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Crypto Collective

Matthew FraserΒ·183 episodes

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Welcome to Crypto Investor, hosted by Matthew Fraser, an 8-figure entrepreneur and crypto investor. This channel is your go-to resource for understanding the world of cryptocurrency and building wealth in the digital economy. From beginner-friendly introductions to advanced strategies in Bitcoin, altcoins, and portfolio management, Matthew shares invaluable insights and actionable advice to help you navigate the crypto space. Whether you're new to crypto or looking to deepen your knowledge, we cover everything you need: crypto investing, portfolio diversification, managing risk, and maximizing returns. Join us as Matthew reveals the secrets behind his journey from Uber driver to financial independence...

Episodes

11 min
Jun 3, 2026Episode 184
No Superannuation In Your 40’s? Watch This…

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Australians hit their 40s with little or no superannuation and assume it’s too late to build real wealth. In this episode, Matt breaks down why that belief is wrong, how compounding works even from mid‑life, and what small allocations can mean inside an SMSF.What the episode covers◼️ Why starting in your 40s isn’t too late for wealth building◼️ How Bitcoin inside an SMSF changes retirement maths◼️ The compounding effect that can still deliver freedom by age 60Timestamps:00:00:00 - Introduction00:00:32 - Real-Life Example: Aiden's Financial Situation00:01:25 - The Stress of Financial Decisions00:02:29 - Average Super Balances for Australians in Their 40s00:03:01 - Projected Super Balance at Age 6000:03:34 - Inflation's Impact on Retirement Savings00:04:23 - The Paradox of Being a Long-Term Bitcoin Holder00:04:55 - Sponsor: Ledin - Borrow Against Your Bitcoin00:05:16 - Traditional Financial Advice vs. Reality00:06:00 - The Limitations of Mainstream Financial Strategies00:06:43 - Sponsor: CoinStash - Investing SMSF into Crypto00:07:46 - The Power of Bitcoin in an SMSF00:08:41 - Projected Wealth with Bitcoin Investment00:09:12 - The Political Climate and Superannuation00:10:16 - The Urgency of Taking Action Now00:11:09 - Join the Crypto Collective Community__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; con

8 min
May 28, 2026Episode 183
How Much Bitcoin Do You Really Need To Retire?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://learn.ledn.io/collectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Australians think they’ve missed the boat on Bitcoin, that the price is too high and the numbers are out of reach. In this episode, Matt breaks down the real maths behind long‑term compounding, inflation‑adjusted targets, and SMSF structures to show how surprisingly small the starting number can be for a strong retirement outcome.What the episode covers◼️ How much Bitcoin a 30, 40 and 50‑year‑old would need today to target $2M (inflation‑adjusted) by age 60◼️ How long‑term CAGR, inflation and SMSF tax efficiency change retirement projections◼️ The impact of consistent DCA and why compounding can outperform traditional super over timeTimestamps:00:00:00 - Introduction00:00:21 - Understanding the Target: A $2 Million Retirement00:00:43 - Calculating Bitcoin Needs for Different Ages00:01:36 - Comparing Retirement Goals: ASFA vs. $2 Million00:02:20 - The Power of Bitcoin in an SMSF00:03:10 - Bitcoin Requirements for 30, 40, and 50-Year-Olds00:03:43 - Sponsor Message: CoinStash Introduction00:04:36 - Impact of Dollar Cost Averaging (DCA) on Retirement Savings00:05:51 - Withdrawing for Living Expenses: A Sustainable Strategy00:06:55 - Building Generational Wealth with Bitcoin00:07:37 - Join the Crypto Collective Community00:07:59 - Conclusion: Engage with Your Retirement Goals__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFraserhttps://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal ad

11 min
May 26, 2026Episode 182
Australia Is Heading for a Recession. Here's What That Means for Bitcoin

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] economists are warning that the country may be approaching a recession as growth slows, inflation stays elevated and the AUD weakens. In this episode, Matt breaks down how downturns typically unfold, how markets have reacted in past crises, and why Bitcoin has historically behaved differently when currencies weaken and stimulus ramps up.What the episode covers:◼️ Economic signals pointing toward a potential recession and how it affects households◼️ How past crises show Bitcoin responding to currency weakness and stimulus◼️ Why some Australians are reassessing SMSFs and long‑term positioning in volatile marketsTimestamps:00:00:00 - Introduction00:01:00 - Government Crisis vs. Cost of Living Crisis00:02:00 - Impact of Recession on Everyday Australians00:03:00 - The Consequences of Government Spending00:04:00 - Bitcoin's Resilience During Economic Crises00:05:30 - Bitcoin vs. Traditional Assets: A Comparative Analysis00:06:30 - The Fixed Supply of Bitcoin00:07:30 - Buying Opportunities During Market Fear00:09:00 - Positioning for the Future: Wealth Protection Strategies00:10:00 - Join the Crypto Collective Community__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I

12 min
May 20, 2026Episode 181
The Budget Move Reshaping Wealth Strategy

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] this episode, Matt reacts to the latest Federal Budget and unpacks how the proposed changes could affect trusts, property, housing affordability, digital identity expansion and long‑term wealth planning. He also explores how these shifts intersect with SMSF structuring, Bitcoin as a long‑term asset and the broader economic environment Australians are navigating.What the episode covers◼️ Proposed tax changes affecting trusts and how they may impact small businesses and families◼️ The expansion of digital ID and what it means for compliance and verification◼️ Housing‑market pressures, deposit schemes and why some buyers are now trapped in high‑LVR loans◼️ How interest‑rate rises and inflation are reshaping affordability◼️ Why some Australians are reassessing Bitcoin and SMSFs as part of their long‑term strategyTimestamps:00:00:00 - Introduction00:00:40 - Tax Increases and Trusts00:02:04 - Digital ID Funding Announcement00:02:38 - Critique of Taxation and Economic Policies00:04:20 - First Home Buyer Challenges00:06:15 - Mortgage Broker Insights and Market Realities00:07:09 - Investment Advice: Bitcoin vs. Property00:08:36 - Labor's Broken Promises on Taxes00:09:53 - Renting vs. Buying: Recommendations for Australians__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry sig

7 min
May 15, 2026Episode 180
The Federal Budget Just Changed Everything for Bitcoin Investors

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] this episode, Matt breaks down how these structural changes interact with Bitcoin as a capital asset, what higher effective tax rates mean for long‑term holders, and why SMSF structuring is becoming a central part of the conversation for Australians building wealth through digital assets.What the episode covers:◼️ How the new CGT model works and why it affects all asset classes◼️ What the updated negative‑gearing rules mean for future investors◼️ How trust distributions will be taxed under the new minimum‑rate framework◼️ The impact of Division 296 on large super balances◼️ Why SMSF structuring is becoming more relevant for Bitcoin holdersTimestamps:00:00:00 - Introduction00:00:42 - Overview of the 26-27 Federal Budget00:01:03 - Capital Gains Tax Discount Overhaul00:01:25 - Negative Gearing Changes00:02:39 - Family and Discretionary Trusts Demolished00:03:00 - Superannuation Division 296 Tax Changes00:03:55 - Labor's Deceptive Promises00:04:38 - Impact on Wealth Building and Bitcoin00:06:05 - Importance of Self-Custody Bitcoin in SMSF00:06:37 - Call to Action: Join the Crypto Collective Community__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your

8 min
May 12, 2026Episode 179
Why This Multi-millionaire HATES Diversification

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Australians are taught to diversify across dozens of assets, but many of the world’s most successful wealth builders took a different path. In this episode, Matt breaks down why some investors choose concentrated positions, how this approach has played out for figures like Michael Saylor and the Winklevoss twins, and what separates average returns from asymmetric outcomes.What the episode covers:◼️ How diversified super funds typically allocate and what their long‑term returns look like◼️ Why concentrated strategies have shaped the fortunes of major entrepreneurs◼️ The role Bitcoin has played in high‑conviction portfolios◼️ How tax treatment, structure and asset design influence compounding◼️ The mindset shift from β€œown everything” to β€œown what you understand”Timestamps:00:00:00 - Introduction00:00:31 - Case Study: Chris's Super Fund Experience00:01:03 - The 15% Tax Drag on Super Earnings00:01:24 - The Impact of Tax on Compounding00:01:35 - New Taxes on Retirees00:01:45 - Comparing Super Tax Rates00:02:07 - Bitcoin in an SMSF: A Tax-Free Alternative00:02:28 - Scenario Setup: Average Australian Super Contributions00:03:01 - Traditional Super00:00:20 - The Case for Concentration00:00:30 - Traditional Superannuation Investments00:00:41 - Performance of Diversified Super Funds00:01:13 - Bitcoin's Performance Over the Decade00:01:36 - The Downside of Diversification00:02:08 - Michael Saylor's Bitcoin Bet00:03:03 - Strategy's Performance with Bitcoin00:03:35 - Winklevoss Twins' Bitcoin Investment00:04:41 - Non-Crypto Examples: Buffett, Musk, Bezos, Zuckerberg00:06:05 - Sponsor Message: CoinStash00:06:58 - Why Bitcoin Specifically?00:07:30 - Final Takeaway: Concentration for Wealth Building__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser <a href="https://www.facebook.com/immatthewfraser/" rel="noopener noreferrer" tar

