Why Most Middle-Class Retirement Plans Fail (And How to Fix It)

💡 Learn how to invest wisely with our Complete Guide to Investing . Planning for retirement can feel overwhelming, but it doesn’t have to be. In this episode, I’m walking you through the biggest retirement mistakes that keep the middle class from building wealth—and what you can do to invest wisely and feel confident about your future. Next Steps: 🎥 Watch my video Become Financially Literate in 8 Minutes . 📊 Connect with a SmartVestor Pro investing professional today! Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries . Get 20% off when you join DeleteMe . Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices