August 22, 2025
How to Invest in Real Estate on a Middle-Class Salary ($70K or Less)
BiggerPockets Real Estate PodcastAbout this episode
Do you make a middle-class income ($70,000 or less) per year and want to invest in real estate ? This is how you do it. You don’t need a six-figure salary to buy your first rental property and start building generational wealth and early retirement. Dave is a testament to this, buying his first rental with barely any money, zero experience, and working as a waiter. If you’ve got a stable salary and some savings , you’re already leagues ahead of him. Today, we’re showing you how to put that money to work. We used median income and savings data to create a complete middle-class investor plan to get you on the fastest (and safest) path to financial freedom . We’ll walk through three investing strategies anyone in the middle class can use to buy their first rental, define how much money you’ll need saved , what to do if you don’t have enough in the bank, and how to repeat the system to finally retire early with real estate . Stop waiting, start wealth-building. This is how to escape the “middle-class trap” and move up the rungs to financial freedom even if you’re starting with a $70,000/year salary! In This Episode We Cover: The three best real estate investments for a middle-class income earner The “ middle-class trap ” that most Americans are stuck in (how to escape) Pro tip: How to get more money for your first deal if you don’t have enough How to retire in just a decade with rental property investing (even starting from scratch) The one high-profit, low-money-down, tax-free strategy Dave is using right now! And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1164 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com . Learn more about your ad choices. Visit megaphone.fm/adchoices