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Smart Homebuying Podcast: Formally knows as The First Time Home Buyer Podcast artwork

Smart Homebuying Podcast: Formally knows as The First Time Home Buyer Podcast

Laura Moreno·311 episodes

BusinessEntrepreneurshipInvesting

Welcome to The Smart Homebuying Podcast! This is the podcast for parents who are ready to create a lasting foundation for their family. If you're dreaming of a safe, stable home that you can truly call your own, where your kids can grow up with confidence and security, you're in the right place. I'm Laura—a mom of two, a proud homeowner, and a dedicated homebuying coach here to help you achieve more than just a house. This journey is about building a secure future, investing in generational wealth, and finding that feeling of independence and accomplishment. You've worked hard, sa...

Episodes

12 min
Dec 2, 2024Episode 10
Homebuying Mistake #10: "Not Negotiating Your Mortgage"

Many buyers don’t realize they have room to negotiate better mortgage terms, which can save thousands over the life of their loan. In this episode, we’ll talk about how to approach lenders, compare options, and get the best rate possible. 💡 For more tips on financial do’s and don’ts, check out my Smart Homebuying Finances. Enjoy 50% off with code SMARTPOD until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

14 min
Nov 29, 2024Episode 9
Homebuying Mistake #9: "Making an Offer Without Understanding Contingencies"

Not including the right contingencies can put you at risk. In this episode, we’ll talk about the key contingencies you need to protect your interests. 💡 Protect your investment with the right contingencies. My Smart Homebuying Finances Course covers this crucial step. Use code SMARTPOD for 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

15 min
Nov 27, 2024Episode 8
Homebuying Mistake #8: Underestimating the Value of a Good Agent

A skilled agent can be a game-changer! I’ll explain why finding the right agent can save you money, time, and help you get the best deal. 💡 Learn how to choose the best agent with my Smart Homebuying Courses! Get 50% off using code SMARTPOD until November 30, 2024. 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

12 min
Nov 25, 2024Episode 7
Homebuying Mistake #7: Skipping the Home Inspection

Home inspections aren’t optional! In this episode, I’ll explain how inspections protect you from costly surprises down the road. Don’t make the mistake of skipping this crucial step! 💡 Make sure your investment is protected. My Smart Homebuying Course covers the inspection essentials. Use SMARTPOD for a 50% discount until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

17 min
Nov 22, 2024Episode 6
Homebuying Mistake #6 Not Researching the Neighborhood

A home is only as valuable as its neighborhood! Today, we’ll cover why researching neighborhoods is essential for long-term satisfaction and wealth-building. 💡 Find the perfect area for your family with tips from my Smart Homebuying Finances Course. Use code SMARTPOD at checkout for 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

15 min
Nov 20, 2024Episode 5
Homebuying Mistake #5: Skipping the Pre-Approval Process

Skipping pre-approval can lead to heartbreak later on. In this episode, learn why getting pre-approved is a game-changer and how it gives you a competitive edge and a clear budget. 💡 Avoid costly surprises with my Smart Homebuying Course! As a podcast listener, enjoy 50% off with code SMARTPOD until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

19 min
Nov 18, 2024Episode 4
Homebuying Mistake #4: Getting Too Attached to a Home

It’s easy to fall in love with a home—but emotions can lead to overspending or overlooking major issues. I’ll share advice on how to balance your heart and your budget in today’s episode, and why keeping your financial goals in mind is essential. 💡 Want help staying on track with your goals? My Smart Homebuying Course will help you make informed decisions. Use code SMARTPOD to get 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

9 min
Nov 15, 2024Episode 3
Homebuying Mistake #3: Ignoring Additional Costs

Buying a home involves more than just a mortgage payment! In this episode, we’ll go over hidden costs like HOA fees, maintenance, and property taxes that buyers often forget. Don’t let these expenses surprise you—get prepared with real-life budgeting tips. 💡 Get organized and stay ahead of expenses! My Smart Homebuying Course offers a Home Buying Expenses Calculator. Use code SMARTPOD for 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

8 min
Nov 13, 2024Episode 2
Homebuying Mistake #2: Skimping on the Down Payment

Today, we’ll discuss why your down payment matters more than you might think. A low down payment can lead to high monthly costs, added PMI, and long-term financial strain. Tune in to learn how to save smartly and set yourself up for financial success! 💡 Take charge of your home-buying journey! My Smart Homebuying Course has tools to help you plan the right down payment. Don’t miss the 50% discount with code SMARTPOD until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

16 min
Nov 11, 2024Episode 1
Homebuying Mistake #1: "Not Knowing How Much You Can Afford"

Homebuying Mistake #1: Not Knowing How Much You Can Afford Description: In this episode, we’re diving into one of the biggest mistakes home buyers make—jumping into the search without understanding what they can realistically afford. We’ll go over the total costs of homeownership, beyond just the mortgage payment, and I’ll share practical tips to calculate a budget that works for your family. 💡 Want to master your home-buying finances? Check out my Smart Homebuying Course for step-by-step guidance on budgeting and financial planning! Get 50% off with code SMARTPOD! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study

23 min
Jun 24, 2024Episode 30
What is a Buyer Representation Agreement, with Mary Cates

What is a Buyer Representation Agreement, - Introduction Mary Cates is a Realtor that found her happy place in the Piedmont Triad area of North Carolina. Mary where she helps resale clients, out-of-state clients and first time homebuyers. She enjoys helping clients navigate the real estate process and ultimately finding the home of their desire. In her spare time, Mary enjoys tennis and spending time with family. ➡️ Manhattan/Brooklyn Real Estate Agent Services: If you'd like me to help you buy, sell, rent or renovate your home in Manhattan or Brooklyn, NY, let me know, I'd be happy to! Just send an email to [email protected] or text me at 347-440-9582. ➡️ Real Estate Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly

35 min
Jun 17, 2024Episode 29
The Truth About SONYMA Down Payment Assistance Program with Christine Perlow

SONYMA Down Payment Assistance Program - Introduction The Truth About SONYMA Down Payment Assistance Program with Christine Perlow Christine Perlow is a Sr. Loan Officer at Nationwide Mortgage Bankers. She has been in the mortgage industry for over 30 years and she is most passionate about helping her First Time Buyers. She has been in the SONYMA Hall of Fame for the past 10 years and always in the top 5! She is the mom to twin boys who are 18 years old graduating from High School and heading off to college! Christine and her husband are enjoying this special time. ➡️ Brooklyn Agent Services: If you'd like me to help you buy, sell, rent or renovate your home in Brooklyn, NY, let me know, I'd be happy to! Just send an email to [email protected] or text me at 347-440-9582. ➡️ Real Estate Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. SONYMA Down Payment Assistance Program - Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the <a href= "http

28 min
Jun 3, 2024Episode 27
Why It Is Essential To Talk To A Mortgage Officer Early On, With David Epstein

David Epstein - Introduction David Epstein is the Vice President of First Securities Home Mortgage, and independent mortgage broker in Royal Oak, Michigan. He has been in the mortgage industry since 1993 and he focuses on giving the best customer service, follow up and attention to detail because he believes this is essential when working on mortgages. He has 4 kids and a wife and in his free time he likes golfing and being outdoors. David Epstein - Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the

43 min
May 27, 2024Episode 26
Why Agents & Lenders Need To Lead With Value (Specially After NAR's Settlement), with Paul Abraham

Paul Abraham - Introduction Paul Abraham AKA BetterCallPaul is a mortgage lender and owner of LocalLender that has been in the mortgage business for 30 years. The first 10 years he was a loan officer and now he has become a loan officer trainer. He now runs a Facebook group with over 41k loan officers when he helps them to grow their business. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 <a href= "https://lauramore

32 min
May 20, 2024Episode 25
Why Buying Overseas Could Be The Best Option for First Time Home Buyers Today, with Rodolfo Delgado

