The Property Couch

600 episodes. Thousands of conversations. One incredible community. And if there s one thing we ve learned along the way... Success rarely follows a straight line. Few stories prove that better than John McGrath s. A 95/500 HSC. A football career ended by a doctor s verdict, and a pivot that led to one of Australia s most recognisable property empires. For our 600th milestone, we went big. Ben sits down with John McGrath and Tom Panos: two of the most trusted voices in Australian real estate, for a conversation that s equal parts origin story, market reality check and a few things the government probably doesn t want said out loud. They cover John s remarkable rise, the mindset and habits that built an empire, and a no-holds-barred breakdown of the Federal Budget changes: what do they actually mean for the younger generation and first-home buyers already struggling to get onto the property ladder? FREE STUFF MENTIONED📊 NEW: Negative Gearing Calculator The rules have changed but your strategy doesn t have to suffer. Run your numbers, compare the old vs new settings side-by-side, and see exactly what the budget changes mean for your cashflow and portfolio inside the web version of Moorr.  👉 Knowledge is power. Use it.  🧠 Take The Property Couch Quiz  We ve launched a brand-new website designed to help you cut through 600+ episodes and find the content most relevant to your property journey. 👉 Complete the quiz and tailor your experience 📅 Book A Pre-EOFY Tax Planning Chat  June 30 doesn t wait for anyone. If you re still thinking I ll get to it soon , soon is now. Get ahead of the end-of-financial-year rush, access our free resources, and make sure you re not leaving money on the table when the clock runs out. 👉 Find out more!  LISTEN TO THE FIRST 20 EPISODES HERE MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

You’ve saved the deposit. You’ve done the hard yards. You’re ready to get into the property market. But then comes the big question: Will the bank actually lend you the money?As Bryce and Ben explain in this Throwback Tuesday episode, a strong deposit is a great start, but it’s only one part of the picture. For the original episode, tune in here: Episode 88 | Q&A – Investing in Newly Developed Areas, Getting into the Property Market, Career as a Buyers Agent and more.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In this Friday Fundamentals episode, Ben and Polly unpack one of the most important investing skills you can build:Critical Thinking.The conversation centres on the growing number of “guaranteed return” propositions showing up in property investing — and why those promises should always be challenged.From guaranteed rent to guaranteed growth, they break down why the real issue isn’t just the headline offer, but the downside risk that often gets ignored.If a property underperforms, loses value, or leaves you with reduced flexibility, a small guarantee may not come close to covering the real cost.This episode explores the questions every investor should ask, the red flags to watch for, and why thinking critically before you sign anything is one of the most important habits you can build.Got a question or a something you wish you knew earlier?Send it through here 👉 https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

You found the property. You've secured finance. You've survived inspections...Now comes the paperwork that can make (or break) the deal.In Part 3 of our Buying a Home series, Ben is joined by Nicole Faid and Kirsty “KD” Dunphey to unpack the legal side of buying property, and reveal the hidden risks buyers often don't discover until it's too late.Inside: ✔️ Why "submitting an offer" may already legally bind you✔️ The clauses Nicole NEVER buys without✔️ Subject-to-finance and building & pest traps explained✔️ Why cheap contract reviews can cost you later✔️ Settlement surprises most buyers never budget for✔️ The red flags hidden inside contracts and apartmentsThis wraps up our Buying a Home mini-series:🏠 593 | Borrowing, Deposits & Pre-Approval (Buying a Home | Part 1)🔎 595 | Building Inspections, Hidden Defects & A Risky Govt Proposal (Buying a Home | Part 2) – Chat with Paul Baker & Myles ClarkFree Stuff Mentioned📊 Free Property & Suburb ReportsWant to see what tax reforms and market shifts could mean for demand in your area? Access free suburb reports, including demand and supply insights through Moorr.  👉 Get the latest insights now 🌐 Explore The New Property Couch WebsiteWe've launched a brand-new website designed to help you cut through 600+ episodes and find the content most relevant to your property journey. 👉 Complete the quiz and tailor your experience 📅 Book A Free Tax Planning ChatBefore 30 June rolls around, now's the time to think tax planning, especially if you own investment properties.  👉 Book a free 15-minute chat with the team.Find out more about Nicole & Accord Conveyancing, or listen to her other TPC episodes here. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a

Building new often gets a bad rap when we’re talking about property. But what if you’re not building purely for investment?In this Throwback Tuesday episode, Bryce and Ben unpack when building new actually makes sense and what to consider before choosing land, location and design for your future family home.For the original episode, tune in here: Episode 259 | Q&A: A Tax-Saving Hack For An Offset Account, The Simplest Way to Keep Track of Your Properties and How To Distinguish “Emotional Value” from “Property Value”.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In this Friday Fundamentals episode, Ben is joined by building inspector Paul Baker to unpack one of the most common causes of property damage:Water.It comes from everywhere — leaking gutters, under-slab plumbing issues, failed waterproofing, cracked grout, balconies, bathrooms, and more.And according to Paul, it’s behind the vast majority of the issues he sees in homes.This conversation breaks down why water causes so much damage, what warning signs buyers and owners should look out for, and why some “small” issues can turn into very expensive repairs if they’re ignored.If you’re buying, selling, renovating, or maintaining a property, this is a practical episode with real value.Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Negative gearing reforms. Capital gains tax changes. Trust adjustments. Housing affordability measures. Productivity promises. Beyond the latest Federal Budget headlines… what are the real consequences? This week, Ben is joined by David Robertson, Chief Economist, Head of Economic and Markets Research at Bendigo and Adelaide Bank, and Evan Lucas, Market Commentator, to unpack one of the most ambitious (and controversial) budgets in decades. Together they explore: 💰 What tax reform could mean for investors 📉 Will borrowing power and investor behaviour change? 📊 Could this create a two-tier property market? 🤖 Why AI and productivity may become Australia's next growth story Plus: the unintended consequences nobody seems to be talking about... It’s a sharp look into where Australia’s economy is heading with these tsunami reforms.  Tune in now!  FREE STUFF MENTIONED(FREE WEBINAR) Property Prices After Tax Reform: Fact vs Fiction With major changes to negative gearing and capital gains tax now on the table, what does this mean for property prices, investors, first-home buyers and renters? Join Ben LIVE as he cuts through the headlines to unpack the potential winners, losers and unintended consequences shaping Australia’s property market. 🗓 Tuesday, 26th May ⏰ 7:30pm AEST 👉 Register Free Here Mortgage Hacks Video Series Cashflow feeling tight? Ben’s got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month.  👉 Listen now! Listen Evan’s Podcast: Exchanges with Evan Lucas Missed our thoughts on the 2026 Federal Budget? Listen to 597 | Federal Budget 2026: Are YOU a Winner or Loser? (Property Edition) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - <a

