About this episode
Our guest on the podcast today is Greg McBride. Greg is chief financial analyst for Bankrate.com , where he has worked for more than 25 years. He received his bachelor’s in finance from the University of Florida. He is also a CFA charterholder. Background Bio Bankrate State of the Economy/Outlook for Interest Rates “ Survey: Despite a Resilient Economy, Experts Still See a Near 1-in-2 Chance of a Recession ,” by Sarah Foster, bankrate.com , Jan. 3, 2024. “ Bankrate’s Interest Rate Forecast for 2024: Mortgages, Credit Cards and More Will Stay Pricey, Even if the Fed Cuts Rates ,” by Sarah Foster, bankrate.com , Jan. 2, 2024. “ Credit Card Debt Is at a Record High as Fed Raises Rates Again ,” by Cora Lewis, apnews.com , March 22, 2023. “ Take These 12 Steps as the Federal Reserve Keeps Interest Rates High ,” by Sarah Foster, bankrate.com , May 1, 2024. Saving “ Survey: Two-Thirds of Savers Still Earn a Savings Account APY of Less Than 4% ,” by Karen Bennett, bankrate.com , March 27, 2024. “ How the Federal Reserve Impacts Savings Account Interest Rates ,” by Karen Bennett, bankrate.com , May 1, 2024. “ CD Ladder: What It Is and How to Build One ,” by Rene Bennett, bankrate.com , Feb. 27, 2024. “ Why Now Might Be a Good Time to Consider Longer-Term CDs ,” by Matthew Goldberg, bankrate.com , April 2, 2024. “ How to Start (and Build) an Emergency Fund ,” by Karen Bennett, bankrate.com , Feb. 29, 2024. “ The Best Places to Keep Your Emergency Fund ,” by Greg McBride, bankrate.com , Feb. 27, 2024. “ Greg McBride’s 2023 Guide: How to Prioritize Emergency Savings, Retirement Savings and Debt Repayment ,” by Greg McBride, bankrate.com , Feb. 28, 2023. “ Is My Money Safe? What You Need to Know About Bank Failures ,” by Adriana Morga, apnews.com , April 28, 2023. “ Pros and Cons of a Money Market Account ,” by Greg McBride, bankrate.com , March 26, 2024. Mortgages, Homebuying, and Auto Loans “ Forecast: Mortgage Rates to Gradually Decline in 2024 ,” by Jeff Ostrowski, bankrate.com , Jan. 2, 2024. “ What the Fed’s Moves Mean for Mortgages, Credit Cards and More ,” by Tara Siegel Bernard, nytimes.com , March 20, 2024. “ Housing Market Predictions for 2024 ,” by Ruben Caginalp, bankrate.com , April 4, 2024. “ Auto Loan Forecast for 2024: Rates Should Ease for Good-Credit Borrowers ,” by Rebecca Betterton, bankrate.com , Jan. 2, 2024. Other Rose Foundation’s Consumer Financial Education Fund Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.