About this episode
📈 Are you on track with the Baby Steps? Get a free personalized plan. Credit cards might feel like just a normal part of life—but should they be? In this episode, you’ll learn the hard truth about how this industry works and why it’s intentionally keeping you behind financially. Next Steps: 🎥 Watch my video The True Price of Living With Debt . 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries . 🔒 Get 20% off when you join DeleteMe . Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices