Australian Property Podcast

This episode was originally featured on the Australian Investors Podcast. In this episode, Owen Rask sits down with Senator Andrew Bragg for a wide-ranging conversation about the Federal Budget, housing supply, tax, productivity and why so many Australians feel the country has become harder to get ahead in. Rather than getting stuck in party talking points, they focus on the practical questions investors, business owners and workers are asking right now: what happens when policy makes it harder to build homes, why does productivity matter so much for living standards, and how do taxes, regulation and incentives shape whether Australia creates more wealth or simply fights over what already exists? Andrew explains why he believes cutting housing supply is one of the worst policy choices Australia can make, how rising rents, higher rates and broader cost-of-living pressure are changing the national mood, and why small business, private investment and simpler rules still matter if Australia wants to stay competitive. The conversation also touches on super, the role of large institutions, and why clearer economic thinking matters more when confidence is low. Owen pushes on the bigger picture too: whether Australia has lost ambition, why the policy debate feels less honest than it should, and what needs to change if Australians want better opportunities over the next decade. If you want a plain-English discussion about housing, tax, productivity, competitiveness and the long-run direction of Australia, this is a timely episode to queue next. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or

In this 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack what the post-Budget property reset is starting to look like on the ground. Even before any policy changes are fully legislated, sentiment has shifted: investors are turning cautious, lenders are tightening around serviceability, asking prices are easing in parts of Sydney and Melbourne, and nervous sellers are starting to meet more patient buyers. Pete and Chris explain why this could create a short-term window for owner-occupiers and first-home buyers, especially if they stay selective and focus on quality assets instead of compromised stock. They also dig into the second-order effects many people miss: weaker turnover, softer stamp duty receipts for state governments, a possible push toward broader land-tax reform, and the way confidence can return quickly once rates, policy or sentiment stabilise. The episode also tackles the big debate around new builds. While tax settings may steer more investors toward fresh stock, Pete and Chris question whether the numbers really stack up once you factor in high build costs, elevated rates and the risk of owning something the next investor may not value the same way. Plus, they answer listener questions on refinancing an existing investment property, when interest-only lending may still make sense, and whether downsizers in developer-heavy suburbs could benefit from the changing market. Episode resources – Ask a question (select the Property podcast) Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the

Chris Bates sits down with James O’Reilly to unpack what the latest Federal Budget proposals could mean for Australian property investors at three very different life stages: wealth accumulators, pre-retirees and retirees. They break down how proposed changes to negative gearing, capital gains tax and trust taxation may change the numbers for investors who have relied on property for growth, cashflow and tax efficiency. From there, the conversation moves beyond headlines into practical strategy: whether younger investors may lean harder on shares, debt recycling and super, why new-build incentives can become a trap if the underlying asset is weak, and how upgrading or renovating the family home may stack up differently if CGT settings change. For pre-retirees and retirees, Chris and James explore the line-in-the-sand moment many property owners could face before 1 July next year, including whether to hold, sell, add to super or rethink how wealth gets passed on. They also discuss SMSF property risks, why tax now matters more than ever in long-term modelling, and how good advice can help people avoid rushed decisions based on policy noise. If you own property, want to buy, or are rethinking where your next dollar should go after the Budget, this episode offers a calm framework for weighing the trade-offs. Episode resources – Ask a question (select the Property podcast) Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past

Is property investing dead, or is Australia just entering an uncomfortable reset? In this 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack the post-Budget aftershocks now rippling through the housing market. They start with the investor side of the equation. With Sydney auctions rattled, negative gearing changes looming, and Macquarie already cutting investor serviceability, Pete and Chris explain why many established-property buyers may step back fast. They discuss where demand could weaken first, why some investors may pivot to new builds or other asset classes, and why rental pressure could worsen if fewer investors keep stock in the market. The episode also explores the flip side: could this finally be a better window for first-home buyers? The pair look at how reduced investor competition may change conditions on the ground, why strategy matters more than panic, and what buyers and sellers should be thinking about while the policy picture is still evolving. They also answer listener questions on getting a home loan while working on contract, plus the risks of chasing offshore property opportunities in places like the UAE or New Zealand. If you want a calm, practical conversation about rents, borrowing power, first-home buyer opportunities and what the Budget could change next, this is a timely listen. Episode resources – Ask a question (select the Property podcast) Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation,

In this 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates react to a Federal Budget that could reshape Australia’s housing market faster than many investors expect. Recording the morning after the announcement, they break down the headline changes: negative gearing being restricted to new builds from 1 July 2027, a tougher capital gains tax regime, and a new minimum tax rate on trusts. But the real focus is what those changes do to behaviour. Pete and Chris unpack why investor borrowing capacity could be hit, why established-property demand may soften, and why areas with heavy investor ownership could feel the pressure first. The episode also looks at the flow-on effects for rents, first-home buyers and housing supply. With vacancy rates already tight and rates still elevated, the pair explain why the market could split further between scarce owner-occupier-grade assets and investor-led stock such as some apartments and regional hotspots. They also discuss the likely policy response, including a bigger role for the 5% deposit scheme as government tries to keep demand from falling too hard. If you want a practical conversation about what the Budget could mean for prices, rents and property strategy from here, this is a timely episode to queue up now. Episode resources - Ask a question (select the Property podcast) Rask Resources - Pete's Buyers Agency - Alcove mortgage broking - Amy Lunardi Buyers Agency (Melbourne) - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question - We love feedback! Follow us on social media - Instagram: [@rask.invest] - TikTok: [@rask.invest] DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past

