About this episode
The Senate just dropped its version of the student loan reform bill, and let's just say… it's not great. In fact, it's worse than expected, especially if you have six-figure student debt, Parent PLUS loans, or are a future student. Learn what's at stake, how it could completely reshape repayment options, and who (besides private lenders) might come out ahead. More importantly, you'll learn what you can do now to protect yourself if the bill moves forward. If student debt is part of your financial life, don't miss this one. Key moments: (00:52) SAVE and new IBR borrowers could be forced into old IBR under the Senate bill (02:18) New rules could turn marriage into a major cost for student loan borrowers (02:48) Parent PLUS borrowers face the harshest penalties under this proposed legislation (07:14) Future borrowers need a plan before taking loans after July 2026 under the new rules (09:18) There's still a whole lot that you can do if you're an existing borrower Links mentioned: StudentAid.gov - The official federal site for consolidating student loans Like the show? There are several ways you can help! Follow on Apple Podcasts , Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!