Ben Kingsley sits down with Senator Andrew Bragg, Liberal Senator and Shadow Minister for Housing and Homelessness, for a wide-ranging conversation on the future of housing, tax reform, productivity and Australia’s economic direction.In this special interview, they unpack the proposed changes to negative gearing and capital gains tax, the growing challenge of housing affordability, construction bottlenecks, energy policy, lending restrictions and what all of this could mean for everyday Australians trying to build wealth through property.They also explore whether Australia’s housing crisis is really a supply issue, how productivity and red tape are impacting new home construction, and why borrowing capacity rules may be creating unintended consequences across the property market. Plus, Ben asks the big question many investors are wondering right now: Will the proposed tax reforms actually improve affordability… or could they create a two-tier property market? If you want a deeper understanding of the policy debate shaping Australia’s property market, this is an episode you won’t want to miss.  Free Stuff MentionedRegister for our upcoming webinar: Property Prices After Tax Reform: Fact vs Fiction 👇https://thepropertycouch.com.au/registernow  Timestamps 00:00 – Introducing Senator Andrew Bragg00:59 – Early life, money lessons and investing03:30 – What Did the Budget Get Right?04:16 – Shovel-ready housing and infrastructure05:19 – Housing supply, migration and skills shortages06:45 – Redistribution vs aspiration08:31 – Productivity and building more homes11:15 – Could a Simpler Building Code Help Build More Homes?13:52 – Modular homes, tiny homes and cheaper builds16:10 – Will banks finance alternative housing?17:58 – Lending rules, APRA and borrowing capacity18:31 – Investors competing with first home buyers22:20 – How Do We Fix Australia’s Energy Problem?25:09 – AI, data centres and economic growth26:46 – Negative gearing and CGT changes28:38 – Will the reforms help first home buyers?30:40 – Could this create a two-tier property market?31:04 – Housing fairness or revenue raising?33:20 – Negative gearing as a “moment in time”34:14 – Who really gets locked out?36:19 – Capital gains tax and younger Australians39:55 – Quick-fire housing questions40:50 – One housing reform to pass immediately42:06 – Ben’s final reflections43:45 – Upcoming webinar: Property Prices After Tax ReformLISTEN TO THE FIRST 20 EPISODES HERE >><br

In this Friday Fundamentals episode, Ben is joined by Evan Lucas to unpack a bold policy idea for first home buyers.Evan’s hill to die on?Australia should use a super-like system to help people save for their first home deposit.Instead of relying on grants, 5% deposit schemes, or capped first home buyer programmes, he argues that the super infrastructure already exists and could be used much more effectively to help people build real deposit savings from the moment they enter the workforce.The conversation explores how the model could work, why saving a deposit remains one of the biggest barriers to home ownership, and the pros and cons of linking long-term retirement savings with first home access.It’s a big idea — and one that’s guaranteed to spark opinions.What do you think? Got your own hill to die on? Send it through here: https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The 2026 Federal Budget just changed the property landscape... and not in the ways most people expected.Recorded the day after the announcement, this special emergency episode brings Bryce back to the couch with Ben for an unfiltered, fast-thinking breakdown of what actually happened and what it means for property investors.Negative gearing has changed. CGT treatment has shifted. Regional markets are exposed. And as Bryce puts it: "Location now does 90% of the heavy lifting."In this episode, they unpack:The unintended consequences already taking shapeWhat these changes actually mean for investors (beyond the headlines)Whether affordability for first-home buyers will genuinely improveWhy rents could rise further (not fall)Which markets are most at risk right nowAnd the clear-headed question every investor should be asking: what do I do next?This is just the start of our Budget analysis. Deeper economic unpacking is coming in future episodes but if you want to understand the lay of the land before the dust settles, start here.FREE STUFF MENTIONED(FREE WEBINAR) Property Prices After Tax Reform: Fact vs FictionThe Federal Budget has landed… and with it, major changes to negative gearing and capital gains tax, but what does this actually mean for property investors? In this LIVE webinar, Ben uncovers what this means for property prices, investors, first-home buyers and renters across Australia.  🗓 Tuesday, 26th May ⏰ 7:30pm AEST👉 Register Free HereHow To Retire On $3K A Week 📘 The evergreen investing framework Ben & Bryce reference throughout this episode. Learn the long-term principles behind building financial peace through property and money management. 👉 Get Your Free Copy TodayLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armcha

TPC Gold has a new name… say hello to Throwback Tuesdays 👋Same timeless property investing insights from the archives, just with a fresh new label. In this one, former FBI hostage negotiator Chris Voss explains why silence creates uncertainty… and uncertainty creates anxiety.Bryce, Ben and Chris unpack how regular communication builds trust, why even “there’s no update yet” can be reassuring, and how these lessons apply to property, business and everyday negotiations.For the original episode, tune in here: Episode 457 | FBI Hostage Negotiation Masterclass on Why You Should Never Split the Difference.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to The Hill I’ll Die On, our Friday mini-series where we unpack big questions from the community.This week, Shane and Luke tackle a topic that sparks plenty of debate:Is it actually harder for young people to buy property today — and is it someone else’s responsibility to fix it?They explore the gap between income and property prices, the impact of changing economic conditions, and why expectations around first home ownership may need to shift.At the same time, they discuss the importance of starting somewhere, making compromises, and focusing on what’s achievable rather than ideal.It’s a balanced, honest conversation that cuts through the noise and gets to the heart of what matters for first home buyers today.Content mentioned in this episode here 👉 593 | How to Buy a Home (The Right Way) - Part 1Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What if the biggest property mistake isn’t what you buy… but what you do next?In our latest Q and did we mention it's free? 👉 Harness the latest money management tools and systems🎙️ Regional Property Webinar.We've got a follow-up webinar dropping post-Federal Budget. Watch this space...LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - <a href='https://www.makemoneysimpleagain.com.au/?utm_source=buzzs

The RBA just hiked again... and this time it wasn't even close. Eight members voted to raise the cash rate to 4.35%. Only one dissented. Ben Kingsley and economist Evan Lucas break down what the 8-1 vote really signals, why the RBA's own forecasts should worry you, and what Ben means when he says "winter is coming for the Australian economy." 💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000?In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists.With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property.But timing is everything — and missing this window could mean leaving money on the table.If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past.Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/⏱️TIMESTAMPS00:00 – The $662/month HECS hack explained00:28 – Why this strategy is time-sensitive00:56 – Real example: $120K income + HECS debt02:51 – How indexation impacts your debt04:09 – Unlocking $662 in monthly cash flow05:00 – Boosting borrowing power by $80K–$100K06:08 – Why you must act before June 107:39 – Key takeaways and next steps#ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussiePropertyLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

A $700 inspection could save you $70,000.In Part 2 of our How to Buy a Home series, Ben is joined by leading building inspectors Paul Baker and Miles Clark to unpack one of the most overlooked and financially risky parts of buying property: building and pest inspections.You’ll learn:✔️ What a good inspection should (and shouldn’t) cover✔️ How to interpret “major defects” without panicking✔️ The red flags inspectors look for in older homes✔️ How to choose the right inspector (and avoid costly mistakes)✔️ Why Victoria’s proposed pre-purchase inspection reforms could have unintended consequences for buyers=Plus, we unpack a controversial proposal that could make vendor-supplied building reports mandatory… and why many in the industry are sounding the alarm.🎧 Listen now.FREE STUFF MENTIONEDCatch Up On Part 1 of the Buying a Home Series 🎧Missed Episode 593 on borrowing, search strategy and buying decisions? Start there.Victorian Petition on Rental Reform ✍ (CLOSES 1 MAY) Support the petition discussed in the episode: Victorian Parliament Petition (VIC residents only)Change.org Petition (open to all)Find a Qualified Building Inspector 🔍Learn more about credentials and due diligence through the Victorian Association of Home Inspectors and trusted inspection providers. Find out more about Paul & Myles: 👉 Inside Out Property Inspections (Paul Baker)👉 Aus Property Reports (Myles Clark)Read the REIV's "A Blueprint for Marketing of Residential Real Estate in Victoria” (what kickstarted Victoria’s new inspection proposal) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How

🔥 THE HILL I’LL DIE ON 🔥 Welcome back to The Hill I’ll Die On, our Friday mini-series where industry experts share the one belief they stand firmly behind.This week, Ben is joined by Nerida Conisbee, Chief Economist at Ray White, to unpack a key issue in today’s housing debate:Investors provide rental housing.Nerida explains why this often-overlooked reality plays a critical role in the property market — and what happens when investor participation declines.The conversation explores rental supply, affordability pressures, policy impacts, and the importance of maintaining a steady pipeline of rental accommodation.If you’re trying to make sense of rising rents and the broader housing conversation, this episode provides valuable context.Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Property management has changed… but not in the way most investors realise.In Episode 594, we put the spotlight on one of the most overlooked (and misunderstood) parts of real estate: property management.Joined by experts in the property management field, we’ve got Phil Tarrant, CEO of Managed and host of the Smart Property Investment Show, and Corinne Bohan, Director of Image Property.Together, they dive into the growing complexity of the industry from rising regulation and tenant expectations to the emotional pressure placed on property managers in today’s market.Listen now! P.S. 📌 Sign the Petition (URGENT – closes next week on 1 May):Victorian Parliament Petition (VIC residents only) >>Change.org Petition (open to all) >> Plus, don’t miss the bonus episode where Ben (as the Chair of PICA) sits down with Dan Yeats, the investor at the heart of this petition, to unpack what went wrong, question the system, and what needs to change. Free Stuff MentionedFREE WEBINAR: Your Essential Property Market Update Ahead of one of the most groundbreaking Federal Budgets, we’re sitting down to uncover what’s really happening in today’s market and what to focus on next...without the noise. 👉 Register for the webinar now >> 💰 6 Ways to Improve Your Household Budget Looking to free up extra money in your household budget? We’ve got you. In our latest mini-series, Ben shares how to find hundreds of dollars in your budget (with and without refinancing) 👉 Watch our latest mini-series now LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing</

