About this episode
Our guest today is Cullen Roche. Cullen is the founder and chief investment officer of the Discipline Funds. In addition, Cullen heads up Orcam Group, a registered investment advisory firm he established in 2012. Cullen also authors the popular blog "Pragmatic Capitalism," where he writes about a range of macroeconomic and investing topics. He is active on social media, including Twitter, where you can find him at @cullenroche. Cullen started his career as an advisor at Merrill Lynch and did a stint at an event-driven hedge fund before starting his RIA firm. He received his bachelor's degree in finance from Georgetown University's McDonough School of Business.. Background Bio Pragmatic Capitalism Blog Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance , by Cullen Roche Macroeconomics and Financial Planning/Advice “ Three Things I Think I Think—Macro Thoughts ,” by Cullen Roche, pragcap.com, Aug. 3, 2021. The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness , by Morgan Housel “ The Most Important Investment Factor—Behavior ,” by Cullen Roche, pragcap.com, April 6, 2018. “ What Is the Value of Financial Advice? ” by Cullen Roche, pragcap.com, Sept. 18, 2019. “ Understanding Quantitative Easing ,” by Cullen Roche, papers.ssrn.com, Feb. 10, 2014. “ 2 Reasons the Surging Deficit Worries Me ,” by Cullen Roche, pragcap.com, Sept. 26, 2018. Economic Cycle and Fiscal Picture @jasonzweigwsj “ Three Things I Think I Think: Cycles, Hunting Biden and Life ,” by Cullen Roche, pragcap.com, Oct. 15, 2020. “ Three Things I Think I Think: Housing Bubble 2.0, Passive Investing and Hyperinflation ,” by Cullen Roche, pragcap.com, April 8, 2021. “ Should House Prices Be in the CPI? ” by Cullen Roche, pragcap.com, Aug. 24, 2021. “ Understanding Government Liabilities ,” by Cullen Roche, pragcap.com, March 28, 2021. Inflation and Interest Rates “ Let’s Talk About Inflation ,” by Cullen Roche, pragcap.com, May 12, 2021. “ Is Hyperinflation Coming? ” by Cullen Roche, pragcap.com, Oct. 25, 2021. “ Three Things I Think I Think—Myths That Never Die ,” by Cullen Roche, pragcap.com, Oct. 5, 2021. “ Government Bond Markets Aren’t ‘Free’ Markets ,” by Cullen Roche, pragcap.com, Oct. 8, 2020. “ What if It’s all Going to Zero? ” by Cullen Roche, pragcap.com, Nov. 9, 2021. “ Why Stocks and Bonds Are the Core of any Portfolio ,” by Cullen Roche, pragcap.com, March 16, 2021. Discipline Fund ETF “ Introducing the Discipline Fund ETF ,” by Cullen Roche, pragcap.com, Sept. 21, 2021. “ John Bogle: How to Create Perfect Asset Allocation ,” video interview, youtube.com, June 24, 2018. Discipline Fund ETF Overview Wesley Gray “ What Is Discipline-Based Investing? ” by Cullen Roche, pragcap.com, Jan. 1, 2019. Target-Date Funds “ The Zoom Climb Glide Path & Why the Age in Bonds Rule Is Wrong ,” by Cullen Roche, pragcap.com, Sept. 30, 2021. “ The Portfolio Size Effect and Using a Bond Tent to Navigate the Retirement Danger Zone ,” by Michael Kitces, kitces.com, Oct. 5, 2016. “ Three Things I Think I Think—Dangerous & Terrible Stuff ,” by Cullen Roche, pragcap.com, Sept. 29, 2021. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.