About this episode
We start with off-topic discusssions about holidays and changes in office work. Then we discuss a concern that many share: Can I afford to retire? Plus, we question a retirement portfolio suggestion. We hear from listeners: About Vanguard's declining level of customer support. Wondering if Tom remembers him? Bashing us for bashing crypto. It was a holiday. Learn more about your ad choices. Visit megaphone.fm/adchoices