About this episode
Hi, and welcome to The Long View . I’m Christine Benz, director of personal finance and retirement planning for Morningstar. Today on the podcast we welcome back Carl Richards, who’s the author of a new book called Your Money: Reimagining Wealth in 101 Simple Sketches . His previous books, The Behavior Gap and The One-Page Financial Plan , were both bestsellers. Carl started the Sketch Guide column in The New York Times and it ran weekly for a decade. Carl is a certified financial planner, and he started the Society of Advice, which is a community of financial planners dedicated to the craft of advice. In addition, Carl is active on the podcast circuit. He hosts Behavior Gap Radio, as well as a podcast called 50 Fires: Money and Meaning with Carl Richards . Carl also co-hosts a podcast with Michael Kitces called Kitces & Carl - Real Talk for Real Financial Advisors . Background Bio The Society of Advice Behavior Gap Radio 50 Fires: A Podcast About Money and Meaning Kitces & Carl – Real Talk for Real Financial Advisors “ Carl Richards: ‘Less Focus on Being a Little Less Wrong Tomorrow,’ ” The Long View podcast, Morningstar.com, May 13, 2020. “ Carl Richards: It Should Be OK to Relax Out Loud ,” The Long View podcast, Morningstar.com, July 27, 2021. Books Your Money: Reimagining Wealth in 101 Simple Sketches The Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money The One-Page Financial Plan: A Simple Way to Be Smart About Your Money Sketches and Podcasts The Magic Certainty Button “ Visual Sketches as Conversation Starters to Help Clients Make Better Financial Decisions ,” Kitces & Carl podcast, Episode 175, kitces.com, Oct. 16, 2025. Where to Place Your Focus “ Is There a Future of Financial Planning in the AI Era? ” Kitces & Carl podcast, Episode 169, kitces.com, July 24, 2025. Other “ Brian Portnoy: Balancing Returns With Simplicity, Financial Independence, and Peace of Mind ,” The Long View podcast, Morningstar.com, Sept. 29, 2020. “ Why We Spend the Way We Do With Gretchen Rubin ,” 50 Fires podcast with Carl Richards, 50fires.com, May 28, 2025. Paige Pritchard “ Money, Family, and Meaningful Work With Jodi Kantor and Rob Lieber ,” 50 Fires podcast with Carl Richards, 50fires.com, Sept. 18, 2024. Morgan Housel Zero to One: Notes on Startups, or How to Build the Future , by Peter Thiel Vollebak Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.