The Property Academy Podcast
Opes Partners·1000 episodes
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. It's hosted by Ed and Andrew from Opes Partners. Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice. So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a fina...
Episodes
Higher yield. Two incomes. Better cashflow.So why doesn’t every investor just buy multi-income properties?In this episode, Ed and Andrew break down the pros and cons of multi-income properties. They unpack where these properties shine… and where the trade-offs start to matter. You’ll learn: The 5 main types of multi-income properties in New Zealand Why do these properties often achieve high gross yields The hidden downsidesMain idea? Multi-income properties can generate stronger cashflow… but a higher yield doesn’t automatically mean better long-term wealth. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Every property investor eventually asks the same question: “What’s this house actually going to cost me over the next 10 years?”In this episode, Ed and Andrew sit down with Kyle Brookland, a building inspector, to break down the real maintenance costs of owning property. You’ll learn:How much you’ll need to maintain your house over 10-years How to spot the specific traps in a 1950s vs 1960’s vs 2000s house The silent damage hotspots that drain landlord walletsMain idea? The better you understand the warning signs, the fewer nasty surprises you’ll face later.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Andrew bought his first property at 19. Now, after 23 years in the game and 43 properties later, he’s sharing the lessons most investors only learn the hard way.In this episode, Ed puts Andrew in the hot seat ... unpacking the strategies that worked, and what really matters when building long-term wealth through property.You’ll learn:What Andrew actually looks for when buying an investment property The advice Andrew gives clients that he doesn’t follow himself Whether the classic NZ property strategy still works in an era of higher interest ratesProperty investing isn’t about copying someone else’s exact strategy. The key is understanding the principles behind the decisions ... not just the tactics.Start your path to financial freedom with a detailed financial plan for $0For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Seb and Laura arrived in New Zealand with just two bags of clothes. Less than a decade later, they own two properties – with plans to grow to five.In this Case Study Sunday, the couple share how they went from starting over as immigrants to building a property portfolio through disciplined budgeting, structures systems, and an incredibly detailed approach to tracking their money.You’ll learn:How these investors went from moving to NZ with just 2 bags of clothes … to now owning 2 investment properties The insane amount of time it took them to pay off a $60k revolving credit What they’d do differently if they started againMain lesson? Building wealth doesn’t always come from huge incomes or perfect timing. Sometimes it’s the consistency that creates momentum over time.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Donald Trump reportedly used a US$916 million tax loss to avoid paying federal income tax for years.So… could a New Zealand property investor do the same thing?In this episode, Ed and Andrew break down how tax losses actually work in New Zealand property investing, and the common misunderstandings that trip investors up. You’ll learn:How rental property tax losses can reduce future taxable income Why Trump-style tax strategies don’t really work the same way in NZWhat actually happens to accumulated tax losses when properties are sold Main idea? Tax losses can absolutely be valuable, but they’re far more limited than most investors realise. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Simran Kaur achieved financial independence at just 29 years old. Then… she realised retirement wasn’t what she expected.In this episode, Ed and Andrew sit down with the founder of Friends That Invest to unpack how she built enough wealth to retire early, and why retirement lasted less than a week.You’ll learn:How this Kiwi investor built wealth and retired at 29 What her 60 years of retirement REALLY looks like The surprising thing she learned about retirement that no one ever tells youMain lesson? Financial freedom isn’t just about escaping work, it’s about having enough flexibility to choose how you spend your time. Reaching the number is one thing… figuring out what comes next is something completely different.You can follow Simran and check out her free budgeting tools, podcast, and investing resources at friendsthatinvest.com.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The Reserve Bank kept the OCR at 2.25% … but the real story was hidden inside the forecasts.In this episode, Ed and Andrew unpack the Reserve Bank’s latest projections for inflation, the OCR, unemployment, and house prices – including why interest rates could rise faster than previously expected. You’ll learn:What the Reserve Bank announced Interest rate predictions … and how expensive your mortgage could getWhen the Reserve Bank thinks the price of petrol will get back to normal.The big question now? If inflation keeps rising because of global oil prices – while New Zealand’s economy stays weak – what exactly is the Reserve Bank supposed to do next?For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Australia is overhauling investor tax rules ... and some Kiwi property owners could get caught in the crossfire.In this episode, Ed and Andrew break down Australia’s proposed changes to capital gains tax and negative gearing, including why some investors could end up paying significantly more tax… even on New Zealand properties. You’ll learn:How Australia just doubled it’s capital gains tax The fish-hooks that mean you could pay this extra tax … even if your’re a kiwi Could this spread to New ZealandTax rules don’t stop at borders. If you live, work, or plan to move overseas, your property strategy can quickly become more complicated than most investors realise ... especially when governments start changing the rules.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