📌 Sign the Petition (URGENT – closes next week on 1 May): Victorian Parliament Petition (VIC residents only): https://www.parliament.vic.gov.au/get-involved/petitions/improve-the-efficiency-and-fairness-of-the-residential-tenancies-list/Change.org Petition (open to all): https://c.org/CjQx88vrbTThis is not a typical Property Couch episode.In this urgent and important conversation, Ben steps in as Chair of the Property Investors Council of Australia (PICA) to unpack a real-life case that highlights what can happen when the balance between landlord and tenant rights breaks down.After seeing a confronting story in the media, Ben sits down with investor Dan Yeats to hear firsthand what unfolded — a 13-month ordeal involving unpaid rent, repeated tribunal delays, and a property left in devastating condition.But this isn’t just about one story. It raises bigger questions about the system, the unintended consequences of legislation, and what needs to change moving forward.With a key petition closing next week, this episode is a call to understand the issue — and take action if you feel strongly about it.⏱️ Timestamps:01:03 – The real-life case that sparked national media coverage02:03 – Inside the property: what went wrong03:17 – The VCAT process and repeated delays04:06 – Financial and emotional toll on the investor07:06 – 13-month timeline: how it unfolded10:07 – The legislation changes and imbalance explained14:26 – What needs to change in the system19:22 – The push for reform and starting the petition21:15 – Why this petition matters right now23:20 – The personal toll: family, work, and stress25:12 – Broader impact on the Victorian property market27:21 – System breakdown: where it’s failing29:34 – Lessons learned: insurance and due diligence32:44 – Final message + how you can helpFinal Note:If this story resonates with you — whether you’re an investor, renter, or simply someone who believes in fair and balanced systems — now is the time to make your voice heard.The Victorian petition closes soon, so don’t leave it too late.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      <

Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind.This week, economist Evan Lucas joins Ben Kingsley to tackle a big topic:Personal income tax.Evan argues that Australia’s current tax system places too much pressure on income earners and may be discouraging aspiration and productivity.He explains how bracket creep, tax thresholds, and behavioural responses all play a role in shaping how people work, invest, and structure their finances.The conversation also explores what a more balanced tax system could look like — one that supports both fairness and incentive.If you’ve ever questioned how much tax is too much, this episode is worth your time.Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What if the best time to buy your first home… is when everyone else is hesitating?With rising interest rates, higher living costs and shifting market sentiment, many would assume it’s the worst time to enter the property market.But here’s the twist: It might actually be one of the most important times to get your strategy right.Welcome to Part 1 of our 3-part mini-series on how to buy a home, where we break down the foundations every first-time buyer needs before they even start looking at properties.Ben is joined by Couch Crew members Luke Oxenham (mortgage broker extraordinaire helping Aussies navigate lending every day) and Shane Pope (buyer’s agent on the ground negotiating deals) to unpack the critical first steps that can make or break your journey.In this episode, you’ll learn:The difference between borrowing power and true affordabilityWhy a 20% deposit isn’t always necessary (and what your options are)The hidden costs most buyers forget to budget forWhy not all pre-approvals are created equalHow lenders actually assess your application (and what can trip you up)Listen now 😊Free Stuff MentionedMoorr: Your Free Money Management Tool 📊Take control of your money, track your spending and uncover your surplus — all in one place.👉 Join the 2026 Surplus Challenge 📱 Download Moorr (iOS & Android): Access 100+ Resources in Moorr’s MyKNOWLEDGE (On buying your first home, structuring your finances & building long-term wealth) Property Outlook Webinar (April 28) 📈 A deep dive into market shifts, rising rates and what it means for buyers. 👉 Register now6-Part Money-Saving Series (Mortgage Focus) 💡 Learn how to find those much-needed extra dollars per month in your household budget. 👉 Starting listening LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - <a href='h

A listener asked a question many property investors quietly worry about: “We’ve bought a lemon… should we sell and move on, or hold?”  It’s a tough spot to be in. In this bonus snippet, Bryce and Ben unpack how to determine whether a property is truly a “lemon” — and more importantly whether to cut your losses or stay the course. For the original episode, tune in here: Episode 253 | Top Tips for First Home Buyers.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind. This week, tax expert Danish joins Ben Kingsley with a clear message: Don’t DIY your tax return. Especially when it comes to capital gains tax. Dinesh explains how many property investors miss key deductions, overlook important costs, and end up paying more tax than they need to. From stamp duty to holding costs, he breaks down what’s commonly missed — and why having a professional review your position can make a significant difference. In fact, in one recent case, a client saved over $10,000 simply by having their tax properly reviewed. If you’ve had a capital gains event in the last couple of years, this is an episode worth listening to. Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/ ⏱️ TIMESTAMPS 00:32 – Meet Danish: Property Tax Specialist 01:27 – The Hill: Don’t DIY Your Tax Return 02:23 – Why Capital Gains Tax Gets Missed 03:30 – Real Example: Missed Deductions 05:03 – 99% of People Miss This 05:30 – $10,500 Tax Saving Case Study 06:34 – Why DIY Tax Is Risky 07:02 – Holding Costs Explained 07:29 – Why Record Keeping Matters 08:23 – Hidden Costs You Can Claim 09:33 – Final Advice: Get It Vetted LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What happens when you pay a property deposit in cash… then reimburse yourself from borrowed funds later? 💸Are buyer’s agent fees tax-deductible? 🧾Can you still claim deductions on a holiday home if you use it during peak season? 🏡And just how far can you trust AI when it comes to tax advice? 🤖In this week’s jam-packed episode, Ben is joined by Julia Hartman, an old friend of the couch and Property Tax Guru, and Danish Ahmed, Empower Wealth’s Senior Tax Advisor. Julia is also the Founder of BAN TACs, a co-operative of Accountants that has been helping thousands of Australians navigate the world of tax since 1992.Together, they unpack some of the most common (and costly) tax mistakes property investors make, from understanding debt purpose vs debt security to the hidden risks of using the wrong funds for a deposit. FREE STUFF MENTIONEDATO Holiday Home Rules 🏡Find out more about the ATO’s proposed changes to holiday home tax treatment or read the official draft ruling here Julia Hartman’s Tax Insights ✍️Dive deeper into property tax strategies and common pitfalls via Julia’s latest blog posts Moorr Platform + MyKNOWLEDGE Hub 📊Download the app today and explore expert tax resources, including Julia Hartman’s insights, inside Moorr’s MyKNOWLEDGE  Empower Wealth Tax Services 🧾Get personalised advice on structuring, deductions and tax strategy 👉 https://thepropertycouch.com.au/taxListen to the full catalogue of Julia Hartman’s episodes!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>

