are widespread in mortgage — and so are the regulatory risks The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 29, 2024
Logan Mohtashami on spring home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about where home prices are going this spring and what he expects for mortgage rates. Related to this episode: Home prices continued to rise in December The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 28, 2024
Kevin Peranio on meeting the challenges of lending in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Kevin Peranio, chief lending officer at PRMG , about the state of the market, what he sees for spring and the very specific challenges of lending in California. Related to this episode: Connect with Kevin on LinkedIn Paramount Residential Mortgage Group How do you solve the California housing crisis? The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 27, 2024
Katie Sweeney on the broker issues she is taking to Capitol Hill
On today’s episode, Editor in Chief Sarah Wheeler talks with Katie Sweeney, the chairman and CEO of AIME who will soon be leading the Broker Action Coalition (BAC). The two discuss which issues the advocacy group will be focused on and the larger housing issues to pay attention to in this election year. Related to this episode: Connect with Katie on LinkedIn AIME Broker Action Coalition AIME’s CEO Katie Sweeney to step down and take helm of Broker Action Coalition The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 26, 2024
Logan Mohtashami on the demographic trends driving housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and the demographic trends that are driving this housing market. Related to this episode: Don’t get too excited about the jump in existing home sales The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 23, 2024
Mike Simonsen on spring home price trends
On today’s podcast, Editor in Chief Sarah Wheeler talks with Mike Simonsen, founder and president of Altos Research, about housing inventory and home price trends this spring Related to this episode: Home price gains slow as mortgage rates rise: Altos The Top of Mind Podcast The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 22, 2024
Logan Mohtashami: Why the Fed hasn’t pivoted for housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed statements this week that they don't consider housing when deciding whether to cut rates. Related to this episode: Mortgage Rates on HousingWire The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 21, 2024
James Kleimann on the current economics of mortgage lending
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the current economic model of mortgage lending and whether it’s sustainable for the next 5 to 10 years. Related to this episode: LendingLife on HousingWire The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 20, 2024
Regional bank troubles pose risk for mortgage lending
On today’s episode, Editor in Chief Sarah Wheeler talks with Data Journalist Will Robinson about the challenges facing regional banks and how those are going to affect the mortgage space this year. Related to this episode: Office debt is stressing banks. That matters for mortgages The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 19, 2024
Logan Mohtashami on the outlook for spring home-buying
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the spring home-buying season and what we should expect on rates and inventory. Related to this episode: Housing starts see steep drop in January The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 16, 2024
ServiceLink’s Dave Howard on the power of partnership in today’s market
On this sponsored episode, Editor in Chief Sarah Wheeler talks with Dave Howard, executive vice president at ServiceLink about the power of partnership in today's housing market. Related to this episode: ServiceLink The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 15, 2024
Logan Mohtashami on the Fed’s role in volatile rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the latest CPI inflation report affected mortgage rates and the reaction from the Fed. Related to this episode: CPI inflation report shows the Fed loves playing with fire The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 14, 2024
Diego Sanchez on the strategy behind The Gathering
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire President Diego Sanchez about The Gathering event we’re hosting in Scottsdale, Arizona, in April, and our strategy for delivering content, community and commerce for attendees. Related to this episode: The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 13, 2024
Chris Clow on recent proposed housing legislation and whether it has a chance of passing
On today’s podcast, Editor in Chief Sarah Wheeler talks to Editor Chris Clow about potential housing legislation and regulation in this election year and what we should expect. Current initiatives include taxation changes and federal incentives to boost housing supply. Related to this episode: As House passes bipartisan tax legislation, lawmakers feel pressure from voters on housing Sens. Klobuchar, Kaine reintroduce bill to create housing policy plans, boost supply HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 12, 2024
Logan Mohtashami: Will we see 6% or 8% mortgage rates first?
On today’s episode, Editor in Chief Sarah Wheeler talks with Welcome Lead Analyst Logan Mohtashami about where mortgage rates are headed and the likelihood of rates going down to 6% or up to 8% in the near term. Related to this episode: Mortgage Rates HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 9, 2024
James Kleimann on assumable mortgages and job prospects for housing professionals
On today’s episode, Editor in Chief Sarah Wheeler and Managing Editor James Kleimann wrap up the news of the week, including the latest effort to increase the use of assumable mortgages and the job prospects for real estate and mortgage professionals. Related to this episode: Assumable mortgages grow in popularity, but hurdles remain NAR membership continues to slide in 2024 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 8, 2024
Logan Mohtashami: Is the Fed late to the credit stress data?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the 60 Minutes interview with Fed chairman Jerome Powell and how we should interpret comments from Powell and Fed President Neel Kashkari on rate cuts. Related to this episode: No Fed pivot in sight as Powell addresses rate cuts on 60 Minutes HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 7, 2024
Brooklee Han on two big developments in the commission lawsuits
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about two big developments in the commission lawsuits. The two also discuss an increase in wire fraud. Related to this episode: HomeServices asks Supreme Court to apply arbitration to Sitzer suit Keller Williams settles the Sitzer/Burnett commission lawsuit for $70 million HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 6, 2024
How a strategic coalition is reducing homelessness in DFW
On today’s episode, Editor in Chief Sarah Wheeler talks with Sarah Kahn, president and CEO of Housing Forward , about how the organization is tackling homelessness in the DFW metroplex and what other cities could learn from their strategies and their success. Related to this episode: Connect with Sarah on LinkedIn Housing Forward How a strategic coalition is fighting homelessness in Dallas HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 5, 2024
Logan Mohtashami: Why the Fed will still cut rates after the positive jobs report
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Friday jobs report and what the Fed should do based on that data. The two also discuss outside variables that could affect the economy. Related to this episode: U.S jobs report surprises to the upside HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 2, 2024
Remembering David Stevens: his leadership and legacy
On today’s episode, Editor in Chief Sarah Wheeler hosts a special tribute episode for industry leader David Stevens. Bill Emerson, president and CEO of Rocket Companies , Rob Van Raaphorst, senior vice president at Rational 360 , and Marcia Davies, COO and founder of Mpower at the Mortgage Bankers Association , talk about Dave’s leadership, legacy and what they will remember most. Related to this episode: David Stevens, former FHA Commissioner and MBA President, has died HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 1, 2024
How many fed rate cuts will we see in 2024?
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about what was announced in the Fed meeting and what we should expect for rate cuts this year. Related to this episode: Federal Reserve holds interest rates steady for a fourth straight meeting HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 31, 2024
Tracey Velt on takeaways from the commission lawsuit debate
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of data and content, about the commission lawsuit debate we hosted last week, and her takeaways from the debate and the thousands of comments we got in the chat. Related to this episode: HousingWire to host commission lawsuit debate between Ketchmark and Lamacchia Comission lawsuits on Housingwire The Gathering HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 30, 2024
The mortgage influencer revolution is here
On today’s episode, Managing Editor James Kleimann talks with Greg Sher, managing director of NFM Lending and the co-creator of its influencer division, about the power of social media and influencer marketing in the mortgage industry. Related to this episode: Connect with Greg on LinkedIn NFM Lending HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 29, 2024
Logan Mohtashami on what the Fed should do now on rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation, mortgage rates and what the Fed should be doing now. Related to this episode: Mortgage rates, inventory and demand rise as price cuts fall HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 26, 2024
James Kleimann on takeaways from the IMB conference
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about his takeaways from the MBA IMB conference that just wrapped in New Orleans. Related to this episode: Connect with James on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 25, 2024
Logan Mohtashami: Will spring housing demand pick up with mortgage rates this high?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the data he’s watching for the spring home-buying season and what housing demand and home prices look like. Related to this episode: Mortgage Rates Center HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 24, 2024
Brooklee Han on the latest commission lawsuit news
On today’s episode, Editor in Chief Sarah Wheeler talks with real estate reporter Brooklee Han about the latest news on commission lawsuits. Related to this episode: HousingWire to host commission lawsuit debate between Ketchmark and Lamacchia Commission lawsuits HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 23, 2024
The data and expertise we’re showcasing for HousingWeek
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW+ and events, about the special events we have planned for HousingWeek and the positive vibe she’s getting from industry leaders about the spring home-buying season. Related to this episode: HousingWeek HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 22, 2024
Logan Mohtashami on why mortgage rates are inching up
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation, jobs and why mortgage rates are rising. Related to this episode: Connect with Logan on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 19, 2024
James Kleimann on FHA news, cybersecurity breaches and M&A activity
On today’s episode, Editor in Chief Sarah Wheeler wraps up this week’s news with Managing Editor James Kleimann. The two discuss a potential change to FHA’s life of loan requirement, updates on the recent cyberattacks and M&A activity. Related to this episode: HUD secretary suggests openness to changing FHA ‘life of loan’ requirement First American cyber incident expected to impact Q4 2023 financials HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 18, 2024
Logan Mohtashami: Is it a good time to buy a house?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether now is a good time to buy a house, looking at inflation, mortgage rates and inventory. Related to this episode: Why the number of price cuts are dropping as housing inventory rises HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 17, 2024
Creating more transparency in real estate transactions
On today’s episode, Editor in Chief Sarah Wheeler talks with Tim Quirk, co-founder at Final Offer , about creating more transparency in real estate transactions and what the home-buying competition looks like for this spring. Related to this episode: Connect with Tim on LinkedIn Signs point to more inventory this spring: Altos HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 16, 2024
Chris Clow on the demographics favoring reverse mortgages
On today’s episode, Editor in Chief Sarah Wheeler talks to Editor Chris Clow about Reverse Mortgage Daily moving to its new home on HousingWire.com and why we are bullish on the reverse industry. Related to this episode: Total tappable home equity nears its 2022 peak: ICE HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 15, 2024
Logan Mohtashami on inflation and why we'll still see rate cuts in 2024
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation, mortgage rates and inventory as we gear up for the spring home-buying season. Related to this episode: Inflation data still pointing toward rate cuts in 2024 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 12, 2024
James Kleimann on what’s happening at NAR
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the president of NAR resigning over a blackmail threat, the latest in the commission lawsuits, and the lawsuit debate we’re hosting at the end of the month. Related to this episode: NAR President Kasper resigns following blackmail threat HousingWire to host commission lawsuit debate between Ketchmark and Lamacchia HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 11, 2024
Logan Mohtashami on how many homes will take price cuts this spring
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the percentage of homes taking a price cut this spring and why he thinks that number will fall. The two also discuss inventory and mortgage rates. Related to this episode: Fewer homes will take a price cut in spring 2024 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 10, 2024
Dan Sogorka on how AI is going to create new winners in housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Dan Sogorka, CEO of Sagent about how technology is going to shape 2024 and how AI will make some companies exponentially better than others. Related to this episode: Connect with Dan on LinkedIn Sagent Sagent CEO Dan Sogorka predicts 3 of 2024’s hottest mortgage topics HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 9, 2024
Clayton Collins on Power House and what he’s learned interviewing mortgage execs
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about the Power House podcast (formerly known as Housing News) and what he’s learned from the top mortgage lenders in the U.S. Related to this episode: INTRODUCING: Power House Connect with Clayton on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 8, 2024
Logan Mohtashami: Is the labor market finally getting softer?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how to interpret the jobs report, what’s happening with the 10-year yield and what demand looks like ahead of the spring homebuying season. Related to this episode: Are we seeing cracks in the labor market? HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 5, 2024
James Kleimann on the commission lawsuits update
On today’s episode, Editor in Chief Sarah Wheeler talks with managing editor James Kleimann to give us an update on the commission lawsuits and to talk about the general state of the real estate profession with new data from NAR and other sources. Related to this episode: Commission Lawsuits HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 4, 2024
Logan Mohtashami on why the silver tsunami thesis is still wrong
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest version of the silver tsunami thesis, the Fed talking about raising mortgage rates and purchase apps. Related to this episode: ‘Silver tsunami’ could have a bigger impact on 2024’s housing market: analyst HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 3, 2024
James Kleimann on a widespread LO comp practice that might be illegal
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about loan officer compensation and how some LOs are manipulating lead sources by using pricing buckets, a practice that might be illegal according to the LO Comp rule. Related to this episode: Loan officers are dramatically cutting their pay to win clients. It’s often illegal. HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 2, 2024
Lead generation through authenticity with top agent Lauryn Dempsey
On today’s episode, Managing Editor James Kleimann talks with Lauryn Dempsey, a top-producing agent in the Denver, Colorado area, about her unique background and how she has built her successful business through LinkedIn lead generation. Related to this episode: Connect with Lauryn on LinkedIn Lauryn Dempsey HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 1, 2024
Logan Mohtashami’s 2024 forecast: A positive reset for housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about his housing forecast for 2024, including mortgage rates, housing demand, inventory levels and home prices. Related to this episode: The 2023 housing market bent, but didn’t break Top of Mind: The Housing Market Outlook for 2024 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 29, 2023
Comparing the U.S. and Australian housing markets amid commission lawsuits
On today’s episode, Managing Editor James Kleimann talks with Timothy Toye, the managing broker and owner of Timothy Toye and Associates and a top producing agent in Lake County, California, comparing the U.S. and Australian housing markets. The two also discuss the recent commission lawsuits, where an expert from Australia was a key witness. Related to this episode: Connect with Timothy on LinkedIn Timothy Toye and Associates HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 28, 2023
Logan Mohtashami on the resiliency of 2023 home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the 2023 housing market and why home prices are still rising. Related to this episode: The 2023 housing market bent, but didn’t break HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 27, 2023
How tech and affordability will influence the housing market in 2024
On today’s episode, Editor in Chief Sarah Wheeler talks with Michael Lucarelli, CEO of RentSpree , about trends that will shape housing in 2024. The two discuss role of technology, the overlap between the rental and mortgage markets and making homeownership more affordable. Related to this episode: Connect with Michael on LinkedIn RentSpree HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 26, 2023
Logan Mohtashami: 2023 ends with a soft landing. Will it continue?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the economy in 2023 and what happened with mortgage rates, home prices, inventory and the much-anticipated recession. Related to this episode: Existing home sales lay the path for the 2024 housing market HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 22, 2023
The perils of forecasting mortgage rates for 2024
On today’s episode, Editor in Chief Sarah Wheeler talks with data journalist Will Robinson about 2024 housing forecasts and how to forecast mortgage rates in a fast-changing environment. Related to this episode: DataDigest: Breaking down housing economists’ 2024 forecasts HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 21, 2023
Logan Mohtashami: Will the missing homebuyers come back in 2024?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and the playbook for 2024. Will we see the missing homebuyers come back to the housing market? Related to this episode: Housing starts flexes single-family muscle HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 20, 2023
Kristen Sieffert on the state of the reverse mortgage industry
On today’s episode, Editor in Chief Sarah Wheeler talks with Kristen Sieffert, president of Finance of America, about the state of the reverse mortgage industry going into 2024. Related to this episode: Connect with Kristen on LinkedIn Finance of America HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 19, 2023
How CoreLogic is using AI for QC checks and identifying new markets
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Nick Wanzenried, senior leader of Data Operations at CoreLogic, about how AI is being used within the data analysis ecosystem. Related to this episode: Connect with Nick on LinkedIn CoreLogic HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 18, 2023
Logan Mohtashami on the state of the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about economic cycle changes and what those mean specifically for the housing market. Related to this episode: What Fed rate cuts in 2024 will mean for homebuyers HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 15, 2023
FCC’s new rules on selling leads will have significant impact on real estate and mortgage
On today’s episode, Editor in Chief Sarah Wheeler talks with Matt Marx, CEO and co-founder of Evocalize, about the FCC’s new rule that puts significant restrictions on how leads can be bought and sold. Related to this episode: Connect with Matt on LinkedIn Evocalize FCC’s newly adopted lead gen rules could accelerate lawsuits against lenders HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 14, 2023
Logan Mohtashami: The rate cut cycle has begun
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the end of Fed rate hikes and what it means for the spring 2024 housing market. Related to this episode: The Fed holds rates steady, expects 3 rate cuts in 2024 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 13, 2023
Arjun Dhingra on building a personal brand in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Arjun Dhingra, who heads sales and business development at All Western Mortgage, about the importance of building relationships and a personal brand in this market. Related to this episode: Connect with Arjun on LinkedIn Are you fighting margin compression with data or guesses? HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 12, 2023
Update on AVM rulemaking and how AI is being used to fight appraisal bias
On today’s episode, Editor in Chief Sarah Wheeler talks with Brandon Lwowski, senior director of research at House Canary, about potential new rules for automated valuation models (AVMs) and his vision for using AI to battle appraisal bias. Related to this episode: Connect with Brandon on LinkedIn Trade groups warn of “unintended consequences” from proposed AVM rules HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 11, 2023
Logan Mohtashami: It’s time for the fed to be pro-housing again
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report and what the Fed should do next to help housing. Related to this episode: The Fed was wrong about jobs and inflation HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 8, 2023
How one state association is supporting Realtors amid the commission lawsuits
On today’s episode, Editor in Chief Sarah Wheeler talks with Mark Fisher, CEO of the Indiana Realtors Association, about the commission lawsuits and the importance of articulating the value of Realtors. Related to this episode: Connect with Mark on LinkedIn Indiana Association of Realtors Copycat commission lawsuits filed in Florida, Pennsylvania HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 7, 2023
Logan Mohtashami: Can mortgage rates get under 6%?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates moving lower and where he sees rates going in 2024. Related to this episode: Mortgage Rates Center HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 6, 2023
James Kleimann on the DOJ’s interest in the commission lawsuits
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest twist in the commission lawsuits, which involves the Department of Justice. Related to this episode: Appeals court hears arguments on reopening the DOJ’s probe into NAR HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 5, 2023
Making sense of the data on new home sales and home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with data journalist Will Robinson about homebuilders, new home sales and home prices. Related to this episode: DataDigest: What the latest data says about home prices, construction and sales HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 4, 2023
Logan Mohtashami: It’s time to talk about Fed rate cuts
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed rate cuts and what level will get housing out of a recession. Related to this episode: HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 1, 2023
James Kleimann: What the defendants in the commission lawsuits might do differently to win round 2
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the commission lawsuits and how the defendants could adopt strategies from the plaintiffs’ lawyer to win in the next round. Related to this episode: Real Estate Commission Lawsuits on HousingWire HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 30, 2023
Logan Mohtashami: Lower mortgage rates are boosting demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates heading lower and what that’s doing to housing demand and home prices. Related to this episode: What will lower mortgage rates do to spring housing inventory? HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 29, 2023
James Kleimann on the companies that might be breaking the LO comp rule
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about loan officer compensation and how some companies seem to be breaking the LO comp rule. The two also discuss the new conforming loan limits. Related to this episode: FHFA conforming loan limits increase to $766,550 in 2024 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 28, 2023
What CoreLogic learned deploying a cloud strategy
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Heidi Russell, director of strategic accounts at CoreLogic, about what CoreLogic learned from deploying a cloud strategy and how they’re using that to benefit their customers. Related to this episode: Connect with Heidi on LinkedIn CoreLogic HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 27, 2023
Logan Mohtashami on what the housing industry can be thankful for this year
On today’s episode, Editor in Chief Sarah Wheeler and Lead Analyst Logan Mohtashami take a look at all the positive things the housing industry can be thankful for this year. Related to this episode: Connect with Logan on LinkedIn Follow Logan on Twitter HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 24, 2023
Alex Toth on the homebuilder outlook for 2024
On today’s episode, Editor in Chief Sarah Wheeler talks with Alex Toth, head of business development at Opendoor, about homebuilder sentiment, which incentives are most popular with buyers, and the homebuilder outlook for 2024. Related to this episode: Connect with Alex on LinkedIn Homebuilders slash prices to clear inventory as confidence sinks again in November HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 22, 2023
Logan Mohtashami: Is this the turning point for existing home sales?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether we have seen the bottom for existing home sales and what to expect for the rest of the year. Related to this episode: Have we finally hit the bottom in existing home sales? HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 21, 2023
Mike Simonsen on where inventory and home prices are going in 2024
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, founder of Altos Research, about inventory, home prices and what he sees in the data for 2024. Related to this episode: Is the housing market finally turning a corner? Is this the beginning of the end of the housing market recession? HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 20, 2023
Logan Mohtashami: What will it take to crash home prices?
On today’s episode, Editor in Chief Sarah Wheeler talks Lead Analyst Logan Mohtashami about home prices and what it would take to see a significant decline. Related to this episode: US home prices rose to record high in August HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 17, 2023
A deep dive on buyer agent steering with the author of a recent study
On today’s episode, Editor in Chief Sarah Wheeler talks with Will Fried, senior data scientist at True Footage, about the study he helped create on buyer agent steering. Related to this episode: DataDigest: Yes, buyer agents steer clients, new study claims HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 16, 2023
Logan Mohtashami on how much lower mortgage rates can go
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the inflation data is moving mortgage rates and what we could see for the rest of the year. Related to this episode: Housing inventory growth slows to a halt HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 15, 2023
NAR’s Jessica Lautz on homebuyer trends
On today’s episode, Editor in Chief Sarah Wheeler talks with Jessica Lautz, deputy chief economist and vice president of research at the National Association of REALTORs, about NAR’s economic trends forum and takeaways from their 2023 profile of buyers and sellers. Related to this episode: Typical homebuyers made $107,000 annually, used a real estate agent in 2023: NAR survey HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 14, 2023
The commission lawsuit contagion spreads to South Carolina and Manhattan
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest two commission lawsuits and what those mean for the wide range of defendants. Related to this episode: Commission lawsuits pile up: NAR, Keller Williams named in new South Carolina case Commission lawsuits spread to Manhattan HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 13, 2023
Logan Mohtashami on demographics and Jay Powell
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new Census Bureau numbers, Jay Powell’s latest remarks and what to expect from inventory as we head into the holidays. Related to this episode: Housing experts are hopeful the Fed is done with rate hikes HW TECH100 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 10, 2023
James Kleimann on the largest commission lawsuit yet
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest commission lawsuits, including the newly filed Batton 2, which may be the largest lawsuit yet. Related to this episode: How the commission lawsuits may prompt intervention from DOJ and regulators Illinois homebuyers file second commission lawsuit, and it may be the largest one yet HW TECH100 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 9, 2023
Logan Mohtashami: What happens to home prices in the next recession?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how housing will fare in the next recession, and when he thinks that recession might happen. Related to this episode: Why home prices won’t crash in the next recession HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 8, 2023
What's next in the commission lawsuits?
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of data and content, about the next class action commission lawsuit, which targets defendants across the United States for billions of dollars. Related to this episode: Brokers prepare for changes after Sitzer/Burnett commission lawsuit verdict The latest real estate commission lawsuit is the scariest of them all HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 7, 2023
James Kleimann on how Rocket increased margins and made a profit in Q3
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Rocket’s profitable Q3, and what it means that their new CEO comes from the fintech world, not mortgage. Related to this episode: With new CEO, Rocket increases margins, remains profitable in Q3 HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 6, 2023
Logan Mohtashami: Finally some good news on rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the good news for mortgage rates following the jobs report, and whether we’ve finally seen the top. Related to this episode: At last: Softer labor data sends mortgage rates lower HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 3, 2023
Does this study prove buyer agents steer their clients for higher commission rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with data journalist Will Robinson about a study that suggests buyer agents steer their clients to listings with higher commission rates. Related to this episode: DataDigest: Yes, buyer agents steer clients, new study claims HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 2, 2023
Logan Mohtashami on the Fed and where mortgage rates are headed
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed’s latest meeting, inventory and home prices. Related to this episode: The upside of 8% mortgage rates? More inventory HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 1, 2023
Guilty! Realtors, brokerages lose historic $5.6B commission case
On today’s podcast, Managing Editor James Kleimann talks with HousingWire's Editor in Chief Sarah Wheeler about the verdict of the Sitzer Burnett buyer broker commission lawsuit trial. Related to this episode: Missouri jury finds Realtors, brokerages guilty of conspiring to inflate commissions Commission lawsuit coverage on HousingWire HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 31, 2023
The intersection of climate risk and affordable homeownership
On today’s podcast, Editor in Chief Sarah Wheeler talks with Pete Carroll, executive and head of public policy at CoreLogic, about the intersection of climate risk and affordable homeownership. Related to this episode: Connect with Pete on LinkedIn CoreLogic rolls out upgrade to its Discovery Platform CoreLogic's Discovery Platform HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 31, 2023
What lenders and LOs should understand about the commission lawsuits
On today’s episode, Editor in Chief Sarah Wheeler talks with Matt VanFossen, CEO of Absolute Home Mortgage, about what the commission lawsuits could mean for loan officers. Related to this episode: Connect with Matthew on LinkedIn Gary Keller testifies to close out week two of commission lawsuit trial HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 30, 2023
Logan Mohtashami: Why hasn’t lower inflation brought down mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation numbers, mortgage rates and new home sales. Related to this episode: Builders enjoy a world of sub-6% mortgage rates HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 27, 2023
Sitzer/Burnett trial: Defense witnesses say there is no evidence of a conspiracy
On this special episode of HousingWire Daily on the Sitzer/Burnett commission lawsuit trial, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the testimony of some of the defense witnesses, including Dave Stevens, Stefan Swanepoel and Lawrence Wu. Related to this episode: Judge denies HomeServices’ motion for mistrial in commission lawsuit HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 27, 2023
Brena Nath on the Gathering 2024 and disrupting the rubber chicken circuit
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of events and HW+, about the Gathering 2024 and how we’re fighting back against the hostile takeover of housing industry events by boring speakers and rubber chicken luncheons. Related to this episode: HousingWire Annual completes merger with The Gathering of Eagles HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 26, 2023
Logan Mohtashami on home sales and inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inventory — from the Airbnb bust that never materialized to the steady existing home sales numbers — and of course, mortgage rates. Related to this episode: Closing in on Halloween, the housing market is still savagely unhealthy HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 25, 2023
Sitzer/Burnett trial: Bob Goldberg and the chicken rule
On this special episode of HousingWire Daily on the Sitzer/Burnett trial, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the cross-examination of key witnesses, including Bob Goldberg, the CEO of NAR. Related to this episode: NAR CEO back on stand for second day of defense testimony in commission lawsuit trial HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 25, 2023
Will the commission lawsuits help or hurt homebuyers?
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of data and content, about the buyer commission lawsuits and whether the outcome of those lawsuits could help or hurt homebuyers. Related to this episode: Opinion: All the ways the class-action commission lawsuits are misguided HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 24, 2023
Sitzer/Burnett trial: The plaintiffs wrap up their case
On this special episode of HousingWire Daily on the Sitzer/Burnett trial, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the closing arguments of the plaintiffs. Related to this episode: Commission lawsuit: HomeServices files motion for judgment as a matter of law HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 24, 2023
loanDepot’s Mosi Gatling talks FHA loans and other home-buying trends
On today’s episode, Managing Editor James sat down in person with Las Vegas-based sales manager at loanDepot, Mosi Gatling, at our recent HousingWire Annual conference. She and James talk about what she's seeing in the Vegas market with FHA loans and downpayment assistance programs, as well as other homebuying trends. Related to this episode: Connect with Mosi on LinkedIn Mosi Gatling | loanDepot HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 23, 2023
Logan Mohtashami: Will 8% rates bring down home prices?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether 8% mortgage rates will bring down home prices. Related to this episode: Closing in on Halloween, the housing market is still savagely unhealthy HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 20, 2023
James Kleimann on 8% mortgages and the loss of 100,000 LOs
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about 8% mortgage rates, the number of LOs who have left the industry, and the commission lawsuits facing NAR. Related to this episode: The 8% mortgage is here DataDigest: Nearly 100,000 LOs have washed out “Collusion,” agent training are the focus on day three of the Sitzer/Burnett trial HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 19, 2023
Logan Mohtashami: Will these higher rates create a recession?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates and whether they’re going to drive us to a recession. Related to this episode: Mortgage applications sink to 1995 levels as rates soar HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 18, 2023
Marina Walsh on the MBA’s mortgage market update
On today’s episode, Editor in Chief Sarah Wheeler talks with Marina Walsh, vice president of industry analysis at the Mortgage Bankers Association, about the MBA’s mortgage market forecast for the rest of this year and into 2024. Related to this episode: Mortgage origination market should improve by 19% next year: MBA HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 17, 2023
Freddie Mac’s Sonu Mittal on providing clarity around repurchase requests
On today’s episode, Editor in Chief Sarah Wheeler talks with Sonu Mittal, senior vice president, head of single family acquisitions at Freddie Mac, about the new DPA One initiative and how Freddie is working with industry to improve repurchase rates. Related to this episode: Connect with Sonu on LinkedIn Freddie Mac rolls out down payment assistance tool HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 16, 2023
Logan Mohtashami: Will inventory grow with higher rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and what to expect for inventory and mortgage rates for the rest of the year. Related to this episode: Inventory growth slows even with higher rates Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 13, 2023
Keller Williams' Jason Abrams on what agents are doing to get ahead in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Jason Abrams, the head of industry at kwx of Keller Williams. He is also a real estate coach and was the host of the HGTV show "Scoring the Deal" where he worked with professional athletes buying real estate. He and Sarah talk about what the best agents are doing in this turbulent market. Related to this episode: Connect with Jason on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 12, 2023
Logan Mohtashami on breaking the Fed
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about bond yields and whether we’ve seen the top for mortgage rates in 2023. Related to this episode: HousingWire Annual: Logan Mohtashami covers what’s happening with bonds, mortgage rates HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 11, 2023
How to create a personal brand without overthinking it
On today’s episode, Editor in Chief Sarah Wheeler talks with Melissa Wright, chief sales and marketing officer at American Pacific Mortgage about creating a personal brand and how to get out of your own way. Related to this episode: Connect with Melissa on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 10, 2023
Clayton Collins on HousingWire Annual and the leaders driving the market
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire CEO Clayton Collins about HousingWire Annual, which kicks off today in Austin, and how even non-attendees can gain from the leaders and speakers we’ve assembled. Related to this episode: HousingWire Annual HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 9, 2023
The honey badger labor market puts the Fed in a bind
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs data and how that impacts the 10-year yield and mortgage rates. Related to this episode: HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 6, 2023
How are LOs and agents dealing with rates near 8%?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how loan originators and real estate agents are finding and serving homebuyers with rates near 8%. Related to this episode: As mortgage rates near 8%, loan originators target first-time homebuyers HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 5, 2023
Logan Mohtashami: Will the bond market force the Fed to pivot?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about bond yields, mortgage rates and what could make the Fed change its position. Related to this episode: What’s pushing mortgage rates higher? HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 4, 2023
Proof’s Pat Kinsel on California passing RON legislation
On today’s episode, Editor in Chief Sarah Wheeler talks with Pat Kinsel, founder and CEO of Proof (formerly known as Notarize), to talk about California passing RON legislation and how his company is evolving to meet today’s market challenges. Related to this episode: California finally passes RON legislation HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 3, 2023
NAR woes continue as Redfin announces it is leaving the association
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of data and content, about Redfin’s announcement that it is leaving NAR, and the latest on the broker commission lawsuits. Related to this episode: “Enough is enough.” Redfin leaves NAR in wake of sexual harassment allegations HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 2, 2023
Logan Mohtashami on surging mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed, the 10-year yield, mortgage rates and more. Related to this episode: Mortgage rates surge to highest level since 2000 HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 29, 2023
James Kleimann on the highest mortgage rates in 20 years
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about mortgage rates hitting a 20-year high and the uptick in repurchase rates. Related to this episode: Mortgage rates surge to highest level since 2000 HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 28, 2023
Logan Mohtashami: Are builders losing their advantage in this market?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new home sales and whether builders are losing their advantage in this market. Related to this episode: Builders only have 76,000 completed new homes for sale HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 27, 2023
Kristin Messerli on homeownership education for Gen Z
On today’s episode, Editor in Chief Sarah Wheeler talks with Kristin Messerli, co-founder and executive director at FirstHomeIQ, to talk about financial literacy and the opportunity for loan officers and real estate agents to connect with consumers over this important topic. Related to this episode: Connect with Kristin on LinkedIn Kristin Messerli Kristin Messerli on the state of Gen Z homebuying FirstHome IQ HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 26, 2023
How CoreLogic uses the cloud to propel its clients forward
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Jonathan Gallo, principal and product manager of cloud strategy and innovation at CoreLogic, about the collaborative and cloud-centric approach that CoreLogic is taking with its clients. "Data collaboration is evolving the landscape. Companies are moving beyond just silos to create data ecosystems," said Gallo. "CoreLogic built its own infrastructure and connections to cleanse the data and make it work. Any data attribute related to a piece of property can be pulled into a client's ecosystem." Related to this episode: Connect with Jonathan on LinkedIn CoreLogic rolls out upgrade to its Discovery Platform CoreLogic's Discovery Platform HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 25, 2023
Logan Mohtashami on why home prices keep rising
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices and why they keep rising even while demand is low. Related to this episode: Why are existing home prices up year over year? HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 22, 2023
James Kleimann on what the RE/MAX settlement could mean for agents
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest in the buyer broker commission lawsuits, including what the RE/MAX settlement could mean for agents. Related to this episode: RE/MAX settles buyer broker commission lawsuits for $55 million HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 21, 2023
Logan Mohtashami on the Fed and mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed, mortgage rates, housing starts and inventory. Related to this episode: Is the apartment boom finally over? Housing inventory gone wild HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 20, 2023
How reverse mortgage lenders made a profit in Q2, and what’s next
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about how reverse mortgage companies are doing in this environment, and the particular risk they face from a government shutdown. Related to this episode: What happens to the reverse mortgage business during a government shutdown? Most leading reverse mortgage lenders delivered a profit in Q2, but what’s next? HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 19, 2023
NAMB president elect on the challenges facing mortgage brokers
On today’s episode, Editor in Chief Sarah Wheeler talks with Valerie Saunders, president-elect of the National Association of Mortgage Brokers, about the priorities of the organization as it enters its 50th year. Related to this episode: Connect with Valerie on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 18, 2023
Logan Mohtashami: Why aren’t we in a recession yet?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the overall economy, the housing economy and when we might see the recession we’ve been looking for since last year. Related to this episode: Labor and inflation will help mortgage rates in 2024 Mortgage demand tumbles again as rates hit 7.27% HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 15, 2023
The shadow on the next sunny refi boom could be EPOs
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about challenges in two areas that should be very bright spots for the mortgage industry: refinances and mortgage servicing rights. Related to this episode: The next refi boom’s double-edged sword: EPOs GSE repurchase risk is rippling through the MSR market HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 14, 2023
Logan Mohtashami on inflation data and why we’re not seeing a housing crash
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation data versus labor data. The two also discuss inventory and how that data is crucial to any housing crash debate. Related to this episode: Shelter costs rose again in August, but there’s an asterisk Housing inventory is barely positive heading into fall HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 13, 2023
Dave Stevens on loan repurchases and the MBS market
On today’s episode, Editor in Chief Sarah Wheeler talks with Dave Stevens, CEO at Mountain Lake Consulting and former CEO of the Mortgage Bankers Association, about challenges in the MBS market and the GSEs’ aggressive stance on loan repurchases. Related to this episode: Opinion: Who will buy the mortgages? Fannie and Freddie face dilemma in loan repurchases HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 12, 2023
Doing a gut check with competitors at HousingWire Annual
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of events & HW+, to talk about the leaders offering incredible insights at HousingWire Annual and why it’s different from every other experience out there. Related to this episode: Arc Home COO Suzy Lindblom to speak at HW Annual HW Annual 2023: Where housing market strategies are developed HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 11, 2023
Logan Mohtashami on whether housing credit can withstand a recession
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about consumer credit stress and how that’s affecting the housing market. Related to this episode: Mortgage demand falls to lowest level since 1996 HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 8, 2023
Anywhere settles buyer broker commission lawsuit
On today’s episode, Editor in Chief Sarah Wheeler talks to Managing Editor James Kleimann about Anywhere settling the lawsuit on buyer broker commissions and what’s happening at the National Association of Realtors. Related to this episode: Industry reacts to the Anywhere settlement NAR rumored to hold emergency meeting in wake of sexual harassment scandal HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 7, 2023
Logan Mohtashami: Have mortgage rates peaked for the year?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inventory, mortgage rates and the Fed. Related to this episode: Did we reach the peak for mortgage rates this year? HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 6, 2023
The latest M&A deals in housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Connie Kim about the most recent M&A deals we’ve seen in mortgage and mortgage tech. Related to this episode: ICE completes $11.9B acquisition of Black Knight NexTier Bank to acquire Mars Bank Fathom acquires Elite to boost Texas footprint HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 5, 2023
The unintended consequences of Fannie and Freddie’s loan repurchases
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about loan repurchases by Fannie and Freddie and the challenges they create for lenders and borrowers. Related to this episode: Fannie and Freddie face dilemma in loan repurchases HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 4, 2023
Logan Mohtashami on why the Fed is celebrating
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs data that should be making the Fed smile. Related to this episode: August unemployment jumps to 3.8% as labor cools HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 2, 2023
BONUS: UMortgage's Corie Meredith to speak on the Future of Marketing
Today we are dropping a special mini-episode into your feed! Clayton Collins, HW Media CEO and host of our Housing News podcast, sat down with UMortgage' s VP of Marketing and 2023 HW Marketing Leader Corie Meredith to talk all things HousingWire Annual. Corie is joining us in Austin for this year's HousingWire Annual for a pretty power-packed session focused on the future of marketing, along with Marc Davidson from 1000watt , Amory Wooden from Anywhere Brands , and Debbie McGriff from Freddie Mac. She gives us a little sneak peek of what great marketing insight she's bringing to the stage in October, including some interesting thoughts on the future of AI and automation in mortgage marketing. See you in Austin! Today, UMortgage VP of Marketing and HWA Speaker Corie Meredith joins us to talk about HousingWire Annual and what she's bringing to the table for the "Future of Marketing" session. Related to this episode: Connect with Corie on LinkedIn 2023 HW Marketing Leader: Corie Meredith HWA Agenda HWA Registration HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices and meet industry leaders. Our agenda is power-packed with content to propel your company to the next level and connect you with industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 1, 2023
How higher rates and home prices are impacting the reverse mortgage business
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the impact of rising rates and high home prices on the reverse mortgage space. Related to this episode: The impacts of home price appreciation, rate increases on reverse mortgages Reverse mortgage experts: Interest rate jump is tough, but value proposition remains HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 31, 2023
Logan Mohtashami: Is this what the Fed wanted?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices, inventory, pending home sales and whether the Fed is getting what it wants on housing. Related to this episode: Logan Mohtashami on CNBC: How rates are impacting supply New listings take a hit, possibly due to higher mortgage rates HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 30, 2023
Why you should attend HousingWire Annual in October
On today’s episode, Editor in Chief Sarah Wheeler talks with Mark Adams, HousingWire’s senior vice president of market data and membership, about HousingWire Annual Oct. 10-12 in Austin, Texas. The two discuss the topics, speakers and events that make this a don't-miss event. Related to this episode: HousingWire Annual HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 29, 2023
CoreLogic’s Mark Weaver on how lenders are using generative AI
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Mark Weaver, executive at Corelogic, about the mortgage industry’s tech transformation and how some companies are leveraging generative AI to pull ahead. Related to this episode: CoreLogic rolls out upgrade to its Discovery Platform HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 29, 2023
The lawsuit episode: the NAR exposé, mortgage lawsuits, and a CFPB kickback settlement
On today’s podcast, HW Media editor Chris Clow sits down with reporter Brooklee Han to talk about a bombshell exposé for the National Association of Realtors that recently appeared in the New York Times, a series of different lawsuits across the mortgage industry, and a recent illegal mortgage kickback settlement from the CFPB. Related to this episode: Sexual harassment, retribution is part of the “culture of fear” at NAR, dozens of women tell NYT Judge in Zillow suit allows REX’s false advertising claims to stand CFPB fines Freedom Mortgage and Realty Connect nearly $2 million for illegal kickbacks HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 28, 2023
Logan Mohtashami: should we expect more Fed rate hikes?
On today’s episode, HW Media editor Chris Clow talks with Lead Analyst Logan Mohtashami about Jerome Powell's recent speech in Jackson Hole, whether or not we can expect additional rate hikes, and what we might expect from housing inventory for the remainder of the year. Related to this episode: Housing sector is showing signs of picking back up: Powell Home sales will be weak in 2024 regardless of “soft landing”: Fannie Mae HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 25, 2023
American Security Mortgage's Jon Overfelt on managing LO comp
On today’s episode, Managing Editor James Kleimann talks with Jon Overfelt, the Director of Sales at North Carolina-based American Security Mortgage. They discuss Jon's experience running sales at American Security Mortgage, what he's seeing right now in the market, and managing LO comp. Related to this episode: Connect with Jon on LinkedIn American Security Mortgage HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 24, 2023
Logan Mohtashami: Is America rejecting the Fed's housing policy?
On today’s episode, HW Media editor Chris Clow talks with Lead Analyst Logan Mohtashami about data that indicates that America is rejecting the Fed's housing policy, purchase application data, and differing attitudes between generations toward homebuying in the current climate. Related to this episode: Existing homes sales market falls again, market lacks sellers Where are mortgage rates headed? HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 23, 2023
The CFPB is stepping up RESPA enforcement
On today’s podcast, HW Media editor Chris Clow sits down with managing editor James Kleimann to talk about a recent enforcement action by the CFPB against a mortgage lender and how the average independent mortgage bank faired in Q2 compared to Q1. Related to this episode: CFPB fines Freedom Mortgage and Realty Connect nearly $2 million for illegal kickbacks The average IMB lost $534 per loan in Q2, a big improvement from Q1 HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 22, 2023
Ted Tozer on IMB liquidity issues
On today’s podcast, Editor in Chief Sarah Wheeler talks with Ted Tozer, former president and CEO of Ginnie Mae and a non-resident fellow at Urban Institute, about liquidity issues, expanding down payment assistance programs, and how Ginnie Mae can help IMBs weather the next recession. Related to this episode: Ted Tozer - Urban Institute Alanna McCargo: Nonbank liquidity issues must be addressed HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 21, 2023
Logan Mohtashami on the industry’s fear of 8% mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about NAR raising the red flag on the possibility of 8% mortgage rates, and what economic indicators we should be watching to determine if that will happen. Related to this episode: The first real test of mortgage rates: will they hit 8%? We are dealing with ‘a very savagely unhealthy’ housing market, says HousingWire’s Logan Mohtashami HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 18, 2023
James Kleimann on climate challenges in Arizona, Hawaii and Florida markets
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how climate change is impacting housing markets in Arizona, Hawaii and Florida. Related to this episode: Phoenix building restrictions squeeze construction firms and agents As government relief enters Maui, the insurance landscape could change HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 17, 2023
Logan Mohtashami on the Fed’s housing mindset
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what the Fed doesn’t seem to understand about housing, as well as housing starts, builder sentiment and more. Related to this episode: Inflation data laying groundwork for the Fed to pivot HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 16, 2023
Mike Simonsen’s second-half forecast for inventory and home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, President of Altos Research, about inventory and home prices in different housing markets across the country, and what to expect from the housing market this fall. Related to this episode: Data points to a cooling in the housing market this fall HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 15, 2023
Nima Ghamsari on mortgage lending to Gen Z
On today’s episode, Editor in Chief Sarah Wheeler talks with Nima Ghamsari, cofounder and CEO of Blend, about what lenders are doing to grow in this market, and what homebuying will look like for Gen Z. Related to this episode: Connect with Nima on LinkedIn Blend Inside Blend’s high stakes transformation HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 14, 2023
Logan Mohtashami on where mortgage rates are going
On today’s episode, Editor in Chief Sarah Wheeler talks with Analyst Logan Mohtashami about mortgage rates and what we should expect after the inflation data and bond auctions last week. Related to this episode: Mortgage rates rise again, but look poised to drop in the fall Inflation data laying groundwork for the Fed to pivot HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 11, 2023
James Kleimann on the state of the jumbo market
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the state of the jumbo market, which the HousingWire newsroom covered in a two-part, data-driven series this week. Related to this episode: The jumbo market’s turning point (Part I) The jumbo market is up for grabs (Part II) HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 10, 2023
Logan Mohtashami on inflation and a Fed pivot
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation and whether the Fed is about to pivot. The two also discuss housing inventory. Related to this episode: Housing inventory stalls: Less than 3K homes added HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 9, 2023
Matthew VanFossen on the CHLA’s consumer mortgage bill of rights
On today’s episode, Editor in Chief Sarah Wheeler talks with Matthew VanFossen, CEO of Absolute Home Mortgage and a board member of the Community Home Lenders of America, to talk about pressing issues for lenders in this environment and the CHLA’s consumer mortgage bill of rights. Related to this episode: Connect with Matthew on LinkedIn CHLA releases ‘Consumer Mortgage Bill of Rights’ HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 8, 2023
HUD partners with NAREB to combat appraisal bias
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about appraisal bias, Pittsburgh as a model city for aging in place and how the state of Nevada is spurring affordable housing. Related to this episode: HUD partners with NAREB to address appraisal bias To spur affordable housing, the federal government is selling land for dirt cheap Pittsburgh is an age-in-place case study HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 7, 2023
Logan Mohtashami on how jobs data is affecting mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs data and how the latest report is going to affect the 10-year yield and mortgage rates. Related to this episode: The labor market showed signs of modest cooling in July HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 4, 2023
James Kleimann on who’s gaining market share in this purchase market
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about who’s winning the purchase market this year and how homebuilders fit into the mix. Related to this episode: What happened to the summer housing market? Logan Mohtashami on CNBC: Why existing home sales are so low HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 3, 2023
Logan Mohtashami on the summer housing market and the credit rating downgrade
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs data, inventory and what the credit rating downgrade could mean for mortgage rates. Related to this episode: What happened to the summer housing market? Logan Mohtashami on CNBC: Why existing home sales are so low HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 2, 2023
Kirk Willison on getting things done in DC
On today’s episode, Editor in Chief Sarah Wheeler talks with Kirk Willison, vice president of government and industry relations for Arch MI, about regulators’ priorities and how the housing industry is effectively lobbying for some changes while hitting a roadblock on others. Related to this episode: Rumored Basel changes could hit big bank mortgage lending: Bloomberg FHFA rescinds controversial DTI LLPA HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 1, 2023
Evolve’s Tim Anderson on takeaways from the FHFA’s tech sprint
On today’s episode, Editor in Chief Sarah Wheeler talks with Tim Anderson, president of the e-mortgage division at Evolve Mortgage Services, about the FHFA’s very first Velocity tech sprint. Related to this episode: FHFA’s Jason Cave on mortgage tech adoption and what needs to happen next HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 31, 2023
Logan Mohtashami on what a “soft landing” means for mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the soft landing in the larger economy and what that means for mortgage rates. Related to this episode: The good news? The Fed doesn’t expect a recession. The bad news? Housing. HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 28, 2023
Pavan Agarwal on the very practical applications of AI in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Pavan Agarwal, the CEO of Sun West Mortgage Company and Celligence, about how real estate agents and loan officers are using AI to create opportunities in this market. Related to this episode: Connect with Pavan on LinkedIn 2023 HW Finance Leader: Pavan Agarwal How AI implementation could impact the mortgage industry HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 27, 2023
Logan Mohtashami: Did the Fed admit they’re done hiking rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest Fed rate hike and what Chairman Powell’s remarks mean for future rate hikes. The two also discuss widening spreads and new home sales. Related to this episode: Fed hikes rates amid general wave of optimism HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 26, 2023
Selma Hepp on why home prices just keep rising
On today’s episode, Editor in Chief Sarah Wheeler talks with Selma Hepp, chief economist at CoreLogic, about rising home prices and how those are being affected by migration patterns away from big coastal cities. Related to this episode: Home prices jump for a fourth straight month in May HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 25, 2023
How lenders are using CoreLogic’s Discovery Platform for prospect marketing
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Eric Wrobel, product management executive at Corelogic, about the pre-built solutions for lenders offered by the CoreLogic Discovery Platform. Related to this episode: Connect with Eric on LinkedIn CoreLogic's Discovery Platform HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 24, 2023
Logan Mohtashami on why the housing market is still so savagely unhealthy
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and mortgage rates and what they tell us about this savagely unhealthy housing market. Related to this episode: The existing home market is still savagely unhealthy HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 21, 2023
James Kleimann on lenders sitting in a pot waiting to boil
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the mortgage M&A landscape, who’s going to survive this cycle and the possible federal regulation that could deal even more pain to the housing industry. Related to this episode: Many mortgage lenders are like frogs in a slow boil Cost-cutting remains the top priority for lenders: Fannie Mae HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 20, 2023
Logan Mohtashami on why the homebuilders are so happy
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about homebuilder sentiment, existing home sales and the much-debated mortgage rate lockdown. Related to this episode: Homebuilders are still smiling (and cutting down on sales incentives) HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 19, 2023
Why real estate agents are adopting AI more quickly than brokers
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of content and data, about RealTrends’ Broker and Agent Pulse surveys and how each group is feeling about the housing market outlook, their AI adoption and the biggest challenges they’re facing right now. Related to this episode: BrokerPulse 25 books real estate leaders are reading today HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 18, 2023
The cost of racist housing policies on Seattle residents
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the effects of racist housing policies in Seattle, the number of people helped by the Homeowners Assistance Fund, and the latest Consumer Financial Protection Bureau actions. Related to this episode: Seattle-area residents lost tens of billions in wealth due to racist housing policies: report HAF funds have kept 300,000 people in their homes: U.S. Treasury CFPB files amicus brief in support of Maine mortgage borrowers in TILA lawsuit HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 17, 2023
Logan Mohtashami on the strength of the U.S. housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the strength of the U.S. housing market and what to look for in Spring 2024. Related to this podcast: Will labor data send mortgage rates to 8%? Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 14, 2023
Are there too many real estate agents and LOs?
On this episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the mortgage and real estate professionals with very low volume and whether they help or hurt consumers and the larger industry. Related to this podcast: DataDigest: There are too many real estate agents and LOs. It’s a problem Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 13, 2023
Logan Mohtashami on what the CPI data means for mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the CPI inflation data and what it means for mortgage rates. The two also discuss inventory and purchase apps. Related to this episode: Latest inflation data bodes well for mortgage rates Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 12, 2023
Can tiny homes help solve the inventory crisis?
On today’s episode, Editor in Chief Sarah Wheeler talks with Justin Draplin, the founder and CEO of Eclipse Villages and Eclipse Cottages, about tiny homes and their potential to help solve the housing inventory crisis. Related to this episode: Only in Austin, Texas are home prices sinking Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 11, 2023
loanDepot’s Alec Hanson on keeping things positive in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Alec Hanson, Chief Marketing officer at LoanDepot, about marketing on social channels as well as keeping things positive in this market. Related to this discussion: Alec Hanson named top marketer at loanDepot The Bright Side Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 10, 2023
Logan Mohtashami on whether mortgage rates are heading to 8%
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest jobs reports and what they mean for mortgage rates. Related articles: Will labor data send mortgage rates to 8% Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 7, 2023
Amid an inventory crisis, the housing industry gets creative
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how the industry is getting creative to find, build, develop and create more housing in the midst of an inventory crisis. Related articles: With low inventory, house hunters are in full safari mode DataDigest: Inventory and the purported 'Airbnb crash' Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 6, 2023
Logan Mohtashami: Will housing inventory drop to new all-time lows?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory going negative year over year. The two also discuss labor reports and mortgage rates. Related articles: Housing Market Tracker: Inventory is negative YOY Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 5, 2023
Why affiliated businesses are front and center for real estate agents
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of data and content, about takeaways from the Gathering of Eagles real estate conference, including the types of affiliated businesses that are seeing success now, advice on building versus buying tech, the future of teams and more. Related to this episode: Gary Keller discusses the constant of change in real estate Inside the CEO playbooks at Gathering of Eagles HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 4, 2023
Logan Mohtashami and the American dream on July 4th
On today’s special July 4th episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the American dream and what makes the U.S. housing market unique. The two discuss the federal government’s priority on homeownership, the advantage of the 30-year fixed mortgage loan and favorable demographics. Related to this episode: HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 3, 2023
Logan Mohtashami: Is it jobs data or inflation that's driving mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtasahami about jobs, inflation, bond yields, mortgage rates and pending home sales. Related to this episode: New home sales defy recession calls Mortgage rates stay put this week HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 30, 2023
The CFPB reports a sharp rise in complaints about reverse mortgages
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the CFPB’s complaint database and why we’re seeing an uptick in the number of complaints about reverse mortgages. The two also discuss how seniors are feeling about their desire to either sell their homes or get a reverse mortgage as we head into a likely recession. Related to this episode: More seniors, concerned about recession, move to sell homes: survey CFPB: A sharp increase for reverse mortgage complaints in 2022 HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 29, 2023
Logan Mohtashami on whether the Airbnb bust is real
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about recent Fed comments, purchase apps, new home sales, home prices and whether we will see more inventory from Airbnb sellers. Related to this episode: New home sales defy recession calls Housing Market Tracker: Inventory gets summer lift HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with content to propel your company to the next level and connect you with the industry playmakers. Click here to learn more! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 28, 2023
MISMO’s David Coleman on the evolution of mortgage tech
On today’s episode, Editor in Chief Sarah Wheeler talks with David Coleman, president of MISMO, about the evolution of mortgage technology and the potential for data standards to continue to transform the industry. Related to this episode: Connect with David on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 27, 2023
The perils of picking the wrong climate risk model
On today’s episode, Editor in Chief Sarah Wheeler talks with Anand Srinivasan, climate expert at CoreLogic, to talk about climate risk models and how choosing the wrong one could actually increase a lender’s risk profile. Related to this episode: Slowing single-family rental price growth is approaching pre-pandemic levels CoreLogic's Discovery Platform HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 26, 2023
Logan Mohtashami: The savagely unhealthy housing market is back
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the existing home sales report and what the data means for the housing market. Related to this episode: The savagely unhealthy housing market is back HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 23, 2023
James Kleimann on the wholesale channel and what Phil Shoemaker is building at The Loan Store
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about wholesale lenders and specifically what Phil Shoemaker is building at The Loan Store. Related to this episode: Phil Shoemaker on lessons learned from Homepoint’s demise & The Loan Store’s future Figure Technologies launches wholesale lending platform HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 22, 2023
Logan Mohtashami on whether the housing recession is over
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the surge in housing starts and whether that means the housing recession is over. Related to this episode: Is the housing recession over? HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 21, 2023
Scot Rose on making the appraisal profession stronger
On today’s episode, Editor in Chief Sarah Wheeler is joined by Scot Rose, chief innovation officer at Class Valuation, to talk about the recent federal changes to appraisals and how they could make the appraisal profession stronger. Related to this episode: Federal agencies propose guidance for residential real estate ROVs Federal agencies seek input on proposed AVM credibility, integrity rule HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 20, 2023
FHFA’s Jason Cave on mortgage tech adoption and what needs to happen next
On today’s episode, Editor in Chief Sarah Wheeler talks with Jason Cave, deputy director at the FHFA, about mortgage innovation and fintech. Related to this episode: Kevin Peranio on mortgage innovation and better days ahead HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 19, 2023
Logan Mohtashami on the housing recession one year later
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the anniversary of the housing recession and what’s gotten better and worse in housing since then. Related to this episode: HousingWire’s YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 16, 2023
Kevin Peranio on mortgage innovation and better days ahead
In today’s episode, Editor in Chief Sarah Wheeler talks with Kevin Peranio, chief lending officer at PRMG, about mortgage innovation and why he thinks 2024 is going to be an incredible year for mortgage lenders. Related to this episode: Connect with Kevin on LinkedIn Mortgage rate relief won’t come until end of 2023 (or later), housing economists say HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 15, 2023
Logan Mohtashami on the Fed’s rate pause, and what they’ll do next
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve’s decision to pause rate hikes and the reaction of bond yields and mortgage rates. Related to this episode: Fed pauses rate hikes in June. But how long will it last? Has the Fed won its battle against inflation? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 14, 2023
Seth Appleton on solving affordability challenges for first-time buyers
On today’s episode, Editor in Chief Sarah Wheeler talks with Seth Appleton, president of USMI, about the affordability challenges in this market for first-time buyers and the policy changes that could make a difference. Related to this episode: Connect with Seth on LinkedIn Affordability issues continue to impact home buying and selling perceptions HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 13, 2023
The top 500 real estate agents and teams beating the market
On today’s episode, Editor in Chief Sarah Wheeler talks with Mark Adams, vice president of real estate at HW Media, about The Thousand, a real estate rankings program produced by RealTrends and Tom Ferry that recognizes the top 500 agents and top 500 teams in the country. Related to this episode: 2023 The Thousand real estate rankings show shining stars HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 12, 2023
Logan Mohtashami on why home prices aren’t crashing with higher rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why home prices have stabilized even as mortgage rates have gone up. Related to this episode: Why higher rates aren’t crashing home prices HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Jun 9, 2023
Inside the NRMLA Western Regional conference
On today’s episode, HW Media Managing Editor James Kleimann talks with Reverse Mortgage Daily Editor Chris Clow about the attendee sentiment and topics of interest of the recent National Reverse Mortgage Lenders Association (NRMLA) Western Regional Meeting in Irvine, California. Related to this episode: Attendees reenergized by reconnecting with peers at NRMLA conference HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 8, 2023
Logan Mohtashami on the economic outlook for the rest of the year
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about purchase apps, mortgage rates, inventory and what we should expect for the second half of this year. Related to this episode: Housing Market Tracker: Holiday impacts inventory Tight credit, high rates and low inventory add to buyers’ affordability struggles HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 7, 2023
Bringing the housing industry together to move markets forward
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW+ and events, to talk about the expert speakers, the networking and the practical and inspirational vibe of our two big events: Gathering of Eagles in June and HousingWire Annual in October. The two discuss which session topics our audience has asked for and some of the new opportunities for networking this year, like a pickleball tournament. Related to this episode: A day in the life at Gathering of Eagles Logan Mohtashami to speak at Gathering of Eagles 2023 HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 6, 2023
More LOs join Revolution Mortgage
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Connie Kim about the loan officers moving to Revolution and how lenders are serving first-time homebuyers. Related to this episode: Revolution Mortgage snags top loanDepot loan officers FHA or conventional? After LLPA tweaks, the calculus changes for some HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 5, 2023
Logan Mohtashami on what the resilient labor market means for rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed, the labor market and when we might get a break on mortgage rates. Related to this episode: May jobs report complicates things for the Fed HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 2, 2023
James Kleimann on mortgage rates and lender M&A
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about mortgage rates, how the debt ceiling resolution affects the mortgage market, lender M&A activity and more. Related to this episode: Mortgage rates trend down amid lower monetary, fiscal pressures Leaders struck a debt ceiling deal. What it means for mortgages HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jun 1, 2023
Logan Mohtashami on why home prices are at an all-time high
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the FHFA house price index, purchase apps, inventory and mortgage rates. Related to this episode: FHFA House Price Index hits an all-time high Housing Market Tracker: Mortgage rates over 7% HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 31, 2023
The cybersecurity risk of third-party vendors
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about recent federal and state regulatory actions, including a settlement between the New York Department of Financial services and OneMain Financial over cybersecurity risks. Related to this episode: OneMain Financial to pay $4.25 million to New York State over cybersecurity lapses House bill would incentivize home selling in effort to boost supply FHFA watchdog releases semi-annual report to Congress Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 30, 2023
Thinking bigger on the future of appraisals
On today’s episode, Editor in Chief Sarah Wheeler talks with Kenon Chen, executive vice president of strategy and growth at Clear Capital, about the recent appraisal subcommittee hearing on appraisal bias and what appraisals might look like in the future. Related to this episode: Reimagining the future of appraisals HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 30, 2023
Unlocking data's potential for brokerages in challenging markets
On today’s episode, Tracey Velt, senior director of data and content for HW Media, talks to Brian Battaglia, general manager and executive for Property and Portfolio Insurance at CoreLogic. Tracey and Brian talk about the introduction of more consumer-facing data applications, how brokers are using data to recruit and the products that CoreLogic offers that support brokers in this challenging market and beyond. Related to this episode: Connect with Brian on LinkedIn CoreLogic's Discovery Platform HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 29, 2023
Logan Mohtashami: The Fed has lied to us and why the Fed pivot hasn’t happened
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed’s desire to create a job loss recession and what that means for mortgage rates. Related to this episode: Higher mortgage rates, wider spreads follow debt ceiling impasse HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 26, 2023
James Kleimann on the GSEs' aggressive approach to loan repurchases
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how loan repurchases are affecting M&A deals and what’s happening with mortgage-backed securities. Related to this episode: Loan-repurchase risk threatens future M&A deals Fannie and Freddie address loan-repurchase complaints Experts weigh in on the shifting MBS market HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 25, 2023
Logan Mohtashami on how 7% rates impact housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates and how they are affecting new home sales and purchase applications. Related to this episode: Mortgage apps decline as rates hit the 7% mark Only 70,000 new homes available for sale HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 24, 2023
Mike Fratantoni on the MBA forecast for the rest of the year
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Fratantoni, chief economist and senior vice president of research and industry technology at the Mortgage Bankers Association (MBA), to talk about their forecast on mortgage rates, inflation, home prices, origination volume and more. Related to this episode: Homebuilders are taking advantage of low existing inventory Mortgage industry still in the middle of a storm HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 23, 2023
Why are regulators piling on during this down market?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about insights from the MBA Secondary and Capital markets conference, which is going on now in New York City. The two discuss opening remarks by MBA President and CEO Bob Broeksmit, who takes regulators to task for piling on during this challenging time for the mortgage industry. Related to this episode: HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 22, 2023
Logan Mohtashami on the return of the savagely unhealthy housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates heading higher and the possibility of a rebound of the savagely unhealthy housing market. Related to this episode: Housing Market Tracker: Active listings barely budge HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 19, 2023
James Kleimann on the Homepoint post-mortem
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the cost structure and operational weaknesses that led to the demise of Homepoint. The two also discuss how IMBs fared in Q1. Related to this episode: The Homepoint post-mortem: How one of America’s largest mortgage lenders went bust The average IMB lost $1,972 per loan in Q1 HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 18, 2023
Logan Mohtashami: Why aren’t home prices crashing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices, inventory, purchase apps and mortgage rates. Related to this episode: Housing Market Tracker: Active listings barely budge HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 17, 2023
California housing inventory is at all-time lows and New Jersey isn’t far behind
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about inventory shortages across the country, including the East Coast markets and California. Related to this episode: From ice bath to blood bath: California struggles with inventory DataDigest: The pandemic housing frenzy never went away in these markets HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 16, 2023
UWM is building a different kind of tech workforce in metro Detroit
On today’s episode, Editor in Chief Sarah Wheeler talks with Jason Bressler, CTO at United Wholesale Mortgage, about UWM’s approach to technology and building a large tech workforce in metro Detroit. Related to this episode: Connect with Jason on LinkedIn UWM offers dedicated loan coordinator to brokers HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 15, 2023
Logan Mohtashami on spring housing demand — and what that means for the fall
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about spring housing demand and inventory, mortgage rates and what the housing market might look like in the fall. Related to this episode: CPI report is good news for mortgage rates HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 12, 2023
States take action to solve housing inventory crisis
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about state affordable housing initiatives in Washington and Minnesota, which include down payment assistance programs and changing single-family zoning laws. Related to this episode: WA governor signs series of bills to address housing issues Minnesota legislature approves $1B affordable housing bill HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 11, 2023
Logan Mohtashami on inflation, mortgage rates and the DTI changes
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about CPI data, mortgage rates, purchase applications and the FHFA’s reversal on proposed DTI changes. Related to this episode: April data suggests we’re close to peak rent inflation FHFA rescinds controversial DTI LLPA HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 10, 2023
Katrina Jones on how Fannie Mae is tackling affordability challenges
On today’s episode, Editor in Chief Sarah Wheeler talks with Katrina Jones, vice president of racial equity strategy and impact at Fannie Mae, about affordability challenges in this market and how Fannie Mae is working to help consumers on their housing journey. The two discuss Fannie Mae’s 2023 equitable housing finance plans and their focus on credit, down payment assistance, special purchase credit programs and appraisals. Related to this episode: Fannie Mae and Freddie Mac expand plans for equitable housing Housing Market Tracker: Spring inventory falls HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 9, 2023
Growing the mortgage broker channel in this housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Melinda Wilner, chief operating officer at United Wholesale Mortgage, about growing the broker channel in a low-volume environment. Related to this episode: The housing market faces a three-pronged challenge UWM offers dedicated loan coordinator to brokers HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 8, 2023
Logan Mohtashami: Jobs data the Fed can love
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami to talk about the jobs report, the Federal Reserve, inventory and more. Related to this episode: Jobs data shows the labor market is normalizing Will strong job growth upset the Fed’s plans? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 5, 2023
Exclusive: The FHFA’s Michael Shemi answers LLPA questions
On today’s episode, Editor in Chief Sarah Wheeler talks with Michael Shemi, the principal advisor for FHFA’s Division of Housing and Mission Goals, about the recent LLPA changes which have drawn a huge reaction from both consumers and those in housing. Related to this episode: DataDigest: Correcting the LLPA false claims FHFA Director Thompson speaks out to correct LLPA misinformation Mortgage industry takes another stand against the FHFA’s DTI fee HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 4, 2023
Logan Mohtashami: Is the Fed done hiking rates?
On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about this week’s Federal Reserve meeting and the job reports — and how those will affect housing. Related to this episode: Fed’s latest 25 bps hike could be its last (but maybe not) HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 3, 2023
James Kleimann: Never bet against the agent commission structure
On today’s episode, Editor in Chief Sarah Wheeler talks with James Kleimann about real estate agent commissions and why they are rising even as housing affordability has gotten worse. Related to this episode: Average real estate commission rate at highest level since 2013 HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 2, 2023
Ryan Lundquist with an appraiser’s take on the spring home-buying season
On today’s episode, Editor in Chief Sarah Wheeler talks with Appraiser Ryan Lundquist, author of the Sacramento Appraisal Blog , to talk about what he’s seeing in his local market on inventory, prices and bidding wars. Related to this episode: Connect with Ryan on LinkedIn Housing inventory still near record lows HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
May 1, 2023
Logan Mohtashami on why the foreclosure fanatics are wrong (again)
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about pending home sales, inflation and the newest crop of foreclosure fanatics. Related to this episode: New home sales proving Wall Street was wrong New CFPB guidance takes aim at ‘zombie mortgages’ HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 28, 2023
James Kleimann on LLPAs and whether lenders should be responsible for appraisal actions
On today’s episode, Editor in Chief Sarah Wheeler talks with James Kleimann about two hot topics in the news: Sandra Thompson’s clarification on LLPAs after a lot of misinformation, and the MBA’s response to an appraisal bias lawsuit where they say the lender shouldn’t be held responsible for an appraisers actions. Related to this episode: FHFA Director Thompson speaks out to correct LLPA misinformation MBA: Lenders shouldn’t be held responsible for appraisers’ actions HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 27, 2023
Logan Mohtashami: Will home values go up this year?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami to talk about home prices, lumber crashing and housing inventory. Related to this episode: New home sales proving Wall Street was wrong Housing Market Tracker: Inventory finally rises HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 26, 2023
Dave Stevens on the risk from LLPA changes and why the industry’s fight is not over
On today’s episode, Editor in Chief Sarah Wheeler talks with Dave Stevens, CEO at Mountain Lake Consulting and former CEO of the Mortgage Bankers Association , about the recent LLPA changes and what he thinks the housing industry should be fighting for now that the DTI requirement has been pushed back. Related to this episode: Connect with Dave on LinkedIn The mortgage industry doesn’t want the DTI LLPA fee delayed. They want it killed HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 25, 2023
How climate risk is playing out in the Miami real estate market
On today’s episode, Editor in Chief Sarah Wheeler talks with John Rogers, head of research and development at CoreLogic, and Christina Pappas, vice president of the Keyes Company, to talk about how climate risk is playing out in one of the hottest real estate markets in the country: Miami. Related to this episode: Connect with John on LinkedIn Connect with Christina on LinkedIn CoreLogic: Climate Risk Analytics helps predict the future of physical risk Why it’s time for the housing industry to get serious about climate risk HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 25, 2023
How real estate agents are using ChatGPT
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of content and data, about how real estate agents are using ChatGPT and Gen Z’s head start on buying homes. Related to this episode: rezora adds ChatGPT integration to marketing system In the race to homeownership, some Gen Zers are pulling ahead HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 24, 2023
Logan Mohtashami on the truth about housing affordability
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing affordability, existing home sales, Gen Z and whether we are now in a recession. Related to this episode: Housing inventory still near record lows HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 21, 2023
Looking at the CFPB’s breach and a bill to ban trigger leads
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about a security breach at the CFPB and a bill looking to ban the use of trigger leads for mortgage customers. Related to this episode: CFPB staffer sent 250,000 consumers’ data to personal email account NAMB welcomes legislative proposal to ban use of trigger leads HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 20, 2023
Logan Mohtashami on whether inventory can go back to all-time lows
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory, housing starts and the effects of mortgage volatility on the market. Related to this episode: Housing Market Tracker: Inventory falls even lower HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 19, 2023
The important role of IMBs in serving FHA borrowers
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the important role of independent mortgage banks (IMBs) in serving FHA borrowers, as well as the newest IMB to jump into joint ventures —New American Funding. Related to this episode: Opinion: The incredible value of IMBs in the market New American Funding enters the joint ventures space HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 18, 2023
Attorney opinion letters seem far from disrupting the title industry
On today’s episode, Editor in Chief Sarah Wheeler talks with reporter Brooklee Han about title insurance alternatives, including attorney opinion letters (AOLs) and how those are being received by the industry. The two also discuss the fight over water from the Colorado River and how that is affecting housing. Related to this episode: Fannie Mae purchased 45 loans with AOLs in 2022 Biden administration looks to cut water allotments from Colorado River in migration hotspots HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 17, 2023
Logan Mohtashami: The Fed is engineering a recession
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about rates, inventory and how the Fed is engineering a recession. Related to this episode: Better inflation data won’t sway the Fed Wage growth downtrend kills 1970s inflation fear HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 14, 2023
What happened to wholesaler Homepoint?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Homepoint shutting down, and the misinformation that went viral recently about 40-year mortgages. Related to this episode: Homepoint to shut down originations biz, sell assets to The Loan Store Misinformation about FHA mortgage modification spreads on TikTok HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 13, 2023
Logan Mohtashami: Why the Fed cares more about job losses than inflation data
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the Federal Reserve is interpreting the latest inflation data. The two also discuss purchase apps and housing inventory. Related to this episode: Inflation cooled further in March, but shelter costs are still high HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 12, 2023
The CFPB outlines standards for abusive conduct
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the latest actions taken by the Consumer Financial Protection Bureau, including guidance for other regulators that outlines standards for abusive conduct by financial institutions. The two also discuss a new lender joining the reverse space. Related to this episode: CFPB outlines abusive conduct standards in financial markets MBA asks CFPB to withdraw proposed nonbank registry rule PrimeLending enters the reverse mortgage business HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 11, 2023
What’s most important to mortgage and real estate leaders this year
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW+ and events, about what industry leaders have identified as the most important topics for the success of their businesses this year, and how HW is incorporating that into its events. Related to this episode: Gary Keller to speak at Gathering of Eagles 2023 Logan Mohtashami to speak at Gathering of Eagles 2023 HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 10, 2023
Logan Mohtashami on jobs, mortgage rates and the Fed’s next move
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs, rates, the Fed and the news about Homepoint shutting down. The two also look back at the America’s Back recovery model which was published three years ago. Related to this episode: Homepoint to shut down originations biz, sell assets to The Loan Store 5 indicators that will show when the housing market is rebounding from COVID-19 HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 7, 2023
How healthy are the IMBs?