11 min
May 6, 2026Episode 178
The Superannuation Hack To Pay 0% Tax

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] earnings are taxed at 15% each year, and that annual drag compounds over decades. In this episode, Matt breaks down how that tax works inside traditional funds, why it reduces long‑term growth, and how an SMSF holding Bitcoin is treated differently under current rules.Inside the episode:◼️ How annual earnings tax affects long‑term compounding◼️ Why Bitcoin inside an SMSF has no ongoing earnings tax◼️ Real scenarios for 40‑ and 50‑year‑olds using standard contribution levels◼️ How different growth rates and tax settings change retirement outcomesTimestamps:00:00:00 - Introduction00:00:31 - Case Study: Chris's Super Fund Experience00:01:03 - The 15% Tax Drag on Super Earnings00:01:24 - The Impact of Tax on Compounding00:01:35 - New Taxes on Retirees00:01:45 - Comparing Super Tax Rates00:02:07 - Bitcoin in an SMSF: A Tax-Free Alternative00:02:28 - Scenario Setup: Average Australian Super Contributions00:03:01 - Traditional Super Fund Performance: Host Plus Balanced00:03:24 - Bitcoin's Growth Rate in an SMSF00:03:45 - 40-Year-Old Scenario: Traditional Super vs. Bitcoin SMSF00:05:03 - The Advantage of No Annual Tax Drag00:05:35 - 50-Year-Old Scenario: Traditional Super vs. Bitcoin SMSF00:07:02 - The Paradox of Being a Long-Term Bitcoin Holder00:07:23 - Sponsor Message: Ledin's Bitcoin-Backed Loans00:07:45 - Bitcoin's Performance Without Annual Tax Drag00:08:07 - Bitcoin's 30% CAGR in an SMSF00:08:28 - Why Bitcoin in an SMSF Matters00:09:00 - The Structural Advantage of Bitcoin in Super00:09:31 - Conclusion: Bitcoin SMSF vs. Traditional Super00:10:04 - How to Move Your Super into a Bitcoin SMSF00:10:25 - Call to Action: Join the Crypto Collective00:10:36 - Disclaimer: Not Financial Advice__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser <a href="https://www.facebook.com/immatthewfraser/" rel="noopener norefe

14 min
May 1, 2026Episode 177
What These Viral Market Crash Predictions Don’t Tell You

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected], inflation and asset‑market stress are pushing more Australians to question how wealth is built and protected in 2026. In this episode, Matt reacts to a series of viral clips on rising costs, market risk and misconceptions about Bitcoin, and breaks down why digital assets keep showing up in conversations about long‑term resilience.What the episode covers:◼️ How rate hikes, inflation and cost‑of‑living pressures shape financial behaviour◼️ Why some analysts expect corrections across property, credit and equities◼️ Common misunderstandings about Bitcoin, energy use and long‑term viability◼️ How investors think about downturns, opportunity cycles and positioning for the next decadeTimestamps:00:00:00 - Introduction00:00:26 - Predictions of Market Crash and Bitcoin Skepticism00:00:41 - Climate Change Denial and Conspiracy Theories00:01:01 - Introduction to the Episode00:01:11 - Rant on Taxes and Government Control00:02:01 - Superannuation and Property Taxes00:02:53 - Labor and Greens' Alleged Agenda00:03:22 - Criticism of Government Handouts00:03:52 - Andrew Tate's Views on Government Control00:04:44 - Allegations of Corruption in Labor Party00:05:23 - Discussion on Avoiding Taxes00:06:09 - History of Income Tax in Australia00:07:26 - Decline in Standard of Living Under Labor00:08:28 - Critique of Monetary System and Advocacy for Bitcoin00:09:02 - More Criticism of Anthony Albanese00:09:15 - Labor Party's Lack of Real-World Experience00:10:08 - Promotion of Crypto Investment Service00:10:36 - Bitcoin and Energy Consumption Debate00:11:48 - Renewable Energy and Bitcoin00:12:44 - Predictions of Market Crash and Asset Bubbles00:13:18 - Strategy for Market Crash and Bitcoin Investment__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.fa

9 min
Apr 29, 2026Episode 176
Super Funds Are Adopting Bitcoin!?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected]’s second‑largest super fund is exploring ways to offer members access to digital assets. In this episode, Matt breaks down what HostPlus is considering, how it compares to AMP’s earlier move, and what this could mean for Bitcoin inside Australian retirement savings.Inside the episode:◼️ How HostPlus may introduce Bitcoin through its ChoicePlus platform◼️ What limits and safeguards apply inside large super funds◼️ How this compares to holding Bitcoin in an SMSF◼️ Why member demand is pushing super funds toward digital asset optionsTimestamps:00:00:00 - Introduction00:01:00 - ChoicePlus Platform and Member Demand00:02:00 - AMP's Influence and Industry Impact00:03:00 - The Benefits of Bitcoin in Super Funds00:04:00 - Ledin: Borrowing Against Bitcoin00:05:00 - HostPlus vs. SMSF: Pros and Cons00:06:00 - True Ownership with SMSF00:07:00 - The Future of Bitcoin in Retirement Savings00:08:00 - Join the Crypto Collective Community__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

18 min
Apr 27, 2026Episode 175
How To Beat The CGT Changes (LEGALLY)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] tax settings are set to reshape how Australian property investors manage capital gains, gearing, and long‑term strategy. In this episode, Matt breaks down what the proposed changes mean, who’s most exposed, and the legal frameworks investors can use to stay ahead of shifting rules.Inside the episode:◼️ How the updated CGT settings may impact multi‑property investors◼️ What caps on deductions could mean for cash flow and portfolio structure◼️ Six legal strategies to protect your position before any changes take effect◼️ How SMSFs, trusts, and entity structuring fit into the new landscape◼️ Why some investors are reassessing property vs. portable, self‑custodied assets◼️ A side‑by‑side comparison of property returns vs. Bitcoin over the next decadeTimestamps:00:00:00 - Introduction00:01:03 - Sarah's Story: The Impact of Negative Gearing Changes00:02:17 - Who Gets Affected: The 214,000 Mum and Dad Investors00:03:22 - The Greens' Agenda: Phasing Out Negative Gearing00:04:47 - Historical Context: Labor's Previous Tax Attempts00:06:56 - Potential Consequences: Housing Market and Rental Supply00:08:23 - Wealth Exodus: Australians Leaving for Better Tax Environments00:08:44 - Legal Strategies: Protecting Yourself from Tax Hikes00:10:10 - Investment Options: The Role of SMSFs in Crypto00:11:14 - Comparative Analysis: Property vs. Bitcoin Investments00:16:47 - Conclusion: The Future of Wealth Building in Australia__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER*

13 min
Apr 22, 2026Episode 174
Australia Just Destroyed Bitcoin Privacy (New Laws)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] regulatory changes are reshaping how digital assets move through the system, and for the first time, self‑custody wallets are being pulled into the compliance net. In this episode, Matt breaks down what the new rules mean, how they affect wallet verification, why privacy is becoming harder to maintain, and the practical steps serious Bitcoin holders should be thinking about next.Inside the episode:◼️ How new reporting rules change the way exchanges handle self‑custody transfers◼️ Why wallet verification is becoming standard across major platforms◼️ What these changes mean for privacy‑focused investors◼️ How SMSF structures, collateralised borrowing, and peer‑to‑peer routes fit into the new landscape◼️ The long‑term implications for Bitcoin’s role as a self‑custodied assetTimestamps:00:00:00 - Introduction00:01:00 - Dave's Experience with Cold Wallets00:02:00 - New Categories for Digital Asset Platforms00:03:00 - Government's Justification for Surveillance00:04:00 - Impact of Regulations on Wealth Building00:05:00 - Global Surveillance Initiatives00:06:00 - Erosion of Financial Privacy00:07:00 - Impact on Bitcoin Adoption00:08:00 - Long-Term Outlook for Bitcoin00:09:00 - Practical Steps for Self-Custody00:10:00 - Using Privacy Coins for Transactions00:11:00 - Planning Your Exit Strategy__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SM

13 min
Apr 15, 2026Episode 173
The Wildest Cases I’ve Seen Bitcoin Help

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] this episode, Matt shares the wildest cases he’s seen first‑hand: the retiree searching for a lifeline, the sceptic who became a believer, the investor who bought every dip, the family who missed a crucial insurance detail, and the moments where Bitcoin changed everything… or couldn’t.These stories reveal what Bitcoin can do, what it can’t, and why your personal situation matters more than the market cycle.◼️ The emotional reality behind late‑stage retirement panic◼️ Why sceptics often become the strongest Bitcoin advocates◼️ How conviction is built (and tested) in bear markets◼️ The insurance mistake every SMSF investor must avoid◼️ The mindset shift that separates long‑term winnersTimestamps:00:00:00 - Introduction00:00:32 - The Webinar Incident: A Lesson in Expectations00:03:05 - Choices for Retirement: The Reality Check00:03:16 - Generational Perspectives on Bitcoin00:04:10 - Overcoming Skepticism: My Journey with Bitcoin00:05:57 - The Importance of Education in Crypto00:06:29 - My Personal Investment Experience00:08:29 - Dollar Cost Averaging Strategy Explained00:09:40 - The Dilemma of Selling Bitcoin for Cash00:10:48 - A Cautionary Tale: Insurance and Super Funds__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn aff

