Episodes

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What is a men's retreat? What happens there? Why go to one, and who is it for? I spoke with Owen Marcus, founder of MELD , on my life-changing experience attending my first retreat almost exactly 1 year ago. Owen is a legend in this space - he has worked alongside Peter Levine. Esther Perel has attended his retreats. Owen has been working, training, and organizing men's groups and retreats for over 30 years. Highly recommend listening to this if you've been even remotely curious about the topic – this might be my favorite episode of the year. View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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I chatted with Ian, founder of Seats.aero , on how he grew Seats.aero from a side hobby to an award travel powerhouse with 500K monthly active users and 100K+ paid members in just 3 short years. What was that journey like, and how does it feel to run a multi-million dollar business in your 20s ? Does he still have time to churn? Tune in for answers to these very important questions 😂 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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I'm trying new things this year, so I thought "why not livestream this episode"? So I did. The end 😂 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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I churned a whole bunch of stuff this week and burnt myself out lol (more on that next time), so I'm taking a breather to reflect and explore some root causes for how I feel and live my life today – the seemingly small stressors in my early years that have led to bigger issues like ADHD and CPTSD 🍃 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Catching up on a busy couple weeks of churns. From shutdowns to gold to margin and early black friday deals, this episode has a bit of everything. View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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The leaves are changing and I'm feeling reflective: how did the past year go? What did I learn about myself, the podcast, ketamine, retreats, life (and death)? Maybe grab a nice warm drink and a cozy blanket and take an hour to relax and hang out with me. View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Another jam-packed episode recapping all my churns from the last couple weeks. Between catching a cold and family visiting from the East coast, it's been pretty hectic here but also kinda relaxing laying in bed binging Netflix lol. Glad to finally be (mostly) better though 😌 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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I've caught a cold, so today I'm resharing my absolute FAVORITE episode from the past 4 years. I recorded this back in 2023, and it's still as relevant today (if not more so) as it was then. This is the episode I always recommend to friends, because it's had such a profound impact on my travel, my churns, my life, and I hope it does for yours too. Enjoy! View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Chris and I met up during the inaugural TDC meetup in Denver a few weeks ago, and we recorded a live interview with a small "studio" audience in the Regency Club lounge (pics in shownotes!) View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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After a few hectic weeks, I'm finally back home and catching up on all my churns - opening new Amex and Chase cards, tackling my Citi account lock, eating InKind and Resy credits, applying for HELOCs, dabbling in Costco gold, and much more! View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero ✈️ Use code TDC for 20% of annual Pro memberships (hint: stack with Capital 1 Shopping for an extra 20% cashback 😉) ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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What an insane weekend. My voice is finally back after spending 3 days with 120 churners lol, so I'm hijacking this episode for a deep dive into our very first in-person meetup. What was it like, how was the vibe, what did we do there, how was it planned, should I go next year, and much more! View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero ✈️ Use code TDC for 20% of annual Pro memberships (and receive access to private channels on their discord 😉) ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero ✈️ Use code TDC for 20% of annual Pro memberships (and receive access to private channels on their discord 😉) ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero 🍺☺️ Join their Pro membership for access to private channels on their discord 😉 ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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This week - more free InKind money, Capital 1 Shopping referrals, credit card bonuses including Chase, AmaZing, Ramp, new Amex NLL offers, retirement planning tips, Vanguard vs Boldin, solo 401K loans, new logo contest winners and much more! ▶️ Prior weekly recaps August 1 July 25 July 18 July 11 2025 update (from May) ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more! If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤 (02:36) - Banks (11:31) - Credit Cards (18:39) - Gift Cards (22:27) - Discounts & Freebies (25:32) - December Tally (27:11) - 2024 Tally (45:08) - Census Results (57:43) - Podcast Wrapped (67:41) - Discord Wrapped ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more! (03:20) - Brokerages (05:35) - Credit Cards (15:42) - Banks (28:00) - Gift Cards (43:55) - Discounts & Freebies (54:47) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Finale of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (00:47) - Recap of Prior Episode (02:25) - The Night Before the Judge (05:44) - Breakfasts and Baths (13:08) - Meeting the Judge (18:24) - The Redditor (21:16) - Goodbyes & Good Lucks (27:02) - The Lady in the Elevator (29:53) - The Prosecutor & The Assistant (37:41) - The Paper Round (42:26) - After Jail ------------------ Japanese Jail series - Part 1 Part 2 Part 3 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more! (01:47) - Trip Report (22:42) - Travel News (32:47) - Amex Hacks (39:43) - Banks (45:55) - Brokerages (50:15) - Credit Cards (53:08) - Discounts & Freebies (58:57) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Part 3 of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (00:55) - Recap of Previous Episodes (02:18) - Meeting Megumi (12:53) - Life in Japanese Jail (22:38) - A Day with the Prosecutor (31:00) - Shinigawa Nanaban (40:14) - Ups and Downs Japanese Jail series - Part 1 Part 2 Part 4 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more! (03:25) - Credit Cards (18:54) - Banks (22:04) - Gift Cards (33:00) - Discounts & Freebies (44:28) - Meal Kits (49:07) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it? We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business. 🙏 Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person! 📍 Sat August 17 - New York with Point.me NY Telegram 📍 Sat August 24 - Los Angeles with Churning LAX Telegram 📍 Sat August 31 - San Francisco with Bay Area Churning Discord 📍 Sat September 14 - St Louis with STL Butter Telegram For more information, check out the full events page ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions 👽👉, Bank of America deep-dive, free Chick-fil-A, and much more! (08:22) - Credit Cards (21:21) - Brokerages (28:05) - Banks (39:42) - Discounts & Freebies (47:15) - Meal Kits (51:25) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Part 2 of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (02:51) - The Police (10:00) - The Contract (14:15) - The Jail (18:11) - Meeting Yonban (26:37) - Breaking the Ice (33:03) - Stuck in The System (37:21) - Charades (47:21) - Jail at Night (52:40) - Message in a Bottle Japanese Jail series - Part 1 Part 3 Part 4 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more! (02:29) - Credit Cards (22:30) - Banks & Brokerages (29:40) - Discounts & Freebies (41:59) - Meal Kits (45:34) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (02:12) - The Snowboarding Trip (05:45) - The Accident (10:36) - The Father (18:13) - The Arrest (30:02) - The Interrogation (33:12) - The Lawyer Japanese Jail series - Part 2 Part 3 Part 4 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more! (06:34) - Credit Cards (30:34) - Banks (32:58) - Brokerages (36:35) - Meal Kits (38:01) - Discounts & Freebies (58:21) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more! (01:39) - Podcasts (06:49) - Credit Cards (16:23) - Brokerages (18:34) - Banks (20:38) - Meal Kits (23:45) - Cell Phones (28:05) - Discounts & Freebies (41:42) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less. (09:42) - Basic Concept (15:51) - Post Retirement Glidepaths (31:32) - Pre Retirement Glidepaths (48:23) - How To Implement (58:50) - Caveats & Thoughts ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more! (02:16) - Travel News (09:23) - Brokerages (19:58) - Credit Cards (37:24) - Banks (39:00) - Meal Kits (41:45) - Discounts & Freebies (57:13) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process. (07:46) - My workflow (15:47) - Mastering domestic awards (20:39) - Tackling international awards (32:08) - New tools comparison (35:08) - PointsYeah (46:55) - Point.me (50:45) - Seats.aero (53:46) - ExpertFlyer ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more! (02:38) - Travel News & Updates (17:30) - Banks (21:44) - Credit Cards (41:49) - Brokerages (51:16) - Meal Kits (53:12) - Discounts & Freebies (64:39) - Final Tally ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking. (04:02) - ANA 2024 Update (16:22) - New alternative: Japan Airlines (24:44) - Why Cathay Pacific is the best JAL partner (29:47) - More Cathay Pacific Benefits (32:25) - Cathay x JAL Booking Process & Quirks ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more! (00:00) - January Update (05:15) - Credit Cards (23:47) - Brokerages (38:50) - Banks (44:01) - Cellphones (47:46) - Mealkits (52:35) - Final Tally ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement! (06:22) - Credit Cards (15:44) - Banks (21:55) - Brokerages (22:41) - Discounts & Freebies (27:58) - Final Tally (December) (29:07) - End of Year Tally (38:26) - Bonus: Podcast Recap 🤓 ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid. (0:00) - Why Roth IRAs are amazing (7:38) - Roth IRA Basics (10:32) - Roth Conversion Ladders (25:10) - Common Pitfalls & Examples ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deals to get access to the private Discord ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more! (01:45) - News & Updates (ACA Silver Plans) (04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection) (09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh) (25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott) (36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel) (44:03) - Brokerages (MooMoo, WeBull) (45:37) - Final Tally (1,724 + 250K Marriott) (46:26) - Hawaii Trip Report (53:57) - Premier Collection Trip Report ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deal Alerts to get access to private deals & Discord ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful. (0:00) - Intro to churning healthcare (6:40) - How ACA actually works (9:57) - Health plan tiers (11:05) - Subsidy #1: Premium Tax Credit (18:17) - Subsidy #2: Cost Sharing Reduction (26:24) - Churning retirement ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deal Alerts to get access to private deals & Discord ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more! (00:59) - News (RedCard, Wyndham & Vacasa, C1 lounge, Sapphire lounge, BofA Day) (08:48) - Credit Cards (SW, Amex Gold & Plat, Biz Venture X, BofA UCR, CIP) (21:11) - Banks (C1, Ally, Upgrade) (23:07) - Brokerages (Wells Fargo, Robinhood, MooMoo, WeBull) (29:08) - Discounts & Freebies (VZW & Netflix, Clear, QVC, Amex, Lowes, Marriott, Amazon, Starbucks, Chipotle) (40:31) - Final Tally ($4,180 + 270K UR) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deal Alerts to get access to private deals & Discord ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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Where to find them and which ones to join, how taxes work, what a typical order flow looks like, plus risks and workarounds for avoiding common pitfalls 🤓 (02:58) - Basics of buying groups (04:33) - Why use buying groups (06:44) - Typical order flow (07:39) - Buying group taxes (11:59) - Which buying group to join (13:38) - Why BuyForMeRetail (18:08) - Risks of buying groups (22:38) - Ordering from Amazon (28:08) - Workarounds: ship to home (30:02) - Workarounds: address formatting ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deal Alerts to get access to private deals & Discord chat group ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Airline status matches and Globalist hacks, new bonuses from Morgan Stanley & Chase Inks, BofA app-o-ramas, new iPhone 15 Pros, Rakuten mealkit moneymakers, burger crawls, free peloton water bottles, and much more! (01:43) - News (Prime day, Globalist hacks, Delta fiasco, Churning podcasts) (11:49) - Credit Cards (Brilliant, SW CP, MS Plat, BofA CCR & UCR, CIP, CIU, CIC) (30:41) - Banks (USB, Cap1, Ally, Fidelity, Keypoint, Upgrade, Laurel) (38:10) - Brokerages (MooMoo) (39:35) - Cell Phones (Verizon, iPhone 15 Pro) (46:22) - Meal Kits (Rakuten, Daily Harvest) (50:05) - Discounts & Freebies (Dell, Petsmart, McD, Wendys, BK, Costco, Peloton) (57:03) - Final Tally ($2,988 + 300K UR + 150K MR) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deal Alerts to get access to private deals & Discord chat group ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Deep-dive into the unique features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses. (3:54) - Ally $200 checking bonus (4:45) - Ally savings account (6:16) - Ally transfer limits & volume 🚀 (7:40) - Ally scheduling & automation (9:17) - Ally same-day ACH transfers (12:19) - Ally quirks (13:30) - Fidelity $100 bonus (14:12) - Fidelity Bloom $135 bonus (15:02) - Fidelity Cash Management Account (17:55) - Fidelity CMA vs Brokerage (21:03) - Super fast account opening 🕺 (22:32) - ACATS stocks into Fidelity (24:27) - ACATS stocks out of Fidelity (28:47) - Fidelity P2 stock transfers (30:18) - Fidelity zero-fee index funds (33:07) - Fidelity free HSA (33:37) - Fidelity vs Vanguard (35:11) - Fidelity subreddit 🤯 ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more! (00:34) - Intro (03:52) - Credit Cards (Marriot 5N, P3, CIP, BFMR) (13:33) - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds) (22:36) - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo) (31:23) - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs) (36:55) - Final tally ($7,835 + 40K points) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program. (00:34) - Kroger overview (06:28) - How the Fuel Points program works (10:37) - Casual shopper usage (13:57) - Higher volume usage ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Join Deal Alerts to get notified of sensitive deals + access to the private Discord chat group

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By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more! (1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom) (8:07) - Credit Cards (Ink Preferred, IHG) (12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save) (22:36) - Brokerages (MooMoo, UNest) (27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon) (32:23) - Final tally ($1,410 + 195K Points) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Join Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more! (1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco) (10:57) - Brokerages (MooMoo, UNest) (18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds) (24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott) (33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon) (36:13) - Final tally ($1,410 + 195K Points) (36:57) - Deal Alerts beta 🔒 ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins? (0:00) - Why ask for more? (5:06) - Attitude & Approach (7:58) - Four types of people (12:43) - The Goldilocks Zone (14:13) - Four magic words (20:56) - How to push one extra step (26:11) - When to escalate (28:48) - Recognize openings (31:14) - Get your reps in ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more! (3:04) - Award travel (Bonvoy Hawaii) (8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL) (10:31) - Banks (US Bank Biz, Oxygen, Laurel) (15:43) - Parking Cash (I-Bonds, Juno, Public) (19:48) - Brokerages (Fidelity, Wells Fargo, Interactive Brokers) (31:31) - Hacks / Discounts / Freebies (Petsmart, Rakuten, Amazon, Bud) (35:36) - News (Redcards, Daily Getaways) (38:48) - Final tally ($2,660 + 250K Marriott) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon. (2:11) - Wells Fargo / Vanguard saga (11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo) (16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel) (21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture) (28:06) - Freebies & Discounts (Target, Amazon, Southwest) (31:04) - Mealkits (HelloFresh, EveryPlate) (33:47) - Final tally ($1,060 + 219K UR) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more! (1:52) - Banks (Huntington, Live Oak, Laurel Road, DCU, Wells Fargo, US Bank) (9:25) - Brokerages (Moomoo Invest) (12:17) - Credit cards (Chase Inks, IHG) (21:34) - Mealkits (HelloFresh) (23:13) - Cellphones (Mint) (25:11) - Freebies & Discounts (Target, Amazon, Wendy's) (32:59) - Final tally ($3,050 + 394K points) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Kicking off Season 3 with a deep dive into the hidden McDonalds rewards app secret menu, which includes insane deals on Big Macs, large fries, and breakfast sandwiches that can be churned EVERY DAY. Disclaimer: please don't eat McDonalds every day 😶 (1:06) - Podcast update (4:32) - What's up with McDonalds? (7:46) - How their app actually works (11:59) - Secret menu deals 🤯 (14:57) - P1 + P2 workaround ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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End to a massive year, including big bonuses in December from Morgan Stanley and Public, along with a breakdown of all 2022 churns, plus a bonus recap of listener & subscriber stats from the podcast. (2:08) - Credit cards (MS Amex Plat, Chase Inks) (8:28) - Banks (DCU, Laurel, Upgrade) (12:50) - Brokerages (Public) (14:39) - Cellphones (Costco, Mint) (18:12) - Mealkits (Green Chef, HelloFresh) (20:41) - Freebies & Discounts (Peloton, Target, Turbotax, Sugarfina, Chase offers, Doordash, Apple Music, SiriusXM, StudentBeans, Dell, Starbucks) (32:47) - December