Why does it cost so much to build in Australia right now? In this week’s 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack a fresh construction squeeze just as the housing market heads into a Budget week that could reshape investor behaviour. They break down the build-cost blowout, including the sharp rise in the cost of delivering a dwelling since 2019, and explain why higher diesel, concrete, piping, plumbing supplies and financing costs all matter. If feasible projects become marginal and marginal projects become unfeasible, the supply response Australia desperately needs gets pushed even further out. The conversation then shifts to policy risk. Pete and Chris explore reported changes to capital gains tax and negative gearing, softer conditions in Sydney and Melbourne, stronger rental yields, and what tighter supply could mean for buyers, investors and rents. The episode also answers listener questions on selling an investment property to buy ETFs, and how to balance property with shares for long-term retirement goals. It’s a practical, timely listen for anyone trying to read the next phase of the housing market. Episode resources Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualif

Most buyers approach property search the same way regardless of what the market is doing. Pete Wargent and Amy Lunardi argue that this is exactly where buyers go wrong. In this episode of the Australian Property Podcast, they break down how to identify the market you are actually in and how your strategy needs to change when conditions shift. Rather than relying on broad headlines, they explain how to zoom in on the signals that matter most: auction clearance rates, days on market, vendor discounting, stock levels and real buyer depth at inspections and auctions. In hot markets, they cover the need to move quickly, complete due diligence early, set a hard ceiling before negotiations begin and avoid the emotional exhaustion that leads buyers to overpay or drift from their brief. In cooler markets, they unpack how to spot a genuinely motivated vendor, when to make an offer before being invited, how to think about off-markets and EOI campaigns, and why waiting for the perfect bottom can become its own costly mistake. The result is a practical guide for first-home buyers, upgraders and investors who want to buy well in any environment. There may never be a perfect market, but there is a smarter way to buy in the one you have. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

This episode was originally featured on The Australian Finance Podcast. Discover why the traditional path to buying your first home no longer works, the trade-offs modern buyers must make, and how to rethink home ownership in today’s market. In this Australian Property Podcast episode, your host Gemma Mitchell is joined by Lucinda Hartley, author of Finding Home, to unpack what’s really changed when it comes to buying your first home. They cover: – Why the traditional “rulebook” no longer applies – How first home buyers need to rethink what “home” means – The key trade-offs you must understand before buying – How to approach home ownership in a way that fits your life today Topics Covered – Why the First Home Buyer Rulebook is Outdated – Then vs Now: What’s Changed in the Property Market – Rethinking What “Home” Means – The First Question Buyers Should Ask Themselves – Housing as “Success” vs Housing as “Security” – Is “Worst House, Best Street” Still Relevant? – Suburb vs Property: What Matters More Today – Changing Buyer Preferences (Apartments, Location, Lifestyle) – The Impact of Government Grants & Incentives – Is the 30% Housing Rule Still Realistic? – The Trade-Off Triangle Explained – The 10 Lifestyle Trade-Off Lenses – Common Trade-Offs Buyers Regret – Defining Your Non-Negotiables Before Buying – Credit Scores: What Actually Matters – Final Advice for First Home Buyers Resources for this episode ⁠Connect with Lucinda: Finding Home – Lucinda Hartley⁠ ⁠Buy Gemma’s book “The Money Reset”⁠ ⁠Speak with the Rask Advice team⁠ Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast co

Pete Wargent and Chris Bates break down what potential changes to capital gains tax and negative gearing could mean for investors and renters, then zoom out to the bigger forces shaping the property market. Key topics: Possible CGT and negative gearing reforms, and the flow-on to investor demand, rents and buyers Oil prices, bond yields, sticky rents, and shaky confidence in Sydney and Melbourne The role of immigration and supply in ongoing housing pressure Listener Q&A on refinancing, fixed vs variable rates, and whether to wait or back high-quality assets Rask Resources Pete's Buyers Agency: https://allenwargent.com.au Alcove mortgage broking: https://raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) https://amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question (select the property podcast): https://bit.ly/R-quest We love feedback! https://raskau.typeform.com/to/ZbfHy6IP Follow us on social media: Instagram: https://www.instagram.com/rask.invest TikTok: https://www.tiktok.com/@rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Pete Wargent and Chris Bates unpack how long the Sydney and Melbourne property downturn could last, why build costs may rise again, and what buyers, sellers and investors should do next. They cover weak auctions, slowing construction, tight rental markets, and the practical decisions facing first-home buyers, upgraders and investors in a softer market. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on the Australian Property Podcast, we’re sharing a great past conversation originally published on The Australian Finance Podcast. In this episode, Gemma Mitchell is joined by Ben Kingsley, one of Australia’s leading property investment advisers, founder of Empower Wealth, and Chair of the Property Investors Council of Australia. Ben, alongside long-time business partner Bryce Holdaway, recently released their third book, How to Retire on $3,000 a Week. Together, they’ve built a strong reputation for helping everyday Australians better understand property investing, and are also the co-authors of best-selling titles Make Money Simple Again and The Armchair Guide to Property Investing. While Bryce wasn’t part of this conversation, Ben shares practical insights from their latest book and his decades of experience helping investors build wealth through property. In this episode, we cover: - how property can fit alongside super as part of a broader wealth plan - whether there is a sweet spot when it comes to the number of investment properties to own - what’s inside their latest book and the key ideas behind retiring on $3,000 a week - practical lessons from working with everyday Australians on long-term property strategies Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information