26 min
Apr 8, 2026Episode 172
Superannuation Secrets No One Wants You to Know (2026 Rules)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Australians are heading toward retirement with far less than they need, not because of bad luck, but because of five silent mistakes built into the super system. In this episode, Matt breaks down the new 2026 rules, the hidden traps most people never see, and the strategies that can transform an average balance into real long‑term wealth.◼️ The 2026 super changes that actually matter◼️ The five mistakes quietly destroying compounding◼️ Why default funds fall behind over decades◼️ How contribution caps and timing reshape outcomes◼️ Why SMSFs and hard assets behave differentlyTimestamps:00:00:00 - Introduction00:00:42 - Payday Super: New Rules and Impact00:01:36 - High Contribution Caps: Opportunities for Extra Savings00:02:42 - Super on Government Paid Parental Leave00:03:03 - Transfer Balance Cap Increase00:03:25 - Division 296 Tax: New Stealth Tax on Retirement Savings00:04:52 - Comfortable Retirement: ASFA's Standards00:07:00 - Old Age Pension: Living on Minimal Super00:09:06 - The Paradox of Being a Long-Term Bitcoin Holder00:09:50 - Biggest Mistakes with Super and SMSF00:12:00 - Multiple Super Accounts: Consolidate to Save00:12:42 - Voluntary Contributions: Boosting Your Super00:14:07 - Maxing Out Concessional and Non-Concessional Caps00:15:30 - Retiring Faster: Avoiding Late Realizations00:16:33 - Panicking and Switching Investments at the Wrong Time00:17:36 - Setting Up SMSF: Proper Planning and Compliance00:19:02 - SMSF: Control and Professional Management00:20:26 - Allocating to Better Performing Assets in SMSF00:21:00 - Avoiding ATO Penalties: Compliance Tips00:22:24 - Other Costly Traps: Insurance, Advice, and Contribution Caps00:23:08 - Strategic Bitcoin Allocation: Potential for Massive Growth00:25:06 - The Widening Retirement Gap: Taking Control__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraser<a href="https:

17 min
Apr 2, 2026Episode 171
Retirement changes after you hit $3M (Beat THIS Trap)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] $3 million in super used to mean you were set for life. New rules change that completely. In this episode, Matt breaks down what actually happens once your balance crosses the $3M threshold, how the new tax settings work, and why SMSFs and hard assets behave differently under the updated system.◼️ What changes once your super passes $3M◼️ How the new tax rules affect long‑term retirement planning◼️ The updated contribution caps and thresholds from July 1◼️ A real $4M SMSF example and how earnings are treated◼️ Why asset choice matters more than ever for future wealthTimestamps:00:00:00 - Introduction00:00:31 - Labor's Attempt to Tax Unrealized Gains00:01:04 - Proposed Tax Changes and Backlash00:02:30 - What Actually Passed: Realized Gains Tax00:04:05 - Positive Changes from July 100:04:26 - Payday Super: Immediate Super Payments00:05:08 - Higher Contribution Caps00:06:04 - Transfer Balance Cap Increase00:06:25 - Super on Government Paid Parental Leave00:06:56 - Sponsor: CoinStash00:07:50 - Practical Example: $4 Million SMSF Couple00:09:26 - Bitcoin in SMSF: Tax Advantages00:11:03 - Long-term Impact on Retirement Savings00:11:57 - Average Super Balances and Retirement Reality00:13:27 - Building Wealth Outside Super00:14:40 - Sponsor: Imperial Wealth00:15:12 - Final Thoughts on Labor's Policies__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed adv

7 min
Mar 31, 2026Episode 170
Is Labor Telling The Truth About The Oil Crisis? (Or is there a secret agenda?)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] is facing fuel shortages, rising prices and growing uncertainty, but the public narrative doesn’t match what people are seeing on the ground. In this episode, Matt breaks down the theories circulating online, the structural vulnerabilities in Australia’s energy system, and why moments like this expose how fragile our supply chains really are.◼️ Why fuel stations are running dry across the country◼️ How Australia can hold reserves yet still face shortages◼️ The online theories linking energy shocks to digital controls◼️ The real risks of relying on imported fuel◼️ Why Bitcoin becomes a sovereignty tool during supply‑chain crisesTimestamps:00:00:00 - Introduction00:01:05 - Australia’s Oil Reserves and Sovereignty00:02:11 - Conspiracy Theories Explored00:02:54 - Theory 100:03:48 - Theory 200:04:20 - Theory 300:04:54 - Theory 400:05:27 - Theory 500:05:59 - Theory 600:06:31 - Patterns and Reality Check__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

17 min
Mar 27, 2026Episode 169
How The Iran War Can Collapse Australia’s Economy

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] is facing one of the most severe energy shocks in decades, and the flow‑on effects are already hitting fuel, freight, groceries and inflation. In this episode, Matt breaks down how a global oil disruption can cascade through Australia’s economy, why we’re more exposed than almost any developed nation, and how Bitcoin behaves during periods of energy‑driven instability.◼️ How a major oil choke point disrupts global supply◼️ Why Australia’s fuel dependence magnifies every price spike◼️ The inflation chain: transport, groceries, airfares and business costs◼️ What past oil shocks tell us about markets, recessions and money printing◼️ How Bitcoin reacts during geopolitical and energy crisesTimestamps:00:00:00 - Introduction00:01:14 - Australia's Fuel Dependency00:02:18 - Impact of Oil Supply Disruption00:03:10 - Economic Consequences00:04:36 - Inflation and Cost of Living00:06:01 - Predictions for the Coming Weeks00:08:10 - Government Response and Cash Printing00:10:29 - The Role of Bitcoin as a Hedge00:12:27 - Financial Implications of the War00:14:01 - The Future of the Economy__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

16 min
Mar 19, 2026Episode 168
5 Ways to grow your super (SMSF & Industry Funds)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Australians are heading toward retirement with far less than they need, and the gap between the average balance and a comfortable lifestyle is widening fast. In this episode, Matt breaks down the five strategies Australians are using to grow their super faster, whether they’re in an industry fund or running an SMSF.◼️ The real numbers behind Australia’s retirement gap◼️ How concessional and non‑concessional contributions accelerate growth◼️ Why asset allocation matters more than most people realise◼️ The SMSF advantage for control and flexibility◼️ How long‑term compounding transforms even modest balancesTimestamps:00:00:00 - Introduction00:02:16 - Understanding the ASFA Retirement Standards00:03:58 - Five Strategies to Grow Your Super00:04:20 - Maximize Concessional Contributions00:06:07 - Non-Concessional Contributions Explained00:07:36 - Switching to Better Performing Assets00:08:53 - The Ultimate Hack00:11:04 - The Power of Compound and Consistency00:14:06 - The Importance of Early Action00:15:32 - Join the Crypto Collective Community__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

14 min
Mar 17, 2026Episode 167
Could Pauline Hanson Save Your Financial Sovereignty?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] is entering a major shift in how wealth, retirement and financial sovereignty are shaped. In this episode, Matt explores how changing policy settings could impact your super, your tax outcomes and your long‑term Bitcoin strategy.◼️ The structural pressures reshaping retirement◼️ How proposed tax changes could affect savings◼️ Why incentives matter more than promises◼️ The growing push toward tighter wealth controls◼️ What this means for Bitcoin, SMSFs and sovereigntyTimestamps:00:00:00 - Introduction00:01:42 - The Failings of Anthony Albanese's Labor Government00:03:13 - Impact of Labor's Tax Policies on Retirement00:05:02 - The Liberal National Coalition's Position00:07:54 - One Nation's Surge in Popularity00:09:42 - Challenges for Pauline Hanson and One Nation00:10:45 - One Nation's Policies and Stance on Bitcoin00:12:43 - Using Bitcoin as Collateral for Loans00:13:25 - Conclusion: The Future of Australia’s Political Landscape__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

