About this episode
Vanguard’s Advisor Alpha study shows that working with an advisor can boost net returns by around 3% annually through smart investing, tax planning, and behavioral coaching. But the real value? It’s not just about numbers. Ari and James break down how advisors help clients stay level-headed, avoid costly mistakes, and feel more confident about their future. Research even shows investors with $1.2M+ report greater financial happiness with an advisor by their side. Not everyone needs one, but knowing when professional support can make a real difference? That’s the key. Submit your request to join James: On the Ready For Retirement podcast: Apply Here On a Retirement Makeover episode: Apply Here Timestamps: 0:00 - Vanguard Advisor Alpha study 1:50 - The claim and a story 3:56 - Asset allocation 7:40 - Cost-effective implementation 9:10 - Rebalancing 13:38 - Behavioral coaching 18:35 - Asset location 21:49 - Spending strategy/withdrawal order 26:17 - Total return vs income investing 27:48 - An advisor can increase your happiness Create Your Custom Strategy ⬇️ Get Started Here. Join the new Root Collective HERE!