Ask HTM - Is ID Theft Insurance Worth It, Reducing Car Insurance Rates for Kids Who Rarely Drive, and the Merits of Balancing a Checkbook #164

This week on the podcast we’re answering your questions! 1 - Should I continue to balance my checkbook every month, or is it a waste of time? 2 - I have 2 daughters who rarely drive- how can I reduce how much I spend on their car insurance? 3 - Should I purchase a primary residence or a couple investment properties instead? 4 - Is identity theft insurance worth the money? 5 - As a small business owner, should I consider offering a SIMPLE IRA or a 401k? And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ During this episode we enjoyed an Agrestic by Firestone Walker - a big thanks to our friend Josh for donating this beer to the show, and as a friend of the show you’ve earned enough points and have officially reached ‘red status’! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com See omnystudio.com/listener for privacy information.