Social Security Benefits, IRMAA, and QCD Timing: Q&A #2517

Jim and Chris discuss listener questions relating to Social Security spousal benefits, IRMAA relief, suspending Social Security for tax planning, and QCD timing with RMDs. (3:00) A listener enquires whether her 85-year-old mother, who recently remarried, must remain on her ex-spouse’s record for one year before switching to spousal benefits on her new husband’s record. (12:15) The guys address what happens if you file form SSA-44 for IRMAA relief but end up in a higher income tier than estimated. (23:30) George asks to revisit a previous question about if suspending Social Security could allow for more Roth conversions and tax savings. (34:30) Jim and Chris respond to a listener who challenges whether QCDs must be taken before RMDs. Show Notes: QCD Timing Article by Lord Abbet The post Social Security Benefits, IRMAA, and QCD Timing: Q&A #2517 appeared first on The Retirement and IRA Show .