Rodolfo Delgado - Introduction Rodolfo Delgado is a real estate startup founder based in New York and CEO of Replay Listings and Forbes contributor. He also bought his first home overseas and he is coming to share his experience and what he learned in the process. When he is not working he loves swimming and boxing. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 <a href= "https://lauramoreno.com/the-smart-home-buyer-

25 min
May 13, 2024Episode 24
3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024

3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024 In July 2024, significant changes are set to reshape how buyer's agents are compensated in real estate transactions. These changes have far-reaching implications for members of the real estate industry, as well as for home buyers and sellers. Let's delve into what these changes mean for all parties involved. These are the 3 ways you can compensate buyer's agents starting July 2024: 1. Fixed-Fee Commission Paid Directly by Consumers In this model, buyers pay a predetermined fixed fee directly to their agent for their services. Unlike traditional commission-based structures, where the agent's compensation is a percentage of the sale price, this approach offers more transparency and predictability for both buyers and sellers. Buyers know exactly how much they will pay their agent, regardless of the final sale price of the property. This can be particularly appealing for buyers who prefer a straightforward fee structure and want to avoid potential conflicts of interest that may arise from commission-based compensation. 2. Concession from the Seller Another method of compensating buyer's agents is through concessions from the seller. In this scenario, the seller agrees to cover some or all of the buyer's agent's fees as part of the overall transaction. This can be negotiated as part of the purchase agreement and is typically based on a percentage of the sale price. For buyers, this can be an attractive option as it reduces their out-of-pocket expenses for agent fees. Sellers may also benefit from offering a concession to attract more buyers and expedite the sale process. However, it's essential to consider how this concession may impact the negotiation dynamics between buyers and sellers. 3. Portion of the Listing Broker's Compensation In some cases, buyer's agents may receive a portion of the commission paid to the listing broker. This arrangement often involves the listing broker sharing a percentage of their commission with the buyer's agent as a cooperative compensation agreement. While this method is common in traditional real estate transactions, its prevalence may diminish with the new regulations limiting MLS communication of compensation offers. Nonetheless, it remains a viable option for compensating buyer's agents and can provide an incentive for agents to collaborate and facilitate successful transactions. These three methods offer distinct approaches to compensating buyer's agents and reflect the evolving landscape of real estate transactions. As the industry adapts to new regulations and consumer preferences, agents and clients alike must carefully consider which compensation model aligns best with their needs and goals. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly.

26 min
May 6, 2024Episode 23
Unlocking Wealth: Why Buying a Home Sooner is Your Best Investment with Nick Mullen

Nick Mullen - Introduction Nick Mullen is a real estate agent in Northern Virginia. He believes real estate is a great wealth building tool, and it’s available to everybody. Recently, he’s been working with buyers to acquire lots to build their dream homes. When he’s not working he enjoys the company of family, playing music with his friends, and tending to his houseplants. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. <l

33 min
Apr 29, 2024Episode 22
Demystifying Mortgages: A Comprehensive Guide for First-Time Buyers by Annika Lynn

Annika Lynn - Introduction Annika Lynn is a Certified Mortgage Advisor based in South Carolina, with licenses spanning 14 additional states. She specializes in helping first-time home buyers and facilitating VA loans. Annika thrives on guiding clients toward building wealth through real estate and to getting them smoothly to the finish line and into their new home. Annika Lynn - Summary   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making infor

23 min
Apr 22, 2024Episode 21
The Art of Persuasion: Winning Your Dream Home with a Letter to the Seller, with Donovan Reyes

Donovan Reyes - Introduction Donovan Reyes is a real estate agent in Las Vegas. He sells over 100 homes a year to first time homebuyers, investors, professional athletes, and sellers. When he is not selling real estate, he is hanging out with his wife and 4 dogs.   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator:

37 min
Apr 15, 2024Episode 20
Assumable Mortgages 101: The Key to Your First Home, with Michael Lorino

Assumable Mortgages 101 with Michael Lorino - Summary Michael Lorino is the founder and CEO of AssumeList, a site where you can see Assumable Mortgages. A military veteran with over 15 years of real estate experience, Michael recognized the coming affordability crisis with rising interest rates and wondered how homebuyers could more easily find homes for sale with assumable loans. As he researched, he realized that no search tool existed, so he created AssumeList with the goal of making homes with assumable loans more accessible. Michael lives with his family in Alexandria, VA and enjoys spending time with his wife of 17 years and two young children. Meeting Notes Veteran's Real Estate Journey and Challenges Michael Lorino, a recently retired military veteran and real estate agent with over 15 years of experience, shared his journey into the real estate business and his passion for helping families buy and sell homes. He explained that he and his wife divide their work roles, with Michael Lorino focusing on buyer transactions and his wife handling listings. They also discussed the challenges of managing their business and family life, especially during the busy spring market. Michael Lorino shared that their children sometimes accompany them to clients and participate in home showings, and that his mother helps with childcare when needed. Michael Lorino also highlighted the impact of rising interest rates on the mortgage industry, noting that current rates are around 6.5% to 7%, a significant increase from a few years ago. Assumable Mortgages: Benefits and Legality Michael Lorino and Laura discussed the concept of assumable mortgages, where a buyer can take over a seller's existing mortgage terms, including the interest rate. Michael Lorino explained this could be beneficial for buyers, as they could avoid taking out a new mortgage and save money on closing costs as they wouldn't need an appraisal or a new lender's title insurance policy. Laura highlighted that this could be especially useful for those buying homes with low, assumable mortgages. Michael Lorino confirmed that such mortgages are legal and are typically government-guaranteed. He further clarified that VA, FHA, and USDA loans are all assumable. Assumable Mortgages: Benefits and Challenges Michael Lorino discussed the potential benefits of assuming a mortgage on a new home, using a specific example of a military couple who were able to save significantly by assuming a loan with a lower interest rate. Michael Lorino emphasized that while this option can be beneficial, it may not be suitable for everyone. Laura expressed interest in how to find properties with assumable loans and whether she needed to be a VA veteran to qualify. Michael Lorino explained that only a small percentage of homes for sale have assumable mortgages, and they are typically government-backed loans. He also introduced a new search platform to help potential buyers find these types of properties

33 min
Apr 8, 2024Episode 19
FHA 203k Loan Requirements: Empowering Home Renovators With Andrew Winnard

FHA 203k Loan Requirements - Introduction Andrew Winnard is a certified home inspector based in Maryland and HUD 203K consultant that takes great pride in the fact that he is able to work with home buyers to take advantage of one of the most powerful loan programs offered to the public.   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Ho

33 min
Apr 4, 2024Episode 18
Unlocking Secrets: The 3 Questions Top Real Estate Agents Ask First Time Home Buyers, with Chastin J. Miles

Introduction Chastin J. Miles is a real estate agent who focuses on Dallas properties. He specializes in various types of real estate, like houses, condos, commercial buildings, and luxury rentals. Chastin J. Miles and his team aim to change the way people think about real estate transactions. They go above and beyond what typical agents do. Chastin J. Miles wants to be more than just a real estate agent. He wants to help people understand their local communities better. He also offers services in design, marketing, and sales for buyers, sellers, developers, and investors. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for

29 min
Apr 1, 2024Episode 17
$75,000 Seller Concessions and the Intriguing World of Buying a Home in 2024 with Amanda Shepherd

Introduction – Amanda Shepherd Amanda Shepherd is a real estate broker in Seattle-Tacoma with Compass. She's the recipient of the Tacoma-Pierce County Association of Realtors Rookie of the Year award in 2022, and is passionate about helping first time home buyers achieve their goals. When she's not working, she's volunteering at local organizations like Rebuilding Together, the South Sound, her local Chamber of Commerce, or exploring the best Pacific North West hiking trails with her 8 year old daughter, Dylan.   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated con

36 min
Mar 28, 2024Episode 16
Moving Horror Stories And How To Avoid Them in 2024 with Justin Revland

