The Fed, Interest Rates, and the Big Mortgage Myth

When the Federal Reserve cuts interest rates, mortgage rates fall… right? NOPE. Don’t let the noise out of Washington, D.C. confuse you about what the Fed actually does. The Federal Reserve plays a massive role in our economy — but it does not set mortgage rates. In this episode, we’ll chat with Brett- who’s my brother, and the Chief Investment Officer at LifeGoal Investments. We break down what ACTUALLY drives the Fed’s decisions, what parts of the economy are impacted, and why mortgage rates barely care what the Fed does. By the end, you’ll understand the mechanics, the misconceptions, and the real levers that move markets.