The 40-40-20 Formula: How I Invest My Money for Safety, Growth, and Big Wins

In this special solo episode of The Money Mondays, Dan Fleyshman dives deep into the investment strategy that’s guided him for decades — the 40-40-20 Principle. If you’ve ever wondered how to protect your wealth while still leaving room for life-changing returns, this is the episode for you. Dan breaks down: 📊 40% Low-Risk: How to earn consistent returns through CDs, gold, and the S&P 500 — even in a volatile market. 🏡 40% Medium-Risk: Why real estate, established cash-flowing businesses, and individual stocks can provide solid 10-30% returns year over year. 🚀 20% High-Risk: How angel investing and Bitcoin create asymmetric upside, with strategies to manage risk and unlock big wins. He also covers: ✅ Real-life examples of how he invests ✅ Why inflation is your silent enemy ✅ How to invest at ANY income level ✅ The power of compound interest (including how to set your kids up for future wealth) Whether you have $10k or $10 million, Dan’s timeless framework will give you a simple blueprint to follow — helping you build wealth while avoiding common mistakes. 💡 Ready to stop sitting on cash and make your money work for you? Listen in and start creating your personalized 40-40-20 strategy today.