How to Invest in Real Estate with an AVERAGE Salary (Under $75K) in 2025

If you want to know how to invest in real estate in 2025, even if you earn an average salary , you’re in the right place. In this episode, we’re going to break down the exact steps YOU can take to buy your first or next rental property —yes, even in today’s tough housing market ! Welcome back to the Real Estate Rookie podcast ! Today, Ashley, Tony, and investor Luke Carl are going to share how they would invest in real estate in 2025 if they were starting from scratch. We’ll look at today’s housing market from the perspective of someone who earns an average salary of $75,000 or less and share our favorite strategies , property types , and loans for a beginner. Stay tuned to learn why Ashley recommends forming a partnership for your first real estate deal , why Tony loves the NACA mortgage , and why Luke likes to target properties that need a little love. We’ll also share our top tips for new investors —from getting a mentor and building rapport with lenders to avoiding “ shiny object syndrome ” and fast-tracking your savings for a bigger down payment ! In This Episode We Cover: How to invest in today’s market with an average salary ($75,000 or less) Creative ways to put low (or no) money down on an investment property The best real estate investing strategies for a new investor Whether you should pay off debt before investing in real estate Managing your own rentals versus hiring a property management company And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPockets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube Follow Real Estate Rookie on Instagram Ask Your Question for a Future Rookie Reply “Like” Real Estate Rookie on Facebook NACA Luke’s Website Maximize Your Real Estate Investing with a Self-Directed IRA from Equity Trust Grab the Book “Smarter Short-Term Rentals” Sign Up for the Real Estate Rookie Newsletter Find Investor-Friendly Lenders Real Estate Investing for Beginners: How to Get Started Connect with Luke (00:00) Intro (00:57) First Steps for Rookies (07:44) Building a Financial Foundation (11:40) Getting Preapproved (16:35) Best Property Types (23:04) Finding the Deal (29:38) Paying Off Debt vs. Investing (33:29) Advice for New Investors (36:16) Connect with Luke! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-531 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com . Learn more about your ad choices. Visit megaphone.fm/adchoices