If you’ve ever built a budget, felt good about it… and then completely ignored it a week later — you’re not alone.  The truth is that most budgets don’t fail because the numbers are wrong. They fail because they rely on perfect behaviour in imperfect moments.  For the original episode, tune in here: Episode 337 | The 4 Pillars of Money Health. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind. This week, tax expert Julia Hartman joins Ben Kingsley to tackle a controversial topic: Blaming landlords for the housing crisis. Julia argues that increasing taxes, regulations, and costs for investors may actually reduce rental supply — which can drive rents even higher. In this episode, she unpacks the unintended consequences of policy decisions, the role of market forces, and why some widely accepted solutions may not be solving the problem. It’s a thought-provoking conversation that challenges the current narrative around housing in Australia. Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/ ⏱️ TIMESTAMPS 00:39 – Meet Julia Hartman: Tax Expert 00:54 – The Hill: Stop Blaming Landlords 01:14 – Why Punishing Investors Reduces Supply 02:22 – Rising Costs for Property Investors 03:03 – Are Investors Really “Greedy Hoarders”? 04:02 – What Happens When Rental Supply Drops 05:22 – The Unexpected Idea to Increase Housing Supply 06:12 – Why Tax Settings Discourage Solutions 07:11 – Government Policy vs Market Forces 08:17 – Free Market vs Intervention Debate 10:41 – Final Thoughts: What Needs to Change LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

🏡 What happens when you’re pre-approved… but still not ready to buy?In Episode 591, Ben is joined by Kirsty, and Couch Crew member, Kirsty “KD” Dunphey, who shares her incredibly honest first-home buyer journey.Her story is one many buyers will recognise:Four years pre-approved before purchasingEndless inspections and auction lossesInformation overload from friends and advisorsNavigating buyer’s agents, brokers and market noiseAlong the way, the conversation unpacks some powerful lessons about risk aversion, decision-making, and why buying property is as much psychological as it is financial.Plus, Kirsty shares the one thing she’d do differently if she could start again. If you’re a first-home buyer stuck in analysis paralysis, this episode is for you.  FREE STUFF MENTIONED📊 Moorr Platform (Free Money Management Tool)Take control of your money, track your spending and uncover your surplus: all in one place.👉 Join the Moorr Surplus Challenge📱 Download Moorr (iOS & Android)LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“Would I be crazy to buy a freestanding home in a street full of units and townhouses?”   In this throwback episode, Bryce & Ben answer this question from a first home buyer and explore why the answer isn't a simple yes or no.For the original episode, tune in here: Episode 305 | Chalk & Cheese: The Difference Between The Art & Science of Investing.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to The Hill I’ll Die On, our Friday mini-series inside The Property Couch where members of the Couch Crew share bold money and property opinions they’re willing to stand behind.In this episode, buyer’s advocate Shane Pope joins Ben Kingsley to unpack a powerful truth most sellers and buyers overlook:👉 The real estate agent is the most important part of your property transaction.It’s not just about price.It’s not just about marketing.Shane explains why even the best property on the best street can fail to sell if the wrong agent is running the campaign, and how great agents create momentum, communication, and ultimately… results.You’ll also hear real examples of how agent quality can influence outcomes, how strong operators manage buyers and vendors, and what separates top performers from the rest.If you’re buying or selling, this episode will change how you think about choosing the right agent.Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/👍 Like this video if it helped🔔 Subscribe for weekly insights on property, finance & money management📲 Start your money journey with Moorr: https://moorr.com.au⏱️ TIMESTAMPS00:46 – Meet Shane Pope: Buyer’s Advocate01:36 – The Hill: Why the Agent Matters Most02:08 – The Risk of Inexperienced Agents03:29 – Real Case Study: Buying Below Market Value04:47 – What Great Agents Do Differently06:03 – Can You Overpay for the Right Home?07:30 – Buyer Trade-Offs: Price vs Location vs Property08:50 – What Separates Top Agents from Average Ones11:06 – Marketing vs Pricing: What Really Matters12:55 – Negotiation Tactics That Win DealsLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website

The property market is facing a perfect storm…Global conflict is driving supply shocks.Inflation is creeping back in.Interest rates are rising again.And now… tax reform is back on the table.In this groundbreaking episode, Ben is joined by Ray White Chief Economist Nerida Conisbee and Behavioural Economist Evan Lucas to unpack how these forces are colliding and exactly what it could mean for property prices, investors, and the broader economy.From shifting buyer sentiment to construction cost pressures and the potential changes to capital gains tax and negative gearing, this is one of the most important conversations we’ve had on the future of Australia’s housing market.Free Stuff MentionedFREE Masterclass: How to Retire on $3K a WeekBreaking News Episodes: Are New Capital Gain Tax Reforms Coming? Negative Gearing Changes in May 2026 Federal BudgetLearn more about the Property Investors Council of Australia (PICA)Resources mentioned: ABC News: Home building industry facing COVID-like price spikes due to Middle East warAustralian Financial Review (AFR): Chalmers pledges substantial savings, Treasury predicts 5pc inflationBen’s Interview in the AFR: Melbourne homes rate long-term for investors, just not right nowREIA's: Joint Statement – Independent economic modelling cautions against more tax on housing in the federal budgetGuests & Episodes Mentioned: See the full catalogue of Nerida Consibee’s episodes >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/