19 min
Mar 11, 2026Episode 166
Netherlands Is ROBBING Its Citizens (Which country is next?)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Netherlands has just approved a 36% tax on unrealised gains, and it’s the clearest warning yet of what’s coming next. In this episode, Matt breaks down how the Dutch model works, why it’s already influencing global policy, and why Australia is closer to adopting the same approach than most people realise.◼️ How the Dutch unrealised gains tax actually works◼️ Why it creates forced selling, liquidity traps and exit taxes◼️ The global shift toward taxing paper profits◼️ How similar proposals have already surfaced in Australia◼️ What this means for Bitcoin holders, investors and SMSFsTimestamps:00:00:00 - Introduction00:01:04 - Details of the Dutch Tax Proposal00:02:30 - Impact of the Tax on Investors00:03:56 - Reasons for Implementing the Tax00:05:11 - Criticism and Potential Consequences00:06:36 - Exit Tax and Immigration Implications00:08:01 - Effects on Wealth and Property Rights00:09:40 - Calculating the Impact on Bitcoin Holdings00:11:12 - Borrowing Against Bitcoin as a Solution00:11:55 - Global Trends in Wealth Taxation00:13:32 - Australia's Attempt at Unrealized Gains Tax00:14:46 - Land Tax in Australia00:15:49 - Political Motivations Behind Taxation__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry signif

14 min
Mar 5, 2026Episode 165
Why The Government Won’t Fix Our Tax CRISIS

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] collects more tax per person than almost any country on Earth, yet the system is still broke. In this episode, Matt reacts to the most shocking examples of government waste, corruption and incompetence, and breaks down why the tax crisis will never be fixed, because keeping you trapped is the point.◼️ Why Australians pay more tax and get less in return◼️ How government waste, debt and mismanagement fuel endless tax hikes◼️ Why the ATO is cracking down while multinationals pay nothing◼️ How rising costs, migration and policy failures squeeze every household◼️ The only way to protect your wealth when the system won’tTimestamps:00:00:00 - Introduction00:01:20 - Controversial Spending: ISIS Brides00:02:13 - Government Surveillance and Social Media00:03:35 - Wasteful Spending: Office Plants00:04:54 - Government Spending Announcements00:05:05 - Political Reactions to Terrorism00:06:18 - NDIS and Social Welfare Criticism00:06:49 - Crypto Investment Promotion00:07:44 - Tax Revenue from Beer vs. Gas Exports00:08:01 - Tax Reforms and Election Commitments00:09:48 - Mortgage Rates and Banking Practices00:11:04 - Bitcoin and Wealth Protection00:11:57 - Government Inefficiency and Public Struggle00:12:42 - Personal Financial Strategies00:13:04 - Plan B Passport and Emigration__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn__________**DISCLAI

17 min
Mar 3, 2026Episode 164
Aussies Are About To Be Destroyed With 2x Taxes

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] is about to be hit with two tax shocks at the same time. Capital gains tax changes on property and new superannuation taxes are being pushed through together, and most Australians have no idea how much wealth they’re about to lose. In this episode, Matt breaks down what’s coming, who gets hit hardest, and why the system is tightening its grip on anyone trying to build wealth.◼️ How the new capital gains tax changes could double your tax bill◼️ Why superannuation rules are shifting towards higher taxes and lower returns◼️ How migration, debt and policy failures are driving these tax grabs◼️ Why renters and investors could both be hit with rising costs◼️ The only asset the government can’t seize, freeze or inflateTimestamps:00:00:00 - Introduction00:01:48 - Speculation on Changes to Capital Gains Tax00:02:09 - Retrospective Taxation Concerns00:03:24 - Historical Context: Negative Gearing in the 80s00:03:55 - Labor's Impact on Property Investment00:04:17 - Superannuation Tax on Unrealized Gains00:05:01 - Long-term Impact on High Savers and Gen Z00:06:05 - Government Dependency and Control00:07:10 - Immigration Policies and Labor's Stance00:08:03 - Liberal Party's Immigration Policies00:10:55 - Potential Impact of Capital Gains Tax Changes on Renters00:12:39 - Criticism of Labor's Tax Policies00:13:01 - Historical Context: Labor's Previous Tax Attempts00:13:11 - Call to Action: Political Engagement00:13:32 - Bitcoin as a Solution00:14:04 - Benefits of Bitcoin in Superannuation00:15:07 - Importance of Acting Before Rule Changes__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ <a href="https://x.com/MatthewF

17 min
Feb 26, 2026Episode 163
The Superannuation Hack To Retire at 50

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Australians will retire at 67 with barely enough super to survive. But a small group is retiring at 50 with millions, tax‑free. In this episode, Matt exposes why the super system is failing, how government policy is eroding your retirement, and the strategy Australians are using to break free from the system and retire early.◼️ Why the average super balance sets you up to fail◼️ How government policy and inflation quietly drain your retirement◼️ The loophole Australians are using to retire at 50◼️ How Bitcoin transforms long‑term super growth◼️ Why SMSFs give you control the big funds never willTimestamps:00:00:00 - Introduction00:00:22 - The Two Bucket Strategy: A Path to Early Retirement00:00:47 - The Flaws of the Superannuation System00:01:50 - Government Interference and the Super Fund Crisis00:03:29 - The Financial Burden on Australians00:04:43 - The Reality of Average Super Balances00:06:50 - The ASFA Retirement Standard Explained00:08:54 - The Dangers of Relying on the Pension00:09:54 - The Bitcoin Solution: A New Approach to Super00:10:30 - Setting Up a Self-Managed Super Fund (SMSF)00:11:30 - Bitcoin's Historical Growth Potential00:12:37 - Projected Returns: The Power of Bitcoin00:13:15 - Risks and Considerations of Bitcoin Investment00:14:43 - Accessing Wealth: The Legal Limitations00:15:24 - Strategies for Building Wealth Outside Super00:16:06 - Conclusion: Taking Control of Your Financial Future__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser <a href="https://bit.ly/MatthewFraserLinkedIn" re

10 min
Feb 24, 2026Episode 162
Bitcoin vs Sydney Property (Which Wins?)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] became the second most expensive property market on Earth… and still couldn’t beat Bitcoin.In this episode, Matt breaks down the brutal maths behind property vs Bitcoin, why the old rules no longer work, and how a $100k deposit in 2015 turned into $164k in equity for property… but $35 million in Bitcoin.◼️ The 2015 property vs Bitcoin comparison no one wants to talk about◼️ Why five Australian cities now rank among the world’s priciest◼️ How the system uses taxes, debt and immobility to keep you in property◼️ Why Bitcoin outperformed Sydney property by 212 times◼️ How SMSFs let you hold Bitcoin alongside propertyTimestamps:00:00:00 - Introduction00:01:00 - The Rise of Sydney Property00:02:00 - Comparing Returns: Property vs. Bitcoin00:03:00 - The System's Preference for Property00:04:00 - Generational Wealth Divide00:05:00 - Future Predictions: Bitcoin vs. Property00:06:00 - The Case for Bitcoin in SMSF00:07:00 - Conclusion: Learning from the Past00:08:00 - Call to Action: Shift Your Mindset__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFraserhttps://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

57 min
Feb 19, 2026Episode 161
The Australian Dream Is Dead. Here’s Your Plan B.

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Australian retirement dream is collapsing faster than most people realise. Superannuation is being diluted by inflation, industry funds are wobbling, and the system that was meant to protect you is now quietly eroding your future. In this episode, Matt sits down with Zane Truscott to unpack why super will never be enough, why the traditional path is broken, and how Bitcoin is becoming the unexpected Plan B for Australians in their 40s and 50s.◼️ Why the retirement system is failing the people who need it most◼️ How inflation and currency debasement quietly destroy your savings◼️ Why superannuation isn’t keeping up with real‑world costs◼️ The wake‑up moment people in their 40s and 50s are experiencing◼️ Why Bitcoin behaves like digital real estate with absolute scarcity◼️ How pricing assets in Bitcoin reveals the truth about property◼️ Why SMSFs are becoming the gateway to long‑term Bitcoin conviction◼️ The mindset shift required to build wealth in a broken systemTimestamps:00:00:00 - Introduction00:02:10 - Superannuation Risks and Industry Fund Collapse 00:03:58 - Why People in Their 40s and 50s Are Waking Up 00:05:27 - Property vs Bitcoin as Long Term Wealth 00:09:17 - Understanding Satoshis and Unit Bias 00:11:14 - Currency Debasement Explained 00:12:39 - Why Inflation Feels Worse Than Reported 00:14:00 - How Scarce Assets Absorb Monetary Expansion 00:15:02 - The Red Pill Before the Orange Pill 00:16:10 - Why Bitcoin Emerged After the GFC 00:25:03 - Fiat, War and the Cost of the System 00:26:59 - Property vs Bitcoin: The 2015 Comparison 00:29:14 - Why Developers Are Turning Toward Bitcoin 00:35:24 - The Trap of Illiquid Property Wealth 00:36:10 - Why Bitcoin’s Portability Changes Everything 00:40:00 - SMSFs as the Gateway to Bitcoin Allocation 00:45:00 - Why Conviction Grows Over Time 00:50:00 - The Future of Retirement in a Broken System__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/