A landlord said no to a tenant’s Labrador. The Tenancy Tribunal said yes.In this episode, Ed and Andrew unpack the first major Tenancy Tribunal ruling under New Zealand’s new pet laws – including what counts as a “reasonable refusal,” why the landlord lost, and what this means for rental property owners going forward. You’ll learn: Why landlords can no longer simply say “no pets” by default The conditions the Tribunal imposed before allowing the dog What arguments are – and aren’t – likely to hold up at Tribunal Main lesson? The rules around pets have fundamentally changed. Landlords can still refuse animals in some situations… but they now need clear, evidence-based reasons that would stand up under scrutiny.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Should New Zealand introduce a capital gains tax… or would it do more harm than good?In this episode, Ed and Andrew go head-to-head on one of the biggest issues heading into the 2026 election – laying out the strongest arguments for and against a comprehensive CGT. You’ll learn: The case for a CGT – including whether it could fund lower income taxes The case against – from reduced investment to the “lock-in effect” Why New Zealand is an outlier compared to most OECD countriesMain idea? This isn’t a simple yes-or-no policy. A capital gains tax changes behaviour, incentives, and how wealth is created. The real question isn’t just “is it fair?” It’s what kind of economy New Zealand wants to build.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Shaun left school at 15, started working at the meat works… and bought his first home at just 19 years old.In this Case Study Sunday, Shaun shares how growing up in Southland shaped his attitude toward money, how he paid off his first property in just 10 years, and why he’s now thinking carefully about his next move while living and working in Perth. You’ll learn:How this investor bought his first house at 19 How he grew his property portfolio The change he’s making NOW to prepare for his futureMain lesson? Property investing doesn’t always start with a perfect strategy or deep financial knowledge. Sometimes it starts with strong saving habits, taking action early, and slowly figuring things out as you go.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Thinking about selling your house privately to save on agent fees?In this episode, Ed and Andrew break down the real numbers behind private sales vs using a real estate agent. They unpack when selling privately can genuinely work, and when it quietly backfires. You’ll learn:How agent commissions actually compare to the price premium agents often achieve The situations where private sales work best and where they usually struggle The legal and negotiation risks that many private sellers don’t think about Main lesson? Saving money on commission doesn’t automatically mean you make more money overall. The best method depends on your property, your market, and whether you’ve got the skills to handle the process yourself.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors assume retirement means selling properties to free up cash. But what if you didn’t have to?In this episode, Ed and Andrew explore a lesser-known strategy, walk through when it might make sense, and discuss the risks that could catch people out. You’ll learn:How some retirees could potentially access equity without selling their rentals Why timing matters... especially before you stop working The pros, cons and alternativesThere may be ways to unlock equity without selling… but only if the numbers, timing, and risk tolerance all line up properly.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis automatically choose a principal-and-interest mortgage. But for investment properties… that’s not always the strategy investors use.In this episode, Ed and Andrew break down the real difference between interest-only vs principal-and-interest lending.You’ll learn:Why many investors prioritise cashflow over paying down rental debt fasterThe hidden risk when an interest-only term ends The strategies investors use to extend interest-only lending over time Main idea? Interest-only lending isn’t about avoiding debt forever, it’s about where you choose to direct your money. Used well, it can improve flexibility and cashflow. Used poorly, it can create serious pressure later on.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Thinking about turning your property into an Airbnb? You might need more than just a listing and a lockbox.In this episode, Ed and Andrew break down when you actually need council consent to run an Airbnb, and unpack the risks most investors don’t think about until it’s too late. You’ll learn:When Airbnb activity crosses the line from “casual” to requiring consent Why neighbours and body corporates can become the biggest roadblocks How to improve your chances of getting approval before you even apply Airbnb investing isn’t just about the numbers – it’s also about compliance, neighbours, and local council rules. A seemingly great investment can quickly turn into a headache if you don’t understand the process.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