Summary Justin Revland is the Marketing Manager for Hornet Moving in Charlotte, North Carolina. He enjoys representing a locally owned and operated small business that is doing big things in a quickly growing city. When not working, he stays busy finding new ways to get outdoors and spending time with his wife and 3 young children. Summary Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 <a href= "https://lauramoreno.c

27 min
Mar 25, 2024Episode 15
The House Hacking Blueprint: Lessons from a 17-Unit Owner, with Seana Caine

Introduction Seana Caine is a real estate agent in Rochester, NY. She loves working with first time homebuyers and helping them buy their first home. When she is not working she loves traveling and spending time with her husband. Home Buying Resources ➡️ Referrals ⭐ Find A Real Estate Agent Near Me ⭐ Find A Mortgage Broker Near Me ➡️ Free Resources ⭐ First Home Buyer Checklist ⭐ First Time Home Buyer Resources ⭐ Best Home Buying App ⭐ Homes For Sale Aggregator ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator ⭐ Smart Home Buyer Calculator ➡️ Get The BEST CREDIT SCORE Tools ⭐ Best Credit Score Check For First Time Home Buyers ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the

34 min
Mar 21, 2024Episode 14
The Home Triangle Methodology, Unlocking the Perfect Home with Alison Derse

➡️ Description Alison Derse is an award-winning Realtor in Portland, OR. Her mission is to offer heartfelt care and white glove service with the best tools, resources and local market knowledge the industry has to offer. She works across all of Portland and surrounding suburbs. When she is not working, she loves entertaining and exploring the city with her husband and two young children. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at <a href="ma

30 min
Mar 18, 2024Episode 13
Building Wealth Building Homes The ABCs of Construction Loans with Danielle Andrews

Description Danielle Andrews is the Broker and Owner of Realty ONE Group Next Generation in Tallahassee, Florida. Danielle has been working in the real estate industry in Florida since 2016. She is an Educator by nature, having spent four years teaching Middle School Social Studies. She enjoys bringing her passion for education into her real estate sales business and brokerage.  In her spare time, she enjoys traveling, eating at new restaurants, spending time with her family, and catching up on the latest TV shows and movies. Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at

38 min
Mar 14, 2024Episode 12
Empowering Home Buyers Unleashing the Power of Home Buyer Education with Matt Gouge

Description MattTheMortgageGuy is a mortgage broker who is passionate about helping first time homebuyers create life changing opportunities through homeownership. Over the last decade he has created thousands of hours of content across YouTube, Instagram, Facebook, TikTok to educate homebuyers to make great decisions around buying a home. Outside of work Matt is a dedicated father of 2 boys (10 & 14), husband to his wife of 15 years (Katrina), and lifelong fan of the Sacramento KINGS! Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at in

43 min
Mar 11, 2024Episode 11
Where to Begin: Relocation Tips for First-Time Home Buyers with Darren Kaplan

Description Darren Kaplan, known as MrMortgageGuru, is a husband of 23 years and a proud father to two wonderful children—a boy and a girl. As a seasoned mortgage banker, he has over 200 positive Zillow reviews, maintains a thriving YouTube channel with over 5000 subscribers, and brings over 20 years of valuable experience to his profession. Outside of work, Darren enjoys playing pickleball and collecting sports cards. Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but so

39 min
Mar 7, 2024Episode 10
More Than Numbers Choosing a Lender Who Understands Your Story with Danny Meier

Description Danny Meier is a mortgage loan officer out of the Seattle area where he was born and raised. He has been the #1 loan officer in the state for three years in a row and is ranked top ten nationally amongst all loan officers. He is a homeowner, investor, loving husband and father. What makes him tick is helping people make sound financial decisions and meeting people where they are at. Listening is what he considers his greatest skill Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to re

29 min
Mar 4, 2024Episode 9
The 3 Forces Behind the Fluctuations in Home Prices with Jeb Smith