When Bryce and Ben first teamed up, they realised that successful property investing isn’t a one-time event... it’s a repeatable process.In this bonus episode, they revisit the five-step framework they created to help investors build sustainable portfolios. They also unpack one of the biggest traps in property investing and explain why headlines and hype often lead to “Frankenstein Portfolios.”For the original episode, tune in here: Episode 543 | How to Fix a Frankenstein Portfolio Before It’s Too Late.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome to Episode 2 of “The Money Stuff We Don’t Talk About”, our Friday mini-series inside The Property Couch. Each week, one member of the Couch Crew shares a bold money stance and unpacks the financial truths most investors don’t talk about. This week, Polly Chu shares the hill she’ll die on: 💵 Cash is king. Having experienced the GFC early in her career, navigated investment banking during volatile markets, and built her own portfolio, Polly understands what happens when liquidity disappears. Her rule of thumb? Three to six months of cash buffer. Minimum. Because when markets turn, cash buys you time. And time protects you from making forced decisions at the worst possible moment. New episode every Friday. Psst. Check out Ep 1 with Ben T on the most transparent way to buy propertyTimestamps  0:00 – Intro1:00 – From KPMG to Investment Banking to Property 2:30 – The Hill: Cash Is King 3:40 – GFC Lessons & Employment Uncertainty 5:10 – When Investors Get Too Aggressive 6:45 – COVID, Easy Credit & Portfolio Unwinding 8:05 – The 3–6 Month Buffer Rule 9:20 – Real Life Costs: Roof Repairs & Insurance LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What if property prices keep rising… even if wages don’t? 🤔That’s the uncomfortable question we’re unpacking in this Q&A episode, and it’s one every buyer and investor needs to understand.It’s also a big moment for the show…We’re welcoming Polly Chu and Ben Thompson to the Couch Crew for the very first time... and we’re throwing them straight into the deep end.Here’s what we unpack:📈 Why property prices can rise faster than wages (and what actually drives it)🏡 The real trade-offs first-home buyers are facing right now⚖️ Growth vs yield...and why most investors get this wrong💰 How to turn ~$2M into ~$100K income (hint: it’s not just a number)📊 Net yield vs gross yield (THIS actually matters), and...🪙 Gold vs property: is there any real connection?This episode isn’t about hot takes. It’s about understanding the system, the trade-offs, and the decisions you need to make in today’s market. Listen now, folks!  FREE STUFF MENTIONED🏡 Join the Surplus Challenge (Moorr Platform)With rate movements back in focus, now’s the time to get your cash flow sorted. Track your surplus, adjust repayments, and put your money to work. 👉 Start here: moorr.com.au/surpluschallenge📘 Buy the Book: How to Retire on $3K a WeekMissed the free audiobook? You can still grab your copy here👉 howtoretireon3k.com.auWant to build stronger money habits (without overcomplicating it)?In this week’s Fundamental Friday drop featuring Polly… and it’s a must-watch if you’ve ever wondered where your money actually goes.👉 Cash Is King (And Why No One Talks About It) – Chat with Polly Guests & Episodes mentioned: 569 | Everyone’s an Expert Until the Tide Goes Out: What 44 Years of Data Reveals!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >><br/

The RBA has lifted the cash rate again, raising it by 25 basis points to 4.10% in a knife-edge decision. Ben Kingsley and economist Evan Lucas unpack what’s driving the move, what the data is telling us, and what to watch next in 2026.  💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to The Hill I’ll Die On, our Friday mini-series inside The Property Couch. Each week, a member of the Couch Crew steps up to share a bold money or property opinion they’re willing to stand behind — and unpack the behind-the-scenes truths most people think… but rarely say out loud. This week’s guest is Luke Oxenham, one of Australia’s leading mortgage brokers. Luke’s hill? Don’t take financial advice from Instagram. From “pay off your home loan in seven years” to “secret wealth strategies”, social media is full of financial promises that sound revolutionary. But when you unpack them, Luke explains that many of these ideas are simply common strategies repackaged into viral content designed to generate attention — and sometimes leads for property deals or financial products. In this episode, Luke and Ben discuss: Why fin-fluencer content spreads so quickly The real mechanics behind popular “secret strategies” Why some property promotions start on social media And why education and context matter more than shortcuts New episode every Friday.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

📍 Melbourne’s property market has been the worst performer in the country for years… so is it finally time for a comeback?In this episode, Ben is joined by property valuation expert Greville Pabst and new Couch Crew member Shane Pope, a Melbourne-based buyer’s advocate who works closely with owner-occupiers at the coalface of the market.Together, they unpack what’s really happening across Melbourne and Regional Victoria. Like...Why has Melbourne underperformed for the past decade? How has government policy reshaped investor demand? And why are owner-occupiers now dominating many parts of the market?  Plus, the team discusses whether Melbourne could be Australia’s best-performing property market over the next decade.With rising geopolitical tensions and global oil shocks emerging, they also examine how international events could impact interest rates, confidence and property markets moving forward. Tune in now!Resources Mentioned: Find out more about Greville Pabst:Greville Pabst: Property Buying AgencyWBP Property Group: Greville’s Property Advisory and Advocacy BusinessLeave us a Q for next week’s Q&A Day on our SpeakPipe. (And get a free Start & Build course if your Q is featured!)Free Property Reports Inside the Moorr App 🏡You can now access free property reports that break down key suburb data to help you research smarter and make more confident decisions.👉 Access the free property reports inside the Moorr AppFREE Audiobook: How to Retire on $3K a Week (Limited Time)🎧Bryce’s farewell gift to the community is still available… but not for long.⏳ Available until 18 March before it’s removed from the podcast feed.👉 Start listening nowLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- <a href='https://masterclass.theproper