Pete Wargent and Chris Bates break down the latest fuel shock, rising inflation risk and shifting rate expectations, and what it means for the Australian property market. They connect the macro pressure to what is happening on the ground — tighter listings, rising build costs, weaker sentiment and the early signs of a split market — and outline how buyers, sellers and investors can navigate what could be a difficult stretch into late 2026. Together they discuss – Fuel shock intensifying: shortages emerging and diesel pushing above $3 per litre– Fuel excise cut unlikely to offset rising costs as supply remains constrained– Markets now pricing rates toward 4.6% – 4.85%, with further hikes expected before easing– Build feasibility deteriorating– Consumer confidence collapsing– Two-speed market forming: entry-level demand holding, premium segments weakening– Housing shortfall widening– Listener Q&A: portfolio strategy and capital allocation in uncertain conditions Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.c

Oil prices up, construction costs up, confidence down! Pete Wargent and Chris Bates unpack a fast-moving week for property: surging fuel costs, rising inflation risk, collapsing confidence, and what all of that means for rates, building activity, listings, and buyer behaviour. The episode matters because the pressure is no longer theoretical — it is already hitting development feasibility, rental supply, and decision-making across the market. Together they discuss - Diesel has surged to roughly $3 per litre, with Australia especially exposed to fuel shocks; Pete notes this is already flowing through to transport, airfares, freight, food, and service pricing. - February inflation came in at 3.7% headline and 3.3% core, but both hosts stress that this was effectively pre-conflict data, with much bigger inflation impacts still to come through fuel and housing costs. - Consumer sentiment is at its weakest since 1973, services PMI dropped from 52.8 to 46.2, and market pricing has shifted toward a terminal cash rate of about 4.65% by December. Pete also notes bond yields spiked to 4.9% before easing back. - First-home buyers are still transacting despite the nerves, helped by the 5% deposit scheme and a strong desire to exit the rental market. Chris says his team had six first-home buyers purchase in a week, even as investors begin to look more fragile. - The market is splitting: premium property has cooled, particularly in Sydney and Melbourne, while the lower end remains highly competitive. Pete says he is still seeing no evidence of declines at entry-level price points, even as high-end sentiment weakens. - Development feasibility is deteriorating fast. Pete cites producer-price inputs like copper pipes and tiles up 82% since 2019, and notes luxury apartment construction costs have risen by about $125,000. Both hosts mention clients cancelling developments because they would now lose money by building. - Builders are under renewed strain and profit incentive worries: new home sales fell in March, insolvencies are rising - Listener Q&A: fixing part of a mortgage in a rising-rate environment, and whether a much larger inherited deposit should change ownership percentages inside a marriage. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us <a href="https://bit.ly/R

Pete Wargent and Chris Bates unpack the RBA’s latest rate hike, what higher mortgage rates could mean for borrowing power and sentiment, and why Australia’s housing shortage is still intensifying. They move from the macro picture into the real pressure points on the ground: tighter rental markets, a split housing cycle, and the conditions that may create both risk and opportunity over the next 12 months. Together, they discuss: - RBA lifted rates and could do so again if inflation persists - Oil s reigniting inflation risk, feeding into rate expectations and dampening buyer confidence - The hidden costs of moving house in Australia - First-home buyers still active but adjusting budgets; upgraders slowing, especially in key markets - Market turning K-shaped: premium softening while entry-level demand stays strong via 5% deposit schemes - Rental pressure intensifying: how long will shortages last? - Structural challenges: dwelling numbers, demographic shifts, and mismatched supply - Development conditions are constrained: what can builders do? - Listener Q&A Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The

In this week’s episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack a volatile week in global markets and what it might mean for Australian housing. From oil price shocks and inflation fears to population shifts and investor behaviour, they explore why short-term uncertainty rarely changes the long-term structural drivers of property markets Together, they discuss: - Sudden oil price spikes briefly shake financial markets - Global supply shocks, inflation pressures and potential interest rate hikes could influence housing sentiment without necessarily changing long-term property demand. - Migration patterns are intensifying rental shortages and housing pressure in those states. - Why investors approaching retirement are increasingly selling property assets, particularly negatively geared units that generate little cashflow in retirement. - The growing divide between generations. - How market uncertainty often reduces listings rather than demand - The hidden costs of moving house in Australia. - Listener Q&A Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Se

The market is splitting in two. Buyers who stay selective will do better. Pete Wargent and Chris Bates break down why inflation risks are rising again after renewed global instability, how that’s feeding into rate expectations and buyer sentiment, and why construction is still failing to deliver enough supply. They also unpack the latest noise around negative gearing and capital gains tax, and what reforms might change — versus what just adds uncertainty — as the market shifts into a clear two speed cycle. Together, they discuss: Inflation risks returning as global instability pushes up energy costs, with fuel jumping quickly in parts of Australia  Why the RBA may prefer waiting for quarterly data Evidence of a two speed housing market The on the ground reality for first home buyers at the lower end, including competition for scarce houses and buyers being pushed toward poorer assets amid FOMO  Negative gearing and CGT reform chatter ahead of the budget The core supply problem getting worse: building approvals down  Why approvals are still not enough for the national target Listener Q&A Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future

Inflation is still running hot. Construction can’t keep up. And the Olympics are coming. Pete Wargent and Chris Bates unpack what is really driving Australian property in early 2026 — sticky inflation, renewed rate risk, construction bottlenecks and Olympic-driven labour demand. With approvals rising but delivery lagging, they examine how supply constraints, first-home buyer momentum and rising build costs are influencing prices and opportunity across the country. Together, they discuss: - Inflation came in hot and what another potential rate hike means for buyer confidence - Why first-home buyers continue entering despite higher rates and tighter borrowing capacity - The impact of the revamped 5% deposit scheme on bottom-quartile prices - Why approvals are lifting but dwelling completions remain stubbornly low - Olympic-driven labour demand in Brisbane  - Infrastructure projects crowd out housing supply - The rise in build costs and how higher replacement values are embedding price support - Does regional outperformance reflect affordability, investor activity or structural shift? - Listener Q&A: Downsizing strategies and how parents can structure support for children without compromising their own financial security Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past perform

Listings are tight. Rents are tighter. And policy might be about to test both. Pete Wargent and Chris Bates to break down the forces shaping Australian property in 2026 — from capital gains tax reform chatter and rental market stress to financing resilience and where momentum still exists. The focus: what actually changes behaviour, and what just makes headlines. Together, they discuss: - Unemployment holding keeps the possibility of further rate hikes alive - First-home buyers continue pushing ahead - Record quarterly housing finance and lift in investor lending show capital is still active - Winding back the CGT discount may reduce flipping but is unlikely to deter investors -Vacancy rates near record lows - Without investor participation, rental availability deteriorates further - Seller behaviour matters more than headlines; listings remain historically tight - Listener Q&A Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit <a href="https://megapho

Rates are higher. Supply is tighter. So where does that leave buyers and investors in 2026? Pete and Chris leads this first timely property and break down rising rates, sticky inflation, the expanded 5% first-home buyer scheme, and the structural supply gap driving pressure across the market. Together, they discuss: Who is feeling the pressure right now — renters, first-home buyers, investors, developers. What higher-for-longer means for borrowing power, buffers and timing decisions. How to think clearly when credit conditions stay tight. The 5% First-Home Buyer Scheme Whether lower deposits improve affordability or increase leverage. Can Australia can realistically build its way out? Where disciplined buyers and resilient borrowers are still finding opportunity. Listener Q&A Resources for this episode ⁠Ask a question (select the Property podcast)⁠ Rask Resources ⁠Pete's Buyers Agency⁠ ⁠Alcove mortgage broking⁠ ⁠Amy Lunardi Buyers Agency (Melbourne)⁠ ⁠All services⁠ ⁠Financial Planning⁠ ⁠Invest with us⁠ ⁠Access Show Notes⁠ ⁠Ask a question⁠ ⁠We love feedback!⁠ Follow us on social media: Instagram: ⁠@rask.invest⁠ TikTok: ⁠@rask.invest⁠ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): ⁠https://www.rask.com.au/fsg Learn more about your ad ch

In this Australian Property Podcast episode your host Pete Wargent from Allen Wargent Property Buyers delivers his 7 key property investment nuggets of wisdom for 2026 and beyond. Here are the key 7 points he covers: - Do save and invest for the future - Don’t save it all for the end! - Find a job or career with meaning to you or purpose - How to think about taxes - Trying to be the biggest and best is risky and anxiety-inducing Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Amy Lunardi and Chris Bates unpack why not all property markets behave the same, and why trying to “time the market” often leads buyers astray. They explore the realities of hot and cold markets, who drives demand, and why preparation and process matter more than predictions. Topics Covered – Market basics and why hot and cold markets behave differently – City versus regional markets and the role of demographics – Hot markets, including auctions, multiple offers, emotional premiums, and why speed matters – Cold markets, negotiation myths, days on market, and why waiting for the bottom can backfire – Who drives demand, from first home buyers and downsizers to investors and owner-occupiers – A Melbourne snapshot from the 2015–17 boom through to the 2025 recovery – The key takeaway: focus on process, preparation, and discipline over predictions Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media: – Instagram – TikTok DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers interviews Michael Yardney about his best-selling book, now that the original version is 20 years old! Since its first publication in March 2006, How to Grow a Multi-Million Dollar Property Portfolio - In Your Spare Time has become a perennial bestseller and an Australian investment classic. Now celebrating its 20th anniversary, this fully updated edition reflects today's economic and lending environment, equipping readers with the tools to thrive in the next property super cycle - a period of prolonged, but fragmented growth where smart strategy is essential. This book exposes why 92% of Australian property investors never get past their first or second property and provides a time-tested, proven system to break through that barrier. With real-world insights, practical advice, and updated case studies, it's a plain-English guide from an industry insider that could make readers seriously wealthy. Topics covered - What has changed the most over the past 20 years? - What is likely to change in the next 20 years? - And what will stay the same? Resources for this episode Michael Yardney - How to Grow a Multi-Million Dollar Property Portfolio in Your Spare Time Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planne

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers interviews Metropole CEO Michael Yardney about his book Negotiate, Influence, Persuade. Topics covered 1. What inspired you to write Negotiate, Influence, Persuade — and what’s new in this latest edition? 2. You say “life is one big negotiation.” What do you mean by that? 3. Who is this book for? 4. What are the key elements in becoming a great negotiator? 5. You write a lot about rapport. Why is building rapport so essential? 6. What is one of the biggest myths about negotiation you want to bust? 7. What are some of the biggest mistakes people make when negotiating? 8. Many negotiation books say never make the first offer — but you disagree. Why? 9. What are some of the psychological biases that can trip people up in negotiations? 10. What’s one practical takeaway people can start using straight away? 11. Finally, what’s the real key to success — in negotiation and in life? About Michael Yardney Michael Yardney has been voted one of Australia’s 50 most influential thought leaders. He’s a #1 bestselling author of nine books, host of the Michael Yardney Podcast, and CEO of Metropole Property Strategists. While best known as one of Australia’s leading property experts, Michael is also recognised as an authority on the psychology of success, wealth creation, and behavioural influence. Michael’s commentary is regularly featured in major media outlets including News.com.au Sky News, The Australian, and the Sydney Morning Herald is regularly featured in major media including The Australian, The Sydney Morning Herald, Sky News, and Money Magazine. Resources for this episode Michael Yardney - Negotiate, Influence, Persuade Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest <

The Rask 2026 stock market game is live - it's called Stock Genius. Available at stockgenius.com.au, in collaboration with Navexa, the Rask Stock Market is open for you to compete and enjoy with over 1,000 fellow investors. In this episode, we cover: - Is AI killing app investing in 2026? - Are you a stock market genius? Play our game to find out - How the game works - Smart tracking for portfolios - Owen and Navarre’s top picks Resources for this episode Join the game: https://www.stockgenius.com.au/ Buy Gemma’s book “The Money Reset”- https://amzn.to/42Uz0aK Ask a question (select the Finance podcast): https://bit.ly/R-quest Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 Rask resources All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest We love feedback! https://raskau.typeform.com/to/ZbfHy6IP Follow us on social media: Instagram: https://www.instagram.com/rask.invest TikTok: https://www.tiktok.com/@rask.invest Disclaimer: The information contained in this podcast episode is strictly general in nature. It does not take into account your needs, goals or objectives. So do not act on the information until you have spoken to your financial adviser. The Rask Group Pty Ltd is a corporate authorised representative (No. 1313447) of Rask Licensing Pty Ltd (AFSL: 563 907). The information in our shows is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) and Target Market Determination (TMD) before making a decision to acquire any financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms & Conditions and Financial Services Guide on rask.com.au/legal. The Stock Genius website is built and maintained by Navexa. It does not provide financial, legal or tax advice of any kind. The Rask Stock Market Game has been created purely for educational and entertainment purposes. It is not real money and should never be considered as a recommendation, "stock picking", or investment service. The purpose of the game is community, not recommendations for, or against, investments. Investing is risky and can result in permanent capital loss. The Rask Group Pty Ltd and Navexa do not endorse or recommend investments as part of the Stock Genius website, and make no wa

In this Australian Property Podcast, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove group mortgage specialists discuss the property market in review for 2025 and the outlook for 2026. Episode Overview 2025 – strong price growth in Perth and Brisbane, also Darwin boomed! 2026 – forecasts. SQM’s Boom & Bust report for 2026 - Interest rates - no cuts priced in at all for 2026 - RBA expects inflation to be in the target band later in 2026 - Listings - will they stay tight? - How to make a property plan for 2026 Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove group mortgage specialists discuss one of the biggest questions facing investors. That is, whether to buy property or shares in 2026?  Risks for property - Debt and leverage - Interest rates - Asset selection - Market downturns Should I buy property or shares then? Or a combination of both? - Shares win on liquidity - Personal preferences? - Property is not completely passive due to repairs and managing tenants (shares may not be totally passive either) - Tax deductible vs non-tax deductible debt - Why not invest in both? - Pete’s 2026 plans – renovating PPOR $500k, also using equity to buy a property but using offset account (I also have my SMSF so buying shares in there) - Chris’ 2026 plans - consolidation  Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit <a href="ht

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers is back to discuss the property market outlook for 2026. He also runs through the big 3 property news stories of the weeks, and covers your questions in the Listener Q&A. Here’s what was discussed this week: Story 1 – How property markets finished 2025 Story 2 – Construction cost pressures persist amid record construction activity Story 3 – Suburbs where people are making a loss - Listener Q&A - Other news of interest Resources for this episode Ask a question (select the Property podcast) How the property market finished 2025 in a way nobody expected ASX set for soggy start to 2026 as inflation threat looms Apartment approvals jump, driven by… Property developers to be taxed $34k for every new home near SRL RLB Australia Market Intelligence Update – Q4 2025 Suburbs where home owners are selling at a loss Seven of 38 economists predict a February rate hike Bad news for interest rates in 2026 as big banks clash over cuts Dwelling price boom cools Aborted house price boom eases RBA pressure Property prices still tipped to break records in 2026 Rents reaccelerate as vacancy rates tighten <a href="https://www.theaustralian.com.au/wealth/property-investing/how-the-great-australian-dream-has-changed-as-new-property-trends-emerge/news-story/52b55f90f8744eceed94b23914dbff6

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discuss this key topic. In this episode, they look at the advantages and disadvantages of the following strategies in 2026: - Upgrading your home - Renovating your home - Staying put and investing Homeowners face a pivotal fork: upgrade to a bigger/better home, renovate the current one, or invest elsewhere (IP, shares, super)? Pete and Chris crunch the numbers. As always, send in your thoughts and questions. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discuss this key topic. In this episode, they dive into one of Australia's most heated debates. That is, should you buy a home to build stability and equity capital gains tax free, or "rent-vest" (rent in your desired location while investing the savings in high-growth assets like property or shares)? With median house prices hovering around $1 million nationally and rents up again this year, it’s not always an easy choice. Drawing from market data, expert insights, and real-world scenarios, Pete and Chris explore pros, cons, and strategies amid falling interest rates, stabilising rents, and regional hotspots. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss the biggest property and economic news stories of the week, including interest rate expectations, common property myths investors should be wary of heading into 2026, and whether new housing supply can realistically keep pace with population growth. Topics Covered – Property market myths that could trip up investors in 2026, including school zones, off-the-plan buying, infrastructure spending and SMSF property investing – Interest rate expectations, fixed mortgage rates rising and what the banks are tipping for the next RBA meeting – Housing supply warnings, stalled dwelling completions and the impact of planning delays on affordable housing – Listener Q&A covering commercial property ownership structures and renovation tax considerations for first home buyers Episode Resources - Property market myths debunked that could save investors in 2026 - CBA and NAB tip interest rate hike - Housing supply growth flashes warning light - MacroBusiness housing supply analysis Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media: – Instagram – TikTok DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial pla