Description Jeb Smith is a Real Estate Broker and Content Creator located in Huntington Beach, CA. He enjoys educating first time home buyers on the importance of homeownership and providing the guidance necessary to help them accomplish their goals. Jeb loves being active and spending time with his wife and 3 boys. Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]</

42 min
Feb 29, 2024Episode 8
2500 Loans Later - Top Advice for First-Time Home Buyers with Dane Moler

➡️ Description Dane Moler is a Division President with Primary Residential in the San Francisco Bay Area. He is an expert in all things mortgage with more than 22 years in the mortgage industry and having personally funded over 2,500 residential mortgages. Outside of the office he is an avid mountain biker, snowboarder, and travel enthusiast. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-m

37 min
Feb 26, 2024Episode 7
Why You Need The Best Real Estate Team with Brett Ari Fischer

➡️ Description Brett Ari Fischer is a real estate agent in New York City. He loves working with homebuyers and sellers. When he is not working he loves playing sports, reading, making videos, cooking, going to the gym and watching sports. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyon

49 min
Feb 22, 2024Episode 6
Whats Wrong With The Real Estate Sector Today With Craig Rowe

➡️ Description Craig Rowe is a journalist based in Truckee, CA, focusing on proptech, marketing and consulting for real estate. He's also a backpacking guide in Yosemite National Park and the Eastern Sierra Nevada. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ <

34 min
Feb 19, 2024Episode 5
Why 4 Interest Rates Where A Historical Anomaly with Andrew Galler

➡️ Description Andrew Galler is a Realtor in Portland, Oregon and has been helping people buy (and sell) homes since 2001. His passion is navigating his clients' largest financial and emotional investment in their lives: their HOME. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Faceb

39 min
Feb 15, 2024Episode 4
Real Estate is URGENT Why You Need To Get Into Every House The Minute You Can With Kimberley Tufts

➡️ Introduction Kimberley Tufts is a licensed REALTOR® serving New Hampshire and also Massachusetts. She is determined and committed to making the transaction as stress-free as possible and even fun while providing the utmost excellent service earning your trust, future referrals, and repeat business. First-time buyers are her favorite because the joy that comes from educating a first-time buyer through the process from start to finish and turning over the keys at closing is like no other. When Kim is not working or mentoring her group she enjoys spending time with her family, friends, 2 cats, the ocean, and yoga. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tool ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? ⭐ Watch these videos in my YouTube playlist: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you ha

21 min
Feb 12, 2024Episode 3
How To Get $25k Off From Your First Home with Robert Davenport

➡️ Introduction Robert Davenport is a seasoned real estate agent in Indiana who enjoys making your home dreams come true. As an Indiana native, Robert recognizes the trust his clients place in him and takes the lead with savvy negotiation skills, value, dedication and always putting his clients first. In his spare time he enjoys being with his family, hiking, playing tennis and running as well. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tool ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? ⭐ Watch these videos in my YouTube playlist: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from

31 min
Feb 8, 2024Episode 2
The Top 5 Components That All Home Inspectors Need To Check With Andrew Winnard

➡️ Introduction Andrew Winnard is a home inspector in Central Maryland who loves working with first-time homebuyers. He encourages all homebuyers to follow him through the on-site inspection so he can report and advise on the overall condition of the home while answering any questions they might have. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tool ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? ⭐ Watch these videos in my YouTube playlist: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - [email protected] ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at [email protected]. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.

12 min
Feb 5, 2024Episode 1
Navigating the Real Estate Rollercoaster: A Recap of 2023 and Insights for 2024