On today’s episode, Managing Editor James Kleimann talks with Senior Reporter Bill Conroy about a couple of big-ticket items happening in the housing space right now, including bank failures, where mortgage rates are expected to move and the health of the independent mortgage banks. Related to this episode: Go bust vs. resurgence for IMBs HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 6, 2023
Logan Mohtashami on the Fed, mortgage rates, and why monthly home prices rose
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates falling, home prices rising for the first time in eight months and a Fed that seems to want to break things. Related to this episode: Housing Market Tracker: Still no spring inventory lift Home prices increase for the first time in eight months: Black Knight HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 5, 2023
The real estate brokerages battling to be No. 1
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of content and data, about the RealTrends 500 rankings and which brokerages are now on top. The two also discuss the latest on agent commission lawsuits. Related to this episode: eXp, Fathom and The Agency are top movers by sides in 2023 RealTrends 500 Prepare for potential commission lawsuit outcomes HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 4, 2023
What’s next for the CFPB?
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the latest actions of the Consumer Financial Protection Bureau and whether they will still be around after the Supreme Court meets in October. Related to this episode: CFPB issues its final rule on small business lending ICBA, affiliates urge CFPB to improve construction loan disclosures CFPB funding is constitutional, Second Circuit court rules HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Apr 3, 2023
Logan Mohtashami: Will housing see a major credit crunch?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed tough talk and what will happen to housing in the next recession. The two also discuss the strength of the U.S. dollar and the risk to banks from commercial loans. Related to this episode: What will housing credit look like in next recession? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 31, 2023
Latest IMB consumer play? Rocket's credit card
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the FHFA’s expansion of payment deferrals and what that means for servicers, home equity finding its moment, and the new Rocket credit card. Related to this episode: FHFA to expand payment deferrals for borrowers facing hardships Home-equity niche will benefit from a private-label lift HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 30, 2023
Logan Mohtashami: The Fed has abandoned housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve’s willingness to let housing stay in recession while bailing out other sectors of the economy. The two also discuss mortgage rates, housing inventory and purchase apps. Related to this episode: Mortgage demand gets a boost as rates decline for three straight weeks February pending home sales disappoint, but maybe we’re turning a corner? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 29, 2023
Brian Zitin on Fannie Mae’s new appraisal options
On today’s episode, Editor in Chief Sarah Wheeler talks with Brian Zitin, CEO of Reggora, to talk about the appraisal changes announced by Fannie Mae several weeks ago. Related to this episode: Connect with Brian on LinkedIn Reggora Fannie Mae: Appraisals are no longer the default option HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 28, 2023
Identifying the climate-related risks for big banks
On today’s episode, Editor in Chief Sarah Wheeler talks with George Gallagher, principal of ESG and Climate Change, Natural Hazard and Spatial Solutions at CoreLogic , about climate risk and its impact on housing. The two also discuss the Federal Reserve Board’s pilot Climate Scenario Analysis exercise with six of the biggest banks in the U.S. Related to this episode: Connect with George on LinkedIn CoreLogic: Climate Risk Analytics helps predict the future of physical risk CoreLogic data experts talk all things climate risk Homebuyers wary of natural disaster-prone areas HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 27, 2023
Logan Mohtashami: will mortgage rates break even lower?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the 10-year yield and how likely we are to get to 5% mortgage rates. The two also discuss the Federal Reserve and the banking crisis. Related to this episode: Why industry watchers expect mortgage rates to fluctuate in coming weeks Fed delivers a 25 bps rate hike amid bank failures HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 24, 2023
Replacing the classic FICO score and fighting appraisal bias
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the FHFA’s timeline for replacing the classic FICO credit score model. The two also discuss the latest news on appraisal bias. Related to this episode: FHFA announces timeline to sunset FICO Classic credit model CFPB and DOJ: Lenders are liable for appraisal discrimination HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 23, 2023
Logan Mohtashami: Was that the Fed’s last rate hike?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting this week and what it means for mortgage rates. The two also discuss purchase applications and existing home sales. Related to this episode: Fed delivers a 25 bps rate hike amid bank failures HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 22, 2023
The advantages homebuilders have in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Alex Toth, general manager of homebuilder partnerships at Opendoor, about the latest homebuilder sentiment, which was positive, and the advantages builders have in this market. Related to this episode: With little competition, homebuilders are feeling better Connect with Alex on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 21, 2023
IMBs losing money as the cost to originate goes through the roof
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the rising cost to originate a mortgage loan and the FHFA’s decision to delay the controversial upfront fee for borrowers with higher debt-to-income ratios. Related to this episode: Average IMB lost $2,812 per origination in Q4 The mortgage industry doesn’t want the DTI LLPA fee delayed. They want it killed HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 20, 2023
Logan Mohtashami: How will the banking crisis affect mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the banking crisis and whether it will lead to lower mortgage rates. The two also discuss purchase applications and builder confidence. Related to this episode: Mortgage rates declined amid banks failures. What’s next? Latest housing starts data is good for mortgage rates HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 17, 2023
Gary Acosta on the state of Hispanic homeownership
On today’s episode, Editor in Chief Sarah Wheeler talks with Gary Acosta, co-Founder and CEO of the National Association of Hispanic Real Estate Professionals about the newly released 2022 State of Hispanic Homeownership Report. Related to this episode: Hispanic homeownership rate rose to 48.6% in 2022 Connect with Gary on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 16, 2023
Logan Mohtashami on banking chaos pushing bond yields and rates lower
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the banking chaos of the last week and what uncertainty is doing to bond yields and mortgage rates. The two also discuss purchase apps and inventory. Related to this episode: Housing Market Tracker: Mortgage rates fall after SVB failure Is inflation or recession driving mortgage rates now? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 15, 2023
Mike Simonsen on housing inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, the founder and CEO of Altos Research, about housing inventory ahead of the spring home-buying season. Related to this episode: Altos: Demand for homes continues to outpace inventory Housing Market Tracker: Mortgage rates fall after SVB failure Register for An Early Look at the Spring Housing Market Webinar HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 14, 2023
Single-family zoning comes under fire again
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the rising popularity of accessory dwelling units (ADUs) as cities try to tackle a lack of housing. The two also discuss the bill that passed the Washington state house that would ban single-family zoning. Related to this episode: ADUs are gaining popularity on the West Coast WA House passes bill that would ban single-family zoning HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 13, 2023
Logan Mohtashami: Did the Fed rate hikes break Silicon Valley Bank?
On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about Friday’s job report, mortgage rates and whether the Federal Reserve’s rate hikes led to the failure of Silicon Valley Bank. The two also discuss how the failure might be the tipping point for a Fed pivot. Related to this episode: Is job growth slowing enough for the Fed? Inflation is high, so why aren’t mortgage rates higher? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 10, 2023
Does Rocket or UWM have the advantage in 2023?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann to talk about Rocket, UWM and loanDepot earnings, as well as the consolidation rumors we’re hearing about. Related to this episode: Rocket has a plan to drastically cut costs. Does it go far enough? UWM reports financial loss in Q4 but expects margins to rise in Q1 loanDepot reports another big loss in Q4 as board fight looms HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 9, 2023
Logan Mohtashami: Is the Fed backtracking on more aggressive rate hikes?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve’s recent comments, mortgage rates, job openings, purchase applications and whether the mortgage rate lockdown is real. Related to this episode: Demand for home loans climbs despite surging mortgage rates Inflation is high, so why aren’t mortgage rates higher? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 8, 2023
Black Knight finds a buyer for Empower
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Black Knight selling its Empower LOS ahead of its planned merger with ICE. The two also discuss updates to Fannie Mae’s Selling Guide on appraisals. Related to this episode: ICE and Black Knight find a buyer for Empower as merger scrutiny heats up Fannie Mae: Appraisals are no longer the default option HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 7, 2023
ICE’s Sara Holtz on what mortgage borrowers want
On today’s episode, Editor in Chief Sarah Wheeler talks to Sara Holtz, vice president of demand marketing and communications at ICE, about the company’s latest borrower insights survey ahead of its release on April 1. The two discuss what borrowers want in five specific areas of the mortgage process. Related to this episode: The housing market faces a three-pronged challenge ICE Mortgage Technology's Collateral Library 2023 Borrower Insights Survey: What do borrowers want? Connect with Sara on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 6, 2023
Logan Mohtashami on why rates are so high
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why mortgage rates are so high, and what we can expect as we go into the spring homebuying season. Related to this episode: The 7% mortgage is back with a vengeance Inflation is high, so why aren’t mortgage rates higher? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 3, 2023
Eric Lapin on how consumer-controlled data can change lending
On today’s episode, Editor in Chief Sarah Wheeler talks with Eric Lapin, president of FormFree, about Stewart’s acquisition of the AccountChek business and why lenders should be excited about consumer-controlled data. Related to this episode: Stewart acquires FormFree’s AccountChek business Connect with Eric on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 2, 2023
Logan Mohtashami: Are we stuck with higher mortgage rates?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest spike in mortgage rates and when we might see the jobs report turn. Related to this episode: Higher mortgage rates dim hope for a busy spring housing market Housing Market Tracker: Higher rates crush purchase apps HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Mar 1, 2023
Courtenay Dunn on mortgage technology and regulatory trends
On today’s episode, Editor in Chief Sarah Wheeler talks with Courtenay Dunn, director of governmental affairs for Intercontinental Exchange, to talk about regulatory trends and the data and technology lenders are using now to be compliant. Related to this episode: Supreme Court to hear case challenging the CFPB funding structure Intercontinental Exchance Inc Connect with Courtenay on LinkedIn Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 28, 2023
Bryan Young on making the mortgage process more equitable
On today’s episode, Editor in Chief Sarah Wheeler talks with Bryan Young, CEO and co-founder of Home Lending Pal, about making the mortgage process more equitable. The two discuss the obstacles faced by first-time homebuyers and how lenders can build more meaningful relationships with borrowers. Related to this episode: With landmark GSE equity plans, FHFA confronts legacy of redlining Share of Black first-time homebuyers falls to 3% Home Lending Pal Connect with Bryan Young on LinkedIn Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 27, 2023
Logan Mohtashami on housing market chaos
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new home sales and how mortgage rate volatility is causing chaos in the housing market. Related to this episode: New home sales continue to climb in 2023 The housing industry is on a mortgage rate roller coaster Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 24, 2023
The MIP cut and Wells Fargo layoffs
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the mortgage insurance premium cut and Wells Fargo’s mortgage strategy amid more layoffs. Related to this episode: FHA makes 30 bps MIP cut, mortgage industry cheers Wells Fargo conducts another round of layoffs in home lending business Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 23, 2023
Logan Mohtashami on the end of the savagely unhealthy housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new listings data, purchase apps and the end of the savagely unhealthy housing market. Related to this episode: The savagely unhealthy housing market is over Mortgage demand falls again as mortgage rates climb closer to 7% Housing Market Tracker: Mortgage rates spike as inventory falls Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 22, 2023
Rocket finds itself at a crossroads, plus more mortgage M&As
On today’s episode, Managing Editor James Kleimann talks with editor Angelica Leicht about all that's happening in the mortgage landscape, including acquisitions, deals, reverse happenings and existing sales from January. And, a little bit about the current saga happening at Rocket Mortgage. Related to this episode: FOA agrees to sell commercial lending business to Roc Capital Push button. Get CEO? What’s next for Rocket Existing home sales continue to decline in 2023 Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 21, 2023
Should homebuyers sign up for a 40-year listing agreement?
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of data and content at HW Media, about real estate listing agreements, brokerages expanding into mortgage, luxury teams heading for greener pastures, and more. Related to this episode: Real estate, right to list agreements, and Rumpelstiltskin Howard Hanna launches community-based lender United Purpose Mortgage Zillow offers a new home selling solution with Opendoor Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 20, 2023
Logan Mohtashami on the collapse in housing investor demand
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the collapse in investor demand and why that hasn’t created a spike in housing inventory. The two also discuss the bond market and mortgage rates. Related to this episode: Investor home purchases fell by nearly 50% in Q4 2022 The homebuilders got lucky this time Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 17, 2023
Big exec changes at Rocket and ICE, plus Zillow’s long-term strategy
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Jay Farner leaving Rocket, Joe Tyrrell leaving ICE, Zillow earnings, and more. Related to this episode: Jay Farner is leaving Rocket Companies Tim Bowler named president of ICE Mortgage Technology Zillow’s ‘housing super app’ vision takes shape Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 16, 2023
Logan Mohtashami on finding the bottom for housing inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about purchase apps, builder confidence data, inventory and mortgage rates. Related to this episode: Will hotter inflation send mortgage rates back over 7%? Builders are feeling cautiously optimistic thanks to lower mortgage rates Mortgage demand declines amid persistently high inflation Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 15, 2023
Odeta Kushi on where mortgage rates will stabilize
On today’s episode, Editor in Chief Sarah Wheeler talks with Odeta Kushi, deputy chief economist at First American, about where mortgage rates will stabilize, affordability, inventory and more. Related to this episode: Housing Market Update: Slowdance or Great Resetting? Volume, First-time buyers, CX and Rates Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 14, 2023
Reverse mortgages for ADUs?
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about opportunities to help borrowers in retirement, including leveraging reverse mortgages for ADUs or “granny flats.” Related to this episode: Sandwich generation stressed about meeting financial obligations Millionaires aren’t always confident about retirement, survey says Reverse mortgage program is a fraying senior lifeline, experts say Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 13, 2023
Logan Mohtashami: Will higher rates slow down spring selling?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates and how the recent increase will affect the spring home-buying season. The two also discuss inventory and the state of the overall economy. Related to this episode: Mortgage rates rise for the first time in 2023. Is volatility back? Housing Market Tracker: Inventory and purchase applications data fall together Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 10, 2023
Mortgage M&A heats up, plus the latest on loanDepot, Rocket Mortgage and UWM
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about recent lender news, including the very hot M&A market, more drama at loanDepot and the latest in the Rocket/UWM battle for brokers. Related to this episode: Inside American Pacific Mortgage’s quest for expansion Anthony Hsieh steps down as loanDepot’s executive chairman Rocket Mortgage will fight UWM’s ‘ultimatum’ with its wallet Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 9, 2023
Logan Mohtashami on why some markets are seeing bidding wars again
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about purchase app data and the spring homebuying season, and what he predicts for inventory and mortgage rates. Related to this episode: Housing Market Tracker: Inventory and purchase applications data fall together Hawkish Fed couldn’t curb market optimism — and mortgage rates tumbled Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 8, 2023
How UC Berkeley's Terner Center is tackling the housing affordability crisis
On today's episode, HW Media COO Diego Sanchez is joined by Michelle Boyd, Chief Strategy Officer at Terner Housing Innovation Labs to extend the discussion from their recent Fireside Chat . They talk about about the nation's current housing affordability crisis and the work that Terner is doing to address these challenges for homebuyers. Terner Labs works with a portfolio of businesses and entrepreneurs to provide weekly coaching, grants and fundraising, and access to a national network of trade associations, nonprofits, and media outlets. Their 2023 applications open soon and can be found here. Related to this episode: Rate buydowns are the cat’s meow in today’s market Borrowers opt for permanent rate buydowns amid affordability challenges Affordable Housing Mini-Con Housing Lab Welcomes Six New Ventures to Third Annual Cohort, Prioritizing Housing Equity and Sustainability The Housing Lab: Elevating Innovations to Make the Housing Market More Affordable and Fair Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 7, 2023
A look at the top cost-cutting measures being taken by brokerages
On today's episode, HW Media COO Diego Sanchez is joined by the Senior Director of Content and Data Tracey Velt to discuss some of the cost-cutting measures seen among several nationwide brokerages, including personnel cuts and the closing down of brick-and-mortar offices. They also talk about how to best prepare for the worst-case in commission lawsuits and some of the great speakers you could see in this year's Gathering of Eagles. Related to this episode: Personnel targeted as brokers reduce expenses The Agency becomes the latest firm to undergo staff cuts Offerpad conducts another round of layoffs Are brick-and-mortar brokerage offices going the way of the dodo? Are you prepping for worst-case commission lawsuit outcomes? Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 6, 2023
Logan Mohtashami on the most recent promising jobs report
On today's episode, HW Media COO Diego Sanchez is joined by Lead Analyst Logan Mohtashami to talk about Friday's incredibly strong jobs report and the implications for future decisions by the Fed. Related to this episode: Positive jobs report sends mortgage rates higher Register: HW+ Housing Market Update Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 3, 2023
Altos Research's Mike Simonsen on the market's 2023 bounce back
On today's episode, HW Media COO Diego Sanchez is joined by Altos Research President Mike Simonsen to unpack some of the recent data from Altos' research, including unusual inventory data for January and a potential turning tide on the demand side of the market. They also discuss an upcoming HousingWire webinar with Mike that will go into his 2023 market predictions. Related to this episode: Has the Housing Market Already Found the Bottom? Webinar: Positive Signs for the Spring Housing Market? Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 2, 2023
Logan Mohtashami on why a soft landing is feasible
On today's episode, HW Media COO Diego Sanchez is joined by Lead Analyst Logan Mohtashami to talk about the data in his most recent weekly housing market tracker, which had purchase apps heating up but still saw a decline in inventory. Related to this episode: Housing Market Tracker: Housing inventory falls once more Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Feb 1, 2023
These four markets are starting to see home price corrections
On today's episode, HW Media COO Diego Sanchez is joined by newsroom editor Angelica Leicht to unpack some of the recent newsroom coverage, including Flagstar Bank's retail mortgage division shutdown, predictions for home price correction and layoffs at Clear Capital. Related to this episode: Flagstar Bank shuts down retail mortgage division These four cities will see 2008-like correction in home prices: Goldman Sachs Clear Capital cuts 24% of its workforce in restructuring Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 31, 2023
NAR's victory in antitrust probe and brokerage profitability
On today's episode, Senior Director of Content and Data Tracey Velt is joined by real estate reporter Brooklee Han to talk all things real estate. They get into a recent NAR victory in a renewed DOJ antitrust probe and recent talks between Compass, eXp and @propertries execs about the profitability of brokerage firms. Related to this episode: Compass, other brokerages go head-to-head on final day of Inman Connect NAR victorious in renewed DOJ antitrust probe Sanford, other execs talk leadership in a slow housing market Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 30, 2023
Logan Mohtashami: New home sales need lower mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about the new home sales report and where homebuilders are as we head into the spring homebuying season. Related to this episode: Optimism spreads after new home sales climb in December Homebuilders still need lower mortgage rates Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 27, 2023
The latest news on CoStar, Better.com, loanDepot and Revolution Mortgage
On today’s episode, Editor in Chief Sarah Wheeler is joined by Managing Editor James Kleimann to talk about CoStar’s interest in buying Realtor.com , the one-day mortgage program launched by Better.com , and the move by one of the top-performing teams at LoanDepot to Revolution Mortgage. Related to this episode: CoStar’s rumored $3B deal for Realtor.com “seems a little low,” Spencer Rascoff says Digital lender Better.com rolls out “one-day mortgage” program A top producing loanDepot team heads to Revolution Mortgage Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 26, 2023
Logan Mohtashami on the recent rebound in mortgage apps
On today’s episode, Editor in Chief Sarah Wheeler talks with Logan Mohtashami about the positive trend in purchase application data, which started on Nov. 9, and how the most recent data shows a clear stabilization in the market. Related to this episode: Housing Market Tracker: Purchase apps jump 25% As mortgage rates decline, the mantra is ‘no buyers left behind’ Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 25, 2023
Lenders react to LLPA fee changes
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about layoffs at Rocket, pricing strategies at UWM and how lenders are reacting to changes in loan level pricing adjustment fees . Related to this episode: Rocket eliminates about 50 jobs in its second round of layoffs for 2023 UWM gave brokers big discounts to play with. It could be risky The mortgage industry is nervous about LLPA fee changes Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot! Be sure to check out our Youtube channel for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 24, 2023
How reverse mortgage pros are working to fill the pipeline right now
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the latest reverse news, including how reverse originators are working to fill their pipeline right now. Related to this episode: Reverse pros talk shop on keeping business moving in 2023 AZ bill could wipe out property taxes for some, but not reverse borrowers Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 23, 2023
Logan Mohtashami: We’re officially under 1M in housing inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami on housing inventory going below 1 million, and what the latest economic data means for a recession. Related to this episode: Housing inventory under 1M again as sales collapse Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 20, 2023
The rumors about a series of massive MSR offerings from Wells Fargo
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about the market for mortgage servicing rights and how the rumor that Wells Fargo may be preparing a huge series of MSR offerings is affecting that market. Related to this episode: Rumors of mega-MSR offerings from Wells Fargo stir market Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 19, 2023
Logan Mohtashami: Have we found the bottom for home sales?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about positive news from the purchase application data, builder’s confidence numbers and of course, mortgage rates. Related to this episode: Homebuilder sentiment finally perks up as mortgage rates drop Lower mortgage rates, higher inventory boost demand for home loans Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 18, 2023
Ryan Serhant’s advice to new real estate agents
On today’s episode, Editor in Chief Sarah Wheeler talks with Editorial Director Tracey Velt about expanding the ranks of black real estate agents, when it makes sense for an agent to hire an assistant and Ryan Serhant’s advice to new agents. HW Media articles related to this episode: NAREB’s Lydia Pope on creating Black generational wealth through homeownership Ryan Serhant on managing your 2023 finances Real estate coach Donna Stott on hiring an assistant Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 17, 2023
Superfan co-founder Brittany Hodak on building your brand
On today’s episode, Editor in Chief Sarah Wheeler talks with Brittany Hodak , a keynote speaker, entrepreneur and marketer who founded the Superfan company in 2011, which has a client list of hundreds of brands including Walmart, Amazon, Katy Perry, Disney, the Boston Red Sox and much more. Brittany talks all about designing a customer journey with intention and shares some thoughtful advice on how to build your brand. HW Media articles related to this episode: Master Class: How to become an experience architect Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 16, 2023
Logan Mohtashami on a soft landing for housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how mortgage rates have followed inflation lower and the soft landing we could see for housing. HW Media articles related to this episode: Mortgage rates have peaked along with inflation Housing Market Tracker: A notable drop in inventory Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 13, 2023
Who benefits from Wells Fargo exiting correspondent?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Wells Fargo exiting the correspondent channel and what that means for the overall mortgage market. HW Media articles related to this episode: Wells Fargo closes correspondent biz, will shrink servicing portfolio Some lenders won’t survive the purchase mortgage market of 2022 Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 12, 2023
Logan Mohtasahmi on rates, inflation, and low, low inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory, mortgage rates, and where he expects inflation to go. HW Media articles related to this episode: Housing Market Tracker: A notable drop in inventory The case for mortgage rates to fall in 2023 Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 11, 2023
Rocket and loanDepot face lawsuits from workers
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Angela Leicht about the lawsuits workers have brought against loanDepot and Rocket, as well as the products programs lenders are rolling out in 2023. HW Media articles related to this episode: Rocket Mortgage affiliate restructures marketing team, imposes layoffs Bankers sue Rocket for allegedly failing to pay overtime wages Rocket rolls out new initiative with $0 credit report fees for brokers loanDepot targeted by lawsuit alleging poor work conditions Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 10, 2023
Bob Broeksmit on the state of the mortgage industry in 2023
On today’s episode, Editor in Chief Sarah Wheeler talks with Bob Broeksmit , the president and CEO of the Mortgage Bankers Association. Bob has more than 35 years of experience in the mortgage industry, including serving in senior leadership positions at Treliant, Chevy Chase Bank and Prudential Mortgage. Today he joins the show to talk about the state of the mortgage industry going into 2023. Enjoy the episode! Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 9, 2023
Logan Mohtashami: The Federal Reserve needs a reset
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest jobs data and how that affects the chances for a recession this year. The two also discuss what the Fed can do to ensure a soft landing for the economy. HW Media articles related to this episode: What a strong jobs report means for the housing market Logan Mohtashami’s 2023 housing market forecast Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 6, 2023
How LOs plan to beat the odds in 2023
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about 2023 housing forecasts and what’s happening at some big — and not so big — lenders, including Rocket, Finance of America, Go Mortgage, PrimeLending and more. The two also discuss how top LOs plan to beat the odds in 2023 HW Media articles related to this episode: How top LOs plan to beat the odds in 2023 The looming housing market recession Rocket Mortgage launches program for underserved borrowers Eyeing expansion, Go Mortgage snags 160+ former FoA employees PrimeLending sues FCM for poaching 10% of its workforce Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 5, 2023
Logan Mohtashami on his 2023 forecast
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about his much-anticipated 2023 forecast. HW Media articles related to this episode: Housing Market Tracker: Inventory falls again Comparing this housing market recession to 2008 Logan Mohtashami’s 2023 housing market forecast Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 4, 2023
How are real estate agents preparing for commission changes?
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, editorial director of RealTrends, about how brokers and agents are responding to the multiple lawsuits regarding commissions. HW Media articles related to this episode: Are you prepping for worst-case commission lawsuit outcomes? BrokerPulse Q1 2023: What commission lawsuits? Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jan 2, 2023
Logan Mohtashami on the state of the housing market since COVID
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the macroeconomic factors that have influenced housing over the last three years, including demographics, COVID, mortgage rates, inventory and inflation. HW Media articles related to this episode: 5 indicators that will show when the housing market is rebounding from COVID-19 End of forbearance programs won’t result in housing crash The housing market is now savagely unhealthy Sixth recession red flag raised, despite strong jobs report Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 30, 2022
How are the country’s top 2 LOs doing in this market?
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Angelica Leicht about mortgage rates and what the industry’s two top-producing LOs are doing to win in this down market. HW Media articles related to this episode: Mortgage rates are falling. How low can they go in 2023? Record mortgage rates killed existing home sales in November How Shant Banosian, America’s top LO, is on track to clear $1B in 2022 Top LO Thuan Nguyen is reinventing himself in 2023 Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 29, 2022
PRMG’s Kevin Peranio on why he’s bullish about the mortgage business going into 2023
On today’s episode, Editor in Chief Sarah Wheeler talks with Kevin Peranio, chief lending officer at PRMG, on why he's bullish on the mortgage business going into 2023, and what loan officers can do right now to make it a great year. HW Media articles related to this episode: Inflation slows to 7.1% in November, a boost for the housing market Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 28, 2022
How one cohousing community is building affordably in the Pacific Northwest
On today’s episode, Editor in Chief Sarah Wheeler talks with Alicia DeLashmutt, founder of Cathedral Park Cohousing in Portland, Oregon, about building an inclusive and diverse co-housing community in the middle of a high-priced urban area. HW Media articles related to this episode: Homebuyers are extremely pessimistic about the housing market Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 27, 2022
Brian Covey on the lending model that’s going to succeed in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Brian Covey, who left loanDepot for Revolution Mortgage, about the boutique lender’s model and how he thinks LOs and brokers can succeed in this market. HW Media articles related to this episode: loanDepot VP Brian Covey moves to Revolution How boutique lender Revolution Mortgage plans its expansion Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 26, 2022
Logan Mohtashami: Who spiked the Fed’s eggnog?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new home sales, inflation data, whether we can avoid a recession and what the Fed should do next. HW Media articles related to this episode: Have we found the bottom in existing home sales? Cooler inflation data sends mortgage rates lower Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 23, 2022
The 2022 Tech Trendsetters
On today’s episode, Editor in Chief Sarah Wheeler talks with Lesley Collins, award program manager at HW Media, to talk about the winners of our Tech Trendsetters award and preview the Tech100 program. We highlight winners from CoreLogic, Pacaso, Promontory Mortgage Path, Black Knight, Clarifire, PennyMac, HouseCanary, ICE and Boston National Title Agency. HW Media articles related to this episode: Introducing the 2022 HW Tech Trendsetters! Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 22, 2022
Logan Mohtashami: Some positive housing news for Christmas?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about purchase application data and the positive trend we’re seeing in several housing data lines. HW Media articles related to this episode: Lower mortgage rates, higher demand lead to optimism for late 2023 Housing completion data is positive news for housing market Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 21, 2022
Rocket’s long-term strategy to win consumers
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Rocket Mortgage and its parent company’s diversification into real estate services, personal loans, used cars and rooftop solar systems as part of its long-term strategy to win consumers. HW Media articles related to this episode: Higher mortgage rates exposed Rocket’s vulnerability — can it prove itself as a fintech? Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 20, 2022
The mindset that will help LOs and brokers in 2023
On today’s episode, Editor in Chief Sarah Wheeler is joined by Maleesa Smith, managing editor of content solutions, to talk about tech solutions that reach consumers with the right message at the right time, and the strategies and mindset that will help loan officers and brokers succeed in this market. HW Media articles related to this episode: How to reach the growing segment of Hispanic American homebuyers in 2023 Getting ahead of a turbulent market with consumer data How LOs and brokers should approach 2023 The war for top talent and why LOs move shops The winning mindset for LOs looking to get hired The next 100 days are key for mortgage pros An agent’s crash course to VA loans Agents, sell homes faster using these keywords in listings Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 19, 2022
Logan Mohtashami on why the Fed wants more people to lose their job
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what happened last week — from inflation to the Fed hiking rates to mortgage rates falling. HW Media articles related to this episode: Fed’s 50 bps rate hike could trigger falling mortgage rates Cooler inflation data sends mortgage rates lower Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 16, 2022
The stress in the secondary market
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy to talk about stress in the secondary market and how a lack of liquidity is affecting mortgage lenders. HW Media articles related to this episode: The mortgage market right-sizing is well underway. When will normalcy return? Inside the collapse of RMF, America’s fifth-largest reverse mortgage lender Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 15, 2022
Logan Mohtashami on the Fed rate hike and why the bond market doesn’t care
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed’s rate hike announcement and how the bond market’s reaction is likely to drive down mortgage rates. HW Media articles related to this episode: Fed’s 50 bps rate hike could trigger falling mortgage rates Cooler inflation data sends mortgage rates lower Is the market pivoting ahead of the Fed? Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 14, 2022
Inside the collapse of a top reverse mortgage lender
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about some of the seismic shifts in the reverse industry over the last two weeks, including Finance of America buying AAG, the collapse of Reverse Mortgage Funding and more. HW Media articles related to this episode: Inside the collapse of RMF, America’s fifth-largest reverse mortgage lender FoA to acquire AAG’s DTC retail business One way reverse mortgages can fund aging in place: Home renovations Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 13, 2022
The lenders betting big on the correspondent channel
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the lenders entering the correspondent channel and those exiting wholesale. In addition, the two discuss Brian Covey leaving loanDepot for Revolution Mortgage. HW Media articles related to this episode: In a brutal market, lenders seize on correspondent U.S. Bank inherited a wholesale lending business. It’s shutting it down How boutique lender Revolution Mortgage plans its expansion Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 12, 2022
Logan Mohtashami on what to expect from inflation week
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the inflation data we’re going to get this week and how he expects the Fed to react. HW Media articles related to this episode: Is the market pivoting ahead of the Fed? Mortgage rates collapse on softer inflation data Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 9, 2022
The shakeup continues for reverse mortgage lenders
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Reverse Mortgage Funding filing for chapter 11, the lawsuit around EPM’s sports sponsorship, and Ryan Gorman’s departure from Anywhere Real Estate. HW Media articles related to this episode: Inside the collapse of RMF, America’s fifth-largest reverse mortgage lender After margin call, EPM stopped paying Jesse Iwuji Motorsports sponsorship: lawsuit Gorman exits Coldwell Banker amid C-Suite shakeup at Anywhere Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 8, 2022
Logan Mohtashami on purchase apps and lower mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about purchase apps and mortgage rates, as well as answering a listener’s question about a potential housing crash. HW Media articles related to this episode: LOs, mortgage rates and the long, cold winter ahead Lower mortgage rates are stabilizing the market Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Dec 7, 2022
How agents and brokers are innovating in a challenging market
On today’s episode, Editor in Chief Sarah Wheeler is joined by Editorial Director Tracey Velt to talk about some of the real estate companies that have grown through previous challenging economic cycles as well as the innovative approaches agents and brokers are taking in this market. HW Media articles related to this episode: Against all odds: Brokerage lessons from firms that grew during the last recession Against All Odds: The story of how 17 firms found a way to grow and prosper in the worst of times. How LOs get into a real estate agent’s circle Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 6, 2022
Jillian White on tackling appraisal bias
On today’s episode, Editor in Chief Sarah Wheeler talks with Jillian White, head of growth at Aloft, about racial bias in appraisals. Jillian, a Black appraiser who serves on the Appraisal Institute's Government Relations Committee and is an incoming trustee of the Appraisal Foundation's board of trustees, talks about the unconscious bias she thinks is at play in home valuations and the potential cures. HW Media articles related to this episode: Sandra Thompson talks volatility, affordability challenges, appraisal bias and more What did the PAVE report on appraisal bias find? Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 5, 2022
Logan Mohtashami on the labor market and the crypto crash
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest jobs report, housing bubbles and the crypto crash. HW Media articles related to this episode: Can we still avoid a recession? Stronger than expected job growth raises specter of more Fed hikes Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 2, 2022
Logan Mohtashami on the big drop in mortgage rates, and whether they can go even lower
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the drop in mortgage rates following the Fed’s meeting this week, and whether rates could go even lower before the end of the year. HW Media articles related to this episode: Powell’s speech was a direct hit to mortgage rates The empire strikes back on lower mortgage rates Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Dec 1, 2022
Logan Mohtashami on how we could avoid a recession
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how we could still avoid a recession and what the purchase application data means. HW Media articles related to this episode: Can we still avoid a recession? Mortgage demand dropped last week despite a decline in rates Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 30, 2022
Conforming loan limits hit new high of $1M
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the new conforming loan limits, the possibility of more regulation for IMBs and home prices. HW Media articles related to this episode: Conforming loan limit jumps: government will back loans over $1M Home price appreciation continues to slow Opinion: We don’t need increased regulation of IMBs Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 29, 2022
Economic forecasts for 2023
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, managing editor of HW+ and events, about the economic forecast series by industry leaders that will cover real estate, mortgage rates, MBS, fintech and more. HW Media articles related to this episode: Here’s why new home sales are up along with prices Don’t expect a drop in home prices in 2023, NAR economist says Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 28, 2022
Logan Mohtashami on what a Fed pivot would do to rates
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about what a Fed pivot will look like and how that will affect housing. HW Media articles related to this episode: Days on market grow despite low inventory for existing homes The empire strikes back on lower mortgage rates Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 25, 2022
Logan Mohtashami on housing bubbles, housing bears and housing data
On today’s episode, Editor in Chief Sarah Wheeler talks with Logan Mohtashami in a special Black Friday edition that hits all the high points of housing bubbles, housing bears and housing data points. HW Media articles related to this episode: Days on market grow despite low inventory for existing homes Builders apply the brakes amid canceled contracts The empire strikes back on lower mortgage rates Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 23, 2022
Stronghill Capital makes a bet on non-QM
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about trends in lending, including what’s happening in non-QM and M&A, and the crazy cost of originating a loan. HW Media articles related to this episode: Why this small lender is running straight into the non-QM fire Inside Movement Mortgage’s acquisition plans It’s the ‘perfect storm:’ Average IMB lost $624 per loan in Q3 Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 22, 2022
Agents and lenders finding creative options for clients
On today’s episode, Editor in Chief Sarah Wheeler talks with Maleesa Smith, managing editor of content solutions, about the loan products and creative solutions being leveraged in this market. HW Media articles related to this episode: Home equity loan vs. HELOC – What’s the difference? What is a 2-1 temporary rate buydown? 7 tips to engage your real estate sphere of influence 2023’s forward thinkers are investing in mortgage tech now Prioritizing client experience will be key for brokers in 2023 How to gain more customers in a shrinking market Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 21, 2022
Logan Mohtashami on the existing home sales enigma
On today’s episode Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about existing homes sales, inventory, starts and more. HW Media articles related to this episode Days on market grow despite low inventory for existing homes Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 18, 2022
Which builders are winning in this housing market?
On today’s episode, Editor in Chief Sarah Wheeler talks with Alex Toth, general manager of homebuilder partnerships at Opendoor, about homebuilder sentiment, which builders are winning in this market and what we can expect in 2023. Articles discussed: Mortgage buydowns on the rise as builders try to entice more buyers Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 17, 2022
Logan Mohtashami on the Fed’s recession obsession
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed’s recession obsession, plus purchase apps and builder sentiment. HW Media articles related to this episode: The empire strikes back on lower mortgage rates Mortgage demand rose on the back of slower inflation growth Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 16, 2022
FHA: Reverse mortgage portfolio reaches positive cap ratio
On today’s episode, Editor in Chief Sarah Wheeler is joined by Chris Clow, editor of Reverse Mortgage Daily, to talk about the FHA MMI report, which showed the reverse mortgage portfolio is positive for only the second time since 2015. The two also discuss the NRMLA conference and 3Q earnings of Finance of America. HW Media Articles related to this episode: [Updated] FHA MMI report: Reverse mortgage portfolio is positive for 2022 FoA sees reverse, home improvement as key to its future Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 15, 2022
Appraiser Ryan Lundquist on home pricing in a volatile housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with appraiser Ryan Lundquist, author of the Sacramento Appraisal Blog , about how sellers and agents can set home prices effectively in this volatile market. HW Media articles related to this episode: Don’t expect a drop in home prices in 2023, NAR economist says Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 14, 2022
Logan Mohtashami on what the latest inflation data means for mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the CPI inflation data and what that did to mortgage rates. HW Media articles related to this episode: Mortgage rates collapse on softer inflation data Why purchase application data is below 2008 levels Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. This episode was a special edition of the HousingWire Daily podcast that aired LIVE on our Circle platform for HW+ Members. If you're an HW+ member, please join our Circle community here to watch the next behind-the-scenes episode! To become an HW+ member and have exclusive access to career-making news, analysis, and research, join us here !
Nov 11, 2022
UWM takes No. 1 spot from Rocket Mortgage
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the shakeup at the top of the lender leader board, where wholesaler UWM has overtaken Rocket Mortgage to become the No. 1 lender in the country. HW Media articles related to this episode: UWM takes the originations crown from Rocket “Last night, my Uber driver was a loan officer.” Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Nov 10, 2022
Logan Mohtashami on purchase applications being below 2008 levels
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about purchase application data, homebuilders, the labor market and when the Fed will stop dealing pain to the housing market. HW Media articles related to his episode: Homebuilders are done until mortgage rates fall The honey badger labor market will still bite housing Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 9, 2022
10 things agents and LOs should know about credit to grow their business
On today’s episode, Editor in Chief Sarah Wheeler talks with credit expert, author and influencer Alisa Glutz about 10 things every real estate agent and mortgage originator should know about credit reports and scores. From medical collections to student loans, tax liens and more, Glutz shares creative ways to help borrowers improve their credit and grow your business. HW Media articles related to this episode: FHFA to replace Classic FICO with more inclusive credit model Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Nov 8, 2022
Dave Stevens on reasons for optimism in this mortgage market
On today’s episode, Editor in Chief Sarah Wheeler is joined by housing luminary Dave Stevens, CEO at Mountain Lake Consulting, to talk about the challenges for mortgage originators in this market and ways to overcome those challenges. Stevens has served as senior vice president of single-family at Freddie Mac, executive vice president at Wells Fargo Home Mortgage, assistant secretary of housing and FHA Commissioner, as well as CEO of the Mortgage Bankers Association. HW Media Articles related to this episode: The great mortgage bank consolidation wave is underway Fed delivers another 75 bps rate hike Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 7, 2022
Logan Mohtashami on the Fed’s unemployment target
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest jobs report and where we stand in the Fed’s target for unemployment. HW Media articles related to this episode: The honey badger labor market will still bite housing Job growth continues but decelerates in October Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 4, 2022
The coming wave of mortgage bank consolidation
On today’s episode, Editor in Chief Sarah Wheeler is joined by Managing Editor James Kleimann to talk about the fallout from the Fed’s latest rate hike and the consolidation we’ll see over the next year among mortgage banks. HW Media articles related to this episode: The great mortgage bank consolidation wave is underway Why industry experts don’t expect mortgage rates to fall Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 3, 2022
Logan Mohtashami on why the Fed is using housing as a sacrificial lamb
On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about the Fed’s latest rate hike and why their talking points sound so familiar. HW Media articles related to this episode: Fed delivers another 75 bps rate hike What happens after the Fed’s rate hike? We need higher mortgage rates to cool the housing market Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 2, 2022
Using social media to grow your leads
On today’s episode, Editor in Chief Sarah Wheeler talks to Editorial Director Tracey Velt about very practical ways agents can connect with potential homebuyers and grow leads through social channels. HW Media articles related to this episode:: Social media reigns supreme for lead generation How I Earned 100k Followers & Other Social Media Lessons 8 Buckets of business every real estate agent must have Florida real estate leader on preparing the brokerage for tomorrow’s market Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Nov 1, 2022
Some of our favorite HousingWire Annual sessions
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, Managing Editor of HW+ and events, about sessions at HousingWire Annual, which are now available on demand. The two discuss the Marketing Leaders Success Summit and the Women of Influence sessions that were part of the event. HW Media articles related to this episode: The Logic of Emotion: How to Make Inaction Impossible 1+1=3 The Marketing Strategy of M&A How I Earned 100k Followers & Other Social Media Lessons The Future of Marketing Fireside Chat with Mary Ann McGarry [Wo]mentorship: How to Find and Maintain One The Good, the Bad and Things We Need to Talk About - A Real Conversation Around Work-Life Balance Women in Leadership: Making the Stats a Reality Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 31, 2022
Logan Mohtashami on housing supply in 2023
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing supply and what we should expect for the rest of this year and into 2023. HW Media articles related to this episode: Pending home sales are down 31% from last year The case for mortgage rates to fall in 2023 Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 28, 2022
Replacing the FICO credit score model
On today’s episode, Editor in Chief Sarah Wheeler is joined by Managing Editor James Kleimann to talk about news from the MBA Annual event, including the FHFA’s announcement it is replacing the FICO credit model, and MBA President Bob Broeksmit’s comments on the CFPB. HW Media articles related to this episode: MBA’s Broeksmit takes aim at CFPB FHFA to replace Classic FICO with more inclusive credit model Invitation Homes seeking $1B JV as home prices fall: report Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 27, 2022
Logan Mohtashami: When will mortgage rates drop back to the 5% range?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates and when we might see them back down in the 5 range. HW Media articles related to this episode: Home price growth slows further in August Housing completions key to lower mortgage rates Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 26, 2022
Pennymac on how brokers can stay ahead in today's market
In today's sponsored episode, HousingWire's Managing Editor of Content Solutions Maleesa Smith sits down with Kim Nichols, the Senior Managing Director of Pennymac TPO. They discuss advice for brokers in today's market and dive into the latest from Pennymac, including their new broker platform, "POWER+" HW Media articles related to this episode: Pennymac unveils a new tech platform for brokers Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 25, 2022
The 2022 Vanguard award winners
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, managing editor of HW+ and events, about the Vanguard award winners featured in the October/November magazine. The two also discuss the Vanguard forum at HW Annual and the upcoming Tech100 awards. HW Media articles related to this episode: Here are the 2022 HousingWire Vanguards! Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Oct 24, 2022
Logan Mohtashami on the honey badger labor market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales, the honey badger labor market and a possible Fed pivot. HW Media articles related to this episode: The silver lining in the existing home sales report Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 21, 2022
Practical tips for growing in this real estate market
On today’s episode, Editor in Chief Sarah Wheeler talks with Editorial Director Tracey Velt about practical tips for real estate agents to succeed in this market. RealTrends is running a series of stories and podcasts featuring agents, real estate coaches and other industry vets sharing what they’re doing to build community, get leads and close the sale in this environment. HW Media articles related to this episode: 3 tips from Ryan Serhant on tackling a tough market How KW agent Dan Grieb finds inspiration by being 1% better every day 8 to-dos for real estate agents to thrive in 2023 Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 20, 2022
Logan Mohtashami on how rent inflation affects mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about purchase application data, housing starts, mortgage rates and more. HW Media articles related to this episode: Housing completions key to lower mortgage rates Enjoy the episode! Help HWMedia support those affected by hurricane Ian in Florida Our mission at HWMedia is moving markets forward. Natural disasters like Hurricane Ian have an impact on homeowners and housing professionals alike. HW is running a fundraiser to make a donation to the Florida Realtors Disaster Relief Fund. Please check out this link to purchase a t-shirt or sweatshirt . Proceeds will go directly to support disaster relief in Florida. HW Media Fundraiser Link --> https://www.bonfire.com/hwmedia-hurricane-ian-relief-fund/ The proceeds from each item will be donated to the Florida Realtors Disaster Relief Fund. HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 19, 2022
Homebuilders struggle with dried up demand
On today’s episode, HW+ and Event Director Brena Nath talks with Managing Editor James Kleimann about what's going on with homebuilder sentiment, prospective mergers and acquisitions and the upcoming earnings season. HW Media articles related to this episode: “We remember who pays us, and we remember who doesn’t” Enjoy the episode! Help HWMedia support those affected by hurricane Ian in Florida Our mission at HWMedia is moving markets forward. Natural disasters like Hurricane Ian have an impact on homeowners and housing professionals alike. HW is running a fundraiser to make a donation to the Florida Realtors Disaster Relief Fund. Please check out this link to purchase a t-shirt or sweatshirt . Proceeds will go directly to support disaster relief in Florida. HW Media Fundraiser Link --> https://www.bonfire.com/hwmedia-hurricane-ian-relief-fund/ The proceeds from each item will be donated to the Florida Realtors Disaster Relief Fund. HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 18, 2022
Wire fraud and other cybersecurity threats facing the title industry
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about wire fraud and other cybersecurity threats facing the title industry. HW Media articles related to this episode: 146-year old title industry battles cybercrime threats Enjoy the episode! Help HWMedia support those affected by hurricane Ian in Florida Our mission at HWMedia is moving markets forward. Natural disasters like Hurricane Ian have an impact on homeowners and housing professionals alike. HW is running a fundraiser to make a donation to the Florida Realtors Disaster Relief Fund. Please check out this link to purchase a t-shirt or sweatshirt . Proceeds will go directly to support disaster relief in Florida. HW Media Fundraiser Link --> https://www.bonfire.com/hwmedia-hurricane-ian-relief-fund/ The proceeds from each item will be donated to the Florida Realtors Disaster Relief Fund. HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 17, 2022
Logan Mohtashami on how inflation data will affect mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation and what the headline numbers mean for mortgage rates. HW Media articles related to this episode: Will hotter inflation data trigger more rate hikes? The standoff between homebuyers and sellers Enjoy the episode! Help HWMedia support those affected by hurricane Ian in Florida Our mission at HWMedia is moving markets forward. Natural disasters like Hurricane Ian have an impact on homeowners and housing professionals alike. HW is running a fundraiser to make a donation to the Florida Realtors Disaster Relief Fund. Please check out this link to purchase a t-shirt or sweatshirt . Proceeds will go directly to support disaster relief in Florida. HW Media Fundraiser Link --> https://www.bonfire.com/hwmedia-hurricane-ian-relief-fund/ The proceeds from each item will be donated to the Florida Realtors Disaster Relief Fund. HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 14, 2022
This market is giving some people flashbacks to the S&L crisis
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how the current mortgage market is giving some people flashbacks to the savings and loan crisis, Fannie Mae’s latest forecast, and the cyber threat facing title companies. HW Media articles related to this episode: Specter of the S&L crisis haunts today’s mortgage market Home sales are going to nosedive in 2023, Fannie Mae says 146-year old title industry battles cybercrime threats Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 13, 2022
Logan Mohtashami on the standoff between homebuyers and sellers
On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about the standoff between buyers and sellers and how that’s going to affect home prices this year. HW Media articles related to this episode: The standoff between homebuyers and sellers HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 12, 2022
Seniors have record housing wealth
On today’s episode, Editor in Chief Sarah Wheeler talks with Reverse Mortgage Daily Editor Chris Clow about senior housing wealth, reverse mortgage disaster relief and how reverse mortgages fit into Biden’s housing plan. HW Media articles related to this episode: White House touts sale of reverse mortgage properties in housing supply plan What to know about reverse mortgage natural disaster relief Senior housing wealth surpasses $11.5 trillion Enjoy the episode! Help HWMedia support those affected by hurricane Ian in Florida Our mission at HWMedia is moving markets forward. Natural disasters like hurricane Ian have an impact on homeowners and housing professionals alike. Please join HW and your fellow housing leaders from across the nation to raise money to support those who are impacted by hurricane Ian in Florida. The proceeds from each item will be donated to the Florida Realtors Disaster Relief Fund: https://www.floridarealtors.org/about/charities/disaster-relief-fund Check out our fundraiser here: https://www.bonfire.com/hwmedia-hurricane-ian-relief-fund/ HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 11, 2022
How real estate leaders are thriving in this market
On today’s episode, Editor in Chief Sarah Wheeler is joined by Editorial Director Tracey Velt to talk about the powerhouse real estate speakers at HW Annual — including Ryan Serhant, Marc King, Nick Bailey, Josh Harley, Rick Haase, Gino Blefari and Tom Ferry — and what we can learn from them about thriving in a down market. HW Media articles related to this episode: Marc King, Nick Bailey and Josh Harley talk differing views on brokerage tech Help HWMedia support those affected by hurricane Ian in Florida Our mission at HWMedia is moving markets forward. Natural disasters like hurricane Ian have an impact on homeowners and housing professionals alike. Please join HW and your fellow housing leaders from across the nation to raise money to support those who are impacted by hurricane Ian in Florida. The proceeds from each item will be donated to the Florida Realtors Disaster Relief Fund: https://www.floridarealtors.org/about/charities/disaster-relief-fund Check out our fundraiser here: https://www.bonfire.com/hwmedia-hurricane-ian-relief-fund/ HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 10, 2022
Logan Mohtashami on the Fed’s reaction to a positive jobs report
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest positive jobs report and what that might push the Federal Reserve to do. HW Media articles related to this episode: With job growth still strong, the Fed beatings will continue HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 7, 2022
Home prices are finally starting to fall
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about falling home prices and which regions are being affected most. The two also discuss the layoffs at loanDepot. HW Media articles related to this episode: Home prices are dropping like it’s 2009 A struggling, shrinking loanDepot hands raises to executives loanDepot suspends 401(k) match for employees while boosting exec pay HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 6, 2022
Logan Mohtashami on whether the Fed is going to pivot
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what the Fed might do under increasing pressure. The two also talk about the latest job numbers and what’s happening with world economies. HW Media Articles related to this episode: Why the Fed’s housing reset risks a global recession HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 5, 2022
How appraisers think we can solve appraisal challenges
On today’s episode, Editor in Chief Sarah Wheeler talks with Kenon Chen, executive vice president of corporate strategy at Clear Capital, about the 2022 Appraisal Survey from the National Association of Realtors. The survey results showed a large disconnect in how different sectors see appraisal challenges and solutions. HW Media Articles related to this episode: Appraisers voice opinions on AMCs, appraisal delays HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 4, 2022
How tech can help lenders in a difficult market
On today’s episode, Editor in Chief Sarah Wheeler talks with Maleesa Smith, HousingWire's managing editor of Content Solutions to talk about tech providers that are helping lenders and real estate agents through this very difficult market. HW Media Articles related to this episode: How local lenders can support homeownership in today’s housing market How mortgage companies can add revenue certainty in uncertain times The easy way to make property listings stand out How to maintain loan quality in a rapidly changing market Who will survive the fintech winter of 2022? Learn from lenders: how to navigate this challenging market through tech HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Oct 3, 2022
Logan Mohtashami on the Fed’s arrogance
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the Fed continues to talk tough on rates amid significant stress on global markets. HW Media articles related to this episode: Why the Fed’s housing reset risks a global recession Mortgage rates might soar even higher Enjoy the episode! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 30, 2022
Finance of America's Steve Reich on advising borrowers in today's market
In today's sponsored episode, HousingWire's Managing Editor of Content Solutions Maleesa Smith sits down with Steve Reich, Chief Operations Officer at Finance of America Mortgage, to discuss the role that mortgage professionals play as mortgage advisors to their borrowers, and how today's market impacts the importance of that role. Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 29, 2022
Logan Mohtashami on global chaos and the impact on U.S. housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, new home sales, Fed actions and how the global economy is affecting the U.S. housing market. HW Media articles related to this episode: Why the Fed’s housing reset risks a global recession New home sales are up 28% — but don’t believe the hype Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 28, 2022
Home prices, homebuilders and the curse of low inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about home prices, homebuilders, single-family home rentals and more. HW Media articles related to this episode: New home sales rebound but homebuilders aren't smiling Home-price growth slowed further in July Realtor confidence plunges as buyers back out of deals Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 27, 2022
Growing your community during a down market
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, Director Of HW+ & Events, about how to use HousingWire Annual to connect and build a community during this down market. HW Media articles related to this episode: Meet the HousingWire Annual Welcome Committee: Haley Parker Two HW Annual sessions that can help you navigate a recession Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 26, 2022
Logan Mohtashami: Is the Fedrisking a global recession?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve’s latest rate hike and what it means for U.S. housing and the global economy. HW Media articles related to this episode: Mortgage rates might soar even higher Fed hikes rates by 75 bps to rein in still-hot inflation Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code " podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 23, 2022
How Loan Officers are adjusting to high mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how loan officers, iBuyers and power buyers are adapting to this market. HW Media articles related to this episode: How LOs are dealing with a mortgage rate lockdown “Power buyers” are forced to adapt in a slumping housing market Zillow pilots new cash-backed offers a program Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 22, 2022
Logan Mohtashami: Housing reports show impact of housing inflation
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed rate hike, housing starts and completions, and existing home sales. Articles related to this episode: Housing completion data is now savagely unhealthy Fed hikes rates by 75 bps to rein in still-hot inflation Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 21, 2022
What is the Fed’s next move?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about the housing recession and what experts expect the Fed to do on rates. HW Media articles related to this episode: Fed watchers expect at least a 75 bps rate hike Fed’s Beige Book offers grim news for housing industry Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 20, 2022
How a surge in HELOCs is affecting reverse mortgages
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about how a surge in HELOCs is affecting the reverse space, the drop in reverse refi volume, and more. HW Media articles related to this episode: Origins: From programmer to yoga instructor, to reverse mortgage professional As HELOC volume rises, reverse mortgage pros see new opportunities Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 19, 2022
Logan Mohtashami on the argument against a mortgage rate lockdown
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what could forestall a mortgage rate lockdown. The two also discuss whether he has changed his forecast for mortgage rates for the rest of the year, and where the broader economy is already cooling. HW Media articles related to this episode: Are we seeing a mortgage rate lockdown? Inflation comes in hotter than expected, mortgage rates soar Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 16, 2022
HELOC surge is this market’s silver lining
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about mortgage rates and the fallout for wholesale and correspondent lenders. The two also discuss how lower volume is affecting appraisers and the opportunity of home equity loans in a down market. HW Media articles related to this episode: Mortgage rates rise ahead of expected Fed rate hike HELOC volume up nearly 50% over first 5 months of 2022 Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 15, 2022
Logan Mohtashami on the Fed’s war on inflation and its collateral damage
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about consumer price index data, inflation and mortgage rates. The two also do a deep dive into what a mortgage rate lockdown looks like and whether we will see one this year. HW Media articles related to this episode: Are we seeing a mortgage rate lockdown? Mortgage demand falls as rates soar past 6% Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 14, 2022
The brokerage firms finding ways to be profitable
On today’s episode, Editor in Chief Sarah Wheeler is joined by Editorial Director Tracey Velt to talk about RealTrends’ 10-year Brokerage Benchmark report and her recent interview with Spencer Rascoff, co-founder of Zillow. HW Media articles related to this episode: Brokerage Benchmark Report: Over past 10 years, firms are outperforming expectations Spencer Rascoff on threats to the traditional brokerage model Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 13, 2022
The housing market will see more price corrections
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Connie Kim about the rise in mortgage fraud and larger housing market themes on consumer confidence and affordability. HW Media articles related to this episode: Expect more price corrections to the housing market Americans are deeply pessimistic about the housing market Mortgage fraud risk is increasing amid slow real estate market Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 12, 2022
Logan Mohtashami on a potential mortgage rate lockdown
On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about a potential mortgage rate lockdown. The two also discuss home price growth, demographics and housing inventory. HW Media articles related to this episode: Expect more price corrections to the housing market Why home-price growth is still up 18% year over year Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 9, 2022
The wholesale channel’s very bad summer
On today’s episode, Editor in Chief Sarah Wheeler talks with James Kleimann about the turmoil among wholesale lenders, the cooling of home sales, Rocket and UWM raising conforming loan limits and more. HW Media articles related to this episode: Freedom Mortgage conducts layoffs, sends jobs overseas: sources Rocket preemptively raises 2023 conforming loan limits for brokers UWM follows Rocket, hikes conforming loan limits Expect more price corrections to the housing market Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 8, 2022
Logan Mohtashami on late cycle lending and the commodities war
On today’s episode, Editor in Chief Sarah Wheeler is joined by Lead Analyst Logan Mohtashami to talk about everything from Bank of America’s new no-down loan to the all-out commodity war following Russia’s actions over the weekend. The two also discuss the continued lack of housing inventory and the Federal Reserve. HW Media articles related to this episode: The last domino before a recession? Job losses Why home-price growth is still up 18% year over year Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Sep 7, 2022
Clayton Collins on IMBs and iBuyers in this market
On today’s episode, Editor in Chief Sarah Wheeler talks with HW Media CEO Clayton Collins about recent executive guests on the Housing News podcast, including Rick Arvielo and Anthony Hsieh and how IMBs are dealing with the current market. The two also discuss a recent episode with Tyler Okland and his latest research on Opendoor. HW Media articles related to this episode: Rick Arvielo: a glimpse inside running a mortgage lender Tyler Okland: what can we expect from iBuyers in the coming months? Homepoint lays off more than 100 employees Housing News Podcast on Apple Podcasts Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 6, 2022
Logan Mohtashami: What does the Fed mean by a housing reset?
On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the jobs report, mortgage rates, and what the Federal Reserve means when they say we need a housing reset. HW Media articles related to this episode: Why home-price growth is still up 18% year over year Job growth beats expectations in August Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 2, 2022
The real estate stars speaking at HousingWire Annual
On today’s episode, Editor in Chief Sarah Wheeler talks with Editorial Director Tracey Velt about the real estate leaders who will be speaking at HousingWire Annual, including Ryan Serhant, Tom Ferry, Gino Blefari, Spencer Rascoff and Marc King. HW Media articles related to this episode: Ryan Serhant to headline HousingWire Annual in October 3 HW Annual panels to reignite your passion for the housing industry Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Sep 1, 2022
Logan Mohtashami on why you should be paying attention to listings data
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the decline in home listings, mortgage rates and where we are on recession watch. HW Media articles related to this episode: Why home-price growth is still up 18% year over year Home price growth continues to slow Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team
Aug 31, 2022
What does the resurgence in HELOCs mean for reverse mortgages?
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about HUD actions to help seniors age in place, the resurgence of HELOCs, and how Biden’s student loan forgiveness affects senior borrowers. HW Media articles related to this episode: HUD announces new investments in aging-in-place programs for seniors HUD awards over $41 million in housing counseling grants, including reverse mortgage What does a HELOC resurgence mean for reverse mortgages? The RMD Podcast on Apple Podcasts Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 30, 2022
The all-star panelists on regulatory and housing market super sessions at HW Annual
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, managing editor of HW + and events, about the regulatory super session and housing market super session we’re hosting at HW Annual. All-star speakers include HUD and fair housing officials, Faith Schwartz, Logan Mohtashami, Mark Graham, Selma Hepp and Lisa Sturdevant. HW Media articles related to this episode: Unpacking the top housing regulations to watch at HW Annual on Oct. 4 Logan Mohtashami to lead housing super session at HW Annual Oct. 3-5 Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 29, 2022
Logan Mohtashami on student loan forgiveness, rate hikes
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about student loan forgiveness, the Fed’s plans for interest rate hikes, and what’s happening with new listings. HW Media articles related to this episode: How will Biden’s student loan relief affect homeownership? Does Powell's tough talk mean another 75 bps rate hike? Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code " podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 26, 2022
Will student loan forgiveness boost homeownership?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about student loan debt relief and how that might impact homeownership. The two also discuss Fannie Mae’s revised forecast and the latest lenders to offer HELOC products. HW Media Articles related to this episode: UWM enters the HELOC space Will new products stop the bleeding for mortgage lenders? Fannie Mae sees dark days ahead for the housing market Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 25, 2022
Logan Mohtashami on the sorry state of housing inventory
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new home sales, purchase apps, housing permits and inventory. HW Media articles related to this episode: The new home sales recession continues Homebuilders are done until mortgage rates fall Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Aug 24, 2022
Trending topics: mortgage tech, non-QM, foreclosures and appraisals
On today’s episode, Editor in Chief Sarah Wheeler talks with Maleesa Smith, managing editor of sponsored content, about trending topics, including mortgage tech strategy, non-QM products, an increase in foreclosures and modernizing the appraisal process. HW Media articles related to this episode: Mortgage tech advancements making the biggest impact Creating an invincible lending strategy refresh amid chaos Why non-QM lending is not going away How auction buyer data foreshadows housing market shifts Why is now the time to modernize the appraisal process Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code " podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 23, 2022
RE/MAX Gold’s Stephenie Flood talks navigating today’s market
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith wraps up an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In honor of the 2022 Women of Influence magazine issue, Smith interviews award winners about their contributions to the industry. In the final episode, she is joined by Stephenie Flood, vice president of operations at RE/MAX Gold. HW Media articles related to this episode: 2022 Woman of Influence: Stephenie Flood Announcing the 2022 HousingWire Women of Influence Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 22, 2022
Logan Mohtashami: Will the housing recession spread to the larger economy?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtasahmi about existing home sales, builder confidence, mortgage rates and whether the housing recession will spread to the larger economy. HW Media Articles related to this episode: Savage: Even with sales down, home prices up 10.8% Homebuilders are done until mortgage rates fall Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 19, 2022
The real estate teams on the Inc 5000 list
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, editorial director of Real Trends to talk about the real estate teams and brokerages that made the Inc. 5000 list and how that list compares to the RealTrends rankings. HW Media articles related to this episode: These fast-growing real estate brokerages/teams made the Inc. 5000 list 15 Real estate tech companies make the Inc. 5000 list Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 18, 2022
Logan Mohtashami on the homebuilders' strategy
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing starts, why homebuilders are putting a hold on building and apocalyptic foreclosure scenarios. HW Media articles related to this episode: Homebuilders are done until mortgage rates fall Is housing inventory growth really slowing down? Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 17, 2022
Building community at HousingWire Annual
On today’s episode, Editor in Chief Sarah Wheeler is joined by Brena Nath, managing director of HW+ and events, to talk about the special mini-summits within HousingWire Annual. The two discuss the Marketing Leaders Success summit, the Women of Influence Forum and the Vanguard Forum. HW Media articles related to this episode: Join us at the Marketing Leaders Success Summit at HousingWire Annual on Oct. 3rd The Women of Influence Forum workshop: Learn how to create more seats at the table Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 16, 2022
FAR’s Jill Portilla on improving the borrower experience
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith continues an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In advance of the 2022 Women of Influence magazine issue, Smith interviews previous years’ award winners about their contributions to the industry. In today’s episode, she is joined by Jill Portilla, vice president of the Borrower Engagement Division at Finance of America Reverse. HW Media articles related to this episode: 2022 Woman of Influence: Jill Portilla Presenting HousingWire’s 2021 Women of Influence Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 15, 2022
Logan Mohtashami: Will we see a soft landing for housing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about foreclosure data and whether we’ll see a soft landing for housing in the recession. HW Media articles related to this episode: Is housing inventory growth really slowing down? Expect a foreclosure spike in the coming months Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 12, 2022
Non-QM loans weigh down investors
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy about how portfolios full of non-QM loans are affecting investors. The two also talk about the positive side of rising interest rates for companies like UWM amid a robust market for mortgage servicing rights. HW Media articles related to this episode: There’s more blood on the tracks in the non-QM market Wholesale behemoth UWM bolstering cash flow with MSR sales Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 11, 2022
Logan Mohtashami on inventory and inflation levels
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about low inventory levels, inflation numbers, mortgage rates and purchase applications. HW Media articles related to this episode: Inflation falls in July, but housing prices keep rising Mortgage demand remains flat amid rate volatility Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 10, 2022
UWM gains on Rocket with aggressive pricing
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about UWM’s second-quarter earnings and how the nation’s biggest wholesale lender is using aggressive pricing to gain on the nation’s biggest retail lender, Rocket Mortgage. HW Media articles related to this episode: UWM posts stronger profits than Rocket in Q2 2022 Rocket Mortgage’s profit drops dramatically in Q2 2022 Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 9, 2022
NAR's Jessica Lautz on single women homebuyers
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith continues an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In advance of the 2022 Women of Influence magazine issue, Smith interviews previous years’ award winners about their contributions to the industry. In today’s episode, she is joined by Jessica Lautz, vice president of Demographics & Behavioral Insights at the National Association of REALTORS. HW Media articles related to this episode: 2021 HW Woman of Influence: Jessica Lautz Presenting HousingWire’s 2021 Women of Influence Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 8, 2022
Logan Mohtashami raises the sixth recession red flag
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the strong July jobs report and why he raised his sixth recession red flag despite that data. HW Media Articles related to this episode: Sixth recession red flag raised, despite strong jobs report US employment back at pre-pandemic level Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 5, 2022
Appraisers’ jobs just got harder
On this episode, Editor in Chief Sarah Wheeler talks with senior mortgage reporter Georgia Kromrei about changes in VA appraisals and M&As in the appraisal and valuation space. HW Media articles related to this episode: VA now accepting desktop and exterior-only appraisals Class Valuation acquires AMC AppraisalTek Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 4, 2022
Logan Mohtashami on what lower rates mean for the housing recession
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rate volatility and whether lower rates will bring housing out of a recession. HW Media articles related to this episode: Can lower mortgage rates stop the housing recession? Purchase mortgage rates fall same week as Fed’s rate hike Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 3, 2022
Our 2022 Women of Influence
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW + and events, to talk about the August issue of HousingWire magazine, which features the 2022 Women of Influence honorees. HW Media articles related to this episode: Announcing the 2022 Women of Influence HousingWire Magazine: August 2022 Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 2, 2022
AIME’s Katie Sweeney on the importance of mentorship
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith continues an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In advance of the 2022 Women of Influence magazine issue, Smith interviews previous years’ award winners about their contributions to the industry. In today’s episode, she is joined by Katie Sweeney, CEO of the Association of Independent Mortgage Experts. HW Media Articles related to this episode: 2021 HW Woman of Influence: Katie Sweeney Presenting HousingWire’s 2021 Women of Influence Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HousingWire team.
Aug 1, 2022
Logan Mohtashami on mortgage rates falling 1%
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how mortgage rates are now a point lower than their recent peak and what that means for his recession model. HW Media articles related to this episode: Purchase mortgage rates fall same week as Fed’s rate hike The Fed admits the economy is slowing Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
Jul 29, 2022
The headwinds facing the mortgage industry
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Fed rate hikes, home price appreciation, second-quarter earnings, layoffs and more. HW Media articles related to this episode: Fed's interest rate hike to create less competition in the housing market US economy contracts in Q2, enters 'technical recession' Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 28, 2022
Logan Mohtashami: Did the Fed blink?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve’s action to raise rates and how the new home sales report confirms that housing is now in a recession. HW Media articles related to this episode: Fed hikes rate by 75 bps, back to 2018 level New home sales make it clear: Housing is in a recession Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 27, 2022
The housing market undergoes a course correction
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about the forecasts from GSEs, investors and analysts on home price appreciation and also how non-QM lenders are faring amid rapid mortgage rate changes. HW Media articles related to this episode: The nation's housing market is on a correction course - HousingWire Non-QM lenders are racing to stay ahead of rates - HousingWire Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 26, 2022
Rocket Mortgage’s Rebecca McDonald on creating a growth-focused work culture
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith continues an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In advance of the 2022 Women of Influence magazine issue, Smith interviews previous years’ award winners about their contributions to the industry. In today’s episode, she is joined by Rebecca McDonald, chief product officer at Rocket Mortgage. HW Media articles related to this episode: 2021 HW Woman of Influence: Rebecca McDonald Presenting HousingWire’s 2021 Women of Influence Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 25, 2022
Is it time to raise the sixth recession red flag?
In today's episode, Brena Nath, Director of HW+ and Events, sits down with our Lead Analyst Logan Mohtashami to go over some of the most recent economic and recessionary data. Logan is on the cusp of raising his sixth —and final — recessionary flag. They talk about what this last flag indicates and why he could have possibly already raised it. HW Media articles related to this episode: Existing home sales are still savagely unhealthy The housing market recession continues, despite starts data With home sales down, why are home prices still up? Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 22, 2022
Loan officer poaching and what to expect from the Fed
In today's episode, HW Media Editor Chris Clow sits down with Managing Editor James Kleimann to talk about the legal action being taken by one lender against another for allegedly poaching LOs. They also discuss how higher rates have led to a decline in purchase applications and how a rise in purchase rates could herald a tightening of monetary policy by the Federal Reserve. HW Media articles related to this episode: loanDepot sues CrossCountry for “poaching” high-performing LOs in New York Higher mortgage rates, economic uncertainty behind declining home purchase applications Purchase mortgage rates rise ahead of Federal Reserve meeting Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 21, 2022
Logan Mohtashami talks troubling housing starts data
In today's episode, HW Media Managing Editor James Kleimann is joined by HousingWire Lead Analyst Logan Mohtashami to unpack an array of new housing data that came in this week, including the significant drop in housing starts, cancellations for new home sales and homebuilder sentiment. HW Media articles related to this episode: Housing starts post double digit decrease in May The housing market recession continues, despite starts data Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here! HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 20, 2022
The debate over real estate brokerage tech and homebuilder pessimism
In today's episode, RealTrends Editorial Director Tracey Velt talks to Senior Real Estate Reporter Matthew Blake about brokerage technology and the debate over building an in-house platform or farming it out to a third party. The two also discuss what agents think about Compass’ technology platform and go in depth about the state of homebuilding today. HW Media articles related to this episode: Can tech point Compass in the right direction? Are homebuilders too pessimistic? Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here!
Jul 19, 2022
Side's Hilary Saunders on company growth amid turmoil
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith continues an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In advance of the 2022 Women of Influence magazine issue, Smith will interview previous years’ award winners about their contributions to the industry. In today’s episode, she is joined by Hilary Saunders, co-founder and chief broker officer of Side. HW Media articles related to this episode: Side’s Hilary Saunders: An inside look at the alternative brokerage model Presenting HousingWire’s 2021 Women of Influence Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here!
Jul 18, 2022
When the next recession happens, know these three things
On today’s episode, HW+ Managing Editor Brena Nath talks with Lead Analyst Logan Mohtashami about the latest changes to the housing market. They also go over the latest economics and data around the recession. HW Media Articles related to this episode: Housing starts data raises 5th recession red flag Will mortgage lending get tighter in the next recession? Enjoy the episode! Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here!
Jul 15, 2022
More mortgage layoffs, but also a bright spot
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about new layoffs at Chase, loanDepot, Better and more. But the two also discuss some of the companies hiring and a resource for those looking for mortgage jobs, onlymortgagejobs.com . Articles discussed: Mortgages are in free fall at JP Morgan Chase Struggling loanDepot to cut nearly 5,000 jobs in 2022 Sprout Mortgage to shutter HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 14, 2022
Logan Mohtashami on the pros and cons of higher mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about whether higher mortgage rates are doing their job to cool home prices. The two also discuss the latest CPI data and the strength of this job market as we slide closer to a recession. Articles Discussed: This savagely unhealthy housing market needs higher rates Article 2 HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 13, 2022
Is technology a game changer for agents and brokerages?
On today’s episode, Editorial Director Tracey Velt talks with Senior Real Estate Reporter Matthew Blake about results of the National Association of Realtors 2022 member survey and what brokers and agents are doing to handle the new market. Also, is brokerage tech a gamechanger for real estate agents? We explore. Articles discussed: RE/MAX quietly lays off 17% of staff Real estate agents cashed in on 21021's record market HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 12, 2022
MISMO’s Jan Davis on the industry’s digital transformation efforts
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith kicks off an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In advance of the 2022 Women of Influence magazine issue, Smith will interview previous years’ award winners about their contributions to the industry. In today’s episode, she is joined by Jan Davis, vice president of operations at MISMO. HW Media articles related to this episode: 2021 HW Woman of Influence: Jan Davis Presenting HousingWire’s 2021 Women of Influence Enjoy the episode!