An old church. A near-$1 million budget. And a possible Airbnb conversion in Timaru.So… would Andrew actually invest in it?In this episode, Ed and Andrew walk through a real deal that Andrew looked at. They break down the renovation costs, Airbnb assumptions, and the harsh reality. You’ll learn:How to analyse an unusual renovation project step-by-step Why heritage-style properties can become financial traps The biggest risk with complex renovationsMain idea? A property can look incredible and still be a bad investment. The best investors don’t just fall in love with the story, they stay disciplined enough to walk away when the maths don’t work.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You don’t have an income problem… You might have a spending problem.In this episode, Ed and Andrew break down 7 things Kiwis keep buying that quietly destroy their ability to build wealth. You’ll learn:The biggest “wealth killers” How small, everyday spending can quietly eat up 15% of your incomeThe 1 rule that keeps you sane … while you save moreWhat this really comes down to: building wealth isn’t just about earning more, it’s about what you keep. Start your path to financial freedom with a detailed financial plan for $0For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Mitch grew up watching his family lose everything in the GFC. Now, he owns 15 rental units.In this Case Study Sunday, Mitch shares why he focuses on cashflow over flashy properties, and how he's using social media to show everyday Kiwis what's possible through property investing. You'll learn:How this investor bought 15 rental units with average incomes in just three yearsHow this multi-unit deal in Rotorua changed everythingHow he's now getting a 13.5% gross yieldMain lesson? Great deals rarely fall into your lap. The investors who succeed long-term are usually the ones willing to learn deeply, move fast, and stay disciplined enough to wait for opportunities that genuinely stack up.And to see more from Mitch here are the links to his Instagram and TikTok.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What does it actually take to pay off your mortgage in 10 years… not 30?In this episode, Ed and Andrew break down 5 proven mortgage strategies used by real Kiwis – including a tradie who smashed his mortgage on a modest income, and families who became mortgage-free decades early. You’ll learn:The exact strategies that actually move the needle Why even $50–$200 extra per week can save you years – and over $200k in interestHow these 3 Kiwi families paid off their mortgages in 6, 10, and 12 yearsMain idea? Paying off your mortgage faster isn’t about one big move, it’s about consistently doing the small things that chip away at the principal. Done right, those small changes can cut years (or decades) off your loan.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Thinking about turning your property into an Airbnb… but no idea what it actually costs?In this episode, Ed and Andrew break down the real cost of setting up a short-term rental – from big-ticket items like beds and appliances to the small details most people forget. The numbers might surprise you. You’ll learn:How much does it cost to fully furnish an Airbnb The must-have items in every room (and where you can save vs where to spend) The hidden costs – including a 15%+ fee that eats into your revenue Main idea? Airbnb can boost your income… but only if the numbers stack up. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis think investing is simple… until tax comes into play.In this episode, Ed and Andrew break down how different investments are actually taxed – from term deposits and shares to funds, crypto, and property. And once you see the differences, it’s easy to see how investors can overpay (or underpay) without realising it. You’ll learn: How tax works across term deposits, shares, funds, and property The “wealth tax” on overseas shares – and why you might pay tax even if your investment goes down How to get a lower tax rate on these investmentsWhat this really comes down to: investing isn’t just about returns, it’s about what you keep after tax. And if you don’t understand the rules, you could end up paying more than you need to… or facing a surprise bill later.And you can check out Kendons: Chartered accountants and business advisors website by clicking the link.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "How to earn $100k passive income in 15 years (through property)"In this podcast you'll learn:How to build your planWhat sort of properties suit your planAnd how to retire rich at 55Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Are you paying more tax than you need to… without even realising it?In this episode, Ed and Andrew play “Pilfered or Protected” – walking through real scenarios to show how different ownership structures can either protect your profits… or quietly drain them. You’ll learn: The 4 main ways to own property – and when each one makes sense How the wrong structure can cost you thousands in unnecessary tax Why sometimes the smartest move is actually to pay more tax Main idea? Tax isn’t just about how much you earn, it’s about how you structure it. Get it right, and you keep more of what you make. Get it wrong, and you could be handing over more than you need to.And check out Opes Accounting to get a free tax consult.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What actually makes a “good” floor plan for an investment property… and what quietly puts tenants off?In this episode, Ed and Andrew break down what to look for (and what to avoid) when it comes to floor plans.You’ll learn: The key features of a strong floor plan The common mistakes investors make (and why they matter more than you think) When it’s still worth buying a property… even if the layout isn’t perfect There’s no such thing as a perfect floor plan... just better trade-offs. The goal isn’t perfection… it’s buying something that works well enough for the price, and knowing what you can (and can’t) fix later.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What’s the fastest way to make $1 million from property?In this episode, Ed and Andrew break down the 5 most common property investing strategies. You’ll learn: How long does it take to make $1M through the top 5 strategies How many deals would you need to do Which strategies are investments… and which ones are really just high-paying jobs Main idea? There’s no single “best” strategy, but they’re not equal either. Some take decades. Others take years but come with serious risk and effort.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
They lived in a 26sqm tiny house for 8 years… then sold it for double what it cost to build.In this Case Study Sunday, Hilde and Michel return to share what’s happened since – from selling their tiny home to building a 3-property portfolio, all while keeping their long-term goal of flexibility and sabbaticals front of mind. You’ll learn:How living in a tiny house helped them accelerate their investing journeyWhat it’s really like living in 26sqm – and whether it was worth it How they built 3 houses in just 3 years.Main idea? It’s not about doing exactly what they did, it’s about designing a life that supports your financial goals. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Why do so many people start investing… and then quit?In this episode, Ed and Andrew use a simple analogy – the gym – to explain why building wealth is less about knowledge… and more about behaviour. You’ll learn:Why people who go to the gym are the best investors 5 similarities between going to the gym and investing The one thing you should do NOW if you’ve been putting it off for yearsMain idea? Getting ahead financially isn’t about knowing more, it’s about sticking with the basics long enough to see results. The people who succeed aren’t perfect… they just don’t quit.And check out our list of the Top 10 Financial Advisers in NZFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
A developer says this property gets a 15.4% gross yield… but does it actually stack up?In this episode, Ed and Andrew break down a real-world Airbnb deal in Queenstown to show how headline numbers can look incredible... until you dig into the assumptions behind them. You’ll learn: How a 15.4% yield is calculated Whether the numbers check out… or are just a flat-out fabrication Why looking at net yield (not gross) gives a much clearer picture What this really comes down to: the numbers aren’t always wrong… but they’re often presented in a way that makes them look better than they are. If you don’t run the full calculation yourself, it’s easy to be misled.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
If you own a cross-lease property… this could change everything.In this episode, Ed and Andrew break down a major Court of Appeal decision that’s been called the biggest shake-up to cross-lease rules in decades. You’ll learn: What the court changed and why the old rules were deemed “wrong in law” How does this impact your ability to renovate, extend, or rebuild Whether cross-lease properties could now become more valuableMain idea? It may now be easier to get consent from neighbours, but nothing is guaranteed yet. The ruling could still be appealed, and the practical hurdles (plans, surveys, council approvals) remain very real.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You’ve got a lump sum of money… and deep down, you know you’re going to spend it. So how do you stop yourself?In this episode, Ed and Andrew walk through 4 practical ways to “lock up” your money. You’ll learn:How to FORCE yourself not to spend moneyThe 4 levels of lockup – from easy to extremeWhy adding friction can stop impulse spending in its tracks The key takeaway? If you know your weak spots, you can design systems that protect your future… even when willpower runs out.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
“I’m waiting for prices to drop.” “I’ll buy when interest rates come down.” “I just need to do more research…”Sound familiar? In this episode, Ed and Andrew break down 12 real excuses Kiwis use to avoid investing. Some are valid. Most aren’t. You’ll learn:The most common excuses stopping people from investing Real reasons we’ve heard over the last 7 years How to tell the difference between a valid reason and a comfortable excuseThere will always be a reason not to start. The important thing is knowing whether you’re making a deliberate decision… or just delaying one.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Australia’s property market is booming… with some cities up 24% in a single year. So does that mean New Zealand is next?In this episode, Ed and Andrew break down what’s happening across the Tasman, and whether Kiwi house prices are likely to follow. You’ll learn: Which Australian cities are booming, and how fast prices are rising Why Australia’s market is recovering faster than New Zealand’s Whether NZ house prices actually follow Australia The key takeaway? There is a relationship between the two markets… but it’s not a guarantee. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