Introduction Hello and welcome back to The First Time Home Buyer Podcast! I'm thrilled to be back with you for a brand new season. It's been a while, and I appreciate your patience. Today, we have a special episode in store for you as we catch up on what's been happening in my life and the real estate world. My Story: Making Home Buying Easier In the last four years, my story has been all about making buying a home easier. I went through a tough time buying my own home in New York City – it was super confusing and stressful. The professionals I worked with weren't the best, and I felt clueless and embarrassed. That's when I decided to create The First Time Home Buyer Podcast and HomeFlow, an all-in-one platform to help people buy homes. Techstars Experience: Pivoting to Help Employees Over the past year, I got involved with Techstars, which was an incredible experience. I made a big change with HomeFlow, deciding to sell the solution directly to companies and their employees. This shift aimed at making the dream of owning a home come true for employees while keeping companies and their workforce happy. However, after a few months, I realized it would take too long to make deals with companies. So, after some thinking, I decided to go back to helping home buyers directly by creating educational content and restarting the podcast. Real Estate Market Overview for 2023: A Tough Year In simpler terms, 2023 was a tough year for both buying and selling homes. Here's a snapshot: Home Prices Went Up: The average price in the U.S. increased from $407,000 in 2022 to $409,000 in 2023. Rent Was High: Rent prices peaked at $2,050 in August, leading more people to consider buying despite challenges. High Mortgage Rates: Interest rates went above 8%, making mortgages more expensive. Low Inventory: Fewer homes for sale due to high mortgage rates and low construction. Inflation: Peaked at 6.6% year over year in February, influencing the housing market. Homes Took Longer to Sell: Average days on the market increased to 37. Price Drops: 15.3% of listings experienced price drops. Cash Purchases: Nearly 33% of homes were purchased with all cash. Less Competition: Bidding wars decreased with rising mortgage rates. Fewer Investor Purchases: Investor purchases dropped by a record 48.6%. NAR Challenges and Lawsuits: Changing the Game In addition to market challenges, the NAR (National Association of Realtors) faced lawsuits, potentially changing the way agents get paid. The key impacts include potential changes in agent commissions, impact on costs, transparency and consumer trust, potential new fee structures, uncertainty in the market, shift towards transparency, possibility of more consumer-friendly practices, and exploration of alternative options. What to Expect for 2024 and Tips to Navigate the Market Low inv

30 min
Dec 16, 2022Episode 272
Home Inspection Reports (Explained): The 4 Sections Of Our Home Inspection Reports, with Kurt Grasset

Introduction Kurt Grassett is the owner and General Manager of Norway Hill Home Inspections, a home inspection company in Peterborough, New Hampshire with over 800 5-star reviews where they love loves teaching prospective home buyers about their new home. When not working Kurt likes to fly fish, travel to see his kids, and ride his motorcycle. Get In Touch With Our Guest, Kurt Grassett If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search fo

35 min
Dec 14, 2022Episode 271
Buydown MasterClass (OR) How How To Temporarily Reduce Your Interest Rate, with Amy Slotnick

[fusebox_track_player url="xxx" ] Introduction Amy Slotnick is a SVP, Branch Manager, and Senior Mortgage Advisor in Newton, MA. She is a 40-year veteran of the mortgage industry and she is passionate about educating buyers through the home financing process. In her free time, she enjoys visiting her daughter, son-in-law, and new grandson in Washington, D.C. Get In Touch With Our Guest, Amy Slotnick If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the li

28 min
Dec 12, 2022Episode 270
The 3 (Silly) Rules To Secure Your Home Resale Value, with Michael La Stella

Introduction Mike La Stella is a realtor in Bergen County, New Jersey. He loves working with home buyers to guide them through the process of buying their first home. He is also a husband and father of two. When he is not working, he loves traveling with his wife and cannot wait to start taking their kids with them! Get In Touch With Our Guest, Michael La Stella If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: <a href="https:/

22 min
Dec 9, 2022Episode 169
Secrets of a 1,000 5-Star-Review Inspection Company - With Michael Conrad

Introduction Michael Conrad is a building scientist and a serial entrepreneur that runs a company called, DILIGENT, a home inspection company based in Nashville, TN with over 1,000 5-Star Reviews. DILIGENT is the ultimate One-Stop Shop for inspection services in the mid-Tennessee area. You might have also seen Michael on his YouTube channel as “The Diligent Inspector”. Get In Touch With Our Guest, Michael Conrad If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on