In this Australian Property Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss whether first homebuyers should use the 5% deposit scheme. Here’s what they cover: -Criteria for qualifying for the new scheme  -The new property price caps -Getting the right loan -Managing cashflows -Retaining a buffer -The benefits of using the 5% deposit scheme -The risk and the drawbacks And their summary thoughts and tips.  Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Resources for this episode Ask a question (select the Property podcast) Market repositions for a 2026 hike Politicians must cut spending to prevent higher interest rates Much weaker jobs data Much weaker jobs data Wentworth Park to go for green space and 2,500 new homes Enclaves for the rich 50,000 international students awaiting visas after explosion GDP growth 0.4% in the September quarter, but better than it looked GDP growth 0.4% in the September quarter, but better than it looked Goodman Group to pour billions into data centres Increase in share housing Caravan park owners are landlords of last resort Household spending splurge – and data centres boom driving growth Household spending splurge – and data centres boom driving growth Household spending splurge – and data centres boom driving growth Renters avoid heating and c

In this Australian Property Podcast, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove group mortgage specialists discuss the big 3 property news stories of the week. They also discuss your listener questions in the Listener Q&A segment at the end of the show. Here’s what they discussed: - Fastest resi construction growth in a decade - Inflation gauge hits 3.8% - Will Australia become a nation of renters? (Eleanor Creagh, REA) Listener Q&A - Question 1 – Warrior or worrier - Question 2 – IP not so freely - Question 3 – Chimichurri Investor - Other news of interest Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Gemma Mitchell discuss how to manage a great renovation. Here’s what they cover: -Budget and financing -Council approvals and regulations -Scope and design -Hiring contractors -Materials and suppliers -Timeline and disruptions -Climate and location considerations -Legal and insurance considerations -Resale value and market trends Summary tips from Pete and Gemma Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discuss the big 3 property news stories of the week. They also covered some of your questions in their Listener Q&A segment at the end of the show. Here’s what they discussed: - 2 in 3 Brisbane homes sold without a price (Real Estate) - Aussie home prices set to shatter records in 2026 - Rental affordability worsens in regional Australia - Listener Q&A this week Other news of interest - The shocking truth costing NSW homebuyers billions - Backpacker boom – Brits lead surge in working holidaymaker visas - Prefab homes get a $60bn boost from Open AI backer - What most homeowners get wrong about renovating - Gap between houses and units at record high - New tighter rental laws come into effect in Victoria - Property investors face regulatory action Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg</

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and leading buyer’s agent Amy Lunardi discuss your property questions in this Listener Q&A episode. Some of the things they covered: - Changing a conveyancer before settlement. Can I do this if required? Or is it a problem? - Why do Sydney and Melbourne property so often sell at auction? Is there any benefit to buying or selling at auction? - How much research is enough before offering to buy a property? - Help! I want to buy a unit in Melbourne, but what should I do next? - What mustn’t I forget to do at the pre-settlement inspection? Any tips or traps from your experiences? - There are some minor defects on the building & pest report. I’m a bit worried. What should I do? - What’s the difference between a desktop valuation and a full valuation? Why do lenders use different approaches? Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit <a href="https://

In this Australian Property Podcast episode your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discussed whether it's a good time to release equity and invest, whether APRA will intervene in the housing market in 2026, and whether the 18-year cycle will peak in 2026. They also covered some of your questions in the Listener Q&A segment at the end of the show.  Topics covered - Is it time to release equity and invest? (Alcove) - Housing finance rips for investors – APRA to intervene in 2026? - What about the 18.6 year property cycle? (Steve Palise) - Listener Q&A - Other news of interest Ask a question (select the Property podcast) Is it time to release equity and be prepared to invest Australian housing finance surges in Q3 Housing finance rips for investors APRA System Risk Outlook – November 2025 APRA warns of looming lending curbs 1.9 million homes needed to make Aussie housing affordable Victoria cracks down on underquoting with reserve price law Unemployment rate falls to 4.3% but trend is still higher Unemployment rate eases back to 4.3% Trump floats 50-year mortgages Half a million could qualify for shared-equity scheme Kiwis seek greener pastures in Aus

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers speaks to Evan Thornley, founder of LongView, about his vision to solve the housing affordability challenges facing Australia, his incredible journey as an entrepreneur and business owner, and how LongView’s fund is tackling today’s housing market for homebuyers and investors.  Here’s what they discussed: - Evan’s background and backstory - Evan’s advice for budding tech entrepreneurs! - The original vision for LongView – what problems Evan aimed to solve - Services covered by LongView – property management, strategy advice, buying or selling a home or investment property - How to target outperformance – the RODWELL approach – what is it exactly? - The Home Equity Fund Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Property discuss the big 3 property news stories of the week. They also covered some of your questions in the Listener Q&A at the end of the show. Here’s what they discussed: - More homes, better cities? (Grattan Institute Report) - Will your next home be built by a robot? (Nerida Conisbee) - Is AI going to smash this hiring cycle? - Listener Q&A Other news of interest this week - Consumers turn bullish housing – price expectations hit 15-year high - NAB Survey – conditions pick up a bit, price pressures eased - Rate Cuts are over for 2025 but property prices to keep rising Episode resources More homes, better cities: Letting more people live where they want Your next home built by a robot? Tech sector struggling to meet goal of creating 1.2 million jobs by 2030 Consumer turn bullish on housing The Red Book – November 2025 Australian business conditions – October 2025 NAB survey sees easing cost pressures Rate cuts are over for 2025, but home values likely to keep rising Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: <a href="https://www.tiktok.com/@rask.in

