The LifeGoal Playbook

2d ago

Year-end is the tax planning shot clock. We cover the six critical moves to make before December 31 to optimize your investments, taxes, and cash flow. Portfolio construction matters—but account strategy is what actually compounds your wealth.

Dec 10

When the Federal Reserve cuts interest rates, mortgage rates fall… right? NOPE. Don’t let the noise out of Washington, D.C. confuse you about what the Fed actually does. The Federal Reserve plays a massive role in our economy — but it does not set mortgage rates. In this episode, we’ll chat with Brett- who’s my brother, and the Chief Investment Officer at LifeGoal Investments. We break down what ACTUALLY drives the Fed’s decisions, what parts of the economy are impacted, and why mortgage rates barely care what the Fed does. By the end, you’ll understand the mechanics, the misconceptions, and the real levers that move markets.

Dec 3

On this podcast, we discuss what to do with cash. Cash, money markets, CDs are that warm fuzzy blanket that everyone feels comfortable with- until they realize they’re comfortably losing money- because their yield after tax is less than inflation. And with the Federal Reserve about to cut rates further, it’s only going to get worse. To discuss options for cash, we’ll chat with Brett- who’s my brother, and the Chief Investment Officer at LifeGoal Brett grew up at BlackRock & has investing certificates from Harvard. So if you really want to understand the details of what it takes to design and manage risk in a portfolio, here’s your guy. Enjoy.

Nov 26

In this episode, we break down investment vehicle choice — Individual Stocks vs. Mutual Funds vs. ETFs . This isn’t one of those know-nothing “just buy low-cost ETFs” podcasts. We’re digging into the real stats behind performance, taxes, and the psychological traps investors fall into. And yes… we’re also exposing the nasty secret behind why some advisors knowingly put inferior mutual funds in your account.

Nov 18

In this episode, we take a clear look at the traditional 60/40 portfolio—how it earned its reputation as the foundation of balanced investing, what recent market conditions have revealed about its limitations, and whether it can still play a meaningful role for today’s investors. We also dig into the growing interest in alternative investments, examining the factors driving this shift, the types of assets investors are exploring, and how these strategies aim to complement or replace the classic stock-and-bond mix.