December 16, 2025
AAR28 - Confident Investing w/ Sean Tepper
The Investing for Beginners Podcast - Your Path to Financial FreedomAbout this episode
You can download Evan’s free monthly budgeting spreadsheet here: https://einvestingforbeginners.com/budget/ In this episode of At Any Rate , Evan Raidt sits down with Sean Tepper, CEO and founder of TYKR , a platform designed to simplify stock analysis and help everyday investors buy and sell with more confidence. Sean shares how the 2008 crash became his wake-up call, why most beginners get stuck in analysis paralysis, and how TYKR’s “traffic light” system turns a mountain of data into a simple signal: on sale, watch, or overpriced. Sean also breaks down the “4M Confidence Booster” (math, meaning, moat, management), what signals can help you decide when to sell, and why long-term wealth is built by staying disciplined—especially when the market gets volatile. Topics Covered: The traffic light system: on sale (green), watch (gray), overpriced (red) Why analysis paralysis stops new investors from taking action The “$100 a week” investing mindset and consistency over time Reducing risk with the 4M framework: math, meaning, moat, management Individual stocks vs. index funds/ETFs depending on your timeline Timestamps: 00:00 Intro: Evan welcomes Sean Tepper 02:12 From investing frustration to building TYKR 02:56 The “traffic light” concept: simplify 100 data points into a decision 05:00 Analysis paralysis and why beginners freeze 07:00 From Excel stock analysis to software 08:30 Investing vs. trading (and why trading usually loses) 12:17 Treat investing like a “mandatory bill” 15:06 The 4M Confidence Booster: math, meaning, moat, management 20:16 Wealth building (10–15 stocks) vs. wealth protection (funds near retirement) 22:34 Dividend strategy in retirement 24:05 “Easy things get complicated” + staying disciplined 25:29 Why “never skip a month” matters (especially in volatility) 28:58 Recency bias vs. long-term market history 32:02 Where to find Sean + closing Resources Mentioned: TYKR (T-Y-K-R): https://tykr.com/ Free monthly budgeting spreadsheet: https://einvestingforbeginners.com/budget/ Email Evan: evan@einvestingforbeginners.com Have feedback or ideas for Evan? Comment below or email him at evan@einvestingforbeginners.com —your suggestions help shape future episodes. Remember, financial freedom is built one smart move at a time. Keep it simple, keep it steady, and at any rate, we’ll see you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Download the Plynk app today to start building your investing confidence: https://plynkinvest.app.link/IFB Go to auraframes.com and use promo code BEGINNERS at checkout to get $35 off Get your free quote and see how much you could save at SelectQuote.com/beginners Interested in how your company sponsor the show? Reach us at equity@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices