About this episode
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Dr. John Delony answer your questions and discuss: “Should I let my car get repossessed and get a cheaper car or get it paid off?” “How do I ask for a raise based on my performance at work?” “We’ve paid off our house and have kids’ college done, but still struggle with saving and paying off debt” “Should we file bankruptcy?” “Should I pay off my credit card with an old retirement account?” “How do we deal with friends while paying off debt?” “How do we protect our assets in case one of us relapses?” “I’m almost done with baby step 3, how aggressive should we be with investing for retirement vs. paying off our house?” “After I pay all my bills, I only have $100 left. How do I find more margin in my budget to pay off $7,000 of debt?” “How do we organize a 529 plan from my parents that I didn’t use and transition it to my two kids?” “How do we get out of the financial disaster that we’re in?” “I’ve been taking care of 3 handicapped family members and I now have no savings. How do I get my finances built back up?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email . 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 📈 For help with investing, get connected with a SmartVestor Pro. 🛡️ Protect yourself with trusted insurance coverage that fits your budget Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI . Get 10% off your first month of BetterHelp . Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries . Get started today with Churchill Mortgage . Get 20% off when you join DeleteMe . Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial . Use code RAMSEY to save 20% at Mama Bear Legal Forms . Visit NetSuite today to learn more . For more information, go to SimpliSafe . Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices