What Is Your Retirement Number? YMYW Spitball Retirement Analysis - 284

Joe and Big Al spitball retirement plan considerations, including: - investing in brokerage and Roth instead of pre-tax - getting tax diversification - pension lump sum or annuity - paying for education - calculating a retirement number to put savings on autopilot Plus, what life insurance "investment" has a "guaranteed" 10% return? Do dividend paying stocks have a higher rate of return than VTSAX? Should individual stocks go in a taxable account? Send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-284