In this Australian Property Podcast episode, your host Pete Wargent discuss the Reserve Bank of Australia’s latest interest rate decision, forecasts through to 2027, and what it all means for the property market. Pete also runs through the week’s three biggest property news stories and answers listener questions. Topics Covered – Rate uncertainty and the opportunity for upgraders – APRA’s warning on investor lending hitting decade highs – Fastest price growth in two years and what’s next for buyers – Listener Q&A on extra repayments vs offsets and APRA’s investor crackdown Episode Resources – Rate uncertainty leaves door open for upgraders – APRA warning as investor lending hits 10-year high – Fastest price growth in 2 years – Buy Gemma’s book “The Money Reset” Show partner resources - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares range of funds Rask Resources - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question - We love feedback! Follow us on social media – Instagram – TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Amy Lunardi from Amy Lunardi Property step you through their top 5 tips for buying a property with less time, cost, and stress. Here is what they discuss: How long should a property search ideally take? 1 to 6 months depending on how prepared you are and the search in question? What if it’s taking you longer, is that OK? What is the main issue stopping you from buying successfully? The top 5 issues likely to be keeping you stuck in your property search: 1 - Having an unclear or unrealistic property brief  2 - Not adapting to changing market conditions 3 - Not being proactive with agents or off-market deals  4 - Not prioritising the search (we’re all busy after all!)  5 - Lack of knowledge or confidence  3 signs you’re going wrong with your search.  Some psychology tips from Amy!  A few signs that you’re likely on the right track! If you’re just missing out or you are the under-bidder at an auction, for example. When to engage a professional or buyer’s agent - if you are too busy or mentally exhausted. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified

In this Australian Property Podcast, Pete Wargent from Allen Wargent Property Buyers runs through what the hot inflation figures mean for interest rates and property. He also looks at what the 5% deposit scheme is doing to housing prices, as well as looking at the 3 big property news stories of the week: – 5% scheme kicks off new housing market cycle – The property tax debacle unfolding in Canberra – The new housing hack to beat the bank of Mum & Dad – Listener Q&A – Other news of interest Resources for this episode Ask a question (select the Property podcast) Interest rates on hold as inflation comes in hot Perth prices approach $1m milestone Victoria’s land tax problems hit The Block 1 in 3 property markets now command a 7-figure median – Cotality1 in 3 property markets now command a 7-figure median – LinkedIn 101 storey mega-tower unit block approved for Gold Coast, Southport – 1 Park Lane101 storey mega-tower unit block approved for Gold Coast, Southport – ABC In Parramatta sits a vacant residential tower – due to defects Commercial land values fell in FY2025 – resi continues to rise in WA & QLD especially More WFH claims to come Private credit critical to fixing rental crisis Sydney

In this Australian Property Podcast episode, your host Owen Rask sits down with David Gardner (co-founder of The Motley Fool and author of Rule Breaker Investing) to discuss: – Beating the market vs indexing – The “lose to win” philosophy and position sizing – The six traits of rule-breaker companies – Conscious capitalism, purpose and culture If you love learning about growth investing and finding outliers, subscribe to the Australian Property Podcast on ⁠Apple⁠, ⁠Spotify⁠, or ⁠YouTube⁠! Follow us on ⁠Instagram⁠ and ⁠TikTok⁠ for more investing insights. Topics Covered – Beating the market: why David still believes individuals can outperform and why most don’t try – Lose to win: accepting frequent small losses to capture rare, massive winners (Babe Ruth analogy) – Six rule-breaker traits: top dog & first mover, sustainable edge, strong price action, leadership/backers, brand love, and “overvalued” narratives – Final thoughts & how to learn more: AI’s role in research (not a reason to quit stock picking) and making portfolios reflect our best vision for our future Resources for this episode ⁠Ask a question (select the Property podcast)⁠ ⁠Visit TermPlus to learn more⁠ Rask Resources ⁠All services⁠ ⁠Financial Planning⁠ ⁠Invest with us⁠ ⁠Access Show Notes⁠ ⁠Ask a question⁠ ⁠We love feedback!⁠ Follow us on social media: Instagram: ⁠@rask.invest⁠ TikTok: ⁠@rask.invest⁠ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always c

In this Australian Property Podcast episode your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages discuss the big 3 property news stories of the week. They discussed how nervous upgraders are waiting to make decisions, while investors and first homebuyers pike in…especially in Darwin. They also covered some of your listener questions in the Listener Q&A at the end, so stick around for that. Here’s what they covered: – Unemployment lifts to 4-year high – Policy changes see spike in home building – Negotiation tips: Brendan thought he’d found a home, then the agent asked for more money – Listener Q&A – Other news of interest Chapters (approximate) (00:00) Introduction (03:59) Nervous upgraders (06:46) Finance for Developers (08:33) New Home Sales Jump 26% (13:20) Approval to Completion on New Builds (15:31) Unemployment lifts to 4-year high (24:02) Policy changes see spike in home building (31:42) Negotiation tips: Agent asked for more money (37:56) Listener question Resources for this episode Ask a question (select the Property podcast) Westpac Economics – Labour Force September 2025 Policy changes see spike in home building – HIA Brendan was looking for a Melbourne home. Then the agent asked for more money – Domain Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, fin