11 min
Feb 17, 2026Episode 160
Reacting to Australia’s Broken Property Market

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected]’s property market is breaking in real time, and most people still don’t understand why. In this new episode, Matt reacts to the wildest clips on housing, tax, migration and trusts to unpack how the system really works and why the average Australian feels locked out.◼️ Why new homes cost $1 million despite $400k build values◼️ How stamp duty, GST and levies inflate prices before you even move in◼️ Why houses are becoming cheaper in Bitcoin terms every year◼️ How migration and foreign capital are reshaping the property market◼️ Why trusts allow some investors to scale while others get blocked◼️ Why young Australians are rethinking property as a path to wealth◼️ The mindset shift needed to survive Australia’s 2026 housing landscapeTimestamps:00:00:00 - Introduction00:00:54 - The Real Cost Behind a $400k Build Becoming a $1m Home 00:02:12 - How Australia’s Tax Structure Inflates Property Prices 00:03:14 - Sydney’s $3.2m Average Home and Affordability Collapse 00:04:05 - Houses Becoming Cheaper in Bitcoin Terms 00:04:10 - Why Saving in Fiat Can’t Keep Up With Property 00:05:12 - Foreign Investment and Migration Pressure on Housing 00:06:40 - Why the Average Australian Can’t Enter the Market 00:07:55 - How Trusts Are Used to Scale Property Portfolios 00:09:20 - The Hidden Complexity Behind Owning Multiple Properties 00:10:35 - Why People Are Leaving Victoria__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/Matthe

49 min
Feb 11, 2026Episode 159
The Unfair Advantage Gen Z Has To Get Rich

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Z is quietly building an advantage older generations never had, and most people don’t see it yet. In this new episode, Matt sits down with Fin Creighton to unpack why young Australians are rejecting property, choosing Bitcoin, and rethinking what financial freedom actually looks like.◼️ Why Gen Z is opting out of the property treadmill◼️ How saving for a house traps you as prices rise faster than your income◼️ Why Bitcoin is becoming the preferred savings vehicle for young earners◼️ The social pressure Gen Z faces when they choose a different path◼️ How self‑custody gives young people mobility, sovereignty and options◼️ Why moving overseas can accelerate wealth far faster than staying put◼️ The mindset shift required to break away from the old financial scriptTimestamps:00:00:00 - Introduction00:05:04 - Fin's Career Journey and Bitcoin Introduction00:08:13 - Losing Friends Over Bitcoin00:09:54 - Starting a Podcast and Bitcoin Content Creation00:10:16 - Challenges of Moving Countries00:12:17 - Future Plans and Flexibility00:15:14 - Bitcoin's Flexibility and Global Nature00:15:56 - Property Market and Bitcoin00:17:27 - Saving for Property vs. Investing in Bitcoin00:20:03 - Renting vs. Buying Property00:23:25 - Compounding Wealth Overseas00:27:01 - Bitcoin Success School and Self-Custody00:30:45 - Bitcoin in Superannuation Funds00:32:17 - Potential Government Regulations on Bitcoin00:34:01 - Jeff Booth's Perspective on Bitcoin00:36:48 - Living on a Bitcoin Standard00:41:02 - Mass Adoption of Bitcoin__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFraserhttps://bit.ly/MatthewFraserLinkedInFollow Fin Creighton :<a href="https://www.instagram.com/fincreighton/" rel="noopener

13 min
Feb 5, 2026Episode 158
The Vote That Almost Banned Bitcoin (And Why They'll Try Again)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Street came closer than anyone realises to taking control of Bitcoin through a bill most people never read. In this new episode, Matt breaks down how the Clarity Act almost reshaped crypto custody forever, why the vote was pulled at the last minute, and how Australia’s 2027 surveillance regime fits into the same push for control.◼️ What the Clarity Act really contained and who it empowered◼️ Why banks pushed for custody control and how it sidelines crypto‑native companies◼️ The surprising crypto leaders who supported the bill and the backlash that followed◼️ How Australia’s 2027 reporting regime creates total visibility over every crypto transaction◼️ What self‑custody, offshore structures, and tax residency shifts actually mean in practiceTimestamps:00:00:00 - Introduction00:00:32 - Australia's 2027 Crypto Surveillance00:00:43 - Breakdown of the Clarity Act00:01:26 - Banks' Motive for Supporting the Clarity Act00:02:31 - Brad Garlinghouse's Support for the Clarity Act00:03:12 - Charles Hoskinson's Criticism00:04:06 - Australia's Crypto Surveillance Approach00:05:11 - Potential Ban on Self-Custody in Australia00:06:16 - Offshore Structures for Tax Minimization00:07:10 - Cost and Complexity of Offshore Structures00:08:24 - Borrowing Against Bitcoin00:09:07 - Countries with Better Crypto and Privacy Laws00:10:45 - Summary of the Clarity Act and Australia's Surveillance00:11:07 - Proactive Steps for Bitcoin Protection__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFraserhttps://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

14 min
Feb 3, 2026Episode 157
Iran's Currency Collapsed 97%. Which Country Is Next?

On December 28th, 2025, an Iranian man's life savings became worthless overnight while his neighbor who held Bitcoin woke up a millionaire. Could this happen in Australia? With inflation eroding purchasing power, wealthy Australians fleeing, and government debt rising, the warning signs are impossible to ignore.In this episode, Matt reveals:◼️ How Iran's currency lost 97.5% of its value in under a month and what triggered the collapse◼️ The alarming parallels between Iran's crisis and Australia's current economic trajectory◼️ Why 35,000+ wealthy Australians earning over $100K left the country last year◼️ How Bitcoin serves as a hedge against currency debasement and inflation◼️ Real-world lessons from Venezuela, Zimbabwe, Argentina, and Turkey's currency crisesTimestamps:00:00:00 - Two Men, One Choice: Iran's Currency Collapse Story00:02:30 - Iran's Economic Free Fall: The Data Behind the Crisis00:05:45 - Australia's Alarming Economic Warning Signs00:08:20 - Why Wealthy Australians Are Leaving in Record Numbers00:11:10 - Bitcoin as a Safe Harbor During Currency Debasement00:14:30 - Historical Currency Collapses: Lessons to Learn00:17:00 - What Would Trigger Australia's Currency Collapse?00:19:15 - How to Protect Your Wealth Starting TodayBuild sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected]__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFraserhttps://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

20 min
Jan 28, 2026Episode 156
How To Buy Property Without Selling Your Bitcoin

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] if the money system was built to keep you a debt slave and the dream of owning a house was really a trap locking you into decades of repayments on a depreciating asset? In this episode, Matthew reveals how the rich borrow against assets instead of selling them, and shows how Bitcoin now makes it possible for ordinary people to do the same, to buy property, access liquidity without selling a single satoshi, and avoid the tax traps that keep most stuck.He breaks down: ◼️ Why the property system is rigged against buyers ◼️ How borrowing against Bitcoin works in practice ◼️ The risks that must be managed ◼️ Real examples of using BTC to buy assets without selling ◼️ How this approach builds sovereignty, freedom, and generational wealthTimestamps:00:00:00 Introduction00:02:50 - Discovering Bitcoin: A Path to True Sovereignty00:03:44 - Borrowing Against Bitcoin: A New Strategy00:04:16 - How Bitcoin Loans Work: Collateral and Cash00:05:10 - Choosing the Right Lender: Trusting Ledin00:08:50 - Managing Risks: Margin Calls and Reserves00:09:47 - Exploring the B2X Product: Doubling Your Bitcoin00:11:25 - The Power of Leverage: Wealth Creation with Bitcoin00:12:30 - Living Off Bitcoin: The Ultra-Wealthy Strategy00:14:32 - Long-Term Wealth Growth: A 10-Year Scenario00:16:33 - Generational Wealth: Passing on the Legacy00:17:04 - Education and Community: Navigating Digital Assets00:17:36 - Taking Control: Shifting Your Mindset00:18:28 - Conviction and Long-Term Perspective: The Key to Success00:19:10 - The Playbook: Strategies for Wealth Creation__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFraserhttps://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax

7 min
Jan 22, 2026Episode 155
The Simpsons XRP Prediction vs Bitcoin 2026

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveFree crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] these wild crypto predictions for 2026 insight or pure distraction? In this reaction episode, Matthew breaks down claims from The Simpsons, crypto β€œexperts,” and the XRP army about the future of money, Bitcoin, and central bank digital currencies.Timestamps:00:00:00 Introduction00:01:00 - Price Predictions for 202600:02:40 - Skepticism Towards XRP00:03:54 - Top 10 Cryptocurrencies for 202600:05:04 - The Fed Coin and Central Bank Digital Currencies00:06:00 - Trading Risks and Bitcoin Stacking__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFraserhttps://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

14 min
Jan 20, 2026Episode 154
The New Australian Dream Isn’t A House

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] we been sold a dream that no longer exists, or are Australians waking up to a system designed to keep them trapped?In this episode, Matthew dismantles the old Australian Dream and exposes why property is no longer the path to wealth, freedom or sovereignty for this generation.He breaks down:◼️ Why the traditional property ladder has become a financial dead end for young Australians◼️ How the wealth gap is accelerating while average buyers drown in 30 years of debt◼️ The hidden risks of chasing regional β€œboom towns” and why most investors get burned◼️ The real opportunity cost of a mortgage and how it kills your ability to take risks◼️ Why the new Australian Dream is built on ownership of productive assets, not liabilities◼️ How Bitcoin offers a path to sovereignty outside the debt‑driven system◼️ Why borrowing against Bitcoin may become the smarter way to buy a home without giving up freedomTimestamps:00:00:00 Introduction00:00:39 Why the Old Property Path No Longer Works00:01:09 The Brutal Maths Behind Today’s Housing Market00:01:49 How the Wealth Gap Is Accelerating00:02:32 The 30‑Year Debt Trap00:03:00 The Risk of Chasing Regional Boom Towns00:04:14 Why Property No Longer Creates Wealth00:05:26 The Hidden Cost of a Mortgage00:06:30 The New Australian Dream Begins00:07:05 Matthew’s Search for Sovereignty00:09:05 The Shift to E‑commerce00:10:29 Why Bitcoin Became the Sovereign Path00:11:33 Borrowing Against Bitcoin to Buy Property00:12:28 The Real New Australian Dream__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

11 min
Jan 14, 2026Episode 153
Are These Experts Right About The Future Of Money?

