How to Document Your Possessions for Insurance Claims: Expert Tips from Ken Aaron

Recording the details of your home and belongings is often overlooked until it’s too late, but Ken Aaron, founder of Virtual Home Inventory, stresses that proper documentation can save you from significant financial loss in the event of a disaster. In a dynamic discussion with Eric G, Aaron explains how a comprehensive home inventory not only helps with insurance claims but also acts as a vital tool for estate planning. He discusses the challenges many homeowners face when trying to remember what they had after a loss, noting that emotional stress can cloud their memories, leading to inadequate settlements from insurance companies. The conversation explores the advantages of using advanced technology, such as 3D scanning, to create a detailed digital inventory of your home. Aaron elaborates on how this technology captures all elements of a home, from structural features to individual belongings, providing a point cloud that can be shared with architects and adjusters for precise evaluations. He urges homeowners to document everything, including high-value items that may require separate insurance coverage, and emphasizes the importance of keeping this inventory updated and backed up in the cloud. As the discussion unfolds, Aaron highlights real-life scenarios where clients faced difficulties due to a lack of proper documentation. He also addresses the rising challenges posed by climate change, which is causing insurers to become more stringent in their policies and negotiations. The episode is not just a call to action for homeowners to be diligent about their inventories but also a roadmap for ensuring financial security and peace of mind through proactive measures. Ultimately, this episode serves as a powerful reminder that preparation is key, and the time to act is now. Takeaways: Documenting your home inventory with photos and videos is crucial for insurance claims. Utilizing a 3D virtual tour can capture detailed aspects of your home effectively. Having a separate insurance policy for valuable items is essential for full coverage. Engage a public adjuster to assist with claims to ensure proper compensation. Regularly updating your home inventory can save you from significant financial losses later. Understand the fine print of your insurance policy to know your coverage limits. Links referenced in this episode: aroundthehouseonline.com virtualhomeinventory.com For more information check him out at https://virtualhomeinventory.com/ To get your questions answered by Eric G give us a call in the studio at 833-239-4144 24/7 and Eric G will get back to you and answer your question and you might end up in a future episode of Around the House. Thanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listen If you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/ Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show. Mentioned in this episode: Monument Grills Check out Monument Grills.com for more information To find out more information about our Premium Membership for the Around the House Insider and the 10 day free trial: https://around-the-house-with-e.captivate.fm/support Around the House Insider Baldwin Hardware Baldwin Hardware King Water Filtration. Your answer to clean and amazing tasting water! Don’t miss out on this amazing sale on a product made right here in the USA at King water filtration .com that’s king water filtration.com and don’t forget promo code Eric-23 Suscribe to our YouTube Channel Want even more home improvement tips, tricks, and insider advice? Subscribe to my YouTube channel @AroundTheHouseEricG for project guides, product reviews, and behind-the-scenes content you won’t hear on the podcast. Don’t miss out—hit that subscribe button today! Around the House YouTube Need Holiday Gift Ideas? Check out our new ones at AroundtheHouseonline.com Looking for quick gift ideas for Christmas or the Holidays? Check out our latest gift guide at https://aroundthehouseonline.com/holiday-ideas/ Around the House Online Gift Ideas