tally ($3,135 + 416K points) (34:08) - 2022 tally ($32,454 + 981K points) (44:36) - Bonus: Podcast stats 🤓 ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Update on exactly how to open this confusing (but lucrative) card, including new methods involving Preferred Savings accounts, Active Assets Accounts (AAA), CashPlus engagement bonus & fee avoidance, and a walkthrough of two simple options for qualifying 👊😤 (0:00) - What's the deal with this card? (7:11) - tldr: Preferred Savings ftw (9:12) - Active Assets Accounts (AAA) (10:20) - The magic of Preferred Savings (12:31) - Why it's better than Access Investing (14:28) - Preferred Savings vs CashPlus (17:04) - Should I even open a CashPlus? (19:55) - How does AMEX get data from MS? (20:38) - Option 1: Preferred Savings + CashPlus (safest) (23:50) - Option 2: Preferred Savings only (riskier) (25:33) - What we did (riskiest 😁) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Jam-packed episode covering huge bonuses from Huntington, Upgrade and Chase, plus holiday deals & discounts from Amazon, Target, Wayfair, HelloFresh, Green Chef, Visible, Mint and more! (2:29) - Banks (Huntington, Laurel, Amex, Juno, Upgrade) (14:06) - Credit cards (BofA, Venture X, Chase Ink, MS Amex Plat) (19:10) - Black Friday (Liam Neeson x Breadmaker 😤) (26:05) - Discounts & Freebies (Saks, Peacock, Hulu + Disney, Target, Rakuten, Amazon, Wayfair, Starbucks, Peloton) (38:00) - Mealkits (HelloFresh, Blue Apron, Green Chef) (42:03) - Cellphones (Visible, Walmart, Mint) (53:18) - Final tally ($3,880 + 60K Amex) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Full review of Simplifi, an app that's useful not only for personal finance & budgeting, but also for keeping track of all your credit card, brokerage, and bank account churns in one place. (0:00) - Why use Simplifi (2:55) - How Simplifi works (4:22) - Simplifi vs Mint (5:39) - Simplifi vs YNAB (8:57) - Simplifi vs Personal Capital (10:14) - Using Simplifi for churning (21:48) - Simplifi quirks ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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One of the biggest months so far, with massive bonuses from Upgrade & Public, Chase Ink 90K matching, mealkit deals from Home Chef & HelloFresh, plus an (almost) free 55-inch Omni TV on Prime Day. (1:07) - Update on Morgan Stanley (3:51) - Credit cards (Upgrade, Chase, Amex) (12:31) - Banks (Chase, Juno, Laurel) (17:42) - Brokerages (Public) (19:48) - Mealkits (HelloFresh, Home Chef) (23:00) - Freebies (Omni, RedCard, Starbucks, Amazon, TopCashBack) (32:58) - Final tally ($4,687 + 107K MR + 50K UR) ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Full review of this amazing brokerage transfer bonus from the Public stock app, including brokerage churning strategy, partial vs full ACATS transfers, using cash to meet tier requirements, and joint account eligibility. (0:00) - Why this bonus is amazing (4:33) - ACATS transfers 101 (8:38) - Strategy for brokerage bonuses (9:32) - Partial vs full ACATS transfer (10:40) - Buffer for tier qualification (11:38) - Transferring cash via ACATS (13:52) - Joint & individual accounts ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️ Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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All the churns from September, including an easy triple stack bank bonus from Upgrade, MS from Gate City, credit cards from Chase & BofA, plus mealkit deals from Blue Apron & HelloFresh. And new this month, a recap of all the freebies – free shake shack burgers, movies, private VPNs and more... whew 😮‍💨. (1:27) - Banks (HMBradley, Gate City, SoFi, Albert, Juno, Upgrade) (16:18) - Credit cards (Wells Fargo, Chase Ink, US Bank, BofA) (20:02) - Brokerages (Interactive Brokers) (22:31) - Mealkits & Cashback (Blue Apron, HelloFresh, Freshly, Ibotta, Rakuten, Honey) (30:16) - Freebies (Shake Shack, Wendy's, Apple TV, Moonage, Starbucks, VPN, Visible) (35:04) - Final tally ($1,824) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com View the live churn tracker for real-time updates on all the churns as they happen. ------------------ ❤️ Enjoy this episode? Forward to a friend and let them know about the show 😊🙏 Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

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Conclusion to the 5-hour car dealership negotiation saga, along with ideas on alternative negotiation strategies that may yield better results, plus tips for your first visit to the car dealership & common pitfalls to avoid. (0:00) - Back at the dealership... (21:53) - The three circles of dealership hell (26:56) - Things we would do differently (27:40) - Alternative strategy #1 (hardball) (29:34) - Alternative strategy #2 (semi-hardball) (31:23) - Alternative strategy #3 (going public) (34:36) - Other tips & thoughts ------------------ Listen to Part 1 of the story: Ep 30 - Carvana vs Dealerships Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August. (0:08) - ⚡️ Churn tracker [beta] (1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking) (9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold) (14:30) - Brokerages (Nadex, Public) (16:44) - Mealkits (Freshly, HelloFresh, Rakuten) (22:55) - Cellphones (Visible, iPhone 14) (26:22) - Final tally ($904) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Comparison of online and in-person options for selling a car, along with a play-by-play of 5 hours spent negotiating a car purchase at a dealership (plus some tricks to watch out for 👀). (1:57) - Online sales (5:36) - Private party marketplaces (8:43) - Issues with selling privately (20:01) - Carvana vs other services (24:38) - Buying a car (then vs now) (34:14) - Art of the scam (41:23) - 5 hours at the dealership... ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market. (1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno) (15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited) (18:17) - Cashback (Capital One VRBO, mealkits offers) (20:57) - Cellphones (Visible) (21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.) (26:42) - Buying a new car (car dealerships... 😬) (36:05) - Final tally ($4,488) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability. (2:06) - Square (9:34) - Chase (14:17) - Wise (25:33) - Astra (29:56) - Brex (31:52) - Melio ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole. (3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz) (10:09) - Brokerages (Nadex) (10:47) - Rakuten (Personal Capital) (14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75) (25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪) (27:50) - Misc (Visible, Stubhub) (28:44) - ANA update (31:26) - Crypto update (Celsius, Voyager) (56:50) - Final tally ($1,028.50) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns! (1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz) (10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington) (38:06) - Brokerages & crypto (Fidelity, Varo, Voyager) (41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal) (51:09) - Cellphones (Visible) (51:41) - Final tally ($3,416 + 106K UR + 25K Cap1) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna. (2:16) - SoFi & Ally @ ~1% (4:40) - HMBradley @ 3% (7:25) - Current @ 4% (8:30) - I-Bonds @ 9.62% (12:15) - Stablecoins 101 (15:08) - What happened with Terra & Luna (21:32) - FTX fiat @ 7.9% (23:58) - Voyager USDC @ 9% (27:32) - Gemini GUSD @ 6.9% (29:26) - Stocks vs crypto (32:22) - Parking $10K vs $100K ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food. (0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current) (27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile) (41:08) - Cellphones (Visible) (42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten) (52:15) - Final tally ($2,400 + all the free foods 😋) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓 (0:00) - Why ANA? (4:52) - ANA booking basics (10:58) - Advanced techniques (20:43) - Other quirks with ANA (32:39) - Booking example #1 (simple) (42:41) - Booking example #2 (complex) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins. (0:54) - Banks (PSECU, Current, Fairwinds, HMB) (5:13) - Gifting treasury bonds (9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD) (16:58) - Brokerages (Feb MS, Stockpile) (21:27) - Credit cards (CIU, Venture X) (27:31) - Cellphones (Costco, Visible) (31:49) - Misc (Cigna, mealkits, Rakuten, Dell) (39:47) - Final tally ($1,245 + $3,300 cashback) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback. (2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington) (25:13) - Bank tally (16 new accounts) (28:40) - Brokerages (Titan, TradeStation) (41:15) - Crypto (high-yield stablecoins, gemini, USDC) (44:47) - Credit cards (Venture X, Hyatt Biz) (45:55) - Mealkits (Daily Harvest, Freshly) (49:23) - Cashback (Rakuten, BeFrugal) (51:08) - Cellphones (Visible BYOD) (55:31) - Final tally ($812) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans. (0:00) - Intro (3:27) - Risk of Ruin ------------------ Risk of Ruin podcast on apple & spotify . ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories. (1:15) - Credit cards (Southwest, Venture X, mealkits) (12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds) (21:29) - Brokerages (Nadex) (23:17) - Cell phones (Visible) (24:15) - Misc (Cigna) (26:40) - Final tally ($1,085) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show. (1:13) - Cell phones (iPhone 13, Boost, Visible) (8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili) (18:37) - Credit cards (SW Performance, Hyatt Biz) (23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers) (28:47) - Brokerages (Nadex) (29:06) - December tally ($647) (29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR) (32:04) - Bonus: podcast recap ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa. (1:11) - Costco $300 BYOD offer (1:44) - T-Mobile $20 Talk & Text only plan (3:17) - Costco $720 BOGO iPhones (5:59) - iPhone Pro Max selling above retail (8:07) - Best Buy's crazy iPhone trade-in values (12:30) - Caution re: Flex Reseller policy (15:11) - Unlock trick using prepaid ATT sim (17:03) - Requesting unlocks from TForce (18:37) - Mistakes I made on the BB deal (22:10) - Swappa rundown (24:49) - BFMR address formatting ideas (27:09) - Visible offer extended (29:10) - $1 Boost mobile SIM cards ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites. (0:37) - Banks (Chase Bus, Lili, Treasury Bonds) (6:38) - Brokerages (Charles Schwab, Nadex) (8:44) - Credit cards (SW Premier) (10:53) - Cell phones (BB, Costco, Visible) (14:45) - Cashback (BeFrugal, Rakuten) (18:52) - Final tally ($2,012) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work. (2:13) - Google Sheet template + sample data (3:48) - Status and Due Date columns (5:13) - Use a reminder app (eg. Google Keep) (7:35) - Autopay and Bonus columns (8:53) - Notes column (9:58) - Bank bonus and LeanFIRE sheets ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Detailed breakdown of October churns across credit cards, bank bonuses, brokerages, and cell phones (plus a bonus Ventana review). (1:59) - Credit cards (Amex BP, SW Performance & Premier) (3:19) - Some thoughts on BGs (8:46) - Chase & holiday season (11:46) - Banks (Key, PNC, Discover) (14:13) - Brokerages (Nadex) (16:03) - Cell phones (Best Buy T-Mobile) (19:49) - T-Mobile workarounds (26:14) - Final Tally ($1,980) (27:51) - Ventana Big Sur (aka churner mecca) ------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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In-depth guide to churning Visible and other MVNOs to qualify for discounted phones and super discounted (even free) monthly plans. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Detailed breakdown of September churning efforts across bank bonuses, brokerages, credit cards and misc categories. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Tips and tricks for maximizing National's amazing Executive status for free upgrades and discounted rentals. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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After 8 years and $25K+ of free flights, some thoughts and tips on securing companion pass for 2022/23. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Detailed breakdown of August churning efforts across credit cards, bank bonuses, brokerages and misc categories. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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After a decade of earning and churning Hyatt status, an in-depth look at maximizing this incredible loyalty program. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Special episode on churning strategies that can help attain and sustain FIRE (financial independence / retire early). ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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In-depth walkthrough of Interactive Brokers $1K stock + $200 cash bonus offer, plus tips for transferring assets over. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Detailed breakdown of the past month's churning efforts across credit cards, bank bonuses and brokerages. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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Is Swagbucks worth your time? Some thoughts and tips on how to approach Swagbucks without losing your mind. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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An amazing tool for bank bonuses, this dives deep into the payroll setup and tax implications of using Square & Gusto. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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After 100+ meals delivered across HelloFresh, Sunbasket, GreenChef and HomeChef, some tips and lessons learned. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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In-depth analysis of HMBradley's unique deposit requirements to help reach and maintain 3% on $100K with less effort. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com