Auctions can be intense… and it’s not just the bidding that drives the pressure.In this bonus episode, Bryce chats with behavioural economist and psychologist Phil Slade about why auctions trigger powerful emotions, how time pressure and competition can cloud judgement, and what you can do to avoid falling into the bidding war trap.For the original episode, tune in here: Episode 338 | Going Ape S#!t: How To Hack Your Brain To Make More Money.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome to the first episode of our brand-new Friday mini-series: The Hill I’ll Die On.Each week, one member of the Property Couch crew steps up to share a bold money or property stance they’re willing to stand behind and unpack the behind-the-scenes truths most people think… but rarely say out loud.First up: Ben Thompson.As a QPIA and auctioneer with over 1,000 auctions under his belt, Ben makes a strong case that auctions are the most transparent way to buy property.Are they intimidating? Yes.Are they emotional? Absolutely.But are they unfair? Ben doesn’t think so.In this 10-minute episode, he breaks down: ✔️ Why transparency matters more than comfort ✔️ The psychology of bidding ✔️ The tactics buyers use to influence the room ✔️  And why you should attend at least six auctions before bidding at one New episode every Friday.Got a hill you want one of our Couch Crew to defend? Send it through to our website.  Timestamps 0:33 – Meet Ben T: QPIA & 1,000+ Auctions Later2:07 – The Hill: Why Auctions Win on Transparency4:20 – “Auctions Are Scary” (Or Are They?)6:30 – Buyer Tactics: Doubt, Disruption & Confidence Plays8:40 – Auctioneer vs Bidder: Who’s Really in Control?11:00 – The Golden Rule: Attend At Least 6 AuctionsLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube<

Rates are back in the spotlight… and with them comes the big question: 👉 Should you fix your loan? In this episode, Ben sits down with mortgage experts Luke Oxenham and Kirsty “KD” Dunphey to unpack what rising interest rates actually mean for: Borrowing power Mortgage jail Fixed vs variable decisions Investor strategy in a rising-rate cycle Because just because the bank says you can borrow it… doesn’t mean you should. Free Stuff Mentioned  LIMITED TIME: Free Audiobook – How to Retire on $3K a Week If you haven’t started it yet (or you’re halfway through 😉), this is your reminder. The full audiobook is available free on our podcast feed, but only until 18 March. After that, it comes down. ⏳ Don’t miss your chance to listen before it disappears. 🎧 Exchanges with Evan Lucas: The Inner Workings of the RBA with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia.📊 Breaking News: Capital Gains Tax Reform 🏡 Breaking News: Negative Gearing Changes?🌏 International Women’s Day on 8 March! 🎙 New Friday Series: The Money Stuff We Don’t Talk About We’re launching a brand-new Friday mini-series to help you get to know the Couch Crew a little better! First theme: “The Hill I’ll Die On.”  👉 Keep an eye out each Friday on your podcast feed.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - <a href='https

With the May 2026 federal budget approaching, rumors of negative gearing changes are reaching a fever pitch. At The Property Couch, we’ve always said you only need 2 to 3 properties to change your life, but how would a formal cap impact your long-term plan? Watch the full video on YouTube here >Before we get there… Stop the presses! Let’s acknowledge that for the second time in less than a week, we have major breaking news episodes regarding property tax in Australia. Hot on the heels of the Capital Gains Tax debate, we are now looking at a potential "Double Whammy" with new negative gearing reforms currently being modelled by Treasury.Why is this urgent? The May Budget is just weeks away. We have a very small window of time to ensure the government hears the voice of the everyday investor before these models potentially become policy.Our Take: Regular listeners of The Property Couch know that we have always advocated for a "less is more" strategy—building a life-changing passive income with just 2 to 3 high-quality properties. On the surface, a "Two-Property Cap" sounds like it aligns with that philosophy and is certainly a better policy than what was proposed in 2019.But there is a catch. If the government gets the details wrong, they risk spooking the entire market into a dormant state, causing an exodus of rental supply at the exact moment Australia needs it most.In this special presentation, Ben Kingsley (Chair of PICA) breaks down the data and the "Victorian Warning" to explain why we need an open dialogue with Canberra right now.Missed our first breaking news update on CGT? Catch it here >Don't just watch from the sidelines. If you want to protect your financial future and have a say in these policy changes, join PICA. It’s the best investment you can make for your portfolio. 👉 Join here: https://pica.asn.auLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - <a href='https://www.thearmchairguide.com.au/?ut

Is the government about to pull the rug out from under the rental market? 🚨With housing affordability dominating the headlines, Federal Labor and the Treasury are officially modeling potential changes to Capital Gains Tax (CGT) and Negative Gearing. Note: This deep-dive presentation was originally produced by Ben Kingsley for the Property Investors Council of Australia (PICA). Given the gravity of these potential tax reforms and how much they impact our community, we knew we had to share it here on The Property Couch. Watch the full video on PICA Here >Ben cuts through the political spin to analyze the real-world impact of the policies currently on the table. He puts the proposals from Labor, the Greens, the Grattan Institute, and the recent Treasury news on AFR under the microscope to see who passes—and who fails—the ultimate "Supply Test."In this episode, we cover:The #1 Capital Gains Tax Misinformation: What most people are saying wrong?The "Crowding Out" Myth: Do investors actually lock out First Home Buyers? (The data says otherwise).The 90% Factor: Who is actually building Australia’s new housing stock?The Policy Scorecard: Grading the current CGT proposals against the Government’s own objectives.The 1999 Fact Check: The real (and forgotten) reason the 50% CGT discount was created.The PICA Solution: A balanced, tiered CGT policy that satisfies investors, renters, and the Government.This is a masterclass in policy and "Economic Darwinism." If you are one of the 2.3 million property investors in Australia, you cannot afford to miss this.🔗 Resources Mentioned:Read PICA’s Policy Document here >Join PICA and help us build a stronger voice >LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - <a