Jul 11, 2022
Logan Mohtashami on how today’s inflation is different than in the 1970s
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest jobs report, what the next recession will look like and late cycle lending. The two also discuss why the effects of inflation today are so much different than in the 1970s and what mortgage rates are doing. Articles related to this episode: Will mortgage lending get tighter in the next recession? Purchase mortgage rates fall 40 bps amid recession fears HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 8, 2022
Mortgage lender layoffs and shutdowns
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about layoffs at Wells Fargo and New Residential, and about the shut down of Sprout Mortgage. The two also discuss what prospects look like for laid off workers and which mortgage lenders might be hiring. Articles related to this episode: Sprout Mortgage to shutter In retreat, Wells Fargo cuts additional mortgage jobs New Residential makes another round of layoffs HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Elissa Branch and Dalton Johnson.
Jul 7, 2022
Logan Mohtashami on what the Fed gets wrong about housing
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about credit availability, how close we are to a recession, what the Federal Reserve gets wrong about housing, where mortgage rates are going and more. Articles discussed: Will mortgage lending get tighter in the next recession? How home price growth has damaged the housing market HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by Sarah Wheeler and produced by Elissa Branch and Dalton Johnson.
Jul 6, 2022
Our 2022 Marketing Leaders
On today’s episode, Editor in Chief Sarah Wheeler talks with HW+ Director Brena Nath about the July issue of HousingWire Magazine, which features winners of our Marketing Leaders award in mortgage, real estate and fintech. The two also discuss the magazine’s feature and commentaries on increasing homeownership. Articles related to this episode: Announcing the 2022 Marketing Leaders! HousingWire Magazine: 2022 HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by Sarah Wheeler and produced by Elissa Branch and Dalton Johnson.
Jul 5, 2022
OJO Labs’ Qingqing Ouyang on real estate tech’s evolution
In today’s episode, HW Media Managing Editor of Content Solutions Maleesa Smith kicks off an eight-week mini-series centered around HousingWire’s annual Women of Influence awards. In advance of the 2022 Women of Influence magazine issue, Smith will interview previous years’ award winners about their contributions to the industry. In today’s episode, she is joined by Qingqing Ouyang, Chief Technology Officer at OJO labs. HW Media articles related to this episode: 2021 HW Woman of Influence: Qingqing Ouyang Presenting HousingWire’s 2021 Women of Influence Enjoy the epsisode!
Jul 4, 2022
What will happen to housing in the next recession?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, purchase application data and recession red flags. The two also discuss what’s likely to happen to the housing market if we go into a recession. HW Media articles related to this episode: How home-price growth has damaged the housing market The savagely unhealthy housing market is now a nightmare Enjoy the episode!
Jul 1, 2022
Are the (fintech) kids alright?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the continued fallout at FGMC, and the effect of lower origination volume on fintech companies. Some are doing layoffs, while others are forming strategic partnerships, merging, or finding new funding sources. HW Media articles related to this episode: After implosion, FGMC files for bankruptcy Sales Boomerang and Mortgage Coach merge Roostify partners with Indecomm to court self-employed borrowers Enjoy the episode!
Jun 30, 2022
FGMC shutdown leaves former employees and partners with unanswered questions
On today’s episode, HW Media Managing Editor James Kleimann sits down with HousingWire mortgage reporter, Flávia Furlan Nunes to talk about the sudden shutdown last week of the mortgage lender and investor, First Guaranty Mortgage Corportation. Articles related to this episode: PIMCO-backed FGMC lays off most staffers As FGMC shuts down, lender partners question fate of loans in pipeline Enjoy the episode!
Jun 29, 2022
The long-lasting impact of high home prices
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about rising home prices and the long-lasting effect on affordability, inventory and housing tenure. The two also discuss his recession red flags and who will get hit hardest. HW Media Articles related to this episode: How home-price growth has damaged the housing market The savagely unhealthy housing market is now a nightmare Enjoy the episode!
Jun 28, 2022
The daily life of a top-performing Chicago real estate agent
On today’s episode, HousingWire Managing Editor James Kleimann with Senior Mortgage Reporter Matthew Blake about his far from glamorous experience while shadowing a top-performing Chicago real estate agent, Stephanie LoVerde. They also talk about the Pheonix market and what kinds of effects that institutional investors have on local buyers, agents and sellers. HW Media articles related to this episode: Phoenix rising in inventory, institutional investors Enjoy the episod!
Jun 27, 2022
Logan Mohtashami on the shocking new home sales data
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about new home sales, existing home sales, inventory levels, where we are on recession watch and more. The two also discuss whether mortgage rates have reached a ceiling. HW Media articles related to this episode: The savagely unhealthy housing market is now a nightmare Housing starts data raises 5th recession red flag Enjoy the episode!
Jun 24, 2022
How big lenders are adapting to rising mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about layoffs at Chase and Wells Fargo, and the move by UWM to drop rates by 50 to 100 basis points. The two also discuss rising origination costs and how that affects affordability. HW Media articles related to this episode: UWM drops rates 50 to 100 basis points in bid for brokers - HousingWire JPMorgan Chase to cut hundreds of mortgage jobs - HousingWire Purchase mortgage rates continue incremental, upward trend
Jun 23, 2022
Reverse starts to feel the rate shockwave
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the effects of rising mortgage rates on the reverse space. The two talk about falling volume and how lenders are adapting, including industry layoffs. HW Media articles related to this episode: Updated: Three major reverse mortgage lenders make changes to private products due to market volatility Reverse mortgage retail segment leads April volume drop Reverse mortgage professionals see rising interest in private products
Jun 22, 2022
Has CoStar found Zillow’s Achille’s heel in NYC?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Matthew Blake about layoffs at big real estate brokerages and how companies are taking a hard look at office leases, tech expenses and more. The two also discuss whether CoStar has found Zillow’s Achilles heel in New York City and the implications for the rest of the country. HW Media articles related to this episode: Redfin shareholders approve millions in executive payouts same day of mass layoffs Bleeding cash, Compass closes 8 offices Street fight: CoStar's Citysnap to take on Zillow June 30
Jun 21, 2022
Logan Mohtashami on the 5th recession red flag
On today’s episode, Lead Analyst Logan Mohtashami outlines why he’s raised his 5th recession red flag and where we are on his recession watch. He also discusses what the Fed rate hike means and what he’s looking for next. HW Media articles related to this episode: Housing starts data raises 5th recession red flag Logan Mohtashami: "biggest affordability hit in our lifetime"
Jun 17, 2022
The fallout from rising mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the volatile rate environment and the effect that’s having on the housing market. The two talk about how lenders and real estate agents — as well as title and appraisal professionals — are coping in a week that has given many people whiplash. HW Media Articles Related to this Episode: How mortgage lenders are navigating life at 6% How the Fed's rate hike will affect the housing market
Jun 16, 2022
Desktop and hybrid appraisals gain ground with GSEs
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about Fannie and Freddie approving the expanded use of alternative appraisal methods, including automated valuation models, desktop appraisals and hybrid appraisals. The two also discuss how the appraisal changes fit into FHFA’s broader housing equity goals. HW Media Articles related to this episode: GSEs further expand AVMs, desktop and hybrid appraisals With landmark GSE equity plans, FHFA confronts legacy of redlining
Jun 15, 2022
How are mortgage rates affecting investor appetite?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about how investors in the secondary market are reacting to rapid rate changes. The two also discuss the non-QM lenders expanding during this time and how the GSEs are offloading risk. HW Media articles related to this episode: Non-QM players still doing PLS deals despite rate volatility HW+ Foreign investors play key role in MBS market Jun 10, 2022 Non-QM lender Excelerate Capital flexing its wings in a new normal market
Jun 14, 2022
Logan Mohtashami on the seismic market shift
Logan Mohtashami explains some of the seismic changes in the market over the last few days, including the 10-year yield and more.
Jun 13, 2022
Logan Mohtashami on what to expect on home prices
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices and whether they are about to fall. Logan explains what the last 10 years of data on inventory, purchase apps and mortgage rates tell us about what will happen next in the housing market. HW Media Articles related to this episode: Are home prices about to fall?
Jun 10, 2022
The top producing real estate agents and teams
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, editorial director at Real Trends, about the top producing agents and real estate teams on the RealTrends + Tom Ferry The Thousand list. The two discuss how agents and teams are driving production even in a low-inventory environment and some of the standouts from the rankings. HW Media Articles Related to this episode: The Thousand agents break records, average $1M sales price The special-lists: The wild volume world of listing-only agents
Jun 9, 2022
What’s trending in tech solutions?
On today’s episode, Editor in Chief Sarah Wheeler talks with Maleesa Smith, managing editor of content solutions, about what’s trending in tech solutions, whether products, platforms or services — and what that says about pain points in the industry right now. The two also discuss eClosing solutions, increased interest in loan origination systems and more. HW Media Articles related to this episode: Here's why some lenders choose IPEN over RON Creating a path to success in today's purchase market Here’s a look at a reimagined LOS landscape
Jun 8, 2022
Fallout from the Figure and Homebridge merger cancellation
On this episode, Editor in Chief Sarah Wheeler talks with managing editor James Kleimann about the cancellation of the merger between Figure and Homebridge, which was supposed to serve as a test case for leveraging blockchain in mortgage at scale. The two also discuss the round-up of which lenders have laid off staff this year, as well as the new loan products — non-QM, reno and reverse — that lenders are using to increase volume. HW Media Articles related to this episode: Figure and Homebridge cancel planned merger These mortgage lenders have cut jobs in 2022
Jun 7, 2022
Non-QM goes mainstream
On this episode, Editor in Chief Sarah Wheeler talks with Reporter Connie Kim about the growing popularity of non-QM loans and how lenders and tech companies are trying to streamline the traditionally heavy lift of non-QM underwriting. With some experts predicting that non-QM will become 1/3 of the market by the end of the decade, the two also discuss how the GSEs might become involved as part of their duty to serve. HW Media Articles related to this episode: The looming non-QM commoditization question Do the GSEs need to start thinking about non-QM borrowers? Some mortgage companies expanding despite challenges
Jun 6, 2022
Logan Mohtashami: Cloudy with a chance of hurricanes?
On this episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about recent recession talk: are we really in for a hurricane, as JPMorgan CEO Jamie Dimon put it? The two also discuss inventory, jobs and more. HW Media Articles related to this episode: Solid job growth defies recession talk — for now Housing inventory rebounding, annual gain reported after nearly 3 years - RealTrends
Jun 3, 2022
The rise of renovation loans
On this episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the good news this week on housing inventory and the rising popularity of renovation loans. The two also discuss mortgage rates. HW Media Articles related to this episode: Housing inventory rebounding, annual gain reported after nearly 3 years Mortgage rates steady at 5% as housing supply increases
Jun 2, 2022
Reverse mortgages are hot, hot, hot
On today’s episode, Editor in Chief Sarah Wheeler talks to Chris Clow, editor of Reverse Mortgage Daily , about the rise in reverse mortgage volume this year and the trend toward private label reverse products. The two also discuss important topics from the first in-person National Reverse Mortgage Lenders Association (NRMLA) conference since the onset of the COVID-19 pandemic. HW Media Articles related to this episode: NRMLA executive committee welcomes reverse mortgage industry back to events Reverse mortgage professionals on looking at life after refis
Jun 1, 2022
How to make your award nomination more compelling
On this episode, Editor in Chief Sarah Wheeler talks with HW+ Director Brena Nath about the June issue of HousingWire Magazine, which features winners of the Rising Stars award, including Morgan Salama, a VP at Realogy, on the cover. The two also talk about other HW award programs and how companies can submit compelling nominations. HW Media Articles related to this episode: HousingWire Magazine: 2022
May 31, 2022
Logan Mohtashami on inventory and purchase apps
On this episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inventory, inflation and purchase apps. The two also discuss existing home sales and recession red flags. HW Media Articles related to this episode: Purchase apps are at 2009 level: where's the inventory? Are new home sales flagging a recession?
May 27, 2022
The servicing data breach that’s spawned 12 lawsuits so far
On this episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about the data breach at Lakeview Loan Servicing that exposed the personal information of 2.5 million borrowers, and the lawsuits now being filed against the company. The two also discuss the rise of alternative loan products in this purchase market, including non-QM loans and adjustable-rate mortgages (ARMs). HW Media Articles related to this episode: Lakeview Loan Servicing confronts wave of lawsuits after data breach The housing industry will soon be up in ARMs PLS market is on track to notch record volume this year
May 26, 2022
The challenges facing Sandra Thompson
On this episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about the challenges facing FHFA Director Sandra Thompson, and how she might sharpen her focus now that she has been confirmed. The two also discuss manufactured housing and the myriad obstacles in front of the GSEs as they look to serve borrowers taking out chattel loans to buy manufactured homes. HW Media Articles related to this episode: Sandra Thompson confirmed as FHFA director GSEs still shun the low end of manufactured housing
May 25, 2022
How beach trips fit into RESPA compliance
On this episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about the many questions about RESPA compliance, and how real estate and title companies are figuring out how to stay on the right side of regulations. The two also discuss the rebrand and 10M fundraise of Buyside (now Percy) and the latest new home sales report. HW Media Articles related to this episode: Beach trips and other challenges of interpreting RESPA April new home sales drop 16.6%, pushing up supply Meet Percy: Buyside announces rebranding
May 24, 2022
Introducing the 2022 Game Changers
On this episode, Brena Nath, director of HW+ and events, talks with RealTrends Editorial Director Tracey Velt about some of the exciting upcoming events and awards planned by HW Media. The two discuss the winners of RealTrends' 2022 Game Changers Award and what speakers and topics will be featured at the Gathering of Eagles event next month in Colorado Springs. HW Media Articles related to this episode: Gathering of Eagles GameChangers brokerages show triple-digit, five-year growth HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by Sarah Wheeler and produced by Elissa Branch.
May 23, 2022
Logan Mohtashami on rates and housing starts
On this episode, Director of HW+ and Events Brena Nath talks with Lead Analyst Logan Mohtashami about rates are affecting housing starts, existing home sales, and the myths behind panic selling. The two also discuss some of the topics brought up at a recent in-person talk with Mohtashami, including how the luxury market is being affected by rising rates. HW Media Articles related to this episode: Almost 45% of homeowners are now equity rich Mortgage applications rise despite higher rates This savagely unhealthy housing market needs higher rates
May 20, 2022
What can we expect from FHA's Julia Gordon?
On today’s episode, HousingWire Senior Mortgage Reporter Georgia Kromrei is joined by Mortgage Reporter Maria Volkova. They talk about Julia Gordon's confirmation as the new FHA commissioner and what kinds of policies we should expect to see coming out of her office, including adjustments to servicing guidelines and potential reduction in premiums. HW Media Articles related to this episode: Julia Gordon confirmed as new FHA commissioner FHA Commissioner Julia Gordon gets to work CHLA and 41 IMBs urge the FHA to cut MI premiums
May 19, 2022
Compass' first-quarter trouble and the REX shutdown
On today’s episode, RealTrends Editorial Director Tracey Velt is joined by HousingWire Senior Real Estate Reporter Matthew Blake. They talk about some of the insights gained from Compass' recent first-quarter earnings amid reported losses and leadership shakeups. They also talk about the feasibility of prosecuting RESPA violations and give an update on discount brokerage REX's supposed shut down amid their litigation against the National Association of Realtors. Articles related to this episode: Compass CFO steps down following tough Q1 Beach trips and other challenges of interpreting RESPA REX lays off most of its employees, sources say REX closes brokerage, hires David Boies in Zillow lawsuit HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by Sarah Wheeler and produced by Elissa Branch.
May 18, 2022
How executives are dealing with the plunge in volume
On this episode, Editor in Chief Sarah Wheeler talks with HW Media CEO Clayton Collins about how mortgage and real estate executives are dealing with this low-volume environment, from Anthony Hsieh at loanDepot to Bill Dallas, most recently at Finance of America. As host of the Housing News podcast, Clayton gets to dive deep into how executives are feeling and what practical steps they’re taking. HW Media Articles related to this episode: Preparing for a mortgage market cycle with Anthony Hsieh Blend: We plan to outperform the decline in origination volume Lessons from lenders' Q1 earnings amid epic volume drop
May 17, 2022
All about tech: ICE, Black Knight, Optimal Blue and Blend
On this episode, Editor in Chief Sarah Wheeler talks with reporter Connie Kim about the proposed acquisition of Black Knight by ICE and what Blend’s earnings portends for the rest of the tech space. The two also discuss some of the recent tech launches and what might come next. HW Media Articles related to this episode: What will happen if ICE and Black Knight join forces? Blend: We plan to outperform the decline in origination volume Optimal Blue hopes to hook mortgage brokers with real-time rate feature
May 16, 2022
Logan Mohtashami on rates and housing prices
On this episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about why we’re seeing strong purchase application data despite rising rates. The two also discuss housing inventory, demographics and why we should be glad we’re not Canada — at least when it comes to home prices. HW Media articles related to this episode: Think US home prices are high? At least we aren't Canada Almost 45% of homeowners are now equity rich Mortgage applications rise despite higher rates
May 13, 2022
Layoffs at REX Homes and the issue of agent commissions
On this episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Matt Blake about the layoffs at REX Homes, a brokerage that pays agents salary instead of commission. The two also discuss the recent National Association of Realtors legislative conference and how to increase housing inventory. HW Media articles related to this episode: REX lays off most of its employees, sources say NAR members stymied by clogged construction
May 12, 2022
Title companies grapple with changing volume
On this episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about the massive volume title companies saw last year and what’s happening as that volume shrinks. The two discuss which companies gained market share and who might be rethinking their title strategy. They also look at the first-quarter earnings for iBuyers Opendoor and Offerpad. HW Media articles related to this episode: Title insurance industry premiums spike $7B year over year Doma lays off 15% of work force as Q1 revenue declines Welcome to the club: iBuyer Opendoor turns a profit in Q1
May 11, 2022
Finding opportunity in this real estate market
On today’s episode, Editor in Chief Sarah Wheeler talks with Editorial Director Tracey Velt about how real estate brokers and agents who have been through down cycles before see opportunity in the current market. The two also discuss brokerage leadership, commission splits and what Zillow is up to. HW Media Articles related to this episode: KW Go’s Smokey Garrett on how to prepare for a market shift Picking up the pieces: Zillow has profitable Q1
May 10, 2022
Lenders looking to reverse mortgages to boost profits
On today’s episode, Editor in Chief Sarah Wheeler talks to Chris Clow, editor of Reverse Mortgage Daily, about reverse mortgage volume year to date (it’s way up) and how reverse mortgage business is driving profits for some lenders. The two also discuss the interesting crossover partnership between reverse lenders and shared equity company Point. HW Media Articles related to this episode: Reverse mortgage volume remains above 6,000 loans, HMBS still strong in April Reverse mortgage business 'a driver' of profitability for Liberty parent company Alt. equity company secures new funding, seeks more reverse mortgage partners
May 9, 2022
Logan Mohtashami on the coming recession
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about interest rates, inflation, jobs and more. The two also the timeline of the next recession, as Mohtashami warns he has raised four of his six recession red flags. HW Media articles related to this episode: Federal Reserve approves interest rate hike of half a percentage point How is housing demand holding up? Logan Mohtashami answers
May 6, 2022
The potential of crypto-mortgage backed securities
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy about the murky world of crypto securities. The two discuss the venture capital being poured into the space, the near-term potential for disruption, and which companies — traditional or otherwise — are wading into NFTs, crypto-mortgages and crypto-mortgage backed securities. HW Media articles related to this episode: LoanSnap unveils new cloud-based portal MAXEX extends loan-trading reach with DSCR program Fractional home-equity lender Point raises $115 million
May 5, 2022
A look at title insurance earnings and dried up refi
On today’s episode, Chris Clow, editor of Reverse Mortgage Daily, sits down with Reporter Brooklee Han to look at the highs and the lows of the title industry over the pandemic, including a look inside the strategy of the Big Four title companies. They also talk about the upcoming earnings season, tech innovation and whether refi volume has fully dried up. Articles related to this episode: Colorado Springs offers a window into Stewart's title strategy First American off to a slow start in 2022 Refinance volume has “dried up,” Old Republic says
May 4, 2022
NAR unveils plan to help inventory crisis
On today’s episode, RealTrends Editorial Director Tracey Velt is joined by HousingWire Senior Real Estate Reporter Matthew Blake. They talk about what is happening at the National Association of Realtors legislative meeting, including plans to alleviate low inventory by converting unused office and commercial space into housing. They also give an update on Redfin’s recent Fair Housing settlement, upcoming earnings calls and more! HW Media articles related to this episode: Redfin settles Fair Housing Act lawsuit
May 3, 2022
The 2022 class of Finance Leaders
On today’s episode, Editor in Chief Sarah Wheeler talks with HW+ Managing Editor Brena Nath about the May issue of the HousingWire Magazine, which featured a cover story on the winners of HousingWire’s Finance Leaders awards. The two discuss winners, spotlighting Chryssa Halley, CFO at Fannie Mae, Victoria DeLuce, EVP at Princeton Mortgage, and Joseph Peterson, CFO at Sagent. The two also discuss the articles and commentaries on appraisals in the May issue and the Kudos article on Total Expert. HW Media articles related to this episode: Introducing the 2022 Finance Leaders! What permanent desktop appraisals mean for the industry
May 2, 2022
Logan Mohtashami on rates and recession red flags
On today’s episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about mortgage rates and when we might see the next increase. The two also discuss the recession red flags seen over the last week, including a change in the leading economic indicators, and how to interpret new home sales numbers. HW Media articles related to this episode: How healthy is the state of US homeownership? March new home sales: the last positive revision for 2022? A good jobs report, but also another recession red flag
Apr 29, 2022
The latest on layoffs and buyouts at the big lenders
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the layoffs, buyouts and earnings of some of the big lenders. The two also discuss the first mortgage M&A deal of the year, and what that means as a harbinger of more consolidation in the mortgage space. HW Media Articles related to this episode: Rocket offers voluntary buyouts to 8% of workforce Wells Fargo cuts mortgage jobs amid poor outlook Flagstar Bancorp cuts 20% of its mortgage staff Better.com, the rare lender to post huge losses in 2021 CrossCountry strikes a deal to acquire LendUS
Apr 28, 2022
How property taxes are hindering homebuyers
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about how property taxes are impacting potential homebuyers. The two discuss how rapidly rising tax assessments are changing homebuyers’ debt-to-income calculations and what that means for lenders and agents. HW Meda articles related to this episode: A property tax reckoning is coming
Apr 27, 2022
Finance of America Mortgage expands non-QM lending
On today’s sponsored episode, Maleesa Smith, managing editor of content solutions at HousingWire, is joined by Finance of America Mortgage’s Chief Operations Officer Steve Reich and Chief Product Officer Kathryn Amor to talk about how Finance of America Mortgage is expanding its lending products through non-QM offerings.
Apr 26, 2022
What real estate brokerages are doing to grow business
On today’s episode, Editor in Chief Sarah Wheeler talks with Editorial Director Tracey Velt about the competition facing real estate brokerages and the strategies companies are using to win consumers and control more of the real estate transaction. The two also discuss the young brokerage leaders stepping up to the next level. HW Media articles related to this episode: Cairn's Rick Davidson on the silver tsunami and their succession play for brokers Ask a coach: Do I need to pay for real estate leads 5 steps to mastering a real estate merger Nominations for the RT Emerging Leaders are now open!
Apr 25, 2022
Logan Mohtashami on Fannie Mae’s recession call
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fannie Mae’s cut to their origination forecast and what he thinks about their recession call for 2023. The two also discuss mortgage rates, existing home sales and more. HW Media articles related to this episode: Fannie Mae cuts origination projection, forecasts recession in 2023 What 5% mortgage rates mean for the housing market The housing market is still savagely unhealthy
Apr 22, 2022
Housing inventory and 3-D printed homes
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about housing inventory and whether 3-D printed homes can help solve the chronic shortage of houses to meet the demand. The two also discuss mortgage rate increases and what lenders are doing to cope. HW Media Articles related to this episode: Can 3-D printed homes help solve the housing crisis? Purchase mortgage rates climb to 5.11%
Apr 21, 2022
Biden's plan for racial equity and Fannie Mae shakeup
On today’s episode, Managing Editor James Kleimann talks with Senior Mortgage Reporter Georgia Kromrei about what is happening in the regulatory space, including the White House’s action plans for racial equity in housing and several leadership shakeups at Fannie Mae. HW Media articles related to this episode: White House announces action plans for racial equity, but leaves out GSEs A big leadership shakeup at Fannie Mae
Apr 20, 2022
Rising rates driving a raging bull market for MSR sector
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Reporter Bill Conroy about what’s happening in the mortgage-backed security market and the short and long-term impacts of the Federal Reserve’s retreat from buying MBS. The two also discuss how rising rates are benefitting the holders of mortgage servicing rights and the wild trading volume that part of the secondary market is witnessing. HW Media articles related to this episode: Fed retreat from MBS market sparks short-term uncertainty MSR sector is a raging bull in a bear mortgage market
Apr 19, 2022
Reverse volume in March was the highest in 10 years
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, the editor of Reverse Mortgage Daily, about the increased volume of reverse mortgages in March and the implications of the Biden administration's 2023 budget on HECM products. The two also discuss the progress the reverse industry is making to reform its image. HW Media articles related to this episode: Reverse mortgage volume in March hits highest monthly total in over 10 years, HMBS issuance remains healthy White House predicts strong reverse mortgage performance in 2023 budget, makes new legislative recommendations Reverse mortgage progress for borrowers visible during pandemic, says NCLC attorney
Apr 18, 2022
How will higher rates affect housing inventory?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how interest rates over 5% will impact the housing market and the data he’s watching for recession red flags. The two also discuss housing inventory and housing permits versus housing completions. HW Media articles related to this episode: What 5% mortgage rates mean for the housing market Purchase mortgages cross dreaded 5% threshold Here's why the housing market needs higher rates
Apr 15, 2022
Which mortgage lenders are likely to thrive this year?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about which mortgage companies are set up to survive and grow in a purchase market versus those companies that might have to fight to survive. The two discuss the top 25 lenders and look at the competitive advantages of correspondent lenders, the big banks and nonbanks. HW Media articles related to this episode: Some lenders won't survive the purchase mortgage market of 2022 Purchase mortgages cross dreaded 5% threshold
Apr 14, 2022
Can innovations in homebuilding revive housing inventory?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matt Blake about his articles on different brokerage models. The two also discuss homebuilding and alternate building materials and processes, including 3D printing of homes. HW Media articles related to this episode: Cardinals of a different feather: Inside Samson Properties' unique model Fannie Mae announces title insurance shake up
Apr 13, 2022
Fannie Mae’s big announcement on title insurance
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about Fannie Mae’s announcement on title insurance and how that might affect brokerages who are relying on title income for revenue. The two also discuss hot housing markets and where sellers are starting to pull back on sky-high listings. HW Media articles related to this episode: Fannie Mae announces title insurance shake up Opinion: Title insurance is essential. Here's why Realogy beats out other brokerages with core services As mortgage rates soar, sellers are increasingly chopping prices
Apr 12, 2022
Brokerages are going all in on ancillary services
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, the editorial director at RealTrends, about the latest brokerage rankings and how companies like Realogy are adding title, appraisal, mortgage and insurance to create revenue in a challenging market. The two also discuss what real estate leaders can expect from the 2022 Gathering of Eagles summit, including a keynote by Larry Kendall, author of Ninja Selling, and how to value their business if they are looking to acquire or be acquired. Articles discussed: Realogy beats out other brokerages with core services Larry Kendall to speak at Gathering of Eagles June 26-28 JPAR CEO Mark Johnson to speak at DealMakers, June 26
Apr 11, 2022
With Fed actions, how high could mortgage rates go?
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire Lead Analyst Logan Mohtashami about the larger economic environment and what that means for mortgage rates, inventory, home prices and more. The two discuss what factors could change the Fed interest rate hikes, how high mortgage rates could go this year and when rising rates will start impacting housing demand. HW Media articles related to this episode: Why housing inventory is so low right now Is the Dallas Fed right to label this a housing bubble? Will trillions in stimulus push mortgage rates over 5%?
Apr 8, 2022
Rocket, Movement and Angel Oak adjusting to this market
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how big lenders are dealing with lower volumes and rising rates. The two discuss Rocket’s guarantee to close in 15 days, Movement’s layoff and Angel Oak’s 30-day rate lock. HW Media Articles related to this episode: Rocket promises brokers 15-day loan closings Movement Mortgage lays off 170 employees In volatile market, Angel Oak sets 30-day rate lock period
Apr 7, 2022
Who’s watching the watchers on redlining?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about her feature article on redlining. The two discuss which regulators are most active in bringing redlining charges and why local community groups are now an important part of the process. They also discuss the surprising finding that depository banks lend less to minority applicants than nonbanks, and what that might mean for enforcement going forward. HW Media Articles related to this episode: Inside the government's feeble fight to end redlining
Apr 6, 2022
Finance of America CEO Patti Cook on 45 years in finance
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW+ and events, about the April issue of HousingWire magazine, which is focused on title. The two discuss the cover story on Finance of America CEO Patti Cook, as well as the title-focused articles and commentaries. HW Media articles related to this episode: Finance of America's Patti Cook reflects on 45 years in the industry Is the title industry on verge of the “Great Redeployment”? Spruce and Notarize’s journey to digital mortgage adoption
Apr 5, 2022
Should real estate agents let homebuyers use cover letters?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matt Blake about the latest on cover letters and whether real estate agents should use them in this highly competitive market. The two also discuss what Compass is up to and how real estate brokerages are getting creative to be profitable. HW Media articles related to this epiosde: Love letters on the rocks in Oregon Compass agents eschew company stock RealTrends 500: eXp, Compass lead in one-year movers by closed sides
Apr 4, 2022
Is the Dallas Fed right about a housing bubble?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Dallas Fed’s talk of a housing bubble and the reason housing inventory is so low. The two also discuss the jobs report and the inverted yield curve. HW Media articles related to this epiosde: Why housing inventory is so low right now Is the Dallas Fed right to label this a housing bubble ? A good jobs report, but also another recession red flag
Apr 1, 2022
The impact of new players in the non-QM space
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about mortgage rates and inventory shortages and how that’s affecting homebuyers, real estate agents and mortgage lenders. The two also discuss the big nonbanks looking to expand their non-QM offerings and how they will be able to effectively compete against lenders who have been honing that product for years. HW Media articles related to this episode: Mortgage rates reach highest level since 2018 Why housing inventory is so low right now The big nonbanks stir up a non-QM turf war
Mar 31, 2022
Pennymac TPO on the state of the market
On today’s sponsored episode, Malessa Smith, managing editor of content solutions at HousingWire is joined by Kim Nichols, senior managing director at Pennymac TPO to talk about the state of today's market and housing constraints.
Mar 30, 2022
New York might make it even harder to foreclose
On today’s episode, Editor in Chief Sarah Wheeler talks with Mortgage Reporter Maria Volkova about New York’s attempt to limit the foreclosure timeline and how that could affect mortgage lenders, servicers and consumers if it passes. The two also discuss flood insurance and the recent findings by HUD’s watchdog that the FHA insured thousands of mortgages in 2020 without the mandatory flood insurance coverage. HW Media articles related to this episode: NY bill would change statute of limitations on foreclosures FHA backed $4.5B in mortgages without required flood insurance
Mar 29, 2022
How Compass rose to No. 1 in sales volume
On today’s episode, Editor in Chief Sarah Wheeler talks with Editorial Director Tracey Velt about the recently released 2022 RealTrends 500 brokerage rankings. Velt talks about the top four brokerages who are dominating the market with 20% market share, and how they got there. The two also talk about Compass’ position as No. 1 in sales volume, upending two stalwarts. Articles discussed: RealTrends 500: Top four brokerages captured historic rise in market share RealTrends 500: The Rise of Compass Two drivers in the growth of Compass, eXp, RE/MAX, BHHS and Realogy
Mar 28, 2022
Logan Mohtashami on how high mortgage rates could go
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how high rates could go now that the 10-year yield has finally broken higher. The two also discuss inventory, new home sales and the possibility of credit controls to rein in demand. HW Media articles related to this episode: The housing market is now savagely unhealthy New home sales are at risk with rising mortgage rates How will rising rates affect new home construction?
Mar 25, 2022
High cost to originate wears on margins
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the rising cost to originate and the resulting drain on lender profits. The two also discuss the lenders jumping into non-QM products, inventory shortages and more. HW Media articles related to this epiosde: Profit margins are plunging for nonbanks Homepoint to jump into the non-QM market UWM rolls out bank statement loans for self-employed borrowers
Mar 24, 2022
What did the PAVE report on appraisal bias find?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about the much-anticipated PAVE Task Force report on appraisal bias. Kromrei digs into what the report did and didn’t address, including the scope of appraisal bias it is trying to solve. The two also discuss the practical implications of the report findings for appraisers, AMCs and lenders. HW Media articles related to this episode: CFPB is the latest agency to criticize the Appraisal Foundation Susan Rice to co-chair HUD appraisal task force Appraisal bias plan promises barrage of actions in the near term
Mar 23, 2022
How rate volatility is affecting the PLS market
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy about what’s happening in the private label security market. The two discuss how rate volatility is affecting the PLS market and how a recent judge’s ruling in a lawsuit regarding student loan securitizations could result in the CFPB playing a larger role in the PLS market. HW Media articles related to this episode: PLS market struggling to clear backlog of loans locked at last year's rates Judge's ruling will put PLS trusts under the thumb of the CFPB Angel Oak Mortgage REIT records solid earnings performance
Mar 22, 2022
Are real estate agents and iBuyers burying the hatchet?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matt Blake about Knock, Offerpad and Compass and the iBuyer-agent relationship. In addition, the two discuss homebuilding and what housing starts and completions tell us about housing inventory for the rest of this year HW Media articles related to this episode: Knock raises $220M, lays off 46% of workforce Offerpad proposes iBuyer-agent marriage Despite queue of buyers, homebuilder sentiment drops again
Mar 21, 2022
Logan Mohtashami on rates, inventory and new home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates, housing starts and existing home sales. The overarching theme? The incredible shortage of housing inventory. HWD Media articles related to this episode: What the Fed rate hike means for the economy How will rising rates affect new home construction? The housing market is now savagely unhealthy
Mar 18, 2022
The Fed’s rate hike and the renewed interest in non-QM
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about this week’s biggest stories, including the Fed rate hike, the growth of non-QM offerings and the rare example of a top-performing brokerage switching channels to retail. HW Media articles related to this episode: The Fed makes its move – and more rate hikes are coming UWM rolls out bank statement loans for self-employed borrowers How InstaMortgage convinced top broker shop to jump to retail
Mar 17, 2022
Minority homeownership and FHA confirmation controversy
On today’s episode, HousingWire Managing Editor James Kleimann sits down with Senior Mortgage Reporter Georgia Kromrei to talk about recent developments in the housing regulatory space, including what topics were at the forefront of discussion at The National Association of Hispanic Real Estate Professionals (NAHREP) conference this past week. They also talk about equitable housing finance plans for the GSEs and staffing issues in the Federal Housing Administration (FHA). HW Media Articles related to this episode: Hispanic homeownership held back by FHA borrower discrimination, survey says FHA gets a budget boost to stem staff shortages. Is it enough? Gary Acosta on the policy path to Hispanic homeownership
Mar 16, 2022
Brokerage growth and Myrtle Beach real estate agent hijinks
On today’s episode, Editor in Chief Sarah Wheeler talks with Real Estate Reporter Brooklee Han about lead poaching in Myrtle Beach and how real estate brokerages like eXp, Corcoran and Fathom are finding ways to grow amid record-low inventory. HW Media articles related to this episode: Drama in the Myrtle Beach real estate scene - RealTrends Fathom's model is built for a low-inventory environment, execs say - RealTrends eXp Realty expands into Greece
Mar 15, 2022
Big lenders look to grow their reverse footprint
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the investment Fairway is making to grow its HECM for purchase (H4P) business, including hiring industry vet Tane Cabe. The two also discuss how Finance of America Reverse and Longbridge are looking to increase their reverse footprint in this purchase market. HW Media articles related to this episode: How Fairway aims to change the conversation around H4P Reverse mortgage segment touted by Finance of America as forward landscape tightens Longbridge: big opportunities sought with reverse mortgage field sales channel launch Register for the "The Opportunity of Reverse Mortgages in a Purchase Market" event here!
Mar 14, 2022
The effect of inflation on the housing market
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the war in Ukraine is affecting commodity prices and contributing to inflation in the U.S. and what that means for homeowners would-be homebuyers. The two also discuss the recession red flags that Mohtashami is keeping an eye on, the 10-year yield and mortgage rates, and more. HW Media articles related to this episode: Why owning a home is the best hedge against inflation Homeowners gain $8.2 trillion in housing wealth over 10 years When will we see the next housing recession?
Mar 11, 2022
NFTs and blockchain in the real estate transaction
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matthew Blake about the role of NFTs in the future of real estate, as well as what he’s discovering at the first-ever Crypto Real Estate Summit in Miami this week. The two also discuss how blockchain might disrupt the title industry and other parts of the real estate transaction. HW Media articles related to this episode: NFT mania and the future of the home sale - HousingWire Crypto and real estate awkwardly mingle in Miami Simplifying crypto, NFT and the blockchain’s impact on real estate
Mar 10, 2022
The layoffs at Better.com and getting a mortgage at Walmart
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the latest Better layoffs and the news that Lenders One is going to lease retail space from Walmart to offer mortgages in its stores. The two also discuss mortgage rates and which lender strategies are likely to succeed in a purchase market. HW Media articles related to this episode: Layoffs, again: Better.com to ax 3,000 employees Welcome to Walmart. Here's your mortgage Even with blow-out jobs report, mortgage rates still falling
Mar 9, 2022
Homebuilders struggle with labor, material shortages
On today’s episode, Editor in Chief Sarah Wheeler talks with Real Estate Reporter Brooklee Han about the home-building sector and what we’re seeing in construction employment, wait times for materials, costs of materials and more. The two also talk about the role of Russian money in the U.S. real estate market and how that’s been affected by the war with Ukraine. HW Media articles related to this episode: Skilled labor is returning to homebuilding "It's crazy": Homebuilders big and small struggle to finish projects Ukraine conflict unlikely to directly impact US housing market: NAR
Mar 8, 2022
Cover letters and real estate agents’ right to free speech
On today’s episode, Editor in Chief Sarah Wheeler sits down with Editorial Director Tracey Velt to talk about the fate of the Oregon “love letter” law after a judge said it was too broad, citing the rights of real estate agents to free speech. The two also discuss RealTrends brokerage rankings, due out in March, which show some upsets among the top-five ranked brokerages. HW Media articles related to this episode Judge strikes down Oregon love letter ban RealTrends 500 Agent Rankings Check out the RealTrending podcast: RealTrends: https://www.realtrends.com/category/podcasts/ Apple Podcasts: https://podcasts.apple.com/us/podcast/realtrending/id1201340557
Mar 7, 2022
How is the U.S. economy affected by war in Ukraine?
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the situation in Ukraine and how that is affecting bond yields and mortgage rates. The two also discuss the recent jobs report and whether the U.S. is close to a recession. HW Media articles related to this epiosde: Mortgage rates decline to 3.76% amid Ukraine conflict - HousingWire Despite 3-month slump, pending home sales look just right - HousingWire Even with blow-out jobs report, mortgage rates still falling
Mar 4, 2022
How lenders are diversifying for the purchase market
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the drop in mortgage rates and what can be learned from the earnings of the last big lenders to report: UWM and Finance of America. The two also discuss what is happening with real estate brokerage Compass. HW Media articles related to this episode: Mortgage rates decline to 3.76% amid Ukraine conflict UWM's profits fall 54% in 2021 despite record production Finance of America asks investors to look beyond traditional mortgage We read Compass's 10K so you don't have to
Mar 3, 2022
A social post about appraisal bias prompts action
On today’s episode, Editor in Chief Sarah Wheeler sits down with Senior Mortgage Reporter Georgia Kromrei to talk about interest rates and how they’re being affected by the opposing forces of rising inflation versus a flight to safety into Treasury bonds. The two also discuss the latest news on appraisal bias, including a social post that caught the eye of Rep. Maxine Waters.
Mar 2, 2022
A look at the most innovative companies in housing
On today’s episode, Editor in Chief Sarah Wheeler talks with HW+ Managing Editor Brena Nath about the Tech100 winners featured in the March edition of HousingWire Magazine. The two discuss the companies in mortgage and real estate that won the prestigious award as well as the difference between tech innovation and disruption.
Mar 1, 2022
Opendoor vs Offerpad: why is only one profitable?
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Matthew Blake about fourth-quarter earnings for iBuyers OpenDoor and Offerpad. The two discuss the differences between the two companies’ models and how that made such a difference in their profits. They also discuss eXp earnings and how other brokerages fared.
Feb 28, 2022
How the war in Ukraine could affect mortgage rates
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the Russian invasion of Ukraine could affect global yields and mortgage rates in the U.S. The two also talk about new home sales and Logan’s recession model, including which economic factors are causing him to raise recession red flags.
Feb 25, 2022
A whole new understanding of referral relationships
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about what lenders are doing to grow in a purchase market. New referral relationships can happen anywhere, apparently, from the traditional kids’ soccer game to the very nontraditional gentleman’s club. The two also discuss the specific moves by Homepoint to adjust to purchase as outlined in their fourth-quarter earnings.
Feb 24, 2022
Lenders weigh risk of targeted lending programs
On today’s episode, Editor in Chief Sarah Wheeler sits down with Senior Mortgage Reporter Georgia Kromrei to discuss the efforts by regulators to encourage lenders to develop special-purpose lending programs — and why that is fraught with peril for lenders. The two also discuss the FHFA’s new inspector general and Freddie Mac’s new program for accepting direct deposit information for income verification.
Feb 23, 2022
Why are reverse mortgage complaints increasing?
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the increased complaints about reverse mortgages to the Consumer Financial Protection Bureau, the controversy over FHA’s role in reverse servicing, and how reverse lender AAG has branched out with marketing through TikTok.
Feb 22, 2022
The Money Source on the state of the subservicing
On today’s sponsored episode, Malessa Smith, managing editor of content solutions at HousingWire is joined by Linda Case, the SVP loan administration at The Money Source. They discuss the current state of subservicing and the intricacies of service transfers.
Feb 21, 2022
Logan Mohtashami on inventory and existing home sales
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the most recent reports on housing permits and existing home sales, both of which beat estimates. The two also discuss bond yields, mortgage rates, and whether housing is really 20% overbuilt.
Feb 18, 2022
Real estate brokerages in this uber-competitive market
On today’s episode, Editor in Chief Sarah Wheeler talks with HousingWire Managing Editor James Kleimann about mortgage rates and what lenders are doing to grow in a challenging purchase market. They also discuss how real estate brokerages are faring during this time, covering Compass earnings, Redfin’s brokerage model and the fight between Keller Williams and eXp.
Feb 17, 2022
Why did the Senate block FHFA, Fed nominees?
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire Mortgage Reporter Georgia Kromrei about the recent earnings reports from the GSEs, breaking down some of the highlights from Fannie Mae’s and Freddie Mac’s reports. Kromrei also unpacks why Senate Republicans recently blocked a committee vote on five nominees, including the re-nomination of Federal Reserve Chair Jerome Powell and Federal Housing Finance Agency (FHFA) Acting Director Sandra Thompson.
Feb 16, 2022
A preview of the “Big Four” earnings
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire Real Estate Reporter Brooklee Han, as she discusses the earnings reports for three of the “Big Four” title insurers. During the episode, Han not only talks about the surge in M&A activity for title insurers but also discusses how these companies plan to overcome some of the challenges that stem from the shift to a purchase-driven market.
Feb 15, 2022
The booming real estate industry
On today’s episode, Brena Nath talks with RealTrends Editorial Director Tracey Velt about some of the latest trends she has been watching, including the latest real estate technology innovations. She also touches on the upcoming RealTrends rankings and insights from last year’s rankings.
Feb 14, 2022
Logan Mohtashami on why mortgage rates need to rise
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire Lead Analyst Logan Mohtashami, as they unpack his latest article that digs into Fannie Mae’s Home Purchase Sentiment Index. During the interview, Mohtashami explains where people often go wrong when reading the survey results, thinking that nobody wants to buy a home. He also dives into the latest jobs report and how it impacts bond yields.
Feb 11, 2022
The UWM broker war
On today’s episode, HW+ Managing Editor Brena Nath talks with HousingWire’s Managing Editor James Kleimann to discuss the latest updates on the UWM broker war saga. The episode touches on UWM’s initial announcement a year ago that it will no longer partner with brokers who also work with Rocket Mortgage and Fairway Independent Mortgage. He also shares how the wholesale lender is making good on its threat to take legal action against partnering broker shops that also send business to Rocket Mortgage and Fairway Independent Mortgage.
Feb 10, 2022
Inside the Keller Williams and eXp court room battle
On today’s episode, HW+ Managing Editor Brena Nath talks with Senior Real Estate Reporter Matthew Blake to hear about his latest coverage, including his breaking news this week on the court’s decision to block ex-Keller CEO from joining eXp. During the episode, Blake explains why the court’s decision is so unique and gives an update on the other top court cases happening in the real estate space.
Feb 9, 2022
What's happening in the secondary market?
Mortgage Reporter Bill Conroy about the latest happenings in the secondary market. From home-equity investment pioneer Unison jumping into the secondary market to mortgage servicing rights being in high demand right now, Conroy breaks down the current market appetite for these topics and what this means for the housing industry.
Feb 8, 2022
How are servicers navigating the end of forbearance?
On today’s episode, RealTrends Editorial Director Tracey Velt talks with HW+ Managing Editor Brena Nath about the release of the February 2022 HousingWire Magazine issue, the first issue of the year. Focusing on the biggest trends to watch, the issue unpacks what’s happening in the servicing space and the biggest challenges heading into the New Year, along with what this means for compliance and regulation
Feb 7, 2022
Logan Mohtashami on the jobs report and bond yields
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest jobs report, which beat expectations. In addition, Mohtashami also recaps what to expect from the 10-year yield and mortgage rates.
Feb 4, 2022
It’s earnings season: how are newly public lenders faring?
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about earnings season and how lenders are faring as refi volume falls. The two also discuss the profitability of title companies and the challenges homebuilders are facing.
Feb 3, 2022
Calabria sought bonus for Fannie Mae exec
On today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Georgia Kromrei about the Fannie Mae executive that FHFA Director Mark Calabria wanted to give a $250K bonus to, and the feedback that consumer and mortgage industry leaders gave to FHA on its draft defect taxonomy.
Feb 2, 2022
The future of real estate in the metaverse
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, the editorial director at RealTrends, about the trend toward real estate in the metaverse as well as cryptocurrency being used in luxury real estate.
Feb 1, 2022
Relocation trends and the Michael Arrington doxxing saga
On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han on the real estate stories she’s covering, including the latest on the relocation trend, what’s happening in unlikely hot housing markets like Columbus, Ohio, and the doxing saga involving the Miami mansion of TechCrunch Co-Founder Michael Arrington.
Jan 31, 2022
Logan Mohtashami on home sales and the 10-year yield
In today’s episode, Editor in Chief Sarah Wheeler interviews Lead Analyst Logan Mohtashami about the latest new home sales report and what it means for 10-year bond yields to stay below 2%. The pair also discuss how the economies of Japan and Germany might have more effect on the U.S. housing market than you think.
Jan 28, 2022
What happened this week with UWM, Rocket, Caliber and Stearns
In this edition of HousingWire Daily, HousingWire managing editor James Kleimann joins Sarah Wheeler to give a weekly wrap-up of just some of the great stories coming out of the HW Media newsroom. The pair discuss a number of topics including mortgage rates, UWM’s unveiling of appraisal credits for borrowers, and Caliber’s CEO stepping down.
Jan 27, 2022
Reverse mortgage industry still hampered by reputation
In this episode, Reverse Mortgage Daily Editor Chris Clow joins Editor in Chief Sarah Wheeler to discuss how the reverse mortgage industry is still battling dated perceptions of its value to seniors and how that plays out in state regulations.
Jan 26, 2022
First Guaranty Mortgage Corporation on non-QM in 2022
Today’s episode is a sponsored episode brought to you by First Guaranty Mortgage Corporation. The episode is hosted by HousingWire’s managing editor of Content Solutions, Maleesa Smith, and features First Guaranty Mortgage Corporation’s Paul Jones, SVP of non-QM production and development, as well as Tom Davis, EVP and head of TPO production. During the episode, Jones and Davis share their outlook for the year ahead and how you can bring non-QM to your 2022 lending strategy.
Jan 25, 2022
The ESG market starting to see momentum
In today’s episode, Editor in Chief Sarah Wheeler talks with Senior Mortgage Reporter Bill Conroy about investor interest in the ESG market, the incredible number of new private-label securitization deals so far this year, and Freedom Mortgage’s dominance of the MSR market.
Jan 24, 2022
Logan Mohtashami on bond yields and mortgage rates
In today’s episode, Editor in Chief Sarah Wheeler interviews Lead Analyst Logan Mohtashami on what’s happening in the bond market and how that affects mortgage rates. Mohtashami also discusses what to make of the most recent existing home sales and housing starts reports.
Jan 21, 2022
Mortgage LOs get slapped with fines over continuing ed
In today’s episode, Editor in Chief Sarah Wheeler interviews Senior Mortgage Reporter Georgia Kromrei on the week’s hottest stories, including the punishment regulators gave LOs for faking continuing ed credits, new recommendations for Duty to Serve plans from the GSEs, the change in desktop appraisals and more!
Jan 20, 2022
zavvie CEO on industry disrupters and the future of real estate
What kinds of disruptors should we start to expect in a constantly evolving real estate industry? In this episode of HousingWire Daily, we’re featuring a crossover with the RealTrending podcast, where RealTrends Editorial Director Tracey Velt sits down with Lane Hornung, the CEO and founder of 8Z Real Estate and proptech company zavvie to discuss the future of real estate and how brokerages should seek to adapt.
Jan 19, 2022
Is NAR a monopoly? This antitrust nonprofit thinks so
Last week, lawyers for PLS.com and the National Association of Realtors had oral arguments in front of a 9th Circuit Court of Appeals panel about whether NAR’s ban on pocket listings, which are listings not posted on the Multiple Listings Service, violates antitrust law. PLS.com claimed that their product – high-end listings strewn across the country – was effectively ruined by NAR requiring its 1.5 million members to post on the MLS. PLS.com’s case was dismissed by a lower court, but the company’s appeal drew interesting allies . One is the U.S. Justice Department, which filed an amicus brief arguing that the lower court erred. Another is the Washington-based American Antitrust Institute. The author of that brief, Laura Alexander, vice president of policy for the group, declared that NAR is a monopoly. Whether it is a monopoly harmful to society, Alexander said, should not be judged just on how home sellers and buyers are impacted but real estate agents in general. Alexander expounded on her arguments for today’s episode of HousingWire Daily. She also discussed with HousingWIre real estate reporter Matthew Blake why NAR is feeling the heat now, and what will come of the multi-pronged legal scrutiny against the trade group.
Jan 18, 2022
How our Tech Trendsetters are driving ROI and growth
Technology plays a larger role than ever in real estate and mortgage, and the HousingWire Tech Trendsetters recognizes leaders in technology across the housing industry. In this episode of HousingWire Daily, Editor in Chief Sarah Wheeler talks with HW+ Managing Editor Brena Nath about this year’s Tech Trendsetters and the tech themes that are new this year.
Jan 17, 2022
Logan Mohtashami talks inventory and housing demand
Housing inventory is at all-time lows as we gear up for the spring homebuying season. In this episode of Housing Wire Daily, Lead Analyst Logan Mohtashami joins Editor in Chief Sarah Wheeler to discuss the current inventory crisis and what, if anything, can slow down housing demand.
Jan 14, 2022
The end of Stearns Wholesale plus one very hot NY market
In this episode of HousingWire Daily , Editor in Chief Sarah Wheeler sits down with three of our reporters to talk about a wide range of topics, from Guaranteed Rate’s decision to close Stearns Wholesale to the non-QM lenders who are hiring and the very hot housing market of Rochester, New York.
Jan 13, 2022
Real estate M&A, shakeups and commission drama
The last week has seen a flurry of big real estate news. In this episode of HousingWire Daily, Editor in Chief Sarah Wheeler interviews Tracey Velt, editorial director at RealTrends, about real estate M&A, the shakeup in leadership at RE/MAX, the drama over buyer agent commissions, and more.
Jan 12, 2022
Douglas Elliman CEO on why the company is on its own
One of real estate’s biggest stories of the new year is that luxury real estate group Douglas Elliman has broken off from the Vector Group and is now its own publicly-traded company. For this episode of HousingWire Daily, Douglas Elliman CEO Scott Durkin spoke with HousingWire real estate reporter Matthew Blake about the luxury brokerage’s decision to break away from Vector, whether Wall Street properly values brokerages, and life for real estate agents amid Omicron.
Jan 11, 2022
Economist predictions for inventory, mortgage rates in 2022
Even while COVID variants affect everything from school closings to supply chains, demand for housing remains unabated. In a rapidly changing environment, what should those in real estate and mortgage expect as far as housing inventory, mortgage rates, home prices and more? In this episode of HousingWire Daily, Editor in Chief Sarah Wheeler and HW+ Managing Editor Brena Nath discuss articles by economists in our forecast series that tackle these issues.
Jan 10, 2022
Logan Mohtashami on the jobs report and mortgage rates
Last week’s jobs report missed estimates, but the overall picture is still very positive, with total unemployment at 3.9%. In this episode of HousingWire Daily, Lead Analyst Logan Mohtashami joins Editor in Chief Sarah Wheeler to discuss the jobs report and the significance of having both the unemployment rate and mortgage interest rates under 4%.
Jan 7, 2022
FHFA raises fees and rejects GSEs' Duty to Serve plans
After a quiet holiday period the FHFA announced big news this week for those in mortgage. On Wednesday they hiked fees for high-balance and second-home loans sold to Fannie Mae and Freddie Mac, then rejected the long-awaited Duty to Serve plans from the GSEs. In this episode of HousingWire Daily, Senior Mortgage Reporter Georgia Kromrei joins Editor in Chief Sarah Wheeler to discuss the news out of D.C. this week and how that impacts mortgage lending.
Jan 6, 2022
Ryan Serhant on iBuying and the future of real estate teams
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at RealTrends , interviews Ryan Serhant, the founder of New York-based brokerage SERHANT. and the star of Bravo’s “Million Dollar Listing: New York” and “Sell it Like Serhant.” Serhant came on the show to give his opinion on the iBuyer business model, discuss the future of real estate teams, and dispel any misconceptions that people might have about his brokerage.
Jan 5, 2022
Demystifying home pricing models with Lee Kennedy
For this week’s episode of Houses in Motion, which is part of HousingWire Daily, the founder of AVM testing company AVMetrics Lee Kennedy spoke with HousingWire real estate reporter Matthew Blake about the capabilities, limitations, and necessity of AVMs, as well as the complex data that goes into making decisions.
Jan 4, 2022
The 2022 landscape for lenders and servicers
What’s 2022 got in store for those in origination and servicing? We unpack the uncertain future on today’s HousingWire Daily with guest Brena Nath, managing editor of HW+. In this episode of HousingWire Daily , Nath joins Editor in Chief Sarah Wheeler to discuss the predictive articles in the January issue of HousingWire magazine , which includes experts like the MBA’s Marina Walsh on the possibility of LO layoffs and what the latest forbearance exits mean for servicers.
Jan 3, 2022
Logan Mohtashami on the good, bad and excellent housing market of 2021
Housing demand soared in 2021, putting upward pressure on home prices as homebuyers competed for scarce inventory. But Logan Mohtashami, HousingWire’s lead analyst, doesn’t think the run-up in prices means we’re due for a housing crash. In this episode of HousingWire Daily , Mohtashami joins Editor in Chief Sarah Wheeler to outline what was good, bad and actually excellent about the housing market in 2021. The two discuss Mohtashami’s 2021 end-of-year recap of the housing market, as well as his housing market forecast for 2022.
Dec 23, 2021
Compass CEO Robert Reffkin on growth, agent productivity
This episode of HousingWire Daily is a crossover with RealTrending and features an interview with Robert Reffkin, the CEO of Compass. Reffkin looks back on Compass’ growth over the past decade and shares what he thinks will be the driving force behind the company moving forward, including a more agent-focused approach and the development of more core services. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch.
Dec 22, 2021
Ken Johnson on the 2022 COVID real estate market
The year 2021 is ending with the news that COVID infections are, again, on the rise nationally. What this means for real estate is more of the same, said Ken Johnson, a real estate economist at Florida Atlantic University , and that’s not a good thing. On this episode of Houses in Motion, part of HousingWire Daily , Johnson discussed with HousingWire Real Estate Reporter Matthew Blake that the public’s and government response to COVID could mitigate plans to increase mortgage interest rates. Also, the construction of new inventory could further stall.
Dec 21, 2021
What's next for private label market?
Private label securitizations were on fire this year. Helped along early in 2021 by a GSE cap on investment properties, the private label market saw huge year-over-year increases. In today’s episode of HousingWire Daily , HousingWire Editor in Chief Sarah Wheeler interviews Senior Mortgage Reporter Bill Conroy, who covers the secondary mortgage market for HousingWire, on the rise of the private label market, the new conforming loan limits , and a recent report by Kroll Ratings on risky loan-review practices.
Dec 20, 2021
Logan Mohtashami on his 2022 forecast
In this episode of HousingWire Daily, HousingWire Editor in Chief Sarah Wheeler interviews Lead Analyst Logan Mohtashami on his 2022 forecast , discussing what we can expect over the next year and what has surprised him most as he looks at the data from last year. Mohtashami is one of the few experts predicting mortgage rates could actually go lower in 2022 based on the 10-year yield. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch.
Dec 17, 2021
A look at Knock's reversed pay cut decision and LO layoffs
Over the last several weeks we’ve seen layoffs of mortgage loan officers and other staff at Freedom Mortgage and Interfirst Mortgage, as well as a complete PR nightmare that resulted from Better.com laying off 900 staff members on a Zoom call. This week, Senior Mortgage Reporter Matthew Blake wrote about how Knock, a power buyer, announced it was going to cut LO salaries on Tuesday, then reversed course after hearing from its staff. On this episode of HousingWire Daily Editor in Chief Sarah Wheeler interviews Blake about his reporting on the Knock story and what it might mean in the context of a quickly changing home-buying landscape.
Dec 16, 2021
What's Next in Data & Analytics: Borrower Retention and More
Today’s HousingWire Daily features another episode of the Preparing for What’s Next miniseries, sponsored by Black Knight and hosted by Managing Editor of Content Solutions Maleesa Smith. In today’s episode, Smith is joined by Julian Grey, executive vice president of Mortgage & Capital Markets Product Management at Black Knight, to conclude the miniseries and discuss what is next across multiple facets of the housing industry.
Dec 15, 2021
Manhattan merger mystery: A conversation with Frederick Peters
Frederick Peters started in real estate in 1980, and he began managing the family business, the Warburg Peters brokerage, in 1991. But New York real estate’s days of old - property listings written on file cards, agents tipping doormen to generate leads - has changed, and with it Peters’ brokerage. Realogy-owned Coldwell Banker bought the brokerage in October. Peters said his agents could not keep up with competitors absent the merger. For this episode of Houses in Motion, a podcast miniseries that is part of HousingWire Daily , HousingWire real estate reporter Matthew Blake interviewed Peters about his thoughts and feelings behind the merger, and what has changed in New York City real estate.
Dec 14, 2021
Opendoor's Christy Schwartz on going public during COVID
Today’s episode of HousingWire Daily continues our Women of Influence series and features an interview with Christy Schwartz, the chief accounting officer at Opendoor. Schwartz joined us on the show today to discuss her role at Opendoor and how she found herself in the industry. Additionally, she shares a glimpse behind the scenes of Opendoor’s going public last year and some of the unexpected things about doing the entire process remotely.
Dec 13, 2021
Logan Mohtashami talks housing supply and inflation growth
Today’s HousingWire Daily continues the Rundown miniseries, hosted by HousingWire’s Editor-in-Chief Sarah Wheeler and featuring Lead Analyst Logan Mohtashami. In this episode, Mohtashami discusses homebuilders and the all-time lows in housing inventory. Mohtashami also discusses inflation growth and how the Federal Reserve’s efforts to cool down the economy will impact mortgage rates. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.
Dec 10, 2021
Reggora’s Brian Zitin on 2022’s appraisal outlook
Today’s HousingWire Daily features a sponsored Reggora episode, hosted by HousingWire’s managing editor of Content Solutions, Maleesa Smith. In today’s episode, Smith is joined by Brian Zitin, CEO and co-founder of Reggora, to discuss what 2022 has in store for appraisals. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.
Dec 9, 2021
What’s Next in Real-Time Data & Analytics
Today’s HousingWire Daily features another episode of the Preparing for What’s Next miniseries, sponsored by Black Knight and hosted by Managing Editor of Content Solutions Maleesa Smith. In today’s episode, Smith is joined by Michael Saccento, senior director of product management, advisory & data science products at Black Knight, as well as Richard Lombardi, senior vice president of data strategy & innovation at Black Knight, to discuss what the future holds for real-time data and analytics.
Dec 8, 2021
An interview with Hoby Hanna: a titan of rust belt real estate
For this episode of Houses in Motion, a podcast series that is part of HousingWire Daily , real estate reporter Matthew Blake interviewed Howard “Hoby” Hanna IV, grandchild of the founder of Howard Hanna Real Estate Services , a brokerage founded in Pittsburgh 64 years ago. They discuss the current level of competition in real estate, and operating a modern brokerage and Hanna was candid about where his brokerage, a private company, generates revenue and how it manages costs and operations of its marketing and technology.
Dec 7, 2021
HomeLight's Vanessa Famulener on the future of cash offers
Today’s episode of HousingWire Daily continues our Women of Influence series and features an interview with Vanessa Famulener, the president of homes at HomeLight. During the interview, Famulener discusses what she and her team at HomeLight plan to do with its new $363 million funding round and how it found success in its cash offer program launch. Additionally, she shares her thoughts on where home prices, competition, and bidding wars are heading as the market moves into a new year.
Dec 6, 2021
Logan Mohtashami on jobs data and the bond market
Today’s HousingWire Daily continues the Rundown miniseries, hosted by HousingWire’s Editor-in-Chief Sarah Wheeler and Lead Analyst Logan Mohtashami. In this episode, Mohtashami discusses what the jobs data, changes in the bond market, and the Omicron variant could mean for housing. Mohtashami also explains why he doesn’t expect mortgage rates to rise in 2022, and why he’s raised his first recession warning flag. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.
Dec 2, 2021
Tommie Wehrle on making a more diverse and inclusive brokerage
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at RealTrends , a HousingWire sister company, interviews Tommie Wehrle, who is the co-chair of the LGBTQ+ REALPRIDE Realogy employee group, a Coldwell Banker Realty instructor and broker-associate, and member of the LGBTQ+ Real Estate Alliance. During the episode, Wehrle discusses some of the common issues encountered when serving the LGBTQ+ community and how to combat them by building a more inclusive and diverse brokerage team.
Dec 2, 2021
What’s next for valuations
Today’s HousingWire Daily features another episode of the Preparing for What’s Next miniseries, sponsored by Black Knight and hosted by Managing Editor of Content Solutions, Maleesa Smith. In today’s episode, Smith is joined by Mike Sklarz, managing director of the collateral analytics division of Black Knight, and Damien Weldon, vice president of real estate analytics at Black Knight, to discuss what’s next in the valuations space.
Dec 1, 2021
Ribbon CEO on prizing cash offers and the future of real estate
What shifts happening in real estate today will change how homes are bought and sold? And which disruptions will be forgotten five years from now? For this episode of Houses in Motion, part of HousingWire Daily , HousingWire real estate reporter Matthew Blake posed those questions to Shaival Shah, the CEO of Ribbon , a New York City company that, up to now, has been giving cash loans to prospective homebuyers in half-a-dozen southern states. Ribbon is a “power buyer,” meaning that they facilitate a consumer making a cash offer on a home. Shah contends that cash consistently stands out to sellers weighing offers. Ribbon’s business model raises a few big-picture questions. One, will we continue into the indefinite future with a high-demand real estate market that requires extraordinary measures like an all-cash offer? Also, is Shah right that there is a growing legion of single-family home investors hoarding inventory? And where do traditional intermediaries, namely the real estate agent, fit into Ribbon’s plans?
Nov 30, 2021
Logan Mohtashami on Omicron and pending home sales
Today’s HousingWire Daily continues the Rundown miniseries, hosted by HousingWire’s editor-in-chief Sarah Wheeler and lead analyst Logan Mohtashami. In this episode, Mohtashami discusses how the new COVID variant, Omicron , will impact inflation and whether or not it will send mortgage rates lower. Mohtashami also discusses his HW+ article that examines the latest pending home sales report that shows a big beat of estimates. According to him, we can officially label the 2021 housing crash bears as even worse than the 2020 housing crash bears. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted and produced by Alcynna Lloyd and Elissa Branch.
Nov 29, 2021
Fannie Mae’s Steve Holden on helping renters become homeowners
Today’s HousingWire Daily features a sponsored Fannie Mae episode, hosted by HousingWire’s managing editor of Content Solutions Maleesa Smith. In today’s episode, Smith is joined by Steve Holden, Vice President of Single-Family Analytics at Fannie Mae, to discuss what lenders can do to help more renters become homeowners. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.
Nov 24, 2021
What’s next for the maligned real estate appraiser?
The twofold problems with residential real estate appraisers have become well-established . One is an array of well-publicized stories of appraisers undervaluing a home because the homeowner is Black. The other, arguably related issue, is that the ranks of U.S. appraisers are perilously thin and the profession is dominated by white men, whose average age is 61, according to the Appraisal Institute. In this episode of Houses in Motion, a series that is part of the HousingWire Daily podcast lineup, St. Petersburg, Florida-based appraiser Francois “Frank” Gregoire discusses both these issues, but also dives into specifics about what professional appraisal organizations, the federal government, and individual appraisers can do to address them. This podcast gets into the weeds at times with, for example, how someone becomes qualified to become an appraiser, and how those standards may change. But these are the specific discussions that will shape appraisers’ future relevance in a housing transaction.
Nov 23, 2021
Katie Johnson on NAR’s mission to educate homebuyers
Today’s episode of HousingWire Daily continues our Women of Influence series and features an interview with Katie Johnson, the chief member experience officer and general counsel at the National Association of Realtors. During the interview, Johnson talks about her start in the real estate industry and her surprising path to the NAR general counsel after only six years at the organization. She also shares her teams’ COVID-19 preparedness response and their efforts to demystify NAR’s professional services for homebuyers.
Nov 22, 2021
Logan Mohtashami on existing home sales, mortgage rates
Today’s HousingWire Daily begins the Rundown miniseries, hosted by HousingWire’s editor-in-chief Sarah Wheeler and lead analyst Logan Mohtashami. In this episode, Mohtashami discusses his latest HW+ article that examines the National Association of Realtors’ existing home sales report that indicates sales grew 0.8% in October. According to Mohtashami, this growth is above his trend sales peak of 6.2 million, meaning existing home sales are now outperforming as demographics remain strong in 2021. The discussion also includes insight on changes in the real estate market over the last week and how they impact housing on a macro level. Mohtahsimi examines inflation, inventory, and shares his predictions on how mortgage rates will behave in 2022. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.
Nov 18, 2021
Steve Murray on China's real estate crisis
Today’s HousingWire Daily features a crossover episode with RealTrends’ podcast RealTrending , which showcases the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses the real estate crisis in China and the implications it could have for the U.S. real estate industry and governmental regulations. He also shares some of the recent innovations in financing services and, additionally, how relationships are still the driving force behind the housing industry.
Nov 18, 2021
What’s next in the post-forbearance landscape
Today’s HousingWire Daily features another episode of the Preparing for What’s Next miniseries, sponsored by Black Knight and hosted by Assistant Editor of Content Solutions Jordan White. In today’s episode, White is joined by Andy Walden, Vice President of market research at Black Knight, and Conrad Ficca, Vice President of Loan Data Products, also known as McDash, to discuss what’s coming next as borrowers leave forbearance.
Nov 17, 2021
A look inside NAR’s annual conference
This past week the National Association of Realtors held their annual conference , taking over the elephantine San Diego convention center for six days, 200 sessions, and a debate on everything from the right customer relationship management system to racism in housing to how to best deal with U.S. Justice Department antitrust officials. This week's episode of Houses in Motion, part of HousingWire Daily , features an interview with Lisa Dunn, of Laurel Real Estate Resources in Rancho Santa Margarita, California, who was at the conference from start to finish and is one of the 1.54 million-strong organization’s 800-plus board members. HousingWire real estate reporter Matthew Blake spoke with Dunn on the conference’s penultimate day about the topics being discussed in the convention, including changes in NAR committee structures and MLS information transparency.
Nov 16, 2021
Experts on how eClosing is transforming mortgage lending
Today’s HousingWire Daily features a roundtable discussion on how the eClose explosion is reshaping the mortgage experience for lenders, hosted by HousingWire’s webinar manager Allision LaForgia. The conversation features Craig Focardi, the senior analyst of banking at Celent, Shane Westra the chief product officer at SimpleNexus, and Matt Hansen, the chief information officer at Celebrity Home Loans.
Nov 15, 2021
Radian's Jill Cadwell talks decision engines, lender woes
Today’s HousingWire Daily features a crossover with the Housing News podcast, where HW+ Managing Editor Brena Nath interviews the senior vice president of settlement services operations at Radian, Jill Cadwell . During the episode, Cadwell discusses automated decision engines within the mortgage industry and, additionally, some of the challenges and pain points for lenders amid the pandemic.
Nov 12, 2021
Sherry Chris on market proofing your real estate business
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at HW Media Company RealTrends , interviews Sherry Chris, the CEO and president of Realogy Expansion Brands, which includes Better Homes and Gardens Real Estate and ERA Real Estate. During the interview, Chris discusses the one-stop shop brokerage model and some of the things that brokerages can do to help counter margin compression. She also shares how to shield your real estate business in a changing market.
Nov 11, 2021
What’s next in origination: Rate movements
Today’s HousingWire Daily is the second episode of the Preparing for What’s Next miniseries, sponsored by Black Knight and hosted by Assistant Editor of Content Solutions Jordan White. In today’s episode, White is joined by Andy Walden, vice president of market research at Black Knight, and Brennan O’Connell, data solutions manager for Black Knight’s Secondary Marketing Technologies division. Walden and O’Connell discuss what’s next in mortgage origination and the current transition to an equity-centric housing market. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.
Nov 10, 2021
Michael Neal talks Black homeownership gap and AVMs
Why are homes owned by white people valued more than homes owned by Black people? For this week’s Houses in Motion, a podcast miniseries part of HousingWire Daily , HousingWire’s real estate reporter Matthew Blake spoke with Michael Neal. Neal is a researcher at the Urban Institute, who has extensively studied not just the racial homeownership gap but the racial valuation gap. Neal also discussed the nuts and bolts of valuation models themselves. Our conversation, for example, touched on the valuation model that Zillow attempted to use for the iBuying program it is winding down.
Nov 9, 2021
Habitat for Humanity's Adrienne Goolsby on affordable housing
Today’s episode of HousingWire Daily continues our Women of Influence series and features an interview with Adrienne Goolsby, the Senior Vice President for U.S. and Canada operations for Habitat for Humanity International. Goolsby joined us on the show to discuss her team's work to ensure long term affordable housing in a post-pandemic world During the interview, she talks about Habitat for Humanity’s initiatives to help people across the globe secure safe housing, including programs like Veterans Build and Aging in Place. She also shares some of the ways that people can aid in Habitat for Humanity’s mission to help people.
Nov 4, 2021
Steve Murray on standing out in a segmented market
Today’s HousingWire Daily features a crossover episode with RealTrends' podcast RealTrending , which showcases the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor,and industry stalwart, discusses the increased amount of competition among productive agents due to market segmentation. Murray also discusses brokerage culture and shares an update on the mergers and valuations market. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com
Nov 4, 2021
Ken Johnson on renting in a hot housing market
When do prices in a market rise so fast that they become detached from a home’s “true” value? That’s something Ken Johnson, a long-time real estate professor at Florida Atlantic University, has been studying of late. Johnson compiles a monthly list of markets that he views as overvalued with places like Boise, Idaho, and Ogden, Utah ranking high on the list. Johnson argues that in some of the most overvalued markets, people are better off renting Johnson joined the Houses in Motion podcast on HousingWire Daily to discuss how an overvalued market is determined and when might be a good time for homebuyers to rent, and real estate agents to cool their heels. He argues that in some of the most overvalued markets, people are better off renting. Johnson also spoke with HousingWire reporter Matthew Blake about his time as an agent in the pre-Internet era, and changes in sales commissions over the years.
Nov 4, 2021
What’s Next in Housing: Inventory, Prices, Affordability & Interest Rates
Today’s HousingWire Daily kicks off the first episode of the Preparing for What’s Next miniseries, sponsored by Black Knight and hosted by Assistant Editor of Content Solutions, Jordan White. In today’s episode, White is joined by Andy Walden, vice president of market research at Black Knight, and Mike Sklarz, managing director of the Collateral Analytics division, part of Black Knight. Walden and Sklarz discuss the future of the housing market and what’s next in housing inventory, prices, affordability, and interest rates. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.
Nov 3, 2021
Logan Mohtashami on Zillow's imploding ibuying business, home prices
In today’s HousingWire Daily , HousingWire’s editor in Chief Sarah Wheeler and Lead Analyst Logan Mohtashami discuss how Zillow’s model crushed its iBuying business. Mohtahsami also discusses his recent HW+ article that claims despite the COVID-19 crisis, American household balance sheets look the best they have in years, meaning home prices may not decline for a while. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com.
Nov 2, 2021
NAN’s Joni Pilgrim on remote appraisals
Today’s episode of HousingWire Daily continues our Women o f Influence series and features an interview with Joni Pilgrim, the CEO and co-founder of Nationwide Appraisal Network. Pilgrim joined us on the show today to discuss her work as a HousingWire Women of Influence and what Nationwide Appraisal Network is doing as a leader in the industry. She also shares some of the biggest challenges facing the appraisal industry at large, including combating racial bias in the appraisal process and balancing the needs of remote clients.
Nov 1, 2021
Brian Zitin and Jonathan Corr on the future of appraisals
Today’s HousingWire Daily features a roundtable discussion on whether or not appraisals are the next big opportunity in mortgage fulfillment. During this conversation, Brian Zitin, the Co-Founder and CEO of Reggora, and Jonathan Corr, the former President and CEO of Ellie Mae, also discuss how appraisals are evolving and why lenders should be thinking about valuation right now. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch.
Oct 28, 2021
Carol Dujanovich on HUD’s housing counseling committee
Today’s HousingWire Daily features a crossover episode with the RMD Podcast , a monthly podcast covering hot topics in the reverse mortgage industry hosted by Chris Clow, editor at Reverse Mortgage Daily . The episode features an interview with Carol Dujanovich, the Vice President of Operations at Michigan-based 1st Nations Reverse Mortgage, who was recently appointed to the United States Department of Housing and Urban Development’s Housing Counseling Federal Advisory Committee. Dujanovich sits down with Clow to discuss the significance of the appointment and what the committee will aim to achieve under HUD Secretary Marcia Fudge.
Oct 28, 2021
Which core segments of brokerage make the most money
In this week’s RealTrending crossover episode, Tracey Velt, editorial director at HW Media Company RealTrends , interviews Chris Kelly and Christian Wallace. Kelly is the president and CEO of Ebby Halliday Companies, which is part of Berkshire Hathaway HomeServices of America in Texas. Wallace is the head of the New York-based Better real estate group. This interview with Kelly and Wallace was originally featured in a panel at the recent HousingWire Annual event and focuses on the evolution and importance of core services for real estate brokerages.
Oct 27, 2021
RESPA for dummies
For this episode of Houses in Motion, a podcast miniseries that is part of HousingWire Daily , we spoke with Holly Spencer Bunting, who is a compliance attorney at Mayer Brown where she represents mortgage companies. She shares a detailed guide to understanding RESPA, its history, and its current importance amid a surge of new joint ventures.
Oct 26, 2021
Snapdocs' Briana Ings on increasing industry tech adoption
Today’s episode of HousingWire Daily continues our Women of Influence series and features an interview with Briana Ings , the vice president of product at Snapdocs. Ings joined us today to discuss what goes into the new product development process and to highlight how companies can benefit from adopting new technological processes into their workflow. She also shares her experience as a woman in the industry and how Snapdocs’ creates and ensures inclusivity for its workers through employee organizations.
Oct 25, 2021
Robert Dietz on why the single-family rental market is growing
Today’s HousingWire Daily interview features an interview with Robert Dietz, Chief Economist and Senior Vice President of Economics and Housing Policy for the National Association of Homebuilders (NAHB). In this episode, Dietz explains why the market share for single-family rentals is growing despite strong homebuyer demand and discusses the NAHB’s latest Housing Market index that indicates homebuilder confidence is climbing across the nation. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com.
Oct 21, 2021
LoanMonkey president on plan to compete against top lenders
Today’s HousingWire Daily features a crossover with the Housing News podcast, where HousingWire Editor in Chief Sarah Wheeler interviews Ashwin Dayal , the president of digital mortgage lender LoanMonkey. During the interview, Dayal discusses LoanMonkey’s current business model and how he plans to compete with large lenders like Rocket and Better.com.
Oct 21, 2021
How to increase minority homeownership?
Today’s HousingWire Daily features a roundtable discussion from HousingWire’s Lunch & Learn series that looks at “Unpacking the lender’s vital role in increasing minority homeownership.” The conversation tackles the challenges and opportunities that lenders and communities face while working to increase minority homeownership and equity in housing and lending. The discussion is hosted by iEmergent CEO Laird Nossuli and features several real estate professionals, including iEmergent COO Bernard Nossuli , Homeownership Council of America President Gabe Del Rio, and National Association of Minority Mortgage Bankers of America (NAMMBA) Founder and President Tony Thompson. It also includes Jill Frondorf, SVP, Director of Operations at Fifth Third Bank and Robert Hironimus, Affordable Lending Sales Manager at Fulton Mortgage.
Oct 20, 2021
A NAR board member tells (almost) all
For this week’s Houses in Motion, a miniseries that is part of HousingWire Daily , we spoke with Lisa Dunn who is the partner/owner of Laurel Real Estate Resources in Rancho Santa Margarita, California. Dunn is also a member of the California Association of Realtors and the National Association of Realtors board. We discussed pressing issues in real estate, including disclosure of agent commission. She also shares what she expects to happen at NAR’s convention next month in San Diego.
Oct 19, 2021
Steve Murray on new brokerage models, CFPB crackdowns
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast showcasing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses the emergence of a new brokerage model and the validity behind the concerns against institutional investors. Additionally, Murray shares some of the challenges that the mortgage and title industry might face under the Biden administration’s new Consumer Finance Protection Bureau director .
Oct 18, 2021
Experts on how AI makes a difference in the mortgage process
Today’s HousingWire Daily features a roundtable discussion on “Humans versus Really Smart Machines” and what the right mix looks like to gain efficiencies in the mortgage loan manufacturing process. During this conversation, Chris Gassel, sales consultant at LBA Ware, and Joe Camerieri, executive vice president at Mortgage Cadence also define what part of AI makes a difference in the mortgage process and explain what companies should consider as they look to automate their processes. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch.
Oct 14, 2021
Grant Moon on VA loans and the challenges facing veterans
Today’s HousingWire Daily features a crossover with the Housing News podcast, where HousingWire Editor in Chief Sarah Wheeler interviews Grant Moon, the chief revenue officer at Volly and the founder of Home Captain. During the interview, Moon discusses some of the misconceptions about VA loans and shares some of the challenges that veterans regularly face when entering the homebuying process.
Oct 14, 2021
Knock.com CEO Sean Black on the transaction revolution
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at HW Media Company RealTrends , interviews the CEO and founder of Knock.com, Sean Black. Knock offers cash-buying and alternate financing options for consumers looking to buy or sell a home. During the interview, Black discusses the company's relationship with brokerages and shares his thoughts on the next wave of disruption in the real estate industry: the transaction revolution.
Oct 13, 2021
The future of one-stop-shop brokerages
This week’s Houses in Motion episode features a special interview with Tracey Velt, the editorial director at RealTrends , an HW Media Company. Houses in Motion host Matthew Blake sat down with Velt to discuss federal regulatory and antitrust concerns within the real estate industry, including the REX lawsuit against Zillow and The National Association of Realtors. They also discuss a new wave of brokerage partnerships with companies like OpenDoor and Knock and how this one-stop-shop model could affect buyers, sellers, and agents.
Oct 12, 2021
eXp's Stacey Onnen and Fee Gentry talk diversity initiatives
Today’s episode of HousingWire Daily continues our Women of Influence series and features an interview with eXp’s Stacey Onnen and Fee Gentry. Stacey is the president of U.S. Brokerage Operations and Fee is one of eXp World Holdings’ board of directors and has also helped co-found and lead several of eXp’s diversity and inclusion initiatives, including ONE eXp. During the interview, Onnen and Gentry both share their unlikely starts in the housing industry, eXp’s recent and dramatic growth, and why they think inclusivity is important for success.
Oct 11, 2021
Experts on strategies servicers should employ in 2022
Today’s HousingWire Daily features an in-depth roundtable discussion on economic and policy trends impacting servicers as well as a look ahead at strategies they should employ in 2022. During this conversation, CoreLogic’s chief economist Frank Nothaft, its senior leader of advanced delivery engines Sapan Bafna and Pete Carroll, the company’s executive of public policy and industry relations, join Meg Burns, Executive Vice President of the Housing Policy Council, and Mike Blair, Executive Vice President and Chief Operating Officer of LoanCare to also discuss what should be included in every servicer’s playbook. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch.
Oct 7, 2021
A look at Fannie Mae's Here to Help initiative
Today’s HousingWire Daily features a crossover with the Housing News podcast, where HousingWire Editor in Chief Sarah Wheeler interviews the Chief Marketing Officer at Fannie Mae, Steve James. During the episode, James talks about the company's Here to Help initiative , which provides helpful information and resources for renters and homeowners during the COVID-19 pandemic. He also shares some insight into what marketing strategies look like for a company as highly regulated as Fannie Mae, and what he thinks the future holds for GSEs.
Oct 7, 2021
CoreLogic's Selma Hepp talks affordability, home prices
Today’s episode of HousingWire Daily features an interview with Selma Hepp, the deputy chief economist at CoreLogic. Selma joins us to discuss some of the data released from CoreLogic’s most recent Home Price Insights Report, which looks at home price trends and economic forecasts. During the interview, she discusses local and national home price growth acceleration and the factors behind affordability issues for first-time homebuyers. Additionally, she explains some of CoreLogic’s forecasted home price trends for the rest of 2021 and 2022 as the market starts to cool.
Oct 6, 2021
Michael Nourmand on LA's changing real estate landscape
In this week's Houses in Motion, which is part of HousingWire Daily , we spoke with Michael Nourmand, one of the most consistent and established Beverly Hills brokers. Nourmand’s father founded Nourmand & Associates , an LA-based real estate brokerage, and Nourmand has seen firsthand the rapid changes in west Los Angeles real estate, including the influence of reality television shows and the impacts of climate change. We spoke with Nourmand about these changes, and how what happens in Beverly Hills is both relevant and irrelevant to the rest of the country’s housing market.
Oct 5, 2021
Notarize's Nicole Booth talks RON advocacy
Today’s episode of HousingWire Daily continues our Women of Influence series and features an interview with Nicole Booth, the Executive Vice President of Public Affairs at Notarize. Booth joined Notarize in 2020 and has over 15 years of experience working with governmental bodies and advocacy groups. During the interview, she shares her experience with digital inclusivity, including her advocacy for more RON legislation and adoption for consumers. Nicole also discusses her work with policy and industry relations at Notarize and shares what the past year has looked like for the fintech space.
Oct 4, 2021
Andy Walden on why improved equity positions won’t impede foreclosure starts
Today’s HousingWire Daily episode features an interview with Andy Walden, an economist and Vice President of market research for Black Knight Data & Analytics. During the episode, Walden discusses Black Knight’s most recent Mortgage Monitor report that claims despite improvements in equity positions among forbearance participants, homeowner equity alone is not enough to prevent foreclosure starts. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com.
Oct 1, 2021
Jamie Hopkins on the role of emotions in reverse mortgage decisions
Today’s HousingWire Daily features a crossover episode with the RMD Podcast , a monthly podcast covering hot topics in the reverse mortgage industry hosted by Chris Clow, editor at HW Media’s latest acquisition, Reverse Mortgage Daily . The episode features an interview with Jamie Hopkins, managing director of Carson Coaching and director of retirement research at Carson Group, as well as a member of the Academy for Home Equity in Financial Planning. In this episode, Hopkins explains why it’s hard for consumers to remove emotions when making financial decisions, as well as how the reverse mortgage industry approaches long-term care as the COVID-19 pandemic shapes the business’ future. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch.
Sep 30, 2021
The Money Source's Shayna Arrington on CFPB, Regulation X
Today’s HousingWire Daily episode features an interview with Shayna Arrington, the Chief Compliance Officer at The Money Source . Arrington sat down with HousingWire assistant editor Jordan White to discuss the current risk and compliance issues facing servicers. Additionally, the pair examine some of the CFPB’s changes to Regulation X and discuss the new Fair Debt Collection Practices Act rules that are going into effect in November.
Sep 30, 2021
Fathom CEO on why the virtual real estate model works
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at HW Media Company RealTrends , interviews the CEO and founder of Fathom Holdings, Josh Harley. Harley discusses Fathom’s recent growth and its going public over the past year, as well as plans to create a comparable industry-friendly service like Zillow. He also shares his thoughts on some of the biggest misconceptions surrounding Fathom’s virtual business model.
Sep 29, 2021
Ryan Gorman on why real estate brokerages still matter
Today’s episode of Housing Wire Daily features Ryan Gorman , the CEO and President of Coldwell Banker, one of the most venerable and recognizable brokerages in the country. It’s also a brokerage that is facing litigation over agent’s pay structure and competing with Compass and several other outfits that offer increasingly favorable commission splits to agents. In this episode of our Houses in Motion series, Gorman spoke with Matthew Blake, senior real estate reporter for HousingWire, about the issues facing Coldwell Banker and the industry as a whole.
Sep 28, 2021
Atlantic Bay Mortgage’s Chrissy Zotzmann Brown on secrets to success
Today, HousingWire Daily is joined by Atlantic Bay Mortgage Group’s Chrissy Zotzmann Brown for the Women of Influence podcast miniseries. As the company’s chief operations officer, Brown leverages nearly 25 years of extensive mortgage operations and sales experience. In this episode, Brown discusses her leadership over the past 12 months, which have guided Atlantic Bay to offer a full-stop digital mortgage experience for mortgage bankers and borrowers. She also offers advice to other women who aspire to her level of success.
Sep 27, 2021
AAG's Jesse Allen on the future of reverse mortgages
Today’s HousingWire Daily features a crossover episode with the RMD Podcast , a monthly podcast covering hot topics in the reverse mortgage industry hosted by Chris Clow, editor at HW Media’s latest acquisition, Reverse Mortgage Daily . The episode features an interview with Jesse Allen, Executive Vice President of Alternative Distribution at American Advisors Group. In this episode, Clow sits down with Allen to discuss the current landscape of the industry in terms of AAG’s efforts, as well as trends emerging from competitors and volume levels in the final stretch of the summer. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch.
Sep 24, 2021
Tim Mayopoulos on Blend and the future of GSEs
Today’s HousingWire Daily features a crossover with the Housing News podcast, where HousingWire Editor in Chief Sarah Wheeler interviews Tim Mayopoulos , the current president of Blend and former CEO of Fannie Mae. During the episode, Mayopoulos shares his experience as heading a tech company after his time at Fannie Mae. He also discusses how the private sector plays an integral role in expanding homeownership, what he’s most looking forward to in the mortgage industry, and his thoughts on the future of GSEs.
Sep 23, 2021
Steve Murray on the importance of protecting property rights
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses some of the issues facing private property rights, including how a case in Germany could potentially affect US legislation. Murray also shares some ways for leaders to better connect with their long-term remote workers and looks at recent factors that might cause the market to slow down.
Sep 22, 2021
A real estate professor weighs in on the future of MLSs
For this episode of Houses in Motion, a HousingWire Daily miniseries, Sonia Gilkbukh, a real estate professor at Baruch College , spoke with Matthew Blake, senior real estate reporter at HousingWire. Gilbukh and Blake discuss the problems with agent inexperience, and how this is affecting consumers. They also discussed the quirks of the real estate economy, areas where real estate is a pretty distinctive sector, including the use of Multiple Listings Services, and the cooperation, consolidation, and potential conflicts between MLSs and consumer listings sites like Zillow.
Sep 21, 2021
Zillow analyst on whether home prices can keep climbing
Today’s episode of HousingWire Daily features an interview with Nicole Bachaud, an economic data analyst on Zillow’s economic research team. Bachaud discusses data from Zillow’s August 2021 market report , which looked at the potential cooling-off of the housing market. Bachaud also talks about annual and monthly home price appreciation growth, rising inventory levels, and rent prices. Additionally, she shares advice for prospective homebuyers that are considering entering the market in the next few months.
Sep 20, 2021
MDLNY's Tyler Whitman on New York’s real estate comeback
Today’s HousingWire Daily features an interview with broker and star of Bravo’s Million Dollar Listing New York, Tyler Whitman. Whitman, who is also the founder of New York-based real estate group The Whitman Team at Triplemint, discusses the current state of New York real estate. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com.
Sep 17, 2021
Logan Mohtashami on trends in forbearance exits
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler sits down with Housingwire’s Lead Analyst, Logan Mohtashami. Mohtashami discusses several hot topics in the housing market, including recent trends in forbearance exits and the future for homebuyer demand in the midst of inventory shortages. He also shares his opinion on Jerome Powell’s success as chairman of the Federal Reserve.
Sep 16, 2021
@properties CEOs talk company growth and franchising
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at RealTrends , an HW Media company, interviews Mike Golden and Thad Wong, the co-founders and co-CEOS of @properties. During the interview, Golden and Wong discuss the future for @properties, including its nationwide franchising plans as it expands outside of the Chicagoland area. They also discuss other aspects of their growth strategy and technological platforms.
Sep 15, 2021
Daryl Fairweather talks housing shortage, climate change
Today’s HousingWire Daily is an episode of the Houses In Motion series, hosted by Senior Real Estate Reporter Matthew Blake. Blake interviewed Daryl Fairweather , chief economist at Redfin, who explained how the public policies and business decisions made after the housing bubble burst in 2008 capped who is able to buy a house and led to the current inventory shortage. Fairweather argued that these limits came as demand soared thanks to low interest rates and a shift toward millennial homebuyers. Fairweather also discussed how climate change might affect real estate going forward.
Sep 14, 2021
Jacob Channel on minimum wage and housing costs
Today’s episode of HousingWire Daily features an interview with Jacob Channel, the senior economic analyst at Lending Tree. Channel joins HWD to discuss a recent study released by LendingTree that looks at the relationship between employment wages and housing costs in all 50 states. During the episode, Channel talks about the methodology behind the study and how affordability has drastically shifted since 2000. He also discusses if a federally mandated $15-an-hour minimum wage would alleviate housing costs.
Sep 13, 2021
Capacity’s David Karandish on taking the friction out of lending
Today’s HousingWire Daily episode features an interview with David Karandish, the founder and Chief Executive Officer of Capacity, an AI-based support automation platform. In this interview, he discusses the use of technology in the mortgage industry and how innovation is benefiting borrowers and lenders. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com.
Sep 9, 2021
Michael Franco on the mortgage industry’s biggest changes in 2021
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Michael Franco, the Chief Executive Officer of SitusAMC. During the episode, Franco discusses the company’s growth trajectory and what he believes have been the most impactful changes for the mortgage industry in 2021. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com.
Sep 9, 2021
A look at MLSs and the pocket listing ban
Today’s episode of HousingWire Daily features an interview with Ryan Cook, owner of a HomeSmart affiliated brokerage in Plymouth, Massachusetts. Cook was a contributor for HousingWire Senior Mortgage Reporter Matthew Blake’s piece titled, “ Policing the pocket listings ,” where he shares his experience with working with MLSs in the Massachusetts Area such as MLS PIN and Rhode Island State-Wide MLS. During the episode, Cook discusses more about working with MLSs and the challenges that come with it, including problems with MLSs enforcing the pocket listing ban. He also shares his concern about issues with things such the property owner’s right to privacy.
Sep 8, 2021
Virtual Realty Group's Michael Lissack on NAR's business model
This episode of HousingWire Daily features Michael Lissack who was a managing director for 15 years at then-mega Wall Street investor Smith Barney. In the mid-90s, Lissack blew the whistle on how dozens of investment firms priced municipal bonds, a move that led to a Securities and Exchange Commission probe, a $120 million settlement against the investigated companies, and Lissack’s exile from Wall Street . Since then Lissack has pursued a variety of projects. One consistent thread is his work as both a real estate agent and managing broker for Virtual Realty Group. Lissack has now spent two decades in real estate. In this episode of “Houses of Motion” he describes working within real estate’s present dealmaking structure, while also wanting that structure to radically change.
Sep 7, 2021
Steve Murray on beating brokerage competition
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, shares how to stay ahead of your brokerage competition in an increasingly competitive market. He also discusses the recent uptick in COVID cases, including how it has created an opportunity for leaders to connect with their teams.
Sep 3, 2021
Peerage Realty CEO on company growth and services
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at RealTrends , an HW Media company, interviews Gavin Swartzman, president and CEO of Peerage Realty Partners. During the episode, Swartzman discusses Peerage’s business model and its growth strategy, including some of their brokerage firm acquisitions in luxury markets.
Sep 2, 2021
Robert Klein on reverse mortgage education, retirement planning
Today’s HousingWire Daily features a crossover episode with the RMD Podcast , a monthly podcast covering hot topics in the reverse mortgage industry hosted by Chris Clow, editor at HousingWire’s latest acquisition, Reverse Mortgage Daily . The episode features an interview with Robert Klein, founder of the Retirement Income Center and investment advisor in Newport Beach. During the episode, Klein dives into the importance of reverse mortgage production education and addresses some of the reservations that financial planners may have when talking to their clients about reverse mortgages. He also shares some advice to reverse mortgage originators about partnering with financial planners.
Sep 1, 2021
The challenges of being a Black real estate agent in the Bay Area
Why are there so few real estate agents of color? What can be done to produce affordable housing in the Bay Area? What is the connection between investors purchasing single-family homes and the low minority homeownership rate? Those issues and more were raised in this episode of Houses in Motion, part of HousingWire Daily , where Matthew Blake, senior real estate reporter at HousingWire, spoke with Shawneequa Badger, head of Corcoran Global Living’s Badger Real Estate Group. Badger, who is based in Oakland, chronicled her experience in Oakland and the local role she has played in a rapidly changing housing market.
Aug 31, 2021
Finance of America CEO on changes in the mortgage industry
For today's HousingWire Daily , Finance of America Companies CEO Patti Cook joins us for another episode of the Women of Influence series that spotlights the latest accomplishments of our award winners. As a 2021 Woman of Influence , Cook has been a pioneer in financial services since her earliest days in the industry. Over the course of her career, Cook has held executive roles at numerous companies, including Prudential, JPMorgan, and Freddie Mac. Cook shares her personal journey for how she got into the industry, as a woman in the finance space who has risen to the highest level of her business. She also addresses one of her most notable accomplishments — taking the company public in the midst of a global pandemic. Now, as CEO, Cook highlights how Finance of America helps advance women into leadership positions and offers other women in the industry advice on how to advance their own careers.
Aug 27, 2021
Bill Dallas on combating margin compression
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Bill Dallas, the president of Finance of America. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Elissa Branch. If you have a pitch or an inquiry relating to podcasts, you can reach our team at alloyd@housingwire.com.
Aug 26, 2021
How can we fix the housing shortage?
Today’s HousingWire Daily features a crossover episode with RealTrending. In this episode, Tracey Velt, editorial director at RealTrends , an HW Media company, interviews CoreLogic’s Executive of Public Policy and Industry Relations, Pete Carroll. During the episode, Carroll discusses the housing shortage, touching on the types of buyers who are most affected and possible solutions. He also discusses some of the other current issues in the real estate industry.
Aug 26, 2021
Steve Murray on COVID and real estate company earnings
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses the impact of the recent resurgence of COVID-19 and shares some insight into recent real estate companies' earnings calls. Additionally, he announces a new RealTrends real estate teams performance study that is launching in September.
Aug 25, 2021
Abigail Jennings on the Charlotte real estate market
Today, Matthew Blake, senior real estate reporter at HousingWire for today’s episode of HousingWire Daily , spoke with Abigail Jennings, president of the brokerage Lake Norman Realty —20 miles north of Charlotte, North Carolina. In measured words, and looking at local market data, she still describes today’s housing market in superlatives. There's more demand than ever, record-high interest from people in becoming real estate agents, and confrontations with homebuilders not paying agents commissions that did not exist before. The episode is the latest in Blake’s Houses in Motion miniseries, which is taking a look at the biggest issues in residential real estate nationally.
Aug 24, 2021
Blend’s Crystal Sumner on increasing housing access
On the latest episode of HousingWire Daily ’s Women of Influence podcast miniseries, 2020 Woman of Influence Crystal Sumner, who serves as head of legal, compliance, and risk at Blend, discusses the company’s recent program announcement to increase access to housing and financial services. Sumner shares the trends and topics that she is keeping a close eye on, such as the impact of the COVID-19 pandemic and the impact it is having on the ability to qualify for a mortgage, specifically in regard to minority homeownership. She also touches on how more consumers feel comfortable with online transactions and the increased adoption of RON legislation
Aug 23, 2021
Housing experts weigh in on housing supply, homebuilding
Today’s HousingWire Daily features a panel discussion on the nation’s homebuilding trends. In this episode, Robert Dietz, the chief economist and senior vice president for economics and housing policy at the National Association of Homebuilders, Sean Faries, the CEO of Land Gorilla, and Douglas Norman, the vice president of construction and renovation operations at On Q Financial, discuss what factors have contributed to a national decline in homebuilding . HousingWire Daily examines the most compelling mortgage, real estate, and fintech articles reported across HW Media. Each afternoon, the HW team provides our listeners with a deeper look into the stories that are helping Move Markets Forward. Hosted and produced by Alcynna Lloyd and Elissa Branch.
Aug 20, 2021
Black Knight's Chazz Huston on mortgage digitization
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews ChazzHuston, the strategic alliances manager at Black Knight During the episode, Huston and Wheeler discuss where the mortgage industry currently stands in the digital revolution.
Aug 19, 2021
TMS’ Anthony Forsberg talks servicing, forbearance exits
Today’s HousingWire Daily episode features an interview with Anthony Forsberg, the senior vice president of The Money Source’s mortgage servicing division. Forsberg discusses the options and services TMS is providing to its customers as they exit forbearance plans. He also explains how digital tools can help teams better communicate with customers and what servicers need to do to improve customer retention.
Aug 18, 2021
Beth Fernandez on what it takes to thrive in real estate
Today’s HousingWire Daily continues the latest episode in the Houses in Motion miniseries, hosted by Senior Real Estate Reporter Matthew Blake. In this episode, Blake is joined by Beth Fernandez of Premiere Property Group in Portland, Oregon. Fernandez discusses her decision to become a real estate agent, the personality and resources required to thrive in the profession, and her obstacles in relocating from New Jersey to Oregon. We also looked at some of the big picture issues in real estate today, including why the majority of agents are women, but men continue to dominate the CEO and executive ranks.
Aug 17, 2021
Snapdocs’ Camelia Martin on the state of the closing market
Today, HousingWire Daily is joined by Snapdocs' Camelia Martin for the Women of Influence podcast miniseries to talk about the latest changes in digital closings. As Head of Industry and Regulatory Affairs at Snapdocs, Martin keeps a close eye on the rapidly changing digital landscape in the mortgage market, especially when it comes to how digital changes are progressing in government adoption. When she was named a 2020 Woman of Influence , Martin worked at Falcon Capital Advisors, where she served as managing director of Digital Mortgage Advisory. Throughout her career, Martin has led industry-wide digital mortgage initiatives that have directly supported eNote acceptance programs for key participants such as Ginnie Mae and the Federal Home Loan Banks. Martin is a former MERSCORP executive. She also played a pivotal role in the implementation and adaptation of digital mortgages at MERSCORP. During the podcast, she talks about her latest role at Snapdocs and also discusses the current state of the closing industry.
Aug 16, 2021
Redfin CEO Glenn Kelman on the cash buyer advantage
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that features interviews with the brightest minds in real estate and housing. In this episode, Tracey Velt, editorial director at RealTrends , an HW Media company, interviews Redfin CEO and President, Glenn Kelman, who talks about Redfin’s business model and discusses the company’s next steps. Additionally, he shares some insight into how brokerage leaders can benefit from figuring out how to turn all homebuyers into cash buyers.
Aug 13, 2021
RMI’s John Lunde talks future of reverse mortgages
Today’s HousingWire Daily features a crossover episode with the RMD Podcast , a monthly podcast covering hot topics in the reverse mortgage industry. The podcast is hosted by Chris Clow, editor at HousingWire’s latest acquisition, Reverse Mortgage Daily . The episode features an interview with John Lunde, president of Reverse Market Insight (RMI). Lunde joins Chris to discuss the state of the reverse mortgage industry, including how COVID-19 has increased business and changed the industry over the past year. He also discusses where the reverse mortgage industry is headed in the future.
Aug 12, 2021
Steve Murray on the investor market and iBuyers
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses the underserved nature of the investor-owned, single-family market. Murray also shares some insight into how companies utilizing iBuying functions are affecting the senior market and advises listeners to download the quarterly earnings reports of public real estate companies.
Aug 11, 2021
A look at Southern Kentucky's real estate market
Today’s HousingWire Daily continues Houses in Motion, a miniseries looking at U.S. real estate, hosted by Senior Real Estate Reporter Matthew Blake . In this episode, Blake is joined by Kenny Cravens , vice president of training sales at Coldwell Banker Legacy Real Estate Group in Bowling Green, Kentucky, and president of the Southern Kentucky Association of Realtors. During the episode, we talked with Cravens about the distinctive aspects of the Bowling Green housing market, and the city’s struggles to get more inventory.
Aug 10, 2021
Courtney Graham on growing a mortgage business
Today's episode of HousingWire Daily continues the Women of Influence podcast miniseries with Courtney Graham, who was a 2020 Women of Influence and is a 2021 Marketing Leader . Graham serves as chief marketing officer at Princeton Mortgage where she focuses on scaling the company culture to support its explosive national market expansion. Graham is also the driving force behind the creation of Princeton Mortgage’s marketing machine that has been a large driver for increased revenue and production for the mortgage bank. During the interview, Graham talks about her current role as CMO and how she has helped the company achieve record growth. She wraps by discussing some recent marketing trends that she is closely following and what she thinks it will take to get more women in the industry.
Aug 9, 2021
Redfin’s Daryl Fairweather talks homebuying, Delta variant
Today’s HousingWire Daily episode features an interview with the Chief Economist at Redfin, Daryl Fairweather . Fairweather is joined by HousingWire Digital Media Manager Alcynna Lloyd to discuss a recent homebuying report, which shows that home prices in August remained stagnant while competition amongst buyers slightly declined. Fairweather also shares insight into how the new COVID-19 Delta variant might impact the homebuying market if local governments reinstate precautions such as mask mandates and lockdowns.
Aug 8, 2021
Bill Harney on keeping agents current on market shifts
Today’s HousingWire Daily episode features an interview with Bill Harney the CEO of Keeping Current Matters. In this episode, Harney gives listeners an inside look into the world of real estate publishing. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
Aug 6, 2021
Atlantic Bay CEO talks remote work life and culture
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Brian Holland, the CEO of Atlantic Bay Mortgage Group . Brian discusses the transition to remote work over the past year and also talks about the importance of continuing a company culture even in an online environment.
Aug 5, 2021
RE/MAX President talks digitization of real estate
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that features interviews with the brightest minds in real estate and housing. In this episode, Tracey Velt, managing editor at RealTrends , an HW Media company, interviews RE/MAX President Nick Bailey . Bailey discusses how the company hopes to capitalize on digital real estate tools such as machine learning to aid agent productivity. He also shares some of RE/MAX’s other growth strategies as well as industry market trends that he has noticed over the past couple of months.
Aug 4, 2021
Side's Spencer Krull on brokerages, Los Angeles real estate
Today’s HousingWire Daily continues the Houses in Motion, a miniseries hosted by Senior Real Estate Reporter Matthew Blake that looks at U.S. real estate. In this episode, Blake is joined by Spencer Krull, managing broker of Side ’s Southern California offices and veteran of brokerage management. During the episode, we pressed him on the modern-day purpose and economic viability of a brokerage, and what Side’s distinctive model specifically offers. We also discussed the lively, combative world of Los Angeles real estate sales.
Aug 3, 2021
Bank of America’s AJ Barkley on accessible homeownership
2020 Woman of Influence AJ Barkley joins HousingWire’s Daily 's Women of Influence podcast miniseries, which spotlights the program’s winners over the years. Barkley, who is the Neighborhood Lending and Community Lending Executive at Bank of America, discusses her passion to drive successful homeownership among low-to-moderate-income borrowers, underserved communities, and multicultural borrowers in all economic situations. Along with her main role at Bank of America, Barkley serves as the co-executive sponsor of the Black Professional Group of North Texas and launched the Black Women Ready to Lead initiative. She also shares what her work has been doing over the past year and what she thinks it will take to get more women and diversity into the industry.
Jul 30, 2021
Realtor.com's Danielle Hale talks new home sales
Today’s HousingWire Daily episode features an interview with Danielle Hale , chief economist at realtor.com. During the episode, Hale discusses the June new home sales report released by the U.S. Census Bureau and the U.S. Department of Housing and Urban Development. Danielle sheds light on highlights of the report, including the consecutive decline in national sales volume, as well as increases in home prices. Hale also puts June’s numbers into the context of annual growth as the market slowly cools down from 2020.
Jul 29, 2021
HW Media CEO Clayton Collins on reverse mortgages
Today’s HousingWire Daily features our first crossover episode with the RMD Podcast , a monthly podcast covering hot topics in the reverse mortgage industry. The podcast is hosted by Chris Clow, editor at HousingWire’s latest acquisition, Reverse Mortgage Daily . The episode features an interview with Clayton Collins, Founder and CEO of HW Media. Chris and Clayton discuss the reverse mortgage industry and how Clayton was first introduced into housing media.
Jul 28, 2021
Jonathan Miller on challenges facing the appraisal industry
Today’s HousingWire Daily continues Houses in Motion, a miniseries that looks at real estate in the U.S., hosted by Senior Real Estate Reporter Matthew Blake . This episode features an interview with Jonathan Miller , President and CEO of Miller Samuel, a real estate appraisal and consulting firm that he co-founded in 1986. Miller explains the ins and outs of the appraisal profession, the challenges with industry leadership, the appraiser as a veritable “lone wolf” and the graying of the industry. He also discusses the role of appraisal management companies and dives into the recent allegations of racial discrimination and bias against individual appraisers.
Jul 27, 2021
Courtney Poulos on how real estate agents stay competitive
Today’s episode of HousingWire Daily continues with the latest guest on the Women of Influence podcast miniseries is 2021 Woman of Influence Courtney Poulos, who is the Broker/Owner of ACME Real Estate and co-founder of ACME Florida. Poulos began selling real estate in 2005 and has remained dedicated to passing on her knowledge of the real estate market, since then having inspired women to take charge of their future through real estate investment. When Poulos was first named a 2020 Woman of Influence, she was only the Broker/Owner of ACME Real Estate, launching ACME Florida this year. During the interview, she talks about the launch of the brokerage and explores the unique trends happening in the Florida housing market. As a mentor to any agents, she also talks about how competitive the market is for real estate agents right now and how they’re staying at the top of their game.
Jul 26, 2021
Steve Murray on inflation and brokerage valuation
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses inflation’s role in the housing market and an often overlooked key component to real estate success. Additionally, he discusses the shift in how investors are valuing brokerages for the first time in over 20 years.
Jul 23, 2021
Freddie Mac economist on inflation concerns
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Ajita Atreya, a senior economist at Freddie Mac. During the episode, Atreya discusses Freddie Mac’s latest quarterly forecast , which indicates that the housing market will remain strong despite setbacks. Atreya also discusses how the new Delta COVID-19 variant is affecting the market and shares her housing and economic projections for the remainder of 2021.
Jul 22, 2021
A look at affordable housing in Florida
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that features interviews with the brightest minds in real estate and housing. In this episode, Tracey Velt, managing editor at RealTrends , an HW Media company, interviews three Florida Realtors leaders: Margy Grant , CEO of Florida Realtors®, Christina Pappas , president-elect of Florida Realtors and vice president of the Keyes Company, Miami, and Juana Watkins , Florida Realtors General Counsel. During the episode, they discuss the mismanagement of affordable housing trust funds in the state of Florida as well as a proposed constitutional amendment to make sure that these funds are used appropriately.
Jul 21, 2021
DOJ v. NAR and the ethics of real estate commissions
Today’s HousingWire Daily features the first-ever episode of Houses in Motion, a miniseries looking at real estate in the U.S. hosted by Senior Real Estate Reporter Matthew Blake . For our first episode, we discuss what’s in store for Houses in Motion and chat with HousingWire managing editor James Kleinmann about the U.S. Justice Department’s recent move to withdraw from a settlement agreement with the National Association of Realtors. We also interviewed Max Besbris , assistant professor of sociology at the University of Wisconsin-Madison and the author of “Upsold: Real Estate Agents, Prices and Neighborhood Inequality.” Besbris discusses the DOJ-NAR skirmish, and also takes a broader look at the economic incentives driving both real estate agents and consumers.
Jul 20, 2021
Mr. Cooper’s Kelly Ann Doherty on hiring diverse talent
Continuing the Women of Influence podcast miniseries, this episode features 2020 HW Woman of Influence and Mr. Cooper Group Chief People and Communications Officer Kelly Ann Doherty . Within just three years at Mr. Cooper, Kelly Ann Doherty was promoted from senior vice president of corporate communications to the chief communications officer, a member of the executive team, and now serves as their chief people and communications officer. During the episode, she dives into her career growth and her thoughts on how to get more women and diversity in the industry, especially in prepositions of leadership. She also talks about the latest projects and initiatives that she is working on and passionate about, along with why she thinks it is important for people to find things outside of the office to support and serve in.
Jul 19, 2021
Origence on enhancing the borrower experience
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Origence’s Andrew Weiss, the senior vice president of mortgage origination platform strategy, and Brit Barker the vice president of enterprise solutions. During the episode, Weiss and Baker discuss Origence’s conception and discuss the importance of utilizing technology to deliver a better borrower and staff experience. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.
Jul 16, 2021
Keller Williams’ Marc King on the future of real estate
Today’s HousingWire Daily features an interview with Marc King, the president of Keller Williams. In this episode, King discusses how companies can best lead their teams during challenging times, and the importance of introducing meaningful change into their processes. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
Jul 15, 2021
Steve Murray on AI in real estate tech, consumer choices
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses artificial intelligence tools in real estate and changing real estate brokerage competition due to an increase in consumer choices. Additionally, Murray shares some insight into current market observations from real estate brokerage leaders.
Jul 14, 2021
Black Knight economist on forbearance report
In today’s episode of HousingWire Daily , HousingWire Digital Media Manager Alcynna Lloyd is joined by Black Knight economist and Director of Market Research, Andy Walden . During the interview, the pair discuss Black Knight’s most recent forbearance report that indicates plans in forbearance have fallen under 2 million for the first time since April 2020. Walden also shares insight on how growth in the economy and the job market have contributed to more forbearance exits and the Biden Administration’s plan for extending the foreclosure ban until July 31st.
Jul 13, 2021
OJO Labs’ Karen Starns on real estate tech disruption
Today’s HousingWire Daily episode continues the Women of Influence podcast miniseries. This episode features 2020 HW Woman of Influence and OJO Labs Chief Marketing Officer Karen Starns. She was also named a 2021 HousingWire Market Leader for her work transforming the fast-growing brand into a real estate powerhouse. Starns has more than 20 years of experience building two of the biggest names in consumer tech, Amazon and Microsoft, giving her a unique perspective on the tech developments in the real estate industry. During the episode, Starns shares her thoughts on the state of tech in the housing industry compared to other tech industries, addressing the idea that housing has been historically behind when it comes to tech.
Jul 12, 2021
Looking at the state of forbearance loans
In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd joins HousingWire Editor-in-Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. During the episode, the pair discuss current housing inventory levels, recent trends in forbearance, and the latest Fannie Mae Home Purchase Sentiment Index (HPSI) . Additionally, they discuss the upcoming HousingWire Annual event and topics that the HousingWire editorial team is likely to cover in the week ahead.
Jul 9, 2021
How are reverse mortgages holding up?
Today’s episode of HousingWire Daily features an interview with Chris Clow, the editor of HousingWire’s newest acquisition Reverse Mortgage Daily. During the interview, Chris gives some background on himself, his work at Reverse Mortgage Daily and his plans for HousingWire. Additionally, he shares some insight on the current state of the reverse mortgage space and how it is faring under current market conditions.
Jul 8, 2021
LendingTree’s Jacob Channel on homebuyer migration
Today’s HousingWire Daily features an interview with Jacob Channel, the senior economist analyst at LendingTree. In this episode, Channel examines the company’s latest migration report that highlights the top housing markets for homeowners that have recently moved. Channel also dives into new homebuyer trends and how home prices are impacting demand. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
Jul 7, 2021
Side Real Estate CEO discusses $2.5 billion valuation
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that features interviews with the brightest minds in real estate and housing. In this episode, Tracey Velt, managing editor at RealTrends , an HW Media company, interviews Guy Gal , the CEO and co-founder of Side Real Estate. During the episode, Gal discusses his company’s recent valuation at $2.5 billion, plans for breaking into new markets, and why a tech focused backend and white-label brand are vital to Side’s success.
Jul 6, 2021
Rocket's Laura Grannemann on housing inequality
Today's HousingWire Daily episode features the first episode of the Women of Influence podcast miniseries. Each Tuesday, HW+ Managing Editor Brena Nath interviews one of HousingWire's remarkable Women of Influence on their latest contributions to the industry, the women they look up to and how they're moving markets forward. The miniseries leads into the announcement of the 2021 HousingWire Women of Influence award winners, which will be announced on Aug. 1. This first episode features 2020 Woman of Influence Laura Grannemann, vice president of Strategic Investments at Rocket Community Fund , as she discusses how COVID-19 has starkly highlighted inequity in housing across the country.
Jul 2, 2021
NewRez, Shelter Mortgage talk joint ventures
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Michael Iorio , senior division manager in joint venture at NewRez and Randy VandenHouten , executive vice president and chief financial officer at Shelter Mortgage. During the episode, Iorio and VandenHouten discuss the recent increase of joint ventures in the housing space and share what they believe makes a good joint venture partner.
Jul 1, 2021
Steve Murray on the housing shortage and the “CEO trap”
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses the CEO trap and the current housing shortage. Murray also shares some insight into what brokerage leaders need to know about the next big move in real estate technology.
Jun 30, 2021
ICE Mortgage Technology on digital mortgage tech
In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd interviews Geoff Green, the Global Head of Mortgage and Lending at Salesforce and Chris Backe , the Partner Solutions Director at ICE Mortgage Technology. During the episode, Green and Backe discuss how companies can improve the mortgage borrower experience in today’s digital economy. Additionally, they share some insight on ICE’s new tech innovation, Encompass Connector for Salesforce, and how financial institutions can effectively leverage it for consumer relationship management.
Jun 29, 2021
Zillow’s Matthew Speakman on latest existing home sales
Today’s HousingWire Daily episode features an interview with Zillow Economist Matthew Speakman . In this episode, Speakman discusses the latest existing home sales report , which indicates that existing home sales are down for the fourth consecutive month, falling 0.9% from April to a seasonally-adjusted rate of 5.8 million, according to the National Association of Realtors. Additionally, he shares some insight into some of the potential challenges that homebuyers could face going into the summer months.
Jun 28, 2021
A deep dive on the Supreme Court's FHFA ruling
Today’s HousingWire Daily episode features an interview with HousingWire Senior Mortgage Reporter Georgia Kromrei . In this episode, Kromrei joins Housingwire Junior Digital Producer Victoria Jones to discuss the recent Supreme Court decision that found the structure of the Federal Housing Finance Agency unconstitutional and examines what the removal and replacement of former FHFA Director Mark Calabria could mean for the mortgage industry. Additionally, she also shares some insight on the FHFA’s new acting director, Sandra Thompson, and the Biden Administration’s long-term plan for the FHFA and GSEs.
Jun 25, 2021
ICE Mortgage Technology’s Parvesh Sahi on the need for correspondent lending digitization
Today’s HousingWire Daily features an interview with Parvesh Sahi , head of business and customer relations, at ICE Mortgage Technology. In this episode, Sahi, discusses the emerging need for correspondent lending digitization in the mortgage industry, especially as the market shifts in volume. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
Jun 24, 2021
Breaking down the 2021 RealTrends 1000
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast . This week, HousingWire’s Editor in Chief Sarah Wheeler interviews the client services manager at RealTrends , Liz Smith. During the episode, Smith discusses the 2021 RealTrends + Tom Ferry the Thousand and America’s Best Real Estate Professionals rankings .
Jun 23, 2021
Engel and Völkers Americas CEO talks overseas buyers
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Tracey Velt, managing editor at RealTrends , a HousingWire sister company, interviews Anthony Hitt, CEO and president of Engel & Völkers Americas. During the episode, Hitt discusses how the COVID-19 pandemic and social unrest have affected global investment in U.S. real estate over the past year. Additionally, he also shares his expertise on global investment in the U.S. real estate market and gives some insight into who’s buying and strategies for building a global brokerage.
Jun 22, 2021
NAHB’s Robert Dietz talks homebuilder confidence
Today’s HousingWire Daily features an interview with the National Association of Home Builders Chief Economist Robert Dietz . In this episode, Dietz reviews the latest NAHB and Wells Fargo Housing Market Index and gives some insight into why homebuilder confidence fell to its lowest level since August 2020. Additionally, Dietz discusses how supply constraints and surging homebuyer demand have impacted inventory and shares his thoughts on what the housing industry needs to do to meet homebuilding demand.
Jun 21, 2021
Talking proptech with FinLedger director Holden Page
Today’s HousingWire Daily episode features an interview with Holden Page , director of FinLedger , HW Media’s fintech-focused newsroom. In this episode, Page joins Housingwire Junior Digital Producer Victoria Jones to discuss the hottest topics coming across FinLedger’s news desk. During the episode, Page reviews small business banking startup Novo closing on a $40.7 million Series A and examines what this means for the online banking market. Additionally, Page discusses what’s happening in the proptech space and reviews some of the private market deals that have occurred over the past month.
Jun 18, 2021
Atlantic Bay’s Brian Holland on a remote work-life balance
Today’s HousingWire Daily features an interview with Brian Holland, the CEO, and founder of Atlantic Bay. In this episode, Holland discusses the importance of work-life balance in today's remote work environment HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
Jun 17, 2021
Jennifer McGuinness on investing in 2021's hot housing market
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast . In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Jennifer McGuinness , president of correspondent lending at Invigorate Finance. In this episode, McGuinness discusses the SFR model and her opinion on the investor vs owner mix when it comes to housing. Additionally, she touches on the vision for her newly launched company, as well as this year’s purchase market.
Jun 16, 2021
Steve Murray on competition and agent productivity
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, shares his thoughts on how real estate brokerages can stay ahead of competition. Additionally, he also shares a book recommendation and gives some insight on why agent productivity is flat even though growth in the agent rankings is at an all-time high.
Jun 15, 2021
MBA’s Mike Fratantoni on the latest jobs report
Today’s HousingWire Daily features an interview with the Mortgage Bankers Association’s Senior Vice President and Chief Economist Mike Fratantoni. In this episode, Fratantoni reviews the latest U.S. Bureau of Labor Statistics report on employment conditions and discusses how labor and supply constraints in the construction sector are impacting home buyers. Additionally, he also explains what the latest inflation report means for consumers and shares some insight into how the current job market is performing against economists’ predictions.
Jun 14, 2021
Executive compensation at Fannie & Freddie under review
In today’s HousingWire Daily episode, HousingWire Junior Digital Producer Victoria Jones joins HousingWire Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Jones and Wheeler discuss why the Federal Housing Finance Agency is reviewing Fannie Mae and Freddie Mac executive compensation for the first time in nearly one decade. The pair also discuss HousingWire Lead Analyst Logan Mohtashami ’s recent HW+ article which dives into the 10-year bond yield and examines inflation data and what it could mean for the housing market.
Jun 11, 2021
Barry Habib on how IMBs are competing with bigger lenders
Today’s HousingWire Daily episode features a crossover episode of HousingWire’s Housing News podcast . In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Barry Habib , founder, and CEO of MBS Highway. Habib discusses how IMBS are dealing with increased competition and how mortgage lenders, like Rocket Mortgage and United Wholesale Mortgage, are dealing with squeezing margins. Additionally, he highlights the importance of the referral relationship in a hot purchase market, and whether or not the economy will face a recession in the years to come.
Jun 10, 2021
United Real Estate CEO on what’s ahead
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Tracey Velt, managing editor at RealTrends , a HousingWire sister company, interviews Dan Duffy, CEO of United Real Estate Group. During the episode, Duffy gives some insight into United Real Estate Group’s evolving business strategy, building profitable core services and more.
Jun 9, 2021
Rising Star Matt Jones on the success of the CARES Act
Today’s HousingWire Daily features an interview with 2021 HousingWire Rising Star Matt Jones , who formerly served as senior counsel for the Senate Committee on Banking, Housing, and Urban Affairs, and as senior counsel for the U.S. Senate Finance Committee. In this episode, Jones discusses his experience in aiding the creation of the Coronavirus Aid, Relief, and Economic Security Act, which was the government’s response to the economic fallout caused by the COVID-19 pandemic. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
Jun 8, 2021
Nationwide’s David Berson on the latest home sales report
Today’s HousingWire Daily features an interview with Nationwide Senior Vice President and Chief Economist David Berson. In this episode, Berson reviews the latest home sales report from the U.S Census Bureau and the U.S. Department of Housing and Urban Development and examines the current state of the housing market.
Jun 7, 2021
Taking a closer look at the May jobs report
In today’s HousingWire Daily episode, HousingWire Junior Digital Producer Victoria Jones joins HousingWire Managing Editor James Kleimann to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Jones and Kleimann discuss the latest jobs report from the U.S Bureau of Labor Statistics and also examine why there has been an uptick in executive departures at Fannie Mae.
Jun 4, 2021
Logan Mohtashami on this year's hot housing market
Today’s HousingWire Daily interview features a crossover episode of HousingWire’s Housing News podcast . In this episode, HousingWire Editor in Chief Sarah Wheeler interviews HousingWire Lead Analyst Logan Mohtashami , to discuss how the housing market performed despite impacts from the COVID-19 pandemic. Additionally, Mohtashami dives into his most recent HW+ article that asks: should Americans buy a home in a super-hot housing market?
Jun 3, 2021
NerdWallet’s Holden Lewis on the latest mortgage rates
Today’s HousingWire Daily features an interview with NerdWallet Home and Mortgage Expert Holden Lewis . In this episode, Lewis reviews the latest mortgage rate numbers and examines how it has impacted potential homebuyers. During the episode, Lewis also discusses the current state of the housing market and shares his thoughts on whether or not he believes home prices will continue to climb.
Jun 2, 2021
Steve Murray on examining the health of the housing market
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, examines the current state of the housing market.
Jun 1, 2021
Announcing HousingWire’s 2021 Rising Stars
Today’s HousingWire Daily features an interview with HousingWire HW+ Managing Editor Brena Nath . In this episode, Nath discusses what readers can expect in HousingWire’s June magazine issue, which features HousingWire’s 2021 Rising Stars . HW Magazine is a part of the HW+ premium membership community. If you’re not a member yet, you can join here to get exclusive, in-depth articles, transcriptions of our podcasts, free registration to HousingWire events and more.
May 28, 2021
NHC's David Dworkin addresses affordable housing
Today’s HousingWire Daily interview features a crossover episode of HousingWire’s Housing News podcast . In this episode, HousingWire Editor in Chief Sarah Wheeler interviews David Dworkin , president and CEO at National Housing Conference. In this episode, Dworkin discusses how the NHC thinks about affordable housing and which federal policies could improve Black homeownership. Additionally, Dworkin addresses a recent decision by the Consumer Financial Protection Bureau to delay the final QM rule and how that might have unintended consequences for some of the consumers the bureau is attempting to help.
May 27, 2021
Why HomeServices of America CEO is shifting strategy
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Tracey Velt, managing editor at RealTrends , a HousingWire sister company, interviews Gino Blefari, CEO of HomeServices of America and chairman of Berkshire Hathaway HomeServices.
May 26, 2021
TMS’ Jason Kwasny on all things mortgage subservicing
Today’s HousingWire Daily features an interview with Jason Kwasny, the executive vice president of servicing at The Money Source. In this episode, Kwasny discusses the subservicing market and what TMS has in the works. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
May 25, 2021
First American’s Odeta Kushi talks April housing starts
Today’s HousingWire Daily features an interview with First American Deputy Chief Economist Odeta Kushi. In this episode, Kushi discusses the latest housing starts report from the U.S Census Bureau and the U.S. Department of Housing and Urban Development. During the episode, Kushi also examines rising lumber costs , climbing mortgage rates and shares her thoughts on what the housing industry can do to increase inventory to meet homebuyer demand.
May 24, 2021
FinLedger director on what's happening in the fintech space
Today’s HousingWire Daily episode, features an interview with Holden Page , director of FinLedger , HW Media’s fintech-focused newsroom. In this episode, Page joins Housingwire Junior Digital Producer Victoria Jones to discuss the hottest topics coming across FinLedger’s news desk. During the episode, Page discusses startup company Informed.IQ securing $20 million in a Series A funding round and examines what this means for the identity verification market. The pair also review last week’s biggest stories, and the topics the FinLedger editorial team will cover in the week ahead.
May 21, 2021
Appraisal challenges in a competitive housing market
Today’s HousingWire Daily interview features a crossover episode of HousingWire’s Housing News podcast . In this episode, HousingWire Editor in Chief Sarah Wheeler interviews Ryan Lundquist , market analyst, owner of Lundquist Appraisal Company and author of The Sacramento Appraisal Blog . During the episode, Lundquist discusses how the appraisal sector fared during the initial onset of the COVID-19 pandemic and how appraisers are navigating this year’s hot housing market.
May 20, 2021
Steve Murray on M&A in real estate
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, discusses an update on the merger and acquisition market, how brokers and leaders can support staff during unprecedented times, as well as some lessons learned that can help brokerages moving forward.
May 19, 2021
Tom Hutchens on GSE guidelines and the non-QM market
Today’s HousingWire Daily features an interview with Tom Hutchens , Angel Oak Mortgage Solutions’ executive vice president of production. In this episode, Hutchens talks about the talks about the reignited non-QM market, how new GSE guideline updates to Fannie Mae and Freddie Mac will increase supply for the non-QM sector, and what that means for the market at large.
May 18, 2021
Homewise CEO talks homeownership affordability
Today’s HousingWire Daily features an interview with Homewise CEO and visiting fellow at the Urban Institute’s Housing Finance Policy Center, Mike Loftin . In this episode, Loftin discusses his recent brief that examines data which claims homeownership is frequently more affordable than renting for many Americans.
May 17, 2021
What's next for United Wholesale Mortgage?
In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd joins HousingWire Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Lloyd and Wheeler discuss HousingWire Managing Editor James Kleimann ’s recent HW+ article which dives into United Wholesale Mortgage’s latest Q1 earnings and examines what the mortgage lender’s plans are for growth. During the episode, the pair also pair also talk about the FHFA’s final 'living wills' rule and discuss what could happen if mortgage rates don’t rise this year.
May 14, 2021
Zillow’s Matthew Speakman on homebuyer demand
Today’s HousingWire Daily features an interview with Zillow Economist Matthew Speakman. In this episode, Speakman discusses Zillow’s most recent Market Pulse report and new data that suggest some home buyers may be getting discouraged while sellers are growing more confident. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
May 13, 2021
Ed Pinto reviews first-time homebuyer bills
Today’s HousingWire Daily interview features a crossover episode from the season 6 premiere of HousingWire’s Housing News podcast . In this episode, HousingWire Editor in Chief Sarah Wheeler interviews AEI Housing Center Director Ed Pinto. During the episode, the pair discuss several bills in Congress that target first-time homebuyers and alternatives to down payment assistance that might do a better job helping those buyers.
May 12, 2021
Tom Ferry on how to increase per-agent productivity
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Tracey Velt, RealTrends managing editor, interviews Tom Ferry, founder of Ferry International. In this episode Ferry boils down the top things brokers need to do today to increase per-agent productivity, and why he thinks some brokerages have rocket-ship growth, and how to manage teams. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
May 11, 2021
Logan Mohtashami talks jobs report, mortgage forbearance
Today’s HousingWire Daily episode features an interview with HousingWire Lead Analyst Logan Mohtashami . In this episode, Mohtashami discusses his recent article that takes a closer look at the latest jobs report and shares what he believes will be the most likely impact on the housing market and mortgage forbearance. Mohtashami’s article is part of our HW+ premium membership community. When you go to sign up , use the code “hwpluspodcast100” to get $100 off your annual membership.
May 10, 2021
A closer look at Rocket Mortgage's Q1 results
In today’s HousingWire Daily episode, HousingWire Junior Digital Producer Victoria Jones joins HousingWire Managing Editor James Kleimann to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Jones and Kleimann examine Rocket Mortgage’s Q1 results and what it could mean for the mortgage market. During the episode, Jones and Kleimann review what’s happening with the QM rule and discuss what challenges some VA borrowers are facing in today’s housing market.
May 7, 2021
What could cause the roaring housing market to slow down?
Today’s HousingWire Daily features a crossover episode with RealTrending , a podcast that focuses on interviewing the brightest minds in real estate and the housing market. In this episode, Steve Murray, RealTrends advisor and industry stalwart, goes through the data to predict the market, talks about the new $15,000 tax credit and analyzes the audience for the aggressive, low-cost brokerage model.
May 6, 2021
How the end of mortgage forbearance impacts the market
Today’s HousingWire Daily features an interview with Constant AI President and COO Carissa Robb . In this episode, Robb discusses mortgage forbearance and how the U.S. housing market will be impacted once moratoriums come to an end.
May 5, 2021
Caliber’s Sean Harding on inclusivity and diversity in the workplace
Today’s HousingWire Daily features the season finale of Honest Conversations , a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. In this episode, Lloyd interviews Sean Harding , the Chief Human Resources Officer at Caliber Home Loans, on how the company maintains an inclusive and diverse workplace. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Jones.
May 4, 2021
Keller Williams president Marc King on what's ahead
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Tracey Velt, managing editor at RealTrends , a HousingWire sister company, interviews Keller Williams’ new president, Marc King. During the episode, King answers the tough questions about KW’s leadership changes, where the company is going next and why he’s the right leader for today’s KW.
May 3, 2021
What's next for the secondary market?
Today’s HousingWire Daily focuses on the newly released HousingWire May magazine issue. In this episode, Digital Media Manager Alcynna Lloyd joins HW+ Managing Editor Brena Nath to discuss what readers can expect in HousingWire’s May magazine issue, and discuss the biggest topics coming across HousingWire’s news desk. During the episode, Nath and Lloyd talk about President Joe Biden’s proposed first-time homebuyer tax credit , loanDepot forming a JV partnership with LGI Homes and the May magazine issue which will focus on the secondary market.
Apr 30, 2021
ICE’s Nancy Alley on the launch of Encompass eClose
Today’s HousingWire Daily interview features an interview with Nancy Alley, the vice president of product strategy with ICE Mortgage Technology at Intercontinental Exchange. In this episode, Alley discusses the recent launch of the company’s Encompass eClose and what it means for the mortgage industry. HousingWire Daily examines the most compelling articles reported from across HW Media newsrooms. Each afternoon, we provide our listeners with a deeper look into the stories coming across our news desk that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 29, 2021
ICE's Joe Tyrrell on the state of the mortgage industry
Today’s HousingWire Daily interview features an interview with Joe Tyrrell, the president of ICE Mortgage Technology at Intercontinental Exchange. In this episode, Tyrrell discusses the current state of the mortgage industry and the recent coming together of Ellie Mae, Simplifile, and MERS to form ICE Mortgage Technology. HousingWire Daily examines the most compelling articles reported from across HW Media newsrooms. Each afternoon, we provide our listeners with a deeper look into the stories coming across our news desk that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 28, 2021
John Bryant on Atlanta's hot housing market
Today’s HousingWire Daily features the tenth episode of Honest Conversations , a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. In this episode, Lloyd interviews John Bryant , the founder, chairman, and CEO of Operation Hope , who is also the founder of The Promise Homes Company , which is one of the largest minority-controlled owners of single-family residential rental property in the United States. In this episode, Bryant discusses why Atlanta has become a hotbed for minority entrepreneurs, and how that is impacting financial education and homeownership in the market. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 27, 2021
LendingHome CEO talks homebuyer demand and inventory
Today’s HousingWire Daily features an interview with LendingHome CEO Michael Bourque . In this episode, Bourque discusses the factors that are currently shaping the real estate market.
Apr 26, 2021
NAHB's Robert Dietz on this year's homebuilding trends
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast. In this episode, HousingWire’s Editor in Chief Sarah Wheeler interviews Robert Dietz , chief economist and senior vice president of economics and housing policy for the National Association of Homebuilders (NAHB), about home building trends across the country as well housing supply and policy. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 23, 2021
Do we need a first-time homebuyer tax credit?
Today’s HousingWire Daily features a crossover episode of What’s Hot in Housing, featuring Mortgage Marketing Radio’s Geoff Zimpfer and HW Media Founder and CEO Clayton Collins. In this episode, the pair discuss the latest developments on Joe Biden’s proposed first-time homebuyer tax credit , and whether or not the housing market is likely to crash in 2021. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 22, 2021
Steve Murray on the future of the housing market
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Steve Murray, RealTrends Advisor, and industry stalwart, takes a forward look at the housing market from 2022 to 2024, also offering input on recent litigation noise, and giving brokers insight into this year’s RealTrends 500 rankings. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 21, 2021
The unique challenges facing minority first-time homebuyers
Today’s HousingWire Daily features the ninth episode of Honest Conversations, a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. In this episode, Lloyd interviews Timothy Demry, a real estate agent in San Francisco’s Bay Area, about his experiences serving minority first-time homebuyers. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 20, 2021
Homebuying competition ignites the market
Today’s HousingWire Daily features an interview with Opendoor Broker Associate and Consumer Trends Expert, Beatrice de Jong . In this episode, De Jong discusses the current state of the housing market and why competition is fierce for homebuyers. During the episode, de Jong talks about the competitive nature of the housing market, and whether or not she believes it will continue going forward.
Apr 19, 2021
The latest on the first-time homebuyer tax credit
In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd joins HousingWire Editor in Chief Sarah Wheeler to discuss the biggest topics coming across HousingWire’s news desk. In this episode, Lloyd and Wheeler the newest iteration of President Joe Biden’s proposed first-time homebuyer tax credit , and what climbing mortgage rates could mean for the housing market going forward. The pair also reviews last week’s biggest stories, and the topics the HousingWire editorial team will cover in the week ahead.
Apr 16, 2021
USMI president on making housing affordable
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, HousingWire's Editor in Chief Sarah Wheeler interviews Lindsey Johnson , the president of USMI, about the unique challenges facing mortgage insurers and whether or not Biden’s proposed first-time homebuyer tax credit could change the need for private mortgage insurance. HousingWire Daily examines the most compelling articles reported from across HW Media newsrooms. Each afternoon, we provide our listeners with a deeper look into the stories coming across our news desk that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 15, 2021
eXp CEO on what’s ahead for the brokerage
Today’s HousingWire Daily features a crossover episode with RealTrending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Tracey Velt, managing editor at RealTrends , a HousingWire sister company, interviews Glenn Sanford, CEO and founder of eXp World Holdings. During this episode, Sanford addresses his critics about his agent referral program, where he is taking the company next and growth limiters for the brokerage.
Apr 14, 2021
Hispanic homebuyers and the dream of homeownership
Today’s HousingWire Daily features the eighth episode of Honest Conversations, a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. In this episode, Lloyd interviews Fernando Paez, a franchise sales consultant at REMAX who is specifically working on expanding homeownership in the Hispanic community. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 13, 2021
Can upzoning increase affordable housing options?
Today’s HousingWire Daily features an interview with Atticus LeBlanc, the founder of PadSplit, a company that claims it’s disrupting the affordable housing marketplace. In this episode, LeBlan, who is also the co-founder of Stryant Construction & Management, discusses how the nation’s eviction moratoriums could cause long-term issues for housing affordability and why he believes America needs more "upzoning" to help with the affordable housing crisis. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 12, 2021
VA borrowers face obstacles in today’s housing market
In today’s HousingWire Daily episode, HousingWire HW+ Managing Editor Brena Nath joins HousingWire Managing Editor James Kleimann to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Nath and Kleimann discuss some of the challenges VA borrowers often face when purchasing a home in a competitive housing market. The pair also review the topics the HousingWire editorial team will cover in the week ahead, including compensation structures for different sectors within the mortgage and real estate industry.
Apr 9, 2021
Wells Fargo's Kristy Fercho on the future of lending
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, HousingWire’s Editor in Chief Sarah Wheeler interviews Kristy Fercho , executive vice president and head of home lending at Wells Fargo, who also serves as the chairman elect of the Mortgage Bankers Association. During the episode, Fercho explains how Wells Fargo is serving borrowers during COVID-19, the overall effect forbearance exits will have on the housing market, and whether or not she is optimistic about the big bank model.
Apr 8, 2021
What's behind the antitrust lawsuit against NAR and Zillow?
Today’s HousingWire Daily features a crossover episode of the RealTrending podcast. In this episode, Steve Murray, senior advisor to HW Media, discusses the lawsuit Rex Real Estate filed against the National Association of Realtors and Zillow, insight into this year’s RealTrends 500 top brokerages and what’s going on with inflation.
Apr 7, 2021
MBA’s Charmaine Brown on diversity at the executive level
Today’s HousingWire Daily features the seventh episode of Honest Conversations, a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. In this episode, Lloyd interviews Charmaine Brown, the director of diversity, equity, and Inclusion at the Mortgage Bankers Association, on diversity at the executive level and what new opportunities the organization has coming down the pike. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Apr 6, 2021
MBA's Mike Fratantoni on job numbers and housing
Today’s HousingWire Daily features an interview with the Mortgage Bankers Association’s Chief Economist and Senior Vice President of Research and Industry Technology, Mike Fratantoni. In this episode, Fratantoni discusses the nation’s latest unemployment rate, which is down to 6%, according to the U.S. Labor Department. During the episode, Fratantoni delves into what factors contributed to the improvement in job growth and discusses the overall outlook for the nation’s job market and its likely impact on the housing industry.
Apr 5, 2021
What will the CFPB's ramped up enforcement look like?
In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd joins HW+ Managing Editor Brena Nath to discuss the hottest topics that came the HousingWire newsroom last week, as well as this month’s magazine issue which focuses on closing. During the episode, the pair examine the Consumer Financial Protection Bureau’s latest warning to servicers that it’s ramping up enforcement, and discuss what readers can expect in the April magazine issue. HW Magazine is a part of the HW+ premium membership community. If you’re not a member yet, you can join here to get exclusive, in-depth articles, transcriptions of our podcasts, free registration to HousingWire events and more.
Apr 2, 2021
RE/MAX’s Fiona Petrie talks virtual acquisitions
Today’s HousingWire Daily features a crossover episode with REAL Trending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Tracey Velt, managing editor at REAL Trends , a HousingWire sister company, interviews Fiona Petrie , Executive Vice President & Managing Director of U.S. Operations for RE/MAX Integra. During the this episode, Petrie discusses ways to combat Zoom fatigue and her lessons learned from a recent conversion of an independent into the RE/MAX Integra family that was done completely virtual.
Apr 1, 2021
This is how residential valuation is changing
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, Brian Zitin , CEO of Reggora, talks about innovation within his company, as well as changes occurring in residential valuation. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Mar 31, 2021
How affordable housing supports minority homeownership
Today’s HousingWire Daily features the sixth episode of Honest Conversations, a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. In this episode, Lloyd interviews Jaya Dey , senior economist in the single-family client and community engagement at Freddie Mac, about affordable housing and how it impacts minority homeownership. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Mar 30, 2021
Tracey Velt breaks down the latest RealTrends 500 rankings
Today’s HousingWire Daily episode features an interview with Tracey Velt, managing editor at RealTrends , a HousingWire sister company. In this episode, Velt discusses the latest RealTrends 500, which ranks the largest real estate brokerages in the country by transaction sides and sales volume. During the episode, Velt highlights which brokerages achieved top rankings in both categories for 2020, and shares what stood out to her the most about the rankings.
Mar 29, 2021
A closer look at the nation’s hottest housing markets
In today’s HousingWire Daily episode, HousingWire HW+ Managing Editor Brena Nath joins Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Nath and Wheeler discuss the latest Real Trends 500 list which ranks the largest real estate brokerage firms in the country by transaction sides and sales volume. The pair also review the recent median home sale price report from Redfin and examine what’s been happening in some of the hottest housing markets across the country.
Mar 26, 2021
Coldwell Banker COO on championing female leaders
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Girlfunds podcast. In this episode, Liz Gehringer, Coldwell Banker Real Estate chief operating officer, discusses how she created the Women in Leadership platform at Coldwell Banker and how the program champions Coldwell’s next generation of women leaders.
Mar 25, 2021
This is how zoning impacts homebuying
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast. In this episode, HousingWire's Editor in Chief Sarah Wheeler interviews John Beacham, CEO of Toorak Capital Partners. During the episode, Beacham discusses his recent HousingWire article that outlines three common-sense initiatives that could immediately make a difference in affordable housing, as well as how zoning impacts the home buying process. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Mar 24, 2021
How Black Lives Matters impacted the housing industry
Today’s HousingWire Daily features the fifth episode of Honest Conversations a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd . In this episode, Lloyd interviews Montell Watson, the director of corporate strategy at Movement Mortgage, about the impact Black Lives Matter had on the housing industry. Honest Conversations is a miniseries that examines the state of minority homeownership and the factors that have contributed to inequality within American housing. Each Wednesday, tune into HousingWire Daily as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect and what experts are doing to close the gap. Sponsored by Caliber Home Loans and hosted and produced by Alcynna Lloyd.
Mar 23, 2021
Zillow's Matthew Speakman on the state of inventory
Today’s HousingWire Daily features an interview with Zillow Economist Matthew Speakman . In this episode, Speakman discusses the latest existing home sales report , which indicates that existing home sales fell 6.6% in February to a seasonally-adjusted annual rate of 6.22 million, according to the National Association of Realtors. During the episode, Speakman dives into what factors may have contributed to this slowdown, as well as what homebuyer demand and inventory levels mean for the housing market going forward.
Mar 22, 2021
What does UWM's policy mean for mortgage brokers?
In today’s HousingWire Daily episode, HousingWire HW+ Managing and Magazine Editor Brena Nath joins HousingWire Managing Editor James Kleimann to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Nath and Kleimann discuss the ongoing saga between United Wholesale Mortgage and Rocket Mortgage, and examine how UWM’s policy could affect the broker community going forward.
Mar 19, 2021
Michael Bright talks LIBOR and GSE reform
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, Michael Bright , CEO of Structured Finance Association, discusses findings in the 2020 SFA Annual Report as well as what's ahead for the market this year in relation to LIBOR , ESG initiatives, and GSE reform . HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Mar 18, 2021
Kerry Melcher on building wealth through homeownership
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Girlfunds podcast. In this episode, OpenDoor Head of Sales and Brokerage Kerry Melcher shares her experience as a third-generation Realtor and discusses the powerful role that homeownership plays in building wealth.
Mar 17, 2021
The importance of financial education for minority borrowers
Today’s HousingWire Daily features the fourth episode of Honest Conversations a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd . In this episode, Lloyd interviews Castleigh Johnson, MyHomePathway’s Founder and CEO, about the relationship minorities have with financial education and homeownership. Honest Conversations is a miniseries that examines the state of minority homeownership and the factors that have contributed to inequality within American housing. Each Wednesday, tune into HousingWire Daily as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect and what experts are doing to close the gap. Sponsored by Caliber Home Loans and hosted and produced by Alcynna Lloyd.
Mar 16, 2021
How COVID affects homeownership among single women
Today’s HousingWire Daily episode, features an interview with Odeta Kushi , deputy chief economist for First American . In this episode, Kushi discusses her recent article which digs into whether or not the pandemic will affect homeownership demand among single women in America.
Mar 15, 2021
Should we worry about the volume of cash-out refinancing?
In today’s HousingWire Daily episode, HousingWire HW+ Managing and Magazine Editor Brena Nath joins HousingWire Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Nath and Wheeler discuss HousingWire Lead Analyst Logan Mohtashami ’s recent HW+ article which dives into the recent uptick in cash-out refinancing and examines whether or not this will lead to a cash-out loan crisis. The pair also review last week's biggest stories, and the topics the HousingWire editorial team will cover in the week ahead.
Mar 12, 2021
Framework CEO on fair housing under Biden
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, Danielle Samalin , CEO of Framework Homeownership , discusses the importance of fair housing , and how homeowners can protect their biggest and most valuable investment toward wealth creation.
Mar 11, 2021
Bryan Bergjans on championing veteran homeownership
Today’s HousingWire Daily , features an interview with Bryan Bergjans, senior vice president and national director of military lending and retail business development at Caliber Home Loans. Bergjans joins the podcast to discuss some of the barriers veterans often face in the housing market and how the industry as a whole can address veteran homeownership going forward.
Mar 10, 2021
How housing policy impacts minority homeownership
In this episode, Lloyd interviews Lydia Pope , the president-elect and speaker Pro-Tem for the National Association of Real Estate Brokers. Lydia joins Lloyd to have an honest conversation on how shifting housing policy has impacted minority homeownership. Honest Conversations is a miniseries that examines the state of minority homeownership and the factors that have contributed to inequality within American housing. Each Wednesday, tune into HousingWire Daily as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect and what experts are doing to close the gap. Sponsored by Caliber Home Loans and hosted and produced by Alcynna Lloyd.
Mar 9, 2021
John Pataky on how mortgage rates will impact demand
In this episode of HousingWire Daily, John Pataky, the EVP and chief banking officer at TIAA Bank, joins the podcast to talk about the current state of the housing market, focusing on how mortgage rates could impact homebuyer demand in 2021. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Mar 8, 2021
A deep dive into UWM's recent announcement
In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd joins HousingWire HW+ Managing and Magazine Editor Brena Nath to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Lloyd and Nath review last week’s virtual Spring Summit and discuss the biggest topics the HousingWire editorial team is covering into this week. The pair also examine United Wholesale Mortgage’s recent announcement that it will no longer partner with brokers who also work with Rocket Mortgage and Fairway Independent Mortgage Corp and discuss what this move could mean for the market going forward.
Mar 5, 2021
Servicing trends and the current state of mortgage forbearance
In this episode of HousingWire Daily, Courtney Thompson, senior vice president of default mortgage at Flagstar Bank, joins the podcast to talk about the biggest mortgage forbearance trends that she is watching and what trends she thinks others should be following. Sharing a recap of her panel at the Housing Spring Summit on Thursday, Thompson discusses the main themes from her panel titled, "Servicing Challenges in a Pandemic Period." She also addresses the idea that servicing has been further behind than the origination market when it comes to technology.
Mar 4, 2021
How to track real estate brokerage trends
Today's HousingWire Daily episode features an interview with Tracey Velt, managing editor at REAL Trends , a HousingWire sister company. In this episode, Velt discusses the recent launch of the new REAL Trends website, the most significant real estate trends at the moment and what's ahead for the REAL Trending podcast.
Mar 3, 2021
Biden's housing policy and minority homeownership
Today’s HousingWire Daily features the second episode of Honest Conversations a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd . In this episode, Lloyd interviews New American Funding’s Charles Lowery , director of legislative policy and external affairs, and Frank Fuentes , the national VP of multicultural community lending, on how housing policy impacts minority homeownership. Honest Conversations is a miniseries that examines the state of minority homeownership and the factors that have contributed to inequality within American housing. Each Wednesday, tune into HousingWire Daily as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect and what experts are doing to close the gap. Sponsored by Caliber Home Loans and hosted and produced by Alcynna Lloyd.
Mar 2, 2021
This is how to coach originators in a volatile market
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, the founder and CEO of HW Media Clayton Collins interviews Gino Fronti and Don Goettling, who are both area managers at Finance of America Mortgage. During the episode, the founders of DG Media and the Don & Gino show , discuss how to best coach originators in today’s market, as well as how to be an origination leader in 2021. The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.
Mar 1, 2021
Tech100: The companies propelling digital disruption
Today’s HousingWire Daily focuses on the newly released HousingWire March magazine issue. In this episode, Digital Media Manager Alcynna Lloyd joins HW+ Managing Editor Brena Nath to discuss what readers can expect in HousingWire’s March magazine issue, which features the 2021 Mortgage and Real Estate Tech100 winners HW Magazine is a part of the HW+ premium membership community. If you’re not a member yet, you can join here to get exclusive, in-depth articles, transcriptions of our podcasts, free registration to HousingWire events and more.
Feb 26, 2021
NAR's CMO on mentoring during COVID-19
Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds podcast. During the episode, Victoria Gillespie, chief marketing and communications officer at the National Association of Realtors discusses how she helped mentor and lead her team, along with the 1.4 million realtors who the association serves, through COVID-19. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Feb 25, 2021
Sue Woodard on the current state of mortgage technology
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast. In this episode, Total Expert’s Sue Woodard uses her unique perspective to discuss the current state of mortgage technology and explains why she believes the customer is really the hero of the story. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Feb 24, 2021
An Honest Conversation on minority homeownership
Today’s HousingWire Daily features the first episode of Honest Conversations a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd . The podcast aims to examine the state of minority homeownership in America. In this episode, Lloyd interviews Michael Neal , a senior research associate in the Housing Finance Policy Center at the Urban Institute, about the history and data behind housing. Honest Conversations is a miniseries that examines the state of minority homeownership and the factors that have contributed to inequality within American housing. Each Wednesday, tune into HousingWire Daily as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect and what experts are doing to close the gap. Sponsored by Caliber Home Loans and hosted and produced by Alcynna Lloyd.
Feb 23, 2021
What to expect at HousingWire’s Spring Summit
Today’s HousingWire Daily episode features an interview with HousingWire Editor in Chief Sarah Wheeler . In this episode, Wheeler discusses HousingWire’s upcoming Spring Summit on March 4, and what attendees can expect from the virtual conference. Sign up for HW+ membership and register for the summit here , or get event-only access for your company or team here.
Feb 22, 2021
What's behind loanDepot's earnings?
In today’s HousingWire Daily episode, HousingWire Digital Media Manager Alcynna Lloyd joins HousingWire Managing Editor James Kleimann to discuss the hottest topics coming across HousingWire’s news desk. In this episode, the pair review loanDepot’s latest earnings report following the lender’s recent IPO and examine what the rise of brokerage, Compass could mean for the market going forward. The pair also discuss the biggest and most prominent topics the HousingWire editorial team covered this month.
Feb 19, 2021
How brokers can reach underserved communities
Today’s HousingWire Daily features a crossover episode with REAL Trending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Tracey Velt, managing editor at REAL Trends , a HousingWire sister company, interviews Ryan Gorman , president and CEO, Coldwell Banker Real Estate and Booker Pickett , broker, and owner of Coldwell Banker Pickett Fences. During the interview, the trio discusses the challenges and barriers facing minority brokers and a new program aimed at giving them a hand up. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Feb 17, 2021
Here's why low mortgage rates need to end
HousingWire Lead Analyst Logan Mohtashami joins the HousingWire Daily podcast to talk about why low mortgage rates need to end. During the interview, HW+ Managing Editor Brena Nath interviews Mohtashami on his most recent article , "We need higher mortgage rates to cool the housing market." In his article, Mohtashami states, "For 2021, we need to root for a repeat of what happened in 2013-2014 and 2018-2019. Home prices have caught up to per capita income, just like what we saw in 2002. However, mortgage rates are lower today, and demographics better. I feared this could be the case and it’s part of why I wrote the Chaos Theory for HousingWire back on Feb 3, 2020. I wrote that if COVID-19 hit us, stocks, the economy, and bond yields would fall, and this means mortgage rates would go down with it."
Feb 17, 2021
When will COVID-19 forbearance extensions end?
In this HousingWire Daily episode, HW+ Managing Editor Brena Nath covers the latest COVID-19 forbearance extensions. On Tuesday, U.S. Department of Housing and Urban Development’s announcement that it extended COVID-19 foreclosure and forbearance moratoriums for FHA and USDA loans to June 30, 2021. For the episode, Greg McBride, senior vice president and chief financial analyst for Bankrate.com joins the podcast to share his insights on what the COVID-19 forbearance and foreclosure relief programs means for homeowners and people in the housing finance industry. During the interview, he shares a recap on the past extensions, the pros and cons of the latest extension and at what point he thinks the extensions will stop.
Feb 16, 2021
Linda O’Koniewski on what real estate brokerages really need
Today's HousingWire Daily episode features a crossover episode with REAL Trending, a podcast that focuses on interviewing the brightest minds in real estate. In this episode, Tracey Velt, managing editor at REAL Trends , a HousingWire sister company, interviews Linda O’Koniewski, CEO of Leading Edge Real Estate in Boston, discussing the lessons she learned after finding out her former franchise pulled the plug, and they had to rebrand overnight. Five years later, the company is on solid footing, regaining some of the agents they lost and introducing new initiatives like the LEAP program, which offers a plug and play system for virtual teams and brokers.
Feb 12, 2021
MBA's Marcia Davies on creating more space for women
Today’s HousingWire Daily interview features features a crossover episode from HousingWire’s Girlfunds podcast. In this episode, Marcia Davies, the chief operating officer for the Mortgage Bankers Association and a winner of the HousingWire Woman of Influence award continues the conversation on leadership and what women can do to better support other women. During the episode, Davies shares her own journey in dealing with " imposter syndrome ," as well as actionable tips for women just starting their career to how to negotiate a higher salary.
Feb 11, 2021
WFG’s Monique Winston on inclusivity and fair lending
Today’s HousingWire Daily interview features an interview with Monique Winston , the vice president and a national business development executive, and chair diversity and inclusion council member at WFG National Title Insurance company. In this episode, Winston discusses her work as a nationally renowned minority business advocate. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Feb 10, 2021
Why are homebuyers flocking to Arizona's housing market?
Today’s HousingWire Daily interview features an interview with Caliber Home Loans’ Brandon Bialkowski and Vanessa Accra . In this episode, the loan consultants discuss Arizona’s hot housing market, which is experiencing a significant uptick in homebuyer migration. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Feb 9, 2021
Ginnie Mae on what’s next for the digital mortgage
Today’s Mortgage Desk segment of HousingWire Daily features an interview with Angel Hernandez, Ginnie Mae director MBS policy and program development. Ginnie Mae recently began accepting eNotes, and even guaranteed its first digital pool of mortgage backed securities. All of this is due to the mortgage guarantor’s ongoing Digital Collateral Program. This new focus on digital at Ginnie Mae could have major consequences for the housing market. The company said it expects to see escalating levels of growth in the volume of eNotes securitized under its MBS Program for 2021. And Rocket Mortgage, which has originated the first eNotes under Ginnie Mae’s pilot program , agreed that the housing industry will soon see higher adoption rates of the digital mortgage, saying the program could even become much more popular by the end of 2021.
Feb 8, 2021
A closer look at Biden's first-time homebuyer tax credit
In today’s HousingWire Daily episode, HW+ Managing Editor Brena Nath joins HousingWire Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. In this episode, the pair review President Joe Biden’s proposed stimulus and $15,000 tax credit, as well as what it could mean for the housing market if passed.
Feb 5, 2021
Realogy's Sue Yannaccone on supporting women in the housing industry
Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds podcast. In this episode, Sue Yannaccone, the CEO of Realogy Franchise Group , talks about what women can do to better support other women and how she has created boundaries in order to create more balance between her work life and personal life, especially after a year like 2020. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Feb 4, 2021
Sagent’s CTO on why lenders face a K-shaped recovery
Today’s HousingWire Daily episode features an exclusive interview with Sagent’s Chief Technology Officer, Uday Devalla . In this episode, Devalla discusses his recent HW+ article that explains why he believes lenders now face a K-shaped economic recovery. During the interview, Devalla discusses the COVID-19 foreclosure moratoriums and the CARES Act, two key housing relief policies ending soon, and what these policy expirations could mean for servicers.
Feb 3, 2021
This is how lenders can adapt during unprecedented times
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, Vermillion Consulting’s Dale Vermillion discusses how mortgage lenders can best adjust their businesses during periods of growth and how they can also support their staff during tumultuous times.
Feb 2, 2021
Ed DeMarco on Biden’s approach to forbearance
President Joe Biden has stayed busy since taking office last month, including a slew of executive orders and other plans, including plans for homeowners such as forbearance options. On his first day in office, Biden signed an executive order instructing the U.S. Department of Housing and Urban Development to extend the foreclosure moratorium until March 31. And his nominee for HUD Secretary, Marcia Fudge, has vowed to make housing discrimination a priority if her nomination is approved. Today’s Mortgage Desk segment of HousingWire Daily features an interview with Housing Policy Council President and former director of the Federal Housing Finance Agency Ed DeMarco. In this episode, DeMarco talks about the Biden administration’s plans as homeowners come out of forbearance and its focus moving forward.
Feb 1, 2021
What's ahead for servicers in 2021?
Today’s HousingWire Daily focuses on this month’s Magazine issue. In this episode, HW+ Managing and Magazine Editor Brena Nath discusses what readers can expect in HousingWire’s February issue, which will focus on the unique challenges Servicers will face in 2021. HW Magazine is a product of HousingWire’s HW+ premium membership. A HW+ membership will provide you with career-making insights and analysis of Mortgage, Real Estate, and FinTech, all for less than your daily cup of coffee. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Feb 1, 2021
Introducing Honest Conversations
Right now, more than ever, the housing industry has been having honest conversations about how race impacts the homebuying process. To heighten the discussion, HousingWire is launching Honest Conversations, a new mini-podcast series to examine the state of minority homeownership in America. In February, please join HousingWire Daily each Wednesday as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect, and what experts are doing to close the homeownership gap.
Jan 29, 2021
Brian “Woody” White on diversity in today’s housing finance industry
Today’s HousingWire Daily interview features a crossover episode from HousingWire’s Housing News podcast . In this episode, HomeBridge Chief Diversity & Inclusion Officer Brian “Woody” White discusses what increasing diversity within the housing finance industry looks like on a practical level. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Jan 28, 2021
Perry Rahbar on dv01 and its acquisition of Pragmic Technologies
Today’s HousingWire Daily features an interview with Perry Rahbar , the founder and CEO of dv01 . In this episode, the 2020 HW Tech Trendsetter discusses this year’s fintech market, as well as his company’s latest acquisition of Pragmic Technologies. The Housing News podcast explores the most important topics happening in mortgage, real estate and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.
Jan 27, 2021
What do rising mortgage rates mean for housing?
Today’s HousingWire Daily episode features an exclusive interview with First American’s Chief Economist Mark Fleming . In this episode, Fleming discusses First American’s latest Real House Price Index data and what a rising rate environment could mean for the housing market.
Jan 26, 2021
Former CFPB Director on what Biden’s CFPB will look like
Today’s Mortgage Desk segment of HousingWire Daily features an interview with Richard Cordray, the former director of the Consumer Financial Protection Bureau, as he talks about what comes next for the CFPB. President Joe Biden nominated Federal Trade Commission Commissioner Rohit Chopra as the next director, and he is now awaiting confirmations by the Senate. In this episode, Cordray talks about what the industry can expect from the soon-to-be director.
Jan 25, 2021
A look at Biden’s first week in office
In today’s HousingWire Daily episode HousingWire Digital Media Manager Alcynna Lloyd joins Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. Lloyd and Wheeler review last week’s inauguration of President Joe Biden and examine which housing issues the new administration has already taken action on. The pair also discuss the latest existing home sales report , United Wholesale Mortgage’s IPO and what could be ahead for mortgage rates in 2021.
Jan 22, 2021
How student loans impact homeownership
Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds . During the episode, LoanSense CEO and Co-Founder Catalina Kaiyoorawongs discusses why student loans are one of the biggest barriers to homeownership. In the episode, Kaiyoorawongs gives listeners the direction to navigate their debt and accomplish their goal of owning a home.
Jan 21, 2021
MBA's Lisa Haynes on why inclusivity is important in the real estate finance industry
In today’s HousingWire Daily interview, Lisa Haynes , the Mortgage Bankers Association’s chief financial officer and chief diversity and inclusion officer, joins HousingWire Digital Media Manager Alcynna Lloyd to discuss MBA’s VOICES , which is a three-part series that explores the experiences of women of color in the real estate finance industry. During the interview, Haynes explains why recent political and social events have elevated conversations about diversity and inclusion within the real estate industry.
Jan 20, 2021
NAHB’s Robert Dietz on declining home builder confidence
In today’s HousingWire Daily episode, National Association of Home Builders Chief Economist Robert Dietz discusses the latest NAHB and Wells Fargo Housing Market Index. According to the report, sentiment declined in January as supply constraints and rising costs negatively impacted homebuilders. During the interview, Dietz also explains what the drop in the HMI means for builder confidence at this time and going forward into 2021.
Jan 19, 2021
What's behind the surge in title M&A?
Today’s Mortgage Desk segment of HousingWire Daily features an exclusive interview with Sarah Perkins, Lawyers Title of Arizona sales executive. Perkins has been in mortgage title for about 17 years, and compares the surging merger and acquisition activity today with the two acquisitions she has gone through. In this episode, Perkins discusses what is causing this increase, such as technology and the growth environment, as well as what might be ahead for the industry headed into 2021.
Jan 18, 2021
Adam Constantine on MLK Jr's impact on housing equality
In today’s HousingWire Daily interview, Adam Constantine , the owner and CEO of Ace Creatives and former digital content strategist for Movement Mortgage, joins HousingWire Digital Media Manager Alcynna Lloyd to discuss Martin Luther King Jr’s impact on housing equality. During the interview, Constantine also explains why the industry needs to focus on evoking intentional change rather than launching lackluster initiatives.
Jan 15, 2021
MBS Highway's Barry Habib on why 2021 will be a year of growth
Today’s HousingWire Daily features a Housing News podcast crossover episode with MBS Highway and CEO Barry Habib. In this episode, HousingWire Editor in Chief Sarah Wheeler and Habib launch season 5 of the podcast by discussing MBS Highway’s 2021 housing market forecast. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Jan 14, 2021
Manhattan’s rebounding mortgage market
Today’s HousingWire Daily episode features an interview with HousingWire Managing Editor James Kleimann and William Raveis Mortgage Executive Mortgage Banker Melissa Cohn. In this episode, Kleimann and Cohn talk about the surprising group of people who are now buying in Manhattan, the rebounding state of mortgage finance in the Big Apple , what’s slowing down turn-times, and what to make of all the IMBs going public. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Jan 13, 2021
Compass’ Alex Tapp on Austin’s red hot housing market
In today’s HousingWire Daily interview, Alex Tapp a real estate advisor with Compass explains why Austin, Texas, dubbed the Silicon Hills , is now one of the most competitive housing markets in the nation. During the interview, Tapp also explains what the uptick in competition means for Austin’s housing inventory and affordability. The Housing News podcast explores the most important topics happening in mortgage, real estate and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.
Jan 12, 2021
The future of the CFPB under the Biden administration
In today’s Mortgage Desk segment of HousingWire Daily, Mayer Brown Partner Ori Lev, a founding member of the CFPB where he served as a deputy enforcement director for litigation, talks about the future of the bureau and what this most recent ruling means.
Jan 11, 2021
A closer look at Guaranteed Rate’s acquisition of Stearns
In today’s HousingWire Daily episode, HW+ Managing Editor Brena Nath joins HousingWire newsroom Managing Editor James Kleimann to discuss the hottest topics coming across the HousingWire news desk. In this episode, the pair review Kleimann’s recent article that discusses wholesale lender Homepoint’s IPO filing on Friday. Nath and Kleimann also dig deep into his scoop on Guaranteed Rate’s acquisition of Stearns Holdings, and what this could mean for the mortgage companies going forward.
Jan 8, 2021
Real estate agent Scott Sanchez on how to be a competitive buyer
Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds . During the episode, Colorado Springs-based Real Estate Agent Scott Sanchez and Girlfunds host Brena Nath go through a list of Bankrate ’s top home-buying questions and explain how to determine your total purchasing budget. The pair also discuss how much you should care about your potential future neighbors and examine what really goes into a home’s closing costs.
Jan 7, 2021
What's behind Guaranteed Rate's acquisition of Stearns?
Today’s HousingWire Daily episode features an interview with HousingWire Managing Editor James Kleimann. In this episode, Editor-in-Chief Sarah Wheeler and Kleimann talk about his promotion to managing editor, what he has planned for the newsroom in 2021, and the big deal Guaranteed Rate struck to acquire Stearns Holdings. Kleimann shares what he’s learned about Stearns’ operations, why the deal makes sense for Guaranteed Rate, what this does for the spectre of an IPO, and how two very different company cultures might gel.
Jan 6, 2021
2020 in housing review and what’s ahead in 2021
Today’s HousingWire Daily focuses on some of the housing topics that shaped 2020. In this episode, we take a look back at last year’s biggest housing concerns and hear industry experts’ commentary on what’s to come in 2021. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles related to this episode: · Black Knight’s Walden on mortgage delinquencies in 2021 · Redfin’s Daryl Fairweather on whether or not there will be a foreclosure crisis · TIAA Bank’s John Pataky on homebuyer demand · MBA’s Mike Fratantoni on next year’s purchase market
Jan 5, 2021
Logan Mohtashami on the 2021 housing forecast
Today’s HousingWire Daily episode features an interview with HousingWire Lead Analyst Logan Mohtashami. In this episode, Mohtashami takes a deeper look at topics covered in HousingWire’s economist Q&A series on the top housing market forecasts for 2021. Mohtashami discusses housing demand in the years 2020-2024, mortgage rate projections for 2021 and why he believes new homes sales can’t compete with the existing market as it did decades ago.
Jan 4, 2021
Clayton Collins on the housing industry outlook in 2021
In today’s HousingWire Daily episode, HW+ Managing Editor Brena Nath joins HW Media Founder and CEO Clayton Collins to discuss the hottest topics coming across HousingWire’s news desk. In this episode, Nath and Collins reflect on 2020, discussing everything from the pivot to remote work to HW Media’s acquisition of REAL Trends. The pair also talk about what’s next for the housing industry as it enters 2021 and the recent announcement of Mortgage Editor James Kleimann’s promotion to HousingWire managing editor.
Jan 1, 2021
Realtor.com’s George Ratiu on the nation’s student debt crisis
Today’s HousingWire Daily features a rerun episode Realtor.com’s Senior Economist George Ratiu . In this interview, Ratiu discusses how student loan debt is impacting the nation’s financially strained borrowers.
Dec 31, 2020
Redfin’s Daryl Fairweather on whether or not there will be a foreclosure crisis
Today’s HousingWire Daily features an exclusive rerun interview with Redfin’s Daryl Fairweather. In this episode, Fairweather explains why she believes the U.S. housing market is likely to withstand a wave of foreclosures once mortgage forbearance comes to an end.
Dec 30, 2020
CoreLogic’s Frank Nothaft talks 2020 and what’s to come
Today’s HousingWire Daily features a rerun Housing News Podcast interview that features Frank Nothaft , the chief economist at CoreLogic. In this interview, Nothaft discusses how the COVID-19 pandemic has impacted the housing market’s vitality as well as the economy . Notably, Nothaft also offers his housing market predictions for 2021. As we wrap the year, we are rerunning our favorite episodes from 2020.
Dec 29, 2020
Dava Davin on how to start the home-buying process
Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds . In this episode, Portside Real Estate Group Founder and HousingWire 2020 Woman of Influence , Dava Davin discusses everything from her best financial tip to her No. 1 piece of advice to people starting the home-buying process. Here is a small preview of today’s interview with Dava Davin. The transcript below has been lightly edited for length and clarity: Brena Nath: We are obviously passionate about home buying and purchasing tips and insight. As someone who is regularly helping people achieve their dream of homeownership, I have a basic entry-level question, how do you recommend people start the home buying process and where do you think they often go wrong when it comes to buying a home? Dava Davin: Going back to our first question about youth, I think the younger, the better when thinking about homeownership. It’s important to start having good behaviors when you are young. Simple things like paying your bills on time, budgeting, saving for that down-payment and speaking with a trusted loan officer can help folks start the homebuying process a year or two in advance. They're not bothering anyone; a loan officer will be happy to have their business and help set them up. I think the typical scenario for homeownership is that you are in a long-term relationship, and then maybe you want to solidify that relationship or have a family. So, you buy a house but it doesn't have to be in that order. I think that sort of thinking is where people go wrong. They think, ‘oh, this is how I'm supposed to do it, I'm supposed to graduate from college, get the job and do it in this way.' You don't necessarily have to. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Dec 28, 2020
What the signed stimulus bill means for housing
In today’s episode, Digital Producer Alcynna Lloyd joins HousingWire Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire’s news desk. During the episode, Lloyd and Wheeler review the recent news that President Donald Trump signed the second COVID-19 stimulus bill and how it could impact homeowners. The pair also highlight what some economists say we should expect for the housing market in 2021 and discuss the housing inventory shortage and whether it will impact potential homebuyers. For more background on what is discussed, here is a preview of today’s interview, lightly edited for length: HousingWire: Sarah, what stories really caught your eyes last week? Sarah Wheeler: The stimulus bill was really the talk of all last week and then, of course, this weekend, with Trump finally signing the $900 billion stimulus bill. We were focused on both the bill and the implications for our industry as we knew it had quite a bit of an impact for renters and homeowners. Notably, we learned that many people who may have been in a good financial position prior to the pandemic could have saved the money they got from the last stimulus bill, which is really interesting. They didn’t travel, and they weren’t able to do many things they normally do, so they might be saving the funds. Currently, we’re looking at the $600 one-time stimulus checks and the unemployment benefits that are going through. That being said, the House is also voting today on increasing those checks to $2,000. However, it’s unclear if the Republican-led Senate will even vote on the amount or if it will pass. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Trump signs stimulus bill: Here’s what you need to know The good, the bad, and the likely for housing in 2021 FHFA extends multifamily forbearance through March 31
Dec 25, 2020
Logan Mohtashami on the housing year in review
Today’s HousingWire Daily features a rerun episode with HW Media Founder and CEO Clayton Collins and Lead Analyst Logan Mohtashami. In this interview, which was conducted at HousingWire’s Annual Conference , Mohtashami delves into the chaos theory applied to housing in 2020.
Dec 24, 2020
MBA’s Mike Fratantoni on next year’s purchase market
Today’s HousingWire Daily features a rerun episode of an exclusive interview with Mike Fratantoni, the Mortgage Bankers Association’s chief economist. In this episode, Mike discusses the MBAs Mortgage Forecast , which includes revised estimates for the third and fourth quarter of 2020, as well as predictions for next year’s purchase market.
Dec 23, 2020
HousingWire dives deep on 2021 housing market forecasts
Today’s HousingWire Daily features a rerun Monday Morning Cup of Coffee interview with HW+ Managing Editor Brena Nath and Magazine Editor Kelsey Ramirez . In this interview, Nath and Ramirez review the HousingWire December/January Magazine issue , which is a part of HW+ Premium Content, and also highlights what the HousingWire editorial team believes could happen for each sector of the housing industry in next year’s market.
Dec 22, 2020
How to win in a competitive housing market
Today’s HousingWire Daily features a crossover episode from HousingWire’s Girlfunds . In this episode, LA-based Real Estate Agent Xio Sandoval discusses how she is helping her clients lock in a home in today’s competitive market, along with some creative financial ways she has helped people buy a home, such as renting out the basement. Here is a small preview of today’s interview with Sandoval. The transcript below has been lightly edited for length and clarity: Sarah Wheeler: You know, we did want to ask you one question about market competition. Currently, Brena Nath is in the process of buying a house and I just bought a second house. I know you value creating long term relationships with clients, but in today's fast paced market, how are you helping them lock in their dream home? Xio Sandoval: I have a couple of buyers right now that are just being rejected and we're submitting very aggressive offers. So, I just make sure they understand and remind them they have to be patient. I'm here for them. I don't care if I show them two houses, 20 houses or 30 houses, we're going to get in and I'm not giving up on them. Right now, a house I’m working on is paying two and a half commission to the MLS agent. I'm giving up 0.5% or 0.75% back to the seller as a credit, so they can consider my buyers offer because I rather work in volume than make money in one deal. This means that buyer is going to stay with me. In fact, right now I'm selling houses to the children of former clients from 10-15 years ago, which is unreal. The market is crazy but that will eventually slow and that’s why maintaining your relationships is important. If the agents know that you are like minded, they will eventually want to work with you. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Dec 21, 2020
How does a new stimulus check impact housing?
In today's HousingWire Daily episode HW+ Managing Editor Brena Nath joins HousingWire Editor in Chief Sarah Wheeler to discuss the biggest topics coming across the HousingWire news desk. Nath and Wheeler review the recent announcement of approval for another round of stimulus checks and examine how this could impact the housing market. The pair also discuss why three brokers are gearing up for a potential battle in court with United Wholesale Mortgage and highlight what economists say is ahead in 2021. For more background on what is discussed, here is a preview of today's interview. The transcript below has been lightly edited for length: HousingWire: What is something that we should all be watching right now regarding the news? Sarah Wheeler: I think the biggest news over the weekend was the stimulus bill going through. There was a lot of hand-wringing over the last month as many wondered the eventual shape of the bill. However, they did get it done, and we now have a stimulus bill. I think many people have focused on the $600 coming through to American households, which is certainly a big part of it, and that's just a stimulus check. But for our audience, we really want to examine the impact on homeowners or renters looking to become homeowners, which is what we're doing a deep dive on today. Jonathan Reckford, CEO of Habitat for Humanity, wrote an op-ed piece for HousingWire last week discussing what he hoped the stimulus bill would include. One of the interesting things in his take on that was that he felt like there should be money for low-income homeowners. There have been quite a few things for unemployed renters but not so much for homeowners based on how much money they make, yet that could greatly impact our industry. I don't see that in this particular stimulus bill, but we haven't dug into it all the way yet. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: How the latest stimulus impacts renters and homeowners Three brokers go to war with United Wholesale Mortgage The next coronavirus front: evictions and foreclosures The pandemic's impact on housing market in 2021
Dec 18, 2020
Black Knight’s Andy Walden on why mortgage delinquencies could climb in 2021
Today’s HousingWire Daily features an exclusive interview with Andy Walden, an economist and the director of market research at Black Knight. In this episode, Walden discusses Black Knight’s latest report, which indicates that although delinquencies improved in November, nearly 2.2 million seriously past-due mortgages remain.
Dec 17, 2020
What should RON look like in 2021?
Today’s HousingWire Daily episode features an exclusive interview with NotaryCam’s CEO Rick Triola . In this episode, Triola delves into why more title industry professionals have adopted remote online notarization in 2020 and shares why he believes RON is here to stay in 2021. Here is a small preview of today’s interview with Triola. The transcript below has been lightly edited for length and clarity: HousingWire: Let's get started with the main question of RON adoption; as we all know, states have changed a lot this year when it comes to RON acceptance due to COVID-19. Do you think these policies will stick around in 2021? Rick Triola: I think so. RON is pretty much here to stay. It's proven over the last couple of years for the offices that have used us as far back as three or four years ago that it has become very sticky. Sadly, during this pandemic there's a greater need for it today than there was three or four years ago. I think going forward I think going forward; it makes a lot of sense that all of this will become sticky. I can't imagine any legislation reversal. HousingWire: Looking at a national level, what is the state of the Senate’s SECURE Notarization Act? Rick Triola: It's an interesting, timely question because as of [Wednesday] the American Land Title Association has put together a letter to Congress, and I signed off on that. It's needed, as it just gives a standard that everybody could abide by. I think the challenge faced when it first came out, with the pandemic, it was a good idea. But there were a lot of things going on in the world that kind of put that on the back burner. But there's no question that in 2021 and as far as I'm aware of, there are no objections to national RON standards. I think it should go through pretty well in 2021. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles related to this episode: These are the top RON trends to watch for in 2021 This is the single greatest factor standing in the way of RON 2020 HW Vanguard: Rick Triola
Dec 16, 2020
Fannie Mae’s Mark Palim on why the U.S. economy will be stronger in 2021
Today’s HousingWire Daily features an exclusive interview with Mark Palim, the deputy chief economist at Fannie Mae. In this episode, Palim explains why he believes the U.S. economy is poised for a considerably stronger 2021.
Dec 15, 2020
Tech heats up the already hot Austin housing market
In today’s HousingWire Daily episode , the HousingWire Digital Team focuses on one of the hottest housing markets in the country, Austin, Texas. The episode takes a look at the city’s hot housing market and examines a recent HW+ article that delves into what contributing factors could be making this red-hot market a magnet for tech companies. This article is part of our HW+ premium membership community. When you go to sign up , use the code “hwpluspodcast100” to get $100 off your annual membership. For some background on the story, here’s a summary of the article: Austin, Texas, dubbed “Silicon Hills,” is already home to tech companies like IBM , Dell , Google , Facebook and Apple . Texas Gov. Greg Abbott said tech companies were flocking to Texas in “ an absolute tidal wave .” On Friday, computer technology company Oracle announced in a filing with the Securities and Exchange Commission that it would be relocating its headquarters to Austin, where it already has a sizable campus. The filing said that the company believes “these moves best position Oracle for growth and provide our personnel with more flexibility about where and how they work….this means that many of our employees can choose their office location as well as continue to work from home part time or all of the time.” The number of tech and tech-adjacent companies moving to Austin just keeps growing. Over the summer, car manufacturer Tesla announced plans to open a $1.1 billion factory in Austin , claiming it could hire 5,000 people over time. And just last week, Tesla CEO Elon Musk confirmed to The Wall Street Journal that he had relocated to Texas, too.Austin is ranked the No. 4 metro by net inflow of users and their top origins by Redfin – meaning 39.5% of users who search for homes in Austin are from outside the metro area. The top out-of-state origin location is San Francisco. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles related to this episode: News of Tesla factory revs up hot Austin housing market Austin now a magnet for tech workers wanting to buy homes
Dec 14, 2020
A deep dive into the mortgage application pull-through rate
In today’s HousingWire Daily episode HW+ Managing Editor Brena Nath joins Mortgage Editor James Kleimann to discuss the most compelling articles reported from the HousingWire newsroom. The pair review Kleimann’s recent article , which is part of HW+ Premium Content, that digs deeper into the latest mortgage application pull-through rate and why LOs say some applications aren’t making it to the finish line. For some background on the interview, here’s a snippet of the article: Lonnie Glessner isn’t normally one to turn down business. But with origination volume expected to exceed $3.4 trillion this year, stretching the capacity limits of lenders and everyone else in the housing ecosystem, some mortgage applicants simply haven’t been worth his while. “I have a refinance client in California and they own a geodesic dome home,” said Glessner, a senior loan officer at Draper & Kramer Mortgage in Englewood, Colorado . “They are nearly impossible to finance, thus not worth my team’s time currently. We can’t be chasing rabbits all over the park right now. My team of LOAs, processors, assistant processors, underwriters and closers are still overwhelmed with business…I need to keep it easier for them.” The geo-dome owner was among the tens of thousands of mortgage applicants that didn’t end up getting funded during the third quarter. According to the most recent Mortgage Bankers Association report on profits, 72% of mortgage applications in the third quarter were funded by independent mortgage banks , known as the pull-through rate. Historical data from the MBA shows a huge variance in pull-through rates. In the fourth quarter of 2019, the rate checked in at 78%. Its low point over the last five years was 67%, in the first quarter of 2020. For the most part, the pull-through rate has hovered in the low 70s over the last five years. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles related to this episode: After 2020's IPOs, 2021 might be the year of MSR CFPB finalizes rules on qualifying mortgages Why 28% of mortgage applicants never close the loan
Dec 11, 2020
Freddie Mac's Simone Beaty on housing affordability
Today’s HousingWire Daily features a Housing News Podcast crossover episode that includes an interview with Simone Beaty , the director of single-family affordable lending initiatives at Freddie Mac . In this episode, Beaty explains how Freddie Mac is supporting shared equity programs as the COVID-19 pandemic continues to financially strain Americans nationwide.
Dec 10, 2020
First American’s Mark Fleming on the housing market’s supply shortage
Today’s HousingWire Daily episode features an exclusive interview with First American’s Chief Economist Mark Fleming . In this episode, Fleming discusses his recent report that examines the U.S. housing market’s lack of housing inventory and why he believes this historic housing supply shortage is likely to continue into 2021. Here is a small preview of today’s interview with Fleming. The transcript below has been lightly edited for length and clarity: HW: As this is something we've been looking at closely, let's discuss housing supply, given how hot the housing market has been this year. Your report highlights that the average homeowner's tenure length is at an all-time high of 10.5 years. How does tenure length impact would-be homebuyers, and are there any other factors to be considered? Mark Fleming: The unfortunate truth is you can't buy what's not for sale. Supply inventory comes almost entirely from existing homeowners. If that existing homeowner chooses to stay in their home longer, the tenure length measures the amount of time people are not moving or selling their home. If there's nothing to sell, there's nothing to buy. Inventory is tight; tenure length is up, existing homeowners aren't bringing their homes to market, so the potential first-time homebuyer has a really hard time finding something to buy. That then plays into house prices and becomes significant bidding wars for what is for sale, which escalates prices. We have to remember that house prices result from the supply and demand dynamic, but not something else. They're a reflection of the imbalance. As the post's title suggests, The Big Short is a significant shortage and historic shortage in housing in the United States today. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles related to this episode: Increase in housing starts has construction playing catch-up Builder confidence reaches 35-year high in November Mortgage rates fall to another record low at 2.71%
Dec 9, 2020
Redfin’s Daryl Fairweather on how the housing market will avoid a foreclosure crisis
Today’s HousingWire Daily features an exclusive interview with Redfin ’s Daryl Fairweather . In this episode, Daryl discusses why she believes the U.S. housing market is likely to withstand a wave of foreclosures once mortgage forbearance comes to an end. Here is a small preview of today’s interview with Fairweather. The transcript below has been lightly edited for length and clarity: HousingWire: Alright, now I want to focus on Redfin’s latest report, which focuses on the nation’s forbearance and foreclosure activity. In the article, Redfin highlights that more than 3.3. million U.S. homeowners will be on the hook for delinquent payments when mortgage forbearance ends, and while some of them will contribute to a wave of foreclosures, most will be able to work with their lenders to either refinance their mortgage or sell to cash in on rising home values. Can you explain this more in detail for our listeners? Daryl Fairweather: During the pandemic, we've had mortgage forbearance, which has been a really great option for people who are worried about a job loss or declining income. For many, not having a mortgage payment has been one less thing to worry about. While there's uncertainty about where the economy is headed not all of those who have chosen to defer their loans are going to end up in foreclosure. The good news for them is that home values have gone up quite a bit during the pandemic. In fact, they've risen over 6%, and most people have a lot of equity in their homes. These people have options. They can refinance their mortgages, which means they'll be able to refinance to lower interest rates, potentially even reducing their payments below what they were initially paying prior to the pandemic. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles related to this episode: · Mortgage delinquencies expected to remain above pre-pandemic levels until 2022 · Here’s why we won’t see a housing crisis after COVID-19 · Pandemic may lead to foreclosure crisis, CoreLogic says · Despite moratoria, foreclosures increase 20% in October
Dec 8, 2020
Sagent’s Matt Tully talks housing regulation under the Biden administration
In today’s HousingWire Daily interview, Matt Tully , Sagent’s vice president of agency affairs and chief compliance officer, discusses how a Biden administration will likely impact housing regulation. During the interview, Tully also explores what the overall change in government administration means for banks and lenders when it comes to housing. For some more background on what is discussed, here’s a brief summary of a recent HousingWire article on The Office of the Comptroller of the Currency's recent announcement of its' appointment of two executives to the Executive Committee: Sydney Menefee has been selected to fill the senior deputy comptroller for Midsize and Community Bank Supervision on a permanent basis, and Greg Coleman will become the next senior deputy comptroller for Large Bank Supervision. Menefee, who has served as acting senior deputy comptroller for Midsize and Community Bank Supervision since June, will lead a team of 1,600 people in the supervision of more than 1,000 national banks and federal savings associations. Menefee’s resume includes two years as deputy comptroller and chief accountant. Before that, she was a professional accounting fellow and held various roles within the OCC as part of the Office of the Chief Accountant and Midsize Bank Supervision. She was commissioned a national bank examiner in 2016. Coleman, who has been a deputy comptroller for Large Bank Supervision since 2015, will direct approximately 800 employees in overseeing the country’s largest national banks and federal branches and agencies, which hold more than $10 trillion in total consolidated assets. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Industry gives mixed reviews of FHFA's Final Capital Rule Coleman, Menefee selected to OCC executive committee
Dec 7, 2020
Breaking down 2021 housing market forecasts
In today’s HousingWire Daily episode, HW+ Managing Editor Brena Nath joins Magazine Editor Kelsey Ramirez to discuss the most compelling articles reported from the HousingWire newsroom. Brena and Kelsey review HousingWire Magazine’s latest issue, which features several 2021 economic forecasts. The issue , which is part of HW+ Premium Content, also highlights what the HousingWire editorial team believes could happen for each sector of the housing industry in next year’s market. For some background on the interview, here’s a brief summary of a recent HousingWire article on the 2021 housing market forecast: Even prior to the pandemic , housing inventory had hit record lows, and the problem has only gotten worse as demand continues to rise. Total home sales are outpacing new listings by a wide margin every month, and real estate tech company Homesnap foresees the shortage continuing in 2021 unless more sellers enter the market. The divide between supply and demand is striking: compared to last year, total new listings increased .22%, while total sales increased 19.29%. Homesnap said this trend could further drain inventory as 2021 approaches. Home prices have risen as a result of the mismatch in homebuyer demand and housing inventory. The average list price for properties that sold rose 6.7% from September to October this year, which Homesnap said is significantly higher than the same figure in 2018 and 2019. As median home prices keep rising, homeowners who originally planned to sell within the next three to five years might list their homes sooner, Homesnap said, freeing up more inventory. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Even with low inventory, expect a strong 2021 housing market
Dec 4, 2020
CoreLogic's Selma Hepp explains why home prices are climbing
In today’s HousingWire Daily interview, Selma Hepp , CoreLogic ’s deputy chief economist, discusses findings in the latest S&P CoreLogic Case Shiller home price index, which indicates the nation’s home prices are climbing. During the interview, Hepp also explains what an uptick in mortgage delinquencies means for the overall health of the housing market. Here is a small preview of the interview with Hepp. The transcript below has been lightly edited for length and clarity. HW: Let’s start out with the latest S&P CoreLogic Case Shiller home price index. Are you concerned at all as you see the home-price growth over the last several months? Selma Hepp: That's an excellent question, and I'm going to start by saying no, I'm not. And there's a reason for that. So obviously, this time around, the price growth we're seeing is very much different than what we saw prior to the Great Recession. Housing fundamentals are much different, and the way we are going about our home purchase and refinance market is much different. The reason we're seeing home price growth accelerate so much is because of the low inventory we had coming into this current pandemic. In fact, even prior to the pandemic we had low supply. So, we would probably still be in this situation. On the other hand, if you look at the last two decades of new home construction, and the overall number of housing units in the market, we added only 20 million units but welcomed 46 million people. So, in a 40 year period, there has been a huge imbalance in the number of people in the housing market versus housing units. The low inventory amid this strong demand was a natural occurrence for home prices, as they were going to grow this fast at this point in time. The Housing News podcast explores the most important topics happening in mortgage, real estate and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.
Dec 3, 2020
TIAA Bank’s John Pataky on homebuyer demand
In today’s HousingWire Daily episode, John Pataky, TIAA Bank’s executive vice president, discusses the nation’s lack of housing inventory and how it’s impacting homebuyer demand and home prices . For some background on the interview, here’s a brief summary of HousingWire’s coverage on the latest housing starts report : Single-family housing starts gained for the sixth consecutive month in October on an annualized pace not seen since April 2007, a Census Bureau report revealed. Housing starts overall rose 4.9% in October compared to September’s pace and to a seasonally adjusted annual pace of 1.53 million starts – the highest since this February. That growth was mostly driven by single-family housing starts, which increased by 6.4% month-over-month – up 1.18 million annualized units. Multifamily starts were virtually unchanged from September’s revised number. “We expect the paths of single-family and multifamily starts to continue to diverge in the coming months,” said Doug Duncan, Chief Economist at Fannie Mae. “Low-interest rates, a tight supply of existing homes for sale, and a trend towards purchasing homes in suburban areas have contributed to strong demand for new single-family homes. In contrast, we believe a suburban shift and other COVID-19-related dynamics are putting downward pressure on multifamily demand in many urban areas.” Duncan noted the pace of new home sales over the past six months has accelerated more quickly than the construction pace, suggesting home builders will have to play catch up relative to sales going forward. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Increase in housing starts has construction playing catch-up
Dec 2, 2020
Reporters discuss bombshell story on Better.com CEO Vishal Garg
Today’s HousingWire Daily features an exclusive interview with Forbes reporters David Jeans and Noah Kirsch . The pair join Mortgage Editor James Kleimann to discuss their recent article published at the end of November, titled “Mortgages, Fraud Claims and ‘Dumb Dolphins.’” The article dives into Better.com CEO Vishal Garg’s controversial workplace culture and how he leads the $4 billion fintech startup that’s preparing for IPO in 2021. Here is a snippet that sums of the interview with Jeans and Kirsch. The transcript below has been lightly edited for length and clarity: Noah Kirsch: I think it's important for readers or listeners to understand that our story really is two-pronged. One is that on the top layer, you have a really successful CEO leading a really successful company who's gotten a ton of positive press. And then our story is really about what's happening beneath the surface. And part of it is about the tangle of lawsuits from many different high-profile parties that have followed Vishal for a long time. The other element is what is it actually like to work for [Vishal]. In some cases, some say that it's worth it, and in some cases, some say that it was a pretty horrifying place to work. I think that's the summary. For background on Better.com, it was founded in 2016 and is a digital homeownership company whose services included mortgage, real estate, title and homeowners insurance. To date, Better.com has funded $25 in home loans and provided over $7 in cumulative coverage through Better Cover and Better Settlement Services. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Better.com, valued at $4B, prepares for IPO in 2021
Dec 1, 2020
What could be driving home prices up? Logan Mohtashami explains
Today’s HousingWire Daily episode features an interview with HousingWire Lead Analyst Logan Mohtashami . In this episode, Mohtashami discusses his recent article that focuses on rapid home-price growth in the 2020 housing market and delves into factors that he believes could be driving home prices up. For some background on the story and how COVID-19 has impacted the housing market, here’s a snippet of the article: Demand for housing was strong in early 2020, before the COVID-19 crisis hit. Mandated shut-down measures and the fear of what COVID would do to our economy temporarily immobilized the housing market, evinced by nine weeks of declines in the weekly purchase applications data on a year-over-year basis. Then it was as if the Housing Demographic God exerted her chronokinetic powers to snap demand back to pre-COVID levels of growth. The frozen market thawed and resumed its steady pace of growth, even making up for lost time. Instead of a housing crash, as many others predicted would be the lasting consequence of shut-down policies and massive job losses across the nation, the opposite happened as the 2020 U.S. housing market has been the most out-performing economic sector in the world. However, we now have another issue to worry about — that home prices will accelerate too quickly, unrestrained by an increase in mortgage rates . HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: The downside of the hot 2020 housing market: rapid home-price growth The housing market is hot, but not in a bubble
Nov 30, 2020
A closer look into mortgage rates, loan limits and forbearance numbers
In today’s HousingWire Daily episode HW+ Managing Editor Brena Nath joins HousingWire Editor in Chief Sarah Wheeler to discuss the most compelling articles reported from the HousingWire newsroom. Brena and Sarah review the announcement that conforming loan limits for Fannie Mae and Freddie Mac are now expected to rise, and examine what record low mortgage rates and recent forbearance numbers could mean for the housing market. For more background on what is discussed, here is a preview of today’s interview. The transcript below has been lightly edited for length: Q: What other pieces of news should we be watching out for right now? Sarah Wheeler: Even though it was a holiday, Black Knight put out their recent forbearance numbers on Friday and notably, the Mortgage Bankers Association is expected to do the same soon. Black Knight's recent numbers do show a small uptick, but just week over week and the forbearance numbers we can see right now are still really good. That's great news for all of us. Nobody wants to see a big uptick in forbearances, but also, it just feels like a lot of the people who are in forbearance now have extensions. Those are some things that we're looking at. We're also looking at delinquencies and seeing how its progressing. It's worth mentioning, we have seen an uptick in the amount of interest in distressed properties , which are vacant properties that were probably foreclosed on before COVID-19. We're discovering some really interesting things on that, but forbearance is something we're going to be examining from here until this time next year or longer. Currently, HousingWire has a forbearance FAQ that we've done in coordination with Freddie Mac. It's just to give our industry and consumers information because we still see people coming out of forbearance who have never talked to their servicer. I mean, there's just no reason for that, and that may not be the best move. I think forbearance is always going to be something we're looking at. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Fannie, Freddie conforming loan limits increase for 2021 Demand for distressed housing returning What is mortgage forbearance? Here's everything you need to know
Nov 25, 2020
Zillow's Matthew Speakman on what's driving homebuyer demand
Today’s HousingWire Daily features an interview with Zillow Economist Matthew Speakman . In this episode, Speakman discusses Zillow’s recent report that indicates strong homebuyer demand drove home sales in October. Here is a small preview of today’s interview with Speakman. The transcript below has been lightly edited for length and clarity: Q: I want to start by discussing Zillow’s recent report that states existing home sales continued to surge in October on the strength of buyer demand. The report, which uses data from the National Association of Realtors, indicates existing home sales rose to 6.85 million in October, climbing 4.3% from September and 26.6% from a year ago. What does this tell us about the current state of the housing market? Matthew Speakman: It's pretty remarkable. It's another strong stretch of reports on the housing market. The report says it's the strongest annual growth in more than a decade and the best pace in overall existing sales since before the Great Recession. Again, it's a reiteration that housing market activity is really strong and healthy. There is elevated buyer demand and market competition for the few homes listed on the market. Mortgage rates and other factors have enabled some people to take the leap into the housing market and offered more attractive buying conditions. Overall, it's just an emphasis that the housing market has fared really well throughout the pandemic, and that continues into the fall. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Mortgage rates break record again, down to 2.72% Existing home sales increase for the fifth month in a row
Nov 24, 2020
Mike Fratantoni on the MBA’s mortgage market outlook
In today’s HousingWire Daily episode, Mike Fratantoni, the Mortgage Bankers Association’s chief economist, discusses the MBAs Mortgage Forecast , which includes revised estimates for the third and fourth quarter of 2020, as well as predictions for next year’s purchase market. For some background on the interview, here’s a brief summary of HousingWire’s coverage on MBA’s predictions : The Mortgage Bankers Association on Tuesday released revised estimates for the third and fourth quarter of 2020 and predicted record purchase volume for 2021. Although the MBA expects decreased refinancings in 2021 and a decline in overall origination to around $2.56 trillion, that would still be the second-highest origination total in the last 15 years. The rebounding economy is likely to mean higher mortgage rates, with the MBA forecasting 2.9% by the end of 2020, rising to 3.3% by Q4 2021. The MBA is forecasting a rise in purchase originations to $1.59 trillion, which would break the previous record of $1.51 trillion set in 2005. However, the MBA sees refinances decreasing to $971 billion. “The housing market has seen a meaningful rebound since the onset of the pandemic,” said Mike Fratantoni, MBA chief economist. “Record-low mortgage rates have led to a surge in orrower demand for refinances and home purchases.” For 2020, the MBA is estimating $3.39 trillion in mortgage originations – the highest since 2003 and a 50% increase from 2019. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: MBA predicts record purchase mortgage volume in 2021 Mortgage forbearance rate falls 20 basis points to 5.47%
Nov 23, 2020
This is what a Biden presidency could mean for the housing market
In today’s HousingWire Daily episode Digital Producer Alcynna Lloyd joins HousingWire Editor in Chief Sarah Wheeler to discuss David Stevens' recent article that examines what the housing market could look like in a Biden administration. The pair also review the Federal Housing Finance Agency’s Final Capital Rule and explore what it means for the GSEs. For some background on the interview, here’s a brief summary of Stevens’ recent article that addresses who Biden is likely to appoint for key positions: We are now under 60 days remaining until we have President Biden and Vice President Harris leading a new administration in D.C. Beyond any political views of the election and the ensuing drama, industry is asking: What will a Biden regime mean to housing and mortgages? How should we think about regulation, the GSEs, HUD and more? Here are a few thoughts to consider as to what the next four years may look like. In a general sense, Democratic regimes tend to be more bullish for government support to housing, while Republican ones are more bullish for lowering the aggressiveness of regulators and oversight. While not a universal truth, we can all remember the eight years under President Obama and the impact of a new, aggressive, regulator tasked under congressional legal mandate to implement the required rules set forth in Dodd Frank. Those were challenging years, and while the implementation was hard and every rule has imperfections, today we are past those statutory obligations as all the rules required are now in place. For that reason, I do not expect the aggressive regulatory posture overseeing mortgage lenders to be like it was under Obama. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Here's what to expect from a Biden administration regarding housing FHFA issues Final Capital Rule for Fannie, Freddie What a Biden victory would mean for housing
Nov 20, 2020
Bankrate’s Greg McBride on refinancing survey results
Today's HousingWire Daily features an exclusive interview with Bankrate 's Senior Vice president and Chief Financial Analyst Greg McBride . In this episode, McBride discusses Bankrate's recent survey on refinancing appetite and explains why many homeowners have not considered refinancing their homes. Here is a small preview of today's interview with McBride. The transcript below has been lightly edited for length and clarity: Q: According to the survey, 52% of homeowners have not considered refinancing their homes. That's a pretty high percentage. Can you explain some of the top reasons they haven't? Greg McBride: That's a very high percentage considering this has been a year of record-low mortgage rates. There are really three reasons that people point to; one is they feel it's not going to save them enough money, second, is they say that the fees or closing costs are too high and the third most common is paperwork. They say there is too much paperwork and hassle involved in the refinancing process. Q: Let's discuss the recently introduced refi fee that will be implemented on December 1. Bankrate's survey determined this fee is now impacting whether or not homeowners are choosing to refinance. Can you expand on this for our listeners? Greg McBride: There's definitely a big outrage factor as far as this fee is concerned. We found that 57% of those who haven't refinanced this year claimed the fee is why they would not refinance, including 42% who said they're much less likely to refinance as a result of the fee. We've seen most lenders reflect this in pricing by tacking on about an eighth of a percentage point to the rate. It's not something that's necessarily going to have to be paid out of pocket via a fee, it's already reflected in pricing. And that pricing is such that we're still seeing record low rates . Yes, it's out there, but it doesn't dilute the benefit of refinancing, given how low rates are today. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: FHFA delays refinance fee start date to Dec. 1 Mortgage rates break record again, down to 2.72%
Nov 19, 2020
LendingTree’s Tendayi Kapfidze on the nation’s home buying trends
In today’s HousingWire Daily interview, features Tendayi Kapfidze , LendingTree’s chief economist, discusses how the COVID-19 pandemic has altered the nation’s home buying trends . Here is a small preview of the interview with Kapfidze. The transcript below has been lightly edited for length and clarity. Q: The COVID-19 pandemic has left millions of Americans financially strained as unemployment rates have climbed and job markets have shrunken. What are some impacts you’ve been following? Tendayi Kapfidze: Around 40 million or so Americans lost their jobs or had a negative shock to their income, and as of the most recent data, there are around 20 million Americans who are still receiving some form of income support in terms of the various unemployment benefits that are out there. So, a lot of Americans are really under a significant financial strain. And, for many who had hoped their jobs would be coming back after a few months, that's not turning out to be the case. A lot of the job losses that we saw in March, April and May, are what are called temporary job losses, which means that the person who loses their job expects to get their job back within, say, six months or so. Now, even though we're seeing fewer job losses, a lot of those original jobs didn't come back and people that are losing jobs now are enduring what is called permanent job losses. So, we've seen a transition from temporary to permanent job losses. And that means a weak economy, going forward. Q: According to LendingTree, 46% of those who responded to its survey indicated they were thinking about relocating within the next year. Of this total, 27% said they wanted to move to a new place in their current market, while 12% said they wanted to move to another city and 8% said they wanted to move to a new state entirely. Why are some homebuyers either choosing to remain at home or relocate to a different market? Tendayi Kapfidze: There are a variety of reasons. For some, it’s now realizing that maybe they need more space at home, especially if they’re working from home and their kids are in remote school. The home may not offer enough space for everybody to do their work without interruptions from the rest of the family. A lot of home buyers or home seekers, even people who are renting are looking for more space for activities they’re not doing at home. I think even after this health crisis is over, a lot of these work from home policies are going to remain. So, you know, it's a long-run view that people are probably going to need more space at home. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Nov 18, 2020
With COVID-19 cases on the rise, what does this mean for the housing market?
Today’s HousingWire Daily episode features an interview with HousingWire Lead Analyst Logan Mohtashami . In this episode, Mohtashami discusses his recent article that examines how the recent surge in Coronavirus cases could impact the housing market this winter. In addition to sharing his thoughts on his article, Mohtashami also gives a refresher on the five indicators that show when the housing market is rebounding from COVID-19 and where they stand now. For some background on the story and how COVID-19 has impacted the housing market, here’s a snippet of the article: With COVID infection rates exploding and hospitalization rates rising as we go into the cold winter months, the risk this poses to our recovering housing market is a question that should be addressed. In a previous article, I identified infection rates during the winter months as one of the economy’s high-risk variables. Before COVID-19 hit our shores, we were trending at 10% growth, working at cycle highs in demand. The housing heat months for the MBA purchase application data are from the second week of January to May’s first week. Typically, after May, total volumes fall as seasonality kicks in. We had double-digit growth until March 18. Then COVID-19 hit and we had nine consecutive weeks of year-over-year declines. The fear of the virus, the stay-at-home orders, a collapsing stock market and a rising financial stress index all played a part in the market’s rapid decimation. Four weeks into the decline, the market stabilized, and the rate of decline stopped, then began to recover over the next five weeks. We eventually turned positive on a year-over-year basis and got a true V-shape recovery, despite all the Housing Bubble Boys’ protestations calling for a crash. You may have heard whispers about a “W-shape market,” meaning a decline after the recovery. But instead, we have had 25 straight weeks of year-over-year growth, averaging over 20%. The HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: What the surge in COVID cases means for the housing market this winter 5 indicators that will show when the housing market is rebounding from COVID-19
Nov 17, 2020
So, how bad is the student loan debt crisis?
In today’s HousingWire Daily episode, Realtor.com’s Senior Economist George Ratiu discusses how student loan debt is impacting the nation’s finically strained borrowers. For some background on the interview, here’s a brief summary of HousingWire’s coverage on the student debt crisis : What is holding back potential homeowners from buying? According to the National Association of Realtors 2020 Profile of Home Buyers and Sellers, 47% of potential homebuyers said student loan debt was the biggest obstacle in saving for a down payment. In addition, 43% cited high rent/mortgages and 36% cited credit card debt as factors getting in the way of saving for a down payment. This year, the number of first-time homebuyers dropped to 31% from 33% last year, the lowest share since 1987 when it was 30%. Over the course of this year, home prices have continued to tick upward due to low inventory and high demand . NAR said that the median down payment for all homebuyers this year was 12% — 7% for first-timers and 16% for repeat buyers. Out of first-timers, 26% said they used family for help for the down payment via gift or loan, which is down from last year when that number was 33%. Of those who purchased after March – when the pandemic was declared in the U.S. – 15% said they were more likely to purchase a multi-generational home compared to 11% who purchased before. These buyers were also more likely to purchase more expensive homes after March, at $339,400 compared to $270,000 before. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Student loans hinder saving for a down payment, NAR finds With Biden win, the future of forbearance and student loans
Nov 16, 2020
How would a COVID-19 vaccine impact the housing market?
In today’s HousingWire Daily episode HW+ Managing Editor Brena Nath joins HousingWire Editor in Chief Sarah Wheeler to discuss the most compelling articles reported from the HousingWire newsroom. Brena and Sarah discuss the recent announcement on the progress of a 2nd coronavirus vaccine and its potential impact on the housing market. For more background on what is discussed, here is a preview of today’s interview. The transcript below has been lightly edited for length: Q: Outside of the big news that’s trending now, is there any other piece of news right now that's piquing your interest? Sarah Wheeler: I'm interested in how a COVID vaccine might affect interest rates, especially mortgage rates. We know we're in a low-rate environment, which is what's fueling our origination boom right now. So, I wonder if we get this under control, is the Fed still going to stick to that really low-interest rate through the end of 2021 into 2022, which is what they've said and what people are really banking on? I know they don't want to do anything. And, they've been really careful and cautious, so it's not like they want to shake anything up. I think it's going to be interesting because if in fact this vaccine makes a huge difference very quickly, which is still to be seen, I will be interested to see what that looks like for mortgage rates. The other thing that we're really keeping an eye on is forbearance, especially with FHA forbearance. While there are a lot of people exiting forbearance with agency loans, that's not true with FHA, so we are keeping a close eye on that. I think forbearance will be the story and possibly foreclosure, but I think there's going to be more forbearance in the next six months. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: What the surge in COVID cases means for the housing market this winter Mortgage technology is key for lenders and title companies in 2021
Nov 13, 2020
FHA's Dana Wade on this year's Mutual Mortgage Insurance Fund
In today’s Daily Download episode , Dana Wade, housing commissioner for the Federal Housing Administration and the assistant secretary for housing at the U.S. Department of Housing and Urban Development, discusses the administration’s newly released annual report , which analyzes the financial status of the mutual mortgage insurance fund for fiscal Year 2020. For some background on the interview, here’s a brief summary of HousingWire’s coverage on the report: The Federal Housing Administration’s flagship Mutual Mortgage Insurance (MMI) Fund is in the best condition since before the financial crisis with a combined capital ratio for FY 2020 at 6.1% – only .3% away from levels seen in 2007. Under the National Housing Act, the FHA is required by Congress to maintain at least a 2% ratio in reserves for the MMI fund, which it has done now for the sixth consecutive year. Dana Wade, FHA commissioner and assistant secretary for the Department of Housing and Urban Development, spoke to HousingWire Digital Producer Alcynna Lloyd in an exclusive interview and gave her perspective on the annual report.“It’s kind of like the Super Bowl for FHA, or at least for those nerdy enough to pay attention to this,” Wade said. Up from 4.84% in 2019, Wade said robust housing values and the growth in house price appreciation was not only a bright spot for the housing community but a driving factor in the 1.26% year-over-year increase the MMI fund experienced. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: FHA Commissioner on the MMI fund capital ratio growth to 6.1%
Nov 12, 2020
Zimpfer and Wheeler on Biden’s housing agenda
In today’s Daily Download episode , Mortgage Marketing Radio’s Geoff Zimpfer and HousingWire Editor in Chief Sarah Wheeler discuss what a Biden presidency could mean for housing, as well as what the housing market could look like in 2021. For some background on the interview , here’s a brief summary of HousingWire’s latest article on Biden’s housing agenda: As results trickle in following a historic 2020 general election, results seem to be leaning toward a Joe Biden victory, but potentially also a Republican-led Senate. What would the impact of a Biden presidency be on housing? Gridlock in Washington won’t stop Biden’s administration from attempting to push through sweeping changes into housing, where the former vice president has promised to invest $640 billion over the next 10 years so Americans can have “access to housing that is affordable, stable, safe and healthy, accessible, energy efficient and resilient,” according to his campaign website. He has pledged to introduce a tax credit for first-time homebuyers upwards of $15,000 , reintroduce sharper regulatory teeth to agencies such as the Consumer Financial Protection Bureau , alter a spate of restrictive zoning laws to increase development, build millions of units of affordable housing, and cap payments for certain renters . It is also widely believed a Biden administration would keep the GSEs under conservatorship . Regardless of who’s in the White House, observers from across the housing and mortgage industries believe interest rates will continue to hover near historic lows for the next several years and volumes will remain high , largely due to simple economic realities: there simply isn’t enough inventory and the economy is too fragile for rates to increase. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: What a Biden victory would mean for housing
Nov 11, 2020
loanDepot finally announces plans to go public
In today’s Daily Download episode , the digital team interviews James Kleimann , HousingWire’s mortgage editor, on loanDepot’s announcement that it plans to go public. For some background on the story, here’s a summary of the article : After a dramatic false start in 2015, California-based lender loanDepot says it’s finally going public . The company, founded by billionaire entrepreneur Anthony Hsieh, said Wednesday morning that its newly formed affiliate loanDepot Inc. had confidentially filed paperwork with the Securities and Exchange Commission to go public. “The number of shares of Class A common stock to be sold and the price range for the proposed initial public offering have not been determined,” the lender said in a statement. In September, Bloomberg reported that loanDepot, which operates in retail, wholesale and correspondent channels, was eyeing an IPO that would see it valued at between $12 billion and $15 billion. LoanDepot , backed by private equity shop Parthenon Capital Partners, first announced plans to go public in September 2015 , but canceled the IPO hours before pricing due to what the company called adverse “market conditions.” At the time, loanDepot had sought a market value of $2.4 billion to $2.6 billion. In March 2017, the company revived plans for an IPO but didn’t follow through. LoanDepot, which has a reputation for investing heavily in technology, was the sixth-largest mortgage lender in 2019 , issuing 146,000 originations. It originated 52,000 purchase loans and 81,000 refinancings, according to data from the Consumer Financial Protection Bureau. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: LoanDepot says it’s going public (for real this time) LoanDepot could make public debut this year at up to $15B Will loanDepot finally file for IPO?
Nov 10, 2020
Is a hot housing market here to stay? EasyKnock's Jarred Kessler explains
In today's Daily Download episode, EasyKnock CEO Jarred Kessler joins the HousingWire Digital Team to discuss hot housing market trends in the U.S., how he thinks a second stimulus bill will impact Americans, and what may be ahead in 2021. In this episode, Kessler also explains why he does not anticipate trends like mortgage rates rising in the upcoming year. According to him, given a struggling economy, coupled with a delayed stimulus bill which projects another four million jobs estimated to be lost, the trend may not reverse anytime soon. Later in the episode, Kessler discusses The Commerce Department's recent home sales data and his thoughts on the housing market's lack of inventory. "I do believe there's a low supply, but I think that drop is not as much of a result of the supply in the market," Kessler said. "It's more that you just had better months prior." Kessler said while the housing market is on fire , he does not think the two dynamics of low-interest rates and low supply are necessarily sustainable. "A lot of people in this country, their biggest assets are in their home, and they're going to look to have to find ways to monetize that because they're going to have no choices," Kessler said. "So those two movies, of a good housing market and a very struggling economy are going to converge, and I think people need to pay close attention to that." The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Without another stimulus package, rent delinquencies could rise Why is the housing market thriving in a pandemic?