They started with $10k in KiwiSaver and a $50k income… and built a 3-property portfolio in 10 years.In this Case Study Sunday, Mike shares how he and his partner went from living with family and saving aggressively, to growing their income 4x and building a solid property portfolio.You’ll learn:How they went from a modest income to a $200k household income and three propertiesWhat they had to give up The mortgage strategies that helped them keep buying The key takeaway? Big results don’t come from one big move ... they come from consistency over time. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Got a big section and thinking about subdividing? In this episode, Ed and Andrew break down the real cost of subdivisions in New Zealand... and why so many people get it wrong.You’ll learn: How much does a subdivision really cost The full process from idea to new title (and how long it actually takes) The story of a 29-year-old who ran into major issues The key takeaway? Subdividing can work... but it’s not easy money. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Should you invest in property with your parents… or is that a mistake waiting to happen?In this episode, Ed and Andrew break down the real pros and cons of co-investing with family.You’ll learn:How buying a rental with your parents can STOP you from buying your first homeA real example of a $900k Auckland property to show how these deals actually work in practice4 alternative ways to structure support if co-investing isn’t right for you Investing with family can work, but only if you go in with your eyes open. The biggest risks aren’t the numbers… they’re the long-term consequences if things change. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Can you actually live on NZ Super… or is it not enough?In this episode, Ed and Andrew dig into what life really looks like on the pension. Some retirees say they’re getting by… others are struggling to make ends meet. So who’s right? You’ll learn: What NZ Super actually pays in 2026... and what that looks like week to week The real stories of retirees who say it’s not enough And those who say it’s actually manageableThe key takeaway? NZ Super isn’t one-size-fits-all. For some, it works. For others, it’s a struggle – which is why planning matters.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Are Kiwis really leaving Auckland for Christchurch… or is that just a myth?In this episode, Ed and Andrew break down the latest internal migration data to show exactly where people are moving within New Zealand, and what it means for property investors. The shifts might surprise you. You’ll learn: The parts of the country Kiwis are leaving – and where they’re going instead The satellite town that grew 9x in just 20 years The regions that flipped from boom to bust Population drives property. Where people go, demand follows... but the “hot” locations don’t stay hot forever. Smart investors watch the trends early… before everyone else catches on.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
New meth rules are coming into force… and they could save (or cost) landlords thousands.In this episode, Ed and Andrew break down the new meth contamination standards – what’s changed, why the old system caused so much confusion, and what you actually need to do if your property is affected. You’ll learn: The new legal thresholds – and the one number landlords now need to know Why did some investors pay for decontamination they didn’t actually need How to clean up meth contamination yourself – and what it really costs The key takeaway? The rules are finally clearer, but that doesn’t mean the risk is gone. Knowing the thresholds, testing properly, and understanding your options could be the difference between a small clean-up… and a $30,000+ bill.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Could AI replace a $25,000 property investment expert… or make a six-figure mistake on your behalf?In this episode, Ed and Andrew run a live experiment using AI to see if you can skip paying for advice. You’ll learn: Whether AI can actually recommend the right type of investment property How well it analyses deals Where AI gets it right… and where it falls short compared to a human adviser The key takeaway? AI is powerful – but it’s not a silver bullet. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
He walked away from his first property with nothing… then made $286,000 on the next one.In this Case Study Sunday, Daniel shares how he went from an easy first deal that ended badly to building real momentum. You’ll learn: Why did he walk away from his first property with nothing How he made $286k from a single deal The simple move that helped him sell a property in just 2 daysThe key takeaway? One bad deal doesn’t define your investing journey. Daniel’s story shows how quickly things can turn around when you learn from experience, back yourself, and keep moving forward.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Can the average Kiwi really become a millionaire… or is that just a nice idea on paper?In this episode, Ed and Andrew dig into the data to answer that exact question – looking at what the average New Zealander earns over a lifetime, how wealth is actually built, and why more people are millionaires than you might expect. You’ll learn: Whether it’s realistically possible for the average person to become a millionaire How many Kiwis are already millionaires The exact weekly amount you’d need to invest to hit $1 millionBecoming a millionaire in New Zealand is mathematically possible… but it’s not easy. And the biggest drivers? They might surprise you.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
He’s 63, divorced, renting… with $265K to his name. Is it too late to turn things around?In this episode, Ed and Andrew break down a real listener’s situation – walking through the numbers to figure out whether he can still buy a home, or if renting is actually the better option. You’ll learn: Whether buying a home at 63 is still realistic What retirement could look like if he rents vs buys The practical options if you feel like you’ve “left it too late” The key takeaway? It’s not always about owning your home, it’s about making your money last. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
