Zachary Foust
We break down housing, growing wealth gaps, and the economy in a simple, meaningful way. Clear, honest, and structured for real people.
Dec 11
Send us a text Millions are living paycheck to paycheck and wondering what they’re doing wrong. This episode breaks down eight practical steps you can follow to finally get control of your money, build a surplus, attack debt, grow real wealth, and protect yourself in an economy that feels stacked against you. No fluff. Just clear steps you can start today. worksheet for this video: https://docs.google.com/document/d/1IojDbeP7JH7GeVZUCqIzs5AOu9ogGn733eZmwqzp0bg/edit?usp=sharing trump tracker: https://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?gid=1528334158#gid=1528334158 net worth sheet: https://docs.google.com/spreadsheets/d/1LGeDwS2y6v36HkNtj4BqcNZUbYmC8B3h3qsNC1FucFI/edit?usp=sharing Support the show
Dec 4
Send us a text The Federal Reserve has quietly confirmed what the bond market, the labor data, and inflation signals have been showing for months: quantitative easing is likely coming back. Since the first episode of this podcast, we’ve been tracking the cracks in the system, from weakening job numbers to rising long-term yields and the growing strain on government debt, and now the Fed’s own language points to a return to balance sheet expansion. In this video, I break down why QE is becoming unavoidable in 2025 and share three practical things you can do right now to prepare your finances, protect your purchasing power, and take advantage of what’s coming. The money print is coming, and this is how to be on the right side of it. Trump Tracker document https://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharing
Nov 29
Send us a text Jeb Baugh is a sharp, plain-spoken voice on culture and politics, known for asking tough questions and backing them up with receipts. Fresh off a moment with Glenn Beck at TPUSA last week, Jeb joins the show to dig into media narratives, free speech, and what Gen Z actually thinks about the future. In this episode, we get beyond headlines into first-principles thinking, practical solutions, and why honest debate still matters.
Nov 22
Send us a text Reviewing the last year of housing tells a very real story. Prices shifted, supply climbed, mortgage rates fought the bond market, and the promises around affordability are still missing in action. I break down what actually changed, what did not, and what 2026 may look like for anyone trying to buy a home. Trump Tracker document https://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharing
Nov 20
Send us a text Our economy is shifting faster than anyone wants to admit. Gold is surging, the dollar is weakening, assets are separating the classes, and AI is reshaping the job market. This episode breaks down where the cracks are forming and what you can actually do to protect yourself. Your brain, your body, your assets, your skills. Fight for you while the system keeps moving. Our internal outline w/ all sources: https://docs.google.com/document/d/12JZwWYyMXRPRs0dBneo7bPFQQHqrh_q6AXOI9L-cTJQ/edit?usp=sharing Canva graphic used in all 3 parts: https://www.canva.com/design/DAG3XbjxJ8w/uBG_2ccoTmjTAqRt8Y1WZg/edit?utm_content=DAG3XbjxJ8w&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton
Nov 13
Send us a text I sat down with Devil Doc to talk about the truth behind the American dream, why our economy feels impossible to climb, and how billionaires keep winning while working families fall further behind. We got real about housing, inflation, corruption, and what it will take for this country to actually change.
Nov 10
Send us a text Title: 5 Reasons Housing is Expensive | ZFS 39 In this episode Zach walks through the five real reasons housing is so expensive right now and why the usual headlines miss the point. He talks about Jerome Powell and rates, BlackRock and private equity, builders and profit, boomers holding assets, and the split between people who have assets and people who do not. If you are trying to understand why buying a home feels impossible and what is actually broken in the system, this episode gives you a clear, honest breakdown in plain language. Talking points Zach covers: Why blaming only rates is lazy and incomplete What Jerome Powell and the Fed can and cannot actually fix How low rates in 2020 and 2021 pushed prices up fast Why lower rates again would mostly push prices even higher The truth about BlackRock vs Blackstone and other big investors How mom and pop investors and small landlords play a huge role Why investor purchases now take about one in three single family homes How builders shifted to big expensive homes and chased record profit The cost of regulations and land before a single shovel hits dirt How zoning rules make it hard to build small and affordable homes Why boomers are not selling and what really happens when they die with property The massive wealth gap between owners and renters How the average home buyer age has climbed into the mid fifties What a bifurcated or K shaped economy is and why it matters for housing How the top earners keep spending while the bottom struggles with debt and basics Why policy and legislation are needed because the market will not fix itself Why waiting for a crash or the silver tsunami is not a real plan How all five reasons layer together and squeeze first time buyers All Source Doc - https://docs.google.com/document/d/17d0RiOR1s7ktwQpzqKVamktepmuc5aeB4zj70QUEcNE/edit?usp=sharing Viewable Canva - https://www.canva.com/design/DAG4BRa1OLA/GPLbCVOZmRM8Qh0GU3uGOw/view?utm_content=DAG4BRa1OLA&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=hbc90e020c1
Nov 7
Send us a text In this episode, Zach talks about what happens after the fracture. He walks through the four phases of fallout and what each one teaches you about staying grounded when everything around you starts to shift. This isn’t about doom and gloom, it’s about awareness, growth, and the real-life process of building back better. If you’ve ever felt like the world flipped upside down, this conversation will help you see the steps, the lessons, and the perspective that comes with moving through it. What we'll discuss - How to recognize the moment of awareness after everything shifts - Why our first instinct is to resist what’s changing - How reflection turns fallout into growth - Why rebuilding isn’t about going back, it’s about creating something better - What the four phases of fallout look like in real life