Nov 9, 2020
Elections and earnings calls: What’s shaping the mortgage industry
In today’s Daily Download episode HW+ Managing Editor Brena Nath joins Mortgage Editor James Kleimann to discuss the most compelling articles reported from the HousingWire newsroom. Brena and James discuss president-elect Joe Biden’s election win and how it could impact the mortgage industry, as well as Rocket Mortgage’s upcoming earnings call. For more background on what is discussed, here is a preview of today’s interview. The transcript below has been lightly edited for length: Q: What were some of the top stories that stood out to you last week? James Kleimann: There was only one story that happened in my mind last week and also, it happened to be one of the most well-read pieces, which is the story I did with Tim Glaze about what a Biden administration would mean for housing. There are a lot of national publications and talking heads on cable news, and they talk about the presidency, but there are very few outlets that look at it from the housing goals. What we really wanted to do was to talk to some experts in housing and in the mortgage industry as well, and really try to get a sense of what Biden would prioritize and what would actually be achievable during his term. And that really depends primarily on what happens with the Senate. Last week, we had a lot of clarity on how the electoral votes were shaping up, but we didn't know until Saturday that it would, in fact, absolutely be Biden. But at that point, we sort of operated on the premise that we were probably going to have Joe Biden at 1600 Pennsylvania Avenue, and very likely we were going to have a Republican-controlled Senate. Unless they're able to flip Georgia, which could happen but I don't think people expect it to happen. We really wanted to ask people what is going to happen in the first year or two of a Biden presidency, and for the most part, they said they expect a much more active CFPB, just in terms of enforcement. Another key point is Biden in particular, has talked a lot about using the strength of the federal government to push forward affordable housing initiatives, and in some cases, he might use Fannie Mae and Freddie Mac to strengthen affordable housing. In others, it could be public, private partnerships, kind of like what NYCHA is doing with private ownership in New York City. Q: What is one article or piece of news that you think people need to be paying attention to right now? James Kleimann: I think a lot of companies are going to be paying very close attention to what Rocket Mortgage does in their earnings call coming tomorrow at 4:30 EST. They were projecting record volume and record originations, probably a little bit lower again on sales margin this quarter, but this could be the biggest quarter for Rocket ever. It’s just a funny time because you had all of these minor events in the stock market, it was up 600 and it was down 800, it's all over the place and it spooked a lot of the other independent mortgage banks that were looking to go public. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Nov 6, 2020
How a Trump or Biden win will transform housing
In today’s Daily Download episode, HousingWire’s digital team interviews HousingWire Reporter Tim Glaze and Magazine Editor Kelsey Ramirez on their respective articles that discuss how the 2020 presidential election will affect the U.S. housing industry. The reporters examine the likely impact President Donald Trump or Former Vice President Joe Biden could have on the U.S. housing ecosystem if elected president. During the interview, Glaze addresses how Biden's proposed $15,000 tax credit could help financially strained first-time homebuyers, while Ramirez examines how homebuilding, housing regulation , and the fate of the GSEs will be impacted if Trump were to win a second term. According to her, a Trump presidency would mean a continued effort toward moving the GSEs out of conservatorship. “When Trump first came to office four years ago, he issued a declaration that he wanted the GSEs out of conservatorship and he wanted it to happen now,” Ramirez said. “He appointed FHFA director Mark Calabria, who has worked to make that happen and he's consistently said that by the time he ends his term, he wants the GSEs either out of conservatorship or well on their way out.” Under a Trump win, Ramirez says housing regulation would continue to be a scaled-back approach. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: What a Biden victory would mean for housing What would a Trump win mean for housing? Mark Calabria: New director changes course for FHFA Trump signs executive order to massively roll back regulation The fate of Fannie and Freddie hangs in the balance
Nov 5, 2020
Biden, Trump and mortgage rates
In today’s Daily Download episode , HousingWire continues its 2020 election coverage by discussing what a Biden or Trump victory could mean for the housing industry. For some background, here’s a summary of each article: What a Biden victory would mean for housing? As results trickle in following a historic 2020 general election, results seem to be leaning toward a Joe Biden victory, but potentially also a Republican-led Senate. What would the impact of a Biden presidency be on housing? Gridlock in Washington won’t stop Biden’s administration from attempting to push through sweeping changes into housing, where the former vice president has promised to invest $640 billion over the next 10 years so Americans can have “access to housing that is affordable, stable, safe and healthy, accessible, energy efficient and resilient,” according to his campaign website. He has pledged to introduce a tax credit for first-time homebuyers upwards of $15,000 , reintroduce sharper regulatory teeth to agencies such as the Consumer Financial Protection Bureau , alter a spate of restrictive zoning laws to increase development, build millions of units of affordable housing, and cap payments for certain renters . It is also widely believed a Biden administration would keep the GSEs under conservatorship . What would a Trump win mean for housing? In the event that Trump wins the presidency, what would that mean for the housing industry for the next four years? One of the largest impacts will be what happens to the conservatorship status of Fannie Mae and Freddie Mac .When Trump appointed Federal Housing Finance Agency Director Mark Calabria to take the helm of the agency on Dec. 12, 2018, the director was very clear on his goals : remove the GSEs from conservatorship and define the FHFA’s role without them. For now, the FHFA continues to operate under the assumption that business will continue as normal. Just last week the FHFA released its strategic plan for 2021 to 2024, which continues to prepare Fannie Mae and Freddie Mac to leave conservatorship. But a Trump presidency is needed in order to ensure the GSE conservatorship really will end. Following the main story, HousingWire covers Freddie Mac’s Primary Mortgage Market Survey , which shows mortgage rates have fallen to a new all-time low, coming in
Nov 4, 2020
Former MBA president David Stevens on the 2020 election and housing
Today’s Daily Download episode features an in-depth interview with David Stevens , former president and CEO of the Mortgage Bankers Association. In this episode, Stevens discusses the U.S. presidential election that is still underway and delves into what the future of housing officials could look like under a potential new administration. He also discusses his latest blog on the adverse market refinance fee. For some background on the interview, here’s a brief summary of Stevens’ latest article on the adverse market refinance fee: Fannie Mae and Freddie Mac released their Q3 earnings last week, reflecting a combined $6.7 billion in net income, up significantly from the previous quarter. This strong performance was not unexpected, but makes the upcoming 50 basis point adverse market refinance fee more puzzling. In their earnings Q3 2020 10-Q release , Fannie Mae states the following, “We are implementing a new adverse market refinance fee in light of the increased costs and risk we expect to incur due to the COVID-19 pandemic.” Seriously? Fannie produced $7.2 billion in consolidated net income YTD with an impressive fourth quarter likely yet to come. And while they certainly are key to providing enormous liquidity to the nation’s housing system, the results would never be what they were if it were not for two things. First, Federal Reserve actions loaded taxpayers with debt that now exceeds total GDP, pushing mortgage rates to historic lows. Second, agency MBS is one of two Triple-A rated instruments in housing on this earth, along with GNMA MBS, and draws investors globally. That rating has nothing to do with the GSEs’ skill sets, it comes from the government guaranty backing these companies. In other words, for the GSEs, this success was unavoidable. The government’s response to the COVID pandemic drove rates low, spurring consumer demand and the GSEs now benefit by being able to execute through any private capital option because of their exclusivity of the guaranty. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: The adverse market refinance fee on mortgages is unwarranted How will the 2020 election impact the housing market?
Nov 3, 2020
Where do Trump and Biden stand on housing policy?
In today’s Daily Download episode , the HousingWire Digital Team focuses on the 2020 election and examines President Donald Trump's and Former Vice President Joe Biden’s stance on housing and housing policies. During the episode, HousingWire explores how the U.S. housing market could potentially look and behave under Trump’s second term, while examining components outlined in Biden’s $640 billion housing plan , something the Trump Administration has still yet to unveil. While President Trump and his Democratic opponent both agree on wanting to win the 2020 election and become the next U.S. president, it’s their view on housing that differs greatly. In this episode, the team focuses on some of the most significant policies and announcements during Trump’s presidency, ranging from the Federal Housing Finance Administration, affordable housing and zoning. The team also takes a look into Biden’s plan to implement the Obama-Biden administration's Affirmatively Furthering Fair Housing Rule , Biden’s first-time homebuyer tax credit and the 0.5% adverse-market fee on refinanced mortgages purchased by Fannie Mae and Freddie Mac. Notably, the U.S. housing industry has experienced unprecedented times this year as the deadly COVID-19 pandemic has contributed to market changes that have impacted most aspects of the home-buying process. When the pandemic was declared in mid-March, housing became a national topic as the unemployment rate spiked, leaving nearly 40 million Americans to potentially face forbearance, evictions and mortgage delinquencies. Without any signs of slowing down, the virus continues to spread from coast to coast, bringing with it a bevy of concerns. For the housing industry, these range from purchase volume, housing supply, regulation and more. As the virus becomes a permanent fixture in American life, many in the housing industry now wonder how the sector will weather this market uncertainty. For many, the answer will be determined by who wins the U.S. 2020 election. HousingWire articles covered in this episode: HUD to abolish Obama-era AFFH fair housing rule Biden's first-time homebuyer tax credit in the age of COVID-19 What happens to the refi fee if Biden wins?
Nov 2, 2020
How will the 2020 election impact the housing market?
In today’s Daily Download episode HW+ Managing Editor Brena Nath is joined by HousingWire Editor in Chief Sarah Wheeler to discuss the most compelling articles reported from the HousingWire newsroom. In today’s Daily Download episode , Brena and Sarah discuss Dave Stevens' recent in-depth article that covers the adverse market refinance fee. For more background on what is discussed, here is a preview of today’s interview: Q: In your opinion, what's one piece of news that you think people need to be paying attention to? Sarah Wheeler: We just published a piece from Dave Stevens , who is of course the former CEO of the MBA but also the former senior vice president of single family at Freddie Mac, executive vice president at Wells Fargo, and assistant secretary of housing and FHA Commissioner, so a guy who kind of knows what he's talking about. We asked him last week, [to] look at the adverse market fee, given the third quarter earnings of Fannie and Freddie, which came out last week. We really wanted to get his thoughts because there's been a lot of questions on the adverse market fees on refis. It's 50 basis points for the average homeowner right now in the middle of a pandemic. So we asked him to give us his opinion on whether that's really needed. The GSEs had different reasons for doing that and said it was because of risk. They also said it was because of all the work that they're doing with refis and origination. Dave Stevens gave an amazing take on that today that I'd not miss out on reading. I think anyone in the industry would be really interested to see what he says, and he really feels like it has absolutely nothing to do with risk. And given their third quarter earnings, it's really a travesty to put that on homeowners right now. It also affects our industry. But really, it's the bottom line for homeowners who are trying to refi to get into a better economic spot. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. Q: It's a big week this week. What can we expect to come out of the newsroom today, tomorrow and the rest of the week? Sarah Wheeler: We obviously have the election this week, which is the biggest thing. So, we're going to be interviewing different industry experts on the results. Whether it's the mortgage industry or talking to people in the real estate industry, we want to talk about it. Some top housing issues are really hanging in the balance, like Fannie and Freddie exiting conservatorship, what happens to the FHFA director, what happens to the CFPB. Be sure to tune in starting really late Tuesday night and into Wednesday. We'll definitely be keeping you up to date, especially on the things how the 2020 election impacts housing. While there's tons of election coverage out there, our goal is really to give you the news nowhere else. And if you're in our industry, who else is going to be covering the specifics of how this impacts your business? So that's really our goal. HousingWire articles covered in this episode:
Oct 30, 2020
Geoff Zimpfer and Sarah Wheeler on the growing demand in the housing market right now
In today’s Daily Download episode , Mortgage Marketing Radio’s Geoff Zimpfer and HousingWire Editor in Chief Sarah Wheeler discuss the rising price of median home prices, which are now up 15% year over year. For some background on the interview , here’s a brief summary of HousingWire’s latest article on the housing market’s growing demand: The housing market faced a lot of uncertainty when COVID-19 caused the real estate industry to pause under shut-downs, but low interest rates and the desire for more space have turned this year into a boom time for real estate agents. “It’s been a circus, really,” said Anthony Lamacchia, Realtor and owner of Lamacchia Realty in the Boston suburbs. “Anything right outside of Boston is going like wildfire, but especially the single-family homes.” Even though the average home sale price in Massachusetts is the highest it’s been in the last 10 years , Lamacchia said there are bidding wars everywhere and single-family homes are “just flying off the shelves.” “I’ve never seen bidding wars – I mean, you know, randomly here or there – but I’ve never seen bidding wars with consistency in the fall like I have this fall. It’s crazy,” Lamacchia said. “They’re everywhere.” HousingWire caught up with real estate agents across the U.S. to ask what their markets look like now compared to the summer and what they think the next few months could hold. Across the different markets, the agents consistently reported bidding wars amid heightened demand for single-family homes, low inventory and an increase of buyers fleeing big cities. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: The housing market faced uncertainty in March, but now 'it's a circus' Luxury housing market inspires 'total frenzy' in vacation boom towns Home prices rose by record numbers last week
Oct 29, 2020
Zillow's Matthew Speakman on 2021's home-building market
Today’s Daily Download episode features an interview with Zillow Economist Matthew Speakman . In this episode, Speakman discusses the U.S. Census Bureau’s latest housing starts report , which shows the number of single-family homes built in September reached the highest level since 2007. For some background on the interview, here’s a summary of HousingWire’s coverage of the report: Single-family housing starts soared in September, a new report from the U.S. Census Bureau shows, despite an overall rate that was dragged down by a decline in multifamily starts. Privately-owned housing starts in September rose to an annual rate of 1.415 million, 1.9% above the revised August estimate of 1.388 million and 11.1% above the September 2019 rate of 1.274 million, the Bureau said. Single-family housing starts in September were at an annual rate of 1.108 million, which is 8.5% above the revised August figure of 1.021 million, and a level not seen since 2007, Doug Duncan, chief economist at Fannie Mae, said. “While starts were up 10.4% from a year prior, the somewhat modest month-over-month change was due to largely offsetting trends in single-family and multifamily starts,” Duncan said. “The former rose 8.5% over the month to 1.1 million annualized units, a level not seen since 2007. In contrast, multifamily starts fell 16.4%, to one of the slowest monthly paces since 2013, not including this past April.” Today’s Daily Download episode features an interview with Zillow Economist Matthew Speakman . In this episode, Speakman discusses the U.S. Census Bureau’s latest housing starts report , which shows the number of single-family homes built in September reached the highest level since 2007. For some background on the interview, here’s a summary of HousingWire’s coverage of the report: Single-family housing starts soared in September, a new report from the U.S. Census Bureau shows, despite an overall rate that was dragged down by a decline in multifamily starts. Privately-owned housing starts in September rose to an annual rate of 1.415 million, 1.9% above the revised August estimate of 1.388 million and 11.1% above the September 2019 rate of 1.274 million, the Bureau said. Single-family housing starts in September were at an annual rate of 1.108 million, which is 8.5% above the revised August figure of 1.021 million, and a level not seen since 2007, Doug Duncan, chief economist at Fannie Mae, said. “While starts were up 10.4% from a year prior, the somewhat modest month-over-month change was due to largely offsetting trends in single-family and multifamily starts,” Duncan said. “The former rose 8.5% over the month to 1.1 million annualized units, a level not seen since 2007. In contrast, multifamily starts fell 16.4%, to one of the slowest monthly paces since 2013, not including this past April.” The Daily Download examines the most compelling mortgage, real estate, and fintech articles reported from the HousingWire newsroom. Each afternoon, the HW team provides our listeners with a deeper look into the stories that are helping Move Markets Forward. Hosted and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode:
Oct 28, 2020
Finance of America CEO on why mortgage companies are diving into the IPO space
Today’s Daily Download episode features an interview with Patti Cook , Finance of America CEO. In this episode, Cook discusses how the mortgage company has fared during the novel COVID-19 pandemic and delves into the lender and servicer’s recent announcement that it's set to go public in the first half of 2021. For some background on the interview, here’s a brief summary of the latest article discussing Finance of America joining the IPO craze: End-to-end lending and services platform Finance of America Capital is the latest mortgage company to get in on the mushrooming IPO craze. The lender and servicer, owned by the Blackstone Group’s Tactical Opportunities business, is slated to go public in the first half of 2021 through a special purpose acquisition company at a $1.9 billion valuation. After it merges with Replay Acquisition Company , Finance of America will receive a $250 million investment from institutional investors, according to the Wall Street Journal , which first reported the merger. Blackstone will own 70% of the company, which is expected to go public in the first half of 2021. Finance of America says its collection of companies has originated over $65 billion in loans since 2017. Its products include traditional mortgages, commercial real estate loans, reverse mortgages , fixed-income investing and title services . Blackstone has expanded its Finance of America corporation through a number of acquisitions in recent years, including pickups of Gateway Funding , Pinnacle Capital Mortgage and Skyline Home Loans . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Blackstone-owned lender and servicer Finance of America to go public
Oct 27, 2020
Following CFPB redlining lawsuit, Townstone Financial files motion to dismiss
In today’s Daily Download episode , HousingWire discusses a motion filed by Townstone Financial to dismiss a lawsuit the Consumer Financial Protection Bureau filed against the company in July. For some background on the story, here’s a summary of the article: On Monday, Townstone Financial Inc . , a Chicago-based nonbank retail mortgage lender, filed a motion to dismiss a lawsuit the Consumer Financial Protection Bureau filed against the company in July. The July 15 complaint alleged that Townstone violated the Equal Credit Opportunity Act (ECOA) and Regulation B by engaging in discriminatory mortgage-lending practices and that those violations also constituted violations of the Consumer Financial Protection Act. Townstone moved to dismiss the lawsuit based on expressive action that the CFPB attempted to expand the reach of the ECOA to “prospective applicants,” which the company said is not regulated under ECOA. The CFPB’s suit alleges that, from 2014 through 2017, Townstone engaged in practices that illegally discouraged prospective African-American applicants from applying to Townstone for mortgage loans as well as practices that discouraged prospective applicants living in African-American neighborhoods in the Chicago MSA from applying to Townstone for mortgage loans. Following the main story, HousingWire also covers a report from the Mortgage Bankers Association that indicates the U.S. forbearance rate fell slightly to 5.9% last week and an announcement from First American that it has agreed to acquire sub-servicer ServiceMac. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Townstone Financial files motion to dismiss CFPB redlining lawsuit Mortgage forbearances down 2 basis points to 5.9%, led by Fannie and Freddie First American to acquire subservicer ServiceMac
Oct 26, 2020
Guild Mortgage to pay $25M in federal lawsuit settlement
In today’s Daily Download episode , HousingWire covers an announcement that Guild Mortgage has agreed to pay $25 million dollars to settle a federal lawsuit. For some background on the story, here’s a summary of the article : Just before its stock debuted at a disappointing $15 a share, Guild Mortgage settled a federal lawsuit that claimed the lender knowingly breached legal requirements when it originated and underwrote FHA loans. Guild agreed to settle the federal lawsuit, brought by the Department of Justice , for just under $25 million, the government said Thursday. It did not admit to any wrongdoing.The lawsuit, brought initially in 2016, alleged that Guild knowingly originated and underwrote mortgages that didn’t meet the program requirements of the FHA. Those loans, originated between 2007 and 2011, defaulted and led to claims to the FHA for mortgage insurance. Guild failed “to comply with material program rules that require lenders to maintain quality control programs to prevent and correct underwriting deficiencies, and failed to self-report materially deficient loans that it identified,” the government said. “As this settlement demonstrates, we are committed to holding mortgage lenders accountable when they choose to abuse the integrity of vital government programs that are designed to assist homeownership,” U.S. Attorney Robert Brewer for the Southern District of California said in a statement. “We also commend the whistleblower for coming forward, exposing these wrongs, and working with the government investigative team.” Following the main story, HousingWire covers the Federal Housing Administration’s new Automated Underwriting System and a report from Redfin that suggests the luxury housing market has inspired a frenzy in vacation boom towns The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Hours before its IPO fizzled, Guild Mortgage agreed to pay $25M to settle federal lawsuit FHA unveils Automated Underwriting System as part of modernization initiative Luxury housing market inspires ‘total frenzy’ in vacation boom towns
Oct 23, 2020
A closer look into Opendoor with Thomvest Ventures' Nima Wedlake
Today’s Daily Download features a Housing News Podcast crossover episode that includes an interview with Thomvest Ventures’ Nima Wedlake . During the interview, Wedlake discusses his recent blog that examines Opendoor’s business practices, its current progress, and its future prospects. For some background on the interview here’s a brief summary of HousingWire’s article on the OpenDoor S-4 filling: Opendoor has officially filed its announcement to go public after announcing its merger with Social Capital Hedosophia Holdings Corp. II in September. But the filing also revealed that Opendoor is under investigation by the Federal Trade Commission over its advertising practices. According to the filing, Opendoor in 2019 received a civil investigative demand. “In August 2019, the FTC sent a civil investigative demand (CID) to Opendoor seeking documents and information relating primarily to statements in the company’s advertising and website comparing Opendoor’s offers to purchase homes to selling in a traditional manner using an agent and statements pertaining to Opendoor’s offers reflecting or being based on market prices,” the filing said. Inman first reported on the investigation, which was disclosed in the company’s S-4 statement. As of Oct. 1, the investigation is ongoing, the filing says. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Thomvest Ventures' Nima Wedlake on OpenDoor's S-4 Opendoor discloses that it's under federal investigation Blackstone-owned lender and servicer Finance of America to go public Caliber Home Loans plans $2B-plus IPO
Oct 22, 2020
A look into new forbearance policy changes
In today’s Daily Download episode , HousingWire discusses major forbearance policy changes from the Federal Housing Finance Agency and Federal Housing Administration. For some background on the story, here’s a summary of the article : Major forbearance policy changes have been set into motion. The Department of Housing and Urban Development announced on Tuesday an extension allowing single-family homeowners with Federal Housing Administration-insured mortgages to request an initial forbearance through Dec 31, 2020. Homeowners with FHA-insured mortgages that needed assistance due to financial hardship from the pandemic initially had through Oct. 30 to request forbearance. However, a news release from HUD said that the effects of COVID-19, coupled with its impact on borrowers across the country, led them to extend the period. The FHA requires mortgage servicers to provide up to six months of COVID-19 forbearance when a homeowner requests this assistance, and up to an additional six months of forbearance for homeowners who request an extension of the initial forbearance. In effect, this means some borrowers may not exit this forbearance until the end of 2021. Following the main story, HousingWire covers a report from the Mortgage Bankers Association that claims mortgage applications fell six basis points this week, as well as the announcement of AmeriHome becoming the latest company to join the mortgage industry’s IPO boom. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: In a bid for stability, FHFA and FHA extend forbearance policies As mortgage rates climb, applications fall six basis points AmeriHome could be valued at $1.3B following IPO
Oct 21, 2020
This is what Logan Mohtashami thinks will move mortgage rates in 2021
Today’s Daily Download episode features an interview with HousingWire Lead Analyst Logan Mohtashami . In this episode, Mohtashami discusses his recent article , which explains what factors are likely to drive mortgage rates in 2021. Mohtashami’s article is part of our HW+ premium membership community. When you go to sign up , use the code “hwpluspodcast100” to get $100 off your annual membership. For some background on the story, here’s a snippet of the article: I’ve seen a number of articles lately predicting that mortgage rates will rise in 2021, a couple even from other HousingWire contributors. The rationale for these predictions have been erudite, multifactorial and complex. I am, on the other hand, a simple man. Most days I don’t even wear shoes. When I think about the direction of mortgage rates there is only one factor I consider – and that is economic growth. Over the years I have professed that the rate of economic growth pretty much explains the whole lasagna so that should be the entire focus. When the economy gets better, bond yields rise and mortgage rates follow. When the economy slows, bond yields drop and mortgage rates follow. I expect mortgage rates in 2021 to stick to the same pattern. The trick is to find a respectable range within each economic cycle. I started to incorporate bond yield forecasts for my yearly prediction articles and every year since 2015 I had said the same range. The 10-year yield would range between 1.60%-3%. In 2020, that range broke but continued a long-term downtrend in yields which started in 1981. Before the 10-year yield broke below 1% this year, I wrote this year that if the U.S. went into a recession the 10-year would trade between -0.21% – 0.62%. On the morning of March 9, the 10-year traded at 0.34%. Since that low point, the 10-year yield has been above 0.62% for most of the time during the COVID recession. This has been a consistent strong indicator for me, that, despite all the drama in various sectors, the bond market expected the economy to improve. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: What could drive mortgage rates in 2021? Mortgage Rates Average 30-year mortgage rate for purchase loans falls to another all-time low
Oct 20, 2020
LoanDepot’s Dan Hanson on the past, present and what’s to come for the mortgage industry
Today’s Daily Download episode features an interview with Dan Hanson , the executive director of distributive retail at loanDepot. In this episode, Hanson discusses his history as a longtime leader in the mortgage industry. During the interview, Hanson explains how his interests in lending pivoted his career towards the industry, where he has spent numerous decades across several different mortgage cycles. “As you look back over the different decades, there always seems to be a couple of pivotal events that happen decade by decade that change the complexion of the mortgage space,” Hanson said. According to him, the COVID-19 pandemic is one of those events as he claims the housing market’s success in 2021 will depend on many variables that have been impacted by the virus’ spread, including housing inventory and interest rates. “I think we're in for a change in the pattern in which people choose where to live, and how they manage their real estate investment, which is their home in most cases,” Hanson said. “I think rates will stay low, so we'll have a positive environment there and I think equity and property will remain high, because inventories are low.” Hanson wraps the interview by discussing the IPO transformation currently happening in the mortgage space, even touching on loanDepot’s plans to go public at some point in 2020. Though it’s still nebulous when the company will officially move forward on their poised plans to take the company public, Hanson says its chairman Anthony [Hsieh] is talking about it and weighing options. “I think every company has different reasons for it, and I think when things are good, and it looks like there's going to be a positive low-interest rate environment for a period of time, I think people perceive that as a positive valuation for their company,” Hanson said. “And if it's an opportunity to go public, they're taking advantage of it.” The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Will loanDepot finally file for IPO? Geoff Zimpfer and Sarah Wheeler on the IPO craze and the nation's forbearance rate loanDepot promotes Dan Hanson to chief retail production officer
Oct 19, 2020
Guild Mortgage joins this year's IPO trend
In today’s Daily Download episode , HousingWire covers Guild Mortgage’s announcement that the company will be going public. For some background on the story, here’s a summary of the article : Add lender-servicer Guild Mortgage to the ranks of the nonbank mortgage lenders going public. According to an amended S-1 submitted to the Securities and Exchanges Commission on Thursday, Guild, through parent firm Guild Holdings, is expected to price its initial public offering between $17 and $19 per share as early as next week. The retail and correspondent lender plans to issue 8.5 million Class A shares (plus an option for the underwriters, Wells Fargo, BofA Securities, and JPMorgan Chase, to purchase 1.275 million additional shares). At the $18 midpoint, Guild Holdings would raise about $153 million. Because of the strength of Class B shares, owner McCarthy Partners Management will control 95% of voting rights despite owning just 21% of common stock. San Diego-headquartered Guild, led by Mary Ann McGarry, has made six acquisitions since 2007, which has helped increase its production dramatically. Between December 2007 and the year that ended June 30, origination volume grew annually from $1.4 billion to $27.8 billion, and servicing grew from $2.5 billion to $52.8 billion as of June 30, the lender said in its prospectus. Following the main story, HousingWire also covers a report from Redfin that claims homes in high-risk wildfire areas are more affordable than homes in low-risk areas and a new partnership between the Fair Housing Alliance and the LGBTQ+ Real Estate Alliance. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Guild Mortgage is going public – Let’s look at the numbers Homes in high-risk wildfire areas are more affordable National Fair Housing Alliance partners with LGBTQ+ Real Estate Alliance
Oct 16, 2020
Geoff Zimpfer and Sarah Wheeler on the IPO craze and the nation's forbearance rate
In today’s Daily Download episode , Mortgage Marketing Radio’s Geoff Zimpfer and HousingWire Editor in Chief Sarah Wheeler discuss the growing number of mortgage companies entering the public arena and the nation’s latest forbearance numbers . For some background on the interview, here’s a brief summary of HousingWire’s latest article on Blackstone-owned lender and servicer Finance of America becoming the latest company to to join the IPO craze: End-to-end lending and services platform Finance of America Capital is the latest mortgage company to get in on the mushrooming IPO craze. The lender and servicer, owned by the Blackstone Group’s Tactical Opportunities business, is slated to go public in the first half of 2021 through a special purpose acquisition company at a $1.9 billion valuation. After it merges with Replay Acquisition Company , Finance of America will receive a $250 million investment from institutional investors, according to the Wall Street Journal , which first reported the merger. Blackstone will own 70% of the company, which is expected to go public in the first half of 2021. Finance of America says its collection of companies has originated over $65 billion in loans since 2017. Its products include traditional mortgages, commercial real estate loans, reverse mortgages , fixed-income investing and title services . Blackstone has expanded its Finance of America corporation through a number of acquisitions in recent years, including pickups of Gateway Funding , Pinnacle Capital Mortgage and Skyline Home Loans . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Blackstone-owned lender and servicer Finance of America to go public Caliber Home Loans plans $2B-plus IPO After record fall of 18%, forbearances rose slightly last week United Wholesale Mortgage plans $16B public debut via acquisition
Oct 15, 2020
United Wholesale Mortgage reports record loan volume in Q3
In today’s Daily Download episode , HousingWire covers a report from United Wholesale Mortgage that shows record loan volume for the third quarter of 2020. For some background on the story, here’s a summary of the article : Just one quarter away from its expected public debut, United Wholesale Mortgage reported record loan volume in the third quarter. The Detroit-based company, the largest wholesale lender in the U.S. , originated $54.2 billion in closed loans during the third quarter, an 81% increase from the $29.9 billion it originated in Q3 2019 (loan volume was up 31.8% from Q2 2020). To date, UWM has closed nearly $128 billion in production this year, eclipsing the $108 billion it originated throughout all of 2019, the firm said. " This is our best quarter in the company’s 34 years, showing that borrowers are recognizing that independent mortgage brokers offer better rates, greater speed and deeper experience,” UWM CEO Mat Ishbia said in a statement. According to company statements, net income totaled $1.45 billion in the third quarter, up from $198 million during the same period in 2019. The gain-on-sale margin also inched up to a record 3.18%; a year ago it was 1.29%. Following the main story, HousingWire discusses the average U.S. mortgage rate for a 30-year fixed loan falling to 2.81% this week and a report from Redfin that indicates luxury home sales rose 41.5% in the third quarter, the largest increase since 2013. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Ahead of its big IPO, UWM reports record volume and margins Average 30-year mortgage rate falls to another all-time low Luxury home sales rise 41.5%, making biggest jump since 2013
Oct 14, 2020
This is how Wells Fargo and Bank of America fared in Q3
In today’s Daily Download episode , HousingWire covers how Wells Fargo and Bank of America performed in the third quarter of 2020. For some background on the story, here’s a summary of the article : Though its earnings were disappointing overall, residential lending at Wells Fargo rebounded in the third quarter, both in terms of income and origination volume. The bank originated $62 billion in home loans during the third quarter, up 5% from $59 billion in the prior quarter. In the third quarter of 2019, Wells Fargo originated $58 billion in mortgages. In all, Wells Fargo collected $1.6 billion in income from its residential lending operation, up from $317 million in the prior quarter. Even net servicing income checked in at $341 million, up from a loss of $689 million in Q2. Its rival Bank of America posted a $2.1 billion profit in the third quarter in its consumer banking division, up massively from the paltry $71 million profit in the second quarter, mortgage origination volume was down dramatically. Mortgage originations from the bank totaled $13.4 billion in the third quarter, a drop from $23.1 billion in the second quarter and far below the roughly $20 billion benchmark hit in the fourth quarter of 2019. Following the main story, HousingWire covers JP Morgan Chase as the company recently revealed its mortgage business is getting back to normal following disruptions caused by COVID-19 and the Mortgage Bankers Association’s weekly mortgage applications survey which shows a slight drop in applications despite declines in rates . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: How did Wells Fargo and Bank of America’s mortgage businesses perform in the third quarter? Mortgage applications see slight decline despite 3% mortgage rate JPMorgan Chase’s mortgage business getting back to normal
Oct 13, 2020
Housing experts weigh in on what the mortgage industry will look like in 2021
In today’s Daily Download episode , HousingWire discusses what several industry veterans believe the mortgage industry will look like in 2021. For some background on the story, here’s a summary of the article: As the election creeps ever closer, there are plenty of forecasts about how it could impact housing. HousingWire has reported on both the fate of the GSEs and the nation’s economic outlook as a red vs blue battle stirs in Washington. But what about the regulatory bodies that will decide the priorities for enforcement over the next four years? At the HousingWire Annual panel, industry veterans Ed DeMarco, president of the Housing Policy Council , Kris Kully, partner at Mayer Brown , and Richard Andreano, Jr., partner at Ballard Spahr , discussed the future of regulation and enforcement as the industry gears up to run headlong into 2021. Julian Hebron, founder of The Basis Point , moderated the panel. The most notable topic of discussion was the Consumer Financial Protection Bureau’s recent rescinding of a 2015 compliance bulletin related to marketing services agreements (MSAs), which the bureau said “does not provide the regulatory clarity needed on how to comply with RESPA and Regulation X.” Alongside the rescinding, the CFPB released an FAQ for guidance on the Real Estate Settlement Procedure Act (RESPA), which many companies have been accused of violating over the years – though several of those cases were thrown out. Following the main story, HousingWire an announcement that lender and servicer Finance of America Capital is slated to go public in the first half of 2021 and discusses Offerpad’s partnership with Aires to streamline the relocation process. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: What will mortgage regulation and enforcement look like in 2021? Blackstone-owned lender and servicer Finance of America to go public
Oct 12, 2020
Fannie Mae's Doug Duncan on what's to come in 2021
In today’s Daily Download episode , HousingWire covers Fannie Mae’s Doug Duncan’s economic predictions for 2021. For some background on the story, here’s a summary of the article : Doug Duncan doesn’t claim to be an oracle, but the Fannie Mae Senior Vice President and Chief Economist on Thursday offered some forecasts for 2021, even amid a pandemic that has thrown markets into disarray. The country is mired in a recession, and while the CARES Act provided a short-term jolt to the economy, much remains uncertain about COVID-19 and its ultimate impact on the U.S. economy and the housing market, he said. “At the end of 2019, we were at 3.5% unemployment,” Duncan told attendees at HousingWire Annual on Thursday. “We think at the end of 2021, it will be roughly double that, around 6%.” There are promising signs of a partial recovery, according to Duncan. During the second quarter of 2020, approximately $1.7 trillion in national income was lost. By the time the full data is made available for the third quarter, Duncan estimates that about $1.2 trillion will have been recaptured. Following the main story, HousingWire covers a new scoring model from FormFree that aims to pave the way to more finical inclusion and a report from Redfin that indicates home prices rose by record numbers on the week ending on Oct. 4. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Fannie Mae’s Doug Duncan offers his predictions for 2021 ATP scoring paves new path to financial inclusion Home prices rose by record numbers last week
Oct 9, 2020
Logan Mohtashami on the chaos theory applied to housing in 2020
Today’s Daily Download episode features an exclusive interview with HousingWire founder and CEO Clayton Collins and Lead Analyst Logan Mohtashami. In the interview, which was conducted at HousingWire’s Annual Conference , Mohtashami delves into the chaos theory applied to housing in 2020. For some background on the interview, here’s a summary of Mohtashami’s recent article : Today, purchase application data confirmed what I needed to see to justify that we should get a positive total existing-home sales year in 2020. Yes, as crazy as it sounds, we can do this for the existing home sales market in 2020. I wanted to see at least 20 straight weeks of double-digit year-over-year growth on average to make up for the nine negative weeks we saw due to COVID-19. Those nine negative weeks came at a crucial time for the MBA purchase application data as it was right in the data line’s heat months. So, we had a lot of work to do to get back to the point where we can go positive, but it happened. The MBA report shows the year-over-year growth for the last eight weeks has been +21%, +22%,+25%,+6%, +40%,+28% +33% and +27%. As you can see in the chart, these last eight weeks have created enough demand to move the total volumes higher than we would see during the heat months, which is during the second week of January to the first week of May. Since this data looks out 30-90 days, it’s enough demand to help the existing home sales market, which is still a negative year to date, to be positive for the year. The only thing that can stop this is some non-economic events at this stage since we are in October. In the interview, the pair also discuss how the housing market has rebounded during the COVID-19 pandemic. As well as the nation’s lack of housing inventory, a concept Mohtashami has been vocally against. “If there was this record-breaking demand and no homes to buy, real home prices on a year-over-year basis would be skyrocketing,” Mohtashami said. “There is homes to buy when people are ready to buy.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom every day. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. This podcast is hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Don't call it a comeback Pending home sales at an all-time high! Now what? Context is key with 2020 housing market data
Oct 8, 2020
Opendoor public filing shows company under FTC investigation
In today’s Daily Download episode , HousingWire covers a report that claims not only has Opendoor officially filed to go public, but the company is also under investigation by the Federal Trade Commission over its advertising practices. For some background on the story, here’s a summary of the article: Opendoor has officially filed its announcement to go public after announcing its merger with Social Capital Hedosophia Holdings Corp. II in September. But the filing also revealed that Opendoor is under investigation by the Federal Trade Commission over its advertising practices. According to the filing, Opendoor in 2019 received a civil investigative demand. “In August 2019, the FTC sent a civil investigative demand (CID) to Opendoor seeking documents and information relating primarily to statements in the company’s advertising and website comparing Opendoor’s offers to purchase homes to selling in a traditional manner using an agent and statements pertaining to Opendoor’s offers reflecting or being based on market prices,” the filing said. Inman first reported on the investigation, which was disclosed in the company’s S-4 statement. As of Oct. 1, the investigation is ongoing, the filing says. Following the main story, HousingWire covers a report from the Mortgage Bankers Association that shows mortgage applications almost completely rebounded last week by climbing 4.6%, and a breakdown of what former Vice President Joe Biden’s first-time homebuyer tax credit looks like in the era of COVID-19. The Daily Download examines the most compelling articles reported from the HousingWire newsroom every day. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. This podcast is hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Opendoor discloses that it's under federal investigation Mortgage applications rise 4.6% Biden's first-time homebuyer tax credit in the age of COVID-19
Oct 7, 2020
Rock Ventures’ Trina Scott talks corporate diversity and HousingWire Annual
In today’s Daily Download episode , Trina Scott, the chief diversity officer at Rock Ventures and 2020 HousingWire Woman of Influence , joins HousingWire to discuss what she’ll be speaking on during her panel at HousingWire Annual on Oct. 8. For some background on the interview , here’s a brief snippet of what Scott will discuss on her panel entitled: Business Strategy During Social Upheaval : HW: What’s one piece of advice you would give to mortgage executives about starting the conversation on how to create a business strategy during social upheaval? Trina Scott : It starts with the culture of your organization. We’re very proud of our culture, which is built off of our philosophies called “ISMs.” We are also very conscious that, even though we have a rich culture, we need to be able to make sure that our culture has continued to evolve and that we’re continuing to challenge the status quo of where we are as an organization. I’d say the first place to start is to ask: who are you as an organization? Do you know that? If you don’t, you need to establish that. The second thing is to understand the business imperative around diversity, equity, belonging and inclusion. If it’s looked at as a programmatic, separate thing you will never incorporate it to systemic overall changes that need to be made to processes that exist. It’s important to understand the “why” behind this effort, not just for this moment but where it’s really driving the bottom-line impact. I challenge all of us to think about who we are as an organization, establish who we are and use that as our bedrock. Most importantly, understanding our opportunity to be able to influence the outcome by incorporating equity, inclusion, belonging and diversity in every decision we make and, therefore, those two things build on a solid foundation of creating a program that’s sustainable. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: · Rock Venture’s Trina Scott on adjusting business strategy during social upheaval · The Great Acceleration- HousingWire Annual 2020 · Business Strategy During Social Upheaval
Oct 6, 2020
What’s happening with mortgage IPOs? James Kleimann explains
Today’s Daily Download episode features an interview with HousingWire Mortgage Editor James Kleimann . In this episode, Kleimann discusses the recent uptick of mortgage companies like Rocket Companies and United Wholesale Mortgage entering the public arena and filing for IPO. Kleimann also delves into the significance of special purpose acquisition companies and discusses the role they play in public debuts. For some background on the interview, here’s a brief summary of Kleimann’s recent article on the latest mortgage lender to file for a public offering. AmeriHome on Thursday became the latest mortgage lender to file for a public offering, the latest to do so amid a coronavirus pandemic that has helped spur record origination volume this year. The lender told the SEC in a filing that it plans to raise at least $100 million as a placeholder for an upcoming public offering , though it did not disclose the ultimate size of the offering. Renaissance Capital speculated that it could ultimately raise up to $300 million in an IPO. Like other mortgage firms, California-based AmeriHome has captured a glut of business over the last year due to low interest rates and paltry inventory. Year-to-date, AmeriHome has booked $642 million in revenue for the 12 months that ended June 30, according to the S-1 filing. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. Here are the latest IPO articles from HousingWire that are covered in this episode: AmeriHome plans to go public – Let's look at the numbers Caliber Home Loans plans $2B-plus IPO As UWM attempts to build an empire, brokers and rivals weigh in on Mat Ishbia's $16B plan United Wholesale Mortgage plans $16B public debut via acquisition LoanDepot could make public debut this year at up to $15B
Oct 5, 2020
Caliber Home Loans on track for public debut
In today’s Daily Download episode , HousingWire covers a report that claims Texas-based mortgage lender Caliber Home Loans will potentially go public this year at a valuation over $2B. For some background on the story, here’s a summary of the article : Texas-based mortgage lender Caliber Home Loans is the latest mortgage firm to ride the IPO wave, filing paperwork to potentially go public this year at a valuation north of $2 billion, according to a new report. The company, owned by private equity firm Lone Star Funds , filed confidential IPO paperwork with the Securities and Exchange Commission and could make its public debut as soon as next week, the Wall Street Journal reported Thursday. Caliber, headed by CEO Sanjiv Das, has retail, wholesale and correspondent lending channels, and has developed a large book of business in the purchase space. It originated about $36 billion in mortgages during the first half of the year, according to Inside Mortgage Finance. Though it sells many of its loans – $22 billion in MSRs year-to-date – Caliber is also one of the largest servicers in the country, according to data and analytics firm Recursion . As of Sept. 1, Caliber was the nation’s 13th-largest agency mortgage servicer, with about 2% market share, for a total of $136 billion. That placed Caliber just behind United Wholesale Mortgage . Following the main story, HousingWire covers a report that shows the number of mortgages in active forbearance rose by 21,000 after six weeks of steady declines, as well as a report from the Labor Department that indicates the U.S. unemployment rate in September hit a six-month low of 7.9%. The Daily Download examines the most compelling articles reported from the HousingWire newsroom every day. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . This podcast is hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Caliber Home Loans plans $2B-plus IPO Loans in forbearance gain after 6 weeks of decline US unemployment drops to six-month low of 7.9%
Oct 2, 2020
Guaranteed Rate’s LO Shant Banosian’s billion-dollar year
In today’s Daily Download episode , Shant Banosian , the nation’s No. 1 loan originator joins the Housing News Podcast to discuss how he became Guaranteed Rate’s first billion-dollar originator, the future of the U.S mortgage market and how he’s generated more than $4 billion in loans over the course of his decade-long career. For some background on the interview , here’s a brief summary HousingWire’s latest article on Banosian’s achievement: Over the last five years, Shant has been Guaranteed Rate’s No. 1 loan officer nationwide, as well as the top producer in Massachusetts since 2013. Banosian told HousingWire that the key to his success is his team, and focusing on what consumers need and want. “It’s one of those cliches: you don’t want to just work in the business, you need to work on the business,” Banosian said. “We’re constantly working on our business and taking feedback from our clients trying to understand what it is that our clients and our partners want, how to constantly be forward-thinking in terms of staying ahead of the competition and figuring out ways to be more efficient.” Not only are Banosian and his team having a record-setting year, so is Guaranteed Rate, as it funded double the total loan volume compared to the same time last year. Just in August, the company locked down $12 billion in loan volume, breaking its record for one month. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Guaranteed Rate's Shant Banosian on becoming the nation's top loan originator Housing News Podcast: Guaranteed Rate's Shant Banosian on how the mortgage industry can survive in today's low rate environment Shant Banosian becomes Guaranteed Rate's first LO to originate $1 billion
Oct 1, 2020
Despite pandemic woes Latino homeowners are now the most determined homebuyers, survey shows
In today’s Daily Download episode , HousingWire covers a survey from the National Association of Hispanic Real Estate Professionals that found despite high unemployment, high COVID-19 infection rates and greater loss or reduction of income, 40% of Latinos still plan to become homeowners. For some background on the story, here’s a summary of the article: The American dream of owning a home remains resilient in Latino communities despite high unemployment, high COVID-19 infection rates, and greater loss or reduction of income compared to non-Hispanic Whites, according to a new survey. The August survey from the National Association of Hispanic Real Estate Professionals found that 40% of Latinos who do not currently own a home have plans to buy within the next five years, the highest among any demographic. According to the survey, Latino households were twice as likely (18%) as non-Hispanic White households (9%) to report having had at least one household member laid off due to the pandemic. That number reached its peak in April when Latino unemployment sat at 18.9% – the highest recorded since the great depression, according to the Bureau of Labor Statistics. Undeterred by the economic uncertainty, 47% of Latino renters who were able to continue saving during the pandemic reported the possibility of home ownership as their main motivation, higher than any other demographic of renters. The survey also noted evidence that predominantly Hispanic neighborhoods, or neighborhoods with a Hispanic population of 50% or more, saw more than double the amount of first-time home buyer activity than that of the rest of the country between the second quarter of 2019 and the second quarter of 2020. Following the main story, HousingWire discusses why Altisource Portfolio Solutions has expanded its Texas operations center and an announcement from United Wholesale Mortgage that it will offer a 50 bps discount on all VA interest rate reduction refinance loans through Veterans Day. HousingWire articles covered in this episode: Despite hardships from pandemic, 40% of Latinos still plan to become homeowners: survey Altisource expands servicing to handle forbearance overflow UWM to knock 50 bps off VA IRRRL loans
Sep 30, 2020
Will Fannie and Freddie be re-privatized after the November election?
In today’s Daily Download episode , HousingWire covers Treasury Secretary Steven Mnuchin’s oversight panel endorses Federal Housing Finance Agency Director Mark Calabria’s plan to re-privatize Fannie Mae and Freddie Mac. For some background on the story, here’s a summary of the article : A year ago , Treasury Secretary Steven Mnuchin and Federal Housing Finance Agency Director Mark Calabria released the Trump administration’s so-called blueprint to re-privatize mortgage giants Fannie Mae and Freddie Mac with the biggest stock offering in history. Calabria has stuck to the plan, even as a deadly pandemic swept across the nation, killing more than 200,000 Americans and sparking a recession that forced millions of borrowers to seek forbearance plans because they couldn’t pay their bills. Last month, the FHFA endorsed an adverse-market fee that will aid in the “recap and release” of the government-sponsored enterprises at a cost of about $1,400 per refinanced loan, with the fee paid by borrowers. All of this was done without input from Congress , which chartered both companies decades ago in a bid to expand homeownership and has oversight of their activities. On Friday, the Financial Stability Oversight Council , which is chaired by Mnuchin, voted unanimously to endorse Calabria’s plan to recapitalize and release the GSEs by executive action – with the caveat that even more capital may be required than the FHFA has called for – and after the vote Calabria made a statement commending FSOC members for their endorsement. Following the main story, HousingWire covers a report from the Mortgage Bankers Association that shows mortgage applications fell 4.8% last week, and discusses the finalization of two appraisal and capital liquidity rules initiated by the Board of Governors of the Federal Reserve System , the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Mnuchin's oversight panel endorses Calabria's GSE plan Mortgage applications decline 4.8%
Sep 29, 2020
MBA’s Mike Fratantoni on how 2020 became the year of the refi
Today’s Daily Download episode features an interview with Mike Fratantoni , Mortgage Bankers Association's Chief Economist and Senior Vice President of Research and Industry Technology. In this episode, Fratantoni discusses his recent HousingWire article and expands upon why mortgage origination volume is on track to be the highest in more than 15 years, as well as the MBA’s forecast on what’s ahead in the refinance and purchase market for 2021. For some background on the interview, here’s a summary of the article: The housing and mortgage markets have been the rare bright spots in an otherwise fragile economy brought forth by the ongoing COVID-19 pandemic. Mortgage origination volume this year is on track to be the highest in more than 15 years, led by a strong wave of refinances. Just how busy have lenders been? 2003 was the last time refinance activity was as high as the $1.75 trillion MBA is forecasting for 2020. Mortgage rates have reached record lows, driven by the unprecedented economic weakness, as well as the Federal Reserve ’s substantial efforts to keep the economy afloat by cutting short-term rates to zero and purchasing more than $1 trillion dollars of mortgage-backed securities. Homeowners are benefitting from lower monthly payments, while lenders are struggling to manage high volumes – all during a time when their employees continue to work remotely, and many temporary origination flexibilities remain in place. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: The 2020 refi wave: Where activity is strongest, where it's not and what's ahead MBA: Refi index still 30% higher than last year even as mortgage applications slow 5 reasons mortgage rates will rise in 2021, according to Dave Stevens
Sep 28, 2020
Home Point Financial launches new fund for minority and female-owned brokerages
In today’s Daily Download episode , HousingWire covers an announcement that Home Point Financial has launched a new community foundation with a $1 million grant. For some background on the story, here’s a summary of the article : Home Point Financial announced on Friday the launch of its charitable community foundation with an initial pledge of $1 million dedicated to funding 50 new minority and female-owned brokerages. In the midst of the Association of Independent Mortgage Experts National Fuse Conference , Home Point announced the initial $1 million in grant money will be distributed in coordination with AIME’s latest diversity initiative, the Spark program.According to Home Point, the foundation’s goal is to empower individuals to achieve their dreams through “investment, education and support.” “One of the core beliefs of Home Point Financial is giving back,” said Lisa Patterson , Home Point chief origination officer. “But as a business we’re committed to the independent mortgage broker. So, we wanted to take that a step further and create additional opportunities for those individuals who have aspirations of opening their own mortgage broker company, specifically in underrepresented groups.” In total, the Home Point foundation will allocate grants to 25 minority and 25 female-owned mortgage brokerages. Awards include one $50,000 grant, four $25,000 grants and 20 $17,500 grants per group. Following the main story, HousingWire covers a newly launched referral network from OJO Labs, the OJO Select Network, which is an agent referral program that matches top performing agents with ready homebuyers or sellers based on an understanding of the agent’s skill set and the consumer’s need, and a digital expansion from Fidelity National Financial that is intended to help prevent the rapid spread of wire fraud. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Home Point Financial launches community foundation with initial $1 million grant OJO Labs rolls out agent referral network Fidelity National Financial expands its digital options to help prevent wire fraud
Sep 25, 2020
Geoff Zimpfer and Sarah Wheeler on UWM’s $16B IPO
In today’s Daily Download episode , Mortgage Marketing Radio’s Geoff Zimpfer and HousingWire Editor in Chief Sarah Wheeler discuss the significance of mortgage companies like Rocket and United Wholesale Mortgage going public. For some background on the interview , here’s a brief summary of HousingWire’s latest article on United Wholesale Mortgage’s $16B acquisition from Gores Holdings IV Inc. : United Wholesale Mortgage , the largest wholesale lending firm in the country, is joining the blank-check company craze and will make its public debut via an acquisition. The Detroit-headquartered UWM will merge with businessman Alec Gores’ special purpose acquisition company (SPAC) Gores Holdings IV Inc in a deal that will value the new UWM at $16.1 billion, the company said in a statement Wednesday morning. That’s roughly 9.5X the company’s estimated 2021 adjusted net income of $1.7 billion. The acquisition will enable UWM to retain roughly 94% of the combined company. As part of the deal, UWM will receive about $425 million in cash held in Gores’s trust account, plus $500 million from a private placement. The combined company will be listed on the Nasdaq under the ticket symbol “UWMC.” The Wall Street Journal first reported the news . UWM’s CEO Mat Ishbia, who took over the family business from his father in 2003 and transformed it into the largest wholesale lender in the nation, will be head of the combined company. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: United Wholesale Mortgage plans $16B public debut via acquisition Shant Banosian becomes Guaranteed Rate's first LO to originate $1 billion LoanDepot could make public debut this year at up to $15B Quicken Loans prepares for IPO
Sep 24, 2020
First American's Mark Fleming on the housing market's unmatched potential
Today’s Daily Download episode features an interview with Mark Fleming , the chief economist at First American . In this episode, Fleming speaks with HousingWire about First American’s Potential Home Sales Model, which indicates the housing market potential reached a 13-year high during the month of August. During the interview, Fleming explains how the housing market was able to retain its strength despite COVID-19’s impact on both the mortgage and real estate industries. “When the housing industry went into the coronavirus pandemic back in March, the market sort of took a pause and home sales declined,” Fleming said. “During this time, I think we all thought we were going to have to deal with a significant fallout, but we quickly realized in late April and early May that the housing market found a way around it so pleasantly.” “While this was not expected, it’s clear that the housing industry was the only ‘V-shaped’ recovery amongst all of the sectors in the economy today,” he said. “ Home sales are going better than they have before, we're hitting high points for sales in August and that strength is expected to continue into the rest of the year.” Fleming also discusses whether or not growth in potential home sales is sustainable for the foreseeable future. “I think it's sustainable and may not grow as quickly as it has in recent months, which have sort of been a recovery phase from the Spring, Fleming said. “But there are some long-run fundamental dynamics that are very positive for the growth of the housing market.” “The largest one namely being Millennial first-time homebuyer demand , there are just millions upon millions of households that are just getting to the point of their early 30s and wanting to buy homes,” he said. “So, we will benefit for a number of years to come from that demographic demand, and as Jerome Powell has strongly indicated, mortgage rates will probably remain at historically low levels. Those two dynamics alone should help to push forward the housing market for the next couple of years.” The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Sep 23, 2020
UWM to merge with Gores Holdings in deal valued at $16B
In today’s Daily Download episode , HousingWire covers an announcement that United Wholesale Mortgage will merge with special purpose acquisition company Gores Holdings IV Inc, in a deal that will value the new UWM at $16.1 billion. For some background on the story, here’s a summary of the article: United Wholesale Mortgage , the largest wholesale lending firm in the country, is joining the blank-check company craze and will make its public debut via an acquisition. The Detroit-headquartered UWM will merge with businessman Alec Gores’ special purpose acquisition company (SPAC) Gores Holdings IV Inc in a deal that will value the new UWM at $16.1 billion, the company said in a statement Wednesday morning. That’s roughly 9.5X the company’s estimated 2021 adjusted net income of $1.7 billion.The acquisition will enable UWM to retain roughly 94% of the combined company. As part of the deal, UWM will receive about $425 million in cash held in Gores’s trust account, plus $500 million from a private placement. The combined company will be listed on the Nasdaq under the ticket symbol “UWM Corp.” The Wall Street Journal first reported the news . Following the main story, HousingWire discusses a report from the Mortgage Bankers Association that indicates mortgage applications gained 6.8% last week, and what the FHFA’s request for industry input on its strategic plan for 2021 to 2024 could mean for the future of Fannie Mae and Freddie Mac. The Daily Download examines the most compelling articles reported from the HousingWire newsroom every day. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . This podcast is hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: United Wholesale Mortgage plans $16B public debut via acquisition Housing market stays hot into fall with mortgage applications up 6.8% FHFA requests input on goals for Fannie Mae, Freddie Mac
Sep 22, 2020
Homeowners experience significant equity gain in Q2
In today’s Daily Download episode , HousingWire covers a report from CoreLogic that claims U.S. homeowners gained over $620 billion in home equity during the second quarter of 2020. For some background on the story, here’s a summary of the article : U.S. homeowners with mortgages witnessed a 6.6% year-over-year increase in their equity in the second quarter of 2020 – representing a cumulative gain of $620 billion for the nation and an average $9,800 hike in equity per homeowner, according to a new report by CoreLogic . Record-low mortgage rates and constricted sale inventory cast the perfect storm for home prices which rose 4.3% annually through June ultimately bolstering the increase in home equity, CoreLogic said in its home equity report. “Homeowners’ balance sheets continue to be bolstered by home price appreciation, which in turn mitigated foreclosure pressures, ” said Frank Martell, president and CEO of CoreLogic. Despite recent gains, the data service provider predicts upward advancements may be mitigated by consistent unemployment and home prices will dip in concurrence with a possible jump in delinquencies. Following the main story, HousingWire discusses a proposal from the Federal Reserve to revamp the anti-redlining rules known as the Community Reinvestment Act, or CRA, and an announcement from The Office of the Comptroller of the Currency that is has settled with three former Wells Fargo executives for their roles in the bank’s fake account scandal . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Homeowners gain over $620 billion in equity in second quarter Fed releases proposal to reform CRA OCC settles with three former Wells Fargo executives
Sep 21, 2020
Rising student loan debt could impact future Millennial homeownership
In today’s Daily Download episode , HousingWire covers a report from the Mortgage Bankers Association’s Research Institute for Housing America that indicates in the second quarter of 2020, close to 11 million households fell behind on their rent or mortgages. Additionally, the report found that the COVID-19 pandemic may have negative impacts on Millennial homeownership . For some background on the story, here’s a summary of the article: In the second quarter of 2020 nearly 11 million households fell behind on their rent or mortgages – however nearly triple that number, approximately 30 million individuals, missed at least one student loan payment, according to a recent report from the Mortgage Bankers Association’s Research Institute for Housing America . The data compiled from the Understanding America Study was the result of a panel survey tailored to study the impact of the pandemic specifically on mortgagors, renters and student loan borrowers. According to the survey, evidence suggests that student debt is affecting housing-market behavior, in particular, how rising student debt burdens may have crowded out first-time-home purchases among Millennials. Every additional $1,000 of student debt lowers the homeownership rate by approximately 2% – a sizeable effect, according to the report. This bolsters the findings of other studies, including a 2017 study by the National Association of Realtors where more than 75% of respondents with student loans said their educational debt impacted their decision to purchase a home. Following the main story, HousingWire also discusses the nation’s number one loan originator Shant Banosian becoming Guaranteed Rates’s first loan officer to fund $1 billion in loan volume in one year and Keller Williams’ recent vote to add a Diversity, Equity and Inclusion Committee to its’ leadership council. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: MBA: 11 million households fell behind on rent or mortgages in second quarter Shant Banosian becomes Guaranteed Rate's first LO to originate $1 billion Keller Williams adds Diversity, Equity and Inclusion Committee to leadership council
Sep 18, 2020
Will loanDepot finally file for IPO?
In today’s Daily Download episode , HousingWire covers a report that states loanDepot is poised to go public later this year. For some background on the story, here’s a summary of the article: The California-based mortgage lender headed by Anthony Hsieh could be worth between $12 billion and $15 billion in an IPO, according to Bloomberg ‘s sources. The company has held discussions with potential underwriters for an IPO that could happen as soon as the fourth quarter of this year. The news comes on the heels of Rocket Mortgage’s successful IPO in August. Since it debuted at $18 a share, Rocket’s stock has surged over 25%, and the nation’s largest mortgage lender now sports a market cap of about $47 billion . “We are the Lyft to their Uber,” Hsieh told Bloomberg. “The momentum for non-bank lending is here to stay. We’re here to fuel the American dream.” LoanDepot, backed by Parthenon Capital Partners, announced plans to go public in September 2015 , but canceled the IPO hours before pricing due to what the company called adverse “market conditions.” At the time, loanDepot had sought a market value of $2.4 billion to $2.6 billion. In March 2017, the company revived plans for an IPO . Following the main story, HousingWire discusses a report from Freddie Mac that indicates the average mortgage rates for a 30-year fixed mortgage increased slightly to 2.87%, which is still the second-lowest on record. The team also shares a release from the NAHB that indicates the Housing Market Index rose five points this month, the highest score the series has seen since its inception. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode:
Sep 17, 2020
This is why lawmakers are calling on Calabria to reconsider the adverse-market fee
In today’s Daily Download episode , HousingWire covers a plea from the nation’s lawmakers to Federal Housing Finance Agency Director Mark Calabria to rethink the adverse-market fee. For some background on the story, here’s a summary of the article : Federal Housing Finance Agency Director Mark Calabria took fire during Congressional testimony on Wednesday about the implementation of an adverse-market fee that’s expected to add about $1,400 to the cost of refinanced mortgages delivered to Fannie Mae or Freddie Mac after Dec. 1. The need for the fee is based on recapitalizing the two mortgage financiers so they can be released from government conservatorship, Rep. Brad Sherman (D-CA) said during his questioning of Calabria. That’s a scenario that is unlikely to happen if former Vice President Joe Biden usurps President Donald Trump in the Nov. 3 election, as numerous national polls show him poised to do. “ Don’t institute the fee – wait until next year when a new Congress can look anew at whether we are going to recreate these agencies in a form that didn’t work last time, and if not, we don’t need the fees,” Sherman said, expressing a view echoed by several lawmakers during the session. Following the main story, HousingWire covers an announcement from the Federal Reserve that it anticipates mortgage rates will remain low through 2023, and an analysis from Pew Research Center that suggests more young adults are now living at home than during the Great Depression. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Lawmakers ask Calabria to rethink adverse-market fee Fed says expect low rates through 2023 More young adults live at home now than during the Great Depression
Sep 16, 2020
Logan Mohtashami pushes back on the true state of mortgage credit
Today’s Daily Download episode features an interview with HousingWire Lead Analyst, Logan Mohtashami . In this episode, Mohtashami discusses his recent article as well as his thoughts on the Mortgage Banker’s Associations’ recent report and how mortgage credit plays into the larger story on COVID-19’s impact on the housing market. Mohtashami’s article is part of our HW+ premium membership community. When you go to sign up , use the code “hwpluspodcast100” to get $100 off your annual membership. For some background on the story, here’s a summary of the article: It is true that the COVID-19 crisis did temporarily wreak havoc on the mortgage market. Case in point — the week of March 9 and the mortgage market meltdown. You may recall the precipitous drop in rates which resulted in a flood of refinance requests which amplified early pay off risk, mortgage margin calls, and the rapid rebounding of rates. Needless to say, all that drama from COVID-19 created significant stress in the mortgage market. As a result, many non-QM lenders left the market and FHA homebuyers with low FICO scores saw credit get tighter. The U.S. jumbo market loans saw some difficulty as well. Some lenders even stopped offering home equity lines. While that all sounds pretty drastic and scary, at the end of the day this prevented only about 4.5%-6.2% of all purchase loans from closing of those that would have closed prior to the meltdown. This means that approximately over 93% of the purchase loans that could have closed during the period of the record-breaking expansion still closed during the early part of the COVID crisis. This is because after 2010, the loan profiles of mortgage seekers before and during the COVID crisis have been, in a word, excellent– the best loan profiles that I have ever seen in my 24 years of lending experience. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Is mortgage credit really too tight since COVID-19? It hasn't been this hard to get a mortgage in six years
Sep 15, 2020
Geoff Zimpfer and Logan Mohtashami on how the housing market recovered from COVID-19
In today’s Daily Download episode , Mortgage Marketing Radio’s Geoff Zimpfer and HousingWire columnist Logan Mohtashami discuss whether or not the housing market has already recovered from the Coronavirus’ impact on the industry. For some background on the interview, here’s a brief summary of Mohtashami’s latest article on the housing market’s V-shaped recovery: The two most important factors that drive housing, demographics and mortgage rates are both in sweet spots to support housing. If you consider Millennials as potential replacement buyers, then add in downsizing Baby Boomers and move-up home buyers, we should see a lot of activity in the housing market in the coming months and years. Plus, we still have 15%-20% of market sales purchasing homes with cash each year. We only need 4 million mortgage buyers a year to have a stable market and this is out of over 140 million people currently working – and the job market is still in recovery mode. It’s very rare to have any existing home sales print under 4 million in the 21st century. Typically this happens around events such as the last few months of the housing bubble crash, the aftermath of the pull forward demand from the homebuyer tax credit, and one month of COVID-19 induced sales. With mortgage rates safely under 4%, we have the cushion of low mortgage rates as well. When one puts all this into perspective, I think we can agree, the worst of times are largely behind us for the housing market. It’s time to start looking at our future with caution as long as this virus is still with us. We can’t forget the housing bubble boys are ready for the 2021 forbearance home-price crash trolling game plan. Trust me when I say this, I’ve got a few tricks up my sleeve for them. HousingWire articles covered in this episode: Housing’s V-shaped recovery is complete: What had to happen to get America back by Sept. 1 The V-shaped recovery continues for housing market Here’s evidence of V-shaped economic recovery
Sep 14, 2020
MBA says new credit standards make it harder for homebuyers to get a mortgage
In today’s Daily Download episode , HousingWire covers a report from the Mortgage Bankers Association that indicates it hasn’t been this hard for homebuyers to get a mortgage in six years. For some background on the story, here’s a summary of the article : Mortgage credit in August was the tightest in more than six years as a weak economy prompted lenders to tighten standards, the Mortgage Bankers Association said in a report on Thursday. The group’s Mortgage Credit Availability Index fell 4.7% to 120.9 last month, the lowest since March 2014, indicating stricter requirements to get loans. The index plunged from record highs seen in late 2019 after the COVID-19 pandemic caused the worst economic contraction since the Great Depression. The drop in the availability of credit was “driven by a reduction in supply from both conventional and government segments of the market,” said Joel Kan, an MBA associate vice president. “Credit continues to tighten because of uncertainty still looming around the health of the job market ,” Kan said. “A further reduction in loan programs with low credit scores, high LTVs, and reduced documentation requirements also continued to drive the overall decline in credit availability.” Following the main story, HousingWire covers a forecast from CoreLogic that claims the COVID-19 pandemic may lead to a foreclosure crisis and a report from Black Knight that suggests the refinancing boom is just getting started. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: It hasn’t been this hard to get a mortgage in six years Pandemic may lead to foreclosure crisis, CoreLogic says The refinancing boom is just getting started
Sep 11, 2020
CARs Farrah Wilder on the importance of advocating for an inclusive housing industry
Today’s Daily Download episode features an interview with Farrah Wilder , the newly appointed chief diversity, equity, and inclusion officer at the California Association of Realtors . In this episode, Wilder speaks with HousingWire about CAR's reasoning for creating the role and the importance of advocating for an inclusive housing industry. During the interview, Wilder, who also served the United States Department of Education as a civil rights attorney, explains why her background in law has made her perfectly suited for her new role at CAR. “It was there [USDE] that I really got a sense of the nuances of intersectionality,” Wilder said. “Their focus is gender discrimination, but as it intersects with race and class. So, there was a lot of discussion around what does it mean to be a woman of color in the workplace or a woman from a working-class background?” According to Wilder, this lesson helped her better understand the complexities of inequality within the housing industry, and what professionals will need to do to address housing discrimination. “I think one of the biggest things that we're going to need to do is build systems that allow us to have space to continuously focus on and learn about these issues,” Wilder said. “For example, the California Association of Realtors has committees, and members regularly meet to discuss policy and learn about persistent fair housing issues.” “I see it as a mission, but it's not something that we can't address, and I think we have to start from the top down, you know, from CEOs to people who own brokerages,” Wilder said. “I think the message needs to be that our industry is focused on housing discrimination. This is an important issue and we're working on it.” The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham
Sep 10, 2020
NAHB’s Robert Dietz on how low supply and rising costs are impacting home prices
In today’s Daily Download episode , Robert Dietz , chief economist and senior vice president of economics and housing policy at the National Association of Home Builders joins the Housing News Podcast to discuss low housing inventory and rising lumber prices. For some background on the interview, here’s a brief summary : In this episode, Dietz discusses how a national shortage of housing inventory and rising lumber prices have contributed to an increase in construction costs , which is making it much more difficult for builders to introduce affordable housing supply to the market. During the interview, Dietz also explains where America’s housing inventory currently stands when compared to historical home-building trends. According to him, the housing market is experiencing a housing deficit of about a million homes, which includes the combination of both apartments and single-family homes. “While estimates may vary, most economists agree there is a housing deficit. Freddie Mac had an estimate of about two and a half million homes as a shortage, and you can see the critical impacts of that shortage,” Dietz said. “One of these impacts is that home prices are rising faster than incomes during the post-Great Recession period, and that, of course, has led to declines in housing affordability.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: The answer to the affordable housing shortage no one wants to hear Spike in lumber prices boosts construction costs High home prices erase homebuyers' increased purchasing power US inventory of homes for sale reaches record low NAHB's Robert Dietz talks housing inventory and homebuyer affordability
Sep 9, 2020
Here’s what high home prices mean for homebuyer purchasing power
Today’s Daily Download episode , features an interview with HousingWire Real Estate reporter Julia Falcon. In this episode, Falcon discusses her recent article that claims rising home prices have erased the increased purchasing power homebuyers gained in early 2020. For some background on the story, here’s a summary of the article: Homebuyer purchasing power increased 6.9% this July, meaning a homebuyer with a $2,500 monthly housing budget can afford a home priced $33,250 higher than a year ago, Redfin found , which it credited to historically low mortgage rates . But with home prices up 8.2% year over year in July, this homebuyer purchasing power is essentially canceled out, data from Redfin shows. “Low mortgage rates are motivating many people to purchase a home, particularly those who want more space to work from home,” Redfin Chief Economist Daryl Fairweather said in a release. “But because there hasn’t been an increase in the number of homes for sale since rates started dropping with the onset of the pandemic, many buyers end up competing for the same homes, driving up prices.” During the podcast interview, Falcon delves into how the COVID-19 pandemic and historically low mortgage rates have impacted the nation’s housing inventory. “These low rates are increasing purchasing power, so for instance, if the mortgage rate is about 3%, a homebuyer can afford a slightly higher mortgage payment,” Falcon said. “This is encouraging people to buy, especially first-time buyers who might be able to afford a mortgage payment a little higher than they believe they would.” Falcon also shares what homebuyers continuing to migrate means for the overall real estate market, as well as what trends she’s currently watching. The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham HousingWire articles covered in this episode: High home prices erase homebuyers' increased purchasing power
Sep 8, 2020
ICE completes $11 billion Ellie Mae acquisition
In today’s Daily Download episode , HousingWire covers an announcement from the Intercontinental Exchange that it has received regulatory approval and fully completed its $11 billion acquisition. For some background on the story, here’s a summary of the article : Nearly one month after Ellie Mae announced that it had agreed to be acquired by Intercontinental Exchange , ICE announced Friday that it had received regulatory approval and fully completed its $11 billion acquisition. “We are excited to begin the next important chapter in our journey to digitize the residential mortgage industry,” said Jeff Sprecher, founder, chairman and CEO of Intercontinental Exchange. “Ellie Mae’s industry leadership and best-of-breed technology will better enable us to further accelerate the automation of the mortgage origination workflow, which will benefit stakeholders across the production chain, including consumers.” Per the announcement, the transaction values Ellie Mae at an enterprise value of $11 billion – three times the all-cash transaction of $3.7 billion private equity shop Thoma Bravo spent acquiring it a little over a year ago. Following the main story, HousingWire covers the Consumer Financial Protection Bureau’s seventh settlement against a mortgage broker for deceptive advertisements targeting VA borrowers, and data from the National Association of Homebuilders that indicates a spike in lumber prices is now driving construction costs much higher. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: · With $11B Ellie Mae deal finalized, ICE prepares to unleash a “fully digital mortgage ecosystem” · CFPB settles with seventh company for misleading ads targeting veterans · Spike in lumber prices boosts construction costs
Sep 4, 2020
Here's how COVID-19 has transformed RON adoption
Today’s Daily Download episode features an interview with Aaron Davis , CEO of Florida Agency Network, one of Florida’s largest RON providers. In this episode, HousingWire examines a recent article that delves into one key component that is hindering RON adoption. Davis discusses how RON adoption has changed in the era of COVID-19, what it will take for increased RON and eNote adoption in the secondary market and how RON has transformed the borrower experience overall. Ramirez’s article is part of our HW+ premium membership community. When you go to sign up , use the code “hwpluspodcast100” to get $100 off your annual membership. For some background on the story, here’s a summary of the article : As it turns out, state regulations, while a major factor, are not the greatest holdup to universal acceptance of RON. In fact, over the past year COVID-19 has spurred many states to rush through emergency bills allowing for the use of RON. No, the greatest holdup actually lies in the hands of lenders: eNotes. Traditionally, promissory notes are wet signed. They are the “golden ticket” when it comes to mortgage transactions and without it, the deal wouldn’t exist. It is the legal note where one party in the transaction promises in writing to pay a fixed amount of money to another party under specific terms. There were instances in 2008, for example, where if the note was lost or stored away in a bank’s basement, lenders couldn’t foreclose on a property until the note was located. Notes can’t be sold unless they are physically located. But RON can turn this promissory note digital, and that changes everything. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: This is the single greatest factor standing in the way of RON The pandemic transformed real estate closings, but will digital adoption stick?
Sep 3, 2020
Jackson Hole Realtor on why homebuyers are migrating to mountain towns
Today’s Daily Download episode features an interview with Latham Jenkins , associate broker at Live Water Jackson Hole. In this episode, HousingWire digs deeper into a recent article that indicates mountain towns like Aspen, Colorado and Jackson Hole, Wyoming are heating up, as home buyers flee to luxury mountain towns. During the podcast interview, Jenkins discusses the ongoing migration trend he’s seen in Jackson Hole. According to Jenkins, the urban flight to mountain towns began years ago, and was essentially accelerated due to the novel COVID-19 pandemic. Jenkins added that variables like densely populated cities, tax structures and working remotely have been driving factors in prompting people to seek out housing markets in mountain towns. Jenkins, who has lived in the Jackson Hole for more than 25 years, said he’s never seen this level of demand in his region before, stemming primarily from buyers he’s coined as “COVID refugees.” "They're fleeing an urban market and coming here desiring to buy places that have elbow room and generally speaking, buying single-family properties with acreage,” Jenkins said. “When you look at what has happened since June 1 in our market, over 109 listings have either gotten closed or are pending that are worth $3 million or more at an average price of $5.5 million.” Though it’s unclear what this level of demand means for the future in the region’s housing inventory at large, Jenkins said he’ll continue responding to market demand. “We went into this being in an inventory shortage, and COVID only exacerbated that as well, so what's left? Well, a lot of pressure on pricing as we look forward,” Jenkins said. “I think that Jackson Hole will continue to see a lot of upward pricing pressure with very low inventory, and a demand that just continues." The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: As homebuyers flee to luxury mountain towns, local housing markets are heating up
Sep 2, 2020
Logan Mohtashami on housing’s V-shaped recovery completion
Today’s Daily Download episode features an interview with HousingWire Lead Analyst, Logan Mohtashami . In this episode, Mohtashami provides an update on an article he wrote in April, which lists the five economic and/or social landmarks that we would need to pass that helps the industry better understand the recovery and how the housing market is performing. Mohtashami’s article is part of our HW+ premium membership community. Use the code hwpluspodcast100 to get $100 off your annual membership. For some background on the story, here’s a summary of the article: The fiscal calendar, a mainstay of marking economic activity has served little purpose in COVID America. Where it once provided a structure by which to analyze balance sheets and economic trends, in these virus-directed times, it has become a vestigial anomaly like the little toe or the appendix of the human body. In order to understand the economic performance of various sectors during these times, we need to abide by the dictates of the virus. For this reason, I divided 2020 into this economic-timeline into three phases: Before COVID (BC), After the onset of the Disease (AD), and America is Back (AB). In a previous article, I wrote about five economic and/or social landmarks that we would need to pass in order to determine that we had exited the AD phase and entered the AB recovery phase. This serves as a report card on that recovery with a final word about the U.S. housing market. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Housing's V-shaped recovery is complete: What had to happen to get America back by Sept. 1 5 indicators that will show when the housing market is rebounding from COVID-19
Sep 1, 2020
Hurricane Laura projected to cost insurers billions
In today’s Daily Download episode, HousingWire discusses the projected costs insurers will have to pay for damages that property owners endured from Hurricane Laura last week. For some background on the story, here’s a summary of the article: Insurers will have to fork over billions of dollars to pay for damage that property owners incurred from Hurricane Laura last week. Data and analytics provider CoreLogic estimated that residential and commercial property damage in Louisiana and Texas could come in anywhere between $8 billion and $12 billion, with the vast majority of the damage coming in Louisiana. The storm, the most intense hurricane to make landfall in the northwestern gulf in more than 150 years, will also hurt homeowners’ ability to pay for their mortgage. Following the main story, HousingWire covers the Mortgage Bankers Association’s weekly forbearance volume survey and the MBA’s and Structured Finance Associations’ comments on the Federal Housing Financing Agency’s proposed rule for a new regulatory capital framework for Fannie Mae and Freddie Mac. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Hurricane Laura wallops areas with high mortgage delinquency rates Fannie Mae, Freddie Mac forbearance rate falls to a 4-month low MBA, SFA comment FHFA's proposed new regulatory capital framework
Aug 31, 2020
What would Biden’s first-time homebuyer tax credit look like in action?
In today’s Daily Download episode, HousingWire covers Democratic Presidential Nominee Joe Biden’s proposed $15,000 first-time homebuyer tax credit. For some background on the story, here’s a summary of the article : Former Vice President Joe Biden has proposed a $15,000 tax credit to help first-time homebuyers purchase a property . As is typical for campaign proposals from either party, the details remain to be fleshed out. And before any tax credit would be put in place, it would have to be hashed out in a bill passed by Congress , which controls U.S. tax policy. Biden’s proposal, as explained on his campaign website, is: “Help families buy their first homes and build wealth by creating a new refundable, advanceable tax credit of up to $15,000. Biden’s new First Down Payment Tax Credit will help families offset the costs of home buying and help millions of families lay down roots for the first time.” In some ways, it’s similar to the $7,500 tax credit created by the Housing and Economic Recovery Act signed by President George W. Bush in July 2008. The credit was raised to $8,000 the following year in a bill signed by President Barack Obama. The programs expired in 2010. Following the main story, HousingWire covers what lenders are doing about refinance loans that were already locked with closing dates after Sept. 1 since the Federal Housing Finance Agency delayed the adverse-market refinance fee. The podcast also discusses why sales of large homes are skyrocketing as homeowners seek out more space. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Biden's $15,000 first-time homebuyer tax credit explained Refi fee is delayed, but what are lenders doing about already locked loans? Sales of large homes skyrocket as homeowners seek more space
Aug 28, 2020
James Kleimann joins HousingWire as mortgage editor
Today’s Daily Download episode features an interview with James Kleimann , HousingWire’s newest mortgage editor . In his new role, Kleimann will be helping HousingWire’s newsroom cover topics related to housing finance as well as real estate, appraisal, title and escrow and more. Kleimann got his start as a reporter right out of college in Burlington, Vermont covering cops and crime. After moving back to his home state of New Jersey, Kleimann held various roles across different news outlets, eventually landing at The Real Deal where he most recently served as managing web editor. “HousingWire is the leading publication for housing professionals, and has a rich history of producing great journalism,” said Kleimann. “But its ambitions are so much greater than that. I’m beyond thrilled to work with Clayton, Diego, Sarah and the rest of the editorial staff to dig even deeper into the mortgage space and break into new subjects during this exciting, uncertain time.” Kleimann added that he's excited to bring his knowledge on a lot of other components of real estate to this mortgage editor position As mortgage editor, Kleimann will be covering the ups and downs in the housing industry, as well as watching trends in the real estate market. One area of focus Kleimann said he’s looking forward to is coverage on mortgage brokers. “This is such a pivotal player in the housing market, and one that was really pilloried during the housing crisis of 2008 and nearly driven to extinction,” Kleimann said. “And now, they're back in a pretty big way.” Kleimann said he wants to look into how the mortgage broker has evolved, examine how they've adapt to changes in technology and how they've improved their reputation with customers. In the interview, Kleimann also touches on topics like the coastal exodus , his recent article on Realtor.com’s flood risk disclosures and how new emerging trends like migration will impact realtors and brokers. The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham HousingWire articles covered in this episode: James Kleimann of The Real Deal joins HousingWire Are cities really seeing an exodus? Zillow says urban areas have more in common with suburbs than you think A coastal exodus? These Century 21 San Francisco agents don't think so Realtor.com now discloses flood risks – Here's why its competitors won't
Aug 27, 2020
Bankrate's Greg McBride on FHFA's adverse-market refinance fee
Today’s Daily Download episode features an interview with Greg McBride , Senior Vice President, and Chief Financial Analyst at Bankrate.com. In this episode, McBride speaks with HousingWire about the recent postponement of the Federal Housing Finance Agency’s adverse-market refinance fee . Earlier this week, McBride sent a statement to the HousingWire newsroom following the announcement of the fee’s postponement: “The Federal Housing Finance Agency has decided to postpone implementation of the much-criticized Adverse Market Refinance Fee until December 1, and exempted refinances for loan amounts under $125,000,” McBride said. “While not as good as repealing it altogether, this is certainly better than the caper they pulled when they initially announced it without any advance notice.” During the podcast interview, McBride delves into why he believes the fee should be repealed as well as whether or not he thinks implementing the new loan-level price adjustment will benefit homebuyers and lenders. According to McBride, the fee may discourage homebuyers from refinancing as it has the potential to add more than $1,000 to their closing costs. "This is not an ancillary charge that nobody's going to notice, it's half a percentage point of the loan amount that's being refinanced," he said. "While it may make great financial sense for consumers to refinance, they tend to balk for two reasons. One is that there are so many fees involved and the second is the cumbersome process." "While I don't know if the process will be altered, from a fee standpoint, it's sometimes a tough sell to consumers as people are often reluctant to incur upfront costs," he said. "So, when you add another layer on top of that, my concern is that it will only further deter people from refinancing when they could otherwise benefit from doing so." The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham HousingWire articles covered in this episode: New fee on mortgage refinances could cost homeowners $1,400 MBA President “stunned” by the FHFA’s new mortgage refinance fee Fannie Mae and Freddie Mac CEOs address industry on refinance fee grievances FHFA delays refinance fee start date to Dec. 1
Aug 26, 2020
FHFA postpones adverse market refinance fee
In today’s Daily Download episode, HousingWire covers the Federal Housing Finance Agency’s recent announcement to postpone the implementation date of the adverse market refinance fee. For some background on the story, here’s a summary of the article . The Federal Housing Finance Agency announced Tuesday it is postponing the date it will begin implementing its adverse market refinance fee to Dec. 1. The FHFA directed Fannie Mae and Freddie Mac to delay the implementation date of their adverse market refinance fee after it was previously scheduled to take effect Sept. 1, 2020. FHFA is also announcing that the enterprises will exempt refinance loans with loan balances below $125,000, nearly half of which are comprised of lower-income borrowers at or below 80% of area median income. Affordable refinance products Home Ready and Home Possible, are also exempt. After Fannie Mae and Freddie Mac announced an added 50 basis point fee to all refinances, the housing industry was quick to react . In fact, the industry quickly turned against Fannie and Freddie’s added fee. The Mortgage Bankers Association was one of the strongest voices in opposition to the new fee, saying, in part, “The additional 0.5% fee on Fannie Mae and Freddie Mac refinance mortgages will raise costs for families trying to make ends meet in these challenging times. In addition, the September 1 effective date means that thousands of borrowers who did not lock in their rates could face unanticipated cost increases just days from closing.” Following the main story, HousingWire covers why Black-owned businesses have been hit hardest by COVID-19, and a report from the Mortgage Bankers Association that indicates mortgage applications fell 6.5% last week, despite mortgage rates hovering around 3%. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: FHFA delays refinance fee start date to Dec. 1 Why Black-owned businesses have been hit hardest by COVID-19 Mortgage applications fall 6.5% as rates hover around 3%
Aug 25, 2020
Will the U.S. face another recession?
In today’s Daily Download episode , HousingWire covers a survey that indicates the nation’s economists now believe America is likely to experience a double-dip recession. For some background on the story, here’s a summary of the article : Almost 80% of economists say there’s at least a one-in-four chance of a double-dip recession, following a record 32.9% plunge in GDP in the second quarter, according to a survey released on Monday from the National Association for Business Economics . About 40% of respondents rate the COVID-19 response from Congress as “insufficient” and 37% said it’s “adequate,” according to the survey that summarized the opinions of 235 members and was conducted between late July and early August. “The panel is split in its view on Congress’s fiscal response to the recession,” said NABE President Constance Hunter, who is KPMG’s chief economist. “Nearly three out of four panelists believe the optimal size for the next fiscal package to be $1 trillion or greater, compared to 17% who favor a smaller package.” Following the main story, HousingWire covers the Mortgage Bankers Association’s Weekly Forbearance and Call Volume Survey that shows the rate has fallen once again, and a letter addressed to Congress from a broad coalition of housing organizations that encourages protections for renters and property owners. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: 80% of economists see a chance of a double-dip recession Forbearance rate falls to 7.2%, MBA says Broad coalition of housing organizations urge Congress to start protecting renters and property owners
Aug 24, 2020
As pressure mounts, will the FHFA delay new refi fee?
In today’s Daily Download episode , HousingWire covers speculation on whether not the Federal Housing Finance Agency is delaying the implementation of a fee that would add a 0.5% surcharge to refinance mortgages sold to Fannie Mae and Freddie Mac. For some background on the story, here’s a summary of the article : According to reporting by the Wall Street Journal on Saturday, the Federal Housing Finance Agency has been communicating with mortgage industry groups about delaying the implementation of a fee which would add a 0.5% surcharge to refinance mortgages sold to Fannie Mae and Freddie Mac starting Sept. 1. According to the article, the FHFA is considering a delay to the adverse market fee implementation date, but is not planning to rescind it. The FHFA has been widely criticized both for the reasoning given for the fee and the short three-week notice to lenders and homeowners already in the middle of a refinance process. Dave Stevens, former president and CEO of the Mortgage Bankers Association and former commissioner of the Federal Housing Administration , told HousingWire on Saturday that, “If true, it seems clear that Director Calabria listened to industry concerns about the impact of this short time frame to implement. And while the logic of the fee remains in question, this is a good sign and hopefully will lead to a change in behavior going forward where impact assessment conversations can take place prior to major policy announcements.” Following the main story, HousingWire covers an announcement from the Federal Reserve that it has purchased about $892 billion of agency mortgage-backed securities, and a claim from a research associate at the Urban Institute that there’s a problem with the data measuring delinquency and forbearance requests. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Is the FHFA about to delay the refi fee? Fed purchases of agency MBS total $892 billion There’s a problem with the data measuring delinquency and forbearance
Aug 21, 2020
EasyKnock's Jarred Kessler on what’s ahead for the real estate market
Today’s Daily Download episode features an interview with Jarred Kessler, Co-Founder and CEO of real estate tech company EasyKnock. In this episode, Kessler speaks with HousingWire about the U.S. real estate market and weighs in on whether or not it's likely to experience another dip. During the interview, Kessler delves into how the COVID-19 pandemic has transformed the housing industry and what trends he’s watching in the real estate market. "The housing market was acting particularly healthy between the months of March to June, and you're starting to see less support or backstop from the government,” Kessler said. “I think you're going to see a major shift from inventory being scarce to people starting to panic and the housing market starting to really soften up, especially in urban areas where people are leaving to get more space and lower tax areas.” The EasyKnock CEO also discusses the current state of the housing industry and its increase in supply and demand , and shares his thoughts on whether it will continue to grow or ease up. "I think [homebuyer demand] can continue to go up in the short term, but I just don’t think it’s sustainable,” Kessler said. “There’s too much damage in the economy in the underbelly right now, to where I believe it will eventually trickle into the real estate market.” The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham HousingWire articles covered in this episode: Can the housing market withstand the coronavirus? Sales of new houses jump to a 13-year high Sales of higher-priced properties drive California median home price to new high in July New home construction shoots up 22.6% in July COVID-19 changed women's attraction to homeownership Are cities really seeing an exodus? Zillow says urban areas have more in common with suburbs than you think
Aug 20, 2020
2020's hottest ZIP codes, did yours make the list?
In today’s Daily Download episode , HousingWire covers Realtor.com’s newly released list of 2020’s hottest housing markets according to zip code. For some background on the story, here’s a summary of the article : Compared to last year , the housing market this year has seen some big changes. Notably, people are moving inland from the large cities as the pandemic has created a coastal exodus , prompting apartment dwellers to seek more space and big yards. Realtor.com released its hottest ZIP codes of 2020 report on Tuesday, which revealed that more towns in the Northeast made the list than last year. “The hottest zip codes have bucked the national trend of a housing market slowdown during the COVID-19 pandemic,” Danielle Hale, realtor.com’s chief economist said in the report. “Even during the pandemic, homes in the hottest markets were selling at a blistering pace, with the median days on market in all of the top neighborhoods being under a month,” Hale said. “Likewise, all of the hottest zip codes saw demand increase, with rising views per property on realtor.com compared to last year.” Following the main story, HousingWire covers an article that discusses the launch of the new builder review feature on Zillow, as well as Freddie Mac’s Weekly Primary Mortgage Market survey that indicates this week's mortgage rates rose on risk assessment. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Here are 2020's hottest housing markets according to ZIP code Zillow launches consumer-generated builder review feature US mortgage rates rise on risk assessment
Aug 19, 2020
Mortgage Marketing Radio’s Geoff Zimpfer on What’s Hot in Housing
In today’s Daily Download episode , Mortgage Marketing Radio’s Geoff Zimpfer and HousingWire Editor in Chief Sarah Wheeler discuss forbearance reporting, housing inventory and home prices . For some background on the interview, here’s a brief summary of HousingWire’s latest article on forbearance rates: The forbearance rate for mortgages backed by Fannie Mae and Freddie Mac dropped to 4.94% in the first week of August, the first time it’s been below 5% since April, the Mortgage Bankers Association said in a report on Monday. The rate for mortgages backed by government-sponsored enterprises, or GSEs, fell 25 basis points from the prior week, according to the report. Overall, the forbearance rate fell 23 basis points from the prior week to 7.21%, representing 3.6 million mortgages, MBA said. “Borrowers with conventional mortgages have been faring somewhat better throughout the current crisis, and there is no sign to date from these data that the risk to the GSEs is increasing,” said Mike Fratantoni, MBA’s chief economist. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Fannie Mae, Freddie Mac forbearance rate drops below 5% Low mortgage rates and low inventory resulted in more bidding wars in July, Redfin says When it comes to home sales, August is the new May, keeping agents busy into the fall
Aug 18, 2020
Forbearance rate for top GSEs fall to lowest level since April
In today’s Daily Download episode , HousingWire covers a report from the Mortgage Bankers Association that indicates the forbearance rate for mortgages backed by Fannie Mae and Freddie Mac have dropped below 5%. For some background on the story, here’s a summary of the article : The forbearance rate for mortgages backed by Fannie Mae and Freddie Mac dropped to 4.94% in the first week of August, the first time it’s been below 5% since April, the Mortgage Bankers Association said in a report on Monday.The rate for mortgages backed by government-sponsored enterprises, or GSEs, fell 25 basis points from the prior week, according to the report.Overall, the forbearance rate fell 23 basis points from the prior week to 7.21%, representing 3.6 million mortgages, MBA said. The forbearance share for loans in Ginnie Mae securities – meaning, mortgages backed by the Federal Housing Administration, the Veterans Administration, and the U.S. Department of Agriculture – fell 52 basis points to 9.54%, though some of that decline stems from delinquent loans being sold off and reported in the private portfolio category, the report said. Following the main story, HousingWire covers a study from Redfin that suggests new interest from city dwellers is raising home prices in rural areas and a joint report from the National Association of Home Builders and Wells Fargo that claims America’s western region is showing the most promise as builder confidence returned to a record high across the country. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Fannie Mae, Freddie Mac forbearance rate drops below 5% New interest from city dwellers raising home prices in rural areas The West showing the most promise as builder confidence returns to record high
Aug 17, 2020
What impact will FHFA’s fee increase have on lending — and the election?
On today’s episode, HousingWire Editor at Large Kathleen Howley is here to discuss her recent HW+ article on Fannie Mae and Freddie Mac’s announcement last Wednesday to impose a 0.5% fee on refinance mortgages, and how this decision could become an election issue. For some background on the story, here’s a summary of the article: Fannie Mae and Freddie Mac, the two largest mortgage financiers in the world, on Wednesday night announced they would impose a 0.5% fee on every refinanced mortgage starting Sept. 1. Look for it to become an issue in the campaign. The new fee “exposes President Trump to charges that he is trying to tax housing at the height of the economic crisis,” said Jaret Seiberg, managing director of Cowen Group , a Washington D.C. research firm. “That is a political liability for the president. We expect Democrats will exploit this.” For borrowers refinancing their mortgages, the new fee probably will cost them about $1,400 per loan, according to the Mortgage Bankers Association . That’s money that could have gone toward bolstering the economy in the form of consumer spending, which accounts for about 70% of the nation’s GDP. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: Fannie, Freddie fee hike may become an election issue New fee on mortgage refinances could cost homeowners $1,400
Aug 14, 2020
Mark Watson on mortgage lending volume reaching as high as $3.21 trillion
In today’s Daily Download episode, Mark Watson , chief analytics officer at iEmergent, speaks with HousingWire’s Junior Digital Producer Victoria Wickham about the newly released 2020-2024 U.S Total Mortgage Volume Forecast. iEmergent’s forecast projects this year’s total residential mortgage lending could reach as high as $3.21 trillion, primarily driven by a refinance market that could also reach as high as $2.26 trillion. Watson said one reason behind the refinance volume is low mortgage interest rates. "The cost of getting a mortgage now is as cheapest it's ever been," Watson said. "We think that everybody is going to adjust to this new normal and next year should should be back on an upward trajectory." Watson also discusses the biggest factors impacting the purchase and refinance market and shares one major concern over the health of the housing market from potential problems arising due to mortgage payment forbearances. If borrowers end up defaulting and having to go into foreclosure, it "presents a real problem for the entire housing market,” he said. According to the latest report from the Mortgage Bankers Association, approximately 4.2 million homeowners are now in forbearance . Closing out the interview, Watson said, "We still have a situation where the inventory of homes available for sale is still very tight, but for potential homebuyers that find a home that they like and that they can afford, now it's certainly a great time to buy." The Daily Download examines the most compelling articles reported from the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.
Aug 13, 2020
MBA President “stunned” by the FHFA’s new mortgage refinance fee
Today’s Daily Download episode features an interview with Bob Broeksmit, president and CEO of the Mortgage Bankers Association. Broeksmit discusses the Federal Housing Finance Agency’s recent decision to implement a new fee on mortgage refinances, a decision that was made without prior counsel from the MBA. “[This] puts into effect a massive price increase with virtually no notice, meaning that hundreds of millions of dollars will be taken from the pockets of lenders who cannot pass along this unanticipated cost and worse, consumers will be on the hook for billions starting today when everybody's costs went up by half a point,” Broeksmit said. “It's outrageous and unprecedented.” The announcement , released at the end of the day on Wednesday, stated that refinance mortgage loans sold to Fannie Mae and Freddie Mac after Sept. 1 will include a new adverse-market refinance fee of 0.5%. This fee will be assessed for both cash-out and no-cash-out refinances, and it could cost homeowner’s $1,400, a move Broeksmit said is disturbing beyond belief. “At a time when the country is reeling economically, and the government is trying to provide relief and stimulus to this shaken economy,” Broeksmit said. “To grab $1,400 dollars per loan on low-risk refinances at Fannie Mae and Freddie Mac is disturbing beyond belief.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: New fee on mortgage refinances could cost homeowners $1,400
Aug 12, 2020
Maurice Jourdain-Earl on how COVID-19 forbearance moratoriums widen the black homeownership gap
Today’s Daily Download episode features an interview with Maurice Jourdain-Earl , Co-Founder and Managing Director of Compliance Tech . In this episode, Maurice discusses his LinkedIn article that tackles the COVID-19 forbearance mortarium , in which he says enlarges the wound caused by a lack of black homeownership in America . Jourdain-Earl explains why he believes Section 4022 of the CARES Act will have a disparate impact on black Americans and shares what HMDA data reveals about racial disparities regarding federally backed mortgage loans. According to him, as the vast majority of black Americans are renters, programs intended to aid homeowners will largely benefit white America, which he says will further the homeownership gap. “I believe there is power in data, and one of the reasons I wrote this particular piece was to provide some exposure and touch on how the CARES Act can be executed in a way that the [overall] public can benefit,” he said. “I also believe the use of this data can bring about a greater sense of knowledge on the dual mortgage market that we have in America that is separate and unequal.” Notably, Jourdain-Earl also discusses mortgage data from ComplianceTech, that he says reveals racial disparities regarding the lending patterns of federally backed mortgage loans. “The bottom line is this, if you are black in America, you are more than three times likely to get a government loan than a conventional loan, and data is beginning to show that lenders that do not originate a large share of government loans are more likely to have a redlining profile,” he said. The Daily Download examines the most compelling articles reported from the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: · FHA extends foreclosure and eviction moratorium again · HMDA data presents sobering picture of Black homeownership in 2019 · [PULSE] Housing discrimination: It's real and not just a tweet · HUD allocates $472 million of CARES Act funding for low-income households
Aug 11, 2020
NAREB's Donnell Williams on AFFH rule termination and the housing industry's legacy
Today’s Daily Download episode features an interview with the National Association of Real Estate Brokers President Donnell Williams about the termination of the Obama-era AFFH fair housing rule. According to Williams, the termination will have a negative impact on fair housing as it will leave many Americans vulnerable to housing discrimination. “This will have a negative impact on fair housing, and it’s actually pretty horrible that the rule was rescinded as we were just starting to make headway in housing discrimination,” Williams said. “I mean, it takes time to have an impact, and the termination of the rule basically creates an atmosphere of fear. It set us back quite a bit, to be honest.” When talking about President Donald Trump’s tweets regarding the termination, which ignited uproar from the housing industry as many perceived them to be prejudice, Donell said they were inherently offensive and stroked the flames of racism. “I think they are dog whistles and are at its core racist. Without a doubt, it’s sending a [certain] message to some folks that is causing fear. It's just crazy talk,” Williams said. “I mean, you've got bad apples on both sides. So, to label everyone is really not a good thing.” “It’s a good thing to have integrated neighborhoods. If people can afford to live or build in a certain area, they shouldn't be condemned,” Donnell said.” If [Trump] continues to stroke the fire, it could lead to neighbors becoming upset and having a misconception behind the purpose of fair housing.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham. HousingWire articles covered in this episode: · HUD to abolish Obama-era AFFH fair housing rule · NAREB town hall: Here are strategies to improve Black homeownership · NAR comes out strong against AFFH fair housing rule termination · Julian Castro on Trump’s AFFH tweet: “It’s a naked ploy to drum up racial fears and white resentment”
Aug 10, 2020
Walter Huff on how COVID-19 will impact multi-generational housing
Today’s Daily Download episode features an interview with Walter Huff , who is the Owner and CEO of The Huff Real Estate Team at Keller Williams . In this episode, Huff explains how the growing number of seniors aging in place will impact America's housing supply . During the interview, Huff also touches on how the COVID-19 pandemic may lead to an uptick in multigenerational households as the unemployment rate continues to hover near record lows . According to Huff, one of the major benefits of being a part of a multi-generational living combination is shared expenses and as COVID-19 continues to affect the wages of Americans across the country, saving may be more important than ever. “By bringing in family members and resources together under one roof, families can collectively address their expenses, allocate their finances accordingly, and save even more,” Huff said. “The family household will forever be changed thanks to COVID-19 and I'm waiting to see a study of how that will impact family formations moving forward.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Here’s why there aren’t enough homes to buy right now Jobless claims fell to 1.2 million last week Survey: Half of Boomer homeowners plan to age in place Freddie Mac: Seniors are causing the housing shortage
Aug 7, 2020
Ellie Mae to be acquired for 3 times as much as its last offer
In today’s Daily Download episode , HousingWire covers an announcement that an announcement from Ellie Mae that it has entered a definitive agreement to be acquired by Intercontinental Exchange for approximately $11 billion. For some background on the story, here’s a summary of the article : Ellie Mae announced Thursday it entered a definitive agreement to be acquired by Intercontinental Exchange for approximately $11 billion. The move comes 15 months after Thoma Bravo , a private equity investment firm, announced it would acquire Ellie Mae in an all-cash transaction of $3.7 billion. “We are excited to be joining the Intercontinental Exchange family and having the opportunity to work closely with Simplifile and MERS in helping our industry to realize the true digital mortgage,” said Jonathan Corr, president and CEO of Ellie Mae. “We have been on a journey, as we have long said, ‘to automate everything automatable’ for the mortgage industry, and joining ICE, which has followed a parallel journey in global exchanges, will allow us to further accelerate realizing our vision.” ICE’s decision to acquire Ellie Mae follows the company’s actions over the last four years to strengthen its hold in the residential mortgage industry. Following the main story, HousingWire covers Freddie Mac’s Primary Mortgage Market Survey that shows mortgage rates fell to new record lows this week, and an $80 million fine assessed to Capital One for its cybersecurity and risk management practices. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Intercontinental Exchange to acquire Ellie Mae from Thoma Bravo for $11 billion Mortgage rates tumble to new record lows this week The OCC slaps Capital One with $80M fine over cybersecurity, risk management practices
Aug 6, 2020
Federal Reserve signals possible end to record low rates
In today’s Daily Download episode , HousingWire covers an announcement that the Federal Reserve may abandon its longtime strategy of using its benchmark rate to pre-emptively prevent inflation from rising above its 2% target, which could lead to an end of rock-bottom mortgage rates . For some background on the story, here’s a summary of the article : Fed Chairman Jerome Powell said at a news conference last week that the central bank was close to wrapping up a review of its policy-making strategy that began in 2019. The results will be announced “in the near future,” Powell said. If the Fed allows inflation to rise above its current 2% target, it would put upward pressure on mortgage rates because investors who buy fixed assets use inflation as the mainstay of their calculation that determines the yield, or return, they are willing to accept. Because higher inflation eats into bond yields, investors demand a higher return for the mortgage-backed securities and other bonds they buy in when inflation is rising. That also boosts yields on Treasuries, which are used as a benchmark for MBS investors. Currently, the problem facing the Fed is sub-target inflation, as the COVID-19 pandemic curbs the consumer spending that accounts for about 70% of America’s GDP. In June, the so-called “core PCE,” the Fed’s preferred inflation gauge that measures consumer prices without volatile food and energy costs, rose 0.95% from a year earlier. Following the main story, HousingWire covers an article that claims whatever plan Congress comes up with to extend or replace the extra $600 a week in beefed-up jobless benefits is likely to be retroactive, and an article that asks, in a virtual learning world, do you still need to buy a house in a good school district? The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Fed inflation plan could end rock-bottom mortgage rates Whatever jobless aid Congress comes up with, it’s likely to be retroactive In a virtual learning world, do you still need to buy a house in a good school district?
Aug 5, 2020
Rogers Healy on how the real estate market became the Wild Wild West
Today’s Daily Download episode features an interview with Rogers Healy, the owner, and CEO of Rogers Healy and Associates . In this episode, Healy explains how the COVID-19 pandemic has transformed the real estate industry as well as its impact on homeowners and homebuyers. During the interview, Healy also touches on how low mortgage rates have contributed to an uptick in demand , which has created an inventory shortage that has intensified homebuying competition . According to Healy, thriving housing markets like Dallas , Austin and Spokane, Washington are experiencing such a boom, that they can only be compared to the Wild Wild West. “I've never seen it this busy and I’ve never worked this much, and I'm not even talking from an ownership perspective, but just from being a realtor as well,” Healy said. “I've been through a bad cycle where you just kind of wait for the bottom to fall out, but this time it makes complete sense.” “We're seeing competitive offer situations like we did back in 2007. It's extremely busy, especially in markets like Austin, Charlotte, DFW and you know, Spokane, Washington, which are like junior versions of LA, New York, Chicago and Miami,” he said. “It's been crazy. It's the Wild Wild West right now.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: · Making sense of ultra-low mortgage rates · Driven by low inventory, median U.S. home price reaches record high in July · 42% of people who bought homes during the pandemic engaged in a bidding war
Aug 4, 2020
CLPHA opposes termination of AFFH rule
In today’s Daily Download episode , HousingWire covers a letter from the Council of Large Public Housing Authorities addressed to the Department of Housing and Urban Development Secretary Ben Carson, expressing opposition to the termination of the AFFH rule. For some background on the story, here’s a summary of the article : In a joint letter on Monday addressed to Department of Housing and Urban Development Secretary Ben Carson, the Council of Large Public Housing Authorities and its counsel Reno and Cavanaugh expressed opposition to the the actions of the Trump administration regarding the Affirmatively Furthering Fair Housing rule, asking the organization to “withdraw its racist and illegal attempt to eliminate the rule.” The 2015 Obama-era rule and provision of the 1968 Fair Housing Act was eliminated July 23 by HUD and the Trump administration. The rule originally required cities and towns that received federal funding to examine local housing patterns for racial bias and design a plan to address any measurable discrimination. The CLPHA said they were deeply disturbed by an excerpt in a release from Carson that said after reviewing thousands of comments on the proposed changes to the rule, “we found it to be unworkable and ultimately a waste of time for localities to comply with.” In the letter, CLPHA said it was the responsibility of HUD to administer the Fair Housing Act and further fair housing — stating the obligation to do so is an “integral tool to address historic discrimination” in the industry. Following the main story, HousingWire covers an announcement from Zillow that it has resumed its iBuying efforts in all operating markets and a forecast from a Federal Reserve official that claims the nation needs to lockdown again to see robust economic activity . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: CLPHA and others voice opposition to elimination of AFFH rule and reject its new substitute Zillow Offers resumes buying houses in all operating markets Fed official says lock down now or see sluggish recovery
Aug 3, 2020
Julian Castro on AFFH termination and the future of fair housing
In today’s Daily Download episode , HousingWire covers an exclusive interview between HousingWire’s Editor-in-chief Sarah Wheeler and former Department of Housing and Urban Development Secretary Julian Castro about the Trump administration’s termination of the AFFH fair housing rule . For some background on the story, here’s a summary of the article : In the week since the Affirmatively Furthering Fair Housing Act was abolished, both HUD Secretary Ben Carson and President Donald Trump have commented officially and through social media about their reasons for abolishing the rule. Last Wednesday, President Donald Trump tweeted : “I am happy to inform all of the people living their Suburban Lifestyle Dream that you will no longer be bothered or financially hurt by having low income housing built in your neighborhood… Your housing prices will go up based on the market, and crime will go down. I have rescinded the Obama-Biden AFFH Rule. Enjoy!” President Trump’s tweet on Wednesday ignited heated reactions from both sides of the fence. HousingWire’s Editor-in-chief Sarah Wheeler sat down with Julian Castro, HUD Secretary under Obama from 2014-2017 — to talk about the AFFH and what future he sees for it. According to Castro, Trump’s comments are a naked ploy to drum up racial fears about people of color before an election that he knows he may lose. Following the main story, HousingWire covers a report from Black Knight about the mortgage forbearance rate dropping to a three-month low and an announcement from the nation’s biggest purchase mortgage lender about dropping its rates to 1.875% The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Julian Castro on Trump’s AFFH tweet: “It’s a naked ploy to drum up racial fears and white resentment” Mortgage forbearance rate drops to a three-month low UWM now offering 15-year fixed mortgage rates as low as 1.875% </
Jul 31, 2020
AFFH fair housing termination triggers disappointment from NAR
In today’s Daily Download episode , HousingWire covers the National Association of Realtors’ expressed disappointment in the termination of the AFFH fair housing rule. For some background on the story, here’s a summary of the article : On Wednesday, President Donald Trump tweeted about his administration’s actions in abolishing the Obama-era AFFH fair housing rule – a move which we covered on July 23. In his tweet, President Trump wrote (among other things): “I am happy to inform all of the people living their Suburban Lifestyle Dream that you will no longer be bothered or financially hurt by having low-income housing built in your neighborhood… Your housing prices will go up based on the market, and crime will go down. I have rescinded the Obama-Biden AFFH Rule. Enjoy!” President Trump’s tweet on Wednesday ignited heated reactions from both sides of the fence. We reached out to industry organizations to get their perspectives on the administration’s actions. The National Association of Realtors came out strong on Wednesday, expressing its disappointment that HUD was “retreating” on its decades-long policy requiring that communities receiving taxpayer money address discrimination and segregation. Following the main story, HousingWire covers Fannie Mae’s earnings falling in the second quarter of 2020 and a new partnership between Zillow and homebuilder D.R. Horton. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: NAR comes out strong against AFFH fair housing rule termination Fannie Mae Q2 earnings fell as fee revenue declined Zillow announces partnership with homebuilder D.R. Horton
Jul 30, 2020
Fed warns virus control will determine U.S. economic recovery
In today’s Daily Download episode , HousingWire covers the Federal Reserve’s prediction that the fate of the U.S. economy will depend on successful management of the coronavirus pandemic. For some background on the story, here’s a summary of the article : The future of the U.S. economy depends on how well the coronavirus pandemic is controlled, the Federal Reserve ’s rate-setting committee said on Wednesday. That’s not good news for a nation that leads the world in COVID-19 infections and deaths. “The coronavirus outbreak is causing tremendous human and economic hardship,” the Fed statement said. “The path of the economy will depend significantly on the course of the virus.” The statement came shortly after the U.S. broke the 150,000 threshold for deaths from COVID-19, as measured by Johns Hopkins University. The U.S. has about 4.2% of the world’s population and has recorded 23% of COVID-19 fatalities. The No. 2 nation for pandemic deaths is Brazil at 88,539, according to the Johns Hopkins data. The way forward for a U.S. recovery is “extraordinarily uncertain,” Fed Chairman Jerome Powell said in a video-call press conference with reporters after the release of the statement. Following the main story, HousingWire covers the difference between the HEROES and HEALS Act and a report from the Census Bureau that indicates the U.S. homeownership rate climbed to a 12-year high in the second quarter of 2020. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Fate of the economy depends on virus control, Fed says HEROES vs HEALS Act and what they would mean for housing S. homeownership rate soars to an almost 12-year high
Jul 29, 2020
The share of mortgages in forbearance continues to decline
In today’s Daily Download episode , HousingWire covers a report from the Mortgage Bankers Association that indicates loans in forbearance have fallen for the sixth consecutive week. For some background on the story, here’s a summary of the article: The total number of loans in forbearance fell for the sixth week in a row to 7.74% of servicers’ portfolio volume, according to a report by the Mortgage Bankers Association . As the country braces for the end of moratoriums and unemployment benefits under the CARES Act, the MBA estimates 3.9 million homeowners are in forbearance plans. The share of mortgages in forbearance backed by Fannie Mae and Freddie Mac dropped for the seventh week in a row to 5.59% – another three-month low for the GSE’s. According to the report, the pace of borrowers exiting forbearance slowed last week as homeowners wait for deliberation of the HEROES Act , which would grant a 60-day mortgage forbearance automatically if their mortgage became 60 days delinquent between March 13 and the day the bill was enacted. Despite falling 30 basis points the week prior , Ginnie Mae securities – mortgages backed by the Federal Housing Administration , the Veterans Administration , and the U.S. Department of Agriculture – rose slightly by 1 basis point last week to 10.27%. Following the main story, HousingWire covers an announcement that the Senate has confirmed Dana Wade as the new Federal Housing Administration commissioner, and MBA’s weekly mortgage applications survey that shows mortgage applications fell 0.8% last week. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Loans in forbearance fall for the sixth straight week Senate confirms Dana Wade as new FHA commissioner Mortgage applications remain steady amid continued economic stress
Jul 28, 2020
Fannie Mae goes green with new CICERO certification
In today’s Daily Download episode , HousingWire covers Fannie Mae’s endorsement from CICERO Shades of Green for its single-family homes. For some background on the story, here’s a summary of the article: Fannie Mae , the largest issuer of green bonds in the world, said on Monday it received an endorsement from CICERO Shades of Green for its mortgage-backed securities that are the first containing loans backed by single-family homes that are energy efficient. Fannie Mae has issued over $40 million of the MBS since the first bond was created on April 22 to commemorate the 50th anniversary of Earth Day, the company said in a statement. The bonds contain mortgages backed by newly constructed single-family homes with ENERGY STAR certification. On average, the homes backing the loans in the MBS are 20% more efficient than single-family homes built to code, Fannie Mae said. CICERO is a global provider of green ratings for bonds. “We’ve heard from investors that there is greater demand than there ever has been for investments that are socially responsible,” said Renee Schultz, Fannie Mae’s senior vice president of capital markets. In the multifamily market , Fannie Mae has issued $75 billion of green MBS since 2012 backed by either green-certified properties or properties targeting a reduction in energy or water consumption, the company said. Following the main story, HousingWire covers a report from Zillow that claims multifamily households will be hit hardest by the loss of CARES Act unemployment benefits, and an outlook on how the HEROES Act could help the nation’s renters and homeowners. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Fannie gets CICERO certification for its single-family green bonds Renter households will be hardest hit by loss of CARES Act unemployment benefits Here’s how the HEROES Act could help renters and homeowners
Jul 27, 2020
Tesla's new factory ignites an already hot housing market
In today’s Daily Download episode , HousingWire covers Tesla’s plans to build a $1.1 billion factory in Austin, Texas. For some background on the story, here’s a summary of the article: Electric car giant Tesla unveiled plans this week to build a $1.1 billion factory in Austin. Rumors had swirled for months prior that it might be happening, but this week, the news became official. In building the factory on some 2,100 acres, Tesla has said it could hire 5,000 people over time. The news follows 2018 and 2019 announcements by tech giants Apple and Google that they too plan to hire thousands of people in the Austin area in coming years. While the jobs created by Tesla will definitely only fuel the city’s economic boom (Austin has ranked on numerous lists in recent times, including coming in at No. 3 on the Milken Institute’s Best-Performing Cities 2020 report ), they will come at a lower salary than those created by the likes of Apple and Google. According to the Austin Business Journal , the factory could employ about 5,000 workers with an average annual salary of $47,147 and a median salary of $68,303. Still, the new factory combined with a continued influx of people moving from both coasts – which has only reportedly increased in the wake of the COVID-19 pandemic– will no doubt lead to an even tighter housing market. And while Austin’s median home price may be significantly lower than say, New York or San Francisco, it’s been on such a rise that many have questioned whether the city remains affordable by Texas standards. Following the main story, HousingWire covers House Speaker Nancy Pelosi’s scathing critique of the Trump administration’s decision to overturn an Obama-era fair-housing rule, and a report from the Commerce Department that indicates sales of new houses jumped to a 13-year high in June. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: News of $1.1 billion Tesla factory revs up already hot Austin housing market Pelosi calls out Trump’s repeal of Obama’s fair housing rule Sales of new houses jump to a 13-year high
Jul 24, 2020
Trump administration to end AFFH fair housing rule
In today’s Daily Download episode , HousingWire covers The Trump administration’s plan to abolish the Obama-era AFFH fair housing rule. For some background on the story, here’s a summary of the article: The Trump administration will terminate the Obama-era rule regarding the implementation of the Affirmatively Furthering Fair Housing, or AFFH, provision of the 1968 Fair Housing Act, according to Housing and Urban Development Secretary Ben Carson. In a press release issued on Thursday, Carson alleged the provision has proven “to be complicated, costly, and ineffective.” “After reviewing thousands of comments on the proposed changes to the Affirmatively Furthering Fair Housing (AFFH) regulation, we found it to be unworkable and ultimately a waste of time for localities to comply with, too often resulting in funds being steered away from communities that need them most,” said Secretary Carson in the release. “…Washington has no business dictating what is best to meet your local community’s unique needs.” The 2015 rule requires cities and towns that receive federal funding to examine local housing patterns for racial bias and design a plan to address any measurable bias. Following the main story, HousingWire covers a report from TransUnion that indicates the percentage of accounts in financial hardship began to level off in June, and a report from ATTOM Data Solutions that claims profits on home sales rose 16% in the second quarter of this year. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: HUD to abolish Obama-era AFFH fair housing rule TransUnion: the percentage of accounts in financial hardship began to level off in June Seller’s market: Profits on home sales climb 16% in second quarter for a total ROI of 36%
Jul 23, 2020
Mortgage rates increase slightly as job market weakens
In today’s Daily Download episode , HousingWire covers Freddie Mac’s latest Primary Mortgage Market Survey that shows an uptick in mortgage rates . For some background on the story, here’s a summary of the article: Mortgage interest rates rose from a record low this week, increasing above the 3% threshold, as a resurgence in COVID-19 infections in the U.S. caused lenders to worry about the jobs market. The average rate for a 30-year fixed mortgage is 3.01%, Freddie Mac said on Thursday, up from 2.98% last week , which marked the first time the rate fell below 3%. The 15-year rate averaged 2.54%, up from last week when it was 2.48%, the lowest in a data series going back almost 30 years, according to the mortgage financier. Mortgage rates rose as lenders reacted to news of record-setting COVID-19 infections in some of the nation’s biggest states. The resurgence of the pandemic caused jobless claims to rise this week for the first time since late March, the Labor Department said in a report on Thursday. “The concern is that the pause in economic activity will cause unemployment to remain elevated, which will lead to longer-term labor market distress,” said Sam Khater, Freddie Mac’s chief economist. Following the main story, HousingWire covers the National Association of Realtors announced support of the First Time Homebuyer Pandemic Savings Act and Realtor.com’s newly launched iBuying partnership site. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Mortgage rates rise on job-market concerns NAR lends support to First Time Homebuyer Pandemic Savings Act com launches new iBuying partnership site to show home sellers all their options
Jul 22, 2020
Doug Duncan projects mortgage lending to climb to a 17-year high in 2020
In today’s Daily Download episode , HousingWire covers a forecast from Fannie Mae’s Chief Economist Doug Duncan that projects mortgage lending is set to top $3 trillion this year. For some background on the story, here’s a summary of the article: Mortgage lending is set to reach $3.14 trillion this year, the highest since 2003, as the annual average rate for a 30-year fixed home loan falls to a record low of 3.2%, according to Doug Duncan, chief economist of Fannie Mae . Next year, rates are heading even lower, he said. In 2021, the annual average rate probably will fall to 2.8%, said Duncan, who spoke to HousingWire via a video conference call on Monday in an exclusive interview. That would be the lowest ever recorded. Duncan said his forecast is based on the open-ended commitment by the Federal Reserve to purchase $40 billion a month in mortgage-backed securities, coupled with the expectations that “margins” – meaning the difference in the yields for 10-year Treasury yield and mortgage bonds – will continue to shrink as the lending industry adjusts to doing business amid the COVID-19 pandemic. Mortgage rates are set by bond investors who decide what yield, or return on investment, they’re willing to accept. Market-watchers compare rates between long-term Treasuries and MBS to see what kind of “risk premium” lenders are adding, meaning a buffer to protect profits in case some loans go bad or other problems arise. Following the main story, HousingWire covers a report from The Mortgage Bankers Association that claims the forbearance rate has dropped to a 2-month low and a report from Unison that shows a direct correlation between a housing market’s performance and its economic resilience. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Mortgage lending set to top $3 trillion as mortgage rates tumble Forbearance rate drops to 2-month low Housing market performance directly correlates with economy’s resilience
Jul 21, 2020
Shondell Varcianna on how content bridges the homeownership educational gap
Today’s Daily Download episode features an interview with Varci Media CEO Shondell Varcianna . In this episode, Varcianna explains why content strategy is important for mortgage and real estate companies as they try to reach more consumers. During the interview, Varcianna also discusses why companies in the housing space need to “bridge the gap” when educating customers. According to her, as more consumers rely on the internet for answers to their homebuying questions, financial institutions will need to reach them online. “While working on the inside [as a mortgage originator], I found that a lot of financial institutions have a lot of information inside, but that information doesn't always make it out to the public,” Varcianna said. “For example, a lot of homebuyers will ask questions in Facebook groups and on forums online. Sometimes they get answers from people who are real estate investors or people who have bought a few properties. But they're not usually from the experts.” Varcina says this discrepancy inspired her to create Varci Media as she believes that bridging the educational gap between consumers and housing companies will lead to more sales. “The content you provide to your audience needs to speak them. So, whether that be answering questions or solving problems online, you've got to know your audience extremely well so you're able to provide content that resonates with them,” Varcianna said. “Financial institutions need to be providing the answers to the questions consumers are searching on Google or social media, and that's where good content comes in.” To listen to the rest of the interview, make sure to catch today’s Daily Download episode! The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd.
Jul 20, 2020
"Outstanding” ratings on CRA performance evaluations decline across the board
In today’s Daily Download episode , HousingWire covers a 10-year study by QuestSoft that reveals since 2019, the percentage of “Outstanding” ratings on Community Reinvestment Act performance evaluations has dropped across the board. For some background on the story, here’s a summary of the article : A 10-year study by QuestSoft revealed that since 2019, the percentage of “Outstanding” ratings on Community Reinvestment Act performance evaluations dropped across the board for large, intermediate and small institutions. However, the decline was greatest for large institutions, which saw a 10.4% drop, compared to a 2.32% drop for intermediate institutions and a 4.44% drop for small institutions.The 2010 to 2020 study reviewed 14,765 CRA performance evaluations on large, intermediate and small institution exams from the Federal Reserve Bank , Federal Deposit Insurance Corporation , Office of the Thrift Supervision and Office of the Comptroller of the Currency with recently appointed acting head, Brian Brooks. Even with their 10% drop, the report revealed large institutions were more than three times as likely to receive an “Outstanding” rating on CRA performance evaluations when compared to small institutions. Large institutions were also more than twice as likely to receive an “Outstanding” rating compared to intermediate institutions, though nearly 79% of large institutions received a “Satisfactory” rating. Following the main story, HousingWire covers a report from Ellie Mae that claims the average FICO score rose across the board in June and data from the U.S Census Bureau that indicates new home construction continued to recover from April’s five-year low in June. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: It’s getting harder to get an “Outstanding” rating on CRA performance evaluation Average FICO scores rise across the board, according to Ellie Mae New home construction jumps 17.3% in June
Jul 17, 2020
Mortgage Marketing Radio’s Geoff Zimpfer and Logan Mohtashami on why the housing market is winning
In today’s Daily Download episode , Mortgage Marketing Radio’s Geoff Zimpfer and HousingWire columnist Logan Mohtashami discuss why the U.S. housing market is winning in spite of the COVID-19 pandemic’s economic impact. For some background on the interview, here’s a brief summary of Mohtashami’s latest HousingWire column: The U.S. economy started the year off in an expansionary mode. Retail sales were positive year over year, job openings were roughly at 7 million and the housing data for the first time in a long time started to outperform other sectors of the economy. Existing and new home sales hit cycle highs, purchase application data showed steady double-digit year over year growth and housing starts had almost 40% year over year growth in February. Then we were hit with COVID-19, and the fear of this virus along with the economic decline due to the stay-at-home orders whipped the housing bubble boys into a frenzy of crash calls. My long-standing core thesis has been that the housing market would have the weakest recovery from a crash in the years 2008 to 2019, but it would improve in years 2020-2024 because U.S. demographics would become favorable for housing. This is the time frame where we should see 1.5 million total housing starts and the purchase application index will get over 300. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: It’s official: The U.S. won’t see a housing bubble crash anytime soon
Jul 16, 2020
Mortgage rates drop to 2.98%
In today’s Daily Download episode , HousingWire covers Freddie Mac’s weekly Primary Mortgage Market Survey that shows mortgage rates have now fallen below 3% for the first time ever. For some background on the story, here’s a summary of the article: The average mortgage rate fell to 2.98% this week, breaking the 3% threshold for the first time, as investors concerned about a resurgence of the COVID-19 pandemic fled to the safety of the bond markets and the Federal Reserve continued to scoop up securities backed by home loans. The average rate for a 30-year fixed mortgage fell to the lowest in almost five decades of data, down from 3.03% last week , Freddie Mac said in a statement Thursday. The average 15-year rate fell to 2.48%, the lowest in a data series going back almost 30 years, according to the mortgage financier. Mortgage rates have hit a series of new lows in recent weeks as investors poured money into U.S.-dollar-denominated bonds – mainly Treasuries and mortgage-backed securities. Money managers are reacting to a stream of bad news about the coronavirus pandemic, with some of the nation’s biggest states setting records for new infections this week.The Federal Reserve has continued to support the mortgage markets by purchasing about $4.5 billion a day of securities containing home loans packaged by Fannie Mae , Freddie Mac and Ginnie Mae . Following the main story, HousingWire covers a report from Buildfax that claims June’s construction activity experienced the greatest annual decline since 2015 and data from Clever that indicates 34% more homes sold within two weeks in June this year. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Average U.S. mortgage rate falls below 3% for the first time June’s new construction activity sees greatest year-over-year decline since 2015 34% more homes sold within two weeks in June this year
Jul 15, 2020
Quicken and NAR ask HUD to address systemic discrimination
In today’s Daily Download episode , HousingWire covers a request from Quicken Loans and the National Association of Realtors for the Department of Housing and Urban Development to take a look at deeper causes of systemic discrimination. For some background on the story, here’s a summary of the article: In recent days, both Quicken Loans, the nation’s largest lender, and The National Association of Realtors, the nations’ largest trade organization, have called on the Department of Housing and Urban Development to withdraw its proposed rule to amend the HUD interpretation of the Fair Housing Act’s disparate impact standard. Bill Emerson, vice chairman of Quicken Loans, expressed his company’s concern about the impact of the proposed rule changes during the pandemic in a letter sent to HUD Deputy Secretary Brian Montgomery on Friday. “We recognize that the proposed changes are intended to clarify the use of disparate impact in housing discrimination cases. We agree that unclear rules in the housing and mortgage markets can, and often do, constrain lending and investment in the space, harming those the rules are intended to help. “However, legitimate concerns have been raised about how the proposed rule proposed would make it difficult to address some of the more challenging systemic issues of discrimination that the Fair Housing Act should be used to address,” the letter continues. Following the main story, HousingWire covers the Mortgage Bankers Association’s weekly mortgage applications survey and a s urvey from the Pew Research Center that claims young adults are more likely to have moved because of COVID-19. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Quicken and NAR ask HUD to withdraw proposed amendments to Fair Housing Act Mortgage applications increase 5% from last week Young adults are more likely to have moved because of COVID-19
Jul 14, 2020
Mortgage forbearances decline for the fourth consecutive week
In today’s Daily Download episode , HousingWire covers a report from the Mortgage Bankers Association that claims the share of mortgage loans in forbearance has fallen for the fourth consecutive week. For some background on the story, here’s a summary of the article: The share of mortgage loans in forbearance fell for the fourth week in a row to 8.18% according to the Mortgage Bankers Association’s Forbearance and Call Volume survey. The MBA approximates 4.2 million homeowners are now in forbearance. Broken down by investor type, Fannie Mae and Freddie Mac loans fell for the fifth week in a row to 6.07%, according to the report. Ginnie Mae mortgages – primarily backed by the Federal Housing Administration and the Veterans Administration – fell to 10.56%. As loans were brought out of Ginnie Mae pools and into bank portfolios, the share of portfolio loans and private-label securities in forbearance increased to 10.93%. “These buyouts enable servicers to stop advancing principal and interest payments, and to work with borrowers in the hope that they can begin paying again before they are re-securitized into Ginnie Mae pools,” said Mike Fratantoni, MBA’s senior vice president and chief economist. Following the main story, HousingWire covers data from Redfin that indicates more than half of home offers were in a bidding war in June and an announcement from Apple that it will spend $400 million this year to support affordable housing in California. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Redfin: Over half of home offers were in a bidding war in June Share of mortgage loans in forbearance falls for the fourth week in a row Apple spending $400 million to support affordable housing in California this year
Jul 13, 2020
FHA moves to expand its loss mitigation options
In today’s Daily Download episode , HousingWire covers an announcement from the Federal Housing Administration that it has expanded its menu of loss mitigation options in succession with the U.S Department of Housing and Urban Development’s eviction prevention and stability toolkit. For some background on the story, here’s a summary of the article : The Federal Housing Administration announced on Wednesday an expanded menu of its loss mitigation options in succession with the U.S Department of Housing and Urban Development’s eviction prevention and stability toolkit in an effort to help homeowners avoid foreclosure. The FHA’s loss mitigation options employ a “waterfall method” to assess a homeowner’s eligibility if they do not qualify for its COVID-19 National Emergency Standalone Partial Claim. FHA compared the waterfall method to that of a filter, meaning when homeowners fail to meet the qualifications of servicing interventions they are moved down the waterfall of options as servicers attempt to get the borrower into a sustainable mortgage payment. “Due to the fact that servicers are facing an unprecedented number of loss mitigation actions on the backside of this, we want to make it as easy for them as possible to get borrowers in a feasible situation on the other side of forbearance,” said a HUD official. Following the main story, HousingWire covers plans by Wells Fargo to loosen its jumbo lending requirements for current customers and a report that claims apartment vacancies in New York have reached record-high levels as more people migrate to rural areas and larger living spaces. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: FHA employs “waterfall method” to expand home retention measures Wells Fargo loosens jumbo lending requirements for current customers New York City apartment vacancy rates reach record highs
Jul 10, 2020
Quicken Loans on how to create systemic change
Today’s Daily Download episode features two change agents at the Quicken Loans and the Rock Family of Companies who are not only making an impact in our industry but in the nation for their work on diversity, inclusion and systemic change. Those two change agents are Trina Scott, chief diversity officer at Quicken Loans, and Laura Grannemann, vice president of strategic investments at the Quicken Loans Community Fund. Both women share tangible tips on how listeners can create impactful change in their own communities or companies. This interview spotlights the Kudos feature for HousingWire Magazine's August issue, which covers the impact people are having in our industry that goes beyond the four walls of the office. These two interviews, in particular, are extra special too, so be sure to check out the August issue when it comes out to learn more. While both of these interviews are condensed for the podcast, they still showcase the work they're doing and ways listeners can implement change in their own world. Here’s a sneak peak of the August Kudos feature: As Quicken Loans’ first chief diversity officer in a dedicated diversity and inclusion role, Scott leads the charge in aligning strategic leadership efforts with overall strategy around key initiatives: diverse recruits and team members; engaging, retaining and developing all team members; community impact; and what they’re doing in the marketplace. To Scott, diversity and inclusion begins with culture. “Oftentimes, when people are in the diversity, equity and inclusion space, the knee jerk reaction is to turn to programming,” she said. “I'm proud to say that while we have programmatic things that are in place, we really started to do some self-reflecting of our organization.” Meanwhile, leading another company within the Quicken Loans and Rock FOC that shares the same ISMs and drive as Scott, is Laura Grannemann. As vice president of strategic investments at the Quicken Loans Community Fund, Grannemann oversees the philanthropic arm of Quicken Loans and the Rock FOC, helping drive systemic change through investing $30 million annually. “The opportunity that we saw when we first founded this organization was that we have such a dramatic influence across several different spheres,” she said. “It's not just our philanthropic capital, although our philanthropic capital is really important. The best way to make an impact in our communities has been to pull all of those different resources together and leverage them at the same time towards one mission.” The August issue is also the official relaunch of HousingWire Magazine, and Kelsey Ramírez, HousingWire Magazine editor, left no section untouched. The deadline to get a physical copy of the August issue is Friday, July 10. Act fast and subscribe today to HW+ today to be one of the first people to experience the new HousingWire Magazine. Also, for every subscriber that takes a picture of the August issue, posts it on social media and tags HousingWire, HousingWire will donate $5 to the MBA Opens Doors Foundation . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd.
Jul 9, 2020
Mortgage rates drop to a new all-time low
In today’s Daily Download episode , HousingWire covers Freddie Mac’s weekly Primary Mortgage Market Survey that shows mortgage rates have fallen to a new all-time low . For some background on the story, here’s a summary of the article : Rates for a 30-year and 15-year fixed mortgage fell to all-time lows this week as a resurgence in the pandemic caused investors to buy more bonds, including mortgage-backed securities. The average rate for a 30-year fixed mortgage was 3.03%, down from 3.07% last week . That marks the lowest in a data series that goes back to 1971, Freddie Mac said in a statement Thursday. The average 15-year rate fell to 2.51%, the lowest in almost 30 years of data, according to the mortgage financier. Mortgage rates fell as investors reacted to news of a record-setting COVID-19 resurgence in some of the nation’s biggest states. The surges erased optimism from last month’s economic reports showing the jobs market recovering quickly from the virus-induced recession. The low mortgage rates will boost demand for housing, but it’s a delicate balance, said Sam Khater, chief economist of Freddie Mac. Bad economic news pushes mortgage rates down. However, if states are forced to close businesses again and job losses mount, it will eat into the reservoir of people eligible to purchase properties. Following the main story, HousingWire covers a study from the Urban Institute that claims gentrification comes from a lack of housing supply, and a report from the Mortgage Bankers Association that shows the forbearance rate continues to decline. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Mortgage rates fall to all-time lows Gentrification comes from lack of housing supply, Urban Institute says Forbearance rate declines after June’s economic improvements, but will it hold?