A property manager stole $869,000… and until now, there’s been very little stopping it.In this episode, Ed and Andrew break down the new rules being proposed for property managers – and why the government is stepping in to bring more oversight to an industry that handles billions in rent each year.You’ll learn: The new laws coming for property managers The real cases that exposed major gaps in how rent and bond money are handled The key changes designed to protect landlords This isn’t about punishing good property managers, it’s about lifting the standard across the whole industry. Soon, it’ll likely be much easier to tell who’s running a professional operation… and who isn’t.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Are townhouses actually crashing house prices in New Zealand… or is that just the story people want to believe?In this episode, Ed and Andrew break down the “oversupply” narrative – using real data to show what’s really happening in the property market.You’ll learn: Whether townhouses are really driving house prices down If New Zealand has actually built too many homes – or if that’s a myth Why some properties are sitting unsold (and what they all have in common) The key takeaway? It’s not a “too many houses” problem, it’s a pricing and product problem. The right properties in the right locations are still selling. The market isn’t broken… It’s just adjusting.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Everything’s going well… you’ve got a few properties… then suddenly the bank says: “You’ve been moved to commercial.”In this episode, Ed and Andrew explain what actually happens when investors cross that line, and why it’s not always as bad as it sounds. You’ll learn: The 4 triggers that can push you into the commercial side of the bank What really changes (and what doesn’t) The hidden upside... and why some investors actually prefer being assessed commercially Getting moved to the commercial team doesn’t automatically mean higher rates, but it does mean your lending is being looked at differently. By understanding thresholds and using the right strategy, you can still maintain control and reduce costs.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
One bad property decision… could cost you $750,000.In this episode, Ed and Andrew break down the 7 biggest warning signs that you’re about to buy the wrong property – including a real story of a buyer who overpaid at the peak and got stuck when the market turned. You’ll learn: The 7 red flags that signal a bad investment before you buy Why chasing a “bargain” or a booming market can backfire The costly mistakes ... like skipping due diligence or misunderstanding what you’re buying The key takeaway? Most bad property deals don’t look bad at first. They feel excited, logical, even “safe.” But if you ignore the fundamentals, one wrong purchase can set you back years.And here is the 23 Step Checklist to use before you commit to any property – whether you’re an investor buying a new build, purchasing an existing rental, or even buying your first home. If a property can’t pass these checks, walk away.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
They started with a first home in Auckland… and turned it into something much bigger.In this Case Study Sunday, Jess and Rob share how they built a three-property portfolio – including buying a discounted plaster home and constructing a second dwelling in their own backyard. You’ll learn: Three properties, a backyard build, and a plaster home bought at a discount What they’d do differently if they could start it all again How they launched a new business to boost their cashflow The key takeaway? Building a portfolio isn’t always a straight line. With the right mindset, practical skills, and a willingness to adapt, you can keep progressing... even when lending gets tight.And if you want to support Jess and Rob's new business, check out Auckland Pre-Purchase Inspections if you need a building inspection.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Does farmland actually outperform houses… or is that just something farmers tell themselves?In this episode, Ed and Andrew break down how fast New Zealand farmland really goes up in value, and whether it stacks up against residential property over the long term. You’ll learn: How has farmland performed over time Why the last decade has been a “lost decade” for farm prices How some farmers are using their cows as leverage to invest in propertyFarmland can grow wealth, but it’s not as consistent as many people think. Whether your wealth is tied up in land or property, diversification and realistic expectations matter more than chasing past performance.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not all banks treat property investors the same… and choosing the wrong one could stop your next deal.In this episode, Ed and Andrew sit down with one of New Zealand’s top mortgage advisers to rank the major banks in 2026 – based on how easy they are to get lending from, and which ones actually work best for investors. You’ll learn: Which banks are “rolling out the red carpet” – and which are harder to get deals across the line with How bank policies differ (and why some are better suited to investors) The biggest mistake investors make when choosing a bank The key takeaway? There’s no “best bank” – only the best bank for your situation. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
This might be the riskiest investment Ed has ever made… and it’s not property.In this episode, Ed shares why he invested in a musical – how the deal works, what could go wrong, and the very real chance he could lose it all. You’ll learn: How investing in a musical actually works — and why it’s completely different to property The real risk (it all comes down to ticket sales) and why the odds are brutal What this experience teaches about diversification, emotion, and risk toleranceNot all investments are created equal. Sometimes investing isn’t just about returns – it’s about understanding the risks you’re taking… and whether you can live with them.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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