The Financial Diet

Thanks to our good friends at Advisor.com for sponsoring this series! Schedule a FREE consultation call with Advisor today and never make another financial decision alone! Get $500 off your first year with them by signing up through TFD. Take this short quiz to get started: https://bit.ly/Advisor1120 Welcome to our brand new series, Just Getting Good, where Chelsea sits down with women over 50 to talk about life, love, money, aging, and everything in between. For our fourth episode, Chelsea sat down with writer Glynnis MacNicol who spoke very candidly about dating after 50, being childfree, living her life authentically as herself, her career as a writer, the financial difficulties of living in NYC, and why things can be harder for women who are not partnered. We loved hearing from Glynnis and hope you enjoy her insight! You can follow her here: https://www.instagram.com/noonetellsyouthis/?hl=en You can learn more about her work and order her books here: https://www.glynnismacnicol.com/ Thank you so much to Glynnis for speaking so candidly with us! OTHER FINANCIAL PRODUCTS WE PERSONALLY ENDORSE: For investing - Betterment https://bit.ly/JGGBetterment1120 Our favorite budgeting app - Monarch https://bit.ly/GlynnisMonarch1120 We have new episodes dropping every Thursday! Come back for more! Want to support TFD? One of the best ways is to join our membership program, The Society at TFD — join at the premium tier and get instant access to our latest member podcast, RomComOnomics! You can become a member here on YouTube or over on Patreon (we recommend Patreon for a better user experience!) — Join here: https://bit.ly/46jmyUE

Thanks to our good friends at Advisor.com for sponsoring this series! Schedule a FREE consultation call with Advisor today and never make another financial decision alone! Get $500 off your first year with them by signing up through TFD. Take this short quiz to get started: https://bit.ly/JGGep3 Welcome to our brand new series, Just Getting Good, where Chelsea sits down with women over 50 to talk about life, love, money, aging, and everything in between. For our third episode, we sat down with Dr. Eileen Callahan, a geriatric and palliative care doctor, who shared her insights on what it really means to live well in our later years, what women need to know about menopause, what it looks like to work with aging patients, being a working mom, saving for retirement, and so much more. We loved hearing Eileen's perspective, and know you'll enjoy this episode! Thank you so much to Eileen for speaking so candidly with us! OTHER FINANCIAL PRODUCTS WE PERSONALLY ENDORSE: For investing - Betterment https://bit.ly/JGGepisode02 Our favorite budgeting app - Monarch https://bit.ly/JGGepi4 We have new episodes dropping every Thursday! Come back for more! Want to support TFD? One of the best ways is to join our membership program, The Society at TFD — join at the premium tier and get instant access to our latest member podcast, RomComOnomics! You can become a member here on YouTube or over on Patreon (we recommend Patreon for a better user experience!) — Join here: https://bit.ly/46jmyUE

everyone deserves access to food, healthcare, and to be paid a living wage. let's talk about it. A quick look at the impact of lost SNAP benefits: https://www.instagram.com/p/DQmrXLrkZO6/?hl=en&img_index=1 TO GET YOUR $$$ TOGETHER, WE PERSONALLY ENDORSE: Budgeting - Monarch: https://monarchmoney.sjv.io/c/3270907/2928275/14860?sharedid=iPhoneVideo114 Investing - Betterment: https://bit.ly/113iphonevid Financial advisor - Advisor.com: https://bit.ly/CF11325vid

the row sample sale has completely taken over tiktok. let's talk about it. Watch our October video essay, Why Everything Is So Cheap (But So Expensive): https://youtu.be/ldCF_rP6oh0 Watch our interview with Heather Hurst - De-Influencing, Consumerism, And How To Shop In A Broken System: https://youtu.be/xdu990nba1w?si=I75EZJJ9tfJmYDwQ TO GET YOUR $$$ TOGETHER, WE PERSONALLY ENDORSE: Budgeting - Monarch: https://bit.ly/4hGviIS Investing - Betterment: https://bit.ly/1031iphonevid Financial advisor - Advisor.com: https://bit.ly/CF1031vid

Thanks to our good friends at Advisor.com for sponsoring this series! Schedule a FREE consultation call with Advisor today and never make another financial decision alone! Get $500 off your first year with them by signing up through TFD. Take this short quiz to get started: https://bit.ly/JGGepi2 Welcome to our brand new series, Just Getting Good, where Chelsea sits down with women over 50 to talk about life, love, money, aging, and everything in between. For our second episode, we sat down with the wonderful Lindsay who spoke very candidly about motherhood, building a career as a working mom, finding your identity through all of life's season, beauty standards, and dating in your 50s. We loved speaking with Lindsay, and know you'll enjoy this episode! Thank you so much to Lindsay for speaking so candidly with us! You can follow her accounts here: https://www.instagram.com/lindsayowenny/?hl=en https://www.instagram.com/lindsayowenrealestate/ OTHER FINANCIAL PRODUCTS WE PERSONALLY ENDORSE: For investing - Betterment https://bit.ly/JGGepisode02 Our favorite budgeting app - Monarch https://bit.ly/JGGepi4 We have new episodes dropping every Thursday! Come back for more! Want to support TFD? One of the best ways is to join our membership program, The Society at TFD — join at the premium tier and get instant access to our latest member podcast, RomComOnomics! You can become a member here on YouTube or over on Patreon (we recommend Patreon for a better user experience!) — Join here: https://bit.ly/46jmyUE EPISODE SUMMARY: 00:00 Intro 01:27 Ad Break 03:36 Interview begins 04:30 When life started feeling “good”: mid–late 40s after kids and identity shift 05:21 Years as stay-at-home mom; feeling invisible and deprioritized 05:45 Return to work, rising success, divorce, and rebuilding self 06:09 What a better relationship with self looks like—ongoing work 06:45 Mostly single the past five years; higher standards and comfort alone 07:11 Redefining goals beyond marriage; forgiving self and valuing inner success 08:21 Success as a whole life, not just work or relationship status 08:29 Divorce talk: fears, stigma, and being “poster girl” among friends 09:04 Advice to those considering divorce: try everything, own your part, therapy 10:18 Son’s candid remark as catalyst to leave and model healthier love 11:34 Modeling a happy single life as better parenting 12:13 Rebuilding career: why real estate at 44 and immigration constraints 13:33 Picking real estate for flexible path and income potential 15:22 Kids’ ages then; emotional load; daughter’s “time to work” moment 16:46 Why real estate can be a helping profession and deeply satisfying 18:00 Parallels: midwifery and real estate are both about transitions 19:26 A client story that “changed our lives” 20:11 Homebuying question: treating it as an emotional and financial decision 20:59 Case for homeownership: live in your investment, leverage, tax benefits 21:31 Time horizon matters; long hold vs. quick fli

Thanks to Betterment for sponsoring this video! Get started, be invested, Sign up in minutes: https://www.betterment.com/influencer/the-financial-diet?utm_campaign=INF&utm_medium=paid_social&utm_source=Instagram&utm_content=tfdinvesting In our October, 2025 video essay, Chelsea breaks down how almost everything has gotten cheaper in quality over time — from our food and furniture to the clothes we wear. What happens when products are designed to fall apart, and “more” becomes the default? We explore how planned obsolescence, fast fashion, and cost-cutting have changed the way we shop, live, and value the things we own. Special thanks to: -Paige Pritchard, Founder of Overcoming Overspending https://www.instagram.com/overcoming_overspending/?hl=en -Elliot Duprey, Fashion advisor https://www.instagram.com/elliotduprey/?hl=en SOURCE LINKS: https://www.fashionbeans.com/article/clothing-quality-decline/ https://www.nytimes.com/2024/04/26/business/self-storage-business.html https://www.ellenmacarthurfoundation.org/fashion-business-models/overview https://www.tiktok.com/t/ZTMRVyV8E/ https://www.tiktok.com/t/ZTMRVDwCk/ https://www.tiktok.com/t/ZTMRVruDR/ https://sustainabilitymag.com/articles/shein-temu-will-new-french-laws-change-fast-fashion, https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240SB244 https://www.cnn.com/2025/06/13/style/why-luxury-brands-are-so-expensive https://qz.com/189904/the-case-for-fewer-but-better-clothes https://www.forbes.com/sites/brookerobertsislam/2024/10/02/high-end-fashion-no-more-durable-than-fast-fashion-report-discovers/ https://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creuset https://www.travelandleisure.com/hotels-cheaper-than-airbnbs-7971657 https://www.tiktok.com/@faganchelsea/video/7550085106665409795 https://www.tiktok.com/@faganchelsea/video/7555973757328837910 https://www.kiplinger.com/personal-finance/travel/deltas-new-limits-on-sky-club-lounge-access-are-now-in-effect-heres-what-travelers-need-to-know https://www.health.harvard.edu/blog/what-are-ultra-processed-foods-and-are-they-bad-for-our-health-2020010918605 https://linkinghub.elsevier.com/retrieve/pii/S0749379725000728 https://www.architecturaldigest.com/story/kim-kardashian-kanye-west-home TIME STAMPS: 00:00:00 Intro 00:02:00 Ad Break 00:06:34 Chapter 1: Things Weren't Always This Cheap 00:15:07 Chapter 2: The Death Of The Investment Piece 00:29:12 Chapter 3: Everyone Will Travel, And No One Will Like It 00:40:48 Chapter 4: Why Do We All Live In Barbie Dream Houses Now 00:47:35 Chapter 5: Food Quality, A Very Yummy Dystopia 00:51:30 Chapter 6: Performative Minimalism, The Ultimate Luxury