About this episode
Our guest on the podcast today is financial journalist and certified financial planner, Robert Powell. His work appears regularly in MarketWatch.com , USA TODAY , TheStreet.com , The Wall Street Journal , and AARP. Bob also serves as the director of Retirement Education at Sensible Money and as editor in chief of the Investments and Wealth Institute’s Retirement Management Journal . He is also an instructor in Salem State University’s Online Elder Planning Specialist program. In addition, Bob hosts two podcasts himself: the Investments and Wealth Institute’s Exceptional Advisor podcast and the Callaway Climate Insights podcast. He received his bachelor’s degree from Marquette University and a master’s degree from Boston University. Background Bio Twitter handle: @Retirementpedia The Exceptional Advisor podcast Callaway Climate Insights Current Environment “ 60/40 Portfolio—Dead or Alive? ” by Robert Powell, marketwatch.com , Jan. 11, 2023. Tony Davidow “ Common Retirement Questions: Should I Be More Conservative With My Portfolio? ” by Mer Brown, the street.com , Dec. 23, 2022. “ Estimating the True Cost of Retirement ,” by David Blanchett, Morningstar.com , Nov. 5, 2013. “ The Bucket Approach to Building a Retirement Portfolio ,” by Christine Benz, morningstar.com , Nov. 23, 2022. “ Spending Trajectories After Age 65 ,” by Michael Hurd and Susann Rohwedder, rand.org , 2022. Decumulation “ Why Target-Date Funds May Be Sabotaging Your Retirement ,” by Robert Powell, marketwatch.com , Aug. 17, 2022. “ What Is the Average Retirement Age? ” by Emily Brandon, money.usnews.com , July 26, 2022. “ 2018 Retirement Confidence Survey ,” Employee Benefit Research Institute, ebri.org , April 24, 2018. Retirement Income Style Awareness Profile (the RISA®) “ Managing Post-Retirement Risks: A Guide to Retirement Planning ,” Society of Actuaries, soa.org , 2011. “ Saving for Retirement Is Easy Enough—Spending It Is More Complicated ,” by Robert Powell, marketwatch.com , March 26, 2022. Annuities Moshe Milevsky “ Retirement Spending and Biological Age ,” by M.A. Milevsky, H. Huang, and T.S. Salisbury, moshemilevsky.com , Sept. 20, 2017. “ Retirement Income for Life: 4-Box Strategy ,” by Robert Powell, marketwatch.com , Nov. 8, 2012. Social Security “ How to Claim Social Security at the Right Time ,” by Robert Powell, marketwatch.com , Aug. 28, 2021. “ Do the Math. Here’s Why You Shouldn’t Claim Social Security at Age 62 ,” by Robert Powell, usatoday.com , Aug. 9, 2019. “ Who Does Social Security Provide Benefits To? It’s Not Just the Elderly Who Qualify ,” by Robert Powell, usatoday.com , Jan. 10, 2023. Long-Term Care “ Planning for Unexpected Health Care Costs in Retirement ,” by Sudipto Banerjee, troweprice.com , March 2022. “ A New Way to Calculate Retirement Health Care Costs ,” by Sudipto Banerjee, troweprice.com , February 2020. “ Cumulative Out-of-Pocket Health Care Expenses After the Age of 70 ,” by Sudipto Banerjee, ebri.org , April 3, 2018. “ Are Healthcare Costs in Retirement Overwhelming? ” by Robert Powell, fa-mag.com , Nov. 1, 2022. “ Planning for Health Care Costs in Retirement ,” Vanguard Research and Mercer Health & Benefits, vanguard.com , June 2021. Other Elder Planning Specialist Program Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.