35 min
Dec 7, 2022Episode 268
The Top 3 Options To Lower Your Interest Rate (Including The 2-1 Buydown Option) - Lee Barroll

Introduction Lee Barroll is a loan originator in Nashville, TN. He has 26 years of experience and enjoys helping all types of homebuyers accomplish their goals. When not working, he loves hanging out with his 2 dogs, Charlie and Bernie. Get In Touch With Our Guest, Lee Barroll If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: Podcast Guest Se

25 min
Dec 5, 2022Episode 267
Why You Need To Work With A Real Estate Agent That DOESN'T Need Your Business, with Mike Sposato

Introduction Mike Sposato is the Owner and Managing Broker of Carolina Realty Advisors in Charlotte, North Carolina. He has been a Realtor for over 20 years and works with buyers and sellers all over the Greater Charlotte area. When not working Mike loves to travel, go to his beach house, and be on his boat. He is also an avid sports fan. Get In Touch With Our Guest, Mike Sposato If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them

33 min
Dec 2, 2022
This Is The Best Time To Buy In Austin, Texas (And How To Deal With The High Interest Rates) - With Libby Arnold

Introduction Libby Arnold is an Associate Broker at Realty Austin in Austin, TX. She specializes in residential real estate and loves helping first-time homebuyers understand the buying process and the market's nuances. Get In Touch With Our Guest Today If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Podcast Sponsors MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: Podcast Guest Search Find A Great Real Estate Agent Near You  If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Awesome Resources For First-Time Home Buyers If you’d like to access other great resources for first-time home buyers just click on this link: First-Time Home Buyer Resources Let's Talk I'd love to talk to podcast listeners and get to know you all better! I can also help you answer any questions you have about buying your first home! So if you'd like to talk about that let's jump a quick call! Just schedule a time that works for you here: Schedule A Call With Laura Moreno Feedback I love receiving feedback so please, if you'd like to tell me how you'd improve the podcast, <a hr

34 min
Nov 30, 2022Episode 265
Auctions! How To Bid (The Right Way) On An Auction As A First Time Home Buyer - With Frank Pietrzak

Introduction Frank Pietrzak (Peter-Zak) is a property tax foreclosure Auctioneer in New York State with over 20 years of experience. Frank and the professional team at NYSAuctions.com have returned over 40,000 properties to the tax-paying rolls and he mentions this could be a great option for 1st-time buyers who have access to funds. Get In Touch With Our Guest, Frank Pietrzak If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: <

38 min
Nov 28, 2022Episode 264
Why You Need A (100-Day) Guarantee On Your Home Inspection, with John Leon Gonzalez

Introduction John Leon Gonzalez is a Certified Professional Inspector® in Seattle, Washington that has been licensed as a realtor since 2007 both H.I. and WDIR (Pest). He is also certified by the International Association of Certified Home Inspectors® (InterNACHI®) and today he comes to tell us everything about how to have a great inspection in Seattle, Washington. Get In Touch With Our Guest, John Leon Gonzalez If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on

36 min
Nov 25, 2022Episode 263
Secrets From A 10x Winner Of The Five-Star Real Estate Agent, with Bryan Mize

Introduction Bryan Mize is an excellent home inspector and founder of Optimized Inspection Services, a home inspection company in Seattle. He is passionate about sharing his knowledge and helping others to succeed in RE too. When he's not working he loves hiking, motorcycling, and enjoying live music/theatre. Get In Touch With Our Guest, Bryan Mize If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: <a href="https://lauramoreno.c

29 min
Nov 23, 2022Episode 262
How To Have A Stress-Free (and Low-Drama) Transaction, with Chris Sayre

Introduction Chris Sayre is a Mortgage Lender in Kirkland, WA. He’s always had the heart to help others and Mortgages are just an extension of his desire to make a difference. When he’s not working, he enjoys spending time with his family at their cabin in Eastern, WA. Get In Touch With Our Guest, Chris Sayre If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: <a href="https://lauramoreno.com/podcast-guest-search/" target="_blank

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