Jul 8, 2020
OJO Labs' Karen Starns on marketing in the housing industry's changing landscape
In today’s Daily Download episode , HousingWire interviews OJO Labs Chief Marketing Officer Karen Starns, who was recently named a HousingWire 2020 Woman of Influence winner , about marketing in the housing industry's changing landscape. Here’s some background on the conversation: This year the unprecedented outbreak of COVID-19 and the response from local, state and even the national government changed how business operate, where they operate from and importantly, their marketing strategies. The housing industry fluctuates quickly, creating the need for consistent changes in marketing strategy, but with the onset of COVID-19 many companies were forced to pivot with little to no notice. Spoiler alert: HousingWire 2020 Woman of Influence Karen Starns spoke with us about the role marketers played in the COVID-19 crisis. She explained that marketers need to find out what works for them and double down on it, however they should always have an experimental campaign in the works. “Never be afraid to try something new,” Starns said in the interview. Starns is a force within the consumer tech space. As chief marketing officer at OJO Labs , Starns focuses her attention on the revamping of OJO Labs’ brand to better reach a rapidly increasing number of consumers through the company’s proprietary AI advisor for homebuying. Starns is featured heavily in our 2020 HousingWire Magazine redesigned August issue. To sign up for our all-new magazine and access our HW+ premium content, sign up here . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: HW Women of Influence Program Details
Jul 7, 2020
As COVID spreads, economists predict trouble for mortgage industry
In today’s Daily Download episode , HousingWire covers Goldman Sachs’ warning that the U.S. will suffer economic consequences for not containing the COVID-19 Virus. For some background on the story, here’s a summary of the article : The U.S. has failed to contain the COVID-19 virus, alone among developed economies, and will suffer the economic consequences, Goldman Sachs economists said in a report issued on Independence Day. “Over the last few weeks, the covid situation in the U.S. has worsened significantly to the point where the US is now a notable outlier among advanced economies,” the report said. “Other advanced economies show that it is clearly feasible to resume economic life to or beyond current US levels without triggering a spike in virus cases.” Instead, the virus in the U.S. is spiralling out of control, the report said. In part, it blamed the lack of national leadership – what it called a “bottom-up approach.” The resultant pull-back in consumer spending, which accounts for about three-quarters of U.S. GDP, will likely cause job losses and a steeper recession than expected, the economists said. “The U.S. took a more bottom-up approach to reopening than most countries, with policy set mostly at the state and city level, and there were bound to be setbacks in at least a few parts of the country as the economy reopened,” the report said. Following the main story, HousingWire covers a report from the Federal Reserve Bank of Atlanta that indicates the danger of mortgage forbearances turning into foreclosures is rising as COVID-19 infections surge, and an announcement from Zillow that it will resume buying homes via Zillow Offers in five more markets, bringing the total to 20 out of 24 markets. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Goldman Sachs warns of economic fallout from U.S. virus response Foreclosure threat grows as COVID-19 surges, Fed says Zillow Offers resumes in five more markets, bringing the total to 20 out of 24 markets
Jul 6, 2020
UWM CEO on interest rates as low as 2.5%
Today’s Daily Download episode features an interview with United Wholesale Mortgage CEO Mat Ishbia. In this episode, Ishbia shares UWM’s journey to becoming the top wholesale lender, his goal to be the top lender in the nation and how UWM has managed to successfully navigate COVID-19. This episode digs deeper into the main feature from the July issue of HousingWire Magazine, which spotlights how UWM captured the wholesale market. During the interview, Ishbia also gives an update on how the company is performing now and their plans for the rest of the year. One of the biggest updates from UWM was the launch of its Conquest program for new UWM customers. The new loan program offers borrowers an interest rate as low as 2.5% for both purchase mortgages and refinances. “If you go back to May 11, the day before we rolled out Conquest, nobody was talking about 30-year fixed in the 2s. A lot of people said you could never go below 3%, and all of a sudden, now we’ve done almost 100,000 loans since that day, with a 30-year fixed-rate mortgage in the 2s,” said Ishbia. Ishbia wraps up the podcast by commenting on the journey of the broker channel, looking back at the fall and rise of brokers since the financial crisis more than a decade ago. “The big thing here is that the broker channel is back and is stronger than ever,” he said. “With what UWM has done and a lot of other great wholesale lenders, it makes it so that you can be an independent mortgage broker – you’re not captive to a retail lender – with access to the best lenders in America with different turn times, different products, different service levels, different pricing, and basically take care of your clients, make the same if not more money and do more business as an independent broker.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: How UWM captured the wholesale market (HW+) UWM CEO Mat Ishbia promises no layoffs during coronavirus slowdown UWM now offering mortgage interest rates as low as 2.5%
Jul 2, 2020
Mortgage rates set a new all-time low record
In today’s Daily Download episode , HousingWire covers Freddie Mac’s Primary Market Mortgage Survey that shows mortgage rates have now fallen to a new all-time low. For some background on the story, here’s a summary of the article : Mortgage rates dropped to a new all-time low in the U.S. this week as a resurgence of COVID-19 infections caused investors to pile into the bond markets. The average rate for a 30-year fixed mortgage was 3.07%, the lowest in a data series that goes back to 1971, and down from 3.13% last week , Freddie Mac said on Thursday. The average 15-year rate fell to a seven-year low of 2.56%, according to the mortgage financier. Bond yields, used as a benchmark by mortgage investors, have fallen to near-record lows over the last week on news of a resurgence in COVID-19 infections, erasing hopes for a V-shaped recovery that would have the economy rebounding quickly from the virus-induced recession. States including Texas, California and New York have either paused reopening plans or reversed course to stem the spread of COVID-19. “The spread of the virus is worsening in almost every state,” Goldman Sachs economists said on Tuesday. “Over half of the US has now reversed or placed reopening on hold.” Following the main story, HousingWire covers a prediction from the Federal Open Market Committee that the COVID-19 pandemic will worsen in the second half of 2020, and Realtor.com’s weekly Housing Market Recovery Index that shows signs of recovery in the housing market. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Mortgage rates fall to new all-time low this week FOMC worried virus resurgence will trigger new spike in layoffs, minutes show Housing market recovery: things are looking up
Jul 1, 2020
COVID-19 pandemic slows mortgage industry's LIBOR transition
In today’s Daily Download episode , HousingWire covers a report from Moody’s Investors Service that claims the COVID-19 pandemic has delayed the mortgage industry’s efforts to transition away from LIBOR. For some background on the story, here’s a summary of the article : The COVID-19 pandemic has slowed the transition from the London Interbank Offer Rate, or LIBOR, an interest-rate benchmark once known as the world’s most influential number. Some loans and other instruments are still being written using LIBOR as an index for the interest rate, adding to the legacy stock of financial products that will have to be dealt with when benchmark expires at the end of 2021, according to a Tuesday report from Moody’s Investors Service. The pandemic has slowed efforts to transition to another benchmark, the report said. “The global coronavirus crisis is only delaying solutions to LIBOR’s end,” the report said. “For many market participants, addressing liquidity needs has been a higher near-term priority than addressing their existing LIBOR exposures or launching non-LIBOR initiatives.” LIBOR is being phased out about a decade after regulators discovered traders were manipulating the rate set by Britan’s biggest banks. Before details of the scandal were unveiled by investigative journalists, LIBOR was the most popular index for U.S. adjustable-rate mortgages. Following the main story, HousingWire covers the Mortgage Bankers Association’s weekly applications survey that shows mortgage applications fell 1.8% last week despite mortgage rates staying low, and a report from the National Association of Realtors that shows U.S. pending home sales surged a record 44% in May. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: COVID-19 pandemic delays efforts to transition away from LIBOR, Moody’s says Mortgage applications continue to slow despite low-rate environment S. pending home sales surged a record 44% in May
Jun 30, 2020
Freddie Mac expands forbearance options for multifamily borrowers
In today’s Daily Download episode, HousingWire covers an announcement from Freddie Mac Multifamily that it has created three additional forbearance options to assist multifamily borrowers who have been impacted by COVID-19. For some background on the story, here’s a summary of the article : Freddie Mac Multifamily announced Monday that it has created three additional forbearance options to assist multifamily borrowers who have been impacted by COVID-19. Those options also extend tenant protections. The options include delaying the start of the repayment period following forbearance; an extension of the repayment period; and, an extension of the forbearance period with an optional extended repayment period. “Many borrowers are still facing hardship even though they may soon exhaust the 90-day forbearance granted in the initial iteration of our COVID-19 relief program,” said Debby Jenkins, executive vice president and head of Freddie Mac Multifamily. “These additional relief options will provide more flexibility to borrowers and extend tenant protections for renters who also continue to struggle with the economic effects of the pandemic.” According to Freddie Mac, any extension of the forbearance period will also extend the prohibition on evicting tenants solely for nonpayment of rent, which was part of its original forbearance program established in response to Hurricane Harvey in 2017. Following the main story, HousingWire covers a survey from Fannie Mae that shows mortgage servicers want clarity on post-forbearance options for borrowers, and a report from the Mortgage Bankers Association that shows the forbearance share of mortgages backed by Fannie Mae and Freddie Mac has dropped for the third consecutive week. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Freddie Mac Multifamily offers new forbearance options and tenant protections Fannie Mae survey shows mortgage servicers want clarity on post-forbearance options for borrowers GSE forbearance rate drops for third week, MBA says
Jun 29, 2020
These mortgage lenders led the pack in 2019
In today’s Daily Download episode, HousingWire covers data from the Consumer Financial Protection Bureau that highlights 2019’s top mortgage lenders. For some background on the story, here’s a summary of the article : The Consumer Financial Protection Bureau released its annual report on Home Mortgage Disclosure Act data on June 24 with reports from 5,496 financial institutions. The report stated banks collectively originated 32.4% of all reported originations in 2019 with 2.6 million loans. Credit unions followed with 714,000 loans making up 8.8% of originations. Independent mortgage companies took the lion’s share in 2019, originating 4.4 million loans. That accounts for 54.5% of all reported loans. Overall, the top 25 lenders accounted for 37.2% of all loan originations in 2019, a slight increase from 33.8% in 2018’s report. “These same firms also provided additional funding by purchasing approximately 922,000 loans from other lending institutions during 2019 (these loans could have been originated prior to 2019), equal to 44.5% of total purchased loans,” the CFPB said. Following the main story, HousingWire covers data from CoreLogic that claims 7.4 million homes will be at risk during hurricane season and a report from Black Knight that indicates mortgage forbearances have risen after three consecutive weeks of decline. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Here are the top 10 mortgage lenders of 2019 CoreLogic: 7.4 million homes are at risk during hurricane season Mortgage forbearances rise after three weeks of decline
Jun 26, 2020
NAREB's President Donnell Williams on remedying inequalities in Black homeownership
In today’s Daily Download episode, HousingWire interviews the National Association of Real Estate Brokers President Donnell Williams about the organization’s mission as well as a recent town hall meeting NAREB conducted to gauge strategies that are aimed to increase black homeownership. For some background on the episode : In a town hall meeting hosted by the National Association of Real Estate Brokers on Thursday, members of the real estate community came together to discuss inequalities in Black homeownership and how to remedy them. Strategizing Black homeownership , down payment assistance and fair housing were just some of the topics brought up in the hour-long video discussion. Another large portion of the conversation was directed to Black homeowners with mortgages underwater. Nikitra Bailey, executive vice president at the Center for Responsible Lending , said that Black homeowners lack the same amount of equity as white homeowners due to being in an underwater mortgage, owing more than the home is worth.“We are at a point of reckoning in our country,” Bailey said. “Our nation’s discriminatory practices and how they are at the root of many of the injustices that we see people, leading protests calling for repair for, we know that the COVID-19 pandemic is falling disproportionately on Black communities because of the structural discrimination. So structural and historic discrimination has left our families more vulnerable.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: NAREB town hall: Here are strategies to improve Black homeownership
Jun 25, 2020
The V-shaped housing recovery is complete
Today’s Daily Download episode features an interview with housing data analyst and expert Logan Mohtashami . In this episode, Mohtashami not only provides unique insight into the latest housing numbers, but he shares the information in a way that leaders are able to understand. Mohtashami also discusses the biggest trends he is following in the housing market data, along with what listeners can expect from housing for the rest of the year. And with the latest purchase application now out from the Mortgage Bankers Association, he digs into how the housing market has officially experienced a V-shaped housing recovery. When asked what trends he is following right now and why, Mohtashami responded saying, “The first and the most important thing is that the United States housing market just had a legitimate V-shaped housing recovery, and we see that in the purchase application data.” “We’ve had the hottest four-week period on a year-over-year average in the purchase application data,” he said. “If you actually follow housing data, the year-over-year data for purchase applications matters more than anything because it gives you the trend. It doesn’t exactly give you a percentage of sales measure, but it gives you the trend,” Mohtashami said. “After today, we can legitimately say that the United States of America’s V-shaped recovery in housing is complete.” The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: The Good, the Bad and the Ugly of the housing market 5 months into the pandemic Purchase apps fall for the first time in 10 weeks
Jun 24, 2020
Purchase applications retreat for the first time in weeks
In today’s Daily Download episode, HousingWire covers the Mortgage Bankers Association’s weekly applications survey . For some background on the story, here’s a summary of the article: Purchase applications fell 3% last week, according to a report from the Mortgage Bankers Association. This marks the first decline for purchase applications in 10 weeks following the highest level of purchase applications in over 11 years the week prior. According to the report, mortgage applications decreased 8.7% from last week. Applications for refinancings dropped to their lowest level in three weeks after they fell 12% from the previous week. However, that is still 76% higher year-over-year, according to the report. “Even with high unemployment and economic uncertainty, activity has climbed above year-ago levels for five straight weeks and was 18% higher than a year ago last week,” said Joel Kan, MBA’s associate vice president of economic and industry forecasting. The refinance share of mortgage activity fell to 61.3% of total applications from 63.2% the week prior. But, the MBA is anticipating refinance originations to increase to $1.35 trillion in 2020 – putting it at the highest level since 2012, according to the report. Following the main story, HousingWire covers data from RealPage that indicates rent prices are dropping across the country and a survey from Qualia that claims re mote online notarizations have surged 40% during the pandemic. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Purchase apps fall for the first time in 10 weeks Rent is dropping across the country Remote online notarizations surge 40% during pandemic
Jun 23, 2020
Forbearance pace slows, highlighting the mortgage market's health
In today’s Daily Download episode, HousingWire covers the share of loans in forbearance falling for the first time since March. For some background on the story, here’s a summary of the article : The share of mortgage loans in forbearance plans fell to 8.48% last week from 8.55% the week prior, according to the Mortgage Bankers Association’s Forbearance and Call Volume survey . This marks the first time the total number of loans in forbearance decreased since the survey’s inception in March.The MBA approximates 4.2 million homeowners are now in forbearance, a decline from the almost 4.3 million estimated the prior week. Broken down by investor type, Ginnie Mae mortgages – primarily backed by the Federal Housing Administration and the Veterans Administration – had the largest overall share of loans in forbearance at 11.83% for the third week in a row, the MBA reported. Following the main story, HousingWire covers a forecast from the Mortgage Bankers Association that claims mortgage lending will surge to a 14-year high this year and an announcement from the Consumer Financial Protection Bureau about limiting the DTI requirement from qualified mortgage standards. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Share of loans in forbearance falls for the first time since March Mortgage lending will surge to a 14-year high this year, MBA says CFPB to eliminate DTI requirement from qualified mortgage standards
Jun 22, 2020
NAR's guide to supporting Black homeownership
In today’s Daily Download episode, HousingWire interviews the National Association of Realtors’ Chief Economist Lawrence Yun on the organization’s five-point plan for supporting Black homeownership. For some background on the episode, here’s a brief summary of the article : The National Association of Realtors laid out a five-point plan for how the real estate industry can step up to provide support in increasing the number of Black American homeowners. While the homeownership rate for Black households has slightly improved and now sits at 44% , compared with an overall U.S. rate of 65.3%, it was only a year ago that it fell to 40.6%, which not only was the lowest level in the Census Bureau’s quarterly data going back to 1994 but was also the smallest share recorded for Black households since the 1950 decennial Census when it was 34.5%The five-point plan includes: Build more homes to increase supply: Yun stated that since the pool of potential first-time buyers is higher in the minority population, if the industry can increase supply, it could help minority households lock in a home. Build more homes in Opportunity Zones: Yun posed the question: “Since the industry needs to build so many homes, why not build or sell homes in the Opportunity Zones to help revive some of those areas?” He added that there is even a tax break in certain geographically defined opportunity zones for developers to go in and build homes, helping the revitalization of economically-distressed areas. Increase access to down payment assistance: While family members are stepping in to help address affordability issues, NAR stated that it is still much more difficult for Black Americans to obtain substantial financial assistance from family members. They added that increased access to federal down payment assistance based on a certain income threshold is vital, particularly for Black Americans. Strengthen FHA’s loan program: Yun explained that many minority households are able to become first-time buyers by using FHA mortgages, making the product an important source of financing. NAR stated that shifting federal dollars to strengthen the FHA program could lower mortgage insurance premiums and monthly mortgage payments. Expand alternative credit scoring models: NAR outlined that expanding credit scoring models to include rent and utilities payments would help Black Americans boost their credit score. Yun also shared an estimate from the National Association of Real Estate Brokers that alternative credit scoring would open up buying to 115,000 Black Americans annually. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: NAR’s plan to help increase Black American homeownership</
Jun 19, 2020
Real estate market shows promising signs of recovery
In today’s Daily Download episode, HousingWire covers data that shows the real estate market is beginning to heat back up to pre-pandemic levels. For some background on the story, here’s a summary of the article : Demand for houses continues to skyrocket, according to a report from Redfin CEO Glenn Kelman. Seasonally adjusted demand for houses during the week of June 1 through June 7 was 25% above pre-pandemic levels. Kelman said that bidding wars have caused listings to move quickly, and sales prices are up 3.1% year over year. The percentage of newly listed homes to accept an offer within 14 days increased from 42% in May to 47% in June. “Our abiding concern in May was about the number of homes for sale, but that’s improving too,” Kelman said. “After falling to 21% below last year’s level the week of May 25-31, new listings last week continued their recovery; last week’s new listings were 15% below last year’s level.” Following the main story, HousingWire covers data from Realtor.com that indicates housing markets in tech hubs are likely to recover faster from the COVID-19 pandemic and a survey from 72Point and the National Association of Realtors that claims 47% of homeowners have considered selling their home due to the pandemic. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: The real estate market heats up: Housing demand is 25% above pre-pandemic levels Housing markets in tech hubs likely to recover faster from pandemic Even with mortgage assistance, 47% of homeowners have considered selling their home due to pandemic
Jun 18, 2020
FHFA stretches its foreclosure moratorium
In today’s Daily Download episode, HousingWire covers the Federal Housing Finance Agency’s extension of its foreclosure mortarium . For some background on the story, here’s a summary of the article : The Federal Housing Finance Agency on Wednesday extended the foreclosure and eviction moratorium for borrowers with mortgages backed by Fannie Mae and Freddie Mac until “at least” Aug. 31, the federal watchdog said. “During this national health emergency no one should worry about losing their home,” said FHFA Director Mark Calabria, who oversees the two mortgage companies that back more than half of the outstanding mortgages in the U.S. The FHFA will continue to monitor the COVID-19 pandemic and “update policies as needed,” the agency said in a statement. The moratorium would primarily apply to the 2 million mortgages that were in default at the end of February, as measured by Black Knight . Both the delinquency rate and foreclosure rate for mortgages reached multi-decade lows before the pandemic began hitting the U.S. at the end of February. Borrowers with Fannie Mae and Freddie Mac mortgages are eligible for forbearance of up to one year if they are impacted by COVID-19, as mandated by the CARES Act passed by Congress . But, borrowers have to be current on their mortgage payments to qualify. Following the main story, HousingWire covers Federal Reserve Chairman Jerome Powell’s plea for examiners to go easy on forbearances, and Freddie Mac’s Primary Mortgage Market Survey that indicates rates have now fallen to another all-time low . The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: FHFA extends foreclosure moratorium to end of August Powell urging examiners to go easy on forbearances Mortgage rates tumble to another all-time low
Jun 17, 2020
Fed Chairman Jerome Powell urges Congress to aid the economy
In today’s Daily Download episode, HousingWire covers Federal Reserve Chairman Jerome Powel’s statements to Congress about the nation’s economic vitality. For some background on the story, here’s a summary of the article : Failure to provide additional legislative support to an economy reeling from COVID-19 will worsen the inequality that has led to mass protests in America in recent weeks, lead to more small-business failures, and extend the recession, Federal Reserve Chairman Jerome Powell told the Senate Banking Committee on Tuesday. Powell said he wouldn’t comment on whether or not specific programs should be enacted or extended, including the beefed-up unemployment benefits scheduled to expire at the end of next month. But he did say more help was needed from Congress. “If a small or medium-sized business becomes insolvent because the economy recovers too slowly, we lose more than just that business,” Powell said. “The small businesses of America, that’s where the jobs are created on net, and while there are people going in and out of business all the time, what you don’t want is a wave of insolvency that will weigh on the economy for years.” Following the main story, HousingWire covers a forecast from Fannie Mae that claims mortgage rates will remain at record lows throughout 2021, the Mortgage Bankers Association’s Weekly Applications Survey that indicates purchase applications now sit at an 11-year high, and a forecast from the National Association of Realtors that projects home building will continue to lag household formation. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Economy needs more help from Congress, Powell says Fannie Mae sees record-low mortgage rates through 2021 Purchase applications reach highest level in over 11 years Here’s why there aren’t enough homes to buy right now
Jun 16, 2020
Movement Mortgage's Montell Watson on how to increase Black homeownership
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Movement Mortgage’s Director of Corporate Strategy Montell Watson about his HousingWire [PULSE] article , titled 3 ways to increase and empower black homeownership. For some background on the story, here’s what Watson had to say in the article : Over the last several months, I’ve read many articles talking about the homeownership gap for black Americans. Each article fuels me to speak with more families to bring awareness to the importance of homeownership and how owning a home can have a positive generational impact on their households. Although the current gap is staggering, I believe we have an opportunity to change the systemic long-term trust issues black households have with financial institutions while empowering all potential homeowners to believe homeownership is for them. Today, the homeownership gap for black households stands at 44%. This rate has ticked up from a recent staggering 50-year low that traces back to the passing of the Fair Housing Act. This gain is positive, but we have a long way to go. Homeownership is still one of the best ways to grow wealth and low homeownership rates in black communities has a direct correlation to net worth This results in a lack of opportunity for home equity growth and a natural built-in savings account earned by making mortgage payments vs. a rental payment. According to “ The Road to Zero Wealth ” report by Prosperity Now , the median wealth of black Americans will fall to zero within 23 years if current trends continue. This is daunting. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] 3 ways to increase and empower black homeownership The Urban Institute’s Alanna McCargo on black homeownership after COVID-19
Jun 15, 2020
Google and HUD team up to end housing discrimination
IIn today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd discusses and announcement from Google that the company will now make it impossible for lenders and Realtors to target consumers based on ZIP code and other demographics. For some background on the story, here’s a summary of the article : Google announced it is tightening its policies, prohibiting employment, housing and credit advertisers from targeting or excluding ads based on certain demographics and ZIP codes. The company explained that it has long prohibited advertisers from targeting users based on “sensitive categories” related to their identity, beliefs, sexuality or personal hardships. This means the company doesn’t allow targeting based on categories like race, religion, ethnicity, sexual orientation, national origin or disability. But now, Google is adding several new categories to that list to improve access to housing, employment and credit opportunities. The new policy will prohibit impacted advertisers from targeting or excluding ads based on gender, age, parental status, marital status or ZIP code. The company expects these changes to take effect by the end of 2020. Following the main story, HousingWire covers data from Black Knight that indicates U.S. mortgage forbearances declined last week for the second consecutive week, and an announcement that Ithaca, New York has become the first city in the U.S. to cancel rent payments in response to COVID-19. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Google will make it impossible for lenders and Realtors to target consumers based on ZIP code, demographics Mortgage forbearances fall for the second straight week Ithaca, New York says it will cancel rent payments
Jun 12, 2020
This IPO could become the largest of 2020
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd discusses claims that Quicken Loans, the No. 1 mortgage lender in the U.S., is preparing an initial public offering. For some background on the story, here’s a summary of the article : Quicken Loans , the No. 1 mortgage lender in the U.S., is preparing an initial public offering, according to an article by CNBC.The article explained that Quicken filed its IPO prospectus confidentially, but it could go public in the next month. From the article: Quicken Loans is working with Morgan Stanley, Goldman Sachs, Credit Suisse and JPMorgan to manage the deal, said the people, who asked not to be named discussing private information. The targeted valuation is still being decided, but it is likely in the tens of billions of dollars, one of the people said. That would imply a multi-billion-dollar IPO, one of the largest – if not the largest – this year. However, in a statement from a Quicken spokesperson sent to HousingWire, they stated:“ As the nation’s largest mortgage lender, Rocket Mortgage is continuously looking for new ways to invest in and grow our business, while also contributing in significant ways to our home communities. Following the main story, HousingWire covers a lender letter sent by Fannie Mae that announces the GSE has expanded its temporary policies, and a new Housing Market Recovery Index from Realtor.com. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Quicken Loans files for IPO Fannie Mae lender letter expands its temporary policies Average U.S. mortgage rate rises to 3.21% com launches Housing Market Recovery Index
Jun 11, 2020
Carson voices support for DACA "Dreamers" to qualify for FHA mortgages
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers the Department of Housing and Urban Development Secretary Ben Carson’s statement to Congress that he supports DACA recipients to receive Federal Housing Administration mortgages. For some background on the story, here’s a summary of the article : Ben Carson, secretary of the Department of Housing and Urban Development, told Congress on Tuesday that he supported Deferred Action for Childhood Arrival recipients being eligible for mortgages backed by the Federal Housing Administration. Carson initially denied in his testimony that DACA recipients had been banned from getting FHA loans after President Donald Trump was sworn into office in 2017, then backpedaled.“Do people have conversations? Yes they do,” Carson said. “And I’m sure they will continue to have those conversations. Am I privy to all their conversations? No. Do their conversations change the policies? Absolutely not,” he said. “The whole thing started as the result of a question that was asked about it, and it then came to light that maybe some rules were being violated and people decided that they better pay closer attention to the rules,” Carson told Congress. Carson’s comments on so-called Dreamers, as DACA recipients are known, came four days after HUD records and internal communications released as part of a Freedom of Information Act confirmed HUD changed its policy to deny FHA loans for DACA recipients even as top officials told Congress the opposite. Following the main story, HousingWire covers the Federal Reserve’s pledge to keep buying Treasuries and mortgage-backed securities, a report from LendingTree that claims potential homebuyers are going to face historically low inventory this summer, and a survey from Assurant that indicates 38% of American renters will need rent relief in the next 90 days. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Under fire, Carson says HUD will allow DACA recipients to get FHA mortgages Fed pledges to maintain current pace of MBS purchases Potential homebuyers are going to face historically low inventory this summer Assurant survey: 38% of renters will need relief in the next 90 days
Jun 10, 2020
FHFA Director Mark Calabria says the forbearance pace has stabilized
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers statements made by Federal Housing Finance Agency Director Mark Calabria regarding the nation’s downturn in forbearance requests. For some background on the story, here’s a summary of the article : Mark Calabria, who heads the government’s watchdog agency overseeing Fannie Mae and Freddie Mac , told the Senate Banking Committee on Tuesday that forbearance requests for loans backed by the GSEs have begun to level off. The forbearance rate for the GSEs, which back more than half of U.S. mortgages, have plateaued at about 6.6%, a level that’s “manageable,” said Calabria, the director of the Federal Housing Finance Agency . “We’ve seen over the last few weeks those numbers start to stabilize,” Calabria said. “Within the GSE portfolio, you see as many borrowers canceling their forbearance programs as you see rolling on.” Following the main story, HousingWire covers a plea from the National Association of Realtors for Congress to take action on emergency rental assistance, a report from Weiss Analytics that indicates some home sellers are pricing their homes below the market and the Mortgage Bankers Association’s weekly applications survey . The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Fannie Mae, Freddie Mac forbearance rate is ‘manageable,’ Calabria says NAR urges Congress to pass emergency rental assistance for housing providers Looking for a bargain? There’s still time to find houses that are “pandemic priced” Mortgage applications jump 13%
Jun 9, 2020
The relationship between forbearance and home equity
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers a report from the Mortgage Bankers Association that claims the share of mortgages in forbearance has now risen to 8.5%. For some background on the story, here’s a summary of the article : Almost 4.3 million mortgages were in forbearance during May’s final week, representing 8.53% of outstanding home loans, the Mortgage Bankers Association said on Monday. The numbers increased from 4.2 million mortgages in the prior week , which accounted for an 8.46% share, MBA said. Private-label loans led the increase, rising to a 10% share from 9.67%, the report said. The forbearance share for mortgages backed by Fannie Mae and Freddie Mac rose to 6.4% from 6.39%, while the percentage for loans backed by the Federal Housing Administration and the Veterans Administration increased to 11.83% from 11.82%. “While servicers reported only a 1-basis-point increase in the forbearance share for GSE and Ginnie Mae loans, the increase for private-label securities and portfolio loans rose to over 10 percent, which is higher than the rate on GSE loans,” said Mike Fratantoni, MBA’s chief economist. Following the main story, HousingWire covers a TCPA ruling from the U.S. Court of Appeals for the Ninth Circuit in San Francisco to block certain debt calls, a report that claims renters may be less likely to renew their lease after the COVID-19 pandemic passes, and data from Black Knight that claims only 1 in 10 borrowers in forbearance is equity poor. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Share of mortgages in forbearance rises to 8.5% TCPA ruling by appeals court blocks some debt calls Renters say they are less likely to renew lease after pandemic Only 1 in 10 borrowers in forbearance is equity poor
Jun 8, 2020
CFPB, CSBS and FHA remind the industry of forbearance guidlines
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers a joint statement from the Consumer Financial Protection Bureau and Conference of State Bank Supervisors. For some background on the story, here’s a summary of the article : The Consumer Financial Protection Bureau and Conference of State Bank Supervisors have issued a joint statement regarding forbearance as it relates to the CARES Act.The three-page statement defines protections for borrowers with federally backed mortgages. Under the terms of the guidance, servicers must grant forbearance after receiving a request from a borrower citing financial hardship caused by the COVID–19 emergency. While servicers cannot request information supporting the need for forbearance, the new joint statement declared they could “work with the borrower to better understand the borrower’s situation so long as (i) borrowers are not misled about the requirements of, or dissuaded from proceeding with, a CARES Act forbearance if they have a COVID-related hardship and (ii) any information obtained from the borrower has no bearing on the servicer’s provision of a CARES Act forbearance.” Following the main story, HousingWire discusses a report from Black Knight that claims the number of mortgages in forbearance declined last week for the first time since the start of the COVID-19 pandemic and the Federal Housing Administration’s temporary policy change that is designed to offer guidance for lenders on how to obtain FHA insurance endorsements on mortgages where the borrower either obtained or requested a COVID-19 forbearance. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Mortgage forbearances fall for the first time CFPB and CSBS issue statement on mortgage forbearance warning servicers on borrower guidance FHA enacts temporary policy shift on forbearances
Jun 5, 2020
HousingWire spotlights 2020 Rising Star award winner Unikqua Shannon
in today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Genworth Mortgage pricing analyst Unikqua Shannon , who is a winner of HousingWire’s 2020 Rising Stars Award Program . For some background on the award program , here’s a summary: HousingWire’s Rising Stars program recognizes industry professionals who have become leaders in their respective fields. Those who are helping move markets forward, each and every day. They help run major corporations, and are the entrepreneurs building tomorrow’s great businesses. They work in any and every area of the housing economy: lenders, servicers, investors, and real estate. They come from diverse backgrounds but share one common trait: an outsized impact on the industry and their businesses. In this interview, Shannon, explains how her use and understanding of robotic process automation transformed her department at Genworth. Additionally, the rising star discusses what has fueled her success, and how she navigates the industry as a woman of color. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Introducing HousingWire’s 2020 Class of Rising Stars 2020 HW Rising Star: Unikqua Shannon
Jun 4, 2020
Cordray: Servicers are in a very dramatic and dangerous situation
In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews former Consumer Financial Protection Bureau Director Richard Cordray. Cordray served for six years as the first director of the CFPB, and before joining the bureau, he served as Ohio’s Attorney General. In this interview, Cordray explains why he thinks the industry needs to redefine how they look at foreclosures. He does this by sharing lessons from the financial crisis and what the road ahead looks like as the industry figures out how to handle the fact that 8.8% of U.S. mortgages are in forbearance. He also discusses the immediate threats in the foreclosure process. “There's a lot of market pressure right now, and there will continue to be. Everybody's going to be fighting to handle this,” Cordray said in response to what advice he would give lenders and servicers given all the unknowns in the market. “The more friendly you can be toward consumers and the more compliant you can be, the better off you are. But again, there are significant economic pressures that are making that hard,” he said. “In the long run, the industry should insist on reforms,” said Cordray. “Right now, I think it's a very, very dramatic and dangerous situation that many services are in, and we could avoid this in the future, and we should. That's what congressional reforms should look to and should put in place so that we learn from the past, just as we did in the last crisis, we can do it again.” HousingWire articles covered in this episode: [PULSE] How should we think about foreclosures? [PULSE] Does the mortgage industry view foreclosure as a last resort? [PULSE] Will servicers be able to flatten the curve in foreclosures? Former CFPB Director Richard Cordray: Are servicers prepared to provide relief to borrowers?
Jun 3, 2020
Housing is bouncing back: Forbearance pace slows, purchase apps increase
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd discusses the impact Airbnb properties could have on a housing market that is already short of supply. For some background on the story, here’s a summary of the HW+ article : While the real estate market has lots of challenges during the COVID-19 pandemic, a tsunami of houses being sold by Airbnb hosts isn’t one of them.Airbnb’s tally of 850,000 whole-house listings is just 0.8% of the nation’s stock of single-family homes. Even if a big chunk of them came on the market – and there’s no evidence that will happen – it would be a welcome relief to the severe shortage of housing inventory.Some property owners who bought or leased real estate with the aim of maximizing profits through Airbnb rentals are finding they’re in a jam. Airbnb hosts saw $1.5 billion in bookings cancelled in mid-March when the COVID-19 pandemic arrived in the U.S. While guests got full refunds, per an Airbnb decision, hosts still had to pay mortgages on the properties. The company has provided grants to a selection of hosts to offset the cancellations, but for some it may not be enough to make their monthly home loan payment. Following the main story, HousingWire covers the Mortgage Bankers Association’s weekly applications survey , a housing market rebound in Washington D.C. and data from the MBA that claims the mortgage forbearance pace is slowing . The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Airbnb properties wouldn’t make a dent in housing market Summer home-buying set to take off Washington D.C. housing market seeing quick rebound from pandemic Mortgage forbearance pace continues to slow, MBA says
Jun 2, 2020
Housing industry readies to meet fast-growing demand
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers an announcement from the Mortgage Industry Standards Maintenance Organization . For some background on the story, here’s a summary of the article : The Mortgage Industry Standards Maintenance Organization, or MISMO, a subsidiary of the Mortgage Bankers Association that sets rules for handling the registration of home loans, announced Monday it would assess a new fee for every origination. The fee is just 75 cents per mortgage, but that would add up to more than $4.4 million a year if all purchasers used a home loan, based on Fannie Mae’s projection of 5.8 million sales of new and existing homes in 2021. And, that doesn’t include refinanced mortgages.The fee will be collected by the Mortgage Electronic Registration Systems when it registers a new loan on its system The announcement cited the COVID-19 pandemic and the need to advance technology for electronic mortgages, including remote notarization, although the new fee was approved by the MBA board in October. Following the main story, Housingwire discusses a report from PropertyNest that indicates more New York renters are falling behind on rent , three mortgage lenders that are pumping up their hiring volume , and a survey from the National Association of Realtors that claims homebuyers and sellers are ready to return to open houses. But before you listen, here’s a brief word from our sponsor. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: MISMO will charge a new fee for every loan registered on MERS The number of New Yorkers who can’t pay rent this month has doubled Three mortgage leaders pump up the hiring volume Homebuyers and sellers are ready to return to open houses
Jun 1, 2020
How rising home-buying demand may outpace supply
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers whether or not significant declines in housing inventory could be on the horizon if more sellers don’t list homes to meet the nation’s rising demand. For some background on the story, here’s a summary of the article : Throughout metropolitan areas nationwide, the tight supply of for-sale homes – already constrained pre-coronavirus – is continuing. Although the increase in purchase mortgage applications signals a rebound of home-buyer interest and record-low mortgage rates could spur that further, “steeper declines in inventory could be on the horizon if more sellers don’t list homes to meet rising demand,” Realtor.com said in its weekly inventory report released Thursday. For the week ending last Saturday, May 23, total inventory for sale dropped 22% year-over-year, the Realtor.com report said. That’s a larger drop than prior weeks. NAR’s most recent numbers echo similar supply constraints. The number of homes for sale at the end of April totaled 1.47 million, the National Association of Realtors said last week. That’s the lowest level ever recorded for April, said Lawrence Yun, NAR’s chief economist, on a call with reporters. Following the main story, Housingwire discusses a Black Knight report that says mortgage forbearance requests are slowing, Redfin’s mortgage lending expansion announcement and a letter from Fannie Mae to lenders on self-employment income. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Housing market rebound? To get a home in these cities you have to win a bidding war Mortgage forbearance requests slow to a trickle, Black Knight says Redfin begins mortgage lending in Arizona, Delaware, New Hampshire Fannie Mae issues lender letter on self-employment income
May 29, 2020
Former CFPB director Richard Cordray's take on foreclosures
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses former Consumer Financial Protection Bureau Director Richard Cordray 's take on whether or not the U.S. housing industry views foreclosures as a last resort . For some background on the story, here’s a summary of the article : Markets are shaped by the forces of supply and demand, buying and selling, and how they come into some sort of balance. Markets that operate properly tend toward a discernable equilibrium that is predictable and sustainable. But many things can disturb this equilibrium. We might say, paradoxically, that market forces are fragile in being liable to disturbances, but once disturbed they have a powerful tendency to recover an eventual balance. But economic markets differ in the mechanisms that restore them to equilibrium after any notable disturbance. Some markets experience greater frictions that slow their recovery. In the pure models of academic economists, prices immediately (or at least quickly) adjust to achieve balance among buyers and sellers, the mathematics take their own course, and equilibrium is restored as the natural and seemingly inevitable state of the market. As the Great Recession showed, however, that does not happen in any serious dislocation of the housing market. When a borrower falls behind on the mortgage, there is one ultimate method for collecting on the unpaid debt: foreclosure. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers Labor Department data that indicates another 2.1 million Americans filed for unemployment last week, Freddie Mac’s Weekly Primary Mortgage Market Survey that shows mortgage rates fell to another all-time low, and fintech news from SmartRent and Amazon. But before you listen, here’s a brief word from our sponsor. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] Does the mortgage industry view foreclosure as a last resort? Jobless claims top 40 million as pandemic layoffs hit 1 in 4 workers Mortgage rates hit another all-time low Amazon among companies helping apartment platform SmartRent raise $60 million
May 28, 2020
Housing market shows several signs of recovery
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses whether or not the U.S. housing market is beginning to recover from the COVID-19 pandemic’s impact. For some background on the story, in an article , columnist Logan Mohtashami writes: If we are diligent, we will be able to identify the return of hope and light coming back into the American economy. While no one could truly know when we’ll see the end of the coronavirus, we can at least know what signs to look for that the housing market is on the rebound: Flattened Curve: The first, and in fact, a prerequisite event that will indicate that the economy will come out of this tunnel is the turning of the number of new cases of infection from positive to flat or negative. End of Stay-at-Home Orders: The second and also prerequisite indicator that the economy will be getting back on track is the lifting of stay-at-home orders. 10-Year Yield Goes Above 1%: Dramatic changes in the bond markets were the harbingers of our oncoming economic decline and will be the beacons for our recovery. Decline in Credit Stress and Jobless Claim: When credit stress and jobless claims start to fall, you can believe we are on the road to recovery. Data from the hardest-hit sectors starts to trend upward: Some of the hardest-hit business sectors will show recovery first because the declines have been so horrific. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers the Mortgage Bankers Association’s weekly applications survey , an announcement from Zillow that it has resumed and expanded its ibuying service , and house price gains in Massachusetts’ housing market. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Is the housing market already rebounding from COVID-19? Jump in mortgage applications for home purchases shows buyers are back Zillow Offers resumes buying in five more markets Massachusetts house prices gained 11%, outpacing the nation
May 27, 2020
Foreclosure lessons from past recessions
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses how the mortgage industry should be thinking about foreclosures during the nation’s economic downturn. For some background on the story, here’s a brief summary of the article : The current economic collapse raises pressing questions about what lessons we learned from the last one. No two crises are ever the same. Although they have many common elements, which flow directly from an extended plunge in economic activity, they have distinct causes and hence different trajectories. At a minimum, the reform measures that were put in place to address aspects of the prior crisis will alter the course of the next one. The Great Recession, which lasted from December of 2007 to June of 2009, is of special interest here because it was an economic collapse brought about specifically by failures in the housing and mortgage markets. Some blame government policy for those failures, and it bears some share of the responsibility. Yet the greater weight of the evidence has shown that rampant Wall Street financial speculation was the core of the problem. The traditional approach to housing and mortgage financing became distorted by new mortgage-based investment instruments, leveraged lending, and lax underwriting, all of which turned out to be grounded in ill-founded assumptions. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a forbearance report from the Mortgage Bankers Association, data from Zillow that shows a rebound in April’s pending home sales and Fannie Mae and Freddie Mac’s new online resources for consumers. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] How should we think about foreclosures? Mortgages in forbearance rise to 4.2 million, MBA says More good news for May: newly pending sales up almost 50% from same period in April Fannie Mae, Freddie Mac launch online resources for consumers
May 26, 2020
4.2 million borrowers now in forbearance. Are servicers ready?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews Mortgage Bankers Association Senior Vice President and Chief Economist Mike Fratantoni on the giant uptick in forbearance requests in the industry, along with the impact these requests are having on the industry. According to the latest information from the MBA’s Forbearance and Call Volume Survey, as of May 17, the total number of loans now in forbearance now sits at 8.36%, meaning there are about 4.2 million homeowners now in forbearance plans. When it comes to the biggest challenges that servicers are facing, Fratantoni said, “For servicers, one of the real challenges that they’ve been wrestling with is how to clearly communicate what those potential exits are from forbearance.” “Thankfully, Fannie Mae and Freddie Mac have been out with some recent updates to their scripting and the launch of their deferral option, which we think in many cases is probably the most likely exit for a lot of borrowers,” he added. Fratantoni also commented on the biggest challenges that lenders are dealing with, saying “On the lending side, there have been all kinds of complications for someone who does or does not miss pay their payments under forbearance. Does just the simple fact of being in forbearance alter their ability to get a refinance or buy a new home? That’s something that I think the FHFA and the GSEs are still struggling with.” Fratantoni wraps up the interview by sharing his thoughts on the impact that the increase in forbearance requests could have on the potential for future delinquencies as borrowers start to exit forbearance at the end of this pandemic. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing and mortgage industries but are also helping Move Markets Forward . Hosted by the HW team and produced by Digital Producer Alcynna Lloyd.
May 22, 2020
How will COVID-19 impact this year's homebuying demand?
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Odeta Kushi , deputy chief economist at First American Financial, about the COVID-19 pandemic’s impact on this year’s homebuying demand. For some background on the interview, here’s what has happened in the industry so far: At the end of February and the beginning of March, it was projected that the spring homebuying season would arrive early. In fact, January 2020 was the strongest January for purchase mortgage applications in 11 years, according to the Mortgage Bankers Association . The beginning of March also showed that homebuyers were anxious to get moving into homebuying season, but that was before the coronavirus changed everything. Although there were still homes being sold in early March, they were likely under contract in February, before COVID-19 forced most of the U.S. economy to shut down, Redfin said . But towards the end of March , when stay-at-home orders were put into place and people were left unemployed, there was a 148% year-over-year increase in homes being delisted during the week ending March 29, coming to a total of 28,140 homes pulled off the market, according to Redfin. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: New listings and home sales drop in what would have been peak homebuying season Mortgage rate drops to within 1 basis point of all-time low Housing starts plummet to a five-year low Mortgage refinancings set to surge to a 17-year high April home sales take biggest hit in almost a decade
May 21, 2020
The Big Apple navigates its real estate troubles
In today’s Daily Download episode, HW+ Managing Editor Brena Nath spotlights New York City’s struggling housing market, as the metro is experiencing a significant decline in residential sales. For some background on the story, here’s a brief summary of the article: New York City is the U.S. epicenter of the coronavirus pandemic, and the local economy has been harshly impacted by the health crisis. But the city’s residential real estate market was facing problems before the pandemic hit town. According to the Real Estate Board of New York , the city’s total sales volume during the first quarter of this year fell 16% year-over-year from $10.5 billion to $8.7 billion. Total residential transactions also took a 16% year-over-year hit, down from 10,382 sales in the first quarter of 2019 to 8,702 sales during the first three months of this year. But after the pandemic paralyzed the city’s economy and created a healthcare nightmare in its hospitals, the housing market took an even sharper dive.According to data from PropertyShark , residential sales activity sank from the second week of March to the end of the month in a 61% year-over-year freefall. Sales activity during the first two weeks of April were 62% below the same period one year earlier. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a report from Black Knight that claims U.S. mortgage delinquencies nearly doubled in April, data from Redfin that indicates the nation’s affordable housing markets are experiencing an uptick in home prices, and Freddie Mac’s weekly Primary Mortgage Market Survey . The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: New York City’s housing market struggles under lockdown with residential sales down 61% YOY Mortgage delinquencies nearly double in April on COVID-19 shock Affordable housing markets see prices rising as the number of homes for sale continues to drop Mortgage rate drops to within 1 basis point of all-time low
May 20, 2020
Here's what it will take for mortgage rates to drop below 3%
In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews HousingWire Mortgage Editor Ben Lane to discuss the current record low interest rates and the likelihood that rates will sink below 3% this year as the coronavirus pandemic continues to affect the economy. For some background on the interview, here’s a small snippet of his article: Until about three months ago, it was basically unthinkable that interest rates would ever fall below their record low of 3.31%, which was set in November 2012. But then the coronavirus happened. And as the virus was wreaking havoc on the world and its economy, interest rates not only broke that record; they’ve since settled comfortably below the previous all-time record level and stayed under 3.3% for three straight weeks. But is it possible that interest rates are on the verge of falling to levels no one ever thought they’d see: under 3%? The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Are mortgage rates about to fall below 3%?
May 19, 2020
The LO responsibility during COVID-19
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses how the mortgage industry is learning to navigate a changing landscape. For some background on the story, here’s a brief summary of the article: The lending world is undoubtedly one of the most complex and ever-changing environments within the financial hub. As loan originators, we are required to not only stay abreast of market changes but to also understand them enough to convey this information to our clients and referral partners alike. For many companies, the uncertainty of the market has caused internal lending guidelines to tighten up and may be a point of contention amongst originators. So how do we handle the complexities? How do we have those conversations with our referral partners and even those sometimes-difficult conversations with clients in our pipelines? Further, do we revert to a fight or flight mentality? In order to be efficient in advising clients and partners on the daily changes, it is important to be armed with not only the current market but also what the future forecast may look like. This will allow for originators to be able to have fluid educated conversations with clients and partners on when is the best time to move forward with their home purchases and/or refinances and when is a good time to lock their rates. This will help provide the tools for clients to make the necessary decisions regarding their personal situations. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers Fannie Mae and Freddie Mac’s first step towards ending conservatorship, data from the Mortgage Bankers Association that suggests the forbearance rate is slowing its pace , and a forecast from Fannie Mae that projects mortgage refinancings to climb to a 17-year high. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] Lending in a new world: How to navigate this changing landscape Fannie Mae and Freddie Mac head for the exit as COVID-19 rages Has the mortgage forbearance curve flattened? Mortgage refinancings set to surge to a 17-year high
May 18, 2020
How COVID-19 threatens black homeownership
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews The Urban Institute's Alanna McCargo to discuss how the COVID-19 pandemic is likely to impact America’s black homeownership rate. For some background on the interview, here’s what has happened in the industry so far: Last year, the homeownership rate for black Americans fell to 40.6% in the three months through June, the lowest level in the Census Bureau ’s quarterly data going back to 1994, according to a government report. It was the smallest share recorded for black households since the 1950 decennial Census when it was 34.5%. After the 1968 Fair Housing Act banned discrimination in real estate practices, the homeownership rate for black Americans climbed steadily to a record high of 49.7% in 2004’s second quarter and stayed near that level for two years, according to Census data. The downward trajectory began in 2007 when predatory home loans started going into default, sparking a financial crisis that spread across the globe as trillions of dollars in mortgage securities lost value. While the overall U.S. homeownership rate fell from 68.4% at the beginning of 2007 to 64.1% in 2019’s second quarter – a drop of just over four percentage points – the decline for black Americans was much steeper. The rate went from 48% to 40.6%, dropping more than seven percentage points. And now data shows , that the Coronavirus pandemic is likely to worsen prospects for Black Americans, which will lead to a larger gap in the homeownership rate. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Biden urges support for black businesses and homeownership [PULSE] 3 ways to increase and empower black homeownership Homeownership rate for black Americans drops to record low
May 15, 2020
COVID-19 pandemic drives growing fintech demand
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses how social distancing has spurred a growing demand for digital mortgages. For some background on the story, here’s a brief summary of the article: With the COVID-19 pandemic discouraging or entirely halting in-person meetings with lenders and appraisers , the adoption of digital mortgages has accelerated. Advances in technology have stepped up to address the stickiest non-digital segments of the mortgage application process.The current situation has added fuel to a decade-long trend among banks and lenders to provide more and better digital products and services. For mortgage lenders, that means offering as much of an end-to-end experience – underwriting to approval to closing – as possible for prospective borrowers. This has grown from an electronic application to include more complex parts of the process, such as notarization and identification, employment and income verification, even inspection and appraisal. At the same time, digital mortgage technologies – especially advances in video applications – have evolved enough to successfully balance borrowers’ need for speed with a human touch. Complex steps that often require human interaction, such as explaining final loan documents or understanding mortgage terms and options, can increasingly be done digitally. As COVID-19 has complicated or discouraged homebuying, it also accelerated existing trends in mortgage lending. Those lenders that have already invested significantly in developing sophisticated and proven online and mobile solutions sit in the best position to benefit from the shift. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers an extended foreclosure and eviction freeze from Freddie Mac, Fannie Mae and the Department of Housing and Urban Development, a partnership between J.P. Morgan Asset Management and American Homes 4 Rent to build thousands of new rental homes, and Freddie Mac’s weekly Primary Mortgage Market Survey . The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] Social distancing spurs the growing embrace of digital mortgages Fannie Mae, Freddie Mac, HUD extend foreclosure and eviction freeze JPMorgan Chase, American Homes 4 Rent plan to build thousands of single-family rental homes
May 14, 2020
The American dream of homeownership during COVID-19
In today’s Daily Download episode, HW+ Managing Editor Brena Nath examines if right now is a good time for Americans to purchase homes. For some background on the story, here’s a brief summary of the article: This spring home-buying season is anything but normal. What traditionally has been known as the busiest season for buying and selling homes has been upended by COVID-19. The pandemic has spurred concerns about people entering homes and job security, all while potential buyers are hearing that interest rates are lower than ever but are being met with extremely tight credit restrictions. At the same time, a growing number of borrowers are filing forbearance requests . Despite the list of evolving challenges, one thing that is still true this buying season is that there’s a lot of pent-up demand. Although some of the conventional thinking on what makes now a good time to buy still remains true, there are new factors for home shoppers to consider, especially since the last recession was drastically different than this one. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a new relief bill introduced by House Speaker Nancy Pelosi (D-CA), a forbearance announcement from Fannie Mae and Freddie Mac, and a report from LendingTree that claims Google searches for “homes for sale” have rebounded. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Is now a good time to buy a home? House set to pass $3 trillion relief bill as Fed chairman urges Congress to spend Fannie Mae, Freddie Mac: Borrowers in forbearance can defer all missed payments until the end of their loan Searches for “homes for sale” rebound 54%
May 13, 2020
The hidden impact of forbearance
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses why forbearance has become a scarlet letter on consumer credit reports. For some background on the story, here’s a brief summary of the article: Mortgages in forbearance as a result of COVID-19 have to be reported as “current” on credit reports. That’s the law, as laid out in Section 4021 of the CARES Act passed by Congress at the end of March. It says servicers “shall report the credit obligation or account as current.” But, it turns out there’s a workaround that can make it difficult for people with mortgages in forbearance to get another home loan after the COVID-19 crisis is over – for as long as a year after the forbearance period ends. That can impact their ability to refinance or buy a home when times are better. The CARES Act doesn’t mention the comments section of credit reports, and that’s where forbearance notations are going. Any reference to forbearance on a credit report, including in the comments section, can be a “scarlet letter” for an applicant hoping to get a new mortgage, said David Stevens, the former head of the Mortgage Bankers Association who is now CEO of Mountain Lake Consulting . Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a report from Realtor.com that claims the housing market will bounce back this year, data from Avail that indicates the number of incomplete rent payments has risen 93% during the COVID-19 pandemic, and the Mortgage Bankers Association’s Weekly Mortgage Applications Survey, which reports an uptick in purchase demand. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Forbearance becomes a ‘Scarlet Letter’ on credit reports Realtor.com: Housing market will bounce back this year, but the rebound will be short-lived Number of incomplete rent payments rise 93% during pandemic Mortgage applications for home purchases increase
May 12, 2020
Low mortgage rates and housing’s double-edged sword
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the housing industry’s catch-22 . Currently, mortgage interest rates are lower than ever, but millions of U.S. borrowers still can’t receive a home loan. For some background on the story, here’s a brief summary of the article : Despite the fact that mortgage rates have been at or near record lows for more than a month, millions of potential borrowers are facing a situation where it’s simultaneously never been a better time to buy a home and never been harder to get a mortgage; a true mortgage catch-22.Ironically, the cause of both the record low-interest rates and certain borrowers’ powerlessness to take advantage of those rates is the same thing: the coronavirus. Even as the impact of COVID-19 has driven mortgage rates down, the virus has also crippled the U.S. economy, sent unemployment skyrocketing, and altered the mortgage lending landscape so deeply that it may take years to recover.That’s leading to millions of would-be borrowers being left behind thanks to a brutal combination of factors that’s making it nearly impossible for them to get a loan, even if they want and could get one otherwise. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers the Mortgage Bankers Association report that claims almost 4 million mortgages are now in forbearance, housing market research from Amherst that claims government resources are leaving renters behind and MBA data that indicates the mortgage delinquency rate jumped in the first quarter of 2020. HousingWire articles covered in this episode: Mortgage catch-22: Interest rates are lower than ever, but millions of borrowers can’t get a loan Almost 4 million mortgages are in forbearance, MBA says Government resources are leaving renters behind Mortgage delinquency rate jumps with forbearances tallied as overdue
May 11, 2020
Can the housing industry revive the U.S. economy?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the housing industry’s role in reviving the U.S. economy. For some background on the story, here’s a brief summary of the article: The housing industry got a bad reputation the last time the American economy tanked.Not the houses themselves – most of them are still in place, perhaps painted a time or two since 2008, now being used to home-school children and provide families with shelter from the worst pandemic in more than a century.It was, specifically, a risky sub-sector of home financing – subprime loans – that got packaged into bonds, stamped with Triple-A ratings and sold at huge profits to investors including pension funds and Wall Street banks. When banks started failing, it pushed the nation’s financial system to the brink.Now, the housing industry has a chance to redeem its reputation by rescuing the American economy, said Frank Nothaft, chief economist of CoreLogic . Nothaft was the chief economist of Freddie Mac for 28 years, including the time of the housing crash and three years into the recovery.It’s a familiar role for the nation’s largest asset class: In every recession before the 2008 financial crisis, housing supported GDP as other industries faltered. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers The Treasury Department’s Financial Crimes Enforcement Network’s investigation into money laundering in the real estate industry, the National Multifamily Housing Council’s latest report that indicates 80% of U.S. renters were able to make a rent payment in May and an announcement from New York Governor Andrew Cuomo to extend the state’s eviction moratorium through August. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Look for housing to rescue the economy, Nothaft says Federal government expands investigation into money laundering in real estate About 80% of renters were still able to make a rent payment this month New York extends eviction moratorium
May 8, 2020
Inside the mortgage industry’s fight to navigate the pandemic
In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews HousingWire’s Ben Lane on how one month nearly broke the U.S. housing ecosystem as the coronavirus pandemic rocked the mortgage industry. Lane has been closely following the pandemic’s impact on the mortgage ecosystem, breaking down some of the landmark moments that led to where the industry stands today. He also shares his thoughts on what lies ahead for the mortgages industry since the challenges born out of the COVID-19 pandemic are far from over. Here’s a quick preview of today’s interview. What were some of the first signs that the virus was impacting the mortgage lending market?As the virus began spreading, outside of China and then into the European countries and then eventually to the U.S., global investors sought refuge from that kind of carnage in US bonds, which are generally thought of as safer than other financial instruments, and that drove mortgage rates down to record lows, which have since been broken. That drove mortgage rates down to lows that had never been seen before, under 3.3% for a 30-year fixed rate, and that led to a refinance boom that just exploded. He goes on to explain the consequences that this had on the market, along with the biggest pain points that it created. The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: How one month nearly broke the housing ecosystem
May 7, 2020
The housing industry’s race to receive PPP loans
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the Housing industry’s scramble to receive loans from the Payroll Protection Program . For some background on the story, here’s what has happened in the industry so far: From April 3 to April 13 , about 14% of real estate companies in the U.S. – including sales, leasing and maintenance firms – got funding in the first round of the Payroll Protection Program created by Congress to rescue small businesses, according to loan data from the Small Business Administration. The loans are intended to help companies keep employees on their payrolls amid the worst public health crisis in more than a century. But the program was beset with complications from the beginning, with lenders unable to process initial requests to provide the loans, small businesses unable to properly request PPP funding, and some banks even reportedly favoring their own clients over non-clients. On April 9, Senate Majority Leader Mitch McConnell attempted to add $250 billion to the program using a legislative technique known as unanimous consent. In the end, the bill approved by the Senate on April 22 had $320 billion of additional funding for PPP , with $60 billion earmarked for community banks and small lenders. But because of the way the loan distributions were initially handled, the industry-share numbers could change and for many small businesses trying to get a loan, the experience has felt a bit like being in a mosh pit – those areas at heavy metal concerts where body slamming is the rule. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a Fannie Mae forecast that projects U.S. refinance volume hitting a 7-year high, The Labor Department’s data that shows another 3 million Americans have now filed jobless claims, and Freddie Mac’s Primary Mortgage Market survey that indicates the average mortgage rate is 3 basis points away from another all-time low. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Housing joins mosh-pit scramble for PPP loans Refinancings may hit a 7-year high Another 3 million Americans file jobless claims Average mortgage rate is 3 basis points from all-time low
May 6, 2020
Where does Democratic Party presumptive nominee Joe Biden stand on homeownership?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses former Vice President and current Democratic Party presumptive nominee Joe Biden’s plans to support black businesses and homeownership. On Tuesday, Biden urged voters to support his plans to boost the economic prospects of black Americans, including an increase in homeownership. Biden reiterated the proposal he made during the heat of the primary campaign to create a new public credit reporting agency within the Consumer Financial Protection Bureau that would replace for-profit credit reporting companies like Experian. Biden also proposed establishing national standards for housing appraisals aimed at ending “the undervaluing of homes in African American neighborhoods,” without providing specifics. Additionally, he urged Congress to reserve half of all new relief funds for small businesses with 50 or fewer employees, a category he said includes 98% of all minority- and women-owned businesses. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a report from the Mortgage Bankers Association that indicates the nation’s banks now have the largest share of mortgages in forbearance, Zillow’s housing forecast that predicts home price declines throughout the rest of 2020, and the MBAs weekly applications survey , which reports an uptick in U.S. mortgage applications. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Biden urges support for black businesses and homeownership Banks have the biggest share of mortgages in forbearance Zillow predicts small home price drop through rest of 2020 Americans are buying homes again, mortgage data shows
May 5, 2020
Ed DeMarco on the mortgage industry’s tremendous uncertainty
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Housing Policy Council President and former Federal Housing Finance Agency Acting Director Ed DeMarco on how COVID-19 has impacted the housing ecosystem, as well as what issues the housing industry will need to tackle once the pandemic passes. For some background on the interview, here's what has happened in the industry so far. In April, despite growing calls from the housing industry for a federally backed liquidity facility for servicers to address the increase in forbearance requests due to the coronavirus, Federal Housing Finance Agency Director Mark Calabria told HousingWire that no such facility was coming. This prompted David Stevens, the former head of the Federal Housing Administration and CEO of the Mortgage Bankers Association , to write that the mortgage industry was “standing on the precipice” of widespread havoc due to a potential deluge of forbearance requests from borrowers. Stevens’ sentiment differed greatly from Calabria, who told HousingWire that he did not believe the industry was facing the calamity that Stevens and others predicted, especially on the nonbank side. In fact, despite the industry’s concerns of growing forbearance requests, Calabria said he expected approximately 1 million GSE mortgages to be in forbearance by May. In response, more than 20 Republican members of the House of Representatives sent a letter to the Department of the Treasury , urging Treasury Secretary Steve Mnuchin to create a liquidity facility for servicers that might find themselves in financial distress due to advancing principal and interest payments to investors on loans that are in forbearance. They were later joined by two of the top Democrats in Congress and The Conference of State Bank Supervisors , in their plea to have the government step in and help servicers. However, their calls were unanswered and the nation’s forbearance request kept climbing. By late April, Fannie Mae revealed that they had approximately 1 million GSE mortgages in forbearance at the GSE alone and they didn’t expect the figure to stop growing any time soon. As a means of combating this uptick, the GSEs recently offered other solutions, such as allowing servicers who collect payments on mortgages backed by Fannie Mae and Freddie Mac to only have to cover four months of missed payments on loans in forbearance. However, the big question now is what happens when that four-month period is over? Well, as it turns out, the GSEs themselves are preparing to cover any remaining advances for as long as those loans remain in forbearance. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode:
May 4, 2020
Will the FHFA kill the mortgage industry?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath covers a PULSE article from former Mortgage Bankers Association President David Stevens on his thoughts on how the Federal Housing Finance Agency’s actions have resulted in significant credit contraction for the mortgage industry. In his HousingWire PULSE article , Stevens says: It is now over one month since the CARES Act was passed, creating a blanket forbearance option for all borrowers in a GSE, FHFA, VA, or USDA loan to skip six to 12 months of payments. Legislation established by Congress with the intent of calming concerns of homeowners across the country has thrust an entirely new credit availability contraction over the entire nation. Because of the rush to pass legislation, the unforeseen adverse impacts could not have been fully vetted in advance. As a result, we found a multitude of challenges, but it really came down to these two: How would mortgage servicers come up with the tens of billions in needed advances to bond holders of loans in forbearance? What about borrowers who went into forbearance after settlement and before the loans were sold to the GSEs or into GNMA securities? Unfortunately, the FHFA director made some unwelcome judgmental comments and policy decisions that have resulted in an unprecedented tightening of credit across the entire mortgage industry, threatening to impair a key sector of the economy that some economists were expecting would help lead us back to recovery. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers Fannie Mae’s announcement that more than 1 million of its borrowers are already in forbearance, plans by the nation’s top GSEs to make payments directly to investors for loans that stay in forbearance longer than four months, and a report from OJO Labs that details how COVID-19 has changed the mindset of U.S. potential homebuyers. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] David Stevens: FHFA actions resulted in unprecedented tightening of credit Fannie Mae already has 1 million mortgages in forbearance, but thinks that number may double Fannie Mae, Freddie Mac are preparing to cover servicers’ advances on loans in forbearance
May 1, 2020
Can the housing market recover from COVID-19?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses whether or not COVID-19 will derail the U.S. housing market. In an HW+ PULSE article , contributor Rick Sharga says: Like most of the news surrounding the COVID-19 global pandemic, reports about the U.S. housing market have been discouraging. Year-over-year listings of homes for sale have plummeted – in the worst-hit markets like New York City, listings are down 80% compared to April 2019. Home sales began to slow down dramatically in the last half of March, and are expected to drop even more drastically in April and May, which are usually two of the months with the highest volume of home sales. Pending home sales are off over 30%. And over 3 million homeowners have applied for mortgage payment forbearance, causing at least some concern about a large number of potential defaults at the end of the forbearance period. None of this should be surprising, under the circumstances. With almost every state in the country implementing some form of shelter-in-place order and shutting down most non-essential businesses, more than 25 million citizens filed for first-time unemployment benefits over the past four weeks. Given all of this, anything other than bad news in the housing market would be a huge surprise. The question isn’t whether housing numbers will continue to suffer until the pandemic recedes and the economy has a chance to begin its recovery. It’s what happens after that. Following the main story, HousingWire Digital Producer Alcynna Lloyd spotlights Michigan’s resilient housing ecosystem, the Department of Housing and Urban Development’s Office of the Inspector General’s report that indicates some of the nation’s largest mortgage servicers are providing borrowers with inadequate forbearance information, and Wells Fargo’s announcement that they will no longer accept applications for new HELOCs. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] Learning from past pandemics: Will COVID-19 derail the housing market? Under tight state restrictions, Michigan’s housing market perseveres HUD watchdog: Some servicers are providing wrong information about forbearance
Apr 30, 2020
Does the rental market need its own Paycheck Protection Program?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses why some believe the housing sector needs its own version of the Paycheck Protection Program for businesses that own and operate multifamily housing. In a HousingWire PULSE article , contributors Carol Galante and Barry Zigas say: The one-third of American households who rent their homes are facing unprecedented pressure from the economic fallout of the coronavirus pandemic. Without immediate help, families will face either eviction or crippling unpaid rent bills. The owners of rental properties will increasingly find themselves without the money needed to pay regular expenses including for health and safety measures, utilities, property taxes and payroll. If ignored, the problems will get worse. Without federal support, the country will suffer cascading negative impacts throughout the economy. There is a solution. We propose a program like the Small Business Administration’s Paycheck Protection Program (PPP), but directed specifically at the businesses that own and operate rental housing. It would be structured to provide funds, on an ongoing monthly basis, to substitute for lost rental income for as long as it is needed. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers Freddie Mac's Primary Mortgage Market Survey data that reveals U.S. mortgage rates have now fallen to a new all-time low, the Labor Department’s report that indicates the nation’s jobless claims have spiked to 30 million during the COVID-19 pandemic , and the Federal Reserve’s decision to slow the pace of mortgage purchases. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: [PULSE] Renters need help now – Here’s how to deliver it Mortgage rate hits all-time low after Fed rescue S. Jobless claims topping 30 million during the COVID-19 pandemic Fed is slowing the pace of mortgage purchases
Apr 29, 2020
COVID-19 accelerates home-buying migration trends
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses whether or not the COVID-19 pandemic will spur home-buying migration from dense U.S. cities. When state governments ordered residents to stay at home more than a month ago, it triggered a wave of temporary migration. While some in the Northeast flocked to Florida, others, wary of germs easily spreading in high-rise building elevators and through dense city life, rented homes in the suburbs. Still others, particularly young single adults, packed bags and moved back in with their parents. As states plan to reopen their economies, what changes COVID-19 will have on the housing market remain to be seen. Demographers and Realtors alike predict this is a tipping point for people who’ve already been dreaming of backyards, private pools, and more space. It will accelerate trends that were already happening, they said, and bring a new level of consideration – whether people upgrade their apartments and condos for larger units or move out of dense cities altogether. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers the Commerce Department’s report that indicates coronavirus has ended America’s longest economic expansion, the Mortgage Bankers Association’s weekly mortgage applications survey that reveals the nation’s home purchase applications are on the rise and the National Association of Realtors’ pending home sales report , which highlights U.S. pending home sales declined 20.8% in March. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Will COVID-19 spur a migration from dense cities? COVID-19 kills America’s longest economic expansion Home purchase applications rise as coronavirus slowdown begins to thaw Pending home sales tumble on COVID-19 shock
Apr 28, 2020
Why is the Fed's unlimited support essential to the mortgage industry?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews HousingWire’s Kathleen Howley on how Federal Reserve Chairman Jerome Powell rescued the mortgage market , initially announcing plans on March 15 to buy bonds in the form of $500 billion in Treasury bills and $200 billion of mortgage-backed securities. On a Sunday night call with journalists in mid-March, four days after the World Health Organization had labeled COVID-19 an “alarming” global pandemic, Federal Reserve Chairman Jerome Powell laid out his plans to rescue the U.S. economy. Powell started by expressing concern for the victims of the coronavirus and for the harm caused by the economic shutdowns, describing the “stay at home” orders being issued by state governors as “essential for containing the outbreak.” He also announced more than half a dozen new measures the Fed would employ to buffer the economic blow of the shutdowns, including the Fed’s biggest foray into the bond market in over a decade. The bond-buying would take the form of $500 billion in Treasury bills and $200 billion of mortgage-backed securities, Powell said on that March 15 call. Both would support the mortgage market because the investors who decide what yield they’re willing to take for MBS – and thus what interest rate borrowers pay for home loans – benchmark their decisions off the yield for long-term Treasuries, especially the 10-year bill. Yields shrink when competition for bonds goes up. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: How Fed Chairman Powell rescued the mortgage market
Apr 27, 2020
Mortgage servicers face an uphill battle
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses some of the biggest challenges facing U.S. mortgage servicers during the Covid-19 pandemic. To get a reading on how people in the mortgage industry are handling the ever-changing impact of coronavirus, HousingWire surveyed its own LendingLife readers and received dozens of replies on how they’re handling the current lending environment. The answers from these lenders vary drastically from person to person, showing there is no one-size-fits-all solution for getting through this crisis. One Texas-based sales manager stated his company has taken multiple steps during the coronavirus pandemic, including temporarily raising minimum FICOs on all government loans to 640 and suspending non-traditional credit and all bond and DPA programs. Echoing similar challenges, another respondent working at a Denver-based brokerage said he now operates with a limited range of available offerings and overlays that threaten to terminate a borrower who would otherwise be qualified. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers what three prominent industry leaders theorize the housing market could behave like after the Coronavirus pandemic, RentCafé’s report that indicates an upturn in U.S. multifamily apartment searches, and Fannie Mae and Freddie Mac’s declaration that borrowers in forbearance living in homes owned by the GSEs will never be required to make up missed payments in a lump sum. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: We asked lenders about their biggest challenges right now — here’s what they said What does the mortgage industry’s post-pandemic future hold? Apartment searches have rebounded Fannie Mae, Freddie Mac remind borrowers and servicers that mortgages in forbearance do not need to paid back all at once
Apr 24, 2020
Stevens: There is an outrageous amount of liquidity pressure on nonbanks
In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Mountain Lake Consulting CEO David Stevens, who is also the former head of the Federal Housing Administration and former Mortgage Bankers Association president, on the growing liquidity pressure that nonbanks are facing. Stevens comments on whether or not the Federal Housing Finance Agency is doing enough to address the nation’s uptick in forbearance requests from financially strained borrowers, stating, “There's still an outrageous amount of liquidity being advanced for servicing that Freddie and Fannie own that these services are servicing for them on their behalf.” He added that it’s putting an “outrageous amount of liquidity pressure onto the nonbank community in particular, but also for servicers across the board.” But before jumping into the interview, HousingWire’s HW+ Managing Editor Brena Nath touches on today’s top stories ranging from the coronavirus’ impact on California’s real estate market and Movement Mortgage’s decision to lower its minimum FICO credit scores on Federal Housing Administration and Department of Veterans Affairs loans. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: What effect is the pandemic having on California real estate and lending? Movement Mortgage lowers FICO minimums, rolls back overlays, will retain servicing
Apr 23, 2020
NCUA follows banking regulators to approve new appraisal policy
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses an announcement from the National Credit Union Administration (NCUA) that credit unions can now delay appraisals up to 4 months after a mortgage closes. Last week, Federal banking regulators moved to allow banks to delay getting an appraisal on a property for as many as 120 days after a mortgage closes, and now, credit unions can do the same thing. In order to “allow credit unions to expeditiously extend liquidity to creditworthy households and businesses in light of recent strains on the U.S. economy as a result of the National Emergency declared in connection with coronavirus disease,” the NCUA will allow credit unions to postpone obtaining an appraisal until four months after a mortgage closes. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers the Labor Department’s latest report that indicates U.S. jobless claims rose by 4.43 million last week, Freddie Mac’s weekly Primary Mortgage Market Survey that reveals mortgage rates slightly ticked up to 3.33% and the U.S. Census Bureau’s new-home sales report that reveals new-home sales tumbled 15.4% in March, marking the biggest drop in more than six years. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Credit unions can now also delay appraisals until 4 months after a mortgage 1 in 5 Americans lost a job because of COVID-19, initial claims show Average U.S. mortgage rate ticks up to 3.33% New-home sales plummeted in March
Apr 22, 2020
GSEs open door to buying some mortgages in forbearance
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the Federal Housing Finance Agency’s announcement that Fannie Mae and Freddie Mac will now begin buying some mortgages that are in forbearance. Citing the need to keep the mortgage market “working for current and future homeowners during these challenging times,” the FHFA announced Wednesday that it is allowing the GSEs to buy loans that go into forbearance within the first month. Under the GSEs’ current policies, Fannie and Freddie do not buy loans in forbearance. But given the unprecedented rise in forbearance due to the coronavirus, today’s action lifts that restriction for a limited period of time and only for mortgages meeting certain eligibility criteria, the FHFA said in a statement. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers the Senate’s approval of additional funding for the nation’s small-business loan program, the FHFA’s home price index , which indicates an uptick in home prices for the month of February, and the Mortgage Bankers Association’s weekly applications survey , which reported a retreat in mortgage application volume last week The Daily Download examines the most captivating articles reported by the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Fannie Mae, Freddie Mac will begin buying some mortgages that are in forbearance Senate approves additional funding for small-business loan program Houses prices gained 5.7% in February, FHFA says Mortgage application volume dipped last week, MBA says
Apr 21, 2020
The FHFA finally announces a solution for servicer liquidity
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the Federal Housing Finance Agency’s move to help mortgage servicers that collect payments on loans backed by Fannie Mae and Freddie Mac. For the last several weeks, the mortgage servicing industry has been crying out for help, lobbying the government to set up a federally backed liquidity facility for servicers to address the rapid rise in forbearance due to the coronavirus. Rather than setting up a liquidity facility , which would help servicers cover the principal and interest payments they are required to send investors on loans that are in forbearance, the FHFA is changing Fannie and Freddie’s policies to limit the number of payments servicers will be required to make. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers Fannie Mae and Freddie Mac’s decision to delay the mandatory use of the new Uniform Residential Loan Application, a new rule that will allow banks to postpone property appraisals 120 days after a mortgage closes, and a new report from the National Association of Realtors that reveals existing-home sales declined by 8.5% in the month March. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Fannie Mae, Freddie Mac will only require servicers to advance 4 months of payments on loans in forbearance Coronavirus delays new Uniform Residential Loan Application until March 2021 Banks can now postpone some appraisals until 120 days after a mortgage closes Home sales tumbled in March as pandemic hit
Apr 20, 2020
Is there still a spring home-buying season?
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the nation’s ongoing spring home-buying season as data indicates an uptick in demand despite COVID-19 pessimism. In an article written by HousingWire’s Phil Hall, several housing industry experts question doom-and-gloom forecasts, pointing to continued activity in the mortgage space. One, in particular, Paul Buege, president of Inlanta Mortgage in Pewaukee, Wisconsin, observed that the crisis is having “an impact on some of the first-time homebuyers that are in the lower credit spectrum." He also pointed out that those most impacted by current economic mayhem are not driving the market and have pretty much pulled themselves out of the spring home-buying season for the moment. Following the main story, HousingWire Digital Producer Alcynna Lloyd covers Black Knight’s recent forbearance data that indicates nearly 3 million American borrowers are already in forbearance, Realtor.com’s new online feature that allows potential homebuyers to virtually tour homes and a pledge from three of the nation’s biggest credit reporting agencies to provide consumers with free credit reports once a week for the next year. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Homebuyers still shopping despite coronavirus-fueled pessimism Nearly 3 million borrowers are already in forbearance com launches Livestream Open Houses Free credit reports are now available for everyone, every week
Apr 17, 2020
The industry’s fight to save the Paycheck Protection Program
In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the mortgage industry’s determination to revive the Paycheck Protection Program, a landmark piece of the CARES Act designed to help small businesses continue functioning while the coronavirus has the country shut down. On Thursday morning, the federal government’s rescue program ceased accepting new applications, leaving countless businesses without an alternative to secure funding to continue paying their employees. The Paycheck Protection Program provided nearly $350 billion to help small businesses, but just over two weeks after lenders were first able to accept loan requests, the Small Business Administration said the program’s funding has been exhausted. Following the main story, HousingWire Digital Producer Alcynna Lloyd touches on a new call from a housing and civil rights coalition that includes the CEO of Mountain Lake Consulting and former Mortgage Bankers Association chief executive David Stevens, along with national and regional civil rights organizations and minority-focused real estate trade associations like the NAACP, the Asian American Real Estate Association and the National Association of Hispanic Real Estate Professionals. The groups came together to push for the creation of a federal liquidity facility for U.S. mortgage servicers. Additionally, Lloyd covers a new survey published by the National Association of Realtors, which details the housing market’s evaporation of homebuyer interest, and JP Morgan Chase’s temporary pausing of home equity lines of credit. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. Check back next week for updates on the Paycheck Protection Program and the latest pulse on the top news stories. HousingWire articles covered in this episode: Industry goes to battle to revive small business rescue program Housing and civil rights coalition demands federal liquidity facility for servicers NAR survey details evaporation of homebuyer interest Chase stops accepting HELOC applications
Apr 16, 2020
The pressure to create a servicing liquidity facility heats up
In today’s Daily Download episode, HousingWire HW+ Managing Editor Brena Nath discusses a new push by the nation’s top Democrats and banking regulators to aid the housing industry’s struggling mortgage servicers. This week, House Financial Services Committee Chair Rep. Maxine Waters, D-CA, and Sen. Sherrod Brown, D-OH, the ranking member on the Senate Committee on Banking, Housing and Urban Affairs, along with the state banking regulators in all 50 states, sent a letter to Department of the Treasury Secretary Steve Mnuchin and Chair Jerome Powell, pressing them to help mortgage servicers. Following Nath, HousingWire Digital Producer Alcynna Lloyd touches on U.S. Census Bureau and Department of Housing and Urban Development data that indicates U.S. housing starts plummeted to a 36 year-low in March, Freddie Mac’s weekly Primary Mortgage Market Survey that reveals mortgage rates have now averaged 3 basis points above an all-time low, and Labor Department data that reports another jump in the nation’s unemployment claims. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Top Democrats, state banking regulators now also pushing government to help struggling mortgage servicers Housing starts post the biggest monthly drop in 36 years Average mortgage rate is 3 basis points from all-time low Jobless claims topped 5 million last week
Apr 15, 2020
Appraisals take center stage in creating emergency relief
In today’s Daily Download episode, HousingWire HW+ Managing Editor Brena Nath discusses newly announced rules from federal banking regulators, which will allow banks to delay property appraisals for as many as 120 days after a mortgage closes. On Tuesday, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corp., and the Office of the Comptroller of the Currency announced the rules in hope of extending financing to creditworthy households and businesses impacted by the coronavirus pandemic. Following Nath, HousingWire Digital Producer Alcynna Lloyd touches on Department of the Treasury Secretary Steve Mnuchin’s pledge to make sure the U.S. mortgage market continues to function properly, The Mortgage Bankers Association’s weekly mortgage applications survey that reported an uptick in refinance borrowers , and the National Association of Homebuilders and Wells Fargo’s Housing Market Index, which revealed homebuilder confidence fell to an 8-year low during April. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Banks will soon be able to postpone some appraisals until 120 days after a mortgage closes Mnuchin on mortgage servicing: We’re going to make sure that the market functions properly Refinancing fuels uptick in mortgage applications Homebuilder confidence tumbles to 8-year low
Apr 14, 2020
HUD Secretary Ben Carson answers where housing stands in the pandemic
In the Daily Download episode today, the Secretary of the U.S Department of Housing and Urban Development Ben Carson joins Digital Producer Alcynna Lloyd in an exclusive interview that breaks down the state of U.S. affordable housing, the nation’s lending practices and what HUD and the Federal Housing Administration are doing to address forbearance. Before jumping into the interview, HW+ Managing Editor Brena Nath breaks down the current top stories, which includes the National Association of Realtor's how-to guide on managing work during coronavirus, along with an explanation on why reverse mortgages are getting a second look amid pandemic chaos. During the interview, in reference to the pandemic's impact on the U.S. housing market, Dr. Ben Carson said, "I just really want to emphasize the fact that this too will pass and the impact of it is also going to go away," he said. "But there's a lot of things that will be changed forever in our society, and what we have to do is make sure that we make the best of this situation." The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. HousingWire articles covered in this episode: Here’s what unemployed Realtors should do next Reverse mortgages get second look amid coronavirus chaos
Apr 13, 2020
Are tighter lending standards the new normal?
The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry, but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. Today, HW+ Managing Editor Brena Nath interviews our own Editor-at-large Kathleen Howley on how lenders are tightening their standards by the hour as some borrowers think they don’t have to pay their mortgage. After the interview, Brena also gives a quick breakdown of the top stories right now, including how one mega bank just increased their down payment requirement to 20% on all new purchase loans. HousingWire articles covered in this episode: Lenders get stricter as some borrowers think they don’t have to pay It may be harder to get a mortgage after coronavirus crisis ends, Calabria says Chase now requires 700 FICO score, 20% down payment to buy a home
Apr 10, 2020
The Fed is keeping its eyes on mortgage servicers
The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. Today, HW+ Managing Editor Brena Nath covers why Federal Reserve Chairman Jerome Powell is urging caution in reopening the U.S. economy. Digital Producer Alcynna Lloyd discusses the latest mortgage credit availability report, The National Association of Realtors' recent housing survey, which confirms growing concern over the spring housing market, and a CEO's determination to keep all of his staff employed during this economic downturn. HousingWire articles covered in this episode: Fed chairman urges caution on reopening economy Mortgage credit availability tumbles to 5-year low NAR survey affirms concern over spring housing market slowdown UWM CEO Mat Ishbia promises no layoffs during coronavirus slowdown
Apr 9, 2020
The Industry responds to FHFA Director Mark Calabria's views on mortgage servicing
The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. Today, HousingWire’s Community Editor Brena Nath covers the Mortgage Bankers Association’s response to Federal Housing Finance Agency Director Mark Calabria’s recent comments , regarding the FHFA not making any servicer liquidity available. According to the MBA, Calabria is sending a troubling message to U.S. borrowers, lenders, and the mortgage market at large. Digital Producer Alcynna Lloyd also discusses Calabria’s recent call out to observers calling forbearance a “mortgage holiday”, the bipartisan Senate push to create a liquidity facility for U.S. mortgage servicers and why the Federal Reserve believes the COVID-19 pandemic warranted a forceful response . HousingWire articles covered in this episode: MBA “strongly disagrees” with FHFA Director Calabria’s stance on servicing Calabria does not expect widespread delinquencies due to coronavirus Bipartisan Senate push for FSOC to create liquidity facility for servicers COVID-19 pandemic warranted forceful response, Fed says
Apr 8, 2020
FHFA Director Mark Calabria responds to the industry
The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. Today, HousingWire’s Community Editor Brena Nath provides us with an overview touch base on Federal Housing Finance Agency Director Mark Calabria’s recent comments regarding a potential deluge of forbearance requests from borrowers. According to Calabria, the housing finance industry shouldn't expect the FHFA to save any nonbank from failing . Digital Producer Alcynna Lloyd also discusses Calabria’s claim that no liquidity facility is coming for mortgage servicers, the appraisal industry’s lack of representation and a new report that i dentifies which housing markets are likely to be deeply impacted by the coronavirus pandemic.
Apr 7, 2020
Does the industry need a liquidity facility for servicers?
The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward . Hosted by the HW team and produced by Alcynna Lloyd. Today, HousingWire’s Community Editor Brena Nath provides us with an overview on the new dilemma facing U.S. mortgage originators . Digital Producer Alcynna Lloyd also discusses the Federal Housing Finance Agency’s new mortgage relief options, t he mortgage industry’s call for liquidity facility for servicers , and why Washington must act to avoid a mortgage market disaster.