Bond Ladders in 2024: How to Build a Bond Portfolio for Your Retirement

As one listener prepares for an early retirement, James discusses the situation, covering how to build a bond ladder based on non-retirement funds. James provides a different way of looking at the stock-to-bond conversation. Learn how to determine the appropriate amount to have a bond ladder and whether you should own individual bonds or bond funds as a part of that ladder. Questions Answered: How do you balance risk capacity and risk tolerance in portfolio allocation? How do you build an effective bond portfolio for retirement? Timestamps: 0:00 - Listener case study 2:37 - James’s perspective on bonds 7:42 - Considering purchasing power 10:18 - Balance of stocks and bonds 13:39 - Dividends are typically resilient 16:40 - All bonds not created equally 20:30 - Bond ladder 23:09 - Different types of bonds 24:51 - Withdrawal strategy 26:39 - More on bonds 30:09 - 3 questions to consider Create Your Custom Strategy ⬇️ Get Started Here. Join the new Root Collective HERE!