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] these experts right about the future of money, or are we sleepwalking into a system none of us voted for? In this episode, Matthew reacts to bold claims from Elon Musk, Andrew Tate and global economists about a world with no cash, no traditional money, and total financial control through CBDCs.He breaks down:◼️ Why some experts believe money will disappear as AI and robotics replace labour◼️ How CBDCs could become a programmable control grid◼️ Why governments are pushing digital systems while pretending to β€œprotect cash”◼️ The rise of universal basic income and the danger of becoming dependent on it◼️ Why Bitcoin may become the only path to real financial sovereignty◼️ The coming divide between those who own Bitcoin and those who rely on the systemTimestamps:00:00:00 Introduction00:00:21 Elon Musk on the End of Money 00:00:54 AI, Robotics and a World Without Currency 00:01:22 Cash vs Card and Why Banks Want Cash Gone 00:01:56 CBDCs as Programmable Control 00:02:36 China and the UK’s Digital Money Systems 00:03:05 Australia β€œMandating Cash” and the Hidden Agenda 00:03:47 Energy as the Real Future Currency 00:04:33 Universal Basic Income and the Future Divide 00:05:32 Escaping the Paycheck‑to‑Paycheck Trap00:06:13 Investing in Yourself and Stacking Bitcoin 00:06:47 Cash Refusal and the Coming Bitcoin Standard 00:07:50 BIS Explains CBDC Total Control 00:09:14 Why CBDCs Equal Complete Financial Surveillance 00:09:47 Breaking Out of Fiat and Moving to Bitcoin 00:10:52 The Three Future Monetary Options__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but

10 min
Jan 8, 2026Episode 152
47% Tax Vs 0% Tax … The Global Crypto War

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] is now giving itself the power to seize Bitcoin. Here’s what Matt covers:◼️ Spain’s proposed 47% tax on Bitcoin gains and new powers to confiscate crypto◼️ The UK’s push toward full surveillance and potential limits on how much Bitcoin citizens can hold◼️ Why Australia is quietly following the same control‑country model◼️ How Thailand, Japan, and the UAE are competing with 0%–20% tax to attract global wealth◼️ The rise of β€œfreedom countries” vs β€œcontrol countries” and what this means for your future◼️ Why the great wealth migration has already begun, and how Bitcoin gives you an exit planTimestamps:00:00:00 Introduction00:00:21 - Thailand's Crypto Tax Incentives00:00:32 - Freedom vs. Control Countries00:00:54 - Spain's War on Bitcoin Holders00:01:57 - Wealth Migration from Spain00:02:07 - UK's Crypto Surveillance and Control00:03:11 - Australia's Crypto Policies00:03:32 - Thailand's 0% Crypto Tax00:04:10 - Japan's Competitive Crypto Tax Rate00:04:31 - Freedom Model vs. Control Model00:05:03 - Australia's Increasing Control00:05:38 - Superannuation Taxes in Australia00:06:10 - CoinStash: A Solution for Australian Crypto Holders00:06:42 - The Global Split: Freedom vs. Control00:07:25 - The Power of Bitcoin for Financial Sovereignty00:08:07 - Planning Your Exit Strategy__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

21 min
Jan 6, 2026Episode 151
Bitcoin Crash Was No Accident (What’s next?)

Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community πŸ‘‰ https://www.skool.com/matthewfraserπŸ”— TAKE ACTION:Borrow against Bitcoin (no selling): https://platform.ledn.io/join/CollectiveAustralia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollectiveMine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveSecure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-CallSponsorships/Collabs: [email protected] Bitcoin crash was no accident. Here’s what Matt covers:◼️ How October’s 33% drop was engineered by powerful players to liquidate billions◼️ The government‑created liquidity crisis that made markets fragile and easy to attack◼️ Why reckless leverage and forced selling triggered a cascading death spiral◼️ The proof of algorithmic, mandated selling designed to weaponise fear◼️ How institutions quietly accumulated at a discount while retail investors panicked◼️ What comes next, and why conviction through fear sets the stage for generational opportunityTimestamps:00:00:00 Introduction00:00:53 - The October Bitcoin Crash: A Coordinated Attack00:01:35 - Warren Buffett's Market Framework00:05:31 - The Spark: Trump's Tariff Tweet00:08:02 - The Motive: Forced Selling Patterns00:10:09 - Technical Indicators and Market Sentiment00:13:00 - The Role of Smart Money00:14:04 - The COVID Crash Parallel00:16:03 - Institutional Accumulation00:17:06 - Imperial Wealth Partnership00:19:14 - The Cycle: Fear, Capitulation, Accumulation, Explosion00:19:45 - The Importance of Understanding the Game00:20:06 - Community and Resources__________Avoid fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedIn__________**DISCLAIMER**This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

9 min
Dec 29, 2025Episode 150
The UK Just Made Bitcoin Surveillance MANDATORY

In this new episode, Matthew breaks down the UK’s new CARF laws that will make every Bitcoin transaction fully trackable from January 1st, 2026, every buy, every sell, every transfer, all reported directly to the tax authority. He explains how this surveillance framework will be shared globally, why Australia and New Zealand are next, and how governments are using exchanges as choke points to monitor and control crypto users. Matthew reveals what this means for your financial privacy, why keeping Bitcoin on exchanges leaves you exposed, and the one step you must take now to stay sovereign in a world where crypto surveillance is becoming mandatory. This is one you don’t want to miss.Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserπŸ‘‰Borrow against your Bitcoin without selling! No pay slips, No tax returns, No credit checks required. Get 0.25% off your loan: https://platform.ledn.io/join/CollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange - Take control of your super or start small with crypto today. Open a new SMSF account and get $100 in free Bitcoin, or open a personal account, make your first deposit, and get $20 in free Bitcoin: https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ MiningStore AustraliaWant to learn more about Mining Bitcoin and generating passive wealth? https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-Call πŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] Avoid fakes- Follow the β€˜real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedIn Timestamps:00:00:00 Introduction00:00:10 - UK's Crypto Asset Reporting Framework (CARF)00:00:42 - Details of the Reporting Requirements00:01:14 - International Data Sharin

25 min
Dec 26, 2025Episode 149
Labor's $4.3 TRILLION Super Raid… Unless You Do This

In this new episode, Matthew reveals how Labor plans: how Labor’s plan to raid $4.3 trillion in Australian superannuation unless you take control. He explains why Victorian Premier Jacinta Allen and Federal Treasurer Jim Chalmers are openly targeting super funds, how fiduciary duty is being undermined, and why β€œnation‑building” projects are really bailouts for failed budgets. Matthew also reveals the escape hatch, a structure for your retirement that can put the control back into your hands. This is one you don’t want to miss!Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserπŸ‘‰Borrow against your Bitcoin without selling! No pay slips, No tax returns, No credit checks required. Get 0.25% off your loan: https://platform.ledn.io/join/CollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange - Take control of your super or start small with crypto today. Open a new SMSF account and get $100 in free Bitcoin, or open a personal account, make your first deposit, and get $20 in free Bitcoin, all through the same link: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollective πŸ‘‰ MiningStore AustraliaWant to learn more about Mining Bitcoin and generating passive wealth? https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-Call πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] Avoid fakes- Follow the β€˜real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedIn Timestamps:00:00:00 Introduction00:01:00 - Victoria's Financial Crisis00:02:00 - Personal Experience with Financial Struggles00:03:00 - Government Mismanagement and Debt00:04:00 - Coordinated Attack on Superannuation00:05:00 - Fid

37 min
Dec 23, 2025Episode 148
Australia's New Crypto Laws Are Coming. Here's What Changes.

Matthew sits down with Blake Cassidy, CEO of Bamboo and co-host of Crypto Curious, to unpack one big idea: how everyday investors can safely build wealth in crypto. They break down why insurance in crypto is often more marketing than meaningful, how upcoming Australian regulations (ASIC guidance and Treasury’s draft legislation) will reshape exchanges, and why custody rules requiring $10m in reserves could change the game for smaller platforms. This is one you don’t want to miss!Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserBorrow against your Bitcoin without selling! No pay slips, No tax returns, No credit checks required. Get 0.25% off your loan: https://platform.ledn.io/join/CollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ MiningStore AustraliaLearn more about Matt’s work with MiningStore and explore insights on mining, investing, and the future of digital assets. πŸ‘‰ https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInFollow Blake Cassidy :https://www.youtube.com/@cryptocuriouspodcast<a href="https://www.instagram.com/cryptocurious_podcast/"

16 min
Dec 17, 2025Episode 147
Labor Is Using Your Superannuation To Fund Their Socialist Agenda!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, Matthew breaks down why Australia’s superannuation system is under growing political pressure and why Bitcoin is emerging as a hedge against government overreach. He unpacks Labor’s backflip on taxing unrealised gains, the push to steer retirement savings into green energy projects, and what this means for everyday Australians trying to protect their future. Matthew draws on global examples where governments raided pension funds, explains how super was meant to work, and lays out why decentralised assets like Bitcoin inside an SMSF are becoming a serious alternative for those seeking sovereignty over their retirement savings.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ MiningStore AustraliaLearn more about Matt’s work with MiningStore and explore insights on mining, investing, and the future of digital assets. πŸ‘‰ https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInTimestamps:00:00:00 Introduction00:01:12 - Labor’s super tax backflip explained00:02:33 - Using super to fund green projects00:05:00 - Why super is not a government piggy bank00:07:24 - How super is meant to work00:08:57 - Wh

16 min
Dec 10, 2025Episode 146
The Australian Property Market Is A Trap (Here's The Escape Plan)

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode, Matthew breaks down why property is losing its throne in Australia and why Bitcoin is becoming the top choice for wealth creation. He covers government overreach, tax hikes, affordability collapse, CoreData stats, Bitcoin returns versus property, and why he personally sold his entire investment portfolio for digital assets. This episode lays out the economic, political, and mathematical cases for why the next decade will reward Bitcoin holders, not property owners.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ MiningStore AustraliaLearn more about Matt’s work with MiningStore and explore insights on mining, investing, and the future of digital assets. πŸ‘‰ https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInTimestamps:00:00:00 Introduction00:00:47 - Should you sell property for Bitcoin00:01:13 - CoreData reveals crypto overtakes property00:02:35 - Government overreach and socialist creep00:03:27 - Three attacks on property owners00:04:46 - Why young Aussies are abandoning real estate00:05:41 - Sponsor message CoinStash00:06:40 - Why crypto’s low barrier wins00:07:58 - The case for Bitcoin

51 min
Dec 4, 2025Episode 145
Your Superannuation Will Be Worth $50 Million In 10 Years If You Do This!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserMatthew sits down with Peter to unpack one big idea: using Bitcoin as the backbone of your retirement and generational wealth. They break down how a $500k super balance could realistically turn into $50m if Bitcoin does a 100x, why Peter still believes that’s on the cards this decade, and how new Australian super taxes and green β€œpet projects” threaten traditional retirement plans.They dive into SMSFs, self-custody, estate planning so your family actually inherits your coins, banks eventually using Bitcoin as collateral, and what happens if Australia follows Europe’s draconian crypto rules. Matthew and Peter finish with the exact strategies they’ve both used to stack more sats, when to lump-sum vs DCA, and what it really means to become a β€œterminal Bitcoiner".πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ MiningStore AustraliaLearn more about Matt’s work with MiningStore and explore insights on mining, investing, and the future of digital assets. πŸ‘‰ https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInFollow Peter Dunworth:https://x.com/PeterBTCAdviserhttps://thebitcoinadviser.com/Timestamps:00:00:00 Introduction00

11 min
Dec 2, 2025Episode 144
I Watched Every "Bitcoin To Zero" Video So You Don't Have To

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, Matthew reacts to some of the wildest Bitcoin takes circulating during one of the choppiest years in crypto. From price calls predicting breakdowns to 88k, to astrology based warnings about the β€œyear of the horse,” to institutions quietly buying billions while the market dumps, Matthew breaks down why none of the noise matters if you’re stacking for the long-term. He shares why he’s been buying every dip, why sideways price action is a gift, and why emotional traders get wiped out while disciplined investors win.With commentary from Michael Saylor clips, fear-driven creators, and technical analysts calling for breakdowns, Matthew pulls it all together into a simple conviction based strategy: ignore the chaos, zoom out, and keep accumulating Bitcoin. If you need perspective in a volatile market, this episode will reset your mindset fast.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ MiningStore AustraliaLearn more about Matt’s work with MiningStore and explore insights on mining, investing, and the future of digital assets. πŸ‘‰ https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInTimestamps:00:00:00 Introdu

12 min
Nov 25, 2025Episode 143
How Global Governments Are Plotting To Trap Your Money!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, Matthew goes hard on the new EU rules that slam cash, crush crypto privacy, and move Europe toward a full blown surveillance state. He explains how blanket cash limits, identity checks on everyday transactions, and bans on privacy coins are being sold as crime prevention while actually stripping away financial freedom and anonymity. Matthew breaks down AMLR and MICA in simple language, showing how every crypto move above a tiny threshold will be tracked, logged, and tied to your identity, and why that matters for anyone who values sovereignty over their own money.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveMINING STORE: Mine Bitcoin for passive incomehttps://www.miningstore.com.au/matt-fraser-crypto-collective/ IMPERIAL WEALTH: Free crypto strategy consultationhttps://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedInTimestamps:00:00:00 Introduction00:05:20 MICA Regulations And Socialist Style Control00:06:33 How These Laws Attack Financial Sovereignty00:08:35 What EU Crypto Laws Could Mean For Australia00:09:24 Why KYC Is A Broken Honey Pot System00:10:02 Real World

54 min
Nov 20, 2025Episode 142
Why Fiat Is Failing and How You Can Protect Your Wealth!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode, Matthew sits down with Ting Wang, Co-Founder and CEO of Coinstash, to explore why Bitcoin has become essential for Australians facing persistent inflation. They discuss the end of the low-inflation era and how traditional investments like bonds, stocks, and real estate can no longer keep pace with real inflation rates of 14-15%. Ting reveals insider insights on SMSF investing strategies, explaining why most Coinstash customers start with 100% Bitcoin before diversifying. The conversation tackles practical challenges including banking restrictions on crypto purchases and whether banks are protecting customers or simply protecting their own interests. Looking ahead, Ting exclusively reveals Coinstash’s plans for a Bitcoin-backed credit card that would allow Australians to spend fiat while preserving their Bitcoin capital. The episode concludes with expert advice on the crucial question: should you invest a lump sum or dollar-cost average into Bitcoin?Please note: This is not investment, financial, or tax advice. Cryptocurrency investments involve risk. Coinstash is not licensed to provide financial product advice and does not provide advice on SMSF suitability. Always conduct your own research before investing and seek independent professional advice.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveMINING STORE: Mine Bitcoin for passive incomehttps://www.miningstore.com.au/matt-fraser-crypto-collective/ IMPERIAL WEALTH: Free crypto strategy consultationhttps://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-

20 min
Nov 18, 2025Episode 141
She Lost Her Life Savings In 2 Hours!!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode, Matthew delve into the alarming world of cryptocurrency scams, emphasizing the importance of controlling your private keys to truly own your Bitcoin. We explore notorious incidents like the Bitfinex hack and the Mt. Gox losses, alongside various modern scams that are becoming increasingly sophisticated. The narrative unfolds with a cautionary tale of a seemingly innocent online purchase that spirals into a devastating loss of $500,000 worth of Bitcoin. Listeners will learn how scammers manipulate individuals through phone calls and deceptive tactics, leading them to unwittingly relinquish their assets.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveMINING STORE: Mine Bitcoin for passive incomehttps://www.miningstore.com.au/matt-fraser-crypto-collective/ IMPERIAL WEALTH: Free crypto strategy consultationhttps://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedInTimestamps:00:02:50 - Real-Life Scam Example00:03:31 - Why Scammers Target Crypto00:04:44 - The Mt. Gox Disaster00:05:56 - The Bitfinex Hack00:07:01 - The FTX Collapse00:08:04 - Common Scamming Methods00:09:41 - Phishing and Social Engineering

56 min
Nov 13, 2025Episode 140
Government Tightens the Shackles (BTC is the ONLY way out!)

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, host Matt welcomes Sean - G'day Bitcoin for an engaging discussion about the current state of Bitcoin and its significance in today's financial landscape. They delve into the potential dangers of government control and the implications of digital IDs and central bank digital currencies, emphasizing the necessity of holding Bitcoin in self-custody to maintain freedom. Sean shares insights into his journey of educating others about Bitcoin, discussing his experience in the community and how he has successfully connected with influential figures like Lawrence Lepard.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ MiningStore AustraliaLearn more about Matt’s work with MiningStore and explore insights on mining, investing, and the future of digital assets. πŸ‘‰ https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInTimestamps:00:00:00 Introduction00:00:00 - The Urgency of Bitcoin and Financial Freedom00:00:46 - Introduction to Sean Clarke and His Journey00:01:32 - Building Connections with Influential Guests00:02:41 - The Continuous Learning Curve in Bitcoin00:27:30 - The Importance of Self-Custody

14 min
Nov 11, 2025Episode 139
Why Bitcoin is the New Gold!!!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, host Matthew Fraser discusses the critical issue of wealth preservation in today's economic environment. He highlights the alarming reality that individuals holding cash in banks are losing approximately 8% of their purchasing power each year due to inflation. Matthew draws parallels to a modern gold rush, encouraging listeners to rethink their investment strategies, especially regarding assets like gold and cryptocurrency. He also dives into the current real estate market, noting the significant rise in median house prices in Sydney, which have seen a 3.4% increase in just 90 days. Matthew emphasizes the potential of investing in real estate and shares insights into a promising property in Botany, showcasing its potential for improvement.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ MiningStore AustraliaLearn more about Matt’s work with MiningStore and explore insights on mining, investing, and the future of digital assets. πŸ‘‰ https://www.miningstore.com.au/matt-fraser-crypto-collective/πŸ‘‰ Imperial Wealth Crypto ConsultationBook a free crypto strategy call with the Imperial Wealth team and get personalised guidance on building your investment roadmap.πŸ‘‰ https://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInTimestamps:00:00:00 Introduction00:02:12 Currency debasement and inflation.00:04:31 Taxation and retirement savings concerns.<

11 min
Nov 6, 2025Episode 138
Government Backflipped on Unrealised Gains!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor: πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, host Matthew Fraser dives into the recent changes proposed by the Australian Labor Party regarding superannuation taxation. He discusses the controversial shift from taxing unrealized capital gains to increasing tax rates for super balances exceeding certain thresholdsβ€”10% for balances above $3 million and a staggering 40% for those above $10 million. Matthew explores the implications of these changes on retirement savings and questions whether this is merely a political blunder or a strategic move by the government. Additionally, he evaluates how investing in Bitcoin through a self-managed super fund could be a viable strategy to protect your nest egg.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSF Sick of your super sitting in stale shares and managed funds? With Coinstash, you can take control of your SMSF and invest directly into crypto.Get $100 free Bitcoin when you open a new SMSF account: πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal use Just getting started? Open a personal Coinstash account, make your first deposit, and you’ll get $20 in Bitcoin to kick things off. πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveMINING STORE: Mine Bitcoin for passive incomehttps://www.miningstore.com.au/matt-fraser-crypto-collective/ IMPERIAL WEALTH: Free crypto strategy consultationhttps://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘! Stop worrying about the security of your Bitcoin and let the cyber security experts, The Bitcoin Way, take the stress away. Book a free 30-minute consultation here: πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at: [email protected] fakes- Follow the β€˜real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedInTimestamps:0:00:00 - Introduction00:01:04 - The Original Tax Scandal (Unrealized Gains)00:03:35 - Government Reversal (Strategy or Mistake?)00:04:38 - The Final Tax Law (Impact on BTC in SMSF

26 min
Nov 4, 2025Episode 137
Is $2000/Week Wage Enough?

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor:πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, host Matthew Fraser addresses the recent announcement by the Australian Bureau of Statistics regarding the average take-home pay of $2,000 per week. He highlights the confusion caused by Channel 7's reporting and discusses the implications of this number for everyday Australians. Matthew emphasizes the struggles many face with stagnant wages amid rising inflation and encourages listeners to break free from self-imposed financial limitations. Drawing from his own experiences in e-commerce and crypto, he offers insights on building real wealth and setting oneself up for financial success.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSFSick of your super sitting in stale shares and managed funds? WithCoinstash, you can take control of your SMSF and invest directly intocrypto.Get $100 free Bitcoin when you open a new SMSF account:πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal useJust getting started? Open a personal Coinstash account, make your firstdeposit, and you’ll get $20 in Bitcoin to kick things off.πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveMINING STORE: Mine Bitcoin for passive incomehttps://www.miningstore.com.au/matt-fraser-crypto-collective/ IMPERIAL WEALTH: Free crypto strategy consultationhttps://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘!Stop worrying about the security of your Bitcoin and let the cybersecurity experts, The Bitcoin Way, take the stress away.Book a free 30-minute consultation here:πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at:[email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInTimestamps:00:00:00 - Introduction00:01:14 $2,000 average income debate.00:04:28 Median wage vs. average wage.00:09:06 Weekend work for higher earnings.00:

43 min
Oct 30, 2025Episode 136
He invested A Third Of His Net Worth In Bitcoin?!

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor:πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, host Matthew welcomes his good friend Matt, who shares his personal journey of moving from Victoria to Queensland and his experiences in the world of cryptocurrency. The conversation delves into the safety of superannuation and Bitcoin, highlighting the uncertainties surrounding both investment options. They discuss the potential impact of emerging technologies like supercomputers on financial systems and the broader implications for personal wealth.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSFSick of your super sitting in stale shares and managed funds? WithCoinstash, you can take control of your SMSF and invest directly intocrypto.Get $100 free Bitcoin when you open a new SMSF account:πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal useJust getting started? Open a personal Coinstash account, make your firstdeposit, and you’ll get $20 in Bitcoin to kick things off.πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveMINING STORE: Mine Bitcoin for passive incomehttps://www.miningstore.com.au/matt-fraser-crypto-collective/ IMPERIAL WEALTH: Free crypto strategy consultationhttps://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘!Stop worrying about the security of your Bitcoin and let the cybersecurity experts, The Bitcoin Way, take the stress away.Book a free 30-minute consultation here:πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at:[email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInFollow Matthew:Matthew St. Onge: https://www.linkedin.com/in/mdstonge/AIDIY: https://www.linkedin.com/company/aidiy-the-ai-music-guy/Youtube: https://www.youtube.com/@AiDIYTECHTimestamps:00:00:0 Introduction00:01:09 Transitioning from Victoria to Queensland.

12 min
Oct 28, 2025Episode 135
Bitcoin and Anti-Bitcoiner HATE Property?! πŸ’°πŸ 

Join Matthew's Crypto Collective community for FREE and kickstart your crypto journey! How to retire early & wealthy, how to navigate crypto, how to convert your Super to Bitcoin and expert strategies from a multi 7-figure investor:πŸ‘‰ https://www.skool.com/matthewfraserIn this episode of Crypto Collective, host Matthew sits down with Lloyd, a seasoned investor and entrepreneur, to challenge one of Australia's most sacred financial beliefs: property investment. They dive deep into why both Bitcoin maximalists and property skeptics are questioning real estate's role as a wealth-building tool, exploring the bubble-like disconnect between property prices and rental yields, the suffocating impact of government control and taxation, and why Australia's property obsession might actually be killing productivity and economic growth.πŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for your SMSFSick of your super sitting in stale shares and managed funds? WithCoinstash, you can take control of your SMSF and invest directly intocrypto.Get $100 free Bitcoin when you open a new SMSF account:πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveπŸ‘‰ COINSTASH: #1 Australian Crypto Exchange for personal useJust getting started? Open a personal Coinstash account, make your firstdeposit, and you’ll get $20 in Bitcoin to kick things off.πŸ‘‰ https://coinstash.com.au/auth/signup?a=cryptocollectiveMINING STORE: Mine Bitcoin for passive incomehttps://www.miningstore.com.au/matt-fraser-crypto-collective/ IMPERIAL WEALTH: Free crypto strategy consultationhttps://imperialwealth.com/consultation/crypto?iwac=CryptoCollectiveπŸ‘‰ 𝗣π—₯π—’π—§π—˜π—–π—§ 𝗬𝗒𝗨π—₯ π—•π—œπ—§π—–π—’π—œπ—‘ - 𝗙π—₯π—˜π—˜ π—–π—’π—‘π—¦π—¨π—Ÿπ—§π—”π—§π—œπ—’π—‘!Stop worrying about the security of your Bitcoin and let the cybersecurity experts, The Bitcoin Way, take the stress away.Book a free 30-minute consultation here:πŸ‘‰ https://bit.ly/TheBitcoinWay-Schedule-a-CallπŸ‘‰ π—ͺ𝗒π—₯π—ž π—ͺπ—œπ—§π—› 𝗨𝗦. Collabs, sponsorships, and cool stuff, hit us up at:[email protected] fakes- Follow the β€˜real’ Matthew Fraser:https://www.instagram.com/immatthewfraser/https://www.tiktok.com/@immatthewfraserhttps://www.facebook.com/immatthewfraser/https://x.com/MatthewFra87388https://bit.ly/MatthewFraserLinkedInFollow Lloyd:IG: https://www.instagram.com/lloydjamesross/YT: https://www.youtube.com/channel/UC4vV7VmNuOqyP1MSuIF-HjwTikTok: https://www.tiktok.com/@lloydjrossTimestamps:00:00:00 - Introduction<