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove group mortgage specialists do a deep-dive on the pros and cons of Australia’s immigration program. Topics covered – What is a migrant? – What is Australia’s migration target? – 2025-26 permanent migration target – 4 costs of immigration for Australia – 4 benefits of immigration for Australia – Internal migration - where and how Aussies are choosing to live? – Our views - a balanced perspective Chapters (approximate) (00:00) Understanding Migration's Impact on Australia (05:51) Migration Numbers: A Historical Perspective (12:20) The Pros and Cons of Immigration (19:08) International Students and Economic Growth (22:24) The Impact of Skilled Migration on Source Countries (24:22) Changing Trends in Australian Migration (26:27) Housing Market Pressures and Delayed Family Planning (29:06) Demographic Shifts and Housing Demand (30:08) Targeted Student Migration for Skill Gaps (33:41) The Role of Immigration in Economic Growth (38:52) Cultural Diversity and Its Benefits (41:56) Future of Immigration and Housing in Australia Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal inform

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove mortgages specialists cover the big 3 property news stories of the week. They also cover some of your questions in the Listener Q&A segment at the end of the show, so stick around for that. Apart from the latest statistics on population growth and slowing dwelling completions, here is what they discussed: – Is the 40-year mortgage a route to wealth or a debt trap? – Is the real estate carry trade a death star? – 3 ways to future-proof your mortgage repayments? – Listener Q&A Chapters (approximate) (00:00) Introduction (03:39) Current Market Conditions and Buyer Sentiment (07:18) Interest Rates and Market Dynamics (09:59) Housing Supply and Immigration Impact (12:16) Government Targets and Housing Quality (14:39) The Future of Housing Development (17:02) Superannuation and Taxation Changes (18:42) International Comparisons: New Zealand and Australia (20:44) 40-Year Mortgages: Pros and Cons (25:37) The Housing Market Dynamics (33:56) Future-Proofing Mortgage Repayments (37:57) Insurance Insights and Strategies (40:24) Listener Questions Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxatio

In this Australian Property Podcast episode, your host Owen Rask sits down with Angelo from Solara Financial to discuss loans for business owners, tradies, and self-employed Australians. They break down commercial and residential lending, low-doc options, and how to prepare your business for borrowing success. Topics Covered – How business and commercial loans differ from standard home loans – How to prepare your business finances for borrowing – Understanding low-doc and alternative documentation lending – Using trusts and structures for property purchases – Managing business cash flow and finance buffers Episode Resources - Learn more about Angelo and Solara Financial here Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): [https://www.rask.com.au/fsg] Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages discuss how the 5% deposit scheme is already impacting the property market, and what the government can do to tackle the record rental shortage. They also cover some of your listener questions in the Listener Q&A segment at the end. They cover: Story 1 – A fairer future for the inner west Story 2 – Unprecedented demand on first day of FHB scheme Story 3 – Should greedy property investors be blamed for the housing crisis? Episode Resources Melbourne Affordable Housing Strategy 2020-30 What “supply and demand” actually means (Precon Substack) “First-home buyer scheme is a cruel illusion, say economists” (AFR, 6 Oct 2025) “Unprecedented demand on day one of first home buyer scheme” (AFR, 1 Oct 2025) “Should greedy property investors get the blame for our housing crisis” (The Australian) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Nehemiah is the Managing Director and CEO of Pengana Credit. Pengana have recently launched a platform called TermPlus. These are term accounts with attractive monthly income. With TermPlus everything is online, you choose the term you'd like to invest for, deposit your funds and choose to reinvest or take the income. Currently the one year account has a rate of 6.60% and the five year is at 7.75%pa. The funds are invested in global private credit via Mercer. Locally some may compare it to LaTrobe's term accounts which is invested in domestic mortgages. TermPlus is really good for diversifying away from the Aussie real estate market. Why is Nehemiah coming on the Property pod? Well, a problem TermPlus solves is where to park cash in between property purchases. This is something Nehemiah has done himself. What Pete and Nehemiah discussed today - Nehemiah’s background and career Questions covered: 1 What is private credit as an asset class? It’s not traded? 2 Who is the team? Group, experience, how long in business? Main shareholders? How much under management? 3 What kind of returns can I really expect? How do you get target rates like this – well above the cash rate - without risky or volatile investments? No free lunches - Duration tolerance? What if I need my money out earlier? Is it illiquid? Can I add to or withdraw from my balance during a Term? What happens at the end of the Term? 4 Banks have a deposit guarantee. You aren’t a bank. Do you eat your own cooking? Is my capital at risk? Have you ever missed a target rate monthly payment? How safe is my money from market crashes? What are the risks? 5 Do I need to be a sophisticated investor to invest in this? Do we need to be able to understand a complicated prospectus? 6 Do you have any customer reviews? Where can we go to read more? How do I manage my account? Are there account fees? Fee structure? How do you get paid? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that me

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages group discuss all the latest property market news. Has Treasury under-estimated the impact of the deposit guarantee policy for first homebuyers? They also discussed the big 3 property news stories of the week – Desperate homebuyers spending $804k in Sydney – Australia is a dangerous place as AI boom ramps up – The cities where investors are eyeing up property Stories – Desperate first homebuyers spend $804k in Sydney – Australia is a dangerous place as AI boom ramps up – Cities being eyed by investors Listener Q&A - Question 1 – Is Queensland still a good place to invest? - Question 2 – Special levies keep cropping up - is this a problem for my investment portfolio? I own a couple of units in Sydney. Other News - Inflation bounces to 3% over the year to August – RBA holds rates as market pricing for the next cut is pushed out to May 2026 as the decline in inflation slows - Housing supply turnaround years away says RBA - Sydney and Brisbane CBD workers surge while Melbourne struggles to regain pre-pandemic heights - Rental costs shine a new light on the FHB guarantee - How long to fix Australia’s housing shortage - Last one out, switch off the lights!” — Pete Wargent’s take on surging energy costs & inflation - Mortgage wars reignite as CBA offer Qantas points on home loans - First double-digit pri