Folks, this could be shaping up to be the biggest risk of 2026...  Yep. We’re back with one of our MOST popular episodes of the year, our 2026 Property Market Outlook!  The economy has run hotter than the RBA expected, but higher rates and rising living costs are starting to bite. At the same time, tight supply, strong population growth and government incentives (like the 5% deposit scheme) are continuing to support demand. So which force wins? In this deep-dive outlook episode, Ben takes the reins to break down the macro forces shaping the year and what it all means for you. Then it’s state by state: Why Perth’s supply imbalance still underpins growth Why Brisbane and Adelaide are more sensitive to investor activity Why Darwin is booming...but timing matters Why Canberra remains structurally challenging Why Hobart runs steady, but population is constrained And why Melbourne may be the counter-cyclical opportunity for long-term investors Understand the signal and ignore the noise. Tune in now!   Free Stuff Mentioned 🏡 Free Property Reports Now Available Inside the Moorr App  There’s no such thing as “the Australian property market”, only thousands of sub-markets.  If you’re making decisions in 2026, don’t rely on headlines. Get suburb-level data, including supply, demand, days on market, vendor discounting and more, all inside the Moorr app.  👉 Download the app and access your free property report today!   Sources mentioned: Cotality Westpac Consumer Sentiment (10 Feb 2026) Australian Bureau of Statistics RBA (Reserve Bank of Australia) Guests & Episodes Mentioned:  481 | Property Market Outlook 2024 535 | 2025 Property Market Outlook LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- <a href='https://masterclass.thepropertycouc

Is our off-the-plan bias fair? You be the judge.In this bonus episode, Bryce & Ben respond to a listener challenge and explain why their data-backed bias against off-the-plan properties exists... and the rare exceptions where it might still make sense.For the original episode, tune in here: Episode 88 | Investing in Newly Developed Areas, Getting into the Property Market, and Career as a Buyers Agent - Q&A DayLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, this is it… Welcome to the very first episode of The Property Couch’s next chapter. 🎉 We’re kicking things off with one of the most important yet misunderstood drivers of financial success, personal growth, and long-term wealth: Goal setting and more importantly, consistency. 🎯   Joining us on the couch is Brett “Birdman” Burton: Adelaide Crows legend, now a Leadership & Wellbeing Facilitator, alongside KD, a new member of the Property Couch Crew. You can catch her first episode as a special summer series guest here.  If you’re serious about kicking goals this year, this is where you start.  Free Stuff Mentioned 💰 Join the Surplus Challenge This challenge walks you through the simple, proven steps to take control of your cash flow, free up money each month, and put your money to work with intention. 👉 Join the challenge here  🏡 Free Property Reports now available inside the Moorr App.  👉 Get smarter data, better clarity, and more confident decisions inside the app LIMITED TIME: Your free Audiobook of How to Retire on $3K a Week   ⏳ Available for one month only until the 12th March 👉 Start with Chapter 1: The Goal    P.S. Or, get your physical copy of the book for free! Just pay $9.95 for shipping. Get your copy now >>  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - <a href='h

There is no perfect property plan.Only the one that fits your life. In the final chapter of How to Retire on $3,000 a Week, Bryce and Ben walk through real-life case studies that show how different Australians apply the same framework in very different ways.Young families. Singles. Rentvesters. Empty nesters. Career-focused couples. Each starting from a different place, but all work toward the same outcome: Financial peace.This chapter is not about copying someone else’s strategy; it’s about seeing what is possible when you design a plan that fits your life because the most powerful plan is the one you actually follow. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.To see how all the pieces fit together: 👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now! 👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Building wealth is only half the job. Keeping it is what really counts.In Chapter 13 of How to Retire on $3,000 a Week, Bryce and Ben explain the critical shift from getting wealthy to staying wealthy and walk through the three main ways investors land the plane in retirement. This chapter is not about chasing more. It is about protecting what you have built, creating sustainable income, and setting yourself up for a life of financial peace and contribution.Because wealth that lasts is built with intention. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.To see how all the pieces fit together: 👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now! 👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Tax is not the reason to invest in property. But it can shape the outcome more than most people realise. In Chapter 12 of How to Retire on $3,000 a Week, Bryce and Ben unpack the tax side of property investing in a clear, balanced way. We're talking about ownership structures, negative gearing, stamp duty, land tax, capital gains tax, and the role tax plays in building long-term financial independence. This chapter is not about loopholes or shortcuts. It is about understanding the rules of the game so you can make confident, informed decisions.Because when you understand tax, you stop reacting and start planning.🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.To see how all the pieces fit together: 👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now! 👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Property investing is not a level playing field.In Chapter 11 of How to Retire on $3,000 a Week, Bryce and Ben lift the veil on the property industry and explain who gets paid, who they work for, and how everyday investors can unknowingly end up on the wrong side of the deal.You’ll learn the difference between free advice and fee-for-service advice, how conflicts of interest show up in disguise, and the common sales tactics that cost investors years of progress without them even realising it.This chapter doesn’t tell you what to buy, it shows you how to think. Because being informed isn’t about suspicion or fear;  it’s about clarity, confidence, and staying in control of your financial future. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.To see how all the pieces fit together: 👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now! 👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Do you want a second job… or a strategy that quietly works in the background?In Chapter 10 of How to Retire on $3,000 a Week, Bryce and Ben unpack the real difference between active and passive investing and explain why passive strategies suit most Australians looking to build wealth without sacrificing their lifestyle. This chapter cuts through hype and gives you clarity, permission, and confidence to choose the path that fits your life.🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.To see how all the pieces fit together: 👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now! 👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

You don’t build wealth just to lose it.In Chapter 9 of the How to Retire on $3,000 a Week audiobook, Bryce and Ben unpack the most overlooked pillar of investing: defence. Protecting your lifestyle, your income, and your assets so that one unexpected event doesn’t undo decades of effort.This is not about fear. It’s about resilience, responsibility, and peace of mind. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.To see how all the pieces fit together: 👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now! 👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube